Home > Town Square Bank, Inc. > Income and Expense
Town Square Bank, Inc., Income and Expense
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $7,827,000 | 2,991 |
| Total interest expense | $827,000 | 3,372 |
| Net interest income | $7,000,000 | 2,904 |
| Provision for loan and lease losses | $798,000 | 1,341 |
| Total noninterest income | $1,424,000 | 2,672 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $551,000 | 2,218 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $873,000 | 2,557 |
| Total noninterest expense | $5,688,000 | 3,098 |
| Salaries and employee benefits | $2,804,000 | 3,251 |
| Premises and equipment expense | $739,000 | 2,858 |
| Additional noninterest expense | $2,145,000 | 2,829 |
| Pre-tax net operating income | $1,938,000 | 2,925 |
| Securities gains (losses) | $83,000 | 1,459 |
| Applicable income taxes | $0 | 4,631 |
| Income before extraordinary items | $2,021,000 | 2,584 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,021,000 | 2,587 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $2,021,000 | 2,587 |
| Net charge-offs | $899,000 | 1,381 |
| Cash dividends | $68,000 | 4,081 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $1,938,000 | 2,606 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $5,919,000 | 2,993 |
| Total interest expense | $669,000 | 3,282 |
| Net interest income | $5,250,000 | 2,921 |
| Provision for loan and lease losses | $328,000 | 1,976 |
| Total noninterest income | $1,087,000 | 2,692 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $404,000 | 2,262 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $683,000 | 2,544 |
| Total noninterest expense | $4,189,000 | 3,144 |
| Salaries and employee benefits | $2,040,000 | 3,344 |
| Premises and equipment expense | $561,000 | 2,861 |
| Additional noninterest expense | $1,588,000 | 2,846 |
| Pre-tax net operating income | $1,820,000 | 2,604 |
| Securities gains (losses) | $37,000 | 1,865 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $1,857,000 | 2,267 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $1,857,000 | 2,272 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,857,000 | 2,272 |
| Net charge-offs | $509,000 | 1,566 |
| Cash dividends | $44,000 | 3,589 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,820,000 | 2,237 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $3,958,000 | 2,999 |
| Total interest expense | $509,000 | 3,033 |
| Net interest income | $3,449,000 | 2,954 |
| Provision for loan and lease losses | $133,000 | 2,623 |
| Total noninterest income | $749,000 | 2,653 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $257,000 | 2,317 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $492,000 | 2,495 |
| Total noninterest expense | $2,796,000 | 3,154 |
| Salaries and employee benefits | $1,354,000 | 3,379 |
| Premises and equipment expense | $373,000 | 2,863 |
| Additional noninterest expense | $1,069,000 | 2,813 |
| Pre-tax net operating income | $1,269,000 | 2,496 |
| Securities gains (losses) | $37,000 | 1,701 |
| Applicable income taxes | $0 | 4,679 |
| Income before extraordinary items | $1,306,000 | 2,156 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $1,306,000 | 2,164 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $1,306,000 | 2,162 |
| Net charge-offs | $427,000 | 1,387 |
| Cash dividends | $43,000 | 3,326 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $1,269,000 | 2,111 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $2,003,000 | 2,984 |
| Total interest expense | $296,000 | 2,805 |
| Net interest income | $1,707,000 | 2,978 |
| Provision for loan and lease losses | $1,000 | 4,363 |
| Total noninterest income | $417,000 | 2,495 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $122,000 | 2,399 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $295,000 | 2,243 |
| Total noninterest expense | $1,409,000 | 3,161 |
| Salaries and employee benefits | $681,000 | 3,390 |
| Premises and equipment expense | $185,000 | 2,905 |
| Additional noninterest expense | $543,000 | 2,772 |
| Pre-tax net operating income | $714,000 | 2,237 |
| Securities gains (losses) | $37,000 | 1,049 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $751,000 | 1,894 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $751,000 | 1,895 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $751,000 | 1,896 |
| Net charge-offs | $-2,000 | 5,471 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $714,000 | 1,893 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $8,547,000 | 2,941 |
| Total interest expense | $1,995,000 | 2,142 |
| Net interest income | $6,552,000 | 3,154 |
| Provision for loan and lease losses | $647,000 | 2,364 |
| Total noninterest income | $310,000 | 5,161 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $499,000 | 2,492 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $-189,000 | 6,809 |
| Total noninterest expense | $6,032,000 | 3,020 |
| Salaries and employee benefits | $2,794,000 | 3,286 |
| Premises and equipment expense | $771,000 | 2,824 |
| Additional noninterest expense | $2,467,000 | 2,603 |
| Pre-tax net operating income | $183,000 | 5,718 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $183,000 | 5,836 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $183,000 | 5,835 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $183,000 | 5,836 |
| Net charge-offs | $590,000 | 2,434 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $183,000 | 5,660 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $6,481,000 | 2,972 |
| Total interest expense | $1,430,000 | 2,306 |
| Net interest income | $5,051,000 | 3,131 |
| Provision for loan and lease losses | $247,000 | 3,233 |
| Total noninterest income | $-18,000 | 6,976 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $360,000 | 2,594 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $-378,000 | 7,044 |
| Total noninterest expense | $4,576,000 | 3,006 |
| Salaries and employee benefits | $2,085,000 | 3,324 |
| Premises and equipment expense | $555,000 | 2,943 |
| Additional noninterest expense | $1,936,000 | 2,488 |
| Pre-tax net operating income | $210,000 | 5,648 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $210,000 | 5,679 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $210,000 | 5,678 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $210,000 | 5,678 |
| Net charge-offs | $401,000 | 2,455 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $210,000 | 5,501 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $4,319,000 | 2,999 |
| Total interest expense | $1,014,000 | 2,259 |
| Net interest income | $3,305,000 | 3,186 |
| Provision for loan and lease losses | $247,000 | 2,709 |
| Total noninterest income | $-339,000 | 7,175 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $233,000 | 2,642 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $-572,000 | 7,172 |
| Total noninterest expense | $3,086,000 | 2,988 |
| Salaries and employee benefits | $1,412,000 | 3,297 |
| Premises and equipment expense | $377,000 | 2,904 |
| Additional noninterest expense | $1,297,000 | 2,494 |
| Pre-tax net operating income | $-367,000 | 6,734 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-367,000 | 6,810 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-367,000 | 6,810 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-367,000 | 6,810 |
| Net charge-offs | $352,000 | 2,141 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-367,000 | 6,758 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $2,158,000 | 3,025 |
| Total interest expense | $505,000 | 2,353 |
| Net interest income | $1,653,000 | 3,196 |
| Provision for loan and lease losses | $105,000 | 2,781 |
| Total noninterest income | $259,000 | 3,190 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $107,000 | 2,775 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $152,000 | 3,051 |
| Total noninterest expense | $1,552,000 | 2,968 |
| Salaries and employee benefits | $704,000 | 3,330 |
| Premises and equipment expense | $189,000 | 2,903 |
| Additional noninterest expense | $659,000 | 2,429 |
| Pre-tax net operating income | $255,000 | 4,137 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $255,000 | 3,933 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $255,000 | 3,937 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $255,000 | 3,936 |
| Net charge-offs | $144,000 | 2,133 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $255,000 | 3,782 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $8,771,000 | 3,089 |
| Total interest expense | $2,144,000 | 2,627 |
| Net interest income | $6,627,000 | 3,209 |
| Provision for loan and lease losses | $1,013,000 | 2,394 |
| Total noninterest income | $1,190,000 | 2,817 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $462,000 | 2,738 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $728,000 | 2,579 |
| Total noninterest expense | $5,983,000 | 3,067 |
| Salaries and employee benefits | $2,826,000 | 3,254 |
| Premises and equipment expense | $791,000 | 2,948 |
| Additional noninterest expense | $2,366,000 | 2,709 |
| Pre-tax net operating income | $821,000 | 4,050 |
| Securities gains (losses) | $13,000 | 3,238 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $834,000 | 3,879 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $834,000 | 3,884 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $834,000 | 3,883 |
| Net charge-offs | $1,303,000 | 2,055 |
| Cash dividends | $360,000 | 2,813 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $821,000 | 3,778 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $6,843,000 | 3,041 |
| Total interest expense | $1,607,000 | 2,716 |
| Net interest income | $5,236,000 | 3,089 |
| Provision for loan and lease losses | $100,000 | 4,928 |
| Total noninterest income | $851,000 | 2,884 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $347,000 | 2,744 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $504,000 | 2,690 |
| Total noninterest expense | $4,363,000 | 3,132 |
| Salaries and employee benefits | $2,060,000 | 3,315 |
| Premises and equipment expense | $596,000 | 2,952 |
| Additional noninterest expense | $1,707,000 | 2,802 |
| Pre-tax net operating income | $1,624,000 | 2,429 |
| Securities gains (losses) | $13,000 | 2,968 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $1,637,000 | 2,165 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,637,000 | 2,165 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,637,000 | 2,166 |
| Net charge-offs | $317,000 | 3,184 |
| Cash dividends | $360,000 | 2,155 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,624,000 | 2,085 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $4,519,000 | 3,076 |
| Total interest expense | $1,071,000 | 2,810 |
| Net interest income | $3,448,000 | 3,133 |
| Provision for loan and lease losses | $100,000 | 4,367 |
| Total noninterest income | $558,000 | 2,923 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $233,000 | 2,709 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $325,000 | 2,758 |
| Total noninterest expense | $2,909,000 | 3,178 |
| Salaries and employee benefits | $1,380,000 | 3,340 |
| Premises and equipment expense | $402,000 | 2,956 |
| Additional noninterest expense | $1,127,000 | 2,883 |
| Pre-tax net operating income | $997,000 | 2,540 |
| Securities gains (losses) | $13,000 | 2,268 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $1,010,000 | 2,254 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,010,000 | 2,254 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,010,000 | 2,254 |
| Net charge-offs | $180,000 | 3,222 |
| Cash dividends | $275,000 | 2,012 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $997,000 | 2,207 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $2,247,000 | 3,102 |
| Total interest expense | $545,000 | 2,846 |
| Net interest income | $1,702,000 | 3,152 |
| Provision for loan and lease losses | $100,000 | 3,337 |
| Total noninterest income | $260,000 | 3,081 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $113,000 | 2,727 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $147,000 | 2,939 |
| Total noninterest expense | $1,468,000 | 3,161 |
| Salaries and employee benefits | $689,000 | 3,363 |
| Premises and equipment expense | $216,000 | 2,807 |
| Additional noninterest expense | $563,000 | 2,875 |
| Pre-tax net operating income | $394,000 | 3,003 |
| Securities gains (losses) | $5,000 | 1,451 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $399,000 | 2,667 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $399,000 | 2,666 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $399,000 | 2,667 |
| Net charge-offs | $96,000 | 2,777 |
| Cash dividends | $105,000 | 1,869 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $394,000 | 2,642 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $9,101,000 | 3,186 |
| Total interest expense | $2,680,000 | 2,830 |
| Net interest income | $6,421,000 | 3,294 |
| Provision for loan and lease losses | $854,000 | 3,308 |
| Total noninterest income | $1,286,000 | 2,784 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $574,000 | 2,378 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $712,000 | 2,665 |
| Total noninterest expense | $5,553,000 | 3,309 |
| Salaries and employee benefits | $2,701,000 | 3,397 |
| Premises and equipment expense | $749,000 | 3,123 |
| Additional noninterest expense | $2,103,000 | 3,126 |
| Pre-tax net operating income | $1,300,000 | 2,951 |
| Securities gains (losses) | $-26,000 | 7,101 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $1,274,000 | 2,799 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,274,000 | 2,796 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $1,274,000 | 2,801 |
| Net charge-offs | $275,000 | 4,413 |
| Cash dividends | $440,000 | 2,516 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $1,300,000 | 2,654 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $6,795,000 | 3,266 |
| Total interest expense | $2,076,000 | 2,873 |
| Net interest income | $4,719,000 | 3,405 |
| Provision for loan and lease losses | $414,000 | 3,857 |
| Total noninterest income | $931,000 | 2,868 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $428,000 | 2,452 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $503,000 | 2,748 |
| Total noninterest expense | $4,058,000 | 3,368 |
| Salaries and employee benefits | $1,966,000 | 3,484 |
| Premises and equipment expense | $552,000 | 3,221 |
| Additional noninterest expense | $1,540,000 | 3,147 |
| Pre-tax net operating income | $1,178,000 | 2,815 |
| Securities gains (losses) | $-25,000 | 7,281 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $1,153,000 | 2,628 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,153,000 | 2,626 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,153,000 | 2,630 |
| Net charge-offs | $278,000 | 3,829 |
| Cash dividends | $264,000 | 2,458 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,178,000 | 2,454 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $4,420,000 | 3,370 |
| Total interest expense | $1,393,000 | 2,953 |
| Net interest income | $3,027,000 | 3,489 |
| Provision for loan and lease losses | $414,000 | 3,135 |
| Total noninterest income | $623,000 | 2,796 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $266,000 | 2,591 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $357,000 | 2,577 |
| Total noninterest expense | $2,690,000 | 3,388 |
| Salaries and employee benefits | $1,307,000 | 3,516 |
| Premises and equipment expense | $367,000 | 3,251 |
| Additional noninterest expense | $1,016,000 | 3,155 |
| Pre-tax net operating income | $546,000 | 3,486 |
| Securities gains (losses) | $-25,000 | 7,386 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $521,000 | 3,338 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $521,000 | 3,335 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $521,000 | 3,337 |
| Net charge-offs | $187,000 | 3,626 |
| Cash dividends | $194,000 | 2,355 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $546,000 | 3,139 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $2,145,000 | 3,524 |
| Total interest expense | $677,000 | 3,140 |
| Net interest income | $1,468,000 | 3,615 |
| Provision for loan and lease losses | $99,000 | 4,016 |
| Total noninterest income | $291,000 | 2,923 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $126,000 | 2,692 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $165,000 | 2,679 |
| Total noninterest expense | $1,326,000 | 3,484 |
| Salaries and employee benefits | $633,000 | 3,663 |
| Premises and equipment expense | $190,000 | 3,254 |
| Additional noninterest expense | $503,000 | 3,166 |
| Pre-tax net operating income | $334,000 | 3,179 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $334,000 | 2,926 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $334,000 | 2,922 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $334,000 | 2,926 |
| Net charge-offs | $103,000 | 3,070 |
| Cash dividends | $125,000 | 1,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $334,000 | 2,806 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $8,722,000 | 3,598 |
| Total interest expense | $2,973,000 | 3,429 |
| Net interest income | $5,749,000 | 3,581 |
| Provision for loan and lease losses | $429,000 | 4,778 |
| Total noninterest income | $1,027,000 | 3,284 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $527,000 | 2,781 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $500,000 | 3,196 |
| Total noninterest expense | $5,099,000 | 3,634 |
| Salaries and employee benefits | $2,366,000 | 3,854 |
| Premises and equipment expense | $846,000 | 2,971 |
| Additional noninterest expense | $1,887,000 | 3,469 |
| Pre-tax net operating income | $1,248,000 | 2,646 |
| Securities gains (losses) | $167,000 | 1,700 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $1,415,000 | 2,215 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,415,000 | 2,213 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $1,415,000 | 2,214 |
| Net charge-offs | $359,000 | 4,247 |
| Cash dividends | $950,000 | 1,703 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $1,248,000 | 2,369 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $6,510,000 | 3,651 |
| Total interest expense | $2,264,000 | 3,528 |
| Net interest income | $4,246,000 | 3,631 |
| Provision for loan and lease losses | $175,000 | 5,339 |
| Total noninterest income | $722,000 | 3,472 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $385,000 | 2,834 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $337,000 | 3,447 |
| Total noninterest expense | $3,684,000 | 3,748 |
| Salaries and employee benefits | $1,695,000 | 4,014 |
| Premises and equipment expense | $607,000 | 3,129 |
| Additional noninterest expense | $1,382,000 | 3,495 |
| Pre-tax net operating income | $1,109,000 | 2,557 |
| Securities gains (losses) | $167,000 | 1,427 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $1,276,000 | 2,076 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,276,000 | 2,075 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,276,000 | 2,076 |
| Net charge-offs | $77,000 | 5,306 |
| Cash dividends | $745,000 | 1,584 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,109,000 | 2,257 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $4,303,000 | 3,708 |
| Total interest expense | $1,538,000 | 3,608 |
| Net interest income | $2,765,000 | 3,684 |
| Provision for loan and lease losses | $150,000 | 4,729 |
| Total noninterest income | $464,000 | 3,563 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $249,000 | 2,878 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $215,000 | 3,540 |
| Total noninterest expense | $2,468,000 | 3,765 |
| Salaries and employee benefits | $1,112,000 | 4,097 |
| Premises and equipment expense | $423,000 | 3,039 |
| Additional noninterest expense | $933,000 | 3,456 |
| Pre-tax net operating income | $611,000 | 2,982 |
| Securities gains (losses) | $167,000 | 1,132 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $778,000 | 2,283 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $778,000 | 2,280 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $778,000 | 2,282 |
| Net charge-offs | $82,000 | 4,457 |
| Cash dividends | $675,000 | 1,300 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $611,000 | 2,654 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $2,157,000 | 3,734 |
| Total interest expense | $777,000 | 3,689 |
| Net interest income | $1,380,000 | 3,680 |
| Provision for loan and lease losses | $50,000 | 4,881 |
| Total noninterest income | $220,000 | 3,630 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $120,000 | 2,891 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $100,000 | 3,652 |
| Total noninterest expense | $1,205,000 | 3,750 |
| Salaries and employee benefits | $556,000 | 4,127 |
| Premises and equipment expense | $219,000 | 3,019 |
| Additional noninterest expense | $430,000 | 3,379 |
| Pre-tax net operating income | $345,000 | 3,099 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $345,000 | 2,849 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $345,000 | 2,849 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $345,000 | 2,850 |
| Net charge-offs | $49,000 | 3,571 |
| Cash dividends | $154,000 | 1,902 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $345,000 | 2,717 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $9,076,000 | 3,782 |
| Total interest expense | $3,542,000 | 3,818 |
| Net interest income | $5,534,000 | 3,676 |
| Provision for loan and lease losses | $61,000 | 6,423 |
| Total noninterest income | $891,000 | 3,653 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $472,000 | 3,139 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $419,000 | 3,504 |
| Total noninterest expense | $4,558,000 | 3,845 |
| Salaries and employee benefits | $2,290,000 | 4,025 |
| Premises and equipment expense | $805,000 | 3,170 |
| Additional noninterest expense | $1,463,000 | 3,683 |
| Pre-tax net operating income | $1,806,000 | 2,666 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $1,806,000 | 2,187 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,806,000 | 2,188 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $249,000 | 3,800 |
| Cash dividends | $610,000 | 3,062 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $1,806,000 | 2,309 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $6,818,000 | 3,837 |
| Total interest expense | $2,662,000 | 3,916 |
| Net interest income | $4,156,000 | 3,708 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $649,000 | 3,802 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $351,000 | 3,178 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $298,000 | 3,700 |
| Total noninterest expense | $3,357,000 | 3,880 |
| Salaries and employee benefits | $1,666,000 | 4,150 |
| Premises and equipment expense | $575,000 | 3,298 |
| Additional noninterest expense | $1,116,000 | 3,569 |
| Pre-tax net operating income | $1,448,000 | 2,915 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $1,448,000 | 2,392 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,448,000 | 2,390 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $202,000 | 3,048 |
| Cash dividends | $330,000 | 3,268 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,448,000 | 2,505 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $4,486,000 | 3,926 |
| Total interest expense | $1,772,000 | 4,060 |
| Net interest income | $2,714,000 | 3,759 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $349,000 | 4,286 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $235,000 | 3,147 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $114,000 | 4,822 |
| Total noninterest expense | $2,219,000 | 3,930 |
| Salaries and employee benefits | $1,088,000 | 4,238 |
| Premises and equipment expense | $398,000 | 3,226 |
| Additional noninterest expense | $733,000 | 3,589 |
| Pre-tax net operating income | $844,000 | 3,320 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $844,000 | 2,941 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $844,000 | 2,943 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $165,000 | 2,437 |
| Cash dividends | $110,000 | 4,010 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $844,000 | 2,891 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $2,249,000 | 4,004 |
| Total interest expense | $906,000 | 4,166 |
| Net interest income | $1,343,000 | 3,776 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $272,000 | 3,330 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $116,000 | 3,123 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $156,000 | 2,971 |
| Total noninterest expense | $1,143,000 | 3,846 |
| Salaries and employee benefits | $550,000 | 4,223 |
| Premises and equipment expense | $215,000 | 3,023 |
| Additional noninterest expense | $378,000 | 3,459 |
| Pre-tax net operating income | $472,000 | 3,190 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $472,000 | 2,827 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $472,000 | 2,829 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 2,807 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $472,000 | 2,747 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $9,610,000 | 3,863 |
| Total interest expense | $3,985,000 | 4,019 |
| Net interest income | $5,625,000 | 3,679 |
| Provision for loan and lease losses | $400,000 | 2,692 |
| Total noninterest income | $1,017,000 | 3,504 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $502,000 | 3,044 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $515,000 | 3,257 |
| Total noninterest expense | $4,491,000 | 3,761 |
| Salaries and employee benefits | $2,136,000 | 4,171 |
| Premises and equipment expense | $777,000 | 3,158 |
| Additional noninterest expense | $1,578,000 | 3,274 |
| Pre-tax net operating income | $1,751,000 | 3,598 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $583,000 | 2,546 |
| Income before extraordinary items | $1,168,000 | 3,997 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $1,168,000 | 3,998 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $760,000 | 1,250 |
| Cash dividends | $0 | 5,817 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $1,168,000 | 3,990 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $7,242,000 | 3,865 |
| Total interest expense | $2,997,000 | 4,027 |
| Net interest income | $4,245,000 | 3,671 |
| Provision for loan and lease losses | $360,000 | 2,007 |
| Total noninterest income | $765,000 | 3,497 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $364,000 | 3,101 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $401,000 | 3,199 |
| Total noninterest expense | $3,386,000 | 3,728 |
| Salaries and employee benefits | $1,618,000 | 4,134 |
| Premises and equipment expense | $578,000 | 3,154 |
| Additional noninterest expense | $1,190,000 | 3,215 |
| Pre-tax net operating income | $1,264,000 | 3,834 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $583,000 | 2,335 |
| Income before extraordinary items | $681,000 | 4,730 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $681,000 | 4,729 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $763,000 | 789 |
| Cash dividends | $0 | 5,179 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $681,000 | 4,722 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $4,757,000 | 3,916 |
| Total interest expense | $1,976,000 | 4,054 |
| Net interest income | $2,781,000 | 3,738 |
| Provision for loan and lease losses | $240,000 | 1,865 |
| Total noninterest income | $519,000 | 3,484 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $231,000 | 3,193 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $288,000 | 3,091 |
| Total noninterest expense | $2,248,000 | 3,771 |
| Salaries and employee benefits | $1,088,000 | 4,143 |
| Premises and equipment expense | $395,000 | 3,116 |
| Additional noninterest expense | $765,000 | 3,315 |
| Pre-tax net operating income | $812,000 | 3,990 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $583,000 | 1,876 |
| Income before extraordinary items | $229,000 | 6,162 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $229,000 | 6,161 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $739,000 | 550 |
| Cash dividends | $0 | 4,977 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $229,000 | 6,147 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $2,358,000 | 3,938 |
| Total interest expense | $973,000 | 4,082 |
| Net interest income | $1,385,000 | 3,748 |
| Provision for loan and lease losses | $120,000 | 1,752 |
| Total noninterest income | $279,000 | 3,281 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $104,000 | 3,370 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $175,000 | 2,753 |
| Total noninterest expense | $1,144,000 | 3,710 |
| Salaries and employee benefits | $552,000 | 4,123 |
| Premises and equipment expense | $196,000 | 3,164 |
| Additional noninterest expense | $396,000 | 3,197 |
| Pre-tax net operating income | $400,000 | 3,995 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $136,000 | 2,867 |
| Income before extraordinary items | $264,000 | 4,442 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $264,000 | 4,444 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $261,000 | 630 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $264,000 | 4,429 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $9,038,000 | 3,854 |
| Total interest expense | $3,361,000 | 4,027 |
| Net interest income | $5,677,000 | 3,662 |
| Provision for loan and lease losses | $540,000 | 1,783 |
| Total noninterest income | $916,000 | 3,742 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $450,000 | 3,284 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $466,000 | 3,460 |
| Total noninterest expense | $4,412,000 | 3,681 |
| Salaries and employee benefits | $2,172,000 | 4,023 |
| Premises and equipment expense | $745,000 | 3,172 |
| Additional noninterest expense | $1,495,000 | 3,297 |
| Pre-tax net operating income | $1,641,000 | 4,095 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $551,000 | 3,004 |
| Income before extraordinary items | $1,090,000 | 4,516 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,090,000 | 4,518 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $355,000 | 1,474 |
| Cash dividends | $593,000 | 3,484 |
| Sale, conversion, retirement of capital stock, net | $14,000 | 1,129 |
| Net operating income | $1,090,000 | 4,503 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $6,676,000 | 3,869 |
| Total interest expense | $2,386,000 | 4,083 |
| Net interest income | $4,290,000 | 3,675 |
| Provision for loan and lease losses | $410,000 | 1,662 |
| Total noninterest income | $663,000 | 3,823 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $340,000 | 3,286 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $323,000 | 3,611 |
| Total noninterest expense | $3,310,000 | 3,683 |
| Salaries and employee benefits | $1,638,000 | 3,987 |
| Premises and equipment expense | $559,000 | 3,176 |
| Additional noninterest expense | $1,113,000 | 3,323 |
| Pre-tax net operating income | $1,233,000 | 4,232 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $419,000 | 3,116 |
| Income before extraordinary items | $814,000 | 4,659 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $814,000 | 4,663 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $168,000 | 1,711 |
| Cash dividends | $0 | 5,292 |
| Sale, conversion, retirement of capital stock, net | $22,000 | 898 |
| Net operating income | $814,000 | 4,652 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $4,346,000 | 3,892 |
| Total interest expense | $1,504,000 | 4,108 |
| Net interest income | $2,842,000 | 3,689 |
| Provision for loan and lease losses | $400,000 | 1,166 |
| Total noninterest income | $453,000 | 3,751 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $218,000 | 3,356 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $235,000 | 3,438 |
| Total noninterest expense | $2,257,000 | 3,635 |
| Salaries and employee benefits | $1,107,000 | 3,973 |
| Premises and equipment expense | $372,000 | 3,168 |
| Additional noninterest expense | $778,000 | 3,211 |
| Pre-tax net operating income | $638,000 | 4,838 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $216,000 | 3,515 |
| Income before extraordinary items | $422,000 | 5,264 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $422,000 | 5,268 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $78,000 | 1,990 |
| Cash dividends | $0 | 5,069 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 768 |
| Net operating income | $422,000 | 5,265 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $2,141,000 | 3,876 |
| Total interest expense | $710,000 | 4,144 |
| Net interest income | $1,431,000 | 3,671 |
| Provision for loan and lease losses | $200,000 | 1,130 |
| Total noninterest income | $203,000 | 3,957 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $95,000 | 3,588 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $108,000 | 3,577 |
| Total noninterest expense | $1,186,000 | 3,506 |
| Salaries and employee benefits | $548,000 | 4,012 |
| Premises and equipment expense | $186,000 | 3,186 |
| Additional noninterest expense | $452,000 | 2,795 |
| Pre-tax net operating income | $248,000 | 5,394 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $84,000 | 3,828 |
| Income before extraordinary items | $164,000 | 5,759 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $164,000 | 5,760 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 1,755 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $164,000 | 5,762 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $8,197,000 | 3,693 |
| Total interest expense | $2,678,000 | 3,638 |
| Net interest income | $5,519,000 | 3,670 |
| Provision for loan and lease losses | $778,000 | 1,295 |
| Total noninterest income | $905,000 | 3,782 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $467,000 | 3,197 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $438,000 | 3,618 |
| Total noninterest expense | $4,317,000 | 3,647 |
| Salaries and employee benefits | $2,142,000 | 3,924 |
| Premises and equipment expense | $828,000 | 2,807 |
| Additional noninterest expense | $1,347,000 | 3,517 |
| Pre-tax net operating income | $1,329,000 | 4,667 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $455,000 | 3,515 |
| Income before extraordinary items | $874,000 | 5,149 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $874,000 | 5,152 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $906,000 | 729 |
| Cash dividends | $0 | 6,054 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $874,000 | 5,119 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $6,031,000 | 3,690 |
| Total interest expense | $1,967,000 | 3,554 |
| Net interest income | $4,064,000 | 3,718 |
| Provision for loan and lease losses | $472,000 | 1,481 |
| Total noninterest income | $678,000 | 3,794 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $354,000 | 3,180 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $324,000 | 3,664 |
| Total noninterest expense | $3,100,000 | 3,745 |
| Salaries and employee benefits | $1,556,000 | 3,977 |
| Premises and equipment expense | $591,000 | 2,920 |
| Additional noninterest expense | $953,000 | 3,634 |
| Pre-tax net operating income | $1,170,000 | 4,371 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $397,000 | 3,335 |
| Income before extraordinary items | $773,000 | 4,845 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $773,000 | 4,847 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $423,000 | 951 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $773,000 | 4,810 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $3,983,000 | 3,641 |
| Total interest expense | $1,291,000 | 3,445 |
| Net interest income | $2,692,000 | 3,700 |
| Provision for loan and lease losses | $382,000 | 1,231 |
| Total noninterest income | $435,000 | 3,839 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $227,000 | 3,228 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $208,000 | 3,697 |
| Total noninterest expense | $2,037,000 | 3,757 |
| Salaries and employee benefits | $1,027,000 | 3,993 |
| Premises and equipment expense | $394,000 | 2,878 |
| Additional noninterest expense | $616,000 | 3,717 |
| Pre-tax net operating income | $708,000 | 4,583 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $240,000 | 3,477 |
| Income before extraordinary items | $468,000 | 5,037 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $468,000 | 5,038 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $241,000 | 1,066 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $468,000 | 4,992 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,982,000 | 3,628 |
| Total interest expense | $643,000 | 3,327 |
| Net interest income | $1,339,000 | 3,726 |
| Provision for loan and lease losses | $90,000 | 2,180 |
| Total noninterest income | $214,000 | 3,805 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $103,000 | 3,372 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $111,000 | 3,545 |
| Total noninterest expense | $1,055,000 | 3,692 |
| Salaries and employee benefits | $536,000 | 3,879 |
| Premises and equipment expense | $198,000 | 2,904 |
| Additional noninterest expense | $321,000 | 3,599 |
| Pre-tax net operating income | $408,000 | 4,221 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $139,000 | 3,228 |
| Income before extraordinary items | $269,000 | 4,674 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $269,000 | 4,675 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 3,216 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $269,000 | 4,635 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $7,427,000 | 3,628 |
| Total interest expense | $2,535,000 | 3,025 |
| Net interest income | $4,892,000 | 3,862 |
| Provision for loan and lease losses | $1,196,000 | 902 |
| Total noninterest income | $754,000 | 4,210 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $435,000 | 3,455 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $319,000 | 4,151 |
| Total noninterest expense | $3,827,000 | 3,892 |
| Salaries and employee benefits | $1,907,000 | 4,160 |
| Premises and equipment expense | $792,000 | 2,807 |
| Additional noninterest expense | $1,128,000 | 3,941 |
| Pre-tax net operating income | $623,000 | 6,328 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $210,000 | 4,693 |
| Income before extraordinary items | $413,000 | 6,700 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $413,000 | 6,702 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $676,000 | 1,050 |
| Cash dividends | $50,000 | 5,821 |
| Sale, conversion, retirement of capital stock, net | $538,000 | 464 |
| Net operating income | $413,000 | 6,647 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $5,440,000 | 3,674 |
| Total interest expense | $1,864,000 | 3,016 |
| Net interest income | $3,576,000 | 3,933 |
| Provision for loan and lease losses | $800,000 | 954 |
| Total noninterest income | $593,000 | 4,115 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $317,000 | 3,525 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $276,000 | 3,882 |
| Total noninterest expense | $2,834,000 | 3,885 |
| Salaries and employee benefits | $1,429,000 | 4,111 |
| Premises and equipment expense | $535,000 | 3,085 |
| Additional noninterest expense | $870,000 | 3,832 |
| Pre-tax net operating income | $535,000 | 6,164 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $182,000 | 4,588 |
| Income before extraordinary items | $353,000 | 6,590 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $353,000 | 6,591 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $590,000 | 833 |
| Cash dividends | $50,000 | 4,981 |
| Sale, conversion, retirement of capital stock, net | $539,000 | 356 |
| Net operating income | $353,000 | 6,523 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $3,546,000 | 3,743 |
| Total interest expense | $1,252,000 | 2,985 |
| Net interest income | $2,294,000 | 4,063 |
| Provision for loan and lease losses | $450,000 | 1,098 |
| Total noninterest income | $389,000 | 4,157 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $202,000 | 3,621 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $187,000 | 3,877 |
| Total noninterest expense | $1,868,000 | 3,962 |
| Salaries and employee benefits | $942,000 | 4,160 |
| Premises and equipment expense | $329,000 | 3,297 |
| Additional noninterest expense | $597,000 | 3,760 |
| Pre-tax net operating income | $365,000 | 6,083 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $124,000 | 4,561 |
| Income before extraordinary items | $241,000 | 6,528 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $241,000 | 6,528 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $175,000 | 1,519 |
| Cash dividends | $50,000 | 4,651 |
| Sale, conversion, retirement of capital stock, net | $529,000 | 256 |
| Net operating income | $241,000 | 6,442 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,747,000 | 3,784 |
| Total interest expense | $640,000 | 2,970 |
| Net interest income | $1,107,000 | 4,164 |
| Provision for loan and lease losses | $225,000 | 1,035 |
| Total noninterest income | $196,000 | 4,105 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $103,000 | 3,510 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $93,000 | 3,862 |
| Total noninterest expense | $934,000 | 3,973 |
| Salaries and employee benefits | $469,000 | 4,212 |
| Premises and equipment expense | $159,000 | 3,435 |
| Additional noninterest expense | $306,000 | 3,687 |
| Pre-tax net operating income | $144,000 | 6,523 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $49,000 | 4,865 |
| Income before extraordinary items | $95,000 | 6,977 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $95,000 | 6,979 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $202,000 | 808 |
| Cash dividends | $50,000 | 3,361 |
| Sale, conversion, retirement of capital stock, net | $60,000 | 296 |
| Net operating income | $95,000 | 6,876 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $5,783,000 | 4,408 |
| Total interest expense | $2,226,000 | 3,669 |
| Net interest income | $3,557,000 | 4,746 |
| Provision for loan and lease losses | $1,190,000 | 1,009 |
| Total noninterest income | $725,000 | 4,463 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $348,000 | 3,965 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $377,000 | 4,083 |
| Total noninterest expense | $3,557,000 | 4,055 |
| Salaries and employee benefits | $1,622,000 | 4,598 |
| Premises and equipment expense | $646,000 | 3,311 |
| Additional noninterest expense | $1,289,000 | 3,515 |
| Pre-tax net operating income | $-465,000 | 8,807 |
| Securities gains (losses) | $-1,000 | 8,546 |
| Applicable income taxes | $-149,000 | 8,985 |
| Income before extraordinary items | $-317,000 | 8,827 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $-317,000 | 8,829 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $758,000 | 1,151 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $3,721,000 | 244 |
| Net operating income | $-316,320 | 8,764 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $4,068,000 | 4,671 |
| Total interest expense | $1,591,000 | 3,959 |
| Net interest income | $2,477,000 | 5,003 |
| Provision for loan and lease losses | $308,000 | 2,473 |
| Total noninterest income | $550,000 | 4,462 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $259,000 | 3,998 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $291,000 | 4,095 |
| Total noninterest expense | $2,556,000 | 4,195 |
| Salaries and employee benefits | $1,180,000 | 4,681 |
| Premises and equipment expense | $482,000 | 3,318 |
| Additional noninterest expense | $894,000 | 3,724 |
| Pre-tax net operating income | $163,000 | 7,910 |
| Securities gains (losses) | $7,000 | 3,479 |
| Applicable income taxes | $58,000 | 6,101 |
| Income before extraordinary items | $112,000 | 8,146 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $112,000 | 8,150 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $188,000 | 2,273 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $3,179,000 | 177 |
| Net operating income | $107,380 | 8,042 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $2,574,000 | 4,890 |
| Total interest expense | $1,009,000 | 4,228 |
| Net interest income | $1,565,000 | 5,201 |
| Provision for loan and lease losses | $193,000 | 2,580 |
| Total noninterest income | $351,000 | 4,581 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $174,000 | 3,940 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $177,000 | 4,260 |
| Total noninterest expense | $1,569,000 | 4,436 |
| Salaries and employee benefits | $736,000 | 4,900 |
| Premises and equipment expense | $313,000 | 3,367 |
| Additional noninterest expense | $520,000 | 4,120 |
| Pre-tax net operating income | $154,000 | 7,569 |
| Securities gains (losses) | $7,000 | 3,077 |
| Applicable income taxes | $54,000 | 5,837 |
| Income before extraordinary items | $107,000 | 7,878 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $107,000 | 7,879 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $119,000 | 2,259 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $3,178,000 | 107 |
| Net operating income | $102,380 | 7,762 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $1,210,000 | 5,125 |
| Total interest expense | $485,000 | 4,430 |
| Net interest income | $725,000 | 5,432 |
| Provision for loan and lease losses | $72,000 | 3,031 |
| Total noninterest income | $173,000 | 4,523 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $84,000 | 3,965 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $89,000 | 4,149 |
| Total noninterest expense | $736,000 | 4,639 |
| Salaries and employee benefits | $361,000 | 4,970 |
| Premises and equipment expense | $140,000 | 3,695 |
| Additional noninterest expense | $235,000 | 4,421 |
| Pre-tax net operating income | $90,000 | 7,351 |
| Securities gains (losses) | $7,000 | 2,278 |
| Applicable income taxes | $33,000 | 5,621 |
| Income before extraordinary items | $64,000 | 7,605 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $64,000 | 7,606 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $89,000 | 1,601 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $59,380 | 7,556 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,578,000 | 5,480 |
| Total interest expense | $1,859,000 | 5,051 |
| Net interest income | $2,719,000 | 5,630 |
| Provision for loan and lease losses | $546,000 | 2,235 |
| Total noninterest income | $410,000 | 5,720 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $209,000 | 5,101 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $201,000 | 5,023 |
| Total noninterest expense | $2,483,000 | 5,106 |
| Salaries and employee benefits | $1,090,000 | 5,839 |
| Premises and equipment expense | $516,000 | 3,849 |
| Additional noninterest expense | $877,000 | 4,625 |
| Pre-tax net operating income | $100,000 | 8,315 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $-317,000 | 9,193 |
| Income before extraordinary items | $417,000 | 6,760 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $417,000 | 6,759 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $334,000 | 2,206 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $417,000 | 6,634 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $3,304,000 | 6,929 |
| Total interest expense | $1,431,000 | 7,120 |
| Net interest income | $1,873,000 | 6,653 |
| Provision for loan and lease losses | $503,000 | 2,187 |
| Total noninterest income | $176,000 | 7,566 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $97,000 | 6,631 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $79,000 | 6,906 |
| Total noninterest expense | $1,837,000 | 6,054 |
| Salaries and employee benefits | $821,000 | 6,692 |
| Premises and equipment expense | $398,000 | 4,614 |
| Additional noninterest expense | $618,000 | 5,728 |
| Pre-tax net operating income | $-291,000 | 9,020 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $-291,000 | 9,113 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-291,000 | 9,114 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $115,000 | 3,825 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-291,000 | 9,059 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,168,000 | 9,251 |
| Total interest expense | $459,000 | 9,324 |
| Net interest income | $709,000 | 9,093 |
| Provision for loan and lease losses | $267,000 | 3,108 |
| Total noninterest income | $129,000 | 8,184 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $31,000 | 8,055 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $98,000 | 6,478 |
| Total noninterest expense | $1,126,000 | 7,678 |
| Salaries and employee benefits | $536,000 | 8,056 |
| Premises and equipment expense | $249,000 | 6,065 |
| Additional noninterest expense | $341,000 | 7,622 |
| Pre-tax net operating income | $-555,000 | 9,562 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $-555,000 | 9,599 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $-555,000 | 9,598 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $72,000 | 4,135 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $6,617,000 | 138 |
| Net operating income | $-555,000 | 9,596 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.