Home > Tri City National Bank > Net charge- offs to loans
Tri City National Bank, Net charge- offs to loans
| 2023-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0034% | 3,758 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0038% | 3,684 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 239 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0017% | 3,999 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0008% | 4,481 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0163% | 4,068 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 246 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0187% | 4,138 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,668 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0875% | 2,387 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 531 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0875% | 2,265 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2023-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0035% | 3,670 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0038% | 3,692 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0016% | 4,039 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0011% | 4,522 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0168% | 4,092 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 206 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0193% | 4,155 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,370 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0833% | 2,200 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 458 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0833% | 2,127 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 69 |
| 2023-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0032% | 3,620 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0037% | 3,726 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 127 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0012% | 4,091 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0016% | 4,567 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0167% | 4,122 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 163 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0191% | 4,143 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,179 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1290% | 1,787 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 451 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1290% | 1,760 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 63 |
| 2023-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0027% | 3,486 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0028% | 3,723 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 62 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0006% | 190 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0016% | 4,642 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0181% | 4,224 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 101 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0207% | 4,283 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 773 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,811 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2022-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0124% | 3,898 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0135% | 3,937 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0008% | 3,886 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0026% | 4,637 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0774% | 4,467 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0248% | 4,408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0846% | 4,492 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0173% | 1,246 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,668 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 495 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,578 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2022-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0196% | 3,990 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0212% | 4,103 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 133 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0002% | 3,909 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0022% | 4,678 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1265% | 4,575 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0338% | 4,464 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1390% | 4,600 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0228% | 959 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,431 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 459 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,351 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 17 |
| 2022-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0301% | 4,036 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0325% | 4,200 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 94 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0003% | 3,849 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0023% | 3,809 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1963% | 4,530 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0514% | 3,337 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2160% | 4,546 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0329% | 752 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,187 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,093 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2022-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0132% | 3,705 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0137% | 3,999 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 61 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0007% | 4,017 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0024% | 3,825 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0796% | 4,428 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1029% | 3,430 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0764% | 4,438 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 640 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 1,819 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 1,732 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0471% | 4,305 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0416% | 4,336 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 225 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0050% | 4,072 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0013% | 3,872 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2190% | 4,626 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0051% | 3,157 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2487% | 4,646 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0730% | 4,067 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.9321% | 4,633 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.9321% | 4,598 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0462% | 4,318 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0433% | 4,392 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 194 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0046% | 4,136 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0009% | 3,913 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2281% | 4,685 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0068% | 3,226 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2589% | 4,697 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0283% | 3,782 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.0190% | 4,692 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.0190% | 4,659 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0586% | 4,437 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0537% | 4,504 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 159 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0019% | 4,139 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 57 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2899% | 4,744 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 181 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3308% | 4,758 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0360% | 3,939 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.4834% | 4,746 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.4834% | 4,713 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2021-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0627% | 4,482 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0490% | 4,556 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 118 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0015% | 4,230 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 31 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2586% | 4,763 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 133 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2956% | 4,770 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0673% | 4,255 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.5319% | 4,801 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -2.5319% | 4,765 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0562% | 4,690 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0618% | 4,692 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 346 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0684% | 4,683 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1069% | 4,699 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0266% | 3,451 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1186% | 4,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0437% | 4,239 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8708% | 718 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8708% | 660 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0899% | 4,805 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0948% | 4,803 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 273 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0892% | 4,752 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 74 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2071% | 4,823 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 349 |
