Home > Tri-City Bank and Trust Company > Income and Expense
Tri-City Bank and Trust Company, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $20,866,000 | 1,566 |
| Total interest expense | $8,048,000 | 1,859 |
| Net interest income | $12,818,000 | 1,362 |
| Provision for loan and lease losses | $127,000 | 4,627 |
| Total noninterest income | $2,320,000 | 1,668 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,544,000 | 854 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $776,000 | 2,199 |
| Total noninterest expense | $9,753,000 | 1,423 |
| Salaries and employee benefits | $2,868,000 | 2,449 |
| Premises and equipment expense | $1,023,000 | 1,998 |
| Additional noninterest expense | $5,862,000 | 860 |
| Pre-tax net operating income | $5,258,000 | 1,444 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $2,040,000 | 1,211 |
| Income before extraordinary items | $3,218,000 | 1,659 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $3,218,000 | 1,660 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $109,000 | 3,426 |
| Cash dividends | $2,519,000 | 1,121 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $3,218,000 | 1,632 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $20,105,000 | 1,619 |
| Total interest expense | $8,870,000 | 1,729 |
| Net interest income | $11,235,000 | 1,512 |
| Provision for loan and lease losses | $420,000 | 1,980 |
| Total noninterest income | $2,122,000 | 1,743 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $1,257,000 | 979 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $865,000 | 2,057 |
| Total noninterest expense | $8,913,000 | 1,485 |
| Salaries and employee benefits | $2,932,000 | 2,297 |
| Premises and equipment expense | $986,000 | 1,988 |
| Additional noninterest expense | $4,995,000 | 953 |
| Pre-tax net operating income | $4,024,000 | 1,805 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $1,577,000 | 1,554 |
| Income before extraordinary items | $2,447,000 | 2,131 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,447,000 | 2,129 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $208,000 | 2,376 |
| Cash dividends | $2,065,000 | 1,288 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $2,447,000 | 2,062 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $20,173,000 | 1,632 |
| Total interest expense | $9,247,000 | 1,681 |
| Net interest income | $10,926,000 | 1,576 |
| Provision for loan and lease losses | $101,000 | 5,125 |
| Total noninterest income | $2,419,000 | 1,520 |
| Gross Fiduciary activities income | $326,000 | 790 |
| Service charges on deposit accounts | $1,218,000 | 1,029 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $875,000 | 1,907 |
| Total noninterest expense | $8,986,000 | 1,462 |
| Salaries and employee benefits | $2,983,000 | 2,221 |
| Premises and equipment expense | $985,000 | 2,006 |
| Additional noninterest expense | $5,018,000 | 965 |
| Pre-tax net operating income | $4,258,000 | 1,792 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $1,661,000 | 1,557 |
| Income before extraordinary items | $2,597,000 | 2,036 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,597,000 | 2,035 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $225,000 | 2,360 |
| Cash dividends | $3,465,000 | 842 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,597,000 | 1,985 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $18,132,000 | 1,866 |
| Total interest expense | $7,973,000 | 1,969 |
| Net interest income | $10,159,000 | 1,745 |
| Provision for loan and lease losses | $321,000 | 2,447 |
| Total noninterest income | $2,225,000 | 1,688 |
| Gross Fiduciary activities income | $288,000 | 875 |
| Service charges on deposit accounts | $1,190,000 | 1,111 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $747,000 | 2,193 |
| Total noninterest expense | $7,789,000 | 1,820 |
| Salaries and employee benefits | $2,787,000 | 2,380 |
| Premises and equipment expense | $882,000 | 2,249 |
| Additional noninterest expense | $4,120,000 | 1,325 |
| Pre-tax net operating income | $4,274,000 | 1,690 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $1,703,000 | 1,423 |
| Income before extraordinary items | $2,571,000 | 1,924 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $2,571,000 | 1,925 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-33,000 | 10,875 |
| Cash dividends | $1,960,000 | 1,320 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $2,571,000 | 1,888 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $16,907,000 | 1,995 |
