Home > Trans Financial Bank, Federal Savings Bank > Income and Expense
Trans Financial Bank, Federal Savings Bank, Income and Expense
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,640,000 | 7,144 |
| Total interest expense | $1,855,000 | 5,941 |
| Net interest income | $1,785,000 | 8,077 |
| Provision for loan and lease losses | $170,000 | 3,353 |
| Total noninterest income | $416,000 | 5,994 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $416,000 | 3,326 |
| Total noninterest expense | $1,290,000 | 8,288 |
| Salaries and employee benefits | $480,000 | 9,570 |
| Premises and equipment expense | $266,000 | 6,251 |
| Additional noninterest expense | $544,000 | 7,479 |
| Pre-tax net operating income | $741,000 | 7,182 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $201,000 | 7,329 |
| Income before extraordinary items | $540,000 | 7,002 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $540,000 | 7,015 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $148,000 | 2,996 |
| Cash dividends | $800,000 | 2,270 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $540,000 | 7,053 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,533,000 | 7,489 |
| Total interest expense | $1,750,000 | 6,489 |
| Net interest income | $1,783,000 | 8,284 |
| Provision for loan and lease losses | $22,000 | 8,943 |
| Total noninterest income | $311,000 | 7,500 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $311,000 | 4,371 |
| Total noninterest expense | $1,382,000 | 8,242 |
| Salaries and employee benefits | $547,000 | 9,250 |
| Premises and equipment expense | $353,000 | 5,195 |
| Additional noninterest expense | $482,000 | 8,408 |
| Pre-tax net operating income | $690,000 | 7,418 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $171,000 | 8,187 |
| Income before extraordinary items | $519,000 | 7,395 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $519,000 | 7,573 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 8,555 |
| Cash dividends | $270,000 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $-1,230,000 | 13,258 |
| Net operating income | $519,000 | 7,147 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,731,000 | 7,861 |
| Total interest expense | $2,106,000 | 6,853 |
| Net interest income | $1,625,000 | 8,893 |
| Provision for loan and lease losses | $20,000 | 10,574 |
| Total noninterest income | $157,000 | 10,353 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $157,000 | 6,481 |
| Total noninterest expense | $1,366,000 | 8,418 |
| Salaries and employee benefits | $531,000 | 9,473 |
| Premises and equipment expense | $292,000 | 6,096 |
| Additional noninterest expense | $543,000 | 8,049 |
| Pre-tax net operating income | $396,000 | 9,277 |
| Securities gains (losses) | $5,000 | 7,049 |
| Applicable income taxes | $89,000 | 10,194 |
| Income before extraordinary items | $312,000 | 9,142 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $312,000 | 9,286 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 11,020 |
| Cash dividends | $0 | 8,912 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $308,100 | 8,838 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.