| All other 1-4 family - Percent of loans charged-off, net | -0.2367% | 4,836 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0191% | 4,015 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1298% | 4,502 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1298% | 4,462 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0976% | 4,840 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1022% | 4,845 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 191 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1321% | 4,840 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 54 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1167% | 4,779 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 293 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1333% | 4,802 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0224% | 4,033 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0944% | 4,402 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0944% | 4,352 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2020-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0493% | 4,634 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0502% | 4,725 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 120 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1032% | 4,860 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 26 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0480% | 549 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 210 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0549% | 479 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0470% | 4,171 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0906% | 2,103 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0906% | 2,007 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0087% | 4,432 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0090% | 4,230 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0052% | 1,041 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0545% | 4,722 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 494 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0624% | 4,752 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0049% | 2,211 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0720% | 4,644 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0720% | 4,607 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0122% | 4,439 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0113% | 4,324 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0088% | 797 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 91 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0743% | 4,884 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0055% | 3,456 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0843% | 4,896 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0252% | 4,118 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0459% | 4,529 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0458% | 4,484 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0225% | 4,584 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0217% | 4,595 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 234 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0008% | 700 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0991% | 4,976 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0081% | 3,501 |
| All other 1-4 family - Percent of loans charged-off, net | -0.1125% | 4,989 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0227% | 4,077 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1297% | 4,688 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1297% | 4,651 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2019-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0189% | 4,471 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0182% | 4,663 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 153 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0033% | 4,605 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 46 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0722% | 4,965 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 221 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0831% | 4,996 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0172% | 3,986 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1190% | 4,589 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1190% | 4,568 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0300% | 4,812 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0342% | 4,798 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 424 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0367% | 4,855 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 128 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0552% | 4,930 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2403% | 3,934 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0268% | 4,721 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0063% | 3,963 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3267% | 1,987 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3267% | 1,875 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0428% | 4,875 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0465% | 4,913 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 325 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0388% | 4,920 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 106 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1009% | 5,130 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3100% | 3,985 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0686% | 5,013 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0028% | 3,844 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1326% | 2,552 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1326% | 2,443 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0302% | 4,737 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0393% | 4,893 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0211% | 4,862 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 79 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1121% | 5,186 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4406% | 4,038 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0612% | 5,017 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,594 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9018% | 808 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9018% | 721 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0948% | 5,185 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1024% | 5,264 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 165 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1664% | 5,343 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0249% | 4,804 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0928% | 3,954 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0144% | 4,645 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1205% | 2,143 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1205% | 2,018 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0648% | 2,545 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0609% | 1,345 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 519 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0313% | 1,023 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1279% | 109 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1192% | 945 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1235% | 4,067 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1536% | 770 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0721% | 1,968 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4424% | 1,889 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4424% | 1,752 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0121% | 3,304 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0082% | 2,088 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0196% | 4,954 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0755% | 1,125 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0551% | 3,976 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0939% | 975 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,017 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5192% | 1,542 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5192% | 1,399 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0417% | 2,363 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0433% | 1,270 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 340 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0086% | 4,864 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1842% | 570 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0496% | 3,964 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2170% | 492 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,692 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1419% | 2,512 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1419% | 2,370 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0386% | 2,036 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0376% | 1,042 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 224 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0137% | 5,106 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1727% | 547 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0661% | 4,083 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2061% | 465 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,124 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3885% | 1,618 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3885% | 1,494 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1631% | 1,653 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1689% | 805 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 574 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1077% | 833 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3662% | 396 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2020% | 383 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3901% | 383 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1135% | 1,839 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0734% | 5,211 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0734% | 5,155 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1865% | 1,247 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1919% | 615 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 470 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1533% | 561 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3496% | 394 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0954% | 495 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3869% | 346 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1580% | 1,384 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1119% | 5,240 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1119% | 5,177 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2198% | 1,066 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2231% | 554 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 380 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1232% | 536 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5059% | 267 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1027% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5665% | 239 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2452% | 1,039 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1403% | 5,252 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1403% | 5,186 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3867% | 576 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3864% | 294 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 253 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2800% | 260 |
