Home > Traditional Bank of Kentucky, Inc. > Income and Expense
Traditional Bank of Kentucky, Inc., Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,123,000 | 6,260 |
| Total interest expense | $2,424,000 | 5,295 |
| Net interest income | $1,699,000 | 7,199 |
| Provision for loan and lease losses | $240,000 | 3,119 |
| Total noninterest income | $432,000 | 5,388 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $135,000 | 6,084 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $297,000 | 4,044 |
| Total noninterest expense | $1,691,000 | 6,318 |
| Salaries and employee benefits | $765,000 | 6,920 |
| Premises and equipment expense | $304,000 | 5,425 |
| Additional noninterest expense | $622,000 | 5,690 |
| Pre-tax net operating income | $200,000 | 8,589 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $68,000 | 7,364 |
| Income before extraordinary items | $132,000 | 8,770 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $132,000 | 8,767 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 3,527 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $800,000 | 548 |
| Net operating income | $132,000 | 8,729 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,912,000 | 7,622 |
| Total interest expense | $1,730,000 | 6,701 |
| Net interest income | $1,182,000 | 8,364 |
| Provision for loan and lease losses | $180,000 | 3,728 |
| Total noninterest income | $215,000 | 7,399 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $76,000 | 7,388 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $139,000 | 5,872 |
| Total noninterest expense | $1,450,000 | 6,827 |
| Salaries and employee benefits | $671,000 | 7,363 |
| Premises and equipment expense | $310,000 | 5,291 |
| Additional noninterest expense | $469,000 | 6,656 |
| Pre-tax net operating income | $-233,000 | 10,021 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $-78,000 | 10,186 |
| Income before extraordinary items | $-155,000 | 10,010 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-155,000 | 10,006 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 5,328 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-155,000 | 9,976 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,538,000 | 9,622 |
| Total interest expense | $776,000 | 9,326 |
| Net interest income | $762,000 | 9,769 |
| Provision for loan and lease losses | $153,000 | 4,084 |
| Total noninterest income | $80,000 | 9,759 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $80,000 | 7,372 |
| Total noninterest expense | $1,142,000 | 7,867 |
| Salaries and employee benefits | $579,000 | 8,054 |
| Premises and equipment expense | $285,000 | 5,598 |
| Additional noninterest expense | $278,000 | 8,552 |
| Pre-tax net operating income | $-453,000 | 10,726 |
| Securities gains (losses) | $18,000 | 1,964 |
| Applicable income taxes | $-158,000 | 10,768 |
| Income before extraordinary items | $-277,000 | 10,658 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-277,000 | 10,658 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,513 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $-288,520 | 10,643 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $427,000 | 11,293 |
| Total interest expense | $121,000 | 11,315 |
| Net interest income | $306,000 | 11,220 |
| Provision for loan and lease losses | $57,000 | 6,361 |
| Total noninterest income | $15,000 | 11,281 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | NA | NA |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $15,000 | 10,709 |
| Total noninterest expense | $341,000 | 11,134 |
| Salaries and employee benefits | $184,000 | 11,092 |
| Premises and equipment expense | $39,000 | 10,933 |
| Additional noninterest expense | $118,000 | 10,912 |
| Pre-tax net operating income | $-77,000 | 10,927 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $-15,000 | 10,968 |
| Income before extraordinary items | $-62,000 | 10,943 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-62,000 | 10,941 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,805 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $3,750,000 | 193 |
| Net operating income | $-62,000 | 10,900 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.