Home > Trade National Bank > Income and Expense
Trade National Bank, Income and Expense
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,961,000 | 6,027 |
| Total interest expense | $1,779,000 | 6,949 |
| Net interest income | $3,182,000 | 5,240 |
| Provision for loan and lease losses | $152,000 | 3,599 |
| Total noninterest income | $859,000 | 3,489 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $627,000 | 2,166 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $232,000 | 4,705 |
| Total noninterest expense | $1,970,000 | 6,052 |
| Salaries and employee benefits | $834,000 | 6,925 |
| Premises and equipment expense | $444,000 | 4,153 |
| Additional noninterest expense | $692,000 | 5,911 |
| Pre-tax net operating income | $1,919,000 | 3,625 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $817,000 | 2,829 |
| Income before extraordinary items | $1,102,000 | 4,241 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $1,102,000 | 4,238 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,856 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $1,102,000 | 4,226 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,617,000 | 6,034 |
| Total interest expense | $1,412,000 | 7,172 |
| Net interest income | $3,205,000 | 5,317 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $860,000 | 3,486 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $579,000 | 2,350 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $281,000 | 4,285 |
| Total noninterest expense | $2,326,000 | 5,498 |
| Salaries and employee benefits | $1,285,000 | 4,935 |
| Premises and equipment expense | $423,000 | 4,379 |
| Additional noninterest expense | $618,000 | 6,908 |
| Pre-tax net operating income | $1,739,000 | 3,878 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $572,000 | 3,653 |
| Income before extraordinary items | $1,167,000 | 3,960 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $1,167,000 | 3,964 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 11,157 |
| Cash dividends | $500,000 | 3,161 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $1,167,000 | 4,004 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,256,000 | 6,571 |
| Total interest expense | $1,403,000 | 7,529 |
| Net interest income | $2,853,000 | 5,876 |
| Provision for loan and lease losses | $281,000 | 3,148 |
| Total noninterest income | $796,000 | 4,006 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $520,000 | 2,678 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $276,000 | 4,706 |
| Total noninterest expense | $2,351,000 | 5,558 |
| Salaries and employee benefits | $1,186,000 | 5,287 |
| Premises and equipment expense | $440,000 | 4,342 |
| Additional noninterest expense | $725,000 | 6,391 |
| Pre-tax net operating income | $1,017,000 | 5,828 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $398,000 | 5,028 |
| Income before extraordinary items | $619,000 | 6,642 |
| Extraordinary gains, net | $40,000 | 2,305 |
| Net income | $659,000 | 6,530 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $386,000 | 2,114 |
| Cash dividends | $400,000 | 3,627 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $619,000 | 6,393 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,995,000 | 6,394 |
| Total interest expense | $1,849,000 | 7,484 |
| Net interest income | $3,146,000 | 5,497 |
| Provision for loan and lease losses | $97,000 | 7,370 |
| Total noninterest income | $822,000 | 3,901 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $489,000 | 2,843 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $333,000 | 4,150 |
| Total noninterest expense | $2,400,000 | 5,491 |
| Salaries and employee benefits | $1,224,000 | 5,070 |
| Premises and equipment expense | $459,000 | 4,278 |
| Additional noninterest expense | $717,000 | 6,656 |
| Pre-tax net operating income | $1,471,000 | 4,107 |
| Securities gains (losses) | $2,000 | 7,695 |
| Applicable income taxes | $495,000 | 4,036 |
| Income before extraordinary items | $978,000 | 4,592 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $978,000 | 4,639 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $104,000 | 5,812 |
| Cash dividends | $720,000 | 2,080 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $976,680 | 4,273 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.