| Percentage Net Loans Charged-off: Multi-family residential | 2.1888% | 25 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2207% | 598 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2136% | 256 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2218% | 567 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4987% | 561 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0462% | 4,906 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0462% | 4,838 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4947% | 542 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5161% | 287 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 805 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5187% | 394 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6887% | 239 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0310% | 848 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7915% | 197 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0030% | 2,452 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7502% | 1,119 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7502% | 1,013 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1862% | 1,367 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1993% | 855 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 691 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1594% | 720 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3349% | 596 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0458% | 725 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3802% | 511 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0042% | 2,075 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1130% | 5,412 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1129% | 5,354 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1153% | 1,848 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1248% | 1,236 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 555 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0005% | 1,185 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3835% | 545 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0744% | 598 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4329% | 483 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0067% | 1,737 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1868% | 5,520 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.1868% | 5,474 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1451% | 1,372 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1597% | 899 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 369 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0455% | 5,788 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5662% | 357 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0269% | 4,304 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6625% | 306 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,166 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3681% | 5,737 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3681% | 5,691 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4791% | 872 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4980% | 602 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,139 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1478% | 1,366 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2194% | 184 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1979% | 715 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3912% | 157 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,737 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4962% | 1,817 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4962% | 1,679 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3763% | 1,062 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3867% | 765 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 983 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0331% | 1,612 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0697% | 211 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1162% | 809 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2306% | 183 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,374 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6203% | 1,396 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6203% | 1,284 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4363% | 939 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4575% | 684 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 833 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0341% | 1,382 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2624% | 218 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1706% | 640 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4496% | 191 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,007 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0978% | 2,896 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0978% | 2,741 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4583% | 792 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4794% | 606 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 583 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0711% | 836 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2624% | 226 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0121% | 4,433 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4809% | 190 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,326 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1151% | 2,446 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1151% | 2,316 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9131% | 666 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9427% | 512 |
| Percentage Net Loans Charged-off:Construction & development | 0.1829% | 1,340 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0823% | 2,158 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.1343% | 5,284 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.4631% | 105 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2520% | 294 |
| All other 1-4 family - Percent of loans charged-off, net | 2.6759% | 110 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0449% | 2,828 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7383% | 1,537 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7383% | 1,423 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9752% | 591 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0143% | 451 |
| Percentage Net Loans Charged-off:Construction & development | -0.0278% | 5,438 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0812% | 1,899 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.5008% | 5,391 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.7425% | 99 |
| Percentage Net Loans Charged-off: Home equity loans | 1.6453% | 231 |
| All other 1-4 family - Percent of loans charged-off, net | 2.9363% | 89 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1340% | 2,153 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1967% | 2,924 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.1967% | 2,763 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2890% | 444 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3396% | 338 |
| Percentage Net Loans Charged-off:Construction & development | -0.0396% | 5,543 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0702% | 1,697 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.7506% | 5,393 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.6475% | 80 |
| Percentage Net Loans Charged-off: Home equity loans | 2.0668% | 196 |
| All other 1-4 family - Percent of loans charged-off, net | 3.9281% | 78 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2055% | 1,708 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2400% | 2,517 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.2400% | 2,365 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1572% | 509 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2004% | 419 |
| Percentage Net Loans Charged-off:Construction & development | -0.2163% | 5,879 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0136% | 6,201 |
| Percentage Net Loans Charged-off: Multi-family residential | -1.5212% | 5,434 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.4993% | 103 |
| Percentage Net Loans Charged-off: Home equity loans | 3.1221% | 112 |
| All other 1-4 family - Percent of loans charged-off, net | 3.5666% | 104 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4190% | 1,003 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0676% | 5,556 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0676% | 5,501 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8572% | 1,335 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8709% | 1,172 |
| Percentage Net Loans Charged-off:Construction & development | 1.2914% | 1,343 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2961% | 1,990 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.6728% | 352 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3296% | 624 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8576% | 741 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4202% | 588 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0661% | 3,285 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3440% | 1,005 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.3440% | 918 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8179% | 1,340 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8251% | 1,213 |
| Percentage Net Loans Charged-off:Construction & development | 0.1790% | 1,933 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2903% | 1,793 |
| Percentage Net Loans Charged-off: Multi-family residential | 1.3492% | 355 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4376% | 561 |
| Percentage Net Loans Charged-off: Home equity loans | 1.0868% | 578 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5058% | 554 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0819% | 2,886 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5276% | 840 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5276% | 749 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6977% | 1,590 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7127% | 1,394 |
| Percentage Net Loans Charged-off:Construction & development | -0.0175% | 5,959 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1761% | 1,845 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8323% | 362 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3825% | 620 |
| Percentage Net Loans Charged-off: Home equity loans | 1.5138% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3563% | 633 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1961% | 2,236 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6822% | 1,670 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6822% | 1,539 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3771% | 2,175 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3688% | 1,930 |
| Percentage Net Loans Charged-off:Construction & development | -0.2889% | 6,273 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0296% | 1,628 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.4921% | 294 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8089% | 1,046 |
| Percentage Net Loans Charged-off: Home equity loans | 2.5117% | 248 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4624% | 1,422 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1034% | 5,991 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4110% | 842 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4110% | 757 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9479% | 1,835 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9221% | 1,737 |
| Percentage Net Loans Charged-off:Construction & development | 0.4145% | 2,492 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3843% | 2,231 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.2982% | 826 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.6042% | 744 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0923% | 1,801 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9315% | 596 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2880% | 1,696 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5973% | 1,037 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.5393% | 910 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9115% | 1,759 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8723% | 1,667 |
| Percentage Net Loans Charged-off:Construction & development | 0.0441% | 2,589 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4802% | 1,715 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.3991% | 657 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4460% | 775 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1059% | 1,561 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7394% | 647 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6353% | 1,276 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5630% | 982 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.4925% | 874 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8080% | 1,887 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8128% | 1,650 |
