Home > Traders & Farmers Bank > Income and Expense
Traders & Farmers Bank, Income and Expense
| 2020-06-30 (YTD Data) | Rank | |
| Total interest income | $6,544,000 | 2,123 |
| Total interest expense | $1,766,000 | 1,459 |
| Net interest income | $4,778,000 | 2,348 |
| Provision for loan and lease losses | $182,000 | 2,486 |
| Total noninterest income | $200,000 | 3,821 |
| Gross Fiduciary activities income | $0 | 970 |
| Service charges on deposit accounts | $293,000 | 1,457 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-93,000 | 5,038 |
| Total noninterest expense | $8,545,000 | 1,227 |
| Salaries and employee benefits | $3,940,000 | 1,512 |
| Premises and equipment expense | $573,000 | 1,852 |
| Additional noninterest expense | $4,032,000 | 850 |
| Pre-tax net operating income | $-3,749,000 | 5,025 |
| Securities gains (losses) | $1,004,000 | 219 |
| Applicable income taxes | $-764,000 | 5,011 |
| Income before extraordinary items | $-1,981,000 | 4,999 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $-1,981,000 | 4,999 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $-1,981,000 | 4,999 |
| Net charge-offs | $84,000 | 1,448 |
| Cash dividends | $33,000,000 | 125 |
| Sale, conversion, retirement of capital stock, net | $0 | 504 |
| Net operating income | $-2,774,160 | 5,015 |
| 2020-03-31 (YTD Data) | Rank | |
| Total interest income | $3,514,000 | 2,006 |
| Total interest expense | $620,000 | 2,005 |
| Net interest income | $2,894,000 | 1,972 |
| Provision for loan and lease losses | $15,000 | 3,204 |
| Total noninterest income | $170,000 | 3,218 |
| Gross Fiduciary activities income | $0 | 941 |
| Service charges on deposit accounts | $174,000 | 1,465 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-4,000 | 5,064 |
| Total noninterest expense | $2,638,000 | 1,866 |
| Salaries and employee benefits | $1,509,000 | 1,875 |
| Premises and equipment expense | $268,000 | 1,958 |
| Additional noninterest expense | $861,000 | 1,717 |
| Pre-tax net operating income | $411,000 | 3,031 |
| Securities gains (losses) | $671,000 | 145 |
| Applicable income taxes | $224,000 | 1,309 |
| Income before extraordinary items | $858,000 | 1,871 |
| Extraordinary gains, net | $0 | 4 |
| Net income | $858,000 | 1,871 |
| Minority interest net income | $0 | 56 |
| Net income of bank and minority interests. | $858,000 | 1,871 |
| Net charge-offs | $39,000 | 1,301 |
| Cash dividends | $2,000 | 2,634 |
| Sale, conversion, retirement of capital stock, net | $0 | 482 |
| Net operating income | $327,910 | 3,149 |
| 2019-12-31 (YTD Data) | Rank | |
| Total interest income | $14,873,000 | 1,938 |
| Total interest expense | $2,522,000 | 2,036 |
| Net interest income | $12,351,000 | 1,888 |
| Provision for loan and lease losses | $200,000 | 2,341 |
| Total noninterest income | $962,000 | 2,880 |
| Gross Fiduciary activities income | $0 | 1,051 |
| Service charges on deposit accounts | $782,000 | 1,357 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $180,000 | 4,026 |
| Total noninterest expense | $9,687,000 | 1,969 |
| Salaries and employee benefits | $5,892,000 | 1,876 |
| Premises and equipment expense | $1,031,000 | 1,992 |
| Additional noninterest expense | $2,764,000 | 2,055 |
| Pre-tax net operating income | $3,426,000 | 2,265 |
| Securities gains (losses) | $44,000 | 1,287 |
| Applicable income taxes | $635,000 | 1,797 |
| Income before extraordinary items | $2,835,000 | 2,373 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,835,000 | 2,375 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,835,000 | 2,375 |
| Net charge-offs | $193,000 | 1,716 |
| Cash dividends | $1,126,000 | 2,194 |
| Sale, conversion, retirement of capital stock, net | $0 | 626 |
| Net operating income | $2,798,920 | 2,355 |
| 2019-09-30 (YTD Data) | Rank | |
| Total interest income | $11,188,000 | 1,951 |
| Total interest expense | $1,858,000 | 2,064 |
| Net interest income | $9,330,000 | 1,892 |
| Provision for loan and lease losses | $155,000 | 2,227 |
| Total noninterest income | $670,000 | 2,986 |
| Gross Fiduciary activities income | $0 | 1,014 |
| Service charges on deposit accounts | $586,000 | 1,372 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $84,000 | 4,408 |
| Total noninterest expense | $7,101,000 | 2,004 |
| Salaries and employee benefits | $4,336,000 | 1,900 |
| Premises and equipment expense | $699,000 | 2,144 |
| Additional noninterest expense | $2,066,000 | 2,072 |
| Pre-tax net operating income | $2,744,000 | 2,232 |
| Securities gains (losses) | $47,000 | 1,092 |
| Applicable income taxes | $528,000 | 1,749 |
| Income before extraordinary items | $2,263,000 | 2,340 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $2,263,000 | 2,340 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $2,263,000 | 2,341 |
| Net charge-offs | $95,000 | 1,795 |
| Cash dividends | $1,010,000 | 1,791 |
| Sale, conversion, retirement of capital stock, net | $0 | 590 |
| Net operating income | $2,224,930 | 2,336 |
| 2019-06-30 (YTD Data) | Rank | |
| Total interest income | $7,382,000 | 1,959 |
| Total interest expense | $1,228,000 | 2,064 |
| Net interest income | $6,154,000 | 1,916 |
| Provision for loan and lease losses | $60,000 | 2,560 |
| Total noninterest income | $401,000 | 3,090 |
| Gross Fiduciary activities income | $0 | 1,004 |
| Service charges on deposit accounts | $387,000 | 1,364 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 4,980 |
| Total noninterest expense | $4,782,000 | 2,008 |
| Salaries and employee benefits | $2,894,000 | 1,906 |
| Premises and equipment expense | $455,000 | 2,183 |
| Additional noninterest expense | $1,433,000 | 2,026 |
| Pre-tax net operating income | $1,713,000 | 2,303 |
| Securities gains (losses) | $47,000 | 769 |
| Applicable income taxes | $301,000 | 1,856 |
| Income before extraordinary items | $1,459,000 | 2,367 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,459,000 | 2,366 |
| Minority interest net income | $0 | 69 |
| Net income of bank and minority interests. | $1,459,000 | 2,367 |
| Net charge-offs | $47,000 | 1,879 |
| Cash dividends | $897,000 | 1,548 |
| Sale, conversion, retirement of capital stock, net | $0 | 573 |
| Net operating income | $1,419,990 | 2,379 |
| 2019-03-31 (YTD Data) | Rank | |
| Total interest income | $3,672,000 | 1,968 |
| Total interest expense | $609,000 | 2,041 |
| Net interest income | $3,063,000 | 1,931 |
| Provision for loan and lease losses | $30,000 | 2,400 |
| Total noninterest income | $179,000 | 3,175 |
| Gross Fiduciary activities income | $0 | 972 |
| Service charges on deposit accounts | $197,000 | 1,334 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-18,000 | 5,324 |
| Total noninterest expense | $2,328,000 | 2,046 |
| Salaries and employee benefits | $1,456,000 | 1,904 |
| Premises and equipment expense | $220,000 | 2,264 |
| Additional noninterest expense | $652,000 | 2,151 |
| Pre-tax net operating income | $884,000 | 2,228 |
| Securities gains (losses) | $0 | 1,087 |
| Applicable income taxes | $151,000 | 1,825 |
| Income before extraordinary items | $733,000 | 2,298 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $733,000 | 2,297 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $733,000 | 2,297 |
| Net charge-offs | $7,000 | 2,096 |
| Cash dividends | $766,000 | 1,008 |
| Sale, conversion, retirement of capital stock, net | $0 | 529 |
| Net operating income | $733,000 | 2,277 |
| 2018-12-31 (YTD Data) | Rank | |
| Total interest income | $14,582,000 | 1,899 |
| Total interest expense | $2,329,000 | 1,738 |
| Net interest income | $12,253,000 | 1,917 |
| Provision for loan and lease losses | $150,000 | 2,622 |
| Total noninterest income | $871,000 | 3,035 |
| Gross Fiduciary activities income | $0 | 1,098 |
| Service charges on deposit accounts | $842,000 | 1,316 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $29,000 | 5,066 |
| Total noninterest expense | $9,898,000 | 1,918 |
| Salaries and employee benefits | $6,029,000 | 1,799 |
| Premises and equipment expense | $1,032,000 | 2,003 |
| Additional noninterest expense | $2,837,000 | 2,017 |
| Pre-tax net operating income | $3,076,000 | 2,457 |
| Securities gains (losses) | $-8,000 | 4,349 |
| Applicable income taxes | $32,000 | 3,515 |
| Income before extraordinary items | $3,036,000 | 2,298 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $3,036,000 | 2,297 |
| Minority interest net income | $0 | 72 |
| Net income of bank and minority interests. | $3,036,000 | 2,297 |
| Net charge-offs | $540,000 | 902 |
| Cash dividends | $1,157,000 | 2,055 |
| Sale, conversion, retirement of capital stock, net | $-840,000 | 5,386 |
| Net operating income | $3,043,920 | 2,294 |
| 2018-09-30 (YTD Data) | Rank | |
| Total interest income | $10,928,000 | 1,887 |
| Total interest expense | $1,726,000 | 1,680 |
| Net interest income | $9,202,000 | 1,913 |
| Provision for loan and lease losses | $91,000 | 2,675 |
| Total noninterest income | $619,000 | 3,136 |
| Gross Fiduciary activities income | $0 | 1,048 |
| Service charges on deposit accounts | $635,000 | 1,320 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-16,000 | 5,423 |
| Total noninterest expense | $7,346,000 | 1,935 |
| Salaries and employee benefits | $4,486,000 | 1,811 |
| Premises and equipment expense | $736,000 | 2,078 |
| Additional noninterest expense | $2,124,000 | 2,014 |
| Pre-tax net operating income | $2,384,000 | 2,466 |
| Securities gains (losses) | $-8,000 | 4,722 |
| Applicable income taxes | $394,000 | 1,995 |
| Income before extraordinary items | $1,982,000 | 2,533 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $1,982,000 | 2,532 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $1,982,000 | 2,532 |
| Net charge-offs | $482,000 | 729 |
| Cash dividends | $1,035,000 | 1,633 |
| Sale, conversion, retirement of capital stock, net | $0 | 633 |
| Net operating income | $1,988,640 | 2,522 |
| 2018-06-30 (YTD Data) | Rank | |
| Total interest income | $7,225,000 | 1,891 |
| Total interest expense | $1,147,000 | 1,604 |
| Net interest income | $6,078,000 | 1,918 |
| Provision for loan and lease losses | $61,000 | 2,572 |
| Total noninterest income | $502,000 | 2,886 |
| Gross Fiduciary activities income | $0 | 1,037 |
| Service charges on deposit accounts | $437,000 | 1,288 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $65,000 | 4,503 |
| Total noninterest expense | $4,847,000 | 1,965 |
| Salaries and employee benefits | $3,001,000 | 1,817 |
| Premises and equipment expense | $480,000 | 2,133 |
| Additional noninterest expense | $1,366,000 | 2,095 |
| Pre-tax net operating income | $1,672,000 | 2,354 |
| Securities gains (losses) | $-4,000 | 4,827 |
| Applicable income taxes | $276,000 | 1,932 |
| Income before extraordinary items | $1,392,000 | 2,427 |
| Extraordinary gains, net | $0 | 6 |
| Net income | $1,392,000 | 2,426 |
| Minority interest net income | $0 | 65 |
| Net income of bank and minority interests. | $1,392,000 | 2,426 |
| Net charge-offs | $271,000 | 782 |
| Cash dividends | $910,000 | 1,402 |
| Sale, conversion, retirement of capital stock, net | $0 | 620 |
| Net operating income | $1,395,320 | 2,419 |
| 2018-03-31 (YTD Data) | Rank | |
| Total interest income | $3,571,000 | 1,898 |
| Total interest expense | $574,000 | 1,542 |
| Net interest income | $2,997,000 | 1,947 |
| Provision for loan and lease losses | $30,000 | 2,415 |
| Total noninterest income | $242,000 | 2,901 |
| Gross Fiduciary activities income | $0 | 1,003 |
| Service charges on deposit accounts | $231,000 | 1,241 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $11,000 | 5,101 |
