Home > Tri-Parish Bank > Income and Expense
Tri-Parish Bank, Income and Expense
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $7,502,000 | 2,996 |
| Total interest expense | $457,000 | 3,820 |
| Net interest income | $7,045,000 | 2,875 |
| Provision for loan and lease losses | $409,000 | 1,632 |
| Total noninterest income | $1,403,000 | 2,488 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $628,000 | 1,711 |
| Trading account gains and fees | $0 | 151 |
| Additional Noninterest Income | $775,000 | 2,605 |
| Total noninterest expense | $5,024,000 | 3,082 |
| Salaries and employee benefits | $2,927,000 | 3,047 |
| Premises and equipment expense | $494,000 | 3,287 |
| Additional noninterest expense | $1,603,000 | 3,094 |
| Pre-tax net operating income | $3,015,000 | 2,477 |
| Securities gains (losses) | $22,000 | 1,291 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $3,037,000 | 2,020 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,037,000 | 2,018 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,037,000 | 2,020 |
| Net charge-offs | $168,000 | 1,976 |
| Cash dividends | $3,225,000 | 972 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $3,015,000 | 2,015 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $5,549,000 | 3,040 |
| Total interest expense | $330,000 | 3,881 |
| Net interest income | $5,219,000 | 2,921 |
| Provision for loan and lease losses | $340,000 | 1,502 |
| Total noninterest income | $1,032,000 | 2,527 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $461,000 | 1,752 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $571,000 | 2,653 |
| Total noninterest expense | $3,697,000 | 3,132 |
| Salaries and employee benefits | $2,071,000 | 3,162 |
| Premises and equipment expense | $398,000 | 3,180 |
| Additional noninterest expense | $1,228,000 | 3,049 |
| Pre-tax net operating income | $2,214,000 | 2,559 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $2,214,000 | 2,218 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,214,000 | 2,218 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,214,000 | 2,218 |
| Net charge-offs | $152,000 | 1,596 |
| Cash dividends | $2,225,000 | 959 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $2,214,000 | 2,193 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $3,765,000 | 3,000 |
| Total interest expense | $215,000 | 3,901 |
| Net interest income | $3,550,000 | 2,872 |
| Provision for loan and lease losses | $264,000 | 1,322 |
| Total noninterest income | $688,000 | 2,526 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $303,000 | 1,752 |
| Trading account gains and fees | $0 | 139 |
| Additional Noninterest Income | $385,000 | 2,636 |
| Total noninterest expense | $2,489,000 | 3,136 |
| Salaries and employee benefits | $1,401,000 | 3,151 |
| Premises and equipment expense | $261,000 | 3,216 |
| Additional noninterest expense | $827,000 | 3,043 |
| Pre-tax net operating income | $1,485,000 | 2,506 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $1,485,000 | 2,170 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,485,000 | 2,171 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,485,000 | 2,171 |
| Net charge-offs | $122,000 | 1,380 |
| Cash dividends | $1,525,000 | 941 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,485,000 | 2,139 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,861,000 | 3,024 |
| Total interest expense | $109,000 | 3,888 |
| Net interest income | $1,752,000 | 2,901 |
| Provision for loan and lease losses | $171,000 | 1,046 |
| Total noninterest income | $345,000 | 2,535 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $140,000 | 1,862 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $205,000 | 2,543 |
| Total noninterest expense | $1,236,000 | 3,183 |
| Salaries and employee benefits | $687,000 | 3,222 |
| Premises and equipment expense | $131,000 | 3,259 |
| Additional noninterest expense | $418,000 | 3,027 |
| Pre-tax net operating income | $690,000 | 2,563 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $690,000 | 2,222 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $690,000 | 2,223 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $690,000 | 2,223 |
| Net charge-offs | $98,000 | 940 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $690,000 | 2,195 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $6,723,000 | 3,202 |
| Total interest expense | $411,000 | 3,977 |
| Net interest income | $6,312,000 | 3,083 |
| Provision for loan and lease losses | $255,000 | 2,160 |
| Total noninterest income | $1,523,000 | 2,469 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $604,000 | 1,793 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $919,000 | 2,495 |
| Total noninterest expense | $6,577,000 | 2,684 |
| Salaries and employee benefits | $3,439,000 | 2,792 |
| Premises and equipment expense | $905,000 | 2,303 |
| Additional noninterest expense | $2,233,000 | 2,549 |
| Pre-tax net operating income | $1,003,000 | 4,077 |
| Securities gains (losses) | $160,000 | 1,011 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $1,163,000 | 3,686 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,163,000 | 3,684 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,163,000 | 3,685 |
| Net charge-offs | $162,000 | 2,152 |
| Cash dividends | $856,000 | 2,391 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $1,003,000 | 3,833 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $4,880,000 | 3,271 |
| Total interest expense | $306,000 | 4,016 |
| Net interest income | $4,574,000 | 3,169 |
| Provision for loan and lease losses | $126,000 | 2,527 |
| Total noninterest income | $1,185,000 | 2,420 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $460,000 | 1,782 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $725,000 | 2,445 |
| Total noninterest expense | $5,017,000 | 2,636 |
| Salaries and employee benefits | $2,889,000 | 2,554 |
| Premises and equipment expense | $656,000 | 2,358 |
| Additional noninterest expense | $1,472,000 | 2,791 |
| Pre-tax net operating income | $616,000 | 4,393 |
| Securities gains (losses) | $160,000 | 936 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $776,000 | 3,890 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $776,000 | 3,888 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $776,000 | 3,890 |
| Net charge-offs | $121,000 | 1,896 |
| Cash dividends | $856,000 | 1,818 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $616,000 | 4,138 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,244,000 | 3,302 |
| Total interest expense | $201,000 | 4,061 |
| Net interest income | $3,043,000 | 3,184 |
| Provision for loan and lease losses | $52,000 | 2,907 |
| Total noninterest income | $825,000 | 2,345 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $310,000 | 1,757 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $515,000 | 2,335 |
| Total noninterest expense | $2,853,000 | 2,954 |
| Salaries and employee benefits | $1,622,000 | 2,908 |
| Premises and equipment expense | $426,000 | 2,397 |
| Additional noninterest expense | $805,000 | 3,218 |
| Pre-tax net operating income | $963,000 | 3,144 |
| Securities gains (losses) | $158,000 | 703 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $1,121,000 | 2,606 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,121,000 | 2,605 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,121,000 | 2,605 |
| Net charge-offs | $116,000 | 1,495 |
| Cash dividends | $856,000 | 1,453 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $963,000 | 2,796 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,625,000 | 3,304 |
| Total interest expense | $101,000 | 4,079 |
| Net interest income | $1,524,000 | 3,189 |
| Provision for loan and lease losses | $-66,000 | 5,964 |
| Total noninterest income | $397,000 | 2,368 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $155,000 | 1,754 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $242,000 | 2,378 |
| Total noninterest expense | $1,398,000 | 3,009 |
| Salaries and employee benefits | $777,000 | 3,009 |
| Premises and equipment expense | $217,000 | 2,409 |
| Additional noninterest expense | $404,000 | 3,209 |
| Pre-tax net operating income | $589,000 | 2,761 |
| Securities gains (losses) | $158,000 | 361 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $747,000 | 2,106 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $747,000 | 2,106 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $747,000 | 2,106 |
| Net charge-offs | $1,000 | 2,929 |
| Cash dividends | $428,000 | 1,326 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $589,000 | 2,429 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $6,968,000 | 3,122 |
| Total interest expense | $389,000 | 4,203 |
| Net interest income | $6,579,000 | 3,003 |
| Provision for loan and lease losses | $16,000 | 4,124 |
| Total noninterest income | $2,056,000 | 2,077 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $693,000 | 1,662 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,363,000 | 1,972 |
| Total noninterest expense | $5,747,000 | 2,944 |
| Salaries and employee benefits | $3,223,000 | 2,897 |
| Premises and equipment expense | $846,000 | 2,446 |
| Additional noninterest expense | $1,678,000 | 3,158 |
| Pre-tax net operating income | $2,872,000 | 2,391 |
