Home > Tri-County State Bank of Eldorado Springs > Income and Expense
Tri-County State Bank of Eldorado Springs, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,882,000 | 4,652 |
| Total interest expense | $3,562,000 | 4,333 |
| Net interest income | $3,320,000 | 4,800 |
| Provision for loan and lease losses | $1,679,000 | 698 |
| Total noninterest income | $911,000 | 3,361 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $438,000 | 3,014 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $473,000 | 3,040 |
| Total noninterest expense | $2,576,000 | 4,757 |
| Salaries and employee benefits | $1,259,000 | 5,015 |
| Premises and equipment expense | $416,000 | 4,386 |
| Additional noninterest expense | $901,000 | 4,333 |
| Pre-tax net operating income | $-24,000 | 9,172 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $-174,000 | 9,673 |
| Income before extraordinary items | $150,000 | 8,419 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $150,000 | 8,418 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,115,000 | 688 |
| Cash dividends | $800,000 | 2,651 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $150,000 | 8,419 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,429,000 | 4,715 |
| Total interest expense | $3,107,000 | 4,472 |
| Net interest income | $3,322,000 | 4,805 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $711,000 | 3,953 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $299,000 | 4,004 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $412,000 | 3,349 |
| Total noninterest expense | $2,346,000 | 5,100 |
| Salaries and employee benefits | $1,160,000 | 5,292 |
| Premises and equipment expense | $373,000 | 4,751 |
| Additional noninterest expense | $813,000 | 4,725 |
| Pre-tax net operating income | $1,687,000 | 3,792 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $418,000 | 4,047 |
| Income before extraordinary items | $1,269,000 | 3,692 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,269,000 | 3,693 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $44,000 | 5,056 |
| Cash dividends | $800,000 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,269,000 | 3,661 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,073,000 | 4,958 |
| Total interest expense | $3,062,000 | 4,648 |
| Net interest income | $3,011,000 | 5,121 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $344,000 | 6,060 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $220,000 | 4,861 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $124,000 | 6,121 |
| Total noninterest expense | $1,821,000 | 5,945 |
| Salaries and employee benefits | $955,000 | 5,965 |
| Premises and equipment expense | $344,000 | 4,936 |
| Additional noninterest expense | $522,000 | 6,282 |
| Pre-tax net operating income | $1,534,000 | 4,118 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $455,000 | 4,104 |
| Income before extraordinary items | $1,079,000 | 4,246 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,079,000 | 4,245 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $699,000 | 2,869 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,079,000 | 4,147 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,723,000 | 5,244 |
| Total interest expense | $2,786,000 | 5,001 |
| Net interest income | $2,937,000 | 5,393 |
| Provision for loan and lease losses | $6,000 | 8,580 |
| Total noninterest income | $287,000 | 6,791 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $196,000 | 5,391 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $91,000 | 7,039 |
| Total noninterest expense | $1,642,000 | 6,433 |
| Salaries and employee benefits | $883,000 | 6,378 |
| Premises and equipment expense | $270,000 | 5,801 |
| Additional noninterest expense | $489,000 | 6,596 |
| Pre-tax net operating income | $1,576,000 | 4,290 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $481,000 | 4,327 |
| Income before extraordinary items | $1,095,000 | 4,385 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,095,000 | 4,386 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 7,835 |
| Cash dividends | $2,298,000 | 1,159 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,095,000 | 4,313 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,683,000 | 5,382 |
| Total interest expense | $2,707,000 | 5,213 |
| Net interest income | $2,976,000 | 5,477 |
| Provision for loan and lease losses | $3,000 | 8,923 |
| Total noninterest income | $267,000 | 7,360 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $146,000 | 6,543 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $121,000 | 6,566 |
| Total noninterest expense | $1,553,000 | 6,966 |
| Salaries and employee benefits | $852,000 | 6,700 |
| Premises and equipment expense | $226,000 | 6,592 |
| Additional noninterest expense | $475,000 | 7,250 |
| Pre-tax net operating income | $1,687,000 | 3,958 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $524,000 | 4,002 |
| Income before extraordinary items | $1,163,000 | 3,968 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,163,000 | 3,969 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 8,019 |
| Cash dividends | $1,098,000 | 2,005 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,163,000 | 3,922 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $5,570,000 | 5,531 |
| Total interest expense | $2,611,000 | 5,375 |
| Net interest income | $2,959,000 | 5,558 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $216,000 | 8,182 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $122,000 | 7,271 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $94,000 | 7,422 |
| Total noninterest expense | $1,577,000 | 7,040 |
| Salaries and employee benefits | $809,000 | 7,057 |
| Premises and equipment expense | $123,000 | 8,962 |
| Additional noninterest expense | $645,000 | 6,231 |
| Pre-tax net operating income | $1,598,000 | 4,233 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $500,000 | 4,196 |
| Income before extraordinary items | $1,098,000 | 4,267 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,098,000 | 4,264 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 10,624 |
| Cash dividends | $598,000 | 2,993 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,098,000 | 4,243 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,185,000 | 5,503 |
| Total interest expense | $2,084,000 | 5,434 |
| Net interest income | $3,101,000 | 5,476 |
| Provision for loan and lease losses | $38,000 | 6,695 |
| Total noninterest income | $187,000 | 8,976 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $114,000 | 7,743 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $73,000 | 8,528 |
| Total noninterest expense | $1,531,000 | 7,505 |
| Salaries and employee benefits | $810,000 | 7,153 |
| Premises and equipment expense | $129,000 | 9,118 |
| Additional noninterest expense | $592,000 | 7,091 |
| Pre-tax net operating income | $1,717,000 | 3,937 |
| Securities gains (losses) | $2,000 | 3,070 |
| Applicable income taxes | $551,000 | 3,762 |
| Income before extraordinary items | $1,168,000 | 3,958 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,168,000 | 3,962 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-6,000 | 10,519 |
| Cash dividends | $598,000 | 2,850 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,166,640 | 4,008 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,097,000 | 5,682 |
| Total interest expense | $2,185,000 | 5,410 |
| Net interest income | $2,912,000 | 5,785 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $227,000 | 8,742 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $110,000 | 8,108 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $117,000 | 7,385 |
| Total noninterest expense | $1,679,000 | 7,257 |
| Salaries and employee benefits | $778,000 | 7,454 |
| Premises and equipment expense | $120,000 | 9,793 |
| Additional noninterest expense | $781,000 | 6,038 |
| Pre-tax net operating income | $1,460,000 | 4,431 |
| Securities gains (losses) | $14,000 | 5,105 |
| Applicable income taxes | $469,000 | 4,420 |
| Income before extraordinary items | $1,005,000 | 4,682 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,005,000 | 4,819 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $26,000 | 7,294 |
| Cash dividends | $518,000 | 2,985 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $995,480 | 4,478 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,482,000 | 5,916 |
| Total interest expense | $2,671,000 | 5,689 |
| Net interest income | $2,811,000 | 6,032 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $151,000 | 10,475 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $105,000 | 8,358 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $46,000 | 10,672 |
| Total noninterest expense | $1,640,000 | 7,435 |
| Salaries and employee benefits | $778,000 | 7,408 |
| Premises and equipment expense | $136,000 | 9,504 |
| Additional noninterest expense | $726,000 | 6,577 |
| Pre-tax net operating income | $1,322,000 | 4,552 |
| Securities gains (losses) | $46,000 | 4,268 |
| Applicable income taxes | $474,000 | 4,176 |
| Income before extraordinary items | $894,000 | 4,958 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $894,000 | 5,010 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 12,286 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $581,000 | 523 |
| Net operating income | $864,100 | 4,760 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.