Home > Traders Bank > Income and Expense
Traders Bank, Income and Expense
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $521,000 | 5,502 |
| Total interest expense | $45,000 | 5,451 |
| Net interest income | $476,000 | 5,456 |
| Provision for loan and lease losses | $500,000 | 407 |
| Total noninterest income | $78,000 | 4,821 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $28,000 | 4,610 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $50,000 | 4,520 |
| Total noninterest expense | $393,000 | 5,519 |
| Salaries and employee benefits | $198,000 | 5,605 |
| Premises and equipment expense | $27,000 | 5,848 |
| Additional noninterest expense | $168,000 | 5,106 |
| Pre-tax net operating income | $-339,000 | 6,343 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $-139,000 | 6,383 |
| Income before extraordinary items | $-200,000 | 6,306 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $-200,000 | 6,307 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $-200,000 | 6,307 |
| Net charge-offs | $122,000 | 986 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $0 | 697 |
| Net operating income | $-200,000 | 6,297 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $6,756,000 | 3,262 |
| Total interest expense | $612,000 | 3,588 |
| Net interest income | $6,144,000 | 3,191 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $1,015,000 | 3,089 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $506,000 | 2,263 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $509,000 | 3,255 |
| Total noninterest expense | $5,178,000 | 3,234 |
| Salaries and employee benefits | $3,001,000 | 3,074 |
| Premises and equipment expense | $452,000 | 3,842 |
| Additional noninterest expense | $1,725,000 | 3,213 |
| Pre-tax net operating income | $1,981,000 | 2,991 |
| Securities gains (losses) | $54,000 | 1,680 |
| Applicable income taxes | $122,000 | 3,277 |
| Income before extraordinary items | $1,913,000 | 2,783 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,913,000 | 2,781 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,913,000 | 2,783 |
| Net charge-offs | $68,000 | 3,520 |
| Cash dividends | $1,610,000 | 1,494 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,862,240 | 2,798 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $5,042,000 | 3,303 |
| Total interest expense | $470,000 | 3,579 |
| Net interest income | $4,572,000 | 3,232 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $784,000 | 3,063 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $392,000 | 2,228 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $392,000 | 3,246 |
| Total noninterest expense | $3,901,000 | 3,243 |
| Salaries and employee benefits | $2,170,000 | 3,174 |
| Premises and equipment expense | $334,000 | 3,936 |
| Additional noninterest expense | $1,397,000 | 3,046 |
| Pre-tax net operating income | $1,455,000 | 3,090 |
| Securities gains (losses) | $44,000 | 1,517 |
| Applicable income taxes | $98,000 | 3,300 |
| Income before extraordinary items | $1,401,000 | 2,864 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,401,000 | 2,865 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,401,000 | 2,865 |
| Net charge-offs | $71,000 | 2,995 |
| Cash dividends | $1,205,000 | 1,346 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $1,360,080 | 2,865 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $3,332,000 | 3,335 |
| Total interest expense | $322,000 | 3,556 |
| Net interest income | $3,010,000 | 3,264 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $515,000 | 3,054 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $270,000 | 2,133 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $245,000 | 3,327 |
| Total noninterest expense | $2,462,000 | 3,389 |
| Salaries and employee benefits | $1,377,000 | 3,311 |
| Premises and equipment expense | $222,000 | 3,971 |
| Additional noninterest expense | $863,000 | 3,226 |
| Pre-tax net operating income | $1,063,000 | 2,855 |
| Securities gains (losses) | $37,000 | 1,347 |
| Applicable income taxes | $63,000 | 3,310 |
| Income before extraordinary items | $1,037,000 | 2,584 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,037,000 | 2,587 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $1,037,000 | 2,588 |
| Net charge-offs | $53,000 | 2,743 |
| Cash dividends | $825,000 | 1,339 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $1,002,220 | 2,593 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $1,633,000 | 3,391 |
| Total interest expense | $167,000 | 3,538 |
| Net interest income | $1,466,000 | 3,331 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $254,000 | 3,045 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $131,000 | 2,169 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $123,000 | 3,269 |
| Total noninterest expense | $1,320,000 | 3,246 |
| Salaries and employee benefits | $759,000 | 3,106 |
| Premises and equipment expense | $117,000 | 3,893 |
| Additional noninterest expense | $444,000 | 3,171 |
| Pre-tax net operating income | $400,000 | 3,286 |
| Securities gains (losses) | $10,000 | 1,161 |
| Applicable income taxes | $20,000 | 3,505 |
| Income before extraordinary items | $390,000 | 3,053 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $390,000 | 3,056 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $390,000 | 3,056 |
| Net charge-offs | $24,000 | 2,372 |
| Cash dividends | $600,000 | 900 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $380,500 | 3,064 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $6,892,000 | 3,292 |
| Total interest expense | $835,000 | 3,347 |
| Net interest income | $6,057,000 | 3,257 |
| Provision for loan and lease losses | $350,000 | 2,264 |
| Total noninterest income | $1,342,000 | 2,760 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $482,000 | 2,454 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $860,000 | 2,578 |
| Total noninterest expense | $5,158,000 | 3,331 |
| Salaries and employee benefits | $3,023,000 | 3,091 |
| Premises and equipment expense | $470,000 | 3,863 |
| Additional noninterest expense | $1,665,000 | 3,399 |
| Pre-tax net operating income | $1,891,000 | 2,965 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $121,000 | 3,297 |
| Income before extraordinary items | $1,770,000 | 2,835 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,770,000 | 2,837 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $1,770,000 | 2,838 |
| Net charge-offs | $674,000 | 1,680 |
| Cash dividends | $1,177,000 | 1,740 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,770,000 | 2,778 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,070,000 | 3,375 |
| Total interest expense | $644,000 | 3,372 |
| Net interest income | $4,426,000 | 3,334 |
| Provision for loan and lease losses | $350,000 | 1,917 |
| Total noninterest income | $1,061,000 | 2,728 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $357,000 | 2,488 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $704,000 | 2,501 |
| Total noninterest expense | $3,791,000 | 3,388 |
| Salaries and employee benefits | $2,180,000 | 3,195 |
| Premises and equipment expense | $357,000 | 3,882 |
| Additional noninterest expense | $1,254,000 | 3,384 |
| Pre-tax net operating income | $1,346,000 | 3,125 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $75,000 | 3,487 |
| Income before extraordinary items | $1,271,000 | 2,961 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,271,000 | 2,965 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,271,000 | 2,965 |
| Net charge-offs | $619,000 | 1,394 |
| Cash dividends | $956,000 | 1,502 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,271,000 | 2,893 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,376,000 | 3,384 |
| Total interest expense | $442,000 | 3,356 |
| Net interest income | $2,934,000 | 3,347 |
| Provision for loan and lease losses | $350,000 | 1,497 |
| Total noninterest income | $695,000 | 2,777 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $235,000 | 2,479 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $460,000 | 2,599 |
| Total noninterest expense | $2,497,000 | 3,421 |
| Salaries and employee benefits | $1,403,000 | 3,290 |
| Premises and equipment expense | $238,000 | 3,898 |
| Additional noninterest expense | $856,000 | 3,339 |
| Pre-tax net operating income | $782,000 | 3,378 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $50,000 | 3,510 |
| Income before extraordinary items | $732,000 | 3,231 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $732,000 | 3,234 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $732,000 | 3,235 |
| Net charge-offs | $586,000 | 1,122 |
| Cash dividends | $821,000 | 1,262 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $732,000 | 3,138 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $1,642,000 | 3,477 |
| Total interest expense | $225,000 | 3,404 |
| Net interest income | $1,417,000 | 3,425 |
| Provision for loan and lease losses | $75,000 | 2,354 |
| Total noninterest income | $350,000 | 2,763 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $115,000 | 2,529 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $235,000 | 2,543 |
| Total noninterest expense | $1,262,000 | 3,426 |
| Salaries and employee benefits | $695,000 | 3,339 |
| Premises and equipment expense | $140,000 | 3,543 |
| Additional noninterest expense | $427,000 | 3,350 |
| Pre-tax net operating income | $430,000 | 3,168 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $30,000 | 3,355 |
| Income before extraordinary items | $400,000 | 3,025 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $400,000 | 3,025 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $400,000 | 3,027 |
| Net charge-offs | $-2,000 | 5,471 |
| Cash dividends | $660,000 | 759 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $400,000 | 2,942 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $7,032,000 | 3,441 |
| Total interest expense | $1,021,000 | 3,558 |
| Net interest income | $6,011,000 | 3,373 |
| Provision for loan and lease losses | $743,000 | 2,187 |
| Total noninterest income | $897,000 | 3,440 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $524,000 | 2,393 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $373,000 | 3,724 |
| Total noninterest expense | $5,306,000 | 3,319 |
| Salaries and employee benefits | $3,085,000 | 3,070 |
| Premises and equipment expense | $514,000 | 3,755 |
| Additional noninterest expense | $1,707,000 | 3,479 |
| Pre-tax net operating income | $859,000 | 4,240 |
| Securities gains (losses) | $908,000 | 586 |
| Applicable income taxes | $121,000 | 3,379 |
| Income before extraordinary items | $1,646,000 | 2,941 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,646,000 | 2,943 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $1,646,000 | 2,943 |
| Net charge-offs | $665,000 | 2,284 |
| Cash dividends | $394,000 | 3,062 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $801,560 | 4,098 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,339,000 | 3,470 |
| Total interest expense | $780,000 | 3,635 |
| Net interest income | $4,559,000 | 3,395 |
| Provision for loan and lease losses | $243,000 | 3,247 |
| Total noninterest income | $963,000 | 2,856 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $396,000 | 2,404 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $567,000 | 2,763 |
| Total noninterest expense | $3,819,000 | 3,453 |
| Salaries and employee benefits | $2,283,000 | 3,113 |
| Premises and equipment expense | $352,000 | 4,026 |
| Additional noninterest expense | $1,184,000 | 3,696 |
| Pre-tax net operating income | $1,460,000 | 2,942 |
| Securities gains (losses) | $230,000 | 1,326 |
| Applicable income taxes | $93,000 | 3,421 |
| Income before extraordinary items | $1,597,000 | 2,528 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $1,597,000 | 2,529 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $1,597,000 | 2,529 |
| Net charge-offs | $81,000 | 4,162 |
| Cash dividends | $394,000 | 2,306 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,380,800 | 2,656 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,575,000 | 3,482 |
| Total interest expense | $532,000 | 3,673 |
| Net interest income | $3,043,000 | 3,401 |
| Provision for loan and lease losses | $243,000 | 2,722 |
| Total noninterest income | $710,000 | 2,669 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $267,000 | 2,364 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $443,000 | 2,500 |
| Total noninterest expense | $2,578,000 | 3,432 |
| Salaries and employee benefits | $1,503,000 | 3,156 |
| Premises and equipment expense | $265,000 | 3,725 |
| Additional noninterest expense | $810,000 | 3,635 |
| Pre-tax net operating income | $932,000 | 2,992 |
| Securities gains (losses) | $227,000 | 1,021 |
| Applicable income taxes | $57,000 | 3,457 |
| Income before extraordinary items | $1,102,000 | 2,428 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,102,000 | 2,428 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,102,000 | 2,428 |
| Net charge-offs | $18,000 | 4,698 |
| Cash dividends | $394,000 | 1,869 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $886,350 | 2,700 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,807,000 | 3,486 |
| Total interest expense | $271,000 | 3,734 |
| Net interest income | $1,536,000 | 3,393 |
| Provision for loan and lease losses | $150,000 | 2,302 |
| Total noninterest income | $350,000 | 2,683 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $131,000 | 2,388 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $219,000 | 2,531 |
| Total noninterest expense | $1,338,000 | 3,364 |
| Salaries and employee benefits | $765,000 | 3,127 |
| Premises and equipment expense | $125,000 | 3,884 |
| Additional noninterest expense | $448,000 | 3,365 |
| Pre-tax net operating income | $398,000 | 3,315 |
| Securities gains (losses) | $138,000 | 766 |
| Applicable income taxes | $27,000 | 3,490 |
| Income before extraordinary items | $509,000 | 2,557 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $509,000 | 2,559 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $509,000 | 2,560 |
| Net charge-offs | $-78,000 | 7,147 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $377,900 | 3,028 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $7,632,000 | 3,454 |
| Total interest expense | $1,350,000 | 3,695 |
| Net interest income | $6,282,000 | 3,345 |
| Provision for loan and lease losses | $958,000 | 2,479 |
| Total noninterest income | $1,336,000 | 2,620 |
| Gross Fiduciary activities income | $12,000 | 1,079 |
| Service charges on deposit accounts | $505,000 | 2,546 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $819,000 | 2,411 |
| Total noninterest expense | $5,694,000 | 3,188 |
| Salaries and employee benefits | $3,210,000 | 2,952 |
| Premises and equipment expense | $505,000 | 4,015 |
| Additional noninterest expense | $1,979,000 | 3,167 |
| Pre-tax net operating income | $966,000 | 3,792 |
| Securities gains (losses) | $36,000 | 2,789 |
| Applicable income taxes | $60,000 | 3,666 |
| Income before extraordinary items | $942,000 | 3,660 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $942,000 | 3,663 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $942,000 | 3,663 |
| Net charge-offs | $673,000 | 2,831 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $908,160 | 3,606 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,840,000 | 3,438 |
| Total interest expense | $1,065,000 | 3,677 |
| Net interest income | $4,775,000 | 3,333 |
| Provision for loan and lease losses | $758,000 | 2,335 |
| Total noninterest income | $1,016,000 | 2,599 |
| Gross Fiduciary activities income | $12,000 | 1,022 |
| Service charges on deposit accounts | $368,000 | 2,624 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $636,000 | 2,347 |
| Total noninterest expense | $4,179,000 | 3,249 |
| Salaries and employee benefits | $2,328,000 | 3,038 |
| Premises and equipment expense | $367,000 | 4,137 |
| Additional noninterest expense | $1,484,000 | 3,184 |
| Pre-tax net operating income | $854,000 | 3,595 |
| Securities gains (losses) | $36,000 | 2,537 |
| Applicable income taxes | $33,000 | 3,826 |
| Income before extraordinary items | $857,000 | 3,377 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $857,000 | 3,378 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $857,000 | 3,378 |
| Net charge-offs | $605,000 | 2,459 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $822,440 | 3,343 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,928,000 | 3,453 |
| Total interest expense | $746,000 | 3,663 |
| Net interest income | $3,182,000 | 3,336 |
| Provision for loan and lease losses | $702,000 | 1,886 |
| Total noninterest income | $653,000 | 2,661 |
| Gross Fiduciary activities income | $12,000 | 995 |
| Service charges on deposit accounts | $238,000 | 2,676 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $403,000 | 2,428 |
| Total noninterest expense | $2,821,000 | 3,255 |
| Salaries and employee benefits | $1,477,000 | 3,176 |
| Premises and equipment expense | $247,000 | 4,140 |
| Additional noninterest expense | $1,097,000 | 2,948 |
| Pre-tax net operating income | $312,000 | 4,560 |
| Securities gains (losses) | $11,000 | 2,322 |
| Applicable income taxes | $8,000 | 4,176 |
| Income before extraordinary items | $315,000 | 4,365 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $315,000 | 4,364 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $315,000 | 4,366 |
| Net charge-offs | $586,000 | 1,978 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $304,220 | 4,345 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,967,000 | 3,453 |
| Total interest expense | $400,000 | 3,607 |
| Net interest income | $1,567,000 | 3,354 |
| Provision for loan and lease losses | $525,000 | 1,380 |
| Total noninterest income | $303,000 | 2,808 |
| Gross Fiduciary activities income | $11,000 | 935 |
| Service charges on deposit accounts | $111,000 | 2,768 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $181,000 | 2,612 |
| Total noninterest expense | $1,209,000 | 3,674 |
| Salaries and employee benefits | $661,000 | 3,470 |
| Premises and equipment expense | $127,000 | 4,116 |
| Additional noninterest expense | $421,000 | 3,609 |
| Pre-tax net operating income | $136,000 | 4,762 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $8,000 | 3,871 |
| Income before extraordinary items | $128,000 | 4,680 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $128,000 | 4,679 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $128,000 | 4,680 |
| Net charge-offs | $321,000 | 1,682 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $128,000 | 4,619 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $7,887,000 | 3,594 |
| Total interest expense | $2,000,000 | 3,569 |
| Net interest income | $5,887,000 | 3,519 |
| Provision for loan and lease losses | $2,397,000 | 1,859 |
| Total noninterest income | $1,412,000 | 2,620 |
| Gross Fiduciary activities income | $47,000 | 971 |
| Service charges on deposit accounts | $491,000 | 2,676 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $874,000 | 2,376 |
| Total noninterest expense | $5,238,000 | 3,478 |
| Salaries and employee benefits | $2,972,000 | 3,146 |
| Premises and equipment expense | $522,000 | 4,067 |
| Additional noninterest expense | $1,744,000 | 3,606 |
| Pre-tax net operating income | $-336,000 | 6,144 |
| Securities gains (losses) | $385,000 | 1,069 |
| Applicable income taxes | $5,000 | 4,343 |
| Income before extraordinary items | $44,000 | 5,829 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $44,000 | 5,829 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $44,000 | 5,829 |
| Net charge-offs | $2,717,000 | 1,553 |
| Cash dividends | $338,000 | 2,810 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-302,500 | 6,192 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,822,000 | 3,699 |
| Total interest expense | $1,542,000 | 3,638 |
| Net interest income | $4,280,000 | 3,655 |
| Provision for loan and lease losses | $1,490,000 | 1,990 |
| Total noninterest income | $1,060,000 | 2,622 |
| Gross Fiduciary activities income | $38,000 | 949 |
| Service charges on deposit accounts | $364,000 | 2,758 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $658,000 | 2,357 |
| Total noninterest expense | $3,812,000 | 3,560 |
| Salaries and employee benefits | $2,153,000 | 3,248 |
| Premises and equipment expense | $355,000 | 4,394 |
| Additional noninterest expense | $1,304,000 | 3,596 |
| Pre-tax net operating income | $38,000 | 5,839 |
| Securities gains (losses) | $229,000 | 1,270 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $267,000 | 5,010 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $267,000 | 5,012 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $267,000 | 5,013 |
| Net charge-offs | $1,773,000 | 1,624 |
| Cash dividends | $338,000 | 2,221 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $38,000 | 5,856 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,783,000 | 3,809 |
| Total interest expense | $1,039,000 | 3,704 |
| Net interest income | $2,744,000 | 3,766 |
| Provision for loan and lease losses | $840,000 | 2,138 |
| Total noninterest income | $675,000 | 2,646 |
| Gross Fiduciary activities income | $36,000 | 919 |
| Service charges on deposit accounts | $242,000 | 2,769 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $397,000 | 2,422 |
| Total noninterest expense | $2,533,000 | 3,587 |
| Salaries and employee benefits | $1,430,000 | 3,276 |
| Premises and equipment expense | $233,000 | 4,453 |
| Additional noninterest expense | $870,000 | 3,572 |
| Pre-tax net operating income | $46,000 | 5,836 |
| Securities gains (losses) | $77,000 | 1,608 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $123,000 | 5,399 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $123,000 | 5,401 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $123,000 | 5,401 |
| Net charge-offs | $1,151,000 | 1,590 |
| Cash dividends | $338,000 | 1,776 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $46,000 | 5,821 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,824,000 | 3,964 |
| Total interest expense | $504,000 | 3,904 |
| Net interest income | $1,320,000 | 3,892 |
| Provision for loan and lease losses | $190,000 | 3,073 |
| Total noninterest income | $339,000 | 2,635 |
| Gross Fiduciary activities income | $33,000 | 839 |
| Service charges on deposit accounts | $112,000 | 2,929 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $194,000 | 2,445 |
| Total noninterest expense | $1,165,000 | 3,839 |
| Salaries and employee benefits | $655,000 | 3,567 |
| Premises and equipment expense | $122,000 | 4,428 |
| Additional noninterest expense | $388,000 | 3,869 |
| Pre-tax net operating income | $304,000 | 3,328 |
| Securities gains (losses) | $29,000 | 1,375 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $333,000 | 2,930 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $333,000 | 2,926 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $333,000 | 2,930 |
| Net charge-offs | $76,000 | 3,350 |
| Cash dividends | $225,000 | 1,291 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $304,000 | 2,994 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $7,269,000 | 4,076 |
| Total interest expense | $1,969,000 | 4,501 |
| Net interest income | $5,300,000 | 3,799 |
| Provision for loan and lease losses | $40,000 | 6,951 |
| Total noninterest income | $1,366,000 | 2,724 |
| Gross Fiduciary activities income | $28,000 | 1,045 |
| Service charges on deposit accounts | $601,000 | 2,535 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $737,000 | 2,582 |
| Total noninterest expense | $5,031,000 | 3,672 |
| Salaries and employee benefits | $2,663,000 | 3,524 |
| Premises and equipment expense | $461,000 | 4,608 |
| Additional noninterest expense | $1,907,000 | 3,439 |
| Pre-tax net operating income | $1,595,000 | 2,267 |
| Securities gains (losses) | $-353,000 | 7,528 |
| Applicable income taxes | $78,000 | 3,015 |
| Income before extraordinary items | $1,164,000 | 2,525 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,164,000 | 2,523 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,164,000 | 2,524 |
| Net charge-offs | $-11,000 | 7,866 |
| Cash dividends | $1,387,000 | 1,270 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,495,820 | 2,096 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,429,000 | 4,145 |
| Total interest expense | $1,463,000 | 4,672 |
| Net interest income | $3,966,000 | 3,810 |
| Provision for loan and lease losses | $0 | 7,284 |
| Total noninterest income | $994,000 | 2,826 |
| Gross Fiduciary activities income | $17,000 | 1,043 |
| Service charges on deposit accounts | $456,000 | 2,531 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $521,000 | 2,739 |
| Total noninterest expense | $3,849,000 | 3,602 |
| Salaries and employee benefits | $1,957,000 | 3,607 |
| Premises and equipment expense | $343,000 | 4,674 |
| Additional noninterest expense | $1,549,000 | 3,205 |
| Pre-tax net operating income | $1,111,000 | 2,555 |
| Securities gains (losses) | $-390,000 | 7,701 |
| Applicable income taxes | $44,000 | 3,399 |
| Income before extraordinary items | $677,000 | 3,193 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $677,000 | 3,191 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $677,000 | 3,193 |
| Net charge-offs | $-195,000 | 8,078 |
| Cash dividends | $1,387,000 | 937 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,043,600 | 2,364 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,557,000 | 4,222 |
| Total interest expense | $934,000 | 4,901 |
| Net interest income | $2,623,000 | 3,808 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $652,000 | 2,872 |
| Gross Fiduciary activities income | $14,000 | 1,021 |
| Service charges on deposit accounts | $289,000 | 2,592 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $349,000 | 2,749 |
| Total noninterest expense | $2,679,000 | 3,527 |
| Salaries and employee benefits | $1,305,000 | 3,647 |
| Premises and equipment expense | $200,000 | 5,076 |
| Additional noninterest expense | $1,174,000 | 2,886 |
| Pre-tax net operating income | $596,000 | 3,017 |
| Securities gains (losses) | $-481,000 | 7,903 |
| Applicable income taxes | $14,000 | 3,870 |
| Income before extraordinary items | $101,000 | 5,195 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $101,000 | 5,193 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $101,000 | 5,193 |
| Net charge-offs | $-164,000 | 8,168 |
| Cash dividends | $1,162,000 | 779 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $524,280 | 2,902 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,754,000 | 4,299 |
| Total interest expense | $441,000 | 5,142 |
| Net interest income | $1,313,000 | 3,803 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $312,000 | 2,950 |
| Gross Fiduciary activities income | $8,000 | 1,010 |
| Service charges on deposit accounts | $138,000 | 2,632 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $166,000 | 2,791 |
| Total noninterest expense | $954,000 | 4,448 |
| Salaries and employee benefits | $630,000 | 3,775 |
| Premises and equipment expense | $96,000 | 5,219 |
| Additional noninterest expense | $228,000 | 5,211 |
| Pre-tax net operating income | $671,000 | 1,870 |
| Securities gains (losses) | $19,000 | 1,701 |
| Applicable income taxes | $40,000 | 3,064 |
| Income before extraordinary items | $650,000 | 1,659 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $650,000 | 1,660 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $650,000 | 1,661 |
| Net charge-offs | $-40,000 | 8,109 |
| Cash dividends | $525,000 | 820 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $632,140 | 1,613 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $7,222,000 | 4,392 |
| Total interest expense | $1,912,000 | 5,418 |
| Net interest income | $5,310,000 | 3,783 |
| Provision for loan and lease losses | $0 | 7,334 |
| Total noninterest income | $1,289,000 | 2,909 |
| Gross Fiduciary activities income | $33,000 | 1,037 |
| Service charges on deposit accounts | $676,000 | 2,412 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $580,000 | 2,943 |
| Total noninterest expense | $4,433,000 | 3,929 |
| Salaries and employee benefits | $2,662,000 | 3,592 |
| Premises and equipment expense | $408,000 | 5,030 |
| Additional noninterest expense | $1,363,000 | 3,884 |
| Pre-tax net operating income | $2,166,000 | 2,310 |
| Securities gains (losses) | $103,000 | 1,107 |
| Applicable income taxes | $151,000 | 3,059 |
| Income before extraordinary items | $2,118,000 | 1,883 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,118,000 | 1,885 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-259,000 | 8,275 |
| Cash dividends | $1,235,000 | 1,995 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,022,210 | 2,096 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,415,000 | 4,454 |
| Total interest expense | $1,431,000 | 5,553 |
| Net interest income | $3,984,000 | 3,813 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $964,000 | 2,975 |
| Gross Fiduciary activities income | $20,000 | 1,059 |
| Service charges on deposit accounts | $510,000 | 2,418 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $434,000 | 3,049 |
| Total noninterest expense | $3,282,000 | 3,939 |
| Salaries and employee benefits | $1,984,000 | 3,638 |
| Premises and equipment expense | $312,000 | 4,994 |
| Additional noninterest expense | $986,000 | 3,908 |
| Pre-tax net operating income | $1,666,000 | 2,633 |
| Securities gains (losses) | $104,000 | 940 |
| Applicable income taxes | $108,000 | 3,541 |
| Income before extraordinary items | $1,662,000 | 2,125 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,662,000 | 2,123 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-189,000 | 8,322 |
| Cash dividends | $1,235,000 | 1,559 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,564,240 | 2,359 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,543,000 | 4,591 |
| Total interest expense | $956,000 | 5,694 |
| Net interest income | $2,587,000 | 3,881 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $629,000 | 3,047 |
| Gross Fiduciary activities income | $11,000 | 1,103 |
| Service charges on deposit accounts | $334,000 | 2,436 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $284,000 | 3,125 |
| Total noninterest expense | $2,183,000 | 3,973 |
| Salaries and employee benefits | $1,330,000 | 3,660 |
| Premises and equipment expense | $205,000 | 5,075 |
| Additional noninterest expense | $648,000 | 3,934 |
| Pre-tax net operating income | $1,033,000 | 2,891 |
| Securities gains (losses) | $104,000 | 938 |
| Applicable income taxes | $71,000 | 3,780 |
| Income before extraordinary items | $1,066,000 | 2,442 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,066,000 | 2,442 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-28,000 | 8,132 |
| Cash dividends | $860,000 | 1,606 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $968,240 | 2,586 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,756,000 | 4,714 |
| Total interest expense | $527,000 | 5,629 |
| Net interest income | $1,229,000 | 4,035 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $292,000 | 3,194 |
| Gross Fiduciary activities income | $6,000 | 1,090 |
| Service charges on deposit accounts | $157,000 | 2,520 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $129,000 | 3,305 |
| Total noninterest expense | $962,000 | 4,352 |
| Salaries and employee benefits | $576,000 | 4,093 |
| Premises and equipment expense | $103,000 | 5,082 |
| Additional noninterest expense | $283,000 | 4,295 |
| Pre-tax net operating income | $559,000 | 2,853 |
| Securities gains (losses) | $60,000 | 983 |
| Applicable income taxes | $36,000 | 3,885 |
| Income before extraordinary items | $583,000 | 2,363 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $583,000 | 2,365 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,920 |
| Cash dividends | $185,000 | 2,418 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $526,600 | 2,506 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $7,002,000 | 4,732 |
| Total interest expense | $2,426,000 | 5,346 |
| Net interest income | $4,576,000 | 4,251 |
| Provision for loan and lease losses | $-120,000 | 8,398 |
| Total noninterest income | $1,447,000 | 2,775 |
| Gross Fiduciary activities income | $31,000 | 1,086 |
| Service charges on deposit accounts | $581,000 | 2,740 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $835,000 | 2,504 |
| Total noninterest expense | $4,368,000 | 3,845 |
| Salaries and employee benefits | $2,591,000 | 3,622 |
| Premises and equipment expense | $398,000 | 5,041 |
| Additional noninterest expense | $1,379,000 | 3,663 |
| Pre-tax net operating income | $1,775,000 | 3,574 |
| Securities gains (losses) | $2,000 | 1,832 |
| Applicable income taxes | $111,000 | 4,406 |
| Income before extraordinary items | $1,666,000 | 3,208 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,666,000 | 3,206 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-104,000 | 8,391 |
| Cash dividends | $1,180,000 | 2,387 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,664,120 | 3,200 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,260,000 | 4,751 |
| Total interest expense | $1,827,000 | 5,349 |
| Net interest income | $3,433,000 | 4,271 |
| Provision for loan and lease losses | $60,000 | 4,834 |
| Total noninterest income | $1,141,000 | 2,680 |
| Gross Fiduciary activities income | $17,000 | 1,104 |
| Service charges on deposit accounts | $432,000 | 2,746 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $692,000 | 2,338 |
| Total noninterest expense | $3,080,000 | 4,015 |
| Salaries and employee benefits | $1,873,000 | 3,717 |
| Premises and equipment expense | $293,000 | 5,082 |
| Additional noninterest expense | $914,000 | 3,973 |
| Pre-tax net operating income | $1,434,000 | 3,568 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $56,000 | 4,869 |
| Income before extraordinary items | $1,378,000 | 3,150 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,378,000 | 3,149 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-107,000 | 8,396 |
| Cash dividends | $899,000 | 2,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,378,000 | 3,133 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,483,000 | 4,778 |
| Total interest expense | $1,218,000 | 5,347 |
| Net interest income | $2,265,000 | 4,325 |
| Provision for loan and lease losses | $60,000 | 3,990 |
| Total noninterest income | $840,000 | 2,512 |
| Gross Fiduciary activities income | $10,000 | 1,140 |
| Service charges on deposit accounts | $285,000 | 2,763 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $545,000 | 2,119 |
| Total noninterest expense | $2,131,000 | 3,940 |
| Salaries and employee benefits | $1,339,000 | 3,550 |
| Premises and equipment expense | $201,000 | 5,023 |
| Additional noninterest expense | $591,000 | 4,058 |
| Pre-tax net operating income | $914,000 | 3,730 |
| Securities gains (losses) | $2,000 | 1,203 |
| Applicable income taxes | $22,000 | 5,294 |
| Income before extraordinary items | $894,000 | 3,262 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $894,000 | 3,261 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-58,000 | 8,324 |
| Cash dividends | $599,000 | 2,223 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $892,040 | 3,248 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,722,000 | 4,801 |
| Total interest expense | $610,000 | 5,335 |
| Net interest income | $1,112,000 | 4,383 |
| Provision for loan and lease losses | $60,000 | 2,747 |
| Total noninterest income | $326,000 | 2,955 |
| Gross Fiduciary activities income | $4,000 | 1,141 |
| Service charges on deposit accounts | $137,000 | 2,783 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $185,000 | 2,667 |
| Total noninterest expense | $990,000 | 4,175 |
| Salaries and employee benefits | $585,000 | 3,956 |
| Premises and equipment expense | $103,000 | 4,951 |
| Additional noninterest expense | $302,000 | 3,952 |
| Pre-tax net operating income | $388,000 | 4,069 |
| Securities gains (losses) | $2,000 | 969 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $390,000 | 3,558 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $390,000 | 3,558 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-50,000 | 8,389 |
| Cash dividends | $366,000 | 1,760 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $388,000 | 3,549 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,989,000 | 4,571 |
| Total interest expense | $2,286,000 | 5,054 |
| Net interest income | $4,703,000 | 4,208 |
| Provision for loan and lease losses | $635,000 | 1,534 |
| Total noninterest income | $1,291,000 | 2,974 |
| Gross Fiduciary activities income | $8,000 | 1,304 |
| Service charges on deposit accounts | $676,000 | 2,448 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $607,000 | 2,991 |
| Total noninterest expense | $4,044,000 | 3,967 |
| Salaries and employee benefits | $2,373,000 | 3,751 |
| Premises and equipment expense | $400,000 | 4,911 |
| Additional noninterest expense | $1,271,000 | 3,767 |
| Pre-tax net operating income | $1,315,000 | 4,585 |
| Securities gains (losses) | $4,000 | 1,309 |
| Applicable income taxes | $108,000 | 4,908 |
| Income before extraordinary items | $1,211,000 | 4,263 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,211,000 | 4,263 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $708,000 | 903 |
| Cash dividends | $360,000 | 4,229 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,207,320 | 4,246 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $5,190,000 | 4,591 |
| Total interest expense | $1,658,000 | 5,070 |
| Net interest income | $3,532,000 | 4,217 |
| Provision for loan and lease losses | $620,000 | 1,182 |
| Total noninterest income | $973,000 | 2,988 |
| Gross Fiduciary activities income | $3,000 | 1,330 |
| Service charges on deposit accounts | $511,000 | 2,433 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $459,000 | 2,983 |
| Total noninterest expense | $2,938,000 | 4,039 |
| Salaries and employee benefits | $1,649,000 | 3,972 |
| Premises and equipment expense | $315,000 | 4,768 |
| Additional noninterest expense | $974,000 | 3,675 |
| Pre-tax net operating income | $947,000 | 4,837 |
| Securities gains (losses) | $1,000 | 1,261 |
| Applicable income taxes | $49,000 | 5,450 |
| Income before extraordinary items | $899,000 | 4,426 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $899,000 | 4,430 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $515,000 | 789 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $898,050 | 4,416 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,418,000 | 4,584 |
| Total interest expense | $1,052,000 | 5,100 |
| Net interest income | $2,366,000 | 4,201 |
| Provision for loan and lease losses | $580,000 | 861 |
| Total noninterest income | $655,000 | 2,957 |
| Gross Fiduciary activities income | $2,000 | 1,334 |
| Service charges on deposit accounts | $347,000 | 2,365 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $306,000 | 2,980 |
| Total noninterest expense | $1,918,000 | 4,111 |
| Salaries and employee benefits | $1,112,000 | 3,963 |
| Premises and equipment expense | $210,000 | 4,785 |
| Additional noninterest expense | $596,000 | 3,938 |
| Pre-tax net operating income | $523,000 | 5,306 |
| Securities gains (losses) | $1,000 | 1,053 |
| Applicable income taxes | $34,000 | 5,495 |
| Income before extraordinary items | $490,000 | 4,929 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $490,000 | 4,934 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $447,000 | 614 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $489,060 | 4,926 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,700,000 | 4,543 |
| Total interest expense | $498,000 | 5,126 |
| Net interest income | $1,202,000 | 4,151 |
| Provision for loan and lease losses | $90,000 | 2,132 |
| Total noninterest income | $319,000 | 2,962 |
| Gross Fiduciary activities income | $1,000 | 1,305 |
| Service charges on deposit accounts | $170,000 | 2,342 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $148,000 | 2,988 |
| Total noninterest expense | $908,000 | 4,291 |
| Salaries and employee benefits | $501,000 | 4,277 |
| Premises and equipment expense | $104,000 | 4,836 |
| Additional noninterest expense | $303,000 | 3,857 |
| Pre-tax net operating income | $523,000 | 3,626 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $15,000 | 5,535 |
| Income before extraordinary items | $508,000 | 3,119 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $508,000 | 3,118 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $234,000 | 553 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $508,000 | 3,097 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $6,508,000 | 4,378 |
| Total interest expense | $1,752,000 | 4,824 |
| Net interest income | $4,756,000 | 4,106 |
| Provision for loan and lease losses | $1,780,000 | 597 |
| Total noninterest income | $1,519,000 | 2,663 |
| Gross Fiduciary activities income | $8,000 | 1,332 |
| Service charges on deposit accounts | $858,000 | 1,990 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $653,000 | 2,900 |
| Total noninterest expense | $3,550,000 | 4,244 |
| Salaries and employee benefits | $2,111,000 | 3,968 |
| Premises and equipment expense | $424,000 | 4,675 |
| Additional noninterest expense | $1,015,000 | 4,372 |
| Pre-tax net operating income | $945,000 | 5,510 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $66,000 | 5,674 |
| Income before extraordinary items | $879,000 | 5,134 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $879,000 | 5,137 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,260,000 | 569 |
| Cash dividends | $750,000 | 2,940 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $879,000 | 5,103 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $4,793,000 | 4,389 |
| Total interest expense | $1,280,000 | 4,762 |
| Net interest income | $3,513,000 | 4,149 |
| Provision for loan and lease losses | $1,260,000 | 612 |
| Total noninterest income | $1,170,000 | 2,628 |
| Gross Fiduciary activities income | $5,000 | 1,304 |
| Service charges on deposit accounts | $651,000 | 1,968 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $514,000 | 2,827 |
| Total noninterest expense | $2,564,000 | 4,334 |
| Salaries and employee benefits | $1,487,000 | 4,127 |
| Premises and equipment expense | $322,000 | 4,616 |
| Additional noninterest expense | $755,000 | 4,376 |
| Pre-tax net operating income | $859,000 | 5,144 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $91,000 | 5,337 |
| Income before extraordinary items | $768,000 | 4,862 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $768,000 | 4,864 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $316,000 | 1,209 |
| Cash dividends | $750,000 | 2,195 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $768,000 | 4,826 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,136,000 | 4,367 |
| Total interest expense | $823,000 | 4,703 |
| Net interest income | $2,313,000 | 4,163 |
| Provision for loan and lease losses | $1,200,000 | 413 |
| Total noninterest income | $775,000 | 2,598 |
| Gross Fiduciary activities income | $2,000 | 1,342 |
| Service charges on deposit accounts | $426,000 | 1,964 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $347,000 | 2,788 |
| Total noninterest expense | $1,651,000 | 4,437 |
| Salaries and employee benefits | $910,000 | 4,379 |
| Premises and equipment expense | $215,000 | 4,569 |
| Additional noninterest expense | $526,000 | 4,203 |
| Pre-tax net operating income | $237,000 | 6,986 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $49,000 | 5,534 |
| Income before extraordinary items | $188,000 | 7,014 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $188,000 | 7,015 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $77,000 | 2,209 |
| Cash dividends | $750,000 | 1,658 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $188,000 | 6,970 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,530,000 | 4,419 |
| Total interest expense | $396,000 | 4,719 |
| Net interest income | $1,134,000 | 4,234 |
| Provision for loan and lease losses | $40,000 | 3,596 |
| Total noninterest income | $388,000 | 2,539 |
| Gross Fiduciary activities income | $1,000 | 1,320 |
| Service charges on deposit accounts | $201,000 | 1,997 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $186,000 | 2,593 |
| Total noninterest expense | $818,000 | 4,490 |
| Salaries and employee benefits | $455,000 | 4,408 |
| Premises and equipment expense | $112,000 | 4,492 |
| Additional noninterest expense | $251,000 | 4,353 |
| Pre-tax net operating income | $664,000 | 2,985 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $61,000 | 4,498 |
| Income before extraordinary items | $603,000 | 2,607 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $603,000 | 2,608 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 2,822 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $603,000 | 2,570 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $5,921,000 | 4,307 |
| Total interest expense | $1,352,000 | 4,788 |
| Net interest income | $4,569,000 | 4,068 |
| Provision for loan and lease losses | $60,000 | 5,645 |
| Total noninterest income | $1,250,000 | 3,035 |
| Gross Fiduciary activities income | $10,000 | 1,316 |
| Service charges on deposit accounts | $634,000 | 2,579 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $606,000 | 2,975 |
| Total noninterest expense | $3,579,000 | 4,096 |
| Salaries and employee benefits | $2,112,000 | 3,817 |
| Premises and equipment expense | $452,000 | 4,387 |
| Additional noninterest expense | $1,015,000 | 4,288 |
| Pre-tax net operating income | $2,180,000 | 3,320 |
| Securities gains (losses) | $4,000 | 3,277 |
| Applicable income taxes | $124,000 | 5,301 |
| Income before extraordinary items | $2,060,000 | 2,834 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,060,000 | 2,836 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-280,000 | 8,906 |
| Cash dividends | $1,350,000 | 1,875 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $2,056,240 | 2,780 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $4,381,000 | 4,313 |
| Total interest expense | $982,000 | 4,831 |
| Net interest income | $3,399,000 | 4,091 |
| Provision for loan and lease losses | $60,000 | 5,125 |
| Total noninterest income | $890,000 | 3,167 |
| Gross Fiduciary activities income | $7,000 | 1,302 |
| Service charges on deposit accounts | $437,000 | 2,785 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $446,000 | 2,997 |
| Total noninterest expense | $2,548,000 | 4,242 |
| Salaries and employee benefits | $1,458,000 | 4,050 |
| Premises and equipment expense | $335,000 | 4,420 |
| Additional noninterest expense | $755,000 | 4,267 |
| Pre-tax net operating income | $1,681,000 | 3,322 |
| Securities gains (losses) | $5,000 | 3,038 |
| Applicable income taxes | $87,000 | 5,499 |
| Income before extraordinary items | $1,599,000 | 2,802 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $1,599,000 | 2,803 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-285,000 | 8,947 |
| Cash dividends | $900,000 | 1,840 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,594,250 | 2,732 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,919,000 | 4,332 |
| Total interest expense | $645,000 | 4,887 |
| Net interest income | $2,274,000 | 4,092 |
| Provision for loan and lease losses | $60,000 | 4,267 |
| Total noninterest income | $593,000 | 3,196 |
| Gross Fiduciary activities income | $3,000 | 1,346 |
| Service charges on deposit accounts | $290,000 | 2,784 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $300,000 | 2,988 |
| Total noninterest expense | $1,625,000 | 4,409 |
| Salaries and employee benefits | $917,000 | 4,252 |
| Premises and equipment expense | $227,000 | 4,383 |
| Additional noninterest expense | $481,000 | 4,443 |
| Pre-tax net operating income | $1,182,000 | 3,144 |
| Securities gains (losses) | $4,000 | 2,826 |
| Applicable income taxes | $60,000 | 5,433 |
| Income before extraordinary items | $1,126,000 | 2,660 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,126,000 | 2,661 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-197,000 | 8,982 |
| Cash dividends | $600,000 | 1,866 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $1,122,200 | 2,598 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,450,000 | 4,376 |
| Total interest expense | $322,000 | 4,957 |
| Net interest income | $1,128,000 | 4,106 |
| Provision for loan and lease losses | $60,000 | 2,918 |
| Total noninterest income | $304,000 | 3,074 |
| Gross Fiduciary activities income | $1,000 | 1,344 |
| Service charges on deposit accounts | $141,000 | 2,795 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $162,000 | 2,805 |
| Total noninterest expense | $838,000 | 4,339 |
| Salaries and employee benefits | $482,000 | 4,125 |
| Premises and equipment expense | $112,000 | 4,455 |
| Additional noninterest expense | $244,000 | 4,405 |
| Pre-tax net operating income | $534,000 | 3,359 |
| Securities gains (losses) | $4,000 | 2,410 |
| Applicable income taxes | $27,000 | 5,505 |
| Income before extraordinary items | $511,000 | 2,893 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $511,000 | 2,893 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 2,238 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $507,200 | 2,816 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,690,000 | 4,447 |
| Total interest expense | $1,633,000 | 4,635 |
| Net interest income | $4,057,000 | 4,320 |
| Provision for loan and lease losses | $803,000 | 1,441 |
| Total noninterest income | $1,236,000 | 3,237 |
| Gross Fiduciary activities income | $14,000 | 1,304 |
| Service charges on deposit accounts | $568,000 | 2,808 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $654,000 | 3,095 |
| Total noninterest expense | $3,245,000 | 4,368 |
| Salaries and employee benefits | $1,836,000 | 4,196 |
| Premises and equipment expense | $470,000 | 4,250 |
| Additional noninterest expense | $939,000 | 4,482 |
| Pre-tax net operating income | $1,245,000 | 4,590 |
| Securities gains (losses) | $2,000 | 4,163 |
| Applicable income taxes | $65,000 | 6,099 |
| Income before extraordinary items | $1,182,000 | 4,177 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,182,000 | 4,180 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $822,000 | 1,066 |
| Cash dividends | $863,000 | 2,557 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,180,100 | 4,015 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,352,000 | 4,452 |
| Total interest expense | $1,285,000 | 4,612 |
| Net interest income | $3,067,000 | 4,320 |
| Provision for loan and lease losses | $385,000 | 2,081 |
| Total noninterest income | $960,000 | 3,224 |
| Gross Fiduciary activities income | $12,000 | 1,259 |
| Service charges on deposit accounts | $434,000 | 2,778 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $514,000 | 3,089 |
| Total noninterest expense | $2,374,000 | 4,435 |
| Salaries and employee benefits | $1,351,000 | 4,252 |
| Premises and equipment expense | $324,000 | 4,491 |
| Additional noninterest expense | $699,000 | 4,475 |
| Pre-tax net operating income | $1,268,000 | 3,923 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $88,000 | 5,709 |
| Income before extraordinary items | $1,180,000 | 3,544 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,180,000 | 3,543 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $486,000 | 1,191 |
| Cash dividends | $563,000 | 2,502 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,180,000 | 3,377 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,887,000 | 4,504 |
| Total interest expense | $894,000 | 4,599 |
| Net interest income | $1,993,000 | 4,408 |
| Provision for loan and lease losses | $325,000 | 1,685 |
| Total noninterest income | $676,000 | 3,085 |
| Gross Fiduciary activities income | $9,000 | 1,239 |
| Service charges on deposit accounts | $285,000 | 2,762 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $382,000 | 2,869 |
| Total noninterest expense | $1,504,000 | 4,583 |
| Salaries and employee benefits | $837,000 | 4,466 |
| Premises and equipment expense | $211,000 | 4,557 |
| Additional noninterest expense | $456,000 | 4,553 |
| Pre-tax net operating income | $840,000 | 3,928 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $63,000 | 5,666 |
| Income before extraordinary items | $777,000 | 3,586 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $777,000 | 3,586 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $394,000 | 1,004 |
| Cash dividends | $563,000 | 1,984 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $777,000 | 3,389 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,455,000 | 4,505 |
| Total interest expense | $468,000 | 4,551 |
| Net interest income | $987,000 | 4,442 |
| Provision for loan and lease losses | $60,000 | 3,248 |
| Total noninterest income | $321,000 | 3,096 |
| Gross Fiduciary activities income | $7,000 | 1,175 |
| Service charges on deposit accounts | $133,000 | 2,842 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $181,000 | 2,891 |
| Total noninterest expense | $774,000 | 4,466 |
| Salaries and employee benefits | $449,000 | 4,253 |
| Premises and equipment expense | $100,000 | 4,694 |
| Additional noninterest expense | $225,000 | 4,564 |
| Pre-tax net operating income | $474,000 | 3,626 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $38,000 | 5,468 |
| Income before extraordinary items | $436,000 | 3,257 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $436,000 | 3,255 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,979 |
| Cash dividends | $300,000 | 1,748 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $436,000 | 3,089 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $6,402,000 | 4,357 |
| Total interest expense | $2,276,000 | 4,412 |
| Net interest income | $4,126,000 | 4,248 |
| Provision for loan and lease losses | $634,000 | 1,967 |
| Total noninterest income | $1,102,000 | 3,260 |
| Gross Fiduciary activities income | $8,000 | 1,447 |
| Service charges on deposit accounts | $510,000 | 2,929 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $584,000 | 3,016 |
| Total noninterest expense | $3,008,000 | 4,449 |
| Salaries and employee benefits | $1,834,000 | 4,022 |
| Premises and equipment expense | $357,000 | 5,034 |
| Additional noninterest expense | $817,000 | 4,853 |
| Pre-tax net operating income | $1,586,000 | 3,959 |
| Securities gains (losses) | $5,000 | 3,957 |
| Applicable income taxes | $133,000 | 5,668 |
| Income before extraordinary items | $1,458,000 | 3,575 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,458,000 | 3,573 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $643,000 | 1,367 |
| Cash dividends | $1,388,000 | 1,751 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,453,400 | 3,479 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $7,799,000 | 4,105 |
| Total interest expense | $3,525,000 | 4,188 |
| Net interest income | $4,274,000 | 3,921 |
| Provision for loan and lease losses | $180,000 | 4,345 |
| Total noninterest income | $998,000 | 3,342 |
| Gross Fiduciary activities income | $8,000 | 1,472 |
| Service charges on deposit accounts | $458,000 | 3,052 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $532,000 | 3,021 |
| Total noninterest expense | $2,797,000 | 4,576 |
| Salaries and employee benefits | $1,720,000 | 4,054 |
| Premises and equipment expense | $336,000 | 5,174 |
| Additional noninterest expense | $741,000 | 5,058 |
| Pre-tax net operating income | $2,295,000 | 2,852 |
| Securities gains (losses) | $1,000 | 4,410 |
| Applicable income taxes | $149,000 | 5,456 |
| Income before extraordinary items | $2,147,000 | 2,383 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $2,147,000 | 2,387 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-4,000 | 8,917 |
| Cash dividends | $1,875,000 | 1,413 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $2,146,060 | 2,306 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $7,521,000 | 4,325 |
| Total interest expense | $3,124,000 | 4,765 |
| Net interest income | $4,397,000 | 3,882 |
| Provision for loan and lease losses | $180,000 | 3,942 |
| Total noninterest income | $513,000 | 4,858 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $397,000 | 3,266 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $116,000 | 6,081 |
| Total noninterest expense | $2,433,000 | 4,957 |
| Salaries and employee benefits | $1,513,000 | 4,333 |
| Premises and equipment expense | $307,000 | 5,354 |
| Additional noninterest expense | $613,000 | 5,698 |
| Pre-tax net operating income | $2,297,000 | 2,983 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $163,000 | 5,777 |
| Income before extraordinary items | $2,134,000 | 2,399 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $2,134,000 | 2,399 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $49,000 | 4,794 |
| Cash dividends | $975,000 | 2,348 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $2,134,000 | 2,401 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,516,000 | 4,665 |
| Total interest expense | $2,524,000 | 5,164 |
| Net interest income | $3,992,000 | 4,178 |
| Provision for loan and lease losses | $180,000 | 3,760 |
| Total noninterest income | $403,000 | 5,593 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $314,000 | 3,848 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $89,000 | 6,897 |
| Total noninterest expense | $2,261,000 | 5,221 |
| Salaries and employee benefits | $1,411,000 | 4,559 |
| Premises and equipment expense | $284,000 | 5,628 |
| Additional noninterest expense | $566,000 | 6,046 |
| Pre-tax net operating income | $1,954,000 | 3,397 |
| Securities gains (losses) | $-1,000 | 8,592 |
| Applicable income taxes | $684,000 | 2,950 |
| Income before extraordinary items | $1,269,000 | 3,692 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,269,000 | 3,693 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 4,321 |
| Cash dividends | $675,000 | 2,958 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $1,269,650 | 3,659 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $6,190,000 | 4,884 |
| Total interest expense | $2,429,000 | 5,472 |
| Net interest income | $3,761,000 | 4,338 |
| Provision for loan and lease losses | $180,000 | 3,728 |
| Total noninterest income | $296,000 | 6,525 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $247,000 | 4,531 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $49,000 | 8,189 |
| Total noninterest expense | $2,066,000 | 5,479 |
| Salaries and employee benefits | $1,299,000 | 4,765 |
| Premises and equipment expense | $293,000 | 5,454 |
| Additional noninterest expense | $474,000 | 6,621 |
| Pre-tax net operating income | $1,811,000 | 3,613 |
| Securities gains (losses) | $4,000 | 3,561 |
| Applicable income taxes | $592,000 | 3,442 |
| Income before extraordinary items | $1,223,000 | 3,862 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $1,223,000 | 3,860 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 7,204 |
| Cash dividends | $750,000 | 2,706 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $1,220,320 | 3,785 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,752,000 | 5,222 |
| Total interest expense | $2,187,000 | 5,907 |
| Net interest income | $3,565,000 | 4,662 |
| Provision for loan and lease losses | $145,000 | 4,221 |
| Total noninterest income | $350,000 | 6,173 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $221,000 | 5,031 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $129,000 | 6,088 |
| Total noninterest expense | $1,736,000 | 6,211 |
| Salaries and employee benefits | $1,113,000 | 5,422 |
| Premises and equipment expense | $226,000 | 6,405 |
| Additional noninterest expense | $397,000 | 7,376 |
| Pre-tax net operating income | $2,034,000 | 3,477 |
| Securities gains (losses) | $19,000 | 1,923 |
| Applicable income taxes | $687,000 | 3,282 |
| Income before extraordinary items | $1,366,000 | 3,642 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,366,000 | 3,642 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $88,000 | 4,073 |
| Cash dividends | $750,000 | 2,657 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,353,270 | 3,598 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,417,000 | 5,595 |
| Total interest expense | $2,280,000 | 5,883 |
| Net interest income | $3,137,000 | 5,274 |
| Provision for loan and lease losses | $45,000 | 6,812 |
| Total noninterest income | $269,000 | 7,338 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $209,000 | 5,405 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $60,000 | 8,463 |
| Total noninterest expense | $1,579,000 | 6,895 |
| Salaries and employee benefits | $1,013,000 | 5,930 |
| Premises and equipment expense | $198,000 | 7,064 |
| Additional noninterest expense | $368,000 | 8,171 |
| Pre-tax net operating income | $1,782,000 | 3,764 |
| Securities gains (losses) | $15,000 | 2,201 |
| Applicable income taxes | $576,000 | 3,708 |
| Income before extraordinary items | $1,221,000 | 3,818 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $1,221,000 | 3,817 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $81,000 | 4,343 |
| Cash dividends | $750,000 | 2,610 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $1,210,800 | 3,796 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,990,000 | 5,993 |
| Total interest expense | $1,857,000 | 6,765 |
| Net interest income | $3,133,000 | 5,312 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $269,000 | 7,450 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $203,000 | 5,638 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $66,000 | 8,506 |
| Total noninterest expense | $1,634,000 | 6,881 |
| Salaries and employee benefits | $945,000 | 6,322 |
| Premises and equipment expense | $260,000 | 6,200 |
| Additional noninterest expense | $429,000 | 7,910 |
| Pre-tax net operating income | $1,768,000 | 3,899 |
| Securities gains (losses) | $-1,000 | 9,017 |
| Applicable income taxes | $581,000 | 3,739 |
| Income before extraordinary items | $1,186,000 | 4,001 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,186,000 | 3,998 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,801 |
| Cash dividends | $675,000 | 2,720 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,186,670 | 3,981 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,011,000 | 6,686 |
| Total interest expense | $1,195,000 | 7,921 |
| Net interest income | $2,816,000 | 5,877 |
| Provision for loan and lease losses | $-229,000 | 12,355 |
| Total noninterest income | $280,000 | 7,520 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $211,000 | 5,651 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $69,000 | 8,689 |
| Total noninterest expense | $1,732,000 | 6,896 |
| Salaries and employee benefits | $891,000 | 6,701 |
| Premises and equipment expense | $274,000 | 6,096 |
| Additional noninterest expense | $567,000 | 7,281 |
| Pre-tax net operating income | $1,593,000 | 4,192 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $410,000 | 4,680 |
| Income before extraordinary items | $1,183,000 | 3,911 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,183,000 | 3,916 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-227,000 | 12,430 |
| Cash dividends | $694,000 | 2,555 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,183,000 | 3,950 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,872,000 | 7,030 |
| Total interest expense | $1,334,000 | 7,760 |
| Net interest income | $2,538,000 | 6,472 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $332,000 | 7,244 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $270,000 | 4,822 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $62,000 | 9,431 |
| Total noninterest expense | $1,760,000 | 7,008 |
| Salaries and employee benefits | $833,000 | 7,122 |
| Premises and equipment expense | $229,000 | 7,114 |
| Additional noninterest expense | $698,000 | 6,580 |
| Pre-tax net operating income | $1,110,000 | 5,487 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $240,000 | 6,952 |
| Income before extraordinary items | $870,000 | 5,218 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $870,000 | 5,361 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 6,866 |
| Cash dividends | $600,000 | 2,624 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $870,000 | 5,002 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,997,000 | 7,514 |
| Total interest expense | $1,652,000 | 8,045 |
| Net interest income | $2,345,000 | 6,903 |
| Provision for loan and lease losses | $46,000 | 9,271 |
| Total noninterest income | $350,000 | 7,120 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $273,000 | 4,788 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $77,000 | 8,979 |
| Total noninterest expense | $1,584,000 | 7,628 |
| Salaries and employee benefits | $744,000 | 7,653 |
| Premises and equipment expense | $180,000 | 8,311 |
| Additional noninterest expense | $660,000 | 7,033 |
| Pre-tax net operating income | $1,065,000 | 5,376 |
| Securities gains (losses) | $10,000 | 6,439 |
| Applicable income taxes | $223,000 | 7,127 |
| Income before extraordinary items | $852,000 | 5,108 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $852,000 | 5,164 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-20,000 | 13,092 |
| Cash dividends | $675,000 | 2,200 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $844,100 | 4,839 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.