Home > TransAtlantic Bank > Income and Expense

TransAtlantic Bank, Income and Expense

2010-06-30 (YTD Data)Rank
Total interest income$11,516,0001,373
Total interest expense$2,147,0002,019
Net interest income$9,369,0001,213
Provision for loan and lease losses$1,250,0001,695
Total noninterest income$2,010,0001,230
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$1,328,000581
Trading account gains and fees$0152
Additional Noninterest Income$682,0001,714
Total noninterest expense$7,928,0001,255
Salaries and employee benefits$3,935,0001,248
Premises and equipment expense$1,395,000937
Additional noninterest expense$2,598,0001,374
Pre-tax net operating income$2,201,0001,189
Securities gains (losses)$-283,0007,635
Applicable income taxes$514,0001,192
Income before extraordinary items$1,404,0001,558
Extraordinary gains, net$019
Net income$1,404,0001,559
Minority interest net income$0105
Net income of bank and minority interests.$1,404,0001,559
Net charge-offs$2,367,000995
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$1,610,5901,322
2010-03-31 (YTD Data)Rank
Total interest income$5,698,0001,420
Total interest expense$1,162,0001,974
Net interest income$4,536,0001,267
Provision for loan and lease losses$750,0001,389
Total noninterest income$1,010,0001,223
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$684,000557
Trading account gains and fees$0175
Additional Noninterest Income$326,0001,743
Total noninterest expense$3,948,0001,268
Salaries and employee benefits$2,012,0001,231
Premises and equipment expense$703,000965
Additional noninterest expense$1,233,0001,440
Pre-tax net operating income$848,0001,537
Securities gains (losses)$-29,0007,585
Applicable income taxes$220,0001,335
Income before extraordinary items$599,0001,829
Extraordinary gains, net$016
Net income$599,0001,828
Minority interest net income$091
Net income of bank and minority interests.$599,0001,830
Net charge-offs$2,485,000560
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$620,1701,694
2009-12-31 (YTD Data)Rank
Total interest income$21,958,0001,562
Total interest expense$5,959,0001,933
Net interest income$15,999,0001,380
Provision for loan and lease losses$6,500,0001,182
Total noninterest income$3,907,0001,323
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$2,992,000559
Trading account gains and fees$0211
Additional Noninterest Income$915,0002,257
Total noninterest expense$16,673,0001,248
Salaries and employee benefits$8,400,0001,166
Premises and equipment expense$2,922,000929
Additional noninterest expense$5,351,0001,388
Pre-tax net operating income$-3,267,0006,941
Securities gains (losses)$-901,0007,691
Applicable income taxes$-1,862,0007,499
Income before extraordinary items$-2,306,0006,837
Extraordinary gains, net$034
Net income$-2,306,0006,834
Minority interest net income$0115
Net income of bank and minority interests.$-2,306,0006,835
Net charge-offs$5,393,0001,079
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-1,729,3606,652
2009-09-30 (YTD Data)Rank
Total interest income$16,475,0001,585
Total interest expense$4,587,0001,969
Net interest income$11,888,0001,401
Provision for loan and lease losses$5,850,000938
Total noninterest income$2,883,0001,361
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$2,206,000567
Trading account gains and fees$0212
Additional Noninterest Income$677,0002,337
Total noninterest expense$13,997,0001,114
Salaries and employee benefits$6,629,0001,119
Premises and equipment expense$2,221,000925
Additional noninterest expense$5,147,0001,098
Pre-tax net operating income$-5,076,0007,515
Securities gains (losses)$1,0003,393
Applicable income taxes$172,0002,458
Income before extraordinary items$-5,247,0007,597
Extraordinary gains, net$027
Net income$-5,247,0007,597
Minority interest net income$0118
Net income of bank and minority interests.$-5,247,0007,597
Net charge-offs$3,930,000988
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-5,248,0007,612
2009-06-30 (YTD Data)Rank
Total interest income$11,068,0001,600
Total interest expense$3,178,0001,998
Net interest income$7,890,0001,408
Provision for loan and lease losses$5,200,000716
Total noninterest income$1,885,0001,402
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$1,426,000583
Trading account gains and fees$0193
Additional Noninterest Income$459,0002,336
Total noninterest expense$8,875,0001,175
Salaries and employee benefits$4,388,0001,151
Premises and equipment expense$1,477,000953
Additional noninterest expense$3,010,0001,252
Pre-tax net operating income$-4,300,0007,689
Securities gains (losses)$03,136
Applicable income taxes$135,0002,366
Income before extraordinary items$-4,435,0007,763
Extraordinary gains, net$021
Net income$-4,435,0007,762
Minority interest net income$0112
Net income of bank and minority interests.$-4,435,0007,762
Net charge-offs$3,287,000791
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-4,435,0007,777
2009-03-31 (YTD Data)Rank
Total interest income$5,750,0001,577
Total interest expense$1,720,0001,925
Net interest income$4,030,0001,366
Provision for loan and lease losses$4,400,000438
Total noninterest income$968,0001,318
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$715,000566
Trading account gains and fees$0171
Additional Noninterest Income$253,0002,186
Total noninterest expense$4,228,0001,184
Salaries and employee benefits$2,245,0001,128
Premises and equipment expense$736,000973
Additional noninterest expense$1,247,0001,314
Pre-tax net operating income$-3,630,0007,974
Securities gains (losses)$02,434
Applicable income taxes$-1,422,0008,052
Income before extraordinary items$-2,208,0007,921
Extraordinary gains, net$015
Net income$-2,208,0007,921
Minority interest net income$0102
Net income of bank and minority interests.$-2,208,0007,922
Net charge-offs$3,438,000412
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-2,208,0007,923
2008-12-31 (YTD Data)Rank
Total interest income$31,278,0001,224
Total interest expense$11,580,0001,414
Net interest income$19,698,0001,113
Provision for loan and lease losses$12,102,000517
Total noninterest income$4,701,0001,118
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$3,622,000477
Trading account gains and fees$0154
Additional Noninterest Income$1,079,0002,024
Total noninterest expense$18,017,0001,090
Salaries and employee benefits$9,174,0001,069
Premises and equipment expense$2,907,000950
Additional noninterest expense$5,936,0001,087
Pre-tax net operating income$-5,720,0007,842
Securities gains (losses)$03,220
Applicable income taxes$-2,487,0007,976
Income before extraordinary items$-3,233,0007,645
Extraordinary gains, net$039
Net income$-3,233,0007,643
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$11,417,000372
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$-3,233,0007,713
2008-09-30 (YTD Data)Rank
Total interest income$24,988,0001,174
Total interest expense$9,560,0001,336
Net interest income$15,428,0001,071
Provision for loan and lease losses$4,950,000647
Total noninterest income$3,525,0001,152
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$2,751,000476
Trading account gains and fees$0148
Additional Noninterest Income$774,0002,161
Total noninterest expense$13,485,0001,090
Salaries and employee benefits$7,232,0001,053
Premises and equipment expense$2,170,000959
Additional noninterest expense$4,083,0001,129
Pre-tax net operating income$518,0004,892
Securities gains (losses)$03,106
Applicable income taxes$-115,0007,560
Income before extraordinary items$633,0004,031
Extraordinary gains, net$031
Net income$633,0004,027
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$389,0002,248
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$633,0004,169
2008-06-30 (YTD Data)Rank
Total interest income$17,807,0001,107
Total interest expense$7,110,0001,234
Net interest income$10,697,0001,020
Provision for loan and lease losses$3,450,000553
Total noninterest income$2,296,0001,182
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$1,851,000460
Trading account gains and fees$0149
Additional Noninterest Income$445,0002,423
Total noninterest expense$8,962,0001,087
Salaries and employee benefits$4,793,0001,079
Premises and equipment expense$1,440,000962
Additional noninterest expense$2,729,0001,104
Pre-tax net operating income$581,0004,090
Securities gains (losses)$03,233
Applicable income taxes$8,0005,072
Income before extraordinary items$573,0003,740
Extraordinary gains, net$021
Net income$573,0003,741
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$326,0001,713
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$573,0003,683
2008-03-31 (YTD Data)Rank
Total interest income$9,509,0001,056
Total interest expense$3,748,0001,251
Net interest income$5,761,000922
Provision for loan and lease losses$2,019,000404
Total noninterest income$1,144,0001,198
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$920,000455
Trading account gains and fees$0158
Additional Noninterest Income$224,0002,407
Total noninterest expense$4,544,0001,068
Salaries and employee benefits$2,415,0001,074
Premises and equipment expense$719,000964
Additional noninterest expense$1,410,0001,023
Pre-tax net operating income$342,0003,860
Securities gains (losses)$02,688
Applicable income taxes$24,0004,234
Income before extraordinary items$318,0003,665
Extraordinary gains, net$015
Net income$318,0003,669
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0003,845
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$318,0003,580
2007-12-31 (YTD Data)Rank
Total interest income$44,291,000951
Total interest expense$19,640,000999
Net interest income$24,651,000897
Provision for loan and lease losses$1,593,0001,005
Total noninterest income$5,145,0001,074
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$3,914,000446
Trading account gains and fees$0178
Additional Noninterest Income$1,231,0001,932
Total noninterest expense$22,646,000818
Salaries and employee benefits$9,503,0001,052
Premises and equipment expense$2,977,000879
Additional noninterest expense$10,166,000572
Pre-tax net operating income$5,557,0001,504
Securities gains (losses)$122,000559
Applicable income taxes$1,856,0001,195
Income before extraordinary items$3,823,0001,659
Extraordinary gains, net$039
Net income$3,823,0001,658
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$483,0001,738
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$3,741,2601,678
2007-09-30 (YTD Data)Rank
Total interest income$34,238,000922
Total interest expense$15,252,000972
Net interest income$18,986,000867
Provision for loan and lease losses$293,0002,350
Total noninterest income$3,808,0001,086
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$2,940,000435
Trading account gains and fees$0184
Additional Noninterest Income$868,0002,016
Total noninterest expense$18,089,000760
Salaries and employee benefits$7,278,0001,030
Premises and equipment expense$2,261,000871
Additional noninterest expense$8,550,000510
Pre-tax net operating income$4,412,0001,533
Securities gains (losses)$122,000453
Applicable income taxes$1,522,0001,213
Income before extraordinary items$3,012,0001,687
Extraordinary gains, net$033
Net income$3,012,0001,686
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$242,0001,722
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,931,4801,710
2007-06-30 (YTD Data)Rank
Total interest income$23,150,000915
Total interest expense$10,216,000978
Net interest income$12,934,000865
Provision for loan and lease losses$25,0005,140
Total noninterest income$2,678,0001,059
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$2,053,000422
Trading account gains and fees$0168
Additional Noninterest Income$625,0001,931
Total noninterest expense$13,733,000684
Salaries and employee benefits$4,866,0001,045
Premises and equipment expense$1,522,000877
Additional noninterest expense$7,345,000430
Pre-tax net operating income$1,854,0002,293
Securities gains (losses)$122,000379
Applicable income taxes$636,0001,768
Income before extraordinary items$1,340,0002,416
Extraordinary gains, net$029
Net income$1,340,0002,416
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$141,0001,681
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,257,0402,524
2007-03-31 (YTD Data)Rank
Total interest income$11,573,000909
Total interest expense$5,038,000980
Net interest income$6,535,000857
Provision for loan and lease losses$-50,0008,510
Total noninterest income$1,383,0001,014
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$1,095,000384
Trading account gains and fees$0195
Additional Noninterest Income$288,0002,015
Total noninterest expense$4,620,0001,018
Salaries and employee benefits$2,431,0001,057
Premises and equipment expense$777,000864
Additional noninterest expense$1,412,000960
Pre-tax net operating income$3,348,000730
Securities gains (losses)$122,000276
Applicable income taxes$1,316,000590
Income before extraordinary items$2,154,000832
Extraordinary gains, net$022
Net income$2,154,000831
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-15,0008,023
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$2,075,920851
2006-12-31 (YTD Data)Rank
Total interest income$43,723,000891
Total interest expense$17,417,000963
Net interest income$26,306,000836
Provision for loan and lease losses$285,0002,880
Total noninterest income$5,190,0001,063
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$4,048,000425
Trading account gains and fees$0130
Additional Noninterest Income$1,142,0002,036
Total noninterest expense$17,907,0001,003
Salaries and employee benefits$9,472,0001,015
Premises and equipment expense$2,924,000865
Additional noninterest expense$5,511,000963
Pre-tax net operating income$13,304,000756
Securities gains (losses)$01,687
Applicable income taxes$4,755,000662
Income before extraordinary items$8,549,000881
Extraordinary gains, net$051
Net income$8,549,000881
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$324,0001,577
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$8,549,000863
2006-09-30 (YTD Data)Rank
Total interest income$32,019,000916
Total interest expense$12,429,000983
Net interest income$19,590,000861
Provision for loan and lease losses$35,0005,538
Total noninterest income$3,752,0001,106
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$2,946,000442
Trading account gains and fees$0126
Additional Noninterest Income$806,0002,118
Total noninterest expense$12,861,0001,055
Salaries and employee benefits$6,807,0001,082
Premises and equipment expense$2,157,000883
Additional noninterest expense$3,897,0001,040
Pre-tax net operating income$10,446,000766
Securities gains (losses)$01,388
Applicable income taxes$3,749,000669
Income before extraordinary items$6,697,000870
Extraordinary gains, net$045
Net income$6,697,000869
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$235,0001,364
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$6,697,000859
2006-06-30 (YTD Data)Rank
Total interest income$20,705,000924
Total interest expense$7,752,000988
Net interest income$12,953,000873
Provision for loan and lease losses$35,0004,878
Total noninterest income$2,536,0001,094
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,991,000431
Trading account gains and fees$0126
Additional Noninterest Income$545,0002,102
Total noninterest expense$8,481,0001,063
Salaries and employee benefits$4,504,0001,089
Premises and equipment expense$1,406,000903
Additional noninterest expense$2,571,0001,053
Pre-tax net operating income$6,973,000772
Securities gains (losses)$01,185
Applicable income taxes$2,511,000672
Income before extraordinary items$4,462,000873
Extraordinary gains, net$039
Net income$4,462,000874
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$45,0002,602
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$4,462,000857
2006-03-31 (YTD Data)Rank
Total interest income$9,998,000929
Total interest expense$3,603,0001,007
Net interest income$6,395,000882
Provision for loan and lease losses$125,0001,687
Total noninterest income$1,260,0001,076
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$989,000414
Trading account gains and fees$0115
Additional Noninterest Income$271,0002,082
Total noninterest expense$4,191,0001,082
Salaries and employee benefits$2,220,0001,117
Premises and equipment expense$694,000912
Additional noninterest expense$1,277,0001,048
Pre-tax net operating income$3,339,000781
Securities gains (losses)$0955
Applicable income taxes$1,206,000692
Income before extraordinary items$2,133,000890
Extraordinary gains, net$021
Net income$2,133,000889
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$45,0001,568
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$2,133,000873
2005-12-31 (YTD Data)Rank
Total interest income$32,131,0001,024
Total interest expense$9,481,0001,187
Net interest income$22,650,000938
Provision for loan and lease losses$375,0002,387
Total noninterest income$4,911,0001,102
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$3,643,000467
Trading account gains and fees$0138
Additional Noninterest Income$1,268,0001,882
Total noninterest expense$15,721,0001,087
Salaries and employee benefits$8,312,0001,114
Premises and equipment expense$2,591,000929
Additional noninterest expense$4,818,0001,065
Pre-tax net operating income$11,465,000859
Securities gains (losses)$5,0001,712
Applicable income taxes$3,990,000771
Income before extraordinary items$7,480,000965
Extraordinary gains, net$046
Net income$7,480,000965
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$128,0002,953
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$7,476,750947
2005-09-30 (YTD Data)Rank
Total interest income$23,003,0001,045
Total interest expense$6,446,0001,242
Net interest income$16,557,000956
Provision for loan and lease losses$275,0002,345
Total noninterest income$3,790,0001,085
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$2,798,000453
Trading account gains and fees$0126
Additional Noninterest Income$992,0001,823
Total noninterest expense$11,542,0001,098
Salaries and employee benefits$6,083,0001,131
Premises and equipment expense$1,933,000918
Additional noninterest expense$3,526,0001,073
Pre-tax net operating income$8,530,000865
Securities gains (losses)$5,0001,712
Applicable income taxes$3,127,000753
Income before extraordinary items$5,408,0001,000
Extraordinary gains, net$035
Net income$5,408,0001,000
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$136,0002,142
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$5,404,800981
2005-06-30 (YTD Data)Rank
Total interest income$14,580,0001,063
Total interest expense$3,945,0001,274
Net interest income$10,635,000985
Provision for loan and lease losses$200,0002,158
Total noninterest income$2,584,0001,048
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$1,908,000434
Trading account gains and fees$0116
Additional Noninterest Income$676,0001,783
Total noninterest expense$7,523,0001,115
Salaries and employee benefits$3,913,0001,165
Premises and equipment expense$1,282,000908
Additional noninterest expense$2,328,0001,079
Pre-tax net operating income$5,496,000872
Securities gains (losses)$5,0001,582
Applicable income taxes$2,015,000757
Income before extraordinary items$3,486,000999
Extraordinary gains, net$030
Net income$3,486,000999
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$159,0001,414
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$3,482,800984
2005-03-31 (YTD Data)Rank
Total interest income$6,925,0001,092
Total interest expense$1,804,0001,325
Net interest income$5,121,0001,011
Provision for loan and lease losses$50,0003,171
Total noninterest income$1,386,000971
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$987,000409
Trading account gains and fees$0115
Additional Noninterest Income$399,0001,553
Total noninterest expense$3,761,0001,110
Salaries and employee benefits$1,929,0001,188
Premises and equipment expense$625,000949
Additional noninterest expense$1,207,0001,023
Pre-tax net operating income$2,696,000877
Securities gains (losses)$01,685
Applicable income taxes$987,000772
Income before extraordinary items$1,709,0001,018
Extraordinary gains, net$024
Net income$1,709,0001,018
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$110,0001,051
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,709,000995
2004-12-31 (YTD Data)Rank
Total interest income$23,505,0001,201
Total interest expense$5,898,0001,399
Net interest income$17,607,0001,147
Provision for loan and lease losses$675,0001,497
Total noninterest income$5,415,0001,015
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$4,442,000390
Trading account gains and fees$0138
Additional Noninterest Income$973,0002,186
Total noninterest expense$13,137,0001,251
Salaries and employee benefits$6,755,0001,299
Premises and equipment expense$2,224,0001,035
Additional noninterest expense$4,158,0001,185
Pre-tax net operating income$9,210,000952
Securities gains (losses)$03,819
Applicable income taxes$3,375,000826
Income before extraordinary items$5,835,0001,111
Extraordinary gains, net$034
Net income$5,835,0001,112
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$248,0002,260
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$5,835,0001,087
2004-09-30 (YTD Data)Rank
Total interest income$17,072,0001,223
Total interest expense$4,233,0001,422
Net interest income$12,839,0001,159
Provision for loan and lease losses$650,0001,158
Total noninterest income$3,960,0001,045
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$3,263,000403
Trading account gains and fees$0134
Additional Noninterest Income$697,0002,274
Total noninterest expense$9,369,0001,318
Salaries and employee benefits$4,862,0001,360
Premises and equipment expense$1,652,0001,047
Additional noninterest expense$2,855,0001,297
Pre-tax net operating income$6,780,000975
Securities gains (losses)$03,710
Applicable income taxes$2,485,000858
Income before extraordinary items$4,295,0001,149
Extraordinary gains, net$026
Net income$4,295,0001,150
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$170,0002,121
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$4,295,0001,110
2004-06-30 (YTD Data)Rank
Total interest income$11,089,0001,242
Total interest expense$2,740,0001,450
Net interest income$8,349,0001,186
Provision for loan and lease losses$425,0001,163
Total noninterest income$2,588,0001,061
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$2,156,000404
Trading account gains and fees$0130
Additional Noninterest Income$432,0002,405
Total noninterest expense$6,192,0001,322
Salaries and employee benefits$3,190,0001,374
Premises and equipment expense$1,043,0001,113
Additional noninterest expense$1,959,0001,237
Pre-tax net operating income$4,320,0001,012
Securities gains (losses)$03,413
Applicable income taxes$1,582,000881
Income before extraordinary items$2,738,0001,199
Extraordinary gains, net$021
Net income$2,738,0001,200
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$44,0003,193
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$2,738,0001,152
2004-03-31 (YTD Data)Rank
Total interest income$5,427,0001,280
Total interest expense$1,347,0001,485
Net interest income$4,080,0001,216
Provision for loan and lease losses$175,0001,288
Total noninterest income$1,251,0001,054
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,062,000402
Trading account gains and fees$0121
Additional Noninterest Income$189,0002,560
Total noninterest expense$3,022,0001,358
Salaries and employee benefits$1,567,0001,419
Premises and equipment expense$514,0001,146
Additional noninterest expense$941,0001,274
Pre-tax net operating income$2,134,0001,012
Securities gains (losses)$02,934
Applicable income taxes$782,000906
Income before extraordinary items$1,352,0001,207
Extraordinary gains, net$016
Net income$1,352,0001,207
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$18,0003,014
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$1,352,0001,142
2003-12-31 (YTD Data)Rank
Total interest income$18,934,0001,516
Total interest expense$5,618,0001,602
Net interest income$13,316,0001,461
Provision for loan and lease losses$450,0002,353
Total noninterest income$4,907,0001,152
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$3,966,000429
Trading account gains and fees$0160
Additional Noninterest Income$941,0002,475
Total noninterest expense$11,372,0001,418
Salaries and employee benefits$5,946,0001,443
Premises and equipment expense$2,004,0001,134
Additional noninterest expense$3,422,0001,430
Pre-tax net operating income$6,401,0001,289
Securities gains (losses)$278,0001,100
Applicable income taxes$2,288,0001,153
Income before extraordinary items$4,391,0001,433
Extraordinary gains, net$054
Net income$4,391,0001,435
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-185,0009,099
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,207,5201,424
2003-09-30 (YTD Data)Rank
Total interest income$13,770,0001,591
Total interest expense$4,424,0001,573
Net interest income$9,346,0001,565
Provision for loan and lease losses$400,0002,018
Total noninterest income$3,601,0001,185
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$2,901,000445
Trading account gains and fees$0153
Additional Noninterest Income$700,0002,558
Total noninterest expense$8,343,0001,450
Salaries and employee benefits$4,358,0001,481
Premises and equipment expense$1,506,0001,144
Additional noninterest expense$2,479,0001,481
Pre-tax net operating income$4,204,0001,511
Securities gains (losses)$278,0001,016
Applicable income taxes$1,486,0001,362
Income before extraordinary items$2,996,0001,611
Extraordinary gains, net$040
Net income$2,996,0001,610
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-409,0009,211
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,809,7401,626
2003-06-30 (YTD Data)Rank
Total interest income$9,045,0001,622
Total interest expense$3,201,0001,503
Net interest income$5,844,0001,671
Provision for loan and lease losses$400,0001,388
Total noninterest income$2,342,0001,211
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$1,887,000453
Trading account gains and fees$0150
Additional Noninterest Income$455,0002,587
Total noninterest expense$5,489,0001,464
Salaries and employee benefits$2,706,0001,585
Premises and equipment expense$997,0001,144
Additional noninterest expense$1,786,0001,382
Pre-tax net operating income$2,297,0001,813
Securities gains (losses)$278,000848
Applicable income taxes$861,0001,521
Income before extraordinary items$1,714,0001,872
Extraordinary gains, net$030
Net income$1,714,0001,871
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$446,000918
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,527,7401,954
2003-03-31 (YTD Data)Rank
Total interest income$4,513,0001,642
Total interest expense$1,688,0001,468
Net interest income$2,825,0001,720
Provision for loan and lease losses$250,0001,115
Total noninterest income$1,158,0001,194
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$905,000468
Trading account gains and fees$0134
Additional Noninterest Income$253,0002,349
Total noninterest expense$2,707,0001,467
Salaries and employee benefits$1,341,0001,586
Premises and equipment expense$480,0001,192
Additional noninterest expense$886,0001,365
Pre-tax net operating income$1,026,0001,989
Securities gains (losses)$278,000533
Applicable income taxes$444,0001,512
Income before extraordinary items$860,0001,839
Extraordinary gains, net$021
Net income$860,0001,838
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$401,000579
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$676,5202,138
2002-12-31 (YTD Data)Rank
Total interest income$18,350,0001,674
Total interest expense$6,855,0001,665
Net interest income$11,495,0001,690
Provision for loan and lease losses$1,640,000876
Total noninterest income$4,756,0001,101
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$3,827,000423
Trading account gains and fees$0153
Additional Noninterest Income$929,0002,285
Total noninterest expense$11,177,0001,380
Salaries and employee benefits$5,583,0001,458
Premises and equipment expense$2,294,000958
Additional noninterest expense$3,300,0001,436
Pre-tax net operating income$3,434,0002,243
Securities gains (losses)$362,000800
Applicable income taxes$1,252,0001,889
Income before extraordinary items$2,544,0002,319
Extraordinary gains, net$070
Net income$2,544,0002,319
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$566,0001,508
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$0862
Net operating income$2,301,4602,426
2001-12-31 (YTD Data)Rank
Total interest income$21,693,0001,561
Total interest expense$10,172,0001,599
Net interest income$11,521,0001,545
Provision for loan and lease losses$3,245,000488
Total noninterest income$4,637,0001,056
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$3,814,000393
Trading account gains and fees$0177
Additional Noninterest Income$823,0002,341
Total noninterest expense$11,284,0001,287
Salaries and employee benefits$5,662,0001,304
Premises and equipment expense$2,303,000907
Additional noninterest expense$3,319,0001,413
Pre-tax net operating income$1,629,0003,662
Securities gains (losses)$673,000523
Applicable income taxes$718,0002,620
Income before extraordinary items$1,584,0003,092
Extraordinary gains, net$0105
Net income$1,584,0003,095
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,347,000402
Cash dividends$06,617
Sale, conversion, retirement of capital stock, net$0922
Net operating income$1,119,6303,863
2000-12-31 (YTD Data)Rank
Total interest income$22,903,0001,509
Total interest expense$10,040,0001,715
Net interest income$12,863,0001,366
Provision for loan and lease losses$1,648,000710
Total noninterest income$4,534,000992
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$3,860,000361
Trading account gains and fees$0180
Additional Noninterest Income$674,0002,432
Total noninterest expense$10,930,0001,262
Salaries and employee benefits$5,298,0001,343
Premises and equipment expense$2,250,000886
Additional noninterest expense$3,382,0001,340
Pre-tax net operating income$4,819,0001,531
Securities gains (losses)$-80,0009,357
Applicable income taxes$1,586,0001,441
Income before extraordinary items$3,153,0001,666
Extraordinary gains, net$038
Net income$3,153,0001,665
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,029,000733
Cash dividends$06,853
Sale, conversion, retirement of capital stock, net$0969
Net operating income$3,206,6001,630
1999-12-31 (YTD Data)Rank
Total interest income$18,153,0001,793
Total interest expense$7,900,0001,903
Net interest income$10,253,0001,696
Provision for loan and lease losses$1,170,000865
Total noninterest income$3,872,0001,114
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$3,217,000430
Trading account gains and fees$0173
Additional Noninterest Income$655,0002,480
Total noninterest expense$9,566,0001,446
Salaries and employee benefits$4,545,0001,534
Premises and equipment expense$2,092,000963
Additional noninterest expense$2,929,0001,540
Pre-tax net operating income$3,389,0002,166
Securities gains (losses)$84,000802
Applicable income taxes$1,172,0001,962
Income before extraordinary items$2,301,0002,273
Extraordinary gains, net$035
Net income$2,301,0002,274
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$520,0001,182
Cash dividends$07,131
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$2,245,5602,290
1998-12-31 (YTD Data)Rank
Total interest income$15,192,0002,144
Total interest expense$6,725,0002,253
Net interest income$8,467,0002,027
Provision for loan and lease losses$745,0001,255
Total noninterest income$3,402,0001,222
Gross Fiduciary activities income$01,398
Service charges on deposit accounts$2,871,000461
Trading account gains and fees$0224
Additional Noninterest Income$531,0002,867
Total noninterest expense$8,857,0001,498
Salaries and employee benefits$4,363,0001,500
Premises and equipment expense$2,051,000942
Additional noninterest expense$2,443,0001,746
Pre-tax net operating income$2,267,0003,014
Securities gains (losses)$518,000544
Applicable income taxes$920,0002,457
Income before extraordinary items$1,865,0002,719
Extraordinary gains, net$032
Net income$1,865,0002,720
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$590,0001,101
Cash dividends$07,473
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$1,517,9403,134
1997-12-31 (YTD Data)Rank
Total interest income$13,375,0002,445
Total interest expense$5,754,0002,600
Net interest income$7,621,0002,303
Provision for loan and lease losses$975,0001,011
Total noninterest income$3,008,0001,289
Gross Fiduciary activities income$01,450
Service charges on deposit accounts$2,511,000527
Trading account gains and fees$0239
Additional Noninterest Income$497,0002,835
Total noninterest expense$8,126,0001,622
Salaries and employee benefits$3,853,0001,703
Premises and equipment expense$1,966,0001,004
Additional noninterest expense$2,307,0001,844
Pre-tax net operating income$1,528,0004,430
Securities gains (losses)$61,0001,222
Applicable income taxes$545,0003,960
Income before extraordinary items$1,044,0004,539
Extraordinary gains, net$044
Net income$1,044,0004,538
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$730,000996
Cash dividends$07,871
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$1,003,7404,628
1996-12-31 (YTD Data)Rank
Total interest income$10,895,0003,016
Total interest expense$4,592,0003,259
Net interest income$6,303,0002,803
Provision for loan and lease losses$500,0001,732
Total noninterest income$2,003,0001,835
Gross Fiduciary activities income$01,526
Service charges on deposit accounts$1,512,000878
Trading account gains and fees$0262
Additional Noninterest Income$491,0002,961
Total noninterest expense$5,918,0002,329
Salaries and employee benefits$2,865,0002,319
Premises and equipment expense$1,390,0001,457
Additional noninterest expense$1,663,0002,864
Pre-tax net operating income$1,888,0003,568
Securities gains (losses)$-38,00010,943
Applicable income taxes$617,0003,506
Income before extraordinary items$1,233,0003,792
Extraordinary gains, net$053
Net income$1,233,0003,791
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$385,0001,730
Cash dividends$08,336
Sale, conversion, retirement of capital stock, net$1,470,000338
Net operating income$1,258,4603,668
1995-12-31 (YTD Data)Rank
Total interest income$8,809,0003,685
Total interest expense$3,516,0004,140
Net interest income$5,293,0003,347
Provision for loan and lease losses$135,0003,846
Total noninterest income$1,396,0002,413
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$957,0001,431
Trading account gains and feesNANA
Additional Noninterest Income$439,0003,125
Total noninterest expense$4,608,0002,920
Salaries and employee benefits$2,010,0003,291
Premises and equipment expense$1,162,0001,740
Additional noninterest expense$1,436,0003,202
Pre-tax net operating income$1,946,0003,577
Securities gains (losses)$03,831
Applicable income taxes$700,0003,237
Income before extraordinary items$1,246,0003,833
Extraordinary gains, net$065
Net income$1,246,0003,831
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$143,0003,068
Cash dividends$08,717
Sale, conversion, retirement of capital stock, net$0809
Net operating income$1,246,0003,811
1994-12-31 (YTD Data)Rank
Total interest income$6,964,0004,237
Total interest expense$2,162,0005,251
Net interest income$4,802,0003,698
Provision for loan and lease losses$335,0002,089
Total noninterest income$1,069,0002,965
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$672,0002,011
Trading account gains and feesNANA
Additional Noninterest Income$397,0003,423
Total noninterest expense$3,794,0003,582
Salaries and employee benefits$1,640,0003,945
Premises and equipment expense$913,0002,207
Additional noninterest expense$1,241,0003,936
Pre-tax net operating income$1,742,0003,868
Securities gains (losses)$-53,00011,075
Applicable income taxes$596,0003,535
Income before extraordinary items$1,093,0004,204
Extraordinary gains, net$0249
Net income$1,093,0004,206
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$266,0002,076
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$1,127,4504,120
1993-12-31 (YTD Data)Rank
Total interest income$5,914,0005,012
Total interest expense$1,853,0006,203
Net interest income$4,061,0004,334
Provision for loan and lease losses$285,0003,115
Total noninterest income$983,0003,384
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$616,0002,235
Trading account gains and feesNANA
Additional Noninterest Income$367,0003,975
Total noninterest expense$3,298,0004,133
Salaries and employee benefits$1,423,0004,485
Premises and equipment expense$885,0002,309
Additional noninterest expense$990,0004,964
Pre-tax net operating income$1,461,0004,428
Securities gains (losses)$07,477
Applicable income taxes$535,0003,950
Income before extraordinary items$926,0004,987
Extraordinary gains, net$316,000678
Net income$1,242,0003,984
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$144,0003,773
Cash dividends$09,081
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$926,0004,752
1992-12-31 (YTD Data)Rank
Total interest income$5,415,0005,975
Total interest expense$2,089,0006,895
Net interest income$3,326,0005,249
Provision for loan and lease losses$507,0002,965
Total noninterest income$875,0003,703
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$581,0002,373
Trading account gains and feesNANA
Additional Noninterest Income$294,0004,488
Total noninterest expense$3,004,0004,525
Salaries and employee benefits$1,249,0004,985
Premises and equipment expense$830,0002,490
Additional noninterest expense$925,0005,396
Pre-tax net operating income$690,0007,158
Securities gains (losses)$504,0001,081
Applicable income taxes$545,0003,721
Income before extraordinary items$649,0006,237
Extraordinary gains, net$01,422
Net income$649,0006,308
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$616,0002,140
Cash dividends$08,912
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$326,4408,624

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.