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Traditions Bank, Income and Expense

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2023-12-31 (YTD Data)		Rank
Total interest income	$40,244,000	1,114
Total interest expense	$14,395,000	1,003
Net interest income	$25,849,000	1,165
Provision for loan and lease losses	$424,000	1,389
Total noninterest income	$5,748,000	1,086
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$367,000	1,986
Trading account gains and fees	NA	NA
Additional Noninterest Income	$5,381,000	846
Total noninterest expense	$24,976,000	1,016
Salaries and employee benefits	$15,612,000	933
Premises and equipment expense	$2,121,000	1,156
Additional noninterest expense	$5,381,000	846
Pre-tax net operating income	$6,197,000	1,686
Securities gains (losses)	$0	988
Applicable income taxes	$1,161,000	1,342
Income before extraordinary items	$5,036,000	1,714
Extraordinary gains, net	$0	54
Net income	$5,036,000	1,735
Minority interest net income	$0	88
Net income of bank and minority interests.	$5,036,000	1,717
Net charge-offs	$-7,000	3,780
Cash dividends	$1,984,000	1,551
Sale, conversion, retirement of capital stock, net	$395,000	295
Net operating income	$5,036,000	1,745
2023-09-30 (YTD Data)		Rank
Total interest income	$29,326,000	1,113
Total interest expense	$9,542,000	1,025
Net interest income	$19,784,000	1,156
Provision for loan and lease losses	$230,000	1,539
Total noninterest income	$4,466,000	1,069
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$276,000	1,986
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,190,000	838
Total noninterest expense	$18,654,000	1,020
Salaries and employee benefits	$11,635,000	944
Premises and equipment expense	$1,580,000	1,168
Additional noninterest expense	$4,190,000	838
Pre-tax net operating income	$5,366,000	1,572
Securities gains (losses)	$0	849
Applicable income taxes	$1,019,000	1,277
Income before extraordinary items	$4,347,000	1,612
Extraordinary gains, net	$0	52
Net income	$4,347,000	1,624
Minority interest net income	$0	81
Net income of bank and minority interests.	$4,347,000	1,612
Net charge-offs	$-134,000	4,419
Cash dividends	$1,766,000	1,260
Sale, conversion, retirement of capital stock, net	$346,000	269
Net operating income	$4,347,000	1,632
2023-06-30 (YTD Data)		Rank
Total interest income	$18,686,000	1,135
Total interest expense	$5,656,000	1,017
Net interest income	$13,030,000	1,182
Provision for loan and lease losses	$-8,000	4,331
Total noninterest income	$3,153,000	975
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$190,000	1,949
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,963,000	754
Total noninterest expense	$12,596,000	998
Salaries and employee benefits	$7,988,000	916
Premises and equipment expense	$1,031,000	1,186
Additional noninterest expense	$2,963,000	754
Pre-tax net operating income	$3,595,000	1,560
Securities gains (losses)	$0	938
Applicable income taxes	$683,000	1,268
Income before extraordinary items	$2,912,000	1,606
Extraordinary gains, net	$0	51
Net income	$2,912,000	1,626
Minority interest net income	$0	81
Net income of bank and minority interests.	$2,912,000	1,606
Net charge-offs	$-132,000	4,490
Cash dividends	$1,547,000	1,057
Sale, conversion, retirement of capital stock, net	$234,000	252
Net operating income	$2,912,000	1,619
2023-03-31 (YTD Data)		Rank
Total interest income	$8,831,000	1,169
Total interest expense	$2,360,000	1,055
Net interest income	$6,471,000	1,188
Provision for loan and lease losses	$-229,000	4,590
Total noninterest income	$1,474,000	1,012
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$95,000	1,965
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,379,000	784
Total noninterest expense	$6,234,000	1,024
Salaries and employee benefits	$3,973,000	939
Premises and equipment expense	$520,000	1,207
Additional noninterest expense	$1,379,000	784
Pre-tax net operating income	$1,940,000	1,500
Securities gains (losses)	$0	950
Applicable income taxes	$368,000	1,230
Income before extraordinary items	$1,572,000	1,552
Extraordinary gains, net	$0	4
Net income	$1,572,000	1,552
Minority interest net income	$0	48
Net income of bank and minority interests.	$1,572,000	1,552
Net charge-offs	$-148,000	4,580
Cash dividends	$223,000	1,750
Sale, conversion, retirement of capital stock, net	$52,000	315
Net operating income	$1,572,000	1,569
2022-12-31 (YTD Data)		Rank
Total interest income	$27,769,000	1,217
Total interest expense	$2,669,000	1,294
Net interest income	$25,100,000	1,194
Provision for loan and lease losses	$0	3,012
Total noninterest income	$6,671,000	986
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$310,000	2,214
Trading account gains and fees	NA	NA
Additional Noninterest Income	$6,361,000	756
Total noninterest expense	$24,586,000	1,018
Salaries and employee benefits	$15,637,000	924
Premises and equipment expense	$1,940,000	1,248
Additional noninterest expense	$6,361,000	756
Pre-tax net operating income	$7,185,000	1,612
Securities gains (losses)	$0	691
Applicable income taxes	$1,324,000	1,351
Income before extraordinary items	$5,861,000	1,650
Extraordinary gains, net	$0	5
Net income	$5,861,000	1,647
Minority interest net income	$0	63
Net income of bank and minority interests.	$5,861,000	1,649
Net charge-offs	$-4,000	3,445
Cash dividends	$2,740,000	1,230
Sale, conversion, retirement of capital stock, net	$482,000	326
Net operating income	$5,861,000	1,682
2022-09-30 (YTD Data)		Rank
Total interest income	$19,591,000	1,228
Total interest expense	$953,000	1,832
Net interest income	$18,638,000	1,176
Provision for loan and lease losses	$0	2,835
Total noninterest income	$5,784,000	920
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$225,000	2,256
Trading account gains and fees	NA	NA
Additional Noninterest Income	$5,559,000	703
Total noninterest expense	$18,545,000	1,018
Salaries and employee benefits	$11,904,000	913
Premises and equipment expense	$1,434,000	1,275
Additional noninterest expense	$5,559,000	703
Pre-tax net operating income	$5,877,000	1,503
Securities gains (losses)	$0	740
Applicable income taxes	$1,111,000	1,272
Income before extraordinary items	$4,766,000	1,545
Extraordinary gains, net	$0	4
Net income	$4,766,000	1,544
Minority interest net income	$0	57
Net income of bank and minority interests.	$4,766,000	1,545
Net charge-offs	$-5,000	3,411
Cash dividends	$2,450,000	981
Sale, conversion, retirement of capital stock, net	$401,000	284
Net operating income	$4,766,000	1,577
2022-06-30 (YTD Data)		Rank
Total interest income	$12,224,000	1,251
Total interest expense	$411,000	2,223
Net interest income	$11,813,000	1,194
Provision for loan and lease losses	$0	2,599
Total noninterest income	$4,402,000	831
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$141,000	2,327
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,261,000	660
Total noninterest expense	$12,360,000	999
Salaries and employee benefits	$7,962,000	895
Premises and equipment expense	$941,000	1,284
Additional noninterest expense	$3,457,000	1,054
Pre-tax net operating income	$3,855,000	1,452
Securities gains (losses)	$0	687
Applicable income taxes	$765,000	1,190
Income before extraordinary items	$3,090,000	1,497
Extraordinary gains, net	$0	4
Net income	$3,090,000	1,496
Minority interest net income	$0	60
Net income of bank and minority interests.	$3,090,000	1,497
Net charge-offs	$0	2,156
Cash dividends	$1,727,000	945
Sale, conversion, retirement of capital stock, net	$255,000	271
Net operating income	$3,090,000	1,534
2022-03-31 (YTD Data)		Rank
Total interest income	$5,909,000	1,247
Total interest expense	$211,000	2,130
Net interest income	$5,698,000	1,198
Provision for loan and lease losses	$0	2,285
Total noninterest income	$2,284,000	815
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$72,000	2,289
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,212,000	655
Total noninterest expense	$6,078,000	1,011
Salaries and employee benefits	$3,889,000	919
Premises and equipment expense	$465,000	1,298
Additional noninterest expense	$1,724,000	1,042
Pre-tax net operating income	$1,904,000	1,400
Securities gains (losses)	$0	623
Applicable income taxes	$381,000	1,133
Income before extraordinary items	$1,523,000	1,440
Extraordinary gains, net	$0	4
Net income	$1,523,000	1,440
Minority interest net income	$0	50
Net income of bank and minority interests.	$1,523,000	1,440
Net charge-offs	$-2,000	3,266
Cash dividends	$0	2,284
Sale, conversion, retirement of capital stock, net	$68,000	301
Net operating income	$1,523,000	1,456
2021-12-31 (YTD Data)		Rank
Total interest income	$22,954,000	1,312
Total interest expense	$1,503,000	1,660
Net interest income	$21,451,000	1,283
Provision for loan and lease losses	$100,000	2,175
Total noninterest income	$12,722,000	711
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$272,000	2,301
Trading account gains and fees	NA	NA
Additional Noninterest Income	$12,450,000	578
Total noninterest expense	$23,659,000	1,021
Salaries and employee benefits	$14,242,000	975
Premises and equipment expense	$1,957,000	1,233
Additional noninterest expense	$7,460,000	988
Pre-tax net operating income	$10,414,000	1,238
Securities gains (losses)	$1,000	2,004
Applicable income taxes	$2,045,000	1,083
Income before extraordinary items	$8,370,000	1,300
Extraordinary gains, net	$0	10
Net income	$8,370,000	1,299
Minority interest net income	$0	74
Net income of bank and minority interests.	$8,370,000	1,300
Net charge-offs	$-5,000	3,478
Cash dividends	$8,697,000	536
Sale, conversion, retirement of capital stock, net	$425,000	325
Net operating income	$8,369,200	1,284
2021-09-30 (YTD Data)		Rank
Total interest income	$17,041,000	1,364
Total interest expense	$1,233,000	1,624
Net interest income	$15,808,000	1,326
Provision for loan and lease losses	$100,000	1,926
Total noninterest income	$10,243,000	698
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$199,000	2,333
Trading account gains and fees	NA	NA
Additional Noninterest Income	$10,044,000	573
Total noninterest expense	$17,600,000	1,036
Salaries and employee benefits	$10,461,000	1,014
Premises and equipment expense	$2,167,000	903
Additional noninterest expense	$4,972,000	1,061
Pre-tax net operating income	$8,351,000	1,234
Securities gains (losses)	$1,000	1,947
Applicable income taxes	$1,671,000	1,072
Income before extraordinary items	$6,681,000	1,297
Extraordinary gains, net	$0	8
Net income	$6,681,000	1,297
Minority interest net income	$0	69
Net income of bank and minority interests.	$6,681,000	1,297
Net charge-offs	$-4,000	3,372
Cash dividends	$8,697,000	419
Sale, conversion, retirement of capital stock, net	$368,000	281
Net operating income	$6,680,200	1,274
2021-06-30 (YTD Data)		Rank
Total interest income	$11,236,000	1,357
Total interest expense	$926,000	1,550
Net interest income	$10,310,000	1,337
Provision for loan and lease losses	$100,000	1,668
Total noninterest income	$7,115,000	684
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$129,000	2,322
Trading account gains and fees	NA	NA
Additional Noninterest Income	$6,986,000	566
Total noninterest expense	$11,835,000	1,011
Salaries and employee benefits	$6,951,000	1,003
Premises and equipment expense	$1,405,000	923
Additional noninterest expense	$3,479,000	1,025
Pre-tax net operating income	$5,490,000	1,233
Securities gains (losses)	$1,000	1,754
Applicable income taxes	$1,098,000	1,073
Income before extraordinary items	$4,393,000	1,299
Extraordinary gains, net	$0	6
Net income	$4,393,000	1,299
Minority interest net income	$0	67
Net income of bank and minority interests.	$4,393,000	1,299
Net charge-offs	$-4,000	3,475
Cash dividends	$1,401,000	1,106
Sale, conversion, retirement of capital stock, net	$270,000	239
Net operating income	$4,392,200	1,271
2021-03-31 (YTD Data)		Rank
Total interest income	$5,587,000	1,364
Total interest expense	$529,000	1,456
Net interest income	$5,058,000	1,354
Provision for loan and lease losses	$100,000	1,234
Total noninterest income	$3,686,000	657
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$65,000	2,303
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,621,000	554
Total noninterest expense	$5,747,000	1,032
Salaries and employee benefits	$3,347,000	1,035
Premises and equipment expense	$693,000	938
Additional noninterest expense	$1,707,000	1,024
Pre-tax net operating income	$2,897,000	1,166
Securities gains (losses)	$1,000	1,331
Applicable income taxes	$579,000	1,039
Income before extraordinary items	$2,319,000	1,253
Extraordinary gains, net	$0	3
Net income	$2,319,000	1,253
Minority interest net income	$0	55
Net income of bank and minority interests.	$2,319,000	1,253
Net charge-offs	$-1,000	3,038
Cash dividends	$1,251,000	632
Sale, conversion, retirement of capital stock, net	$82,000	276
Net operating income	$2,318,200	1,219
2020-12-31 (YTD Data)		Rank
Total interest income	$23,678,000	1,284
Total interest expense	$3,693,000	1,255
Net interest income	$19,985,000	1,282
Provision for loan and lease losses	$4,338,000	635
Total noninterest income	$14,548,000	629
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$282,000	2,311
Trading account gains and fees	NA	NA
Additional Noninterest Income	$14,266,000	508
Total noninterest expense	$19,943,000	1,124
Salaries and employee benefits	$12,206,000	1,063
Premises and equipment expense	$2,517,000	982
Additional noninterest expense	$5,220,000	1,225
Pre-tax net operating income	$10,252,000	1,045
Securities gains (losses)	$181,000	1,079
Applicable income taxes	$2,065,000	924
Income before extraordinary items	$8,368,000	1,108
Extraordinary gains, net	$0	4
Net income	$8,368,000	1,107
Minority interest net income	$0	72
Net income of bank and minority interests.	$8,368,000	1,108
Net charge-offs	$1,178,000	588
Cash dividends	$0	3,782
Sale, conversion, retirement of capital stock, net	$303,000	324
Net operating income	$8,223,200	1,091
2020-09-30 (YTD Data)		Rank
Total interest income	$17,386,000	1,312
Total interest expense	$3,010,000	1,233
Net interest income	$14,376,000	1,325
Provision for loan and lease losses	$3,638,000	625
Total noninterest income	$10,862,000	602
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$211,000	2,324
Trading account gains and fees	NA	NA
Additional Noninterest Income	$10,651,000	491
Total noninterest expense	$14,153,000	1,147
Salaries and employee benefits	$8,866,000	1,072
Premises and equipment expense	$1,839,000	992
Additional noninterest expense	$3,448,000	1,362
Pre-tax net operating income	$7,447,000	1,028
Securities gains (losses)	$181,000	937
Applicable income taxes	$1,518,000	889
Income before extraordinary items	$6,110,000	1,095
Extraordinary gains, net	$0	4
Net income	$6,110,000	1,095
Minority interest net income	$0	65
Net income of bank and minority interests.	$6,110,000	1,095
Net charge-offs	$1,161,000	467
Cash dividends	$0	3,384
Sale, conversion, retirement of capital stock, net	$244,000	298
Net operating income	$5,965,200	1,075
2020-06-30 (YTD Data)		Rank
Total interest income	$11,504,000	1,337
Total interest expense	$2,190,000	1,219
Net interest income	$9,314,000	1,362
Provision for loan and lease losses	$1,638,000	807
Total noninterest income	$5,447,000	679
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$150,000	2,271
Trading account gains and fees	NA	NA
Additional Noninterest Income	$5,297,000	550
Total noninterest expense	$9,212,000	1,152
Salaries and employee benefits	$5,739,000	1,086
Premises and equipment expense	$1,205,000	1,002
Additional noninterest expense	$2,268,000	1,359
Pre-tax net operating income	$3,911,000	1,181
Securities gains (losses)	$181,000	741
Applicable income taxes	$798,000	985
Income before extraordinary items	$3,294,000	1,213
Extraordinary gains, net	$0	4
Net income	$3,294,000	1,213
Minority interest net income	$0	65
Net income of bank and minority interests.	$3,294,000	1,213
Net charge-offs	$1,202,000	348
Cash dividends	$0	3,237
Sale, conversion, retirement of capital stock, net	$155,000	277
Net operating income	$3,149,200	1,224
2020-03-31 (YTD Data)		Rank
Total interest income	$5,683,000	1,347
Total interest expense	$1,241,000	1,197
Net interest income	$4,442,000	1,383
Provision for loan and lease losses	$393,000	1,040
Total noninterest income	$1,829,000	862
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$93,000	2,237
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,736,000	662
Total noninterest expense	$4,556,000	1,179
Salaries and employee benefits	$2,774,000	1,138
Premises and equipment expense	$604,000	1,016
Additional noninterest expense	$1,178,000	1,323
Pre-tax net operating income	$1,322,000	1,459
Securities gains (losses)	$116,000	556
Applicable income taxes	$266,000	1,174
Income before extraordinary items	$1,172,000	1,457
Extraordinary gains, net	$0	4
Net income	$1,172,000	1,454
Minority interest net income	$0	56
Net income of bank and minority interests.	$1,172,000	1,457
Net charge-offs	$612,000	330
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$61,000	295
Net operating income	$1,076,880	1,539
2019-12-31 (YTD Data)		Rank
Total interest income	$22,815,000	1,361
Total interest expense	$5,683,000	1,111
Net interest income	$17,132,000	1,420
Provision for loan and lease losses	$300,000	1,946
Total noninterest income	$6,296,000	962
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$364,000	2,337
Trading account gains and fees	NA	NA
Additional Noninterest Income	$5,932,000	732
Total noninterest expense	$16,725,000	1,233
Salaries and employee benefits	$9,945,000	1,207
Premises and equipment expense	$2,299,000	1,045
Additional noninterest expense	$4,481,000	1,367
Pre-tax net operating income	$6,403,000	1,468
Securities gains (losses)	$-5,000	4,708
Applicable income taxes	$1,181,000	1,293
Income before extraordinary items	$5,217,000	1,548
Extraordinary gains, net	$0	11
Net income	$5,217,000	1,550
Minority interest net income	$0	76
Net income of bank and minority interests.	$5,217,000	1,550
Net charge-offs	$149,000	1,929
Cash dividends	$0	3,944
Sale, conversion, retirement of capital stock, net	$271,000	362
Net operating income	$5,221,100	1,514
2019-09-30 (YTD Data)		Rank
Total interest income	$17,055,000	1,375
Total interest expense	$4,299,000	1,112
Net interest income	$12,756,000	1,439
Provision for loan and lease losses	$300,000	1,600
Total noninterest income	$4,745,000	945
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$264,000	2,406
Trading account gains and fees	NA	NA
Additional Noninterest Income	$4,481,000	725
Total noninterest expense	$12,223,000	1,268
Salaries and employee benefits	$7,198,000	1,250
Premises and equipment expense	$1,696,000	1,070
Additional noninterest expense	$3,329,000	1,389
Pre-tax net operating income	$4,978,000	1,449
Securities gains (losses)	$-5,000	4,797
Applicable income taxes	$910,000	1,308
Income before extraordinary items	$4,063,000	1,527
Extraordinary gains, net	$0	11
Net income	$4,063,000	1,528
Minority interest net income	$0	72
Net income of bank and minority interests.	$4,063,000	1,529
Net charge-offs	$77,000	1,933
Cash dividends	$0	3,588
Sale, conversion, retirement of capital stock, net	$225,000	322
Net operating income	$4,067,100	1,496
2019-06-30 (YTD Data)		Rank
Total interest income	$11,144,000	1,392
Total interest expense	$2,752,000	1,125
Net interest income	$8,392,000	1,455
Provision for loan and lease losses	$187,000	1,624
Total noninterest income	$2,896,000	992
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$170,000	2,444
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,726,000	760
Total noninterest expense	$7,922,000	1,309
Salaries and employee benefits	$4,543,000	1,304
Premises and equipment expense	$1,100,000	1,090
Additional noninterest expense	$2,279,000	1,374
Pre-tax net operating income	$3,179,000	1,472
Securities gains (losses)	$-5,000	4,829
Applicable income taxes	$581,000	1,319
Income before extraordinary items	$2,593,000	1,554
Extraordinary gains, net	$0	11
Net income	$2,593,000	1,554
Minority interest net income	$0	69
Net income of bank and minority interests.	$2,593,000	1,554
Net charge-offs	$67,000	1,636
Cash dividends	$0	3,456
Sale, conversion, retirement of capital stock, net	$139,000	315
Net operating income	$2,597,100	1,522
2019-03-31 (YTD Data)		Rank
Total interest income	$5,471,000	1,409
Total interest expense	$1,342,000	1,129
Net interest income	$4,129,000	1,475
Provision for loan and lease losses	$75,000	1,682
Total noninterest income	$1,161,000	1,119
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$83,000	2,464
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,078,000	858
Total noninterest expense	$3,878,000	1,335
Salaries and employee benefits	$2,189,000	1,357
Premises and equipment expense	$537,000	1,120
Additional noninterest expense	$1,152,000	1,341
Pre-tax net operating income	$1,337,000	1,672
Securities gains (losses)	$-5,000	5,012
Applicable income taxes	$244,000	1,425
Income before extraordinary items	$1,088,000	1,748
Extraordinary gains, net	$0	5
Net income	$1,088,000	1,746
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,088,000	1,747
Net charge-offs	$17,000	1,768
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$33,000	369
Net operating income	$1,092,100	1,728
2018-12-31 (YTD Data)		Rank
Total interest income	$19,723,000	1,471
Total interest expense	$4,361,000	1,049
Net interest income	$15,362,000	1,567
Provision for loan and lease losses	$220,000	2,284
Total noninterest income	$5,402,000	1,042
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$307,000	2,710
Trading account gains and fees	NA	NA
Additional Noninterest Income	$5,095,000	791
Total noninterest expense	$14,625,000	1,388
Salaries and employee benefits	$8,447,000	1,356
Premises and equipment expense	$1,780,000	1,303
Additional noninterest expense	$4,398,000	1,387
Pre-tax net operating income	$5,919,000	1,531
Securities gains (losses)	$-100,000	5,014
Applicable income taxes	$1,091,000	1,309
