Home > Tremont Savings Bank > Income and Expense
Tremont Savings Bank, Income and Expense
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $976,000 | 6,912 |
| Total interest expense | $377,000 | 6,067 |
| Net interest income | $599,000 | 7,125 |
| Provision for loan and lease losses | $30,000 | 6,130 |
| Total noninterest income | $79,000 | 6,382 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $20,000 | 6,495 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $59,000 | 5,402 |
| Total noninterest expense | $580,000 | 7,030 |
| Salaries and employee benefits | $275,000 | 7,150 |
| Premises and equipment expense | $15,000 | 7,728 |
| Additional noninterest expense | $290,000 | 6,340 |
| Pre-tax net operating income | $68,000 | 5,698 |
| Securities gains (losses) | $36,000 | 2,082 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $104,000 | 5,516 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $104,000 | 5,519 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $104,000 | 5,518 |
| Net charge-offs | $2,000 | 6,208 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $68,000 | 5,644 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $508,000 | 6,941 |
| Total interest expense | $198,000 | 6,104 |
| Net interest income | $310,000 | 7,170 |
| Provision for loan and lease losses | $15,000 | 5,865 |
| Total noninterest income | $51,000 | 6,092 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $11,000 | 6,478 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $40,000 | 5,053 |
| Total noninterest expense | $282,000 | 7,155 |
| Salaries and employee benefits | $138,000 | 7,241 |
| Premises and equipment expense | $33,000 | 6,994 |
| Additional noninterest expense | $111,000 | 6,858 |
| Pre-tax net operating income | $64,000 | 5,484 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $64,000 | 5,478 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $64,000 | 5,480 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $64,000 | 5,479 |
| Net charge-offs | $2,000 | 5,375 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $64,000 | 5,374 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,107,000 | 6,978 |
| Total interest expense | $922,000 | 6,189 |
| Net interest income | $1,185,000 | 7,250 |
| Provision for loan and lease losses | $416,000 | 4,821 |
| Total noninterest income | $251,000 | 5,909 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $68,000 | 6,200 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $183,000 | 4,790 |
| Total noninterest expense | $1,153,000 | 7,216 |
| Salaries and employee benefits | $562,000 | 7,285 |
| Premises and equipment expense | $137,000 | 7,054 |
| Additional noninterest expense | $454,000 | 6,937 |
| Pre-tax net operating income | $-133,000 | 5,628 |
| Securities gains (losses) | $80,000 | 2,307 |
| Applicable income taxes | $-6,000 | 6,210 |
| Income before extraordinary items | $-47,000 | 5,619 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-47,000 | 5,617 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-47,000 | 5,617 |
| Net charge-offs | $531,000 | 3,706 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-118,200 | 5,706 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,593,000 | 7,051 |
| Total interest expense | $707,000 | 6,284 |
| Net interest income | $886,000 | 7,318 |
| Provision for loan and lease losses | $233,000 | 4,945 |
| Total noninterest income | $188,000 | 6,000 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $53,000 | 6,201 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $135,000 | 4,945 |
| Total noninterest expense | $892,000 | 7,199 |
| Salaries and employee benefits | $409,000 | 7,379 |
| Premises and equipment expense | $104,000 | 7,086 |
| Additional noninterest expense | $379,000 | 6,788 |
| Pre-tax net operating income | $-51,000 | 5,796 |
| Securities gains (losses) | $43,000 | 2,389 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-8,000 | 5,795 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-8,000 | 5,795 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-8,000 | 5,795 |
| Net charge-offs | $413,000 | 3,302 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-51,000 | 5,836 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,076,000 | 7,102 |
| Total interest expense | $482,000 | 6,351 |
| Net interest income | $594,000 | 7,346 |
| Provision for loan and lease losses | $189,000 | 4,414 |
| Total noninterest income | $145,000 | 5,773 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $36,000 | 6,207 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $109,000 | 4,644 |
| Total noninterest expense | $598,000 | 7,256 |
| Salaries and employee benefits | $268,000 | 7,477 |
| Premises and equipment expense | $69,000 | 7,151 |
| Additional noninterest expense | $261,000 | 6,764 |
| Pre-tax net operating income | $-48,000 | 5,957 |
| Securities gains (losses) | $11,000 | 2,552 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-37,000 | 6,032 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-37,000 | 6,032 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-37,000 | 6,032 |
| Net charge-offs | $72,000 | 4,587 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-48,000 | 6,002 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $546,000 | 7,120 |
| Total interest expense | $245,000 | 6,427 |
| Net interest income | $301,000 | 7,361 |
| Provision for loan and lease losses | $22,000 | 5,819 |
| Total noninterest income | $55,000 | 6,240 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $18,000 | 6,172 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $37,000 | 5,310 |
| Total noninterest expense | $278,000 | 7,385 |
| Salaries and employee benefits | $143,000 | 7,441 |
| Premises and equipment expense | $34,000 | 7,208 |
| Additional noninterest expense | $101,000 | 7,077 |
| Pre-tax net operating income | $56,000 | 5,545 |
| Securities gains (losses) | $11,000 | 1,882 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $67,000 | 5,437 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $67,000 | 5,442 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $67,000 | 5,441 |
| Net charge-offs | $60,000 | 3,375 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $56,000 | 5,425 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,400,000 | 7,066 |
| Total interest expense | $1,239,000 | 6,371 |
| Net interest income | $1,161,000 | 7,407 |
| Provision for loan and lease losses | $249,000 | 4,921 |
| Total noninterest income | $208,000 | 6,433 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $83,000 | 6,156 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $125,000 | 5,620 |
| Total noninterest expense | $1,205,000 | 7,259 |
| Salaries and employee benefits | $513,000 | 7,634 |
| Premises and equipment expense | $126,000 | 7,376 |
| Additional noninterest expense | $566,000 | 6,364 |
| Pre-tax net operating income | $-85,000 | 6,439 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-85,000 | 6,338 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-85,000 | 6,339 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $249,000 | 3,800 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $-6,000 | 8,196 |
| Net operating income | $-85,000 | 6,486 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,820,000 | 7,124 |
| Total interest expense | $968,000 | 6,409 |
| Net interest income | $852,000 | 7,505 |
| Provision for loan and lease losses | $204,000 | 4,180 |
| Total noninterest income | $170,000 | 6,412 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $62,000 | 6,184 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $108,000 | 5,502 |
| Total noninterest expense | $928,000 | 7,228 |
| Salaries and employee benefits | $387,000 | 7,653 |
| Premises and equipment expense | $97,000 | 7,388 |
| Additional noninterest expense | $444,000 | 6,215 |
| Pre-tax net operating income | $-110,000 | 6,919 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-110,000 | 6,802 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-110,000 | 6,800 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $249,000 | 2,776 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $-6,000 | 8,293 |
| Net operating income | $-110,000 | 6,971 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,228,000 | 7,170 |
| Total interest expense | $679,000 | 6,420 |
| Net interest income | $549,000 | 7,581 |
| Provision for loan and lease losses | $222,000 | 2,991 |
| Total noninterest income | $135,000 | 6,160 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $43,000 | 6,136 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $92,000 | 5,188 |
| Total noninterest expense | $650,000 | 7,207 |
| Salaries and employee benefits | $258,000 | 7,715 |
| Premises and equipment expense | $66,000 | 7,407 |
| Additional noninterest expense | $326,000 | 5,953 |
| Pre-tax net operating income | $-188,000 | 7,314 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-188,000 | 7,389 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-188,000 | 7,388 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $250,000 | 1,985 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-188,000 | 7,369 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $626,000 | 7,221 |
| Total interest expense | $346,000 | 6,549 |
| Net interest income | $280,000 | 7,598 |
| Provision for loan and lease losses | $222,000 | 1,724 |
| Total noninterest income | $77,000 | 5,937 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $23,000 | 6,062 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $54,000 | 4,896 |
| Total noninterest expense | $367,000 | 7,000 |
| Salaries and employee benefits | $131,000 | 7,732 |
| Premises and equipment expense | $35,000 | 7,353 |
| Additional noninterest expense | $201,000 | 5,362 |
| Pre-tax net operating income | $-232,000 | 7,809 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-232,000 | 7,890 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-232,000 | 7,889 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $250,000 | 1,104 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-232,000 | 7,857 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,520,000 | 7,191 |
| Total interest expense | $1,371,000 | 6,607 |
| Net interest income | $1,149,000 | 7,561 |
| Provision for loan and lease losses | $85,000 | 5,129 |