| Total interest expense | $7,079,000 | 2,201 |
| Net interest income | $9,828,000 | 1,821 |
| Provision for loan and lease losses | $-66,000 | 11,637 |
| Total noninterest income | $2,304,000 | 1,638 |
| Gross Fiduciary activities income | $232,000 | 967 |
| Service charges on deposit accounts | $1,417,000 | 944 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $655,000 | 2,401 |
| Total noninterest expense | $7,746,000 | 1,805 |
| Salaries and employee benefits | $2,975,000 | 2,223 |
| Premises and equipment expense | $792,000 | 2,500 |
| Additional noninterest expense | $3,979,000 | 1,342 |
| Pre-tax net operating income | $4,452,000 | 1,654 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $1,751,000 | 1,433 |
| Income before extraordinary items | $2,701,000 | 1,865 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $2,701,000 | 1,864 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 5,954 |
| Cash dividends | $2,100,000 | 1,187 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $2,701,000 | 1,842 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $15,399,000 | 2,007 |
| Total interest expense | $5,382,000 | 2,296 |
| Net interest income | $10,017,000 | 1,806 |
| Provision for loan and lease losses | $-24,000 | 11,869 |
| Total noninterest income | $2,274,000 | 1,666 |
| Gross Fiduciary activities income | $211,000 | 1,005 |
| Service charges on deposit accounts | $1,458,000 | 896 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $605,000 | 2,569 |
| Total noninterest expense | $7,828,000 | 1,855 |
| Salaries and employee benefits | $2,906,000 | 2,303 |
| Premises and equipment expense | $836,000 | 2,422 |
| Additional noninterest expense | $4,086,000 | 1,393 |
| Pre-tax net operating income | $4,487,000 | 1,600 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $1,763,000 | 1,339 |
| Income before extraordinary items | $2,724,000 | 1,791 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,724,000 | 1,790 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $64,000 | 4,622 |
| Cash dividends | $3,360,000 | 743 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,724,000 | 1,798 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $16,185,000 | 1,932 |
| Total interest expense | $5,446,000 | 2,374 |
| Net interest income | $10,739,000 | 1,695 |
| Provision for loan and lease losses | $202,000 | 3,887 |
| Total noninterest income | $2,087,000 | 1,920 |
| Gross Fiduciary activities income | $233,000 | 1,025 |
| Service charges on deposit accounts | $1,382,000 | 962 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $472,000 | 3,385 |
| Total noninterest expense | $8,043,000 | 1,851 |
| Salaries and employee benefits | $2,809,000 | 2,367 |
| Premises and equipment expense | $929,000 | 2,206 |
| Additional noninterest expense | $4,305,000 | 1,425 |
| Pre-tax net operating income | $4,581,000 | 1,529 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $1,788,000 | 1,340 |
| Income before extraordinary items | $2,793,000 | 1,792 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,793,000 | 1,861 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 5,302 |
| Cash dividends | $1,936,000 | 1,062 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $2,793,000 | 1,688 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $16,831,000 | 2,105 |
| Total interest expense | $6,139,000 | 2,721 |
| Net interest income | $10,692,000 | 1,719 |
| Provision for loan and lease losses | $286,000 | 4,258 |
| Total noninterest income | $1,856,000 | 2,038 |
| Gross Fiduciary activities income | $209,000 | 1,073 |
| Service charges on deposit accounts | $1,224,000 | 1,068 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $423,000 | 3,571 |
| Total noninterest expense | $7,284,000 | 2,021 |
| Salaries and employee benefits | $2,524,000 | 2,566 |
| Premises and equipment expense | $960,000 | 2,173 |
| Additional noninterest expense | $3,800,000 | 1,656 |
| Pre-tax net operating income | $4,978,000 | 1,277 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $1,842,000 | 1,204 |
| Income before extraordinary items | $3,136,000 | 1,489 |
| Extraordinary gains, net | $131,000 | 617 |
| Net income | $3,267,000 | 1,428 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 7,598 |
| Cash dividends | $2,884,000 | 615 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $3,136,000 | 1,380 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.