Home > Transcommunity Bank > Income and Expense
Transcommunity Bank, Income and Expense
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $8,592,000 | 2,281 |
| Total interest expense | $3,851,000 | 2,185 |
| Net interest income | $4,741,000 | 2,320 |
| Provision for loan and lease losses | $1,182,000 | 1,109 |
| Total noninterest income | $496,000 | 3,527 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $250,000 | 3,011 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $246,000 | 3,381 |
| Total noninterest expense | $8,578,000 | 1,131 |
| Salaries and employee benefits | $3,728,000 | 1,397 |
| Premises and equipment expense | $698,000 | 1,944 |
| Additional noninterest expense | $4,152,000 | 726 |
| Pre-tax net operating income | $-4,523,000 | 8,282 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-244,000 | 8,028 |
| Income before extraordinary items | $-4,279,000 | 8,306 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-4,279,000 | 8,305 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $992,000 | 870 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $-4,279,000 | 8,299 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,296,000 | 2,342 |
| Total interest expense | $1,962,000 | 2,273 |
| Net interest income | $2,334,000 | 2,354 |
| Provision for loan and lease losses | $862,000 | 694 |
| Total noninterest income | $263,000 | 3,410 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $122,000 | 3,018 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $141,000 | 3,147 |
| Total noninterest expense | $2,420,000 | 1,982 |
| Salaries and employee benefits | $1,380,000 | 1,907 |
| Premises and equipment expense | $360,000 | 1,889 |
| Additional noninterest expense | $680,000 | 2,061 |
| Pre-tax net operating income | $-685,000 | 8,188 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-685,000 | 8,234 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-685,000 | 8,234 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $225,000 | 1,186 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-685,000 | 8,222 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $17,144,000 | 2,405 |
| Total interest expense | $6,676,000 | 2,744 |
| Net interest income | $10,468,000 | 2,165 |
| Provision for loan and lease losses | $1,686,000 | 955 |
| Total noninterest income | $1,113,000 | 3,313 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $600,000 | 2,674 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $513,000 | 3,268 |
| Total noninterest expense | $10,637,000 | 1,743 |
| Salaries and employee benefits | $5,354,000 | 1,888 |
| Premises and equipment expense | $1,471,000 | 1,798 |
| Additional noninterest expense | $3,812,000 | 1,456 |
| Pre-tax net operating income | $-742,000 | 7,939 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $-742,000 | 8,015 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-742,000 | 8,013 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $715,000 | 1,312 |
| Cash dividends | $600,000 | 3,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $-742,000 | 8,006 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $12,649,000 | 2,441 |
| Total interest expense | $4,765,000 | 2,862 |
| Net interest income | $7,884,000 | 2,164 |
| Provision for loan and lease losses | $1,134,000 | 812 |
| Total noninterest income | $835,000 | 3,302 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $463,000 | 2,604 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $372,000 | 3,340 |
| Total noninterest expense | $8,350,000 | 1,636 |
| Salaries and employee benefits | $4,006,000 | 1,875 |
| Premises and equipment expense | $1,109,000 | 1,774 |
| Additional noninterest expense | $3,235,000 | 1,264 |
| Pre-tax net operating income | $-765,000 | 8,213 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $-765,000 | 8,255 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $-765,000 | 8,252 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $536,000 | 1,021 |
| Cash dividends | $600,000 | 2,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $-765,000 | 8,247 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $8,134,000 | 2,534 |
| Total interest expense | $3,005,000 | 3,007 |
| Net interest income | $5,129,000 | 2,248 |
| Provision for loan and lease losses | $512,000 | 1,008 |
| Total noninterest income | $564,000 | 3,294 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $322,000 | 2,510 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $242,000 | 3,415 |
| Total noninterest expense | $5,853,000 | 1,576 |
| Salaries and employee benefits | $1,906,000 | 2,622 |
| Premises and equipment expense | $527,000 | 2,448 |
| Additional noninterest expense | $3,420,000 | 821 |
| Pre-tax net operating income | $-672,000 | 8,367 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $-672,000 | 8,400 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-672,000 | 8,399 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $536,000 | 681 |
| Cash dividends | $600,000 | 2,169 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $-672,000 | 8,394 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,808,000 | 4,681 |
| Total interest expense | $692,000 | 5,013 |
| Net interest income | $1,116,000 | 4,373 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $79,000 | 6,003 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $59,000 | 4,564 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $20,000 | 6,614 |
