Home > Tri-County National Bank > Income and Expense
Tri-County National Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,434,000 | 7,236 |
| Total interest expense | $1,818,000 | 6,644 |
| Net interest income | $1,616,000 | 7,732 |
| Provision for loan and lease losses | $759,000 | 1,245 |
| Total noninterest income | $318,000 | 6,471 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $266,000 | 4,448 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $52,000 | 8,342 |
| Total noninterest expense | $1,241,000 | 7,525 |
| Salaries and employee benefits | $714,000 | 7,241 |
| Premises and equipment expense | $194,000 | 6,955 |
| Additional noninterest expense | $333,000 | 7,975 |
| Pre-tax net operating income | $-66,000 | 10,455 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $-39,000 | 10,600 |
| Income before extraordinary items | $-27,000 | 10,436 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-27,000 | 10,439 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $617,000 | 1,137 |
| Cash dividends | $32,000 | 7,438 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $-27,000 | 10,403 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,347,000 | 7,559 |
| Total interest expense | $1,698,000 | 7,084 |
| Net interest income | $1,649,000 | 7,904 |
| Provision for loan and lease losses | $283,000 | 2,703 |
| Total noninterest income | $310,000 | 6,819 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $251,000 | 4,810 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $59,000 | 8,503 |
| Total noninterest expense | $1,289,000 | 7,696 |
| Salaries and employee benefits | $720,000 | 7,394 |
| Premises and equipment expense | $218,000 | 6,718 |
| Additional noninterest expense | $351,000 | 8,347 |
| Pre-tax net operating income | $387,000 | 8,587 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $137,000 | 8,089 |
| Income before extraordinary items | $250,000 | 8,839 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $250,000 | 8,841 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $111,000 | 3,724 |
| Cash dividends | $69,000 | 7,241 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $250,000 | 8,776 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,930,000 | 8,315 |
| Total interest expense | $1,514,000 | 7,663 |
| Net interest income | $1,416,000 | 8,752 |
| Provision for loan and lease losses | $174,000 | 3,361 |
| Total noninterest income | $269,000 | 7,450 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $225,000 | 5,262 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $44,000 | 9,521 |
| Total noninterest expense | $1,184,000 | 8,260 |
| Salaries and employee benefits | $639,000 | 8,123 |
| Premises and equipment expense | $196,000 | 7,269 |
| Additional noninterest expense | $349,000 | 8,699 |
| Pre-tax net operating income | $327,000 | 9,559 |
| Securities gains (losses) | $-3,000 | 9,402 |
| Applicable income taxes | $116,000 | 8,861 |
| Income before extraordinary items | $208,000 | 9,846 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $208,000 | 9,851 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $116,000 | 3,442 |
| Cash dividends | $48,000 | 7,835 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $209,920 | 9,804 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,359,000 | 9,153 |
| Total interest expense | $997,000 | 8,709 |
| Net interest income | $1,362,000 | 9,278 |
| Provision for loan and lease losses | $79,000 | 5,067 |
| Total noninterest income | $228,000 | 8,274 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $184,000 | 6,191 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $44,000 | 9,933 |
| Total noninterest expense | $1,067,000 | 9,094 |
| Salaries and employee benefits | $583,000 | 8,738 |
| Premises and equipment expense | $149,000 | 8,576 |
| Additional noninterest expense | $335,000 | 9,544 |
| Pre-tax net operating income | $444,000 | 9,036 |
| Securities gains (losses) | $-18,000 | 10,260 |
| Applicable income taxes | $158,000 | 8,149 |
| Income before extraordinary items | $268,000 | 9,513 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $268,000 | 9,522 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 6,486 |
| Cash dividends | $49,000 | 8,014 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $279,520 | 9,435 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,194,000 | 9,801 |
| Total interest expense | $967,000 | 9,258 |
| Net interest income | $1,227,000 | 9,979 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $204,000 | 9,157 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $162,000 | 6,787 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $42,000 | 10,560 |
| Total noninterest expense | $974,000 | 9,848 |
| Salaries and employee benefits | $526,000 | 9,413 |
| Premises and equipment expense | $127,000 | 9,576 |
| Additional noninterest expense | $321,000 | 10,180 |
| Pre-tax net operating income | $457,000 | 8,967 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $170,000 | 8,203 |
| Income before extraordinary items | $287,000 | 9,623 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $287,000 | 9,764 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $57,000 | 5,803 |
| Cash dividends | $63,000 | 7,651 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $287,000 | 9,364 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,136,000 | 10,619 |
| Total interest expense | $1,115,000 | 9,928 |
| Net interest income | $1,021,000 | 11,023 |
| Provision for loan and lease losses | $53,000 | 8,929 |
| Total noninterest income | $188,000 | 9,647 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $145,000 | 7,235 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $43,000 | 10,841 |
| Total noninterest expense | $862,000 | 10,698 |
| Salaries and employee benefits | $472,000 | 10,066 |
| Premises and equipment expense | $112,000 | 10,321 |
| Additional noninterest expense | $278,000 | 11,152 |
| Pre-tax net operating income | $294,000 | 10,194 |
| Securities gains (losses) | $2,000 | 7,695 |
| Applicable income taxes | $108,000 | 9,686 |
| Income before extraordinary items | $188,000 | 10,765 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $188,000 | 10,876 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 10,714 |
| Cash dividends | $45,000 | 7,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $186,720 | 10,448 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.