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Transflorida Bank, Income and Expense

1997-12-31 (YTD Data)Rank
Total interest income$25,555,0001,308
Total interest expense$11,948,0001,321
Net interest income$13,607,0001,270
Provision for loan and lease losses$190,0003,550
Total noninterest income$1,518,0002,175
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$558,0002,350
Trading account gains and fees$0239
Additional Noninterest Income$960,0001,784
Total noninterest expense$6,359,0002,029
Salaries and employee benefits$3,536,0001,854
Premises and equipment expense$1,242,0001,564
Additional noninterest expense$1,581,0002,596
Pre-tax net operating income$8,576,000948
Securities gains (losses)$9,0002,430
Applicable income taxes$2,772,000994
Income before extraordinary items$5,813,000959
Extraordinary gains, net$044
Net income$5,813,000960
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-11,00010,017
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$5,806,880927
1996-12-31 (YTD Data)Rank
Total interest income$22,741,0001,487
Total interest expense$10,345,0001,540
Net interest income$12,396,0001,450
Provision for loan and lease losses$120,0004,568
Total noninterest income$1,768,0002,033
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$623,0002,169
Trading account gains and fees$0262
Additional Noninterest Income$1,145,0001,650
Total noninterest expense$6,399,0002,148
Salaries and employee benefits$3,443,0001,913
Premises and equipment expense$1,361,0001,488
Additional noninterest expense$1,595,0002,975
Pre-tax net operating income$7,645,000997
Securities gains (losses)$15,0002,201
Applicable income taxes$2,517,0001,008
Income before extraordinary items$5,143,0001,022
Extraordinary gains, net$053
Net income$5,143,0001,023
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-76,00011,162
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$0953
Net operating income$5,132,9501,004
1995-12-31 (YTD Data)Rank
Total interest income$21,217,0001,592
Total interest expense$9,844,0001,614
Net interest income$11,373,0001,574
Provision for loan and lease losses$146,0003,710
Total noninterest income$3,162,0001,318
Gross Fiduciary activities income$01,590
Service charges on deposit accounts$594,0002,287
Trading account gains and fees$0522
Additional Noninterest Income$2,568,000975
Total noninterest expense$6,770,0002,040
Salaries and employee benefits$3,225,0002,060
Premises and equipment expense$1,490,0001,387
Additional noninterest expense$2,055,0002,351
Pre-tax net operating income$7,619,0001,028
Securities gains (losses)$143,000803
Applicable income taxes$2,408,0001,078
Income before extraordinary items$5,354,000994
Extraordinary gains, net$065
Net income$5,354,000992
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$165,0002,827
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$-1,083,00010,521
Net operating income$5,255,3301,004
1994-12-31 (YTD Data)Rank
Total interest income$16,808,0001,835
Total interest expense$6,686,0001,874
Net interest income$10,122,0001,783
Provision for loan and lease losses$507,0001,519
Total noninterest income$4,190,0001,043
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$553,0002,465
Trading account gains and fees$0475
Additional Noninterest Income$3,637,000780
Total noninterest expense$6,272,0002,252
Salaries and employee benefits$3,026,0002,197
Premises and equipment expense$1,356,0001,534
Additional noninterest expense$1,890,0002,701
Pre-tax net operating income$7,533,0001,012
Securities gains (losses)$29,0001,487
Applicable income taxes$2,504,0001,009
Income before extraordinary items$5,058,0001,008
Extraordinary gains, net$0249
Net income$5,058,0001,004
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$289,0001,953
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$5,038,5701,023
1993-12-31 (YTD Data)Rank
Total interest income$14,639,0002,133
Total interest expense$5,765,0002,250
Net interest income$8,874,0002,035
Provision for loan and lease losses$457,0002,235
Total noninterest income$12,208,000529
Gross Fiduciary activities income$01,630
Service charges on deposit accounts$537,0002,588
Trading account gains and fees$0532
Additional Noninterest Income$11,671,000398
Total noninterest expense$15,250,0001,035
Salaries and employee benefits$2,769,0002,403
Premises and equipment expense$1,452,0001,461
Additional noninterest expense$11,029,000711
Pre-tax net operating income$5,375,0001,297
Securities gains (losses)$53,0003,314
Applicable income taxes$1,764,0001,357
Income before extraordinary items$3,664,0001,390
Extraordinary gains, net$450,000516
Net income$4,114,0001,280
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$252,0002,727
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$3,627,9601,319
1992-12-31 (YTD Data)Rank
Total interest income$15,110,0002,324
Total interest expense$6,806,0002,478
Net interest income$8,304,0002,187
Provision for loan and lease losses$292,0004,214
Total noninterest income$10,920,000564
Gross Fiduciary activities income$01,658
Service charges on deposit accounts$511,0002,711
Trading account gains and fees$0504
Additional Noninterest Income$10,409,000430
Total noninterest expense$14,421,0001,100
Salaries and employee benefits$2,463,0002,637
Premises and equipment expense$1,101,0001,915
Additional noninterest expense$10,857,000721
Pre-tax net operating income$4,511,0001,412
Securities gains (losses)$59,0003,858
Applicable income taxes$1,414,0001,518
Income before extraordinary items$3,156,0001,481
Extraordinary gains, net$159,000533
Net income$3,315,0001,406
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$144,0004,990
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$3,115,2901,390

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.