| Total noninterest expense | $960,000 | 4,258 |
| Salaries and employee benefits | $311,000 | 5,936 |
| Premises and equipment expense | $78,000 | 5,747 |
| Additional noninterest expense | $571,000 | 2,285 |
| Pre-tax net operating income | $235,000 | 5,176 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $235,000 | 4,706 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $235,000 | 4,708 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $300,000 | 1,961 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $235,000 | 4,688 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,095,000 | 4,963 |
| Total interest expense | $1,953,000 | 5,467 |
| Net interest income | $4,142,000 | 4,566 |
| Provision for loan and lease losses | $221,000 | 3,340 |
| Total noninterest income | $316,000 | 6,071 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $238,000 | 4,614 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $78,000 | 6,711 |
| Total noninterest expense | $2,351,000 | 5,680 |
| Salaries and employee benefits | $1,236,000 | 5,813 |
| Premises and equipment expense | $312,000 | 5,644 |
| Additional noninterest expense | $803,000 | 5,220 |
| Pre-tax net operating income | $1,886,000 | 3,771 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $1,886,000 | 3,221 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,886,000 | 3,220 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $1,300,000 | 461 |
| Net operating income | $1,886,000 | 3,210 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,311,000 | 5,143 |
| Total interest expense | $1,283,000 | 5,747 |
| Net interest income | $3,028,000 | 4,667 |
| Provision for loan and lease losses | $141,000 | 3,505 |
| Total noninterest income | $232,000 | 6,178 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $174,000 | 4,719 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $58,000 | 6,732 |
| Total noninterest expense | $1,784,000 | 5,628 |
| Salaries and employee benefits | $919,000 | 5,812 |
| Premises and equipment expense | $240,000 | 5,602 |
| Additional noninterest expense | $625,000 | 5,085 |
| Pre-tax net operating income | $1,335,000 | 4,041 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $1,335,000 | 3,467 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,335,000 | 3,469 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $1,300,000 | 351 |
| Net operating income | $1,335,000 | 3,454 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,661,000 | 5,345 |
| Total interest expense | $746,000 | 5,990 |
| Net interest income | $1,915,000 | 4,844 |
| Provision for loan and lease losses | $118,000 | 3,120 |
| Total noninterest income | $152,000 | 6,210 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $114,000 | 4,721 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $38,000 | 6,794 |
| Total noninterest expense | $1,181,000 | 5,655 |
| Salaries and employee benefits | $606,000 | 5,883 |
| Premises and equipment expense | $162,000 | 5,568 |
| Additional noninterest expense | $413,000 | 5,093 |
| Pre-tax net operating income | $768,000 | 4,419 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $768,000 | 3,836 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $768,000 | 3,840 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $1,300,000 | 246 |
| Net operating income | $768,000 | 3,829 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,245,000 | 5,487 |
| Total interest expense | $352,000 | 6,022 |
| Net interest income | $893,000 | 5,062 |
| Provision for loan and lease losses | $29,000 | 4,163 |
| Total noninterest income | $68,000 | 6,391 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $52,000 | 4,862 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $16,000 | 7,000 |
| Total noninterest expense | $570,000 | 5,778 |
| Salaries and employee benefits | $296,000 | 5,974 |
| Premises and equipment expense | $85,000 | 5,458 |
| Additional noninterest expense | $189,000 | 5,359 |
| Pre-tax net operating income | $362,000 | 4,515 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $362,000 | 3,945 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $362,000 | 3,945 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $1,300,000 | 129 |
| Net operating income | $362,000 | 3,924 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $4,136,000 | 5,721 |
| Total interest expense | $1,028,000 | 6,226 |
| Net interest income | $3,108,000 | 5,392 |
| Provision for loan and lease losses | $187,000 | 3,698 |
| Total noninterest income | $264,000 | 6,568 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $199,000 | 5,053 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $65,000 | 7,063 |
| Total noninterest expense | $2,129,000 | 5,895 |
| Salaries and employee benefits | $1,088,000 | 6,101 |
| Premises and equipment expense | $311,000 | 5,621 |
| Additional noninterest expense | $730,000 | 5,473 |
| Pre-tax net operating income | $1,056,000 | 5,209 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $1,056,000 | 4,686 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,056,000 | 4,687 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 471 |
| Net operating income | $1,056,000 | 4,650 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,946,000 | 5,855 |
