Home > Treaty Oak Bank > Income and Expense
Treaty Oak Bank, Income and Expense
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $582,000 | 6,378 |
| Total interest expense | $119,000 | 6,247 |
| Net interest income | $463,000 | 6,327 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $124,000 | 4,534 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $94,000 | 3,108 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $30,000 | 5,389 |
| Total noninterest expense | $874,000 | 4,560 |
| Salaries and employee benefits | $454,000 | 4,484 |
| Premises and equipment expense | $153,000 | 3,646 |
| Additional noninterest expense | $267,000 | 4,829 |
| Pre-tax net operating income | $-287,000 | 6,922 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $-99,000 | 7,286 |
| Income before extraordinary items | $-188,000 | 6,867 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-188,000 | 6,867 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-188,000 | 6,867 |
| Net charge-offs | $-31,000 | 7,280 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-188,000 | 6,856 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $4,914,000 | 4,857 |
| Total interest expense | $1,127,000 | 4,960 |
| Net interest income | $3,787,000 | 4,738 |
| Provision for loan and lease losses | $4,521,000 | 1,231 |
| Total noninterest income | $982,000 | 3,249 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $660,000 | 2,135 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $322,000 | 3,843 |
| Total noninterest expense | $6,204,000 | 3,025 |
| Salaries and employee benefits | $2,662,000 | 3,429 |
| Premises and equipment expense | $945,000 | 2,597 |
| Additional noninterest expense | $2,597,000 | 2,594 |
| Pre-tax net operating income | $-5,956,000 | 7,178 |
| Securities gains (losses) | $155,000 | 1,804 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-5,801,000 | 7,227 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-5,801,000 | 7,227 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-5,801,000 | 7,227 |
| Net charge-offs | $3,520,000 | 1,329 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-5,956,000 | 7,212 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $3,839,000 | 4,852 |
| Total interest expense | $879,000 | 5,030 |
| Net interest income | $2,960,000 | 4,687 |
| Provision for loan and lease losses | $4,521,000 | 942 |
| Total noninterest income | $693,000 | 3,403 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $501,000 | 2,168 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $192,000 | 4,237 |
| Total noninterest expense | $4,604,000 | 3,056 |
| Salaries and employee benefits | $2,018,000 | 3,414 |
| Premises and equipment expense | $714,000 | 2,612 |
| Additional noninterest expense | $1,872,000 | 2,641 |
| Pre-tax net operating income | $-5,472,000 | 7,396 |
| Securities gains (losses) | $155,000 | 1,576 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-5,317,000 | 7,441 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-5,317,000 | 7,441 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-5,317,000 | 7,441 |
| Net charge-offs | $3,327,000 | 1,053 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-5,472,000 | 7,423 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $2,761,000 | 4,673 |
| Total interest expense | $619,000 | 4,995 |
| Net interest income | $2,142,000 | 4,433 |
| Provision for loan and lease losses | $4,421,000 | 707 |
| Total noninterest income | $462,000 | 3,371 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $334,000 | 2,170 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $128,000 | 4,245 |
| Total noninterest expense | $2,954,000 | 3,156 |
| Salaries and employee benefits | $1,332,000 | 3,463 |
| Premises and equipment expense | $472,000 | 2,635 |
| Additional noninterest expense | $1,150,000 | 2,813 |
| Pre-tax net operating income | $-4,771,000 | 7,541 |
| Securities gains (losses) | $71,000 | 1,657 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-4,700,000 | 7,567 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-4,700,000 | 7,567 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-4,700,000 | 7,567 |
| Net charge-offs | $1,724,000 | 1,258 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-4,771,000 | 7,567 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,485,000 | 4,535 |
| Total interest expense | $336,000 | 4,922 |
| Net interest income | $1,149,000 | 4,280 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $226,000 | 3,403 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $161,000 | 2,222 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $65,000 | 4,256 |
| Total noninterest expense | $1,385,000 | 3,360 |
| Salaries and employee benefits | $648,000 | 3,598 |
| Premises and equipment expense | $240,000 | 2,667 |
| Additional noninterest expense | $497,000 | 3,204 |
| Pre-tax net operating income | $-10,000 | 6,326 |
| Securities gains (losses) | $71,000 | 958 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $61,000 | 5,527 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $61,000 | 5,529 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $61,000 | 5,528 |
| Net charge-offs | $59,000 | 3,587 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-10,000 | 6,355 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $6,342,000 | 4,456 |
| Total interest expense | $1,590,000 | 5,029 |
| Net interest income | $4,752,000 | 4,075 |
| Provision for loan and lease losses | $7,215,000 | 1,105 |
| Total noninterest income | $766,000 | 3,857 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $669,000 | 2,331 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $97,000 | 5,679 |
| Total noninterest expense | $5,215,000 | 3,551 |
| Salaries and employee benefits | $2,527,000 | 3,657 |
| Premises and equipment expense | $950,000 | 2,697 |
| Additional noninterest expense | $1,738,000 | 3,697 |
| Pre-tax net operating income | $-6,912,000 | 7,346 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-6,912,000 | 7,426 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-6,912,000 | 7,425 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-6,912,000 | 7,425 |
| Net charge-offs | $3,316,000 | 1,513 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-6,912,000 | 7,436 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,768,000 | 4,506 |
| Total interest expense | $1,216,000 | 5,114 |
| Net interest income | $3,552,000 | 4,084 |
| Provision for loan and lease losses | $2,271,000 | 1,765 |
| Total noninterest income | $582,000 | 3,905 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $518,000 | 2,292 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $64,000 | 5,963 |
| Total noninterest expense | $3,910,000 | 3,558 |
| Salaries and employee benefits | $1,920,000 | 3,663 |
| Premises and equipment expense | $721,000 | 2,713 |
| Additional noninterest expense | $1,269,000 | 3,724 |
| Pre-tax net operating income | $-2,047,000 | 7,057 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-2,047,000 | 7,188 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-2,047,000 | 7,188 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-2,047,000 | 7,187 |
| Net charge-offs | $1,728,000 | 1,646 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-2,047,000 | 7,179 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,127,000 | 4,603 |
| Total interest expense | $823,000 | 5,213 |
| Net interest income | $2,304,000 | 4,138 |
| Provision for loan and lease losses | $2,165,000 | 1,335 |
| Total noninterest income | $342,000 | 4,173 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $320,000 | 2,410 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $22,000 | 6,709 |
| Total noninterest expense | $2,597,000 | 3,610 |
| Salaries and employee benefits | $1,268,000 | 3,726 |
| Premises and equipment expense | $485,000 | 2,709 |
| Additional noninterest expense | $844,000 | 3,730 |
| Pre-tax net operating income | $-2,116,000 | 7,413 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-2,116,000 | 7,507 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-2,116,000 | 7,506 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-2,116,000 | 7,506 |
| Net charge-offs | $822,000 | 1,810 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-2,116,000 | 7,507 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,521,000 | 4,721 |
| Total interest expense | $422,000 | 5,257 |
| Net interest income | $1,099,000 | 4,281 |
| Provision for loan and lease losses | $226,000 | 2,680 |
| Total noninterest income | $168,000 | 4,163 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $162,000 | 2,303 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $6,000 | 7,210 |
| Total noninterest expense | $1,277,000 | 3,584 |
| Salaries and employee benefits | $652,000 | 3,681 |
| Premises and equipment expense | $241,000 | 2,757 |
| Additional noninterest expense | $384,000 | 3,698 |
| Pre-tax net operating income | $-236,000 | 6,953 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-236,000 | 7,094 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-236,000 | 7,095 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-236,000 | 7,095 |
| Net charge-offs | $25,000 | 4,167 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-236,000 | 7,030 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $6,731,000 | 4,599 |
| Total interest expense | $2,026,000 | 5,269 |
| Net interest income | $4,705,000 | 4,111 |
| Provision for loan and lease losses | $790,000 | 3,064 |
| Total noninterest income | $578,000 | 4,553 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $465,000 | 3,173 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $113,000 | 5,753 |
| Total noninterest expense | $5,000,000 | 3,570 |
| Salaries and employee benefits | $2,640,000 | 3,608 |
| Premises and equipment expense | $879,000 | 2,930 |
| Additional noninterest expense | $1,481,000 | 3,651 |
| Pre-tax net operating income | $-507,000 | 6,767 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-507,000 | 6,715 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-507,000 | 6,713 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $141,000 | 4,555 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-507,000 | 6,843 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,155,000 | 4,616 |
| Total interest expense | $1,599,000 | 5,276 |
| Net interest income | $3,556,000 | 4,124 |
| Provision for loan and lease losses | $485,000 | 2,767 |
| Total noninterest income | $439,000 | 4,636 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $331,000 | 3,304 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $108,000 | 5,502 |
| Total noninterest expense | $3,834,000 | 3,483 |
| Salaries and employee benefits | $1,990,000 | 3,628 |
| Premises and equipment expense | $661,000 | 2,942 |
| Additional noninterest expense | $1,183,000 | 3,428 |
| Pre-tax net operating income | $-324,000 | 7,131 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-324,000 | 7,051 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-324,000 | 7,048 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $141,000 | 3,511 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-324,000 | 7,195 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,514,000 | 4,618 |
| Total interest expense | $1,151,000 | 5,230 |
| Net interest income | $2,363,000 | 4,119 |
| Provision for loan and lease losses | $386,000 | 2,214 |
| Total noninterest income | $265,000 | 4,869 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $193,000 | 3,553 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $72,000 | 5,593 |
| Total noninterest expense | $2,562,000 | 3,494 |
| Salaries and employee benefits | $1,354,000 | 3,608 |
| Premises and equipment expense | $429,000 | 3,022 |
| Additional noninterest expense | $779,000 | 3,429 |
| Pre-tax net operating income | $-320,000 | 7,452 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-320,000 | 7,535 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-320,000 | 7,535 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $66,000 | 3,520 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-320,000 | 7,517 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,847,000 | 4,557 |
| Total interest expense | $674,000 | 4,979 |
| Net interest income | $1,173,000 | 4,163 |
| Provision for loan and lease losses | $86,000 | 2,973 |
| Total noninterest income | $119,000 | 5,106 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $76,000 | 3,987 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $43,000 | 5,319 |
| Total noninterest expense | $1,261,000 | 3,560 |
| Salaries and employee benefits | $669,000 | 3,664 |
| Premises and equipment expense | $207,000 | 3,130 |
| Additional noninterest expense | $385,000 | 3,418 |
| Pre-tax net operating income | $-55,000 | 7,420 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-55,000 | 7,519 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-55,000 | 7,518 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 2,479 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-55,000 | 7,458 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $7,742,000 | 4,455 |
| Total interest expense | $2,721,000 | 5,052 |
| Net interest income | $5,021,000 | 3,993 |
| Provision for loan and lease losses | $306,000 | 3,150 |
| Total noninterest income | $289,000 | 6,085 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $173,000 | 5,173 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $116,000 | 5,992 |
| Total noninterest expense | $4,266,000 | 3,919 |
| Salaries and employee benefits | $2,373,000 | 3,875 |
| Premises and equipment expense | $513,000 | 4,275 |
| Additional noninterest expense | $1,380,000 | 3,660 |
| Pre-tax net operating income | $738,000 | 5,346 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $738,000 | 4,941 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $738,000 | 4,942 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $38,000 | 4,950 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $738,000 | 4,922 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,682,000 | 4,535 |
| Total interest expense | $1,970,000 | 5,146 |
| Net interest income | $3,712,000 | 4,041 |
| Provision for loan and lease losses | $220,000 | 2,856 |
| Total noninterest income | $210,000 | 6,200 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $120,000 | 5,331 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $90,000 | 5,978 |
| Total noninterest expense | $3,090,000 | 4,007 |
| Salaries and employee benefits | $1,740,000 | 3,918 |
| Premises and equipment expense | $361,000 | 4,455 |
| Additional noninterest expense | $989,000 | 3,735 |
| Pre-tax net operating income | $612,000 | 5,408 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $612,000 | 4,964 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $612,000 | 4,964 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,430 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $612,000 | 4,951 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,587,000 | 4,692 |
| Total interest expense | $1,221,000 | 5,339 |
| Net interest income | $2,366,000 | 4,215 |
| Provision for loan and lease losses | $145,000 | 2,710 |
| Total noninterest income | $151,000 | 6,124 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $72,000 | 5,542 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $79,000 | 5,543 |
| Total noninterest expense | $1,974,000 | 4,164 |
| Salaries and employee benefits | $1,123,000 | 4,044 |
| Premises and equipment expense | $216,000 | 4,792 |
| Additional noninterest expense | $635,000 | 3,847 |
| Pre-tax net operating income | $398,000 | 5,534 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $398,000 | 5,092 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $398,000 | 5,093 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,997 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $398,000 | 5,082 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,697,000 | 4,853 |
| Total interest expense | $559,000 | 5,575 |
| Net interest income | $1,138,000 | 4,315 |
| Provision for loan and lease losses | $70,000 | 2,576 |
| Total noninterest income | $61,000 | 6,498 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $28,000 | 5,902 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $33,000 | 5,825 |
| Total noninterest expense | $937,000 | 4,335 |
| Salaries and employee benefits | $525,000 | 4,276 |
| Premises and equipment expense | $109,000 | 4,791 |
| Additional noninterest expense | $303,000 | 3,941 |
| Pre-tax net operating income | $192,000 | 5,599 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $192,000 | 5,163 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $192,000 | 5,163 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,566 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $192,000 | 5,147 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $5,497,000 | 5,283 |
| Total interest expense | $1,437,000 | 6,206 |
| Net interest income | $4,060,000 | 4,622 |
| Provision for loan and lease losses | $325,000 | 2,629 |
| Total noninterest income | $212,000 | 6,832 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $82,000 | 6,411 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $130,000 | 5,885 |
| Total noninterest expense | $3,171,000 | 4,704 |
| Salaries and employee benefits | $1,729,000 | 4,748 |
| Premises and equipment expense | $434,000 | 4,677 |
| Additional noninterest expense | $1,008,000 | 4,487 |
| Pre-tax net operating income | $776,000 | 5,714 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $776,000 | 5,278 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $776,000 | 5,281 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 3,692 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $776,000 | 5,277 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $3,740,000 | 5,563 |
| Total interest expense | $856,000 | 6,663 |
| Net interest income | $2,884,000 | 4,812 |
| Provision for loan and lease losses | $249,000 | 2,464 |
| Total noninterest income | $156,000 | 6,900 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $59,000 | 6,534 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $97,000 | 5,900 |
| Total noninterest expense | $2,272,000 | 4,835 |
| Salaries and employee benefits | $1,255,000 | 4,831 |
| Premises and equipment expense | $327,000 | 4,662 |
| Additional noninterest expense | $690,000 | 4,759 |
| Pre-tax net operating income | $519,000 | 6,139 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $519,000 | 5,674 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $519,000 | 5,676 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 4,490 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $519,000 | 5,669 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,292,000 | 5,773 |
| Total interest expense | $476,000 | 6,946 |
| Net interest income | $1,816,000 | 5,005 |
| Provision for loan and lease losses | $135,000 | 2,822 |
| Total noninterest income | $96,000 | 7,053 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $50,000 | 6,246 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $46,000 | 6,500 |
| Total noninterest expense | $1,462,000 | 4,969 |
| Salaries and employee benefits | $807,000 | 4,959 |
| Premises and equipment expense | $217,000 | 4,682 |
| Additional noninterest expense | $438,000 | 4,914 |
| Pre-tax net operating income | $315,000 | 6,365 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $315,000 | 5,905 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $315,000 | 5,905 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 3,763 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $315,000 | 5,908 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,066,000 | 5,931 |
| Total interest expense | $218,000 | 7,061 |
| Net interest income | $848,000 | 5,236 |
| Provision for loan and lease losses | $45,000 | 3,261 |
| Total noninterest income | $34,000 | 7,527 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $19,000 | 6,578 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $15,000 | 7,090 |
| Total noninterest expense | $726,000 | 5,011 |
| Salaries and employee benefits | $410,000 | 4,928 |
| Premises and equipment expense | $107,000 | 4,746 |
| Additional noninterest expense | $209,000 | 5,045 |
| Pre-tax net operating income | $111,000 | 6,927 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $111,000 | 6,555 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $111,000 | 6,555 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 3,605 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $111,000 | 6,552 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $2,669,000 | 6,868 |
| Total interest expense | $609,000 | 7,306 |
| Net interest income | $2,060,000 | 6,583 |
| Provision for loan and lease losses | $175,000 | 3,852 |
| Total noninterest income | $114,000 | 7,803 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $84,000 | 6,521 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $30,000 | 7,856 |
| Total noninterest expense | $2,404,000 | 5,498 |
| Salaries and employee benefits | $1,285,000 | 5,564 |
| Premises and equipment expense | $427,000 | 4,653 |
| Additional noninterest expense | $692,000 | 5,618 |
| Pre-tax net operating income | $-405,000 | 8,471 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $-405,000 | 8,513 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-405,000 | 8,513 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 3,572 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $-405,000 | 8,496 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,778,000 | 7,138 |
| Total interest expense | $421,000 | 7,387 |
| Net interest income | $1,357,000 | 6,923 |
| Provision for loan and lease losses | $130,000 | 3,749 |
| Total noninterest income | $81,000 | 7,896 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $64,000 | 6,537 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $17,000 | 8,089 |
| Total noninterest expense | $1,805,000 | 5,469 |
| Salaries and employee benefits | $993,000 | 5,445 |
| Premises and equipment expense | $325,000 | 4,580 |
| Additional noninterest expense | $487,000 | 5,783 |
| Pre-tax net operating income | $-497,000 | 8,597 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $-497,000 | 8,642 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-497,000 | 8,642 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 2,846 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $-497,000 | 8,616 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $986,000 | 7,478 |
| Total interest expense | $210,000 | 7,775 |
| Net interest income | $776,000 | 7,273 |
| Provision for loan and lease losses | $60,000 | 4,115 |
| Total noninterest income | $55,000 | 7,872 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $40,000 | 6,599 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $15,000 | 7,896 |
| Total noninterest expense | $1,215,000 | 5,434 |
| Salaries and employee benefits | $668,000 | 5,395 |
| Premises and equipment expense | $210,000 | 4,651 |
| Additional noninterest expense | $337,000 | 5,656 |
| Pre-tax net operating income | $-444,000 | 8,656 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $-444,000 | 8,704 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-444,000 | 8,704 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,029 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $-444,000 | 8,675 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $394,000 | 7,889 |
| Total interest expense | $66,000 | 8,315 |
| Net interest income | $328,000 | 7,663 |
| Provision for loan and lease losses | $30,000 | 3,913 |
| Total noninterest income | $23,000 | 8,065 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $17,000 | 6,822 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $6,000 | 8,110 |
| Total noninterest expense | $608,000 | 5,470 |
| Salaries and employee benefits | $336,000 | 5,419 |
| Premises and equipment expense | $104,000 | 4,732 |
| Additional noninterest expense | $168,000 | 5,629 |
| Pre-tax net operating income | $-287,000 | 8,781 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $-287,000 | 8,801 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-287,000 | 8,801 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $-287,000 | 8,784 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $774,000 | 8,589 |
| Total interest expense | $174,000 | 8,548 |
| Net interest income | $600,000 | 8,547 |
| Provision for loan and lease losses | $95,000 | 5,096 |
| Total noninterest income | $66,000 | 8,440 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $48,000 | 7,325 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $18,000 | 8,274 |
| Total noninterest expense | $1,559,000 | 6,783 |
| Salaries and employee benefits | $918,000 | 6,545 |
| Premises and equipment expense | $222,000 | 6,499 |
| Additional noninterest expense | $419,000 | 7,026 |
| Pre-tax net operating income | $-988,000 | 8,801 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $-988,000 | 8,836 |
| Extraordinary gains, net | $-149,000 | 8,956 |
| Net income | $-1,137,000 | 8,852 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 5,079 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $8,503,000 | 136 |
| Net operating income | $-988,000 | 8,813 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $456,000 | 8,752 |
| Total interest expense | $87,000 | 8,758 |
| Net interest income | $369,000 | 8,707 |
| Provision for loan and lease losses | $95,000 | 4,360 |
| Total noninterest income | $48,000 | 8,511 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $32,000 | 7,451 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $16,000 | 8,210 |
| Total noninterest expense | $953,000 | 7,283 |
| Salaries and employee benefits | $605,000 | 6,876 |
| Premises and equipment expense | $114,000 | 7,277 |
| Additional noninterest expense | $234,000 | 7,627 |
| Pre-tax net operating income | $-631,000 | 8,812 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $-631,000 | 8,851 |
| Extraordinary gains, net | $-149,000 | 9,011 |
| Net income | $-780,000 | 8,891 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 3,900 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $6,503,000 | 135 |
| Net operating income | $-631,000 | 8,828 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $242,000 | 8,879 |
| Total interest expense | $40,000 | 8,896 |
| Net interest income | $202,000 | 8,848 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $31,000 | 8,586 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $19,000 | 7,545 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $12,000 | 8,173 |
| Total noninterest expense | $464,000 | 7,972 |
| Salaries and employee benefits | $305,000 | 7,629 |
| Premises and equipment expense | $40,000 | 8,252 |
| Additional noninterest expense | $119,000 | 8,102 |
| Pre-tax net operating income | $-231,000 | 8,785 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $-231,000 | 8,820 |
| Extraordinary gains, net | $-149,000 | 9,066 |
| Net income | $-380,000 | 8,886 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,683 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 212 |
| Net operating income | $-231,000 | 8,793 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $47,000 | 9,050 |
| Total interest expense | $7,000 | 9,025 |
| Net interest income | $40,000 | 9,040 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $6,000 | 8,907 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $5,000 | 7,776 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $1,000 | 8,837 |
| Total noninterest expense | $41,000 | 9,086 |
| Salaries and employee benefits | $17,000 | 9,085 |
| Premises and equipment expense | $6,000 | 8,944 |
| Additional noninterest expense | $18,000 | 9,027 |
| Pre-tax net operating income | $5,000 | 8,491 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $5,000 | 8,530 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $5,000 | 8,532 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,591 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 122 |
| Net operating income | $5,000 | 8,472 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $864,000 | 8,706 |
| Total interest expense | $222,000 | 8,687 |
| Net interest income | $642,000 | 8,642 |
| Provision for loan and lease losses | $7,000 | 7,463 |
| Total noninterest income | $36,000 | 8,888 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $55,000 | 7,364 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $-19,000 | 9,135 |
| Total noninterest expense | $622,000 | 8,615 |
| Salaries and employee benefits | $288,000 | 8,795 |
| Premises and equipment expense | $82,000 | 8,309 |
| Additional noninterest expense | $252,000 | 8,085 |
| Pre-tax net operating income | $49,000 | 8,383 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $49,000 | 8,455 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $49,000 | 8,458 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $154,000 | 3,316 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $49,000 | 8,355 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $660,000 | 8,769 |
| Total interest expense | $173,000 | 8,772 |
| Net interest income | $487,000 | 8,707 |
| Provision for loan and lease losses | $7,000 | 7,290 |
| Total noninterest income | $27,000 | 8,974 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $42,000 | 7,400 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-15,000 | 9,201 |
| Total noninterest expense | $482,000 | 8,580 |
| Salaries and employee benefits | $214,000 | 8,829 |
| Premises and equipment expense | $67,000 | 8,235 |
| Additional noninterest expense | $201,000 | 7,982 |
| Pre-tax net operating income | $25,000 | 8,551 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $25,000 | 8,640 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $25,000 | 8,641 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 3,161 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $25,000 | 8,539 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $439,000 | 8,819 |
| Total interest expense | $122,000 | 8,800 |
| Net interest income | $317,000 | 8,754 |
| Provision for loan and lease losses | $-23,000 | 9,124 |
| Total noninterest income | $44,000 | 8,498 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $29,000 | 7,375 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $15,000 | 8,141 |
| Total noninterest expense | $343,000 | 8,519 |
| Salaries and employee benefits | $151,000 | 8,802 |
| Premises and equipment expense | $50,000 | 8,086 |
| Additional noninterest expense | $142,000 | 7,878 |
| Pre-tax net operating income | $41,000 | 8,437 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $41,000 | 8,503 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $41,000 | 8,504 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 3,755 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $41,000 | 8,374 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $224,000 | 8,863 |
| Total interest expense | $63,000 | 8,855 |
| Net interest income | $161,000 | 8,782 |
| Provision for loan and lease losses | $-23,000 | 9,207 |
| Total noninterest income | $22,000 | 8,506 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $15,000 | 7,293 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $7,000 | 8,228 |
| Total noninterest expense | $177,000 | 8,513 |
| Salaries and employee benefits | $79,000 | 8,788 |
| Premises and equipment expense | $23,000 | 8,216 |
| Additional noninterest expense | $75,000 | 7,806 |
| Pre-tax net operating income | $29,000 | 8,329 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $29,000 | 8,299 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $29,000 | 8,298 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $35,000 | 2,593 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $29,000 | 8,169 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $955,000 | 8,899 |
| Total interest expense | $338,000 | 8,815 |
| Net interest income | $617,000 | 8,863 |
| Provision for loan and lease losses | $240,000 | 3,935 |
| Total noninterest income | $107,000 | 8,315 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $91,000 | 6,741 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $16,000 | 8,678 |
| Total noninterest expense | $756,000 | 8,431 |
| Salaries and employee benefits | $378,000 | 8,591 |
| Premises and equipment expense | $98,000 | 8,193 |
| Additional noninterest expense | $280,000 | 7,947 |
| Pre-tax net operating income | $-272,000 | 8,868 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $-272,000 | 8,947 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-272,000 | 8,946 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $207,000 | 2,962 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $-272,000 | 8,891 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,258,000 | 8,941 |
| Total interest expense | $636,000 | 8,752 |
| Net interest income | $622,000 | 8,996 |
| Provision for loan and lease losses | $248,000 | 3,649 |
| Total noninterest income | $122,000 | 8,206 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $113,000 | 6,354 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $9,000 | 9,168 |
| Total noninterest expense | $828,000 | 8,392 |
| Salaries and employee benefits | $397,000 | 8,638 |
| Premises and equipment expense | $99,000 | 8,324 |
| Additional noninterest expense | $332,000 | 7,631 |
| Pre-tax net operating income | $-332,000 | 9,057 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $-332,000 | 9,143 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-332,000 | 9,144 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $186,000 | 2,993 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-332,000 | 9,095 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,635,000 | 8,802 |
| Total interest expense | $826,000 | 8,575 |
| Net interest income | $809,000 | 8,874 |
| Provision for loan and lease losses | $315,000 | 2,731 |
| Total noninterest income | $125,000 | 8,232 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $94,000 | 6,681 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $31,000 | 8,503 |
| Total noninterest expense | $811,000 | 8,544 |
| Salaries and employee benefits | $386,000 | 8,820 |
| Premises and equipment expense | $100,000 | 8,440 |
| Additional noninterest expense | $325,000 | 7,753 |
| Pre-tax net operating income | $-192,000 | 9,334 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $-17,000 | 9,363 |
| Income before extraordinary items | $-175,000 | 9,350 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-175,000 | 9,349 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $196,000 | 2,424 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $300,000 | 589 |
| Net operating income | $-175,000 | 9,348 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,420,000 | 9,172 |
| Total interest expense | $625,000 | 9,151 |
| Net interest income | $795,000 | 9,079 |
| Provision for loan and lease losses | $30,000 | 7,215 |
| Total noninterest income | $230,000 | 7,140 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $134,000 | 6,103 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $96,000 | 6,735 |
| Total noninterest expense | $788,000 | 8,763 |
| Salaries and employee benefits | $436,000 | 8,696 |
| Premises and equipment expense | $88,000 | 8,858 |
| Additional noninterest expense | $264,000 | 8,434 |
| Pre-tax net operating income | $207,000 | 8,545 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $65,000 | 7,420 |
| Income before extraordinary items | $142,000 | 8,697 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $142,000 | 8,695 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $42,000 | 5,123 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $142,000 | 8,653 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,098,000 | 9,766 |
| Total interest expense | $466,000 | 9,765 |
| Net interest income | $632,000 | 9,657 |
| Provision for loan and lease losses | $60,000 | 6,123 |
| Total noninterest income | $169,000 | 7,970 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $96,000 | 6,938 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $73,000 | 7,394 |
| Total noninterest expense | $702,000 | 9,097 |
| Salaries and employee benefits | $398,000 | 8,984 |
| Premises and equipment expense | $93,000 | 8,867 |
| Additional noninterest expense | $211,000 | 9,008 |
| Pre-tax net operating income | $39,000 | 9,656 |
| Securities gains (losses) | $3,000 | 3,720 |
| Applicable income taxes | $14,000 | 8,997 |
| Income before extraordinary items | $28,000 | 9,728 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $28,000 | 9,727 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $63,000 | 4,482 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $25,990 | 9,681 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $747,000 | 10,523 |
| Total interest expense | $290,000 | 10,529 |
| Net interest income | $457,000 | 10,470 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $60,000 | 10,101 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $42,000 | 8,616 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 9,956 |
| Total noninterest expense | $559,000 | 9,900 |
| Salaries and employee benefits | $283,000 | 10,081 |
| Premises and equipment expense | $92,000 | 9,159 |
| Additional noninterest expense | $184,000 | 9,612 |
| Pre-tax net operating income | $-42,000 | 10,435 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $3,000 | 9,998 |
| Income before extraordinary items | $-45,000 | 10,466 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-45,000 | 10,469 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $-45,000 | 10,429 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $609,000 | 11,182 |
| Total interest expense | $216,000 | 11,214 |
| Net interest income | $393,000 | 11,098 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $51,000 | 10,833 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $45,000 | 8,974 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 11,162 |
| Total noninterest expense | $359,000 | 11,087 |
| Salaries and employee benefits | $174,000 | 11,145 |
| Premises and equipment expense | $44,000 | 10,805 |
| Additional noninterest expense | $141,000 | 10,658 |
| Pre-tax net operating income | $85,000 | 10,446 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $4,000 | 10,471 |
| Income before extraordinary items | $81,000 | 10,385 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $81,000 | 10,384 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 8,146 |
| Cash dividends | $100,000 | 6,641 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $81,000 | 10,341 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $620,000 | 11,703 |
| Total interest expense | $207,000 | 11,741 |
| Net interest income | $413,000 | 11,579 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $44,000 | 11,452 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $34,000 | 9,699 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 11,496 |
| Total noninterest expense | $324,000 | 11,656 |
| Salaries and employee benefits | $150,000 | 11,740 |
| Premises and equipment expense | $39,000 | 11,410 |
| Additional noninterest expense | $135,000 | 11,244 |
| Pre-tax net operating income | $133,000 | 10,887 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $30,000 | 10,584 |
| Income before extraordinary items | $103,000 | 10,907 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $103,000 | 10,908 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 10,354 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $103,000 | 10,880 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $563,000 | 12,354 |
| Total interest expense | $186,000 | 12,369 |
| Net interest income | $377,000 | 12,273 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $42,000 | 12,095 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $36,000 | 10,160 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 12,297 |
| Total noninterest expense | $321,000 | 12,290 |
| Salaries and employee benefits | $124,000 | 12,454 |
| Premises and equipment expense | $77,000 | 10,744 |
| Additional noninterest expense | $120,000 | 12,113 |
| Pre-tax net operating income | $98,000 | 11,645 |
| Securities gains (losses) | $-68,000 | 11,275 |
| Applicable income taxes | $0 | 11,630 |
| Income before extraordinary items | $30,000 | 11,918 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $30,000 | 11,917 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-46,000 | 11,837 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $98,000 | 11,444 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $500,000 | 13,060 |
| Total interest expense | $186,000 | 13,025 |
| Net interest income | $314,000 | 12,984 |
| Provision for loan and lease losses | $-35,000 | 12,666 |
| Total noninterest income | $47,000 | 12,624 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $38,000 | 10,477 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $9,000 | 12,819 |
| Total noninterest expense | $331,000 | 12,892 |
| Salaries and employee benefits | $122,000 | 13,114 |
| Premises and equipment expense | $59,000 | 11,888 |
| Additional noninterest expense | $150,000 | 12,427 |
| Pre-tax net operating income | $65,000 | 12,090 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $11,000 | 11,805 |
| Income before extraordinary items | $54,000 | 12,221 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $54,000 | 12,248 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 12,031 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $54,000 | 12,074 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $635,000 | 13,567 |
| Total interest expense | $248,000 | 13,605 |
| Net interest income | $387,000 | 13,418 |
| Provision for loan and lease losses | $31,000 | 9,924 |
| Total noninterest income | $56,000 | 12,964 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $48,000 | 10,402 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $8,000 | 13,487 |
| Total noninterest expense | $325,000 | 13,491 |
| Salaries and employee benefits | $122,000 | 13,710 |
| Premises and equipment expense | $86,000 | 11,263 |
| Additional noninterest expense | $117,000 | 13,361 |
| Pre-tax net operating income | $87,000 | 12,144 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $25,000 | 11,957 |
| Income before extraordinary items | $62,000 | 12,448 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $62,000 | 12,460 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 6,806 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $62,000 | 12,163 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.