Home > Town Square Bank, Inc. > Net charge- offs to loans
Town Square Bank, Inc., Net charge- offs to loans
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6966% | 928 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6171% | 893 |
| Percentage Net Loans Charged-off:Construction & development | 0.6777% | 979 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4753% | 1,071 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2370% | 2,016 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6752% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2149% | 2,076 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8453% | 1,141 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7053% | 1,606 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 806 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7958% | 1,334 |
| Percentage Net Loans Charged-off: All other loans and lease | 5.0960% | 172 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5228% | 1,232 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6390% | 817 |
| Percentage Net Loans Charged-off:Construction & development | 0.0140% | 1,450 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3829% | 1,113 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2703% | 1,745 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8872% | 435 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2391% | 1,838 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0050% | 4,854 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3906% | 2,181 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 736 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.4397% | 1,864 |
| Percentage Net Loans Charged-off: All other loans and lease | 4.5279% | 178 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6529% | 1,003 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.8096% | 693 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5690% | 805 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4053% | 1,290 |
| Percentage Net Loans Charged-off: Home equity loans | 1.3066% | 309 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3594% | 1,368 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5479% | 1,678 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 668 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.6163% | 1,419 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.9397% | 189 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.0060% | 5,306 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0604% | 6,430 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.4616% | 6,724 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1405% | 1,901 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 767 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1476% | 1,761 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 1,678 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4699% | 1,692 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 554 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5283% | 1,451 |
| Percentage Net Loans Charged-off: All other loans and lease | 3.0991% | 210 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4436% | 2,455 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3468% | 2,505 |
| Percentage Net Loans Charged-off:Construction & development | 0.9750% | 1,505 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3077% | 1,956 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3653% | 2,237 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,753 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3850% | 2,068 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5230% | 2,046 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9310% | 1,480 |
| Percentage Net Loans Charged-off: Credit card loans | 2.6435% | 348 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7436% | 1,640 |
| Percentage Net Loans Charged-off: All other loans and lease | 6.9797% | 180 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4024% | 2,489 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2967% | 2,612 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,174 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2043% | 2,045 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4843% | 1,780 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,549 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5105% | 1,647 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6024% | 1,698 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6652% | 1,783 |
| Percentage Net Loans Charged-off: Credit card loans | 0.2574% | 780 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7083% | 1,562 |
| Percentage Net Loans Charged-off: All other loans and lease | 6.5161% | 175 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5289% | 2,006 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3843% | 2,180 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,922 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2994% | 1,596 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5991% | 1,446 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,330 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6312% | 1,337 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9162% | 1,307 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9145% | 1,348 |
| Percentage Net Loans Charged-off: Credit card loans | 0.4172% | 687 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.9623% | 1,153 |
| Percentage Net Loans Charged-off: All other loans and lease | 5.0633% | 188 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4339% | 2,012 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5100% | 1,574 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,402 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,722 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.0354% | 830 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 982 |
| All other 1-4 family - Percent of loans charged-off, net | 1.0892% | 785 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0336% | 1,939 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 3,014 |
| Percentage Net Loans Charged-off: Credit card loans | 0.8743% | 491 |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0778% | 5,704 |
| Percentage Net Loans Charged-off: All other loans and lease | 6.5525% | 149 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9674% | 1,782 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0957% | 1,472 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,917 |
| Percentage Net Loans Charged-off: Commercial real estate | 3.3249% | 262 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1031% | 4,060 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,926 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1078% | 3,888 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1514% | 3,603 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8392% | 1,929 |
| Percentage Net Loans Charged-off: Credit card loans | 1.6313% | 578 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7458% | 1,864 |
| Percentage Net Loans Charged-off: All other loans and lease | 5.7644% | 212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3125% | 3,537 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2560% | 3,313 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,635 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6242% | 1,482 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1212% | 3,600 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,690 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1264% | 3,441 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2086% | 3,037 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9990% | 1,546 |
| Percentage Net Loans Charged-off: Credit card loans | 2.2663% | 449 |
| Percentage Net Loans Charged-off: Other loans to individual | 0.8620% | 1,494 |
| Percentage Net Loans Charged-off: All other loans and lease | 5.1255% | 200 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2685% | 3,544 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1541% | 3,590 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,304 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1993% | 2,047 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1862% | 2,954 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,446 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1941% | 2,765 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3223% | 2,466 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4287% | 1,065 |
| Percentage Net Loans Charged-off: Credit card loans | 3.5468% | 315 |
| Percentage Net Loans Charged-off: Other loans to individual | 1.1996% | 1,000 |
| Percentage Net Loans Charged-off: All other loans and lease | 5.4093% | 190 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2875% | 2,914 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1825% | 2,827 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,696 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,892 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3729% | 1,798 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,026 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3888% | 1,656 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 2,380 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5993% | 559 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 649 |
| Percentage Net Loans Charged-off: Other loans to individual | 2.4883% | 452 |
| Percentage Net Loans Charged-off: All other loans and lease | 4.7748% | 190 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2100% | 5,033 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0453% | 5,348 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,381 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0091% | 3,590 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0910% | 4,189 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4517% | 1,289 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0719% | 4,191 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6884% | 2,997 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4755% | 3,483 |
| Percentage Net Loans Charged-off: Credit card loans | 3.3013% | 485 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 7.7686% | 227 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2849% | 4,234 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0610% | 4,857 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 3,073 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0122% | 3,121 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1242% | 3,591 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5892% | 1,031 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0983% | 3,615 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0433% | 2,177 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.6052% | 2,845 |
| Percentage Net Loans Charged-off: Credit card loans | 4.3242% | 363 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 7.3483% | 230 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2904% | 3,881 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0870% | 4,240 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,687 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,645 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1902% | 2,844 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8873% | 758 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1507% | 2,928 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7717% | 2,259 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2200% | 1,608 |
| Percentage Net Loans Charged-off: Credit card loans | 6.6399% | 229 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 7.0652% | 191 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3222% | 3,123 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0682% | 3,579 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,022 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,882 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1502% | 2,438 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 974 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1590% | 2,264 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7345% | 1,756 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.4186% | 827 |
| Percentage Net Loans Charged-off: Credit card loans | 13.2331% | 94 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 7.4640% | 176 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3021% | 4,743 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1334% | 4,550 |
| Percentage Net Loans Charged-off:Construction & development | 0.2740% | 3,139 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1323% | 2,719 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1487% | 3,568 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,916 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1569% | 3,353 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6810% | 3,375 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7840% | 3,252 |
| Percentage Net Loans Charged-off: Credit card loans | 8.7655% | 190 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.2035% | 461 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0879% | 5,810 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 5,459 |
| Percentage Net Loans Charged-off:Construction & development | 0.3877% | 2,611 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0903% | 7,769 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0098% | 4,357 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,611 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0103% | 4,113 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0879% | 4,203 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8486% | 2,792 |
| Percentage Net Loans Charged-off: Credit card loans | 6.1303% | 317 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.0873% | 469 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1421% | 4,748 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0492% | 4,232 |
| Percentage Net Loans Charged-off:Construction & development | 0.6313% | 2,014 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,247 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0198% | 3,674 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 1,287 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0209% | 3,421 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0869% | 3,614 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.2849% | 1,868 |
| Percentage Net Loans Charged-off: Credit card loans | 9.4240% | 180 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.4810% | 469 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1709% | 3,608 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0997% | 2,910 |
| Percentage Net Loans Charged-off:Construction & development | 1.4116% | 1,109 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,395 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0300% | 2,583 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 827 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0315% | 2,366 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1686% | 2,351 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7182% | 2,499 |
| Percentage Net Loans Charged-off: Credit card loans | 18.3556% | 65 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.5344% | 287 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2288% | 3,952 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2678% | 2,481 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,850 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 2,362 |
| Percentage Net Loans Charged-off: Multi-family residential | 4.2482% | 129 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3219% | 1,688 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4763% | 723 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3128% | 1,617 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0213% | 7,219 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4239% | 4,028 |
| Percentage Net Loans Charged-off: Credit card loans | 4.2438% | 350 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8923% | 559 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2502% | 2,898 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3200% | 1,611 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 2,246 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,766 |
| Percentage Net Loans Charged-off: Multi-family residential | 5.6027% | 66 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3485% | 1,199 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6466% | 476 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3307% | 1,157 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0345% | 7,129 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1873% | 4,531 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,100 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8728% | 455 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3102% | 2,081 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4140% | 1,072 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,702 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,334 |
| Percentage Net Loans Charged-off: Multi-family residential | 10.4690% | 20 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2027% | 1,427 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9797% | 309 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1547% | 1,510 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0516% | 7,162 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1873% | 4,096 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 966 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.8533% | 423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1391% | 2,600 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1765% | 1,334 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,119 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 813 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4322% | 680 |
| Percentage Net Loans Charged-off: Home equity loans | 1.9829% | 137 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3342% | 729 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0555% | 7,155 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1238% | 3,628 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 761 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 2.3512% | 322 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7403% | 690 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4546% | 623 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,563 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,679 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.1265% | 208 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 938 |
| All other 1-4 family - Percent of loans charged-off, net | 1.1970% | 203 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7628% | 714 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.2914% | 4,054 |
| Percentage Net Loans Charged-off: Credit card loans | 3.8760% | 291 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.5947% | 295 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9890% | 349 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6060% | 255 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 1,085 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,176 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.4911% | 102 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 720 |
| All other 1-4 family - Percent of loans charged-off, net | 1.5828% | 103 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3944% | 431 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3943% | 3,125 |
| Percentage Net Loans Charged-off: Credit card loans | 5.2459% | 177 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 3.9360% | 237 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4395% | 194 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9160% | 136 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 770 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 881 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.2132% | 47 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 541 |
| All other 1-4 family - Percent of loans charged-off, net | 2.3420% | 49 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.3830% | 288 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5703% | 2,188 |
| Percentage Net Loans Charged-off: Credit card loans | 7.8034% | 110 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.8719% | 195 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0199% | 312 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3833% | 85 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 3.2780% | 30 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 371 |
| All other 1-4 family - Percent of loans charged-off, net | 3.4622% | 27 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0363% | 7,004 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4718% | 2,217 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 790 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 4.9638% | 166 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3482% | 1,126 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0819% | 1,508 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 832 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,308 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1888% | 878 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 709 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2004% | 813 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6910% | 1,334 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4996% | 865 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,256 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,606 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2205% | 1,460 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1093% | 1,005 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 620 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,012 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2517% | 563 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 550 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2679% | 528 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1080% | 2,373 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1228% | 1,137 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,137 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1539% | 1,856 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1076% | 925 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 466 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 815 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2489% | 534 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 426 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2656% | 501 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.2514% | 7,758 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1138% | 1,118 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1461% | 1,650 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2204% | 396 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 268 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 498 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5174% | 229 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 311 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5539% | 223 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.9381% | 8,128 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4587% | 861 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 826 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8944% | 362 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0161% | 2,841 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,340 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0364% | 2,243 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 682 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0393% | 2,094 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.7637% | 394 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.7456% | 376 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,459 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,616 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5559% | 640 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0216% | 2,296 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,046 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0483% | 1,763 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 562 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0524% | 1,616 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1710% | 862 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5298% | 415 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,324 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,405 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4715% | 798 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,541 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,976 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.7498% | 587 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8519% | 1,853 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,186 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,156 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0390% | 3,496 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 1,814 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 1,540 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0549% | 7,210 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4242% | 2,809 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 922 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6816% | 734 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1006% | 1,579 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,548 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2248% | 864 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 657 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2430% | 822 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8002% | 827 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.9721% | 789 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,629 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,643 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8012% | 528 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 3,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,213 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,765 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 554 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,599 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.4690% | 506 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3645% | 544 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,504 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3628% | 1,294 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 2,799 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 953 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 2,286 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 431 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 2,147 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.1101% | 7,583 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.5564% | 515 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,362 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8535% | 513 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5887% | 241 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 553 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3422% | 106 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | 1.4458% | 102 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0217% | 7,024 |
| Percentage Net Loans Charged-off: Loans to individuals | 3.0375% | 463 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,093 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.0205% | 577 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0235% | 3,182 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 836 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,593 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0548% | 2,299 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0600% | 2,143 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.2215% | 558 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5104% | 1,348 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,842 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3600% | 1,807 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0344% | 2,408 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 663 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0805% | 1,627 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 519 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0886% | 1,525 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5764% | 2,057 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0376% | 2,081 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,741 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3663% | 1,708 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0578% | 1,762 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 978 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1355% | 1,096 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 421 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1506% | 1,023 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3733% | 2,242 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1408% | 1,786 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,566 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5865% | 945 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1292% | 933 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3058% | 527 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 277 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3431% | 490 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7815% | 1,188 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4132% | 1,378 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6309% | 1,293 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0000% | 4,119 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 875 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,573 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,443 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,246 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1197% | 4,160 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.3299% | 697 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,947 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3537% | 2,298 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0735% | 2,005 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 831 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1677% | 1,076 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1820% | 990 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.7682% | 2,136 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4923% | 4,186 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5472% | 1,181 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |