Home > Traverse City State Bank > Net charge- offs to loans
Traverse City State Bank, Net charge- offs to loans
| 2018-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0189% | 4,528 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0166% | 4,652 |
| Percentage Net Loans Charged-off:Construction & development | -0.0517% | 4,718 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0157% | 4,957 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 42 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0116% | 4,521 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 288 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0171% | 4,705 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0054% | 3,897 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.5512% | 5,215 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.5512% | 5,179 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2017-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6045% | 381 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1858% | 574 |
| Percentage Net Loans Charged-off:Construction & development | 0.6246% | 151 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0396% | 5,079 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 180 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5011% | 187 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6663% | 99 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4310% | 231 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0094% | 342 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8269% | 5,451 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.8269% | 5,419 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 42 |
| 2017-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6440% | 309 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2604% | 346 |
| Percentage Net Loans Charged-off:Construction & development | 0.8611% | 103 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0445% | 5,156 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.6776% | 115 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9002% | 59 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5837% | 139 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9621% | 272 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.9238% | 5,508 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.9238% | 5,473 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2017-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2058% | 985 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2797% | 315 |
| Percentage Net Loans Charged-off:Construction & development | -0.4472% | 5,101 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0592% | 5,292 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 105 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0307% | 80 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3778% | 50 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8874% | 95 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0163% | 4,180 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0751% | 2,796 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0751% | 2,660 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 32 |
| 2017-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0689% | 5,319 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0663% | 5,380 |
| Percentage Net Loans Charged-off:Construction & development | -0.0873% | 4,955 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0951% | 5,492 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 65 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0184% | 4,872 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 357 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0258% | 5,023 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0277% | 4,304 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.2507% | 5,610 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.2507% | 5,572 |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 25 |
| 2016-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1146% | 2,112 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1605% | 840 |
| Percentage Net Loans Charged-off:Construction & development | -0.3526% | 5,152 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3465% | 423 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 220 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0161% | 5,056 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 792 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0221% | 5,154 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0040% | 2,408 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7832% | 5,659 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.7832% | 5,622 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,609 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 40 |
| 2016-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0494% | 5,362 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0470% | 5,309 |
| Percentage Net Loans Charged-off:Construction & development | -0.4445% | 5,248 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0194% | 5,134 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 177 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0130% | 4,960 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 687 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0177% | 5,084 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0191% | 4,396 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7846% | 5,697 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.7846% | 5,660 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 36 |
| 2016-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0593% | 5,436 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0598% | 5,434 |
| Percentage Net Loans Charged-off:Construction & development | -0.6308% | 5,336 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0148% | 5,155 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 148 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0164% | 5,042 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 570 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0221% | 5,186 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0255% | 4,457 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6552% | 5,717 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6552% | 5,670 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,209 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 24 |
| 2016-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0968% | 5,620 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1072% | 5,685 |
| Percentage Net Loans Charged-off:Construction & development | -1.2894% | 5,454 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0171% | 5,299 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 90 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0133% | 5,018 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 408 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0180% | 5,157 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0258% | 4,510 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.7210% | 5,717 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.7210% | 5,670 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 943 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2015-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2340% | 1,271 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4259% | 381 |
| Percentage Net Loans Charged-off:Construction & development | 4.4610% | 77 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0530% | 1,237 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 287 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0261% | 2,681 |
| Percentage Net Loans Charged-off: Home equity loans | -0.3654% | 4,507 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1604% | 1,276 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4057% | 5,606 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.8612% | 5,936 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.8612% | 5,899 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,449 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2015-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2105% | 1,234 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4332% | 359 |
| Percentage Net Loans Charged-off:Construction & development | 5.8252% | 58 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0817% | 5,673 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 241 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1418% | 5,908 |
| Percentage Net Loans Charged-off: Home equity loans | -0.5077% | 4,565 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0173% | 5,378 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5366% | 5,746 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.0553% | 6,018 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.0553% | 5,983 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,309 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 33 |
| 2015-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2604% | 6,089 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.1017% | 5,828 |
| Percentage Net Loans Charged-off:Construction & development | -0.0134% | 4,851 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1657% | 5,909 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 188 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0201% | 5,452 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0318% | 4,278 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0161% | 5,407 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7887% | 5,884 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.3036% | 6,095 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.3036% | 6,057 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,136 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2015-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0530% | 5,549 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0097% | 5,053 |
| Percentage Net Loans Charged-off:Construction & development | -0.0266% | 5,054 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0042% | 5,330 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 126 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0167% | 5,369 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0333% | 4,337 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0112% | 5,290 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1021% | 5,217 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.9578% | 6,193 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.9578% | 6,153 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2014-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1592% | 2,441 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1516% | 1,841 |
| Percentage Net Loans Charged-off:Construction & development | -0.0307% | 5,075 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2592% | 1,048 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 420 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0381% | 3,067 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0286% | 4,451 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0602% | 2,694 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2796% | 1,596 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.0350% | 6,244 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.0350% | 6,205 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,537 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 54 |
| 2014-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0740% | 3,136 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0975% | 2,147 |
| Percentage Net Loans Charged-off:Construction & development | -0.0192% | 5,097 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1492% | 1,171 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 357 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0654% | 2,494 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0391% | 4,506 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1004% | 2,058 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0635% | 2,024 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.1280% | 6,309 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.1284% | 6,271 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 48 |
| 2014-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1136% | 2,528 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1564% | 1,608 |
| Percentage Net Loans Charged-off:Construction & development | -0.0291% | 5,209 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2318% | 875 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 280 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1211% | 1,871 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0401% | 4,529 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1753% | 1,506 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0228% | 4,764 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4570% | 6,104 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4570% | 6,062 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,222 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 34 |
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0240% | 5,440 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0191% | 2,307 |
| Percentage Net Loans Charged-off:Construction & development | -0.0416% | 5,346 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0588% | 870 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0304% | 5,923 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0414% | 4,553 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0269% | 5,885 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0240% | 4,803 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.4169% | 6,502 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -2.4169% | 6,461 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5164% | 1,277 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3574% | 1,534 |
| Percentage Net Loans Charged-off:Construction & development | 1.7871% | 621 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0076% | 5,913 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5854% | 959 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1458% | 4,859 |
| All other 1-4 family - Percent of loans charged-off, net | 0.8145% | 652 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3759% | 794 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.9527% | 6,601 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -1.9527% | 6,568 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7592% | 789 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4934% | 1,093 |
| Percentage Net Loans Charged-off:Construction & development | 2.5883% | 449 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0086% | 5,974 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7705% | 685 |
| Percentage Net Loans Charged-off: Home equity loans | -0.1843% | 4,914 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0714% | 441 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.0591% | 529 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.2322% | 6,674 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -2.2322% | 6,640 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1981% | 483 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7753% | 730 |
| Percentage Net Loans Charged-off:Construction & development | 3.8631% | 330 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0034% | 5,945 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3072% | 377 |
| Percentage Net Loans Charged-off: Home equity loans | -0.2833% | 4,956 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8206% | 252 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0696% | 358 |
| Percentage Net Loans Charged-off: Loans to individuals | -2.1557% | 6,713 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -2.1557% | 6,675 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5051% | 1,191 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6971% | 762 |
| Percentage Net Loans Charged-off:Construction & development | 6.7418% | 172 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0069% | 6,099 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0772% | 2,168 |
| Percentage Net Loans Charged-off: Home equity loans | -0.4998% | 5,003 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2775% | 1,378 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2273% | 1,211 |
| Percentage Net Loans Charged-off: Loans to individuals | -3.0695% | 6,806 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -3.0695% | 6,769 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3682% | 2,787 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1437% | 3,656 |
| Percentage Net Loans Charged-off:Construction & development | 0.8174% | 1,582 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2026% | 2,274 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1415% | 6,822 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4159% | 1,122 |
| All other 1-4 family - Percent of loans charged-off, net | -0.3676% | 6,892 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0806% | 1,349 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.6871% | 6,737 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.6871% | 6,698 |
| Percentage Net Loans Charged-off: All other loans and lease | 5.3896% | 208 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5344% | 2,002 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2225% | 2,948 |
| Percentage Net Loans Charged-off:Construction & development | 1.1779% | 1,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2729% | 1,828 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.1227% | 6,880 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5387% | 893 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4011% | 6,970 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4794% | 979 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.4287% | 6,674 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.4287% | 6,624 |
| Percentage Net Loans Charged-off: All other loans and lease | 7.8092% | 162 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2773% | 2,932 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1637% | 3,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.2876% | 1,641 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4198% | 1,376 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.2564% | 6,997 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5278% | 821 |
| All other 1-4 family - Percent of loans charged-off, net | -0.5937% | 7,051 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6807% | 1,516 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.3649% | 6,569 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.3649% | 6,508 |
| Percentage Net Loans Charged-off: All other loans and lease | 2.2981% | 307 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6176% | 1,550 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4321% | 1,750 |
| Percentage Net Loans Charged-off:Construction & development | 0.6059% | 1,094 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9494% | 692 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3821% | 7,078 |
| Percentage Net Loans Charged-off: Home equity loans | 1.4616% | 375 |
| All other 1-4 family - Percent of loans charged-off, net | -1.1857% | 7,131 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3826% | 819 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2041% | 6,166 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.2041% | 6,096 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5615% | 1,014 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1624% | 1,377 |
| Percentage Net Loans Charged-off:Construction & development | 3.4727% | 1,286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5631% | 1,867 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.5812% | 757 |
| Percentage Net Loans Charged-off: Home equity loans | 2.2868% | 401 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2689% | 985 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2695% | 1,059 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.3242% | 189 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 6.0881% | 166 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 114 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7782% | 757 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2203% | 1,201 |
| Percentage Net Loans Charged-off:Construction & development | 3.2485% | 1,204 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7957% | 1,250 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4530% | 770 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9601% | 423 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2290% | 955 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0122% | 733 |
| Percentage Net Loans Charged-off: Loans to individuals | 6.6837% | 182 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 6.3661% | 154 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 102 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.7859% | 393 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0962% | 582 |
| Percentage Net Loans Charged-off:Construction & development | 4.8595% | 841 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7091% | 612 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.1774% | 477 |
| Percentage Net Loans Charged-off: Home equity loans | 2.9180% | 299 |
| All other 1-4 family - Percent of loans charged-off, net | 1.8472% | 617 |
| Percentage Net Loans Charged-off: Commercial and industrial | 4.5810% | 442 |
| Percentage Net Loans Charged-off: Loans to individuals | 7.3123% | 172 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 6.8370% | 145 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 93 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 5.4992% | 128 |
| Percentage Net Loans Charged-off: Total real estate loans | 3.9875% | 211 |
| Percentage Net Loans Charged-off:Construction & development | 9.2664% | 363 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.0822% | 274 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.3714% | 168 |
| Percentage Net Loans Charged-off: Home equity loans | 5.6958% | 140 |
| All other 1-4 family - Percent of loans charged-off, net | 3.7538% | 235 |
| Percentage Net Loans Charged-off: Commercial and industrial | 10.2344% | 158 |
| Percentage Net Loans Charged-off: Loans to individuals | 10.5935% | 115 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 9.5537% | 107 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.3864% | 1,610 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0385% | 1,854 |
| Percentage Net Loans Charged-off:Construction & development | 0.7948% | 2,649 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8831% | 1,421 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4833% | 941 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2169% | 1,599 |
| All other 1-4 family - Percent of loans charged-off, net | 2.1019% | 638 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.1976% | 1,492 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.7795% | 483 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 165 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2330% | 1,660 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.7619% | 2,124 |
| Percentage Net Loans Charged-off:Construction & development | 0.6156% | 2,491 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6652% | 1,505 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0489% | 1,201 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2864% | 1,340 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4231% | 888 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.6310% | 1,163 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7858% | 704 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,786 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 143 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9155% | 2,000 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1057% | 1,476 |
| Percentage Net Loans Charged-off:Construction & development | 0.9170% | 2,035 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0024% | 993 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4636% | 831 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0178% | 5,533 |
| All other 1-4 family - Percent of loans charged-off, net | 2.2103% | 534 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2825% | 3,032 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3424% | 1,451 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0630% | 7,413 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.2487% | 7,703 |
| Percentage Net Loans Charged-off:Construction & development | 0.5326% | 1,672 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4105% | 7,622 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.3012% | 7,680 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | -0.4529% | 7,694 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5912% | 1,898 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.2550% | 7,023 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.2501% | 1,047 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0253% | 1,884 |
| Percentage Net Loans Charged-off:Construction & development | 4.0872% | 1,442 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1411% | 2,682 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2998% | 1,030 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6574% | 1,079 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6041% | 829 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.3928% | 677 |
| Percentage Net Loans Charged-off: Loans to individuals | 5.2813% | 364 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 10.3271% | 84 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.9215% | 1,037 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6576% | 2,069 |
| Percentage Net Loans Charged-off:Construction & development | 0.9415% | 2,189 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1938% | 1,981 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.2591% | 879 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3843% | 1,148 |
| All other 1-4 family - Percent of loans charged-off, net | 1.6665% | 671 |
| Percentage Net Loans Charged-off: Commercial and industrial | 5.2434% | 563 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.1502% | 486 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 12.3238% | 67 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.5696% | 662 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8017% | 1,598 |
| Percentage Net Loans Charged-off:Construction & development | 1.4862% | 1,603 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2841% | 1,356 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3213% | 775 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 1.9207% | 527 |
| Percentage Net Loans Charged-off: Commercial and industrial | 7.3212% | 370 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.7967% | 404 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 15.9643% | 45 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 2.1360% | 676 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4452% | 774 |
| Percentage Net Loans Charged-off:Construction & development | 0.7744% | 1,340 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.1768% | 7,909 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.0130% | 179 |
| Percentage Net Loans Charged-off: Home equity loans | 4.4581% | 139 |
| All other 1-4 family - Percent of loans charged-off, net | 3.8123% | 200 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.7413% | 604 |
| Percentage Net Loans Charged-off: Loans to individuals | 4.4517% | 417 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 81 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5578% | 739 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4956% | 605 |
| Percentage Net Loans Charged-off:Construction & development | 3.6057% | 709 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.7126% | 285 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5053% | 1,191 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1498% | 1,104 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6434% | 903 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.9546% | 1,077 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0575% | 2,157 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,901 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 13.8176% | 24 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9462% | 908 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6854% | 908 |
| Percentage Net Loans Charged-off:Construction & development | 2.4236% | 639 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2142% | 922 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5964% | 781 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2024% | 808 |
| All other 1-4 family - Percent of loans charged-off, net | 0.7463% | 598 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8714% | 793 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5054% | 3,224 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,634 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6288% | 1,118 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6477% | 745 |
| Percentage Net Loans Charged-off:Construction & development | 2.6343% | 428 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1179% | 893 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5070% | 767 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 889 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6965% | 533 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2714% | 880 |
| Percentage Net Loans Charged-off: Loans to individuals | -1.6860% | 8,204 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,409 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2449% | 421 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2945% | 253 |
| Percentage Net Loans Charged-off:Construction & development | 5.2063% | 136 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2359% | 430 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0159% | 321 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 563 |
| All other 1-4 family - Percent of loans charged-off, net | 1.3858% | 207 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.5470% | 383 |
| Percentage Net Loans Charged-off: Loans to individuals | -3.2466% | 8,254 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4167% | 1,353 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0824% | 2,341 |
| Percentage Net Loans Charged-off:Construction & development | 0.3127% | 842 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0790% | 2,099 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1059% | 1,749 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8896% | 1,291 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.8907% | 691 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8588% | 682 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1202% | 2,862 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0361% | 2,325 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1071% | 1,366 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1434% | 1,089 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0553% | 2,881 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9977% | 1,363 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.3878% | 450 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0250% | 4,354 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,712 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,135 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,964 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0108% | 2,672 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2840% | 3,222 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,336 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0393% | 3,185 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,851 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,473 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,345 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0222% | 1,782 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4273% | 2,339 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 964 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3558% | 1,101 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2451% | 589 |
| Percentage Net Loans Charged-off:Construction & development | 1.1131% | 124 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0807% | 1,606 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2951% | 249 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,723 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3416% | 2,006 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3682% | 982 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4225% | 734 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3273% | 317 |
| Percentage Net Loans Charged-off:Construction & development | 1.4413% | 57 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1073% | 1,124 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3854% | 154 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,253 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4679% | 1,337 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1563% | 1,095 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5330% | 562 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4399% | 234 |
| Percentage Net Loans Charged-off:Construction & development | 2.1095% | 34 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,021 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,880 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7349% | 933 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8723% | 1,462 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1300% | 1,787 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,638 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,349 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,244 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5528% | 812 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2863% | 2,795 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0638% | 4,437 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0011% | 7,554 |
| Percentage Net Loans Charged-off:Construction & development | -0.0047% | 7,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,059 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0980% | 3,333 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5459% | 3,378 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0262% | 4,983 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,051 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,617 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,434 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0293% | 3,221 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2392% | 4,372 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0112% | 5,136 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0449% | 2,647 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0361% | 5,074 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0357% | 3,575 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0927% | 1,676 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2171% | 3,509 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3187% | 1,805 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2624% | 707 |
| Percentage Net Loans Charged-off:Construction & development | 0.9785% | 141 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1340% | 920 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,241 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2042% | 3,082 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8378% | 2,479 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.4512% | 452 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3615% | 1,374 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3622% | 422 |
| Percentage Net Loans Charged-off:Construction & development | 1.4175% | 95 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1829% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,624 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8737% | 2,190 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.6996% | 359 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0755% | 3,836 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,054 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7029% | 2,564 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0361% | 4,021 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,955 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,471 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,138 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3256% | 3,467 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0760% | 5,286 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,080 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,279 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,747 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5286% | 4,091 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0928% | 4,466 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,474 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,919 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,778 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,156 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6076% | 3,371 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 45 |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0940% | 4,079 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,928 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,402 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,287 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 3,532 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5873% | 3,234 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 37 |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1222% | 3,061 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,066 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,648 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,449 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7329% | 2,530 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 23 |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1610% | 4,162 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,878 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8075% | 2,969 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 51 |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0404% | 6,424 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,994 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,805 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1689% | 6,183 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 74 |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 7,622 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |