Home > Towne Bank of Arizona > Assets and Liabilities
Towne Bank of Arizona, Assets and Liabilities
| 2010-03-31 | Rank | |
| # of Employees: | 24 | 5,190 |
| Assets and Liabilities | ||
| Total Assets: | $120,246,000 | 4,635 |
| Cash and due from depository institutions | $1,061,000 | 5,190 |
| Interest-bearing balances | $66,000 | 6,752 |
| Securities | $9,127,000 | 5,954 |
| Federal funds sold & reverse repurchase agreements | $15,758,000 | 568 |
| Net loans & leases | $69,531,000 | 4,822 |
| Loan loss allowance | $6,784,000 | 1,252 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $270,000 | 7,015 |
| Other real estate owned | $23,511,000 | 5,190 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $988,000 | 6,764 |
| Life insurance assets | $0 | 3,823 |
| Total liabilities and capital | $120,245,000 | 4,635 |
| Total liabilities | $119,766,000 | 4,335 |
| Total deposits | $113,243,000 | 4,285 |
| Interest-bearing deposits | $105,880,000 | 4,029 |
| Deposits held in domestic offices | $113,243,000 | 4,283 |
| % insured | 84.01% | 5,500 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $6,000,000 | 3,266 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $523,000 | 4,754 |
| Total equity capital | $479,000 | 7,912 |
| Total bank equity capital | $479,000 | 7,912 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $16,009,000 | 298 |
| Surplus | $19,645,000 | 1,612 |
| Undivided profits | $-35,175,000 | 7,812 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $8,498,000 | 1,681 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $188,000 | 7,257 |
| Earning assets | $94,482,000 | 5,045 |
| Long-term assets (5+ years) | $10,300,000 | 5,343 |
| Average Assets, year-to-date | $123,880,500 | 4,542 |
| Average Assets, quarterly | $123,880,500 | 4,542 |
| Volatile liabilities | $88,769,000 | 1,656 |
| Insider loans | $9,000 | 7,105 |
| FHLB advances | $6,000,000 | 3,124 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $1,962,000 | 6,719 |
| Tier 1 (core) risk-based capital | $369,000 | 7,914 |
| Tier 2 risk-based capital | $369,000 | 6,397 |
| Total risk weighted assets | $100,919,000 | 4,037 |
| Total unused commitments | $1,962,000 | 6,724 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 25 | 5,123 |
| Assets and Liabilities | ||
| Total Assets: | $127,515,000 | 4,490 |
| Cash and due from depository institutions | $1,157,000 | 5,123 |
| Interest-bearing balances | $41,000 | 6,817 |
| Securities | $9,177,000 | 5,946 |
| Federal funds sold & reverse repurchase agreements | $13,898,000 | 600 |
| Net loans & leases | $76,410,000 | 4,624 |
| Loan loss allowance | $4,411,000 | 1,773 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $331,000 | 6,903 |
| Other real estate owned | $25,522,000 | 5,123 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $1,020,000 | 6,801 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $127,514,000 | 4,490 |
| Total liabilities | $120,434,000 | 4,304 |
| Total deposits | $113,643,000 | 4,267 |
| Interest-bearing deposits | $106,310,000 | 4,006 |
| Deposits held in domestic offices | $113,643,000 | 4,266 |
| % insured | 70.92% | 7,245 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $6,000,000 | 3,416 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $791,000 | 3,921 |
| Total equity capital | $7,080,000 | 6,184 |
| Total bank equity capital | $7,080,000 | 6,183 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $16,009,000 | 290 |
| Surplus | $19,630,000 | 1,611 |
| Undivided profits | $-28,559,000 | 7,863 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $10,639,000 | 1,433 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $169,000 | 7,435 |
| Earning assets | $99,526,000 | 4,913 |
| Long-term assets (5+ years) | $13,139,000 | 4,939 |
| Average Assets, year-to-date | $136,176,600 | 4,210 |
| Average Assets, quarterly | $127,121,000 | 4,461 |
| Volatile liabilities | $88,386,000 | 1,684 |
| Insider loans | $10,000 | 7,158 |
| FHLB advances | $6,000,000 | 3,282 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $2,254,000 | 6,612 |
| Tier 1 (core) risk-based capital | $6,934,000 | 6,107 |
| Tier 2 risk-based capital | $1,409,000 | 3,465 |
| Total risk weighted assets | $109,674,000 | 3,856 |
| Total unused commitments | $2,254,000 | 6,615 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 27 | 4,959 |
| Assets and Liabilities | ||
| Total Assets: | $126,727,000 | 4,482 |
| Cash and due from depository institutions | $668,000 | 4,959 |
| Interest-bearing balances | $33,000 | 6,812 |
| Securities | $10,217,000 | 5,794 |
| Federal funds sold & reverse repurchase agreements | $5,178,000 | 1,704 |
| Net loans & leases | $82,113,000 | 4,496 |
| Loan loss allowance | $4,449,000 | 1,723 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $395,000 | 6,812 |
| Other real estate owned | $25,099,000 | 4,959 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $3,057,000 | 4,188 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $126,726,000 | 4,482 |
| Total liabilities | $115,769,000 | 4,414 |
| Total deposits | $109,048,000 | 4,357 |
| Interest-bearing deposits | $101,275,000 | 4,135 |
| Deposits held in domestic offices | $109,048,000 | 4,355 |
| % insured | 54.67% | 7,849 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $6,000,000 | 3,532 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $721,000 | 4,520 |
| Total equity capital | $10,957,000 | 5,102 |
| Total bank equity capital | $10,957,000 | 5,101 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $16,009,000 | 287 |
| Surplus | $19,614,000 | 1,619 |
| Undivided profits | $-24,666,000 | 7,970 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $14,972,000 | 1,088 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $234,000 | 7,237 |
| Earning assets | $97,541,000 | 5,013 |
| Long-term assets (5+ years) | $14,297,000 | 4,811 |
| Average Assets, year-to-date | $138,342,000 | 4,176 |
| Average Assets, quarterly | $129,760,500 | 4,412 |
| Volatile liabilities | $80,340,000 | 1,872 |
| Insider loans | $11,000 | 7,196 |
| FHLB advances | $6,000,000 | 3,394 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $2,266,000 | 6,738 |
| Tier 1 (core) risk-based capital | $10,766,000 | 4,986 |
| Tier 2 risk-based capital | $1,481,000 | 3,302 |
| Total risk weighted assets | $115,240,000 | 3,743 |
| Total unused commitments | $2,266,000 | 6,743 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 29 | 4,786 |
| Assets and Liabilities | ||
| Total Assets: | $132,794,000 | 4,373 |
| Cash and due from depository institutions | $634,000 | 4,786 |
| Interest-bearing balances | $100,000 | 6,301 |
| Securities | $10,278,000 | 5,767 |
| Federal funds sold & reverse repurchase agreements | $6,528,000 | 1,528 |
| Net loans & leases | $94,039,000 | 4,160 |
| Loan loss allowance | $5,198,000 | 1,449 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $455,000 | 6,752 |
| Other real estate owned | $17,859,000 | 4,786 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $3,001,000 | 4,219 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $132,793,000 | 4,373 |
| Total liabilities | $120,036,000 | 4,333 |
| Total deposits | $113,314,000 | 4,253 |
| Interest-bearing deposits | $107,334,000 | 3,984 |
| Deposits held in domestic offices | $113,314,000 | 4,250 |
| % insured | 42.46% | 7,922 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $6,000,000 | 3,615 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $722,000 | 4,497 |
| Total equity capital | $12,757,000 | 4,604 |
| Total bank equity capital | $12,757,000 | 4,604 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $16,009,000 | 287 |
| Surplus | $19,597,000 | 1,628 |
| Undivided profits | $-22,849,000 | 8,052 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $27,721,000 | 639 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $345,000 | 6,498 |
| Earning assets | $110,945,000 | 4,641 |
| Long-term assets (5+ years) | $14,979,000 | 4,668 |
| Average Assets, year-to-date | $142,213,670 | 4,134 |
| Average Assets, quarterly | $137,891,000 | 4,238 |
| Volatile liabilities | $83,219,000 | 1,819 |
| Insider loans | $12,000 | 7,243 |
| FHLB advances | $6,000,000 | 3,462 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $2,329,000 | 6,817 |
| Tier 1 (core) risk-based capital | $12,527,000 | 4,560 |
| Tier 2 risk-based capital | $1,552,000 | 3,188 |
| Total risk weighted assets | $120,234,000 | 3,648 |
| Total unused commitments | $2,329,000 | 6,819 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 32 | 4,522 |
| Assets and Liabilities | ||
| Total Assets: | $142,988,000 | 4,174 |
| Cash and due from depository institutions | $793,000 | 4,522 |
| Interest-bearing balances | $117,000 | 5,959 |
| Securities | $11,312,000 | 5,652 |
| Federal funds sold & reverse repurchase agreements | $3,443,000 | 2,955 |
| Net loans & leases | $111,664,000 | 3,723 |
| Loan loss allowance | $10,406,000 | 734 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $519,000 | 6,643 |
| Other real estate owned | $12,045,000 | 4,522 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $3,212,000 | 4,074 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $142,988,000 | 4,174 |
| Total liabilities | $120,971,000 | 4,326 |
| Total deposits | $114,243,000 | 4,232 |
| Interest-bearing deposits | $108,812,000 | 3,930 |
| Deposits held in domestic offices | $114,243,000 | 4,229 |
| % insured | 39.94% | 8,005 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $6,000,000 | 3,671 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $728,000 | 4,403 |
| Total equity capital | $22,017,000 | 3,002 |
| Total bank equity capital | $22,017,000 | 3,001 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $16,009,000 | 281 |
| Surplus | $19,565,000 | 1,610 |
| Undivided profits | $-13,557,000 | 8,067 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $32,543,000 | 497 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $536,000 | 5,355 |
| Earning assets | $126,536,000 | 4,254 |
| Long-term assets (5+ years) | $6,971,000 | 5,910 |
| Average Assets, year-to-date | $146,923,500 | 4,058 |
| Average Assets, quarterly | $146,923,500 | 4,058 |
| Volatile liabilities | $82,923,000 | 1,825 |
| Insider loans | $14,000 | 7,280 |
| FHLB advances | $6,000,000 | 3,530 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $3,042,000 | 6,587 |
| Tier 1 (core) risk-based capital | $21,787,000 | 2,897 |
| Tier 2 risk-based capital | $1,764,000 | 2,890 |
| Total risk weighted assets | $132,215,000 | 3,426 |
| Total unused commitments | $3,042,000 | 6,587 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 31 | 4,662 |
| Assets and Liabilities | ||
| Total Assets: | $150,859,000 | 4,000 |
| Cash and due from depository institutions | $1,581,000 | 4,662 |
| Interest-bearing balances | $126,000 | 5,477 |
| Securities | $12,355,000 | 5,529 |
| Federal funds sold & reverse repurchase agreements | $7,048,000 | 1,386 |
| Net loans & leases | $113,823,000 | 3,680 |
| Loan loss allowance | $8,768,000 | 815 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $594,000 | 6,517 |
| Other real estate owned | $12,235,000 | 4,662 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $3,223,000 | 4,113 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $150,859,000 | 4,000 |
| Total liabilities | $125,558,000 | 4,185 |
| Total deposits | $118,592,000 | 4,039 |
| Interest-bearing deposits | $113,996,000 | 3,741 |
| Deposits held in domestic offices | $118,592,000 | 4,037 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $6,000,000 | 3,882 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $966,000 | 3,809 |
| Total equity capital | $25,301,000 | 2,624 |
| Total bank equity capital | $25,301,000 | 2,624 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $16,009,000 | 282 |
| Surplus | $19,543,000 | 1,581 |
| Undivided profits | $-10,251,000 | 8,116 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $27,635,000 | 493 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $564,000 | 5,417 |
| Earning assets | $133,352,000 | 4,070 |
| Long-term assets (5+ years) | $17,578,000 | 4,284 |
| Average Assets, year-to-date | $172,188,000 | 3,513 |
| Average Assets, quarterly | $154,001,000 | 3,901 |
| Volatile liabilities | $84,046,000 | 1,783 |
| Insider loans | $14,000 | 7,345 |
| FHLB advances | $6,000,000 | 3,753 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $4,162,000 | 6,139 |
| Tier 1 (core) risk-based capital | $25,101,000 | 2,526 |
| Tier 2 risk-based capital | $1,796,000 | 2,820 |
| Total risk weighted assets | $136,458,000 | 3,341 |
| Total unused commitments | $4,162,000 | 6,140 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 31 | 4,697 |
| Assets and Liabilities | ||
| Total Assets: | $157,143,000 | 3,840 |
| Cash and due from depository institutions | $840,000 | 4,697 |
| Interest-bearing balances | $67,000 | 5,486 |
| Securities | $10,635,000 | 5,754 |
| Federal funds sold & reverse repurchase agreements | $12,538,000 | 956 |
| Net loans & leases | $121,526,000 | 3,505 |
| Loan loss allowance | $5,644,000 | 1,114 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $671,000 | 6,395 |
| Other real estate owned | $6,089,000 | 4,697 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $4,844,000 | 3,223 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $157,142,000 | 3,840 |
| Total liabilities | $122,985,000 | 4,197 |
| Total deposits | $116,262,000 | 4,062 |
| Interest-bearing deposits | $112,050,000 | 3,750 |
| Deposits held in domestic offices | $116,262,000 | 4,059 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $6,000,000 | 3,901 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $723,000 | 4,608 |
| Total equity capital | $34,157,000 | 2,002 |
| Total bank equity capital | $34,157,000 | 2,002 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $15,996,000 | 278 |
| Surplus | $19,546,000 | 1,557 |
| Undivided profits | $-1,385,000 | 7,579 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $18,860,000 | 582 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $861,000 | 4,331 |
| Earning assets | $144,766,000 | 3,827 |
| Long-term assets (5+ years) | $20,235,000 | 3,952 |
| Average Assets, year-to-date | $177,520,250 | 3,445 |
| Average Assets, quarterly | $164,173,500 | 3,693 |
| Volatile liabilities | $79,000,000 | 1,804 |
| Insider loans | $0 | 7,515 |
| FHLB advances | $6,000,000 | 3,758 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $4,204,000 | 6,239 |
| Tier 1 (core) risk-based capital | $30,775,000 | 2,139 |
| Tier 2 risk-based capital | $1,807,000 | 2,745 |
| Total risk weighted assets | $140,453,000 | 3,258 |
| Total unused commitments | $4,204,000 | 6,242 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 38 | 4,131 |
| Assets and Liabilities | ||
| Total Assets: | $171,204,000 | 3,602 |
| Cash and due from depository institutions | $853,000 | 4,131 |
| Interest-bearing balances | $12,000 | 6,353 |
| Securities | $11,667,000 | 5,637 |
| Federal funds sold & reverse repurchase agreements | $10,753,000 | 1,136 |
| Net loans & leases | $141,831,000 | 3,105 |
| Loan loss allowance | $4,224,000 | 1,405 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $748,000 | 6,300 |
| Other real estate owned | $1,782,000 | 4,131 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $3,570,000 | 3,892 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $171,203,000 | 3,602 |
| Total liabilities | $134,876,000 | 3,953 |
| Total deposits | $128,176,000 | 3,803 |
| Interest-bearing deposits | $122,137,000 | 3,497 |
| Deposits held in domestic offices | $128,176,000 | 3,800 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $6,000,000 | 3,774 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $700,000 | 4,638 |
| Total equity capital | $36,327,000 | 1,888 |
| Total bank equity capital | $36,327,000 | 1,888 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $15,996,000 | 271 |
| Surplus | $19,525,000 | 1,535 |
| Undivided profits | $806,000 | 6,765 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $12,208,000 | 733 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $690,000 | 4,890 |
| Earning assets | $164,263,000 | 3,482 |
| Long-term assets (5+ years) | $3,831,000 | 6,546 |
| Average Assets, year-to-date | $184,312,670 | 3,372 |
| Average Assets, quarterly | $175,773,500 | 3,531 |
| Volatile liabilities | $88,696,000 | 1,613 |
| Insider loans | $0 | 7,572 |
| FHLB advances | $6,000,000 | 3,631 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $8,935,000 | 4,976 |
| Tier 1 (core) risk-based capital | $34,294,000 | 1,914 |
| Tier 2 risk-based capital | $1,970,000 | 2,510 |
| Total risk weighted assets | $155,100,000 | 3,024 |
| Total unused commitments | $8,935,000 | 4,976 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 40 | 3,978 |
| Assets and Liabilities | ||
| Total Assets: | $180,343,000 | 3,464 |
| Cash and due from depository institutions | $1,475,000 | 3,978 |
| Interest-bearing balances | $4,000 | 6,592 |
| Securities | $11,796,000 | 5,623 |
| Federal funds sold & reverse repurchase agreements | $4,593,000 | 3,397 |
| Net loans & leases | $156,837,000 | 2,820 |
| Loan loss allowance | $4,184,000 | 1,362 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $794,000 | 6,231 |
| Other real estate owned | $1,258,000 | 3,978 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $3,590,000 | 3,764 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $180,344,000 | 3,464 |
| Total liabilities | $143,910,000 | 3,781 |
| Total deposits | $132,092,000 | 3,731 |
| Interest-bearing deposits | $125,437,000 | 3,448 |
| Deposits held in domestic offices | $132,092,000 | 3,728 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $11,000,000 | 2,753 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $818,000 | 4,488 |
| Total equity capital | $36,434,000 | 1,931 |
| Total bank equity capital | $36,434,000 | 1,931 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $15,996,000 | 271 |
| Surplus | $19,502,000 | 1,528 |
| Undivided profits | $936,000 | 6,865 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $19,283,000 | 416 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $1,095,000 | 3,459 |
| Earning assets | $173,230,000 | 3,346 |
| Long-term assets (5+ years) | $3,830,000 | 6,498 |
| Average Assets, year-to-date | $190,867,000 | 3,284 |
| Average Assets, quarterly | $190,867,000 | 3,284 |
| Volatile liabilities | $98,678,000 | 1,467 |
| Insider loans | $0 | 7,597 |
| FHLB advances | $11,000,000 | 2,638 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $16,808,000 | 3,739 |
| Tier 1 (core) risk-based capital | $34,395,000 | 1,911 |
| Tier 2 risk-based capital | $2,150,000 | 2,294 |
| Total risk weighted assets | $169,490,000 | 2,772 |
| Total unused commitments | $16,808,000 | 3,740 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 43 | 3,769 |
| Assets and Liabilities | ||
| Total Assets: | $201,391,000 | 3,126 |
| Cash and due from depository institutions | $1,738,000 | 3,769 |
| Interest-bearing balances | $5,000 | 6,416 |
| Securities | $11,615,000 | 5,738 |
| Federal funds sold & reverse repurchase agreements | $10,388,000 | 1,324 |
| Net loans & leases | $172,693,000 | 2,554 |
| Loan loss allowance | $4,281,000 | 1,283 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $846,000 | 6,147 |
| Other real estate owned | $437,000 | 3,769 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $3,674,000 | 3,734 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $201,392,000 | 3,126 |
| Total liabilities | $165,056,000 | 3,356 |
| Total deposits | $152,850,000 | 3,301 |
| Interest-bearing deposits | $142,632,000 | 3,053 |
| Deposits held in domestic offices | $152,850,000 | 3,299 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $11,000,000 | 2,593 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $1,206,000 | 3,555 |
| Total equity capital | $36,336,000 | 1,924 |
| Total bank equity capital | $36,336,000 | 1,924 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $15,996,000 | 270 |
| Surplus | $19,479,000 | 1,503 |
| Undivided profits | $861,000 | 6,969 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $9,385,000 | 644 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $1,099,000 | 3,687 |
| Earning assets | $194,701,000 | 2,968 |
| Long-term assets (5+ years) | $3,070,000 | 6,510 |
| Average Assets, year-to-date | $185,566,400 | 3,241 |
| Average Assets, quarterly | $201,679,000 | 3,076 |
| Volatile liabilities | $118,684,000 | 1,233 |
| Insider loans | $396,000 | 5,839 |
| FHLB advances | $11,000,000 | 2,474 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $28,364,000 | 2,680 |
| Tier 1 (core) risk-based capital | $34,325,000 | 1,905 |
| Tier 2 risk-based capital | $2,375,000 | 2,092 |
| Total risk weighted assets | $187,647,000 | 2,492 |
| Total unused commitments | $28,364,000 | 2,681 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 49 | 3,407 |
| Assets and Liabilities | ||
| Total Assets: | $201,967,000 | 3,075 |
| Cash and due from depository institutions | $3,323,000 | 3,407 |
| Interest-bearing balances | $6,000 | 6,319 |
| Securities | $11,498,000 | 5,815 |
| Federal funds sold & reverse repurchase agreements | $4,328,000 | 2,820 |
| Net loans & leases | $178,898,000 | 2,446 |
| Loan loss allowance | $3,286,000 | 1,634 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $970,000 | 5,931 |
| Other real estate owned | $0 | 3,407 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $2,950,000 | 4,344 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $201,967,000 | 3,075 |
| Total liabilities | $164,951,000 | 3,317 |
| Total deposits | $157,982,000 | 3,157 |
| Interest-bearing deposits | $148,650,000 | 2,900 |
| Deposits held in domestic offices | $157,982,000 | 3,154 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $6,000,000 | 3,229 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $969,000 | 4,153 |
| Total equity capital | $37,016,000 | 1,858 |
| Total bank equity capital | $37,016,000 | 1,858 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $15,996,000 | 259 |
| Surplus | $19,356,000 | 1,476 |
| Undivided profits | $1,664,000 | 6,517 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,462,000 | 2,491 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $1,130,000 | 3,828 |
| Earning assets | $194,730,000 | 2,922 |
| Long-term assets (5+ years) | $5,761,000 | 5,754 |
| Average Assets, year-to-date | $181,610,250 | 3,300 |
| Average Assets, quarterly | $197,087,000 | 3,108 |
| Volatile liabilities | $129,317,000 | 1,092 |
| Insider loans | $5,000 | 7,614 |
| FHLB advances | $6,000,000 | 3,093 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $44,717,000 | 1,949 |
| Tier 1 (core) risk-based capital | $35,806,000 | 1,805 |
| Tier 2 risk-based capital | $2,412,000 | 2,050 |
| Total risk weighted assets | $192,046,000 | 2,404 |
| Total unused commitments | $44,717,000 | 1,949 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 46 | 3,609 |
| Assets and Liabilities | ||
| Total Assets: | $192,207,000 | 3,202 |
| Cash and due from depository institutions | $1,324,000 | 3,609 |
| Interest-bearing balances | $2,000 | 6,507 |
| Securities | $0 | 8,331 |
| Federal funds sold & reverse repurchase agreements | $13,008,000 | 1,216 |
| Net loans & leases | $174,581,000 | 2,493 |
| Loan loss allowance | $2,717,000 | 1,940 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $846,000 | 6,189 |
| Other real estate owned | $0 | 3,609 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $2,448,000 | 4,746 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $192,207,000 | 3,202 |
| Total liabilities | $155,382,000 | 3,471 |
| Total deposits | $154,679,000 | 3,234 |
| Interest-bearing deposits | $145,579,000 | 2,980 |
| Deposits held in domestic offices | $154,679,000 | 3,232 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,494 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $703,000 | 4,714 |
| Total equity capital | $36,825,000 | 1,843 |
| Total bank equity capital | $36,825,000 | 1,843 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $15,952,000 | 261 |
| Surplus | $19,297,000 | 1,482 |
| Undivided profits | $1,576,000 | 6,548 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $499,000 | 4,159 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $863,000 | 4,449 |
| Earning assets | $187,591,000 | 3,024 |
| Long-term assets (5+ years) | $2,102,000 | 6,767 |
| Average Assets, year-to-date | $174,824,670 | 3,418 |
| Average Assets, quarterly | $184,777,500 | 3,288 |
| Volatile liabilities | $131,199,000 | 1,076 |
| Insider loans | $28,000 | 7,470 |
| FHLB advances | $0 | 5,027 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $54,237,000 | 1,713 |
| Tier 1 (core) risk-based capital | $35,657,000 | 1,807 |
| Tier 2 risk-based capital | $2,269,000 | 2,157 |
| Total risk weighted assets | $184,078,000 | 2,479 |
| Total unused commitments | $54,237,000 | 1,714 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 33 | 4,637 |
| Assets and Liabilities | ||
| Total Assets: | $177,348,000 | 3,427 |
| Cash and due from depository institutions | $4,194,000 | 4,637 |
| Interest-bearing balances | $0 | 6,642 |
| Securities | $0 | 8,365 |
| Federal funds sold & reverse repurchase agreements | $3,298,000 | 4,184 |
| Net loans & leases | $167,143,000 | 2,562 |
| Loan loss allowance | $2,409,000 | 2,144 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $526,000 | 6,905 |
| Other real estate owned | $0 | 4,637 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $2,187,000 | 4,914 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $177,349,000 | 3,427 |
| Total liabilities | $141,195,000 | 3,749 |
| Total deposits | $140,194,000 | 3,523 |
| Interest-bearing deposits | $130,902,000 | 3,255 |
| Deposits held in domestic offices | $140,194,000 | 3,521 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $0 | 5,479 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $1,001,000 | 3,897 |
| Total equity capital | $36,154,000 | 1,887 |
| Total bank equity capital | $36,154,000 | 1,887 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $15,860,000 | 252 |
| Surplus | $19,197,000 | 1,461 |
| Undivided profits | $1,097,000 | 6,963 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,425 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $786,000 | 4,631 |
| Earning assets | $170,441,000 | 3,297 |
| Long-term assets (5+ years) | $1,779,000 | 6,874 |
| Average Assets, year-to-date | $166,133,500 | 3,575 |
| Average Assets, quarterly | $166,133,500 | 3,575 |
| Volatile liabilities | $114,335,000 | 1,200 |
| Insider loans | $29,000 | 7,466 |
| FHLB advances | $0 | 5,010 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $64,619,000 | 1,509 |
| Tier 1 (core) risk-based capital | $35,242,000 | 1,823 |
| Tier 2 risk-based capital | $2,177,000 | 2,223 |
| Total risk weighted assets | $173,889,000 | 2,573 |
| Total unused commitments | $64,619,000 | 1,510 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 24 | 5,615 |
| Assets and Liabilities | ||
| Total Assets: | $154,919,000 | 3,770 |
| Cash and due from depository institutions | $3,487,000 | 5,615 |
| Interest-bearing balances | $245,000 | 3,822 |
| Securities | $0 | 8,416 |
| Federal funds sold & reverse repurchase agreements | $1,283,000 | 5,041 |
| Net loans & leases | $147,924,000 | 2,823 |
| Loan loss allowance | $2,165,000 | 2,300 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $354,000 | 7,384 |
| Other real estate owned | $0 | 5,615 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $1,871,000 | 5,340 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $154,920,000 | 3,770 |
| Total liabilities | $119,327,000 | 4,185 |
| Total deposits | $118,468,000 | 3,939 |
| Interest-bearing deposits | $111,592,000 | 3,636 |
| Deposits held in domestic offices | $118,468,000 | 3,937 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,610 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $859,000 | 4,229 |
| Total equity capital | $35,593,000 | 1,881 |
| Total bank equity capital | $35,593,000 | 1,881 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $15,860,000 | 243 |
| Surplus | $19,197,000 | 1,433 |
| Undivided profits | $536,000 | 7,423 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,074,000 | 2,491 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $803,000 | 4,690 |
| Earning assets | $149,452,000 | 3,621 |
| Long-term assets (5+ years) | $1,376,000 | 7,033 |
| Average Assets, year-to-date | $122,831,200 | 4,303 |
| Average Assets, quarterly | $147,217,500 | 3,884 |
| Volatile liabilities | $95,853,000 | 1,567 |
| Insider loans | $32,000 | 7,459 |
| FHLB advances | $0 | 5,139 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $59,084,000 | 1,605 |
| Tier 1 (core) risk-based capital | $34,671,000 | 1,830 |
| Tier 2 risk-based capital | $1,924,000 | 2,441 |
| Total risk weighted assets | $153,661,000 | 2,862 |
| Total unused commitments | $59,084,000 | 1,606 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 23 | 5,785 |
| Assets and Liabilities | ||
| Total Assets: | $139,516,000 | 4,022 |
| Cash and due from depository institutions | $600,000 | 5,785 |
| Interest-bearing balances | $0 | 6,705 |
| Securities | $0 | 8,496 |
| Federal funds sold & reverse repurchase agreements | $4,318,000 | 2,671 |
| Net loans & leases | $133,408,000 | 3,080 |
| Loan loss allowance | $1,748,000 | 2,772 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $385,000 | 7,332 |
| Other real estate owned | $0 | 5,785 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $805,000 | 7,210 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $139,517,000 | 4,022 |
| Total liabilities | $104,408,000 | 4,536 |
| Total deposits | $103,798,000 | 4,274 |
| Interest-bearing deposits | $97,697,000 | 3,970 |
| Deposits held in domestic offices | $103,798,000 | 4,270 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $0 | 5,812 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $610,000 | 5,082 |
| Total equity capital | $35,109,000 | 1,884 |
| Total bank equity capital | $35,109,000 | 1,884 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $15,848,000 | 232 |
| Surplus | $19,152,000 | 1,425 |
| Undivided profits | $109,000 | 7,851 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,509 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $628,000 | 5,516 |
| Earning assets | $137,726,000 | 3,837 |
| Long-term assets (5+ years) | $1,408,000 | 7,055 |
| Average Assets, year-to-date | $114,809,250 | 4,521 |
| Average Assets, quarterly | $133,822,500 | 4,124 |
| Volatile liabilities | $83,825,000 | 1,737 |
| Insider loans | $33,000 | 7,525 |
| FHLB advances | $0 | 5,308 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $55,660,000 | 1,714 |
| Tier 1 (core) risk-based capital | $35,012,000 | 1,792 |
| Tier 2 risk-based capital | $1,729,000 | 2,668 |
| Total risk weighted assets | $138,269,000 | 3,104 |
| Total unused commitments | $55,660,000 | 1,715 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 24 | 5,686 |
| Assets and Liabilities | ||
| Total Assets: | $128,129,000 | 4,253 |
| Cash and due from depository institutions | $985,000 | 5,686 |
| Interest-bearing balances | $0 | 6,732 |
| Securities | $0 | 8,539 |
| Federal funds sold & reverse repurchase agreements | $8,378,000 | 1,514 |
| Net loans & leases | $117,433,000 | 3,371 |
| Loan loss allowance | $1,555,000 | 3,012 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $422,000 | 7,240 |
| Other real estate owned | $0 | 5,686 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $911,000 | 6,915 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $128,129,000 | 4,253 |
| Total liabilities | $93,549,000 | 4,836 |
| Total deposits | $93,144,000 | 4,563 |
| Interest-bearing deposits | $85,694,000 | 4,296 |
| Deposits held in domestic offices | $93,144,000 | 4,558 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $0 | 5,848 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $405,000 | 5,788 |
| Total equity capital | $34,580,000 | 1,847 |
| Total bank equity capital | $34,580,000 | 1,847 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $15,848,000 | 220 |
| Surplus | $19,152,000 | 1,388 |
| Undivided profits | $-420,000 | 8,101 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,512 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $486,000 | 5,970 |
| Earning assets | $125,811,000 | 4,050 |
| Long-term assets (5+ years) | $1,437,000 | 7,046 |
| Average Assets, year-to-date | $106,573,670 | 4,743 |
| Average Assets, quarterly | $122,186,000 | 4,376 |
| Volatile liabilities | $70,623,000 | 1,976 |
| Insider loans | $34,000 | 7,564 |
| FHLB advances | $0 | 5,334 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $45,583,000 | 1,983 |
| Tier 1 (core) risk-based capital | $34,264,000 | 1,803 |
| Tier 2 risk-based capital | $1,530,000 | 2,904 |
| Total risk weighted assets | $122,335,000 | 3,401 |
| Total unused commitments | $45,583,000 | 1,983 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 24 | 5,652 |
| Assets and Liabilities | ||
| Total Assets: | $116,243,000 | 4,522 |
| Cash and due from depository institutions | $1,095,000 | 5,652 |
| Interest-bearing balances | $0 | 6,770 |
| Securities | $0 | 8,575 |
| Federal funds sold & reverse repurchase agreements | $4,538,000 | 2,823 |
| Net loans & leases | $108,996,000 | 3,487 |
| Loan loss allowance | $1,464,000 | 3,138 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $412,000 | 7,250 |
| Other real estate owned | $0 | 5,652 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $1,202,000 | 6,222 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $116,243,000 | 4,522 |
| Total liabilities | $82,164,000 | 5,232 |
| Total deposits | $81,904,000 | 4,972 |
| Interest-bearing deposits | $75,195,000 | 4,689 |
| Deposits held in domestic offices | $81,904,000 | 4,968 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,773 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $260,000 | 6,661 |
| Total equity capital | $34,079,000 | 1,850 |
| Total bank equity capital | $34,079,000 | 1,850 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $15,841,000 | 214 |
| Surplus | $19,144,000 | 1,347 |
| Undivided profits | $-906,000 | 8,310 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,539 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $444,000 | 6,047 |
| Earning assets | $113,534,000 | 4,346 |
| Long-term assets (5+ years) | $1,465,000 | 7,053 |
| Average Assets, year-to-date | $95,796,000 | 5,080 |
| Average Assets, quarterly | $95,796,000 | 5,080 |
| Volatile liabilities | $56,310,000 | 2,264 |
| Insider loans | $30,000 | 7,601 |
| FHLB advances | $0 | 5,285 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $35,359,000 | 2,318 |
| Tier 1 (core) risk-based capital | $33,439,000 | 1,818 |
| Tier 2 risk-based capital | $1,423,000 | 3,040 |
| Total risk weighted assets | $113,030,000 | 3,531 |
| Total unused commitments | $35,359,000 | 2,320 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 23 | 5,797 |
| Assets and Liabilities | ||
| Total Assets: | $75,349,000 | 5,855 |
| Cash and due from depository institutions | $425,000 | 5,797 |
| Interest-bearing balances | $0 | 6,803 |
| Securities | $0 | 8,634 |
| Federal funds sold & reverse repurchase agreements | $3,363,000 | 3,160 |
| Net loans & leases | $70,054,000 | 4,662 |
| Loan loss allowance | $722,000 | 5,045 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $400,000 | 7,311 |
| Other real estate owned | $0 | 5,797 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $1,107,000 | 6,461 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $75,349,000 | 5,855 |
| Total liabilities | $41,322,000 | 7,073 |
| Total deposits | $41,128,000 | 6,923 |
| Interest-bearing deposits | $38,043,000 | 6,643 |
| Deposits held in domestic offices | $41,128,000 | 6,921 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $0 | 5,856 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $194,000 | 7,157 |
| Total equity capital | $34,027,000 | 1,824 |
| Total bank equity capital | $34,027,000 | 1,824 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $15,841,000 | 213 |
| Surplus | $19,145,000 | 1,313 |
| Undivided profits | $-959,000 | 8,383 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $13,000 | 7,275 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $297,000 | 7,155 |
| Earning assets | $73,417,000 | 5,661 |
| Long-term assets (5+ years) | $1,185,000 | 7,201 |
| Average Assets, year-to-date | $51,960,400 | 6,760 |
| Average Assets, quarterly | $74,872,500 | 5,850 |
| Volatile liabilities | $17,371,000 | 4,786 |
| Insider loans | $30,000 | 7,611 |
| FHLB advances | $0 | 5,326 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $20,825,000 | 3,236 |
| Tier 1 (core) risk-based capital | $33,351,000 | 1,782 |
| Tier 2 risk-based capital | $722,000 | 4,797 |
| Total risk weighted assets | $72,372,000 | 4,729 |
| Total unused commitments | $20,825,000 | 3,236 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 15 | 7,017 |
| Assets and Liabilities | ||
| Total Assets: | $74,396,000 | 5,884 |
| Cash and due from depository institutions | $649,000 | 7,017 |
| Interest-bearing balances | $0 | 6,835 |
| Securities | $0 | 8,672 |
| Federal funds sold & reverse repurchase agreements | $21,253,000 | 622 |
| Net loans & leases | $51,910,000 | 5,495 |
| Loan loss allowance | $539,000 | 5,860 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $314,000 | 7,607 |
| Other real estate owned | $0 | 7,017 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $270,000 | 8,484 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $74,395,000 | 5,884 |
| Total liabilities | $41,235,000 | 7,076 |
| Total deposits | $41,046,000 | 6,905 |
| Interest-bearing deposits | $38,789,000 | 6,572 |
| Deposits held in domestic offices | $41,046,000 | 6,903 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $0 | 5,928 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $189,000 | 7,308 |
| Total equity capital | $33,160,000 | 1,843 |
| Total bank equity capital | $33,160,000 | 1,843 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $15,841,000 | 202 |
| Surplus | $19,194,000 | 1,270 |
| Undivided profits | $-1,875,000 | 8,626 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $25,000 | 7,205 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $186,000 | 8,014 |
| Earning assets | $73,163,000 | 5,637 |
| Long-term assets (5+ years) | $1,201,000 | 7,260 |
| Average Assets, year-to-date | $46,113,250 | 7,051 |
| Average Assets, quarterly | $62,196,000 | 6,347 |
| Volatile liabilities | $17,715,000 | 4,695 |
| Insider loans | $461,000 | 5,568 |
| FHLB advances | $0 | 5,403 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $15,133,000 | 3,793 |
| Tier 1 (core) risk-based capital | $33,160,000 | 1,749 |
| Tier 2 risk-based capital | $539,000 | 5,583 |
| Total risk weighted assets | $54,248,000 | 5,558 |
| Total unused commitments | $15,133,000 | 3,794 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 14 | 7,190 |
| Assets and Liabilities | ||
| Total Assets: | $49,996,000 | 6,912 |
| Cash and due from depository institutions | $757,000 | 7,190 |
| Interest-bearing balances | $0 | 6,834 |
| Securities | $0 | 8,693 |
| Federal funds sold & reverse repurchase agreements | $7,383,000 | 1,556 |
| Net loans & leases | $41,272,000 | 6,046 |
| Loan loss allowance | $431,000 | 6,433 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $340,000 | 7,506 |
| Other real estate owned | $0 | 7,190 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $244,000 | 8,512 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $49,996,000 | 6,912 |
| Total liabilities | $41,236,000 | 7,041 |
| Total deposits | $41,103,000 | 6,872 |
| Interest-bearing deposits | $39,048,000 | 6,559 |
| Deposits held in domestic offices | $41,103,000 | 6,871 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,868 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $133,000 | 7,668 |
| Total equity capital | $8,760,000 | 5,528 |
| Total bank equity capital | $8,760,000 | 5,528 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $5,403,000 | 729 |
| Surplus | $5,403,000 | 3,428 |
| Undivided profits | $-2,046,000 | 8,669 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,745 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $167,000 | 8,043 |
| Earning assets | $48,655,000 | 6,764 |
| Long-term assets (5+ years) | $1,160,000 | 7,302 |
| Average Assets, year-to-date | $36,685,670 | 7,546 |
| Average Assets, quarterly | $42,538,500 | 7,243 |
| Volatile liabilities | $19,173,000 | 4,367 |
| Insider loans | $147,000 | 6,910 |
| FHLB advances | $0 | 5,357 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $5,265,000 | 5,928 |
| Tier 1 (core) risk-based capital | $8,760,000 | 5,424 |
| Tier 2 risk-based capital | $431,000 | 6,161 |
| Total risk weighted assets | $44,213,000 | 6,054 |
| Total unused commitments | $5,265,000 | 5,929 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 13 | 7,402 |
| Assets and Liabilities | ||
| Total Assets: | $35,081,000 | 7,709 |
| Cash and due from depository institutions | $1,398,000 | 7,402 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $0 | 8,768 |
| Federal funds sold & reverse repurchase agreements | $2,503,000 | 3,657 |
| Net loans & leases | $30,614,000 | 6,748 |
| Loan loss allowance | $317,000 | 7,170 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $345,000 | 7,530 |
| Other real estate owned | $0 | 7,402 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $221,000 | 8,629 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $35,081,000 | 7,709 |
| Total liabilities | $26,429,000 | 7,947 |
| Total deposits | $22,727,000 | 8,073 |
| Interest-bearing deposits | $20,878,000 | 7,912 |
| Deposits held in domestic offices | $22,727,000 | 8,071 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $3,600,000 | 3,972 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $102,000 | 7,943 |
| Total equity capital | $8,652,000 | 5,503 |
| Total bank equity capital | $8,652,000 | 5,503 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $5,267,000 | 741 |
| Surplus | $5,267,000 | 3,450 |
| Undivided profits | $-1,882,000 | 8,693 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $639,000 | 3,221 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $142,000 | 8,244 |
| Earning assets | $33,117,000 | 7,644 |
| Long-term assets (5+ years) | $1,170,000 | 7,359 |
| Average Assets, year-to-date | $30,030,500 | 7,958 |
| Average Assets, quarterly | $30,030,500 | 7,958 |
| Volatile liabilities | $15,402,000 | 4,809 |
| Insider loans | $0 | 8,007 |
| FHLB advances | $0 | 5,246 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $3,898,000 | 6,485 |
| Tier 1 (core) risk-based capital | $8,652,000 | 5,420 |
| Tier 2 risk-based capital | $317,000 | 6,925 |
| Total risk weighted assets | $32,069,000 | 6,848 |
| Total unused commitments | $3,898,000 | 6,487 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 11 | 7,766 |
| Assets and Liabilities | ||
| Total Assets: | $24,980,000 | 8,280 |
| Cash and due from depository institutions | $1,240,000 | 7,766 |
| Interest-bearing balances | $0 | 6,872 |
| Securities | $0 | 8,814 |
| Federal funds sold & reverse repurchase agreements | $3,463,000 | 2,940 |
| Net loans & leases | $19,759,000 | 7,629 |
| Loan loss allowance | $204,000 | 7,911 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $368,000 | 7,481 |
| Other real estate owned | $0 | 7,766 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $150,000 | 8,812 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $24,980,000 | 8,280 |
| Total liabilities | $16,037,000 | 8,567 |
| Total deposits | $15,979,000 | 8,519 |
| Interest-bearing deposits | $14,359,000 | 8,411 |
| Deposits held in domestic offices | $15,979,000 | 8,517 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $0 | 5,836 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $58,000 | 8,417 |
| Total equity capital | $8,943,000 | 5,373 |
| Total bank equity capital | $8,943,000 | 5,373 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $5,267,000 | 728 |
| Surplus | $5,267,000 | 3,408 |
| Undivided profits | $-1,591,000 | 8,723 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,876 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $85,000 | 8,627 |
| Earning assets | $23,222,000 | 8,235 |
| Long-term assets (5+ years) | $1,185,000 | 7,405 |
| Average Assets, year-to-date | $18,792,330 | 8,559 |
| Average Assets, quarterly | $21,654,500 | 8,447 |
| Volatile liabilities | $5,407,000 | 7,076 |
| Insider loans | $0 | 8,048 |
| FHLB advances | $0 | 5,260 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $3,297,000 | 6,641 |
| Tier 1 (core) risk-based capital | $8,943,000 | 5,247 |
| Tier 2 risk-based capital | $204,000 | 7,753 |
| Total risk weighted assets | $21,369,000 | 7,711 |
| Total unused commitments | $3,297,000 | 6,641 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 10 | 7,973 |
| Assets and Liabilities | ||
| Total Assets: | $18,329,000 | 8,645 |
| Cash and due from depository institutions | $2,965,000 | 7,973 |
| Interest-bearing balances | $2,500,000 | 1,839 |
| Securities | $0 | 8,861 |
| Federal funds sold & reverse repurchase agreements | $2,313,000 | 3,376 |
| Net loans & leases | $12,575,000 | 8,287 |
| Loan loss allowance | $121,000 | 8,467 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $394,000 | 7,421 |
| Other real estate owned | $0 | 7,973 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $82,000 | 8,974 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $18,329,000 | 8,645 |
| Total liabilities | $9,108,000 | 8,861 |
| Total deposits | $9,081,000 | 8,833 |
| Interest-bearing deposits | $4,221,000 | 8,892 |
| Deposits held in domestic offices | $9,081,000 | 8,831 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $0 | 5,863 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $27,000 | 8,904 |
| Total equity capital | $9,221,000 | 5,267 |
| Total bank equity capital | $9,221,000 | 5,267 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $5,217,000 | 720 |
| Surplus | $5,217,000 | 3,377 |
| Undivided profits | $-1,213,000 | 8,707 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 7,979 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $42,000 | 8,864 |
| Earning assets | $17,388,000 | 8,599 |
| Long-term assets (5+ years) | $4,159,000 | 6,387 |
| Average Assets, year-to-date | $15,698,500 | 8,739 |
| Average Assets, quarterly | $15,698,500 | 8,747 |
| Volatile liabilities | $100,000 | 8,963 |
| Insider loans | $0 | 8,077 |
| FHLB advances | $0 | 5,299 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $3,950,000 | 6,275 |
| Tier 1 (core) risk-based capital | $9,221,000 | 5,127 |
| Tier 2 risk-based capital | $121,000 | 8,401 |
| Total risk weighted assets | $14,184,000 | 8,316 |
| Total unused commitments | $3,950,000 | 6,279 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 10 | 8,014 |
| Assets and Liabilities | ||
| Total Assets: | $13,068,000 | 8,892 |
| Cash and due from depository institutions | $913,000 | 8,014 |
| Interest-bearing balances | $0 | 6,951 |
| Securities | $5,023,000 | 7,747 |
| Federal funds sold & reverse repurchase agreements | $3,998,000 | 2,367 |
| Net loans & leases | $2,587,000 | 8,964 |
| Loan loss allowance | $27,000 | 8,932 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $425,000 | 7,353 |
| Other real estate owned | $0 | 8,014 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $122,000 | 8,970 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $13,068,000 | 8,892 |
| Total liabilities | $3,496,000 | 9,033 |
| Total deposits | $3,457,000 | 9,007 |
| Interest-bearing deposits | $2,953,000 | 8,973 |
| Deposits held in domestic offices | $3,457,000 | 9,006 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,862 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $39,000 | 8,782 |
| Total equity capital | $9,572,000 | 5,006 |
| Total bank equity capital | $9,572,000 | 5,006 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $5,217,000 | 703 |
| Surplus | $5,217,000 | 3,332 |
| Undivided profits | $-862,000 | 8,632 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 8,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $69,000 | 8,785 |
| Earning assets | $11,608,000 | 8,881 |
| Long-term assets (5+ years) | $441,000 | 7,859 |
| Average Assets, year-to-date | $13,068,000 | 8,891 |
| Average Assets, quarterly | $13,068,000 | 8,891 |
| Volatile liabilities | $0 | 9,025 |
| Insider loans | $0 | 8,164 |
| FHLB advances | $0 | 5,298 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $152,000 | 8,739 |
| Tier 1 (core) risk-based capital | $9,605,000 | 4,932 |
| Tier 2 risk-based capital | $27,000 | 8,933 |
| Total risk weighted assets | $5,944,000 | 8,902 |
| Total unused commitments | $152,000 | 8,740 |
| Derivatives | $0 | 740 |