Home > Trans Financial Bank Tennessee > Income and Expense
Trans Financial Bank Tennessee, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $27,884,000 | 1,202 |
| Total interest expense | $14,054,000 | 1,152 |
| Net interest income | $13,830,000 | 1,251 |
| Provision for loan and lease losses | $2,200,000 | 543 |
| Total noninterest income | $3,872,000 | 1,095 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $1,589,000 | 797 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $2,283,000 | 1,001 |
| Total noninterest expense | $8,639,000 | 1,521 |
| Salaries and employee benefits | $3,259,000 | 2,017 |
| Premises and equipment expense | $1,488,000 | 1,319 |
| Additional noninterest expense | $3,892,000 | 1,138 |
| Pre-tax net operating income | $6,863,000 | 1,162 |
| Securities gains (losses) | $-449,000 | 10,874 |
| Applicable income taxes | $2,200,000 | 1,215 |
| Income before extraordinary items | $4,214,000 | 1,296 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $4,214,000 | 1,297 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,471,000 | 613 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $4,510,340 | 1,190 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $17,600,000 | 1,924 |
| Total interest expense | $7,864,000 | 1,997 |
| Net interest income | $9,736,000 | 1,824 |
| Provision for loan and lease losses | $1,262,000 | 853 |
| Total noninterest income | $2,108,000 | 1,757 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $1,163,000 | 1,136 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $945,000 | 1,886 |
| Total noninterest expense | $8,540,000 | 1,664 |
| Salaries and employee benefits | $3,231,000 | 2,061 |
| Premises and equipment expense | $1,431,000 | 1,423 |
| Additional noninterest expense | $3,878,000 | 1,387 |
| Pre-tax net operating income | $2,042,000 | 3,375 |
| Securities gains (losses) | $-39,000 | 10,953 |
| Applicable income taxes | $829,000 | 2,761 |
| Income before extraordinary items | $1,174,000 | 3,941 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,174,000 | 3,942 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $562,000 | 1,305 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,198,960 | 3,832 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $15,662,000 | 2,153 |
| Total interest expense | $6,936,000 | 2,252 |
| Net interest income | $8,726,000 | 2,056 |
| Provision for loan and lease losses | $480,000 | 1,623 |
| Total noninterest income | $1,654,000 | 2,134 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $952,000 | 1,437 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $702,000 | 2,292 |
| Total noninterest expense | $7,803,000 | 1,794 |
| Salaries and employee benefits | $3,391,000 | 1,953 |
| Premises and equipment expense | $1,018,000 | 1,987 |
| Additional noninterest expense | $3,394,000 | 1,520 |
| Pre-tax net operating income | $2,097,000 | 3,342 |
| Securities gains (losses) | $4,000 | 2,936 |
| Applicable income taxes | $781,000 | 2,932 |
| Income before extraordinary items | $1,320,000 | 3,629 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,320,000 | 3,626 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $418,000 | 1,552 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,317,440 | 3,614 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $7,850,000 | 3,817 |
| Total interest expense | $2,742,000 | 4,280 |
| Net interest income | $5,108,000 | 3,485 |
| Provision for loan and lease losses | $240,000 | 2,662 |
| Total noninterest income | $733,000 | 3,971 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $550,000 | 2,476 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $183,000 | 5,560 |
| Total noninterest expense | $3,094,000 | 4,301 |
| Salaries and employee benefits | $1,392,000 | 4,595 |
| Premises and equipment expense | $406,000 | 4,532 |
| Additional noninterest expense | $1,296,000 | 3,781 |
| Pre-tax net operating income | $2,507,000 | 2,820 |
| Securities gains (losses) | $13,000 | 2,050 |
| Applicable income taxes | $934,000 | 2,384 |
| Income before extraordinary items | $1,586,000 | 3,029 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,586,000 | 3,039 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $58,000 | 4,830 |
| Cash dividends | $25,000 | 8,461 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,577,680 | 3,060 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,719,000 | 5,168 |
| Total interest expense | $1,923,000 | 6,034 |
| Net interest income | $3,796,000 | 4,615 |
| Provision for loan and lease losses | $200,000 | 3,901 |
| Total noninterest income | $510,000 | 5,527 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $424,000 | 3,275 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $86,000 | 8,379 |
| Total noninterest expense | $2,191,000 | 5,883 |
| Salaries and employee benefits | $1,016,000 | 6,036 |
| Premises and equipment expense | $310,000 | 5,690 |
| Additional noninterest expense | $865,000 | 5,553 |
| Pre-tax net operating income | $1,915,000 | 3,453 |
| Securities gains (losses) | $56,000 | 3,232 |
| Applicable income taxes | $750,000 | 2,905 |
| Income before extraordinary items | $1,221,000 | 3,947 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,221,000 | 4,049 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $133,000 | 3,932 |
| Cash dividends | $125,000 | 6,440 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,185,160 | 3,870 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $5,630,000 | 5,788 |
| Total interest expense | $2,145,000 | 6,770 |
| Net interest income | $3,485,000 | 5,032 |
| Provision for loan and lease losses | $240,000 | 4,686 |
| Total noninterest income | $393,000 | 6,620 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $324,000 | 4,182 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $69,000 | 9,328 |
| Total noninterest expense | $1,836,000 | 6,836 |
| Salaries and employee benefits | $835,000 | 7,026 |
| Premises and equipment expense | $249,000 | 6,794 |
| Additional noninterest expense | $752,000 | 6,408 |
| Pre-tax net operating income | $1,802,000 | 3,426 |
| Securities gains (losses) | $29,000 | 5,046 |
| Applicable income taxes | $706,000 | 2,947 |
| Income before extraordinary items | $1,125,000 | 4,043 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,125,000 | 4,089 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $120,000 | 5,442 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,106,440 | 3,805 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.