Home > TransCapital Bank > Income and Expense
TransCapital Bank, Income and Expense
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $8,371,000 | 2,432 |
| Total interest expense | $2,511,000 | 1,692 |
| Net interest income | $5,860,000 | 2,697 |
| Provision for loan and lease losses | $0 | 3,836 |
| Total noninterest income | $493,000 | 3,363 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $11,000 | 4,984 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $482,000 | 2,773 |
| Total noninterest expense | $2,691,000 | 3,638 |
| Salaries and employee benefits | $1,227,000 | 3,945 |
| Premises and equipment expense | $439,000 | 2,850 |
| Additional noninterest expense | $1,025,000 | 3,278 |
| Pre-tax net operating income | $3,662,000 | 1,834 |
| Securities gains (losses) | $0 | 2,167 |
| Applicable income taxes | $0 | 3,902 |
| Income before extraordinary items | $3,662,000 | 1,654 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $3,662,000 | 1,655 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,662,000 | 1,655 |
| Net charge-offs | $29,000 | 2,529 |
| Cash dividends | $1,500,000 | 1,441 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $3,662,000 | 1,621 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $5,582,000 | 2,430 |
| Total interest expense | $1,610,000 | 1,708 |
| Net interest income | $3,972,000 | 2,676 |
| Provision for loan and lease losses | $0 | 3,685 |
| Total noninterest income | $402,000 | 3,088 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $5,000 | 5,078 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $397,000 | 2,484 |
| Total noninterest expense | $1,915,000 | 3,546 |
| Salaries and employee benefits | $836,000 | 3,944 |
| Premises and equipment expense | $283,000 | 2,926 |
| Additional noninterest expense | $796,000 | 3,014 |
| Pre-tax net operating income | $2,459,000 | 1,812 |
| Securities gains (losses) | $0 | 1,702 |
| Applicable income taxes | $0 | 3,901 |
| Income before extraordinary items | $2,459,000 | 1,627 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,459,000 | 1,628 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $2,459,000 | 1,628 |
| Net charge-offs | $30,000 | 2,158 |
| Cash dividends | $1,500,000 | 1,092 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $2,459,000 | 1,591 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $2,723,000 | 2,465 |
| Total interest expense | $767,000 | 1,722 |
| Net interest income | $1,956,000 | 2,726 |
| Provision for loan and lease losses | $0 | 3,406 |
| Total noninterest income | $58,000 | 4,437 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $1,000 | 5,178 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $57,000 | 3,870 |
| Total noninterest expense | $970,000 | 3,555 |
| Salaries and employee benefits | $419,000 | 3,988 |
| Premises and equipment expense | $138,000 | 3,006 |
| Additional noninterest expense | $413,000 | 2,933 |
| Pre-tax net operating income | $1,044,000 | 2,006 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $0 | 3,800 |
| Income before extraordinary items | $1,044,000 | 1,808 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,044,000 | 1,806 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $1,044,000 | 1,807 |
| Net charge-offs | $-2,000 | 4,062 |
| Cash dividends | $1,500,000 | 619 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $1,044,000 | 1,790 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $9,238,000 | 2,673 |
| Total interest expense | $2,336,000 | 1,734 |
| Net interest income | $6,902,000 | 2,928 |
| Provision for loan and lease losses | $-500,000 | 5,294 |
| Total noninterest income | $985,000 | 2,876 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $13,000 | 5,160 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $972,000 | 2,268 |
| Total noninterest expense | $3,486,000 | 3,747 |
| Salaries and employee benefits | $1,651,000 | 4,016 |
| Premises and equipment expense | $573,000 | 2,915 |
| Additional noninterest expense | $1,262,000 | 3,491 |
| Pre-tax net operating income | $4,901,000 | 1,806 |
| Securities gains (losses) | $0 | 1,125 |
| Applicable income taxes | $0 | 3,978 |
| Income before extraordinary items | $4,901,000 | 1,609 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $4,901,000 | 1,608 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $4,901,000 | 1,608 |
| Net charge-offs | $-9,000 | 4,499 |
| Cash dividends | $2,000,000 | 1,447 |
| Sale, conversion, retirement of capital stock, net | $0 | 671 |
| Net operating income | $4,901,000 | 1,601 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $6,750,000 | 2,712 |
| Total interest expense | $1,687,000 | 1,705 |
| Net interest income | $5,063,000 | 2,974 |
| Provision for loan and lease losses | $-500,000 | 5,380 |
| Total noninterest income | $936,000 | 2,597 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $10,000 | 5,227 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $926,000 | 2,027 |
| Total noninterest expense | $2,645,000 | 3,745 |
| Salaries and employee benefits | $1,241,000 | 4,026 |
| Premises and equipment expense | $424,000 | 2,972 |
| Additional noninterest expense | $980,000 | 3,441 |
| Pre-tax net operating income | $3,854,000 | 1,763 |
| Securities gains (losses) | $0 | 1,118 |
| Applicable income taxes | $0 | 4,032 |
| Income before extraordinary items | $3,854,000 | 1,569 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,854,000 | 1,568 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $3,854,000 | 1,568 |
| Net charge-offs | $-7,000 | 4,398 |
| Cash dividends | $2,000,000 | 1,065 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $3,854,000 | 1,553 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $4,505,000 | 2,695 |
| Total interest expense | $1,088,000 | 1,666 |
| Net interest income | $3,417,000 | 2,957 |
| Provision for loan and lease losses | $-500,000 | 5,466 |
| Total noninterest income | $798,000 | 2,270 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $6,000 | 5,294 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $792,000 | 1,746 |
| Total noninterest expense | $1,794,000 | 3,724 |
| Salaries and employee benefits | $827,000 | 4,065 |
| Premises and equipment expense | $272,000 | 3,047 |
| Additional noninterest expense | $695,000 | 3,346 |
| Pre-tax net operating income | $2,921,000 | 1,553 |
| Securities gains (losses) | $0 | 961 |
| Applicable income taxes | $0 | 4,018 |
| Income before extraordinary items | $2,921,000 | 1,381 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $2,921,000 | 1,380 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $2,921,000 | 1,380 |
| Net charge-offs | $-5,000 | 4,304 |
| Cash dividends | $2,000,000 | 757 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $2,921,000 | 1,372 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $2,230,000 | 2,723 |
| Total interest expense | $509,000 | 1,691 |
| Net interest income | $1,721,000 | 2,966 |
| Provision for loan and lease losses | $0 | 3,508 |
| Total noninterest income | $137,000 | 3,710 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $3,000 | 5,337 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $134,000 | 2,975 |
| Total noninterest expense | $900,000 | 3,755 |
| Salaries and employee benefits | $417,000 | 4,092 |
| Premises and equipment expense | $132,000 | 3,131 |
| Additional noninterest expense | $351,000 | 3,339 |
| Pre-tax net operating income | $958,000 | 2,100 |
| Securities gains (losses) | $0 | 735 |
| Applicable income taxes | $0 | 3,948 |
| Income before extraordinary items | $958,000 | 1,898 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $958,000 | 1,897 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $958,000 | 1,898 |
| Net charge-offs | $-2,000 | 4,048 |
| Cash dividends | $1,000,000 | 704 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $958,000 | 1,886 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $8,382,000 | 2,778 |
| Total interest expense | $1,608,000 | 1,811 |
| Net interest income | $6,774,000 | 2,959 |
| Provision for loan and lease losses | $-500,000 | 5,512 |
| Total noninterest income | $837,000 | 3,219 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $17,000 | 5,368 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $820,000 | 2,546 |
| Total noninterest expense | $3,581,000 | 3,772 |
| Salaries and employee benefits | $1,666,000 | 4,091 |
| Premises and equipment expense | $565,000 | 3,025 |
| Additional noninterest expense | $1,350,000 | 3,430 |
| Pre-tax net operating income | $4,530,000 | 1,863 |
| Securities gains (losses) | $0 | 2,243 |
| Applicable income taxes | $0 | 4,135 |
| Income before extraordinary items | $4,530,000 | 1,456 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $4,530,000 | 1,455 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $4,530,000 | 1,456 |
| Net charge-offs | $-89,000 | 5,269 |
| Cash dividends | $1,000,000 | 2,186 |
| Sale, conversion, retirement of capital stock, net | $-443,000 | 5,640 |
| Net operating income | $4,530,000 | 1,442 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $6,304,000 | 2,784 |
| Total interest expense | $1,171,000 | 1,842 |
| Net interest income | $5,133,000 | 2,957 |
| Provision for loan and lease losses | $-300,000 | 5,592 |
| Total noninterest income | $781,000 | 2,906 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $13,000 | 5,425 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $768,000 | 2,293 |
| Total noninterest expense | $2,714,000 | 3,768 |
| Salaries and employee benefits | $1,256,000 | 4,103 |
| Premises and equipment expense | $424,000 | 3,064 |
| Additional noninterest expense | $1,034,000 | 3,405 |
| Pre-tax net operating income | $3,500,000 | 1,829 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $0 | 4,172 |
| Income before extraordinary items | $3,500,000 | 1,524 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $3,500,000 | 1,523 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $3,500,000 | 1,524 |
| Net charge-offs | $-82,000 | 5,290 |
| Cash dividends | $1,000,000 | 1,672 |
| Sale, conversion, retirement of capital stock, net | $57,000 | 488 |
| Net operating income | $3,500,000 | 1,507 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $4,145,000 | 2,801 |
| Total interest expense | $770,000 | 1,819 |
| Net interest income | $3,375,000 | 2,972 |
| Provision for loan and lease losses | $0 | 3,871 |
| Total noninterest income | $637,000 | 2,634 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $9,000 | 5,457 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $628,000 | 2,067 |
| Total noninterest expense | $1,850,000 | 3,731 |
| Salaries and employee benefits | $841,000 | 4,120 |
| Premises and equipment expense | $277,000 | 3,105 |
| Additional noninterest expense | $732,000 | 3,292 |
| Pre-tax net operating income | $2,162,000 | 1,911 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $0 | 4,189 |
| Income before extraordinary items | $2,162,000 | 1,593 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,162,000 | 1,593 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,162,000 | 1,593 |
| Net charge-offs | $-80,000 | 5,389 |
| Cash dividends | $1,000,000 | 1,294 |
| Sale, conversion, retirement of capital stock, net | $57,000 | 415 |
| Net operating income | $2,162,000 | 1,574 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $2,154,000 | 2,724 |
| Total interest expense | $386,000 | 1,799 |
| Net interest income | $1,768,000 | 2,885 |
| Provision for loan and lease losses | $0 | 3,537 |
| Total noninterest income | $86,000 | 4,459 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $5,000 | 5,481 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $81,000 | 3,762 |
| Total noninterest expense | $868,000 | 3,915 |
| Salaries and employee benefits | $413,000 | 4,214 |
| Premises and equipment expense | $142,000 | 3,101 |
| Additional noninterest expense | $313,000 | 3,618 |
| Pre-tax net operating income | $986,000 | 1,981 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $0 | 4,086 |
| Income before extraordinary items | $986,000 | 1,687 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $986,000 | 1,687 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $986,000 | 1,687 |
| Net charge-offs | $-2,000 | 4,280 |
| Cash dividends | $1,000,000 | 712 |
| Sale, conversion, retirement of capital stock, net | $57,000 | 307 |
| Net operating income | $986,000 | 1,674 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $7,364,000 | 3,030 |
| Total interest expense | $1,404,000 | 1,886 |
| Net interest income | $5,960,000 | 3,214 |
| Provision for loan and lease losses | $-500,000 | 5,740 |
| Total noninterest income | $249,000 | 4,862 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $13,000 | 5,640 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $236,000 | 4,197 |
| Total noninterest expense | $3,592,000 | 3,867 |
| Salaries and employee benefits | $1,576,000 | 4,300 |
| Premises and equipment expense | $575,000 | 3,104 |
| Additional noninterest expense | $1,441,000 | 3,432 |
| Pre-tax net operating income | $3,117,000 | 2,340 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $0 | 4,278 |
| Income before extraordinary items | $3,117,000 | 2,039 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $3,117,000 | 2,037 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $3,117,000 | 2,038 |
| Net charge-offs | $35,000 | 3,369 |
| Cash dividends | $600,000 | 2,761 |
| Sale, conversion, retirement of capital stock, net | $50,000 | 580 |
| Net operating income | $3,117,000 | 1,985 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $5,208,000 | 3,152 |
| Total interest expense | $1,032,000 | 1,933 |
| Net interest income | $4,176,000 | 3,356 |
| Provision for loan and lease losses | $-500,000 | 5,849 |
| Total noninterest income | $240,000 | 4,651 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $8,000 | 5,729 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $232,000 | 3,928 |
| Total noninterest expense | $2,705,000 | 3,870 |
| Salaries and employee benefits | $1,171,000 | 4,329 |
| Premises and equipment expense | $434,000 | 3,095 |
| Additional noninterest expense | $1,100,000 | 3,410 |
| Pre-tax net operating income | $2,211,000 | 2,457 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $0 | 4,325 |
| Income before extraordinary items | $2,211,000 | 2,178 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,211,000 | 2,177 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,211,000 | 2,178 |
| Net charge-offs | $41,000 | 2,719 |
| Cash dividends | $600,000 | 2,186 |
| Sale, conversion, retirement of capital stock, net | $0 | 719 |
| Net operating income | $2,211,000 | 2,111 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $3,451,000 | 3,173 |
| Total interest expense | $666,000 | 1,981 |
| Net interest income | $2,785,000 | 3,375 |
| Provision for loan and lease losses | $-500,000 | 5,967 |
| Total noninterest income | $185,000 | 4,505 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $5,000 | 5,802 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $180,000 | 3,745 |
| Total noninterest expense | $1,864,000 | 3,821 |
| Salaries and employee benefits | $795,000 | 4,321 |
| Premises and equipment expense | $290,000 | 3,107 |
| Additional noninterest expense | $779,000 | 3,299 |
| Pre-tax net operating income | $1,606,000 | 2,284 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $0 | 4,338 |
| Income before extraordinary items | $1,606,000 | 1,993 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,606,000 | 1,993 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,606,000 | 1,993 |
| Net charge-offs | $48,000 | 2,170 |
| Cash dividends | $600,000 | 1,762 |
| Sale, conversion, retirement of capital stock, net | $0 | 705 |
| Net operating income | $1,606,000 | 1,927 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,741,000 | 3,156 |
| Total interest expense | $322,000 | 2,027 |
| Net interest income | $1,419,000 | 3,334 |
| Provision for loan and lease losses | $-500,000 | 6,064 |
| Total noninterest income | $48,000 | 5,175 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $2,000 | 5,864 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $46,000 | 4,486 |
| Total noninterest expense | $932,000 | 3,854 |
| Salaries and employee benefits | $387,000 | 4,417 |
| Premises and equipment expense | $135,000 | 3,290 |
| Additional noninterest expense | $410,000 | 3,174 |
| Pre-tax net operating income | $1,035,000 | 1,874 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $1,035,000 | 1,572 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $1,035,000 | 1,572 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $1,035,000 | 1,573 |
| Net charge-offs | $-35,000 | 5,624 |
| Cash dividends | $600,000 | 1,065 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $1,035,000 | 1,530 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $7,057,000 | 3,090 |
| Total interest expense | $1,279,000 | 2,011 |
| Net interest income | $5,778,000 | 3,274 |
| Provision for loan and lease losses | $0 | 4,380 |
| Total noninterest income | $1,144,000 | 2,860 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $11,000 | 5,918 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $1,133,000 | 2,215 |
| Total noninterest expense | $3,908,000 | 3,763 |
| Salaries and employee benefits | $1,680,000 | 4,247 |
| Premises and equipment expense | $547,000 | 3,303 |
| Additional noninterest expense | $1,681,000 | 3,152 |
| Pre-tax net operating income | $3,014,000 | 2,320 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $0 | 4,402 |
| Income before extraordinary items | $3,014,000 | 2,056 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,014,000 | 2,057 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,014,000 | 2,058 |
| Net charge-offs | $425,000 | 1,307 |
| Cash dividends | $0 | 4,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 804 |
| Net operating income | $3,014,000 | 2,011 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $5,329,000 | 3,098 |