Income before extraordinary items	$4,728,000	1,653
Extraordinary gains, net	$0	6
Net income	$4,728,000	1,652
Minority interest net income	$0	72
Net income of bank and minority interests.	$4,728,000	1,652
Net charge-offs	$36,000	2,813
Cash dividends	$0	4,033
Sale, conversion, retirement of capital stock, net	$299,000	361
Net operating income	$4,809,000	1,624
2018-09-30 (YTD Data)		Rank
Total interest income	$14,439,000	1,478
Total interest expense	$3,048,000	1,053
Net interest income	$11,391,000	1,576
Provision for loan and lease losses	$220,000	1,905
Total noninterest income	$4,207,000	1,024
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$226,000	2,757
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,981,000	780
Total noninterest expense	$11,067,000	1,370
Salaries and employee benefits	$6,518,000	1,332
Premises and equipment expense	$1,280,000	1,345
Additional noninterest expense	$3,269,000	1,404
Pre-tax net operating income	$4,311,000	1,586
Securities gains (losses)	$-3,000	4,544
Applicable income taxes	$816,000	1,362
Income before extraordinary items	$3,492,000	1,687
Extraordinary gains, net	$0	5
Net income	$3,492,000	1,686
Minority interest net income	$0	66
Net income of bank and minority interests.	$3,492,000	1,686
Net charge-offs	$-6,000	4,352
Cash dividends	$0	3,618
Sale, conversion, retirement of capital stock, net	$241,000	328
Net operating income	$3,494,430	1,674
2018-06-30 (YTD Data)		Rank
Total interest income	$9,380,000	1,499
Total interest expense	$1,834,000	1,088
Net interest income	$7,546,000	1,582
Provision for loan and lease losses	$200,000	1,508
Total noninterest income	$2,849,000	1,009
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$152,000	2,736
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,697,000	772
Total noninterest expense	$7,437,000	1,369
Salaries and employee benefits	$4,383,000	1,316
Premises and equipment expense	$820,000	1,408
Additional noninterest expense	$2,234,000	1,372
Pre-tax net operating income	$2,758,000	1,616
Securities gains (losses)	$-3,000	4,784
Applicable income taxes	$515,000	1,386
Income before extraordinary items	$2,240,000	1,731
Extraordinary gains, net	$0	6
Net income	$2,240,000	1,730
Minority interest net income	$0	65
Net income of bank and minority interests.	$2,240,000	1,730
Net charge-offs	$-6,000	4,367
Cash dividends	$0	3,485
Sale, conversion, retirement of capital stock, net	$182,000	296
Net operating income	$2,242,430	1,721
2018-03-31 (YTD Data)		Rank
Total interest income	$4,551,000	1,525
Total interest expense	$825,000	1,143
Net interest income	$3,726,000	1,598
Provision for loan and lease losses	$80,000	1,644
Total noninterest income	$1,338,000	1,048
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$77,000	2,735
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,261,000	787
Total noninterest expense	$3,635,000	1,402
Salaries and employee benefits	$2,161,000	1,351
Premises and equipment expense	$410,000	1,423
Additional noninterest expense	$1,064,000	1,423
Pre-tax net operating income	$1,349,000	1,621
Securities gains (losses)	$-3,000	5,077
Applicable income taxes	$252,000	1,361
Income before extraordinary items	$1,094,000	1,711
Extraordinary gains, net	$0	7
Net income	$1,094,000	1,711
Minority interest net income	$0	52
Net income of bank and minority interests.	$1,094,000	1,711
Net charge-offs	$0	2,722
Cash dividends	$0	2,774
Sale, conversion, retirement of capital stock, net	$33,000	381
Net operating income	$1,096,430	1,696
2017-12-31 (YTD Data)		Rank
Total interest income	$16,806,000	1,590
Total interest expense	$3,066,000	1,061
Net interest income	$13,740,000	1,691
Provision for loan and lease losses	$473,000	1,509
Total noninterest income	$5,444,000	1,058
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$306,000	2,833
Trading account gains and fees	NA	NA
Additional Noninterest Income	$5,138,000	800
Total noninterest expense	$13,672,000	1,467
Salaries and employee benefits	$8,150,000	1,387
Premises and equipment expense	$1,568,000	1,457
Additional noninterest expense	$3,954,000	1,541
Pre-tax net operating income	$5,039,000	1,696
Securities gains (losses)	$1,000	2,108
Applicable income taxes	$1,646,000	1,452
Income before extraordinary items	$3,394,000	1,850
Extraordinary gains, net	$0	9
Net income	$3,394,000	1,850
Minority interest net income	$0	76
Net income of bank and minority interests.	$3,394,000	1,851
Net charge-offs	$30,000	3,235
Cash dividends	$0	4,147
Sale, conversion, retirement of capital stock, net	$9,591,000	65
Net operating income	$3,393,330	1,827
2017-09-30 (YTD Data)		Rank
Total interest income	$12,285,000	1,627
Total interest expense	$2,261,000	1,064
Net interest income	$10,024,000	1,747
Provision for loan and lease losses	$423,000	1,317
Total noninterest income	$4,218,000	1,047
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$226,000	2,869
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,992,000	797
Total noninterest expense	$10,362,000	1,451
Salaries and employee benefits	$6,212,000	1,365
Premises and equipment expense	$1,187,000	1,445
Additional noninterest expense	$2,963,000	1,522
Pre-tax net operating income	$3,457,000	1,852
Securities gains (losses)	$1,000	2,145
Applicable income taxes	$1,034,000	1,440
Income before extraordinary items	$2,424,000	2,072
Extraordinary gains, net	$0	9
Net income	$2,424,000	2,073
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,424,000	2,073
Net charge-offs	$26,000	2,851
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$9,567,000	53
Net operating income	$2,423,300	2,041
2017-06-30 (YTD Data)		Rank
Total interest income	$7,894,000	1,662
Total interest expense	$1,422,000	1,093
Net interest income	$6,472,000	1,775
Provision for loan and lease losses	$270,000	1,306
Total noninterest income	$2,753,000	1,063
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$146,000	2,921
Trading account gains and fees	$0	139
Additional Noninterest Income	$2,607,000	804
Total noninterest expense	$7,005,000	1,431
Salaries and employee benefits	$4,180,000	1,356
Premises and equipment expense	$799,000	1,439
Additional noninterest expense	$2,026,000	1,494
Pre-tax net operating income	$1,950,000	2,065
Securities gains (losses)	$0	1,906
Applicable income taxes	$591,000	1,548
Income before extraordinary items	$1,359,000	2,330
Extraordinary gains, net	$0	11
Net income	$1,359,000	2,331
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,359,000	2,331
Net charge-offs	$8,000	2,974
Cash dividends	$0	3,544
Sale, conversion, retirement of capital stock, net	$106,000	348
Net operating income	$1,359,000	2,294
2017-03-31 (YTD Data)		Rank
Total interest income	$3,820,000	1,703
Total interest expense	$667,000	1,133
Net interest income	$3,153,000	1,815
Provision for loan and lease losses	$153,000	1,099
Total noninterest income	$1,179,000	1,170
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$71,000	2,966
Trading account gains and fees	$0	142
Additional Noninterest Income	$1,108,000	888
Total noninterest expense	$3,311,000	1,517
Salaries and employee benefits	$2,006,000	1,426
Premises and equipment expense	$405,000	1,431
Additional noninterest expense	$900,000	1,652
Pre-tax net operating income	$868,000	2,157
Securities gains (losses)	$0	1,153
Applicable income taxes	$263,000	1,615
Income before extraordinary items	$605,000	2,436
Extraordinary gains, net	$0	8
Net income	$605,000	2,435
Minority interest net income	$0	55
Net income of bank and minority interests.	$605,000	2,436
Net charge-offs	$8,000	2,285
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$54,000	311
Net operating income	$605,000	2,416
2016-12-31 (YTD Data)		Rank
Total interest income	$14,472,000	1,750
Total interest expense	$2,715,000	1,060
Net interest income	$11,757,000	1,892
Provision for loan and lease losses	$994,000	905
Total noninterest income	$5,851,000	1,025
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$258,000	3,216
Trading account gains and fees	$0	170
Additional Noninterest Income	$5,593,000	777
Total noninterest expense	$12,558,000	1,547
Salaries and employee benefits	$7,755,000	1,406
Premises and equipment expense	$1,524,000	1,499
Additional noninterest expense	$3,279,000	1,822
Pre-tax net operating income	$4,056,000	1,923
Securities gains (losses)	$72,000	1,583
Applicable income taxes	$1,228,000	1,452
Income before extraordinary items	$2,900,000	2,170
Extraordinary gains, net	$0	5
Net income	$2,900,000	2,168
Minority interest net income	$0	82
Net income of bank and minority interests.	$2,900,000	2,169
Net charge-offs	$268,000	1,642
Cash dividends	$0	4,239
Sale, conversion, retirement of capital stock, net	$182,000	412
Net operating income	$2,849,600	2,138
2016-09-30 (YTD Data)		Rank
Total interest income	$10,674,000	1,779
Total interest expense	$2,027,000	1,065
Net interest income	$8,647,000	1,940
Provision for loan and lease losses	$694,000	917
Total noninterest income	$4,680,000	973
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$184,000	3,308
Trading account gains and fees	$0	169
Additional Noninterest Income	$4,496,000	741
Total noninterest expense	$9,297,000	1,564
Salaries and employee benefits	$5,752,000	1,415
Premises and equipment expense	$1,132,000	1,518
Additional noninterest expense	$2,413,000	1,856
Pre-tax net operating income	$3,336,000	1,809
Securities gains (losses)	$72,000	1,491
Applicable income taxes	$1,026,000	1,381
Income before extraordinary items	$2,382,000	2,025
Extraordinary gains, net	$0	5
Net income	$2,382,000	2,024
Minority interest net income	$0	71
Net income of bank and minority interests.	$2,382,000	2,025
Net charge-offs	$300,000	1,134
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$139,000	384
Net operating income	$2,331,600	2,002
2016-06-30 (YTD Data)		Rank
Total interest income	$6,994,000	1,817
Total interest expense	$1,334,000	1,084
Net interest income	$5,660,000	1,976
Provision for loan and lease losses	$394,000	1,033
Total noninterest income	$2,873,000	1,028
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$117,000	3,377
Trading account gains and fees	$0	157
Additional Noninterest Income	$2,756,000	779
Total noninterest expense	$6,146,000	1,580
Salaries and employee benefits	$3,734,000	1,461
Premises and equipment expense	$747,000	1,527
Additional noninterest expense	$1,665,000	1,807
Pre-tax net operating income	$1,993,000	1,949
Securities gains (losses)	$67,000	1,232
Applicable income taxes	$598,000	1,502
Income before extraordinary items	$1,462,000	2,184
Extraordinary gains, net	$0	16
Net income	$1,462,000	2,183
Minority interest net income	$0	71
Net income of bank and minority interests.	$1,462,000	2,183
Net charge-offs	$301,000	862
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$84,000	384
Net operating income	$1,414,430	2,156
2016-03-31 (YTD Data)		Rank
Total interest income	$3,462,000	1,841
Total interest expense	$659,000	1,088
Net interest income	$2,803,000	1,988
Provision for loan and lease losses	$135,000	1,285
Total noninterest income	$1,234,000	1,116
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$54,000	3,493
Trading account gains and fees	$0	142
Additional Noninterest Income	$1,180,000	833
Total noninterest expense	$2,994,000	1,626
Salaries and employee benefits	$1,808,000	1,510
Premises and equipment expense	$384,000	1,501
Additional noninterest expense	$802,000	1,851
Pre-tax net operating income	$908,000	2,061
Securities gains (losses)	$41,000	916
Applicable income taxes	$274,000	1,558
Income before extraordinary items	$675,000	2,257
Extraordinary gains, net	$0	12
Net income	$675,000	2,257
Minority interest net income	$0	62
Net income of bank and minority interests.	$675,000	2,257
Net charge-offs	$-1,000	4,102
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$20,000	441
Net operating income	$645,890	2,282
2015-12-31 (YTD Data)		Rank
Total interest income	$12,741,000	1,932
Total interest expense	$2,547,000	1,100
Net interest income	$10,194,000	2,093
Provision for loan and lease losses	$405,000	1,575
Total noninterest income	$4,354,000	1,230
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$230,000	3,488
Trading account gains and fees	$0	159
Additional Noninterest Income	$4,124,000	926
Total noninterest expense	$11,358,000	1,677
Salaries and employee benefits	$6,795,000	1,548
Premises and equipment expense	$1,546,000	1,487
Additional noninterest expense	$3,017,000	1,997
Pre-tax net operating income	$2,785,000	2,444
Securities gains (losses)	$2,000	3,028
Applicable income taxes	$791,000	1,810
Income before extraordinary items	$1,996,000	2,740
Extraordinary gains, net	$0	23
Net income	$1,996,000	2,742
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,996,000	2,743
Net charge-offs	$587,000	1,027
Cash dividends	$13,000	4,262
Sale, conversion, retirement of capital stock, net	$-4,989,000	6,168
Net operating income	$1,994,560	2,696
2015-09-30 (YTD Data)		Rank
Total interest income	$9,510,000	1,955
Total interest expense	$1,881,000	1,129
Net interest income	$7,629,000	2,112
Provision for loan and lease losses	$270,000	1,610
Total noninterest income	$3,229,000	1,252
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$169,000	3,550
Trading account gains and fees	$0	153
Additional Noninterest Income	$3,060,000	949
Total noninterest expense	$8,472,000	1,692
Salaries and employee benefits	$5,058,000	1,568
Premises and equipment expense	$1,167,000	1,496
Additional noninterest expense	$2,247,000	1,998
Pre-tax net operating income	$2,116,000	2,461
Securities gains (losses)	$0	3,031
Applicable income taxes	$614,000	1,826
Income before extraordinary items	$1,502,000	2,764
Extraordinary gains, net	$0	21
Net income	$1,502,000	2,764
Minority interest net income	$0	78
Net income of bank and minority interests.	$1,502,000	2,765
Net charge-offs	$593,000	762
Cash dividends	$13,000	3,794
Sale, conversion, retirement of capital stock, net	$-5,008,000	6,260
Net operating income	$1,502,000	2,714
2015-06-30 (YTD Data)		Rank
Total interest income	$6,296,000	1,957
Total interest expense	$1,198,000	1,178
Net interest income	$5,098,000	2,108
Provision for loan and lease losses	$135,000	1,911
Total noninterest income	$2,163,000	1,261
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$113,000	3,526
Trading account gains and fees	$0	157
Additional Noninterest Income	$2,050,000	951
Total noninterest expense	$5,674,000	1,700
Salaries and employee benefits	$3,334,000	1,594
Premises and equipment expense	$769,000	1,520
Additional noninterest expense	$1,571,000	1,919
Pre-tax net operating income	$1,452,000	2,392
Securities gains (losses)	$0	2,636
Applicable income taxes	$421,000	1,802
Income before extraordinary items	$1,031,000	2,699
Extraordinary gains, net	$0	22
Net income	$1,031,000	2,700
Minority interest net income	$0	75
Net income of bank and minority interests.	$1,031,000	2,701
Net charge-offs	$403,000	763
Cash dividends	$13,000	3,621
Sale, conversion, retirement of capital stock, net	$-5,082,000	6,338
Net operating income	$1,031,000	2,646
2015-03-31 (YTD Data)		Rank
Total interest income	$3,074,000	2,000
Total interest expense	$528,000	1,331
Net interest income	$2,546,000	2,096
Provision for loan and lease losses	$90,000	1,532
Total noninterest income	$1,058,000	1,238
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$56,000	3,514
Trading account gains and fees	$0	152
Additional Noninterest Income	$1,002,000	921
Total noninterest expense	$2,749,000	1,743
Salaries and employee benefits	$1,629,000	1,643
Premises and equipment expense	$378,000	1,563
Additional noninterest expense	$742,000	2,000
Pre-tax net operating income	$765,000	2,276
Securities gains (losses)	$0	2,027
Applicable income taxes	$231,000	1,672
Income before extraordinary items	$534,000	2,596
Extraordinary gains, net	$0	13
Net income	$534,000	2,599
Minority interest net income	$0	64
Net income of bank and minority interests.	$534,000	2,599
Net charge-offs	$-11,000	5,460
Cash dividends	$13,000	2,825
Sale, conversion, retirement of capital stock, net	$-5,093,000	6,414
Net operating income	$534,000	2,520
2014-12-31 (YTD Data)		Rank
Total interest income	$12,026,000	2,032
Total interest expense	$1,952,000	1,519
Net interest income	$10,074,000	2,110
Provision for loan and lease losses	$256,000	2,168
Total noninterest income	$2,863,000	1,627
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$263,000	3,444
Trading account gains and fees	$0	180
Additional Noninterest Income	$2,600,000	1,210
Total noninterest expense	$9,935,000	1,899
Salaries and employee benefits	$5,809,000	1,775
Premises and equipment expense	$1,295,000	1,787
Additional noninterest expense	$2,831,000	2,143
Pre-tax net operating income	$2,746,000	2,417
Securities gains (losses)	$12,000	2,563
Applicable income taxes	$834,000	1,729
Income before extraordinary items	$1,924,000	2,767
Extraordinary gains, net	$0	17
Net income	$1,924,000	2,765
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,924,000	2,767
Net charge-offs	$-3,000	5,476
Cash dividends	$51,000	4,186
Sale, conversion, retirement of capital stock, net	$126,000	510
Net operating income	$1,915,600	2,735
2014-09-30 (YTD Data)		Rank
Total interest income	$8,852,000	2,080
Total interest expense	$1,431,000	1,561
Net interest income	$7,421,000	2,156
Provision for loan and lease losses	$196,000	2,107
Total noninterest income	$2,172,000	1,609
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$206,000	3,409
Trading account gains and fees	$0	174
Additional Noninterest Income	$1,966,000	1,216
Total noninterest expense	$7,170,000	1,980
Salaries and employee benefits	$4,251,000	1,824
Premises and equipment expense	$922,000	1,889
Additional noninterest expense	$1,997,000	2,247
Pre-tax net operating income	$2,227,000	2,335
Securities gains (losses)	$12,000	2,252
Applicable income taxes	$681,000	1,679
Income before extraordinary items	$1,558,000	2,667
Extraordinary gains, net	$0	15
Net income	$1,558,000	2,667
Minority interest net income	$0	81
Net income of bank and minority interests.	$1,558,000	2,667
Net charge-offs	$-7,000	5,535
Cash dividends	$39,000	3,707
Sale, conversion, retirement of capital stock, net	$59,000	545
Net operating income	$1,549,600	2,626
2014-06-30 (YTD Data)		Rank
Total interest income	$5,817,000	2,099
Total interest expense	$936,000	1,595
Net interest income	$4,881,000	2,167
Provision for loan and lease losses	$136,000	2,016
Total noninterest income	$1,340,000	1,675
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$139,000	3,380
Trading account gains and fees	$0	172
Additional Noninterest Income	$1,201,000	1,286
Total noninterest expense	$4,744,000	1,999
Salaries and employee benefits	$2,784,000	1,855
Premises and equipment expense	$608,000	1,926
Additional noninterest expense	$1,352,000	2,202
Pre-tax net operating income	$1,341,000	2,441
Securities gains (losses)	$6,000	2,106
Applicable income taxes	$410,000	1,738
Income before extraordinary items	$937,000	2,768
Extraordinary gains, net	$0	20
Net income	$937,000	2,772
Minority interest net income	$0	80
Net income of bank and minority interests.	$937,000	2,772
Net charge-offs	$-7,000	5,559
Cash dividends	$26,000	3,550
Sale, conversion, retirement of capital stock, net	$25,000	577
Net operating income	$932,800	2,736
2014-03-31 (YTD Data)		Rank
Total interest income	$2,875,000	2,124
Total interest expense	$463,000	1,635
Net interest income	$2,412,000	2,193
Provision for loan and lease losses	$96,000	1,644
Total noninterest income	$557,000	1,893
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$70,000	3,334
Trading account gains and fees	$0	147
Additional Noninterest Income	$487,000	1,442
Total noninterest expense	$2,320,000	2,044
Salaries and employee benefits	$1,353,000	1,922
Premises and equipment expense	$315,000	1,899
Additional noninterest expense	$652,000	2,298
Pre-tax net operating income	$553,000	2,714
Securities gains (losses)	$6,000	1,292
Applicable income taxes	$170,000	1,880
Income before extraordinary items	$389,000	3,058
Extraordinary gains, net	$0	16
Net income	$389,000	3,061
Minority interest net income	$0	66
Net income of bank and minority interests.	$389,000	3,061
Net charge-offs	$-1,000	4,711
Cash dividends	$13,000	2,809
Sale, conversion, retirement of capital stock, net	$20,000	468
Net operating income	$384,800	3,041
2013-12-31 (YTD Data)		Rank
Total interest income	$11,454,000	2,136
Total interest expense	$2,032,000	1,683
Net interest income	$9,422,000	2,218
Provision for loan and lease losses	$484,000	1,888
Total noninterest income	$2,596,000	1,810
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$252,000	3,689
Trading account gains and fees	$0	184
Additional Noninterest Income	$2,344,000	1,360
Total noninterest expense	$8,934,000	2,127
Salaries and employee benefits	$5,140,000	1,986
Premises and equipment expense	$1,187,000	1,938
Additional noninterest expense	$2,607,000	2,366
Pre-tax net operating income	$2,600,000	2,405
Securities gains (losses)	$63,000	1,637
Applicable income taxes	$803,000	1,679
Income before extraordinary items	$1,860,000	2,750
Extraordinary gains, net	$0	29
Net income	$1,860,000	2,753
Minority interest net income	$0	90
Net income of bank and minority interests.	$1,860,000	2,753
Net charge-offs	$399,000	2,262
Cash dividends	$51,000	4,139
Sale, conversion, retirement of capital stock, net	$124,000	516
Net operating income	$1,815,900	2,734
2013-09-30 (YTD Data)		Rank
Total interest income	$8,529,000	2,163
Total interest expense	$1,544,000	1,698
Net interest income	$6,985,000	2,241
Provision for loan and lease losses	$451,000	1,619
Total noninterest income	$2,012,000	1,784
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$190,000	3,705
Trading account gains and fees	$0	180
Additional Noninterest Income	$1,822,000	1,349
Total noninterest expense	$6,503,000	2,169
Salaries and employee benefits	$3,837,000	2,007
Premises and equipment expense	$846,000	2,038
Additional noninterest expense	$1,820,000	2,514
Pre-tax net operating income	$2,043,000	2,381
Securities gains (losses)	$63,000	1,503
Applicable income taxes	$646,000	1,650
Income before extraordinary items	$1,460,000	2,704
Extraordinary gains, net	$0	25
Net income	$1,460,000	2,708
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,460,000	2,708
Net charge-offs	$300,000	2,113
Cash dividends	$38,000	3,612
Sale, conversion, retirement of capital stock, net	$75,000	507
Net operating income	$1,416,530	2,690
2013-06-30 (YTD Data)		Rank
Total interest income	$5,649,000	2,183
Total interest expense	$1,048,000	1,708
Net interest income	$4,601,000	2,261
Provision for loan and lease losses	$330,000	1,548
Total noninterest income	$1,426,000	1,710
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$125,000	3,700
Trading account gains and fees	$0	157
Additional Noninterest Income	$1,301,000	1,320
Total noninterest expense	$4,223,000	2,245
Salaries and employee benefits	$2,478,000	2,066
Premises and equipment expense	$551,000	2,082
Additional noninterest expense	$1,194,000	2,551
Pre-tax net operating income	$1,474,000	2,221
Securities gains (losses)	$63,000	1,379
Applicable income taxes	$472,000	1,573
Income before extraordinary items	$1,065,000	2,507
Extraordinary gains, net	$0	22
Net income	$1,065,000	2,514
Minority interest net income	$0	82
Net income of bank and minority interests.	$1,065,000	2,513
Net charge-offs	$-7,000	6,047
Cash dividends	$26,000	3,422
Sale, conversion, retirement of capital stock, net	$47,000	490
Net operating income	$1,021,530	2,499
2013-03-31 (YTD Data)		Rank
Total interest income	$2,788,000	2,226
Total interest expense	$538,000	1,710
Net interest income	$2,250,000	2,329
Provision for loan and lease losses	$165,000	1,527
Total noninterest income	$744,000	1,654
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$64,000	3,631
Trading account gains and fees	$0	148
Additional Noninterest Income	$680,000	1,279
Total noninterest expense	$2,154,000	2,208
Salaries and employee benefits	$1,279,000	2,029
Premises and equipment expense	$283,000	2,071
Additional noninterest expense	$592,000	2,580
Pre-tax net operating income	$675,000	2,336
Securities gains (losses)	$60,000	851
Applicable income taxes	$223,000	1,608
Income before extraordinary items	$512,000	2,537
Extraordinary gains, net	$0	10
Net income	$512,000	2,540
Minority interest net income	$0	76
Net income of bank and minority interests.	$512,000	2,539
Net charge-offs	$-7,000	6,052
Cash dividends	$13,000	2,638
Sale, conversion, retirement of capital stock, net	$15,000	514
Net operating income	$470,000	2,627
2012-12-31 (YTD Data)		Rank
Total interest income	$11,495,000	2,263
Total interest expense	$2,548,000	1,718
Net interest income	$8,947,000	2,407
Provision for loan and lease losses	$525,000	2,656
Total noninterest income	$3,857,000	1,369
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$214,000	4,134
Trading account gains and fees	$0	166
Additional Noninterest Income	$3,643,000	1,031
Total noninterest expense	$8,174,000	2,310
Salaries and employee benefits	$4,652,000	2,144
Premises and equipment expense	$1,136,000	2,043
Additional noninterest expense	$2,386,000	2,663
Pre-tax net operating income	$4,105,000	1,611
Securities gains (losses)	$0	3,810
Applicable income taxes	$1,289,000	1,229
Income before extraordinary items	$2,816,000	1,967
Extraordinary gains, net	$0	29
Net income	$2,816,000	1,966
Minority interest net income	$0	93
Net income of bank and minority interests.	$2,816,000	1,968
Net charge-offs	$584,000	2,448
Cash dividends	$419,000	2,962
Sale, conversion, retirement of capital stock, net	$671,000	268
Net operating income	$2,816,000	1,861
2012-09-30 (YTD Data)		Rank
Total interest income	$8,724,000	2,291
Total interest expense	$1,974,000	1,741
Net interest income	$6,750,000	2,429
Provision for loan and lease losses	$390,000	2,628
Total noninterest income	$2,637,000	1,448
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$159,000	4,206
Trading account gains and fees	$0	157
Additional Noninterest Income	$2,478,000	1,076
Total noninterest expense	$6,015,000	2,355
Salaries and employee benefits	$3,463,000	2,156
Premises and equipment expense	$849,000	2,070
Additional noninterest expense	$1,703,000	2,808
Pre-tax net operating income	$2,982,000	1,711
Securities gains (losses)	$0	3,575
Applicable income taxes	$910,000	1,325
Income before extraordinary items	$2,072,000	2,049
Extraordinary gains, net	$0	20
Net income	$2,072,000	2,047
Minority interest net income	$0	86
Net income of bank and minority interests.	$2,072,000	2,050
Net charge-offs	$529,000	2,111
Cash dividends	$191,000	2,951
Sale, conversion, retirement of capital stock, net	$451,000	250
Net operating income	$2,072,000	1,932
2012-06-30 (YTD Data)		Rank
Total interest income	$5,814,000	2,307
Total interest expense	$1,349,000	1,755
Net interest income	$4,465,000	2,441
Provision for loan and lease losses	$255,000	2,640
Total noninterest income	$1,544,000	1,595
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$109,000	4,141
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,435,000	1,174
Total noninterest expense	$3,941,000	2,395
Salaries and employee benefits	$2,304,000	2,156
Premises and equipment expense	$558,000	2,081
Additional noninterest expense	$1,079,000	2,934
Pre-tax net operating income	$1,813,000	1,813
Securities gains (losses)	$0	3,178
Applicable income taxes	$553,000	1,393
Income before extraordinary items	$1,260,000	2,183
Extraordinary gains, net	$0	19
Net income	$1,260,000	2,184
Minority interest net income	$0	84
Net income of bank and minority interests.	$1,260,000	2,184
Net charge-offs	$363,000	2,110
Cash dividends	$128,000	2,843
Sale, conversion, retirement of capital stock, net	$200,000	271
Net operating income	$1,260,000	2,066
2012-03-31 (YTD Data)		Rank
Total interest income	$2,862,000	2,362
Total interest expense	$700,000	1,758
Net interest income	$2,162,000	2,528
Provision for loan and lease losses	$120,000	2,650
Total noninterest income	$703,000	1,702
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$58,000	4,012
Trading account gains and fees	$0	148
Additional Noninterest Income	$645,000	1,251
Total noninterest expense	$1,954,000	2,423
Salaries and employee benefits	$1,154,000	2,168
Premises and equipment expense	$272,000	2,130
Additional noninterest expense	$528,000	2,964
Pre-tax net operating income	$791,000	2,052
Securities gains (losses)	$0	2,210
Applicable income taxes	$241,000	1,527
Income before extraordinary items	$550,000	2,423
Extraordinary gains, net	$0	19
Net income	$550,000	2,424
Minority interest net income	$0	78
Net income of bank and minority interests.	$550,000	2,426
Net charge-offs	$283,000	1,544
Cash dividends	$64,000	2,327
Sale, conversion, retirement of capital stock, net	$59,000	293
Net operating income	$550,000	2,302
2011-12-31 (YTD Data)		Rank
Total interest income	$11,704,000	2,378
Total interest expense	$3,277,000	1,802
Net interest income	$8,427,000	2,596
Provision for loan and lease losses	$334,000	3,972
Total noninterest income	$1,945,000	2,045
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$209,000	4,296
Trading account gains and fees	$0	146
Additional Noninterest Income	$1,736,000	1,496
Total noninterest expense	$7,684,000	2,462
Salaries and employee benefits	$4,326,000	2,238
Premises and equipment expense	$1,065,000	2,282
Additional noninterest expense	$2,293,000	2,779
Pre-tax net operating income	$2,354,000	2,218
Securities gains (losses)	$8,000	3,400
Applicable income taxes	$754,000	1,612
Income before extraordinary items	$1,608,000	2,642
Extraordinary gains, net	$0	29
Net income	$1,608,000	2,643
Minority interest net income	$0	96
Net income of bank and minority interests.	$1,608,000	2,643
Net charge-offs	$-11,000	7,026
Cash dividends	$295,000	3,038
Sale, conversion, retirement of capital stock, net	$45,000	829
Net operating income	$1,602,560	2,568
2011-09-30 (YTD Data)		Rank
Total interest income	$8,772,000	2,416
Total interest expense	$2,523,000	1,833
Net interest income	$6,249,000	2,632
Provision for loan and lease losses	$263,000	3,807
Total noninterest income	$1,363,000	2,149
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$158,000	4,303
Trading account gains and fees	$0	145
Additional Noninterest Income	$1,205,000	1,554
Total noninterest expense	$5,539,000	2,546
Salaries and employee benefits	$3,128,000	2,305
Premises and equipment expense	$794,000	2,323
Additional noninterest expense	$1,617,000	2,944
Pre-tax net operating income	$1,810,000	2,256
Securities gains (losses)	$8,000	3,118
Applicable income taxes	$582,000	1,600
Income before extraordinary items	$1,236,000	2,666
Extraordinary gains, net	$0	21
Net income	$1,236,000	2,668
Minority interest net income	$0	87
Net income of bank and minority interests.	$1,236,000	2,668
Net charge-offs	$-11,000	7,025
Cash dividends	$231,000	2,592
Sale, conversion, retirement of capital stock, net	$19,000	864
Net operating income	$1,230,560	2,581
2011-06-30 (YTD Data)		Rank
Total interest income	$5,761,000	2,464
Total interest expense	$1,721,000	1,859
Net interest income	$4,040,000	2,713
Provision for loan and lease losses	$192,000	3,598
Total noninterest income	$819,000	2,291
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$95,000	4,484
Trading account gains and fees	$0	153
Additional Noninterest Income	$724,000	1,680
Total noninterest expense	$3,679,000	2,575
Salaries and employee benefits	$2,039,000	2,382
Premises and equipment expense	$526,000	2,355
Additional noninterest expense	$1,114,000	2,913
Pre-tax net operating income	$988,000	2,557
Securities gains (losses)	$8,000	2,429
Applicable income taxes	$319,000	1,733
Income before extraordinary items	$677,000	2,974
Extraordinary gains, net	$0	15
Net income	$677,000	2,975
Minority interest net income	$0	89
Net income of bank and minority interests.	$677,000	2,976
Net charge-offs	$-11,000	7,038
Cash dividends	$174,000	2,406
Sale, conversion, retirement of capital stock, net	$18,000	752
Net operating income	$671,560	2,916
2011-03-31 (YTD Data)		Rank
Total interest income	$2,824,000	2,528
Total interest expense	$885,000	1,869
Net interest income	$1,939,000	2,801
Provision for loan and lease losses	$121,000	3,110
Total noninterest income	$380,000	2,437
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$45,000	4,534
Trading account gains and fees	$0	158
Additional Noninterest Income	$335,000	1,776
Total noninterest expense	$1,787,000	2,661
Salaries and employee benefits	$993,000	2,451
Premises and equipment expense	$269,000	2,331
Additional noninterest expense	$525,000	3,057
Pre-tax net operating income	$411,000	2,912
Securities gains (losses)	$0	1,772
Applicable income taxes	$132,000	1,898
Income before extraordinary items	$279,000	3,373
Extraordinary gains, net	$0	9
Net income	$279,000	3,370
Minority interest net income	$0	86
Net income of bank and minority interests.	$279,000	3,371
Net charge-offs	$-9,000	6,970
Cash dividends	$66,000	2,134
Sale, conversion, retirement of capital stock, net	$7,000	742
Net operating income	$279,000	3,322
2010-12-31 (YTD Data)		Rank
Total interest income	$10,786,000	2,763
Total interest expense	$3,972,000	2,009
Net interest income	$6,814,000	3,137
Provision for loan and lease losses	$440,000	4,325
Total noninterest income	$1,622,000	2,402
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$182,000	4,593
Trading account gains and fees	$0	175
Additional Noninterest Income	$1,440,000	1,743
Total noninterest expense	$6,610,000	2,865
Salaries and employee benefits	$3,719,000	2,579
Premises and equipment expense	$940,000	2,607
Additional noninterest expense	$1,951,000	3,332
Pre-tax net operating income	$1,386,000	2,850
Securities gains (losses)	$227,000	1,486
Applicable income taxes	$516,000	1,852
Income before extraordinary items	$1,097,000	3,064
Extraordinary gains, net	$0	29
Net income	$1,097,000	3,061
Minority interest net income	$0	111
Net income of bank and minority interests.	$1,097,000	3,064
Net charge-offs	$432,000	3,838
Cash dividends	$266,000	3,024
Sale, conversion, retirement of capital stock, net	$54,000	927
Net operating income	$942,640	3,202
2010-09-30 (YTD Data)		Rank
Total interest income	$7,973,000	2,858
Total interest expense	$3,049,000	2,047
Net interest income	$4,924,000	3,281
Provision for loan and lease losses	$350,000	4,106
Total noninterest income	$750,000	3,271
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$139,000	4,630
Trading account gains and fees	$0	165
Additional Noninterest Income	$611,000	2,459
Total noninterest expense	$4,646,000	3,029
Salaries and employee benefits	$2,598,000	2,759
Premises and equipment expense	$681,000	2,720
Additional noninterest expense	$1,367,000	3,479
Pre-tax net operating income	$678,000	3,774
Securities gains (losses)	$227,000	1,276
Applicable income taxes	$286,000	2,198
Income before extraordinary items	$619,000	3,722
Extraordinary gains, net	$0	23
Net income	$619,000	3,722
Minority interest net income	$0	110
Net income of bank and minority interests.	$619,000	3,723
Net charge-offs	$350,000	3,529
Cash dividends	$199,000	2,732
Sale, conversion, retirement of capital stock, net	$36,000	894
Net operating income	$464,640	4,092
2010-06-30 (YTD Data)		Rank
Total interest income	$5,253,000	2,919
Total interest expense	$2,057,000	2,103
Net interest income	$3,196,000	3,366
Provision for loan and lease losses	$260,000	3,834
Total noninterest income	$343,000	3,967
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$94,000	4,594
Trading account gains and fees	$0	152
Additional Noninterest Income	$249,000	3,132
Total noninterest expense	$2,975,000	3,140
Salaries and employee benefits	$1,686,000	2,829
Premises and equipment expense	$434,000	2,853
Additional noninterest expense	$855,000	3,623
Pre-tax net operating income	$304,000	4,391
Securities gains (losses)	$227,000	870
Applicable income taxes	$167,000	2,301
Income before extraordinary items	$364,000	3,942
Extraordinary gains, net	$0	19
Net income	$364,000	3,940
Minority interest net income	$0	105
Net income of bank and minority interests.	$364,000	3,941
Net charge-offs	$0	6,372
Cash dividends	$133,000	2,637
Sale, conversion, retirement of capital stock, net	$19,000	871
Net operating income	$207,370	4,701
2010-03-31 (YTD Data)		Rank
Total interest income	$2,553,000	3,054
Total interest expense	$1,041,000	2,186
Net interest income	$1,512,000	3,532
Provision for loan and lease losses	$170,000	3,206
Total noninterest income	$129,000	4,583
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$50,000	4,477
Trading account gains and fees	$0	175
Additional Noninterest Income	$79,000	3,934
Total noninterest expense	$1,464,000	3,213
Salaries and employee benefits	$818,000	2,954
Premises and equipment expense	$225,000	2,825
Additional noninterest expense	$421,000	3,681
Pre-tax net operating income	$7,000	6,168
Securities gains (losses)	$227,000	478
Applicable income taxes	$78,000	2,365
Income before extraordinary items	$156,000	4,324
Extraordinary gains, net	$0	16
Net income	$156,000	4,325
Minority interest net income	$0	91
Net income of bank and minority interests.	$156,000	4,323
Net charge-offs	$0	5,610
Cash dividends	$66,000	2,149
Sale, conversion, retirement of capital stock, net	$10,000	814
Net operating income	$3,910	6,238
2009-12-31 (YTD Data)		Rank
Total interest income	$10,430,000	3,128
Total interest expense	$4,835,000	2,333
Net interest income	$5,595,000	3,653
Provision for loan and lease losses	$453,000	4,690
Total noninterest income	$483,000	4,793
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$174,000	4,878
Trading account gains and fees	$0	211
Additional Noninterest Income	$309,000	3,935
Total noninterest expense	$5,494,000	3,407
Salaries and employee benefits	$3,020,000	3,156
Premises and equipment expense	$855,000	2,946
Additional noninterest expense	$1,619,000	3,884
Pre-tax net operating income	$131,000	4,995
Securities gains (losses)	$320,000	1,184
Applicable income taxes	$159,000	2,562
Income before extraordinary items	$292,000	4,500
Extraordinary gains, net	$0	34
Net income	$292,000	4,500
Minority interest net income	$0	115
Net income of bank and minority interests.	$292,000	4,501
Net charge-offs	$262,000	4,661
Cash dividends	$148,000	3,914
Sale, conversion, retirement of capital stock, net	$4,915,000	190
Net operating income	$84,000	5,157
2009-09-30 (YTD Data)		Rank
Total interest income	$7,756,000	3,201
Total interest expense	$3,690,000	2,393
Net interest income	$4,066,000	3,748
Provision for loan and lease losses	$324,000	4,481
Total noninterest income	$353,000	4,899
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$123,000	5,032
Trading account gains and fees	$0	212
Additional Noninterest Income	$230,000	4,050
Total noninterest expense	$4,099,000	3,431
Salaries and employee benefits	$2,264,000	3,184
Premises and equipment expense	$634,000	3,006
Additional noninterest expense	$1,201,000	3,869
Pre-tax net operating income	$-4,000	5,680
Securities gains (losses)	$300,000	996
Applicable income taxes	$101,000	2,865
Income before extraordinary items	$195,000	4,876
Extraordinary gains, net	$0	27
Net income	$195,000	4,875
Minority interest net income	$0	118
Net income of bank and minority interests.	$195,000	4,876
Net charge-offs	$32,000	5,988
Cash dividends	$82,000	3,704
Sale, conversion, retirement of capital stock, net	$4,905,000	157
Net operating income	$-3,000	5,711
2009-06-30 (YTD Data)		Rank
Total interest income	$5,079,000	3,274
Total interest expense	$2,450,000	2,500
Net interest income	$2,629,000	3,803
Provision for loan and lease losses	$159,000	4,675
Total noninterest income	$234,000	4,936
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$77,000	5,132
Trading account gains and fees	$0	193
Additional Noninterest Income	$157,000	4,027
Total noninterest expense	$2,737,000	3,470
Salaries and employee benefits	$1,501,000	3,242
Premises and equipment expense	$420,000	3,057
Additional noninterest expense	$816,000	3,818
Pre-tax net operating income	$-33,000	5,918
Securities gains (losses)	$54,000	1,861
Applicable income taxes	$7,000	4,133
Income before extraordinary items	$14,000	5,835
Extraordinary gains, net	$0	21
Net income	$14,000	5,833
Minority interest net income	$0	112
Net income of bank and minority interests.	$14,000	5,833
Net charge-offs	$32,000	5,289
Cash dividends	$15,000	3,899
Sale, conversion, retirement of capital stock, net	$4,885,000	113
Net operating income	$-22,180	5,923
2009-03-31 (YTD Data)		Rank
Total interest income	$2,475,000	3,375
Total interest expense	$1,213,000	2,606
Net interest income	$1,262,000	3,905
Provision for loan and lease losses	$64,000	4,574
Total noninterest income	$120,000	4,878
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$36,000	5,210
Trading account gains and fees	$0	171
Additional Noninterest Income	$84,000	3,931
Total noninterest expense	$1,343,000	3,444
Salaries and employee benefits	$764,000	3,224
Premises and equipment expense	$213,000	3,084
Additional noninterest expense	$366,000	3,830
Pre-tax net operating income	$-25,000	6,391
Securities gains (losses)	$54,000	1,270
Applicable income taxes	$10,000	3,971
Income before extraordinary items	$19,000	6,171
Extraordinary gains, net	$0	15
Net income	$19,000	6,173
Minority interest net income	$0	102
Net income of bank and minority interests.	$19,000	6,173
Net charge-offs	$32,000	3,957
Cash dividends	$0	3,051
Sale, conversion, retirement of capital stock, net	$11,000	870
Net operating income	$-16,640	6,368
2008-12-31 (YTD Data)		Rank
Total interest income	$10,356,000	3,437
Total interest expense	$5,019,000	2,958
Net interest income	$5,337,000	3,776
Provision for loan and lease losses	$510,000	3,769
Total noninterest income	$395,000	5,304
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$148,000	5,350
Trading account gains and fees	$0	154
Additional Noninterest Income	$247,000	4,466
Total noninterest expense	$4,995,000	3,573
Salaries and employee benefits	$2,769,000	3,477
Premises and equipment expense	$843,000	3,047
Additional noninterest expense	$1,383,000	3,841
Pre-tax net operating income	$227,000	5,672
Securities gains (losses)	$20,000	2,184
Applicable income taxes	$106,000	3,345
Income before extraordinary items	$141,000	5,710
Extraordinary gains, net	$0	39
Net income	$141,000	5,710
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$264,000	3,717
Cash dividends	$0	5,455
Sale, conversion, retirement of capital stock, net	$191,000	790
Net operating income	$128,200	5,914
2008-09-30 (YTD Data)		Rank
Total interest income	$7,703,000	3,514
Total interest expense	$3,750,000	3,066
Net interest income	$3,953,000	3,833
Provision for loan and lease losses	$345,000	3,316
Total noninterest income	$300,000	5,368
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$112,000	5,359
Trading account gains and fees	$0	148
Additional Noninterest Income	$188,000	4,535
Total noninterest expense	$3,674,000	3,621
Salaries and employee benefits	$2,051,000	3,535
Premises and equipment expense	$631,000	3,065
Additional noninterest expense	$992,000	3,891
Pre-tax net operating income	$234,000	5,913
Securities gains (losses)	$20,000	2,014
Applicable income taxes	$102,000	3,580
Income before extraordinary items	$152,000	5,933
Extraordinary gains, net	$0	31
Net income	$152,000	5,932
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$200,000	3,061
Cash dividends	$0	4,937
Sale, conversion, retirement of capital stock, net	$162,000	640
Net operating income	$139,200	6,153
2008-06-30 (YTD Data)		Rank
Total interest income	$5,127,000	3,579
Total interest expense	$2,528,000	3,154
Net interest income	$2,599,000	3,868
Provision for loan and lease losses	$214,000	3,043
Total noninterest income	$189,000	5,546
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$68,000	5,520
Trading account gains and fees	$0	149
Additional Noninterest Income	$121,000	4,711
Total noninterest expense	$2,433,000	3,648
Salaries and employee benefits	$1,357,000	3,604
Premises and equipment expense	$419,000	3,082
Additional noninterest expense	$657,000	3,892
Pre-tax net operating income	$141,000	6,173
Securities gains (losses)	$20,000	2,041
Applicable income taxes	$58,000	3,944
Income before extraordinary items	$103,000	6,323
Extraordinary gains, net	$0	21
Net income	$103,000	6,323
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$15,000	4,854
Cash dividends	$0	4,733
Sale, conversion, retirement of capital stock, net	$141,000	488
Net operating income	$90,200	6,356
2008-03-31 (YTD Data)		Rank
Total interest income	$2,640,000	3,576
Total interest expense	$1,344,000	3,163
Net interest income	$1,296,000	3,879
Provision for loan and lease losses	$88,000	2,951
Total noninterest income	$94,000	5,558
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$29,000	5,728
Trading account gains and fees	$0	158
Additional Noninterest Income	$65,000	4,545
Total noninterest expense	$1,268,000	3,543
Salaries and employee benefits	$705,000	3,525
Premises and equipment expense	$211,000	3,079
Additional noninterest expense	$352,000	3,655
Pre-tax net operating income	$34,000	6,801
Securities gains (losses)	$20,000	1,596
Applicable income taxes	$22,000	4,307
Income before extraordinary items	$32,000	6,839
Extraordinary gains, net	$0	15
Net income	$32,000	6,840
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,009
Cash dividends	$0	3,705
Sale, conversion, retirement of capital stock, net	$6,000	877
Net operating income	$19,200	6,942
2007-12-31 (YTD Data)		Rank
Total interest income	$10,395,000	3,679
Total interest expense	$5,455,000	3,240
Net interest income	$4,940,000	4,038
Provision for loan and lease losses	$291,000	3,261
Total noninterest income	$339,000	5,809
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$92,000	6,127
Trading account gains and fees	$0	178
Additional Noninterest Income	$247,000	4,621
Total noninterest expense	$4,210,000	3,962
Salaries and employee benefits	$2,296,000	3,959
Premises and equipment expense	$703,000	3,432
Additional noninterest expense	$1,211,000	4,047
Pre-tax net operating income	$778,000	5,225
Securities gains (losses)	$0	2,146
Applicable income taxes	$-435,000	8,287
Income before extraordinary items	$1,213,000	3,917
Extraordinary gains, net	$0	39
Net income	$1,213,000	3,916
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,600
Cash dividends	$0	5,817
Sale, conversion, retirement of capital stock, net	$41,000	1,097
Net operating income	$1,213,000	3,912
2007-09-30 (YTD Data)		Rank
Total interest income	$7,588,000	3,751
Total interest expense	$3,972,000	3,304
Net interest income	$3,616,000	4,115
Provision for loan and lease losses	$234,000	2,727
Total noninterest income	$255,000	5,872
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$66,000	6,215
Trading account gains and fees	$0	184
Additional Noninterest Income	$189,000	4,597
Total noninterest expense	$2,996,000	4,099
Salaries and employee benefits	$1,652,000	4,064
Premises and equipment expense	$506,000	3,524
Additional noninterest expense	$838,000	4,245
Pre-tax net operating income	$641,000	5,305
Securities gains (losses)	$0	1,655
Applicable income taxes	$-4,000	7,993
Income before extraordinary items	$645,000	4,870
Extraordinary gains, net	$0	33
Net income	$645,000	4,869
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,076
Cash dividends	$0	5,179
Sale, conversion, retirement of capital stock, net	$33,000	968
Net operating income	$645,000	4,858
2007-06-30 (YTD Data)		Rank
Total interest income	$4,931,000	3,819
Total interest expense	$2,569,000	3,386
Net interest income	$2,362,000	4,225
Provision for loan and lease losses	$114,000	3,113
Total noninterest income	$166,000	5,946
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$43,000	6,285
Trading account gains and fees	$0	168
Additional Noninterest Income	$123,000	4,702
Total noninterest expense	$1,990,000	4,140
Salaries and employee benefits	$1,107,000	4,082
Premises and equipment expense	$338,000	3,540
Additional noninterest expense	$545,000	4,311
Pre-tax net operating income	$424,000	5,387
Securities gains (losses)	$0	1,444
Applicable income taxes	$0	6,265
Income before extraordinary items	$424,000	4,925
Extraordinary gains, net	$0	29
Net income	$424,000	4,924
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,517
Cash dividends	$0	4,977
Sale, conversion, retirement of capital stock, net	$17,000	926
Net operating income	$424,000	4,927
2007-03-31 (YTD Data)		Rank
Total interest income	$2,400,000	3,884
Total interest expense	$1,248,000	3,437
Net interest income	$1,152,000	4,282
Provision for loan and lease losses	$68,000	2,624
Total noninterest income	$78,000	6,021
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$21,000	6,298
Trading account gains and fees	$0	195
Additional Noninterest Income	$57,000	4,859
Total noninterest expense	$981,000	4,203
Salaries and employee benefits	$550,000	4,137
Premises and equipment expense	$170,000	3,543
Additional noninterest expense	$261,000	4,396
Pre-tax net operating income	$181,000	5,704
Securities gains (losses)	$0	1,187
Applicable income taxes	$0	6,196
Income before extraordinary items	$181,000	5,279
Extraordinary gains, net	$0	22
Net income	$181,000	5,279
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,509
Cash dividends	$0	3,942
Sale, conversion, retirement of capital stock, net	$7,000	794
Net operating income	$181,000	5,262
2006-12-31 (YTD Data)		Rank
Total interest income	$7,711,000	4,296
Total interest expense	$4,000,000	3,601
Net interest income	$3,711,000	4,875
Provision for loan and lease losses	$383,000	2,362
Total noninterest income	$240,000	6,601
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$76,000	6,499
Trading account gains and fees	$0	130
Additional Noninterest Income	$164,000	5,462
Total noninterest expense	$3,507,000	4,403
Salaries and employee benefits	$1,955,000	4,349
Premises and equipment expense	$572,000	3,898
Additional noninterest expense	$980,000	4,579
Pre-tax net operating income	$61,000	7,815
Securities gains (losses)	$0	1,687
Applicable income taxes	$-147,000	8,414
Income before extraordinary items	$208,000	7,246
Extraordinary gains, net	$0	51
Net income	$208,000	7,247
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,377
Cash dividends	$0	5,941
Sale, conversion, retirement of capital stock, net	$4,668,000	325
Net operating income	$208,000	7,235
2006-09-30 (YTD Data)		Rank
Total interest income	$5,462,000	4,438
Total interest expense	$2,783,000	3,695
Net interest income	$2,679,000	5,036
Provision for loan and lease losses	$253,000	2,432
Total noninterest income	$180,000	6,661
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$56,000	6,588
Trading account gains and fees	$0	126
Additional Noninterest Income	$124,000	5,471
Total noninterest expense	$2,525,000	4,499
Salaries and employee benefits	$1,423,000	4,417
Premises and equipment expense	$407,000	4,064
Additional noninterest expense	$695,000	4,735
Pre-tax net operating income	$81,000	7,872
Securities gains (losses)	$0	1,388
Applicable income taxes	$0	6,687
Income before extraordinary items	$81,000	7,822
Extraordinary gains, net	$0	45
Net income	$81,000	7,824
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,858
Cash dividends	$0	5,292
Sale, conversion, retirement of capital stock, net	$71,000	764
Net operating income	$81,000	7,822
2006-06-30 (YTD Data)		Rank
Total interest income	$3,413,000	4,587
Total interest expense	$1,716,000	3,782
Net interest income	$1,697,000	5,229
Provision for loan and lease losses	$209,000	2,057
Total noninterest income	$114,000	6,753
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$38,000	6,602
Trading account gains and fees	$0	126
Additional Noninterest Income	$76,000	5,653
Total noninterest expense	$1,584,000	4,711
Salaries and employee benefits	$913,000	4,567
Premises and equipment expense	$246,000	4,318
Additional noninterest expense	$425,000	5,009
Pre-tax net operating income	$18,000	8,100
Securities gains (losses)	$0	1,185
Applicable income taxes	$0	6,706
Income before extraordinary items	$18,000	8,101
Extraordinary gains, net	$0	39
Net income	$18,000	8,102
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,361
Cash dividends	$0	5,069
Sale, conversion, retirement of capital stock, net	$66,000	602
Net operating income	$18,000	8,097
2006-03-31 (YTD Data)		Rank
Total interest income	$1,592,000	4,722
Total interest expense	$791,000	3,846
Net interest income	$801,000	5,393
Provision for loan and lease losses	$120,000	1,730
Total noninterest income	$55,000	6,782
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$18,000	6,650
Trading account gains and fees	$0	115
Additional Noninterest Income	$37,000	5,687
Total noninterest expense	$754,000	4,875
Salaries and employee benefits	$438,000	4,734
Premises and equipment expense	$120,000	4,409
Additional noninterest expense	$196,000	5,244
Pre-tax net operating income	$-18,000	8,276
Securities gains (losses)	$0	955
Applicable income taxes	$0	6,588
Income before extraordinary items	$-18,000	8,283
Extraordinary gains, net	$0	21
Net income	$-18,000	8,284
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,399
Cash dividends	$0	3,943
Sale, conversion, retirement of capital stock, net	$4,000	604
Net operating income	$-18,000	8,266
2005-12-31 (YTD Data)		Rank
Total interest income	$4,492,000	5,494
Total interest expense	$2,118,000	4,264
Net interest income	$2,374,000	6,173
Provision for loan and lease losses	$289,000	2,929
Total noninterest income	$177,000	7,246
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$55,000	7,001
Trading account gains and fees	$0	138
Additional Noninterest Income	$122,000	6,095
Total noninterest expense	$2,438,000	5,450
Salaries and employee benefits	$1,343,000	5,424
Premises and equipment expense	$355,000	5,234
Additional noninterest expense	$740,000	5,434
Pre-tax net operating income	$-176,000	8,366
Securities gains (losses)	$-45,000	8,141
Applicable income taxes	$0	6,964
Income before extraordinary items	$-221,000	8,426
Extraordinary gains, net	$0	46
Net income	$-221,000	8,426
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,618
Cash dividends	$0	6,054
Sale, conversion, retirement of capital stock, net	$4,913,000	309
Net operating income	$-176,000	8,383
2005-09-30 (YTD Data)		Rank
Total interest income	$3,065,000	5,731
Total interest expense	$1,424,000	4,457
Net interest income	$1,641,000	6,425
Provision for loan and lease losses	$191,000	3,034
Total noninterest income	$124,000	7,383
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$34,000	7,198
Trading account gains and fees	$0	126
Additional Noninterest Income	$90,000	6,109
Total noninterest expense	$1,659,000	5,730
Salaries and employee benefits	$939,000	5,629
Premises and equipment expense	$229,000	5,686
Additional noninterest expense	$491,000	5,759
Pre-tax net operating income	$-85,000	8,415
Securities gains (losses)	$0	2,317
Applicable income taxes	$0	6,976
Income before extraordinary items	$-85,000	8,439
Extraordinary gains, net	$0	35
Net income	$-85,000	8,440
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,144
Cash dividends	$0	5,317
Sale, conversion, retirement of capital stock, net	$4,913,000	223
Net operating income	$-85,000	8,409
2005-06-30 (YTD Data)		Rank
Total interest income	$1,814,000	6,019
Total interest expense	$835,000	4,668
Net interest income	$979,000	6,711
Provision for loan and lease losses	$131,000	2,888
Total noninterest income	$72,000	7,573
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$19,000	7,307
Trading account gains and fees	$0	116
Additional Noninterest Income	$53,000	6,309
Total noninterest expense	$1,030,000	5,965
Salaries and employee benefits	$573,000	5,904
Premises and equipment expense	$141,000	5,896
Additional noninterest expense	$316,000	5,842
Pre-tax net operating income	$-110,000	8,498
Securities gains (losses)	$0	2,146
Applicable income taxes	$0	6,961
Income before extraordinary items	$-110,000	8,523
Extraordinary gains, net	$0	30
Net income	$-110,000	8,523
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,660
Cash dividends	$0	5,072
Sale, conversion, retirement of capital stock, net	$4,913,000	146
Net operating income	$-110,000	8,498
2005-03-31 (YTD Data)		Rank
Total interest income	$831,000	6,276
Total interest expense	$383,000	4,803
Net interest income	$448,000	6,992
Provision for loan and lease losses	$45,000	3,327
Total noninterest income	$37,000	7,531
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$9,000	7,376
Trading account gains and fees	$0	115
Additional Noninterest Income	$28,000	6,283
Total noninterest expense	$490,000	6,184
Salaries and employee benefits	$281,000	6,002
Premises and equipment expense	$71,000	5,908
Additional noninterest expense	$138,000	6,279
Pre-tax net operating income	$-50,000	8,580
Securities gains (losses)	$0	1,685
Applicable income taxes	$0	6,892
Income before extraordinary items	$-50,000	8,597
Extraordinary gains, net	$0	24
Net income	$-50,000	8,597
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	4,728
Cash dividends	$0	3,863
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$-50,000	8,576
2004-12-31 (YTD Data)		Rank
Total interest income	$2,078,000	7,303
Total interest expense	$871,000	6,034
Net interest income	$1,207,000	7,731
Provision for loan and lease losses	$264,000	3,159
Total noninterest income	$79,000	8,315
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$27,000	7,586
Trading account gains and fees	$0	138
Additional Noninterest Income	$52,000	7,358
Total noninterest expense	$1,777,000	6,402
Salaries and employee benefits	$991,000	6,301
Premises and equipment expense	$253,000	6,158
Additional noninterest expense	$533,000	6,356
Pre-tax net operating income	$-755,000	8,742
Securities gains (losses)	$0	3,819
Applicable income taxes	$0	7,185
Income before extraordinary items	$-755,000	8,782
Extraordinary gains, net	$0	34
Net income	$-755,000	8,783
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,973
Cash dividends	$0	6,149
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$-755,000	8,760
2004-09-30 (YTD Data)		Rank
Total interest income	$1,410,000	7,537
Total interest expense	$578,000	6,340
Net interest income	$832,000	7,909
Provision for loan and lease losses	$156,000	3,462
Total noninterest income	$57,000	8,384
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$19,000	7,648
Trading account gains and fees	$0	134
Additional Noninterest Income	$38,000	7,412
Total noninterest expense	$1,292,000	6,464
Salaries and employee benefits	$736,000	6,304
Premises and equipment expense	$188,000	6,172
Additional noninterest expense	$368,000	6,577
Pre-tax net operating income	$-559,000	8,795
Securities gains (losses)	$0	3,710
Applicable income taxes	$0	7,220
Income before extraordinary items	$-559,000	8,832
Extraordinary gains, net	$0	26
Net income	$-559,000	8,833
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,496
Cash dividends	$0	5,363
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$-559,000	8,809
2004-06-30 (YTD Data)		Rank
Total interest income	$868,000	7,733
Total interest expense	$359,000	6,545
Net interest income	$509,000	8,068
Provision for loan and lease losses	$116,000	3,263
Total noninterest income	$36,000	8,481
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$12,000	7,713
Trading account gains and fees	$0	130
Additional Noninterest Income	$24,000	7,531
Total noninterest expense	$865,000	6,489
Salaries and employee benefits	$484,000	6,396
Premises and equipment expense	$125,000	6,210
Additional noninterest expense	$256,000	6,464
Pre-tax net operating income	$-436,000	8,876
Securities gains (losses)	$0	3,413
Applicable income taxes	$0	7,214
Income before extraordinary items	$-436,000	8,912
Extraordinary gains, net	$0	21
Net income	$-436,000	8,913
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,017
Cash dividends	$0	5,087
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$-436,000	8,887
2004-03-31 (YTD Data)		Rank
Total interest income	$411,000	7,856
Total interest expense	$171,000	6,735
Net interest income	$240,000	8,198
Provision for loan and lease losses	$44,000	3,642
Total noninterest income	$16,000	8,578
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$6,000	7,724
Trading account gains and fees	$0	121
Additional Noninterest Income	$10,000	7,740
Total noninterest expense	$426,000	6,582
Salaries and employee benefits	$244,000	6,417
Premises and equipment expense	$64,000	6,144
Additional noninterest expense	$118,000	6,717
Pre-tax net operating income	$-214,000	8,921
Securities gains (losses)	$0	2,934
Applicable income taxes	$0	7,103
Income before extraordinary items	$-214,000	8,951
Extraordinary gains, net	$0	16
Net income	$-214,000	8,951
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,097
Cash dividends	$0	3,841
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$-214,000	8,927
2003-12-31 (YTD Data)		Rank
Total interest income	$930,000	8,649
Total interest expense	$349,000	8,293
Net interest income	$581,000	8,717
Provision for loan and lease losses	$210,000	3,929
Total noninterest income	$33,000	8,914
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$12,000	7,913
Trading account gains and fees	$0	160
Additional Noninterest Income	$21,000	8,405
Total noninterest expense	$1,569,000	6,770
Salaries and employee benefits	$889,000	6,631
Premises and equipment expense	$243,000	6,261
Additional noninterest expense	$437,000	6,921
Pre-tax net operating income	$-1,165,000	9,002
Securities gains (losses)	$0	4,500
Applicable income taxes	$0	7,459
Income before extraordinary items	$-1,165,000	9,056
Extraordinary gains, net	$0	54
Net income	$-1,165,000	9,057
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,416
Cash dividends	$0	6,283
Sale, conversion, retirement of capital stock, net	$616,000	465
Net operating income	$-1,165,000	9,014
2003-09-30 (YTD Data)		Rank
Total interest income	$582,000	8,852
Total interest expense	$211,000	8,622
Net interest income	$371,000	8,892
Provision for loan and lease losses	$156,000	3,829
Total noninterest income	$19,000	9,045
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$7,000	8,001
Trading account gains and fees	$0	153
Additional Noninterest Income	$12,000	8,600
Total noninterest expense	$1,155,000	6,814
Salaries and employee benefits	$669,000	6,612
Premises and equipment expense	$181,000	6,279
Additional noninterest expense	$305,000	7,097
Pre-tax net operating income	$-921,000	9,067
Securities gains (losses)	$0	4,204
Applicable income taxes	$0	7,524
Income before extraordinary items	$-921,000	9,116
Extraordinary gains, net	$0	40
Net income	$-921,000	9,115
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,967
Cash dividends	$0	5,519
Sale, conversion, retirement of capital stock, net	$616,000	351
Net operating income	$-921,000	9,074
2003-06-30 (YTD Data)		Rank
Total interest income	$319,000	8,998
Total interest expense	$107,000	8,875
Net interest income	$212,000	8,989
Provision for loan and lease losses	$102,000	3,820
Total noninterest income	$9,000	9,120
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$3,000	8,063
Trading account gains and fees	$0	150
Additional Noninterest Income	$6,000	8,732
Total noninterest expense	$760,000	6,869
Salaries and employee benefits	$443,000	6,654
Premises and equipment expense	$119,000	6,291
Additional noninterest expense	$198,000	7,163
Pre-tax net operating income	$-641,000	9,116
Securities gains (losses)	$0	3,782
Applicable income taxes	$0	7,529
Income before extraordinary items	$-641,000	9,166
Extraordinary gains, net	$0	30
Net income	$-641,000	9,164
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	6,535
Cash dividends	$0	5,215
Sale, conversion, retirement of capital stock, net	$616,000	245
Net operating income	$-641,000	9,115
2003-03-31 (YTD Data)		Rank
Total interest income	$130,000	9,122
Total interest expense	$40,000	9,051
Net interest income	$90,000	9,110
Provision for loan and lease losses	$71,000	3,047
Total noninterest income	$3,000	9,187
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$1,000	8,100
Trading account gains and fees	$0	134
Additional Noninterest Income	$2,000	8,884
Total noninterest expense	$383,000	6,849
Salaries and employee benefits	$222,000	6,661
Premises and equipment expense	$60,000	6,275
Additional noninterest expense	$101,000	7,129
Pre-tax net operating income	$-361,000	9,170
Securities gains (losses)	$0	2,891
Applicable income taxes	$0	7,403
Income before extraordinary items	$-361,000	9,212
Extraordinary gains, net	$0	21
Net income	$-361,000	9,208
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,539
Cash dividends	$0	3,930
Sale, conversion, retirement of capital stock, net	$614,000	125
Net operating income	$-361,000	9,160
2002-12-31 (YTD Data)		Rank
Total interest income	$39,000	9,335
Total interest expense	$13,000	9,295
Net interest income	$26,000	9,330
Provision for loan and lease losses	$52,000	6,658
Total noninterest income	$1,000	9,283
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$0	8,205
Trading account gains and fees	$0	153
Additional Noninterest Income	$1,000	9,177
Total noninterest expense	$623,000	8,714
Salaries and employee benefits	$247,000	9,064
Premises and equipment expense	$37,000	9,094
Additional noninterest expense	$339,000	7,535
Pre-tax net operating income	$-648,000	9,034
Securities gains (losses)	$0	4,537
Applicable income taxes	$0	7,681
Income before extraordinary items	$-648,000	9,093
Extraordinary gains, net	$0	70
Net income	$-648,000	9,090
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	7,632
Cash dividends	$0	6,377
Sale, conversion, retirement of capital stock, net	$8,941,000	70
Net operating income	$-648,000	9,048

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.