| Percentage Net Loans Charged-off:Construction & development | 0.0655% | 2,239 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6221% | 1,359 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.5954% | 495 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1480% | 1,035 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1026% | 1,341 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3791% | 840 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4226% | 2,285 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2021% | 1,249 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1310% | 1,057 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5698% | 2,061 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5961% | 1,707 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3113% | 1,307 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0362% | 927 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1257% | 947 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2380% | 767 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0164% | 5,813 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3684% | 2,408 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3361% | 2,151 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4448% | 3,834 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5029% | 2,985 |
| Percentage Net Loans Charged-off:Construction & development | 0.4677% | 2,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0877% | 3,250 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1060% | 1,024 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8532% | 1,581 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0880% | 1,816 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0133% | 1,357 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.3743% | 7,283 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8364% | 2,456 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2822% | 4,253 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3446% | 3,218 |
| Percentage Net Loans Charged-off:Construction & development | 0.4996% | 2,565 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0032% | 3,172 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.1495% | 807 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6292% | 1,806 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0829% | 1,602 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7417% | 1,549 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.6361% | 7,375 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6616% | 2,694 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1245% | 4,946 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2185% | 3,448 |
| Percentage Net Loans Charged-off:Construction & development | 0.0438% | 2,636 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0966% | 7,450 |
| Percentage Net Loans Charged-off: Multi-family residential | -0.0207% | 5,912 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5440% | 1,803 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1278% | 1,292 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6287% | 1,574 |
| Percentage Net Loans Charged-off: Commercial and industrial | -2.7192% | 7,451 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6304% | 2,583 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1253% | 4,218 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1124% | 3,303 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0768% | 7,519 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3031% | 1,990 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3637% | 1,735 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2783% | 7,130 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1586% | 1,621 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5679% | 3,519 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4895% | 2,937 |
| Percentage Net Loans Charged-off:Construction & development | 0.7477% | 2,740 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3559% | 2,032 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.8363% | 603 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5249% | 2,022 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3788% | 1,370 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5492% | 1,876 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5448% | 1,540 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5780% | 3,833 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2709% | 4,347 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2376% | 3,401 |
| Percentage Net Loans Charged-off:Construction & development | 0.8311% | 2,254 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1096% | 2,271 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2875% | 2,441 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4165% | 1,111 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2673% | 2,363 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2835% | 2,062 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0396% | 7,279 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2231% | 4,105 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2355% | 2,968 |
| Percentage Net Loans Charged-off:Construction & development | 1.2681% | 1,684 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0581% | 1,984 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2504% | 2,263 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2886% | 1,999 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1044% | 3,544 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0887% | 7,288 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0992% | 4,186 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0928% | 2,950 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,865 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0920% | 1,129 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1270% | 2,115 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1454% | 1,877 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0523% | 2,658 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4391% | 3,061 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1892% | 4,291 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1069% | 3,631 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1284% | 1,640 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1217% | 2,674 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0611% | 1,273 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1296% | 2,469 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8274% | 1,152 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4098% | 4,077 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0804% | 4,763 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0783% | 3,156 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1347% | 1,122 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0459% | 2,882 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0363% | 1,047 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0472% | 2,672 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1374% | 3,094 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0563% | 5,228 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0566% | 4,554 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0638% | 2,756 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1151% | 897 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0312% | 2,497 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0351% | 2,263 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0300% | 2,998 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1703% | 7,595 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1178% | 2,802 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1273% | 1,550 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2273% | 437 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0624% | 1,569 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0700% | 1,397 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0906% | 1,893 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1989% | 7,409 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0781% | 4,364 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0548% | 2,755 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0441% | 1,303 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0823% | 2,060 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0927% | 1,857 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3938% | 2,136 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2346% | 4,363 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0670% | 3,781 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0611% | 1,935 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0598% | 849 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0799% | 1,578 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0902% | 1,391 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0217% | 6,950 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4573% | 2,857 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0283% | 4,240 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0037% | 2,616 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0085% | 2,017 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0096% | 1,855 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0128% | 6,767 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9426% | 1,381 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0405% | 3,156 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0130% | 6,736 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4916% | 821 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0380% | 4,723 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0055% | 3,209 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0128% | 2,604 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0146% | 2,396 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2450% | 2,298 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5858% | 2,519 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0483% | 3,793 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0026% | 2,798 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0059% | 2,319 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0068% | 2,132 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3916% | 1,482 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7138% | 1,884 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0384% | 3,727 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0039% | 2,313 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0090% | 1,876 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0103% | 1,728 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3287% | 1,421 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4963% | 2,365 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0416% | 3,019 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0009% | 1,630 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0020% | 1,336 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0023% | 1,228 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0153% | 6,703 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1718% | 1,099 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0305% | 5,320 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0009% | 7,546 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0223% | 8,103 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0196% | 2,577 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1440% | 341 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0006% | 7,786 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3711% | 2,216 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2889% | 4,621 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0324% | 