Home > Traders Bank > Assets and Liabilities
Traders Bank, Assets and Liabilities
| 2011-03-31 | Rank | |
| # of Employees: | 49 | 3,050 |
| Assets and Liabilities | ||
| Total Assets: | $158,620,000 | 3,739 |
| Cash and due from depository institutions | $5,330,000 | 3,050 |
| Interest-bearing balances | $2,519,000 | 4,927 |
| Securities | $37,516,000 | 3,113 |
| Federal funds sold & reverse repurchase agreements | $4,388,000 | 1,714 |
| Net loans & leases | $94,610,000 | 3,791 |
| Loan loss allowance | $2,311,000 | 2,920 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $4,220,000 | 2,714 |
| Other real estate owned | $806,000 | 3,050 |
| Goodwill and other intangibles | $8,010,000 | 576 |
| All other assets | $3,740,000 | 3,768 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $158,620,000 | 3,739 |
| Total liabilities | $133,804,000 | 3,903 |
| Total deposits | $133,428,000 | 3,730 |
| Interest-bearing deposits | $104,655,000 | 3,952 |
| Deposits held in domestic offices | $133,428,000 | 3,728 |
| % insured | 98.26% | 663 |
| Federal funds purchased & repurchase agreements | $0 | 2,341 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 4,815 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $376,000 | 5,030 |
| Total equity capital | $24,816,000 | 2,587 |
| Total bank equity capital | $24,816,000 | 2,586 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $900,000 | 2,801 |
| Surplus | $17,314,000 | 1,765 |
| Undivided profits | $6,602,000 | 3,653 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $3,655,000 | 2,657 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $502,000 | 4,863 |
| Earning assets | $139,033,000 | 3,850 |
| Long-term assets (5+ years) | $34,006,000 | 3,314 |
| Average Assets, year-to-date | $158,334,500 | 3,734 |
| Average Assets, quarterly | $158,334,500 | 3,734 |
| Volatile liabilities | $878,000 | 6,677 |
| Insider loans | $2,923,000 | 2,153 |
| FHLB advances | $0 | 4,390 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $14,097,000 | 3,241 |
| Tier 1 (core) risk-based capital | $15,910,000 | 3,650 |
| Tier 2 risk-based capital | $1,153,000 | 3,786 |
| Total risk weighted assets | $91,387,000 | 4,066 |
| Total unused commitments | $14,097,000 | 3,242 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 49 | 3,076 |
| Assets and Liabilities | ||
| Total Assets: | $158,049,000 | 3,764 |
| Cash and due from depository institutions | $4,594,000 | 3,076 |
| Interest-bearing balances | $2,610,000 | 4,709 |
| Securities | $33,708,000 | 3,235 |
| Federal funds sold & reverse repurchase agreements | $6,401,000 | 1,177 |
| Net loans & leases | $96,208,000 | 3,837 |
| Loan loss allowance | $2,249,000 | 2,975 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $4,301,000 | 2,699 |
| Other real estate owned | $1,011,000 | 3,076 |
| Goodwill and other intangibles | $8,061,000 | 573 |
| All other assets | $3,765,000 | 3,828 |
| Life insurance assets | $0 | 3,769 |
| Total liabilities and capital | $158,049,000 | 3,764 |
| Total liabilities | $133,431,000 | 3,925 |
| Total deposits | $133,199,000 | 3,740 |
| Interest-bearing deposits | $105,906,000 | 3,903 |
| Deposits held in domestic offices | $133,199,000 | 3,738 |
| % insured | 97.86% | 752 |
| Federal funds purchased & repurchase agreements | $0 | 2,549 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 4,983 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $232,000 | 5,943 |
| Total equity capital | $24,618,000 | 2,593 |
| Total bank equity capital | $24,618,000 | 2,592 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $900,000 | 2,843 |
| Surplus | $17,314,000 | 1,771 |
| Undivided profits | $6,404,000 | 3,703 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $2,487,000 | 3,266 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $491,000 | 5,051 |
| Earning assets | $138,927,000 | 3,862 |
| Long-term assets (5+ years) | $29,806,000 | 3,510 |
| Average Assets, year-to-date | $157,410,800 | 3,749 |
| Average Assets, quarterly | $156,947,500 | 3,778 |
| Volatile liabilities | $14,341,000 | 5,390 |
| Insider loans | $3,741,000 | 1,810 |
| FHLB advances | $0 | 4,551 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $14,453,000 | 3,158 |
| Tier 1 (core) risk-based capital | $15,868,000 | 3,668 |
| Tier 2 risk-based capital | $1,178,000 | 3,768 |
| Total risk weighted assets | $92,862,000 | 4,081 |
| Total unused commitments | $14,453,000 | 3,159 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 49 | 3,097 |
| Assets and Liabilities | ||
| Total Assets: | $155,846,000 | 3,858 |
| Cash and due from depository institutions | $5,413,000 | 3,097 |
| Interest-bearing balances | $2,388,000 | 4,766 |
| Securities | $28,972,000 | 3,558 |
| Federal funds sold & reverse repurchase agreements | $6,469,000 | 1,208 |
| Net loans & leases | $97,780,000 | 3,867 |
| Loan loss allowance | $2,232,000 | 3,018 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $4,387,000 | 2,696 |
| Other real estate owned | $1,046,000 | 3,097 |
| Goodwill and other intangibles | $8,111,000 | 569 |
| All other assets | $3,668,000 | 3,953 |
| Life insurance assets | $0 | 3,793 |
| Total liabilities and capital | $155,846,000 | 3,858 |
| Total liabilities | $130,539,000 | 4,027 |
| Total deposits | $130,249,000 | 3,836 |
| Interest-bearing deposits | $103,479,000 | 4,024 |
| Deposits held in domestic offices | $130,249,000 | 3,834 |
| % insured | 98.68% | 360 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $0 | 5,105 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $290,000 | 6,043 |
| Total equity capital | $25,307,000 | 2,616 |
| Total bank equity capital | $25,307,000 | 2,614 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $900,000 | 2,901 |
| Surplus | $17,314,000 | 1,767 |
| Undivided profits | $7,093,000 | 3,685 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $3,204,000 | 2,935 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $524,000 | 5,092 |
| Earning assets | $135,609,000 | 3,987 |
| Long-term assets (5+ years) | $25,214,000 | 3,767 |
| Average Assets, year-to-date | $157,251,250 | 3,811 |
| Average Assets, quarterly | $155,760,500 | 3,843 |
| Volatile liabilities | $13,957,000 | 5,554 |
| Insider loans | $3,101,000 | 2,117 |
| FHLB advances | $0 | 4,672 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $15,467,000 | 3,103 |
| Tier 1 (core) risk-based capital | $16,273,000 | 3,640 |
| Tier 2 risk-based capital | $1,201,000 | 3,805 |
| Total risk weighted assets | $95,025,000 | 4,092 |
| Total unused commitments | $15,467,000 | 3,106 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 49 | 3,118 |
| Assets and Liabilities | ||
| Total Assets: | $155,675,000 | 3,870 |
| Cash and due from depository institutions | $2,932,000 | 3,118 |
| Interest-bearing balances | $258,000 | 6,185 |
| Securities | $28,160,000 | 3,620 |
| Federal funds sold & reverse repurchase agreements | $9,544,000 | 815 |
| Net loans & leases | $96,914,000 | 3,934 |
| Loan loss allowance | $2,146,000 | 3,066 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $4,452,000 | 2,688 |
| Other real estate owned | $1,090,000 | 3,118 |
| Goodwill and other intangibles | $8,162,000 | 569 |
| All other assets | $4,421,000 | 3,578 |
| Life insurance assets | $0 | 3,801 |
| Total liabilities and capital | $155,675,000 | 3,870 |
| Total liabilities | $130,562,000 | 4,043 |
| Total deposits | $130,136,000 | 3,842 |
| Interest-bearing deposits | $103,240,000 | 4,049 |
| Deposits held in domestic offices | $130,136,000 | 3,841 |
| % insured | 98.39% | 485 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $0 | 5,212 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $426,000 | 5,217 |
| Total equity capital | $25,113,000 | 2,607 |
| Total bank equity capital | $25,113,000 | 2,606 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $900,000 | 2,933 |
| Surplus | $17,314,000 | 1,768 |
| Undivided profits | $6,899,000 | 3,701 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $3,227,000 | 2,938 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $543,000 | 4,960 |
| Earning assets | $134,876,000 | 4,021 |
| Long-term assets (5+ years) | $24,438,000 | 3,795 |
| Average Assets, year-to-date | $157,719,670 | 3,833 |
| Average Assets, quarterly | $157,468,500 | 3,835 |
| Volatile liabilities | $13,724,000 | 5,638 |
| Insider loans | $2,585,000 | 2,485 |
| FHLB advances | $0 | 4,785 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $16,599,000 | 2,985 |
| Tier 1 (core) risk-based capital | $15,386,000 | 3,779 |
| Tier 2 risk-based capital | $1,206,000 | 3,809 |
| Total risk weighted assets | $95,567,000 | 4,119 |
| Total unused commitments | $16,599,000 | 2,990 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 51 | 3,058 |
| Assets and Liabilities | ||
| Total Assets: | $159,262,000 | 3,867 |
| Cash and due from depository institutions | $3,171,000 | 3,058 |
| Interest-bearing balances | $182,000 | 6,355 |
| Securities | $44,243,000 | 2,655 |
| Federal funds sold & reverse repurchase agreements | $2,457,000 | 2,705 |
| Net loans & leases | $91,669,000 | 4,143 |
| Loan loss allowance | $2,107,000 | 3,126 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $4,473,000 | 2,712 |
| Other real estate owned | $1,126,000 | 3,058 |
| Goodwill and other intangibles | $8,216,000 | 584 |
| All other assets | $3,907,000 | 3,933 |
| Life insurance assets | $0 | 3,823 |
| Total liabilities and capital | $159,262,000 | 3,867 |
| Total liabilities | $134,590,000 | 4,011 |
| Total deposits | $134,272,000 | 3,804 |
| Interest-bearing deposits | $106,710,000 | 4,008 |
| Deposits held in domestic offices | $134,272,000 | 3,802 |
| % insured | 97.73% | 696 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $0 | 5,317 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $318,000 | 5,760 |
| Total equity capital | $24,672,000 | 2,668 |
| Total bank equity capital | $24,672,000 | 2,666 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $900,000 | 2,988 |
| Surplus | $17,314,000 | 1,803 |
| Undivided profits | $6,458,000 | 3,799 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $3,213,000 | 3,014 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $592,000 | 4,796 |
| Earning assets | $138,551,000 | 4,004 |
| Long-term assets (5+ years) | $30,701,000 | 3,375 |
| Average Assets, year-to-date | $158,742,000 | 3,868 |
| Average Assets, quarterly | $158,742,000 | 3,868 |
| Volatile liabilities | $14,708,000 | 5,566 |
| Insider loans | $2,913,000 | 2,341 |
| FHLB advances | $0 | 4,906 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $18,228,000 | 2,932 |
| Tier 1 (core) risk-based capital | $15,119,000 | 3,859 |
| Tier 2 risk-based capital | $1,158,000 | 3,953 |
| Total risk weighted assets | $91,690,000 | 4,305 |
| Total unused commitments | $18,228,000 | 2,937 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 53 | 3,005 |
| Assets and Liabilities | ||
| Total Assets: | $158,222,000 | 3,890 |
| Cash and due from depository institutions | $4,787,000 | 3,005 |
| Interest-bearing balances | $85,000 | 6,573 |
| Securities | $37,559,000 | 2,993 |
| Federal funds sold & reverse repurchase agreements | $3,887,000 | 1,991 |
| Net loans & leases | $95,016,000 | 4,095 |
| Loan loss allowance | $2,041,000 | 3,177 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $4,611,000 | 2,689 |
| Other real estate owned | $105,000 | 3,005 |
| Goodwill and other intangibles | $8,279,000 | 587 |
| All other assets | $3,978,000 | 3,952 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $158,222,000 | 3,890 |
| Total liabilities | $133,789,000 | 4,046 |
| Total deposits | $133,477,000 | 3,818 |
| Interest-bearing deposits | $107,361,000 | 3,981 |
| Deposits held in domestic offices | $133,477,000 | 3,817 |
| % insured | 97.92% | 634 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $0 | 5,407 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $312,000 | 5,831 |
| Total equity capital | $24,433,000 | 2,664 |
| Total bank equity capital | $24,433,000 | 2,662 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $900,000 | 3,030 |
| Surplus | $17,314,000 | 1,803 |
| Undivided profits | $6,219,000 | 3,848 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $3,784,000 | 2,743 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $559,000 | 5,091 |
| Earning assets | $136,547,000 | 4,039 |
| Long-term assets (5+ years) | $17,692,000 | 4,395 |
| Average Assets, year-to-date | $166,102,800 | 3,671 |
| Average Assets, quarterly | $161,215,500 | 3,819 |
| Volatile liabilities | $15,262,000 | 5,499 |
| Insider loans | $1,753,000 | 3,289 |
| FHLB advances | $0 | 5,026 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $14,848,000 | 3,338 |
| Tier 1 (core) risk-based capital | $14,356,000 | 3,995 |
| Tier 2 risk-based capital | $1,178,000 | 3,908 |
| Total risk weighted assets | $93,395,000 | 4,294 |
| Total unused commitments | $14,848,000 | 3,340 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 53 | 3,036 |
| Assets and Liabilities | ||
| Total Assets: | $164,209,000 | 3,780 |
| Cash and due from depository institutions | $3,888,000 | 3,036 |
| Interest-bearing balances | $453,000 | 5,580 |
| Securities | $36,986,000 | 3,029 |
| Federal funds sold & reverse repurchase agreements | $1,299,000 | 3,393 |
| Net loans & leases | $99,595,000 | 3,988 |
| Loan loss allowance | $2,273,000 | 2,851 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $4,641,000 | 2,699 |
| Other real estate owned | $595,000 | 3,036 |
| Goodwill and other intangibles | $14,133,000 | 448 |
| All other assets | $3,072,000 | 4,173 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $164,209,000 | 3,780 |
| Total liabilities | $133,623,000 | 4,042 |
| Total deposits | $132,987,000 | 3,814 |
| Interest-bearing deposits | $107,806,000 | 3,957 |
| Deposits held in domestic offices | $132,987,000 | 3,813 |
| % insured | 98.37% | 614 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $0 | 5,525 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $636,000 | 4,804 |
| Total equity capital | $30,586,000 | 2,249 |
| Total bank equity capital | $30,586,000 | 2,248 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $900,000 | 3,072 |
| Surplus | $17,314,000 | 1,800 |
| Undivided profits | $12,372,000 | 2,614 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $2,800,000 | 3,217 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $702,000 | 4,648 |
| Earning assets | $138,333,000 | 4,025 |
| Long-term assets (5+ years) | $20,645,000 | 4,113 |
| Average Assets, year-to-date | $168,073,000 | 3,662 |
| Average Assets, quarterly | $165,627,000 | 3,740 |
| Volatile liabilities | $15,004,000 | 5,595 |
| Insider loans | $2,006,000 | 3,077 |
| FHLB advances | $0 | 5,137 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $18,810,000 | 2,967 |
| Tier 1 (core) risk-based capital | $15,091,000 | 3,942 |
| Tier 2 risk-based capital | $1,210,000 | 3,840 |
| Total risk weighted assets | $95,748,000 | 4,255 |
| Total unused commitments | $18,810,000 | 2,968 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 51 | 3,178 |
| Assets and Liabilities | ||
| Total Assets: | $167,045,000 | 3,739 |
| Cash and due from depository institutions | $4,073,000 | 3,178 |
| Interest-bearing balances | $313,000 | 5,645 |
| Securities | $40,531,000 | 2,765 |
| Federal funds sold & reverse repurchase agreements | $3,009,000 | 2,677 |
| Net loans & leases | $96,632,000 | 4,089 |
| Loan loss allowance | $2,312,000 | 2,735 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $4,721,000 | 2,688 |
| Other real estate owned | $595,000 | 3,178 |
| Goodwill and other intangibles | $14,195,000 | 465 |
| All other assets | $3,289,000 | 4,018 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $167,045,000 | 3,739 |
| Total liabilities | $136,783,000 | 3,991 |
| Total deposits | $135,041,000 | 3,761 |
| Interest-bearing deposits | $109,148,000 | 3,936 |
| Deposits held in domestic offices | $135,041,000 | 3,759 |
| % insured | 93.88% | 364 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $0 | 5,613 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $1,742,000 | 2,625 |
| Total equity capital | $30,262,000 | 2,245 |
| Total bank equity capital | $30,262,000 | 2,244 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $900,000 | 3,111 |
| Surplus | $17,314,000 | 1,802 |
| Undivided profits | $12,048,000 | 2,609 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $2,860,000 | 3,083 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $655,000 | 4,743 |
| Earning assets | $140,485,000 | 3,975 |
| Long-term assets (5+ years) | $21,995,000 | 3,945 |
| Average Assets, year-to-date | $169,361,000 | 3,659 |
| Average Assets, quarterly | $168,937,000 | 3,693 |
| Volatile liabilities | $15,836,000 | 5,460 |
| Insider loans | $2,342,000 | 2,841 |
| FHLB advances | $0 | 5,202 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $21,292,000 | 2,830 |
| Tier 1 (core) risk-based capital | $14,942,000 | 3,996 |
| Tier 2 risk-based capital | $1,188,000 | 3,847 |
| Total risk weighted assets | $93,908,000 | 4,328 |
| Total unused commitments | $21,292,000 | 2,833 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 45 | 3,537 |
| Assets and Liabilities | ||
| Total Assets: | $170,829,000 | 3,667 |
| Cash and due from depository institutions | $4,503,000 | 3,537 |
| Interest-bearing balances | $268,000 | 5,417 |
| Securities | $33,470,000 | 3,207 |
| Federal funds sold & reverse repurchase agreements | $11,057,000 | 1,099 |
| Net loans & leases | $98,608,000 | 4,038 |
| Loan loss allowance | $2,323,000 | 2,655 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $4,790,000 | 2,680 |
| Other real estate owned | $656,000 | 3,537 |
| Goodwill and other intangibles | $14,262,000 | 480 |
| All other assets | $3,483,000 | 3,903 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $170,829,000 | 3,667 |
| Total liabilities | $140,457,000 | 3,919 |
| Total deposits | $138,744,000 | 3,674 |
| Interest-bearing deposits | $111,400,000 | 3,860 |
| Deposits held in domestic offices | $138,744,000 | 3,672 |
| % insured | 92.77% | 509 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $0 | 5,670 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $1,713,000 | 2,587 |
| Total equity capital | $30,372,000 | 2,260 |
| Total bank equity capital | $30,372,000 | 2,258 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $900,000 | 3,133 |
| Surplus | $17,314,000 | 1,779 |
| Undivided profits | $12,158,000 | 2,635 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $3,585,000 | 2,625 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $686,000 | 4,612 |
| Earning assets | $143,403,000 | 3,913 |
| Long-term assets (5+ years) | $23,963,000 | 3,746 |
| Average Assets, year-to-date | $170,519,000 | 3,641 |
| Average Assets, quarterly | $170,519,000 | 3,641 |
| Volatile liabilities | $16,755,000 | 5,370 |
| Insider loans | $2,912,000 | 2,456 |
| FHLB advances | $0 | 5,264 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $15,407,000 | 3,584 |
| Tier 1 (core) risk-based capital | $14,833,000 | 4,048 |
| Tier 2 risk-based capital | $1,224,000 | 3,756 |
| Total risk weighted assets | $96,839,000 | 4,246 |
| Total unused commitments | $15,407,000 | 3,585 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 45 | 3,564 |
| Assets and Liabilities | ||
| Total Assets: | $170,209,000 | 3,663 |
| Cash and due from depository institutions | $2,758,000 | 3,564 |
| Interest-bearing balances | $297,000 | 4,768 |
| Securities | $38,955,000 | 2,841 |
| Federal funds sold & reverse repurchase agreements | $4,383,000 | 2,069 |
| Net loans & leases | $100,411,000 | 4,013 |
| Loan loss allowance | $2,340,000 | 2,580 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $4,857,000 | 2,659 |
| Other real estate owned | $813,000 | 3,564 |
| Goodwill and other intangibles | $14,158,000 | 496 |
| All other assets | $3,874,000 | 3,694 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $170,209,000 | 3,663 |
| Total liabilities | $140,011,000 | 3,887 |
| Total deposits | $138,288,000 | 3,631 |
| Interest-bearing deposits | $114,928,000 | 3,712 |
| Deposits held in domestic offices | $138,288,000 | 3,629 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $0 | 5,839 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $1,723,000 | 2,563 |
| Total equity capital | $30,198,000 | 2,248 |
| Total bank equity capital | $30,198,000 | 2,248 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $900,000 | 3,155 |
| Surplus | $17,314,000 | 1,746 |
| Undivided profits | $11,984,000 | 2,634 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,971,000 | 2,623 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $843,000 | 4,213 |
| Earning assets | $144,046,000 | 3,874 |
| Long-term assets (5+ years) | $28,828,000 | 3,327 |
| Average Assets, year-to-date | $172,672,800 | 3,509 |
| Average Assets, quarterly | $173,559,000 | 3,575 |
| Volatile liabilities | $16,468,000 | 5,355 |
| Insider loans | $3,840,000 | 2,012 |
| FHLB advances | $0 | 5,445 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $12,210,000 | 4,067 |
| Tier 1 (core) risk-based capital | $14,357,000 | 4,138 |
| Tier 2 risk-based capital | $1,227,000 | 3,735 |
| Total risk weighted assets | $96,957,000 | 4,256 |
| Total unused commitments | $12,210,000 | 4,070 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 31 | 4,697 |
| Assets and Liabilities | ||
| Total Assets: | $110,940,000 | 4,857 |
| Cash and due from depository institutions | $3,004,000 | 4,697 |
| Interest-bearing balances | $433,000 | 3,814 |
| Securities | $35,056,000 | 3,029 |
| Federal funds sold & reverse repurchase agreements | $9,497,000 | 1,299 |
| Net loans & leases | $48,373,000 | 5,886 |
| Loan loss allowance | $2,083,000 | 2,637 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $2,631,000 | 3,986 |
| Other real estate owned | $545,000 | 4,697 |
| Goodwill and other intangibles | $8,562,000 | 697 |
| All other assets | $3,272,000 | 4,141 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $110,940,000 | 4,857 |
| Total liabilities | $92,842,000 | 4,994 |
| Total deposits | $91,889,000 | 4,751 |
| Interest-bearing deposits | $74,180,000 | 4,901 |
| Deposits held in domestic offices | $91,889,000 | 4,747 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $0 | 5,843 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $953,000 | 3,952 |
| Total equity capital | $18,098,000 | 3,556 |
| Total bank equity capital | $18,098,000 | 3,556 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $900,000 | 3,186 |
| Surplus | $17,240,000 | 1,727 |
| Undivided profits | $-42,000 | 7,204 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $749,000 | 4,575 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $561,000 | 5,578 |
| Earning assets | $93,359,000 | 5,086 |
| Long-term assets (5+ years) | $30,099,000 | 3,209 |
| Average Assets, year-to-date | $109,446,500 | 4,809 |
| Average Assets, quarterly | $112,325,000 | 4,794 |
| Volatile liabilities | $10,394,000 | 6,220 |
| Insider loans | $1,871,000 | 3,284 |
| FHLB advances | $0 | 5,438 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $9,564,000 | 4,754 |
| Tier 1 (core) risk-based capital | $8,219,000 | 5,974 |
| Tier 2 risk-based capital | $674,000 | 5,178 |
| Total risk weighted assets | $52,480,000 | 5,874 |
| Total unused commitments | $9,564,000 | 4,758 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 39 | 4,064 |
| Assets and Liabilities | ||
| Total Assets: | $113,710,000 | 4,756 |
| Cash and due from depository institutions | $4,853,000 | 4,064 |
| Interest-bearing balances | $374,000 | 3,829 |
| Securities | $37,311,000 | 2,933 |
| Federal funds sold & reverse repurchase agreements | $6,339,000 | 1,847 |
| Net loans & leases | $50,023,000 | 5,793 |
| Loan loss allowance | $1,839,000 | 2,837 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $2,588,000 | 4,034 |
| Other real estate owned | $490,000 | 4,064 |
| Goodwill and other intangibles | $8,606,000 | 709 |
| All other assets | $3,500,000 | 3,936 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $113,710,000 | 4,756 |
| Total liabilities | $95,928,000 | 4,914 |
| Total deposits | $94,750,000 | 4,680 |
| Interest-bearing deposits | $76,619,000 | 4,812 |
| Deposits held in domestic offices | $94,750,000 | 4,676 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $0 | 5,770 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $1,178,000 | 3,441 |
| Total equity capital | $17,782,000 | 3,635 |
| Total bank equity capital | $17,782,000 | 3,635 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $900,000 | 3,212 |
| Surplus | $17,240,000 | 1,706 |
| Undivided profits | $-358,000 | 7,461 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $988,000 | 3,855 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $601,000 | 5,329 |
| Earning assets | $94,047,000 | 5,069 |
| Long-term assets (5+ years) | $29,459,000 | 3,223 |
| Average Assets, year-to-date | $108,948,670 | 4,834 |
| Average Assets, quarterly | $110,762,000 | 4,821 |
| Volatile liabilities | $9,964,000 | 6,314 |
| Insider loans | $2,682,000 | 2,606 |
| FHLB advances | $0 | 5,355 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $9,242,000 | 4,908 |
| Tier 1 (core) risk-based capital | $9,673,000 | 5,509 |
| Tier 2 risk-based capital | $706,000 | 5,034 |
| Total risk weighted assets | $55,316,000 | 5,750 |
| Total unused commitments | $9,242,000 | 4,908 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 51 | 3,289 |
| Assets and Liabilities | ||
| Total Assets: | $107,814,000 | 4,930 |
| Cash and due from depository institutions | $3,776,000 | 3,289 |
| Interest-bearing balances | $411,000 | 3,817 |
| Securities | $39,756,000 | 2,787 |
| Federal funds sold & reverse repurchase agreements | $5,554,000 | 2,971 |
| Net loans & leases | $52,251,000 | 5,642 |
| Loan loss allowance | $1,838,000 | 2,773 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $2,855,000 | 3,797 |
| Other real estate owned | $490,000 | 3,289 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $3,132,000 | 4,118 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $107,815,000 | 4,930 |
| Total liabilities | $95,267,000 | 4,939 |
| Total deposits | $94,641,000 | 4,688 |
| Interest-bearing deposits | $77,868,000 | 4,791 |
| Deposits held in domestic offices | $94,641,000 | 4,685 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $0 | 5,604 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $626,000 | 5,136 |
| Total equity capital | $12,548,000 | 4,823 |
| Total bank equity capital | $12,548,000 | 4,823 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $900,000 | 3,227 |
| Surplus | $450,000 | 7,324 |
| Undivided profits | $11,198,000 | 2,942 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $970,000 | 3,712 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $735,000 | 4,711 |
| Earning assets | $97,972,000 | 4,976 |
| Long-term assets (5+ years) | $32,848,000 | 2,926 |
| Average Assets, year-to-date | $106,568,000 | 4,907 |
| Average Assets, quarterly | $106,568,000 | 4,907 |
| Volatile liabilities | $11,118,000 | 6,070 |
| Insider loans | $4,928,000 | 1,585 |
| FHLB advances | $0 | 5,198 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $10,061,000 | 4,793 |
| Tier 1 (core) risk-based capital | $12,218,000 | 4,739 |
| Tier 2 risk-based capital | $716,000 | 4,973 |
| Total risk weighted assets | $58,393,000 | 5,566 |
| Total unused commitments | $10,061,000 | 4,797 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 53 | 3,206 |
| Assets and Liabilities | ||
| Total Assets: | $105,322,000 | 4,944 |
| Cash and due from depository institutions | $3,174,000 | 3,206 |
| Interest-bearing balances | $420,000 | 3,339 |
| Securities | $35,348,000 | 3,053 |
| Federal funds sold & reverse repurchase agreements | $6,518,000 | 2,048 |
| Net loans & leases | $53,630,000 | 5,574 |
| Loan loss allowance | $2,191,000 | 2,375 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $2,913,000 | 3,738 |
| Other real estate owned | $504,000 | 3,206 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $3,235,000 | 4,076 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $105,321,000 | 4,944 |
| Total liabilities | $92,914,000 | 4,941 |
| Total deposits | $92,305,000 | 4,710 |
| Interest-bearing deposits | $75,033,000 | 4,851 |
| Deposits held in domestic offices | $92,305,000 | 4,708 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,553 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $609,000 | 5,207 |
| Total equity capital | $12,407,000 | 4,798 |
| Total bank equity capital | $12,407,000 | 4,798 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $900,000 | 3,231 |
| Surplus | $450,000 | 7,353 |
| Undivided profits | $11,057,000 | 2,938 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,346,000 | 2,825 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $677,000 | 5,201 |
| Earning assets | $95,916,000 | 4,960 |
| Long-term assets (5+ years) | $22,588,000 | 3,428 |
| Average Assets, year-to-date | $105,201,000 | 4,806 |
| Average Assets, quarterly | $105,674,500 | 4,881 |
| Volatile liabilities | $9,559,000 | 6,328 |
| Insider loans | $5,560,000 | 1,383 |
| FHLB advances | $0 | 5,108 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $7,323,000 | 5,367 |
| Tier 1 (core) risk-based capital | $12,274,000 | 4,702 |
| Tier 2 risk-based capital | $744,000 | 4,862 |
| Total risk weighted assets | $58,880,000 | 5,541 |
| Total unused commitments | $7,323,000 | 5,367 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 54 | 3,127 |
| Assets and Liabilities | ||
| Total Assets: | $106,027,000 | 4,871 |
| Cash and due from depository institutions | $3,921,000 | 3,127 |
| Interest-bearing balances | $410,000 | 3,211 |
| Securities | $39,271,000 | 2,810 |
| Federal funds sold & reverse repurchase agreements | $1,710,000 | 4,371 |
| Net loans & leases | $54,052,000 | 5,531 |
| Loan loss allowance | $2,310,000 | 2,227 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $2,797,000 | 3,793 |
| Other real estate owned | $612,000 | 3,127 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $3,664,000 | 3,791 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $106,027,000 | 4,871 |
| Total liabilities | $93,780,000 | 4,885 |
| Total deposits | $93,161,000 | 4,650 |
| Interest-bearing deposits | $75,465,000 | 4,802 |
| Deposits held in domestic offices | $93,161,000 | 4,647 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $0 | 5,543 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $619,000 | 5,259 |
| Total equity capital | $12,247,000 | 4,793 |
| Total bank equity capital | $12,247,000 | 4,793 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $900,000 | 3,215 |
| Surplus | $450,000 | 7,365 |
| Undivided profits | $10,897,000 | 2,971 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,103,000 | 1,917 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $902,000 | 4,571 |
| Earning assets | $95,443,000 | 4,945 |
| Long-term assets (5+ years) | $20,371,000 | 3,515 |
| Average Assets, year-to-date | $105,170,750 | 4,804 |
| Average Assets, quarterly | $106,385,000 | 4,828 |
| Volatile liabilities | $10,057,000 | 6,233 |
| Insider loans | $6,291,000 | 1,187 |
| FHLB advances | $0 | 5,081 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $7,060,000 | 5,443 |
| Tier 1 (core) risk-based capital | $12,311,000 | 4,678 |
| Tier 2 risk-based capital | $774,000 | 4,726 |
| Total risk weighted assets | $60,441,000 | 5,428 |
| Total unused commitments | $7,060,000 | 5,444 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 54 | 3,176 |
| Assets and Liabilities | ||
| Total Assets: | $106,743,000 | 4,826 |
| Cash and due from depository institutions | $3,422,000 | 3,176 |
| Interest-bearing balances | $394,000 | 3,313 |
| Securities | $41,899,000 | 2,666 |
| Federal funds sold & reverse repurchase agreements | $6,148,000 | 2,302 |
| Net loans & leases | $48,158,000 | 5,795 |
| Loan loss allowance | $2,216,000 | 2,304 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $2,746,000 | 3,819 |
| Other real estate owned | $612,000 | 3,176 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $3,758,000 | 3,690 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $106,743,000 | 4,826 |
| Total liabilities | $94,958,000 | 4,833 |
| Total deposits | $94,318,000 | 4,599 |
| Interest-bearing deposits | $76,024,000 | 4,771 |
| Deposits held in domestic offices | $94,318,000 | 4,597 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $640,000 | 4,957 |
| Total equity capital | $11,785,000 | 4,845 |
| Total bank equity capital | $11,785,000 | 4,845 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $900,000 | 3,219 |
| Surplus | $450,000 | 7,399 |
| Undivided profits | $10,435,000 | 3,022 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,205,000 | 1,683 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $737,000 | 4,976 |
| Earning assets | $96,599,000 | 4,885 |
| Long-term assets (5+ years) | $18,988,000 | 3,581 |
| Average Assets, year-to-date | $104,885,330 | 4,846 |
| Average Assets, quarterly | $105,392,000 | 4,859 |
| Volatile liabilities | $11,685,000 | 5,914 |
| Insider loans | $6,119,000 | 1,204 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $6,436,000 | 5,641 |
| Tier 1 (core) risk-based capital | $12,196,000 | 4,697 |
| Tier 2 risk-based capital | $746,000 | 4,814 |
| Total risk weighted assets | $57,416,000 | 5,560 |
| Total unused commitments | $6,436,000 | 5,643 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 51 | 3,310 |
| Assets and Liabilities | ||
| Total Assets: | $104,041,000 | 4,941 |
| Cash and due from depository institutions | $3,516,000 | 3,310 |
| Interest-bearing balances | $388,000 | 3,400 |
| Securities | $43,629,000 | 2,579 |
| Federal funds sold & reverse repurchase agreements | $4,630,000 | 3,492 |
| Net loans & leases | $44,929,000 | 5,942 |
| Loan loss allowance | $2,212,000 | 2,299 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $2,638,000 | 3,874 |
| Other real estate owned | $612,000 | 3,310 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $4,087,000 | 3,405 |
| Life insurance assets | $149,000 | 3,831 |
| Total liabilities and capital | $104,042,000 | 4,941 |
| Total liabilities | $92,016,000 | 4,956 |
| Total deposits | $91,340,000 | 4,745 |
| Interest-bearing deposits | $73,854,000 | 4,872 |
| Deposits held in domestic offices | $91,340,000 | 4,743 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $676,000 | 4,836 |
| Total equity capital | $12,026,000 | 4,804 |
| Total bank equity capital | $12,026,000 | 4,804 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $900,000 | 3,216 |
| Surplus | $450,000 | 7,418 |
| Undivided profits | $10,676,000 | 3,016 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,386,000 | 1,440 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $882,000 | 4,247 |
| Earning assets | $93,576,000 | 5,004 |
| Long-term assets (5+ years) | $40,382,000 | 2,183 |
| Average Assets, year-to-date | $103,956,500 | 4,924 |
| Average Assets, quarterly | $103,956,500 | 4,924 |
| Volatile liabilities | $10,544,000 | 6,039 |
| Insider loans | $5,593,000 | 1,293 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $5,379,000 | 6,011 |
| Tier 1 (core) risk-based capital | $12,148,000 | 4,693 |
| Tier 2 risk-based capital | $0 | 8,546 |
| Total risk weighted assets | $53,877,000 | 5,699 |
| Total unused commitments | $5,379,000 | 6,011 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 52 | 3,257 |
| Assets and Liabilities | ||
| Total Assets: | $103,872,000 | 4,933 |
| Cash and due from depository institutions | $2,902,000 | 3,257 |
| Interest-bearing balances | $384,000 | 3,408 |
| Securities | $41,819,000 | 2,702 |
| Federal funds sold & reverse repurchase agreements | $5,410,000 | 2,720 |
| Net loans & leases | $46,397,000 | 5,833 |
| Loan loss allowance | $2,066,000 | 2,398 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $2,513,000 | 3,974 |
| Other real estate owned | $632,000 | 3,257 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $4,199,000 | 3,384 |
| Life insurance assets | $149,000 | 3,831 |
| Total liabilities and capital | $103,873,000 | 4,933 |
| Total liabilities | $92,323,000 | 4,925 |
| Total deposits | $91,167,000 | 4,701 |
| Interest-bearing deposits | $73,941,000 | 4,825 |
| Deposits held in domestic offices | $91,167,000 | 4,699 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $1,156,000 | 3,514 |
| Total equity capital | $11,550,000 | 4,897 |
| Total bank equity capital | $11,550,000 | 4,897 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $900,000 | 3,214 |
| Surplus | $450,000 | 7,436 |
| Undivided profits | $10,200,000 | 3,080 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,845,000 | 1,117 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $683,000 | 5,216 |
| Earning assets | $94,010,000 | 4,981 |
| Long-term assets (5+ years) | $23,927,000 | 3,051 |
| Average Assets, year-to-date | $104,507,800 | 4,772 |
| Average Assets, quarterly | $103,754,000 | 4,889 |
| Volatile liabilities | $8,486,000 | 6,512 |
| Insider loans | $6,485,000 | 1,086 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $5,724,000 | 5,806 |
| Tier 1 (core) risk-based capital | $12,024,000 | 4,694 |
| Tier 2 risk-based capital | $0 | 8,580 |
| Total risk weighted assets | $54,565,000 | 5,632 |
| Total unused commitments | $5,724,000 | 5,808 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 53 | 3,202 |
| Assets and Liabilities | ||
| Total Assets: | $103,636,000 | 4,912 |
| Cash and due from depository institutions | $3,260,000 | 3,202 |
| Interest-bearing balances | $367,000 | 3,428 |
| Securities | $34,380,000 | 3,184 |
| Federal funds sold & reverse repurchase agreements | $10,210,000 | 1,375 |
| Net loans & leases | $48,121,000 | 5,796 |
| Loan loss allowance | $2,045,000 | 2,431 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,464,000 | 3,966 |
| Other real estate owned | $609,000 | 3,202 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $4,592,000 | 3,211 |
| Life insurance assets | $137,000 | 3,824 |
| Total liabilities and capital | $103,636,000 | 4,912 |
| Total liabilities | $92,524,000 | 4,895 |
| Total deposits | $91,371,000 | 4,638 |
| Interest-bearing deposits | $69,432,000 | 4,960 |
| Deposits held in domestic offices | $91,371,000 | 4,635 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $1,153,000 | 3,497 |
| Total equity capital | $11,112,000 | 4,985 |
| Total bank equity capital | $11,112,000 | 4,985 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $900,000 | 3,231 |
| Surplus | $450,000 | 7,485 |
| Undivided profits | $9,762,000 | 3,176 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $4,482,000 | 686 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $711,000 | 5,107 |
| Earning assets | $93,078,000 | 4,976 |
| Long-term assets (5+ years) | $7,047,000 | 5,261 |
| Average Assets, year-to-date | $104,666,750 | 4,791 |
| Average Assets, quarterly | $103,141,500 | 4,885 |
| Volatile liabilities | $9,821,000 | 6,262 |
| Insider loans | $6,143,000 | 1,150 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $5,543,000 | 5,899 |
| Tier 1 (core) risk-based capital | $11,389,000 | 4,867 |
| Tier 2 risk-based capital | $715,000 | 4,903 |
| Total risk weighted assets | $55,998,000 | 5,569 |
| Total unused commitments | $5,543,000 | 5,899 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 52 | 3,250 |
| Assets and Liabilities | ||
| Total Assets: | $102,647,000 | 4,911 |
| Cash and due from depository institutions | $2,921,000 | 3,250 |
| Interest-bearing balances | $353,000 | 3,468 |
| Securities | $34,421,000 | 3,169 |
| Federal funds sold & reverse repurchase agreements | $7,106,000 | 1,718 |
| Net loans & leases | $50,490,000 | 5,642 |
| Loan loss allowance | $2,055,000 | 2,392 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $2,449,000 | 3,968 |
| Other real estate owned | $609,000 | 3,250 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $4,651,000 | 3,150 |
| Life insurance assets | $137,000 | 3,806 |
| Total liabilities and capital | $102,647,000 | 4,911 |
| Total liabilities | $91,809,000 | 4,896 |
| Total deposits | $90,659,000 | 4,638 |
| Interest-bearing deposits | $69,037,000 | 4,956 |
| Deposits held in domestic offices | $90,659,000 | 4,634 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $1,150,000 | 3,207 |
| Total equity capital | $10,838,000 | 4,949 |
| Total bank equity capital | $10,838,000 | 4,949 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $900,000 | 3,226 |
| Surplus | $450,000 | 7,505 |
| Undivided profits | $9,488,000 | 3,113 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,907,000 | 686 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $608,000 | 5,289 |
| Earning assets | $92,370,000 | 4,971 |
| Long-term assets (5+ years) | $6,238,000 | 5,435 |
| Average Assets, year-to-date | $105,010,330 | 4,799 |
| Average Assets, quarterly | $104,597,000 | 4,836 |
| Volatile liabilities | $9,216,000 | 6,364 |
| Insider loans | $5,989,000 | 1,151 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $6,266,000 | 5,734 |
| Tier 1 (core) risk-based capital | $11,535,000 | 4,735 |
| Tier 2 risk-based capital | $751,000 | 4,748 |
| Total risk weighted assets | $58,749,000 | 5,409 |
| Total unused commitments | $6,266,000 | 5,735 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 53 | 3,199 |
| Assets and Liabilities | ||
| Total Assets: | $106,547,000 | 4,782 |
| Cash and due from depository institutions | $2,766,000 | 3,199 |
| Interest-bearing balances | $364,000 | 3,565 |
| Securities | $34,842,000 | 3,168 |
| Federal funds sold & reverse repurchase agreements | $7,603,000 | 1,931 |
| Net loans & leases | $53,588,000 | 5,407 |
| Loan loss allowance | $2,362,000 | 2,102 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $2,419,000 | 3,955 |
| Other real estate owned | $657,000 | 3,199 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $4,672,000 | 3,055 |
| Life insurance assets | $137,000 | 3,776 |
| Total liabilities and capital | $106,547,000 | 4,782 |
| Total liabilities | $95,587,000 | 4,753 |
| Total deposits | $94,350,000 | 4,537 |
| Interest-bearing deposits | $76,649,000 | 4,622 |
| Deposits held in domestic offices | $94,350,000 | 4,533 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $1,237,000 | 3,061 |
| Total equity capital | $10,960,000 | 4,887 |
| Total bank equity capital | $10,960,000 | 4,887 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $900,000 | 3,213 |
| Surplus | $450,000 | 7,500 |
| Undivided profits | $9,610,000 | 3,122 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,075,000 | 858 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $361,000 | 407 |
| Income earned, not collected on loans | $679,000 | 4,691 |
| Earning assets | $96,397,000 | 4,831 |
| Long-term assets (5+ years) | $8,839,000 | 4,809 |
| Average Assets, year-to-date | $106,192,000 | 4,762 |
| Average Assets, quarterly | $106,192,000 | 4,762 |
| Volatile liabilities | $9,402,000 | 6,211 |
| Insider loans | $8,052,000 | 832 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $5,273,000 | 6,022 |
| Tier 1 (core) risk-based capital | $11,534,000 | 4,660 |
| Tier 2 risk-based capital | $786,000 | 4,582 |
| Total risk weighted assets | $61,309,000 | 5,253 |
| Total unused commitments | $5,273,000 | 6,023 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 53 | 3,204 |
| Assets and Liabilities | ||
| Total Assets: | $105,837,000 | 4,804 |
| Cash and due from depository institutions | $2,897,000 | 3,204 |
| Interest-bearing balances | $349,000 | 3,680 |
| Securities | $33,191,000 | 3,280 |
| Federal funds sold & reverse repurchase agreements | $6,179,000 | 2,123 |
| Net loans & leases | $56,402,000 | 5,267 |
| Loan loss allowance | $3,201,000 | 1,564 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $2,459,000 | 3,896 |
| Other real estate owned | $729,000 | 3,204 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $3,980,000 | 3,401 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $105,837,000 | 4,804 |
| Total liabilities | $94,798,000 | 4,786 |
| Total deposits | $94,191,000 | 4,531 |
| Interest-bearing deposits | $76,854,000 | 4,572 |
| Deposits held in domestic offices | $94,191,000 | 4,528 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $607,000 | 4,627 |
| Total equity capital | $11,039,000 | 4,833 |
| Total bank equity capital | $11,039,000 | 4,833 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $900,000 | 3,223 |
| Surplus | $450,000 | 7,534 |
| Undivided profits | $9,689,000 | 3,102 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,044,000 | 861 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $361,000 | 397 |
| Income earned, not collected on loans | $685,000 | 4,689 |
| Earning assets | $96,121,000 | 4,839 |
| Long-term assets (5+ years) | $8,757,000 | 4,816 |
| Average Assets, year-to-date | $106,160,400 | 4,649 |
| Average Assets, quarterly | $104,255,000 | 4,804 |
| Volatile liabilities | $9,083,000 | 6,242 |
| Insider loans | $8,094,000 | 798 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $6,408,000 | 5,606 |
| Tier 1 (core) risk-based capital | $11,262,000 | 4,721 |
| Tier 2 risk-based capital | $819,000 | 4,439 |
| Total risk weighted assets | $62,885,000 | 5,169 |
| Total unused commitments | $6,408,000 | 5,606 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 51 | 3,282 |
| Assets and Liabilities | ||
| Total Assets: | $102,673,000 | 4,851 |
| Cash and due from depository institutions | $3,057,000 | 3,282 |
| Interest-bearing balances | $371,000 | 3,747 |
| Securities | $29,723,000 | 3,570 |
| Federal funds sold & reverse repurchase agreements | $4,399,000 | 2,506 |
| Net loans & leases | $58,698,000 | 5,166 |
| Loan loss allowance | $5,638,000 | 860 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $2,517,000 | 3,811 |
| Other real estate owned | $666,000 | 3,282 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $3,613,000 | 3,576 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $102,673,000 | 4,851 |
| Total liabilities | $92,720,000 | 4,805 |
| Total deposits | $92,141,000 | 4,543 |
| Interest-bearing deposits | $76,449,000 | 4,550 |
| Deposits held in domestic offices | $92,141,000 | 4,539 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $579,000 | 4,782 |
| Total equity capital | $9,953,000 | 5,171 |
| Total bank equity capital | $9,953,000 | 5,171 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $900,000 | 3,205 |
| Surplus | $450,000 | 7,551 |
| Undivided profits | $8,603,000 | 3,397 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $5,155,000 | 539 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,550,000 | 132 |
| Income earned, not collected on loans | $692,000 | 4,632 |
| Earning assets | $93,191,000 | 4,875 |
| Long-term assets (5+ years) | $8,653,000 | 4,901 |
| Average Assets, year-to-date | $106,241,250 | 4,644 |
| Average Assets, quarterly | $103,135,500 | 4,798 |
| Volatile liabilities | $8,957,000 | 6,273 |
| Insider loans | $6,199,000 | 1,039 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $6,845,000 | 5,411 |
| Tier 1 (core) risk-based capital | $10,038,000 | 5,051 |
| Tier 2 risk-based capital | $863,000 | 4,257 |
| Total risk weighted assets | $64,230,000 | 5,046 |
| Total unused commitments | $6,845,000 | 5,412 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 57 | 2,998 |
| Assets and Liabilities | ||
| Total Assets: | $103,598,000 | 4,778 |
| Cash and due from depository institutions | $2,879,000 | 2,998 |
| Interest-bearing balances | $390,000 | 3,644 |
| Securities | $26,002,000 | 3,943 |
| Federal funds sold & reverse repurchase agreements | $5,635,000 | 1,910 |
| Net loans & leases | $62,311,000 | 4,917 |
| Loan loss allowance | $5,492,000 | 876 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,574,000 | 3,705 |
| Other real estate owned | $717,000 | 2,998 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $3,480,000 | 3,548 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $103,598,000 | 4,778 |
| Total liabilities | $93,704,000 | 4,722 |
| Total deposits | $93,094,000 | 4,455 |
| Interest-bearing deposits | $78,297,000 | 4,432 |
| Deposits held in domestic offices | $93,094,000 | 4,452 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $610,000 | 4,391 |
| Total equity capital | $9,894,000 | 5,135 |
| Total bank equity capital | $9,894,000 | 5,135 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $900,000 | 3,188 |
| Surplus | $450,000 | 7,548 |
| Undivided profits | $8,544,000 | 3,386 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,021,000 | 464 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,550,000 | 130 |
| Income earned, not collected on loans | $469,000 | 5,660 |
| Earning assets | $94,338,000 | 4,804 |
| Long-term assets (5+ years) | $7,627,000 | 5,212 |
| Average Assets, year-to-date | $107,430,670 | 4,589 |
| Average Assets, quarterly | $105,849,500 | 4,674 |
| Volatile liabilities | $8,211,000 | 6,371 |
| Insider loans | $6,258,000 | 996 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $6,412,000 | 5,559 |
| Tier 1 (core) risk-based capital | $9,923,000 | 5,026 |
| Tier 2 risk-based capital | $889,000 | 4,146 |
| Total risk weighted assets | $66,527,000 | 4,891 |
| Total unused commitments | $6,412,000 | 5,559 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 57 | 2,959 |
| Assets and Liabilities | ||
| Total Assets: | $108,101,000 | 4,637 |
| Cash and due from depository institutions | $5,145,000 | 2,959 |
| Interest-bearing balances | $383,000 | 3,698 |
| Securities | $23,195,000 | 4,307 |
| Federal funds sold & reverse repurchase agreements | $3,854,000 | 2,848 |
| Net loans & leases | $68,187,000 | 4,618 |
| Loan loss allowance | $2,927,000 | 1,616 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $2,607,000 | 3,651 |
| Other real estate owned | $1,063,000 | 2,959 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $4,050,000 | 3,161 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $108,101,000 | 4,637 |
| Total liabilities | $94,759,000 | 4,702 |
| Total deposits | $94,118,000 | 4,421 |
| Interest-bearing deposits | $79,721,000 | 4,404 |
| Deposits held in domestic offices | $94,118,000 | 4,417 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,784 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $641,000 | 4,198 |
| Total equity capital | $13,342,000 | 4,023 |
| Total bank equity capital | $13,342,000 | 4,023 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $900,000 | 3,199 |
| Surplus | $450,000 | 7,595 |
| Undivided profits | $11,992,000 | 2,535 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,110,000 | 457 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,550,000 | 130 |
| Income earned, not collected on loans | $563,000 | 4,905 |
| Earning assets | $95,619,000 | 4,772 |
| Long-term assets (5+ years) | $3,475,000 | 6,472 |
| Average Assets, year-to-date | $109,347,000 | 4,571 |
| Average Assets, quarterly | $109,347,000 | 4,571 |
| Volatile liabilities | $7,552,000 | 6,473 |
| Insider loans | $6,200,000 | 984 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $6,340,000 | 5,563 |
| Tier 1 (core) risk-based capital | $13,527,000 | 3,906 |
| Tier 2 risk-based capital | $926,000 | 4,015 |
| Total risk weighted assets | $72,059,000 | 4,607 |
| Total unused commitments | $6,340,000 | 5,566 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 55 | 3,070 |
| Assets and Liabilities | ||
| Total Assets: | $110,593,000 | 4,545 |
| Cash and due from depository institutions | $3,172,000 | 3,070 |
| Interest-bearing balances | $325,000 | 3,877 |
| Securities | $23,486,000 | 4,301 |
| Federal funds sold & reverse repurchase agreements | $3,793,000 | 2,767 |
| Net loans & leases | $73,135,000 | 4,412 |
| Loan loss allowance | $2,069,000 | 2,228 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,637,000 | 3,605 |
| Other real estate owned | $1,105,000 | 3,070 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $3,265,000 | 3,611 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $110,593,000 | 4,545 |
| Total liabilities | $96,130,000 | 4,642 |
| Total deposits | $95,556,000 | 4,359 |
| Interest-bearing deposits | $81,091,000 | 4,333 |
| Deposits held in domestic offices | $95,556,000 | 4,355 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $574,000 | 4,394 |
| Total equity capital | $14,463,000 | 3,779 |
| Total bank equity capital | $14,463,000 | 3,779 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $900,000 | 3,194 |
| Surplus | $450,000 | 7,624 |
| Undivided profits | $13,113,000 | 2,407 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,814,000 | 411 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,550,000 | 125 |
| Income earned, not collected on loans | $608,000 | 4,653 |
| Earning assets | $100,739,000 | 4,586 |
| Long-term assets (5+ years) | $4,198,000 | 6,293 |
| Average Assets, year-to-date | $114,328,600 | 4,311 |
| Average Assets, quarterly | $110,465,500 | 4,515 |
| Volatile liabilities | $7,050,000 | 6,613 |
| Insider loans | $6,529,000 | 913 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $9,469,000 | 4,563 |
| Tier 1 (core) risk-based capital | $14,471,000 | 3,649 |
| Tier 2 risk-based capital | $947,000 | 3,933 |
| Total risk weighted assets | $74,645,000 | 4,511 |
| Total unused commitments | $9,469,000 | 4,563 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 57 | 2,976 |
| Assets and Liabilities | ||
| Total Assets: | $110,338,000 | 4,513 |
| Cash and due from depository institutions | $2,911,000 | 2,976 |
| Interest-bearing balances | $310,000 | 3,982 |
| Securities | $16,672,000 | 5,232 |
| Federal funds sold & reverse repurchase agreements | $4,896,000 | 2,144 |
| Net loans & leases | $79,162,000 | 4,145 |
| Loan loss allowance | $2,454,000 | 1,907 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $2,606,000 | 3,583 |
| Other real estate owned | $1,337,000 | 2,976 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $2,754,000 | 4,003 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $110,338,000 | 4,513 |
| Total liabilities | $95,894,000 | 4,589 |
| Total deposits | $95,362,000 | 4,325 |
| Interest-bearing deposits | $79,837,000 | 4,358 |
| Deposits held in domestic offices | $95,362,000 | 4,322 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $532,000 | 4,743 |
| Total equity capital | $14,444,000 | 3,772 |
| Total bank equity capital | $14,444,000 | 3,772 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $900,000 | 3,201 |
| Surplus | $450,000 | 7,641 |
| Undivided profits | $13,094,000 | 2,433 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,319,000 | 370 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,550,000 | 129 |
| Income earned, not collected on loans | $584,000 | 4,939 |
| Earning assets | $101,040,000 | 4,522 |
| Long-term assets (5+ years) | $4,387,000 | 6,312 |
| Average Assets, year-to-date | $115,262,500 | 4,298 |
| Average Assets, quarterly | $113,055,500 | 4,391 |
| Volatile liabilities | $6,448,000 | 6,800 |
| Insider loans | $5,505,000 | 1,063 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $8,809,000 | 4,685 |
| Tier 1 (core) risk-based capital | $14,444,000 | 3,637 |
| Tier 2 risk-based capital | $1,054,000 | 3,635 |
| Total risk weighted assets | $82,927,000 | 4,164 |
| Total unused commitments | $8,809,000 | 4,687 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 50 | 3,362 |
| Assets and Liabilities | ||
| Total Assets: | $115,773,000 | 4,355 |
| Cash and due from depository institutions | $4,523,000 | 3,362 |
| Interest-bearing balances | $309,000 | 4,042 |
| Securities | $18,287,000 | 5,041 |
| Federal funds sold & reverse repurchase agreements | $3,727,000 | 2,464 |
| Net loans & leases | $82,848,000 | 3,978 |
| Loan loss allowance | $2,462,000 | 1,880 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $2,626,000 | 3,531 |
| Other real estate owned | $749,000 | 3,362 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $3,013,000 | 3,736 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $115,773,000 | 4,355 |
| Total liabilities | $101,790,000 | 4,406 |
| Total deposits | $101,203,000 | 4,125 |
| Interest-bearing deposits | $86,258,000 | 4,101 |
| Deposits held in domestic offices | $101,203,000 | 4,122 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $587,000 | 4,161 |
| Total equity capital | $13,983,000 | 3,762 |
| Total bank equity capital | $13,983,000 | 3,762 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $900,000 | 3,214 |
| Surplus | $450,000 | 7,688 |
| Undivided profits | $12,633,000 | 2,395 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,988,000 | 359 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $1,550,000 | 132 |
| Income earned, not collected on loans | $583,000 | 4,703 |
| Earning assets | $105,171,000 | 4,385 |
| Long-term assets (5+ years) | $10,019,000 | 5,047 |
| Average Assets, year-to-date | $116,904,000 | 4,263 |
| Average Assets, quarterly | $116,093,000 | 4,332 |
| Volatile liabilities | $8,915,000 | 6,092 |
| Insider loans | $4,597,000 | 1,243 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $8,669,000 | 4,748 |
| Tier 1 (core) risk-based capital | $14,307,000 | 3,616 |
| Tier 2 risk-based capital | $1,090,000 | 3,501 |
| Total risk weighted assets | $85,837,000 | 4,017 |
| Total unused commitments | $8,669,000 | 4,750 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 50 | 3,340 |
| Assets and Liabilities | ||
| Total Assets: | $116,413,000 | 4,320 |
| Cash and due from depository institutions | $2,986,000 | 3,340 |
| Interest-bearing balances | $298,000 | 4,274 |
| Securities | $15,133,000 | 5,540 |
| Federal funds sold & reverse repurchase agreements | $4,374,000 | 3,092 |
| Net loans & leases | $87,349,000 | 3,743 |
| Loan loss allowance | $2,424,000 | 1,903 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $2,653,000 | 3,470 |
| Other real estate owned | $876,000 | 3,340 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $3,042,000 | 3,577 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $116,413,000 | 4,320 |
| Total liabilities | $102,336,000 | 4,380 |
| Total deposits | $101,758,000 | 4,112 |
| Interest-bearing deposits | $87,132,000 | 4,086 |
| Deposits held in domestic offices | $101,758,000 | 4,108 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $0 | 5,747 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $578,000 | 4,519 |
| Total equity capital | $14,077,000 | 3,806 |
| Total bank equity capital | $14,077,000 | 3,806 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $900,000 | 3,215 |
| Surplus | $450,000 | 7,715 |
| Undivided profits | $12,727,000 | 2,507 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,520,000 | 490 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $649,000 | 4,231 |
| Earning assets | $107,154,000 | 4,329 |
| Long-term assets (5+ years) | $13,922,000 | 4,337 |
| Average Assets, year-to-date | $117,469,500 | 4,265 |
| Average Assets, quarterly | $117,469,500 | 4,265 |
| Volatile liabilities | $9,418,000 | 5,844 |
| Insider loans | $5,143,000 | 1,081 |
| FHLB advances | $0 | 5,150 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $9,462,000 | 4,522 |
| Tier 1 (core) risk-based capital | $14,229,000 | 3,596 |
| Tier 2 risk-based capital | $1,133,000 | 3,352 |
| Total risk weighted assets | $89,402,000 | 3,841 |
| Total unused commitments | $9,462,000 | 4,530 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 50 | 3,363 |
| Assets and Liabilities | ||
| Total Assets: | $118,526,000 | 4,250 |
| Cash and due from depository institutions | $3,499,000 | 3,363 |
| Interest-bearing balances | $290,000 | 4,230 |
| Securities | $10,170,000 | 6,564 |
| Federal funds sold & reverse repurchase agreements | $8,973,000 | 1,330 |
| Net loans & leases | $89,215,000 | 3,668 |
| Loan loss allowance | $2,103,000 | 2,162 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $2,674,000 | 3,442 |
| Other real estate owned | $853,000 | 3,363 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $3,142,000 | 3,525 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $118,526,000 | 4,250 |
| Total liabilities | $104,197,000 | 4,307 |
| Total deposits | $103,694,000 | 4,037 |
| Interest-bearing deposits | $87,147,000 | 4,040 |
| Deposits held in domestic offices | $103,694,000 | 4,034 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $503,000 | 4,714 |
| Total equity capital | $14,329,000 | 3,687 |
| Total bank equity capital | $14,329,000 | 3,687 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $900,000 | 3,245 |
| Surplus | $450,000 | 7,765 |
| Undivided profits | $12,979,000 | 2,405 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,834,000 | 473 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $695,000 | 4,156 |
| Earning assets | $108,648,000 | 4,247 |
| Long-term assets (5+ years) | $10,850,000 | 4,862 |
| Average Assets, year-to-date | $121,927,600 | 4,030 |
| Average Assets, quarterly | $119,620,000 | 4,186 |
| Volatile liabilities | $9,297,000 | 5,888 |
| Insider loans | $7,131,000 | 744 |
| FHLB advances | $0 | 5,171 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $8,921,000 | 4,534 |
| Tier 1 (core) risk-based capital | $14,253,000 | 3,550 |
| Tier 2 risk-based capital | $1,120,000 | 3,375 |
| Total risk weighted assets | $88,579,000 | 3,863 |
| Total unused commitments | $8,921,000 | 4,537 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 50 | 3,377 |
| Assets and Liabilities | ||
| Total Assets: | $120,714,000 | 4,166 |
| Cash and due from depository institutions | $3,062,000 | 3,377 |
| Interest-bearing balances | $259,000 | 4,451 |
| Securities | $10,200,000 | 6,515 |
| Federal funds sold & reverse repurchase agreements | $6,236,000 | 2,178 |
| Net loans & leases | $94,450,000 | 3,472 |
| Loan loss allowance | $1,510,000 | 2,864 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,684,000 | 3,410 |
| Other real estate owned | $982,000 | 3,377 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $3,100,000 | 3,565 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $120,714,000 | 4,166 |
| Total liabilities | $105,556,000 | 4,241 |
| Total deposits | $104,757,000 | 3,993 |
| Interest-bearing deposits | $89,163,000 | 3,969 |
| Deposits held in domestic offices | $104,757,000 | 3,990 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $799,000 | 3,730 |
| Total equity capital | $15,158,000 | 3,476 |
| Total bank equity capital | $15,158,000 | 3,476 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $900,000 | 3,264 |
| Surplus | $450,000 | 7,806 |
| Undivided profits | $13,808,000 | 2,295 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $8,714,000 | 411 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $730,000 | 4,173 |
| Earning assets | $111,145,000 | 4,150 |
| Long-term assets (5+ years) | $10,958,000 | 4,865 |
| Average Assets, year-to-date | $122,778,000 | 4,019 |
| Average Assets, quarterly | $120,716,500 | 4,142 |
| Volatile liabilities | $9,427,000 | 5,868 |
| Insider loans | $7,027,000 | 743 |
| FHLB advances | $0 | 5,135 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $9,062,000 | 4,502 |
| Tier 1 (core) risk-based capital | $15,098,000 | 3,341 |
| Tier 2 risk-based capital | $1,190,000 | 3,200 |
| Total risk weighted assets | $94,846,000 | 3,644 |
| Total unused commitments | $9,062,000 | 4,508 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 50 | 3,383 |
| Assets and Liabilities | ||
| Total Assets: | $120,719,000 | 4,143 |
| Cash and due from depository institutions | $5,178,000 | 3,383 |
| Interest-bearing balances | $259,000 | 4,550 |
| Securities | $10,371,000 | 6,408 |
| Federal funds sold & reverse repurchase agreements | $1,856,000 | 4,931 |
| Net loans & leases | $96,968,000 | 3,396 |
| Loan loss allowance | $1,704,000 | 2,540 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,649,000 | 3,411 |
| Other real estate owned | $993,000 | 3,383 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $2,704,000 | 3,794 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $120,719,000 | 4,143 |
| Total liabilities | $105,665,000 | 4,227 |
| Total deposits | $104,907,000 | 3,986 |
| Interest-bearing deposits | $89,954,000 | 3,944 |
| Deposits held in domestic offices | $104,907,000 | 3,984 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,772 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $758,000 | 4,000 |
| Total equity capital | $15,054,000 | 3,503 |
| Total bank equity capital | $15,054,000 | 3,503 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $900,000 | 3,265 |
| Surplus | $450,000 | 7,828 |
| Undivided profits | $13,704,000 | 2,345 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $6,709,000 | 502 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $703,000 | 4,138 |
| Earning assets | $109,454,000 | 4,178 |
| Long-term assets (5+ years) | $5,538,000 | 6,012 |
| Average Assets, year-to-date | $123,466,000 | 4,014 |
| Average Assets, quarterly | $122,356,500 | 4,078 |
| Volatile liabilities | $9,842,000 | 5,762 |
| Insider loans | $5,199,000 | 1,015 |
| FHLB advances | $0 | 5,105 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $11,614,000 | 3,896 |
| Tier 1 (core) risk-based capital | $14,923,000 | 3,339 |
| Tier 2 risk-based capital | $1,164,000 | 3,197 |
| Total risk weighted assets | $95,845,000 | 3,575 |
| Total unused commitments | $11,614,000 | 3,909 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 50 | 3,347 |
| Assets and Liabilities | ||
| Total Assets: | $123,994,000 | 4,011 |
| Cash and due from depository institutions | $3,584,000 | 3,347 |
| Interest-bearing balances | $248,000 | 4,484 |
| Securities | $10,391,000 | 6,416 |
| Federal funds sold & reverse repurchase agreements | $4,860,000 | 3,262 |
| Net loans & leases | $99,028,000 | 3,275 |
| Loan loss allowance | $1,339,000 | 3,081 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $2,616,000 | 3,412 |
| Other real estate owned | $791,000 | 3,347 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $2,724,000 | 3,742 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $123,994,000 | 4,011 |
| Total liabilities | $108,796,000 | 4,105 |
| Total deposits | $107,907,000 | 3,862 |
| Interest-bearing deposits | $93,484,000 | 3,818 |
| Deposits held in domestic offices | $107,907,000 | 3,859 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $0 | 5,712 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $889,000 | 3,600 |
| Total equity capital | $15,198,000 | 3,410 |
| Total bank equity capital | $15,198,000 | 3,410 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $900,000 | 3,283 |
| Surplus | $450,000 | 7,858 |
| Undivided profits | $13,848,000 | 2,274 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,287,000 | 1,000 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $954,000 | 3,201 |
| Earning assets | $114,527,000 | 3,982 |
| Long-term assets (5+ years) | $8,558,000 | 5,144 |
| Average Assets, year-to-date | $124,839,500 | 3,964 |
| Average Assets, quarterly | $124,839,500 | 3,964 |
| Volatile liabilities | $10,012,000 | 5,663 |
| Insider loans | $7,326,000 | 689 |
| FHLB advances | $0 | 5,057 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $9,822,000 | 4,199 |
| Tier 1 (core) risk-based capital | $15,078,000 | 3,252 |
| Tier 2 risk-based capital | $1,200,000 | 3,078 |
| Total risk weighted assets | $95,855,000 | 3,510 |
| Total unused commitments | $9,822,000 | 4,216 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 49 | 3,394 |
| Assets and Liabilities | ||
| Total Assets: | $125,685,000 | 3,928 |
| Cash and due from depository institutions | $3,375,000 | 3,394 |
| Interest-bearing balances | $0 | 7,009 |
| Securities | $10,829,000 | 6,331 |
| Federal funds sold & reverse repurchase agreements | $4,764,000 | 2,923 |
| Net loans & leases | $101,153,000 | 3,180 |
| Loan loss allowance | $1,519,000 | 2,707 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,561,000 | 3,445 |
| Other real estate owned | $640,000 | 3,394 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $2,363,000 | 4,124 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $125,685,000 | 3,928 |
| Total liabilities | $110,677,000 | 3,984 |
| Total deposits | $109,932,000 | 3,731 |
| Interest-bearing deposits | $92,358,000 | 3,794 |
| Deposits held in domestic offices | $109,932,000 | 3,728 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $0 | 5,759 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $745,000 | 4,126 |
| Total equity capital | $15,008,000 | 3,410 |
| Total bank equity capital | $15,008,000 | 3,410 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $900,000 | 3,281 |
| Surplus | $450,000 | 7,880 |
| Undivided profits | $13,658,000 | 2,273 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $3,400,000 | 927 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $1,001,000 | 3,213 |
| Earning assets | $116,746,000 | 3,866 |
| Long-term assets (5+ years) | $7,424,000 | 5,387 |
| Average Assets, year-to-date | $127,791,400 | 3,722 |
| Average Assets, quarterly | $126,757,500 | 3,884 |
| Volatile liabilities | $10,692,000 | 5,492 |
| Insider loans | $7,201,000 | 686 |
| FHLB advances | $0 | 5,074 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $8,366,000 | 4,469 |
| Tier 1 (core) risk-based capital | $14,956,000 | 3,206 |
| Tier 2 risk-based capital | $1,191,000 | 3,070 |
| Total risk weighted assets | $94,954,000 | 3,510 |
| Total unused commitments | $8,366,000 | 4,472 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 48 | 3,487 |
| Assets and Liabilities | ||
| Total Assets: | $131,160,000 | 3,657 |
| Cash and due from depository institutions | $3,772,000 | 3,487 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $8,224,000 | 6,978 |
| Federal funds sold & reverse repurchase agreements | $9,159,000 | 1,605 |
| Net loans & leases | $104,661,000 | 3,022 |
| Loan loss allowance | $1,163,000 | 3,193 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $2,850,000 | 3,099 |
| Other real estate owned | $385,000 | 3,487 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $2,109,000 | 4,389 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $131,160,000 | 3,657 |
| Total liabilities | $117,102,000 | 3,678 |
| Total deposits | $116,295,000 | 3,430 |
| Interest-bearing deposits | $97,254,000 | 3,516 |
| Deposits held in domestic offices | $116,295,000 | 3,425 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,675 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $807,000 | 4,027 |
| Total equity capital | $14,058,000 | 3,383 |
| Total bank equity capital | $14,058,000 | 3,383 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $900,000 | 3,342 |
| Surplus | $450,000 | 8,060 |
| Undivided profits | $12,708,000 | 2,234 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,322,000 | 2,161 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $755,000 | 4,427 |
| Earning assets | $122,044,000 | 3,594 |
| Long-term assets (5+ years) | $1,190,000 | 7,785 |
| Average Assets, year-to-date | $127,291,600 | 3,581 |
| Average Assets, quarterly | $128,534,000 | 3,688 |
| Volatile liabilities | $10,809,000 | 5,408 |
| Insider loans | $7,446,000 | 612 |
| FHLB advances | $0 | 4,938 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $10,954,000 | 3,729 |
| Tier 1 (core) risk-based capital | $13,970,000 | 3,274 |
| Tier 2 risk-based capital | $1,163,000 | 2,974 |
| Total risk weighted assets | $96,212,000 | 3,322 |
| Total unused commitments | $10,954,000 | 3,738 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 48 | 3,478 |
| Assets and Liabilities | ||
| Total Assets: | $125,282,000 | 3,663 |
| Cash and due from depository institutions | $3,004,000 | 3,478 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $13,973,000 | 5,779 |
| Federal funds sold & reverse repurchase agreements | $0 | 7,010 |
| Net loans & leases | $102,480,000 | 2,997 |
| Loan loss allowance | $1,095,000 | 3,218 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $3,021,000 | 2,882 |
| Other real estate owned | $561,000 | 3,478 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $2,243,000 | 3,639 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $125,282,000 | 3,663 |
| Total liabilities | $111,673,000 | 3,695 |
| Total deposits | $108,748,000 | 3,509 |
| Interest-bearing deposits | $93,886,000 | 3,503 |
| Deposits held in domestic offices | $108,748,000 | 3,505 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,927,000 | 2,309 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $998,000 | 3,600 |
| Total equity capital | $13,609,000 | 3,365 |
| Total bank equity capital | $13,609,000 | 3,365 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $900,000 | 3,433 |
| Surplus | $450,000 | 8,282 |
| Undivided profits | $12,259,000 | 2,198 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $815,000 | 2,685 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $1,198,000 | 2,222 |
| Earning assets | $116,453,000 | 3,626 |
| Long-term assets (5+ years) | $1,082,000 | 7,900 |
| Average Assets, year-to-date | $118,657,600 | 3,698 |
| Average Assets, quarterly | $124,873,000 | 3,637 |
| Volatile liabilities | $12,886,000 | 4,919 |
| Insider loans | $6,629,000 | 685 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $13,164,000 | 3,147 |
| Tier 1 (core) risk-based capital | $13,610,000 | 3,263 |
| Tier 2 risk-based capital | $1,106,250 | 3,004 |
| Total risk weighted assets | $94,374,850 | 3,245 |
| Total unused commitments | $13,164,000 | 3,148 |
| Derivatives | $0 | 481 |
| 1999-12-31 | Rank | |
| # of Employees: | 48 | 3,591 |
| Assets and Liabilities | ||
| Total Assets: | $113,113,000 | 3,964 |
| Cash and due from depository institutions | $3,668,000 | 3,591 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $13,838,000 | 6,071 |
| Federal funds sold & reverse repurchase agreements | $752,000 | 5,322 |
| Net loans & leases | $89,324,000 | 3,238 |
| Loan loss allowance | $780,000 | 4,181 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,239,000 | 2,654 |
| Other real estate owned | $243,000 | 3,591 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $2,049,000 | 3,874 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $113,113,000 | 3,964 |
| Total liabilities | $100,351,000 | 4,013 |
| Total deposits | $99,461,000 | 3,750 |
| Interest-bearing deposits | $86,115,000 | 3,728 |
| Deposits held in domestic offices | $99,461,000 | 3,747 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $890,000 | 3,552 |
| Total equity capital | $12,762,000 | 3,461 |
| Total bank equity capital | $12,762,000 | 3,461 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $900,000 | 3,516 |
| Surplus | $450,000 | 8,531 |
| Undivided profits | $11,412,000 | 2,190 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $2,652,000 | 898 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $1,056,000 | 2,118 |
| Earning assets | $103,914,000 | 3,950 |
| Long-term assets (5+ years) | $1,180,000 | 8,173 |
| Average Assets, year-to-date | $111,375,000 | 3,878 |
| Average Assets, quarterly | $113,182,000 | 3,919 |
| Volatile liabilities | $7,753,000 | 6,154 |
| Insider loans | $6,235,000 | 730 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $10,924,000 | 3,550 |
| Tier 1 (core) risk-based capital | $12,845,000 | 3,430 |
| Tier 2 risk-based capital | $780,000 | 3,888 |
| Total risk weighted assets | $82,795,400 | 3,519 |
| Total unused commitments | $10,924,000 | 3,554 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 47 | 3,686 |
| Assets and Liabilities | ||
| Total Assets: | $106,113,000 | 4,132 |
| Cash and due from depository institutions | $2,636,000 | 3,686 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $11,295,000 | 6,719 |
| Federal funds sold & reverse repurchase agreements | $2,637,000 | 5,158 |
| Net loans & leases | $83,649,000 | 3,237 |
| Loan loss allowance | $727,000 | 4,337 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $3,064,000 | 2,643 |
| Other real estate owned | $228,000 | 3,686 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $2,604,000 | 2,812 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $106,113,000 | 4,132 |
| Total liabilities | $93,994,000 | 4,188 |
| Total deposits | $92,508,000 | 4,013 |
| Interest-bearing deposits | $78,929,000 | 4,018 |
| Deposits held in domestic offices | $92,508,000 | 4,007 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $1,486,000 | 2,534 |
| Total equity capital | $12,119,000 | 3,677 |
| Total bank equity capital | $12,119,000 | 3,677 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $900,000 | 3,536 |
| Surplus | $450,000 | 8,694 |
| Undivided profits | $10,769,000 | 2,393 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,629,000 | 1,550 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $593,000 | 3,919 |
| Earning assets | $97,581,000 | 4,134 |
| Long-term assets (5+ years) | $1,110,000 | 8,320 |
| Average Assets, year-to-date | $101,428,800 | 4,114 |
| Average Assets, quarterly | $105,151,500 | 4,097 |
| Volatile liabilities | $6,737,000 | 6,169 |
| Insider loans | $5,789,000 | 709 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $7,677,000 | 4,270 |
| Tier 1 (core) risk-based capital | $12,021,000 | 3,537 |
| Tier 2 risk-based capital | $738,250 | 3,908 |
| Total risk weighted assets | $76,792,750 | 3,567 |
| Total unused commitments | $7,677,000 | 4,275 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 39 | 4,480 |
| Assets and Liabilities | ||
| Total Assets: | $97,521,000 | 4,419 |
| Cash and due from depository institutions | $2,323,000 | 4,480 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $21,343,000 | 4,686 |
| Federal funds sold & reverse repurchase agreements | $450,000 | 7,335 |
| Net loans & leases | $69,172,000 | 3,878 |
| Loan loss allowance | $713,000 | 4,433 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,875,000 | 4,035 |
| Other real estate owned | $296,000 | 4,480 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $2,062,000 | 3,403 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $97,521,000 | 4,419 |
| Total liabilities | $86,094,000 | 4,462 |
| Total deposits | $85,057,000 | 4,277 |
| Interest-bearing deposits | $73,467,000 | 4,270 |
| Deposits held in domestic offices | $85,057,000 | 4,268 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $1,037,000 | 3,465 |
| Total equity capital | $11,427,000 | 3,830 |
| Total bank equity capital | $11,427,000 | 3,830 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $900,000 | 3,631 |
| Surplus | $450,000 | 9,027 |
| Undivided profits | $10,077,000 | 2,511 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $375,000 | 4,787 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $484,000 | 4,871 |
| Earning assets | $90,965,000 | 4,364 |
| Long-term assets (5+ years) | $1,148,000 | 8,379 |
| Average Assets, year-to-date | $97,885,200 | 4,237 |
| Average Assets, quarterly | $98,165,500 | 4,346 |
| Volatile liabilities | $6,525,000 | 6,339 |
| Insider loans | $5,101,000 | 809 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $6,236,000 | 4,644 |
| Tier 1 (core) risk-based capital | $11,355,000 | 3,716 |
| Tier 2 risk-based capital | $713,000 | 3,924 |
| Total risk weighted assets | $61,591,100 | 4,251 |
| Total unused commitments | $6,236,000 | 4,648 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 40 | 4,562 |
| Assets and Liabilities | ||
| Total Assets: | $97,324,000 | 4,531 |
| Cash and due from depository institutions | $3,340,000 | 4,562 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $21,151,000 | 5,111 |
| Federal funds sold & reverse repurchase agreements | $1,624,000 | 5,397 |
| Net loans & leases | $67,529,000 | 3,966 |
| Loan loss allowance | $683,000 | 4,761 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,804,000 | 4,086 |
| Other real estate owned | $90,000 | 4,562 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $1,786,000 | 3,984 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $97,324,000 | 4,531 |
| Total liabilities | $86,918,000 | 4,541 |
| Total deposits | $85,958,000 | 4,368 |
| Interest-bearing deposits | $73,987,000 | 4,373 |
| Deposits held in domestic offices | $85,958,000 | 4,359 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $960,000 | 3,645 |
| Total equity capital | $10,406,000 | 4,204 |
| Total bank equity capital | $10,406,000 | 4,204 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $900,000 | 3,863 |
| Surplus | $450,000 | 9,426 |
| Undivided profits | $9,056,000 | 2,736 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $647,000 | 3,682 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $721,000 | 3,181 |
| Earning assets | $90,304,000 | 4,481 |
| Long-term assets (5+ years) | $926,000 | 8,847 |
| Average Assets, year-to-date | $94,812,200 | 4,463 |
| Average Assets, quarterly | $97,548,000 | 4,474 |
| Volatile liabilities | $6,604,000 | 6,236 |
| Insider loans | $3,366,000 | 1,286 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $6,893,000 | 4,275 |
| Tier 1 (core) risk-based capital | $10,351,000 | 4,126 |
| Tier 2 risk-based capital | $683,000 | 4,147 |
| Total risk weighted assets | $60,060,600 | 4,372 |
| Total unused commitments | $6,893,000 | 4,289 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 40 | 4,695 |
| Assets and Liabilities | ||
| Total Assets: | $89,397,000 | 4,882 |
| Cash and due from depository institutions | $3,842,000 | 4,695 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $16,876,000 | 6,234 |
| Federal funds sold & reverse repurchase agreements | $525,000 | 8,243 |
| Net loans & leases | $64,430,000 | 4,017 |
| Loan loss allowance | $662,000 | 4,922 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $1,701,000 | 4,245 |
| Other real estate owned | $343,000 | 4,695 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $1,680,000 | 4,226 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $89,397,000 | 4,882 |
| Total liabilities | $79,847,000 | 4,917 |
| Total deposits | $79,037,000 | 4,757 |
| Interest-bearing deposits | $67,294,000 | 4,797 |
| Deposits held in domestic offices | $79,037,000 | 4,749 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $810,000 | 4,333 |
| Total equity capital | $9,550,000 | 4,516 |
| Total bank equity capital | $9,550,000 | 4,516 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $900,000 | 4,053 |
| Surplus | $450,000 | 9,795 |
| Undivided profits | $8,200,000 | 3,061 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $398,000 | 4,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $509,000 | 4,650 |
| Earning assets | $81,831,000 | 4,906 |
| Long-term assets (5+ years) | $293,000 | 9,938 |
| Average Assets, year-to-date | $84,634,600 | 4,921 |
| Average Assets, quarterly | $87,912,500 | 4,900 |
| Volatile liabilities | $5,634,000 | 6,514 |
| Insider loans | $3,090,000 | 1,402 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $6,818,000 | 4,172 |
| Tier 1 (core) risk-based capital | $9,525,000 | 4,389 |
| Tier 2 risk-based capital | $662,000 | 4,209 |
| Total risk weighted assets | $57,553,300 | 4,491 |
| Total unused commitments | $6,818,000 | 4,185 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 37 | 5,222 |
| Assets and Liabilities | ||
| Total Assets: | $83,875,000 | 5,106 |
| Cash and due from depository institutions | $3,629,000 | 5,222 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $16,847,000 | 6,591 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $60,099,000 | 4,194 |
| Loan loss allowance | $618,000 | 5,286 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $1,962,000 | 3,714 |
| Other real estate owned | $234,000 | 5,222 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $1,104,000 | 6,277 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $83,875,000 | 5,106 |
| Total liabilities | $75,187,000 | 5,140 |
| Total deposits | $73,255,000 | 5,022 |
| Interest-bearing deposits | $61,879,000 | 5,080 |
| Deposits held in domestic offices | $73,255,000 | 5,013 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $1,316,000 | 3,078 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $616,000 | 4,474 |
| Total equity capital | $8,688,000 | 4,594 |
| Total bank equity capital | $8,688,000 | 4,594 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $900,000 | 4,236 |
| Surplus | $450,000 | 10,198 |
| Undivided profits | $7,338,000 | 3,119 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $810,000 | 3,093 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $521,000 | 243 |
| Income earned, not collected on loans | $323,000 | 6,194 |
| Earning assets | $76,946,000 | 5,092 |
| Long-term assets (5+ years) | $684,000 | 9,879 |
| Average Assets, year-to-date | $82,713,200 | 5,064 |
| Average Assets, quarterly | $83,125,500 | 5,106 |
| Volatile liabilities | $4,429,000 | 7,181 |
| Insider loans | $2,081,000 | 2,014 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $7,381,000 | 3,856 |
| Tier 1 (core) risk-based capital | $8,703,000 | 4,654 |
| Tier 2 risk-based capital | $618,000 | 4,426 |
| Total risk weighted assets | $53,017,400 | 4,686 |
| Total unused commitments | $7,381,000 | 3,863 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 36 | 5,574 |
| Assets and Liabilities | ||
| Total Assets: | $81,264,000 | 5,352 |
| Cash and due from depository institutions | $1,946,000 | 5,574 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $20,033,000 | 6,133 |
| Federal funds sold & reverse repurchase agreements | $2,395,000 | 5,172 |
| Net loans & leases | $54,134,000 | 4,471 |
| Loan loss allowance | $612,000 | 5,498 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $1,556,000 | 4,525 |
| Other real estate owned | $217,000 | 5,574 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $983,000 | 6,195 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $81,264,000 | 5,352 |
| Total liabilities | $73,420,000 | 5,360 |
| Total deposits | $72,702,000 | 5,204 |
| Interest-bearing deposits | $62,273,000 | 5,268 |
| Deposits held in domestic offices | $72,702,000 | 5,195 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $718,000 | 4,062 |
| Total equity capital | $7,844,000 | 5,078 |
| Total bank equity capital | $7,844,000 | 5,078 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $900,000 | 4,407 |
| Surplus | $450,000 | 10,599 |
| Undivided profits | $6,494,000 | 3,553 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $15,000 | 11,557 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $262,000 | 6,756 |
| Earning assets | $76,562,000 | 5,225 |
| Long-term assets (5+ years) | $1,142,000 | 9,784 |
| Average Assets, year-to-date | $79,169,400 | 5,332 |
| Average Assets, quarterly | $80,479,000 | 5,342 |
| Volatile liabilities | $3,240,000 | 8,121 |
| Insider loans | $2,916,000 | 1,434 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $6,831,000 | 4,026 |
| Tier 1 (core) risk-based capital | $7,844,000 | 5,004 |
| Tier 2 risk-based capital | $607,890 | 4,475 |
| Total risk weighted assets | $48,626,990 | 5,024 |
| Total unused commitments | $6,831,000 | 4,050 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 37 | 5,527 |
| Assets and Liabilities | ||
| Total Assets: | $78,309,000 | 5,582 |
| Cash and due from depository institutions | $3,644,000 | 5,527 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $10,409,000 | 8,982 |
| Federal funds sold & reverse repurchase agreements | $7,394,000 | 2,255 |
| Net loans & leases | $54,316,000 | 4,509 |
| Loan loss allowance | $573,000 | 5,833 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $1,314,000 | 5,173 |
| Other real estate owned | $255,000 | 5,527 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $977,000 | 6,455 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $78,309,000 | 5,582 |
| Total liabilities | $71,153,000 | 5,596 |
| Total deposits | $70,602,000 | 5,464 |
| Interest-bearing deposits | $60,648,000 | 5,530 |
| Deposits held in domestic offices | $70,602,000 | 5,454 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $551,000 | 5,391 |
| Total equity capital | $7,156,000 | 5,286 |
| Total bank equity capital | $7,156,000 | 5,286 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $900,000 | 4,612 |
| Surplus | $450,000 | 10,917 |
| Undivided profits | $5,806,000 | 3,721 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $284,000 | 7,387 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $289,000 | 6,697 |
| Earning assets | $72,119,000 | 5,539 |
| Long-term assets (5+ years) | $1,521,000 | 9,534 |
| Average Assets, year-to-date | $77,198,200 | 5,523 |
| Average Assets, quarterly | $77,441,500 | 5,584 |
| Volatile liabilities | $3,907,000 | 7,526 |
| Insider loans | $274,000 | 3,125 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $11,000 | 12,521 |
| Tier 1 (core) risk-based capital | $7,156,000 | 5,226 |
| Tier 2 risk-based capital | $573,000 | 4,654 |
| Total risk weighted assets | $50,567,700 | 4,888 |
| Total unused commitments | $11,000 | 12,523 |
| Derivatives | $0 | 651 |