Home > Trans Financial Bank > Income and Expense
Trans Financial Bank, Income and Expense
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $134,967,000 | 313 |
| Total interest expense | $66,158,000 | 312 |
| Net interest income | $68,809,000 | 305 |
| Provision for loan and lease losses | $7,300,000 | 256 |
| Total noninterest income | $31,384,000 | 274 |
| Gross Fiduciary activities income | $2,475,000 | 296 |
| Service charges on deposit accounts | $8,565,000 | 190 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $20,344,000 | 260 |
| Total noninterest expense | $57,413,000 | 299 |
| Salaries and employee benefits | $25,780,000 | 279 |
| Premises and equipment expense | $9,117,000 | 259 |
| Additional noninterest expense | $22,516,000 | 314 |
| Pre-tax net operating income | $35,480,000 | 291 |
| Securities gains (losses) | $-117,000 | 10,788 |
| Applicable income taxes | $11,673,000 | 319 |
| Income before extraordinary items | $23,690,000 | 297 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $23,690,000 | 297 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,077,000 | 318 |
| Cash dividends | $7,000,000 | 481 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $23,768,390 | 287 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $101,903,000 | 431 |
| Total interest expense | $46,961,000 | 442 |
| Net interest income | $54,942,000 | 408 |
| Provision for loan and lease losses | $10,582,000 | 193 |
| Total noninterest income | $26,811,000 | 321 |
| Gross Fiduciary activities income | $1,955,000 | 360 |
| Service charges on deposit accounts | $6,995,000 | 251 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $17,861,000 | 312 |
| Total noninterest expense | $56,707,000 | 358 |
| Salaries and employee benefits | $24,650,000 | 327 |
| Premises and equipment expense | $8,488,000 | 309 |
| Additional noninterest expense | $23,569,000 | 386 |
| Pre-tax net operating income | $14,464,000 | 584 |
| Securities gains (losses) | $56,000 | 1,263 |
| Applicable income taxes | $4,412,000 | 642 |
| Income before extraordinary items | $10,108,000 | 571 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $10,108,000 | 572 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,481,000 | 217 |
| Cash dividends | $3,000,000 | 948 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $10,068,800 | 561 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $91,021,000 | 482 |
| Total interest expense | $38,727,000 | 536 |
| Net interest income | $52,294,000 | 442 |
| Provision for loan and lease losses | $4,365,000 | 350 |
| Total noninterest income | $20,915,000 | 384 |
| Gross Fiduciary activities income | $1,391,000 | 459 |
| Service charges on deposit accounts | $6,442,000 | 280 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $13,082,000 | 373 |
| Total noninterest expense | $44,921,000 | 428 |
| Salaries and employee benefits | $18,821,000 | 420 |
| Premises and equipment expense | $7,426,000 | 368 |
| Additional noninterest expense | $18,674,000 | 451 |
| Pre-tax net operating income | $23,923,000 | 421 |
| Securities gains (losses) | $197,000 | 674 |
| Applicable income taxes | $7,535,000 | 446 |
| Income before extraordinary items | $16,585,000 | 408 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $16,585,000 | 406 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,404,000 | 717 |
| Cash dividends | $8,000,000 | 448 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $16,449,070 | 405 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $12,837,000 | 2,359 |
| Total interest expense | $4,918,000 | 2,496 |
| Net interest income | $7,919,000 | 2,274 |
| Provision for loan and lease losses | $120,000 | 4,039 |
| Total noninterest income | $1,428,000 | 2,397 |
| Gross Fiduciary activities income | $16,000 | 1,439 |
| Service charges on deposit accounts | $863,000 | 1,570 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $549,000 | 2,771 |
| Total noninterest expense | $6,458,000 | 2,180 |
| Salaries and employee benefits | $2,946,000 | 2,270 |
| Premises and equipment expense | $1,019,000 | 1,996 |
| Additional noninterest expense | $2,493,000 | 2,140 |
| Pre-tax net operating income | $2,769,000 | 2,555 |
| Securities gains (losses) | $1,000 | 3,293 |
| Applicable income taxes | $883,000 | 2,533 |
| Income before extraordinary items | $1,887,000 | 2,575 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,887,000 | 2,575 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $999,000 | 865 |
| Cash dividends | $1,300,000 | 1,560 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,886,320 | 2,595 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $6,389,000 | 4,682 |
| Total interest expense | $2,428,000 | 4,951 |
| Net interest income | $3,961,000 | 4,446 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $802,000 | 3,982 |
| Gross Fiduciary activities income | $10,000 | 1,500 |
| Service charges on deposit accounts | $400,000 | 3,446 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $392,000 | 3,800 |
| Total noninterest expense | $2,998,000 | 4,515 |
| Salaries and employee benefits | $1,268,000 | 4,986 |
| Premises and equipment expense | $659,000 | 3,040 |
| Additional noninterest expense | $1,071,000 | 4,652 |
| Pre-tax net operating income | $1,765,000 | 3,754 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $545,000 | 3,875 |
| Income before extraordinary items | $1,220,000 | 3,952 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $1,220,000 | 4,056 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-189,000 | 13,102 |
| Cash dividends | $4,000,000 | 574 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,220,000 | 3,743 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $14,856,000 | 2,361 |
| Total interest expense | $6,103,000 | 2,732 |
| Net interest income | $8,753,000 | 2,085 |
| Provision for loan and lease losses | $500,000 | 2,991 |
| Total noninterest income | $838,000 | 3,841 |
| Gross Fiduciary activities income | $33,000 | 1,424 |
| Service charges on deposit accounts | $554,000 | 2,489 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $251,000 | 4,947 |
| Total noninterest expense | $7,002,000 | 2,104 |
| Salaries and employee benefits | $3,231,000 | 2,032 |
| Premises and equipment expense | $1,240,000 | 1,710 |
| Additional noninterest expense | $2,531,000 | 2,295 |
| Pre-tax net operating income | $2,089,000 | 2,982 |
| Securities gains (losses) | $-48,000 | 13,670 |
| Applicable income taxes | $641,000 | 3,250 |
| Income before extraordinary items | $1,400,000 | 3,276 |
| Extraordinary gains, net | $287,000 | 318 |
| Net income | $1,687,000 | 2,772 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $459,000 | 2,607 |
| Cash dividends | $320,000 | 3,843 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,433,120 | 2,973 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.