Home > Tri Counties Bank > Net charge- offs to loans

Tri Counties Bank, Net charge- offs to loans

2023-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1005%905
Percentage Net Loans Charged-off: Total real estate loans0.0464%410
Percentage Net Loans Charged-off:Construction & development0.0000%239
Percentage Net Loans Charged-off: Commercial real estate0.1158%238
Percentage Net Loans Charged-off: Multi-family residential0.0000%66
Percentage Net Loans Charged-off: 1-4 family residential-0.0763%4,457
Percentage Net Loans Charged-off: Home equity loans-0.0839%4,439
All other 1-4 family - Percent of loans charged-off, net-0.0731%4,455
Percentage Net Loans Charged-off: Commercial and industrial0.6404%454
Percentage Net Loans Charged-off: Loans to individuals0.1715%2,059
Percentage Net Loans Charged-off: Credit card loans0.0000%531
Percentage Net Loans Charged-off: Other loans to individual0.1716%1,928
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2023-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1284%628
Percentage Net Loans Charged-off: Total real estate loans0.0682%251
Percentage Net Loans Charged-off:Construction & development0.0000%172
Percentage Net Loans Charged-off: Commercial real estate0.1537%159
Percentage Net Loans Charged-off: Multi-family residential0.0000%48
Percentage Net Loans Charged-off: 1-4 family residential-0.0707%4,469
Percentage Net Loans Charged-off: Home equity loans-0.0092%4,303
All other 1-4 family - Percent of loans charged-off, net-0.0972%4,511
Percentage Net Loans Charged-off: Commercial and industrial0.7308%330
Percentage Net Loans Charged-off: Loans to individuals0.2647%1,549
Percentage Net Loans Charged-off: Credit card loans0.0000%458
Percentage Net Loans Charged-off: Other loans to individual0.2648%1,473
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%69
2023-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0509%1,004
Percentage Net Loans Charged-off: Total real estate loans-0.0021%3,572
Percentage Net Loans Charged-off:Construction & development0.0000%127
Percentage Net Loans Charged-off: Commercial real estate-0.0001%4,035
Percentage Net Loans Charged-off: Multi-family residential0.0000%29
Percentage Net Loans Charged-off: 1-4 family residential-0.0099%3,994
Percentage Net Loans Charged-off: Home equity loans0.0000%163
All other 1-4 family - Percent of loans charged-off, net-0.0144%4,071
Percentage Net Loans Charged-off: Commercial and industrial0.5540%382
Percentage Net Loans Charged-off: Loans to individuals0.3884%1,156
Percentage Net Loans Charged-off: Credit card loans0.0000%451
Percentage Net Loans Charged-off: Other loans to individual0.3886%1,120
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%63
2023-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0987%603
Percentage Net Loans Charged-off: Total real estate loans-0.0015%3,576
Percentage Net Loans Charged-off:Construction & development0.0000%62
Percentage Net Loans Charged-off: Commercial real estate0.0000%194
Percentage Net Loans Charged-off: Multi-family residential0.0000%18
Percentage Net Loans Charged-off: 1-4 family residential-0.0074%3,992
Percentage Net Loans Charged-off: Home equity loans0.0332%64
All other 1-4 family - Percent of loans charged-off, net-0.0262%4,333
Percentage Net Loans Charged-off: Commercial and industrial1.1257%162
Percentage Net Loans Charged-off: Loans to individuals0.1837%1,478
Percentage Net Loans Charged-off: Credit card loans0.0000%346
Percentage Net Loans Charged-off: Other loans to individual0.1838%1,410
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2022-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0054%3,654
Percentage Net Loans Charged-off: Total real estate loans-0.0037%3,471
Percentage Net Loans Charged-off:Construction & development0.0000%172
Percentage Net Loans Charged-off: Commercial real estate-0.0001%3,851
Percentage Net Loans Charged-off: Multi-family residential0.0000%64
Percentage Net Loans Charged-off: 1-4 family residential-0.0440%4,316
Percentage Net Loans Charged-off: Home equity loans-0.0522%4,487
All other 1-4 family - Percent of loans charged-off, net-0.0400%4,314
Percentage Net Loans Charged-off: Commercial and industrial-0.1001%4,204
Percentage Net Loans Charged-off: Loans to individuals0.0388%2,452
Percentage Net Loans Charged-off: Credit card loans2.9920%103
Percentage Net Loans Charged-off: Other loans to individual0.0237%2,459
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2022-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0099%3,710
Percentage Net Loans Charged-off: Total real estate loans-0.0055%3,588
Percentage Net Loans Charged-off:Construction & development0.0000%133
Percentage Net Loans Charged-off: Commercial real estate-0.0001%3,905
Percentage Net Loans Charged-off: Multi-family residential0.0000%47
Percentage Net Loans Charged-off: 1-4 family residential-0.0621%4,445
Percentage Net Loans Charged-off: Home equity loans-0.0784%4,555
All other 1-4 family - Percent of loans charged-off, net-0.0541%4,413
Percentage Net Loans Charged-off: Commercial and industrial-0.1472%4,296
Percentage Net Loans Charged-off: Loans to individuals0.0685%2,086
Percentage Net Loans Charged-off: Credit card loans3.2608%88
Percentage Net Loans Charged-off: Other loans to individual0.0489%2,108
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2022-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0137%3,722
Percentage Net Loans Charged-off: Total real estate loans-0.0030%3,322
Percentage Net Loans Charged-off:Construction & development0.0000%94
Percentage Net Loans Charged-off: Commercial real estate-0.0001%3,840
Percentage Net Loans Charged-off: Multi-family residential0.0000%33
Percentage Net Loans Charged-off: 1-4 family residential-0.0695%4,359
Percentage Net Loans Charged-off: Home equity loans-0.1188%3,418
All other 1-4 family - Percent of loans charged-off, net-0.0454%4,262
Percentage Net Loans Charged-off: Commercial and industrial-0.2170%4,235
Percentage Net Loans Charged-off: Loans to individuals-0.0227%3,840
Percentage Net Loans Charged-off: Credit card loans4.1754%73
Percentage Net Loans Charged-off: Other loans to individual-0.0555%3,928
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2022-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0321%4,111
Percentage Net Loans Charged-off: Total real estate loans0.0065%426
Percentage Net Loans Charged-off:Construction & development0.0000%61
Percentage Net Loans Charged-off: Commercial real estate0.0000%205
Percentage Net Loans Charged-off: Multi-family residential0.0000%23
Percentage Net Loans Charged-off: 1-4 family residential-0.0826%4,440
Percentage Net Loans Charged-off: Home equity loans-0.0713%3,405
All other 1-4 family - Percent of loans charged-off, net-0.0880%4,468
Percentage Net Loans Charged-off: Commercial and industrial-0.5981%4,464
Percentage Net Loans Charged-off: Loans to individuals-0.1958%4,223
Percentage Net Loans Charged-off: Credit card loans0.8342%253
Percentage Net Loans Charged-off: Other loans to individual-0.2036%4,204
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%16
2021-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0142%3,852
Percentage Net Loans Charged-off: Total real estate loans-0.0368%4,288
Percentage Net Loans Charged-off:Construction & development0.0118%188
Percentage Net Loans Charged-off: Commercial real estate-0.0355%4,372
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.1000%4,469
Percentage Net Loans Charged-off: Home equity loans-0.2175%3,522
All other 1-4 family - Percent of loans charged-off, net-0.0441%4,225
Percentage Net Loans Charged-off: Commercial and industrial0.1680%769
Percentage Net Loans Charged-off: Loans to individuals0.0412%2,307
Percentage Net Loans Charged-off: Credit card loans-7.5488%868
Percentage Net Loans Charged-off: Other loans to individual0.0901%1,930
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%29
2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0092%3,645
Percentage Net Loans Charged-off: Total real estate loans-0.0430%4,388
Percentage Net Loans Charged-off:Construction & development0.0000%194
Percentage Net Loans Charged-off: Commercial real estate-0.0479%4,483
Percentage Net Loans Charged-off: Multi-family residential0.0000%77
Percentage Net Loans Charged-off: 1-4 family residential-0.1013%4,528
Percentage Net Loans Charged-off: Home equity loans-0.2739%3,599
All other 1-4 family - Percent of loans charged-off, net-0.0191%4,029
Percentage Net Loans Charged-off: Commercial and industrial0.2494%527
Percentage Net Loans Charged-off: Loans to individuals0.1209%1,693
Percentage Net Loans Charged-off: Credit card loans-7.1868%883
Percentage Net Loans Charged-off: Other loans to individual0.1665%1,401
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%24
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0245%4,069
Percentage Net Loans Charged-off: Total real estate loans-0.0381%4,405
Percentage Net Loans Charged-off:Construction & development0.0000%159
Percentage Net Loans Charged-off: Commercial real estate-0.0003%4,063