| Securities gains (losses) | $70,000 | 1,397 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $2,942,000 | 2,088 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,942,000 | 2,089 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,942,000 | 2,090 |
| Net charge-offs | $62,000 | 3,092 |
| Cash dividends | $1,712,000 | 1,491 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,872,000 | 2,079 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $5,259,000 | 3,130 |
| Total interest expense | $289,000 | 4,281 |
| Net interest income | $4,970,000 | 3,005 |
| Provision for loan and lease losses | $-89,000 | 5,904 |
| Total noninterest income | $1,619,000 | 2,024 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $516,000 | 1,686 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,103,000 | 1,898 |
| Total noninterest expense | $4,451,000 | 2,900 |
| Salaries and employee benefits | $2,543,000 | 2,811 |
| Premises and equipment expense | $640,000 | 2,463 |
| Additional noninterest expense | $1,268,000 | 3,154 |
| Pre-tax net operating income | $2,227,000 | 2,381 |
| Securities gains (losses) | $70,000 | 1,251 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $2,297,000 | 2,028 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,297,000 | 2,029 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,297,000 | 2,030 |
| Net charge-offs | $-17,000 | 5,308 |
| Cash dividends | $1,284,000 | 1,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $2,227,000 | 2,039 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,608,000 | 3,070 |
| Total interest expense | $190,000 | 4,343 |
| Net interest income | $3,418,000 | 2,928 |
| Provision for loan and lease losses | $-10,000 | 5,950 |
| Total noninterest income | $1,075,000 | 2,044 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $330,000 | 1,717 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $745,000 | 1,890 |
| Total noninterest expense | $2,973,000 | 2,905 |
| Salaries and employee benefits | $1,707,000 | 2,811 |
| Premises and equipment expense | $428,000 | 2,466 |
| Additional noninterest expense | $838,000 | 3,209 |
| Pre-tax net operating income | $1,530,000 | 2,315 |
| Securities gains (losses) | $74,000 | 998 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $1,604,000 | 1,927 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,604,000 | 1,929 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,604,000 | 1,929 |
| Net charge-offs | $27,000 | 2,754 |
| Cash dividends | $856,000 | 1,393 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,530,000 | 1,969 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,823,000 | 3,066 |
| Total interest expense | $91,000 | 4,456 |
| Net interest income | $1,732,000 | 2,910 |
| Provision for loan and lease losses | $5,000 | 3,469 |
| Total noninterest income | $480,000 | 2,154 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $163,000 | 1,725 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $317,000 | 2,049 |
| Total noninterest expense | $1,472,000 | 2,943 |
| Salaries and employee benefits | $834,000 | 2,879 |
| Premises and equipment expense | $213,000 | 2,522 |
| Additional noninterest expense | $425,000 | 3,161 |
| Pre-tax net operating income | $735,000 | 2,342 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $735,000 | 2,052 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $735,000 | 2,053 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $735,000 | 2,053 |
| Net charge-offs | $16,000 | 2,251 |
| Cash dividends | $428,000 | 1,245 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $735,000 | 1,992 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $7,041,000 | 3,167 |
| Total interest expense | $389,000 | 4,511 |
| Net interest income | $6,652,000 | 3,007 |
| Provision for loan and lease losses | $223,000 | 2,364 |
| Total noninterest income | $1,727,000 | 2,320 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $634,000 | 1,875 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,093,000 | 2,211 |
| Total noninterest expense | $5,820,000 | 2,981 |
| Salaries and employee benefits | $3,265,000 | 2,912 |
| Premises and equipment expense | $866,000 | 2,518 |
| Additional noninterest expense | $1,689,000 | 3,263 |
| Pre-tax net operating income | $2,336,000 | 2,711 |
| Securities gains (losses) | $39,000 | 1,908 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $2,375,000 | 2,398 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,375,000 | 2,398 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,375,000 | 2,398 |
| Net charge-offs | $132,000 | 2,913 |
| Cash dividends | $1,712,000 | 1,425 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,336,000 | 2,382 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $5,230,000 | 3,221 |
| Total interest expense | $293,000 | 4,571 |
| Net interest income | $4,937,000 | 3,051 |
| Provision for loan and lease losses | $143,000 | 2,431 |
| Total noninterest income | $1,276,000 | 2,346 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $454,000 | 1,955 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $822,000 | 2,222 |
| Total noninterest expense | $4,487,000 | 2,927 |
| Salaries and employee benefits | $2,516,000 | 2,856 |
| Premises and equipment expense | $660,000 | 2,515 |
| Additional noninterest expense | $1,311,000 | 3,185 |
| Pre-tax net operating income | $1,583,000 | 2,942 |
| Securities gains (losses) | $39,000 | 1,599 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $1,622,000 | 2,587 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,622,000 | 2,588 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,622,000 | 2,587 |
| Net charge-offs | $110,000 | 2,592 |
| Cash dividends | $1,284,000 | 1,293 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,583,000 | 2,583 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,462,000 | 3,240 |
| Total interest expense | $197,000 | 4,603 |
| Net interest income | $3,265,000 | 3,069 |
| Provision for loan and lease losses | $105,000 | 2,287 |
| Total noninterest income | $802,000 | 2,405 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $268,000 | 2,148 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $534,000 | 2,227 |
| Total noninterest expense | $3,006,000 | 2,940 |
| Salaries and employee benefits | $1,667,000 | 2,887 |
| Premises and equipment expense | $450,000 | 2,473 |
| Additional noninterest expense | $889,000 | 3,163 |
| Pre-tax net operating income | $956,000 | 3,042 |
| Securities gains (losses) | $29,000 | 1,459 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $985,000 | 2,668 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $985,000 | 2,672 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $985,000 | 2,672 |
| Net charge-offs | $91,000 | 2,276 |
| Cash dividends | $856,000 | 1,308 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $956,000 | 2,684 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,743,000 | 3,224 |
| Total interest expense | $99,000 | 4,645 |
| Net interest income | $1,644,000 | 3,055 |
| Provision for loan and lease losses | $12,000 | 3,289 |
| Total noninterest income | $375,000 | 2,470 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $121,000 | 2,290 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $254,000 | 2,233 |
| Total noninterest expense | $1,498,000 | 2,973 |
| Salaries and employee benefits | $803,000 | 2,990 |
| Premises and equipment expense | $227,000 | 2,508 |
| Additional noninterest expense | $468,000 | 3,047 |
| Pre-tax net operating income | $509,000 | 2,855 |
| Securities gains (losses) | $-75,000 | 6,630 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $434,000 | 2,847 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $434,000 | 2,850 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $434,000 | 2,850 |
| Net charge-offs | $17,000 | 2,586 |
| Cash dividends | $428,000 | 1,159 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $509,000 | 2,482 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $7,165,000 | 3,191 |
| Total interest expense | $496,000 | 4,471 |
| Net interest income | $6,669,000 | 3,006 |
| Provision for loan and lease losses | $176,000 | 3,115 |
| Total noninterest income | $1,636,000 | 2,444 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $430,000 | 2,677 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $1,206,000 | 2,133 |
| Total noninterest expense | $5,625,000 | 3,125 |
| Salaries and employee benefits | $3,182,000 | 2,984 |
| Premises and equipment expense | $937,000 | 2,381 |
| Additional noninterest expense | $1,506,000 | 3,647 |
| Pre-tax net operating income | $2,504,000 | 2,470 |
| Securities gains (losses) | $159,000 | 1,032 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $2,663,000 | 2,090 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,663,000 | 2,095 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,663,000 | 2,095 |
| Net charge-offs | $31,000 | 4,626 |
| Cash dividends | $1,936,000 | 1,244 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $2,504,000 | 2,139 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,437,000 | 3,196 |
| Total interest expense | $383,000 | 4,505 |
| Net interest income | $5,054,000 | 3,006 |
| Provision for loan and lease losses | $76,000 | 3,628 |