| Total noninterest expense | $2,409,000 | 1,979 |
| Salaries and employee benefits | $1,497,000 | 1,847 |
| Premises and equipment expense | $235,000 | 2,191 |
| Additional noninterest expense | $677,000 | 2,092 |
| Pre-tax net operating income | $800,000 | 2,388 |
| Securities gains (losses) | $-4,000 | 5,105 |
| Applicable income taxes | $121,000 | 1,995 |
| Income before extraordinary items | $675,000 | 2,427 |
| Extraordinary gains, net | $0 | 7 |
| Net income | $675,000 | 2,426 |
| Minority interest net income | $0 | 52 |
| Net income of bank and minority interests. | $675,000 | 2,427 |
| Net charge-offs | $40,000 | 1,308 |
| Cash dividends | $785,000 | 870 |
| Sale, conversion, retirement of capital stock, net | $0 | 580 |
| Net operating income | $678,400 | 2,414 |
| 2017-12-31 (YTD Data) | Rank | |
| Total interest income | $14,588,000 | 1,816 |
| Total interest expense | $2,507,000 | 1,290 |
| Net interest income | $12,081,000 | 1,897 |
| Provision for loan and lease losses | $664,000 | 1,189 |
| Total noninterest income | $1,332,000 | 2,549 |
| Gross Fiduciary activities income | $0 | 1,137 |
| Service charges on deposit accounts | $890,000 | 1,304 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $442,000 | 3,318 |
| Total noninterest expense | $9,638,000 | 1,971 |
| Salaries and employee benefits | $6,017,000 | 1,822 |
| Premises and equipment expense | $1,003,000 | 2,102 |
| Additional noninterest expense | $2,618,000 | 2,180 |
| Pre-tax net operating income | $3,111,000 | 2,427 |
| Securities gains (losses) | $175,000 | 433 |
| Applicable income taxes | $673,000 | 2,196 |
| Income before extraordinary items | $2,613,000 | 2,261 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,613,000 | 2,261 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $2,613,000 | 2,261 |
| Net charge-offs | $518,000 | 1,063 |
| Cash dividends | $1,160,000 | 2,030 |
| Sale, conversion, retirement of capital stock, net | $-26,000 | 5,602 |
| Net operating income | $2,473,000 | 2,316 |
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $10,926,000 | 1,817 |
| Total interest expense | $1,933,000 | 1,232 |
| Net interest income | $8,993,000 | 1,914 |
| Provision for loan and lease losses | $462,000 | 1,211 |
| Total noninterest income | $980,000 | 2,590 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $644,000 | 1,359 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $336,000 | 3,322 |
| Total noninterest expense | $7,144,000 | 1,989 |
| Salaries and employee benefits | $4,456,000 | 1,841 |
| Premises and equipment expense | $700,000 | 2,216 |
| Additional noninterest expense | $1,988,000 | 2,134 |
| Pre-tax net operating income | $2,367,000 | 2,450 |
| Securities gains (losses) | $154,000 | 438 |
| Applicable income taxes | $430,000 | 2,203 |
| Income before extraordinary items | $2,091,000 | 2,324 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $2,091,000 | 2,323 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,091,000 | 2,324 |
| Net charge-offs | $240,000 | 1,265 |
| Cash dividends | $1,034,000 | 1,650 |
| Sale, conversion, retirement of capital stock, net | $-26,000 | 5,675 |
| Net operating income | $1,963,180 | 2,416 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $7,281,000 | 1,802 |
| Total interest expense | $1,320,000 | 1,152 |
| Net interest income | $5,961,000 | 1,914 |
| Provision for loan and lease losses | $236,000 | 1,443 |
| Total noninterest income | $553,000 | 2,828 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $433,000 | 1,327 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $120,000 | 4,106 |
| Total noninterest expense | $4,776,000 | 1,974 |
| Salaries and employee benefits | $2,969,000 | 1,848 |
| Premises and equipment expense | $460,000 | 2,248 |
| Additional noninterest expense | $1,347,000 | 2,102 |
| Pre-tax net operating income | $1,502,000 | 2,484 |
| Securities gains (losses) | $48,000 | 672 |
| Applicable income taxes | $248,000 | 2,308 |
| Income before extraordinary items | $1,302,000 | 2,392 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $1,302,000 | 2,392 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,302,000 | 2,392 |
| Net charge-offs | $186,000 | 1,098 |
| Cash dividends | $909,000 | 1,413 |
| Sale, conversion, retirement of capital stock, net | $-26,000 | 5,737 |
| Net operating income | $1,261,680 | 2,414 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $3,616,000 | 1,795 |
| Total interest expense | $669,000 | 1,127 |
| Net interest income | $2,947,000 | 1,928 |
| Provision for loan and lease losses | $56,000 | 2,009 |
| Total noninterest income | $126,000 | 3,970 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $219,000 | 1,315 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $-93,000 | 5,842 |
| Total noninterest expense | $2,333,000 | 2,047 |
| Salaries and employee benefits | $1,476,000 | 1,877 |
| Premises and equipment expense | $225,000 | 2,321 |
| Additional noninterest expense | $632,000 | 2,219 |
| Pre-tax net operating income | $684,000 | 2,580 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $91,000 | 2,499 |
| Income before extraordinary items | $593,000 | 2,470 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $593,000 | 2,469 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $593,000 | 2,470 |
| Net charge-offs | $46,000 | 1,386 |
| Cash dividends | $785,000 | 882 |
| Sale, conversion, retirement of capital stock, net | $-26,000 | 5,825 |
| Net operating income | $593,000 | 2,453 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $14,866,000 | 1,697 |
| Total interest expense | $2,766,000 | 1,042 |
| Net interest income | $12,100,000 | 1,850 |
| Provision for loan and lease losses | $516,000 | 1,441 |
| Total noninterest income | $738,000 | 3,503 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $892,000 | 1,333 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $-154,000 | 5,885 |
| Total noninterest expense | $9,744,000 | 1,948 |
| Salaries and employee benefits | $5,859,000 | 1,825 |
| Premises and equipment expense | $1,039,000 | 2,080 |
| Additional noninterest expense | $2,846,000 | 2,067 |
| Pre-tax net operating income | $2,578,000 | 2,629 |
| Securities gains (losses) | $925,000 | 259 |
| Applicable income taxes | $629,000 | 2,063 |
| Income before extraordinary items | $2,874,000 | 2,179 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,874,000 | 2,176 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $2,874,000 | 2,178 |
| Net charge-offs | $659,000 | 903 |
| Cash dividends | $1,182,000 | 2,010 |
| Sale, conversion, retirement of capital stock, net | $-701,000 | 5,863 |
| Net operating income | $2,115,500 | 2,639 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $11,251,000 | 1,683 |
| Total interest expense | $2,070,000 | 1,045 |
| Net interest income | $9,181,000 | 1,832 |
| Provision for loan and lease losses | $452,000 | 1,221 |
| Total noninterest income | $772,000 | 2,999 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $670,000 | 1,328 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $102,000 | 4,780 |
| Total noninterest expense | $7,255,000 | 1,970 |
| Salaries and employee benefits | $4,338,000 | 1,830 |
| Premises and equipment expense | $733,000 | 2,194 |
| Additional noninterest expense | $2,184,000 | 2,030 |
| Pre-tax net operating income | $2,246,000 | 2,433 |
| Securities gains (losses) | $552,000 | 354 |
| Applicable income taxes | $522,000 | 2,023 |
| Income before extraordinary items | $2,276,000 | 2,125 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $2,276,000 | 2,125 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $2,276,000 | 2,125 |
| Net charge-offs | $530,000 | 763 |
| Cash dividends | $1,057,000 | 1,601 |
| Sale, conversion, retirement of capital stock, net | $-675,000 | 5,937 |
| Net operating income | $1,828,880 | 2,435 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $7,510,000 | 1,687 |
| Total interest expense | $1,374,000 | 1,043 |
| Net interest income | $6,136,000 | 1,835 |
| Provision for loan and lease losses | $377,000 | 1,060 |
| Total noninterest income | $412,000 | 3,360 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $435,000 | 1,345 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-23,000 | 6,002 |
| Total noninterest expense | $4,887,000 | 1,955 |
| Salaries and employee benefits | $2,916,000 | 1,829 |
| Premises and equipment expense | $488,000 | 2,194 |
| Additional noninterest expense | $1,483,000 | 1,989 |
| Pre-tax net operating income | $1,284,000 | 2,651 |
| Securities gains (losses) | $552,000 | 257 |
| Applicable income taxes | $347,000 | 2,005 |
| Income before extraordinary items | $1,489,000 | 2,142 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,489,000 | 2,142 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,489,000 | 2,142 |
| Net charge-offs | $466,000 | 630 |
| Cash dividends | $929,000 | 1,391 |
| Sale, conversion, retirement of capital stock, net | $-12,000 | 5,982 |
| Net operating income | $1,041,880 | 2,665 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $3,742,000 | 1,699 |
| Total interest expense | $688,000 | 1,035 |
| Net interest income | $3,054,000 | 1,843 |
| Provision for loan and lease losses | $55,000 | 2,084 |
| Total noninterest income | $61,000 | 4,952 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $225,000 | 1,297 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $-164,000 | 6,110 |
| Total noninterest expense | $2,424,000 | 1,980 |
| Salaries and employee benefits | $1,462,000 | 1,834 |
| Premises and equipment expense | $247,000 | 2,174 |
| Additional noninterest expense | $715,000 | 2,044 |
| Pre-tax net operating income | $636,000 | 2,641 |
| Securities gains (losses) | $265,000 | 233 |
| Applicable income taxes | $158,000 | 2,054 |
| Income before extraordinary items | $743,000 | 2,112 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $743,000 | 2,112 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $743,000 | 2,112 |
| Net charge-offs | $43,000 | 1,533 |
| Cash dividends | $802,000 | 871 |
| Sale, conversion, retirement of capital stock, net | $-12,000 | 6,069 |
| Net operating income | $525,700 | 2,621 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $15,297,000 | 1,628 |
| Total interest expense | $2,907,000 | 978 |
| Net interest income | $12,390,000 | 1,768 |
| Provision for loan and lease losses | $224,000 | 2,225 |
| Total noninterest income | $1,506,000 | 2,471 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $1,007,000 | 1,212 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $499,000 | 3,288 |
| Total noninterest expense | $9,588,000 | 1,973 |
| Salaries and employee benefits | $5,868,000 | 1,776 |
| Premises and equipment expense | $1,017,000 | 2,149 |
| Additional noninterest expense | $2,703,000 | 2,188 |
| Pre-tax net operating income | $4,084,000 | 1,833 |
| Securities gains (losses) | $10,000 | 2,597 |
| Applicable income taxes | $799,000 | 1,801 |
| Income before extraordinary items | $3,295,000 | 1,897 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $3,295,000 | 1,896 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $3,295,000 | 1,899 |
| Net charge-offs | $273,000 | 1,698 |
| Cash dividends | $1,188,000 | 1,934 |
| Sale, conversion, retirement of capital stock, net | $-127,000 | 6,107 |
| Net operating income | $3,287,000 | 1,854 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $11,498,000 | 1,636 |
| Total interest expense | $2,198,000 | 964 |
| Net interest income | $9,300,000 | 1,786 |
| Provision for loan and lease losses | $149,000 | 2,302 |
| Total noninterest income | $1,071,000 | 2,570 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $751,000 | 1,226 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $320,000 | 3,516 |
| Total noninterest expense | $7,043,000 | 2,014 |
| Salaries and employee benefits | $4,329,000 | 1,812 |
| Premises and equipment expense | $706,000 | 2,300 |
| Additional noninterest expense | $2,008,000 | 2,197 |
| Pre-tax net operating income | $3,179,000 | 1,820 |
| Securities gains (losses) | $14,000 | 2,190 |
| Applicable income taxes | $634,000 | 1,804 |
| Income before extraordinary items | $2,559,000 | 1,860 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,559,000 | 1,862 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $2,559,000 | 1,862 |
| Net charge-offs | $139,000 | 1,863 |
| Cash dividends | $1,060,000 | 1,546 |
| Sale, conversion, retirement of capital stock, net | $-127,000 | 6,209 |
| Net operating income | $2,547,800 | 1,836 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $7,640,000 | 1,637 |
| Total interest expense | $1,466,000 | 967 |
| Net interest income | $6,174,000 | 1,795 |
| Provision for loan and lease losses | $119,000 | 2,087 |
| Total noninterest income | $754,000 | 2,504 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $489,000 | 1,228 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $265,000 | 3,222 |
| Total noninterest expense | $4,652,000 | 2,043 |
| Salaries and employee benefits | $2,878,000 | 1,827 |
| Premises and equipment expense | $459,000 | 2,358 |
| Additional noninterest expense | $1,315,000 | 2,235 |
| Pre-tax net operating income | $2,157,000 | 1,792 |
| Securities gains (losses) | $16,000 | 1,815 |
| Applicable income taxes | $426,000 | 1,784 |
| Income before extraordinary items | $1,747,000 | 1,814 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,747,000 | 1,818 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $1,747,000 | 1,819 |
| Net charge-offs | $132,000 | 1,477 |
| Cash dividends | $932,000 | 1,317 |
| Sale, conversion, retirement of capital stock, net | $-127,000 | 6,301 |
| Net operating income | $1,734,200 | 1,782 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $3,794,000 | 1,646 |
| Total interest expense | $731,000 | 989 |
| Net interest income | $3,063,000 | 1,806 |
| Provision for loan and lease losses | $69,000 | 1,816 |
| Total noninterest income | $396,000 | 2,412 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $239,000 | 1,229 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $157,000 | 2,957 |
| Total noninterest expense | $2,298,000 | 2,061 |
| Salaries and employee benefits | $1,438,000 | 1,837 |
| Premises and equipment expense | $230,000 | 2,386 |
| Additional noninterest expense | $630,000 | 2,308 |
| Pre-tax net operating income | $1,092,000 | 1,723 |
| Securities gains (losses) | $11,000 | 1,447 |
| Applicable income taxes | $217,000 | 1,745 |
| Income before extraordinary items | $886,000 | 1,768 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $886,000 | 1,770 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $886,000 | 1,770 |
| Net charge-offs | $101,000 | 1,109 |
| Cash dividends | $805,000 | 794 |
| Sale, conversion, retirement of capital stock, net | $-46,000 | 6,384 |
| Net operating income | $877,200 | 1,721 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $15,733,000 | 1,576 |
| Total interest expense | $3,140,000 | 961 |
| Net interest income | $12,593,000 | 1,741 |
| Provision for loan and lease losses | $467,000 | 1,532 |
| Total noninterest income | $1,869,000 | 2,212 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $1,010,000 | 1,274 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $859,000 | 2,544 |
| Total noninterest expense | $9,523,000 | 1,994 |
| Salaries and employee benefits | $5,871,000 | 1,756 |
| Premises and equipment expense | $1,000,000 | 2,238 |
| Additional noninterest expense | $2,652,000 | 2,281 |
| Pre-tax net operating income | $4,472,000 | 1,685 |
| Securities gains (losses) | $56,000 | 1,659 |
| Applicable income taxes | $967,000 | 1,579 |
| Income before extraordinary items | $3,561,000 | 1,736 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $3,561,000 | 1,736 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $3,561,000 | 1,735 |
| Net charge-offs | $178,000 | 2,597 |
| Cash dividends | $1,164,000 | 1,861 |
| Sale, conversion, retirement of capital stock, net | $-173,000 | 6,451 |
| Net operating income | $3,516,760 | 1,725 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $11,798,000 | 1,584 |
| Total interest expense | $2,377,000 | 956 |
| Net interest income | $9,421,000 | 1,757 |
| Provision for loan and lease losses | $312,000 | 1,597 |
| Total noninterest income | $1,403,000 | 2,208 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $741,000 | 1,309 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $662,000 | 2,510 |
| Total noninterest expense | $7,087,000 | 2,009 |
| Salaries and employee benefits | $4,375,000 | 1,765 |
| Premises and equipment expense | $721,000 | 2,346 |
| Additional noninterest expense | $1,991,000 | 2,253 |
| Pre-tax net operating income | $3,425,000 | 1,658 |
| Securities gains (losses) | $46,000 | 1,492 |
| Applicable income taxes | $738,000 | 1,593 |
| Income before extraordinary items | $2,733,000 | 1,716 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,733,000 | 1,717 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $2,733,000 | 1,716 |
| Net charge-offs | $135,000 | 2,396 |
| Cash dividends | $1,036,000 | 1,485 |
| Sale, conversion, retirement of capital stock, net | $-115,000 | 6,539 |
| Net operating income | $2,696,660 | 1,698 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $7,842,000 | 1,586 |
| Total interest expense | $1,601,000 | 947 |
| Net interest income | $6,241,000 | 1,755 |
| Provision for loan and lease losses | $207,000 | 1,611 |
| Total noninterest income | $918,000 | 2,198 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $484,000 | 1,316 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $434,000 | 2,499 |
| Total noninterest expense | $4,695,000 | 2,022 |
| Salaries and employee benefits | $2,900,000 | 1,777 |
| Premises and equipment expense | $483,000 | 2,347 |
| Additional noninterest expense | $1,312,000 | 2,275 |
| Pre-tax net operating income | $2,257,000 | 1,644 |
| Securities gains (losses) | $22,000 | 1,602 |
| Applicable income taxes | $465,000 | 1,608 |
| Income before extraordinary items | $1,814,000 | 1,666 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,814,000 | 1,669 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,814,000 | 1,668 |
| Net charge-offs | $133,000 | 1,949 |
| Cash dividends | $908,000 | 1,246 |
| Sale, conversion, retirement of capital stock, net | $-69,000 | 6,607 |
| Net operating income | $1,796,400 | 1,658 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $3,820,000 | 1,620 |
| Total interest expense | $810,000 | 943 |
| Net interest income | $3,010,000 | 1,810 |
| Provision for loan and lease losses | $85,000 | 1,736 |
| Total noninterest income | $353,000 | 2,565 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $239,000 | 1,325 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $114,000 | 3,378 |
| Total noninterest expense | $2,311,000 | 2,056 |
| Salaries and employee benefits | $1,442,000 | 1,792 |
| Premises and equipment expense | $243,000 | 2,359 |
| Additional noninterest expense | $626,000 | 2,389 |
| Pre-tax net operating income | $967,000 | 1,821 |
| Securities gains (losses) | $5,000 | 1,340 |
| Applicable income taxes | $183,000 | 1,814 |
| Income before extraordinary items | $789,000 | 1,830 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $789,000 | 1,835 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $789,000 | 1,833 |
| Net charge-offs | $141,000 | 1,157 |
| Cash dividends | $778,000 | 751 |
| Sale, conversion, retirement of capital stock, net | $-34,000 | 6,694 |
| Net operating income | $784,950 | 1,804 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $15,771,000 | 1,580 |
| Total interest expense | $3,598,000 | 948 |
| Net interest income | $12,173,000 | 1,774 |
| Provision for loan and lease losses | $2,452,000 | 529 |
| Total noninterest income | $1,380,000 | 2,719 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $744,000 | 1,747 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $636,000 | 3,020 |
| Total noninterest expense | $9,608,000 | 1,966 |
| Salaries and employee benefits | $5,748,000 | 1,778 |
| Premises and equipment expense | $1,041,000 | 2,164 |
| Additional noninterest expense | $2,819,000 | 2,213 |
| Pre-tax net operating income | $1,493,000 | 3,418 |
| Securities gains (losses) | $902,000 | 262 |
| Applicable income taxes | $315,000 | 2,578 |
| Income before extraordinary items | $2,080,000 | 2,533 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,080,000 | 2,536 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,080,000 | 2,536 |
| Net charge-offs | $2,477,000 | 635 |
| Cash dividends | $1,170,000 | 1,743 |
| Sale, conversion, retirement of capital stock, net | $-108,000 | 6,739 |
| Net operating income | $1,295,260 | 3,373 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $11,823,000 | 1,597 |
| Total interest expense | $2,764,000 | 959 |
| Net interest income | $9,059,000 | 1,785 |
| Provision for loan and lease losses | $1,977,000 | 504 |
| Total noninterest income | $1,015,000 | 2,797 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $524,000 | 1,843 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $491,000 | 3,048 |
| Total noninterest expense | $7,083,000 | 2,001 |
| Salaries and employee benefits | $4,270,000 | 1,803 |
| Premises and equipment expense | $754,000 | 2,269 |
| Additional noninterest expense | $2,059,000 | 2,247 |
| Pre-tax net operating income | $1,014,000 | 3,663 |
| Securities gains (losses) | $861,000 | 246 |
| Applicable income taxes | $260,000 | 2,550 |
| Income before extraordinary items | $1,615,000 | 2,507 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,615,000 | 2,512 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,615,000 | 2,512 |
| Net charge-offs | $2,096,000 | 579 |
| Cash dividends | $1,041,000 | 1,400 |
| Sale, conversion, retirement of capital stock, net | $-73,000 | 6,833 |
| Net operating income | $874,540 | 3,592 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $7,902,000 | 1,586 |
| Total interest expense | $1,874,000 | 970 |
| Net interest income | $6,028,000 | 1,777 |
| Provision for loan and lease losses | $1,002,000 | 678 |
| Total noninterest income | $734,000 | 2,689 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $350,000 | 1,812 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $384,000 | 2,858 |
| Total noninterest expense | $4,672,000 | 2,030 |
| Salaries and employee benefits | $2,860,000 | 1,802 |
| Premises and equipment expense | $504,000 | 2,265 |
| Additional noninterest expense | $1,308,000 | 2,342 |
| Pre-tax net operating income | $1,088,000 | 2,726 |
| Securities gains (losses) | $861,000 | 210 |
| Applicable income taxes | $371,000 | 1,817 |
| Income before extraordinary items | $1,578,000 | 1,847 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,578,000 | 1,852 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,578,000 | 1,853 |
| Net charge-offs | $933,000 | 810 |
| Cash dividends | $912,000 | 1,168 |
| Sale, conversion, retirement of capital stock, net | $-73,000 | 6,896 |
| Net operating income | $880,590 | 2,794 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $3,925,000 | 1,609 |
| Total interest expense | $942,000 | 993 |
| Net interest income | $2,983,000 | 1,795 |
| Provision for loan and lease losses | $752,000 | 505 |
| Total noninterest income | $389,000 | 2,594 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $180,000 | 1,757 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $209,000 | 2,721 |
| Total noninterest expense | $2,347,000 | 2,037 |
| Salaries and employee benefits | $1,444,000 | 1,807 |
| Premises and equipment expense | $245,000 | 2,344 |
| Additional noninterest expense | $658,000 | 2,351 |
| Pre-tax net operating income | $273,000 | 3,973 |
| Securities gains (losses) | $524,000 | 203 |
| Applicable income taxes | $119,000 | 2,227 |
| Income before extraordinary items | $678,000 | 2,046 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $678,000 | 2,047 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $678,000 | 2,048 |
| Net charge-offs | $830,000 | 545 |
| Cash dividends | $782,000 | 671 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $232,600 | 3,928 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $17,255,000 | 1,535 |
| Total interest expense | $4,368,000 | 1,042 |
| Net interest income | $12,887,000 | 1,712 |
| Provision for loan and lease losses | $2,269,000 | 970 |
| Total noninterest income | $1,248,000 | 2,893 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $834,000 | 1,638 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $414,000 | 3,599 |
| Total noninterest expense | $9,578,000 | 2,004 |
| Salaries and employee benefits | $5,762,000 | 1,756 |
| Premises and equipment expense | $1,095,000 | 2,095 |
| Additional noninterest expense | $2,721,000 | 2,390 |
| Pre-tax net operating income | $2,288,000 | 2,573 |
| Securities gains (losses) | $1,606,000 | 333 |
| Applicable income taxes | $764,000 | 1,751 |
| Income before extraordinary items | $3,130,000 | 1,786 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,130,000 | 1,785 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $3,130,000 | 1,786 |
| Net charge-offs | $2,713,000 | 909 |
| Cash dividends | $1,172,000 | 1,770 |
| Sale, conversion, retirement of capital stock, net | $-64,000 | 7,013 |
| Net operating income | $1,845,200 | 2,618 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $13,093,000 | 1,553 |
| Total interest expense | $3,357,000 | 1,063 |
| Net interest income | $9,736,000 | 1,718 |
| Provision for loan and lease losses | $1,829,000 | 913 |
| Total noninterest income | $946,000 | 2,886 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $644,000 | 1,620 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $302,000 | 3,679 |
| Total noninterest expense | $7,107,000 | 2,019 |
| Salaries and employee benefits | $4,270,000 | 1,762 |
| Premises and equipment expense | $783,000 | 2,224 |
| Additional noninterest expense | $2,054,000 | 2,358 |
| Pre-tax net operating income | $1,746,000 | 2,604 |
| Securities gains (losses) | $1,590,000 | 256 |
| Applicable income taxes | $644,000 | 1,672 |
| Income before extraordinary items | $2,692,000 | 1,631 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,692,000 | 1,632 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,692,000 | 1,632 |
| Net charge-offs | $2,346,000 | 826 |
| Cash dividends | $1,043,000 | 1,289 |
| Sale, conversion, retirement of capital stock, net | $-68,000 | 7,120 |
| Net operating income | $1,404,100 | 2,627 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $8,924,000 | 1,530 |
| Total interest expense | $2,299,000 | 1,064 |
| Net interest income | $6,625,000 | 1,678 |
| Provision for loan and lease losses | $829,000 | 1,263 |
| Total noninterest income | $561,000 | 3,037 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $460,000 | 1,520 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $101,000 | 4,647 |
| Total noninterest expense | $4,815,000 | 1,988 |
| Salaries and employee benefits | $2,873,000 | 1,741 |
| Premises and equipment expense | $520,000 | 2,216 |
| Additional noninterest expense | $1,422,000 | 2,276 |
| Pre-tax net operating income | $1,542,000 | 2,092 |
| Securities gains (losses) | $826,000 | 335 |
| Applicable income taxes | $518,000 | 1,461 |
| Income before extraordinary items | $1,850,000 | 1,581 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,850,000 | 1,580 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,850,000 | 1,581 |
| Net charge-offs | $340,000 | 2,187 |
| Cash dividends | $913,000 | 1,055 |
| Sale, conversion, retirement of capital stock, net | $-34,000 | 7,191 |
| Net operating income | $1,205,720 | 2,133 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $4,507,000 | 1,533 |
| Total interest expense | $1,186,000 | 1,072 |
| Net interest income | $3,321,000 | 1,669 |
| Provision for loan and lease losses | $129,000 | 2,579 |
| Total noninterest income | $222,000 | 3,457 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $232,000 | 1,500 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-10,000 | 6,983 |
| Total noninterest expense | $2,430,000 | 1,981 |
| Salaries and employee benefits | $1,471,000 | 1,708 |
| Premises and equipment expense | $276,000 | 2,115 |
| Additional noninterest expense | $683,000 | 2,344 |
| Pre-tax net operating income | $984,000 | 1,703 |
| Securities gains (losses) | $216,000 | 574 |
| Applicable income taxes | $263,000 | 1,432 |
| Income before extraordinary items | $937,000 | 1,561 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $937,000 | 1,562 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $937,000 | 1,562 |
| Net charge-offs | $136,000 | 2,182 |
| Cash dividends | $783,000 | 590 |
| Sale, conversion, retirement of capital stock, net | $-34,000 | 7,265 |
| Net operating income | $768,520 | 1,757 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $18,745,000 | 1,522 |
| Total interest expense | $5,336,000 | 1,126 |
| Net interest income | $13,409,000 | 1,664 |
| Provision for loan and lease losses | $1,015,000 | 2,388 |
| Total noninterest income | $1,203,000 | 2,790 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $990,000 | 1,493 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $213,000 | 4,380 |
| Total noninterest expense | $9,490,000 | 2,014 |
| Salaries and employee benefits | $5,805,000 | 1,673 |
| Premises and equipment expense | $1,070,000 | 2,266 |
| Additional noninterest expense | $2,615,000 | 2,505 |
| Pre-tax net operating income | $4,107,000 | 1,399 |
| Securities gains (losses) | $728,000 | 588 |
| Applicable income taxes | $1,008,000 | 1,332 |
| Income before extraordinary items | $3,827,000 | 1,298 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $3,827,000 | 1,298 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $3,827,000 | 1,298 |
| Net charge-offs | $1,020,000 | 2,335 |
| Cash dividends | $1,185,000 | 1,456 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 951 |
| Net operating income | $3,251,880 | 1,435 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $14,128,000 | 1,532 |
| Total interest expense | $4,083,000 | 1,153 |
| Net interest income | $10,045,000 | 1,680 |
| Provision for loan and lease losses | $735,000 | 2,382 |
| Total noninterest income | $1,022,000 | 2,588 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $809,000 | 1,381 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $213,000 | 4,002 |
| Total noninterest expense | $7,062,000 | 2,041 |
| Salaries and employee benefits | $4,180,000 | 1,739 |
| Premises and equipment expense | $792,000 | 2,330 |
| Additional noninterest expense | $2,090,000 | 2,364 |
| Pre-tax net operating income | $3,270,000 | 1,379 |
| Securities gains (losses) | $604,000 | 560 |
| Applicable income taxes | $860,000 | 1,217 |
| Income before extraordinary items | $3,014,000 | 1,286 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $3,014,000 | 1,286 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $3,014,000 | 1,286 |
| Net charge-offs | $743,000 | 2,221 |
| Cash dividends | $1,055,000 | 1,104 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 864 |
| Net operating income | $2,542,880 | 1,417 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $9,317,000 | 1,562 |
| Total interest expense | $2,764,000 | 1,171 |
| Net interest income | $6,553,000 | 1,712 |
| Provision for loan and lease losses | $409,000 | 2,570 |
| Total noninterest income | $796,000 | 2,329 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $568,000 | 1,273 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $228,000 | 3,291 |
| Total noninterest expense | $4,648,000 | 2,079 |
| Salaries and employee benefits | $2,871,000 | 1,709 |
| Premises and equipment expense | $525,000 | 2,358 |
| Additional noninterest expense | $1,252,000 | 2,644 |
| Pre-tax net operating income | $2,292,000 | 1,286 |
| Securities gains (losses) | $332,000 | 509 |
| Applicable income taxes | $565,000 | 1,212 |
| Income before extraordinary items | $2,059,000 | 1,211 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $2,059,000 | 1,210 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $2,059,000 | 1,211 |
| Net charge-offs | $431,000 | 2,291 |
| Cash dividends | $924,000 | 869 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 742 |
| Net operating income | $1,800,040 | 1,323 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $4,647,000 | 1,575 |
| Total interest expense | $1,390,000 | 1,209 |
| Net interest income | $3,257,000 | 1,712 |
| Provision for loan and lease losses | $146,000 | 2,933 |
| Total noninterest income | $539,000 | 1,879 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $287,000 | 1,234 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $252,000 | 2,137 |
| Total noninterest expense | $2,350,000 | 2,068 |
| Salaries and employee benefits | $1,432,000 | 1,721 |
| Premises and equipment expense | $261,000 | 2,397 |
| Additional noninterest expense | $657,000 | 2,522 |
| Pre-tax net operating income | $1,300,000 | 1,124 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $397,000 | 898 |
| Income before extraordinary items | $903,000 | 1,338 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $903,000 | 1,338 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $903,000 | 1,338 |
| Net charge-offs | $156,000 | 2,320 |
| Cash dividends | $793,000 | 492 |
| Sale, conversion, retirement of capital stock, net | $19,000 | 559 |
| Net operating income | $903,000 | 1,302 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $19,555,000 | 1,575 |
| Total interest expense | $6,050,000 | 1,372 |
| Net interest income | $13,505,000 | 1,642 |
| Provision for loan and lease losses | $1,852,000 | 2,180 |
| Total noninterest income | $2,000,000 | 2,076 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,171,000 | 1,285 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $829,000 | 2,443 |
| Total noninterest expense | $9,603,000 | 2,026 |
| Salaries and employee benefits | $5,702,000 | 1,708 |
| Premises and equipment expense | $1,202,000 | 2,104 |
| Additional noninterest expense | $2,699,000 | 2,502 |
| Pre-tax net operating income | $4,050,000 | 1,250 |
| Securities gains (losses) | $1,185,000 | 424 |
| Applicable income taxes | $1,187,000 | 1,079 |
| Income before extraordinary items | $4,048,000 | 1,074 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $4,048,000 | 1,075 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $4,048,000 | 1,077 |
| Net charge-offs | $1,484,000 | 2,192 |
| Cash dividends | $1,189,000 | 1,311 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $3,135,550 | 1,304 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $14,828,000 | 1,590 |
| Total interest expense | $4,588,000 | 1,416 |
| Net interest income | $10,240,000 | 1,650 |
| Provision for loan and lease losses | $750,000 | 2,938 |
| Total noninterest income | $1,324,000 | 2,284 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $865,000 | 1,361 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $459,000 | 2,891 |
| Total noninterest expense | $6,947,000 | 2,078 |
| Salaries and employee benefits | $4,118,000 | 1,783 |
| Premises and equipment expense | $869,000 | 2,215 |
| Additional noninterest expense | $1,960,000 | 2,523 |
| Pre-tax net operating income | $3,867,000 | 1,059 |
| Securities gains (losses) | $313,000 | 1,051 |
| Applicable income taxes | $1,303,000 | 838 |
| Income before extraordinary items | $2,877,000 | 1,170 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $2,877,000 | 1,174 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $2,877,000 | 1,174 |
| Net charge-offs | $315,000 | 3,664 |
| Cash dividends | $1,000,000 | 1,046 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $2,661,030 | 1,207 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $9,932,000 | 1,598 |
| Total interest expense | $3,087,000 | 1,457 |
| Net interest income | $6,845,000 | 1,646 |
| Provision for loan and lease losses | $414,000 | 3,135 |
| Total noninterest income | $844,000 | 2,289 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $585,000 | 1,340 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $259,000 | 3,069 |
| Total noninterest expense | $4,577,000 | 2,114 |
| Salaries and employee benefits | $2,750,000 | 1,788 |
| Premises and equipment expense | $581,000 | 2,218 |
| Additional noninterest expense | $1,246,000 | 2,630 |
| Pre-tax net operating income | $2,698,000 | 995 |
| Securities gains (losses) | $71,000 | 1,657 |
| Applicable income taxes | $856,000 | 818 |
| Income before extraordinary items | $1,913,000 | 1,168 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,913,000 | 1,169 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,913,000 | 1,169 |
| Net charge-offs | $133,000 | 3,950 |
| Cash dividends | $851,000 | 839 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,864,010 | 1,154 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $4,976,000 | 1,622 |
| Total interest expense | $1,560,000 | 1,516 |
| Net interest income | $3,416,000 | 1,663 |
| Provision for loan and lease losses | $189,000 | 3,083 |
| Total noninterest income | $385,000 | 2,436 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $298,000 | 1,315 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $87,000 | 3,760 |
| Total noninterest expense | $2,281,000 | 2,137 |
| Salaries and employee benefits | $1,381,000 | 1,811 |
| Premises and equipment expense | $303,000 | 2,184 |
| Additional noninterest expense | $597,000 | 2,715 |
| Pre-tax net operating income | $1,331,000 | 997 |
| Securities gains (losses) | $71,000 | 958 |
| Applicable income taxes | $443,000 | 783 |
| Income before extraordinary items | $959,000 | 1,135 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $959,000 | 1,136 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $959,000 | 1,137 |
| Net charge-offs | $62,000 | 3,547 |
| Cash dividends | $719,000 | 469 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $910,720 | 1,174 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $20,595,000 | 1,660 |
| Total interest expense | $7,453,000 | 1,579 |
| Net interest income | $13,142,000 | 1,705 |
| Provision for loan and lease losses | $381,000 | 4,932 |
| Total noninterest income | $1,820,000 | 2,256 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,185,000 | 1,446 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $635,000 | 2,813 |
| Total noninterest expense | $9,701,000 | 2,083 |
| Salaries and employee benefits | $5,609,000 | 1,762 |
| Premises and equipment expense | $1,286,000 | 2,079 |
| Additional noninterest expense | $2,806,000 | 2,489 |
| Pre-tax net operating income | $4,880,000 | 858 |
| Securities gains (losses) | $57,000 | 2,550 |
| Applicable income taxes | $1,538,000 | 692 |
| Income before extraordinary items | $3,399,000 | 1,000 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $3,399,000 | 998 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $3,399,000 | 999 |
| Net charge-offs | $560,000 | 3,646 |
| Cash dividends | $1,118,000 | 1,507 |
| Sale, conversion, retirement of capital stock, net | $-154,000 | 7,952 |
| Net operating income | $3,359,670 | 1,011 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $15,518,000 | 1,688 |
| Total interest expense | $5,743,000 | 1,616 |
| Net interest income | $9,775,000 | 1,715 |
| Provision for loan and lease losses | $280,000 | 4,682 |
| Total noninterest income | $1,311,000 | 2,377 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $874,000 | 1,470 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $437,000 | 3,035 |
| Total noninterest expense | $7,316,000 | 2,058 |
| Salaries and employee benefits | $4,212,000 | 1,790 |
| Premises and equipment expense | $924,000 | 2,183 |
| Additional noninterest expense | $2,180,000 | 2,384 |
| Pre-tax net operating income | $3,490,000 | 953 |
| Securities gains (losses) | $-75,000 | 7,434 |
| Applicable income taxes | $1,069,000 | 803 |
| Income before extraordinary items | $2,346,000 | 1,152 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $2,346,000 | 1,152 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $2,346,000 | 1,152 |
| Net charge-offs | $519,000 | 2,988 |
| Cash dividends | $987,000 | 1,285 |
| Sale, conversion, retirement of capital stock, net | $-154,000 | 8,054 |
| Net operating income | $2,397,750 | 1,119 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $10,278,000 | 1,724 |
| Total interest expense | $3,916,000 | 1,662 |
| Net interest income | $6,362,000 | 1,758 |
| Provision for loan and lease losses | $140,000 | 4,862 |
| Total noninterest income | $885,000 | 2,370 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $556,000 | 1,504 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $329,000 | 2,837 |
| Total noninterest expense | $4,887,000 | 2,076 |
| Salaries and employee benefits | $2,814,000 | 1,811 |
| Premises and equipment expense | $593,000 | 2,296 |
| Additional noninterest expense | $1,480,000 | 2,365 |
| Pre-tax net operating income | $2,220,000 | 1,018 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $688,000 | 839 |
| Income before extraordinary items | $1,532,000 | 1,228 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,532,000 | 1,226 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $1,532,000 | 1,227 |
| Net charge-offs | $371,000 | 2,693 |
| Cash dividends | $856,000 | 1,073 |
| Sale, conversion, retirement of capital stock, net | $-154,000 | 8,161 |
| Net operating income | $1,532,000 | 1,200 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $5,171,000 | 1,733 |
| Total interest expense | $2,002,000 | 1,696 |
| Net interest income | $3,169,000 | 1,749 |
| Provision for loan and lease losses | $62,000 | 4,596 |
| Total noninterest income | $467,000 | 2,246 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $282,000 | 1,458 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $185,000 | 2,623 |
| Total noninterest expense | $2,324,000 | 2,126 |
| Salaries and employee benefits | $1,419,000 | 1,831 |
| Premises and equipment expense | $307,000 | 2,253 |
| Additional noninterest expense | $598,000 | 2,572 |
| Pre-tax net operating income | $1,250,000 | 1,019 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $381,000 | 866 |
| Income before extraordinary items | $869,000 | 1,256 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $869,000 | 1,257 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $869,000 | 1,258 |
| Net charge-offs | $290,000 | 1,809 |
| Cash dividends | $763,000 | 596 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $869,000 | 1,183 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $21,788,000 | 1,773 |
| Total interest expense | $9,373,000 | 1,725 |
| Net interest income | $12,415,000 | 1,796 |
| Provision for loan and lease losses | $118,000 | 5,875 |
| Total noninterest income | $2,114,000 | 2,053 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,296,000 | 1,389 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $818,000 | 2,430 |
| Total noninterest expense | $9,469,000 | 2,039 |
| Salaries and employee benefits | $5,588,000 | 1,823 |
| Premises and equipment expense | $1,319,000 | 2,051 |
| Additional noninterest expense | $2,562,000 | 2,295 |
| Pre-tax net operating income | $4,942,000 | 1,114 |
| Securities gains (losses) | $233,000 | 651 |
| Applicable income taxes | $1,416,000 | 909 |
| Income before extraordinary items | $3,759,000 | 1,105 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $3,759,000 | 1,104 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $419,000 | 3,057 |
| Cash dividends | $823,000 | 2,605 |
| Sale, conversion, retirement of capital stock, net | $-2,055,000 | 8,289 |
| Net operating income | $3,588,910 | 1,229 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $16,458,000 | 1,801 |
| Total interest expense | $7,194,000 | 1,755 |
| Net interest income | $9,264,000 | 1,819 |
| Provision for loan and lease losses | $13,000 | 6,677 |
| Total noninterest income | $1,597,000 | 2,106 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $986,000 | 1,382 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $611,000 | 2,508 |
| Total noninterest expense | $7,047,000 | 2,033 |
| Salaries and employee benefits | $4,127,000 | 1,871 |
| Premises and equipment expense | $949,000 | 2,143 |
| Additional noninterest expense | $1,971,000 | 2,189 |
| Pre-tax net operating income | $3,801,000 | 1,304 |
| Securities gains (losses) | $113,000 | 890 |
| Applicable income taxes | $1,071,000 | 1,093 |
| Income before extraordinary items | $2,843,000 | 1,306 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $2,843,000 | 1,305 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $240,000 | 2,830 |
| Cash dividends | $680,000 | 2,321 |
| Sale, conversion, retirement of capital stock, net | $-2,055,000 | 8,373 |
| Net operating income | $2,760,510 | 1,416 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $11,015,000 | 1,817 |
| Total interest expense | $4,974,000 | 1,773 |
| Net interest income | $6,041,000 | 1,857 |
| Provision for loan and lease losses | $-18,000 | 8,340 |
| Total noninterest income | $1,053,000 | 2,156 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $665,000 | 1,340 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $388,000 | 2,637 |
| Total noninterest expense | $4,698,000 | 2,041 |
| Salaries and employee benefits | $2,747,000 | 1,900 |
| Premises and equipment expense | $645,000 | 2,087 |
| Additional noninterest expense | $1,306,000 | 2,166 |
| Pre-tax net operating income | $2,414,000 | 1,429 |
| Securities gains (losses) | $72,000 | 1,184 |
| Applicable income taxes | $670,000 | 1,275 |
| Income before extraordinary items | $1,816,000 | 1,511 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,816,000 | 1,512 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $162,000 | 2,459 |
| Cash dividends | $542,000 | 2,167 |
| Sale, conversion, retirement of capital stock, net | $-1,095,000 | 8,438 |
| Net operating income | $1,763,440 | 1,522 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $5,501,000 | 1,866 |
| Total interest expense | $2,576,000 | 1,823 |
| Net interest income | $2,925,000 | 1,912 |
| Provision for loan and lease losses | $1,000 | 6,027 |
| Total noninterest income | $479,000 | 2,303 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $339,000 | 1,292 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $140,000 | 3,158 |
| Total noninterest expense | $2,303,000 | 2,081 |
| Salaries and employee benefits | $1,396,000 | 1,891 |
| Premises and equipment expense | $311,000 | 2,185 |
| Additional noninterest expense | $596,000 | 2,322 |
| Pre-tax net operating income | $1,100,000 | 1,635 |
| Securities gains (losses) | $72,000 | 882 |
| Applicable income taxes | $308,000 | 1,447 |
| Income before extraordinary items | $864,000 | 1,710 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $864,000 | 1,712 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $53,000 | 2,403 |
| Cash dividends | $542,000 | 1,275 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $810,720 | 1,725 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $21,948,000 | 1,927 |
| Total interest expense | $11,093,000 | 1,794 |
| Net interest income | $10,855,000 | 2,081 |
| Provision for loan and lease losses | $42,000 | 5,817 |
| Total noninterest income | $2,151,000 | 2,109 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,280,000 | 1,398 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $871,000 | 2,428 |
| Total noninterest expense | $9,309,000 | 1,982 |
| Salaries and employee benefits | $5,719,000 | 1,767 |
| Premises and equipment expense | $1,284,000 | 2,035 |
| Additional noninterest expense | $2,306,000 | 2,345 |
| Pre-tax net operating income | $3,655,000 | 2,132 |
| Securities gains (losses) | $-79,000 | 8,097 |
| Applicable income taxes | $966,000 | 1,905 |
| Income before extraordinary items | $2,610,000 | 2,267 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,610,000 | 2,266 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $83,000 | 4,018 |
| Cash dividends | $3,812,000 | 963 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,667,670 | 2,225 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $16,424,000 | 1,928 |
| Total interest expense | $8,373,000 | 1,790 |
| Net interest income | $8,051,000 | 2,121 |
| Provision for loan and lease losses | $16,000 | 5,978 |
| Total noninterest income | $1,585,000 | 2,132 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $934,000 | 1,420 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $651,000 | 2,438 |
| Total noninterest expense | $6,924,000 | 1,983 |
| Salaries and employee benefits | $4,267,000 | 1,766 |
| Premises and equipment expense | $928,000 | 2,084 |
| Additional noninterest expense | $1,729,000 | 2,301 |
| Pre-tax net operating income | $2,696,000 | 2,295 |
| Securities gains (losses) | $-47,000 | 8,165 |
| Applicable income taxes | $733,000 | 2,025 |
| Income before extraordinary items | $1,916,000 | 2,464 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,916,000 | 2,462 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $31,000 | 4,188 |
| Cash dividends | $3,674,000 | 739 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,949,840 | 2,402 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $10,935,000 | 1,948 |
| Total interest expense | $5,584,000 | 1,784 |
| Net interest income | $5,351,000 | 2,155 |
| Provision for loan and lease losses | $16,000 | 5,485 |
| Total noninterest income | $1,061,000 | 2,152 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $622,000 | 1,417 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $439,000 | 2,444 |
| Total noninterest expense | $4,697,000 | 1,967 |
| Salaries and employee benefits | $2,906,000 | 1,765 |
| Premises and equipment expense | $611,000 | 2,124 |
| Additional noninterest expense | $1,180,000 | 2,247 |
| Pre-tax net operating income | $1,699,000 | 2,457 |
| Securities gains (losses) | $12,000 | 824 |
| Applicable income taxes | $509,000 | 2,045 |
| Income before extraordinary items | $1,202,000 | 2,640 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,202,000 | 2,639 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 3,279 |
| Cash dividends | $3,535,000 | 563 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,193,600 | 2,634 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $5,422,000 | 1,968 |
| Total interest expense | $2,755,000 | 1,798 |
| Net interest income | $2,667,000 | 2,171 |
| Provision for loan and lease losses | $9,000 | 5,108 |
| Total noninterest income | $565,000 | 2,038 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $317,000 | 1,354 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $248,000 | 2,229 |
| Total noninterest expense | $2,399,000 | 1,931 |
| Salaries and employee benefits | $1,448,000 | 1,787 |
| Premises and equipment expense | $304,000 | 2,145 |
| Additional noninterest expense | $647,000 | 2,030 |
| Pre-tax net operating income | $824,000 | 2,512 |
| Securities gains (losses) | $12,000 | 661 |
| Applicable income taxes | $296,000 | 1,867 |
| Income before extraordinary items | $540,000 | 2,850 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $540,000 | 2,851 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 3,204 |
| Cash dividends | $1,752,000 | 512 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $532,200 | 2,867 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $21,681,000 | 1,853 |
| Total interest expense | $9,540,000 | 1,760 |
| Net interest income | $12,141,000 | 1,908 |
| Provision for loan and lease losses | $289,000 | 2,865 |
| Total noninterest income | $1,870,000 | 2,337 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,293,000 | 1,377 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $577,000 | 3,091 |
| Total noninterest expense | $9,303,000 | 1,908 |
| Salaries and employee benefits | $5,456,000 | 1,791 |
| Premises and equipment expense | $1,364,000 | 1,846 |
| Additional noninterest expense | $2,483,000 | 2,117 |
| Pre-tax net operating income | $4,419,000 | 2,079 |
| Securities gains (losses) | $69,000 | 616 |
| Applicable income taxes | $1,510,000 | 1,652 |
| Income before extraordinary items | $2,978,000 | 2,295 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $2,978,000 | 2,297 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $262,000 | 1,847 |
| Cash dividends | $1,097,000 | 2,418 |
| Sale, conversion, retirement of capital stock, net | $-5,556,000 | 8,678 |
| Net operating income | $2,932,460 | 2,296 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $16,224,000 | 1,858 |
| Total interest expense | $6,933,000 | 1,767 |
| Net interest income | $9,291,000 | 1,877 |
| Provision for loan and lease losses | $287,000 | 2,236 |
| Total noninterest income | $1,366,000 | 2,384 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $969,000 | 1,386 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $397,000 | 3,233 |
| Total noninterest expense | $6,959,000 | 1,901 |
| Salaries and employee benefits | $4,031,000 | 1,824 |
| Premises and equipment expense | $984,000 | 1,933 |
| Additional noninterest expense | $1,944,000 | 2,016 |
| Pre-tax net operating income | $3,411,000 | 2,109 |
| Securities gains (losses) | $56,000 | 540 |
| Applicable income taxes | $1,158,000 | 1,685 |
| Income before extraordinary items | $2,309,000 | 2,296 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $2,309,000 | 2,299 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $235,000 | 1,364 |
| Cash dividends | $951,000 | 2,000 |
| Sale, conversion, retirement of capital stock, net | $-1,046,000 | 8,731 |
| Net operating income | $2,271,480 | 2,318 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $10,702,000 | 1,840 |
| Total interest expense | $4,408,000 | 1,752 |
| Net interest income | $6,294,000 | 1,846 |
| Provision for loan and lease losses | $192,000 | 2,179 |
| Total noninterest income | $872,000 | 2,450 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $610,000 | 1,456 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $262,000 | 3,249 |
| Total noninterest expense | $4,696,000 | 1,889 |
| Salaries and employee benefits | $2,725,000 | 1,799 |
| Premises and equipment expense | $655,000 | 1,920 |
| Additional noninterest expense | $1,316,000 | 1,994 |
| Pre-tax net operating income | $2,278,000 | 2,103 |
| Securities gains (losses) | $25,000 | 568 |
| Applicable income taxes | $772,000 | 1,710 |
| Income before extraordinary items | $1,531,000 | 2,305 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,531,000 | 2,308 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $212,000 | 1,059 |
| Cash dividends | $771,000 | 1,771 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $1,514,500 | 2,307 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $5,243,000 | 1,834 |
| Total interest expense | $2,145,000 | 1,715 |
| Net interest income | $3,098,000 | 1,863 |
| Provision for loan and lease losses | $75,000 | 2,394 |
| Total noninterest income | $469,000 | 2,280 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $307,000 | 1,399 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $162,000 | 2,832 |
| Total noninterest expense | $2,359,000 | 1,889 |
| Salaries and employee benefits | $1,374,000 | 1,795 |
| Premises and equipment expense | $332,000 | 1,908 |
| Additional noninterest expense | $653,000 | 1,993 |
| Pre-tax net operating income | $1,133,000 | 2,071 |
| Securities gains (losses) | $25,000 | 436 |
| Applicable income taxes | $400,000 | 1,652 |
| Income before extraordinary items | $758,000 | 2,303 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $758,000 | 2,304 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $55,000 | 1,405 |
| Cash dividends | $590,000 | 1,197 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $741,750 | 2,327 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $20,245,000 | 1,663 |
| Total interest expense | $7,316,000 | 1,552 |
| Net interest income | $12,929,000 | 1,702 |
| Provision for loan and lease losses | $537,000 | 1,793 |
| Total noninterest income | $1,661,000 | 2,520 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,204,000 | 1,456 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $457,000 | 3,533 |
| Total noninterest expense | $9,074,000 | 1,868 |
| Salaries and employee benefits | $5,439,000 | 1,724 |
| Premises and equipment expense | $1,334,000 | 1,801 |
| Additional noninterest expense | $2,301,000 | 2,178 |
| Pre-tax net operating income | $4,979,000 | 1,876 |
| Securities gains (losses) | $175,000 | 537 |
| Applicable income taxes | $1,729,000 | 1,530 |
| Income before extraordinary items | $3,425,000 | 2,000 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $3,425,000 | 2,000 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $486,000 | 1,192 |
| Cash dividends | $1,185,000 | 2,180 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $3,309,500 | 2,048 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $15,057,000 | 1,645 |
| Total interest expense | $5,275,000 | 1,524 |
| Net interest income | $9,782,000 | 1,660 |
| Provision for loan and lease losses | $409,000 | 1,690 |
| Total noninterest income | $1,300,000 | 2,434 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $896,000 | 1,451 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $404,000 | 3,265 |
| Total noninterest expense | $6,733,000 | 1,860 |
| Salaries and employee benefits | $4,067,000 | 1,700 |
| Premises and equipment expense | $964,000 | 1,871 |
| Additional noninterest expense | $1,702,000 | 2,178 |
| Pre-tax net operating income | $3,940,000 | 1,787 |
| Securities gains (losses) | $81,000 | 730 |
| Applicable income taxes | $1,359,000 | 1,491 |
| Income before extraordinary items | $2,662,000 | 1,966 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,662,000 | 1,965 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $416,000 | 968 |
| Cash dividends | $1,005,000 | 1,771 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $2,608,540 | 1,957 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $9,963,000 | 1,610 |
| Total interest expense | $3,370,000 | 1,494 |
| Net interest income | $6,593,000 | 1,630 |
| Provision for loan and lease losses | $275,000 | 1,648 |
| Total noninterest income | $853,000 | 2,437 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $576,000 | 1,468 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $277,000 | 3,217 |
| Total noninterest expense | $4,474,000 | 1,850 |
| Salaries and employee benefits | $2,699,000 | 1,704 |
| Premises and equipment expense | $646,000 | 1,856 |
| Additional noninterest expense | $1,129,000 | 2,182 |
| Pre-tax net operating income | $2,697,000 | 1,722 |
| Securities gains (losses) | $22,000 | 1,077 |
| Applicable income taxes | $909,000 | 1,471 |
| Income before extraordinary items | $1,810,000 | 1,887 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $1,810,000 | 1,887 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $361,000 | 773 |
| Cash dividends | $823,000 | 1,530 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $1,795,260 | 1,865 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $4,950,000 | 1,589 |
| Total interest expense | $1,609,000 | 1,488 |
| Net interest income | $3,341,000 | 1,600 |
| Provision for loan and lease losses | $145,000 | 1,514 |
| Total noninterest income | $418,000 | 2,425 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $275,000 | 1,485 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $143,000 | 3,065 |
| Total noninterest expense | $2,290,000 | 1,820 |
| Salaries and employee benefits | $1,365,000 | 1,690 |
| Premises and equipment expense | $337,000 | 1,786 |
| Additional noninterest expense | $588,000 | 2,087 |
| Pre-tax net operating income | $1,324,000 | 1,725 |
| Securities gains (losses) | $35,000 | 641 |
| Applicable income taxes | $448,000 | 1,470 |
| Income before extraordinary items | $911,000 | 1,859 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $911,000 | 1,860 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $124,000 | 972 |
| Cash dividends | $644,000 | 978 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $887,550 | 1,880 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $19,574,000 | 1,472 |
| Total interest expense | $5,770,000 | 1,426 |
| Net interest income | $13,804,000 | 1,465 |
| Provision for loan and lease losses | $607,000 | 1,628 |
| Total noninterest income | $1,717,000 | 2,448 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $1,179,000 | 1,497 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $538,000 | 3,183 |
| Total noninterest expense | $8,914,000 | 1,814 |
| Salaries and employee benefits | $5,345,000 | 1,647 |
| Premises and equipment expense | $1,261,000 | 1,821 |
| Additional noninterest expense | $2,308,000 | 2,111 |
| Pre-tax net operating income | $6,000,000 | 1,434 |
| Securities gains (losses) | $86,000 | 1,349 |
| Applicable income taxes | $2,073,000 | 1,231 |
| Income before extraordinary items | $4,013,000 | 1,616 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $4,013,000 | 1,617 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $456,000 | 1,443 |
| Cash dividends | $1,192,000 | 2,068 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $3,956,240 | 1,590 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $14,627,000 | 1,466 |
| Total interest expense | $4,245,000 | 1,418 |
| Net interest income | $10,382,000 | 1,448 |
| Provision for loan and lease losses | $407,000 | 1,741 |
| Total noninterest income | $1,238,000 | 2,523 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $869,000 | 1,532 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $369,000 | 3,343 |
| Total noninterest expense | $6,558,000 | 1,840 |
| Salaries and employee benefits | $3,966,000 | 1,666 |
| Premises and equipment expense | $891,000 | 1,930 |
| Additional noninterest expense | $1,701,000 | 2,123 |
| Pre-tax net operating income | $4,655,000 | 1,400 |
| Securities gains (losses) | $183,000 | 805 |
| Applicable income taxes | $1,629,000 | 1,201 |
| Income before extraordinary items | $3,209,000 | 1,515 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $3,209,000 | 1,516 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $273,000 | 1,536 |
| Cash dividends | $995,000 | 1,741 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $3,088,220 | 1,524 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $9,705,000 | 1,462 |
| Total interest expense | $2,822,000 | 1,405 |
| Net interest income | $6,883,000 | 1,447 |
| Provision for loan and lease losses | $345,000 | 1,394 |
| Total noninterest income | $800,000 | 2,594 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $550,000 | 1,588 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $250,000 | 3,321 |
| Total noninterest expense | $4,307,000 | 1,857 |
| Salaries and employee benefits | $2,624,000 | 1,680 |
| Premises and equipment expense | $572,000 | 2,011 |
| Additional noninterest expense | $1,111,000 | 2,175 |
| Pre-tax net operating income | $3,031,000 | 1,407 |
| Securities gains (losses) | $140,000 | 827 |
| Applicable income taxes | $1,062,000 | 1,216 |
| Income before extraordinary items | $2,109,000 | 1,519 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $2,109,000 | 1,520 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $231,000 | 1,243 |
| Cash dividends | $706,000 | 1,693 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $2,015,200 | 1,537 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $4,922,000 | 1,432 |
| Total interest expense | $1,427,000 | 1,402 |
| Net interest income | $3,495,000 | 1,415 |
| Provision for loan and lease losses | $63,000 | 2,874 |
| Total noninterest income | $379,000 | 2,630 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $261,000 | 1,633 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $118,000 | 3,377 |
| Total noninterest expense | $2,100,000 | 1,906 |
| Salaries and employee benefits | $1,307,000 | 1,700 |
| Premises and equipment expense | $285,000 | 2,027 |
| Additional noninterest expense | $508,000 | 2,325 |
| Pre-tax net operating income | $1,711,000 | 1,237 |
| Securities gains (losses) | $85,000 | 891 |
| Applicable income taxes | $596,000 | 1,124 |
| Income before extraordinary items | $1,200,000 | 1,337 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $1,200,000 | 1,337 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $47,000 | 2,007 |
| Cash dividends | $645,000 | 968 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $1,143,050 | 1,332 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $20,616,000 | 1,386 |
| Total interest expense | $6,646,000 | 1,330 |
| Net interest income | $13,970,000 | 1,397 |
| Provision for loan and lease losses | $1,017,000 | 1,166 |
| Total noninterest income | $1,477,000 | 2,874 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,115,000 | 1,548 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $362,000 | 4,157 |
| Total noninterest expense | $8,525,000 | 1,862 |
| Salaries and employee benefits | $5,274,000 | 1,634 |
| Premises and equipment expense | $1,172,000 | 1,947 |
| Additional noninterest expense | $2,079,000 | 2,321 |
| Pre-tax net operating income | $5,905,000 | 1,398 |
| Securities gains (losses) | $172,000 | 1,443 |
| Applicable income taxes | $2,053,000 | 1,265 |
| Income before extraordinary items | $4,024,000 | 1,559 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $4,024,000 | 1,561 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $759,000 | 1,148 |
| Cash dividends | $683,000 | 2,985 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $3,910,480 | 1,522 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $15,608,000 | 1,396 |
| Total interest expense | $5,125,000 | 1,357 |
| Net interest income | $10,483,000 | 1,407 |
| Provision for loan and lease losses | $818,000 | 1,061 |
| Total noninterest income | $1,110,000 | 2,934 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $839,000 | 1,544 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $271,000 | 4,222 |
| Total noninterest expense | $6,351,000 | 1,870 |
| Salaries and employee benefits | $3,937,000 | 1,650 |
| Premises and equipment expense | $845,000 | 2,036 |
| Additional noninterest expense | $1,569,000 | 2,287 |
| Pre-tax net operating income | $4,424,000 | 1,452 |
| Securities gains (losses) | $148,000 | 1,431 |
| Applicable income taxes | $1,558,000 | 1,307 |
| Income before extraordinary items | $3,014,000 | 1,601 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $3,014,000 | 1,600 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $675,000 | 927 |
| Cash dividends | $504,000 | 2,656 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $2,916,320 | 1,567 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $10,436,000 | 1,400 |
| Total interest expense | $3,532,000 | 1,362 |
| Net interest income | $6,904,000 | 1,417 |
| Provision for loan and lease losses | $664,000 | 908 |
| Total noninterest income | $718,000 | 2,957 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $572,000 | 1,498 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $146,000 | 4,618 |
| Total noninterest expense | $4,184,000 | 1,890 |
| Salaries and employee benefits | $2,619,000 | 1,635 |
| Premises and equipment expense | $552,000 | 2,077 |
| Additional noninterest expense | $1,013,000 | 2,339 |
| Pre-tax net operating income | $2,774,000 | 1,511 |
| Securities gains (losses) | $146,000 | 1,241 |
| Applicable income taxes | $913,000 | 1,471 |
| Income before extraordinary items | $2,007,000 | 1,614 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $2,007,000 | 1,613 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $580,000 | 773 |
| Cash dividends | $504,000 | 2,116 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $1,906,260 | 1,597 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $5,263,000 | 1,401 |
| Total interest expense | $1,837,000 | 1,328 |
| Net interest income | $3,426,000 | 1,428 |
| Provision for loan and lease losses | $213,000 | 1,302 |
| Total noninterest income | $426,000 | 2,565 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $293,000 | 1,414 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $133,000 | 3,422 |
| Total noninterest expense | $2,086,000 | 1,882 |
| Salaries and employee benefits | $1,309,000 | 1,625 |
| Premises and equipment expense | $282,000 | 2,025 |
| Additional noninterest expense | $495,000 | 2,353 |
| Pre-tax net operating income | $1,553,000 | 1,376 |
| Securities gains (losses) | $85,000 | 1,087 |
| Applicable income taxes | $561,000 | 1,242 |
| Income before extraordinary items | $1,077,000 | 1,504 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,077,000 | 1,502 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $197,000 | 955 |
| Cash dividends | $442,000 | 1,354 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $1,020,900 | 1,480 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $21,862,000 | 1,407 |
| Total interest expense | $9,173,000 | 1,222 |
| Net interest income | $12,689,000 | 1,526 |
| Provision for loan and lease losses | $1,462,000 | 965 |
| Total noninterest income | $1,511,000 | 2,603 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,130,000 | 1,430 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $381,000 | 3,797 |
| Total noninterest expense | $8,561,000 | 1,772 |
| Salaries and employee benefits | $4,983,000 | 1,619 |
| Premises and equipment expense | $1,124,000 | 1,966 |
| Additional noninterest expense | $2,454,000 | 1,882 |
| Pre-tax net operating income | $4,177,000 | 1,916 |
| Securities gains (losses) | $392,000 | 761 |
| Applicable income taxes | $1,546,000 | 1,609 |
| Income before extraordinary items | $3,023,000 | 1,987 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $3,023,000 | 1,986 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $917,000 | 1,048 |
| Cash dividends | $549,000 | 3,305 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $2,764,280 | 2,087 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $23,160,000 | 1,472 |
| Total interest expense | $13,034,000 | 1,241 |
| Net interest income | $10,126,000 | 1,764 |
| Provision for loan and lease losses | $1,013,000 | 1,231 |
| Total noninterest income | $1,246,000 | 2,853 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $923,000 | 1,633 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $323,000 | 3,954 |
| Total noninterest expense | $7,818,000 | 1,850 |
| Salaries and employee benefits | $4,854,000 | 1,555 |
| Premises and equipment expense | $1,082,000 | 1,974 |
| Additional noninterest expense | $1,882,000 | 2,371 |
| Pre-tax net operating income | $2,541,000 | 2,630 |
| Securities gains (losses) | $396,000 | 723 |
| Applicable income taxes | $930,000 | 2,180 |
| Income before extraordinary items | $2,007,000 | 2,525 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,007,000 | 2,531 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $929,000 | 993 |
| Cash dividends | $468,000 | 3,593 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,737,720 | 2,792 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $22,655,000 | 1,526 |
| Total interest expense | $13,121,000 | 1,326 |
| Net interest income | $9,534,000 | 1,851 |
| Provision for loan and lease losses | $633,000 | 1,539 |
| Total noninterest income | $1,105,000 | 2,934 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $822,000 | 1,690 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $283,000 | 4,050 |
| Total noninterest expense | $7,177,000 | 1,942 |
| Salaries and employee benefits | $4,544,000 | 1,565 |
| Premises and equipment expense | $971,000 | 2,125 |
| Additional noninterest expense | $1,662,000 | 2,561 |
| Pre-tax net operating income | $2,829,000 | 2,505 |
| Securities gains (losses) | $28,000 | 862 |
| Applicable income taxes | $1,196,000 | 1,830 |
| Income before extraordinary items | $1,661,000 | 2,993 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,661,000 | 2,990 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $493,000 | 1,255 |
| Cash dividends | $468,000 | 3,667 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,643,080 | 3,011 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $20,498,000 | 1,590 |
| Total interest expense | $10,844,000 | 1,380 |
| Net interest income | $9,654,000 | 1,806 |
| Provision for loan and lease losses | $321,000 | 2,513 |
| Total noninterest income | $1,168,000 | 2,752 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $777,000 | 1,704 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $391,000 | 3,480 |
| Total noninterest expense | $7,022,000 | 1,958 |
| Salaries and employee benefits | $4,373,000 | 1,585 |
| Premises and equipment expense | $850,000 | 2,370 |
| Additional noninterest expense | $1,799,000 | 2,423 |
| Pre-tax net operating income | $3,479,000 | 2,109 |
| Securities gains (losses) | $60,000 | 923 |
| Applicable income taxes | $1,229,000 | 1,875 |
| Income before extraordinary items | $2,310,000 | 2,260 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $2,310,000 | 2,261 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $284,000 | 1,891 |
| Cash dividends | $440,000 | 3,755 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $2,271,000 | 2,270 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $19,350,000 | 1,678 |
| Total interest expense | $10,704,000 | 1,436 |
| Net interest income | $8,646,000 | 1,977 |
| Provision for loan and lease losses | $619,000 | 1,451 |
| Total noninterest income | $1,077,000 | 2,914 |
| Gross Fiduciary activities income | $0 | 1,398 |
| Service charges on deposit accounts | $720,000 | 1,777 |
| Trading account gains and fees | $0 | 224 |
| Additional Noninterest Income | $357,000 | 3,667 |
| Total noninterest expense | $6,526,000 | 2,009 |
| Salaries and employee benefits | $4,142,000 | 1,609 |
| Premises and equipment expense | $827,000 | 2,359 |
| Additional noninterest expense | $1,557,000 | 2,676 |
| Pre-tax net operating income | $2,578,000 | 2,701 |
| Securities gains (losses) | $618,000 | 491 |
| Applicable income taxes | $1,044,000 | 2,231 |
| Income before extraordinary items | $2,152,000 | 2,390 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $2,152,000 | 2,389 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $536,000 | 1,196 |
| Cash dividends | $418,000 | 3,900 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,737,940 | 2,789 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $18,182,000 | 1,819 |
| Total interest expense | $10,037,000 | 1,541 |
| Net interest income | $8,145,000 | 2,142 |
| Provision for loan and lease losses | $238,000 | 3,087 |
| Total noninterest income | $1,114,000 | 2,796 |
| Gross Fiduciary activities income | $0 | 1,450 |
| Service charges on deposit accounts | $782,000 | 1,658 |
| Trading account gains and fees | $0 | 239 |
| Additional Noninterest Income | $332,000 | 3,696 |
| Total noninterest expense | $5,986,000 | 2,137 |
| Salaries and employee benefits | $3,914,000 | 1,678 |
| Premises and equipment expense | $724,000 | 2,651 |
| Additional noninterest expense | $1,348,000 | 3,004 |
| Pre-tax net operating income | $3,035,000 | 2,470 |
| Securities gains (losses) | $27,000 | 1,697 |
| Applicable income taxes | $1,030,000 | 2,373 |
| Income before extraordinary items | $2,032,000 | 2,551 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $2,032,000 | 2,550 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $238,000 | 2,278 |
| Cash dividends | $418,000 | 3,861 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $2,014,180 | 2,521 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $17,366,000 | 1,947 |
| Total interest expense | $9,715,000 | 1,639 |
| Net interest income | $7,651,000 | 2,360 |
| Provision for loan and lease losses | $181,000 | 3,625 |
| Total noninterest income | $1,043,000 | 3,029 |
| Gross Fiduciary activities income | $0 | 1,526 |
| Service charges on deposit accounts | $752,000 | 1,795 |
| Trading account gains and fees | $0 | 262 |
| Additional Noninterest Income | $291,000 | 4,149 |
| Total noninterest expense | $5,615,000 | 2,445 |
| Salaries and employee benefits | $3,729,000 | 1,773 |
| Premises and equipment expense | $711,000 | 2,745 |
| Additional noninterest expense | $1,175,000 | 3,844 |
| Pre-tax net operating income | $2,898,000 | 2,442 |
| Securities gains (losses) | $164,000 | 759 |
| Applicable income taxes | $1,073,000 | 2,197 |
| Income before extraordinary items | $1,989,000 | 2,474 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,989,000 | 2,475 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $181,000 | 2,837 |
| Cash dividends | $256,000 | 4,895 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,882,400 | 2,543 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $16,272,000 | 2,071 |
| Total interest expense | $9,109,000 | 1,744 |
| Net interest income | $7,163,000 | 2,503 |
| Provision for loan and lease losses | $195,000 | 3,070 |
| Total noninterest income | $980,000 | 3,147 |
| Gross Fiduciary activities income | $0 | 1,590 |
| Service charges on deposit accounts | $715,000 | 1,890 |
| Trading account gains and fees | $0 | 522 |
| Additional Noninterest Income | $265,000 | 4,328 |
| Total noninterest expense | $5,461,000 | 2,491 |
| Salaries and employee benefits | $3,450,000 | 1,919 |
| Premises and equipment expense | $711,000 | 2,768 |
| Additional noninterest expense | $1,300,000 | 3,491 |
| Pre-tax net operating income | $2,487,000 | 2,863 |
| Securities gains (losses) | $26,000 | 1,716 |
| Applicable income taxes | $842,000 | 2,764 |
| Income before extraordinary items | $1,671,000 | 2,940 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,671,000 | 2,937 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $195,000 | 2,540 |
| Cash dividends | $299,000 | 4,601 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,653,840 | 2,938 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $15,504,000 | 1,989 |
| Total interest expense | $7,148,000 | 1,770 |
| Net interest income | $8,356,000 | 2,164 |
| Provision for loan and lease losses | $420,000 | 1,753 |
| Total noninterest income | $946,000 | 3,237 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $668,000 | 2,028 |
| Trading account gains and fees | $0 | 475 |
| Additional Noninterest Income | $278,000 | 4,315 |
| Total noninterest expense | $5,401,000 | 2,576 |
| Salaries and employee benefits | $3,279,000 | 2,021 |
| Premises and equipment expense | $650,000 | 3,032 |
| Additional noninterest expense | $1,472,000 | 3,367 |
| Pre-tax net operating income | $3,481,000 | 2,049 |
| Securities gains (losses) | $232,000 | 451 |
| Applicable income taxes | $1,322,000 | 1,736 |
| Income before extraordinary items | $2,391,000 | 2,045 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $2,391,000 | 2,044 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $270,000 | 2,054 |
| Cash dividends | $218,000 | 5,258 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $2,242,520 | 2,199 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $15,939,000 | 1,967 |
| Total interest expense | $7,683,000 | 1,717 |
| Net interest income | $8,256,000 | 2,180 |
| Provision for loan and lease losses | $945,000 | 1,355 |
| Total noninterest income | $951,000 | 3,478 |
| Gross Fiduciary activities income | $0 | 1,630 |
| Service charges on deposit accounts | $637,000 | 2,153 |
| Trading account gains and fees | $0 | 532 |
| Additional Noninterest Income | $314,000 | 4,341 |
| Total noninterest expense | $5,162,000 | 2,769 |
| Salaries and employee benefits | $3,077,000 | 2,159 |
| Premises and equipment expense | $553,000 | 3,558 |
| Additional noninterest expense | $1,532,000 | 3,452 |
| Pre-tax net operating income | $3,100,000 | 2,198 |
| Securities gains (losses) | $513,000 | 886 |
| Applicable income taxes | $1,474,000 | 1,586 |
| Income before extraordinary items | $2,139,000 | 2,336 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $2,139,000 | 2,428 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $545,000 | 1,681 |
| Cash dividends | $166,000 | 5,873 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $1,810,680 | 2,595 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $16,801,000 | 2,108 |
| Total interest expense | $9,547,000 | 1,789 |
| Net interest income | $7,254,000 | 2,507 |
| Provision for loan and lease losses | $1,078,000 | 1,749 |
| Total noninterest income | $862,000 | 3,754 |
| Gross Fiduciary activities income | $0 | 1,658 |
| Service charges on deposit accounts | $591,000 | 2,331 |
| Trading account gains and fees | $0 | 504 |
| Additional Noninterest Income | $271,000 | 4,720 |
| Total noninterest expense | $4,907,000 | 2,912 |
| Salaries and employee benefits | $2,613,000 | 2,470 |
| Premises and equipment expense | $635,000 | 3,185 |
| Additional noninterest expense | $1,659,000 | 3,290 |
| Pre-tax net operating income | $2,131,000 | 2,925 |
| Securities gains (losses) | $524,000 | 1,049 |
| Applicable income taxes | $804,000 | 2,609 |
| Income before extraordinary items | $1,851,000 | 2,478 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $1,851,000 | 2,521 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $878,000 | 1,697 |
| Cash dividends | $108,000 | 6,422 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $1,484,200 | 2,875 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.