Home > Traverse City State Bank > Income and Expense
Traverse City State Bank, Income and Expense
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $3,867,000 | 1,768 |
| Total interest expense | $412,000 | 1,982 |
| Net interest income | $3,455,000 | 1,724 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $793,000 | 1,493 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $107,000 | 2,222 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $686,000 | 1,218 |
| Total noninterest expense | $3,096,000 | 1,591 |
| Salaries and employee benefits | $2,005,000 | 1,430 |
| Premises and equipment expense | $281,000 | 1,945 |
| Additional noninterest expense | $810,000 | 1,802 |
| Pre-tax net operating income | $1,152,000 | 1,838 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $229,000 | 1,449 |
| Income before extraordinary items | $923,000 | 1,955 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $923,000 | 1,954 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $923,000 | 1,955 |
| Net charge-offs | $-14,000 | 4,864 |
| Cash dividends | $0 | 2,774 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $923,000 | 1,942 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $14,002,000 | 1,879 |
| Total interest expense | $1,332,000 | 2,095 |
| Net interest income | $12,670,000 | 1,823 |
| Provision for loan and lease losses | $1,400,000 | 679 |
| Total noninterest income | $3,856,000 | 1,322 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $435,000 | 2,260 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,421,000 | 1,061 |
| Total noninterest expense | $10,817,000 | 1,782 |
| Salaries and employee benefits | $6,360,000 | 1,731 |
| Premises and equipment expense | $1,084,000 | 1,997 |
| Additional noninterest expense | $3,373,000 | 1,766 |
| Pre-tax net operating income | $4,309,000 | 1,930 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $989,000 | 1,888 |
| Income before extraordinary items | $3,320,000 | 1,878 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,320,000 | 1,878 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $3,320,000 | 1,879 |
| Net charge-offs | $1,643,000 | 478 |
| Cash dividends | $0 | 4,147 |
| Sale, conversion, retirement of capital stock, net | $0 | 711 |
| Net operating income | $3,320,000 | 1,857 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $10,152,000 | 1,926 |
| Total interest expense | $956,000 | 2,147 |
| Net interest income | $9,196,000 | 1,885 |
| Provision for loan and lease losses | $700,000 | 922 |
| Total noninterest income | $2,662,000 | 1,409 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $334,000 | 2,234 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,328,000 | 1,149 |
| Total noninterest expense | $8,083,000 | 1,791 |
| Salaries and employee benefits | $4,688,000 | 1,762 |
| Premises and equipment expense | $820,000 | 1,990 |
| Additional noninterest expense | $2,575,000 | 1,732 |
| Pre-tax net operating income | $3,075,000 | 2,028 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $972,000 | 1,483 |
| Income before extraordinary items | $2,103,000 | 2,314 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,103,000 | 2,313 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,103,000 | 2,314 |
| Net charge-offs | $1,289,000 | 419 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 677 |
| Net operating income | $2,103,000 | 2,293 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $6,549,000 | 1,965 |
| Total interest expense | $594,000 | 2,211 |
| Net interest income | $5,955,000 | 1,919 |
| Provision for loan and lease losses | $200,000 | 1,539 |
| Total noninterest income | $1,778,000 | 1,420 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $219,000 | 2,245 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,559,000 | 1,160 |
| Total noninterest expense | $5,450,000 | 1,764 |
| Salaries and employee benefits | $3,161,000 | 1,741 |
| Premises and equipment expense | $622,000 | 1,806 |
| Additional noninterest expense | $1,667,000 | 1,765 |
| Pre-tax net operating income | $2,083,000 | 1,967 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $658,000 | 1,460 |
| Income before extraordinary items | $1,425,000 | 2,232 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,425,000 | 2,233 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,425,000 | 2,233 |
| Net charge-offs | $270,000 | 886 |
| Cash dividends | $0 | 3,544 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,425,000 | 2,205 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $3,150,000 | 2,020 |
| Total interest expense | $286,000 | 2,250 |
| Net interest income | $2,864,000 | 1,981 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $1,629,000 | 928 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $100,000 | 2,381 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,529,000 | 715 |
| Total noninterest expense | $2,691,000 | 1,803 |
| Salaries and employee benefits | $1,581,000 | 1,765 |
| Premises and equipment expense | $310,000 | 1,843 |
| Additional noninterest expense | $800,000 | 1,842 |
| Pre-tax net operating income | $1,802,000 | 1,285 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $586,000 | 966 |
| Income before extraordinary items | $1,216,000 | 1,448 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $1,216,000 | 1,448 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $1,216,000 | 1,448 |
| Net charge-offs | $-44,000 | 5,448 |
| Cash dividends | $0 | 2,846 |
| Sale, conversion, retirement of capital stock, net | $0 | 632 |
| Net operating income | $1,216,000 | 1,430 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $11,743,000 | 2,105 |
| Total interest expense | $1,047,000 | 2,340 |
| Net interest income | $10,696,000 | 2,061 |
| Provision for loan and lease losses | $800,000 | 1,093 |
| Total noninterest income | $4,056,000 | 1,326 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $391,000 | 2,508 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $3,665,000 | 1,047 |
| Total noninterest expense | $10,071,000 | 1,899 |
| Salaries and employee benefits | $5,982,000 | 1,791 |
| Premises and equipment expense | $1,104,000 | 1,991 |
| Additional noninterest expense | $2,985,000 | 1,992 |
| Pre-tax net operating income | $3,881,000 | 1,979 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $1,245,000 | 1,440 |
| Income before extraordinary items | $2,636,000 | 2,321 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,636,000 | 2,318 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,636,000 | 2,320 |
| Net charge-offs | $268,000 | 1,642 |
| Cash dividends | $0 | 4,239 |
| Sale, conversion, retirement of capital stock, net | $0 | 759 |
| Net operating income | $2,636,000 | 2,270 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $8,655,000 | 2,146 |
| Total interest expense | $789,000 | 2,334 |
| Net interest income | $7,866,000 | 2,089 |
| Provision for loan and lease losses | $200,000 | 2,037 |
| Total noninterest income | $2,804,000 | 1,404 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $285,000 | 2,553 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $2,519,000 | 1,124 |
| Total noninterest expense | $7,423,000 | 1,924 |
| Salaries and employee benefits | $4,357,000 | 1,825 |
| Premises and equipment expense | $802,000 | 2,044 |
| Additional noninterest expense | $2,264,000 | 1,954 |
| Pre-tax net operating income | $3,047,000 | 1,940 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $954,000 | 1,457 |
| Income before extraordinary items | $2,093,000 | 2,270 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,093,000 | 2,269 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,093,000 | 2,270 |
| Net charge-offs | $-85,000 | 5,530 |
| Cash dividends | $0 | 3,792 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $2,093,000 | 2,203 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $5,676,000 | 2,177 |
| Total interest expense | $527,000 | 2,339 |
| Net interest income | $5,149,000 | 2,131 |
| Provision for loan and lease losses | $50,000 | 2,917 |
| Total noninterest income | $1,702,000 | 1,481 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $179,000 | 2,628 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,523,000 | 1,179 |
| Total noninterest expense | $4,798,000 | 1,994 |
| Salaries and employee benefits | $2,821,000 | 1,896 |
| Premises and equipment expense | $508,000 | 2,131 |
| Additional noninterest expense | $1,469,000 | 2,005 |
| Pre-tax net operating income | $2,003,000 | 1,934 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $627,000 | 1,459 |
| Income before extraordinary items | $1,376,000 | 2,269 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,376,000 | 2,268 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,376,000 | 2,268 |
| Net charge-offs | $-67,000 | 5,590 |
| Cash dividends | $0 | 3,654 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,376,000 | 2,206 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $2,807,000 | 2,193 |
| Total interest expense | $270,000 | 2,314 |
| Net interest income | $2,537,000 | 2,151 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $787,000 | 1,535 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $81,000 | 2,791 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $706,000 | 1,201 |
| Total noninterest expense | $2,362,000 | 2,020 |
| Salaries and employee benefits | $1,385,000 | 1,928 |
| Premises and equipment expense | $251,000 | 2,147 |
| Additional noninterest expense | $726,000 | 2,017 |
| Pre-tax net operating income | $962,000 | 1,974 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $300,000 | 1,483 |
| Income before extraordinary items | $662,000 | 2,289 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $662,000 | 2,289 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $662,000 | 2,289 |
| Net charge-offs | $-54,000 | 5,750 |
| Cash dividends | $0 | 2,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $662,000 | 2,242 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $10,924,000 | 2,198 |
| Total interest expense | $1,073,000 | 2,305 |
| Net interest income | $9,851,000 | 2,171 |
| Provision for loan and lease losses | $325,000 | 1,818 |
| Total noninterest income | $3,572,000 | 1,409 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $344,000 | 2,785 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $3,228,000 | 1,111 |
| Total noninterest expense | $9,220,000 | 2,052 |
| Salaries and employee benefits | $5,600,000 | 1,862 |
| Premises and equipment expense | $992,000 | 2,184 |
| Additional noninterest expense | $2,628,000 | 2,238 |
| Pre-tax net operating income | $3,878,000 | 1,915 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $1,217,000 | 1,413 |
| Income before extraordinary items | $2,661,000 | 2,231 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,661,000 | 2,231 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,661,000 | 2,232 |
| Net charge-offs | $508,000 | 1,147 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $2,661,000 | 2,188 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $8,147,000 | 2,222 |
| Total interest expense | $798,000 | 2,342 |
| Net interest income | $7,349,000 | 2,199 |
| Provision for loan and lease losses | $175,000 | 2,122 |
| Total noninterest income | $2,623,000 | 1,446 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $254,000 | 2,829 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $2,369,000 | 1,141 |
| Total noninterest expense | $6,881,000 | 2,057 |
| Salaries and employee benefits | $4,127,000 | 1,897 |
| Premises and equipment expense | $767,000 | 2,172 |
| Additional noninterest expense | $1,987,000 | 2,213 |
| Pre-tax net operating income | $2,916,000 | 1,947 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $918,000 | 1,451 |
| Income before extraordinary items | $1,998,000 | 2,266 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,998,000 | 2,267 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,998,000 | 2,267 |
| Net charge-offs | $340,000 | 1,118 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $1,998,000 | 2,227 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $5,411,000 | 2,232 |
| Total interest expense | $530,000 | 2,357 |
| Net interest income | $4,881,000 | 2,194 |
| Provision for loan and lease losses | $75,000 | 2,511 |
| Total noninterest income | $1,748,000 | 1,446 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $166,000 | 2,837 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,582,000 | 1,140 |
| Total noninterest expense | $4,538,000 | 2,082 |
| Salaries and employee benefits | $2,733,000 | 1,919 |
| Premises and equipment expense | $514,000 | 2,177 |
| Additional noninterest expense | $1,291,000 | 2,278 |
| Pre-tax net operating income | $2,016,000 | 1,889 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $637,000 | 1,410 |
| Income before extraordinary items | $1,379,000 | 2,191 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,379,000 | 2,194 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,379,000 | 2,194 |
| Net charge-offs | $-278,000 | 6,133 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,379,000 | 2,139 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $2,685,000 | 2,244 |
| Total interest expense | $263,000 | 2,394 |
| Net interest income | $2,422,000 | 2,198 |
| Provision for loan and lease losses | $75,000 | 1,675 |
| Total noninterest income | $770,000 | 1,556 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $74,000 | 3,026 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $696,000 | 1,202 |
| Total noninterest expense | $2,253,000 | 2,098 |
| Salaries and employee benefits | $1,337,000 | 1,955 |
| Premises and equipment expense | $256,000 | 2,203 |
| Additional noninterest expense | $660,000 | 2,213 |
| Pre-tax net operating income | $864,000 | 2,087 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $270,000 | 1,548 |
| Income before extraordinary items | $594,000 | 2,406 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $594,000 | 2,408 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $594,000 | 2,408 |
| Net charge-offs | $-28,000 | 5,789 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $594,000 | 2,337 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $10,129,000 | 2,370 |
| Total interest expense | $978,000 | 2,608 |
| Net interest income | $9,151,000 | 2,325 |
| Provision for loan and lease losses | $75,000 | 3,450 |
| Total noninterest income | $3,796,000 | 1,322 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $309,000 | 3,156 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $3,487,000 | 993 |
| Total noninterest expense | $9,089,000 | 2,073 |
| Salaries and employee benefits | $5,464,000 | 1,885 |
| Premises and equipment expense | $967,000 | 2,307 |
| Additional noninterest expense | $2,658,000 | 2,277 |
| Pre-tax net operating income | $3,783,000 | 1,919 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $1,245,000 | 1,335 |
| Income before extraordinary items | $2,538,000 | 2,279 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,538,000 | 2,279 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,538,000 | 2,279 |
| Net charge-offs | $310,000 | 1,974 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,538,000 | 2,232 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $7,459,000 | 2,425 |
| Total interest expense | $714,000 | 2,699 |
| Net interest income | $6,745,000 | 2,372 |
| Provision for loan and lease losses | $25,000 | 3,831 |
| Total noninterest income | $2,425,000 | 1,480 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $231,000 | 3,189 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $2,194,000 | 1,127 |
| Total noninterest expense | $6,806,000 | 2,076 |
| Salaries and employee benefits | $4,115,000 | 1,877 |
| Premises and equipment expense | $732,000 | 2,314 |
| Additional noninterest expense | $1,959,000 | 2,298 |
| Pre-tax net operating income | $2,339,000 | 2,251 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $767,000 | 1,556 |
| Income before extraordinary items | $1,572,000 | 2,648 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,572,000 | 2,648 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,572,000 | 2,648 |
| Net charge-offs | $106,000 | 2,630 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,572,000 | 2,601 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $4,861,000 | 2,478 |
| Total interest expense | $456,000 | 2,835 |
| Net interest income | $4,405,000 | 2,409 |
| Provision for loan and lease losses | $25,000 | 3,493 |
| Total noninterest income | $1,447,000 | 1,586 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $152,000 | 3,196 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $1,295,000 | 1,207 |
| Total noninterest expense | $4,465,000 | 2,115 |
| Salaries and employee benefits | $2,721,000 | 1,893 |
| Premises and equipment expense | $494,000 | 2,295 |
| Additional noninterest expense | $1,250,000 | 2,399 |
| Pre-tax net operating income | $1,362,000 | 2,417 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $444,000 | 1,662 |
| Income before extraordinary items | $918,000 | 2,817 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $918,000 | 2,821 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $918,000 | 2,821 |
| Net charge-offs | $106,000 | 2,129 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $918,000 | 2,767 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $2,387,000 | 2,522 |
| Total interest expense | $216,000 | 2,996 |
| Net interest income | $2,171,000 | 2,429 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $680,000 | 1,638 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $76,000 | 3,174 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $604,000 | 1,238 |
| Total noninterest expense | $2,240,000 | 2,120 |
| Salaries and employee benefits | $1,330,000 | 1,950 |
| Premises and equipment expense | $250,000 | 2,314 |
| Additional noninterest expense | $660,000 | 2,270 |
| Pre-tax net operating income | $611,000 | 2,543 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $198,000 | 1,723 |
| Income before extraordinary items | $413,000 | 2,934 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $413,000 | 2,937 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $413,000 | 2,937 |
| Net charge-offs | $-11,000 | 5,794 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $413,000 | 2,895 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $8,768,000 | 2,730 |
| Total interest expense | $904,000 | 3,175 |
| Net interest income | $7,864,000 | 2,646 |
| Provision for loan and lease losses | $625,000 | 1,590 |
| Total noninterest income | $4,378,000 | 1,248 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $317,000 | 3,261 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $4,061,000 | 929 |
| Total noninterest expense | $9,015,000 | 2,099 |
| Salaries and employee benefits | $5,259,000 | 1,935 |
| Premises and equipment expense | $800,000 | 2,706 |
| Additional noninterest expense | $2,956,000 | 2,113 |
| Pre-tax net operating income | $2,602,000 | 2,402 |
| Securities gains (losses) | $-71,000 | 6,502 |
| Applicable income taxes | $813,000 | 1,664 |
| Income before extraordinary items | $1,718,000 | 2,886 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,718,000 | 2,888 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,718,000 | 2,889 |
| Net charge-offs | $798,000 | 1,492 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $695,000 | 251 |
| Net operating income | $1,766,280 | 2,783 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $6,241,000 | 2,873 |
| Total interest expense | $670,000 | 3,273 |
| Net interest income | $5,571,000 | 2,792 |
| Provision for loan and lease losses | $475,000 | 1,569 |
| Total noninterest income | $3,388,000 | 1,243 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $243,000 | 3,233 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $3,145,000 | 942 |
| Total noninterest expense | $6,572,000 | 2,146 |
| Salaries and employee benefits | $3,877,000 | 1,977 |
| Premises and equipment expense | $546,000 | 2,920 |
| Additional noninterest expense | $2,149,000 | 2,160 |
| Pre-tax net operating income | $1,912,000 | 2,508 |
| Securities gains (losses) | $-71,000 | 6,691 |
| Applicable income taxes | $588,000 | 1,757 |
| Income before extraordinary items | $1,253,000 | 2,987 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,253,000 | 2,991 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,253,000 | 2,991 |
| Net charge-offs | $843,000 | 1,127 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,301,280 | 2,842 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,042,000 | 2,948 |
| Total interest expense | $438,000 | 3,389 |
| Net interest income | $3,604,000 | 2,850 |
| Provision for loan and lease losses | $250,000 | 1,852 |
| Total noninterest income | $2,343,000 | 1,216 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $162,000 | 3,220 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $2,181,000 | 922 |
| Total noninterest expense | $4,276,000 | 2,206 |
| Salaries and employee benefits | $2,524,000 | 2,037 |
| Premises and equipment expense | $363,000 | 2,915 |
| Additional noninterest expense | $1,389,000 | 2,219 |
| Pre-tax net operating income | $1,421,000 | 2,290 |
| Securities gains (losses) | $-71,000 | 6,820 |
| Applicable income taxes | $432,000 | 1,665 |
| Income before extraordinary items | $918,000 | 2,819 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $918,000 | 2,823 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $918,000 | 2,823 |
| Net charge-offs | $850,000 | 866 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $966,280 | 2,609 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,999,000 | 2,989 |
| Total interest expense | $220,000 | 3,465 |
| Net interest income | $1,779,000 | 2,885 |
| Provision for loan and lease losses | $200,000 | 1,346 |
| Total noninterest income | $1,232,000 | 1,157 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $76,000 | 3,310 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,156,000 | 886 |
| Total noninterest expense | $2,055,000 | 2,314 |
| Salaries and employee benefits | $1,194,000 | 2,162 |
| Premises and equipment expense | $177,000 | 2,994 |
| Additional noninterest expense | $684,000 | 2,275 |
| Pre-tax net operating income | $756,000 | 2,132 |
| Securities gains (losses) | $-71,000 | 6,939 |
| Applicable income taxes | $218,000 | 1,625 |
| Income before extraordinary items | $467,000 | 2,718 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $467,000 | 2,721 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $467,000 | 2,720 |
| Net charge-offs | $176,000 | 1,461 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $515,280 | 2,444 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $8,247,000 | 3,030 |
| Total interest expense | $1,360,000 | 2,919 |
| Net interest income | $6,887,000 | 3,021 |
| Provision for loan and lease losses | $1,210,000 | 1,545 |
| Total noninterest income | $4,759,000 | 1,192 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $358,000 | 3,140 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $4,401,000 | 896 |
| Total noninterest expense | $8,132,000 | 2,317 |
| Salaries and employee benefits | $4,590,000 | 2,178 |
| Premises and equipment expense | $759,000 | 2,856 |
| Additional noninterest expense | $2,783,000 | 2,329 |
| Pre-tax net operating income | $2,304,000 | 2,557 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $681,000 | 1,866 |
| Income before extraordinary items | $1,623,000 | 2,969 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,623,000 | 2,970 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,623,000 | 2,971 |
| Net charge-offs | $503,000 | 2,645 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,623,000 | 2,844 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $6,198,000 | 3,086 |
| Total interest expense | $1,098,000 | 2,868 |
| Net interest income | $5,100,000 | 3,104 |
| Provision for loan and lease losses | $810,000 | 1,689 |
| Total noninterest income | $3,349,000 | 1,239 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $280,000 | 3,116 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $3,069,000 | 928 |
| Total noninterest expense | $6,077,000 | 2,331 |
| Salaries and employee benefits | $3,404,000 | 2,190 |
| Premises and equipment expense | $521,000 | 3,072 |
| Additional noninterest expense | $2,152,000 | 2,256 |
| Pre-tax net operating income | $1,562,000 | 2,806 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $492,000 | 1,960 |
| Income before extraordinary items | $1,070,000 | 3,297 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,070,000 | 3,300 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,070,000 | 3,299 |
| Net charge-offs | $545,000 | 2,078 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,070,000 | 3,156 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,124,000 | 3,110 |
| Total interest expense | $749,000 | 2,909 |
| Net interest income | $3,375,000 | 3,134 |
| Provision for loan and lease losses | $460,000 | 1,895 |
| Total noninterest income | $2,114,000 | 1,284 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $192,000 | 3,035 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,922,000 | 946 |
| Total noninterest expense | $4,041,000 | 2,347 |
| Salaries and employee benefits | $2,282,000 | 2,190 |
| Premises and equipment expense | $348,000 | 3,065 |
| Additional noninterest expense | $1,411,000 | 2,293 |
| Pre-tax net operating income | $988,000 | 2,877 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $309,000 | 2,029 |
| Income before extraordinary items | $679,000 | 3,395 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $679,000 | 3,396 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $679,000 | 3,396 |
| Net charge-offs | $188,000 | 2,824 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $679,000 | 3,213 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,069,000 | 3,124 |
| Total interest expense | $387,000 | 2,929 |
| Net interest income | $1,682,000 | 3,153 |
| Provision for loan and lease losses | $200,000 | 1,993 |
| Total noninterest income | $985,000 | 1,338 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $100,000 | 2,929 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $885,000 | 998 |
| Total noninterest expense | $2,014,000 | 2,355 |
| Salaries and employee benefits | $1,171,000 | 2,132 |
| Premises and equipment expense | $171,000 | 3,143 |
| Additional noninterest expense | $672,000 | 2,383 |
| Pre-tax net operating income | $453,000 | 3,078 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $140,000 | 2,115 |
| Income before extraordinary items | $313,000 | 3,561 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $313,000 | 3,564 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $313,000 | 3,564 |
| Net charge-offs | $209,000 | 1,814 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $313,000 | 3,396 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $8,499,000 | 3,163 |
| Total interest expense | $1,899,000 | 2,881 |
| Net interest income | $6,600,000 | 3,220 |
| Provision for loan and lease losses | $805,000 | 2,736 |
| Total noninterest income | $2,252,000 | 1,843 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $408,000 | 2,984 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,844,000 | 1,443 |
| Total noninterest expense | $7,263,000 | 2,583 |
| Salaries and employee benefits | $3,878,000 | 2,472 |
| Premises and equipment expense | $725,000 | 3,113 |
| Additional noninterest expense | $2,660,000 | 2,471 |
| Pre-tax net operating income | $784,000 | 4,120 |
| Securities gains (losses) | $-121,000 | 7,100 |
| Applicable income taxes | $163,000 | 3,058 |
| Income before extraordinary items | $500,000 | 4,662 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $500,000 | 4,665 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $500,000 | 4,664 |
| Net charge-offs | $2,081,000 | 1,512 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $590,750 | 4,306 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $6,330,000 | 3,218 |
| Total interest expense | $1,486,000 | 2,890 |
| Net interest income | $4,844,000 | 3,297 |
| Provision for loan and lease losses | $510,000 | 2,846 |
| Total noninterest income | $1,850,000 | 1,705 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $305,000 | 3,004 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $1,545,000 | 1,312 |
| Total noninterest expense | $5,386,000 | 2,607 |
| Salaries and employee benefits | $2,857,000 | 2,518 |
| Premises and equipment expense | $544,000 | 3,151 |
| Additional noninterest expense | $1,985,000 | 2,482 |
| Pre-tax net operating income | $798,000 | 3,727 |
| Securities gains (losses) | $-120,000 | 7,242 |
| Applicable income taxes | $185,000 | 2,726 |
| Income before extraordinary items | $493,000 | 4,347 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $493,000 | 4,349 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $493,000 | 4,349 |
| Net charge-offs | $1,766,000 | 1,328 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $580,600 | 3,967 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,178,000 | 3,272 |
| Total interest expense | $1,025,000 | 2,900 |
| Net interest income | $3,153,000 | 3,360 |
| Provision for loan and lease losses | $310,000 | 2,904 |
| Total noninterest income | $1,122,000 | 1,830 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $201,000 | 3,006 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $921,000 | 1,423 |
| Total noninterest expense | $3,625,000 | 2,601 |
| Salaries and employee benefits | $1,878,000 | 2,563 |
| Premises and equipment expense | $372,000 | 3,113 |
| Additional noninterest expense | $1,375,000 | 2,432 |
| Pre-tax net operating income | $340,000 | 4,440 |
| Securities gains (losses) | $-120,000 | 7,336 |
| Applicable income taxes | $41,000 | 3,483 |
| Income before extraordinary items | $179,000 | 5,166 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $179,000 | 5,165 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $179,000 | 5,166 |
| Net charge-offs | $1,831,000 | 979 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $276,200 | 4,485 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,082,000 | 3,297 |
| Total interest expense | $530,000 | 2,903 |
| Net interest income | $1,552,000 | 3,376 |
| Provision for loan and lease losses | $135,000 | 2,993 |
| Total noninterest income | $608,000 | 1,736 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $97,000 | 3,038 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $511,000 | 1,323 |
| Total noninterest expense | $1,835,000 | 2,597 |
| Salaries and employee benefits | $931,000 | 2,600 |
| Premises and equipment expense | $194,000 | 3,063 |
| Additional noninterest expense | $710,000 | 2,339 |
| Pre-tax net operating income | $190,000 | 4,323 |
| Securities gains (losses) | $45,000 | 796 |
| Applicable income taxes | $61,000 | 2,669 |
| Income before extraordinary items | $174,000 | 4,206 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $174,000 | 4,205 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $174,000 | 4,206 |
| Net charge-offs | $1,803,000 | 579 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $140,700 | 4,503 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $8,900,000 | 3,247 |
| Total interest expense | $2,825,000 | 2,730 |
| Net interest income | $6,075,000 | 3,439 |
| Provision for loan and lease losses | $2,148,000 | 1,979 |
| Total noninterest income | $3,615,000 | 1,360 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $415,000 | 3,003 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $3,200,000 | 1,010 |
| Total noninterest expense | $7,715,000 | 2,507 |
| Salaries and employee benefits | $3,961,000 | 2,418 |
| Premises and equipment expense | $857,000 | 2,813 |
| Additional noninterest expense | $2,897,000 | 2,350 |
| Pre-tax net operating income | $-173,000 | 6,003 |
| Securities gains (losses) | $53,000 | 2,618 |
| Applicable income taxes | $-139,000 | 6,900 |
| Income before extraordinary items | $19,000 | 5,894 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $19,000 | 5,894 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $19,000 | 5,894 |
| Net charge-offs | $1,860,000 | 1,947 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-14,920 | 5,865 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,711,000 | 3,298 |
| Total interest expense | $2,216,000 | 2,741 |
| Net interest income | $4,495,000 | 3,518 |
| Provision for loan and lease losses | $895,000 | 2,692 |
| Total noninterest income | $2,439,000 | 1,453 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $316,000 | 3,051 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $2,123,000 | 1,070 |
| Total noninterest expense | $5,690,000 | 2,552 |
| Salaries and employee benefits | $2,968,000 | 2,437 |
| Premises and equipment expense | $665,000 | 2,788 |
| Additional noninterest expense | $2,057,000 | 2,425 |
| Pre-tax net operating income | $349,000 | 4,678 |
| Securities gains (losses) | $32,000 | 2,694 |
| Applicable income taxes | $54,000 | 3,528 |
| Income before extraordinary items | $327,000 | 4,757 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $327,000 | 4,760 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $327,000 | 4,760 |
| Net charge-offs | $1,241,000 | 1,961 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $299,480 | 4,693 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,458,000 | 3,348 |
| Total interest expense | $1,503,000 | 2,786 |
| Net interest income | $2,955,000 | 3,557 |
| Provision for loan and lease losses | $305,000 | 3,565 |
| Total noninterest income | $1,242,000 | 1,729 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $206,000 | 3,104 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $1,036,000 | 1,259 |
| Total noninterest expense | $3,839,000 | 2,520 |
| Salaries and employee benefits | $1,965,000 | 2,476 |
| Premises and equipment expense | $459,000 | 2,708 |
| Additional noninterest expense | $1,415,000 | 2,368 |
| Pre-tax net operating income | $53,000 | 5,795 |
| Securities gains (losses) | $24,000 | 2,293 |
| Applicable income taxes | $-27,000 | 7,000 |
| Income before extraordinary items | $104,000 | 5,516 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $104,000 | 5,519 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $104,000 | 5,518 |
| Net charge-offs | $615,000 | 2,209 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $80,000 | 5,558 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,243,000 | 3,390 |
| Total interest expense | $770,000 | 2,846 |
| Net interest income | $1,473,000 | 3,602 |
| Provision for loan and lease losses | $135,000 | 3,577 |
| Total noninterest income | $545,000 | 1,899 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $92,000 | 3,301 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $453,000 | 1,395 |
| Total noninterest expense | $1,941,000 | 2,513 |
| Salaries and employee benefits | $1,000,000 | 2,469 |
| Premises and equipment expense | $239,000 | 2,681 |
| Additional noninterest expense | $702,000 | 2,368 |
| Pre-tax net operating income | $-58,000 | 6,530 |
| Securities gains (losses) | $29,000 | 1,375 |
| Applicable income taxes | $-44,000 | 7,303 |
| Income before extraordinary items | $15,000 | 6,183 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $15,000 | 6,184 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $15,000 | 6,184 |
| Net charge-offs | $-21,000 | 7,659 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-3,560 | 6,320 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $9,479,000 | 3,360 |
| Total interest expense | $4,286,000 | 2,582 |
| Net interest income | $5,193,000 | 3,846 |
| Provision for loan and lease losses | $3,743,000 | 1,725 |
| Total noninterest income | $3,619,000 | 1,403 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $384,000 | 3,409 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $3,235,000 | 998 |
| Total noninterest expense | $8,403,000 | 2,356 |
| Salaries and employee benefits | $4,110,000 | 2,383 |
| Premises and equipment expense | $991,000 | 2,597 |
| Additional noninterest expense | $3,302,000 | 2,159 |
| Pre-tax net operating income | $-3,334,000 | 6,954 |
| Securities gains (losses) | $638,000 | 740 |
| Applicable income taxes | $-1,088,000 | 7,308 |
| Income before extraordinary items | $-1,608,000 | 6,617 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,608,000 | 6,617 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-1,608,000 | 6,617 |
| Net charge-offs | $3,160,000 | 1,548 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-2,016,320 | 6,759 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $7,208,000 | 3,377 |
| Total interest expense | $3,392,000 | 2,576 |
| Net interest income | $3,816,000 | 3,902 |
| Provision for loan and lease losses | $2,043,000 | 1,875 |
| Total noninterest income | $2,841,000 | 1,382 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $293,000 | 3,382 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $2,548,000 | 978 |
| Total noninterest expense | $6,151,000 | 2,411 |
| Salaries and employee benefits | $3,133,000 | 2,376 |
| Premises and equipment expense | $749,000 | 2,608 |
| Additional noninterest expense | $2,269,000 | 2,300 |
| Pre-tax net operating income | $-1,537,000 | 6,880 |
| Securities gains (losses) | $527,000 | 669 |
| Applicable income taxes | $-430,000 | 7,304 |
| Income before extraordinary items | $-580,000 | 6,490 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-580,000 | 6,491 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-580,000 | 6,490 |
| Net charge-offs | $2,054,000 | 1,481 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-917,280 | 6,702 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,909,000 | 3,358 |
| Total interest expense | $2,334,000 | 2,606 |
| Net interest income | $2,575,000 | 3,856 |
| Provision for loan and lease losses | $1,468,000 | 1,669 |
| Total noninterest income | $2,234,000 | 1,230 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $199,000 | 3,323 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $2,035,000 | 876 |
| Total noninterest expense | $4,111,000 | 2,433 |
| Salaries and employee benefits | $2,142,000 | 2,364 |
| Premises and equipment expense | $505,000 | 2,615 |
| Additional noninterest expense | $1,464,000 | 2,389 |
| Pre-tax net operating income | $-770,000 | 6,873 |
| Securities gains (losses) | $311,000 | 733 |
| Applicable income taxes | $-211,000 | 7,316 |
| Income before extraordinary items | $-248,000 | 6,462 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-248,000 | 6,461 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-248,000 | 6,461 |
| Net charge-offs | $1,860,000 | 1,171 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-447,040 | 6,687 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,564,000 | 3,277 |
| Total interest expense | $1,172,000 | 2,681 |
| Net interest income | $1,392,000 | 3,657 |
| Provision for loan and lease losses | $584,000 | 1,642 |
| Total noninterest income | $971,000 | 1,310 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $96,000 | 3,335 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $875,000 | 941 |
| Total noninterest expense | $2,026,000 | 2,401 |
| Salaries and employee benefits | $1,056,000 | 2,417 |
| Premises and equipment expense | $260,000 | 2,597 |
| Additional noninterest expense | $710,000 | 2,201 |
| Pre-tax net operating income | $-247,000 | 6,969 |
| Securities gains (losses) | $104,000 | 975 |
| Applicable income taxes | $-97,000 | 7,548 |
| Income before extraordinary items | $-46,000 | 6,638 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-46,000 | 6,639 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-46,000 | 6,639 |
| Net charge-offs | $789,000 | 1,086 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-112,560 | 6,749 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $12,267,000 | 2,977 |
| Total interest expense | $5,416,000 | 2,769 |
| Net interest income | $6,851,000 | 3,114 |
| Provision for loan and lease losses | $3,455,000 | 1,277 |
| Total noninterest income | $2,197,000 | 1,997 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $670,000 | 2,431 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $1,527,000 | 1,571 |
| Total noninterest expense | $7,704,000 | 2,456 |
| Salaries and employee benefits | $4,067,000 | 2,472 |
| Premises and equipment expense | $1,092,000 | 2,430 |
| Additional noninterest expense | $2,545,000 | 2,308 |
| Pre-tax net operating income | $-2,111,000 | 7,394 |
| Securities gains (losses) | $-2,215,000 | 7,919 |
| Applicable income taxes | $-1,214,000 | 7,770 |
| Income before extraordinary items | $-3,112,000 | 7,627 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-3,112,000 | 7,625 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,349,000 | 1,166 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-1,517,200 | 7,323 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $9,280,000 | 3,020 |
| Total interest expense | $4,201,000 | 2,785 |
| Net interest income | $5,079,000 | 3,163 |
| Provision for loan and lease losses | $1,060,000 | 1,767 |
| Total noninterest income | $1,788,000 | 1,935 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $622,000 | 2,076 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $1,166,000 | 1,636 |
| Total noninterest expense | $5,835,000 | 2,426 |
| Salaries and employee benefits | $3,104,000 | 2,456 |
| Premises and equipment expense | $800,000 | 2,492 |
| Additional noninterest expense | $1,931,000 | 2,230 |
| Pre-tax net operating income | $-28,000 | 6,806 |
| Securities gains (losses) | $-545,000 | 7,798 |
| Applicable income taxes | $-334,000 | 7,774 |
| Income before extraordinary items | $-239,000 | 6,950 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-239,000 | 6,948 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,067,000 | 1,252 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $109,800 | 6,285 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,282,000 | 3,018 |
| Total interest expense | $2,905,000 | 2,787 |
| Net interest income | $3,377,000 | 3,166 |
| Provision for loan and lease losses | $480,000 | 1,962 |
| Total noninterest income | $1,126,000 | 2,047 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $419,000 | 2,023 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $707,000 | 1,774 |
| Total noninterest expense | $3,942,000 | 2,401 |
| Salaries and employee benefits | $2,122,000 | 2,427 |
| Premises and equipment expense | $536,000 | 2,487 |
| Additional noninterest expense | $1,284,000 | 2,212 |
| Pre-tax net operating income | $81,000 | 6,506 |
| Securities gains (losses) | $30,000 | 1,782 |
| Applicable income taxes | $-51,000 | 7,761 |
| Income before extraordinary items | $162,000 | 5,882 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $162,000 | 5,881 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $471,000 | 1,363 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $132,000 | 6,041 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,214,000 | 3,023 |
| Total interest expense | $1,551,000 | 2,793 |
| Net interest income | $1,663,000 | 3,213 |
| Provision for loan and lease losses | $280,000 | 1,468 |
| Total noninterest income | $608,000 | 1,938 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $206,000 | 2,030 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $402,000 | 1,624 |
| Total noninterest expense | $1,987,000 | 2,381 |
| Salaries and employee benefits | $1,076,000 | 2,419 |
| Premises and equipment expense | $270,000 | 2,494 |
| Additional noninterest expense | $641,000 | 2,181 |
| Pre-tax net operating income | $4,000 | 7,124 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $-41,000 | 7,994 |
| Income before extraordinary items | $45,000 | 6,655 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $45,000 | 6,656 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $464,000 | 748 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $45,000 | 6,557 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $13,577,000 | 2,935 |
| Total interest expense | $6,510,000 | 2,805 |
| Net interest income | $7,067,000 | 3,082 |
| Provision for loan and lease losses | $468,000 | 2,442 |
| Total noninterest income | $1,969,000 | 2,236 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $633,000 | 2,572 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $1,336,000 | 1,824 |
| Total noninterest expense | $8,093,000 | 2,262 |
| Salaries and employee benefits | $4,381,000 | 2,298 |
| Premises and equipment expense | $1,181,000 | 2,197 |
| Additional noninterest expense | $2,531,000 | 2,157 |
| Pre-tax net operating income | $475,000 | 6,069 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-31,000 | 7,884 |
| Income before extraordinary items | $506,000 | 5,660 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $506,000 | 5,660 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $630,000 | 1,430 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $506,000 | 5,646 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $10,249,000 | 2,920 |
| Total interest expense | $4,840,000 | 2,824 |
| Net interest income | $5,409,000 | 3,016 |
| Provision for loan and lease losses | $163,000 | 3,360 |
| Total noninterest income | $1,333,000 | 2,407 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $412,000 | 2,836 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $921,000 | 1,936 |
| Total noninterest expense | $6,102,000 | 2,227 |
| Salaries and employee benefits | $3,284,000 | 2,287 |
| Premises and equipment expense | $841,000 | 2,300 |
| Additional noninterest expense | $1,977,000 | 2,030 |
| Pre-tax net operating income | $477,000 | 5,858 |
| Securities gains (losses) | $-5,000 | 7,616 |
| Applicable income taxes | $50,000 | 4,943 |
| Income before extraordinary items | $422,000 | 5,717 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $422,000 | 5,714 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $137,000 | 2,432 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $426,450 | 5,681 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $6,775,000 | 2,967 |
| Total interest expense | $3,203,000 | 2,829 |
| Net interest income | $3,572,000 | 3,070 |
| Provision for loan and lease losses | $28,000 | 5,075 |
| Total noninterest income | $879,000 | 2,427 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $269,000 | 2,877 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $610,000 | 1,958 |
| Total noninterest expense | $4,143,000 | 2,216 |
| Salaries and employee benefits | $2,220,000 | 2,294 |
| Premises and equipment expense | $560,000 | 2,317 |
| Additional noninterest expense | $1,363,000 | 1,979 |
| Pre-tax net operating income | $280,000 | 6,163 |
| Securities gains (losses) | $-5,000 | 7,859 |
| Applicable income taxes | $27,000 | 5,176 |
| Income before extraordinary items | $248,000 | 6,032 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $248,000 | 6,030 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 3,861 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $252,500 | 5,985 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,391,000 | 2,959 |
| Total interest expense | $1,604,000 | 2,817 |
| Net interest income | $1,787,000 | 3,060 |
| Provision for loan and lease losses | $28,000 | 4,050 |
| Total noninterest income | $386,000 | 2,625 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $120,000 | 3,069 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $266,000 | 2,127 |
| Total noninterest expense | $2,043,000 | 2,255 |
| Salaries and employee benefits | $1,104,000 | 2,325 |
| Premises and equipment expense | $286,000 | 2,281 |
| Additional noninterest expense | $653,000 | 2,008 |
| Pre-tax net operating income | $102,000 | 6,636 |
| Securities gains (losses) | $-5,000 | 8,170 |
| Applicable income taxes | $5,000 | 5,693 |
| Income before extraordinary items | $92,000 | 6,511 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $92,000 | 6,510 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 2,785 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $96,750 | 6,446 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $13,212,000 | 2,844 |
| Total interest expense | $5,634,000 | 2,737 |
| Net interest income | $7,578,000 | 2,891 |
| Provision for loan and lease losses | $600,000 | 1,606 |
| Total noninterest income | $1,709,000 | 2,470 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $377,000 | 3,646 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $1,332,000 | 1,810 |
| Total noninterest expense | $7,710,000 | 2,293 |
| Salaries and employee benefits | $4,152,000 | 2,368 |
| Premises and equipment expense | $1,092,000 | 2,271 |
| Additional noninterest expense | $2,466,000 | 2,129 |
| Pre-tax net operating income | $977,000 | 5,256 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $277,000 | 3,908 |
| Income before extraordinary items | $700,000 | 5,511 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $700,000 | 5,513 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $525,000 | 1,133 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $700,000 | 5,505 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $9,719,000 | 2,872 |
| Total interest expense | $4,023,000 | 2,770 |
| Net interest income | $5,696,000 | 2,917 |
| Provision for loan and lease losses | $405,000 | 1,679 |
| Total noninterest income | $1,160,000 | 2,651 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $263,000 | 3,838 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $897,000 | 1,981 |
| Total noninterest expense | $5,703,000 | 2,317 |
| Salaries and employee benefits | $3,072,000 | 2,394 |
| Premises and equipment expense | $820,000 | 2,266 |
| Additional noninterest expense | $1,811,000 | 2,153 |
| Pre-tax net operating income | $748,000 | 5,362 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $212,000 | 4,067 |
| Income before extraordinary items | $536,000 | 5,617 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $536,000 | 5,619 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $464,000 | 860 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $536,000 | 5,613 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $6,248,000 | 2,923 |
| Total interest expense | $2,528,000 | 2,792 |
| Net interest income | $3,720,000 | 2,980 |
| Provision for loan and lease losses | $220,000 | 1,956 |
| Total noninterest income | $769,000 | 2,666 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $165,000 | 3,947 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $604,000 | 1,950 |
| Total noninterest expense | $3,747,000 | 2,353 |
| Salaries and employee benefits | $2,019,000 | 2,423 |
| Premises and equipment expense | $532,000 | 2,332 |
| Additional noninterest expense | $1,196,000 | 2,181 |
| Pre-tax net operating income | $522,000 | 5,313 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $152,000 | 3,985 |
| Income before extraordinary items | $370,000 | 5,562 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $370,000 | 5,563 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $384,000 | 699 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $370,000 | 5,564 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $3,033,000 | 2,947 |
| Total interest expense | $1,199,000 | 2,811 |
| Net interest income | $1,834,000 | 2,999 |
| Provision for loan and lease losses | $75,000 | 2,394 |
| Total noninterest income | $318,000 | 2,969 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $73,000 | 4,136 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $245,000 | 2,220 |
| Total noninterest expense | $1,802,000 | 2,463 |
| Salaries and employee benefits | $958,000 | 2,543 |
| Premises and equipment expense | $260,000 | 2,391 |
| Additional noninterest expense | $584,000 | 2,218 |
| Pre-tax net operating income | $275,000 | 5,158 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $83,000 | 3,847 |
| Income before extraordinary items | $192,000 | 5,438 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $192,000 | 5,437 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 1,551 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $192,000 | 5,438 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $10,010,000 | 3,153 |
| Total interest expense | $3,372,000 | 3,034 |
| Net interest income | $6,638,000 | 3,171 |
| Provision for loan and lease losses | $438,000 | 2,123 |
| Total noninterest income | $418,000 | 5,628 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $290,000 | 4,260 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $128,000 | 6,001 |
| Total noninterest expense | $4,913,000 | 3,284 |
| Salaries and employee benefits | $2,380,000 | 3,622 |
| Premises and equipment expense | $815,000 | 2,853 |
| Additional noninterest expense | $1,718,000 | 2,886 |
| Pre-tax net operating income | $1,705,000 | 4,081 |
| Securities gains (losses) | $-1,000 | 6,938 |
| Applicable income taxes | $523,000 | 3,295 |
| Income before extraordinary items | $1,181,000 | 4,389 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,181,000 | 4,390 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 3,613 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,181,690 | 4,350 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $7,160,000 | 3,216 |
| Total interest expense | $2,347,000 | 3,077 |
| Net interest income | $4,813,000 | 3,243 |
| Provision for loan and lease losses | $313,000 | 2,131 |
| Total noninterest income | $329,000 | 5,560 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $219,000 | 4,268 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $110,000 | 5,788 |
| Total noninterest expense | $3,539,000 | 3,367 |
| Salaries and employee benefits | $1,673,000 | 3,784 |
| Premises and equipment expense | $584,000 | 2,951 |
| Additional noninterest expense | $1,282,000 | 2,866 |
| Pre-tax net operating income | $1,290,000 | 4,140 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $398,000 | 3,333 |
| Income before extraordinary items | $892,000 | 4,478 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $892,000 | 4,478 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 4,299 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $892,000 | 4,439 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $4,530,000 | 3,293 |
| Total interest expense | $1,484,000 | 3,069 |
| Net interest income | $3,046,000 | 3,363 |
| Provision for loan and lease losses | $208,000 | 2,103 |
| Total noninterest income | $211,000 | 5,621 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $142,000 | 4,277 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $69,000 | 5,906 |
| Total noninterest expense | $2,222,000 | 3,513 |
| Salaries and employee benefits | $1,033,000 | 3,971 |
| Premises and equipment expense | $383,000 | 2,964 |
| Additional noninterest expense | $806,000 | 3,001 |
| Pre-tax net operating income | $827,000 | 4,209 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $258,000 | 3,360 |
| Income before extraordinary items | $569,000 | 4,558 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $569,000 | 4,559 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 4,682 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $569,000 | 4,503 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,151,000 | 3,392 |
| Total interest expense | $697,000 | 3,129 |
| Net interest income | $1,454,000 | 3,484 |
| Provision for loan and lease losses | $108,000 | 1,915 |
| Total noninterest income | $101,000 | 5,663 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $64,000 | 4,460 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $37,000 | 5,797 |
| Total noninterest expense | $1,028,000 | 3,770 |
| Salaries and employee benefits | $464,000 | 4,326 |
| Premises and equipment expense | $176,000 | 3,206 |
| Additional noninterest expense | $388,000 | 3,099 |
| Pre-tax net operating income | $419,000 | 4,138 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $136,000 | 3,256 |
| Income before extraordinary items | $283,000 | 4,527 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $283,000 | 4,528 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 3,138 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $283,000 | 4,487 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,155,000 | 3,743 |
| Total interest expense | $2,256,000 | 3,303 |
| Net interest income | $4,899,000 | 3,859 |
| Provision for loan and lease losses | $479,000 | 2,043 |
| Total noninterest income | $357,000 | 6,047 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $239,000 | 4,837 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $118,000 | 6,136 |
| Total noninterest expense | $3,640,000 | 4,050 |
| Salaries and employee benefits | $1,780,000 | 4,375 |
| Premises and equipment expense | $659,000 | 3,279 |
| Additional noninterest expense | $1,201,000 | 3,739 |
| Pre-tax net operating income | $1,137,000 | 4,925 |
| Securities gains (losses) | $7,000 | 3,010 |
| Applicable income taxes | $359,000 | 3,895 |
| Income before extraordinary items | $785,000 | 5,302 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $785,000 | 5,304 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $349,000 | 1,771 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $780,170 | 5,246 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,113,000 | 3,866 |
| Total interest expense | $1,619,000 | 3,377 |
| Net interest income | $3,494,000 | 4,011 |
| Provision for loan and lease losses | $322,000 | 2,134 |
| Total noninterest income | $273,000 | 6,025 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $183,000 | 4,833 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $90,000 | 6,127 |
| Total noninterest expense | $2,665,000 | 4,092 |
| Salaries and employee benefits | $1,292,000 | 4,436 |
| Premises and equipment expense | $483,000 | 3,344 |
| Additional noninterest expense | $890,000 | 3,756 |
| Pre-tax net operating income | $780,000 | 5,251 |
| Securities gains (losses) | $7,000 | 2,893 |
| Applicable income taxes | $264,000 | 3,987 |
| Income before extraordinary items | $523,000 | 5,710 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $523,000 | 5,710 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $289,000 | 1,479 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $518,380 | 5,664 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,252,000 | 4,010 |
| Total interest expense | $1,037,000 | 3,500 |
| Net interest income | $2,215,000 | 4,166 |
| Provision for loan and lease losses | $219,000 | 2,051 |
| Total noninterest income | $173,000 | 6,154 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $114,000 | 4,983 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $59,000 | 6,161 |
| Total noninterest expense | $1,727,000 | 4,210 |
| Salaries and employee benefits | $849,000 | 4,516 |
| Premises and equipment expense | $309,000 | 3,464 |
| Additional noninterest expense | $569,000 | 3,905 |
| Pre-tax net operating income | $442,000 | 5,616 |
| Securities gains (losses) | $6,000 | 2,670 |
| Applicable income taxes | $149,000 | 4,261 |
| Income before extraordinary items | $299,000 | 6,047 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $299,000 | 6,048 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $39,000 | 3,344 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $294,980 | 6,001 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,577,000 | 4,117 |
| Total interest expense | $504,000 | 3,615 |
| Net interest income | $1,073,000 | 4,269 |
| Provision for loan and lease losses | $107,000 | 2,000 |
| Total noninterest income | $81,000 | 6,261 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $53,000 | 5,065 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $28,000 | 6,237 |
| Total noninterest expense | $862,000 | 4,233 |
| Salaries and employee benefits | $425,000 | 4,532 |
| Premises and equipment expense | $154,000 | 3,516 |
| Additional noninterest expense | $283,000 | 3,919 |
| Pre-tax net operating income | $185,000 | 6,001 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $61,000 | 4,556 |
| Income before extraordinary items | $124,000 | 6,441 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $124,000 | 6,440 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,677 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $124,000 | 6,321 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,349,000 | 4,668 |
| Total interest expense | $1,776,000 | 4,383 |
| Net interest income | $3,573,000 | 4,728 |
| Provision for loan and lease losses | $408,000 | 2,553 |
| Total noninterest income | $387,000 | 6,040 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $198,000 | 5,283 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $189,000 | 5,397 |
| Total noninterest expense | $3,054,000 | 4,557 |
| Salaries and employee benefits | $1,526,000 | 4,791 |
| Premises and equipment expense | $596,000 | 3,545 |
| Additional noninterest expense | $932,000 | 4,503 |
| Pre-tax net operating income | $498,000 | 6,686 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $164,000 | 5,176 |
| Income before extraordinary items | $334,000 | 7,112 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $334,000 | 7,113 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $61,000 | 4,825 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $334,000 | 6,967 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $3,874,000 | 4,829 |
| Total interest expense | $1,309,000 | 4,558 |
| Net interest income | $2,565,000 | 4,878 |
| Provision for loan and lease losses | $293,000 | 2,562 |
| Total noninterest income | $299,000 | 6,022 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $143,000 | 5,411 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $156,000 | 5,265 |
| Total noninterest expense | $2,241,000 | 4,598 |
| Salaries and employee benefits | $1,129,000 | 4,828 |
| Premises and equipment expense | $442,000 | 3,575 |
| Additional noninterest expense | $670,000 | 4,616 |
| Pre-tax net operating income | $330,000 | 7,027 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $118,000 | 5,387 |
| Income before extraordinary items | $212,000 | 7,514 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $212,000 | 7,517 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 4,181 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $212,000 | 7,353 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,506,000 | 4,984 |
| Total interest expense | $886,000 | 4,628 |
| Net interest income | $1,620,000 | 5,065 |
| Provision for loan and lease losses | $182,000 | 2,663 |
| Total noninterest income | $195,000 | 6,073 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $87,000 | 5,574 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $108,000 | 5,191 |
| Total noninterest expense | $1,447,000 | 4,697 |
| Salaries and employee benefits | $712,000 | 5,013 |
| Premises and equipment expense | $295,000 | 3,546 |
| Additional noninterest expense | $440,000 | 4,671 |
| Pre-tax net operating income | $186,000 | 7,325 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $66,000 | 5,622 |
| Income before extraordinary items | $120,000 | 7,752 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $120,000 | 7,753 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $34,000 | 3,922 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $120,000 | 7,574 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,206,000 | 5,141 |
| Total interest expense | $438,000 | 4,752 |
| Net interest income | $768,000 | 5,242 |
| Provision for loan and lease losses | $73,000 | 3,016 |
| Total noninterest income | $92,000 | 6,102 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $35,000 | 5,954 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $57,000 | 5,014 |
| Total noninterest expense | $700,000 | 4,790 |
| Salaries and employee benefits | $342,000 | 5,174 |
| Premises and equipment expense | $140,000 | 3,695 |
| Additional noninterest expense | $218,000 | 4,659 |
| Pre-tax net operating income | $87,000 | 7,414 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $32,000 | 5,652 |
| Income before extraordinary items | $55,000 | 7,774 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $55,000 | 7,774 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $21,000 | 3,174 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $55,000 | 7,630 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,220,000 | 5,743 |
| Total interest expense | $1,635,000 | 5,459 |
| Net interest income | $2,585,000 | 5,796 |
| Provision for loan and lease losses | $387,000 | 2,919 |
| Total noninterest income | $304,000 | 6,428 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $122,000 | 6,227 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $182,000 | 5,213 |
| Total noninterest expense | $2,424,000 | 5,183 |
| Salaries and employee benefits | $1,156,000 | 5,617 |
| Premises and equipment expense | $540,000 | 3,725 |
| Additional noninterest expense | $728,000 | 5,277 |
| Pre-tax net operating income | $78,000 | 8,375 |
| Securities gains (losses) | $1,000 | 4,369 |
| Applicable income taxes | $31,000 | 6,824 |
| Income before extraordinary items | $48,000 | 8,564 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $48,000 | 8,567 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 4,383 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $47,360 | 8,486 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,273,000 | 7,972 |
| Total interest expense | $967,000 | 8,089 |
| Net interest income | $1,306,000 | 7,685 |
| Provision for loan and lease losses | $437,000 | 2,448 |
| Total noninterest income | $166,000 | 7,676 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $67,000 | 7,236 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $99,000 | 6,463 |
| Total noninterest expense | $1,688,000 | 6,365 |
| Salaries and employee benefits | $844,000 | 6,600 |
| Premises and equipment expense | $367,000 | 4,883 |
| Additional noninterest expense | $477,000 | 6,609 |
| Pre-tax net operating income | $-653,000 | 9,228 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $-632,000 | 9,519 |
| Income before extraordinary items | $-21,000 | 8,858 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-21,000 | 8,858 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 6,867 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-21,000 | 8,780 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $344,000 | 9,773 |
| Total interest expense | $63,000 | 9,770 |
| Net interest income | $281,000 | 9,717 |
| Provision for loan and lease losses | $132,000 | 4,658 |
| Total noninterest income | $65,000 | 9,105 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $8,000 | 8,450 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $57,000 | 7,569 |
| Total noninterest expense | $1,439,000 | 6,907 |
| Salaries and employee benefits | $796,000 | 6,747 |
| Premises and equipment expense | $194,000 | 6,868 |
| Additional noninterest expense | $449,000 | 6,782 |
| Pre-tax net operating income | $-1,225,000 | 9,758 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $-1,225,000 | 9,768 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-1,225,000 | 9,767 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $5,966,000 | 174 |
| Net operating income | $-1,225,000 | 9,772 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.