Home > Trans Financial Bank, FSB > Income and Expense
Trans Financial Bank, FSB, Income and Expense
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $27,895,000 | 1,228 |
| Total interest expense | $16,472,000 | 1,012 |
| Net interest income | $11,423,000 | 1,554 |
| Provision for loan and lease losses | $2,070,000 | 598 |
| Total noninterest income | $3,009,000 | 1,352 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $3,009,000 | 872 |
| Total noninterest expense | $10,908,000 | 1,317 |
| Salaries and employee benefits | $3,078,000 | 2,174 |
| Premises and equipment expense | $1,751,000 | 1,197 |
| Additional noninterest expense | $6,079,000 | 981 |
| Pre-tax net operating income | $1,454,000 | 4,455 |
| Securities gains (losses) | $376,000 | 493 |
| Applicable income taxes | $626,000 | 3,464 |
| Income before extraordinary items | $1,204,000 | 3,864 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,204,000 | 3,865 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,583,000 | 664 |
| Cash dividends | $7,001,000 | 541 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $955,840 | 4,608 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $27,495,000 | 1,246 |
| Total interest expense | $17,436,000 | 986 |
| Net interest income | $10,059,000 | 1,778 |
| Provision for loan and lease losses | $415,000 | 1,818 |
| Total noninterest income | $8,028,000 | 699 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $8,028,000 | 496 |
| Total noninterest expense | $9,973,000 | 1,422 |
| Salaries and employee benefits | $3,879,000 | 1,719 |
| Premises and equipment expense | $2,120,000 | 1,012 |
| Additional noninterest expense | $3,974,000 | 1,344 |
| Pre-tax net operating income | $7,699,000 | 1,015 |
| Securities gains (losses) | $-45,000 | 11,108 |
| Applicable income taxes | $1,207,000 | 2,019 |
| Income before extraordinary items | $6,447,000 | 864 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $6,447,000 | 863 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $190,000 | 2,583 |
| Cash dividends | $2,000,000 | 1,219 |
| Sale, conversion, retirement of capital stock, net | NA | NA |
| Net operating income | $6,484,800 | 849 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $23,630,000 | 1,324 |
| Total interest expense | $12,040,000 | 1,092 |
| Net interest income | $11,590,000 | 1,558 |
| Provision for loan and lease losses | $360,000 | 1,966 |
| Total noninterest income | $5,482,000 | 868 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $5,482,000 | 608 |
| Total noninterest expense | $13,178,000 | 1,138 |
| Salaries and employee benefits | $5,835,000 | 1,163 |
| Premises and equipment expense | $2,506,000 | 872 |
| Additional noninterest expense | $4,837,000 | 1,207 |
| Pre-tax net operating income | $3,534,000 | 2,022 |
| Securities gains (losses) | $-150,000 | 11,789 |
| Applicable income taxes | $1,251,000 | 1,824 |
| Income before extraordinary items | $2,133,000 | 2,275 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,133,000 | 2,272 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $678,000 | 1,119 |
| Cash dividends | $4,000,000 | 653 |
| Sale, conversion, retirement of capital stock, net | $2,894,000 | 248 |
| Net operating income | $2,229,000 | 2,215 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $22,326,000 | 1,421 |
| Total interest expense | $11,485,000 | 1,188 |
| Net interest income | $10,841,000 | 1,674 |
| Provision for loan and lease losses | $240,000 | 3,470 |
| Total noninterest income | $3,929,000 | 1,182 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $3,929,000 | 812 |
| Total noninterest expense | $12,447,000 | 1,240 |
| Salaries and employee benefits | $5,516,000 | 1,217 |
| Premises and equipment expense | $2,508,000 | 892 |
| Additional noninterest expense | $4,423,000 | 1,398 |
| Pre-tax net operating income | $2,083,000 | 3,181 |
| Securities gains (losses) | $1,147,000 | 486 |
| Applicable income taxes | $905,000 | 2,507 |
| Income before extraordinary items | $2,325,000 | 2,150 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,325,000 | 2,235 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $22,000 | 7,578 |
| Cash dividends | $0 | 9,081 |
| Sale, conversion, retirement of capital stock, net | $-66,000 | 13,188 |
| Net operating income | $1,499,160 | 3,077 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $19,335,000 | 1,837 |
| Total interest expense | $11,637,000 | 1,518 |
| Net interest income | $7,698,000 | 2,338 |
| Provision for loan and lease losses | $63,000 | 8,454 |
| Total noninterest income | $2,861,000 | 1,495 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $2,861,000 | 989 |
| Total noninterest expense | $7,616,000 | 1,945 |
| Salaries and employee benefits | $3,679,000 | 1,804 |
| Premises and equipment expense | $1,332,000 | 1,600 |
| Additional noninterest expense | $2,605,000 | 2,250 |
| Pre-tax net operating income | $2,880,000 | 2,158 |
| Securities gains (losses) | $1,651,000 | 462 |
| Applicable income taxes | $1,787,000 | 1,240 |
| Income before extraordinary items | $2,744,000 | 1,675 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $2,744,000 | 1,694 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 6,234 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $5,972,000 | 147 |
| Net operating income | $1,687,360 | 2,531 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.