| Total noninterest income | $281,000 | 6,156 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $95,000 | 6,085 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $186,000 | 5,209 |
| Total noninterest expense | $1,215,000 | 7,341 |
| Salaries and employee benefits | $550,000 | 7,663 |
| Premises and equipment expense | $147,000 | 7,284 |
| Additional noninterest expense | $518,000 | 6,480 |
| Pre-tax net operating income | $130,000 | 7,063 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $130,000 | 7,030 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $130,000 | 7,029 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 6,253 |
| Cash dividends | $120,000 | 5,251 |
| Sale, conversion, retirement of capital stock, net | $-40,000 | 8,425 |
| Net operating income | $130,000 | 7,008 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,889,000 | 7,238 |
| Total interest expense | $1,009,000 | 6,676 |
| Net interest income | $880,000 | 7,593 |
| Provision for loan and lease losses | $85,000 | 4,429 |
| Total noninterest income | $224,000 | 6,091 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $70,000 | 6,143 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $154,000 | 5,035 |
| Total noninterest expense | $914,000 | 7,316 |
| Salaries and employee benefits | $421,000 | 7,623 |
| Premises and equipment expense | $112,000 | 7,255 |
| Additional noninterest expense | $381,000 | 6,516 |
| Pre-tax net operating income | $105,000 | 7,302 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $105,000 | 7,245 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $105,000 | 7,243 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 5,346 |
| Cash dividends | $120,000 | 4,554 |
| Sale, conversion, retirement of capital stock, net | $-57,000 | 8,473 |
| Net operating income | $105,000 | 7,231 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,240,000 | 7,303 |
| Total interest expense | $659,000 | 6,738 |
| Net interest income | $581,000 | 7,651 |
| Provision for loan and lease losses | $70,000 | 3,835 |
| Total noninterest income | $163,000 | 5,982 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $45,000 | 6,229 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $118,000 | 4,783 |
| Total noninterest expense | $612,000 | 7,348 |
| Salaries and employee benefits | $283,000 | 7,665 |
| Premises and equipment expense | $72,000 | 7,329 |
| Additional noninterest expense | $257,000 | 6,518 |
| Pre-tax net operating income | $62,000 | 7,455 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $62,000 | 7,397 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $62,000 | 7,397 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $100,000 | 4,292 |
| Sale, conversion, retirement of capital stock, net | $-57,000 | 8,549 |
| Net operating income | $62,000 | 7,385 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $625,000 | 7,314 |
| Total interest expense | $327,000 | 6,771 |
| Net interest income | $298,000 | 7,657 |
| Provision for loan and lease losses | $60,000 | 2,747 |
| Total noninterest income | $102,000 | 5,507 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $19,000 | 6,411 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $83,000 | 4,134 |
| Total noninterest expense | $314,000 | 7,337 |
| Salaries and employee benefits | $144,000 | 7,669 |
| Premises and equipment expense | $33,000 | 7,469 |
| Additional noninterest expense | $137,000 | 6,368 |
| Pre-tax net operating income | $26,000 | 7,580 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $26,000 | 7,528 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $26,000 | 7,527 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $100,000 | 3,076 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $26,000 | 7,510 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $2,416,000 | 7,212 |
| Total interest expense | $1,212,000 | 6,571 |
| Net interest income | $1,204,000 | 7,582 |
| Provision for loan and lease losses | $58,000 | 5,459 |
| Total noninterest income | $145,000 | 7,348 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $68,000 | 6,610 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $77,000 | 6,735 |
| Total noninterest expense | $1,082,000 | 7,580 |
| Salaries and employee benefits | $536,000 | 7,769 |
| Premises and equipment expense | $72,000 | 8,124 |
| Additional noninterest expense | $474,000 | 6,654 |
| Pre-tax net operating income | $209,000 | 7,374 |
| Securities gains (losses) | $-4,000 | 7,017 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $205,000 | 7,254 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $205,000 | 7,255 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 4,771 |
| Cash dividends | $190,000 | 5,016 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $209,000 | 7,232 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,786,000 | 7,274 |
| Total interest expense | $879,000 | 6,610 |
| Net interest income | $907,000 | 7,635 |
| Provision for loan and lease losses | $45,000 | 5,149 |
| Total noninterest income | $107,000 | 7,434 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $50,000 | 6,711 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $57,000 | 6,753 |
| Total noninterest expense | $814,000 | 7,579 |
| Salaries and employee benefits | $410,000 | 7,738 |
| Premises and equipment expense | $55,000 | 8,153 |
| Additional noninterest expense | $349,000 | 6,714 |
| Pre-tax net operating income | $155,000 | 7,602 |
| Securities gains (losses) | $-4,000 | 7,334 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $151,000 | 7,472 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $151,000 | 7,475 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 3,885 |
| Cash dividends | $80,000 | 4,851 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $155,000 | 7,452 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $1,164,000 | 7,321 |
| Total interest expense | $581,000 | 6,552 |
| Net interest income | $583,000 | 7,741 |
| Provision for loan and lease losses | $30,000 | 4,987 |
| Total noninterest income | $71,000 | 7,488 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $31,000 | 6,823 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $40,000 | 6,712 |
| Total noninterest expense | $536,000 | 7,627 |
| Salaries and employee benefits | $268,000 | 7,800 |
| Premises and equipment expense | $35,000 | 8,194 |
| Additional noninterest expense | $233,000 | 6,746 |
| Pre-tax net operating income | $88,000 | 7,758 |
| Securities gains (losses) | $-4,000 | 7,633 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $84,000 | 7,648 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $84,000 | 7,649 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 3,182 |
| Cash dividends | $55,000 | 4,741 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $88,000 | 7,633 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $554,000 | 7,418 |
| Total interest expense | $273,000 | 6,616 |
| Net interest income | $281,000 | 7,824 |
| Provision for loan and lease losses | $15,000 | 4,758 |
| Total noninterest income | $36,000 | 7,439 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $13,000 | 6,977 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $23,000 | 6,492 |
| Total noninterest expense | $259,000 | 7,710 |
| Salaries and employee benefits | $128,000 | 7,892 |
| Premises and equipment expense | $17,000 | 8,221 |
| Additional noninterest expense | $114,000 | 6,766 |
| Pre-tax net operating income | $43,000 | 7,783 |
| Securities gains (losses) | $-4,000 | 8,056 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $39,000 | 7,704 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $39,000 | 7,704 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $27,000 | 2,059 |
| Cash dividends | $40,000 | 3,661 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $43,000 | 7,648 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,195,000 | 7,269 |
| Total interest expense | $910,000 | 6,512 |
| Net interest income | $1,285,000 | 7,575 |
| Provision for loan and lease losses | $33,000 | 6,135 |
| Total noninterest income | $180,000 | 7,224 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $63,000 | 6,871 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $117,000 | 6,159 |
| Total noninterest expense | $1,100,000 | 7,573 |
| Salaries and employee benefits | $523,000 | 7,823 |
| Premises and equipment expense | $93,000 | 7,939 |
| Additional noninterest expense | $484,000 | 6,674 |
| Pre-tax net operating income | $332,000 | 7,290 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $332,000 | 7,043 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $332,000 | 7,044 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 4,615 |
| Cash dividends | $110,000 | 5,422 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $332,000 | 7,028 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,648,000 | 7,269 |
| Total interest expense | $641,000 | 6,581 |
| Net interest income | $1,007,000 | 7,546 |
| Provision for loan and lease losses | $33,000 | 5,738 |
| Total noninterest income | $140,000 | 7,197 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $43,000 | 7,015 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $97,000 | 5,995 |
| Total noninterest expense | $826,000 | 7,564 |
| Salaries and employee benefits | $397,000 | 7,794 |
| Premises and equipment expense | $69,000 | 7,963 |
| Additional noninterest expense | $360,000 | 6,662 |
| Pre-tax net operating income | $288,000 | 7,252 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $288,000 | 6,984 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $288,000 | 6,983 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 3,852 |
| Cash dividends | $50,000 | 5,017 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $288,000 | 6,940 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,116,000 | 7,223 |
| Total interest expense | $414,000 | 6,519 |
| Net interest income | $702,000 | 7,475 |
| Provision for loan and lease losses | $28,000 | 5,395 |
| Total noninterest income | $93,000 | 7,182 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $28,000 | 7,031 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $65,000 | 6,001 |
| Total noninterest expense | $550,000 | 7,575 |
| Salaries and employee benefits | $274,000 | 7,751 |
| Premises and equipment expense | $44,000 | 8,001 |
| Additional noninterest expense | $232,000 | 6,756 |
