Home > Traders Bank > Income and Expense
Traders Bank, Income and Expense
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,785,000 | 3,713 |
| Total interest expense | $290,000 | 4,395 |
| Net interest income | $1,495,000 | 3,473 |
| Provision for loan and lease losses | $60,000 | 3,936 |
| Total noninterest income | $-31,000 | 7,373 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $101,000 | 2,954 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-132,000 | 7,391 |
| Total noninterest expense | $1,189,000 | 3,716 |
| Salaries and employee benefits | $462,000 | 4,445 |
| Premises and equipment expense | $173,000 | 3,329 |
| Additional noninterest expense | $554,000 | 2,927 |
| Pre-tax net operating income | $215,000 | 4,114 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $71,000 | 2,541 |
| Income before extraordinary items | $144,000 | 4,517 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $144,000 | 4,516 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $144,000 | 4,517 |
| Net charge-offs | $-2,000 | 6,441 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $144,000 | 4,454 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $7,337,000 | 3,789 |
| Total interest expense | $1,419,000 | 4,392 |
| Net interest income | $5,918,000 | 3,499 |
| Provision for loan and lease losses | $507,000 | 4,101 |
| Total noninterest income | $857,000 | 3,510 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $490,000 | 2,681 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $367,000 | 3,651 |
| Total noninterest expense | $4,561,000 | 3,865 |
| Salaries and employee benefits | $1,816,000 | 4,501 |
| Premises and equipment expense | $734,000 | 3,170 |
| Additional noninterest expense | $2,011,000 | 3,244 |
| Pre-tax net operating income | $1,707,000 | 2,517 |
| Securities gains (losses) | $4,000 | 3,501 |
| Applicable income taxes | $101,000 | 3,230 |
| Income before extraordinary items | $1,610,000 | 2,392 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,610,000 | 2,390 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,610,000 | 2,393 |
| Net charge-offs | $299,000 | 4,305 |
| Cash dividends | $920,000 | 1,585 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,606,240 | 2,289 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,518,000 | 3,850 |
| Total interest expense | $1,108,000 | 4,455 |
| Net interest income | $4,410,000 | 3,567 |
| Provision for loan and lease losses | $400,000 | 3,898 |
| Total noninterest income | $643,000 | 3,548 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $365,000 | 2,754 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $278,000 | 3,657 |
| Total noninterest expense | $3,519,000 | 3,791 |
| Salaries and employee benefits | $1,378,000 | 4,494 |
| Premises and equipment expense | $558,000 | 3,192 |
| Additional noninterest expense | $1,583,000 | 3,062 |
| Pre-tax net operating income | $1,134,000 | 2,874 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $-105,000 | 7,089 |
| Income before extraordinary items | $1,239,000 | 2,489 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,239,000 | 2,486 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,239,000 | 2,490 |
| Net charge-offs | $209,000 | 4,185 |
| Cash dividends | $420,000 | 1,964 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,239,000 | 2,364 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,725,000 | 3,846 |
| Total interest expense | $776,000 | 4,429 |
| Net interest income | $2,949,000 | 3,561 |
| Provision for loan and lease losses | $205,000 | 4,179 |
| Total noninterest income | $427,000 | 3,516 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $243,000 | 2,761 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $184,000 | 3,640 |
| Total noninterest expense | $2,389,000 | 3,748 |
| Salaries and employee benefits | $927,000 | 4,497 |
| Premises and equipment expense | $380,000 | 3,167 |
| Additional noninterest expense | $1,082,000 | 2,994 |
| Pre-tax net operating income | $782,000 | 2,833 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $-227,000 | 7,346 |
| Income before extraordinary items | $1,009,000 | 2,099 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,009,000 | 2,098 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $1,009,000 | 2,101 |
| Net charge-offs | $100,000 | 4,255 |
| Cash dividends | $420,000 | 1,515 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $1,009,000 | 2,026 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,889,000 | 3,880 |
| Total interest expense | $407,000 | 4,434 |
| Net interest income | $1,482,000 | 3,594 |
| Provision for loan and lease losses | $60,000 | 4,570 |
| Total noninterest income | $186,000 | 3,817 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $104,000 | 3,074 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $82,000 | 3,862 |
| Total noninterest expense | $1,152,000 | 3,867 |
| Salaries and employee benefits | $464,000 | 4,559 |
| Premises and equipment expense | $196,000 | 3,173 |
| Additional noninterest expense | $492,000 | 3,233 |
| Pre-tax net operating income | $456,000 | 2,582 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $159,000 | 1,680 |
| Income before extraordinary items | $297,000 | 3,149 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $297,000 | 3,145 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $297,000 | 3,148 |
| Net charge-offs | $-6,000 | 7,353 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $297,000 | 3,037 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $7,901,000 | 3,848 |
| Total interest expense | $2,214,000 | 4,182 |
| Net interest income | $5,687,000 | 3,612 |
| Provision for loan and lease losses | $565,000 | 4,357 |
| Total noninterest income | $394,000 | 5,151 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $578,000 | 2,603 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-184,000 | 7,673 |
| Total noninterest expense | $10,958,000 | 1,859 |
| Salaries and employee benefits | $2,111,000 | 4,191 |
| Premises and equipment expense | $797,000 | 3,133 |
| Additional noninterest expense | $8,050,000 | 977 |
| Pre-tax net operating income | $-5,442,000 | 7,219 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $88,000 | 2,939 |
| Income before extraordinary items | $-5,530,000 | 7,310 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-5,530,000 | 7,310 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-5,530,000 | 7,310 |
| Net charge-offs | $864,000 | 3,063 |
| Cash dividends | $500,000 | 2,521 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-5,530,000 | 7,328 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,962,000 | 3,884 |
| Total interest expense | $1,720,000 | 4,226 |
| Net interest income | $4,242,000 | 3,636 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $578,000 | 3,918 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $435,000 | 2,606 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $143,000 | 4,855 |
| Total noninterest expense | $3,855,000 | 3,594 |
| Salaries and employee benefits | $1,544,000 | 4,291 |
| Premises and equipment expense | $602,000 | 3,155 |
| Additional noninterest expense | $1,709,000 | 2,951 |
| Pre-tax net operating income | $965,000 | 2,797 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $325,000 | 1,844 |
| Income before extraordinary items | $640,000 | 3,273 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $640,000 | 3,271 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $640,000 | 3,273 |
| Net charge-offs | $67,000 | 5,447 |
| Cash dividends | $500,000 | 1,982 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $640,000 | 3,184 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,966,000 | 3,924 |
| Total interest expense | $1,178,000 | 4,303 |
| Net interest income | $2,788,000 | 3,661 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $328,000 | 4,263 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $283,000 | 2,622 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $45,000 | 5,974 |
| Total noninterest expense | $2,500,000 | 3,720 |
| Salaries and employee benefits | $925,000 | 4,669 |
| Premises and equipment expense | $407,000 | 3,131 |
| Additional noninterest expense | $1,168,000 | 2,900 |
| Pre-tax net operating income | $616,000 | 2,967 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $206,000 | 1,921 |
| Income before extraordinary items | $410,000 | 3,433 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $410,000 | 3,430 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $410,000 | 3,431 |
| Net charge-offs | $28,000 | 5,387 |
| Cash dividends | $250,000 | 2,406 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $410,000 | 3,317 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,951,000 | 4,011 |
| Total interest expense | $602,000 | 4,349 |
| Net interest income | $1,349,000 | 3,737 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $118,000 | 4,913 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $145,000 | 2,536 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $-27,000 | 8,053 |
| Total noninterest expense | $1,261,000 | 3,628 |
| Salaries and employee benefits | $499,000 | 4,463 |
| Premises and equipment expense | $209,000 | 3,117 |
| Additional noninterest expense | $553,000 | 2,756 |
| Pre-tax net operating income | $206,000 | 3,990 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $65,000 | 2,634 |
| Income before extraordinary items | $141,000 | 4,444 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $141,000 | 4,447 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $141,000 | 4,447 |
| Net charge-offs | $17,000 | 4,442 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $141,000 | 4,285 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $5,913,000 | 4,980 |
| Total interest expense | $1,739,000 | 5,647 |
| Net interest income | $4,174,000 | 4,452 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $680,000 | 4,199 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $427,000 | 3,332 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $253,000 | 4,410 |
| Total noninterest expense | $3,439,000 | 4,696 |
| Salaries and employee benefits | $1,407,000 | 5,526 |
| Premises and equipment expense | $629,000 | 3,779 |
| Additional noninterest expense | $1,403,000 | 3,800 |
| Pre-tax net operating income | $1,415,000 | 3,126 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $524,000 | 1,808 |
| Income before extraordinary items | $891,000 | 3,508 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $891,000 | 3,508 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $400,000 | 3,125 |
| Cash dividends | $600,000 | 3,082 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $891,000 | 3,653 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $2,166,000 | 6,769 |
| Total interest expense | $626,000 | 7,180 |
| Net interest income | $1,540,000 | 6,413 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $263,000 | 5,633 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $170,000 | 4,593 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $93,000 | 5,748 |
| Total noninterest expense | $1,377,000 | 6,441 |
| Salaries and employee benefits | $567,000 | 7,022 |
| Premises and equipment expense | $282,000 | 5,262 |
| Additional noninterest expense | $528,000 | 5,764 |
| Pre-tax net operating income | $426,000 | 5,181 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $178,000 | 3,037 |
| Income before extraordinary items | $248,000 | 5,453 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $248,000 | 5,450 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $108,000 | 3,853 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $248,000 | 5,630 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $879,000 | 7,655 |
| Total interest expense | $256,000 | 7,864 |
| Net interest income | $623,000 | 7,404 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $115,000 | 6,444 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $73,000 | 5,418 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $42,000 | 6,364 |
| Total noninterest expense | $487,000 | 7,667 |
| Salaries and employee benefits | $236,000 | 7,821 |
| Premises and equipment expense | $111,000 | 6,565 |
| Additional noninterest expense | $140,000 | 7,611 |
| Pre-tax net operating income | $251,000 | 5,485 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $112,000 | 3,341 |
| Income before extraordinary items | $139,000 | 6,045 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $139,000 | 6,044 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $352,000 | 1,636 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $139,000 | 5,987 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,522,000 | 5,137 |
| Total interest expense | $580,000 | 5,383 |
| Net interest income | $942,000 | 4,821 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $202,000 | 3,982 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $101,000 | 3,432 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $101,000 | 3,742 |
| Total noninterest expense | $1,154,000 | 3,819 |
| Salaries and employee benefits | $570,000 | 4,131 |
| Premises and equipment expense | $184,000 | 3,438 |
| Additional noninterest expense | $400,000 | 3,313 |
| Pre-tax net operating income | $-10,000 | 7,240 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-10,000 | 7,337 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-10,000 | 7,337 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $353,000 | 884 |
| Cash dividends | $45,000 | 3,416 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $-10,000 | 7,260 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $6,435,000 | 4,984 |
| Total interest expense | $2,254,000 | 5,553 |
| Net interest income | $4,181,000 | 4,493 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $639,000 | 4,504 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $387,000 | 3,587 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $252,000 | 4,567 |
| Total noninterest expense | $4,387,000 | 3,832 |
| Salaries and employee benefits | $2,317,000 | 3,934 |
| Premises and equipment expense | $681,000 | 3,508 |
| Additional noninterest expense | $1,389,000 | 3,641 |
| Pre-tax net operating income | $433,000 | 6,181 |
| Securities gains (losses) | $-2,000 | 7,197 |
| Applicable income taxes | $180,000 | 3,956 |
| Income before extraordinary items | $251,000 | 6,604 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $251,000 | 6,604 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-125,000 | 8,408 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $252,280 | 6,582 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $4,835,000 | 4,996 |
| Total interest expense | $1,675,000 | 5,583 |
| Net interest income | $3,160,000 | 4,504 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $482,000 | 4,498 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $299,000 | 3,525 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $183,000 | 4,668 |
| Total noninterest expense | $3,216,000 | 3,892 |
| Salaries and employee benefits | $1,706,000 | 3,972 |
| Premises and equipment expense | $554,000 | 3,280 |
| Additional noninterest expense | $956,000 | 3,837 |
| Pre-tax net operating income | $426,000 | 6,058 |
| Securities gains (losses) | $-2,000 | 7,433 |
| Applicable income taxes | $135,000 | 4,151 |
| Income before extraordinary items | $289,000 | 6,375 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $289,000 | 6,372 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-244,000 | 8,479 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $290,360 | 6,360 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,149,000 | 5,089 |
| Total interest expense | $1,087,000 | 5,664 |
| Net interest income | $2,062,000 | 4,592 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $302,000 | 4,647 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $189,000 | 3,629 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $113,000 | 4,881 |
| Total noninterest expense | $2,125,000 | 3,947 |
| Salaries and employee benefits | $1,162,000 | 3,946 |
| Premises and equipment expense | $380,000 | 3,214 |
| Additional noninterest expense | $583,000 | 4,105 |
| Pre-tax net operating income | $239,000 | 6,420 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $65,000 | 4,536 |
| Income before extraordinary items | $174,000 | 6,566 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $174,000 | 6,567 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-150,000 | 8,497 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $174,000 | 6,555 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,583,000 | 5,064 |
| Total interest expense | $520,000 | 5,762 |
| Net interest income | $1,063,000 | 4,520 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $132,000 | 4,902 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $82,000 | 3,854 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $50,000 | 5,113 |
| Total noninterest expense | $1,010,000 | 4,112 |
| Salaries and employee benefits | $543,000 | 4,182 |
| Premises and equipment expense | $178,000 | 3,422 |
| Additional noninterest expense | $289,000 | 4,075 |
| Pre-tax net operating income | $185,000 | 5,650 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $59,000 | 3,933 |
| Income before extraordinary items | $126,000 | 5,995 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $126,000 | 5,995 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-146,000 | 8,549 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $126,000 | 5,979 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,034,000 | 5,001 |
| Total interest expense | $1,792,000 | 5,705 |
| Net interest income | $4,242,000 | 4,490 |
| Provision for loan and lease losses | $105,000 | 4,653 |
| Total noninterest income | $619,000 | 4,653 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $378,000 | 3,637 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $241,000 | 4,733 |
| Total noninterest expense | $4,433,000 | 3,662 |
| Salaries and employee benefits | $2,216,000 | 3,958 |
| Premises and equipment expense | $568,000 | 3,920 |
| Additional noninterest expense | $1,649,000 | 3,047 |
| Pre-tax net operating income | $323,000 | 7,046 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $-145,000 | 8,413 |
| Income before extraordinary items | $468,000 | 6,264 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $468,000 | 6,265 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,240,000 | 572 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $468,000 | 6,262 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,473,000 | 5,016 |
| Total interest expense | $1,288,000 | 5,737 |
| Net interest income | $3,185,000 | 4,530 |
| Provision for loan and lease losses | $105,000 | 3,999 |
| Total noninterest income | $465,000 | 4,680 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $282,000 | 3,688 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $183,000 | 4,714 |
| Total noninterest expense | $3,366,000 | 3,643 |
| Salaries and employee benefits | $1,711,000 | 3,867 |
| Premises and equipment expense | $391,000 | 4,156 |
| Additional noninterest expense | $1,264,000 | 2,983 |
| Pre-tax net operating income | $179,000 | 7,500 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $52,000 | 5,422 |
| Income before extraordinary items | $127,000 | 7,593 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $127,000 | 7,595 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,261,000 | 383 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $127,000 | 7,595 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $2,966,000 | 4,995 |
| Total interest expense | $826,000 | 5,721 |
| Net interest income | $2,140,000 | 4,521 |
| Provision for loan and lease losses | $105,000 | 3,244 |
| Total noninterest income | $309,000 | 4,651 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $183,000 | 3,739 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $126,000 | 4,648 |
| Total noninterest expense | $2,337,000 | 3,534 |
| Salaries and employee benefits | $1,148,000 | 3,867 |
| Premises and equipment expense | $253,000 | 4,242 |
| Additional noninterest expense | $936,000 | 2,723 |
| Pre-tax net operating income | $7,000 | 8,140 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $26,000 | 5,649 |
| Income before extraordinary items | $-19,000 | 8,236 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-19,000 | 8,238 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,251,000 | 286 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $-19,000 | 8,224 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,450,000 | 5,003 |
| Total interest expense | $399,000 | 5,703 |
| Net interest income | $1,051,000 | 4,569 |
| Provision for loan and lease losses | $25,000 | 4,252 |
| Total noninterest income | $144,000 | 4,778 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $73,000 | 4,136 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $71,000 | 4,406 |
| Total noninterest expense | $1,203,000 | 3,464 |
| Salaries and employee benefits | $587,000 | 3,828 |
| Premises and equipment expense | $129,000 | 4,210 |
| Additional noninterest expense | $487,000 | 2,600 |
| Pre-tax net operating income | $-33,000 | 8,335 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $-13,000 | 8,539 |
| Income before extraordinary items | $-20,000 | 8,293 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-20,000 | 8,294 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $864,000 | 230 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $-20,000 | 8,276 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,947,000 | 4,621 |
| Total interest expense | $1,395,000 | 5,427 |
| Net interest income | $4,552,000 | 4,228 |
| Provision for loan and lease losses | $5,295,000 | 228 |
| Total noninterest income | $577,000 | 4,891 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $308,000 | 4,107 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $269,000 | 4,573 |
| Total noninterest expense | $4,211,000 | 3,716 |
| Salaries and employee benefits | $2,312,000 | 3,705 |
| Premises and equipment expense | $551,000 | 3,897 |
| Additional noninterest expense | $1,348,000 | 3,513 |
| Pre-tax net operating income | $-4,377,000 | 8,817 |
| Securities gains (losses) | $-269,000 | 8,630 |
| Applicable income taxes | $-1,729,000 | 8,816 |
| Income before extraordinary items | $-2,917,000 | 8,799 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $-2,917,000 | 8,799 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,163,000 | 239 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $-2,744,840 | 8,782 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,425,000 | 4,616 |
| Total interest expense | $1,011,000 | 5,403 |
| Net interest income | $3,414,000 | 4,221 |
| Provision for loan and lease losses | $5,295,000 | 179 |
| Total noninterest income | $406,000 | 5,079 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $222,000 | 4,239 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $184,000 | 4,793 |
| Total noninterest expense | $3,213,000 | 3,642 |
| Salaries and employee benefits | $1,756,000 | 3,640 |
| Premises and equipment expense | $411,000 | 3,892 |
| Additional noninterest expense | $1,046,000 | 3,393 |
| Pre-tax net operating income | $-4,688,000 | 8,845 |
| Securities gains (losses) | $-269,000 | 8,746 |
| Applicable income taxes | $-524,000 | 8,822 |
| Income before extraordinary items | $-4,433,000 | 8,847 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-4,433,000 | 8,847 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,726,000 | 323 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $-4,193,590 | 8,834 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,939,000 | 4,572 |
| Total interest expense | $659,000 | 5,318 |
| Net interest income | $2,280,000 | 4,211 |
| Provision for loan and lease losses | $5,228,000 | 119 |
| Total noninterest income | $265,000 | 5,085 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $140,000 | 4,312 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $125,000 | 4,710 |
| Total noninterest expense | $2,147,000 | 3,619 |
| Salaries and employee benefits | $1,207,000 | 3,540 |
| Premises and equipment expense | $270,000 | 3,918 |
| Additional noninterest expense | $670,000 | 3,473 |
| Pre-tax net operating income | $-4,830,000 | 8,857 |
| Securities gains (losses) | $-269,000 | 8,786 |
| Applicable income taxes | $-551,000 | 8,834 |
| Income before extraordinary items | $-4,548,000 | 8,856 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-4,548,000 | 8,856 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,805,000 | 242 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $-4,308,590 | 8,845 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,478,000 | 4,536 |
| Total interest expense | $321,000 | 5,301 |
| Net interest income | $1,157,000 | 4,186 |
| Provision for loan and lease losses | $1,915,000 | 148 |
| Total noninterest income | $118,000 | 5,312 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $66,000 | 4,389 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $52,000 | 5,105 |
| Total noninterest expense | $1,037,000 | 3,743 |
| Salaries and employee benefits | $567,000 | 3,731 |
| Premises and equipment expense | $131,000 | 4,048 |
| Additional noninterest expense | $339,000 | 3,451 |
| Pre-tax net operating income | $-1,677,000 | 8,919 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $-733,000 | 8,918 |
| Income before extraordinary items | $-944,000 | 8,901 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-944,000 | 8,901 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,057,000 | 219 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $-944,000 | 8,889 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $6,043,000 | 4,244 |
| Total interest expense | $1,253,000 | 4,997 |
| Net interest income | $4,790,000 | 3,932 |
| Provision for loan and lease losses | $1,480,000 | 728 |
| Total noninterest income | $639,000 | 4,651 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $330,000 | 4,092 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $309,000 | 4,212 |
| Total noninterest expense | $4,014,000 | 3,734 |
| Salaries and employee benefits | $2,053,000 | 3,909 |
| Premises and equipment expense | $536,000 | 3,869 |
| Additional noninterest expense | $1,425,000 | 3,252 |
| Pre-tax net operating income | $-65,000 | 8,464 |
| Securities gains (losses) | $8,000 | 2,935 |
| Applicable income taxes | $-221,000 | 8,823 |
| Income before extraordinary items | $164,000 | 7,814 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $164,000 | 7,814 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,514,000 | 566 |
| Cash dividends | $68,000 | 5,716 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $158,880 | 7,802 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,533,000 | 4,219 |
| Total interest expense | $947,000 | 4,939 |
| Net interest income | $3,586,000 | 3,920 |
| Provision for loan and lease losses | $550,000 | 1,327 |
| Total noninterest income | $418,000 | 5,028 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $245,000 | 4,151 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $173,000 | 4,804 |
| Total noninterest expense | $3,096,000 | 3,613 |
| Salaries and employee benefits | $1,543,000 | 3,869 |
| Premises and equipment expense | $386,000 | 3,976 |
| Additional noninterest expense | $1,167,000 | 3,015 |
| Pre-tax net operating income | $358,000 | 6,925 |
| Securities gains (losses) | $6,000 | 2,970 |
| Applicable income taxes | $190,000 | 4,520 |
| Income before extraordinary items | $174,000 | 7,626 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $174,000 | 7,626 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $199,000 | 1,908 |
| Cash dividends | $68,000 | 4,862 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $170,160 | 7,601 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,037,000 | 4,208 |
| Total interest expense | $641,000 | 4,906 |
| Net interest income | $2,396,000 | 3,905 |
| Provision for loan and lease losses | $520,000 | 951 |
| Total noninterest income | $268,000 | 5,092 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $156,000 | 4,235 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $112,000 | 4,941 |
| Total noninterest expense | $2,068,000 | 3,641 |
| Salaries and employee benefits | $1,065,000 | 3,788 |
| Premises and equipment expense | $251,000 | 4,062 |
| Additional noninterest expense | $752,000 | 3,114 |
| Pre-tax net operating income | $76,000 | 8,086 |
| Securities gains (losses) | $6,000 | 2,670 |
| Applicable income taxes | $82,000 | 5,085 |
| Income before extraordinary items | $0 | 8,567 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $0 | 8,568 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $161,000 | 1,599 |
| Cash dividends | $68,000 | 4,506 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-3,840 | 8,537 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,657,000 | 3,944 |
| Total interest expense | $330,000 | 4,886 |
| Net interest income | $1,327,000 | 3,590 |
| Provision for loan and lease losses | $475,000 | 541 |
| Total noninterest income | $122,000 | 5,292 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $73,000 | 4,329 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $49,000 | 5,162 |
| Total noninterest expense | $991,000 | 3,786 |
| Salaries and employee benefits | $552,000 | 3,711 |
| Premises and equipment expense | $128,000 | 4,030 |
| Additional noninterest expense | $311,000 | 3,639 |
| Pre-tax net operating income | $-17,000 | 8,639 |
| Securities gains (losses) | $6,000 | 2,267 |
| Applicable income taxes | $72,000 | 4,306 |
| Income before extraordinary items | $-83,000 | 8,810 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-83,000 | 8,811 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $154,000 | 971 |
| Cash dividends | $63,000 | 3,255 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-89,000 | 8,785 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $7,255,000 | 3,707 |
| Total interest expense | $1,766,000 | 4,401 |
| Net interest income | $5,489,000 | 3,431 |
| Provision for loan and lease losses | $1,275,000 | 923 |
| Total noninterest income | $573,000 | 5,089 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $304,000 | 4,262 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $269,000 | 4,711 |
| Total noninterest expense | $4,025,000 | 3,702 |
| Salaries and employee benefits | $2,113,000 | 3,754 |
| Premises and equipment expense | $487,000 | 4,158 |
| Additional noninterest expense | $1,425,000 | 3,231 |
| Pre-tax net operating income | $762,000 | 5,815 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $495,000 | 3,396 |
| Income before extraordinary items | $267,000 | 7,439 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $267,000 | 7,441 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $691,000 | 1,242 |
| Cash dividends | $761,000 | 2,793 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $267,000 | 7,294 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $5,319,000 | 3,830 |
| Total interest expense | $1,410,000 | 4,326 |
| Net interest income | $3,909,000 | 3,593 |
| Provision for loan and lease losses | $540,000 | 1,554 |
| Total noninterest income | $412,000 | 5,229 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $229,000 | 4,276 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $183,000 | 4,961 |
| Total noninterest expense | $3,007,000 | 3,704 |
| Salaries and employee benefits | $1,588,000 | 3,737 |
| Premises and equipment expense | $367,000 | 4,122 |
| Additional noninterest expense | $1,052,000 | 3,244 |
| Pre-tax net operating income | $774,000 | 5,229 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $328,000 | 3,769 |
| Income before extraordinary items | $446,000 | 6,119 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $446,000 | 6,120 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $549,000 | 1,086 |
| Cash dividends | $194,000 | 4,109 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $446,000 | 5,951 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $3,673,000 | 3,738 |
| Total interest expense | $1,001,000 | 4,252 |
| Net interest income | $2,672,000 | 3,512 |
| Provision for loan and lease losses | $430,000 | 1,304 |
| Total noninterest income | $247,000 | 5,498 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $151,000 | 4,272 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $96,000 | 5,386 |
| Total noninterest expense | $2,099,000 | 3,543 |
| Salaries and employee benefits | $1,055,000 | 3,751 |
| Premises and equipment expense | $249,000 | 4,056 |
| Additional noninterest expense | $795,000 | 2,883 |
| Pre-tax net operating income | $390,000 | 5,930 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $184,000 | 4,128 |
| Income before extraordinary items | $206,000 | 6,909 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $206,000 | 6,913 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $245,000 | 1,433 |
| Cash dividends | $131,000 | 3,993 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $206,000 | 6,710 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,952,000 | 3,597 |
| Total interest expense | $537,000 | 4,120 |
| Net interest income | $1,415,000 | 3,331 |
| Provision for loan and lease losses | $45,000 | 3,818 |
| Total noninterest income | $112,000 | 5,626 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $72,000 | 4,314 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $40,000 | 5,700 |
| Total noninterest expense | $928,000 | 3,901 |
| Salaries and employee benefits | $529,000 | 3,733 |
| Premises and equipment expense | $128,000 | 3,967 |
| Additional noninterest expense | $271,000 | 3,964 |
| Pre-tax net operating income | $554,000 | 3,269 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $248,000 | 2,329 |
| Income before extraordinary items | $306,000 | 4,177 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $306,000 | 4,175 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $225,000 | 880 |
| Cash dividends | $68,000 | 3,242 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $306,000 | 3,991 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $8,498,000 | 3,460 |
| Total interest expense | $2,864,000 | 3,662 |
| Net interest income | $5,634,000 | 3,311 |
| Provision for loan and lease losses | $0 | 8,089 |
| Total noninterest income | $489,000 | 5,281 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $284,000 | 4,352 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $205,000 | 4,967 |
| Total noninterest expense | $3,356,000 | 4,097 |
| Salaries and employee benefits | $1,941,000 | 3,835 |
| Premises and equipment expense | $377,000 | 4,849 |
| Additional noninterest expense | $1,038,000 | 4,051 |
| Pre-tax net operating income | $2,767,000 | 2,664 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $1,088,000 | 2,084 |
| Income before extraordinary items | $1,679,000 | 3,215 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,679,000 | 3,214 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-356,000 | 9,327 |
| Cash dividends | $781,000 | 2,695 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,679,000 | 3,110 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $9,609,000 | 3,428 |
| Total interest expense | $4,314,000 | 3,578 |
| Net interest income | $5,295,000 | 3,281 |
| Provision for loan and lease losses | $640,000 | 1,801 |
| Total noninterest income | $460,000 | 5,292 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $258,000 | 4,566 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $202,000 | 4,912 |
| Total noninterest expense | $3,286,000 | 4,034 |
| Salaries and employee benefits | $1,779,000 | 3,954 |
| Premises and equipment expense | $563,000 | 3,547 |
| Additional noninterest expense | $944,000 | 4,258 |
| Pre-tax net operating income | $1,829,000 | 3,391 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $744,000 | 2,558 |
| Income before extraordinary items | $1,085,000 | 4,066 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,085,000 | 4,067 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $572,000 | 1,413 |
| Cash dividends | $724,000 | 2,800 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,085,000 | 3,940 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $9,773,000 | 3,469 |
| Total interest expense | $4,256,000 | 3,791 |
| Net interest income | $5,517,000 | 3,192 |
| Provision for loan and lease losses | $326,000 | 2,684 |
| Total noninterest income | $575,000 | 4,515 |
| Gross Fiduciary activities income | $0 | 1,332 |
| Service charges on deposit accounts | $280,000 | 4,245 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $295,000 | 3,960 |
| Total noninterest expense | $3,225,000 | 3,980 |
| Salaries and employee benefits | $1,809,000 | 3,760 |
| Premises and equipment expense | $605,000 | 3,251 |
| Additional noninterest expense | $811,000 | 4,690 |
| Pre-tax net operating income | $2,541,000 | 2,723 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $1,056,000 | 2,025 |
| Income before extraordinary items | $1,485,000 | 3,289 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,485,000 | 3,288 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,551 |
| Cash dividends | $720,000 | 2,857 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,485,000 | 3,279 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $8,744,000 | 3,614 |
| Total interest expense | $3,724,000 | 3,816 |
| Net interest income | $5,020,000 | 3,446 |
| Provision for loan and lease losses | $264,000 | 2,955 |
| Total noninterest income | $480,000 | 5,076 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $246,000 | 4,569 |
| Trading account gains and fees | $0 | 173 |
| Additional Noninterest Income | $234,000 | 4,581 |
| Total noninterest expense | $3,194,000 | 4,004 |
| Salaries and employee benefits | $1,717,000 | 3,888 |
| Premises and equipment expense | $673,000 | 2,960 |
| Additional noninterest expense | $804,000 | 4,772 |
| Pre-tax net operating income | $2,042,000 | 3,296 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $831,000 | 2,561 |
| Income before extraordinary items | $1,211,000 | 3,850 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,211,000 | 3,851 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $211,000 | 2,317 |
| Cash dividends | $387,000 | 4,044 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,211,000 | 3,812 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $8,148,000 | 3,871 |
| Total interest expense | $3,507,000 | 4,124 |
| Net interest income | $4,641,000 | 3,645 |
| Provision for loan and lease losses | $102,000 | 5,052 |
| Total noninterest income | $324,000 | 6,264 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $184,000 | 5,372 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $140,000 | 5,861 |
| Total noninterest expense | $2,874,000 | 4,275 |
| Salaries and employee benefits | $1,317,000 | 4,710 |
| Premises and equipment expense | $553,000 | 3,415 |
| Additional noninterest expense | $1,004,000 | 3,949 |
| Pre-tax net operating income | $1,989,000 | 3,358 |
| Securities gains (losses) | $45,000 | 1,821 |
| Applicable income taxes | $721,000 | 2,961 |
| Income before extraordinary items | $1,313,000 | 3,656 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,313,000 | 3,655 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 3,872 |
| Cash dividends | $648,000 | 2,993 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,283,750 | 3,644 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $7,927,000 | 4,007 |
| Total interest expense | $3,356,000 | 4,272 |
| Net interest income | $4,571,000 | 3,778 |
| Provision for loan and lease losses | $102,000 | 5,114 |
| Total noninterest income | $424,000 | 5,532 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $194,000 | 5,433 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $230,000 | 4,605 |
| Total noninterest expense | $2,424,000 | 4,898 |
| Salaries and employee benefits | $1,263,000 | 4,885 |
| Premises and equipment expense | $334,000 | 5,078 |
| Additional noninterest expense | $827,000 | 4,607 |
| Pre-tax net operating income | $2,469,000 | 2,945 |
| Securities gains (losses) | $25,000 | 1,745 |
| Applicable income taxes | $878,000 | 2,721 |
| Income before extraordinary items | $1,616,000 | 3,133 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,616,000 | 3,133 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 4,456 |
| Cash dividends | $612,000 | 3,023 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,599,750 | 3,105 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $7,676,000 | 4,192 |
| Total interest expense | $3,273,000 | 4,436 |
| Net interest income | $4,403,000 | 3,960 |
| Provision for loan and lease losses | $90,000 | 5,326 |
| Total noninterest income | $384,000 | 6,090 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $152,000 | 6,431 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $232,000 | 4,751 |
| Total noninterest expense | $2,229,000 | 5,482 |
| Salaries and employee benefits | $1,271,000 | 4,944 |
| Premises and equipment expense | $344,000 | 5,065 |
| Additional noninterest expense | $614,000 | 6,270 |
| Pre-tax net operating income | $2,468,000 | 2,798 |
| Securities gains (losses) | $-17,000 | 10,550 |
| Applicable income taxes | $950,000 | 2,468 |
| Income before extraordinary items | $1,501,000 | 3,189 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,501,000 | 3,188 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $69,000 | 4,674 |
| Cash dividends | $676,000 | 2,815 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,511,880 | 3,128 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $6,913,000 | 4,609 |
| Total interest expense | $2,741,000 | 5,156 |
| Net interest income | $4,172,000 | 4,164 |
| Provision for loan and lease losses | $90,000 | 4,814 |
| Total noninterest income | $233,000 | 7,951 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $132,000 | 7,047 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $101,000 | 7,205 |
| Total noninterest expense | $2,183,000 | 5,593 |
| Salaries and employee benefits | $1,145,000 | 5,430 |
| Premises and equipment expense | $288,000 | 5,805 |
| Additional noninterest expense | $750,000 | 5,526 |
| Pre-tax net operating income | $2,132,000 | 3,298 |
| Securities gains (losses) | $19,000 | 1,949 |
| Applicable income taxes | $793,000 | 2,893 |
| Income before extraordinary items | $1,358,000 | 3,543 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,358,000 | 3,541 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $46,000 | 5,295 |
| Cash dividends | $536,000 | 3,180 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,345,840 | 3,546 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $5,963,000 | 4,890 |
| Total interest expense | $2,227,000 | 5,113 |
| Net interest income | $3,736,000 | 4,657 |
| Provision for loan and lease losses | $15,000 | 8,073 |
| Total noninterest income | $212,000 | 8,534 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $120,000 | 7,593 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $92,000 | 7,774 |
| Total noninterest expense | $2,084,000 | 5,998 |
| Salaries and employee benefits | $1,057,000 | 5,819 |
| Premises and equipment expense | $282,000 | 5,977 |
| Additional noninterest expense | $745,000 | 6,025 |
| Pre-tax net operating income | $1,849,000 | 3,661 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $668,000 | 3,201 |
| Income before extraordinary items | $1,181,000 | 3,917 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,181,000 | 3,922 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,569 |
| Cash dividends | $322,000 | 4,281 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,181,000 | 3,959 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $5,564,000 | 5,281 |
| Total interest expense | $2,381,000 | 5,023 |
| Net interest income | $3,183,000 | 5,385 |
| Provision for loan and lease losses | $120,000 | 5,200 |
| Total noninterest income | $223,000 | 8,807 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $115,000 | 7,974 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $108,000 | 7,642 |
| Total noninterest expense | $1,946,000 | 6,478 |
| Salaries and employee benefits | $977,000 | 6,261 |
| Premises and equipment expense | $219,000 | 7,307 |
| Additional noninterest expense | $750,000 | 6,243 |
| Pre-tax net operating income | $1,340,000 | 4,758 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $518,000 | 4,059 |
| Income before extraordinary items | $822,000 | 5,453 |
| Extraordinary gains, net | $200,000 | 1,014 |
| Net income | $1,022,000 | 4,751 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 5,012 |
| Cash dividends | $334,000 | 4,113 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $822,000 | 5,210 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $6,076,000 | 5,423 |
| Total interest expense | $2,839,000 | 5,406 |
| Net interest income | $3,237,000 | 5,358 |
| Provision for loan and lease losses | $507,000 | 2,965 |
| Total noninterest income | $205,000 | 9,315 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $115,000 | 8,077 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $90,000 | 8,441 |
| Total noninterest expense | $1,956,000 | 6,491 |
| Salaries and employee benefits | $1,037,000 | 5,835 |
| Premises and equipment expense | $225,000 | 7,284 |
| Additional noninterest expense | $694,000 | 6,787 |
| Pre-tax net operating income | $979,000 | 5,716 |
| Securities gains (losses) | $1,000 | 7,986 |
| Applicable income taxes | $295,000 | 5,996 |
| Income before extraordinary items | $685,000 | 6,017 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $685,000 | 6,090 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $674,000 | 2,030 |
| Cash dividends | $356,000 | 3,604 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $684,300 | 5,678 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.