| Total noninterest income | $1,255,000 | 2,454 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $310,000 | 2,764 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $945,000 | 2,124 |
| Total noninterest expense | $4,236,000 | 3,115 |
| Salaries and employee benefits | $2,477,000 | 2,928 |
| Premises and equipment expense | $706,000 | 2,396 |
| Additional noninterest expense | $1,053,000 | 3,818 |
| Pre-tax net operating income | $1,997,000 | 2,418 |
| Securities gains (losses) | $125,000 | 1,071 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $2,122,000 | 2,027 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $2,122,000 | 2,034 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,122,000 | 2,033 |
| Net charge-offs | $22,000 | 4,361 |
| Cash dividends | $1,508,000 | 1,086 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,997,000 | 2,069 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,671,000 | 3,163 |
| Total interest expense | $260,000 | 4,538 |
| Net interest income | $3,411,000 | 2,975 |
| Provision for loan and lease losses | $76,000 | 3,204 |
| Total noninterest income | $843,000 | 2,472 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $204,000 | 2,755 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $639,000 | 2,153 |
| Total noninterest expense | $2,816,000 | 3,137 |
| Salaries and employee benefits | $1,663,000 | 2,932 |
| Premises and equipment expense | $474,000 | 2,380 |
| Additional noninterest expense | $679,000 | 3,911 |
| Pre-tax net operating income | $1,362,000 | 2,373 |
| Securities gains (losses) | $125,000 | 970 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $1,487,000 | 1,938 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,487,000 | 1,944 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,487,000 | 1,944 |
| Net charge-offs | $10,000 | 4,322 |
| Cash dividends | $1,080,000 | 1,019 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,362,000 | 2,009 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,847,000 | 3,174 |
| Total interest expense | $136,000 | 4,521 |
| Net interest income | $1,711,000 | 2,970 |
| Provision for loan and lease losses | $50,000 | 2,783 |
| Total noninterest income | $418,000 | 2,492 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $106,000 | 2,675 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $312,000 | 2,167 |
| Total noninterest expense | $1,420,000 | 3,148 |
| Salaries and employee benefits | $838,000 | 2,933 |
| Premises and equipment expense | $232,000 | 2,451 |
| Additional noninterest expense | $350,000 | 3,843 |
| Pre-tax net operating income | $659,000 | 2,389 |
| Securities gains (losses) | $11,000 | 1,452 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $670,000 | 2,061 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $670,000 | 2,063 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $670,000 | 2,063 |
| Net charge-offs | $8,000 | 3,541 |
| Cash dividends | $652,000 | 764 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $659,000 | 2,017 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,699,000 | 3,207 |
| Total interest expense | $723,000 | 4,334 |
| Net interest income | $6,976,000 | 2,986 |
| Provision for loan and lease losses | $16,000 | 5,659 |
| Total noninterest income | $1,717,000 | 2,411 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $454,000 | 2,679 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,263,000 | 2,060 |
| Total noninterest expense | $5,512,000 | 3,232 |
| Salaries and employee benefits | $3,168,000 | 3,011 |
| Premises and equipment expense | $916,000 | 2,450 |
| Additional noninterest expense | $1,428,000 | 3,908 |
| Pre-tax net operating income | $3,165,000 | 2,001 |
| Securities gains (losses) | $240,000 | 1,541 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $3,405,000 | 1,681 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,405,000 | 1,681 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $3,405,000 | 1,682 |
| Net charge-offs | $76,000 | 4,636 |
| Cash dividends | $1,700,000 | 1,362 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $3,165,000 | 1,666 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,466,000 | 3,402 |
| Total interest expense | $572,000 | 4,342 |
| Net interest income | $4,894,000 | 3,207 |
| Provision for loan and lease losses | $-69,000 | 7,002 |
| Total noninterest income | $1,266,000 | 2,441 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $335,000 | 2,746 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $931,000 | 2,081 |
| Total noninterest expense | $4,084,000 | 3,286 |
| Salaries and employee benefits | $2,359,000 | 3,051 |
| Premises and equipment expense | $682,000 | 2,487 |
| Additional noninterest expense | $1,043,000 | 3,999 |
| Pre-tax net operating income | $2,145,000 | 2,224 |
| Securities gains (losses) | $185,000 | 1,496 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $2,330,000 | 1,849 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,330,000 | 1,848 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,330,000 | 1,850 |
| Net charge-offs | $22,000 | 5,017 |
| Cash dividends | $1,272,000 | 1,128 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $2,145,000 | 1,861 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,585,000 | 3,474 |
| Total interest expense | $401,000 | 4,324 |
| Net interest income | $3,184,000 | 3,272 |
| Provision for loan and lease losses | $-160,000 | 7,133 |
| Total noninterest income | $806,000 | 2,481 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $214,000 | 2,813 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $592,000 | 2,126 |
| Total noninterest expense | $2,704,000 | 3,322 |
| Salaries and employee benefits | $1,550,000 | 3,098 |
| Premises and equipment expense | $456,000 | 2,495 |
| Additional noninterest expense | $698,000 | 3,990 |
| Pre-tax net operating income | $1,446,000 | 2,197 |
| Securities gains (losses) | $26,000 | 2,391 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $1,472,000 | 1,918 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,472,000 | 1,917 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,472,000 | 1,918 |
| Net charge-offs | $6,000 | 5,096 |
| Cash dividends | $848,000 | 1,124 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,446,000 | 1,845 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,781,000 | 3,520 |
| Total interest expense | $214,000 | 4,289 |
| Net interest income | $1,567,000 | 3,335 |
| Provision for loan and lease losses | $22,000 | 4,438 |
| Total noninterest income | $424,000 | 2,394 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $102,000 | 2,891 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $322,000 | 2,020 |
| Total noninterest expense | $1,348,000 | 3,344 |
| Salaries and employee benefits | $774,000 | 3,103 |
| Premises and equipment expense | $224,000 | 2,548 |
| Additional noninterest expense | $350,000 | 3,988 |
| Pre-tax net operating income | $621,000 | 2,469 |
| Securities gains (losses) | $15,000 | 1,690 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $636,000 | 2,154 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $636,000 | 2,155 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $636,000 | 2,156 |
| Net charge-offs | $-2,000 | 6,038 |
| Cash dividends | $424,000 | 993 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $621,000 | 2,090 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $6,808,000 | 3,742 |
| Total interest expense | $931,000 | 4,565 |
| Net interest income | $5,877,000 | 3,513 |
| Provision for loan and lease losses | $220,000 | 4,524 |
| Total noninterest income | $1,579,000 | 2,365 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $503,000 | 2,557 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,076,000 | 2,042 |
| Total noninterest expense | $5,153,000 | 3,452 |
| Salaries and employee benefits | $2,896,000 | 3,206 |
| Premises and equipment expense | $962,000 | 2,485 |
| Additional noninterest expense | $1,295,000 | 4,246 |
| Pre-tax net operating income | $2,083,000 | 2,427 |
| Securities gains (losses) | $802,000 | 537 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $2,885,000 | 1,665 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,885,000 | 1,665 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,885,000 | 1,665 |
| Net charge-offs | $69,000 | 5,272 |
| Cash dividends | $2,464,000 | 805 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,083,000 | 2,112 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,091,000 | 3,801 |
| Total interest expense | $706,000 | 4,655 |
| Net interest income | $4,385,000 | 3,545 |
| Provision for loan and lease losses | $171,000 | 4,361 |
| Total noninterest income | $1,194,000 | 2,335 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $383,000 | 2,537 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $811,000 | 2,019 |
| Total noninterest expense | $3,794,000 | 3,513 |
| Salaries and employee benefits | $2,143,000 | 3,238 |
| Premises and equipment expense | $689,000 | 2,597 |
| Additional noninterest expense | $962,000 | 4,272 |
| Pre-tax net operating income | $1,614,000 | 2,447 |
| Securities gains (losses) | $802,000 | 426 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $2,416,000 | 1,583 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,416,000 | 1,583 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $2,416,000 | 1,583 |