| Total interest expense | $741,000 | 6,210 |
| Net interest income | $2,205,000 | 5,582 |
| Provision for loan and lease losses | $138,000 | 3,614 |
| Total noninterest income | $201,000 | 6,581 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $153,000 | 5,029 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $48,000 | 7,114 |
| Total noninterest expense | $1,550,000 | 5,965 |
| Salaries and employee benefits | $783,000 | 6,200 |
| Premises and equipment expense | $231,000 | 5,653 |
| Additional noninterest expense | $536,000 | 5,498 |
| Pre-tax net operating income | $718,000 | 5,590 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $718,000 | 5,025 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $718,000 | 5,026 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $1,000,000 | 340 |
| Net operating income | $718,000 | 4,983 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,805,000 | 6,033 |
| Total interest expense | $475,000 | 6,169 |
| Net interest income | $1,330,000 | 5,883 |
| Provision for loan and lease losses | $68,000 | 3,982 |
| Total noninterest income | $133,000 | 6,569 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $101,000 | 5,011 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $32,000 | 7,096 |
| Total noninterest expense | $998,000 | 6,073 |
| Salaries and employee benefits | $499,000 | 6,354 |
| Premises and equipment expense | $151,000 | 5,689 |
| Additional noninterest expense | $348,000 | 5,546 |
| Pre-tax net operating income | $397,000 | 6,003 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $397,000 | 5,466 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $397,000 | 5,468 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $397,000 | 5,426 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $840,000 | 6,242 |
| Total interest expense | $233,000 | 6,150 |
| Net interest income | $607,000 | 6,194 |
| Provision for loan and lease losses | $41,000 | 3,575 |
| Total noninterest income | $62,000 | 6,684 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $44,000 | 5,270 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $18,000 | 7,012 |
| Total noninterest expense | $474,000 | 6,291 |
| Salaries and employee benefits | $244,000 | 6,449 |
| Premises and equipment expense | $71,000 | 5,908 |
| Additional noninterest expense | $159,000 | 5,817 |
| Pre-tax net operating income | $154,000 | 6,506 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $154,000 | 6,039 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $154,000 | 6,040 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $154,000 | 6,005 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,558,000 | 6,838 |
| Total interest expense | $744,000 | 6,441 |
| Net interest income | $1,814,000 | 6,879 |
| Provision for loan and lease losses | $207,000 | 3,624 |
| Total noninterest income | $152,000 | 7,594 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $118,000 | 6,202 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $34,000 | 7,859 |
| Total noninterest expense | $1,783,000 | 6,392 |
| Salaries and employee benefits | $914,000 | 6,556 |
| Premises and equipment expense | $282,000 | 5,856 |
| Additional noninterest expense | $587,000 | 6,056 |
| Pre-tax net operating income | $-24,000 | 8,425 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $-24,000 | 8,469 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-24,000 | 8,471 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $500,000 | 470 |
| Net operating income | $-24,000 | 8,436 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,783,000 | 7,032 |
| Total interest expense | $508,000 | 6,665 |
| Net interest income | $1,275,000 | 7,059 |
| Provision for loan and lease losses | $193,000 | 3,060 |
| Total noninterest income | $96,000 | 7,856 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $73,000 | 6,569 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $23,000 | 7,956 |
| Total noninterest expense | $1,283,000 | 6,483 |
| Salaries and employee benefits | $647,000 | 6,699 |
| Premises and equipment expense | $204,000 | 5,927 |
| Additional noninterest expense | $432,000 | 6,069 |
| Pre-tax net operating income | $-105,000 | 8,601 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $-105,000 | 8,627 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-105,000 | 8,629 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $-105,000 | 8,599 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,054,000 | 7,326 |
| Total interest expense | $316,000 | 6,869 |
| Net interest income | $738,000 | 7,408 |
| Provision for loan and lease losses | $125,000 | 3,031 |
| Total noninterest income | $59,000 | 7,986 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $44,000 | 6,706 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $15,000 | 8,015 |
| Total noninterest expense | $843,000 | 6,576 |
| Salaries and employee benefits | $432,000 | 6,747 |
| Premises and equipment expense | $132,000 | 6,048 |
| Additional noninterest expense | $279,000 | 6,195 |
| Pre-tax net operating income | $-171,000 | 8,749 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $-171,000 | 8,772 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-171,000 | 8,773 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-171,000 | 8,748 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $503,000 | 7,480 |