Percentage Net Loans Charged-off: Multi-family residential0.0000%57
Percentage Net Loans Charged-off: 1-4 family residential-0.1711%4,681
Percentage Net Loans Charged-off: Home equity loans-0.4093%3,628
All other 1-4 family - Percent of loans charged-off, net-0.0556%4,429
Percentage Net Loans Charged-off: Commercial and industrial0.0464%851
Percentage Net Loans Charged-off: Loans to individuals0.0984%1,634
Percentage Net Loans Charged-off: Credit card loans-16.4009%887
Percentage Net Loans Charged-off: Other loans to individual0.1979%1,185
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0274%4,132
Percentage Net Loans Charged-off: Total real estate loans-0.0284%4,381
Percentage Net Loans Charged-off:Construction & development0.0000%118
Percentage Net Loans Charged-off: Commercial real estate-0.0006%4,186
Percentage Net Loans Charged-off: Multi-family residential0.0000%31
Percentage Net Loans Charged-off: 1-4 family residential-0.1278%4,673
Percentage Net Loans Charged-off: Home equity loans-0.2393%3,624
All other 1-4 family - Percent of loans charged-off, net-0.0720%4,556
Percentage Net Loans Charged-off: Commercial and industrial-0.0765%4,292
Percentage Net Loans Charged-off: Loans to individuals0.2838%1,059
Percentage Net Loans Charged-off: Credit card loans-34.7407%883
Percentage Net Loans Charged-off: Other loans to individual0.4793%721
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0028%4,031
Percentage Net Loans Charged-off: Total real estate loans-0.0157%4,311
Percentage Net Loans Charged-off:Construction & development0.0000%346
Percentage Net Loans Charged-off: Commercial real estate-0.0104%4,412
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0678%4,622
Percentage Net Loans Charged-off: Home equity loans-0.0332%3,472
All other 1-4 family - Percent of loans charged-off, net-0.0883%4,672
Percentage Net Loans Charged-off: Commercial and industrial0.0446%1,746
Percentage Net Loans Charged-off: Loans to individuals0.2462%1,897
Percentage Net Loans Charged-off: Credit card loans15.9774%18
Percentage Net Loans Charged-off: Other loans to individual0.1835%1,996
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%41
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0090%4,199
Percentage Net Loans Charged-off: Total real estate loans-0.0288%4,534
Percentage Net Loans Charged-off:Construction & development0.0000%273
Percentage Net Loans Charged-off: Commercial real estate-0.0138%4,474
Percentage Net Loans Charged-off: Multi-family residential0.0000%74
Percentage Net Loans Charged-off: 1-4 family residential-0.0986%4,719
Percentage Net Loans Charged-off: Home equity loans-0.0769%3,591
All other 1-4 family - Percent of loans charged-off, net-0.1118%4,744
Percentage Net Loans Charged-off: Commercial and industrial0.1092%1,221
Percentage Net Loans Charged-off: Loans to individuals0.2187%1,896
Percentage Net Loans Charged-off: Credit card loans4.0133%106
Percentage Net Loans Charged-off: Other loans to individual0.2046%1,817
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0054%4,034
Percentage Net Loans Charged-off: Total real estate loans-0.0360%4,626
Percentage Net Loans Charged-off:Construction & development0.0000%191
Percentage Net Loans Charged-off: Commercial real estate-0.0186%4,586
Percentage Net Loans Charged-off: Multi-family residential0.0000%54
Percentage Net Loans Charged-off: 1-4 family residential-0.1183%4,782
Percentage Net Loans Charged-off: Home equity loans-0.0500%3,569
All other 1-4 family - Percent of loans charged-off, net-0.1608%4,820
Percentage Net Loans Charged-off: Commercial and industrial0.2156%872
Percentage Net Loans Charged-off: Loans to individuals0.3282%1,615
Percentage Net Loans Charged-off: Credit card loans6.5060%67
Percentage Net Loans Charged-off: Other loans to individual0.3070%1,525
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0351%4,525
Percentage Net Loans Charged-off: Total real estate loans-0.0655%4,774
Percentage Net Loans Charged-off:Construction & development0.0000%120
Percentage Net Loans Charged-off: Commercial real estate-0.0356%4,737
Percentage Net Loans Charged-off: Multi-family residential0.0000%26
Percentage Net Loans Charged-off: 1-4 family residential-0.2087%4,899
Percentage Net Loans Charged-off: Home equity loans-0.0391%3,570
All other 1-4 family - Percent of loans charged-off, net-0.3148%4,933
Percentage Net Loans Charged-off: Commercial and industrial0.3947%529
Percentage Net Loans Charged-off: Loans to individuals-0.0739%4,336
Percentage Net Loans Charged-off: Credit card loans13.5084%33
Percentage Net Loans Charged-off: Other loans to individual-0.1186%4,405
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0067%3,435
Percentage Net Loans Charged-off: Total real estate loans-0.0467%4,762
Percentage Net Loans Charged-off:Construction & development0.0000%402
Percentage Net Loans Charged-off: Commercial real estate-0.0382%4,704
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential-0.1120%4,900
Percentage Net Loans Charged-off: Home equity loans-0.1535%3,755
All other 1-4 family - Percent of loans charged-off, net-0.0873%4,837
Percentage Net Loans Charged-off: Commercial and industrial0.6388%737
Percentage Net Loans Charged-off: Loans to individuals0.1905%2,482
Percentage Net Loans Charged-off: Credit card loans2.8445%239
Percentage Net Loans Charged-off: Other loans to individual0.1783%2,407
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%45
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0113%4,411
Percentage Net Loans Charged-off: Total real estate loans-0.0547%4,864
Percentage Net Loans Charged-off:Construction & development0.0000%304
Percentage Net Loans Charged-off: Commercial real estate-0.0508%4,827
Percentage Net Loans Charged-off: Multi-family residential0.0000%91
Percentage Net Loans Charged-off: 1-4 family residential-0.1164%4,976
Percentage Net Loans Charged-off: Home equity loans-0.1244%3,777
All other 1-4 family - Percent of loans charged-off, net-0.1117%4,960
Percentage Net Loans Charged-off: Commercial and industrial0.4801%754
Percentage Net Loans Charged-off: Loans to individuals0.1509%2,483
Percentage Net Loans Charged-off: Credit card loans0.0000%568
Percentage Net Loans Charged-off: Other loans to individual0.1517%2,350
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0665%4,905
Percentage Net Loans Charged-off: Total real estate loans-0.1038%5,038
Percentage Net Loans Charged-off:Construction & development0.0000%234
Percentage Net Loans Charged-off: Commercial real estate-0.1387%5,046
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential-0.1226%5,008
Percentage Net Loans Charged-off: Home equity loans-0.1709%3,831
All other 1-4 family - Percent of loans charged-off, net-0.0942%4,954
Percentage Net Loans Charged-off: Commercial and industrial0.3316%796
Percentage Net Loans Charged-off: Loans to individuals0.1627%2,231
Percentage Net Loans Charged-off: Credit card loans0.0000%510
Percentage Net Loans Charged-off: Other loans to individual0.1635%2,109
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1073%5,044
Percentage Net Loans Charged-off: Total real estate loans-0.1692%5,176
Percentage Net Loans Charged-off:Construction & development0.0000%153
Percentage Net Loans Charged-off: Commercial real estate-0.2778%5,169
Percentage Net Loans Charged-off: Multi-family residential0.0000%46
Percentage Net Loans Charged-off: 1-4 family residential-0.0835%5,005
Percentage Net Loans Charged-off: Home equity loans-0.1179%3,847
All other 1-4 family - Percent of loans charged-off, net-0.0637%4,935
Percentage Net Loans Charged-off: Commercial and industrial0.5765%438
Percentage Net Loans Charged-off: Loans to individuals0.5146%1,271
Percentage Net Loans Charged-off: Credit card loans0.0000%435
Percentage Net Loans Charged-off: Other loans to individual0.5176%1,170
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0094%3,357
Percentage Net Loans Charged-off: Total real estate loans-0.0257%4,697
Percentage Net Loans Charged-off:Construction & development0.0000%424
Percentage Net Loans Charged-off: Commercial real estate-0.0030%4,427
Percentage Net Loans Charged-off: Multi-family residential0.0000%128
Percentage Net Loans Charged-off: 1-4 family residential-0.0972%5,071
Percentage Net Loans Charged-off: Home equity loans-0.1877%3,914
All other 1-4 family - Percent of loans charged-off, net-0.0405%4,835
Percentage Net Loans Charged-off: Commercial and industrial0.2942%1,118
Percentage Net Loans Charged-off: Loans to individuals0.7163%1,149
Percentage Net Loans Charged-off: Credit card loans9.4538%42
Percentage Net Loans Charged-off: Other loans to individual0.6674%1,131
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0200%2,741
Percentage Net Loans Charged-off: Total real estate loans-0.0224%4,649
Percentage Net Loans Charged-off:Construction & development0.0000%325
Percentage Net Loans Charged-off: Commercial real estate-0.0027%4,477
Percentage Net Loans Charged-off: Multi-family residential0.0000%106
Percentage Net Loans Charged-off: 1-4 family residential-0.0832%5,071
Percentage Net Loans Charged-off: Home equity loans-0.1798%3,943
All other 1-4 family - Percent of loans charged-off, net-0.0215%4,652
Percentage Net Loans Charged-off: Commercial and industrial0.3319%881
Percentage Net Loans Charged-off: Loans to individuals1.0099%759
Percentage Net Loans Charged-off: Credit card loans15.6607%22
Percentage Net Loans Charged-off: Other loans to individual0.9325%735
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0048%4,093
Percentage Net Loans Charged-off: Total real estate loans-0.0302%4,785
Percentage Net Loans Charged-off:Construction & development0.0000%257
Percentage Net Loans Charged-off: Commercial real estate-0.0026%4,529
Percentage Net Loans Charged-off: Multi-family residential0.0000%79
Percentage Net Loans Charged-off: 1-4 family residential-0.1133%5,189
Percentage Net Loans Charged-off: Home equity loans-0.2950%4,013
All other 1-4 family - Percent of loans charged-off, net0.0074%1,337
Percentage Net Loans Charged-off: Commercial and industrial0.0477%1,348
Percentage Net Loans Charged-off: Loans to individuals1.1738%590
Percentage Net Loans Charged-off: Credit card loans0.0000%525
Percentage Net Loans Charged-off: Other loans to individual1.1790%522
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0150%2,221
Percentage Net Loans Charged-off: Total real estate loans-0.0224%4,768
Percentage Net Loans Charged-off:Construction & development0.0000%165
Percentage Net Loans Charged-off: Commercial real estate-0.0038%4,731
Percentage Net Loans Charged-off: Multi-family residential0.0000%42
Percentage Net Loans Charged-off: 1-4 family residential-0.0792%5,164
Percentage Net Loans Charged-off: Home equity loans-0.1804%4,018
All other 1-4 family - Percent of loans charged-off, net-0.0120%4,579
Percentage Net Loans Charged-off: Commercial and industrial0.1452%764
Percentage Net Loans Charged-off: Loans to individuals1.2911%606
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.2911%528
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0793%2,313
Percentage Net Loans Charged-off: Total real estate loans0.0169%2,131
Percentage Net Loans Charged-off:Construction & development0.8298%132
Percentage Net Loans Charged-off: Commercial real estate-0.0144%4,859
Percentage Net Loans Charged-off: Multi-family residential0.0000%180
Percentage Net Loans Charged-off: 1-4 family residential-0.0667%5,213
Percentage Net Loans Charged-off: Home equity loans-0.2086%4,112
All other 1-4 family - Percent of loans charged-off, net0.0387%1,620
Percentage Net Loans Charged-off: Commercial and industrial0.5358%936
Percentage Net Loans Charged-off: Loans to individuals1.9017%381
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.9017%338
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1024%1,763
Percentage Net Loans Charged-off: Total real estate loans0.0396%1,431
Percentage Net Loans Charged-off:Construction & development1.1161%88
Percentage Net Loans Charged-off: Commercial real estate-0.0181%4,935
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential-0.0289%4,979
Percentage Net Loans Charged-off: Home equity loans-0.1805%4,135
All other 1-4 family - Percent of loans charged-off, net0.0869%1,025
Percentage Net Loans Charged-off: Commercial and industrial0.5741%710
Percentage Net Loans Charged-off: Loans to individuals1.5322%481
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.5322%419
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1441%1,290
Percentage Net Loans Charged-off: Total real estate loans0.0860%856
Percentage Net Loans Charged-off:Construction & development1.6908%58
Percentage Net Loans Charged-off: Commercial real estate0.0032%792
Percentage Net Loans Charged-off: Multi-family residential0.0000%105
Percentage Net Loans Charged-off: 1-4 family residential-0.0006%4,322
Percentage Net Loans Charged-off: Home equity loans-0.1494%4,132
All other 1-4 family - Percent of loans charged-off, net0.1194%787
Percentage Net Loans Charged-off: Commercial and industrial0.6793%559
Percentage Net Loans Charged-off: Loans to individuals1.2778%599
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.2778%527
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0103%4,441
Percentage Net Loans Charged-off: Total real estate loans-0.0106%4,667
Percentage Net Loans Charged-off:Construction & development-0.0032%4,633
Percentage Net Loans Charged-off: Commercial real estate-0.0310%5,279
Percentage Net Loans Charged-off: Multi-family residential0.0000%65
Percentage Net Loans Charged-off: 1-4 family residential0.0275%1,124
Percentage Net Loans Charged-off: Home equity loans0.0349%321
All other 1-4 family - Percent of loans charged-off, net0.0215%1,087
Percentage Net Loans Charged-off: Commercial and industrial-0.0817%4,771
Percentage Net Loans Charged-off: Loans to individuals0.0689%2,392
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0689%2,251
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0932%5,571
Percentage Net Loans Charged-off: Total real estate loans-0.1202%5,571
Percentage Net Loans Charged-off:Construction & development-0.1031%4,927
Percentage Net Loans Charged-off: Commercial real estate-0.0045%4,829
Percentage Net Loans Charged-off: Multi-family residential-0.0170%4,581
Percentage Net Loans Charged-off: 1-4 family residential-0.3994%5,730
Percentage Net Loans Charged-off: Home equity loans-0.5648%4,355
All other 1-4 family - Percent of loans charged-off, net-0.2584%5,680
Percentage Net Loans Charged-off: Commercial and industrial0.0305%2,215
Percentage Net Loans Charged-off: Loans to individuals0.5158%1,767
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5158%1,646
Percentage Net Loans Charged-off: All other loans and lease0.5255%652
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1026%5,577
Percentage Net Loans Charged-off: Total real estate loans-0.1331%5,634
Percentage Net Loans Charged-off:Construction & development-0.0010%4,507
Percentage Net Loans Charged-off: Commercial real estate-0.0076%4,933
Percentage Net Loans Charged-off: Multi-family residential-0.0237%4,623
Percentage Net Loans Charged-off: 1-4 family residential-0.4487%5,802
Percentage Net Loans Charged-off: Home equity loans-0.6308%4,387
All other 1-4 family - Percent of loans charged-off, net-0.2917%5,755
Percentage Net Loans Charged-off: Commercial and industrial0.0792%1,638
Percentage Net Loans Charged-off: Loans to individuals0.3615%1,944
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3615%1,801
Percentage Net Loans Charged-off: All other loans and lease0.5800%530
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0048%4,514
Percentage Net Loans Charged-off: Total real estate loans-0.0126%4,837
Percentage Net Loans Charged-off:Construction & development-0.0015%4,599
Percentage Net Loans Charged-off: Commercial real estate-0.0085%5,039
Percentage Net Loans Charged-off: Multi-family residential-0.0369%4,672
Percentage Net Loans Charged-off: 1-4 family residential-0.0169%5,053
Percentage Net Loans Charged-off: Home equity loans-0.0083%3,960
All other 1-4 family - Percent of loans charged-off, net-0.0245%5,212
Percentage Net Loans Charged-off: Commercial and industrial-0.1529%5,206
Percentage Net Loans Charged-off: Loans to individuals0.5454%1,398
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5454%1,278
Percentage Net Loans Charged-off: All other loans and lease0.6264%465
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0265%5,005
Percentage Net Loans Charged-off: Total real estate loans-0.0184%5,041
Percentage Net Loans Charged-off:Construction & development-0.0032%4,740
Percentage Net Loans Charged-off: Commercial real estate0.0035%613
Percentage Net Loans Charged-off: Multi-family residential-0.0772%4,745
Percentage Net Loans Charged-off: 1-4 family residential-0.0480%5,466
Percentage Net Loans Charged-off: Home equity loans-0.0844%4,242
All other 1-4 family - Percent of loans charged-off, net-0.0157%5,118
Percentage Net Loans Charged-off: Commercial and industrial-0.3505%5,534
Percentage Net Loans Charged-off: Loans to individuals0.6186%1,198
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.6186%1,071
Percentage Net Loans Charged-off: All other loans and lease0.2938%500
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0681%5,655
Percentage Net Loans Charged-off: Total real estate loans-0.0951%5,712
Percentage Net Loans Charged-off:Construction & development-1.9086%5,577
Percentage Net Loans Charged-off: Commercial real estate-0.0175%5,247
Percentage Net Loans Charged-off: Multi-family residential-0.0222%4,739
Percentage Net Loans Charged-off: 1-4 family residential0.0056%2,990
Percentage Net Loans Charged-off: Home equity loans0.0083%921
All other 1-4 family - Percent of loans charged-off, net0.0030%2,899
Percentage Net Loans Charged-off: Commercial and industrial0.0325%2,242
Percentage Net Loans Charged-off: Loans to individuals0.7886%1,072
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.7886%968
Percentage Net Loans Charged-off: All other loans and lease0.3518%687
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0694%5,658
Percentage Net Loans Charged-off: Total real estate loans-0.1122%5,811
Percentage Net Loans Charged-off:Construction & development-2.5757%5,664
Percentage Net Loans Charged-off: Commercial real estate-0.0219%5,382
Percentage Net Loans Charged-off: Multi-family residential-0.0297%4,793
Percentage Net Loans Charged-off: 1-4 family residential0.0393%2,285
Percentage Net Loans Charged-off: Home equity loans0.0303%758
All other 1-4 family - Percent of loans charged-off, net0.0488%2,097
Percentage Net Loans Charged-off: Commercial and industrial0.2154%1,256
Percentage Net Loans Charged-off: Loans to individuals0.9952%712
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.9952%643
Percentage Net Loans Charged-off: All other loans and lease0.3307%644
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0594%2,538
Percentage Net Loans Charged-off: Total real estate loans0.0199%2,341
Percentage Net Loans Charged-off:Construction & development-0.0996%5,160
Percentage Net Loans Charged-off: Commercial real estate-0.0196%5,453
Percentage Net Loans Charged-off: Multi-family residential-0.0442%4,849
Percentage Net Loans Charged-off: 1-4 family residential0.1205%1,369
Percentage Net Loans Charged-off: Home equity loans0.0438%641
All other 1-4 family - Percent of loans charged-off, net0.2033%982
Percentage Net Loans Charged-off: Commercial and industrial0.5081%735
Percentage Net Loans Charged-off: Loans to individuals0.4512%1,469
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4512%1,352
Percentage Net Loans Charged-off: All other loans and lease0.1913%693
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1261%1,500
Percentage Net Loans Charged-off: Total real estate loans0.0353%1,635
Percentage Net Loans Charged-off:Construction & development-0.1499%5,345
Percentage Net Loans Charged-off: Commercial real estate-0.0342%5,732
Percentage Net Loans Charged-off: Multi-family residential-0.0022%4,836
Percentage Net Loans Charged-off: 1-4 family residential0.1861%889
Percentage Net Loans Charged-off: Home equity loans0.2545%304
All other 1-4 family - Percent of loans charged-off, net0.1109%1,111
Percentage Net Loans Charged-off: Commercial and industrial1.2639%302
Percentage Net Loans Charged-off: Loans to individuals0.7390%971
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.7390%882
Percentage Net Loans Charged-off: All other loans and lease0.3352%463
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1302%6,177
Percentage Net Loans Charged-off: Total real estate loans-0.0973%6,081
Percentage Net Loans Charged-off:Construction & development-2.6232%5,863
Percentage Net Loans Charged-off: Commercial real estate-0.0569%5,868
Percentage Net Loans Charged-off: Multi-family residential0.0289%381
Percentage Net Loans Charged-off: 1-4 family residential0.0513%2,910
Percentage Net Loans Charged-off: Home equity loans0.0398%1,051
All other 1-4 family - Percent of loans charged-off, net0.0669%2,629
Percentage Net Loans Charged-off: Commercial and industrial-0.7654%6,032
Percentage Net Loans Charged-off: Loans to individuals-0.2650%5,949
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.2650%5,898
Percentage Net Loans Charged-off: All other loans and lease0.4065%673
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1784%6,288
Percentage Net Loans Charged-off: Total real estate loans-0.1276%6,200
Percentage Net Loans Charged-off:Construction & development-3.7579%5,939
Percentage Net Loans Charged-off: Commercial real estate-0.0792%6,006
Percentage Net Loans Charged-off: Multi-family residential0.0494%317
Percentage Net Loans Charged-off: 1-4 family residential0.0909%2,252
Percentage Net Loans Charged-off: Home equity loans0.0943%864
All other 1-4 family - Percent of loans charged-off, net0.0861%2,191
Percentage Net Loans Charged-off: Commercial and industrial-1.0942%6,168
Percentage Net Loans Charged-off: Loans to individuals-0.3686%6,032
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.3686%5,991
Percentage Net Loans Charged-off: All other loans and lease0.3822%630
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.1611%6,291
Percentage Net Loans Charged-off: Total real estate loans-0.0801%6,122
Percentage Net Loans Charged-off:Construction & development-2.4379%5,917
Percentage Net Loans Charged-off: Commercial real estate-0.1097%6,136
Percentage Net Loans Charged-off: Multi-family residential0.0000%280
Percentage Net Loans Charged-off: 1-4 family residential0.1676%1,610
Percentage Net Loans Charged-off: Home equity loans0.2054%598
All other 1-4 family - Percent of loans charged-off, net0.1095%1,857
Percentage Net Loans Charged-off: Commercial and industrial-1.5031%6,257
Percentage Net Loans Charged-off: Loans to individuals-0.4711%6,123
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.4711%6,081
Percentage Net Loans Charged-off: All other loans and lease0.4684%520
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.3407%6,505
Percentage Net Loans Charged-off: Total real estate loans-0.1909%6,407
Percentage Net Loans Charged-off:Construction & development-4.0717%5,992
Percentage Net Loans Charged-off: Commercial real estate-0.0847%6,210
Percentage Net Loans Charged-off: Multi-family residential0.0000%176
Percentage Net Loans Charged-off: 1-4 family residential-0.0123%5,647
Percentage Net Loans Charged-off: Home equity loans-0.1783%4,733
All other 1-4 family - Percent of loans charged-off, net0.2523%994
Percentage Net Loans Charged-off: Commercial and industrial-2.9643%6,388
Percentage Net Loans Charged-off: Loans to individuals-0.5087%6,135
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.5087%6,088
Percentage Net Loans Charged-off: All other loans and lease0.8647%340
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2274%2,642
Percentage Net Loans Charged-off: Total real estate loans0.1658%2,577
Percentage Net Loans Charged-off:Construction & development0.0809%1,468
Percentage Net Loans Charged-off: Commercial real estate0.1229%1,985
Percentage Net Loans Charged-off: Multi-family residential0.0000%619
Percentage Net Loans Charged-off: 1-4 family residential0.2544%1,927
Percentage Net Loans Charged-off: Home equity loans0.4702%697
All other 1-4 family - Percent of loans charged-off, net-0.1284%6,454
Percentage Net Loans Charged-off: Commercial and industrial1.1076%935
Percentage Net Loans Charged-off: Loans to individuals-0.0863%5,895
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0863%5,829
Percentage Net Loans Charged-off: All other loans and lease0.6939%555
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2006%2,633
Percentage Net Loans Charged-off: Total real estate loans0.1389%2,598
Percentage Net Loans Charged-off:Construction & development0.0150%1,446
Percentage Net Loans Charged-off: Commercial real estate0.1338%1,710
Percentage Net Loans Charged-off: Multi-family residential0.0000%515
Percentage Net Loans Charged-off: 1-4 family residential0.1929%2,136
Percentage Net Loans Charged-off: Home equity loans0.4053%719
All other 1-4 family - Percent of loans charged-off, net-0.1944%6,564
Percentage Net Loans Charged-off: Commercial and industrial1.3116%744
Percentage Net Loans Charged-off: Loans to individuals-0.1275%5,934
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.1275%5,874
Percentage Net Loans Charged-off: All other loans and lease0.1092%998
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3210%1,898
Percentage Net Loans Charged-off: Total real estate loans0.2605%1,813
Percentage Net Loans Charged-off:Construction & development-0.0419%5,553
Percentage Net Loans Charged-off: Commercial real estate0.2748%1,186
Percentage Net Loans Charged-off: Multi-family residential0.0000%425
Percentage Net Loans Charged-off: 1-4 family residential0.3329%1,500
Percentage Net Loans Charged-off: Home equity loans0.5956%554
All other 1-4 family - Percent of loans charged-off, net-0.1680%6,563
Percentage Net Loans Charged-off: Commercial and industrial1.4988%674
Percentage Net Loans Charged-off: Loans to individuals-0.0609%5,574
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0609%5,510
Percentage Net Loans Charged-off: All other loans and lease-0.0059%5,518
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4294%1,384
Percentage Net Loans Charged-off: Total real estate loans0.2750%1,535
Percentage Net Loans Charged-off:Construction & development0.1829%798
Percentage Net Loans Charged-off: Commercial real estate0.2448%921
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential0.4054%1,171
Percentage Net Loans Charged-off: Home equity loans0.5668%458
All other 1-4 family - Percent of loans charged-off, net0.0610%2,094
Percentage Net Loans Charged-off: Commercial and industrial3.1669%292
Percentage Net Loans Charged-off: Loans to individuals0.0136%2,794
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0136%2,646
Percentage Net Loans Charged-off: All other loans and lease-0.2004%5,975
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8130%1,440
Percentage Net Loans Charged-off: Total real estate loans0.8529%1,195
Percentage Net Loans Charged-off:Construction & development0.2670%2,014
Percentage Net Loans Charged-off: Commercial real estate0.3018%1,974
Percentage Net Loans Charged-off: Multi-family residential0.3087%629
Percentage Net Loans Charged-off: 1-4 family residential1.8522%388
Percentage Net Loans Charged-off: Home equity loans2.2082%281
All other 1-4 family - Percent of loans charged-off, net1.0727%828
Percentage Net Loans Charged-off: Commercial and industrial0.6529%1,843
Percentage Net Loans Charged-off: Loans to individuals0.3992%2,672
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3992%2,511
Percentage Net Loans Charged-off: All other loans and lease0.1866%1,068
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8280%1,322
Percentage Net Loans Charged-off: Total real estate loans0.8177%1,226
Percentage Net Loans Charged-off:Construction & development0.0675%2,071
Percentage Net Loans Charged-off: Commercial real estate0.1835%2,109
Percentage Net Loans Charged-off: Multi-family residential-0.0053%5,468
Percentage Net Loans Charged-off: 1-4 family residential1.9711%362
Percentage Net Loans Charged-off: Home equity loans2.4671%249
All other 1-4 family - Percent of loans charged-off, net0.8814%1,011
Percentage Net Loans Charged-off: Commercial and industrial1.3863%1,038
Percentage Net Loans Charged-off: Loans to individuals0.5319%2,078
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.5319%1,922
Percentage Net Loans Charged-off: All other loans and lease0.1743%978
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9619%1,152
Percentage Net Loans Charged-off: Total real estate loans0.9891%990
Percentage Net Loans Charged-off:Construction & development1.8461%1,000
Percentage Net Loans Charged-off: Commercial real estate0.2302%1,730
Percentage Net Loans Charged-off: Multi-family residential0.0000%593
Percentage Net Loans Charged-off: 1-4 family residential2.2230%324
Percentage Net Loans Charged-off: Home equity loans2.8347%208
All other 1-4 family - Percent of loans charged-off, net0.8553%1,043
Percentage Net Loans Charged-off: Commercial and industrial0.9426%1,292
Percentage Net Loans Charged-off: Loans to individuals1.0870%1,157
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.0870%1,030
Percentage Net Loans Charged-off: All other loans and lease0.0190%1,206
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.1586%889
Percentage Net Loans Charged-off: Total real estate loans1.2123%766
Percentage Net Loans Charged-off:Construction & development0.7321%1,047
Percentage Net Loans Charged-off: Commercial real estate0.7016%827
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential2.2157%342
Percentage Net Loans Charged-off: Home equity loans2.9116%200
All other 1-4 family - Percent of loans charged-off, net0.6621%1,157
Percentage Net Loans Charged-off: Commercial and industrial0.9920%971
Percentage Net Loans Charged-off: Loans to individuals1.0244%1,122
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual1.0244%1,007
Percentage Net Loans Charged-off: All other loans and lease-0.1674%6,216
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3389%1,229
Percentage Net Loans Charged-off: Total real estate loans1.3117%1,206
Percentage Net Loans Charged-off:Construction & development2.8303%1,447
Percentage Net Loans Charged-off: Commercial real estate0.6319%1,744
Percentage Net Loans Charged-off: Multi-family residential0.5211%731
Percentage Net Loans Charged-off: 1-4 family residential2.2958%451
Percentage Net Loans Charged-off: Home equity loans2.6807%336
All other 1-4 family - Percent of loans charged-off, net1.4487%845
Percentage Net Loans Charged-off: Commercial and industrial2.3136%1,039
Percentage Net Loans Charged-off: Loans to individuals0.1845%4,057
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.1694%3,904
Percentage Net Loans Charged-off: All other loans and lease0.8346%631
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3698%1,105
Percentage Net Loans Charged-off: Total real estate loans1.3141%1,080
Percentage Net Loans Charged-off:Construction & development1.5540%1,670
Percentage Net Loans Charged-off: Commercial real estate0.6708%1,416
Percentage Net Loans Charged-off: Multi-family residential-0.0062%5,624
Percentage Net Loans Charged-off: 1-4 family residential2.4186%391
Percentage Net Loans Charged-off: Home equity loans2.7213%308
All other 1-4 family - Percent of loans charged-off, net1.7488%645
Percentage Net Loans Charged-off: Commercial and industrial2.6613%829
Percentage Net Loans Charged-off: Loans to individuals0.2421%3,484
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.2162%3,326
Percentage Net Loans Charged-off: All other loans and lease0.9197%560
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.5900%925
Percentage Net Loans Charged-off: Total real estate loans1.5065%921
Percentage Net Loans Charged-off:Construction & development2.1032%1,348
Percentage Net Loans Charged-off: Commercial real estate0.6623%1,312
Percentage Net Loans Charged-off: Multi-family residential-0.0094%5,651
Percentage Net Loans Charged-off: 1-4 family residential2.8479%338
Percentage Net Loans Charged-off: Home equity loans3.1619%275
All other 1-4 family - Percent of loans charged-off, net2.1434%489
Percentage Net Loans Charged-off: Commercial and industrial3.3051%635
Percentage Net Loans Charged-off: Loans to individuals0.5397%2,328
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.4595%2,206
Percentage Net Loans Charged-off: All other loans and lease0.8549%528
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.8040%718
Percentage Net Loans Charged-off: Total real estate loans1.5533%773
Percentage Net Loans Charged-off:Construction & development-0.0539%6,466
Percentage Net Loans Charged-off: Commercial real estate0.2334%1,419
Percentage Net Loans Charged-off: Multi-family residential-0.0065%5,692
Percentage Net Loans Charged-off: 1-4 family residential3.6645%232
Percentage Net Loans Charged-off: Home equity loans4.0997%187
All other 1-4 family - Percent of loans charged-off, net2.6920%353
Percentage Net Loans Charged-off: Commercial and industrial6.0195%316
Percentage Net Loans Charged-off: Loans to individuals0.4002%2,322
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.3135%2,222
Percentage Net Loans Charged-off: All other loans and lease0.4973%540
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.0661%971
Percentage Net Loans Charged-off: Total real estate loans1.9958%934
Percentage Net Loans Charged-off:Construction & development9.5442%619
Percentage Net Loans Charged-off: Commercial real estate1.1239%1,161
Percentage Net Loans Charged-off: Multi-family residential0.1530%997
Percentage Net Loans Charged-off: 1-4 family residential2.7400%403
Percentage Net Loans Charged-off: Home equity loans3.2340%285
All other 1-4 family - Percent of loans charged-off, net1.7121%811
Percentage Net Loans Charged-off: Commercial and industrial2.8793%1,195
Percentage Net Loans Charged-off: Loans to individuals2.8145%715
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.3823%681
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.3427%750
Percentage Net Loans Charged-off: Total real estate loans2.2978%716
Percentage Net Loans Charged-off:Construction & development11.5790%438
Percentage Net Loans Charged-off: Commercial real estate1.7506%689
Percentage Net Loans Charged-off: Multi-family residential-0.0064%5,910
Percentage Net Loans Charged-off: 1-4 family residential2.5742%412
Percentage Net Loans Charged-off: Home equity loans3.0498%296
All other 1-4 family - Percent of loans charged-off, net1.5982%793
Percentage Net Loans Charged-off: Commercial and industrial2.9184%1,042
Percentage Net Loans Charged-off: Loans to individuals2.7898%702
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.7790%546
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans2.0908%865
Percentage Net Loans Charged-off: Total real estate loans2.1309%779
Percentage Net Loans Charged-off:Construction & development11.3497%422
Percentage Net Loans Charged-off: Commercial real estate1.3521%780
Percentage Net Loans Charged-off: Multi-family residential0.0000%710
Percentage Net Loans Charged-off: 1-4 family residential2.6215%415
Percentage Net Loans Charged-off: Home equity loans3.0588%296
All other 1-4 family - Percent of loans charged-off, net1.7261%729
Percentage Net Loans Charged-off: Commercial and industrial1.5769%1,562
Percentage Net Loans Charged-off: Loans to individuals2.9058%686
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.3384%570
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.0662%828
Percentage Net Loans Charged-off: Total real estate loans2.0936%709
Percentage Net Loans Charged-off:Construction & development7.6656%570
Percentage Net Loans Charged-off: Commercial real estate1.7341%522
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential2.4041%458
Percentage Net Loans Charged-off: Home equity loans2.5603%319
All other 1-4 family - Percent of loans charged-off, net2.0809%538
Percentage Net Loans Charged-off: Commercial and industrial1.5782%1,244
Percentage Net Loans Charged-off: Loans to individuals3.0774%660
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.2821%495
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.5221%1,645
Percentage Net Loans Charged-off: Total real estate loans1.3514%1,495
Percentage Net Loans Charged-off:Construction & development10.3647%581
Percentage Net Loans Charged-off: Commercial real estate0.1992%2,440
Percentage Net Loans Charged-off: Multi-family residential0.0016%921
Percentage Net Loans Charged-off: 1-4 family residential1.6213%824
Percentage Net Loans Charged-off: Home equity loans2.1113%482
All other 1-4 family - Percent of loans charged-off, net0.6671%1,658
Percentage Net Loans Charged-off: Commercial and industrial2.5736%1,523
Percentage Net Loans Charged-off: Loans to individuals3.2574%722
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.8283%1,061
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.4261%1,452
Percentage Net Loans Charged-off: Total real estate loans1.2352%1,323
Percentage Net Loans Charged-off:Construction & development9.1513%540
Percentage Net Loans Charged-off: Commercial real estate0.0931%2,329
Percentage Net Loans Charged-off: Multi-family residential0.0022%706
Percentage Net Loans Charged-off: 1-4 family residential1.5549%723
Percentage Net Loans Charged-off: Home equity loans1.9467%434
All other 1-4 family - Percent of loans charged-off, net0.8005%1,222
Percentage Net Loans Charged-off: Commercial and industrial2.6599%1,205
Percentage Net Loans Charged-off: Loans to individuals3.0869%751
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.7416%956
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.2250%1,499
Percentage Net Loans Charged-off: Total real estate loans1.1314%1,244
Percentage Net Loans Charged-off:Construction & development7.4875%590
Percentage Net Loans Charged-off: Commercial real estate0.0393%2,054
Percentage Net Loans Charged-off: Multi-family residential0.0033%529
Percentage Net Loans Charged-off: 1-4 family residential1.5716%628
Percentage Net Loans Charged-off: Home equity loans1.9659%361
All other 1-4 family - Percent of loans charged-off, net0.8211%1,065
Percentage Net Loans Charged-off: Commercial and industrial1.5913%1,532
Percentage Net Loans Charged-off: Loans to individuals2.5208%924
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5970%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6627%1,856
Percentage Net Loans Charged-off: Total real estate loans0.4646%1,685
Percentage Net Loans Charged-off:Construction & development-0.0192%7,363
Percentage Net Loans Charged-off: Commercial real estate0.0188%1,323
Percentage Net Loans Charged-off: Multi-family residential0.0000%309
Percentage Net Loans Charged-off: 1-4 family residential1.1133%691
Percentage Net Loans Charged-off: Home equity loans1.4809%349
All other 1-4 family - Percent of loans charged-off, net0.4188%1,279
Percentage Net Loans Charged-off: Commercial and industrial1.3662%1,218
Percentage Net Loans Charged-off: Loans to individuals2.7664%790
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.3403%844
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6856%1,790
Percentage Net Loans Charged-off: Total real estate loans0.5674%1,523
Percentage Net Loans Charged-off:Construction & development2.9690%837
Percentage Net Loans Charged-off: Commercial real estate-0.0071%7,722
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.7718%824
Percentage Net Loans Charged-off: Home equity loans0.8872%505
All other 1-4 family - Percent of loans charged-off, net0.5731%1,026
Percentage Net Loans Charged-off: Commercial and industrial0.5348%2,626
Percentage Net Loans Charged-off: Loans to individuals2.0906%960
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.8552%838
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7083%1,224
Percentage Net Loans Charged-off: Total real estate loans0.5882%1,033
Percentage Net Loans Charged-off:Construction & development3.5240%457
Percentage Net Loans Charged-off: Commercial real estate-0.0059%7,724
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.6599%710
Percentage Net Loans Charged-off: Home equity loans0.7972%407
All other 1-4 family - Percent of loans charged-off, net0.4286%961
Percentage Net Loans Charged-off: Commercial and industrial0.5373%1,954
Percentage Net Loans Charged-off: Loans to individuals2.1310%758
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.7593%746
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7689%913
Percentage Net Loans Charged-off: Total real estate loans0.7006%691
Percentage Net Loans Charged-off:Construction & development4.8897%251
Percentage Net Loans Charged-off: Commercial real estate-0.0039%7,749
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.5528%704
Percentage Net Loans Charged-off: Home equity loans0.5929%417
All other 1-4 family - Percent of loans charged-off, net0.4866%750
Percentage Net Loans Charged-off: Commercial and industrial0.5889%1,505
Percentage Net Loans Charged-off: Loans to individuals1.6245%1,006
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.7733%665
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5285%996
Percentage Net Loans Charged-off: Total real estate loans0.4411%745
Percentage Net Loans Charged-off:Construction & development3.1863%211
Percentage Net Loans Charged-off: Commercial real estate0.0032%801
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.2365%968
Percentage Net Loans Charged-off: Home equity loans0.2019%441
All other 1-4 family - Percent of loans charged-off, net0.2920%789
Percentage Net Loans Charged-off: Commercial and industrial0.3482%1,365
Percentage Net Loans Charged-off: Loans to individuals1.3558%1,173
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.0072%474
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1720%2,924
Percentage Net Loans Charged-off: Total real estate loans0.0552%2,752
Percentage Net Loans Charged-off:Construction & development0.0000%1,563
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,679
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.1365%1,610
Percentage Net Loans Charged-off: Home equity loans0.2307%521
All other 1-4 family - Percent of loans charged-off, net-0.0025%7,684
Percentage Net Loans Charged-off: Commercial and industrial0.2190%2,669
Percentage Net Loans Charged-off: Loans to individuals0.9386%1,719
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.8073%703
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1284%2,754
Percentage Net Loans Charged-off: Total real estate loans0.0212%2,657
Percentage Net Loans Charged-off:Construction & development0.0000%1,085
Percentage Net Loans Charged-off: Commercial real estate-0.0119%7,872
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.0644%1,724
Percentage Net Loans Charged-off: Home equity loans0.1112%522
All other 1-4 family - Percent of loans charged-off, net-0.0033%7,602
Percentage Net Loans Charged-off: Commercial and industrial0.1919%2,251
Percentage Net Loans Charged-off: Loans to individuals0.7345%1,922
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.8256%596
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1193%2,504
Percentage Net Loans Charged-off: Total real estate loans0.0342%1,905
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate-0.0125%7,911
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0974%1,208
Percentage Net Loans Charged-off: Home equity loans0.1703%356
All other 1-4 family - Percent of loans charged-off, net-0.0050%7,647
Percentage Net Loans Charged-off: Commercial and industrial0.1136%2,123
Percentage Net Loans Charged-off: Loans to individuals0.6148%2,071
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.7912%573
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1336%1,860
Percentage Net Loans Charged-off: Total real estate loans0.0424%1,287
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate-0.0108%7,979
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.1166%841
Percentage Net Loans Charged-off: Home equity loans0.2014%239
All other 1-4 family - Percent of loans charged-off, net0.0000%1,345
Percentage Net Loans Charged-off: Commercial and industrial0.2146%1,263
Percentage Net Loans Charged-off: Loans to individuals0.6031%1,918
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.9016%424
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0414%4,646
Percentage Net Loans Charged-off: Total real estate loans-0.0041%7,729
Percentage Net Loans Charged-off:Construction & development0.0000%832
Percentage Net Loans Charged-off: Commercial real estate-0.0097%7,903
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential-0.0006%7,676
Percentage Net Loans Charged-off: Home equity loans0.0000%709
All other 1-4 family - Percent of loans charged-off, net-0.0015%7,696
Percentage Net Loans Charged-off: Commercial and industrial-0.1163%7,579
Percentage Net Loans Charged-off: Loans to individuals0.3551%3,590
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5614%753