| Net charge-offs | $64,000 | 4,805 |
| Cash dividends | $2,048,000 | 627 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,614,000 | 2,097 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,376,000 | 3,846 |
| Total interest expense | $481,000 | 4,733 |
| Net interest income | $2,895,000 | 3,580 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $780,000 | 2,357 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $256,000 | 2,513 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $524,000 | 2,031 |
| Total noninterest expense | $2,547,000 | 3,531 |
| Salaries and employee benefits | $1,420,000 | 3,273 |
| Premises and equipment expense | $460,000 | 2,616 |
| Additional noninterest expense | $667,000 | 4,230 |
| Pre-tax net operating income | $1,128,000 | 2,343 |
| Securities gains (losses) | $369,000 | 463 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $1,497,000 | 1,623 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,497,000 | 1,623 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,497,000 | 1,623 |
| Net charge-offs | $-3,000 | 6,756 |
| Cash dividends | $1,632,000 | 519 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,128,000 | 1,987 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,651,000 | 3,924 |
| Total interest expense | $247,000 | 4,776 |
| Net interest income | $1,404,000 | 3,645 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $381,000 | 2,431 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $126,000 | 2,531 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $255,000 | 2,117 |
| Total noninterest expense | $1,235,000 | 3,617 |
| Salaries and employee benefits | $676,000 | 3,408 |
| Premises and equipment expense | $224,000 | 2,723 |
| Additional noninterest expense | $335,000 | 4,218 |
| Pre-tax net operating income | $550,000 | 2,387 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $550,000 | 2,074 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $550,000 | 2,073 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $550,000 | 2,074 |
| Net charge-offs | $-8,000 | 6,939 |
| Cash dividends | $1,216,000 | 318 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $550,000 | 2,038 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $6,786,000 | 3,992 |
| Total interest expense | $1,129,000 | 4,956 |
| Net interest income | $5,657,000 | 3,639 |
| Provision for loan and lease losses | $60,000 | 6,354 |
| Total noninterest income | $1,658,000 | 2,366 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $626,000 | 2,213 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $1,032,000 | 2,146 |
| Total noninterest expense | $5,000,000 | 3,616 |
| Salaries and employee benefits | $2,763,000 | 3,327 |
| Premises and equipment expense | $974,000 | 2,539 |
| Additional noninterest expense | $1,263,000 | 4,471 |
| Pre-tax net operating income | $2,255,000 | 2,037 |
| Securities gains (losses) | $556,000 | 809 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $2,811,000 | 1,480 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,811,000 | 1,482 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,811,000 | 1,483 |
| Net charge-offs | $99,000 | 5,422 |
| Cash dividends | $1,872,000 | 873 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,255,000 | 1,752 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,160,000 | 4,030 |
| Total interest expense | $868,000 | 5,056 |
| Net interest income | $4,292,000 | 3,649 |
| Provision for loan and lease losses | $60,000 | 6,111 |
| Total noninterest income | $1,231,000 | 2,387 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $469,000 | 2,269 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $762,000 | 2,134 |
| Total noninterest expense | $3,658,000 | 3,698 |
| Salaries and employee benefits | $2,009,000 | 3,423 |
| Premises and equipment expense | $701,000 | 2,652 |
| Additional noninterest expense | $948,000 | 4,464 |
| Pre-tax net operating income | $1,805,000 | 2,062 |
| Securities gains (losses) | $556,000 | 668 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $2,361,000 | 1,410 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,361,000 | 1,413 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $2,361,000 | 1,414 |
| Net charge-offs | $70,000 | 5,256 |
| Cash dividends | $1,404,000 | 792 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,805,000 | 1,737 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,476,000 | 4,040 |
| Total interest expense | $592,000 | 5,101 |
| Net interest income | $2,884,000 | 3,623 |
| Provision for loan and lease losses | $54,000 | 5,798 |
| Total noninterest income | $814,000 | 2,348 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $301,000 | 2,350 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $513,000 | 2,058 |
| Total noninterest expense | $2,400,000 | 3,737 |
| Salaries and employee benefits | $1,314,000 | 3,504 |
| Premises and equipment expense | $459,000 | 2,708 |
| Additional noninterest expense | $627,000 | 4,476 |
| Pre-tax net operating income | $1,244,000 | 2,005 |
| Securities gains (losses) | $426,000 | 545 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $1,670,000 | 1,327 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,670,000 | 1,328 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,670,000 | 1,328 |
| Net charge-offs | $53,000 | 4,835 |
| Cash dividends | $936,000 | 776 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,244,000 | 1,669 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,692,000 | 4,169 |
| Total interest expense | $305,000 | 5,162 |
| Net interest income | $1,387,000 | 3,769 |
| Provision for loan and lease losses | $8,000 | 6,225 |
| Total noninterest income | $384,000 | 2,441 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $147,000 | 2,383 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $237,000 | 2,146 |
| Total noninterest expense | $1,203,000 | 3,752 |
| Salaries and employee benefits | $659,000 | 3,548 |
| Premises and equipment expense | $228,000 | 2,790 |
| Additional noninterest expense | $316,000 | 4,444 |
| Pre-tax net operating income | $560,000 | 2,214 |
| Securities gains (losses) | $304,000 | 381 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $864,000 | 1,268 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $864,000 | 1,271 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $864,000 | 1,270 |
| Net charge-offs | $20,000 | 4,422 |
| Cash dividends | $468,000 | 736 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $560,000 | 1,870 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $7,290,000 | 4,066 |
| Total interest expense | $1,532,000 | 5,114 |
| Net interest income | $5,758,000 | 3,575 |
| Provision for loan and lease losses | $93,000 | 6,508 |
| Total noninterest income | $1,637,000 | 2,423 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $642,000 | 2,420 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $995,000 | 2,147 |
| Total noninterest expense | $5,033,000 | 3,671 |
| Salaries and employee benefits | $2,706,000 | 3,470 |
| Premises and equipment expense | $970,000 | 2,649 |
| Additional noninterest expense | $1,357,000 | 4,364 |
| Pre-tax net operating income | $2,269,000 | 1,715 |
| Securities gains (losses) | $416,000 | 996 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $2,685,000 | 1,237 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,685,000 | 1,237 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,685,000 | 1,236 |
| Net charge-offs | $45,000 | 6,264 |
| Cash dividends | $1,864,000 | 976 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $2,269,000 | 1,438 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,512,000 | 4,102 |
| Total interest expense | $1,199,000 | 5,154 |
| Net interest income | $4,313,000 | 3,592 |
| Provision for loan and lease losses | $9,000 | 7,127 |
| Total noninterest income | $1,254,000 | 2,432 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $479,000 | 2,441 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $775,000 | 2,159 |
| Total noninterest expense | $3,779,000 | 3,661 |
| Salaries and employee benefits | $2,016,000 | 3,519 |
| Premises and equipment expense | $741,000 | 2,628 |
| Additional noninterest expense | $1,022,000 | 4,314 |
| Pre-tax net operating income | $1,779,000 | 1,784 |
| Securities gains (losses) | $416,000 | 803 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $2,195,000 | 1,222 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $2,195,000 | 1,220 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $2,195,000 | 1,222 |
| Net charge-offs | $17,000 | 6,315 |
| Cash dividends | $1,396,000 | 931 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,779,000 | 1,470 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,722,000 | 4,103 |
| Total interest expense | $846,000 | 5,131 |
| Net interest income | $2,876,000 | 3,578 |
| Provision for loan and lease losses | $9,000 | 6,955 |
| Total noninterest income | $851,000 | 2,428 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $312,000 | 2,466 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $539,000 | 2,116 |
| Total noninterest expense | $2,549,000 | 3,665 |
| Salaries and employee benefits | $1,349,000 | 3,559 |
| Premises and equipment expense | $488,000 | 2,693 |
