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Toyota Financial Savings Bank, Income and Expense

2025-06-30 (YTD Data)Rank
Total interest income$205,812,000191
Total interest expense$147,847,000118
Net interest income$57,965,000367
Provision for loan and lease losses$23,840,000101
Total noninterest income$60,477,000140
Gross Fiduciary activities income$0937
Service charges on deposit accounts$04,250
Trading account gains and fees$0133
Additional Noninterest Income$60,477,00092
Total noninterest expense$75,808,000238
Salaries and employee benefits$18,063,000479
Premises and equipment expense$232,0003,038
Additional noninterest expense$60,477,00095
Pre-tax net operating income$18,794,000461
Securities gains (losses)$511,00091
Applicable income taxes$5,923,000343
Income before extraordinary items$13,382,000504
Extraordinary gains, net$020
Net income$13,382,000510
Minority interest net income$069
Net income of bank and minority interests.$13,382,000504
Net charge-offs$117,0001,200
Cash dividends$02,872
Sale, conversion, retirement of capital stock, net$0478
Net operating income$12,978,310517
2025-03-31 (YTD Data)Rank
Total interest income$88,302,000219
Total interest expense$63,245,000132
Net interest income$25,057,000413
Provision for loan and lease losses$8,066,000131
Total noninterest income$8,900,000330
Gross Fiduciary activities income$0918
Service charges on deposit accounts$04,263
Trading account gains and fees$0116
Additional Noninterest Income$8,900,000229
Total noninterest expense$19,990,000403
Salaries and employee benefits$6,992,000614
Premises and equipment expense$114,0003,077
Additional noninterest expense$8,900,000229
Pre-tax net operating income$5,901,000641
Securities gains (losses)$509,00049
Applicable income taxes$2,145,000415
Income before extraordinary items$4,265,000702
Extraordinary gains, net$047
Net income$4,265,000713
Minority interest net income$065
Net income of bank and minority interests.$4,265,000702
Net charge-offs$-2,0003,609
Cash dividends$02,364
Sale, conversion, retirement of capital stock, net$0467
Net operating income$3,862,890752
2024-12-31 (YTD Data)Rank
Total interest income$289,133,000258
Total interest expense$206,191,000166
Net interest income$82,942,000458
Provision for loan and lease losses$7,035,000277
Total noninterest income$4,398,0001,275
Gross Fiduciary activities income$01,000
Service charges on deposit accounts$1,0004,284
Trading account gains and fees$0138
Additional Noninterest Income$4,397,000951
Total noninterest expense$38,512,000743
Salaries and employee benefits$23,660,000673
Premises and equipment expense$486,0002,992
Additional noninterest expense$4,397,000951
Pre-tax net operating income$41,793,000393
Securities gains (losses)$759,000119
Applicable income taxes$11,010,000323
Income before extraordinary items$31,542,000407
Extraordinary gains, net$053
Net income$31,542,000410
Minority interest net income$090
Net income of bank and minority interests.$31,542,000407
Net charge-offs$-6,0003,854
Cash dividends$03,434
Sale, conversion, retirement of capital stock, net$0564
Net operating income$30,942,390418
2024-09-30 (YTD Data)Rank
Total interest income$209,199,000261
Total interest expense$146,569,000175
Net interest income$62,630,000446
Provision for loan and lease losses$7,994,000205
Total noninterest income$2,944,0001,359
Gross Fiduciary activities income$0972
Service charges on deposit accounts$1,0004,310
Trading account gains and fees$0139
Additional Noninterest Income$2,943,0001,018
Total noninterest expense$28,857,000735
Salaries and employee benefits$18,521,000641
Premises and equipment expense$363,0002,999
Additional noninterest expense$2,943,0001,018
Pre-tax net operating income$28,723,000409
Securities gains (losses)$384,000167
Applicable income taxes$7,207,000360
Income before extraordinary items$21,900,000425
Extraordinary gains, net$051
Net income$21,900,000433
Minority interest net income$082
Net income of bank and minority interests.$21,900,000427
Net charge-offs$-5,0003,786
Cash dividends$03,076
Sale, conversion, retirement of capital stock, net$0527
Net operating income$21,596,640430
2024-06-30 (YTD Data)Rank
Total interest income$128,807,000275
Total interest expense$88,784,000191
Net interest income$40,023,000465
Provision for loan and lease losses$4,899,000215
Total noninterest income$1,826,0001,408
Gross Fiduciary activities income$0962
Service charges on deposit accounts$04,363
Trading account gains and fees$0145
Additional Noninterest Income$1,826,0001,066
Total noninterest expense$18,133,000772
Salaries and employee benefits$12,338,000642
Premises and equipment expense$222,0003,101
Additional noninterest expense$1,826,0001,066
Pre-tax net operating income$18,817,000418
Securities gains (losses)$-47,0004,097
Applicable income taxes$4,595,000376
Income before extraordinary items$14,175,000431
Extraordinary gains, net$052
Net income$14,175,000434
Minority interest net income$084
Net income of bank and minority interests.$14,175,000433
Net charge-offs$-3,0003,692
Cash dividends$02,949
Sale, conversion, retirement of capital stock, net$0496
Net operating income$14,212,130429
2024-03-31 (YTD Data)Rank
Total interest income$60,752,000284
Total interest expense$43,139,000195
Net interest income$17,613,000516
Provision for loan and lease losses$1,405,000263
Total noninterest income$871,0001,424
Gross Fiduciary activities income$0895
Service charges on deposit accounts$04,363
Trading account gains and fees$0121
Additional Noninterest Income$871,0001,076
Total noninterest expense$9,613,000750
Salaries and employee benefits$6,659,000605
Premises and equipment expense$117,0003,031
Additional noninterest expense$871,0001,076
Pre-tax net operating income$7,466,000485
Securities gains (losses)$-27,0004,189
Applicable income taxes$1,932,000413
Income before extraordinary items$5,507,000531
Extraordinary gains, net$051
Net income$5,507,000532
Minority interest net income$072
Net income of bank and minority interests.$5,507,000531
Net charge-offs$-2,0003,602
Cash dividends$02,345
Sale, conversion, retirement of capital stock, net$0434
Net operating income$5,528,330528
2023-12-31 (YTD Data)Rank
Total interest income$196,473,000306
Total interest expense$150,249,000176
Net interest income$46,224,000716
Provision for loan and lease losses$03,275
Total noninterest income$3,726,0001,427
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,0004,378
Trading account gains and fees$0123
Additional Noninterest Income$3,725,0001,086
Total noninterest expense$34,220,000794
Salaries and employee benefits$22,109,000685
Premises and equipment expense$427,0003,158
Additional noninterest expense$3,725,0001,086
Pre-tax net operating income$15,730,000825
Securities gains (losses)$34,000499
Applicable income taxes$4,993,000530
Income before extraordinary items$10,771,000952
Extraordinary gains, net$054
Net income$10,771,000965
Minority interest net income$088
Net income of bank and minority interests.$10,771,000955
Net charge-offs$-6,0003,751
Cash dividends$15,246,000356
Sale, conversion, retirement of capital stock, net$0540
Net operating income$10,744,140974
2023-09-30 (YTD Data)Rank
Total interest income$142,431,000311
Total interest expense$110,122,000169
Net interest income$32,309,000769
Provision for loan and lease losses$1,454,000536
Total noninterest income$2,793,0001,431
Gross Fiduciary activities income$0950
Service charges on deposit accounts$04,443
Trading account gains and fees$0125
Additional Noninterest Income$2,793,0001,083
Total noninterest expense$25,391,000798
Salaries and employee benefits$16,349,000702
Premises and equipment expense$305,0003,246
Additional noninterest expense$2,793,0001,083
Pre-tax net operating income$8,257,0001,119
Securities gains (losses)$-108,0004,018
Applicable income taxes$2,649,000700
Income before extraordinary items$5,500,0001,338
Extraordinary gains, net$052
Net income$5,500,0001,347
Minority interest net income$081
Net income of bank and minority interests.$5,500,0001,338
Net charge-offs$-5,0003,673
Cash dividends$15,247,000280
Sale, conversion, retirement of capital stock, net$0507
Net operating income$5,585,3201,340
2023-06-30 (YTD Data)Rank
Total interest income$93,416,000303
Total interest expense$72,140,000160
Net interest income$21,276,000772
Provision for loan and lease losses$1,027,000504
Total noninterest income$1,856,0001,365
Gross Fiduciary activities income$0931
Service charges on deposit accounts$04,471
Trading account gains and fees$0112
Additional Noninterest Income$1,856,0001,027
Total noninterest expense$17,886,000755
Salaries and employee benefits$11,064,000683
Premises and equipment expense$199,0003,274
Additional noninterest expense$1,856,0001,026
Pre-tax net operating income$4,219,0001,363
Securities gains (losses)$-10,0003,794
Applicable income taxes$1,558,000764
Income before extraordinary items$2,651,0001,719
Extraordinary gains, net$051
Net income$2,651,0001,739
Minority interest net income$081
Net income of bank and minority interests.$2,651,0001,719
Net charge-offs$-3,0003,600
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$2,658,9001,725
2023-03-31 (YTD Data)Rank
Total interest income$46,520,000309
Total interest expense$35,633,000154
Net interest income$10,887,000770
Provision for loan and lease losses$-120,0004,550
Total noninterest income$919,0001,367
Gross Fiduciary activities income$0913
Service charges on deposit accounts$04,484
Trading account gains and fees$097
Additional Noninterest Income$919,0001,033
Total noninterest expense$9,395,000729
Salaries and employee benefits$6,034,000646
Premises and equipment expense$88,0003,479
Additional noninterest expense$919,0001,033
Pre-tax net operating income$2,531,0001,216
Securities gains (losses)$40,000311
Applicable income taxes$1,109,000632
Income before extraordinary items$1,462,0001,631
Extraordinary gains, net$04
Net income$1,462,0001,631
Minority interest net income$048
Net income of bank and minority interests.$1,462,0001,631
Net charge-offs$-2,0003,519
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,430,4001,670
2022-12-31 (YTD Data)Rank
Total interest income$126,197,000336
Total interest expense$77,093,000101
Net interest income$49,104,000683
Provision for loan and lease losses$-946,0004,599
Total noninterest income$3,953,0001,381
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$04,545
Trading account gains and fees$0116
Additional Noninterest Income$3,953,0001,061
Total noninterest expense$29,388,000886
Salaries and employee benefits$17,902,000828
Premises and equipment expense$563,0002,821
Additional noninterest expense$3,953,0001,061
Pre-tax net operating income$24,615,000650
Securities gains (losses)$-390,0004,267
Applicable income taxes$6,137,000534
Income before extraordinary items$18,088,000698
Extraordinary gains, net$05
Net income$18,088,000699
Minority interest net income$063
Net income of bank and minority interests.$18,088,000699
Net charge-offs$-33,0003,961
Cash dividends$14,900,000354
Sale, conversion, retirement of capital stock, net$0568
Net operating income$18,396,100694
2022-09-30 (YTD Data)Rank
Total interest income$79,423,000372
Total interest expense$42,658,00097
Net interest income$36,765,000676
Provision for loan and lease losses$-1,751,0004,691
Total noninterest income$2,431,0001,580
Gross Fiduciary activities income$0968
Service charges on deposit accounts$04,582
Trading account gains and fees$0111
Additional Noninterest Income$2,431,0001,225
Total noninterest expense$20,003,000951
Salaries and employee benefits$12,911,000851
Premises and equipment expense$440,0002,748
Additional noninterest expense$2,431,0001,225
Pre-tax net operating income$20,944,000602
Securities gains (losses)$-406,0004,457
Applicable income taxes$4,817,000526
Income before extraordinary items$15,721,000627
Extraordinary gains, net$04
Net income$15,721,000627
Minority interest net income$057
Net income of bank and minority interests.$15,721,000627
Net charge-offs$-15,0003,724
Cash dividends$14,900,000267
Sale, conversion, retirement of capital stock, net$0519
Net operating income$16,041,740625
2022-06-30 (YTD Data)Rank
Total interest income$43,188,000427
Total interest expense$19,645,00096
Net interest income$23,543,000678
Provision for loan and lease losses$626,000592
Total noninterest income$1,530,0001,617
Gross Fiduciary activities income$0925
Service charges on deposit accounts$04,638
Trading account gains and fees$0108
Additional Noninterest Income$1,530,0001,298
Total noninterest expense$12,351,0001,001
Salaries and employee benefits$8,248,000873
Premises and equipment expense$324,0002,603
Additional noninterest expense$3,779,000976
Pre-tax net operating income$12,096,000620
Securities gains (losses)$-271,0004,504
Applicable income taxes$2,768,000536
Income before extraordinary items$9,057,000651
Extraordinary gains, net$04
Net income$9,057,000651
Minority interest net income$060
Net income of bank and minority interests.$9,057,000651
Net charge-offs$-3,0003,282
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$9,271,090649
2022-03-31 (YTD Data)Rank
Total interest income$18,653,000471
Total interest expense$8,005,00093
Net interest income$10,648,000723
Provision for loan and lease losses$-748,0004,659
Total noninterest income$941,0001,428
Gross Fiduciary activities income$0892
Service charges on deposit accounts$04,649
Trading account gains and fees$0103
Additional Noninterest Income$941,0001,125
Total noninterest expense$6,574,000942
Salaries and employee benefits$4,090,000878
Premises and equipment expense$148,0002,764
Additional noninterest expense$2,336,000807
Pre-tax net operating income$5,763,000616
Securities gains (losses)$-160,0004,580
Applicable income taxes$1,299,000550
Income before extraordinary items$4,304,000658
Extraordinary gains, net$04
Net income$4,304,000658
Minority interest net income$050
Net income of bank and minority interests.$4,304,000658
Net charge-offs$-2,0003,266
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$4,430,400645
2021-12-31 (YTD Data)Rank
Total interest income$60,896,000566
Total interest expense$22,483,000141
Net interest income$38,413,000795
Provision for loan and lease losses$3,293,000173
Total noninterest income$4,661,0001,370
Gross Fiduciary activities income$0994
Service charges on deposit accounts$04,720
Trading account gains and fees$0132
Additional Noninterest Income$4,661,0001,125
Total noninterest expense$21,024,0001,124
Salaries and employee benefits$15,472,000913
Premises and equipment expense$472,0003,110
Additional noninterest expense$5,080,0001,311
Pre-tax net operating income$18,757,000783
Securities gains (losses)$-100,0004,653
Applicable income taxes$4,831,000641
Income before extraordinary items$13,826,000882
Extraordinary gains, net$010
Net income$13,826,000882
Minority interest net income$074
Net income of bank and minority interests.$13,826,000883
Net charge-offs$-257,0004,605
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$13,905,000864
2021-09-30 (YTD Data)Rank
Total interest income$43,743,000599
Total interest expense$15,165,000160
Net interest income$28,578,000819
Provision for loan and lease losses$1,905,000222
Total noninterest income$3,484,0001,406
Gross Fiduciary activities income$0957
Service charges on deposit accounts$04,787
Trading account gains and fees$0132
Additional Noninterest Income$3,484,0001,157
Total noninterest expense$15,602,0001,145
Salaries and employee benefits$11,452,000927
Premises and equipment expense$359,0003,121
Additional noninterest expense$3,791,0001,316
Pre-tax net operating income$14,555,000791
Securities gains (losses)$-68,0004,767
Applicable income taxes$3,737,000653
Income before extraordinary items$10,750,000897
Extraordinary gains, net$08
Net income$10,750,000897
Minority interest net income$069
Net income of bank and minority interests.$10,750,000897
Net charge-offs$-256,0004,705
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$10,803,720871
2021-06-30 (YTD Data)Rank
Total interest income$28,106,000619
Total interest expense$9,327,000180
Net interest income$18,779,000812
Provision for loan and lease losses$969,000324
Total noninterest income$2,315,0001,401
Gross Fiduciary activities income$0951
Service charges on deposit accounts$04,816
Trading account gains and fees$0133
Additional Noninterest Income$2,315,0001,165
Total noninterest expense$10,958,0001,089
Salaries and employee benefits$8,071,000885
Premises and equipment expense$244,0003,083
Additional noninterest expense$2,643,0001,252
Pre-tax net operating income$9,167,000825
Securities gains (losses)$-52,0004,813
Applicable income taxes$2,404,000661
Income before extraordinary items$6,711,000928
Extraordinary gains, net$06
Net income$6,711,000928
Minority interest net income$067
Net income of bank and minority interests.$6,711,000928
Net charge-offs$-254,0004,794
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$6,752,080907
2021-03-31 (YTD Data)Rank
Total interest income$13,912,000619
Total interest expense$4,602,000192
Net interest income$9,310,000804
Provision for loan and lease losses$-221,0004,704
Total noninterest income$962,0001,546
Gross Fiduciary activities income$0922
Service charges on deposit accounts$04,819
Trading account gains and fees$0127
Additional Noninterest Income$962,0001,307
Total noninterest expense$5,998,0001,000
Salaries and employee benefits$3,809,000920
Premises and equipment expense$126,0003,055
Additional noninterest expense$2,063,000872
Pre-tax net operating income$4,495,000838
Securities gains (losses)$-61,0004,860
Applicable income taxes$1,253,000642
Income before extraordinary items$3,181,000961
Extraordinary gains, net$03
Net income$3,181,000961
Minority interest net income$055
Net income of bank and minority interests.$3,181,000961
Net charge-offs$-2,0003,357
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$3,229,190936
2020-12-31 (YTD Data)Rank
Total interest income$47,252,000720
Total interest expense$23,776,000237
Net interest income$23,476,0001,127
Provision for loan and lease losses$3,726,000698
Total noninterest income$3,795,0001,515
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$1,0004,857
Trading account gains and fees$0133
Additional Noninterest Income$3,794,0001,251
Total noninterest expense$14,617,0001,439
Salaries and employee benefits$9,972,0001,260
Premises and equipment expense$545,0002,910
Additional noninterest expense$4,100,0001,504
Pre-tax net operating income$8,928,0001,163
Securities gains (losses)$73,0001,537
Applicable income taxes$2,502,000795
Income before extraordinary items$6,499,0001,334
Extraordinary gains, net$04
Net income$6,499,0001,335
Minority interest net income$072
Net income of bank and minority interests.$6,499,0001,335
Net charge-offs$-344,0004,926
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$6,441,3301,310
2020-09-30 (YTD Data)Rank
Total interest income$33,861,000741
Total interest expense$18,716,000244
Net interest income$15,145,0001,254
Provision for loan and lease losses$2,999,000702
Total noninterest income$2,527,0001,576
Gross Fiduciary activities income$0981
Service charges on deposit accounts$1,0004,887
Trading account gains and fees$0125
Additional Noninterest Income$2,526,0001,309
Total noninterest expense$10,328,0001,484
Salaries and employee benefits$6,987,0001,318
Premises and equipment expense$409,0002,918
Additional noninterest expense$2,932,0001,543
Pre-tax net operating income$4,345,0001,577
Securities gains (losses)$83,0001,300
Applicable income taxes$1,220,0001,031
Income before extraordinary items$3,208,0001,801
Extraordinary gains, net$04
Net income$3,208,0001,801
Minority interest net income$065
Net income of bank and minority interests.$3,208,0001,801
Net charge-offs$-348,0004,968
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$3,142,4301,796
2020-06-30 (YTD Data)Rank
Total interest income$20,840,000818
Total interest expense$12,704,000262
Net interest income$8,136,0001,527
Provision for loan and lease losses$2,344,000659
Total noninterest income$1,728,0001,486
Gross Fiduciary activities income$0970
Service charges on deposit accounts$04,931
Trading account gains and fees$0123
Additional Noninterest Income$1,728,0001,202
Total noninterest expense$6,271,0001,619
Salaries and employee benefits$4,222,0001,419
Premises and equipment expense$275,0002,902
Additional noninterest expense$1,774,0001,655
Pre-tax net operating income$1,249,0002,634
Securities gains (losses)$-83,0004,944
Applicable income taxes$289,0001,776
Income before extraordinary items$877,0002,981
Extraordinary gains, net$04
Net income$877,0002,980
Minority interest net income$065
Net income of bank and minority interests.$877,0002,981
Net charge-offs$-32,0004,639
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$942,5702,839
2020-03-31 (YTD Data)Rank
Total interest income$8,967,000928
Total interest expense$5,671,000327
Net interest income$3,296,0001,782
Provision for loan and lease losses$1,656,000450
Total noninterest income$921,0001,362
Gross Fiduciary activities income$0941
Service charges on deposit accounts$04,968
Trading account gains and fees$0106
Additional Noninterest Income$921,0001,024
Total noninterest expense$3,587,0001,447
Salaries and employee benefits$2,405,0001,282
Premises and equipment expense$139,0002,923
Additional noninterest expense$1,043,0001,469
Pre-tax net operating income$-1,026,0005,029
Securities gains (losses)$-54,0004,949
Applicable income taxes$-273,0005,002
Income before extraordinary items$-807,0004,996
Extraordinary gains, net$04
Net income$-807,0004,997
Minority interest net income$056
Net income of bank and minority interests.$-807,0004,996
Net charge-offs$-17,0004,620
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$-764,3405,020
2019-12-31 (YTD Data)Rank
Total interest income$34,108,000975
Total interest expense$22,233,000351
Net interest income$11,875,0001,943
Provision for loan and lease losses$897,000991
Total noninterest income$3,824,0001,357
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$05,055
Trading account gains and fees$0135
Additional Noninterest Income$3,824,000996
Total noninterest expense$12,781,0001,560
Salaries and employee benefits$9,367,0001,268
Premises and equipment expense$576,0002,868
Additional noninterest expense$2,838,0002,010
Pre-tax net operating income$2,021,0003,012
Securities gains (losses)$-96,0005,079
Applicable income taxes$505,0001,976
Income before extraordinary items$1,420,0003,341
Extraordinary gains, net$011
Net income$1,420,0003,342
Minority interest net income$076
Net income of bank and minority interests.$1,420,0003,342
Net charge-offs$-63,0004,818
Cash dividends$2,185,0001,498
Sale, conversion, retirement of capital stock, net$0626
Net operating income$1,495,8403,253
2019-09-30 (YTD Data)Rank
Total interest income$25,580,000972
Total interest expense$16,303,000363
Net interest income$9,277,0001,902
Provision for loan and lease losses$699,000908
Total noninterest income$2,699,0001,409
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$05,128
Trading account gains and fees$0129
Additional Noninterest Income$2,699,0001,028
Total noninterest expense$9,960,0001,509
Salaries and employee benefits$7,331,0001,231
Premises and equipment expense$444,0002,831
Additional noninterest expense$2,185,0001,976
Pre-tax net operating income$1,317,0003,269
Securities gains (losses)$-112,0005,166
Applicable income taxes$316,0002,193
Income before extraordinary items$889,0003,664
Extraordinary gains, net$011
Net income$889,0003,663
Minority interest net income$072
Net income of bank and minority interests.$889,0003,664
Net charge-offs$-48,0004,812
Cash dividends$2,185,0001,118
Sale, conversion, retirement of capital stock, net$0590
Net operating income$977,4803,507
2019-06-30 (YTD Data)Rank
Total interest income$17,129,000966
Total interest expense$10,752,000362
Net interest income$6,377,0001,868
Provision for loan and lease losses$200,0001,556
Total noninterest income$1,733,0001,418
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$05,168
Trading account gains and fees$0131
Additional Noninterest Income$1,733,0001,041
Total noninterest expense$7,001,0001,456
Salaries and employee benefits$5,129,0001,180
Premises and equipment expense$312,0002,751
Additional noninterest expense$1,560,0001,873
Pre-tax net operating income$909,0003,230
Securities gains (losses)$-87,0005,198
Applicable income taxes$212,0002,170
Income before extraordinary items$610,0003,621
Extraordinary gains, net$011
Net income$610,0003,620
Minority interest net income$069
Net income of bank and minority interests.$610,0003,620
Net charge-offs$-32,0004,795
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$678,7303,457
2019-03-31 (YTD Data)Rank
Total interest income$8,582,000966
Total interest expense$5,385,000350
Net interest income$3,197,0001,868
Provision for loan and lease losses$97,0001,513
Total noninterest income$708,0001,556
Gross Fiduciary activities income$0972
Service charges on deposit accounts$05,219
Trading account gains and fees$0126
Additional Noninterest Income$708,0001,158
Total noninterest expense$3,887,0001,331
Salaries and employee benefits$2,931,0001,055
Premises and equipment expense$136,0003,028
Additional noninterest expense$820,0001,784
Pre-tax net operating income$-79,0005,234
Securities gains (losses)$01,087
Applicable income taxes$-25,0005,242
Income before extraordinary items$-54,0005,212
Extraordinary gains, net$05
Net income$-54,0005,211
Minority interest net income$052
Net income of bank and minority interests.$-54,0005,211
Net charge-offs$-11,0004,688
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$-54,0005,214
2018-12-31 (YTD Data)Rank
Total interest income$29,119,0001,038
Total interest expense$16,483,000347
Net interest income$12,636,0001,859
Provision for loan and lease losses$651,0001,208
Total noninterest income$3,191,0001,471
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$05,284
Trading account gains and fees$0126
Additional Noninterest Income$3,191,0001,095
Total noninterest expense$11,556,0001,676
Salaries and employee benefits$8,587,0001,341
Premises and equipment expense$452,0003,338
Additional noninterest expense$2,517,0002,212
Pre-tax net operating income$3,620,0002,231
Securities gains (losses)$01,125
Applicable income taxes$1,034,0001,366
Income before extraordinary items$2,586,0002,547
Extraordinary gains, net$06
Net income$2,586,0002,546
Minority interest net income$072
Net income of bank and minority interests.$2,586,0002,546
Net charge-offs$-415,0005,282
Cash dividends$1,345,0001,873
Sale, conversion, retirement of capital stock, net$0671
Net operating income$2,586,0002,536
2018-09-30 (YTD Data)Rank
Total interest income$21,106,0001,056
Total interest expense$11,557,000350
Net interest income$9,549,0001,850
Provision for loan and lease losses$665,000906
Total noninterest income$2,495,0001,451
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$05,347
Trading account gains and fees$0138
Additional Noninterest Income$2,495,0001,066
Total noninterest expense$8,800,0001,647
Salaries and employee benefits$6,570,0001,316
Premises and equipment expense$343,0003,351
Additional noninterest expense$1,887,0002,207
Pre-tax net operating income$2,579,0002,349
Securities gains (losses)$01,118
Applicable income taxes$742,0001,441
Income before extraordinary items$1,837,0002,662
Extraordinary gains, net$05
Net income$1,837,0002,661
Minority interest net income$066
Net income of bank and minority interests.$1,837,0002,661
Net charge-offs$-305,0005,323
Cash dividends$1,345,0001,423
Sale, conversion, retirement of capital stock, net$0633
Net operating income$1,837,0002,653
2018-06-30 (YTD Data)Rank
Total interest income$13,661,0001,071
Total interest expense$7,234,000352
Net interest income$6,427,0001,828
Provision for loan and lease losses$156,0001,742
Total noninterest income$1,606,0001,493
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$05,406
Trading account gains and fees$0130
Additional Noninterest Income$1,606,0001,108
Total noninterest expense$6,030,0001,612
Salaries and employee benefits$4,483,0001,296
Premises and equipment expense$234,0003,330
Additional noninterest expense$1,313,0002,157
Pre-tax net operating income$1,847,0002,208
Securities gains (losses)$0961
Applicable income taxes$548,0001,335
Income before extraordinary items$1,299,0002,548
Extraordinary gains, net$06
Net income$1,299,0002,547
Minority interest net income$065
Net income of bank and minority interests.$1,299,0002,547
Net charge-offs$-221,0005,363
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,299,0002,540
2018-03-31 (YTD Data)Rank
Total interest income$6,688,0001,083
Total interest expense$3,596,000344
Net interest income$3,092,0001,887
Provision for loan and lease losses$99,0001,492
Total noninterest income$726,0001,592
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$05,454
Trading account gains and fees$0123
Additional Noninterest Income$726,0001,169
Total noninterest expense$3,411,0001,479
Salaries and employee benefits$2,550,0001,164
Premises and equipment expense$123,0003,267
Additional noninterest expense$738,0001,945
Pre-tax net operating income$308,0003,824
Securities gains (losses)$0735
Applicable income taxes$131,0001,932
Income before extraordinary items$177,0004,323
Extraordinary gains, net$07
Net income$177,0004,321
Minority interest net income$052
Net income of bank and minority interests.$177,0004,323
Net charge-offs$-123,0005,418
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$177,0004,328
2017-12-31 (YTD Data)Rank
Total interest income$25,398,0001,103
Total interest expense$14,949,000277
Net interest income$10,449,0002,146
Provision for loan and lease losses$-2,001,0005,635
Total noninterest income$2,886,0001,634
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$05,539
Trading account gains and fees$0151
Additional Noninterest Income$2,886,0001,200
Total noninterest expense$12,239,0001,598
Salaries and employee benefits$9,227,0001,235
Premises and equipment expense$444,0003,472
Additional noninterest expense$2,568,0002,220
Pre-tax net operating income$3,097,0002,433
Securities gains (losses)$-94,0005,396
Applicable income taxes$1,068,0001,813
Income before extraordinary items$1,935,0002,745
Extraordinary gains, net$09
Net income$1,935,0002,744
Minority interest net income$076
Net income of bank and minority interests.$1,935,0002,745
Net charge-offs$-1,313,0005,635
Cash dividends$1,852,0001,509
Sale, conversion, retirement of capital stock, net$0711
Net operating income$1,995,1602,684
2017-09-30 (YTD Data)Rank
Total interest income$18,911,0001,113
Total interest expense$11,291,000262
Net interest income$7,620,0002,207
Provision for loan and lease losses$-1,793,0005,699
Total noninterest income$2,141,0001,662
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$05,596
Trading account gains and fees$0145
Additional Noninterest Income$2,141,0001,212
Total noninterest expense$9,583,0001,548
Salaries and employee benefits$7,187,0001,205
Premises and equipment expense$351,0003,415
Additional noninterest expense$2,045,0002,082
Pre-tax net operating income$1,971,0002,731
Securities gains (losses)$-94,0005,629
Applicable income taxes$674,0001,816
Income before extraordinary items$1,203,0003,202
Extraordinary gains, net$09
Net income$1,203,0003,201
Minority interest net income$071
Net income of bank and minority interests.$1,203,0003,202
Net charge-offs$-1,089,0005,697
Cash dividends$1,852,0001,128
Sale, conversion, retirement of capital stock, net$0677
Net operating income$1,263,1603,104
2017-06-30 (YTD Data)Rank
Total interest income$12,473,0001,114
Total interest expense$7,234,000260
Net interest income$5,239,0002,142
Provision for loan and lease losses$-1,556,0005,755
Total noninterest income$1,373,0001,681
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$05,642
Trading account gains and fees$0139
Additional Noninterest Income$1,373,0001,254
Total noninterest expense$6,515,0001,528
Salaries and employee benefits$4,776,0001,211
Premises and equipment expense$231,0003,466
Additional noninterest expense$1,508,0001,935
Pre-tax net operating income$1,653,0002,331
Securities gains (losses)$-94,0005,700
Applicable income taxes$560,0001,595
Income before extraordinary items$999,0002,822
Extraordinary gains, net$011
Net income$999,0002,822
Minority interest net income$071
Net income of bank and minority interests.$999,0002,822
Net charge-offs$-1,103,0005,760
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,059,1602,707
2017-03-31 (YTD Data)Rank
Total interest income$6,117,0001,121
Total interest expense$3,556,000260
Net interest income$2,561,0002,185
Provision for loan and lease losses$-1,279,0005,832
Total noninterest income$751,0001,592
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$05,688
Trading account gains and fees$0142
Additional Noninterest Income$751,0001,172
Total noninterest expense$3,356,0001,497
Salaries and employee benefits$2,404,0001,212
Premises and equipment expense$110,0003,584
Additional noninterest expense$842,0001,763
Pre-tax net operating income$1,235,0001,686
Securities gains (losses)$-94,0005,801
Applicable income taxes$389,0001,265
Income before extraordinary items$752,0002,085
Extraordinary gains, net$08
Net income$752,0002,086
Minority interest net income$055
Net income of bank and minority interests.$752,0002,086
Net charge-offs$-1,034,0005,841
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$814,0401,927
2016-12-31 (YTD Data)Rank
Total interest income$22,899,0001,156
Total interest expense$14,057,000241
Net interest income$8,842,0002,420
Provision for loan and lease losses$-2,095,0005,877
Total noninterest income$-887,0005,903
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$05,773
Trading account gains and fees$0170
Additional Noninterest Income$-887,0005,909
Total noninterest expense$12,147,0001,595
Salaries and employee benefits$9,004,0001,248
Premises and equipment expense$518,0003,302
Additional noninterest expense$2,625,0002,211
Pre-tax net operating income$-2,097,0005,877
Securities gains (losses)$-106,0005,809
Applicable income taxes$-738,0005,841
Income before extraordinary items$-1,465,0005,862
Extraordinary gains, net$05
Net income$-1,465,0005,861
Minority interest net income$082
Net income of bank and minority interests.$-1,465,0005,861
Net charge-offs$-1,179,0005,868
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$-1,393,9805,852
2016-09-30 (YTD Data)Rank
Total interest income$17,143,0001,160
Total interest expense$10,628,000232
Net interest income$6,515,0002,455
Provision for loan and lease losses$-1,959,0005,949
Total noninterest income$-1,634,0005,973
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$05,834
Trading account gains and fees$0169
Additional Noninterest Income$-1,634,0005,981
Total noninterest expense$9,276,0001,569
Salaries and employee benefits$6,802,0001,245
Premises and equipment expense$392,0003,310
Additional noninterest expense$2,082,0002,115
Pre-tax net operating income$-2,436,0005,959
Securities gains (losses)$-106,0005,920
Applicable income taxes$-898,0005,940
Income before extraordinary items$-1,644,0005,944
Extraordinary gains, net$05
Net income$-1,644,0005,944
Minority interest net income$071
Net income of bank and minority interests.$-1,644,0005,944
Net charge-offs$-1,044,0005,925
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$-1,575,1005,942
2016-06-30 (YTD Data)Rank
Total interest income$11,490,0001,151
Total interest expense$7,199,000233
Net interest income$4,291,0002,490
Provision for loan and lease losses$-910,0006,011
Total noninterest income$-2,464,0006,053
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$05,909
Trading account gains and fees$0157
Additional Noninterest Income$-2,464,0006,061
Total noninterest expense$6,350,0001,538
Salaries and employee benefits$4,654,0001,222
Premises and equipment expense$242,0003,483
Additional noninterest expense$1,454,0002,024
Pre-tax net operating income$-3,613,0006,055
Securities gains (losses)$-106,0006,010
Applicable income taxes$-1,336,0006,036
Income before extraordinary items$-2,383,0006,040
Extraordinary gains, net$016
Net income$-2,383,0006,039
Minority interest net income$071
Net income of bank and minority interests.$-2,383,0006,039
Net charge-offs$-340,0005,934
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$-2,315,1606,038
2016-03-31 (YTD Data)Rank
Total interest income$5,836,0001,133
Total interest expense$3,867,000218
Net interest income$1,969,0002,668
Provision for loan and lease losses$-534,0006,073
Total noninterest income$-2,870,0006,121
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$05,957
Trading account gains and fees$0142
Additional Noninterest Income$-2,870,0006,130
Total noninterest expense$3,513,0001,400
Salaries and employee benefits$2,490,0001,164
Premises and equipment expense$125,0003,431
Additional noninterest expense$898,0001,689
Pre-tax net operating income$-3,880,0006,121
Securities gains (losses)$02,077
Applicable income taxes$-1,396,0006,110
Income before extraordinary items$-2,484,0006,110
Extraordinary gains, net$012
Net income$-2,484,0006,110
Minority interest net income$062
Net income of bank and minority interests.$-2,484,0006,110
Net charge-offs$-294,0006,037
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$-2,484,0006,109
2015-12-31 (YTD Data)Rank
Total interest income$41,204,000621
Total interest expense$14,445,000218
Net interest income$26,759,000848
Provision for loan and lease losses$3,583,000278
Total noninterest income$40,670,000248
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$06,036
Trading account gains and fees$0159
Additional Noninterest Income$40,670,000178
Total noninterest expense$15,644,0001,264
Salaries and employee benefits$10,154,0001,102
Premises and equipment expense$459,0003,637
Additional noninterest expense$5,031,0001,261
Pre-tax net operating income$48,202,000255
Securities gains (losses)$03,216
Applicable income taxes$18,256,000224
Income before extraordinary items$29,946,000283
Extraordinary gains, net$023
Net income$29,946,000283
Minority interest net income$081
Net income of bank and minority interests.$29,946,000283
Net charge-offs$18,139,00079
Cash dividends$20,988,000214
Sale, conversion, retirement of capital stock, net$0804
Net operating income$29,946,000280
2015-09-30 (YTD Data)Rank
Total interest income$34,715,000560
Total interest expense$10,331,000222
Net interest income$24,384,000705
Provision for loan and lease losses$3,779,000207
Total noninterest income$12,757,000468
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$06,114
Trading account gains and fees$0153
Additional Noninterest Income$12,757,000346
Total noninterest expense$10,915,0001,353
Salaries and employee benefits$7,155,0001,182
Premises and equipment expense$363,0003,595
Additional noninterest expense$3,397,0001,378
Pre-tax net operating income$22,447,000363
Securities gains (losses)$03,031
Applicable income taxes$8,545,000303
Income before extraordinary items$13,902,000419
Extraordinary gains, net$021
Net income$13,902,000418
Minority interest net income$078
Net income of bank and minority interests.$13,902,000419
Net charge-offs$18,285,00062
Cash dividends$20,988,000173
Sale, conversion, retirement of capital stock, net$0773
Net operating income$13,902,000415
2015-06-30 (YTD Data)Rank
Total interest income$22,937,000560
Total interest expense$6,793,000221
Net interest income$16,144,000710
Provision for loan and lease losses$3,009,000181
Total noninterest income$8,657,000461
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$06,182
Trading account gains and fees$0157
Additional Noninterest Income$8,657,000344
Total noninterest expense$7,342,0001,350
Salaries and employee benefits$4,725,0001,194
Premises and equipment expense$264,0003,427
Additional noninterest expense$2,353,0001,337
Pre-tax net operating income$14,450,000373
Securities gains (losses)$02,636
Applicable income taxes$5,517,000308
Income before extraordinary items$8,933,000432
Extraordinary gains, net$022
Net income$8,933,000431
Minority interest net income$075
Net income of bank and minority interests.$8,933,000432
Net charge-offs$6,743,00096
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$8,933,000424
2015-03-31 (YTD Data)Rank
Total interest income$11,557,000551
Total interest expense$3,317,000222
Net interest income$8,240,000690
Provision for loan and lease losses$1,193,000201
Total noninterest income$4,265,000457
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$06,235
Trading account gains and fees$0152
Additional Noninterest Income$4,265,000332
Total noninterest expense$3,698,0001,335
Salaries and employee benefits$2,215,0001,268
Premises and equipment expense$163,0003,029
Additional noninterest expense$1,320,0001,202
Pre-tax net operating income$7,614,000351
Securities gains (losses)$02,027
Applicable income taxes$3,105,000286
Income before extraordinary items$4,509,000415
Extraordinary gains, net$013
Net income$4,509,000415
Minority interest net income$064
Net income of bank and minority interests.$4,509,000415
Net charge-offs$2,601,000116
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$4,509,000408
2014-12-31 (YTD Data)Rank
Total interest income$45,203,000548
Total interest expense$13,213,000226
Net interest income$31,990,000692
Provision for loan and lease losses$8,250,000146
Total noninterest income$23,295,000342
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$06,344
Trading account gains and fees$0180
Additional Noninterest Income$23,295,000244
Total noninterest expense$12,950,0001,473
Salaries and employee benefits$6,817,0001,534
Premises and equipment expense$394,0004,130
Additional noninterest expense$5,739,0001,142
Pre-tax net operating income$34,085,000301
Securities gains (losses)$03,259
Applicable income taxes$12,690,000261
Income before extraordinary items$21,395,000347
Extraordinary gains, net$017
Net income$21,395,000347
Minority interest net income$084
Net income of bank and minority interests.$21,395,000347
Net charge-offs$12,661,000113
Cash dividends$18,419,000228
Sale, conversion, retirement of capital stock, net$0862
Net operating income$21,395,000342
2014-09-30 (YTD Data)Rank
Total interest income$33,879,000545
Total interest expense$9,946,000221
Net interest income$23,933,000689
Provision for loan and lease losses$5,693,000155
Total noninterest income$12,648,000436
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$06,424
Trading account gains and fees$0174
Additional Noninterest Income$12,648,000301
Total noninterest expense$9,372,0001,535
Salaries and employee benefits$4,796,0001,615
Premises and equipment expense$307,0004,087
Additional noninterest expense$4,269,0001,157
Pre-tax net operating income$21,516,000347
Securities gains (losses)$02,980
Applicable income taxes$7,942,000295
Income before extraordinary items$13,574,000406
Extraordinary gains, net$015
Net income$13,574,000405
Minority interest net income$081
Net income of bank and minority interests.$13,574,000406
Net charge-offs$10,277,000109
Cash dividends$18,419,000178
Sale, conversion, retirement of capital stock, net$0819
Net operating income$13,574,000397
2014-06-30 (YTD Data)Rank
Total interest income$22,433,000546
Total interest expense$6,673,000220
Net interest income$15,760,000689
Provision for loan and lease losses$4,106,000145
Total noninterest income$7,900,000452
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$06,479
Trading account gains and fees$0172
Additional Noninterest Income$7,900,000318
Total noninterest expense$5,423,0001,750
Salaries and employee benefits$2,528,0002,042
Premises and equipment expense$199,0004,192
Additional noninterest expense$2,696,0001,197
Pre-tax net operating income$14,131,000340
Securities gains (losses)$02,580
Applicable income taxes$5,150,000293
Income before extraordinary items$8,981,000400
Extraordinary gains, net$020
Net income$8,981,000399
Minority interest net income$080
Net income of bank and minority interests.$8,981,000400
Net charge-offs$7,873,000103
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$8,981,000391
2014-03-31 (YTD Data)Rank
Total interest income$11,287,000547
Total interest expense$3,368,000219
Net interest income$7,919,000689
Provision for loan and lease losses$1,265,000210
Total noninterest income$3,634,000468
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$06,535
Trading account gains and fees$0147
Additional Noninterest Income$3,634,000326
Total noninterest expense$2,415,0001,968
Salaries and employee benefits$659,0003,427
Premises and equipment expense$103,0004,146
Additional noninterest expense$1,653,000969
Pre-tax net operating income$7,873,000307
Securities gains (losses)$01,715
Applicable income taxes$2,784,000266
Income before extraordinary items$5,089,000340
Extraordinary gains, net$016
Net income$5,089,000340
Minority interest net income$066
Net income of bank and minority interests.$5,089,000340
Net charge-offs$5,162,00088
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$5,089,000334
2013-12-31 (YTD Data)Rank
Total interest income$46,967,000527
Total interest expense$12,319,000255
Net interest income$34,648,000613
Provision for loan and lease losses$7,918,000193
Total noninterest income$18,450,000436
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$06,638
Trading account gains and fees$0184
Additional Noninterest Income$18,450,000307
Total noninterest expense$12,667,0001,527
Salaries and employee benefits$7,095,0001,466
Premises and equipment expense$341,0004,573
Additional noninterest expense$5,231,0001,284
Pre-tax net operating income$32,513,000297
Securities gains (losses)$03,182
Applicable income taxes$12,322,000238
Income before extraordinary items$20,191,000354
Extraordinary gains, net$029
Net income$20,191,000354
Minority interest net income$090
Net income of bank and minority interests.$20,191,000354
Net charge-offs$14,000,000143
Cash dividends$18,748,000209
Sale, conversion, retirement of capital stock, net$0924
Net operating income$20,191,000354
2013-09-30 (YTD Data)Rank
Total interest income$35,088,000524
Total interest expense$9,048,000262
Net interest income$26,040,000613
Provision for loan and lease losses$5,105,000209
Total noninterest income$13,954,000442
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$06,711
Trading account gains and fees$0180
Additional Noninterest Income$13,954,000321
Total noninterest expense$8,883,0001,630
Salaries and employee benefits$5,303,0001,475
Premises and equipment expense$243,0004,711
Additional noninterest expense$3,337,0001,485
Pre-tax net operating income$26,006,000284
Securities gains (losses)$03,040
Applicable income taxes$9,864,000235
Income before extraordinary items$16,142,000348
Extraordinary gains, net$025
Net income$16,142,000349
Minority interest net income$084
Net income of bank and minority interests.$16,142,000349
Net charge-offs$10,124,000144
Cash dividends$18,748,000154
Sale, conversion, retirement of capital stock, net$0868
Net operating income$16,142,000337
2013-06-30 (YTD Data)Rank
Total interest income$23,245,000525
Total interest expense$5,999,000272
Net interest income$17,246,000607
Provision for loan and lease losses$2,037,000353
Total noninterest income$9,959,000432
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$06,751
Trading account gains and fees$0157
Additional Noninterest Income$9,959,000306
Total noninterest expense$6,027,0001,598
Salaries and employee benefits$3,670,0001,437
Premises and equipment expense$152,0004,861
Additional noninterest expense$2,205,0001,483
Pre-tax net operating income$19,141,000263
Securities gains (losses)$02,791
Applicable income taxes$7,266,000225
Income before extraordinary items$11,875,000315
Extraordinary gains, net$022
Net income$11,875,000316
Minority interest net income$082
Net income of bank and minority interests.$11,875,000316
Net charge-offs$6,940,000145
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$11,875,000306
2013-03-31 (YTD Data)Rank
Total interest income$11,616,000535
Total interest expense$2,985,000279
Net interest income$8,631,000614
Provision for loan and lease losses$11,0003,962
Total noninterest income$4,827,000443
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$06,809
Trading account gains and fees$0148
Additional Noninterest Income$4,827,000313
Total noninterest expense$2,935,0001,652
Salaries and employee benefits$2,008,0001,337
Premises and equipment expense$67,0005,143
Additional noninterest expense$860,0001,834
Pre-tax net operating income$10,512,000250
Securities gains (losses)$01,966
Applicable income taxes$4,002,000217
Income before extraordinary items$6,510,000286
Extraordinary gains, net$010
Net income$6,510,000287
Minority interest net income$076
Net income of bank and minority interests.$6,510,000287
Net charge-offs$3,475,000160
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$6,510,000277
2012-12-31 (YTD Data)Rank
Total interest income$49,548,000522
Total interest expense$12,677,000320
Net interest income$36,871,000594
Provision for loan and lease losses$11,894,000232
Total noninterest income$20,703,000414
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,0006,883
Trading account gains and fees$0166
Additional Noninterest Income$20,702,000301
Total noninterest expense$19,955,0001,000
Salaries and employee benefits$7,110,0001,434
Premises and equipment expense$474,0003,941
Additional noninterest expense$12,371,000583
Pre-tax net operating income$25,725,000351
Securities gains (losses)$03,810
Applicable income taxes$9,527,000287
Income before extraordinary items$16,198,000425
Extraordinary gains, net$029
Net income$16,198,000424
Minority interest net income$093
Net income of bank and minority interests.$16,198,000424
Net charge-offs$15,723,000222
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$16,198,000407
2012-09-30 (YTD Data)Rank
Total interest income$37,029,000533
Total interest expense$9,630,000329
Net interest income$27,399,000603
Provision for loan and lease losses$7,250,000297
Total noninterest income$15,354,000411
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$06,990
Trading account gains and fees$0157
Additional Noninterest Income$15,354,000296
Total noninterest expense$17,086,000884
Salaries and employee benefits$5,354,0001,427
Premises and equipment expense$318,0004,235
Additional noninterest expense$11,414,000493
Pre-tax net operating income$18,417,000368
Securities gains (losses)$03,575
Applicable income taxes$6,785,000304
Income before extraordinary items$11,632,000445
Extraordinary gains, net$020
Net income$11,632,000444
Minority interest net income$086
Net income of bank and minority interests.$11,632,000444
Net charge-offs$11,061,000241
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$11,632,000431
2012-06-30 (YTD Data)Rank
Total interest income$24,340,000548
Total interest expense$6,619,000332
Net interest income$17,721,000616
Provision for loan and lease losses$5,302,000280
Total noninterest income$10,054,000410
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$07,045
Trading account gains and fees$0153
Additional Noninterest Income$10,054,000299
Total noninterest expense$5,814,0001,668
Salaries and employee benefits$3,396,0001,494
Premises and equipment expense$210,0004,273
Additional noninterest expense$2,208,0001,538
Pre-tax net operating income$16,659,000279
Securities gains (losses)$03,178
Applicable income taxes$6,127,000247
Income before extraordinary items$10,532,000334
Extraordinary gains, net$019
Net income$10,532,000334
Minority interest net income$084
Net income of bank and minority interests.$10,532,000334
Net charge-offs$7,785,000235
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$10,532,000313
2012-03-31 (YTD Data)Rank
Total interest income$12,191,000549
Total interest expense$3,566,000321
Net interest income$8,625,000626
Provision for loan and lease losses$3,721,000215
Total noninterest income$5,032,000396
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$07,087
Trading account gains and fees$0148
Additional Noninterest Income$5,032,000284
Total noninterest expense$3,236,0001,514
Salaries and employee benefits$1,826,0001,415
Premises and equipment expense$115,0004,086
Additional noninterest expense$1,295,0001,294
Pre-tax net operating income$6,700,000327
Securities gains (losses)$02,210
Applicable income taxes$2,390,000282
Income before extraordinary items$4,310,000383
Extraordinary gains, net$019
Net income$4,310,000384
Minority interest net income$078
Net income of bank and minority interests.$4,310,000384
Net charge-offs$4,301,000216
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$4,310,000367
2011-12-31 (YTD Data)Rank
Total interest income$52,283,000519
Total interest expense$14,282,000387
Net interest income$38,001,000572
Provision for loan and lease losses$14,996,000296
Total noninterest income$19,090,000387
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$06,974
Trading account gains and fees$0146
Additional Noninterest Income$19,090,000278
Total noninterest expense$10,513,0001,833
Salaries and employee benefits$6,776,0001,458
Premises and equipment expense$440,0004,352
Additional noninterest expense$3,297,0002,028
Pre-tax net operating income$31,582,000259
Securities gains (losses)$03,838
Applicable income taxes$12,007,000218
Income before extraordinary items$19,575,000308
Extraordinary gains, net$029
Net income$19,575,000307
Minority interest net income$096
Net income of bank and minority interests.$19,575,000308
Net charge-offs$20,728,000244
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$19,575,000290
2011-09-30 (YTD Data)Rank
Total interest income$39,389,000523
Total interest expense$10,507,000420
Net interest income$28,882,000565
Provision for loan and lease losses$9,260,000341
Total noninterest income$14,323,000381
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$07,025
Trading account gains and fees$0145
Additional Noninterest Income$14,323,000272
Total noninterest expense$7,938,0001,821
Salaries and employee benefits$5,091,0001,453
Premises and equipment expense$336,0004,355
Additional noninterest expense$2,511,0002,012
Pre-tax net operating income$26,007,000249
Securities gains (losses)$03,555
Applicable income taxes$9,927,000217
Income before extraordinary items$16,080,000289
Extraordinary gains, net$021
Net income$16,080,000291
Minority interest net income$087
Net income of bank and minority interests.$16,080,000291
Net charge-offs$16,547,000227
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$16,080,000281
2011-06-30 (YTD Data)Rank
Total interest income$26,106,000538
Total interest expense$6,600,000470
Net interest income$19,506,000565
Provision for loan and lease losses$8,644,000265
Total noninterest income$9,964,000379
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$1,0007,043
Trading account gains and fees$0153
Additional Noninterest Income$9,963,000273
Total noninterest expense$5,819,0001,685
Salaries and employee benefits$3,318,0001,505
Premises and equipment expense$217,0004,472
Additional noninterest expense$2,284,0001,512
Pre-tax net operating income$15,007,000271
Securities gains (losses)$02,914
Applicable income taxes$5,803,000228
Income before extraordinary items$9,204,000316
Extraordinary gains, net$015
Net income$9,204,000316
Minority interest net income$089
Net income of bank and minority interests.$9,204,000316
Net charge-offs$12,433,000232
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$9,204,000307
2011-03-31 (YTD Data)Rank
Total interest income$13,293,000526
Total interest expense$3,145,000510
Net interest income$10,148,000545
Provision for loan and lease losses$4,922,000246
Total noninterest income$4,908,000380
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$1,0007,020
Trading account gains and fees$0158
Additional Noninterest Income$4,907,000276
Total noninterest expense$2,978,0001,665
Salaries and employee benefits$1,516,0001,640
Premises and equipment expense$99,0004,717
Additional noninterest expense$1,363,0001,294
Pre-tax net operating income$7,156,000279
Securities gains (losses)$01,772
Applicable income taxes$2,765,000233
Income before extraordinary items$4,391,000323
Extraordinary gains, net$09
Net income$4,391,000323
Minority interest net income$086
Net income of bank and minority interests.$4,391,000323
Net charge-offs$7,226,000205
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$4,391,000318
2010-12-31 (YTD Data)Rank
Total interest income$51,753,000572
Total interest expense$14,379,000547
Net interest income$37,374,000583
Provision for loan and lease losses$29,607,000266
Total noninterest income$31,294,000282
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$2,0006,780
Trading account gains and fees$0175
Additional Noninterest Income$31,292,000214
Total noninterest expense$12,880,0001,536
Salaries and employee benefits$8,114,0001,214
Premises and equipment expense$501,0004,178
Additional noninterest expense$4,265,0001,680
Pre-tax net operating income$26,181,000251
Securities gains (losses)$03,793
Applicable income taxes$9,920,000227
Income before extraordinary items$16,261,000298
Extraordinary gains, net$029
Net income$16,261,000297
Minority interest net income$0111
Net income of bank and minority interests.$16,261,000299
Net charge-offs$29,935,000238
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$16,261,000287
2010-09-30 (YTD Data)Rank
Total interest income$38,357,000583
Total interest expense$11,049,000556
Net interest income$27,308,000592
Provision for loan and lease losses$23,087,000256
Total noninterest income$25,869,000257
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$13,0006,729
Trading account gains and fees$0165
Additional Noninterest Income$25,856,000194
Total noninterest expense$10,214,0001,456
Salaries and employee benefits$6,534,0001,129
Premises and equipment expense$382,0004,192
Additional noninterest expense$3,298,0001,612
Pre-tax net operating income$19,876,000248
Securities gains (losses)$03,651
Applicable income taxes$7,562,000213
Income before extraordinary items$12,314,000294
Extraordinary gains, net$023
Net income$12,314,000295
Minority interest net income$0110
Net income of bank and minority interests.$12,314,000296
Net charge-offs$23,802,000225
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$12,314,000285
2010-06-30 (YTD Data)Rank
Total interest income$24,806,000608
Total interest expense$7,617,000558
Net interest income$17,189,000626
Provision for loan and lease losses$17,720,000231
Total noninterest income$19,841,000235
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$4,0006,877
Trading account gains and fees$0152
Additional Noninterest Income$19,837,000174
Total noninterest expense$7,043,0001,412
Salaries and employee benefits$4,655,0001,050
Premises and equipment expense$253,0004,249
Additional noninterest expense$2,135,0001,646
Pre-tax net operating income$12,267,000249
Securities gains (losses)$03,184
Applicable income taxes$4,726,000213
Income before extraordinary items$7,541,000297
Extraordinary gains, net$019
Net income$7,541,000296
Minority interest net income$0105
Net income of bank and minority interests.$7,541,000297
Net charge-offs$13,698,000261
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$7,541,000293
2010-03-31 (YTD Data)Rank
Total interest income$11,930,000649
Total interest expense$3,942,000571
Net interest income$7,988,000682
Provision for loan and lease losses$9,055,000244
Total noninterest income$13,415,000188
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$4,0006,875
Trading account gains and fees$0175
Additional Noninterest Income$13,411,000148
Total noninterest expense$3,993,0001,254
Salaries and employee benefits$2,648,000924
Premises and equipment expense$132,0004,226
Additional noninterest expense$1,213,0001,458
Pre-tax net operating income$8,355,000191
Securities gains (losses)$02,284
Applicable income taxes$3,267,000168
Income before extraordinary items$5,088,000221
Extraordinary gains, net$016
Net income$5,088,000222
Minority interest net income$091
Net income of bank and minority interests.$5,088,000223
Net charge-offs$7,453,000245
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$5,088,000217
2009-12-31 (YTD Data)Rank
Total interest income$37,273,000907
Total interest expense$15,462,000746
Net interest income$21,811,000996
Provision for loan and lease losses$50,253,000243
Total noninterest income$34,894,000262
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$2,0007,090
Trading account gains and fees$0211
Additional Noninterest Income$34,892,000192
Total noninterest expense$18,061,0001,150
Salaries and employee benefits$7,577,0001,306
Premises and equipment expense$559,0004,088
Additional noninterest expense$9,925,000803
Pre-tax net operating income$-11,609,0007,548
Securities gains (losses)$03,754
Applicable income taxes$-4,295,0007,726
Income before extraordinary items$-7,314,0007,447
Extraordinary gains, net$034
Net income$-7,314,0007,444
Minority interest net income$0115
Net income of bank and minority interests.$-7,314,0007,445
Net charge-offs$22,241,000380
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-7,314,0007,462
2009-09-30 (YTD Data)Rank
Total interest income$26,461,000973
Total interest expense$11,171,000825
Net interest income$15,290,0001,074
Provision for loan and lease losses$40,533,000238
Total noninterest income$25,797,000268
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$07,173
Trading account gains and fees$0212
Additional Noninterest Income$25,797,000202
Total noninterest expense$15,384,0001,003
Salaries and employee benefits$5,748,0001,312
Premises and equipment expense$423,0004,094
Additional noninterest expense$9,213,000628
Pre-tax net operating income$-14,830,0007,824
Securities gains (losses)$03,497
Applicable income taxes$-5,516,0007,914
Income before extraordinary items$-9,314,0007,759
Extraordinary gains, net$027
Net income$-9,314,0007,759
Minority interest net income$0118
Net income of bank and minority interests.$-9,314,0007,759
Net charge-offs$11,027,000473
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-9,314,0007,765
2009-06-30 (YTD Data)Rank
Total interest income$16,847,0001,049
Total interest expense$6,972,000942
Net interest income$9,875,0001,118
Provision for loan and lease losses$21,947,000267
Total noninterest income$16,745,000269
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$3,0007,178
Trading account gains and fees$0193
Additional Noninterest Income$16,742,000208
Total noninterest expense$13,004,000823
Salaries and employee benefits$3,727,0001,397
Premises and equipment expense$273,0004,215
Additional noninterest expense$9,004,000461
Pre-tax net operating income$-8,331,0007,878
Securities gains (losses)$03,136
Applicable income taxes$-3,083,0007,979
Income before extraordinary items$-5,248,0007,817
Extraordinary gains, net$021
Net income$-5,248,0007,816
Minority interest net income$0112
Net income of bank and minority interests.$-5,248,0007,816
Net charge-offs$7,020,000475
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-5,248,0007,825
2009-03-31 (YTD Data)Rank
Total interest income$7,771,0001,168
Total interest expense$3,206,0001,081
Net interest income$4,565,0001,212
Provision for loan and lease losses$15,719,000182
Total noninterest income$7,446,000276
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$2,0007,175
Trading account gains and fees$0171
Additional Noninterest Income$7,444,000202
Total noninterest expense$9,169,000558
Salaries and employee benefits$1,836,0001,425
Premises and equipment expense$145,0004,085
Additional noninterest expense$7,188,000291
Pre-tax net operating income$-12,877,0008,123
Securities gains (losses)$02,434
Applicable income taxes$-4,777,0008,154
Income before extraordinary items$-8,100,0008,105
Extraordinary gains, net$015
Net income$-8,100,0008,105
Minority interest net income$0102
Net income of bank and minority interests.$-8,100,0008,105
Net charge-offs$1,711,000672
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-8,100,0008,106
2008-12-31 (YTD Data)Rank
Total interest income$28,837,0001,343
Total interest expense$18,590,000858
Net interest income$10,247,0002,172
Provision for loan and lease losses$11,399,000535
Total noninterest income$14,196,000461
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$87,0006,083
Trading account gains and fees$0154
Additional Noninterest Income$14,109,000303
Total noninterest expense$12,801,0001,525
Salaries and employee benefits$7,594,0001,344
Premises and equipment expense$634,0003,759
Additional noninterest expense$4,573,0001,367
Pre-tax net operating income$243,0005,619
Securities gains (losses)$03,220
Applicable income taxes$93,0003,431
Income before extraordinary items$150,0005,671
Extraordinary gains, net$039
Net income$150,0005,671
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,122,000798
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$20,000,00080
Net operating income$150,0005,837
2008-09-30 (YTD Data)Rank
Total interest income$21,002,0001,418
Total interest expense$13,838,000899
Net interest income$7,164,0002,319
Provision for loan and lease losses$7,519,000488
Total noninterest income$8,312,000572
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$69,0006,058
Trading account gains and fees$0148
Additional Noninterest Income$8,243,000393
Total noninterest expense$10,545,0001,368
Salaries and employee benefits$5,622,0001,382
Premises and equipment expense$485,0003,713
Additional noninterest expense$4,438,0001,033
Pre-tax net operating income$-2,588,0007,956
Securities gains (losses)$03,106
Applicable income taxes$-971,0008,036
Income before extraordinary items$-1,617,0007,755
Extraordinary gains, net$031
Net income$-1,617,0007,754
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$2,984,000644
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$20,000,00052
Net operating income$-1,617,0007,840
2008-06-30 (YTD Data)Rank
Total interest income$13,585,0001,487
Total interest expense$9,142,000934
Net interest income$4,443,0002,463
Provision for loan and lease losses$4,844,000446
Total noninterest income$4,323,000715
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$32,0006,500
Trading account gains and fees$0149
Additional Noninterest Income$4,291,000481
Total noninterest expense$5,055,0001,901
Salaries and employee benefits$3,633,0001,443
Premises and equipment expense$309,0003,879
Additional noninterest expense$1,113,0002,497
Pre-tax net operating income$-1,133,0007,975
Securities gains (losses)$03,233
Applicable income taxes$-408,0008,138
Income before extraordinary items$-725,0007,855
Extraordinary gains, net$021
Net income$-725,0007,854
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,236,000755
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$20,000,00037
Net operating income$-725,0007,834
2008-03-31 (YTD Data)Rank
Total interest income$6,830,0001,513
Total interest expense$4,650,000998
Net interest income$2,180,0002,504
Provision for loan and lease losses$2,182,000383
Total noninterest income$2,787,000595
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$18,0006,345
Trading account gains and fees$0158
Additional Noninterest Income$2,769,000416
Total noninterest expense$3,033,0001,599
Salaries and employee benefits$1,422,0001,852
Premises and equipment expense$179,0003,515
Additional noninterest expense$1,432,0001,003
Pre-tax net operating income$-248,0007,833
Securities gains (losses)$02,688
Applicable income taxes$-87,0008,110
Income before extraordinary items$-161,0007,772
Extraordinary gains, net$015
Net income$-161,0007,771
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$559,000661
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$-161,0007,731
2007-12-31 (YTD Data)Rank
Total interest income$18,842,0002,183
Total interest expense$12,343,0001,624
Net interest income$6,499,0003,297
Provision for loan and lease losses$2,893,000641
Total noninterest income$5,798,000972
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$7,0007,355
Trading account gains and fees$0178
Additional Noninterest Income$5,791,000601
Total noninterest expense$7,982,0002,297
Salaries and employee benefits$5,936,0001,696
Premises and equipment expense$288,0005,883
Additional noninterest expense$1,758,0002,995
Pre-tax net operating income$1,422,0003,995
Securities gains (losses)$02,146
Applicable income taxes$540,0002,637
Income before extraordinary items$882,0004,586
Extraordinary gains, net$477,00014
Net income$1,359,0003,652
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$807,0001,205
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$882,0004,579
2007-09-30 (YTD Data)Rank
Total interest income$12,674,0002,435
Total interest expense$8,175,0001,817
Net interest income$4,499,0003,509
Provision for loan and lease losses$2,118,000497
Total noninterest income$4,236,000999
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$87,0005,844
Trading account gains and fees$0184
Additional Noninterest Income$4,149,000634
Total noninterest expense$5,849,0002,326
Salaries and employee benefits$4,154,0001,826
Premises and equipment expense$215,0005,892
Additional noninterest expense$1,480,0002,646
Pre-tax net operating income$768,0004,924
Securities gains (losses)$01,655
Applicable income taxes$289,0003,248
Income before extraordinary items$479,0005,465
Extraordinary gains, net$477,00011
Net income$956,0003,987
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$512,0001,050
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$479,0005,450
2007-06-30 (YTD Data)Rank
Total interest income$7,307,0002,755
Total interest expense$4,590,0002,077
Net interest income$2,717,0003,800
Provision for loan and lease losses$1,462,000437
Total noninterest income$2,783,0001,022
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$67,0005,649
Trading account gains and fees$0168
Additional Noninterest Income$2,716,000661
Total noninterest expense$3,355,0002,697
Salaries and employee benefits$2,482,0002,063
Premises and equipment expense$142,0005,958
Additional noninterest expense$731,0003,431
Pre-tax net operating income$683,0004,370
Securities gains (losses)$01,444
Applicable income taxes$305,0002,717
Income before extraordinary items$378,0005,191
Extraordinary gains, net$477,0009
Net income$855,0003,372
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$279,0001,075
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$378,0005,180
2007-03-31 (YTD Data)Rank
Total interest income$3,135,0003,158
Total interest expense$1,896,0002,416
Net interest income$1,239,0004,055
Provision for loan and lease losses$675,000405
Total noninterest income$1,363,0001,022
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$6,0007,199
Trading account gains and fees$0195
Additional Noninterest Income$1,357,000651
Total noninterest expense$1,677,0002,709
Salaries and employee benefits$1,196,0002,146
Premises and equipment expense$75,0005,852
Additional noninterest expense$406,0003,133
Pre-tax net operating income$250,0005,050
Securities gains (losses)$01,187
Applicable income taxes$95,0003,333
Income before extraordinary items$155,0005,581
Extraordinary gains, net$477,0005
Net income$632,0002,526
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$131,000973
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$155,0005,565
2006-12-31 (YTD Data)Rank
Total interest income$5,232,0005,424
Total interest expense$2,398,0004,929
Net interest income$2,834,0005,697
Provision for loan and lease losses$1,458,000729
Total noninterest income$2,914,0001,682
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$15,0007,347
Trading account gains and fees$0130
Additional Noninterest Income$2,899,0001,027
Total noninterest expense$9,995,0001,785
Salaries and employee benefits$4,992,0001,942
Premises and equipment expense$257,0006,145
Additional noninterest expense$4,746,0001,128
Pre-tax net operating income$-5,705,0008,663
Securities gains (losses)$01,687
Applicable income taxes$-2,110,0008,655
Income before extraordinary items$-3,595,0008,651
Extraordinary gains, net$051
Net income$-3,595,0008,651
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$335,0001,534
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$10,000,000210
Net operating income$-3,595,0008,644
2006-09-30 (YTD Data)Rank
Total interest income$2,957,0006,170
Total interest expense$1,051,0006,218
Net interest income$1,906,0006,037
Provision for loan and lease losses$798,000946
Total noninterest income$1,982,0001,811
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$7,0007,497
Trading account gains and fees$0126
Additional Noninterest Income$1,975,0001,108
Total noninterest expense$7,247,0001,838
Salaries and employee benefits$3,893,0001,873
Premises and equipment expense$185,0006,275
Additional noninterest expense$3,169,0001,265
Pre-tax net operating income$-4,157,0008,731
Securities gains (losses)$01,388
Applicable income taxes$-1,539,0008,727
Income before extraordinary items$-2,618,0008,719
Extraordinary gains, net$045
Net income$-2,618,0008,719
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$227,0001,393
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$-2,618,0008,709
2006-06-30 (YTD Data)Rank
Total interest income$1,605,0006,648
Total interest expense$413,0007,223
Net interest income$1,192,0006,237
Provision for loan and lease losses$510,000952
Total noninterest income$1,243,0001,900
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$3,0007,584
Trading account gains and fees$0126
Additional Noninterest Income$1,240,0001,164
Total noninterest expense$4,955,0001,798
Salaries and employee benefits$2,598,0001,875
Premises and equipment expense$123,0006,290
Additional noninterest expense$2,234,0001,211
Pre-tax net operating income$-3,030,0008,764
Securities gains (losses)$01,185
Applicable income taxes$-1,122,0008,761
Income before extraordinary items$-1,908,0008,755
Extraordinary gains, net$039
Net income$-1,908,0008,755
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$153,0001,324
Cash dividends$05,069
Sale, conversion, retirement of capital stock, net$0887
Net operating income$-1,908,0008,744
2006-03-31 (YTD Data)Rank
Total interest income$666,0007,054
Total interest expense$119,0007,970
Net interest income$547,0006,459
Provision for loan and lease losses$129,0001,654
Total noninterest income$551,0002,056
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$07,698
Trading account gains and fees$0115
Additional Noninterest Income$551,0001,247
Total noninterest expense$2,833,0001,584
Salaries and employee benefits$1,180,0002,086
Premises and equipment expense$66,0006,124
Additional noninterest expense$1,587,000838
Pre-tax net operating income$-1,864,0008,776
Securities gains (losses)$0955
Applicable income taxes$-687,0008,769
Income before extraordinary items$-1,177,0008,768
Extraordinary gains, net$021
Net income$-1,177,0008,767
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$33,0001,866
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$-1,177,0008,757
2005-12-31 (YTD Data)Rank
Total interest income$1,308,0008,075
Total interest expense$86,0008,648
Net interest income$1,222,0007,654
Provision for loan and lease losses$477,0001,981
Total noninterest income$846,0003,922
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$07,759
Trading account gains and fees$0138
Additional Noninterest Income$846,0002,454
Total noninterest expense$4,805,0003,343
Salaries and employee benefits$3,858,0002,370
Premises and equipment expense$262,0006,087
Additional noninterest expense$685,0005,649
Pre-tax net operating income$-3,214,0008,801
Securities gains (losses)$02,296
Applicable income taxes$-1,205,0008,807
Income before extraordinary items$-2,009,0008,772
Extraordinary gains, net$046
Net income$-2,009,0008,771
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0006,503
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$30,000,00043
Net operating income$-2,009,0008,757
2005-09-30 (YTD Data)Rank
Total interest income$782,0008,329
Total interest expense$45,0008,724
Net interest income$737,0008,008
Provision for loan and lease losses$289,0002,261
Total noninterest income$349,0005,436
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$07,794
Trading account gains and fees$0126
Additional Noninterest Income$349,0003,529
Total noninterest expense$3,018,0003,819
Salaries and employee benefits$2,468,0002,706
Premises and equipment expense$197,0006,082
Additional noninterest expense$353,0006,716
Pre-tax net operating income$-2,221,0008,821
Securities gains (losses)$02,317
Applicable income taxes$-833,0008,838
Income before extraordinary items$-1,388,0008,793
Extraordinary gains, net$035
Net income$-1,388,0008,793
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0005,608
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$30,000,00030
Net operating income$-1,388,0008,774
2005-06-30 (YTD Data)Rank
Total interest income$374,0008,560
Total interest expense$18,0008,766
Net interest income$356,0008,385
Provision for loan and lease losses$36,0004,958
Total noninterest income$10,0008,659
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$07,790
Trading account gains and fees$0116
Additional Noninterest Income$10,0008,146
Total noninterest expense$1,673,0004,391
Salaries and employee benefits$1,397,0003,121
Premises and equipment expense$126,0006,182
Additional noninterest expense$150,0007,617
Pre-tax net operating income$-1,343,0008,810
Securities gains (losses)$02,146
Applicable income taxes$-505,0008,832
Income before extraordinary items$-838,0008,779
Extraordinary gains, net$030
Net income$-838,0008,779
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,660
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$30,000,00019
Net operating income$-838,0008,755
2005-03-31 (YTD Data)Rank
Total interest income$60,0008,872
Total interest expense$1,0008,912
Net interest income$59,0008,857
Provision for loan and lease losses$06,226
Total noninterest income$08,858
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$07,845
Trading account gains and fees$0115
Additional Noninterest Income$08,766
Total noninterest expense$740,0004,790
Salaries and employee benefits$636,0003,391
Premises and equipment expense$70,0005,955
Additional noninterest expense$34,0008,610
Pre-tax net operating income$-681,0008,881
Securities gains (losses)$01,685
Applicable income taxes$-256,0008,889
Income before extraordinary items$-425,0008,847
Extraordinary gains, net$024
Net income$-425,0008,847
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$30,000,00012
Net operating income$-425,0008,831
2004-12-31 (YTD Data)Rank
Total interest income$69,0008,934
Total interest expense$1,0008,945
Net interest income$68,0008,924
Provision for loan and lease losses$07,314
Total noninterest income$08,923
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$07,912
Trading account gains and fees$0138
Additional Noninterest Income$08,822
Total noninterest expense$592,0008,537
Salaries and employee benefits$481,0008,042
Premises and equipment expense$81,0008,197
Additional noninterest expense$30,0008,952
Pre-tax net operating income$-524,0008,672
Securities gains (losses)$03,819
Applicable income taxes$-199,0008,806
Income before extraordinary items$-325,0008,638
Extraordinary gains, net$034
Net income$-325,0008,639
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,973
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$10,000,000102
Net operating income$-325,0008,612
2004-09-30 (YTD Data)Rank
Total interest income$21,0009,013
Total interest expense$09,003
Net interest income$21,0009,005
Provision for loan and lease losses$07,100
Total noninterest income$08,980
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$07,933
Trading account gains and fees$0134
Additional Noninterest Income$08,890
Total noninterest expense$125,0008,988
Salaries and employee benefits$97,0008,949
Premises and equipment expense$22,0008,846
Additional noninterest expense$6,0009,011
Pre-tax net operating income$-104,0008,600
Securities gains (losses)$03,710
Applicable income taxes$-39,0008,799
Income before extraordinary items$-65,0008,593
Extraordinary gains, net$026
Net income$-65,0008,596
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,496
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$10,000,00077
Net operating income$-65,0008,564

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.