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0484%3,785
Percentage Net Loans Charged-off: Total real estate loans0.0005%2,887
Percentage Net Loans Charged-off:Construction & development0.0000%620
Percentage Net Loans Charged-off: Commercial real estate-0.0095%7,939
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.0100%2,238
Percentage Net Loans Charged-off: Home equity loans0.0182%514
All other 1-4 family - Percent of loans charged-off, net-0.0021%7,673
Percentage Net Loans Charged-off: Commercial and industrial-0.0467%7,149
Percentage Net Loans Charged-off: Loans to individuals0.3420%3,235
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5459%669
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0547%3,319
Percentage Net Loans Charged-off: Total real estate loans0.0021%2,382
Percentage Net Loans Charged-off:Construction & development0.0000%466
Percentage Net Loans Charged-off: Commercial real estate-0.0109%8,014
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0151%1,784
Percentage Net Loans Charged-off: Home equity loans0.0273%385
All other 1-4 family - Percent of loans charged-off, net-0.0031%7,742
Percentage Net Loans Charged-off: Commercial and industrial-0.0121%6,698
Percentage Net Loans Charged-off: Loans to individuals0.3961%2,738
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4734%635
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0236%3,504
Percentage Net Loans Charged-off: Total real estate loans-0.0050%7,705
Percentage Net Loans Charged-off:Construction & development0.0000%268
Percentage Net Loans Charged-off: Commercial real estate-0.0110%8,079
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential-0.0017%7,794
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net-0.0043%7,846
Percentage Net Loans Charged-off: Commercial and industrial-0.0625%7,134
Percentage Net Loans Charged-off: Loans to individuals0.2443%2,949
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2437%660
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0370%5,119
Percentage Net Loans Charged-off: Total real estate loans-0.0073%7,845
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate-0.0103%8,034
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential-0.0073%7,960
Percentage Net Loans Charged-off: Home equity loans-0.0102%5,998
All other 1-4 family - Percent of loans charged-off, net-0.0032%7,846
Percentage Net Loans Charged-off: Commercial and industrial-0.1585%7,730
Percentage Net Loans Charged-off: Loans to individuals0.4611%3,752
Percentage Net Loans Charged-off: Credit card loans0.0000%1,459
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2799%996
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0364%4,621
Percentage Net Loans Charged-off: Total real estate loans-0.0087%7,827
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate-0.0117%8,039
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential-0.0093%7,940
Percentage Net Loans Charged-off: Home equity loans-0.0141%5,970
All other 1-4 family - Percent of loans charged-off, net-0.0029%7,777
Percentage Net Loans Charged-off: Commercial and industrial-0.1169%7,520
Percentage Net Loans Charged-off: Loans to individuals0.4522%3,306
Percentage Net Loans Charged-off: Credit card loans0.0000%1,324
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2500%916
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0489%3,912
Percentage Net Loans Charged-off: Total real estate loans-0.0104%7,843
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate-0.0120%8,087
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential-0.0133%7,987
Percentage Net Loans Charged-off: Home equity loans-0.0219%5,923
All other 1-4 family - Percent of loans charged-off, net-0.0022%7,770
Percentage Net Loans Charged-off: Commercial and industrial0.2892%1,767
Percentage Net Loans Charged-off: Loans to individuals0.3747%3,364
Percentage Net Loans Charged-off: Credit card loans0.0000%1,186
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0619%1,024
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0211%3,949
Percentage Net Loans Charged-off: Total real estate loans-0.0034%7,726
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate-0.0078%8,201
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential-0.0010%7,870
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net-0.0022%7,909
Percentage Net Loans Charged-off: Commercial and industrial-0.0092%6,792
Percentage Net Loans Charged-off: Loans to individuals0.2912%3,229
Percentage Net Loans Charged-off: Credit card loans0.0000%922
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease-0.0163%7,076
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1182%3,901
Percentage Net Loans Charged-off: Total real estate loans-0.0151%8,199
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate-0.0208%8,309
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential-0.0014%7,861
Percentage Net Loans Charged-off: Home equity loans0.0000%657
All other 1-4 family - Percent of loans charged-off, net-0.0028%7,918
Percentage Net Loans Charged-off: Commercial and industrial0.6835%1,771
Percentage Net Loans Charged-off: Loans to individuals0.6296%3,250
Percentage Net Loans Charged-off: Credit card loans0.0000%1,629
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4098%887
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1028%3,592
Percentage Net Loans Charged-off: Total real estate loans-0.0164%8,205
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate-0.0243%8,363
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential-0.0015%7,849
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net-0.0030%7,898
Percentage Net Loans Charged-off: Commercial and industrial0.3809%2,031
Percentage Net Loans Charged-off: Loans to individuals0.6361%2,880
Percentage Net Loans Charged-off: Credit card loans0.0000%1,504
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.5367%690
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0379%4,684
Percentage Net Loans Charged-off: Total real estate loans-0.0216%8,262
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate-0.0312%8,455
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential-0.0018%7,908
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net-0.0035%7,971
Percentage Net Loans Charged-off: Commercial and industrial0.0000%3,054
Percentage Net Loans Charged-off: Loans to individuals0.5916%2,910
Percentage Net Loans Charged-off: Credit card loans0.0000%1,362
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0824%1,033
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0510%3,700
Percentage Net Loans Charged-off: Total real estate loans-0.0058%8,001
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate-0.0134%8,443
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential-0.0012%8,045
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net-0.0023%8,091
Percentage Net Loans Charged-off: Commercial and industrial0.0251%2,072
Percentage Net Loans Charged-off: Loans to individuals0.6325%2,579
Percentage Net Loans Charged-off: Credit card loans0.0000%1,093
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%887
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3356%2,233
Percentage Net Loans Charged-off: Total real estate loans0.2336%969
Percentage Net Loans Charged-off:Construction & development3.5580%82
Percentage Net Loans Charged-off: Commercial real estate-0.2621%8,761
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential-0.0076%8,292
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net-0.0161%8,420
Percentage Net Loans Charged-off: Commercial and industrial0.8563%1,891
Percentage Net Loans Charged-off: Loans to individuals0.5821%3,847
Percentage Net Loans Charged-off: Credit card loans0.0000%1,842
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4333%1,036
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3869%1,686
Percentage Net Loans Charged-off: Total real estate loans0.3934%449
Percentage Net Loans Charged-off:Construction & development4.8835%58
Percentage Net Loans Charged-off: Commercial real estate-0.2101%8,795
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential-0.0103%8,337
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net-0.0226%8,487
Percentage Net Loans Charged-off: Commercial and industrial0.0803%3,684
Percentage Net Loans Charged-off: Loans to individuals0.4067%4,254
Percentage Net Loans Charged-off: Credit card loans0.0000%1,741
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.6771%767
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5775%1,058
Percentage Net Loans Charged-off: Total real estate loans0.7539%201
Percentage Net Loans Charged-off:Construction & development7.6482%41
Percentage Net Loans Charged-off: Commercial real estate-0.0157%8,529
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0044%8,230
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net-0.0103%8,373
Percentage Net Loans Charged-off: Commercial and industrial-0.1106%7,892
Percentage Net Loans Charged-off: Loans to individuals0.3028%4,415