| Additional noninterest expense | $712,000 | 4,220 |
| Pre-tax net operating income | $1,169,000 | 1,862 |
| Securities gains (losses) | $392,000 | 620 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $1,561,000 | 1,201 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,561,000 | 1,199 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,561,000 | 1,200 |
| Net charge-offs | $1,000 | 6,525 |
| Cash dividends | $928,000 | 994 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $1,169,000 | 1,572 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,875,000 | 4,132 |
| Total interest expense | $442,000 | 5,138 |
| Net interest income | $1,433,000 | 3,586 |
| Provision for loan and lease losses | $9,000 | 6,357 |
| Total noninterest income | $428,000 | 2,383 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $152,000 | 2,437 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $276,000 | 2,065 |
| Total noninterest expense | $1,228,000 | 3,701 |
| Salaries and employee benefits | $673,000 | 3,591 |
| Premises and equipment expense | $239,000 | 2,781 |
| Additional noninterest expense | $316,000 | 4,242 |
| Pre-tax net operating income | $624,000 | 1,989 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $624,000 | 1,731 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $624,000 | 1,733 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $624,000 | 1,734 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $464,000 | 953 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $624,000 | 1,636 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $7,693,000 | 4,236 |
| Total interest expense | $2,326,000 | 4,935 |
| Net interest income | $5,367,000 | 3,763 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $1,602,000 | 2,501 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $664,000 | 2,451 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $938,000 | 2,218 |
| Total noninterest expense | $4,546,000 | 3,857 |
| Salaries and employee benefits | $2,600,000 | 3,662 |
| Premises and equipment expense | $941,000 | 2,772 |
| Additional noninterest expense | $1,005,000 | 4,811 |
| Pre-tax net operating income | $2,423,000 | 2,146 |
| Securities gains (losses) | $182,000 | 767 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $2,605,000 | 1,558 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,605,000 | 1,559 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 5,787 |
| Cash dividends | $1,856,000 | 1,454 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,423,000 | 1,769 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,901,000 | 4,250 |
| Total interest expense | $1,848,000 | 4,894 |
| Net interest income | $4,053,000 | 3,766 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $1,215,000 | 2,556 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $498,000 | 2,473 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $717,000 | 2,283 |
| Total noninterest expense | $3,427,000 | 3,823 |
| Salaries and employee benefits | $1,961,000 | 3,674 |
| Premises and equipment expense | $725,000 | 2,708 |
| Additional noninterest expense | $741,000 | 4,780 |
| Pre-tax net operating income | $1,841,000 | 2,446 |
| Securities gains (losses) | $171,000 | 688 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $2,012,000 | 1,771 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,012,000 | 1,770 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 5,039 |
| Cash dividends | $1,392,000 | 1,407 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,841,000 | 2,026 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,966,000 | 4,278 |
| Total interest expense | $1,290,000 | 4,906 |
| Net interest income | $2,676,000 | 3,791 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $820,000 | 2,576 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $330,000 | 2,456 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $490,000 | 2,283 |
| Total noninterest expense | $2,263,000 | 3,869 |
| Salaries and employee benefits | $1,291,000 | 3,750 |
| Premises and equipment expense | $481,000 | 2,724 |
| Additional noninterest expense | $491,000 | 4,779 |
| Pre-tax net operating income | $1,233,000 | 2,546 |
| Securities gains (losses) | $111,000 | 897 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $1,344,000 | 1,982 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,344,000 | 1,982 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 4,518 |
| Cash dividends | $928,000 | 1,518 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,233,000 | 2,090 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,020,000 | 4,285 |
| Total interest expense | $688,000 | 4,925 |
| Net interest income | $1,332,000 | 3,802 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $390,000 | 2,645 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $158,000 | 2,507 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $232,000 | 2,338 |
| Total noninterest expense | $1,128,000 | 3,887 |
| Salaries and employee benefits | $641,000 | 3,782 |
| Premises and equipment expense | $240,000 | 2,743 |
| Additional noninterest expense | $247,000 | 4,727 |
| Pre-tax net operating income | $594,000 | 2,726 |
| Securities gains (losses) | $111,000 | 668 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $705,000 | 2,023 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $705,000 | 2,026 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 3,100 |
| Cash dividends | $464,000 | 1,445 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $594,000 | 2,259 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $8,079,000 | 4,336 |
| Total interest expense | $3,322,000 | 4,492 |
| Net interest income | $4,757,000 | 4,143 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $1,549,000 | 2,646 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $689,000 | 2,395 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $860,000 | 2,449 |
| Total noninterest expense | $4,331,000 | 3,881 |
| Salaries and employee benefits | $2,425,000 | 3,814 |
| Premises and equipment expense | $879,000 | 2,858 |
| Additional noninterest expense | $1,027,000 | 4,573 |
| Pre-tax net operating income | $1,975,000 | 3,338 |
| Securities gains (losses) | $31,000 | 956 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $2,006,000 | 2,817 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,006,000 | 2,816 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 4,854 |
| Cash dividends | $1,808,000 | 1,737 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,975,000 | 2,829 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $6,039,000 | 4,357 |
| Total interest expense | $2,549,000 | 4,426 |
| Net interest income | $3,490,000 | 4,222 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $1,172,000 | 2,635 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $519,000 | 2,368 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $653,000 | 2,434 |
| Total noninterest expense | $3,163,000 | 3,936 |
| Salaries and employee benefits | $1,760,000 | 3,891 |
| Premises and equipment expense | $638,000 | 2,916 |
| Additional noninterest expense | $765,000 | 4,526 |
| Pre-tax net operating income | $1,499,000 | 3,478 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $1,499,000 | 2,969 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,499,000 | 2,968 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 3,931 |
| Cash dividends | $1,344,000 | 1,641 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,499,000 | 2,957 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,990,000 | 4,405 |
| Total interest expense | $1,692,000 | 4,432 |
| Net interest income | $2,298,000 | 4,291 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $755,000 | 2,693 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $349,000 | 2,366 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $406,000 | 2,546 |
| Total noninterest expense | $2,099,000 | 3,978 |
| Salaries and employee benefits | $1,169,000 | 3,932 |
| Premises and equipment expense | $407,000 | 3,054 |
| Additional noninterest expense | $523,000 | 4,445 |
| Pre-tax net operating income | $954,000 | 3,638 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $954,000 | 3,127 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $954,000 | 3,126 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 3,969 |
| Cash dividends | $896,000 | 1,692 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $954,000 | 3,113 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,932,000 | 4,487 |
| Total interest expense | $818,000 | 4,512 |
| Net interest income | $1,114,000 | 4,377 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $379,000 | 2,660 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $170,000 | 2,357 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $209,000 | 2,482 |
| Total noninterest expense | $1,034,000 | 4,037 |
| Salaries and employee benefits | $567,000 | 4,040 |
| Premises and equipment expense | $198,000 | 3,140 |
| Additional noninterest expense | $269,000 | 4,293 |
| Pre-tax net operating income | $459,000 | 3,699 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $459,000 | 3,200 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $459,000 | 3,200 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 4,238 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $459,000 | 3,175 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $7,228,000 | 4,476 |
| Total interest expense | $2,739,000 | 4,552 |
| Net interest income | $4,489,000 | 4,343 |
| Provision for loan and lease losses | $160,000 | 3,939 |
| Total noninterest income | $1,429,000 | 2,791 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $778,000 | 2,167 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $651,000 | 2,865 |
| Total noninterest expense | $3,732,000 | 4,182 |
| Salaries and employee benefits | $2,118,000 | 4,098 |
| Premises and equipment expense | $615,000 | 3,690 |
| Additional noninterest expense | $999,000 | 4,517 |
| Pre-tax net operating income | $2,026,000 | 3,612 |
| Securities gains (losses) | $109,000 | 518 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $2,135,000 | 2,961 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,135,000 | 2,961 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $90,000 | 3,293 |
| Cash dividends | $1,792,000 | 1,714 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $2,026,000 | 3,064 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,347,000 | 4,502 |
| Total interest expense | $1,973,000 | 4,587 |
| Net interest income | $3,374,000 | 4,374 |
| Provision for loan and lease losses | $113,000 | 3,903 |
| Total noninterest income | $1,079,000 | 2,780 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $580,000 | 2,186 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $499,000 | 2,850 |
| Total noninterest expense | $2,590,000 | 4,431 |
| Salaries and employee benefits | $1,507,000 | 4,218 |
| Premises and equipment expense | $402,000 | 4,096 |
| Additional noninterest expense | $681,000 | 4,807 |
| Pre-tax net operating income | $1,750,000 | 3,420 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $1,750,000 | 2,849 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,750,000 | 2,850 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 3,183 |
| Cash dividends | $1,344,000 | 1,593 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,750,000 | 2,841 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,454,000 | 4,553 |
| Total interest expense | $1,207,000 | 4,699 |
| Net interest income | $2,247,000 | 4,377 |
| Provision for loan and lease losses | $75,000 | 3,786 |
| Total noninterest income | $693,000 | 2,841 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $377,000 | 2,207 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $316,000 | 2,916 |
| Total noninterest expense | $1,697,000 | 4,497 |
| Salaries and employee benefits | $980,000 | 4,330 |
| Premises and equipment expense | $270,000 | 4,079 |
| Additional noninterest expense | $447,000 | 4,842 |
| Pre-tax net operating income | $1,168,000 | 3,420 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $1,168,000 | 2,855 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,168,000 | 2,855 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 2,995 |
| Cash dividends | $896,000 | 1,599 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,168,000 | 2,844 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,684,000 | 4,574 |
| Total interest expense | $572,000 | 4,715 |
| Net interest income | $1,112,000 | 4,398 |
| Provision for loan and lease losses | $38,000 | 3,609 |
| Total noninterest income | $334,000 | 2,871 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $175,000 | 2,277 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $159,000 | 2,870 |
| Total noninterest expense | $840,000 | 4,536 |
| Salaries and employee benefits | $494,000 | 4,318 |
| Premises and equipment expense | $126,000 | 4,273 |
| Additional noninterest expense | $220,000 | 4,877 |
| Pre-tax net operating income | $568,000 | 3,454 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $568,000 | 2,858 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $568,000 | 2,857 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 2,616 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $568,000 | 2,842 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,021,000 | 4,594 |
| Total interest expense | $1,696,000 | 4,916 |
| Net interest income | $4,325,000 | 4,390 |
| Provision for loan and lease losses | $137,000 | 4,280 |
| Total noninterest income | $1,407,000 | 2,811 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $741,000 | 2,247 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $666,000 | 2,857 |
| Total noninterest expense | $3,327,000 | 4,464 |
| Salaries and employee benefits | $1,932,000 | 4,229 |
| Premises and equipment expense | $498,000 | 4,187 |
| Additional noninterest expense | $897,000 | 4,779 |
| Pre-tax net operating income | $2,268,000 | 3,389 |
| Securities gains (losses) | $1,000 | 2,117 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $2,269,000 | 2,779 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $2,269,000 | 2,780 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $70,000 | 3,857 |
| Cash dividends | $1,792,000 | 1,610 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $2,268,000 | 2,745 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,420,000 | 4,620 |
| Total interest expense | $1,195,000 | 4,946 |
| Net interest income | $3,225,000 | 4,420 |
| Provision for loan and lease losses | $102,000 | 4,129 |
| Total noninterest income | $1,055,000 | 2,794 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $556,000 | 2,236 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $499,000 | 2,887 |
| Total noninterest expense | $2,504,000 | 4,418 |
| Salaries and employee benefits | $1,447,000 | 4,204 |
| Premises and equipment expense | $367,000 | 4,232 |
| Additional noninterest expense | $690,000 | 4,668 |
| Pre-tax net operating income | $1,674,000 | 3,479 |
| Securities gains (losses) | $1,000 | 2,135 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $1,675,000 | 2,869 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,675,000 | 2,870 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 3,660 |
| Cash dividends | $1,344,000 | 1,462 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,674,000 | 2,829 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,886,000 | 4,620 |
| Total interest expense | $751,000 | 4,951 |
| Net interest income | $2,135,000 | 4,413 |
| Provision for loan and lease losses | $65,000 | 4,019 |
| Total noninterest income | $683,000 | 2,818 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $351,000 | 2,308 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $332,000 | 2,885 |
| Total noninterest expense | $1,667,000 | 4,405 |
| Salaries and employee benefits | $955,000 | 4,214 |
| Premises and equipment expense | $243,000 | 4,230 |
| Additional noninterest expense | $469,000 | 4,597 |
| Pre-tax net operating income | $1,086,000 | 3,507 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $1,086,000 | 2,910 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,086,000 | 2,910 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 3,953 |
| Cash dividends | $896,000 | 1,460 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,086,000 | 2,862 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,405,000 | 4,682 |
| Total interest expense | $354,000 | 5,027 |
| Net interest income | $1,051,000 | 4,461 |
| Provision for loan and lease losses | $30,000 | 3,913 |
| Total noninterest income | $303,000 | 3,034 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $148,000 | 2,585 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $155,000 | 2,913 |
| Total noninterest expense | $847,000 | 4,367 |
| Salaries and employee benefits | $471,000 | 4,283 |
| Premises and equipment expense | $125,000 | 4,196 |
| Additional noninterest expense | $251,000 | 4,353 |
| Pre-tax net operating income | $477,000 | 3,803 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $477,000 | 3,156 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $477,000 | 3,157 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-7,000 | 7,779 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $477,000 | 3,116 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,096,000 | 4,781 |
| Total interest expense | $1,016,000 | 5,601 |
| Net interest income | $4,080,000 | 4,419 |
| Provision for loan and lease losses | $103,000 | 4,930 |
| Total noninterest income | $1,323,000 | 2,924 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $795,000 | 2,156 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $528,000 | 3,220 |
| Total noninterest expense | $3,119,000 | 4,538 |
| Salaries and employee benefits | $1,693,000 | 4,532 |
| Premises and equipment expense | $471,000 | 4,269 |
| Additional noninterest expense | $955,000 | 4,518 |
| Pre-tax net operating income | $2,181,000 | 3,318 |
| Securities gains (losses) | $-8,000 | 8,172 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $2,173,000 | 2,721 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,173,000 | 2,724 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $68,000 | 4,217 |
| Cash dividends | $1,752,000 | 1,518 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,181,000 | 2,666 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,781,000 | 4,806 |
| Total interest expense | $732,000 | 5,699 |
| Net interest income | $3,049,000 | 4,415 |
| Provision for loan and lease losses | $73,000 | 4,859 |
| Total noninterest income | $1,018,000 | 2,888 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $617,000 | 2,108 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $401,000 | 3,181 |
| Total noninterest expense | $2,336,000 | 4,512 |
| Salaries and employee benefits | $1,268,000 | 4,501 |
| Premises and equipment expense | $345,000 | 4,326 |
| Additional noninterest expense | $723,000 | 4,409 |
| Pre-tax net operating income | $1,658,000 | 3,355 |
| Securities gains (losses) | $-8,000 | 8,459 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $1,650,000 | 2,740 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,650,000 | 2,741 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $52,000 | 3,750 |
| Cash dividends | $1,304,000 | 1,409 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,658,000 | 2,668 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,501,000 | 4,848 |
| Total interest expense | $483,000 | 5,744 |
| Net interest income | $2,018,000 | 4,448 |
| Provision for loan and lease losses | $42,000 | 4,959 |
| Total noninterest income | $680,000 | 2,896 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $402,000 | 2,144 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $278,000 | 3,126 |
| Total noninterest expense | $1,481,000 | 4,703 |
| Salaries and employee benefits | $803,000 | 4,715 |
| Premises and equipment expense | $220,000 | 4,467 |
| Additional noninterest expense | $458,000 | 4,621 |
| Pre-tax net operating income | $1,175,000 | 3,164 |
| Securities gains (losses) | $-8,000 | 8,658 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $1,167,000 | 2,584 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,167,000 | 2,585 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 3,762 |
| Cash dividends | $856,000 | 1,457 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,175,000 | 2,505 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,247,000 | 4,873 |
| Total interest expense | $246,000 | 5,755 |
| Net interest income | $1,001,000 | 4,477 |
| Provision for loan and lease losses | $10,000 | 5,595 |
| Total noninterest income | $357,000 | 2,752 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $194,000 | 2,132 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $163,000 | 2,793 |
| Total noninterest expense | $711,000 | 4,867 |
| Salaries and employee benefits | $376,000 | 4,940 |
| Premises and equipment expense | $101,000 | 4,760 |
| Additional noninterest expense | $234,000 | 4,538 |
| Pre-tax net operating income | $637,000 | 2,929 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $637,000 | 2,366 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $637,000 | 2,367 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 3,590 |
| Cash dividends | $408,000 | 1,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $637,000 | 2,282 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,045,000 | 4,866 |
| Total interest expense | $1,201,000 | 5,568 |
| Net interest income | $3,844,000 | 4,487 |
| Provision for loan and lease losses | $112,000 | 5,151 |
| Total noninterest income | $1,527,000 | 2,811 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $793,000 | 2,139 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $734,000 | 2,876 |
| Total noninterest expense | $2,774,000 | 4,857 |
| Salaries and employee benefits | $1,536,000 | 4,773 |
| Premises and equipment expense | $405,000 | 4,697 |
| Additional noninterest expense | $833,000 | 4,920 |
| Pre-tax net operating income | $2,485,000 | 2,905 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $5,000 | 7,192 |
| Income before extraordinary items | $2,480,000 | 2,389 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $2,480,000 | 2,392 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $112,000 | 3,873 |
| Cash dividends | $2,944,000 | 1,016 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $2,480,000 | 2,282 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,807,000 | 4,900 |
| Total interest expense | $937,000 | 5,576 |
| Net interest income | $2,870,000 | 4,524 |
| Provision for loan and lease losses | $86,000 | 5,038 |
| Total noninterest income | $1,191,000 | 2,798 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $580,000 | 2,192 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $611,000 | 2,809 |
| Total noninterest expense | $2,013,000 | 4,957 |
| Salaries and employee benefits | $1,131,000 | 4,819 |
| Premises and equipment expense | $295,000 | 4,767 |
| Additional noninterest expense | $587,000 | 5,092 |
| Pre-tax net operating income | $1,962,000 | 2,892 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $5,000 | 7,232 |
| Income before extraordinary items | $1,957,000 | 2,382 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,957,000 | 2,381 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $87,000 | 3,457 |
| Cash dividends | $1,224,000 | 1,498 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,957,000 | 2,266 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,558,000 | 4,908 |
| Total interest expense | $654,000 | 5,550 |
| Net interest income | $1,904,000 | 4,543 |
| Provision for loan and lease losses | $40,000 | 5,444 |
| Total noninterest income | $766,000 | 2,846 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $370,000 | 2,241 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $396,000 | 2,816 |
| Total noninterest expense | $1,320,000 | 5,005 |
| Salaries and employee benefits | $748,000 | 4,848 |
| Premises and equipment expense | $197,000 | 4,748 |
| Additional noninterest expense | $375,000 | 5,234 |
| Pre-tax net operating income | $1,310,000 | 2,891 |
| Securities gains (losses) | $50,000 | 2,013 |
| Applicable income taxes | $5,000 | 7,181 |
| Income before extraordinary items | $1,355,000 | 2,302 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,355,000 | 2,300 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 3,655 |
| Cash dividends | $816,000 | 1,541 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,305,000 | 2,253 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,306,000 | 4,860 |
| Total interest expense | $342,000 | 5,512 |
| Net interest income | $964,000 | 4,505 |
| Provision for loan and lease losses | $22,000 | 5,127 |
| Total noninterest income | $347,000 | 2,927 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $168,000 | 2,355 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $179,000 | 2,909 |
| Total noninterest expense | $644,000 | 5,094 |
| Salaries and employee benefits | $367,000 | 4,927 |
| Premises and equipment expense | $94,000 | 4,897 |
| Additional noninterest expense | $183,000 | 5,286 |
| Pre-tax net operating income | $645,000 | 2,912 |
| Securities gains (losses) | $50,000 | 1,389 |
| Applicable income taxes | $5,000 | 6,893 |
| Income before extraordinary items | $690,000 | 2,217 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $690,000 | 2,215 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 3,119 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $640,500 | 2,258 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,951,000 | 4,596 |
| Total interest expense | $1,797,000 | 5,162 |
| Net interest income | $4,154,000 | 4,229 |
| Provision for loan and lease losses | $74,000 | 6,206 |
| Total noninterest income | $1,186,000 | 3,101 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $587,000 | 2,608 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $599,000 | 2,963 |
| Total noninterest expense | $2,700,000 | 4,816 |
| Salaries and employee benefits | $1,485,000 | 4,728 |
| Premises and equipment expense | $386,000 | 4,773 |
| Additional noninterest expense | $829,000 | 4,807 |
| Pre-tax net operating income | $2,566,000 | 2,828 |
| Securities gains (losses) | $87,000 | 1,868 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $2,653,000 | 2,246 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $2,653,000 | 2,246 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $74,000 | 4,660 |
| Cash dividends | $2,040,000 | 1,286 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,566,000 | 2,231 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $6,868,000 | 4,491 |
| Total interest expense | $2,984,000 | 4,749 |
| Net interest income | $3,884,000 | 4,217 |
| Provision for loan and lease losses | $30,000 | 7,215 |
| Total noninterest income | $876,000 | 3,633 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $397,000 | 3,421 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $479,000 | 3,205 |
| Total noninterest expense | $2,414,000 | 5,078 |
| Salaries and employee benefits | $1,355,000 | 4,877 |
| Premises and equipment expense | $366,000 | 4,887 |
| Additional noninterest expense | $693,000 | 5,329 |
| Pre-tax net operating income | $2,316,000 | 2,832 |
| Securities gains (losses) | $-9,000 | 9,278 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $2,307,000 | 2,245 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,307,000 | 2,248 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $30,000 | 5,841 |
| Cash dividends | $1,632,000 | 1,552 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,316,000 | 2,170 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,792,000 | 4,694 |
| Total interest expense | $3,265,000 | 4,626 |
| Net interest income | $3,527,000 | 4,585 |
| Provision for loan and lease losses | $27,000 | 7,347 |
| Total noninterest income | $707,000 | 3,969 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $351,000 | 3,583 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $356,000 | 3,594 |
| Total noninterest expense | $2,198,000 | 5,338 |
| Salaries and employee benefits | $1,228,000 | 5,117 |
| Premises and equipment expense | $349,000 | 4,941 |
| Additional noninterest expense | $621,000 | 5,646 |
| Pre-tax net operating income | $2,009,000 | 3,314 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $2,009,000 | 2,548 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,009,000 | 2,547 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 5,671 |
| Cash dividends | $2,212,000 | 1,246 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,009,000 | 2,554 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,431,000 | 4,714 |
| Total interest expense | $2,818,000 | 4,829 |
| Net interest income | $3,613,000 | 4,540 |
| Provision for loan and lease losses | $50,000 | 6,505 |
| Total noninterest income | $828,000 | 3,532 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $353,000 | 3,546 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $475,000 | 3,050 |
| Total noninterest expense | $2,277,000 | 5,199 |
| Salaries and employee benefits | $1,231,000 | 5,070 |
| Premises and equipment expense | $395,000 | 4,583 |
| Additional noninterest expense | $651,000 | 5,521 |
| Pre-tax net operating income | $2,114,000 | 3,194 |
| Securities gains (losses) | $-20,000 | 9,544 |
| Applicable income taxes | $-1,000 | 9,599 |
| Income before extraordinary items | $2,095,000 | 2,475 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,095,000 | 2,475 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $50,000 | 4,834 |
| Cash dividends | $1,632,000 | 1,578 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,115,000 | 2,418 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,392,000 | 4,756 |
| Total interest expense | $2,829,000 | 4,927 |
| Net interest income | $3,563,000 | 4,527 |
| Provision for loan and lease losses | $15,000 | 7,946 |
| Total noninterest income | $719,000 | 3,896 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $356,000 | 3,459 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $363,000 | 3,629 |
| Total noninterest expense | $2,104,000 | 5,398 |
| Salaries and employee benefits | $1,195,000 | 5,082 |
| Premises and equipment expense | $318,000 | 5,203 |
| Additional noninterest expense | $591,000 | 5,811 |
| Pre-tax net operating income | $2,163,000 | 3,119 |
| Securities gains (losses) | $-74,000 | 10,388 |
| Applicable income taxes | $-29,000 | 10,085 |
| Income before extraordinary items | $2,118,000 | 2,433 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,118,000 | 2,432 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,674 |
| Cash dividends | $1,592,000 | 1,575 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,192,000 | 2,278 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $6,643,000 | 4,698 |
| Total interest expense | $2,901,000 | 4,862 |
| Net interest income | $3,742,000 | 4,481 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $583,000 | 4,500 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $329,000 | 3,785 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $254,000 | 4,326 |
| Total noninterest expense | $1,935,000 | 5,778 |
| Salaries and employee benefits | $1,112,000 | 5,425 |
| Premises and equipment expense | $276,000 | 5,713 |
| Additional noninterest expense | $547,000 | 6,143 |
| Pre-tax net operating income | $2,390,000 | 3,028 |
| Securities gains (losses) | $7,000 | 2,566 |
| Applicable income taxes | $799,000 | 2,929 |
| Income before extraordinary items | $1,598,000 | 3,170 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,598,000 | 3,170 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 6,076 |
| Cash dividends | $2,732,000 | 1,029 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,593,310 | 3,117 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $6,617,000 | 4,799 |
| Total interest expense | $2,866,000 | 4,974 |
| Net interest income | $3,751,000 | 4,551 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $588,000 | 4,631 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $316,000 | 4,069 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $272,000 | 4,317 |
| Total noninterest expense | $1,894,000 | 6,175 |
| Salaries and employee benefits | $1,050,000 | 5,792 |
| Premises and equipment expense | $316,000 | 5,382 |
| Additional noninterest expense | $528,000 | 6,850 |
| Pre-tax net operating income | $2,445,000 | 2,829 |
| Securities gains (losses) | $15,000 | 2,201 |
| Applicable income taxes | $763,000 | 2,972 |
| Income before extraordinary items | $1,697,000 | 2,860 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,697,000 | 2,861 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $114,000 | 3,679 |
| Cash dividends | $2,140,000 | 1,214 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,686,650 | 2,835 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,506,000 | 4,849 |
| Total interest expense | $2,752,000 | 5,140 |
| Net interest income | $3,754,000 | 4,567 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $565,000 | 4,776 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $287,000 | 4,450 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $278,000 | 4,187 |
| Total noninterest expense | $2,006,000 | 5,967 |
| Salaries and employee benefits | $1,021,000 | 5,956 |
| Premises and equipment expense | $261,000 | 6,181 |
| Additional noninterest expense | $724,000 | 5,693 |
| Pre-tax net operating income | $2,313,000 | 3,067 |
| Securities gains (losses) | $-101,000 | 11,487 |
| Applicable income taxes | $594,000 | 3,683 |
| Income before extraordinary items | $1,618,000 | 3,032 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,618,000 | 3,028 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $24,000 | 6,354 |
| Cash dividends | $1,016,000 | 1,992 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,691,730 | 2,875 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,560,000 | 5,189 |
| Total interest expense | $2,048,000 | 5,498 |
| Net interest income | $3,512,000 | 4,929 |
| Provision for loan and lease losses | $-55,000 | 12,022 |
| Total noninterest income | $692,000 | 4,160 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $290,000 | 4,488 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $402,000 | 3,393 |
| Total noninterest expense | $2,041,000 | 6,099 |
| Salaries and employee benefits | $1,005,000 | 6,059 |
| Premises and equipment expense | $229,000 | 6,885 |
| Additional noninterest expense | $807,000 | 5,662 |
| Pre-tax net operating income | $2,218,000 | 3,153 |
| Securities gains (losses) | $-139,000 | 11,741 |
| Applicable income taxes | $536,000 | 3,843 |
| Income before extraordinary items | $1,543,000 | 3,097 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,543,000 | 3,105 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-29,000 | 11,539 |
| Cash dividends | $846,000 | 2,188 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,645,860 | 2,954 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,268,000 | 5,520 |
| Total interest expense | $1,726,000 | 6,546 |
| Net interest income | $3,542,000 | 4,904 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $579,000 | 5,076 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $291,000 | 4,531 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $288,000 | 4,589 |
| Total noninterest expense | $2,133,000 | 6,022 |
| Salaries and employee benefits | $1,086,000 | 5,712 |
| Premises and equipment expense | $243,000 | 6,833 |
| Additional noninterest expense | $804,000 | 5,907 |
| Pre-tax net operating income | $1,988,000 | 3,335 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $609,000 | 3,553 |
| Income before extraordinary items | $1,379,000 | 3,500 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,379,000 | 3,612 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-21,000 | 12,163 |
| Cash dividends | $471,000 | 3,261 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,379,000 | 3,307 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,068,000 | 5,429 |
| Total interest expense | $2,381,000 | 6,224 |
| Net interest income | $3,687,000 | 4,787 |
| Provision for loan and lease losses | $305,000 | 4,063 |
| Total noninterest income | $577,000 | 5,110 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $261,000 | 4,969 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $316,000 | 4,287 |
| Total noninterest expense | $2,168,000 | 5,996 |
| Salaries and employee benefits | $1,143,000 | 5,403 |
| Premises and equipment expense | $236,000 | 7,050 |
| Additional noninterest expense | $789,000 | 6,140 |
| Pre-tax net operating income | $1,791,000 | 3,452 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $507,000 | 3,963 |
| Income before extraordinary items | $1,284,000 | 3,581 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,284,000 | 3,622 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $126,000 | 5,311 |
| Cash dividends | $368,000 | 3,528 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,284,000 | 3,313 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.