Home > Trans Financial Bank > Loan Charge- Offs and Recoveries
Trans Financial Bank, Loan Charge- Offs and Recoveries
| 1997-12-31 (YTD Data) | Rank | |
| Total charge-offs | $4,645,000 | 358 |
| Loans secured by real estate, total | $934,000 | 320 |
| To non-U.S. addressees | $0 | 11 |
| Real estate loans in domestic offices | $934,000 | 319 |
| Construction and land development | $7,000 | 540 |
| Secured by farmland | $249,000 | 21 |
| Total charge-offs secured by 1-4 family residential properties | $292,000 | 415 |
| Secured by multifamily residential properties | $0 | 405 |
| Secured by nonfarm nonresidential properties | $386,000 | 245 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 18 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $27,000 | 120 |
| Commercial and industrial loans | $2,392,000 | 152 |
| Loans to individuals | $1,292,000 | 489 |
| Credit card loan charge offs | $227,000 | 458 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,065,000 | 392 |
| Loans to foreign governments and official institutions | $0 | 7 |
| Other loans | $0 | 270 |
| Lease financing receivables | $0 | 317 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $568,000 | 610 |
| Loans secured by real estate, total | $35,000 | 1,350 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $35,000 | 1,350 |
| Construction and land development | $0 | 513 |
| Secured by farmland | $0 | 504 |
| Secured by 1-4 family residential properties - total recoveries | $34,000 | 793 |
| Secured by multifamily residential properties | $0 | 333 |
| Secured by nonfarm nonresidential properties | $1,000 | 1,529 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 28 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $43,000 | 73 |
| Commercial and industrial loans | $198,000 | 531 |
| Loans to individuals | $292,000 | 460 |
| Credit card loan recoveries | $52,000 | 371 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $240,000 | 420 |
| Loans to foreign governments and official institutions | $0 | 27 |
| Other loans | $0 | 271 |
| Lease financing receivables | $0 | 286 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $4,077,000 | 318 |
| Loans secured by real estate, total | $899,000 | 229 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $899,000 | 228 |
| Construction and land development | $7,000 | 465 |
| Secured by farmland | $249,000 | 19 |
| Secured by 1-4 family residential properties- net charge-offs | $258,000 | 373 |
| Secured by multifamily residential properties | $0 | 354 |
| Secured by nonfarm nonresidential properties | $385,000 | 167 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 16 |
| To foreign banks | $0 | 8 |
| Loans to finance agricultural production and other loans to farmers | $-16,000 | 1,093 |
| Commercial and industrial loans | $2,194,000 | 125 |
| To non-U.S. addressees | $0 | 21 |
| Loans to individuals | $1,000,000 | 494 |
| Credit card loan net charge offs | $175,000 | 471 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $825,000 | 376 |
| Loans to foreign governments and official institutions | $0 | 7 |
| Other loans | $0 | 229 |
| Lease financing receivables | $0 | 291 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1996-12-31 (YTD Data) | Rank | |
| Total charge-offs | $10,161,000 | 253 |
| Loans secured by real estate, total | $1,186,000 | 342 |
| To non-U.S. addressees | $0 | 10 |
| Real estate loans in domestic offices | $1,186,000 | 342 |
| Construction and land development | $2,000 | 686 |
| Secured by farmland | $26,000 | 163 |
| Total charge-offs secured by 1-4 family residential properties | $310,000 | 451 |
| Secured by multifamily residential properties | $0 | 460 |
| Secured by nonfarm nonresidential properties | $848,000 | 196 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 12 |
| Loans to finance agricultural production and other loans to farmers | $105,000 | 86 |
| Commercial and industrial loans | $7,518,000 | 70 |
| Loans to individuals | $1,352,000 | 515 |
| Credit card loan charge offs | $183,000 | 543 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $1,169,000 | 410 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 308 |
| Lease financing receivables | $0 | 355 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $680,000 | 634 |
| Loans secured by real estate, total | $120,000 | 740 |
| To non-U.S. addressees | $0 | 8 |
| Real estate loans in domestic offices | $120,000 | 740 |
| Construction and land development | $0 | 613 |
| Secured by farmland | $2,000 | 481 |
| Secured by 1-4 family residential properties - total recoveries | $29,000 | 952 |
| Secured by multifamily residential properties | $2,000 | 357 |
| Secured by nonfarm nonresidential properties | $87,000 | 486 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $2,000 | 207 |
| Commercial and industrial loans | $286,000 | 472 |
| Loans to individuals | $272,000 | 561 |
| Credit card loan recoveries | $43,000 | 445 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $229,000 | 510 |
| Loans to foreign governments and official institutions | $0 | 32 |
| Other loans | $0 | 331 |
| Lease financing receivables | $0 | 294 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $9,481,000 | 217 |
| Loans secured by real estate, total | $1,066,000 | 278 |
| To non-U.S. addressees | $0 | 7 |
| Real estate loans in domestic offices | $1,066,000 | 277 |
| Construction and land development | $2,000 | 589 |
| Secured by farmland | $24,000 | 136 |
| Secured by 1-4 family residential properties- net charge-offs | $281,000 | 411 |
| Secured by multifamily residential properties | $-2,000 | 11,253 |
| Secured by nonfarm nonresidential properties | $761,000 | 149 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 20 |
| To foreign banks | $0 | 10 |
| Loans to finance agricultural production and other loans to farmers | $103,000 | 73 |
| Commercial and industrial loans | $7,232,000 | 53 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $1,080,000 | 490 |
| Credit card loan net charge offs | $140,000 | 565 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $940,000 | 374 |
| Loans to foreign governments and official institutions | $0 | 5 |
| Other loans | $0 | 263 |
| Lease financing receivables | $0 | 316 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1995-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,784,000 | 773 |
| Loans secured by real estate, total | $165,000 | 1,310 |
| To non-U.S. addressees | $0 | 15 |
| Real estate loans in domestic offices | $165,000 | 1,308 |
| Construction and land development | $0 | 883 |
| Secured by farmland | $4,000 | 316 |
| Total charge-offs secured by 1-4 family residential properties | $91,000 | 1,151 |
| Secured by multifamily residential properties | $60,000 | 349 |
| Secured by nonfarm nonresidential properties | $10,000 | 1,808 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 23 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $15,000 | 143 |
| Commercial and industrial loans | $741,000 | 456 |
| Loans to individuals | $863,000 | 601 |
| Credit card loan charge offs | $104,000 | 701 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $759,000 | 470 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | $0 | 360 |
| Lease financing receivables | $0 | 341 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Total recoveries | $380,000 | 935 |
| Loans secured by real estate, total | $43,000 | 1,477 |
| To non-U.S. addressees | $0 | 13 |
| Real estate loans in domestic offices | $43,000 | 1,476 |
| Construction and land development | $0 | 688 |
| Secured by farmland | $2,000 | 495 |
| Secured by 1-4 family residential properties - total recoveries | $6,000 | 2,201 |
| Secured by multifamily residential properties | $1,000 | 461 |
| Secured by nonfarm nonresidential properties | $34,000 | 856 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 32 |
| To foreign banks | $0 | 20 |
| Loans to finance agricultural production and other loans to farmers | $2,000 | 200 |
| Commercial and industrial loans | $143,000 | 874 |
| Loans to individuals | $192,000 | 678 |
| Credit card loan recoveries | $20,000 | 671 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $172,000 | 627 |
| Loans to foreign governments and official institutions | $0 | 30 |
| Other loans | $0 | 383 |
| Lease financing receivables | $0 | 322 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Net charge-offs | $1,404,000 | 717 |
| Loans secured by real estate, total | $122,000 | 1,263 |
| To non-U.S. addressees | $0 | 12 |
| Real estate loans in domestic offices | $122,000 | 1,261 |
| Construction and land development | $0 | 772 |
| Secured by farmland | $2,000 | 281 |
| Secured by 1-4 family residential properties- net charge-offs | $85,000 | 999 |
| Secured by multifamily residential properties | $59,000 | 312 |
| Secured by nonfarm nonresidential properties | $-24,000 | 11,476 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | $0 | 19 |
| To foreign banks | $0 | 18 |
| Loans to finance agricultural production and other loans to farmers | $13,000 | 103 |
| Commercial and industrial loans | $598,000 | 367 |
| To non-U.S. addressees | $0 | 22 |
| Loans to individuals | $671,000 | 555 |
| Credit card loan net charge offs | $84,000 | 702 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $587,000 | 405 |
| Loans to foreign governments and official institutions | $0 | 11 |
| Other loans | $0 | 309 |
| Lease financing receivables | $0 | 281 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| 1994-12-31 (YTD Data) | Rank | |
| Total charge-offs | $1,201,000 | 1,016 |
| Loans secured by real estate, total | $59,000 | 2,543 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $59,000 | 2,543 |
| Construction and land development | $0 | 994 |
| Secured by farmland | $0 | 491 |
| Total charge-offs secured by 1-4 family residential properties | $9,000 | 3,529 |
| Secured by multifamily residential properties | $0 | 659 |
| Secured by nonfarm nonresidential properties | $50,000 | 1,348 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $948,000 | 412 |
| Loans to individuals | $194,000 | 1,381 |
| Credit card loan charge offs | $0 | 4,000 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $194,000 | 1,131 |
| Loans to foreign governments and official institutions | $0 | 15 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 332 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,333 |
| Total recoveries | $202,000 | 1,676 |
| Loans secured by real estate, total | $31,000 | 1,996 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $31,000 | 1,996 |
| Construction and land development | $0 | 797 |
| Secured by farmland | $0 | 744 |
| Secured by 1-4 family residential properties - total recoveries | $16,000 | 1,538 |
| Secured by multifamily residential properties | $0 | 504 |
| Secured by nonfarm nonresidential properties | $15,000 | 1,297 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $118,000 | 1,198 |
| Loans to individuals | $53,000 | 1,743 |
| Credit card loan recoveries | $0 | 2,801 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $53,000 | 1,577 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 351 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,776 |
| Net charge-offs | $999,000 | 865 |
| Loans secured by real estate, total | $28,000 | 2,781 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $28,000 | 2,782 |
| Construction and land development | $0 | 849 |
| Secured by farmland | $0 | 385 |
| Secured by 1-4 family residential properties- net charge-offs | $-7,000 | 11,662 |
| Secured by multifamily residential properties | $0 | 608 |
| Secured by nonfarm nonresidential properties | $35,000 | 1,307 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $830,000 | 309 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $141,000 | 1,260 |
| Credit card loan net charge offs | $0 | 3,705 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $141,000 | 971 |
| Loans to foreign governments and official institutions | $0 | 9 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 251 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,012 |
| 1993-12-31 (YTD Data) | Rank | |
| Total charge-offs | $86,000 | 6,346 |
| Loans secured by real estate, total | $47,000 | 3,450 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $47,000 | 3,449 |
| Construction and land development | $0 | 1,259 |
| Secured by farmland | $0 | 674 |
| Total charge-offs secured by 1-4 family residential properties | $47,000 | 2,123 |
| Secured by multifamily residential properties | $0 | 764 |
| Secured by nonfarm nonresidential properties | $0 | 3,211 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $10,000 | 7,125 |
| Loans to individuals | $29,000 | 5,169 |
| Credit card loan charge offs | $4,000 | 2,919 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $25,000 | 5,075 |
| Loans to foreign governments and official institutions | $0 | 34 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 379 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,635 |
| Total recoveries | $275,000 | 1,443 |
| Loans secured by real estate, total | $10,000 | 3,447 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $10,000 | 3,448 |
| Construction and land development | $0 | 926 |
| Secured by farmland | $0 | 821 |
| Secured by 1-4 family residential properties - total recoveries | $10,000 | 2,146 |
| Secured by multifamily residential properties | $0 | 535 |