Percentage Net Loans Charged-off: Credit card loans0.0000%1,566
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0942%1,196
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1355%2,921
Percentage Net Loans Charged-off: Total real estate loans0.1427%884
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate-0.0134%8,628
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential-0.0074%8,372
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net-0.0175%8,531
Percentage Net Loans Charged-off: Commercial and industrial-0.0354%7,457
Percentage Net Loans Charged-off: Loans to individuals0.4057%3,485
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2218%3,435
Percentage Net Loans Charged-off: Total real estate loans0.1678%1,257
Percentage Net Loans Charged-off:Construction & development0.0019%864
Percentage Net Loans Charged-off: Commercial real estate0.4063%590
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.0530%2,254
Percentage Net Loans Charged-off: Home equity loans0.0267%546
All other 1-4 family - Percent of loans charged-off, net0.0755%1,906
Percentage Net Loans Charged-off: Commercial and industrial0.2614%3,554
Percentage Net Loans Charged-off: Loans to individuals0.4291%4,653
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.4382%1,084
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4628%1,770
Percentage Net Loans Charged-off: Total real estate loans0.0302%2,816
Percentage Net Loans Charged-off:Construction & development-0.1396%8,283
Percentage Net Loans Charged-off: Commercial real estate0.0642%1,071
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential-0.0010%8,484
Percentage Net Loans Charged-off: Home equity loans0.0035%606
All other 1-4 family - Percent of loans charged-off, net-0.0028%8,552
Percentage Net Loans Charged-off: Commercial and industrial0.5716%2,524
Percentage Net Loans Charged-off: Loans to individuals0.2913%5,357
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease3.0412%315
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7006%883
Percentage Net Loans Charged-off: Total real estate loans0.6664%27
Percentage Net Loans Charged-off:Construction & development0.1564%115
Percentage Net Loans Charged-off: Commercial real estate-0.0020%1,256
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0433%479
Percentage Net Loans Charged-off: Home equity loans0.0095%343
All other 1-4 family - Percent of loans charged-off, net0.0533%386
Percentage Net Loans Charged-off: Commercial and industrial0.1413%776
Percentage Net Loans Charged-off: Loans to individuals0.2308%1,090
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease1.4367%70
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1268%4,301
Percentage Net Loans Charged-off: Total real estate loans0.1092%252
Percentage Net Loans Charged-off:Construction & development0.0000%250
Percentage Net Loans Charged-off: Commercial real estate0.0749%226
Percentage Net Loans Charged-off: Multi-family residential0.0000%120
Percentage Net Loans Charged-off: 1-4 family residential0.0384%581
Percentage Net Loans Charged-off: Home equity loans0.0051%358
All other 1-4 family - Percent of loans charged-off, net0.0474%488
Percentage Net Loans Charged-off: Commercial and industrial-0.0114%1,259
Percentage Net Loans Charged-off: Loans to individuals0.4144%880
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.2927%224
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4984%1,466
Percentage Net Loans Charged-off: Total real estate loans0.0890%313
Percentage Net Loans Charged-off:Construction & development0.0000%229
Percentage Net Loans Charged-off: Commercial real estate0.0160%398
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.1903%147
Percentage Net Loans Charged-off: Home equity loans0.3133%111
All other 1-4 family - Percent of loans charged-off, net0.1492%185
Percentage Net Loans Charged-off: Commercial and industrial2.3311%67
Percentage Net Loans Charged-off: Loans to individuals1.6242%267
Percentage Net Loans Charged-off: Credit card loans5.3044%152
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.8905%87
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1997-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.5873%1,250
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,004
Percentage Net Loans Charged-off:Construction & development0.0000%260
Percentage Net Loans Charged-off: Commercial real estate0.0000%477
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,009
Percentage Net Loans Charged-off: Home equity loans0.0000%396
All other 1-4 family - Percent of loans charged-off, net0.0000%952
Percentage Net Loans Charged-off: Commercial and industrial2.1594%61
Percentage Net Loans Charged-off: Loans to individuals4.2050%94
Percentage Net Loans Charged-off: Credit card loans6.7397%104
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%386
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1996-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2399%3,589
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,050
Percentage Net Loans Charged-off:Construction & development0.0000%284
Percentage Net Loans Charged-off: Commercial real estate0.0000%559
Percentage Net Loans Charged-off: Multi-family residential0.0000%233
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,048
Percentage Net Loans Charged-off: Home equity loans0.0000%412
All other 1-4 family - Percent of loans charged-off, net0.0000%995
Percentage Net Loans Charged-off: Commercial and industrial0.0861%730
Percentage Net Loans Charged-off: Loans to individuals2.7901%141
Percentage Net Loans Charged-off: Credit card loans5.4218%152
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%444
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1995-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1170%5,249
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,049
Percentage Net Loans Charged-off:Construction & development0.0000%344
Percentage Net Loans Charged-off: Commercial real estate0.0000%615
Percentage Net Loans Charged-off: Multi-family residential0.0000%281
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,034
Percentage Net Loans Charged-off: Home equity loans0.0000%403
All other 1-4 family - Percent of loans charged-off, net0.0000%989
Percentage Net Loans Charged-off: Commercial and industrial0.1407%586
Percentage Net Loans Charged-off: Loans to individuals1.3132%273
Percentage Net Loans Charged-off: Credit card loans3.5387%221
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%433
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1994-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2231%3,725
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,087
Percentage Net Loans Charged-off:Construction & development0.0000%353
Percentage Net Loans Charged-off: Commercial real estate0.0000%668
Percentage Net Loans Charged-off: Multi-family residential0.0000%332
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,024
Percentage Net Loans Charged-off: Home equity loans0.0000%393
All other 1-4 family - Percent of loans charged-off, net0.0000%974
Percentage Net Loans Charged-off: Commercial and industrial0.3292%431
Percentage Net Loans Charged-off: Loans to individuals2.3505%100
Percentage Net Loans Charged-off: Credit card loans4.5016%90
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%371
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%53
1993-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2179%5,154
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,220
Percentage Net Loans Charged-off:Construction & development0.0000%485
Percentage Net Loans Charged-off: Commercial real estate0.0000%834
Percentage Net Loans Charged-off: Multi-family residential0.0000%368
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,114
Percentage Net Loans Charged-off: Home equity loans0.0000%462
All other 1-4 family - Percent of loans charged-off, net0.0000%1,053
Percentage Net Loans Charged-off: Commercial and industrial0.5563%524
Percentage Net Loans Charged-off: Loans to individuals1.4103%287
Percentage Net Loans Charged-off: Credit card loans3.7804%195
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%423
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1992-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.4497%4,650
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,332
Percentage Net Loans Charged-off:Construction & development0.0000%639
Percentage Net Loans Charged-off: Commercial real estate0.0000%967
Percentage Net Loans Charged-off: Multi-family residential0.0000%418
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,178
Percentage Net Loans Charged-off: Home equity loans0.0000%487
All other 1-4 family - Percent of loans charged-off, net0.0000%1,124
Percentage Net Loans Charged-off: Commercial and industrial1.3591%485
Percentage Net Loans Charged-off: Loans to individuals2.1870%225
Percentage Net Loans Charged-off: Credit card loans3.3729%365
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%479
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%144