Home > Tri-County Bank > Income and Expense
Tri-County Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,721,000 | 8,104 |
| Total interest expense | $1,188,000 | 8,152 |
| Net interest income | $1,533,000 | 7,908 |
| Provision for loan and lease losses | $107,000 | 5,029 |
| Total noninterest income | $286,000 | 6,806 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $205,000 | 5,271 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $81,000 | 7,347 |
| Total noninterest expense | $1,419,000 | 6,989 |
| Salaries and employee benefits | $653,000 | 7,589 |
| Premises and equipment expense | $248,000 | 6,083 |
| Additional noninterest expense | $518,000 | 6,361 |
| Pre-tax net operating income | $293,000 | 9,033 |
| Securities gains (losses) | $41,000 | 1,451 |
| Applicable income taxes | $69,000 | 8,921 |
| Income before extraordinary items | $265,000 | 8,636 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $265,000 | 8,638 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $210,000 | 5,261 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $232,610 | 8,860 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,231,000 | 9,052 |
| Total interest expense | $970,000 | 9,120 |
| Net interest income | $1,261,000 | 8,863 |
| Provision for loan and lease losses | $20,000 | 7,945 |
| Total noninterest income | $247,000 | 7,627 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $181,000 | 5,890 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $66,000 | 8,243 |
| Total noninterest expense | $1,348,000 | 7,520 |
| Salaries and employee benefits | $627,000 | 7,962 |
| Premises and equipment expense | $251,000 | 6,239 |
| Additional noninterest expense | $470,000 | 7,300 |
| Pre-tax net operating income | $140,000 | 10,143 |
| Securities gains (losses) | $11,000 | 2,431 |
| Applicable income taxes | $-29,000 | 11,019 |
| Income before extraordinary items | $180,000 | 9,489 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $180,000 | 9,491 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 8,019 |
| Cash dividends | $280,000 | 4,699 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $169,000 | 9,553 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,221,000 | 9,388 |
| Total interest expense | $923,000 | 9,534 |
| Net interest income | $1,298,000 | 9,081 |
| Provision for loan and lease losses | $-25,000 | 11,498 |
| Total noninterest income | $249,000 | 7,709 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $172,000 | 6,219 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $77,000 | 8,059 |
| Total noninterest expense | $1,330,000 | 7,794 |
| Salaries and employee benefits | $522,000 | 8,929 |
| Premises and equipment expense | $254,000 | 6,277 |
| Additional noninterest expense | $554,000 | 6,830 |
| Pre-tax net operating income | $242,000 | 10,175 |
| Securities gains (losses) | $-12,000 | 10,219 |
| Applicable income taxes | $-9,000 | 11,515 |
| Income before extraordinary items | $239,000 | 9,515 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $239,000 | 9,520 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 9,816 |
| Cash dividends | $260,000 | 4,875 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $251,000 | 9,386 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $2,022,000 | 9,763 |
| Total interest expense | $724,000 | 9,969 |
| Net interest income | $1,298,000 | 9,467 |
| Provision for loan and lease losses | $18,000 | 7,907 |
| Total noninterest income | $231,000 | 8,234 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $164,000 | 6,569 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $67,000 | 8,779 |
| Total noninterest expense | $1,187,000 | 8,652 |
| Salaries and employee benefits | $505,000 | 9,346 |
| Premises and equipment expense | $191,000 | 7,628 |
| Additional noninterest expense | $491,000 | 7,939 |
| Pre-tax net operating income | $324,000 | 9,954 |
| Securities gains (losses) | $-33,000 | 10,736 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $291,000 | 9,243 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $291,000 | 9,248 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 8,066 |
| Cash dividends | $316,000 | 4,324 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $324,000 | 8,935 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $2,145,000 | 9,904 |
| Total interest expense | $724,000 | 10,445 |
| Net interest income | $1,421,000 | 9,357 |
| Provision for loan and lease losses | $42,000 | 7,871 |
| Total noninterest income | $239,000 | 8,551 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $194,000 | 6,072 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $45,000 | 10,391 |
| Total noninterest expense | $1,184,000 | 8,958 |
| Salaries and employee benefits | $448,000 | 10,169 |
| Premises and equipment expense | $179,000 | 8,164 |
| Additional noninterest expense | $557,000 | 7,709 |
| Pre-tax net operating income | $434,000 | 9,148 |
| Securities gains (losses) | $148,000 | 1,992 |
| Applicable income taxes | $107,000 | 9,575 |
| Income before extraordinary items | $475,000 | 7,742 |
| Extraordinary gains, net | $4,000 | 3,080 |
| Net income | $479,000 | 7,899 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 8,555 |
| Cash dividends | $455,000 | 3,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $353,640 | 8,644 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $2,188,000 | 10,503 |
| Total interest expense | $866,000 | 11,022 |
| Net interest income | $1,322,000 | 9,895 |
| Provision for loan and lease losses | $31,000 | 9,924 |
| Total noninterest income | $202,000 | 9,377 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $176,000 | 6,484 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 12,093 |
| Total noninterest expense | $975,000 | 10,091 |
| Salaries and employee benefits | $359,000 | 11,352 |
| Premises and equipment expense | $143,000 | 9,322 |
| Additional noninterest expense | $473,000 | 8,717 |
| Pre-tax net operating income | $518,000 | 8,283 |
| Securities gains (losses) | $26,000 | 5,197 |
| Applicable income taxes | $106,000 | 9,741 |
| Income before extraordinary items | $438,000 | 7,850 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $438,000 | 7,969 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 11,197 |
| Cash dividends | $350,000 | 3,631 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $416,940 | 7,699 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.