| Total interest expense | $166,000 | 6,810 |
| Net interest income | $337,000 | 7,618 |
| Provision for loan and lease losses | $55,000 | 3,182 |
| Total noninterest income | $26,000 | 8,131 |
| Gross Fiduciary activities income | $19,000 | 1,006 |
| Service charges on deposit accounts | $0 | 7,976 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $7,000 | 8,076 |
| Total noninterest expense | $417,000 | 6,641 |
| Salaries and employee benefits | $219,000 | 6,733 |
| Premises and equipment expense | $65,000 | 6,100 |
| Additional noninterest expense | $133,000 | 6,356 |
| Pre-tax net operating income | $-109,000 | 8,810 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $-109,000 | 8,855 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-109,000 | 8,856 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-109,000 | 8,819 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $986,000 | 8,599 |
| Total interest expense | $381,000 | 8,173 |
| Net interest income | $605,000 | 8,687 |
| Provision for loan and lease losses | $269,000 | 3,418 |
| Total noninterest income | $62,000 | 8,683 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $48,000 | 7,468 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $14,000 | 8,625 |
| Total noninterest expense | $1,134,000 | 7,605 |
| Salaries and employee benefits | $653,000 | 7,492 |
| Premises and equipment expense | $155,000 | 7,335 |
| Additional noninterest expense | $326,000 | 7,599 |
| Pre-tax net operating income | $-736,000 | 8,906 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $-736,000 | 8,979 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-736,000 | 8,978 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $-736,000 | 8,922 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $618,000 | 8,814 |
| Total interest expense | $247,000 | 8,483 |
| Net interest income | $371,000 | 8,892 |
| Provision for loan and lease losses | $179,000 | 3,609 |
| Total noninterest income | $38,000 | 8,865 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $30,000 | 7,641 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $8,000 | 8,801 |
| Total noninterest expense | $719,000 | 7,970 |
| Salaries and employee benefits | $429,000 | 7,774 |
| Premises and equipment expense | $96,000 | 7,711 |
| Additional noninterest expense | $194,000 | 8,040 |
| Pre-tax net operating income | $-489,000 | 8,954 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $-489,000 | 9,025 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $-489,000 | 9,023 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $-489,000 | 8,967 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $329,000 | 8,984 |
| Total interest expense | $138,000 | 8,715 |
| Net interest income | $191,000 | 9,038 |
| Provision for loan and lease losses | $113,000 | 3,672 |
| Total noninterest income | $18,000 | 9,005 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $14,000 | 7,828 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $4,000 | 8,891 |
| Total noninterest expense | $441,000 | 8,138 |
| Salaries and employee benefits | $279,000 | 7,861 |
| Premises and equipment expense | $61,000 | 7,800 |
| Additional noninterest expense | $101,000 | 8,436 |
| Pre-tax net operating income | $-345,000 | 9,006 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $-345,000 | 9,081 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-345,000 | 9,080 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $-345,000 | 9,022 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $91,000 | 9,190 |
| Total interest expense | $47,000 | 9,000 |
| Net interest income | $44,000 | 9,221 |
| Provision for loan and lease losses | $55,000 | 3,535 |
| Total noninterest income | $6,000 | 9,110 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $4,000 | 7,983 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $2,000 | 8,884 |
| Total noninterest expense | $206,000 | 8,290 |
| Salaries and employee benefits | $136,000 | 7,948 |
| Premises and equipment expense | $29,000 | 7,902 |
| Additional noninterest expense | $41,000 | 8,745 |
| Pre-tax net operating income | $-211,000 | 9,098 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $-211,000 | 9,145 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-211,000 | 9,142 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $-211,000 | 9,084 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $13,000 | 9,348 |
| Total interest expense | $3,000 | 9,328 |
| Net interest income | $10,000 | 9,343 |
| Provision for loan and lease losses | $4,000 | 8,000 |
| Total noninterest income | $0 | 9,294 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $0 | 8,205 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $0 | 9,201 |
| Total noninterest expense | $432,000 | 9,088 |
| Salaries and employee benefits | $239,000 | 9,083 |
| Premises and equipment expense | $44,000 | 8,995 |
| Additional noninterest expense | $149,000 | 8,893 |
| Pre-tax net operating income | $-426,000 | 8,947 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $-426,000 | 9,017 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $-426,000 | 9,016 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $5,200,000 | 150 |
| Net operating income | $-426,000 | 8,968 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.