Home > Towne Bank of Arizona > Income and Expense
Towne Bank of Arizona, Income and Expense
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,131,000 | 5,286 |
| Total interest expense | $605,000 | 3,413 |
| Net interest income | $526,000 | 6,323 |
| Provision for loan and lease losses | $3,629,000 | 485 |
| Total noninterest income | $-2,234,000 | 7,921 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $4,000 | 6,875 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $-2,238,000 | 7,924 |
| Total noninterest expense | $1,243,000 | 3,665 |
| Salaries and employee benefits | $557,000 | 4,031 |
| Premises and equipment expense | $166,000 | 3,615 |
| Additional noninterest expense | $520,000 | 3,062 |
| Pre-tax net operating income | $-6,580,000 | 7,805 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-6,580,000 | 7,817 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-6,580,000 | 7,818 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-6,580,000 | 7,818 |
| Net charge-offs | $1,254,000 | 885 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $16,000 | 712 |
| Net operating income | $-6,580,000 | 7,816 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $5,687,000 | 4,776 |
| Total interest expense | $3,524,000 | 3,035 |
| Net interest income | $2,163,000 | 6,195 |
| Provision for loan and lease losses | $9,013,000 | 947 |
| Total noninterest income | $-4,724,000 | 7,995 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $22,000 | 6,870 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $-4,746,000 | 7,989 |
| Total noninterest expense | $6,678,000 | 2,913 |
| Salaries and employee benefits | $2,456,000 | 3,739 |
| Premises and equipment expense | $709,000 | 3,420 |
| Additional noninterest expense | $3,513,000 | 2,052 |
| Pre-tax net operating income | $-18,252,000 | 7,684 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-18,252,000 | 7,719 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-18,252,000 | 7,717 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-18,252,000 | 7,717 |
| Net charge-offs | $13,406,000 | 540 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $86,000 | 936 |
| Net operating income | $-18,252,000 | 7,718 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $4,499,000 | 4,667 |
| Total interest expense | $2,806,000 | 3,012 |
| Net interest income | $1,693,000 | 6,103 |
| Provision for loan and lease losses | $7,650,000 | 771 |
| Total noninterest income | $-3,512,000 | 8,078 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $16,000 | 6,930 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $-3,528,000 | 8,072 |
| Total noninterest expense | $4,937,000 | 2,946 |
| Salaries and employee benefits | $1,902,000 | 3,685 |
| Premises and equipment expense | $533,000 | 3,457 |
| Additional noninterest expense | $2,502,000 | 2,106 |
| Pre-tax net operating income | $-14,406,000 | 7,818 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-14,406,000 | 7,850 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-14,406,000 | 7,849 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-14,406,000 | 7,849 |
| Net charge-offs | $12,004,000 | 449 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $71,000 | 845 |
| Net operating income | $-14,406,000 | 7,848 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $2,915,000 | 4,795 |
| Total interest expense | $1,946,000 | 3,029 |
| Net interest income | $969,000 | 6,460 |
| Provision for loan and lease losses | $7,373,000 | 568 |
| Total noninterest income | $-3,110,000 | 8,175 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $8,000 | 7,058 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $-3,118,000 | 8,174 |
| Total noninterest expense | $3,114,000 | 3,127 |
| Salaries and employee benefits | $1,320,000 | 3,613 |
| Premises and equipment expense | $358,000 | 3,472 |
| Additional noninterest expense | $1,436,000 | 2,432 |
| Pre-tax net operating income | $-12,628,000 | 7,959 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-12,628,000 | 7,981 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-12,628,000 | 7,980 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-12,628,000 | 7,980 |
| Net charge-offs | $10,978,000 | 350 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $55,000 | 775 |
| Net operating income | $-12,628,000 | 7,983 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,654,000 | 4,472 |
| Total interest expense | $1,019,000 | 3,006 |
| Net interest income | $635,000 | 5,856 |
| Provision for loan and lease losses | $1,973,000 | 765 |
| Total noninterest income | $-491,000 | 8,197 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $4,000 | 7,066 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $-495,000 | 8,195 |
| Total noninterest expense | $1,506,000 | 3,138 |
| Salaries and employee benefits | $652,000 | 3,681 |
| Premises and equipment expense | $184,000 | 3,448 |
| Additional noninterest expense | $670,000 | 2,320 |
| Pre-tax net operating income | $-3,335,000 | 7,964 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-3,335,000 | 7,994 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-3,335,000 | 7,996 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-3,335,000 | 7,995 |
| Net charge-offs | $370,000 | 1,612 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $21,000 | 736 |
| Net operating income | $-3,335,000 | 7,999 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $10,926,000 | 3,306 |
| Total interest expense | $5,830,000 | 2,582 |
| Net interest income | $5,096,000 | 3,903 |
| Provision for loan and lease losses | $9,590,000 | 618 |
| Total noninterest income | $-110,000 | 8,187 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $11,000 | 7,153 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $-121,000 | 8,143 |
| Total noninterest expense | $6,528,000 | 2,853 |
| Salaries and employee benefits | $2,960,000 | 3,293 |
| Premises and equipment expense | $740,000 | 3,369 |
| Additional noninterest expense | $2,828,000 | 2,118 |
| Pre-tax net operating income | $-11,132,000 | 8,012 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $24,000 | 4,200 |
| Income before extraordinary items | $-11,156,000 | 8,015 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-11,156,000 | 8,015 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,289,000 | 660 |
| Cash dividends | $40,000 | 5,283 |
| Sale, conversion, retirement of capital stock, net | $77,000 | 1,038 |
| Net operating income | $-11,156,000 | 8,047 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $9,136,000 | 3,062 |
| Total interest expense | $4,612,000 | 2,555 |
| Net interest income | $4,524,000 | 3,485 |
| Provision for loan and lease losses | $3,353,000 | 838 |
| Total noninterest income | $-87,000 | 8,295 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $8,000 | 7,214 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $-95,000 | 8,264 |
| Total noninterest expense | $4,654,000 | 2,955 |
| Salaries and employee benefits | $2,397,000 | 3,104 |
| Premises and equipment expense | $553,000 | 3,408 |
| Additional noninterest expense | $1,704,000 | 2,487 |
| Pre-tax net operating income | $-3,570,000 | 8,059 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $-1,377,000 | 8,120 |
| Income before extraordinary items | $-2,193,000 | 7,896 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-2,193,000 | 7,895 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,177,000 | 788 |
| Cash dividends | $40,000 | 4,745 |
| Sale, conversion, retirement of capital stock, net | $67,000 | 887 |
| Net operating income | $-2,193,000 | 7,972 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $6,470,000 | 2,936 |
| Total interest expense | $3,325,000 | 2,472 |
| Net interest income | $3,145,000 | 3,368 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $-13,000 | 8,369 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $6,000 | 7,240 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $-19,000 | 8,341 |
| Total noninterest expense | $3,180,000 | 2,903 |
| Salaries and employee benefits | $1,703,000 | 2,953 |
| Premises and equipment expense | $366,000 | 3,449 |
| Additional noninterest expense | $1,111,000 | 2,503 |
| Pre-tax net operating income | $-48,000 | 7,087 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $-18,000 | 7,642 |
| Income before extraordinary items | $-30,000 | 7,107 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-30,000 | 7,107 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $243,000 | 2,020 |
| Cash dividends | $40,000 | 4,508 |
| Sale, conversion, retirement of capital stock, net | $46,000 | 788 |
| Net operating income | $-30,000 | 7,073 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $3,498,000 | 2,788 |
| Total interest expense | $1,862,000 | 2,387 |
| Net interest income | $1,636,000 | 3,262 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $-27,000 | 8,435 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $4,000 | 7,199 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $-31,000 | 8,432 |
| Total noninterest expense | $1,587,000 | 2,905 |
| Salaries and employee benefits | $833,000 | 3,054 |
| Premises and equipment expense | $178,000 | 3,523 |
| Additional noninterest expense | $576,000 | 2,399 |
| Pre-tax net operating income | $22,000 | 6,951 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $9,000 | 4,855 |
| Income before extraordinary items | $13,000 | 7,105 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $13,000 | 7,106 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $97,000 | 1,834 |
| Cash dividends | $40,000 | 3,451 |
| Sale, conversion, retirement of capital stock, net | $23,000 | 668 |
| Net operating income | $13,000 | 7,022 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $16,568,000 | 2,462 |
| Total interest expense | $7,111,000 | 2,585 |
| Net interest income | $9,457,000 | 2,354 |
| Provision for loan and lease losses | $2,130,000 | 802 |
| Total noninterest income | $5,000 | 8,355 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $8,000 | 7,344 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $-3,000 | 8,442 |
| Total noninterest expense | $6,790,000 | 2,668 |
| Salaries and employee benefits | $3,310,000 | 2,974 |
| Premises and equipment expense | $633,000 | 3,696 |
| Additional noninterest expense | $2,847,000 | 1,931 |
| Pre-tax net operating income | $542,000 | 5,853 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $227,000 | 3,715 |
| Income before extraordinary items | $315,000 | 6,377 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $315,000 | 6,376 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 5,733 |
| Cash dividends | $105,000 | 5,321 |
| Sale, conversion, retirement of capital stock, net | $418,000 | 567 |
| Net operating income | $315,000 | 6,357 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $12,708,000 | 2,431 |
| Total interest expense | $5,127,000 | 2,690 |
| Net interest income | $7,581,000 | 2,241 |
| Provision for loan and lease losses | $1,121,000 | 823 |
| Total noninterest income | $52,000 | 7,909 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $6,000 | 7,365 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $46,000 | 6,894 |
| Total noninterest expense | $4,587,000 | 2,897 |
| Salaries and employee benefits | $2,576,000 | 2,837 |
| Premises and equipment expense | $463,000 | 3,759 |
| Additional noninterest expense | $1,548,000 | 2,542 |
| Pre-tax net operating income | $1,925,000 | 2,925 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $744,000 | 1,997 |
| Income before extraordinary items | $1,181,000 | 3,507 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,181,000 | 3,506 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $105,000 | 4,637 |
| Sale, conversion, retirement of capital stock, net | $295,000 | 508 |
| Net operating income | $1,181,000 | 3,490 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $8,241,000 | 2,499 |
| Total interest expense | $3,182,000 | 2,853 |
| Net interest income | $5,059,000 | 2,270 |
| Provision for loan and lease losses | $552,000 | 942 |
| Total noninterest income | $29,000 | 8,060 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $3,000 | 7,446 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $26,000 | 7,121 |
| Total noninterest expense | $2,841,000 | 3,098 |
| Salaries and employee benefits | $1,594,000 | 3,077 |
| Premises and equipment expense | $276,000 | 4,091 |
| Additional noninterest expense | $971,000 | 2,697 |
| Pre-tax net operating income | $1,695,000 | 2,466 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $655,000 | 1,735 |
| Income before extraordinary items | $1,040,000 | 2,952 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,040,000 | 2,951 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $192,000 | 460 |
| Net operating income | $1,040,000 | 2,937 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $3,821,000 | 2,647 |
| Total interest expense | $1,428,000 | 3,114 |
| Net interest income | $2,393,000 | 2,371 |
| Provision for loan and lease losses | $245,000 | 982 |
| Total noninterest income | $12,000 | 8,183 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $1,000 | 7,501 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $11,000 | 7,311 |
| Total noninterest expense | $1,243,000 | 3,467 |
| Salaries and employee benefits | $724,000 | 3,359 |
| Premises and equipment expense | $134,000 | 4,191 |
| Additional noninterest expense | $385,000 | 3,270 |
| Pre-tax net operating income | $917,000 | 2,311 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $355,000 | 1,647 |
| Income before extraordinary items | $562,000 | 2,775 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $562,000 | 2,776 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $562,000 | 2,762 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $11,797,000 | 3,145 |
| Total interest expense | $3,903,000 | 3,656 |
| Net interest income | $7,894,000 | 2,787 |
| Provision for loan and lease losses | $1,454,000 | 732 |
| Total noninterest income | $11,000 | 8,478 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $12,000 | 7,388 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $-1,000 | 8,627 |
| Total noninterest expense | $3,898,000 | 4,065 |
| Salaries and employee benefits | $2,427,000 | 3,689 |
| Premises and equipment expense | $397,000 | 4,938 |
| Additional noninterest expense | $1,074,000 | 4,284 |
| Pre-tax net operating income | $2,553,000 | 3,090 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,058,000 | 2,112 |
| Income before extraordinary items | $1,495,000 | 3,788 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,495,000 | 3,787 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,489 |
| Cash dividends | $0 | 5,941 |
| Sale, conversion, retirement of capital stock, net | $71,000 | 950 |
| Net operating income | $1,495,000 | 3,765 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $8,354,000 | 3,262 |
| Total interest expense | $2,596,000 | 3,863 |
| Net interest income | $5,758,000 | 2,887 |
| Provision for loan and lease losses | $1,037,000 | 732 |
| Total noninterest income | $3,000 | 8,624 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $10,000 | 7,439 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $-7,000 | 8,712 |
| Total noninterest expense | $2,943,000 | 4,029 |
| Salaries and employee benefits | $1,856,000 | 3,642 |
| Premises and equipment expense | $298,000 | 4,971 |
| Additional noninterest expense | $789,000 | 4,311 |
| Pre-tax net operating income | $1,781,000 | 3,365 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $712,000 | 2,368 |
| Income before extraordinary items | $1,069,000 | 4,008 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,069,000 | 4,011 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 4,725 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 937 |
| Net operating income | $1,069,000 | 4,000 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $5,234,000 | 3,380 |
| Total interest expense | $1,453,000 | 4,202 |
| Net interest income | $3,781,000 | 2,938 |
| Provision for loan and lease losses | $844,000 | 614 |
| Total noninterest income | $-6,000 | 8,761 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $9,000 | 7,424 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $-15,000 | 8,761 |
| Total noninterest expense | $2,032,000 | 3,966 |
| Salaries and employee benefits | $1,313,000 | 3,499 |
| Premises and equipment expense | $194,000 | 5,024 |
| Additional noninterest expense | $525,000 | 4,321 |
| Pre-tax net operating income | $899,000 | 4,048 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $360,000 | 2,785 |
| Income before extraordinary items | $539,000 | 4,701 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $539,000 | 4,705 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 4,027 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 773 |
| Net operating income | $539,000 | 4,694 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,369,000 | 3,577 |
| Total interest expense | $570,000 | 4,730 |
| Net interest income | $1,799,000 | 3,059 |
| Provision for loan and lease losses | $753,000 | 336 |
| Total noninterest income | $-11,000 | 8,776 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $7,000 | 7,331 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $-18,000 | 8,773 |
| Total noninterest expense | $946,000 | 4,168 |
| Salaries and employee benefits | $625,000 | 3,643 |
| Premises and equipment expense | $91,000 | 5,241 |
| Additional noninterest expense | $230,000 | 4,721 |
| Pre-tax net operating income | $89,000 | 7,183 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $36,000 | 4,838 |
| Income before extraordinary items | $53,000 | 7,486 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $53,000 | 7,485 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 2,945 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $53,000 | 7,493 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $3,866,000 | 5,922 |
| Total interest expense | $1,051,000 | 6,156 |
| Net interest income | $2,815,000 | 5,697 |
| Provision for loan and lease losses | $533,000 | 1,801 |
| Total noninterest income | $15,000 | 8,634 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $3,000 | 7,685 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $12,000 | 8,364 |
| Total noninterest expense | $2,341,000 | 5,586 |
| Salaries and employee benefits | $1,466,000 | 5,126 |
| Premises and equipment expense | $339,000 | 5,386 |
| Additional noninterest expense | $536,000 | 6,374 |
| Pre-tax net operating income | $-44,000 | 8,293 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $-676,000 | 8,785 |
| Income before extraordinary items | $632,000 | 5,889 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $632,000 | 5,893 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 5,513 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $24,451,000 | 53 |
| Net operating income | $632,000 | 5,860 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $2,361,000 | 6,468 |
| Total interest expense | $709,000 | 6,326 |
| Net interest income | $1,652,000 | 6,406 |
| Provision for loan and lease losses | $340,000 | 1,992 |
| Total noninterest income | $11,000 | 8,694 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $2,000 | 7,737 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $9,000 | 8,407 |
| Total noninterest expense | $1,607,000 | 5,837 |
| Salaries and employee benefits | $960,000 | 5,552 |
| Premises and equipment expense | $262,000 | 5,272 |
| Additional noninterest expense | $385,000 | 6,468 |
| Pre-tax net operating income | $-284,000 | 8,523 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $-284,000 | 8,558 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-284,000 | 8,558 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,516 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $24,500,000 | 38 |
| Net operating income | $-284,000 | 8,528 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,165,000 | 7,143 |
| Total interest expense | $360,000 | 6,839 |
| Net interest income | $805,000 | 7,173 |
| Provision for loan and lease losses | $232,000 | 1,915 |
| Total noninterest income | $5,000 | 8,729 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $2,000 | 7,732 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $3,000 | 8,558 |
| Total noninterest expense | $1,033,000 | 5,953 |
| Salaries and employee benefits | $602,000 | 5,735 |
| Premises and equipment expense | $174,000 | 5,280 |
| Additional noninterest expense | $257,000 | 6,446 |
| Pre-tax net operating income | $-455,000 | 8,657 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $-455,000 | 8,705 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $-455,000 | 8,705 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,895 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $272,000 | 343 |
| Net operating income | $-455,000 | 8,676 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $442,000 | 7,727 |
| Total interest expense | $102,000 | 7,805 |
| Net interest income | $340,000 | 7,589 |
| Provision for loan and lease losses | $120,000 | 1,733 |
| Total noninterest income | $1,000 | 8,826 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $1,000 | 7,789 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $0 | 8,766 |
| Total noninterest expense | $513,000 | 6,017 |
| Salaries and employee benefits | $289,000 | 5,905 |
| Premises and equipment expense | $86,000 | 5,371 |
| Additional noninterest expense | $138,000 | 6,279 |
| Pre-tax net operating income | $-292,000 | 8,785 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $-292,000 | 8,804 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $-292,000 | 8,804 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 3,504 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $-292,000 | 8,786 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $522,000 | 8,747 |
| Total interest expense | $61,000 | 8,814 |
| Net interest income | $461,000 | 8,675 |
| Provision for loan and lease losses | $204,000 | 3,651 |
| Total noninterest income | $13,000 | 8,823 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $3,000 | 7,847 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $10,000 | 8,525 |
| Total noninterest expense | $1,565,000 | 6,769 |
| Salaries and employee benefits | $879,000 | 6,689 |
| Premises and equipment expense | $242,000 | 6,282 |
| Additional noninterest expense | $444,000 | 6,872 |
| Pre-tax net operating income | $-1,295,000 | 8,843 |
| Securities gains (losses) | $-36,000 | 8,529 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $-1,331,000 | 8,872 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-1,331,000 | 8,873 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,973 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $10,274,000 | 95 |
| Net operating income | $-1,295,000 | 8,846 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $200,000 | 8,921 |
| Total interest expense | $15,000 | 8,933 |
| Net interest income | $185,000 | 8,899 |
| Provision for loan and lease losses | $121,000 | 3,964 |
| Total noninterest income | $1,000 | 8,971 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $0 | 7,933 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $1,000 | 8,861 |
| Total noninterest expense | $757,000 | 7,762 |
| Salaries and employee benefits | $433,000 | 7,699 |
| Premises and equipment expense | $155,000 | 6,655 |
| Additional noninterest expense | $169,000 | 8,150 |
| Pre-tax net operating income | $-692,000 | 8,828 |
| Securities gains (losses) | $-36,000 | 8,760 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $-728,000 | 8,877 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $-728,000 | 8,877 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,496 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $9,949,000 | 84 |
| Net operating income | $-692,000 | 8,850 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $50,000 | 9,033 |
| Total interest expense | $6,000 | 9,007 |
| Net interest income | $44,000 | 9,025 |
| Provision for loan and lease losses | $27,000 | 5,578 |
| Total noninterest income | $0 | 9,031 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $0 | 7,979 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $0 | 8,943 |
| Total noninterest expense | $360,000 | 8,341 |
| Salaries and employee benefits | $217,000 | 8,234 |
| Premises and equipment expense | $84,000 | 7,130 |
| Additional noninterest expense | $59,000 | 8,832 |
| Pre-tax net operating income | $-343,000 | 8,831 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $-343,000 | 8,867 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-343,000 | 8,867 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,017 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $9,949,000 | 58 |
| Net operating income | $-343,000 | 8,841 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.