4,755 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0012% | 7,494 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0302% | 8,152 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0262% | 2,081 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1921% | 243 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0008% | 7,735 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4255% | 1,701 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2621% | 4,263 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0233% | 4,653 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0009% | 7,456 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0439% | 8,235 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0396% | 1,608 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2940% | 165 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0012% | 7,752 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0078% | 6,754 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5307% | 2,741 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0076% | 4,445 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0047% | 1,719 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0113% | 474 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,974 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0685% | 4,097 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0185% | 6,164 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0056% | 7,962 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0030% | 8,137 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0096% | 8,075 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0110% | 8,089 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0230% | 4,105 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3711% | 4,464 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0177% | 5,709 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0059% | 7,934 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0130% | 8,121 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0150% | 8,138 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0310% | 3,415 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3446% | 4,147 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0214% | 5,181 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0096% | 8,034 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0210% | 8,267 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0241% | 8,282 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0539% | 2,780 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4240% | 3,518 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0466% | 3,789 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0022% | 7,846 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0047% | 8,098 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0054% | 8,132 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0915% | 1,862 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6705% | 2,483 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0628% | 5,564 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0292% | 2,991 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0035% | 8,354 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0684% | 2,099 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0767% | 1,953 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0253% | 4,595 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5226% | 4,132 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0720% | 4,860 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0394% | 2,314 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0038% | 8,411 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0914% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1022% | 1,435 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0432% | 3,886 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5029% | 3,820 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0915% | 4,123 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0361% | 2,080 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0058% | 954 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0749% | 1,454 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0833% | 1,357 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0638% | 3,243 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8013% | 2,552 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0771% | 3,697 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0036% | 1,998 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0089% | 601 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1270% | 2,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9023% | 2,143 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0330% | 6,556 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0102% | 3,696 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0095% | 1,495 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0135% | 3,032 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0146% | 2,873 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0710% | 4,426 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2340% | 5,807 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0307% | 6,679 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0057% | 3,708 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0141% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0256% | 8,101 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3815% | 4,784 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0347% | 6,239 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0218% | 624 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 266 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 426 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0453% | 465 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 364 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0481% | 418 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0970% | 854 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.1301% | 1,517 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8298% | 217 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 5.2580% | 22 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0438% | 6,241 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0037% | 945 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 250 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 415 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 120 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0073% | 899 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 369 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0078% | 842 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4996% | 387 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0598% | 1,313 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 415 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1998-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0530% | 9,756 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1078% | 1,434 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 229 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.2623% | 1,393 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 939 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 385 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 883 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2990% | 1,025 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 973 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1997-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0420% | 6,973 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,004 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 260 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,009 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 396 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 952 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3065% | 482 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2095% | 1,149 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 985 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 386 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1996-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3778% | 2,381 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,050 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 284 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 559 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 233 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 412 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 995 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.7844% | 18 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0530% | 1,326 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,056 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 444 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1995-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0076% | 8,552 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,049 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 344 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 615 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 281 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,034 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 403 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 798 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0587% | 1,296 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,020 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 433 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1994-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0710% | 6,408 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0197% | 883 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 353 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 332 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0437% | 606 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 393 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0478% | 561 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7414% | 277 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0981% | 1,175 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 989 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 371 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1993-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0075% | 9,677 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0399% | 1,441 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 485 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 368 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0901% | 1,493 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 462 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0990% | 1,488 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2664% | 693 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1262% | 1,168 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,000 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1992-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1519% | 7,997 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0561% | 1,075 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0649% | 867 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 418 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0567% | 764 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 487 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0611% | 718 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5558% | 771 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3849% | 1,075 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,026 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 479 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |