Home > TransAtlantic Bank > Assets and Liabilities
TransAtlantic Bank, Assets and Liabilities
| 2010-06-30 | Rank | |
| # of Employees: | 104 | 1,486 |
| Assets and Liabilities | ||
| Total Assets: | $532,013,000 | 1,284 |
| Cash and due from depository institutions | $41,299,000 | 1,486 |
| Interest-bearing balances | $39,116,000 | 897 |
| Securities | $167,173,000 | 811 |
| Federal funds sold & reverse repurchase agreements | $37,000 | 4,425 |
| Net loans & leases | $300,044,000 | 1,501 |
| Loan loss allowance | $6,009,000 | 1,364 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $776,000 | 5,805 |
| Other real estate owned | $215,000 | 1,486 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $22,469,000 | 1,030 |
| Life insurance assets | $6,349,000 | 1,046 |
| Total liabilities and capital | $532,013,000 | 1,284 |
| Total liabilities | $476,104,000 | 1,296 |
| Total deposits | $454,201,000 | 1,218 |
| Interest-bearing deposits | $432,579,000 | 1,107 |
| Deposits held in domestic offices | $454,201,000 | 1,216 |
| % insured | 53.37% | 7,623 |
| Federal funds purchased & repurchase agreements | $5,986,000 | 1,228 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $10,000,000 | 2,455 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $5,917,000 | 886 |
| Total equity capital | $55,909,000 | 1,217 |
| Total bank equity capital | $55,909,000 | 1,217 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $3,000,000 | 1,359 |
| Surplus | $6,003,000 | 3,619 |
| Undivided profits | $46,906,000 | 695 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $4,899,000 | 2,343 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $1,795,000 | 1,742 |
| Earning assets | $506,370,000 | 1,237 |
| Long-term assets (5+ years) | $129,727,000 | 1,064 |
| Average Assets, year-to-date | $536,825,330 | 1,271 |
| Average Assets, quarterly | $535,979,000 | 1,274 |
| Volatile liabilities | $226,603,000 | 608 |
| Insider loans | $805,000 | 4,509 |
| FHLB advances | $10,000,000 | 2,343 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $17,858,000 | 2,848 |
| Tier 1 (core) risk-based capital | $54,460,000 | 1,151 |
| Tier 2 risk-based capital | $4,575,000 | 1,254 |
| Total risk weighted assets | $364,138,000 | 1,299 |
| Total unused commitments | $17,858,000 | 2,850 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 104 | 1,493 |
| Assets and Liabilities | ||
| Total Assets: | $539,945,000 | 1,299 |
| Cash and due from depository institutions | $50,759,000 | 1,493 |
| Interest-bearing balances | $48,712,000 | 704 |
| Securities | $161,444,000 | 826 |
| Federal funds sold & reverse repurchase agreements | $65,000 | 4,627 |
| Net loans & leases | $302,666,000 | 1,525 |
| Loan loss allowance | $5,392,000 | 1,533 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $847,000 | 5,777 |
| Other real estate owned | $749,000 | 1,493 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $23,415,000 | 1,013 |
| Life insurance assets | $6,296,000 | 1,054 |
| Total liabilities and capital | $539,945,000 | 1,299 |
| Total liabilities | $486,290,000 | 1,299 |
| Total deposits | $465,246,000 | 1,204 |
| Interest-bearing deposits | $429,209,000 | 1,140 |
| Deposits held in domestic offices | $465,246,000 | 1,202 |
| % insured | 55.84% | 7,686 |
| Federal funds purchased & repurchase agreements | $6,363,000 | 1,238 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $10,000,000 | 2,594 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $4,681,000 | 1,089 |
| Total equity capital | $53,655,000 | 1,269 |
| Total bank equity capital | $53,655,000 | 1,269 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $3,000,000 | 1,391 |
| Surplus | $6,003,000 | 3,661 |
| Undivided profits | $44,652,000 | 725 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $4,386,000 | 2,557 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $1,551,000 | 2,091 |
| Earning assets | $512,887,000 | 1,249 |
| Long-term assets (5+ years) | $179,097,000 | 769 |
| Average Assets, year-to-date | $539,231,500 | 1,298 |
| Average Assets, quarterly | $539,231,500 | 1,298 |
| Volatile liabilities | $230,249,000 | 625 |
| Insider loans | $820,000 | 4,546 |
| FHLB advances | $10,000,000 | 2,469 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $28,160,000 | 2,141 |
| Tier 1 (core) risk-based capital | $53,584,000 | 1,177 |
| Tier 2 risk-based capital | $4,338,000 | 1,359 |
| Total risk weighted assets | $345,561,000 | 1,415 |
| Total unused commitments | $28,160,000 | 2,147 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 105 | 1,504 |
| Assets and Liabilities | ||
| Total Assets: | $538,518,000 | 1,304 |
| Cash and due from depository institutions | $84,002,000 | 1,504 |
| Interest-bearing balances | $81,736,000 | 371 |
| Securities | $109,591,000 | 1,176 |
| Federal funds sold & reverse repurchase agreements | $125,000 | 4,450 |
| Net loans & leases | $319,412,000 | 1,471 |
| Loan loss allowance | $7,127,000 | 1,199 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $921,000 | 5,716 |
| Other real estate owned | $749,000 | 1,504 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $23,718,000 | 1,020 |
| Life insurance assets | $6,244,000 | 1,058 |
| Total liabilities and capital | $538,518,000 | 1,304 |
| Total liabilities | $486,014,000 | 1,304 |
| Total deposits | $449,939,000 | 1,245 |
| Interest-bearing deposits | $421,297,000 | 1,161 |
| Deposits held in domestic offices | $449,939,000 | 1,242 |
| % insured | 54.46% | 7,775 |
| Federal funds purchased & repurchase agreements | $7,354,000 | 1,217 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $25,000,000 | 1,583 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,721,000 | 1,320 |
| Total equity capital | $52,504,000 | 1,269 |
| Total bank equity capital | $52,504,000 | 1,268 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $3,000,000 | 1,419 |
| Surplus | $6,003,000 | 3,677 |
| Undivided profits | $43,501,000 | 729 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $13,628,000 | 1,193 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $1,195,000 | 2,843 |
| Earning assets | $510,864,000 | 1,251 |
| Long-term assets (5+ years) | $152,446,000 | 918 |
| Average Assets, year-to-date | $517,070,000 | 1,335 |
| Average Assets, quarterly | $539,010,500 | 1,295 |
| Volatile liabilities | $249,180,000 | 597 |
| Insider loans | $835,000 | 4,582 |
| FHLB advances | $25,000,000 | 1,483 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $26,963,000 | 2,236 |
| Tier 1 (core) risk-based capital | $52,985,000 | 1,166 |
| Tier 2 risk-based capital | $4,121,000 | 1,440 |
| Total risk weighted assets | $326,281,000 | 1,535 |
| Total unused commitments | $26,963,000 | 2,237 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 107 | 1,495 |
| Assets and Liabilities | ||
| Total Assets: | $539,503,000 | 1,314 |
| Cash and due from depository institutions | $148,284,000 | 1,495 |
| Interest-bearing balances | $145,918,000 | 220 |
| Securities | $60,395,000 | 2,063 |
| Federal funds sold & reverse repurchase agreements | $135,000 | 4,605 |
| Net loans & leases | $309,704,000 | 1,549 |
| Loan loss allowance | $7,940,000 | 1,022 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $1,006,000 | 5,624 |
| Other real estate owned | $928,000 | 1,495 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $19,051,000 | 1,104 |
| Life insurance assets | $6,190,000 | 1,058 |
| Total liabilities and capital | $539,503,000 | 1,314 |
| Total liabilities | $488,811,000 | 1,307 |
| Total deposits | $448,275,000 | 1,257 |
| Interest-bearing deposits | $425,764,000 | 1,150 |
| Deposits held in domestic offices | $448,275,000 | 1,254 |
| % insured | 55.15% | 7,840 |
| Federal funds purchased & repurchase agreements | $7,852,000 | 1,227 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $25,000,000 | 1,629 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $7,684,000 | 795 |
| Total equity capital | $50,692,000 | 1,359 |
| Total bank equity capital | $50,692,000 | 1,357 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $3,000,000 | 1,442 |
| Surplus | $6,003,000 | 3,686 |
| Undivided profits | $41,689,000 | 804 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $13,127,000 | 1,210 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $1,044,000 | 3,430 |
| Earning assets | $516,152,000 | 1,265 |
| Long-term assets (5+ years) | $106,700,000 | 1,284 |
| Average Assets, year-to-date | $511,708,000 | 1,360 |
| Average Assets, quarterly | $533,576,500 | 1,318 |
| Volatile liabilities | $251,823,000 | 624 |
| Insider loans | $838,000 | 4,592 |
| FHLB advances | $25,000,000 | 1,530 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $22,099,000 | 2,657 |
| Tier 1 (core) risk-based capital | $50,044,000 | 1,285 |
| Tier 2 risk-based capital | $3,983,000 | 1,501 |
| Total risk weighted assets | $314,281,000 | 1,617 |
| Total unused commitments | $22,099,000 | 2,658 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 116 | 1,400 |
| Assets and Liabilities | ||
| Total Assets: | $527,650,000 | 1,356 |
| Cash and due from depository institutions | $136,197,000 | 1,400 |
| Interest-bearing balances | $134,077,000 | 191 |
| Securities | $65,377,000 | 1,875 |
| Federal funds sold & reverse repurchase agreements | $1,447,000 | 3,667 |
| Net loans & leases | $303,451,000 | 1,606 |
| Loan loss allowance | $7,933,000 | 997 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,126,000 | 5,511 |
| Other real estate owned | $824,000 | 1,400 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $19,228,000 | 1,130 |
| Life insurance assets | $6,139,000 | 1,068 |
| Total liabilities and capital | $527,650,000 | 1,356 |
| Total liabilities | $477,932,000 | 1,347 |
| Total deposits | $441,257,000 | 1,290 |
| Interest-bearing deposits | $400,296,000 | 1,239 |
| Deposits held in domestic offices | $441,257,000 | 1,286 |
| % insured | 41.38% | 7,938 |
| Federal funds purchased & repurchase agreements | $5,704,000 | 1,423 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $25,000,000 | 1,722 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $5,971,000 | 1,012 |
| Total equity capital | $49,718,000 | 1,383 |
| Total bank equity capital | $49,718,000 | 1,383 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $3,000,000 | 1,459 |
| Surplus | $6,003,000 | 3,706 |
| Undivided profits | $40,715,000 | 800 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $11,030,000 | 1,343 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $1,137,000 | 3,047 |
| Earning assets | $504,352,000 | 1,294 |
| Long-term assets (5+ years) | $101,967,000 | 1,323 |
| Average Assets, year-to-date | $502,443,000 | 1,415 |
| Average Assets, quarterly | $527,072,000 | 1,351 |
| Volatile liabilities | $241,342,000 | 654 |
| Insider loans | $917,000 | 4,470 |
| FHLB advances | $25,000,000 | 1,611 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $27,164,000 | 2,389 |
| Tier 1 (core) risk-based capital | $50,856,000 | 1,264 |
| Tier 2 risk-based capital | $3,998,000 | 1,484 |
| Total risk weighted assets | $315,466,000 | 1,649 |
| Total unused commitments | $27,164,000 | 2,394 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 117 | 1,406 |
| Assets and Liabilities | ||
| Total Assets: | $526,494,000 | 1,364 |
| Cash and due from depository institutions | $111,925,000 | 1,406 |
| Interest-bearing balances | $109,777,000 | 212 |
| Securities | $72,820,000 | 1,687 |
| Federal funds sold & reverse repurchase agreements | $409,000 | 5,004 |
| Net loans & leases | $313,117,000 | 1,576 |
| Loan loss allowance | $6,982,000 | 1,061 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $1,195,000 | 5,459 |
| Other real estate owned | $1,148,000 | 1,406 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $25,880,000 | 850 |
| Life insurance assets | $6,085,000 | 1,077 |
| Total liabilities and capital | $526,494,000 | 1,364 |
| Total liabilities | $475,214,000 | 1,368 |
| Total deposits | $438,159,000 | 1,289 |
| Interest-bearing deposits | $394,357,000 | 1,259 |
| Deposits held in domestic offices | $438,159,000 | 1,285 |
| % insured | 43.30% | 7,949 |
| Federal funds purchased & repurchase agreements | $6,110,000 | 1,385 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $25,000,000 | 1,758 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $5,945,000 | 1,002 |
| Total equity capital | $51,280,000 | 1,349 |
| Total bank equity capital | $51,280,000 | 1,348 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $3,000,000 | 1,469 |
| Surplus | $6,003,000 | 3,702 |
| Undivided profits | $42,277,000 | 794 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $11,147,000 | 1,213 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $1,227,000 | 2,860 |
| Earning assets | $496,123,000 | 1,322 |
| Long-term assets (5+ years) | $116,858,000 | 1,143 |
| Average Assets, year-to-date | $489,839,500 | 1,452 |
| Average Assets, quarterly | $489,839,500 | 1,452 |
| Volatile liabilities | $239,150,000 | 670 |
| Insider loans | $913,000 | 4,498 |
| FHLB advances | $25,000,000 | 1,646 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $35,561,000 | 2,037 |
| Tier 1 (core) risk-based capital | $52,884,000 | 1,220 |
| Tier 2 risk-based capital | $4,365,000 | 1,367 |
| Total risk weighted assets | $346,189,000 | 1,510 |
| Total unused commitments | $35,561,000 | 2,039 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 117 | 1,421 |
| Assets and Liabilities | ||
| Total Assets: | $453,185,000 | 1,560 |
| Cash and due from depository institutions | $17,387,000 | 1,421 |
| Interest-bearing balances | $15,283,000 | 752 |
| Securities | $80,002,000 | 1,523 |
| Federal funds sold & reverse repurchase agreements | $1,105,000 | 3,862 |
| Net loans & leases | $327,429,000 | 1,527 |
| Loan loss allowance | $6,120,000 | 1,143 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $1,267,000 | 5,409 |
| Other real estate owned | $1,081,000 | 1,421 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $24,914,000 | 892 |
| Life insurance assets | $6,033,000 | 1,084 |
| Total liabilities and capital | $453,184,000 | 1,560 |
| Total liabilities | $399,200,000 | 1,604 |
| Total deposits | $361,721,000 | 1,525 |
| Interest-bearing deposits | $313,003,000 | 1,557 |
| Deposits held in domestic offices | $361,721,000 | 1,520 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,239,000 | 1,428 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $25,000,000 | 1,907 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $5,240,000 | 1,110 |
| Total equity capital | $53,984,000 | 1,246 |
| Total bank equity capital | $53,984,000 | 1,246 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $3,000,000 | 1,468 |
| Surplus | $6,003,000 | 3,692 |
| Undivided profits | $44,981,000 | 739 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $12,573,000 | 931 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $1,576,000 | 2,422 |
| Earning assets | $423,819,000 | 1,517 |
| Long-term assets (5+ years) | $120,542,000 | 1,119 |
| Average Assets, year-to-date | $528,614,800 | 1,282 |
| Average Assets, quarterly | $476,175,000 | 1,482 |
| Volatile liabilities | $150,219,000 | 1,026 |
| Insider loans | $947,000 | 4,523 |
| FHLB advances | $25,000,000 | 1,798 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $43,902,000 | 1,753 |
| Tier 1 (core) risk-based capital | $55,092,000 | 1,149 |
| Tier 2 risk-based capital | $4,513,000 | 1,303 |
| Total risk weighted assets | $359,157,000 | 1,450 |
| Total unused commitments | $43,902,000 | 1,754 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 114 | 1,474 |
| Assets and Liabilities | ||
| Total Assets: | $499,165,000 | 1,391 |
| Cash and due from depository institutions | $11,566,000 | 1,474 |
| Interest-bearing balances | $247,000 | 4,298 |
| Securities | $86,678,000 | 1,366 |
| Federal funds sold & reverse repurchase agreements | $22,913,000 | 489 |
| Net loans & leases | $353,244,000 | 1,403 |
| Loan loss allowance | $9,818,000 | 672 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $1,259,000 | 5,448 |
| Other real estate owned | $1,081,000 | 1,474 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $22,424,000 | 935 |
| Life insurance assets | $5,981,000 | 1,083 |
| Total liabilities and capital | $499,165,000 | 1,391 |
| Total liabilities | $440,499,000 | 1,439 |
| Total deposits | $404,190,000 | 1,341 |
| Interest-bearing deposits | $377,166,000 | 1,247 |
| Deposits held in domestic offices | $404,190,000 | 1,337 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,763,000 | 1,992 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $25,000,000 | 1,929 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $7,546,000 | 815 |
| Total equity capital | $58,666,000 | 1,152 |
| Total bank equity capital | $58,666,000 | 1,152 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $3,000,000 | 1,477 |
| Surplus | $6,003,000 | 3,690 |
| Undivided profits | $49,663,000 | 687 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,734,000 | 984 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $2,328,000 | 1,673 |
| Earning assets | $463,082,000 | 1,376 |
| Long-term assets (5+ years) | $119,735,000 | 1,091 |
| Average Assets, year-to-date | $547,472,250 | 1,235 |
| Average Assets, quarterly | $525,654,500 | 1,310 |
| Volatile liabilities | $175,314,000 | 858 |
| Insider loans | $202,000 | 6,449 |
| FHLB advances | $25,000,000 | 1,829 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $57,547,000 | 1,498 |
| Tier 1 (core) risk-based capital | $58,957,000 | 1,083 |
| Tier 2 risk-based capital | $4,968,000 | 1,156 |
| Total risk weighted assets | $392,071,000 | 1,328 |
| Total unused commitments | $57,547,000 | 1,499 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 128 | 1,334 |
| Assets and Liabilities | ||
| Total Assets: | $552,144,000 | 1,265 |
| Cash and due from depository institutions | $11,626,000 | 1,334 |
| Interest-bearing balances | $247,000 | 4,168 |
| Securities | $95,827,000 | 1,264 |
| Federal funds sold & reverse repurchase agreements | $44,335,000 | 259 |
| Net loans & leases | $374,594,000 | 1,307 |
| Loan loss allowance | $8,381,000 | 748 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $1,196,000 | 5,567 |
| Other real estate owned | $2,323,000 | 1,334 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $22,243,000 | 924 |
| Life insurance assets | $5,928,000 | 1,092 |
| Total liabilities and capital | $552,144,000 | 1,265 |
| Total liabilities | $492,917,000 | 1,264 |
| Total deposits | $456,293,000 | 1,148 |
| Interest-bearing deposits | $429,451,000 | 1,054 |
| Deposits held in domestic offices | $456,293,000 | 1,144 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,995,000 | 1,819 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $25,000,000 | 1,864 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $6,629,000 | 903 |
| Total equity capital | $59,227,000 | 1,140 |
| Total bank equity capital | $59,227,000 | 1,140 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $3,000,000 | 1,480 |
| Surplus | $6,003,000 | 3,683 |
| Undivided profits | $50,224,000 | 700 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,705,000 | 1,184 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $2,889,000 | 1,273 |
| Earning assets | $515,003,000 | 1,226 |
| Long-term assets (5+ years) | $118,755,000 | 1,090 |
| Average Assets, year-to-date | $563,574,670 | 1,194 |
| Average Assets, quarterly | $562,083,500 | 1,220 |
| Volatile liabilities | $213,008,000 | 723 |
| Insider loans | $227,000 | 6,374 |
| FHLB advances | $25,000,000 | 1,764 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $98,494,000 | 1,001 |
| Tier 1 (core) risk-based capital | $58,897,000 | 1,068 |
| Tier 2 risk-based capital | $5,374,000 | 1,033 |
| Total risk weighted assets | $426,406,000 | 1,216 |
| Total unused commitments | $98,494,000 | 1,001 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 128 | 1,327 |
| Assets and Liabilities | ||
| Total Assets: | $572,023,000 | 1,196 |
| Cash and due from depository institutions | $12,568,000 | 1,327 |
| Interest-bearing balances | $246,000 | 4,260 |
| Securities | $103,391,000 | 1,180 |
| Federal funds sold & reverse repurchase agreements | $13,819,000 | 1,251 |
| Net loans & leases | $418,254,000 | 1,133 |
| Loan loss allowance | $7,466,000 | 778 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $1,280,000 | 5,455 |
| Other real estate owned | $1,842,000 | 1,327 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $20,869,000 | 949 |
| Life insurance assets | $5,877,000 | 1,088 |
| Total liabilities and capital | $572,023,000 | 1,196 |
| Total liabilities | $512,577,000 | 1,191 |
| Total deposits | $448,043,000 | 1,165 |
| Interest-bearing deposits | $413,909,000 | 1,108 |
| Deposits held in domestic offices | $448,043,000 | 1,160 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,224,000 | 1,957 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $55,000,000 | 1,006 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $6,310,000 | 991 |
| Total equity capital | $59,446,000 | 1,167 |
| Total bank equity capital | $59,446,000 | 1,167 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $3,000,000 | 1,477 |
| Surplus | $6,003,000 | 3,657 |
| Undivided profits | $50,443,000 | 732 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $14,043,000 | 560 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $2,641,000 | 1,444 |
| Earning assets | $535,710,000 | 1,173 |
| Long-term assets (5+ years) | $114,420,000 | 1,071 |
| Average Assets, year-to-date | $569,290,000 | 1,181 |
| Average Assets, quarterly | $569,290,000 | 1,181 |
| Volatile liabilities | $177,151,000 | 834 |
| Insider loans | $198,000 | 6,496 |
| FHLB advances | $30,000,000 | 1,453 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $85,812,000 | 1,159 |
| Tier 1 (core) risk-based capital | $58,446,000 | 1,075 |
| Tier 2 risk-based capital | $5,894,000 | 918 |
| Total risk weighted assets | $469,474,000 | 1,084 |
| Total unused commitments | $85,812,000 | 1,160 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 130 | 1,308 |
| Assets and Liabilities | ||
| Total Assets: | $566,557,000 | 1,191 |
| Cash and due from depository institutions | $10,789,000 | 1,308 |
| Interest-bearing balances | $246,000 | 3,813 |
| Securities | $107,606,000 | 1,116 |
| Federal funds sold & reverse repurchase agreements | $1,924,000 | 4,216 |
| Net loans & leases | $421,139,000 | 1,126 |
| Loan loss allowance | $5,457,000 | 998 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $1,365,000 | 5,353 |
| Other real estate owned | $1,418,000 | 1,308 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $22,316,000 | 891 |
| Life insurance assets | $5,827,000 | 1,082 |
| Total liabilities and capital | $566,557,000 | 1,191 |
| Total liabilities | $507,799,000 | 1,191 |
| Total deposits | $461,131,000 | 1,116 |
| Interest-bearing deposits | $428,256,000 | 1,044 |
| Deposits held in domestic offices | $461,131,000 | 1,112 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $12,756,000 | 1,152 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $27,000,000 | 1,556 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $6,912,000 | 927 |
| Total equity capital | $58,758,000 | 1,171 |
| Total bank equity capital | $58,758,000 | 1,171 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $3,000,000 | 1,465 |
| Surplus | $6,003,000 | 3,627 |
| Undivided profits | $49,755,000 | 745 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $14,428,000 | 435 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $2,710,000 | 1,505 |
| Earning assets | $530,915,000 | 1,161 |
| Long-term assets (5+ years) | $99,122,000 | 1,164 |
| Average Assets, year-to-date | $588,436,600 | 1,092 |
| Average Assets, quarterly | $571,507,000 | 1,175 |
| Volatile liabilities | $173,469,000 | 863 |
| Insider loans | $137,000 | 6,798 |
| FHLB advances | $13,500,000 | 2,235 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $131,942,000 | 817 |
| Tier 1 (core) risk-based capital | $58,128,000 | 1,082 |
| Tier 2 risk-based capital | $5,950,000 | 910 |
| Total risk weighted assets | $476,010,000 | 1,047 |
| Total unused commitments | $131,942,000 | 817 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 130 | 1,314 |
| Assets and Liabilities | ||
| Total Assets: | $576,457,000 | 1,148 |
| Cash and due from depository institutions | $12,203,000 | 1,314 |
| Interest-bearing balances | $243,000 | 3,668 |
| Securities | $113,955,000 | 1,051 |
| Federal funds sold & reverse repurchase agreements | $4,849,000 | 2,621 |
| Net loans & leases | $419,259,000 | 1,106 |
| Loan loss allowance | $4,714,000 | 1,118 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $1,448,000 | 5,247 |
| Other real estate owned | $0 | 1,314 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $24,743,000 | 798 |
| Life insurance assets | $5,777,000 | 1,062 |
| Total liabilities and capital | $576,457,000 | 1,148 |
| Total liabilities | $518,803,000 | 1,141 |
| Total deposits | $489,527,000 | 1,039 |
| Interest-bearing deposits | $457,944,000 | 965 |
| Deposits held in domestic offices | $489,527,000 | 1,036 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,027,000 | 1,323 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $10,000,000 | 2,577 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $10,249,000 | 667 |
| Total equity capital | $57,654,000 | 1,183 |
| Total bank equity capital | $57,654,000 | 1,183 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $3,000,000 | 1,441 |
| Surplus | $6,003,000 | 3,573 |
| Undivided profits | $48,651,000 | 766 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $19,377,000 | 286 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $3,111,000 | 1,391 |
| Earning assets | $538,306,000 | 1,128 |
| Long-term assets (5+ years) | $92,691,000 | 1,193 |
| Average Assets, year-to-date | $593,906,500 | 1,087 |
| Average Assets, quarterly | $591,358,500 | 1,105 |
| Volatile liabilities | $222,878,000 | 672 |
| Insider loans | $2,127,000 | 2,894 |
| FHLB advances | $10,000,000 | 2,451 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $141,887,000 | 792 |
| Tier 1 (core) risk-based capital | $57,322,000 | 1,102 |
| Tier 2 risk-based capital | $5,189,000 | 1,012 |
| Total risk weighted assets | $485,099,000 | 1,009 |
| Total unused commitments | $141,887,000 | 792 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 134 | 1,293 |
| Assets and Liabilities | ||
| Total Assets: | $606,260,000 | 1,100 |
| Cash and due from depository institutions | $12,630,000 | 1,293 |
| Interest-bearing balances | $240,000 | 3,756 |
| Securities | $111,351,000 | 1,083 |
| Federal funds sold & reverse repurchase agreements | $27,958,000 | 536 |
| Net loans & leases | $427,455,000 | 1,086 |
| Loan loss allowance | $4,469,000 | 1,174 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $1,541,000 | 5,137 |
| Other real estate owned | $0 | 1,293 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $25,325,000 | 777 |
| Life insurance assets | $5,727,000 | 1,060 |
| Total liabilities and capital | $606,260,000 | 1,100 |
| Total liabilities | $551,011,000 | 1,084 |
| Total deposits | $518,132,000 | 992 |
| Interest-bearing deposits | $487,288,000 | 921 |
| Deposits held in domestic offices | $518,132,000 | 990 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $8,076,000 | 1,335 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $16,000,000 | 1,915 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $8,803,000 | 741 |
| Total equity capital | $55,249,000 | 1,221 |
| Total bank equity capital | $55,249,000 | 1,221 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $3,000,000 | 1,433 |
| Surplus | $6,003,000 | 3,572 |
| Undivided profits | $46,246,000 | 797 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,751,000 | 869 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $2,995,000 | 1,341 |
| Earning assets | $567,004,000 | 1,077 |
| Long-term assets (5+ years) | $90,758,000 | 1,193 |
| Average Assets, year-to-date | $599,723,000 | 1,097 |
| Average Assets, quarterly | $600,935,500 | 1,105 |
| Volatile liabilities | $239,575,000 | 627 |
| Insider loans | $2,128,000 | 2,899 |
| FHLB advances | $16,000,000 | 1,809 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $126,680,000 | 872 |
| Tier 1 (core) risk-based capital | $55,650,000 | 1,140 |
| Tier 2 risk-based capital | $5,023,000 | 1,053 |
| Total risk weighted assets | $498,144,000 | 995 |
| Total unused commitments | $126,680,000 | 872 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 136 | 1,263 |
| Assets and Liabilities | ||
| Total Assets: | $595,611,000 | 1,116 |
| Cash and due from depository institutions | $12,014,000 | 1,263 |
| Interest-bearing balances | $234,000 | 3,843 |
| Securities | $119,226,000 | 1,017 |
| Federal funds sold & reverse repurchase agreements | $15,360,000 | 1,300 |
| Net loans & leases | $430,447,000 | 1,052 |
| Loan loss allowance | $4,550,000 | 1,145 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $1,643,000 | 4,969 |
| Other real estate owned | $0 | 1,263 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $16,921,000 | 1,076 |
| Life insurance assets | $5,677,000 | 1,051 |
| Total liabilities and capital | $595,611,000 | 1,116 |
| Total liabilities | $541,433,000 | 1,099 |
| Total deposits | $508,171,000 | 1,014 |
| Interest-bearing deposits | $472,161,000 | 939 |
| Deposits held in domestic offices | $508,171,000 | 1,011 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $9,300,000 | 1,187 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $16,000,000 | 1,863 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $7,962,000 | 816 |
| Total equity capital | $54,178,000 | 1,236 |
| Total bank equity capital | $54,178,000 | 1,236 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $3,000,000 | 1,416 |
| Surplus | $3,674,000 | 4,574 |
| Undivided profits | $47,504,000 | 784 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,937,000 | 1,204 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $2,877,000 | 1,353 |
| Earning assets | $565,267,000 | 1,074 |
| Long-term assets (5+ years) | $93,798,000 | 1,150 |
| Average Assets, year-to-date | $596,454,500 | 1,100 |
| Average Assets, quarterly | $596,454,500 | 1,100 |
| Volatile liabilities | $225,587,000 | 661 |
| Insider loans | $10,864,000 | 632 |
| FHLB advances | $16,000,000 | 1,780 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $133,121,000 | 835 |
| Tier 1 (core) risk-based capital | $54,133,000 | 1,147 |
| Tier 2 risk-based capital | $5,104,000 | 1,017 |
| Total risk weighted assets | $497,300,000 | 970 |
| Total unused commitments | $133,121,000 | 835 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 134 | 1,291 |
| Assets and Liabilities | ||
| Total Assets: | $597,298,000 | 1,097 |
| Cash and due from depository institutions | $14,821,000 | 1,291 |
| Interest-bearing balances | $231,000 | 3,869 |
| Securities | $115,496,000 | 1,076 |
| Federal funds sold & reverse repurchase agreements | $15,503,000 | 1,035 |
| Net loans & leases | $432,553,000 | 1,035 |
| Loan loss allowance | $5,139,000 | 986 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $1,733,000 | 4,835 |
| Other real estate owned | $0 | 1,291 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $17,192,000 | 1,074 |
| Life insurance assets | $5,627,000 | 1,040 |
| Total liabilities and capital | $597,298,000 | 1,097 |
| Total liabilities | $545,469,000 | 1,069 |
| Total deposits | $519,248,000 | 967 |
| Interest-bearing deposits | $491,862,000 | 880 |
| Deposits held in domestic offices | $519,248,000 | 966 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,126,000 | 1,179 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $10,000,000 | 2,503 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $6,095,000 | 970 |
| Total equity capital | $51,829,000 | 1,267 |
| Total bank equity capital | $51,829,000 | 1,267 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $3,000,000 | 1,406 |
| Surplus | $3,674,000 | 4,544 |
| Undivided profits | $45,155,000 | 800 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,469,000 | 1,981 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $2,996,000 | 1,334 |
| Earning assets | $563,783,000 | 1,064 |
| Long-term assets (5+ years) | $95,713,000 | 1,125 |
| Average Assets, year-to-date | $572,430,600 | 1,084 |
| Average Assets, quarterly | $588,776,500 | 1,099 |
| Volatile liabilities | $220,611,000 | 751 |
| Insider loans | $11,991,000 | 561 |
| FHLB advances | $10,000,000 | 2,386 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $148,641,000 | 750 |
| Tier 1 (core) risk-based capital | $51,978,000 | 1,177 |
| Tier 2 risk-based capital | $5,139,000 | 993 |
| Total risk weighted assets | $502,145,000 | 938 |
| Total unused commitments | $148,641,000 | 750 |
| Derivatives | $5,000,000 | 593 |
| 2006-09-30 | Rank | |
| # of Employees: | 133 | 1,315 |
| Assets and Liabilities | ||
| Total Assets: | $580,255,000 | 1,117 |
| Cash and due from depository institutions | $12,422,000 | 1,315 |
| Interest-bearing balances | $150,000 | 4,325 |
| Securities | $105,860,000 | 1,188 |
| Federal funds sold & reverse repurchase agreements | $14,471,000 | 960 |
| Net loans & leases | $425,742,000 | 1,042 |
| Loan loss allowance | $4,978,000 | 1,037 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,703,000 | 4,857 |
| Other real estate owned | $0 | 1,315 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $20,057,000 | 933 |
| Life insurance assets | $5,580,000 | 1,019 |
| Total liabilities and capital | $580,255,000 | 1,117 |
| Total liabilities | $530,110,000 | 1,102 |
| Total deposits | $495,311,000 | 1,009 |
| Interest-bearing deposits | $469,702,000 | 913 |
| Deposits held in domestic offices | $495,311,000 | 1,007 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $13,369,000 | 1,019 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $10,000,000 | 2,638 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $11,430,000 | 616 |
| Total equity capital | $50,145,000 | 1,301 |
| Total bank equity capital | $50,145,000 | 1,301 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,000,000 | 1,395 |
| Surplus | $3,674,000 | 4,527 |
| Undivided profits | $43,471,000 | 843 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $758,000 | 3,060 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $2,967,000 | 1,327 |
| Earning assets | $546,223,000 | 1,089 |
| Long-term assets (5+ years) | $89,797,000 | 1,180 |
| Average Assets, year-to-date | $566,213,750 | 1,106 |
| Average Assets, quarterly | $579,309,000 | 1,103 |
| Volatile liabilities | $218,023,000 | 760 |
| Insider loans | $10,413,000 | 641 |
| FHLB advances | $10,000,000 | 2,507 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $156,414,000 | 757 |
| Tier 1 (core) risk-based capital | $50,125,000 | 1,222 |
| Tier 2 risk-based capital | $4,978,000 | 1,032 |
| Total risk weighted assets | $494,691,000 | 953 |
| Total unused commitments | $156,414,000 | 757 |
| Derivatives | $5,000,000 | 610 |
| 2006-06-30 | Rank | |
| # of Employees: | 137 | 1,287 |
| Assets and Liabilities | ||
| Total Assets: | $578,363,000 | 1,102 |
| Cash and due from depository institutions | $13,923,000 | 1,287 |
| Interest-bearing balances | $143,000 | 4,412 |
| Securities | $89,043,000 | 1,355 |
| Federal funds sold & reverse repurchase agreements | $41,695,000 | 303 |
| Net loans & leases | $413,676,000 | 1,062 |
| Loan loss allowance | $5,168,000 | 981 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $1,755,000 | 4,753 |
| Other real estate owned | $0 | 1,287 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $18,271,000 | 1,018 |
| Life insurance assets | $5,533,000 | 1,005 |
| Total liabilities and capital | $578,363,000 | 1,102 |
| Total liabilities | $531,205,000 | 1,078 |
| Total deposits | $500,961,000 | 980 |
| Interest-bearing deposits | $470,622,000 | 896 |
| Deposits held in domestic offices | $500,961,000 | 979 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $10,727,000 | 1,164 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $10,000,000 | 2,644 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $9,517,000 | 655 |
| Total equity capital | $47,158,000 | 1,328 |
| Total bank equity capital | $47,158,000 | 1,328 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $3,000,000 | 1,384 |
| Surplus | $3,674,000 | 4,508 |
| Undivided profits | $40,484,000 | 861 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $880,000 | 2,665 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $2,610,000 | 1,372 |
| Earning assets | $544,557,000 | 1,067 |
| Long-term assets (5+ years) | $90,128,000 | 1,147 |
| Average Assets, year-to-date | $561,533,330 | 1,117 |
| Average Assets, quarterly | $572,745,000 | 1,100 |
| Volatile liabilities | $199,565,000 | 805 |
| Insider loans | $90,000 | 7,203 |
| FHLB advances | $10,000,000 | 2,510 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $149,642,000 | 765 |
| Tier 1 (core) risk-based capital | $47,889,000 | 1,246 |
| Tier 2 risk-based capital | $5,168,000 | 980 |
| Total risk weighted assets | $496,931,000 | 928 |
| Total unused commitments | $149,642,000 | 765 |
| Derivatives | $5,000,000 | 599 |
| 2006-03-31 | Rank | |
| # of Employees: | 134 | 1,291 |
| Assets and Liabilities | ||
| Total Assets: | $567,127,000 | 1,110 |
| Cash and due from depository institutions | $25,338,000 | 1,291 |
| Interest-bearing balances | $10,000,000 | 602 |
| Securities | $82,680,000 | 1,487 |
| Federal funds sold & reverse repurchase agreements | $21,193,000 | 661 |
| Net loans & leases | $420,463,000 | 1,011 |
| Loan loss allowance | $5,259,000 | 954 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $1,739,000 | 4,719 |
| Other real estate owned | $0 | 1,291 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $15,714,000 | 1,130 |
| Life insurance assets | $5,488,000 | 990 |
| Total liabilities and capital | $567,127,000 | 1,110 |
| Total liabilities | $521,864,000 | 1,083 |
| Total deposits | $497,594,000 | 978 |
| Interest-bearing deposits | $461,325,000 | 898 |
| Deposits held in domestic offices | $497,594,000 | 976 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,555,000 | 1,323 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $10,000,000 | 2,571 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $6,715,000 | 849 |
| Total equity capital | $45,263,000 | 1,362 |
| Total bank equity capital | $45,263,000 | 1,362 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,000,000 | 1,378 |
| Surplus | $3,674,000 | 4,435 |
| Undivided profits | $38,589,000 | 897 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,728,000 | 1,501 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $2,693,000 | 1,244 |
| Earning assets | $534,336,000 | 1,075 |
| Long-term assets (5+ years) | $94,432,000 | 1,098 |
| Average Assets, year-to-date | $553,118,500 | 1,125 |
| Average Assets, quarterly | $553,118,500 | 1,125 |
| Volatile liabilities | $175,623,000 | 852 |
| Insider loans | $0 | 7,878 |
| FHLB advances | $10,000,000 | 2,454 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $149,464,000 | 754 |
| Tier 1 (core) risk-based capital | $45,733,000 | 1,280 |
| Tier 2 risk-based capital | $5,259,000 | 951 |
| Total risk weighted assets | $488,770,000 | 915 |
| Total unused commitments | $149,464,000 | 755 |
| Derivatives | $5,000,000 | 584 |
| 2005-12-31 | Rank | |
| # of Employees: | 126 | 1,380 |
| Assets and Liabilities | ||
| Total Assets: | $539,110,000 | 1,153 |
| Cash and due from depository institutions | $38,188,000 | 1,380 |
| Interest-bearing balances | $17,102,000 | 315 |
| Securities | $83,726,000 | 1,464 |
| Federal funds sold & reverse repurchase agreements | $3,969,000 | 2,890 |
| Net loans & leases | $395,651,000 | 1,063 |
| Loan loss allowance | $5,178,000 | 948 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $1,642,000 | 4,861 |
| Other real estate owned | $0 | 1,380 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $15,934,000 | 1,088 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $539,110,000 | 1,153 |
| Total liabilities | $495,793,000 | 1,128 |
| Total deposits | $470,155,000 | 1,023 |
| Interest-bearing deposits | $431,399,000 | 946 |
| Deposits held in domestic offices | $470,155,000 | 1,021 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $6,858,000 | 1,399 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $10,000,000 | 2,660 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $8,780,000 | 666 |
| Total equity capital | $43,317,000 | 1,398 |
| Total bank equity capital | $43,317,000 | 1,398 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $3,000,000 | 1,364 |
| Surplus | $3,674,000 | 4,406 |
| Undivided profits | $36,643,000 | 938 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $276,000 | 4,834 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $2,417,000 | 1,410 |
| Earning assets | $500,448,000 | 1,137 |
| Long-term assets (5+ years) | $91,079,000 | 1,102 |
| Average Assets, year-to-date | $497,775,000 | 1,186 |
| Average Assets, quarterly | $525,651,000 | 1,173 |
| Volatile liabilities | $161,291,000 | 921 |
| Insider loans | $877,000 | 4,455 |
| FHLB advances | $10,000,000 | 2,516 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $201,816,000 | 605 |
| Tier 1 (core) risk-based capital | $43,600,000 | 1,318 |
| Tier 2 risk-based capital | $5,178,000 | 944 |
| Total risk weighted assets | $449,555,000 | 966 |
| Total unused commitments | $201,816,000 | 605 |
| Derivatives | $5,000,000 | 542 |
| 2005-09-30 | Rank | |
| # of Employees: | 129 | 1,327 |
| Assets and Liabilities | ||
| Total Assets: | $512,192,000 | 1,188 |
| Cash and due from depository institutions | $32,104,000 | 1,327 |
| Interest-bearing balances | $15,930,000 | 357 |
| Securities | $81,197,000 | 1,501 |
| Federal funds sold & reverse repurchase agreements | $2,712,000 | 3,284 |
| Net loans & leases | $378,570,000 | 1,087 |
| Loan loss allowance | $5,070,000 | 961 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $1,721,000 | 4,698 |
| Other real estate owned | $0 | 1,327 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $15,888,000 | 1,074 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $512,192,000 | 1,188 |
| Total liabilities | $470,895,000 | 1,166 |
| Total deposits | $447,510,000 | 1,053 |
| Interest-bearing deposits | $413,311,000 | 954 |
| Deposits held in domestic offices | $447,510,000 | 1,050 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,979,000 | 1,826 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $10,000,000 | 2,673 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $9,406,000 | 618 |
| Total equity capital | $41,297,000 | 1,448 |
| Total bank equity capital | $41,297,000 | 1,448 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,000,000 | 1,334 |
| Surplus | $3,674,000 | 4,367 |
| Undivided profits | $34,623,000 | 994 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,007,000 | 2,382 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $2,336,000 | 1,398 |
| Earning assets | $478,409,000 | 1,167 |
| Long-term assets (5+ years) | $90,581,000 | 1,091 |
| Average Assets, year-to-date | $487,441,250 | 1,204 |
| Average Assets, quarterly | $507,774,000 | 1,187 |
| Volatile liabilities | $140,037,000 | 987 |
| Insider loans | $1,698,000 | 3,112 |
| FHLB advances | $10,000,000 | 2,512 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $208,135,000 | 576 |
| Tier 1 (core) risk-based capital | $41,403,000 | 1,368 |
| Tier 2 risk-based capital | $5,070,000 | 934 |
| Total risk weighted assets | $435,047,000 | 982 |
| Total unused commitments | $208,135,000 | 576 |
| Derivatives | $5,000,000 | 548 |
| 2005-06-30 | Rank | |
| # of Employees: | 135 | 1,255 |
| Assets and Liabilities | ||
| Total Assets: | $503,356,000 | 1,183 |
| Cash and due from depository institutions | $44,416,000 | 1,255 |
| Interest-bearing balances | $29,159,000 | 166 |
| Securities | $75,549,000 | 1,626 |
| Federal funds sold & reverse repurchase agreements | $1,229,000 | 4,100 |
| Net loans & leases | $365,369,000 | 1,098 |
| Loan loss allowance | $4,972,000 | 961 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,680,000 | 4,726 |
| Other real estate owned | $0 | 1,255 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $15,113,000 | 1,097 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $503,356,000 | 1,183 |
| Total liabilities | $463,671,000 | 1,159 |
| Total deposits | $441,657,000 | 1,031 |
| Interest-bearing deposits | $316,869,000 | 1,250 |
| Deposits held in domestic offices | $441,657,000 | 1,029 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,685,000 | 1,697 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $10,000,000 | 2,628 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $7,329,000 | 706 |
| Total equity capital | $39,685,000 | 1,476 |
| Total bank equity capital | $39,685,000 | 1,476 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,000,000 | 1,314 |
| Surplus | $3,674,000 | 4,324 |
| Undivided profits | $33,011,000 | 1,029 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,101,000 | 2,152 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $1,927,000 | 1,585 |
| Earning assets | $471,306,000 | 1,154 |
| Long-term assets (5+ years) | $85,587,000 | 1,147 |
| Average Assets, year-to-date | $479,191,000 | 1,218 |
| Average Assets, quarterly | $491,303,500 | 1,195 |
| Volatile liabilities | $128,756,000 | 1,027 |
| Insider loans | $0 | 7,951 |
| FHLB advances | $10,000,000 | 2,493 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $142,887,000 | 729 |
| Tier 1 (core) risk-based capital | $39,486,000 | 1,393 |
| Tier 2 risk-based capital | $4,972,000 | 940 |
| Total risk weighted assets | $420,762,000 | 988 |
| Total unused commitments | $142,887,000 | 730 |
| Derivatives | $5,000,000 | 519 |
| 2005-03-31 | Rank | |
| # of Employees: | 124 | 1,384 |
| Assets and Liabilities | ||
| Total Assets: | $479,251,000 | 1,228 |
| Cash and due from depository institutions | $37,961,000 | 1,384 |
| Interest-bearing balances | $20,756,000 | 265 |
| Securities | $66,063,000 | 1,862 |
| Federal funds sold & reverse repurchase agreements | $13,360,000 | 923 |
| Net loans & leases | $347,518,000 | 1,130 |
| Loan loss allowance | $4,871,000 | 970 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $1,660,000 | 4,778 |
| Other real estate owned | $0 | 1,384 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $12,689,000 | 1,267 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $479,251,000 | 1,228 |
| Total liabilities | $441,528,000 | 1,193 |
| Total deposits | $427,066,000 | 1,055 |
| Interest-bearing deposits | $308,756,000 | 1,278 |
| Deposits held in domestic offices | $427,066,000 | 1,052 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,933,000 | 1,735 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $5,000,000 | 3,508 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $5,529,000 | 870 |
| Total equity capital | $37,723,000 | 1,519 |
| Total bank equity capital | $37,723,000 | 1,519 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $3,000,000 | 1,309 |
| Surplus | $3,674,000 | 4,307 |
| Undivided profits | $31,049,000 | 1,057 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $170,000 | 5,628 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $1,840,000 | 1,619 |
| Earning assets | $447,697,000 | 1,200 |
| Long-term assets (5+ years) | $75,171,000 | 1,307 |
| Average Assets, year-to-date | $467,108,500 | 1,249 |
| Average Assets, quarterly | $467,108,500 | 1,249 |
| Volatile liabilities | $114,345,000 | 1,083 |
| Insider loans | $121,000 | 7,067 |
| FHLB advances | $5,000,000 | 3,359 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $139,402,000 | 743 |
| Tier 1 (core) risk-based capital | $37,710,000 | 1,431 |
| Tier 2 risk-based capital | $4,871,000 | 944 |
| Total risk weighted assets | $393,180,000 | 1,047 |
| Total unused commitments | $139,402,000 | 743 |
| Derivatives | $5,000,000 | 478 |
| 2004-12-31 | Rank | |
| # of Employees: | 123 | 1,392 |
| Assets and Liabilities | ||
| Total Assets: | $454,966,000 | 1,289 |
| Cash and due from depository institutions | $50,382,000 | 1,392 |
| Interest-bearing balances | $36,416,000 | 155 |
| Securities | $50,742,000 | 2,390 |
| Federal funds sold & reverse repurchase agreements | $16,000,000 | 729 |
| Net loans & leases | $325,931,000 | 1,199 |
| Loan loss allowance | $4,931,000 | 957 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,574,000 | 4,901 |
| Other real estate owned | $0 | 1,392 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $10,337,000 | 1,489 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $454,966,000 | 1,289 |
| Total liabilities | $418,686,000 | 1,263 |
| Total deposits | $406,129,000 | 1,093 |
| Interest-bearing deposits | $297,601,000 | 1,318 |
| Deposits held in domestic offices | $406,129,000 | 1,090 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,651,000 | 1,841 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $5,044,000 | 3,531 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $3,862,000 | 1,125 |
| Total equity capital | $36,280,000 | 1,581 |
| Total bank equity capital | $36,280,000 | 1,581 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $3,000,000 | 1,289 |
| Surplus | $3,674,000 | 4,278 |
| Undivided profits | $29,606,000 | 1,121 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $190,000 | 5,520 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $1,614,000 | 1,811 |
| Earning assets | $429,089,000 | 1,247 |
| Long-term assets (5+ years) | $75,171,000 | 1,336 |
| Average Assets, year-to-date | $438,709,400 | 1,260 |
| Average Assets, quarterly | $456,447,500 | 1,266 |
| Volatile liabilities | $109,752,000 | 1,095 |
| Insider loans | $320,000 | 6,144 |
| FHLB advances | $5,044,000 | 3,364 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $154,764,000 | 668 |
| Tier 1 (core) risk-based capital | $36,001,000 | 1,484 |
| Tier 2 risk-based capital | $4,659,000 | 992 |
| Total risk weighted assets | $372,488,000 | 1,101 |
| Total unused commitments | $154,764,000 | 668 |
| Derivatives | $5,000,000 | 471 |
| 2004-09-30 | Rank | |
| # of Employees: | 118 | 1,460 |
| Assets and Liabilities | ||
| Total Assets: | $457,929,000 | 1,257 |
| Cash and due from depository institutions | $55,551,000 | 1,460 |
| Interest-bearing balances | $38,607,000 | 134 |
| Securities | $46,093,000 | 2,576 |
| Federal funds sold & reverse repurchase agreements | $25,000,000 | 448 |
| Net loans & leases | $318,284,000 | 1,206 |
| Loan loss allowance | $4,984,000 | 948 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $1,290,000 | 5,324 |
| Other real estate owned | $0 | 1,460 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $11,711,000 | 1,304 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $457,929,000 | 1,257 |
| Total liabilities | $423,029,000 | 1,220 |
| Total deposits | $406,432,000 | 1,066 |
| Interest-bearing deposits | $302,474,000 | 1,267 |
| Deposits held in domestic offices | $406,432,000 | 1,062 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,133,000 | 1,789 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $5,000,000 | 3,561 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $7,464,000 | 679 |
| Total equity capital | $34,900,000 | 1,623 |
| Total bank equity capital | $34,900,000 | 1,623 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $3,000,000 | 1,279 |
| Surplus | $3,674,000 | 4,248 |
| Undivided profits | $28,226,000 | 1,182 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $440,000 | 4,224 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $1,479,000 | 2,091 |
| Earning assets | $427,984,000 | 1,228 |
| Long-term assets (5+ years) | $69,690,000 | 1,448 |
| Average Assets, year-to-date | $434,645,250 | 1,271 |
| Average Assets, quarterly | $453,819,000 | 1,246 |
| Volatile liabilities | $111,334,000 | 1,063 |
| Insider loans | $519,000 | 5,375 |
| FHLB advances | $5,000,000 | 3,388 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $135,782,000 | 730 |
| Tier 1 (core) risk-based capital | $34,455,000 | 1,529 |
| Tier 2 risk-based capital | $4,508,000 | 1,007 |
| Total risk weighted assets | $359,889,000 | 1,114 |
| Total unused commitments | $135,782,000 | 732 |
| Derivatives | $5,000,000 | 477 |
| 2004-06-30 | Rank | |
| # of Employees: | 124 | 1,397 |
| Assets and Liabilities | ||
| Total Assets: | $449,709,000 | 1,247 |
| Cash and due from depository institutions | $52,283,000 | 1,397 |
| Interest-bearing balances | $33,727,000 | 166 |
| Securities | $41,993,000 | 2,822 |
| Federal funds sold & reverse repurchase agreements | $36,000,000 | 315 |
| Net loans & leases | $306,691,000 | 1,212 |
| Loan loss allowance | $4,885,000 | 952 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $1,150,000 | 5,575 |
| Other real estate owned | $0 | 1,397 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $11,592,000 | 1,304 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $449,709,000 | 1,247 |
| Total liabilities | $416,806,000 | 1,224 |
| Total deposits | $401,372,000 | 1,062 |
| Interest-bearing deposits | $299,793,000 | 1,271 |
| Deposits held in domestic offices | $401,372,000 | 1,058 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,674,000 | 1,690 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $5,000,000 | 3,501 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $5,760,000 | 781 |
| Total equity capital | $32,903,000 | 1,656 |
| Total bank equity capital | $32,903,000 | 1,656 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $3,000,000 | 1,280 |
| Surplus | $3,674,000 | 4,220 |
| Undivided profits | $26,229,000 | 1,213 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $633,000 | 3,526 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $1,403,000 | 2,053 |
| Earning assets | $418,411,000 | 1,231 |
| Long-term assets (5+ years) | $74,824,000 | 1,411 |
| Average Assets, year-to-date | $426,884,000 | 1,295 |
| Average Assets, quarterly | $439,620,500 | 1,264 |
| Volatile liabilities | $108,808,000 | 1,055 |
| Insider loans | $1,360,000 | 3,431 |
| FHLB advances | $5,000,000 | 3,333 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $126,976,000 | 752 |
| Tier 1 (core) risk-based capital | $32,898,000 | 1,572 |
| Tier 2 risk-based capital | $4,590,000 | 977 |
| Total risk weighted assets | $366,896,000 | 1,056 |
| Total unused commitments | $126,976,000 | 753 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 118 | 1,458 |
| Assets and Liabilities | ||
| Total Assets: | $429,532,000 | 1,295 |
| Cash and due from depository institutions | $52,320,000 | 1,458 |
| Interest-bearing balances | $33,523,000 | 199 |
| Securities | $34,246,000 | 3,313 |
| Federal funds sold & reverse repurchase agreements | $32,400,000 | 420 |
| Net loans & leases | $299,312,000 | 1,205 |
| Loan loss allowance | $4,661,000 | 986 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $1,113,000 | 5,640 |
| Other real estate owned | $0 | 1,458 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $10,141,000 | 1,398 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $429,532,000 | 1,295 |
| Total liabilities | $397,427,000 | 1,257 |
| Total deposits | $383,403,000 | 1,111 |
| Interest-bearing deposits | $344,450,000 | 1,062 |
| Deposits held in domestic offices | $383,403,000 | 1,109 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,547,000 | 1,563 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $5,000,000 | 3,362 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $4,477,000 | 1,043 |
| Total equity capital | $32,105,000 | 1,738 |
| Total bank equity capital | $32,105,000 | 1,738 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $3,000,000 | 1,272 |
| Surplus | $3,674,000 | 4,193 |
| Undivided profits | $25,431,000 | 1,295 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $953,000 | 2,754 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $1,298,000 | 2,211 |
| Earning assets | $399,481,000 | 1,276 |
| Long-term assets (5+ years) | $75,316,000 | 1,366 |
| Average Assets, year-to-date | $415,471,500 | 1,335 |
| Average Assets, quarterly | $415,471,500 | 1,335 |
| Volatile liabilities | $107,850,000 | 1,021 |
| Insider loans | $0 | 8,165 |
| FHLB advances | $5,000,000 | 3,195 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $114,648,000 | 787 |
| Tier 1 (core) risk-based capital | $31,512,000 | 1,641 |
| Tier 2 risk-based capital | $4,430,000 | 994 |
| Total risk weighted assets | $354,137,000 | 1,074 |
| Total unused commitments | $114,648,000 | 787 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 117 | 1,481 |
| Assets and Liabilities | ||
| Total Assets: | $401,411,000 | 1,402 |
| Cash and due from depository institutions | $52,324,000 | 1,481 |
| Interest-bearing balances | $33,235,000 | 195 |
| Securities | $30,544,000 | 3,663 |
| Federal funds sold & reverse repurchase agreements | $18,000,000 | 621 |
| Net loans & leases | $290,795,000 | 1,223 |
| Loan loss allowance | $4,504,000 | 1,030 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $1,088,000 | 5,712 |
| Other real estate owned | $0 | 1,481 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $8,660,000 | 1,629 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $401,411,000 | 1,402 |
| Total liabilities | $370,846,000 | 1,366 |
| Total deposits | $354,350,000 | 1,220 |
| Interest-bearing deposits | $320,543,000 | 1,155 |
| Deposits held in domestic offices | $354,350,000 | 1,219 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,108,000 | 1,928 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $10,000,000 | 2,410 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $3,388,000 | 1,246 |
| Total equity capital | $30,565,000 | 1,793 |
| Total bank equity capital | $30,565,000 | 1,793 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $3,000,000 | 1,280 |
| Surplus | $3,674,000 | 4,162 |
| Undivided profits | $23,891,000 | 1,360 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $366,000 | 4,755 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $1,220,000 | 2,473 |
| Earning assets | $372,574,000 | 1,378 |
| Long-term assets (5+ years) | $71,608,000 | 1,445 |
| Average Assets, year-to-date | $373,675,200 | 1,462 |
| Average Assets, quarterly | $384,604,000 | 1,461 |
| Volatile liabilities | $100,747,000 | 1,102 |
| Insider loans | $416,000 | 5,795 |
| FHLB advances | $10,000,000 | 2,267 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $120,547,000 | 734 |
| Tier 1 (core) risk-based capital | $30,160,000 | 1,698 |
| Tier 2 risk-based capital | $4,275,000 | 1,025 |
| Total risk weighted assets | $341,765,000 | 1,107 |
| Total unused commitments | $120,547,000 | 734 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 117 | 1,508 |
| Assets and Liabilities | ||
| Total Assets: | $367,797,000 | 1,541 |
| Cash and due from depository institutions | $53,913,000 | 1,508 |
| Interest-bearing balances | $31,405,000 | 246 |
| Securities | $33,112,000 | 3,380 |
| Federal funds sold & reverse repurchase agreements | $20,000,000 | 716 |
| Net loans & leases | $249,166,000 | 1,438 |
| Loan loss allowance | $4,678,000 | 998 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $1,111,000 | 5,655 |
| Other real estate owned | $0 | 1,508 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $10,495,000 | 1,377 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $367,797,000 | 1,541 |
| Total liabilities | $338,585,000 | 1,508 |
| Total deposits | $320,654,000 | 1,388 |
| Interest-bearing deposits | $234,873,000 | 1,642 |
| Deposits held in domestic offices | $320,654,000 | 1,387 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,138,000 | 1,874 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $10,000,000 | 2,372 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $4,793,000 | 991 |
| Total equity capital | $29,212,000 | 1,871 |
| Total bank equity capital | $29,212,000 | 1,871 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $3,000,000 | 1,275 |
| Surplus | $3,674,000 | 4,103 |
| Undivided profits | $22,538,000 | 1,447 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $302,000 | 5,323 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $1,340,000 | 2,351 |
| Earning assets | $333,683,000 | 1,551 |
| Long-term assets (5+ years) | $54,210,000 | 1,787 |
| Average Assets, year-to-date | $366,741,250 | 1,505 |
| Average Assets, quarterly | $372,134,000 | 1,508 |
| Volatile liabilities | $71,157,000 | 1,433 |
| Insider loans | $40,000 | 7,888 |
| FHLB advances | $10,000,000 | 2,220 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $139,286,000 | 682 |
| Tier 1 (core) risk-based capital | $28,765,000 | 1,786 |
| Tier 2 risk-based capital | $3,815,000 | 1,154 |
| Total risk weighted assets | $304,356,000 | 1,247 |
| Total unused commitments | $139,286,000 | 683 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 115 | 1,525 |
| Assets and Liabilities | ||
| Total Assets: | $376,471,000 | 1,482 |
| Cash and due from depository institutions | $69,902,000 | 1,525 |
| Interest-bearing balances | $45,118,000 | 182 |
| Securities | $38,388,000 | 2,967 |
| Federal funds sold & reverse repurchase agreements | $27,000,000 | 584 |
| Net loans & leases | $230,525,000 | 1,552 |
| Loan loss allowance | $3,823,000 | 1,205 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,182,000 | 5,490 |
| Other real estate owned | $0 | 1,525 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $9,474,000 | 1,455 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $376,471,000 | 1,482 |
| Total liabilities | $348,325,000 | 1,448 |
| Total deposits | $330,994,000 | 1,325 |
| Interest-bearing deposits | $254,690,000 | 1,499 |
| Deposits held in domestic offices | $330,994,000 | 1,323 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $3,561,000 | 1,711 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $10,000,000 | 2,335 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $3,770,000 | 1,243 |
| Total equity capital | $28,146,000 | 1,932 |
| Total bank equity capital | $28,146,000 | 1,932 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $3,000,000 | 1,262 |
| Surplus | $3,674,000 | 4,058 |
| Undivided profits | $21,472,000 | 1,534 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,779,000 | 1,810 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $1,141,000 | 2,659 |
| Earning assets | $341,031,000 | 1,493 |
| Long-term assets (5+ years) | $42,744,000 | 2,015 |
| Average Assets, year-to-date | $366,389,330 | 1,488 |
| Average Assets, quarterly | $372,899,000 | 1,476 |
| Volatile liabilities | $81,726,000 | 1,247 |
| Insider loans | $4,842,000 | 1,099 |
| FHLB advances | $10,000,000 | 2,177 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $108,016,000 | 810 |
| Tier 1 (core) risk-based capital | $27,484,000 | 1,842 |
| Tier 2 risk-based capital | $3,555,000 | 1,188 |
| Total risk weighted assets | $284,017,000 | 1,330 |
| Total unused commitments | $108,016,000 | 814 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 117 | 1,485 |
| Assets and Liabilities | ||
| Total Assets: | $369,327,000 | 1,479 |
| Cash and due from depository institutions | $57,237,000 | 1,485 |
| Interest-bearing balances | $35,255,000 | 218 |
| Securities | $34,744,000 | 3,159 |
| Federal funds sold & reverse repurchase agreements | $27,800,000 | 581 |
| Net loans & leases | $240,450,000 | 1,444 |
| Loan loss allowance | $3,718,000 | 1,216 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $1,252,000 | 5,325 |
| Other real estate owned | $0 | 1,485 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $7,844,000 | 1,649 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $369,327,000 | 1,479 |
| Total liabilities | $342,214,000 | 1,428 |
| Total deposits | $326,760,000 | 1,315 |
| Interest-bearing deposits | $250,613,000 | 1,506 |
| Deposits held in domestic offices | $326,760,000 | 1,313 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,049,000 | 1,952 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $10,000,000 | 2,262 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $3,405,000 | 1,376 |
| Total equity capital | $27,113,000 | 1,963 |
| Total bank equity capital | $27,113,000 | 1,963 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $3,000,000 | 1,261 |
| Surplus | $3,674,000 | 4,009 |
| Undivided profits | $20,439,000 | 1,567 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,994,000 | 823 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $1,233,000 | 2,479 |
| Earning assets | $338,249,000 | 1,480 |
| Long-term assets (5+ years) | $34,291,000 | 2,323 |
| Average Assets, year-to-date | $361,348,500 | 1,495 |
| Average Assets, quarterly | $361,348,500 | 1,495 |
| Volatile liabilities | $89,291,000 | 1,136 |
| Insider loans | $200,000 | 6,840 |
| FHLB advances | $10,000,000 | 2,119 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $96,841,000 | 838 |
| Tier 1 (core) risk-based capital | $26,629,000 | 1,860 |
| Tier 2 risk-based capital | $3,604,000 | 1,149 |
| Total risk weighted assets | $288,175,000 | 1,278 |
| Total unused commitments | $96,841,000 | 842 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 113 | 1,523 |
| Assets and Liabilities | ||
| Total Assets: | $353,370,000 | 1,520 |
| Cash and due from depository institutions | $56,060,000 | 1,523 |
| Interest-bearing balances | $36,727,000 | 183 |
| Securities | $39,727,000 | 2,823 |
| Federal funds sold & reverse repurchase agreements | $20,700,000 | 667 |
| Net loans & leases | $227,314,000 | 1,534 |
| Loan loss allowance | $3,869,000 | 1,140 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $1,352,000 | 5,143 |
| Other real estate owned | $275,000 | 1,523 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $7,942,000 | 1,595 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $353,370,000 | 1,520 |
| Total liabilities | $326,985,000 | 1,485 |
| Total deposits | $299,199,000 | 1,419 |
| Interest-bearing deposits | $227,356,000 | 1,632 |
| Deposits held in domestic offices | $299,199,000 | 1,416 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $4,005,000 | 1,603 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $20,000,000 | 1,526 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $3,781,000 | 1,225 |
| Total equity capital | $26,385,000 | 1,988 |
| Total bank equity capital | $26,385,000 | 1,988 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $3,000,000 | 1,251 |
| Surplus | $3,674,000 | 3,964 |
| Undivided profits | $19,711,000 | 1,604 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,332,000 | 731 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,175,000 | 2,739 |
| Earning assets | $324,468,000 | 1,518 |
| Long-term assets (5+ years) | $37,708,000 | 2,135 |
| Average Assets, year-to-date | $320,747,400 | 1,592 |
| Average Assets, quarterly | $342,478,500 | 1,552 |
| Volatile liabilities | $97,826,000 | 1,052 |
| Insider loans | $250,000 | 6,578 |
| FHLB advances | $20,000,000 | 1,403 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $91,937,000 | 845 |
| Tier 1 (core) risk-based capital | $25,769,000 | 1,889 |
| Tier 2 risk-based capital | $3,451,000 | 1,187 |
| Total risk weighted assets | $275,666,000 | 1,303 |
| Total unused commitments | $91,937,000 | 845 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 126 | 1,306 |
| Assets and Liabilities | ||
| Total Assets: | $298,155,000 | 1,713 |
| Cash and due from depository institutions | $29,060,000 | 1,306 |
| Interest-bearing balances | $10,155,000 | 692 |
| Securities | $55,851,000 | 1,996 |
| Federal funds sold & reverse repurchase agreements | $10,400,000 | 1,407 |
| Net loans & leases | $192,718,000 | 1,708 |
| Loan loss allowance | $2,795,000 | 1,480 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $1,747,000 | 4,429 |
| Other real estate owned | $0 | 1,306 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $8,379,000 | 1,429 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $298,155,000 | 1,713 |
| Total liabilities | $274,572,000 | 1,676 |
| Total deposits | $246,047,000 | 1,655 |
| Interest-bearing deposits | $159,624,000 | 2,221 |
| Deposits held in domestic offices | $246,047,000 | 1,652 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $5,850,000 | 1,385 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $20,000,000 | 1,402 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $2,675,000 | 1,620 |
| Total equity capital | $23,583,000 | 2,093 |
| Total bank equity capital | $23,583,000 | 2,093 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $3,000,000 | 1,249 |
| Surplus | $3,674,000 | 3,869 |
| Undivided profits | $16,909,000 | 1,713 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,070,000 | 1,459 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $1,291,000 | 2,679 |
| Earning assets | $269,124,000 | 1,737 |
| Long-term assets (5+ years) | $39,884,000 | 2,029 |
| Average Assets, year-to-date | $305,884,000 | 1,566 |
| Average Assets, quarterly | $302,030,000 | 1,649 |
| Volatile liabilities | $94,998,000 | 1,037 |
| Insider loans | $3,555,000 | 1,407 |
| FHLB advances | $20,000,000 | 1,282 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $69,851,000 | 987 |
| Tier 1 (core) risk-based capital | $23,225,000 | 2,005 |
| Tier 2 risk-based capital | $2,795,000 | 1,381 |
| Total risk weighted assets | $229,079,000 | 1,503 |
| Total unused commitments | $69,851,000 | 991 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 123 | 1,339 |
| Assets and Liabilities | ||
| Total Assets: | $296,994,000 | 1,608 |
| Cash and due from depository institutions | $12,399,000 | 1,339 |
| Interest-bearing balances | $508,000 | 3,025 |
| Securities | $73,750,000 | 1,490 |
| Federal funds sold & reverse repurchase agreements | $26,000,000 | 463 |
| Net loans & leases | $175,870,000 | 1,803 |
| Loan loss allowance | $2,897,000 | 1,340 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $2,739,000 | 3,143 |
| Other real estate owned | $0 | 1,339 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $6,236,000 | 1,507 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $296,994,000 | 1,608 |
| Total liabilities | $275,223,000 | 1,564 |
| Total deposits | $244,618,000 | 1,563 |
| Interest-bearing deposits | $177,063,000 | 1,902 |
| Deposits held in domestic offices | $244,618,000 | 1,558 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,882,000 | 2,000 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $25,000,000 | 1,163 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $2,723,000 | 1,600 |
| Total equity capital | $21,771,000 | 2,166 |
| Total bank equity capital | $21,771,000 | 2,166 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $3,000,000 | 1,251 |
| Surplus | $3,674,000 | 3,827 |
| Undivided profits | $15,097,000 | 1,802 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $582,000 | 3,404 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,220,000 | 2,176 |
| Earning assets | $276,128,000 | 1,588 |
| Long-term assets (5+ years) | $52,324,000 | 1,579 |
| Average Assets, year-to-date | $284,157,600 | 1,600 |
| Average Assets, quarterly | $294,086,000 | 1,597 |
| Volatile liabilities | $109,439,000 | 933 |
| Insider loans | $4,719,000 | 1,018 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $55,579,000 | 1,076 |
| Tier 1 (core) risk-based capital | $21,641,000 | 2,072 |
| Tier 2 risk-based capital | $2,405,460 | 1,503 |
| Total risk weighted assets | $191,945,060 | 1,704 |
| Total unused commitments | $55,579,000 | 1,077 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 119 | 1,425 |
| Assets and Liabilities | ||
| Total Assets: | $271,306,000 | 1,742 |
| Cash and due from depository institutions | $14,005,000 | 1,425 |
| Interest-bearing balances | $712,000 | 2,775 |
| Securities | $84,780,000 | 1,356 |
| Federal funds sold & reverse repurchase agreements | $12,900,000 | 755 |
| Net loans & leases | $149,662,000 | 1,999 |
| Loan loss allowance | $2,278,000 | 1,632 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,468,000 | 3,398 |
| Other real estate owned | $0 | 1,425 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $7,491,000 | 1,290 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $271,306,000 | 1,742 |
| Total liabilities | $255,002,000 | 1,677 |
| Total deposits | $224,122,000 | 1,685 |
| Interest-bearing deposits | $164,731,000 | 1,978 |
| Deposits held in domestic offices | $224,122,000 | 1,683 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,898,000 | 2,168 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $25,000,000 | 1,155 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $2,982,000 | 1,364 |
| Total equity capital | $16,304,000 | 2,716 |
| Total bank equity capital | $16,304,000 | 2,716 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $3,000,000 | 1,254 |
| Surplus | $3,674,000 | 3,803 |
| Undivided profits | $9,630,000 | 2,530 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $293,000 | 4,840 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $815,000 | 2,859 |
| Earning assets | $248,054,000 | 1,743 |
| Long-term assets (5+ years) | $45,258,000 | 1,856 |
| Average Assets, year-to-date | $246,039,400 | 1,835 |
| Average Assets, quarterly | $269,275,500 | 1,742 |
| Volatile liabilities | $86,702,000 | 1,074 |
| Insider loans | $5,189,000 | 893 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $43,212,000 | 1,338 |
| Tier 1 (core) risk-based capital | $18,488,000 | 2,377 |
| Tier 2 risk-based capital | $2,070,380 | 1,629 |
| Total risk weighted assets | $165,422,980 | 1,840 |
| Total unused commitments | $43,212,000 | 1,342 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 110 | 1,530 |
| Assets and Liabilities | ||
| Total Assets: | $227,190,000 | 2,037 |
| Cash and due from depository institutions | $10,623,000 | 1,530 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $86,928,000 | 1,348 |
| Federal funds sold & reverse repurchase agreements | $10,000,000 | 1,717 |
| Net loans & leases | $111,968,000 | 2,478 |
| Loan loss allowance | $1,478,000 | 2,366 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $2,504,000 | 3,221 |
| Other real estate owned | $0 | 1,530 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $5,167,000 | 1,506 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $227,190,000 | 2,037 |
| Total liabilities | $210,620,000 | 1,969 |
| Total deposits | $196,014,000 | 1,923 |
| Interest-bearing deposits | $147,270,000 | 2,209 |
| Deposits held in domestic offices | $196,014,000 | 1,917 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,934,000 | 2,008 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $10,000,000 | 1,545 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $2,672,000 | 1,552 |
| Total equity capital | $16,570,000 | 2,700 |
| Total bank equity capital | $16,570,000 | 2,700 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $3,000,000 | 1,210 |
| Surplus | $3,674,000 | 3,669 |
| Undivided profits | $9,896,000 | 2,610 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,165,000 | 2,116 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $577,000 | 4,029 |
| Earning assets | $208,896,000 | 2,034 |
| Long-term assets (5+ years) | $75,787,000 | 1,129 |
| Average Assets, year-to-date | $203,770,200 | 2,142 |
| Average Assets, quarterly | $217,465,500 | 2,083 |
| Volatile liabilities | $77,247,000 | 1,000 |
| Insider loans | $4,887,000 | 858 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $368,000 | 1,350 |
| Unused loan commitments | $30,766,000 | 1,634 |
| Tier 1 (core) risk-based capital | $16,178,000 | 2,646 |
| Tier 2 risk-based capital | $1,478,000 | 2,136 |
| Total risk weighted assets | $136,945,300 | 2,072 |
| Total unused commitments | $30,766,000 | 1,640 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 122 | 1,450 |
| Assets and Liabilities | ||
| Total Assets: | $187,745,000 | 2,401 |
| Cash and due from depository institutions | $9,382,000 | 1,450 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $56,468,000 | 2,048 |
| Federal funds sold & reverse repurchase agreements | $13,600,000 | 963 |
| Net loans & leases | $101,420,000 | 2,730 |
| Loan loss allowance | $1,324,000 | 2,615 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $2,895,000 | 2,724 |
| Other real estate owned | $0 | 1,450 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $3,980,000 | 1,857 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $187,745,000 | 2,401 |
| Total liabilities | $173,349,000 | 2,350 |
| Total deposits | $169,490,000 | 2,215 |
| Interest-bearing deposits | $122,499,000 | 2,617 |
| Deposits held in domestic offices | $169,490,000 | 2,209 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $2,059,000 | 2,110 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,800,000 | 2,231 |
| Total equity capital | $14,396,000 | 3,077 |
| Total bank equity capital | $14,396,000 | 3,077 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $3,000,000 | 1,195 |
| Surplus | $3,674,000 | 3,590 |
| Undivided profits | $7,722,000 | 3,183 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $519,000 | 3,962 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $629,000 | 3,777 |
| Earning assets | $171,488,000 | 2,411 |
| Long-term assets (5+ years) | $20,139,000 | 2,776 |
| Average Assets, year-to-date | $173,618,400 | 2,474 |
| Average Assets, quarterly | $180,516,000 | 2,447 |
| Volatile liabilities | $66,431,000 | 1,133 |
| Insider loans | $4,601,000 | 900 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $540,000 | 1,027 |
| Unused loan commitments | $28,389,000 | 1,648 |
| Tier 1 (core) risk-based capital | $14,314,000 | 2,963 |
| Tier 2 risk-based capital | $1,324,000 | 2,257 |
| Total risk weighted assets | $121,326,600 | 2,290 |
| Total unused commitments | $28,389,000 | 1,652 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 99 | 1,887 |
| Assets and Liabilities | ||
| Total Assets: | $167,321,000 | 2,763 |
| Cash and due from depository institutions | $13,540,000 | 1,887 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $42,411,000 | 2,844 |
| Federal funds sold & reverse repurchase agreements | $25,100,000 | 528 |
| Net loans & leases | $79,848,000 | 3,406 |
| Loan loss allowance | $1,079,000 | 3,294 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,820,000 | 2,758 |
| Other real estate owned | $0 | 1,887 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $3,602,000 | 2,093 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $167,321,000 | 2,763 |
| Total liabilities | $154,174,000 | 2,694 |
| Total deposits | $149,944,000 | 2,578 |
| Interest-bearing deposits | $111,667,000 | 2,950 |
| Deposits held in domestic offices | $149,944,000 | 2,569 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,466,000 | 2,490 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $2,764,000 | 1,547 |
| Total equity capital | $13,147,000 | 3,374 |
| Total bank equity capital | $13,147,000 | 3,374 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $3,000,000 | 1,254 |
| Surplus | $3,674,000 | 3,674 |
| Undivided profits | $6,473,000 | 3,642 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $718,000 | 3,423 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $515,000 | 4,505 |
| Earning assets | $147,359,000 | 2,868 |
| Long-term assets (5+ years) | $10,690,000 | 4,056 |
| Average Assets, year-to-date | $137,772,000 | 3,155 |
| Average Assets, quarterly | $153,921,000 | 2,945 |
| Volatile liabilities | $60,617,000 | 1,222 |
| Insider loans | $5,623,000 | 765 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $28,595,000 | 1,602 |
| Tier 1 (core) risk-based capital | $13,271,000 | 3,234 |
| Tier 2 risk-based capital | $1,079,000 | 2,764 |
| Total risk weighted assets | $101,422,100 | 2,750 |
| Total unused commitments | $28,595,000 | 1,618 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 61 | 3,203 |
| Assets and Liabilities | ||
| Total Assets: | $124,885,000 | 3,598 |
| Cash and due from depository institutions | $5,954,000 | 3,203 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $15,730,000 | 6,516 |
| Federal funds sold & reverse repurchase agreements | $26,800,000 | 566 |
| Net loans & leases | $71,597,000 | 3,671 |
| Loan loss allowance | $964,000 | 3,658 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,899,000 | 3,885 |
| Other real estate owned | $0 | 3,203 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $2,905,000 | 2,587 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $124,885,000 | 3,598 |
| Total liabilities | $114,276,000 | 3,538 |
| Total deposits | $109,594,000 | 3,497 |
| Interest-bearing deposits | $84,201,000 | 3,905 |
| Deposits held in domestic offices | $109,594,000 | 3,489 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,966,000 | 2,214 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $2,716,000 | 1,651 |
| Total equity capital | $10,609,000 | 4,099 |
| Total bank equity capital | $10,609,000 | 4,099 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $2,500,000 | 1,550 |
| Surplus | $2,704,000 | 4,526 |
| Undivided profits | $5,405,000 | 4,252 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $524,000 | 4,129 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $497,000 | 4,758 |
| Earning assets | $114,127,000 | 3,598 |
| Long-term assets (5+ years) | $1,349,000 | 8,576 |
| Average Assets, year-to-date | $106,979,600 | 3,999 |
| Average Assets, quarterly | $115,090,500 | 3,839 |
| Volatile liabilities | $51,969,000 | 1,260 |
| Insider loans | $5,869,000 | 758 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $13,003,000 | 2,692 |
| Tier 1 (core) risk-based capital | $10,567,000 | 3,999 |
| Tier 2 risk-based capital | $964,000 | 3,012 |
| Total risk weighted assets | $87,206,500 | 3,084 |
| Total unused commitments | $13,003,000 | 2,703 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 53 | 3,774 |
| Assets and Liabilities | ||
| Total Assets: | $98,925,000 | 4,411 |
| Cash and due from depository institutions | $5,405,000 | 3,774 |
| Interest-bearing balances | $100,000 | 5,091 |
| Securities | $13,778,000 | 7,460 |
| Federal funds sold & reverse repurchase agreements | $10,324,000 | 912 |
| Net loans & leases | $65,933,000 | 3,876 |
| Loan loss allowance | $972,000 | 3,700 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $994,000 | 6,110 |
| Other real estate owned | $0 | 3,774 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $2,491,000 | 3,162 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $98,925,000 | 4,411 |
| Total liabilities | $89,856,000 | 4,410 |
| Total deposits | $87,987,000 | 4,275 |
| Interest-bearing deposits | $66,971,000 | 4,762 |
| Deposits held in domestic offices | $87,987,000 | 4,264 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $1,869,000 | 1,900 |
| Total equity capital | $9,069,000 | 4,447 |
| Total bank equity capital | $9,069,000 | 4,447 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $2,500,000 | 1,583 |
| Surplus | $2,704,000 | 4,486 |
| Undivided profits | $3,865,000 | 5,041 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $594,000 | 3,838 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $561,000 | 3,749 |
| Earning assets | $90,135,000 | 4,437 |
| Long-term assets (5+ years) | $245,000 | 10,514 |
| Average Assets, year-to-date | $96,540,400 | 4,415 |
| Average Assets, quarterly | $99,118,500 | 4,374 |
| Volatile liabilities | $37,953,000 | 1,521 |
| Insider loans | $5,500,000 | 775 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $8,900,000 | 3,413 |
| Tier 1 (core) risk-based capital | $9,321,000 | 4,389 |
| Tier 2 risk-based capital | $949,440 | 3,043 |
| Total risk weighted assets | $75,932,640 | 3,397 |
| Total unused commitments | $8,900,000 | 3,421 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 49 | 4,243 |
| Assets and Liabilities | ||
| Total Assets: | $94,632,000 | 4,694 |
| Cash and due from depository institutions | $4,089,000 | 4,243 |
| Interest-bearing balances | $100,000 | 6,134 |
| Securities | $21,594,000 | 5,799 |
| Federal funds sold & reverse repurchase agreements | $8,977,000 | 1,541 |
| Net loans & leases | $56,458,000 | 4,321 |
| Loan loss allowance | $903,000 | 4,044 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $807,000 | 6,974 |
| Other real estate owned | $0 | 4,243 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $2,707,000 | 2,670 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $94,632,000 | 4,694 |
| Total liabilities | $86,404,000 | 4,667 |
| Total deposits | $84,218,000 | 4,588 |
| Interest-bearing deposits | $65,417,000 | 5,039 |
| Deposits held in domestic offices | $84,218,000 | 4,581 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $7,000 | 3,939 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $2,179,000 | 1,691 |
| Total equity capital | $8,228,000 | 4,889 |
| Total bank equity capital | $8,228,000 | 4,889 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $2,500,000 | 1,598 |
| Surplus | $2,704,000 | 4,449 |
| Undivided profits | $3,024,000 | 6,123 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $598,000 | 4,421 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $352,000 | 5,254 |
| Earning assets | $87,129,000 | 4,678 |
| Long-term assets (5+ years) | $75,000 | 11,298 |
| Average Assets, year-to-date | $92,228,400 | 4,689 |
| Average Assets, quarterly | $93,887,000 | 4,679 |
| Volatile liabilities | $34,734,000 | 1,570 |
| Insider loans | $6,192,000 | 674 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $10,209,000 | 3,055 |
| Tier 1 (core) risk-based capital | $8,228,000 | 4,793 |
| Tier 2 risk-based capital | $834,000 | 3,408 |
| Total risk weighted assets | $66,651,000 | 3,806 |
| Total unused commitments | $10,209,000 | 3,075 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 44 | 4,772 |
| Assets and Liabilities | ||
| Total Assets: | $88,757,000 | 5,036 |
| Cash and due from depository institutions | $4,451,000 | 4,772 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $18,116,000 | 6,500 |
| Federal funds sold & reverse repurchase agreements | $16,615,000 | 1,015 |
| Net loans & leases | $45,838,000 | 5,159 |
| Loan loss allowance | $598,000 | 5,663 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $954,000 | 6,388 |
| Other real estate owned | $47,000 | 4,772 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $2,736,000 | 2,750 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $88,757,000 | 5,036 |
| Total liabilities | $81,771,000 | 4,982 |
| Total deposits | $79,121,000 | 4,944 |
| Interest-bearing deposits | $58,143,000 | 5,721 |
| Deposits held in domestic offices | $79,121,000 | 4,935 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $24,000 | 3,748 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $2,626,000 | 1,521 |
| Total equity capital | $6,986,000 | 5,382 |
| Total bank equity capital | $6,986,000 | 5,382 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $2,500,000 | 1,641 |
| Surplus | $2,704,000 | 4,358 |
| Undivided profits | $1,782,000 | 7,820 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $535,000 | 5,422 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $279,000 | 6,916 |
| Earning assets | $80,569,000 | 5,051 |
| Long-term assets (5+ years) | $267,000 | 11,368 |
| Average Assets, year-to-date | $79,734,200 | 5,375 |
| Average Assets, quarterly | $83,574,500 | 5,236 |
| Volatile liabilities | $26,014,000 | 1,912 |
| Insider loans | $1,507,000 | 491 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $9,800,000 | 2,999 |
| Tier 1 (core) risk-based capital | $6,986,000 | 5,322 |
| Tier 2 risk-based capital | $598,000 | 4,502 |
| Total risk weighted assets | $57,861,200 | 4,365 |
| Total unused commitments | $9,800,000 | 3,014 |
| Derivatives | $0 | 651 |