| Total interest expense | $955,000 | 2,043 |
| Net interest income | $4,374,000 | 3,270 |
| Provision for loan and lease losses | $0 | 4,232 |
| Total noninterest income | $1,181,000 | 2,445 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $8,000 | 6,003 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,173,000 | 1,827 |
| Total noninterest expense | $2,928,000 | 3,794 |
| Salaries and employee benefits | $1,268,000 | 4,262 |
| Premises and equipment expense | $409,000 | 3,350 |
| Additional noninterest expense | $1,251,000 | 3,186 |
| Pre-tax net operating income | $2,627,000 | 2,122 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $2,627,000 | 1,820 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,627,000 | 1,822 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,627,000 | 1,823 |
| Net charge-offs | $432,000 | 953 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 773 |
| Net operating income | $2,627,000 | 1,784 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $3,443,000 | 3,181 |
| Total interest expense | $618,000 | 2,105 |
| Net interest income | $2,825,000 | 3,357 |
| Provision for loan and lease losses | $0 | 4,069 |
| Total noninterest income | $1,245,000 | 1,852 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $6,000 | 6,053 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,239,000 | 1,342 |
| Total noninterest expense | $2,472,000 | 3,290 |
| Salaries and employee benefits | $870,000 | 4,255 |
| Premises and equipment expense | $266,000 | 3,405 |
| Additional noninterest expense | $1,336,000 | 2,199 |
| Pre-tax net operating income | $1,598,000 | 2,234 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $1,598,000 | 1,939 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,598,000 | 1,941 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,598,000 | 1,941 |
| Net charge-offs | $439,000 | 701 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $0 | 751 |
| Net operating income | $1,598,000 | 1,894 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,773,000 | 3,124 |
| Total interest expense | $298,000 | 2,187 |
| Net interest income | $1,475,000 | 3,257 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $681,000 | 1,694 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $2,000 | 6,149 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $679,000 | 1,217 |
| Total noninterest expense | $1,278,000 | 3,235 |
| Salaries and employee benefits | $456,000 | 4,182 |
| Premises and equipment expense | $123,000 | 3,601 |
| Additional noninterest expense | $699,000 | 2,107 |
| Pre-tax net operating income | $878,000 | 2,064 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $878,000 | 1,785 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $878,000 | 1,787 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $878,000 | 1,787 |
| Net charge-offs | $432,000 | 404 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $878,000 | 1,720 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $7,203,000 | 3,117 |
| Total interest expense | $1,200,000 | 2,260 |
| Net interest income | $6,003,000 | 3,245 |
| Provision for loan and lease losses | $-100,000 | 6,037 |
| Total noninterest income | $549,000 | 4,132 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $9,000 | 6,261 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $540,000 | 3,161 |
| Total noninterest expense | $4,351,000 | 3,631 |
| Salaries and employee benefits | $1,418,000 | 4,764 |
| Premises and equipment expense | $516,000 | 3,559 |
| Additional noninterest expense | $2,417,000 | 2,473 |
| Pre-tax net operating income | $2,301,000 | 2,742 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $0 | 4,531 |
| Income before extraordinary items | $2,301,000 | 2,443 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $2,301,000 | 2,443 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $2,301,000 | 2,443 |
| Net charge-offs | $480,000 | 1,512 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,301,000 | 2,407 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $5,537,000 | 3,075 |
| Total interest expense | $902,000 | 2,290 |
| Net interest income | $4,635,000 | 3,202 |
| Provision for loan and lease losses | $-100,000 | 6,199 |
| Total noninterest income | $369,000 | 4,338 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $5,000 | 6,358 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $364,000 | 3,343 |
| Total noninterest expense | $3,255,000 | 3,648 |
| Salaries and employee benefits | $1,017,000 | 4,875 |
| Premises and equipment expense | $387,000 | 3,605 |
| Additional noninterest expense | $1,851,000 | 2,427 |
| Pre-tax net operating income | $1,849,000 | 2,655 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $0 | 4,583 |
| Income before extraordinary items | $1,849,000 | 2,358 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,849,000 | 2,359 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,849,000 | 2,358 |
| Net charge-offs | $-173,000 | 6,318 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,849,000 | 2,300 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,519,000 | 3,198 |
| Total interest expense | $616,000 | 2,276 |
| Net interest income | $2,903,000 | 3,349 |
| Provision for loan and lease losses | $-100,000 | 6,336 |
| Total noninterest income | $309,000 | 3,989 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $3,000 | 6,418 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $306,000 | 3,016 |
| Total noninterest expense | $2,156,000 | 3,682 |
| Salaries and employee benefits | $669,000 | 4,933 |
| Premises and equipment expense | $256,000 | 3,661 |
| Additional noninterest expense | $1,231,000 | 2,425 |
| Pre-tax net operating income | $1,156,000 | 2,724 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $0 | 4,568 |
| Income before extraordinary items | $1,156,000 | 2,402 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,156,000 | 2,405 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,156,000 | 2,405 |
| Net charge-offs | $-91,000 | 6,297 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,156,000 | 2,353 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,906,000 | 3,027 |
| Total interest expense | $321,000 | 2,229 |
| Net interest income | $1,585,000 | 3,147 |
| Provision for loan and lease losses | $-100,000 | 6,514 |
| Total noninterest income | $104,000 | 4,568 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $1,000 | 6,493 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $103,000 | 3,518 |
| Total noninterest expense | $1,211,000 | 3,459 |
| Salaries and employee benefits | $348,000 | 4,920 |
| Premises and equipment expense | $120,000 | 3,836 |
| Additional noninterest expense | $743,000 | 2,029 |
| Pre-tax net operating income | $578,000 | 2,639 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $578,000 | 2,325 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $578,000 | 2,326 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $578,000 | 2,327 |
| Net charge-offs | $-127,000 | 6,515 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $578,000 | 2,292 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $8,012,000 | 2,943 |
| Total interest expense | $1,569,000 | 2,082 |
| Net interest income | $6,443,000 | 3,090 |
| Provision for loan and lease losses | $-350,000 | 6,541 |
| Total noninterest income | $215,000 | 5,537 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $30,000 | 6,286 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $185,000 | 4,716 |
| Total noninterest expense | $4,669,000 | 3,572 |
| Salaries and employee benefits | $1,510,000 | 4,733 |
| Premises and equipment expense | $506,000 | 3,710 |
| Additional noninterest expense | $2,653,000 | 2,328 |
| Pre-tax net operating income | $2,339,000 | 2,572 |
| Securities gains (losses) | $2,000 | 2,972 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $2,341,000 | 2,320 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,341,000 | 2,324 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,341,000 | 2,323 |
| Net charge-offs | $757,000 | 1,547 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $6,218,000 | 72 |
| Net operating income | $2,339,000 | 2,271 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $6,259,000 | 2,865 |
| Total interest expense | $1,210,000 | 2,088 |
| Net interest income | $5,049,000 | 3,015 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $458,000 | 4,170 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $28,000 | 6,246 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $430,000 | 3,244 |
| Total noninterest expense | $3,632,000 | 3,494 |
| Salaries and employee benefits | $1,162,000 | 4,694 |
| Premises and equipment expense | $388,000 | 3,689 |
| Additional noninterest expense | $2,082,000 | 2,226 |
| Pre-tax net operating income | $1,875,000 | 2,543 |
| Securities gains (losses) | $2,000 | 2,831 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $1,877,000 | 2,245 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,877,000 | 2,251 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,877,000 | 2,251 |
| Net charge-offs | $907,000 | 1,076 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $6,218,000 | 51 |
| Net operating income | $1,875,000 | 2,182 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $4,152,000 | 2,877 |
| Total interest expense | $815,000 | 2,096 |
| Net interest income | $3,337,000 | 3,036 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $125,000 | 5,486 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $16,000 | 6,348 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $109,000 | 4,630 |
| Total noninterest expense | $2,382,000 | 3,561 |
| Salaries and employee benefits | $810,000 | 4,618 |
| Premises and equipment expense | $260,000 | 3,697 |
| Additional noninterest expense | $1,312,000 | 2,335 |
| Pre-tax net operating income | $1,080,000 | 2,740 |
| Securities gains (losses) | $2,000 | 2,612 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $1,082,000 | 2,472 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,082,000 | 2,479 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,082,000 | 2,478 |
| Net charge-offs | $389,000 | 1,466 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $6,218,000 | 29 |
| Net operating income | $1,080,000 | 2,384 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,067,000 | 2,904 |
| Total interest expense | $410,000 | 2,145 |
| Net interest income | $1,657,000 | 3,061 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $52,000 | 5,695 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $7,000 | 6,447 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $45,000 | 4,841 |
| Total noninterest expense | $1,289,000 | 3,371 |
| Salaries and employee benefits | $411,000 | 4,631 |
| Premises and equipment expense | $130,000 | 3,713 |
| Additional noninterest expense | $748,000 | 2,083 |
| Pre-tax net operating income | $420,000 | 3,211 |
| Securities gains (losses) | $2,000 | 1,785 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $422,000 | 2,934 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $422,000 | 2,934 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $422,000 | 2,936 |
| Net charge-offs | $23,000 | 2,983 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $420,000 | 2,857 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $8,966,000 | 2,836 |
| Total interest expense | $2,145,000 | 2,016 |
| Net interest income | $6,821,000 | 3,047 |
| Provision for loan and lease losses | $375,000 | 3,092 |
| Total noninterest income | $883,000 | 3,471 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $70,000 | 5,898 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $813,000 | 2,660 |
| Total noninterest expense | $6,328,000 | 2,915 |
| Salaries and employee benefits | $1,467,000 | 4,905 |
| Premises and equipment expense | $520,000 | 3,720 |
| Additional noninterest expense | $4,341,000 | 1,553 |
| Pre-tax net operating income | $1,001,000 | 4,015 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $1,001,000 | 3,918 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,001,000 | 3,918 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,001,000 | 3,920 |
| Net charge-offs | $2,581,000 | 950 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $1,001,000 | 3,751 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $6,783,000 | 2,871 |
| Total interest expense | $1,697,000 | 2,008 |
| Net interest income | $5,086,000 | 3,116 |
| Provision for loan and lease losses | $375,000 | 2,673 |
| Total noninterest income | $521,000 | 3,934 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $54,000 | 5,933 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $467,000 | 3,051 |
| Total noninterest expense | $4,783,000 | 2,894 |
| Salaries and employee benefits | $1,110,000 | 4,904 |
| Premises and equipment expense | $635,000 | 2,649 |
| Additional noninterest expense | $3,038,000 | 1,656 |
| Pre-tax net operating income | $449,000 | 4,842 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $449,000 | 4,799 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $449,000 | 4,799 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $449,000 | 4,799 |
| Net charge-offs | $1,839,000 | 974 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $449,000 | 4,624 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,669,000 | 2,826 |
| Total interest expense | $1,201,000 | 1,966 |
| Net interest income | $3,468,000 | 3,059 |
| Provision for loan and lease losses | $375,000 | 2,150 |
| Total noninterest income | $327,000 | 4,037 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $30,000 | 6,175 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $297,000 | 3,079 |
| Total noninterest expense | $3,294,000 | 2,824 |
| Salaries and employee benefits | $755,000 | 4,878 |
| Premises and equipment expense | $397,000 | 2,792 |
| Additional noninterest expense | $2,142,000 | 1,580 |
| Pre-tax net operating income | $126,000 | 5,733 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $126,000 | 5,780 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $126,000 | 5,779 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $126,000 | 5,779 |
| Net charge-offs | $1,805,000 | 746 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $126,000 | 5,601 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,354,000 | 2,826 |
| Total interest expense | $635,000 | 1,934 |
| Net interest income | $1,719,000 | 3,093 |
| Provision for loan and lease losses | $375,000 | 1,298 |
| Total noninterest income | $180,000 | 3,871 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $14,000 | 6,234 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $166,000 | 2,922 |
| Total noninterest expense | $1,730,000 | 2,704 |
| Salaries and employee benefits | $372,000 | 4,963 |
| Premises and equipment expense | $188,000 | 2,915 |
| Additional noninterest expense | $1,170,000 | 1,437 |
| Pre-tax net operating income | $-206,000 | 6,852 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $-206,000 | 6,908 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-206,000 | 6,909 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $-206,000 | 6,909 |
| Net charge-offs | $370,000 | 1,303 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $-206,000 | 6,869 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $9,318,000 | 2,948 |
| Total interest expense | $3,016,000 | 1,952 |
| Net interest income | $6,302,000 | 3,339 |
| Provision for loan and lease losses | $7,596,000 | 539 |
| Total noninterest income | $658,000 | 3,895 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $62,000 | 6,122 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $596,000 | 2,865 |
| Total noninterest expense | $7,289,000 | 2,576 |
| Salaries and employee benefits | $1,349,000 | 5,235 |
| Premises and equipment expense | $462,000 | 4,243 |
| Additional noninterest expense | $5,478,000 | 1,263 |
| Pre-tax net operating income | $-7,925,000 | 7,166 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $-7,925,000 | 7,170 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-7,925,000 | 7,169 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-7,925,000 | 7,170 |
| Net charge-offs | $7,652,000 | 582 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-7,925,000 | 7,162 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $7,044,000 | 2,953 |
| Total interest expense | $2,316,000 | 1,990 |
| Net interest income | $4,728,000 | 3,356 |
| Provision for loan and lease losses | $4,060,000 | 729 |
| Total noninterest income | $577,000 | 3,605 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $51,000 | 6,049 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $526,000 | 2,630 |
| Total noninterest expense | $4,693,000 | 2,952 |
| Salaries and employee benefits | $973,000 | 5,349 |
| Premises and equipment expense | $347,000 | 4,275 |
| Additional noninterest expense | $3,373,000 | 1,525 |
| Pre-tax net operating income | $-3,448,000 | 7,140 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-3,448,000 | 7,187 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-3,448,000 | 7,184 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-3,448,000 | 7,187 |
| Net charge-offs | $3,974,000 | 753 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-3,448,000 | 7,173 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,628,000 | 3,007 |
| Total interest expense | $1,588,000 | 2,001 |
| Net interest income | $3,040,000 | 3,442 |
| Provision for loan and lease losses | $3,210,000 | 638 |
| Total noninterest income | $84,000 | 6,064 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $38,000 | 5,893 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $46,000 | 5,542 |
| Total noninterest expense | $2,832,000 | 3,244 |
| Salaries and employee benefits | $684,000 | 5,247 |
| Premises and equipment expense | $273,000 | 3,894 |
| Additional noninterest expense | $1,875,000 | 1,824 |
| Pre-tax net operating income | $-2,918,000 | 7,256 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-2,918,000 | 7,287 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-2,918,000 | 7,287 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-2,918,000 | 7,288 |
| Net charge-offs | $3,433,000 | 616 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-2,918,000 | 7,277 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,199,000 | 3,151 |
| Total interest expense | $824,000 | 2,002 |
| Net interest income | $1,375,000 | 3,695 |
| Provision for loan and lease losses | $2,910,000 | 381 |
| Total noninterest income | $65,000 | 5,583 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $20,000 | 5,795 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $45,000 | 4,825 |
| Total noninterest expense | $1,010,000 | 4,158 |
| Salaries and employee benefits | $370,000 | 5,074 |
| Premises and equipment expense | $135,000 | 3,977 |
| Additional noninterest expense | $505,000 | 3,149 |
| Pre-tax net operating income | $-2,480,000 | 7,426 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-2,480,000 | 7,426 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-2,480,000 | 7,425 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-2,480,000 | 7,426 |
| Net charge-offs | $952,000 | 887 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-2,480,000 | 7,428 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $11,736,000 | 2,549 |
| Total interest expense | $4,114,000 | 1,945 |
| Net interest income | $7,622,000 | 2,852 |
| Provision for loan and lease losses | $9,010,000 | 726 |
| Total noninterest income | $124,000 | 6,489 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $69,000 | 5,936 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $55,000 | 6,027 |
| Total noninterest expense | $5,884,000 | 3,160 |
| Salaries and employee benefits | $1,310,000 | 5,425 |
| Premises and equipment expense | $605,000 | 3,695 |
| Additional noninterest expense | $3,969,000 | 1,822 |
| Pre-tax net operating income | $-7,148,000 | 7,242 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-7,148,000 | 7,287 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-7,148,000 | 7,287 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-7,148,000 | 7,287 |
| Net charge-offs | $5,293,000 | 962 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-7,148,000 | 7,271 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $9,326,000 | 2,474 |
| Total interest expense | $3,182,000 | 1,963 |
| Net interest income | $6,144,000 | 2,697 |
| Provision for loan and lease losses | $6,795,000 | 690 |
| Total noninterest income | $207,000 | 5,630 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $48,000 | 6,104 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $159,000 | 4,560 |
| Total noninterest expense | $4,268,000 | 3,251 |
| Salaries and employee benefits | $987,000 | 5,450 |
| Premises and equipment expense | $466,000 | 3,682 |
| Additional noninterest expense | $2,815,000 | 1,864 |
| Pre-tax net operating income | $-4,712,000 | 7,346 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-4,712,000 | 7,402 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-4,712,000 | 7,402 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-4,712,000 | 7,402 |
| Net charge-offs | $3,940,000 | 922 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-4,712,000 | 7,387 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $6,768,000 | 2,309 |
| Total interest expense | $2,173,000 | 2,000 |
| Net interest income | $4,595,000 | 2,408 |
| Provision for loan and lease losses | $5,395,000 | 604 |
| Total noninterest income | $139,000 | 5,619 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $33,000 | 6,090 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $106,000 | 4,550 |
| Total noninterest expense | $2,671,000 | 3,421 |
| Salaries and employee benefits | $637,000 | 5,585 |
| Premises and equipment expense | $353,000 | 3,346 |
| Additional noninterest expense | $1,681,000 | 2,044 |
| Pre-tax net operating income | $-3,332,000 | 7,423 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-3,332,000 | 7,471 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-3,332,000 | 7,471 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-3,332,000 | 7,471 |
| Net charge-offs | $3,350,000 | 753 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-3,332,000 | 7,465 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $3,243,000 | 2,455 |
| Total interest expense | $1,103,000 | 2,074 |
| Net interest income | $2,140,000 | 2,622 |
| Provision for loan and lease losses | $380,000 | 2,120 |
| Total noninterest income | $65,000 | 5,755 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $15,000 | 6,220 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $50,000 | 4,691 |
| Total noninterest expense | $1,108,000 | 3,987 |
| Salaries and employee benefits | $329,000 | 5,546 |
| Premises and equipment expense | $162,000 | 3,682 |
| Additional noninterest expense | $617,000 | 2,643 |
| Pre-tax net operating income | $717,000 | 1,785 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $717,000 | 1,525 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $717,000 | 1,527 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $717,000 | 1,527 |
| Net charge-offs | $2,577,000 | 548 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $717,000 | 1,466 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $12,031,000 | 2,745 |
| Total interest expense | $6,076,000 | 1,906 |
| Net interest income | $5,955,000 | 3,493 |
| Provision for loan and lease losses | $4,578,000 | 1,518 |
| Total noninterest income | $255,000 | 5,874 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $47,000 | 6,516 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $208,000 | 4,570 |
| Total noninterest expense | $5,135,000 | 3,604 |
| Salaries and employee benefits | $1,286,000 | 5,638 |
| Premises and equipment expense | $862,000 | 2,926 |
| Additional noninterest expense | $2,987,000 | 2,352 |
| Pre-tax net operating income | $-3,503,000 | 6,980 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-3,503,000 | 7,075 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-3,503,000 | 7,073 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-3,503,000 | 7,073 |
| Net charge-offs | $2,637,000 | 1,739 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-3,503,000 | 7,081 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $9,019,000 | 2,784 |
| Total interest expense | $4,817,000 | 1,886 |
| Net interest income | $4,202,000 | 3,663 |
| Provision for loan and lease losses | $1,610,000 | 2,134 |
| Total noninterest income | $264,000 | 5,423 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $33,000 | 6,608 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $231,000 | 4,045 |
| Total noninterest expense | $3,336,000 | 4,033 |
| Salaries and employee benefits | $1,030,000 | 5,491 |
| Premises and equipment expense | $605,000 | 3,138 |
| Additional noninterest expense | $1,701,000 | 2,966 |
| Pre-tax net operating income | $-480,000 | 6,317 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-480,000 | 6,412 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-480,000 | 6,413 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-480,000 | 6,412 |
| Net charge-offs | $1,013,000 | 2,194 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-480,000 | 6,408 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $6,143,000 | 2,756 |
| Total interest expense | $3,309,000 | 1,927 |
| Net interest income | $2,834,000 | 3,619 |
| Provision for loan and lease losses | $677,000 | 2,535 |
| Total noninterest income | $118,000 | 6,136 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $22,000 | 6,645 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $96,000 | 4,873 |
| Total noninterest expense | $2,024,000 | 4,359 |
| Salaries and employee benefits | $685,000 | 5,558 |
| Premises and equipment expense | $361,000 | 3,453 |
| Additional noninterest expense | $978,000 | 3,343 |
| Pre-tax net operating income | $251,000 | 4,375 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $251,000 | 4,241 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $251,000 | 4,241 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $251,000 | 4,241 |
| Net charge-offs | $44,000 | 5,034 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $251,000 | 4,136 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $3,068,000 | 2,798 |
| Total interest expense | $1,703,000 | 1,944 |
| Net interest income | $1,365,000 | 3,713 |
| Provision for loan and lease losses | $387,000 | 2,027 |
| Total noninterest income | $60,000 | 6,100 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $10,000 | 6,707 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $50,000 | 4,842 |
| Total noninterest expense | $910,000 | 4,580 |
| Salaries and employee benefits | $324,000 | 5,773 |
| Premises and equipment expense | $167,000 | 3,685 |
| Additional noninterest expense | $419,000 | 3,447 |
| Pre-tax net operating income | $128,000 | 4,725 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $128,000 | 4,600 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $128,000 | 4,603 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $128,000 | 4,603 |
| Net charge-offs | $97,000 | 2,899 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $128,000 | 4,431 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $15,532,000 | 2,389 |
| Total interest expense | $8,111,000 | 1,946 |
| Net interest income | $7,421,000 | 2,887 |
| Provision for loan and lease losses | $3,100,000 | 1,352 |
| Total noninterest income | $246,000 | 6,161 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $51,000 | 6,613 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $195,000 | 4,873 |
| Total noninterest expense | $2,968,000 | 5,148 |
| Salaries and employee benefits | $1,118,000 | 6,158 |
| Premises and equipment expense | $620,000 | 3,844 |
| Additional noninterest expense | $1,230,000 | 4,218 |
| Pre-tax net operating income | $1,599,000 | 2,906 |
| Securities gains (losses) | $-1,082,000 | 7,765 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $517,000 | 4,395 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $517,000 | 4,395 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,049,000 | 990 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,599,000 | 2,542 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $12,359,000 | 2,330 |
| Total interest expense | $6,316,000 | 1,950 |
| Net interest income | $6,043,000 | 2,709 |
| Provision for loan and lease losses | $1,500,000 | 1,422 |
| Total noninterest income | $189,000 | 6,218 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $41,000 | 6,622 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $148,000 | 4,974 |
| Total noninterest expense | $2,177,000 | 5,209 |
| Salaries and employee benefits | $864,000 | 6,099 |
| Premises and equipment expense | $457,000 | 3,900 |
| Additional noninterest expense | $856,000 | 4,359 |
| Pre-tax net operating income | $2,555,000 | 1,887 |
| Securities gains (losses) | $-529,000 | 7,792 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $2,026,000 | 1,761 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,026,000 | 1,760 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,914 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $2,555,000 | 1,518 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $8,618,000 | 2,276 |
| Total interest expense | $4,468,000 | 1,929 |
| Net interest income | $4,150,000 | 2,631 |
| Provision for loan and lease losses | $1,300,000 | 1,034 |
| Total noninterest income | $117,000 | 6,413 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $40,000 | 6,240 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $77,000 | 5,474 |
| Total noninterest expense | $1,436,000 | 5,259 |
| Salaries and employee benefits | $625,000 | 5,927 |
| Premises and equipment expense | $297,000 | 3,990 |
| Additional noninterest expense | $514,000 | 4,649 |
| Pre-tax net operating income | $1,531,000 | 2,152 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $1,531,000 | 1,768 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,531,000 | 1,769 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 7,886 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $1,531,000 | 1,737 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $4,439,000 | 2,271 |
| Total interest expense | $2,415,000 | 1,918 |
| Net interest income | $2,024,000 | 2,682 |
| Provision for loan and lease losses | $700,000 | 796 |
| Total noninterest income | $54,000 | 6,542 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $13,000 | 6,679 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $41,000 | 5,402 |
| Total noninterest expense | $736,000 | 5,198 |
| Salaries and employee benefits | $337,000 | 5,756 |
| Premises and equipment expense | $145,000 | 4,090 |
| Additional noninterest expense | $254,000 | 4,634 |
| Pre-tax net operating income | $642,000 | 2,574 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $642,000 | 2,175 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $642,000 | 2,178 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $642,000 | 2,107 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $19,660,000 | 2,114 |
| Total interest expense | $10,183,000 | 1,924 |
| Net interest income | $9,477,000 | 2,346 |
| Provision for loan and lease losses | $480,000 | 2,381 |
| Total noninterest income | $201,000 | 6,733 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $53,000 | 6,700 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $148,000 | 5,594 |
| Total noninterest expense | $2,408,000 | 5,728 |
| Salaries and employee benefits | $831,000 | 6,883 |
| Premises and equipment expense | $570,000 | 3,978 |
| Additional noninterest expense | $1,007,000 | 4,645 |
| Pre-tax net operating income | $6,790,000 | 1,254 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $6,790,000 | 961 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $6,790,000 | 959 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $507,000 | 1,674 |
| Cash dividends | $6,407,000 | 600 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $6,790,000 | 949 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $14,956,000 | 2,108 |
| Total interest expense | $7,568,000 | 1,939 |
| Net interest income | $7,388,000 | 2,279 |
| Provision for loan and lease losses | $305,000 | 2,287 |
| Total noninterest income | $148,000 | 6,795 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $34,000 | 6,852 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $114,000 | 5,578 |
| Total noninterest expense | $1,789,000 | 5,719 |
| Salaries and employee benefits | $605,000 | 6,928 |
| Premises and equipment expense | $433,000 | 3,931 |
| Additional noninterest expense | $751,000 | 4,588 |
| Pre-tax net operating income | $5,442,000 | 1,250 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $5,442,000 | 959 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $5,442,000 | 957 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $6,407,000 | 457 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $5,442,000 | 946 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $9,774,000 | 2,151 |
| Total interest expense | $4,975,000 | 1,968 |
| Net interest income | $4,799,000 | 2,359 |
| Provision for loan and lease losses | $80,000 | 3,654 |
| Total noninterest income | $99,000 | 6,855 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $25,000 | 6,819 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $74,000 | 5,653 |
| Total noninterest expense | $1,176,000 | 5,787 |
| Salaries and employee benefits | $384,000 | 7,088 |
| Premises and equipment expense | $290,000 | 3,929 |
| Additional noninterest expense | $502,000 | 4,574 |
| Pre-tax net operating income | $3,642,000 | 1,298 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $3,642,000 | 995 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,642,000 | 994 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $907,000 | 1,658 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $3,642,000 | 976 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $4,895,000 | 2,150 |
| Total interest expense | $2,532,000 | 1,926 |
| Net interest income | $2,363,000 | 2,399 |
| Provision for loan and lease losses | $30,000 | 3,737 |
| Total noninterest income | $47,000 | 6,914 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $14,000 | 6,735 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $33,000 | 5,825 |
| Total noninterest expense | $629,000 | 5,607 |
| Salaries and employee benefits | $255,000 | 6,482 |
| Premises and equipment expense | $140,000 | 4,053 |
| Additional noninterest expense | $234,000 | 4,753 |
| Pre-tax net operating income | $1,751,000 | 1,343 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $1,751,000 | 1,006 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,751,000 | 1,005 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $502,000 | 1,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $1,751,000 | 989 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $19,074,000 | 2,071 |
| Total interest expense | $8,736,000 | 1,893 |
| Net interest income | $10,338,000 | 2,233 |
| Provision for loan and lease losses | $215,000 | 3,400 |
| Total noninterest income | $205,000 | 6,888 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $65,000 | 6,653 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $140,000 | 5,749 |
| Total noninterest expense | $2,382,000 | 5,642 |
| Salaries and employee benefits | $1,170,000 | 5,991 |
| Premises and equipment expense | $495,000 | 4,303 |
| Additional noninterest expense | $717,000 | 5,566 |
| Pre-tax net operating income | $7,946,000 | 1,232 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $7,946,000 | 937 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $7,946,000 | 937 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,377 |
| Cash dividends | $1,291,000 | 2,155 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $7,946,000 | 925 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $13,736,000 | 2,135 |
| Total interest expense | $6,133,000 | 1,949 |
| Net interest income | $7,603,000 | 2,284 |
| Provision for loan and lease losses | $155,000 | 3,347 |
| Total noninterest income | $146,000 | 7,008 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $45,000 | 6,821 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $101,000 | 5,828 |
| Total noninterest expense | $1,720,000 | 5,738 |
| Salaries and employee benefits | $853,000 | 6,050 |
| Premises and equipment expense | $361,000 | 4,377 |
| Additional noninterest expense | $506,000 | 5,734 |
| Pre-tax net operating income | $5,874,000 | 1,298 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $5,874,000 | 980 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $5,874,000 | 979 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,858 |
| Cash dividends | $790,000 | 2,271 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $5,874,000 | 968 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $8,903,000 | 2,151 |
| Total interest expense | $3,991,000 | 1,909 |
| Net interest income | $4,912,000 | 2,357 |
| Provision for loan and lease losses | $100,000 | 3,294 |
| Total noninterest income | $94,000 | 7,083 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $31,000 | 6,823 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $63,000 | 5,990 |
| Total noninterest expense | $1,101,000 | 5,886 |
| Salaries and employee benefits | $543,000 | 6,199 |
| Premises and equipment expense | $233,000 | 4,466 |
| Additional noninterest expense | $325,000 | 5,834 |
| Pre-tax net operating income | $3,805,000 | 1,334 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $3,805,000 | 1,012 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,805,000 | 1,013 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,361 |
| Cash dividends | $395,000 | 2,752 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $3,805,000 | 999 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $4,476,000 | 2,103 |
| Total interest expense | $1,952,000 | 1,867 |
| Net interest income | $2,524,000 | 2,308 |
| Provision for loan and lease losses | $45,000 | 3,261 |
| Total noninterest income | $49,000 | 6,973 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $17,000 | 6,702 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $32,000 | 5,945 |
| Total noninterest expense | $542,000 | 5,939 |
| Salaries and employee benefits | $263,000 | 6,319 |
| Premises and equipment expense | $117,000 | 4,489 |
| Additional noninterest expense | $162,000 | 5,824 |
| Pre-tax net operating income | $1,986,000 | 1,244 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $1,986,000 | 956 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,986,000 | 955 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $1,986,000 | 937 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $13,320,000 | 2,479 |
| Total interest expense | $4,589,000 | 2,387 |
| Net interest income | $8,731,000 | 2,492 |
| Provision for loan and lease losses | $386,000 | 2,333 |
| Total noninterest income | $245,000 | 6,710 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $61,000 | 6,908 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $184,000 | 5,330 |
| Total noninterest expense | $2,122,000 | 5,907 |
| Salaries and employee benefits | $976,000 | 6,413 |
| Premises and equipment expense | $458,000 | 4,439 |
| Additional noninterest expense | $688,000 | 5,633 |
| Pre-tax net operating income | $6,468,000 | 1,480 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $6,468,000 | 1,127 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $6,468,000 | 1,127 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $1,387,000 | 1,935 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $6,468,000 | 1,102 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $9,193,000 | 2,610 |
| Total interest expense | $2,912,000 | 2,600 |
| Net interest income | $6,281,000 | 2,568 |
| Provision for loan and lease losses | $265,000 | 2,443 |
| Total noninterest income | $168,000 | 6,911 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $48,000 | 6,889 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $120,000 | 5,607 |
| Total noninterest expense | $1,543,000 | 5,981 |
| Salaries and employee benefits | $712,000 | 6,493 |
| Premises and equipment expense | $330,000 | 4,539 |
| Additional noninterest expense | $501,000 | 5,691 |
| Pre-tax net operating income | $4,641,000 | 1,541 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $4,641,000 | 1,168 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $4,641,000 | 1,168 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $896,000 | 1,984 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $4,641,000 | 1,141 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $5,644,000 | 2,737 |
| Total interest expense | $1,592,000 | 2,918 |
| Net interest income | $4,052,000 | 2,619 |
| Provision for loan and lease losses | $160,000 | 2,526 |
| Total noninterest income | $116,000 | 6,819 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $33,000 | 6,850 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $83,000 | 5,536 |
| Total noninterest expense | $953,000 | 6,237 |
| Salaries and employee benefits | $424,000 | 6,787 |
| Premises and equipment expense | $212,000 | 4,614 |
| Additional noninterest expense | $317,000 | 5,827 |
| Pre-tax net operating income | $3,055,000 | 1,525 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $3,055,000 | 1,151 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $3,055,000 | 1,151 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $597,000 | 1,972 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $3,055,000 | 1,127 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $2,602,000 | 2,894 |
| Total interest expense | $696,000 | 3,134 |
| Net interest income | $1,906,000 | 2,771 |
| Provision for loan and lease losses | $70,000 | 2,663 |
| Total noninterest income | $59,000 | 6,784 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $18,000 | 6,743 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $41,000 | 5,596 |
| Total noninterest expense | $463,000 | 6,355 |
| Salaries and employee benefits | $198,000 | 7,005 |
| Premises and equipment expense | $104,000 | 4,732 |
| Additional noninterest expense | $161,000 | 5,778 |
| Pre-tax net operating income | $1,432,000 | 1,582 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $1,432,000 | 1,208 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,432,000 | 1,209 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $597,000 | 1,070 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,432,000 | 1,181 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $9,017,000 | 3,095 |
| Total interest expense | $2,163,000 | 3,424 |
| Net interest income | $6,854,000 | 2,947 |
| Provision for loan and lease losses | $120,000 | 4,623 |
| Total noninterest income | $126,000 | 7,840 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $76,000 | 6,838 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $50,000 | 7,418 |
| Total noninterest expense | $1,886,000 | 6,205 |
| Salaries and employee benefits | $856,000 | 6,777 |
| Premises and equipment expense | $388,000 | 4,861 |
| Additional noninterest expense | $642,000 | 5,790 |
| Pre-tax net operating income | $4,974,000 | 1,710 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $4,974,000 | 1,306 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $4,974,000 | 1,307 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $410,000 | 3,850 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $4,974,000 | 1,272 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $6,585,000 | 3,140 |
| Total interest expense | $1,608,000 | 3,401 |
| Net interest income | $4,977,000 | 3,019 |
| Provision for loan and lease losses | $90,000 | 4,429 |
| Total noninterest income | $90,000 | 7,927 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $58,000 | 6,852 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $32,000 | 7,635 |
| Total noninterest expense | $1,404,000 | 6,190 |
| Salaries and employee benefits | $640,000 | 6,738 |
| Premises and equipment expense | $288,000 | 4,890 |
| Additional noninterest expense | $476,000 | 5,785 |
| Pre-tax net operating income | $3,573,000 | 1,775 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $3,573,000 | 1,376 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $3,573,000 | 1,377 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $410,000 | 2,989 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $3,573,000 | 1,327 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $4,362,000 | 3,146 |
| Total interest expense | $1,048,000 | 3,465 |
| Net interest income | $3,314,000 | 3,007 |
| Provision for loan and lease losses | $45,000 | 4,838 |
| Total noninterest income | $65,000 | 7,875 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $40,000 | 6,850 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $25,000 | 7,479 |
| Total noninterest expense | $926,000 | 6,268 |
| Salaries and employee benefits | $431,000 | 6,755 |
| Premises and equipment expense | $183,000 | 5,061 |
| Additional noninterest expense | $312,000 | 5,860 |
| Pre-tax net operating income | $2,408,000 | 1,746 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $2,408,000 | 1,348 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,408,000 | 1,349 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $410,000 | 2,417 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,408,000 | 1,297 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $2,277,000 | 3,040 |
| Total interest expense | $506,000 | 3,608 |
| Net interest income | $1,771,000 | 2,813 |
| Provision for loan and lease losses | $45,000 | 3,437 |
| Total noninterest income | $27,000 | 8,089 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $18,000 | 6,945 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $9,000 | 7,855 |
| Total noninterest expense | $436,000 | 6,504 |
| Salaries and employee benefits | $216,000 | 6,777 |
| Premises and equipment expense | $77,000 | 5,626 |
| Additional noninterest expense | $143,000 | 6,152 |
| Pre-tax net operating income | $1,317,000 | 1,575 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $1,317,000 | 1,236 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,317,000 | 1,236 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,317,000 | 1,168 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,407,000 | 3,638 |
| Total interest expense | $2,083,000 | 3,898 |
| Net interest income | $5,324,000 | 3,517 |
| Provision for loan and lease losses | $126,000 | 4,850 |
| Total noninterest income | $224,000 | 7,149 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $67,000 | 7,147 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $157,000 | 5,745 |
| Total noninterest expense | $1,535,000 | 6,821 |
| Salaries and employee benefits | $735,000 | 7,169 |
| Premises and equipment expense | $252,000 | 6,161 |
| Additional noninterest expense | $548,000 | 6,259 |
| Pre-tax net operating income | $3,887,000 | 2,021 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $3,887,000 | 1,601 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $3,887,000 | 1,603 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,416 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,887,000 | 1,532 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,417,000 | 3,764 |
| Total interest expense | $1,615,000 | 3,914 |
| Net interest income | $3,802,000 | 3,664 |
| Provision for loan and lease losses | $126,000 | 4,268 |
| Total noninterest income | $185,000 | 7,030 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $47,000 | 7,276 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $138,000 | 5,505 |
| Total noninterest expense | $1,154,000 | 6,816 |
| Salaries and employee benefits | $551,000 | 7,128 |
| Premises and equipment expense | $189,000 | 6,143 |
| Additional noninterest expense | $414,000 | 6,235 |
| Pre-tax net operating income | $2,707,000 | 2,220 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $2,707,000 | 1,787 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $2,707,000 | 1,788 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,967 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,707,000 | 1,686 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,565,000 | 3,835 |
| Total interest expense | $1,122,000 | 3,888 |
| Net interest income | $2,443,000 | 3,775 |
| Provision for loan and lease losses | $110,000 | 3,695 |
| Total noninterest income | $96,000 | 7,467 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $28,000 | 7,416 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $68,000 | 6,043 |
| Total noninterest expense | $738,000 | 6,951 |
| Salaries and employee benefits | $360,000 | 7,212 |
| Premises and equipment expense | $115,000 | 6,402 |
| Additional noninterest expense | $263,000 | 6,381 |
| Pre-tax net operating income | $1,691,000 | 2,359 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $1,691,000 | 1,894 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,691,000 | 1,893 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,535 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,691,000 | 1,788 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,829,000 | 3,775 |
| Total interest expense | $579,000 | 3,866 |
| Net interest income | $1,250,000 | 3,683 |
| Provision for loan and lease losses | $70,000 | 3,059 |
| Total noninterest income | $66,000 | 6,832 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $12,000 | 7,514 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $54,000 | 5,123 |
| Total noninterest expense | $372,000 | 6,937 |
| Salaries and employee benefits | $185,000 | 7,164 |
| Premises and equipment expense | $59,000 | 6,332 |
| Additional noninterest expense | $128,000 | 6,459 |
| Pre-tax net operating income | $874,000 | 2,293 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $874,000 | 1,810 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $874,000 | 1,809 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,539 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $874,000 | 1,699 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $5,656,000 | 4,737 |
| Total interest expense | $2,403,000 | 4,235 |
| Net interest income | $3,253,000 | 5,013 |
| Provision for loan and lease losses | $350,000 | 3,125 |
| Total noninterest income | $194,000 | 7,375 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $65,000 | 7,244 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $129,000 | 5,921 |
| Total noninterest expense | $1,240,000 | 7,392 |
| Salaries and employee benefits | $640,000 | 7,548 |
| Premises and equipment expense | $163,000 | 7,269 |
| Additional noninterest expense | $437,000 | 6,896 |
| Pre-tax net operating income | $1,857,000 | 3,595 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $1,857,000 | 2,962 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,857,000 | 2,960 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,632 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,857,000 | 2,872 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,599,000 | 5,226 |
| Total interest expense | $3,746,000 | 3,997 |
| Net interest income | $1,853,000 | 6,697 |
| Provision for loan and lease losses | $174,000 | 4,487 |
| Total noninterest income | $170,000 | 7,636 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $68,000 | 7,211 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $102,000 | 6,397 |
| Total noninterest expense | $1,145,000 | 7,591 |
| Salaries and employee benefits | $583,000 | 7,746 |
| Premises and equipment expense | $146,000 | 7,591 |
| Additional noninterest expense | $416,000 | 7,030 |
| Pre-tax net operating income | $704,000 | 5,804 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $704,000 | 5,211 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $704,000 | 5,215 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,777 |
| Cash dividends | $180,000 | 5,124 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $704,000 | 5,101 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $4,219,000 | 6,314 |
| Total interest expense | $2,331,000 | 5,790 |
| Net interest income | $1,888,000 | 6,747 |
| Provision for loan and lease losses | $203,000 | 3,716 |
| Total noninterest income | $50,000 | 9,331 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $34,000 | 8,004 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $16,000 | 9,131 |
| Total noninterest expense | $1,036,000 | 7,912 |
| Salaries and employee benefits | $539,000 | 8,035 |
| Premises and equipment expense | $142,000 | 7,724 |
| Additional noninterest expense | $355,000 | 7,514 |
| Pre-tax net operating income | $699,000 | 6,226 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $699,000 | 5,430 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $699,000 | 5,429 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $500,000 | 536 |
| Net operating income | $699,000 | 5,429 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $928,000 | 9,676 |
| Total interest expense | $545,000 | 9,341 |
| Net interest income | $383,000 | 9,845 |
| Provision for loan and lease losses | $148,000 | 4,314 |
| Total noninterest income | $7,000 | 10,085 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $6,000 | 8,746 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,000 | 10,109 |
| Total noninterest expense | $526,000 | 9,550 |
| Salaries and employee benefits | $251,000 | 9,715 |
| Premises and equipment expense | $85,000 | 8,926 |
| Additional noninterest expense | $190,000 | 9,131 |
| Pre-tax net operating income | $-284,000 | 9,700 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $0 | 8,765 |
| Income before extraordinary items | $-284,000 | 9,750 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-284,000 | 9,748 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $7,500,000 | 138 |
| Net operating income | $-284,000 | 9,729 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.