| Pre-tax net operating income | $217,000 | 7,109 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $217,000 | 6,783 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $217,000 | 6,784 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 3,069 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $217,000 | 6,732 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $572,000 | 7,209 |
| Total interest expense | $206,000 | 6,461 |
| Net interest income | $366,000 | 7,442 |
| Provision for loan and lease losses | $15,000 | 4,875 |
| Total noninterest income | $37,000 | 7,531 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $13,000 | 7,104 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $24,000 | 6,543 |
| Total noninterest expense | $281,000 | 7,579 |
| Salaries and employee benefits | $139,000 | 7,789 |
| Premises and equipment expense | $22,000 | 8,069 |
| Additional noninterest expense | $120,000 | 6,679 |
| Pre-tax net operating income | $107,000 | 7,119 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $107,000 | 6,773 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $107,000 | 6,775 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $41,000 | 1,893 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $107,000 | 6,735 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,058,000 | 7,325 |
| Total interest expense | $854,000 | 6,084 |
| Net interest income | $1,204,000 | 7,734 |
| Provision for loan and lease losses | $168,000 | 4,049 |
| Total noninterest income | $172,000 | 7,410 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $67,000 | 7,004 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $105,000 | 6,329 |
| Total noninterest expense | $1,032,000 | 7,755 |
| Salaries and employee benefits | $464,000 | 8,091 |
| Premises and equipment expense | $88,000 | 8,110 |
| Additional noninterest expense | $480,000 | 6,666 |
| Pre-tax net operating income | $176,000 | 7,855 |
| Securities gains (losses) | $2,000 | 3,489 |
| Applicable income taxes | $31,000 | 6,334 |
| Income before extraordinary items | $147,000 | 7,894 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $147,000 | 7,894 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 4,009 |
| Cash dividends | $275,000 | 4,480 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $145,340 | 7,859 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,492,000 | 7,411 |
| Total interest expense | $639,000 | 6,087 |
| Net interest income | $853,000 | 7,859 |
| Provision for loan and lease losses | $28,000 | 6,061 |
| Total noninterest income | $127,000 | 7,477 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $48,000 | 7,102 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $79,000 | 6,329 |
| Total noninterest expense | $776,000 | 7,721 |
| Salaries and employee benefits | $340,000 | 8,108 |
| Premises and equipment expense | $66,000 | 8,111 |
| Additional noninterest expense | $370,000 | 6,557 |
| Pre-tax net operating income | $176,000 | 7,801 |
| Securities gains (losses) | $2,000 | 3,384 |
| Applicable income taxes | $40,000 | 6,113 |
| Income before extraordinary items | $138,000 | 7,860 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $138,000 | 7,863 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 4,285 |
| Cash dividends | $100,000 | 4,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $136,440 | 7,827 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $977,000 | 7,487 |
| Total interest expense | $423,000 | 6,126 |
| Net interest income | $554,000 | 7,951 |
| Provision for loan and lease losses | $4,000 | 6,726 |
| Total noninterest income | $76,000 | 7,672 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $31,000 | 7,155 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $45,000 | 6,633 |
| Total noninterest expense | $510,000 | 7,785 |
| Salaries and employee benefits | $221,000 | 8,208 |
| Premises and equipment expense | $43,000 | 8,166 |
| Additional noninterest expense | $246,000 | 6,586 |
| Pre-tax net operating income | $116,000 | 7,793 |
| Securities gains (losses) | $2,000 | 3,048 |
| Applicable income taxes | $25,000 | 6,158 |
| Income before extraordinary items | $93,000 | 7,846 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $93,000 | 7,847 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 3,529 |
| Cash dividends | $100,000 | 4,170 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $91,420 | 7,808 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $494,000 | 7,519 |
| Total interest expense | $211,000 | 6,201 |
| Net interest income | $283,000 | 7,954 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $30,000 | 7,962 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $11,000 | 7,439 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $19,000 | 6,892 |
| Total noninterest expense | $254,000 | 7,852 |
| Salaries and employee benefits | $110,000 | 8,250 |
| Premises and equipment expense | $22,000 | 8,152 |
| Additional noninterest expense | $122,000 | 6,621 |
| Pre-tax net operating income | $59,000 | 7,777 |
| Securities gains (losses) | $2,000 | 2,612 |
| Applicable income taxes | $11,000 | 6,197 |
| Income before extraordinary items | $50,000 | 7,783 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $50,000 | 7,783 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 2,675 |
| Cash dividends | $100,000 | 2,844 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $48,360 | 7,753 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,905,000 | 7,652 |
| Total interest expense | $877,000 | 6,484 |
| Net interest income | $1,028,000 | 8,055 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $234,000 | 7,063 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $57,000 | 7,321 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $177,000 | 5,534 |
| Total noninterest expense | $990,000 | 7,906 |
| Salaries and employee benefits | $422,000 | 8,334 |
| Premises and equipment expense | $81,000 | 8,327 |
| Additional noninterest expense | $487,000 | 6,624 |
| Pre-tax net operating income | $272,000 | 7,544 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $84,000 | 5,895 |
| Income before extraordinary items | $188,000 | 7,816 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $188,000 | 7,817 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 6,602 |
| Cash dividends | $400,000 | 3,891 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $188,000 | 7,692 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,432,000 | 7,744 |
| Total interest expense | $665,000 | 6,604 |
| Net interest income | $767,000 | 8,141 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $191,000 | 6,968 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $42,000 | 7,400 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $149,000 | 5,342 |
| Total noninterest expense | $753,000 | 7,857 |
| Salaries and employee benefits | $317,000 | 8,343 |
| Premises and equipment expense | $62,000 | 8,334 |
| Additional noninterest expense | $374,000 | 6,542 |
| Pre-tax net operating income | $205,000 | 7,701 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $61,000 | 6,055 |
| Income before extraordinary items | $144,000 | 7,948 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $144,000 | 7,949 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 6,281 |
| Cash dividends | $400,000 | 3,007 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $144,000 | 7,802 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $971,000 | 7,758 |
| Total interest expense | $446,000 | 6,702 |
| Net interest income | $525,000 | 8,146 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $138,000 | 6,796 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $24,000 | 7,541 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $114,000 | 5,091 |
| Total noninterest expense | $521,000 | 7,809 |
| Salaries and employee benefits | $210,000 | 8,384 |
| Premises and equipment expense | $40,000 | 8,386 |
| Additional noninterest expense | $271,000 | 6,287 |
| Pre-tax net operating income | $142,000 | 7,660 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $44,000 | 6,023 |
| Income before extraordinary items | $98,000 | 7,979 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $98,000 | 7,980 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 4,485 |
| Cash dividends | $400,000 | 2,440 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $98,000 | 7,809 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $497,000 | 7,750 |
| Total interest expense | $224,000 | 6,772 |
| Net interest income | $273,000 | 8,114 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $74,000 | 6,601 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $14,000 | 7,374 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $60,000 | 4,921 |
| Total noninterest expense | $268,000 | 7,767 |
| Salaries and employee benefits | $106,000 | 8,419 |
| Premises and equipment expense | $23,000 | 8,216 |
| Additional noninterest expense | $139,000 | 6,198 |
| Pre-tax net operating income | $79,000 | 7,540 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $25,000 | 5,890 |
| Income before extraordinary items | $54,000 | 7,793 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $54,000 | 7,793 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,979 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $54,000 | 7,648 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,267,000 | 7,570 |
| Total interest expense | $1,052,000 | 6,794 |
| Net interest income | $1,215,000 | 7,908 |
| Provision for loan and lease losses | $12,000 | 7,731 |
| Total noninterest income | $259,000 | 6,783 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $57,000 | 7,406 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $202,000 | 5,001 |
| Total noninterest expense | $974,000 | 7,985 |
| Salaries and employee benefits | $405,000 | 8,494 |
| Premises and equipment expense | $127,000 | 7,789 |
| Additional noninterest expense | $442,000 | 6,868 |
| Pre-tax net operating income | $488,000 | 6,808 |
| Securities gains (losses) | $-3,000 | 8,756 |
| Applicable income taxes | $173,000 | 5,317 |
| Income before extraordinary items | $312,000 | 7,259 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $312,000 | 7,258 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,791 |
| Cash dividends | $225,000 | 4,750 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $313,920 | 7,151 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,609,000 | 7,624 |
| Total interest expense | $1,467,000 | 7,048 |
| Net interest income | $1,142,000 | 8,000 |
| Provision for loan and lease losses | $42,000 | 6,879 |
| Total noninterest income | $131,000 | 8,086 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $54,000 | 7,519 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $77,000 | 6,957 |
| Total noninterest expense | $874,000 | 8,268 |
| Salaries and employee benefits | $373,000 | 8,735 |
| Premises and equipment expense | $110,000 | 8,147 |
| Additional noninterest expense | $391,000 | 7,219 |
| Pre-tax net operating income | $357,000 | 7,160 |
| Securities gains (losses) | $58,000 | 2,211 |
| Applicable income taxes | $112,000 | 5,860 |
| Income before extraordinary items | $303,000 | 7,119 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $303,000 | 7,120 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $28,000 | 5,919 |
| Cash dividends | $75,000 | 5,935 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $260,660 | 7,252 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $2,946,000 | 7,470 |
| Total interest expense | $1,863,000 | 6,487 |
| Net interest income | $1,083,000 | 8,315 |
| Provision for loan and lease losses | $85,000 | 5,634 |
| Total noninterest income | $105,000 | 8,528 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $30,000 | 8,075 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $75,000 | 7,039 |
| Total noninterest expense | $866,000 | 8,386 |
| Salaries and employee benefits | $396,000 | 8,768 |
| Premises and equipment expense | $95,000 | 8,531 |
| Additional noninterest expense | $375,000 | 7,366 |
| Pre-tax net operating income | $237,000 | 8,203 |
| Securities gains (losses) | $14,000 | 1,057 |
| Applicable income taxes | $40,000 | 7,410 |
| Income before extraordinary items | $211,000 | 8,004 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $211,000 | 8,004 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 4,566 |
| Cash dividends | $75,000 | 6,167 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $199,240 | 8,068 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,560,000 | 7,843 |
| Total interest expense | $1,507,000 | 6,959 |
| Net interest income | $1,053,000 | 8,512 |
| Provision for loan and lease losses | $60,000 | 6,124 |
| Total noninterest income | $110,000 | 8,668 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $32,000 | 8,255 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $78,000 | 7,202 |
| Total noninterest expense | $824,000 | 8,659 |
| Salaries and employee benefits | $368,000 | 9,074 |
| Premises and equipment expense | $101,000 | 8,608 |
| Additional noninterest expense | $355,000 | 7,658 |
| Pre-tax net operating income | $279,000 | 8,212 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $64,000 | 7,438 |
| Income before extraordinary items | $215,000 | 8,185 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $215,000 | 8,183 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $82,000 | 3,925 |
| Cash dividends | $50,000 | 6,588 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $215,000 | 8,157 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,622,000 | 7,955 |
| Total interest expense | $1,488,000 | 7,219 |
| Net interest income | $1,134,000 | 8,490 |
| Provision for loan and lease losses | $27,000 | 7,449 |
| Total noninterest income | $46,000 | 9,896 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $31,000 | 8,487 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $15,000 | 9,739 |
| Total noninterest expense | $792,000 | 8,797 |
| Salaries and employee benefits | $343,000 | 9,339 |
| Premises and equipment expense | $91,000 | 8,906 |
| Additional noninterest expense | $358,000 | 7,594 |
| Pre-tax net operating income | $361,000 | 8,087 |
| Securities gains (losses) | $11,000 | 2,878 |
| Applicable income taxes | $76,000 | 7,886 |
| Income before extraordinary items | $296,000 | 7,920 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $296,000 | 7,919 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 4,805 |
| Cash dividends | $550,000 | 3,304 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $287,200 | 7,907 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,307,000 | 8,621 |
| Total interest expense | $1,321,000 | 7,802 |
| Net interest income | $986,000 | 9,219 |
| Provision for loan and lease losses | $24,000 | 7,686 |
| Total noninterest income | $37,000 | 10,477 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $21,000 | 9,106 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 10,083 |
| Total noninterest expense | $607,000 | 9,721 |
| Salaries and employee benefits | $269,000 | 10,152 |
| Premises and equipment expense | $72,000 | 9,646 |
| Additional noninterest expense | $266,000 | 8,670 |
| Pre-tax net operating income | $392,000 | 8,488 |
| Securities gains (losses) | $6,000 | 2,665 |
| Applicable income taxes | $121,000 | 8,071 |
| Income before extraordinary items | $277,000 | 8,546 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $277,000 | 8,548 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,380 |
| Cash dividends | $150,000 | 5,875 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $272,800 | 8,539 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,102,000 | 9,250 |
| Total interest expense | $1,172,000 | 8,469 |
| Net interest income | $930,000 | 9,758 |
| Provision for loan and lease losses | $15,000 | 8,204 |
| Total noninterest income | $45,000 | 10,935 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $19,000 | 9,595 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $26,000 | 10,065 |
| Total noninterest expense | $691,000 | 9,845 |
| Salaries and employee benefits | $228,000 | 10,854 |
| Premises and equipment expense | $69,000 | 10,108 |
| Additional noninterest expense | $394,000 | 7,927 |
| Pre-tax net operating income | $269,000 | 9,341 |
| Securities gains (losses) | $14,000 | 2,256 |
| Applicable income taxes | $87,000 | 8,980 |
| Income before extraordinary items | $196,000 | 9,337 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $196,000 | 9,340 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,146 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $186,340 | 9,371 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,660,000 | 10,243 |
| Total interest expense | $837,000 | 9,833 |
| Net interest income | $823,000 | 10,468 |
| Provision for loan and lease losses | $14,000 | 8,034 |
| Total noninterest income | $27,000 | 11,697 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $14,000 | 10,123 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $13,000 | 11,328 |
| Total noninterest expense | $546,000 | 10,815 |
| Salaries and employee benefits | $236,000 | 11,259 |
| Premises and equipment expense | $38,000 | 11,427 |
| Additional noninterest expense | $272,000 | 9,576 |
| Pre-tax net operating income | $290,000 | 9,823 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $87,000 | 9,448 |
| Income before extraordinary items | $203,000 | 9,892 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $203,000 | 9,897 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 7,018 |
| Cash dividends | $130,000 | 6,332 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $203,000 | 9,864 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,536,000 | 10,672 |
| Total interest expense | $675,000 | 10,234 |
| Net interest income | $861,000 | 10,844 |
| Provision for loan and lease losses | $23,000 | 7,639 |
| Total noninterest income | $19,000 | 12,392 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $13,000 | 10,670 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 12,297 |
| Total noninterest expense | $402,000 | 12,034 |
| Salaries and employee benefits | $174,000 | 12,229 |
| Premises and equipment expense | $36,000 | 12,088 |
| Additional noninterest expense | $192,000 | 11,243 |
| Pre-tax net operating income | $455,000 | 8,962 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $172,000 | 7,876 |
| Income before extraordinary items | $283,000 | 9,331 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $283,000 | 9,340 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,921 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $895,000 | 455 |
| Net operating income | $283,000 | 9,395 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,628,000 | 10,950 |
| Total interest expense | $751,000 | 10,298 |
| Net interest income | $877,000 | 11,248 |
| Provision for loan and lease losses | $18,000 | 9,198 |
| Total noninterest income | $18,000 | 13,092 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $12,000 | 11,170 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 12,981 |
| Total noninterest expense | $372,000 | 12,749 |
| Salaries and employee benefits | $157,000 | 12,940 |
| Premises and equipment expense | $34,000 | 12,727 |
| Additional noninterest expense | $181,000 | 12,000 |
| Pre-tax net operating income | $505,000 | 8,633 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $174,000 | 8,125 |
| Income before extraordinary items | $331,000 | 9,118 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $331,000 | 9,280 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 11,387 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $331,000 | 8,861 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,744,000 | 11,433 |
| Total interest expense | $1,006,000 | 10,363 |
| Net interest income | $738,000 | 12,162 |
| Provision for loan and lease losses | $18,000 | 10,694 |
| Total noninterest income | $17,000 | 13,725 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $11,000 | 11,579 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 13,603 |
| Total noninterest expense | $373,000 | 13,296 |
| Salaries and employee benefits | $146,000 | 13,575 |
| Premises and equipment expense | $32,000 | 13,348 |
| Additional noninterest expense | $195,000 | 12,303 |
| Pre-tax net operating income | $364,000 | 9,545 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $140,000 | 8,887 |
| Income before extraordinary items | $224,000 | 10,262 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $224,000 | 10,407 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 12,178 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $224,000 | 9,913 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.