| Secured by nonfarm nonresidential properties | $0 | 2,606 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $218,000 | 789 |
| Loans to individuals | $47,000 | 2,063 |
| Credit card loan recoveries | $2,000 | 1,867 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $45,000 | 1,923 |
| Loans to foreign governments and official institutions | $0 | 38 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 365 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,965 |
| Net charge-offs | $-189,000 | 13,102 |
| Loans secured by real estate, total | $37,000 | 3,191 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $37,000 | 3,188 |
| Construction and land development | $0 | 1,117 |
| Secured by farmland | $0 | 548 |
| Secured by 1-4 family residential properties- net charge-offs | $37,000 | 2,061 |
| Secured by multifamily residential properties | $0 | 715 |
| Secured by nonfarm nonresidential properties | $0 | 2,799 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $-208,000 | 13,096 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $-18,000 | 13,006 |
| Credit card loan net charge offs | $2,000 | 3,091 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $-20,000 | 12,993 |
| Loans to foreign governments and official institutions | $0 | 28 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 315 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,260 |
| 1992-12-31 (YTD Data) | Rank | |
| Total charge-offs | $662,000 | 2,439 |
| Loans secured by real estate, total | $61,000 | 3,786 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $61,000 | 3,786 |
| Construction and land development | $0 | 1,669 |
| Secured by farmland | $0 | 904 |
| Total charge-offs secured by 1-4 family residential properties | $61,000 | 2,184 |
| Secured by multifamily residential properties | $0 | 893 |
| Secured by nonfarm nonresidential properties | $0 | 3,945 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $489,000 | 1,407 |
| Loans to individuals | $112,000 | 2,827 |
| Credit card loan charge offs | $16,000 | 1,912 |
| Auto Loans Charge-Offs | NA | NA |
| Other Consumer Loan Charge-Offs | $96,000 | 2,764 |
| Loans to foreign governments and official institutions | $0 | 43 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 464 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,961 |
| Total recoveries | $203,000 | 1,925 |
| Loans secured by real estate, total | $10,000 | 3,473 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $10,000 | 3,473 |
| Construction and land development | $0 | 1,048 |
| Secured by farmland | $0 | 870 |
| Secured by 1-4 family residential properties - total recoveries | $10,000 | 2,161 |
| Secured by multifamily residential properties | $0 | 476 |
| Secured by nonfarm nonresidential properties | $0 | 2,509 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $128,000 | 1,283 |
| Loans to individuals | $65,000 | 1,727 |
| Credit card loan recoveries | $7,000 | 1,183 |
| Auto Loans - Recoveries | NA | NA |
| Other Consumer Loan Recoveries | $58,000 | 1,679 |
| Loans to foreign governments and official institutions | $0 | 47 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 397 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 2,110 |
| Net charge-offs | $459,000 | 2,607 |
| Loans secured by real estate, total | $51,000 | 3,631 |
| To non-U.S. addressees | NA | NA |
| Real estate loans in domestic offices | $51,000 | 3,631 |
| Construction and land development | $0 | 1,547 |
| Secured by farmland | $0 | 773 |
| Secured by 1-4 family residential properties- net charge-offs | $51,000 | 2,117 |
| Secured by multifamily residential properties | $0 | 849 |
| Secured by nonfarm nonresidential properties | $0 | 3,618 |
| Real estate loans in foreign offices | NA | NA |
| Loans to depository institutions | NA | NA |
| To foreign banks | NA | NA |
| Loans to finance agricultural production and other loans to farmers | NA | NA |
| Commercial and industrial loans | $361,000 | 1,489 |
| To non-U.S. addressees | NA | NA |
| Loans to individuals | $47,000 | 3,788 |
| Credit card loan net charge offs | $9,000 | 2,193 |
| Auto Loans - Net Charge-Offs | NA | NA |
| Other Consumer Loans Net Charge-Offs | $38,000 | 3,816 |
| Loans to foreign governments and official institutions | $0 | 37 |
| Other loans | NA | NA |
| Lease financing receivables | $0 | 406 |
| Memoranda: | ||
| Loans to finance agricultural production and other loans to farmers | $0 | 1,543 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.