Home > Town Square Bank, Inc. > Assets and Liabilities
Town Square Bank, Inc., Assets and Liabilities
| 2013-12-31 | Rank | |
| # of Employees: | 47 | 2,994 |
| Assets and Liabilities | ||
| Total Assets: | $149,960,000 | 3,730 |
| Cash and due from depository institutions | $4,346,000 | 2,994 |
| Interest-bearing balances | $377,000 | 6,037 |
| Securities | $14,644,000 | 4,979 |
| Federal funds sold & reverse repurchase agreements | $1,651,000 | 1,585 |
| Net loans & leases | $124,530,000 | 2,961 |
| Loan loss allowance | $1,572,000 | 3,404 |
| Trading account assets | $0 | 247 |
| Bank premises and fixed assets | $2,615,000 | 3,473 |
| Other real estate owned | $509,000 | 2,994 |
| Goodwill and other intangibles | $0 | 2,889 |
| All other assets | $1,665,000 | 4,913 |
| Life insurance assets | $0 | 3,841 |
| Total liabilities and capital | $149,960,000 | 3,730 |
| Total liabilities | $131,889,000 | 3,755 |
| Total deposits | $121,613,000 | 3,833 |
| Interest-bearing deposits | $95,506,000 | 3,884 |
| Deposits held in domestic offices | $121,613,000 | 3,833 |
| % insured | 88.65% | 2,525 |
| Federal funds purchased & repurchase agreements | $0 | 2,281 |
| Trading liabilities | $0 | 167 |
| Other borrowed funds | $10,000,000 | 1,709 |
| Subordinated debt | $0 | 136 |
| All other liabilities | $276,000 | 4,891 |
| Total equity capital | $18,071,000 | 3,404 |
| Total bank equity capital | $18,071,000 | 3,403 |
| Perpetual preferred stock | $0 | 206 |
| Common stock | $2,429,000 | 1,335 |
| Surplus | $8,721,000 | 2,733 |
| Undivided profits | $6,921,000 | 3,615 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 161 |
| Memoranda | ||
| Noncurrent loans and leases | $6,885,000 | 1,056 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 991 |
| Income earned, not collected on loans | $518,000 | 4,253 |
| Earning assets | $141,202,000 | 3,663 |
| Long-term assets (5+ years) | $89,442,000 | 2,205 |
| Average Assets, year-to-date | $157,001,200 | 3,599 |
| Average Assets, quarterly | $151,089,000 | 3,700 |
| Volatile liabilities | $16,789,000 | 2,201 |
| Insider loans | $1,066,000 | 3,444 |
| FHLB advances | $10,000,000 | 1,638 |
| Loans and leases held for sale | $0 | 1,902 |
| Unused loan commitments | $16,629,000 | 2,990 |
| Tier 1 (core) risk-based capital | $18,151,000 | 3,381 |
| Tier 2 risk-based capital | $1,470,000 | 3,042 |
| Total risk weighted assets | $117,459,000 | 3,287 |
| Total unused commitments | $16,629,000 | 2,990 |
| Derivatives | $0 | 1,395 |
| 2013-09-30 | Rank | |
| # of Employees: | 48 | 2,976 |
| Assets and Liabilities | ||
| Total Assets: | $152,218,000 | 3,700 |
| Cash and due from depository institutions | $4,954,000 | 2,976 |
| Interest-bearing balances | $77,000 | 6,452 |
| Securities | $17,357,000 | 4,749 |
| Federal funds sold & reverse repurchase agreements | $244,000 | 2,528 |
| Net loans & leases | $125,339,000 | 2,954 |
| Loan loss allowance | $1,492,000 | 3,591 |
| Trading account assets | $0 | 248 |
| Bank premises and fixed assets | $2,648,000 | 3,461 |
| Other real estate owned | $29,000 | 2,976 |
| Goodwill and other intangibles | $0 | 2,909 |
| All other assets | $1,647,000 | 4,984 |
| Life insurance assets | $0 | 3,818 |
| Total liabilities and capital | $152,218,000 | 3,700 |
| Total liabilities | $134,066,000 | 3,732 |
| Total deposits | $126,551,000 | 3,736 |
| Interest-bearing deposits | $79,920,000 | 4,384 |
| Deposits held in domestic offices | $126,551,000 | 3,736 |
| % insured | 87.29% | 3,125 |
| Federal funds purchased & repurchase agreements | $0 | 2,308 |
| Trading liabilities | $0 | 163 |
| Other borrowed funds | $7,000,000 | 2,086 |
| Subordinated debt | $0 | 150 |
| All other liabilities | $515,000 | 4,288 |
| Total equity capital | $18,152,000 | 3,421 |
| Total bank equity capital | $18,152,000 | 3,420 |
| Perpetual preferred stock | $0 | 217 |
| Common stock | $2,429,000 | 1,359 |
| Surplus | $8,721,000 | 2,749 |
| Undivided profits | $7,002,000 | 3,633 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 159 |
| Memoranda | ||
| Noncurrent loans and leases | $7,993,000 | 1,014 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,015 |
| Income earned, not collected on loans | $482,000 | 4,554 |
| Earning assets | $143,017,000 | 3,651 |
| Long-term assets (5+ years) | $92,205,000 | 2,153 |
| Average Assets, year-to-date | $158,761,500 | 3,610 |
| Average Assets, quarterly | $153,563,000 | 3,679 |
| Volatile liabilities | $13,784,000 | 2,545 |
| Insider loans | $1,188,000 | 3,289 |
| FHLB advances | $7,000,000 | 2,006 |
| Loans and leases held for sale | $0 | 2,008 |
| Unused loan commitments | $17,314,000 | 2,937 |
| Tier 1 (core) risk-based capital | $18,012,000 | 3,403 |
| Tier 2 risk-based capital | $1,483,000 | 3,053 |
| Total risk weighted assets | $118,585,000 | 3,290 |
| Total unused commitments | $17,314,000 | 2,937 |
| Derivatives | $0 | 1,430 |
| 2013-06-30 | Rank | |
| # of Employees: | 50 | 2,889 |
| Assets and Liabilities | ||
| Total Assets: | $154,908,000 | 3,677 |
| Cash and due from depository institutions | $4,942,000 | 2,889 |
| Interest-bearing balances | $374,000 | 6,200 |
| Securities | $18,259,000 | 4,654 |
| Federal funds sold & reverse repurchase agreements | $2,063,000 | 1,579 |
| Net loans & leases | $125,067,000 | 2,941 |
| Loan loss allowance | $1,379,000 | 3,759 |
| Trading account assets | $0 | 250 |
| Bank premises and fixed assets | $2,679,000 | 3,446 |
| Other real estate owned | $110,000 | 2,889 |
| Goodwill and other intangibles | $0 | 2,910 |
| All other assets | $1,788,000 | 4,818 |
| Life insurance assets | $0 | 3,807 |
| Total liabilities and capital | $154,908,000 | 3,677 |
| Total liabilities | $137,381,000 | 3,686 |
| Total deposits | $133,024,000 | 3,643 |
| Interest-bearing deposits | $87,099,000 | 4,188 |
| Deposits held in domestic offices | $133,024,000 | 3,642 |
| % insured | 87.77% | 3,115 |
| Federal funds purchased & repurchase agreements | $0 | 2,211 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $4,000,000 | 2,613 |
| Subordinated debt | $0 | 152 |
| All other liabilities | $357,000 | 4,768 |
| Total equity capital | $17,527,000 | 3,512 |
| Total bank equity capital | $17,527,000 | 3,511 |
| Perpetual preferred stock | $0 | 228 |
| Common stock | $2,429,000 | 1,365 |
| Surplus | $8,722,000 | 2,762 |
| Undivided profits | $6,376,000 | 3,795 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 162 |
| Memoranda | ||
| Noncurrent loans and leases | $7,743,000 | 1,113 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,060 |
| Income earned, not collected on loans | $529,000 | 4,313 |
| Earning assets | $145,763,000 | 3,620 |
| Long-term assets (5+ years) | $90,169,000 | 2,157 |
| Average Assets, year-to-date | $160,942,670 | 3,592 |
| Average Assets, quarterly | $158,579,500 | 3,637 |
| Volatile liabilities | $10,763,000 | 2,980 |
| Insider loans | $1,373,000 | 3,108 |
| FHLB advances | $4,000,000 | 2,513 |
| Loans and leases held for sale | $0 | 2,138 |
| Unused loan commitments | $17,717,000 | 2,890 |
| Tier 1 (core) risk-based capital | $17,462,000 | 3,470 |
| Tier 2 risk-based capital | $1,446,000 | 3,104 |
| Total risk weighted assets | $119,460,000 | 3,256 |
| Total unused commitments | $17,717,000 | 2,890 |
| Derivatives | $0 | 1,417 |
| 2013-03-31 | Rank | |
| # of Employees: | 48 | 2,987 |
| Assets and Liabilities | ||
| Total Assets: | $162,251,000 | 3,619 |
| Cash and due from depository institutions | $4,045,000 | 2,987 |
| Interest-bearing balances | $370,000 | 6,287 |
| Securities | $18,862,000 | 4,621 |
| Federal funds sold & reverse repurchase agreements | $3,908,000 | 1,434 |
| Net loans & leases | $130,662,000 | 2,837 |
| Loan loss allowance | $1,676,000 | 3,416 |
| Trading account assets | $0 | 242 |
| Bank premises and fixed assets | $2,688,000 | 3,460 |
| Other real estate owned | $111,000 | 2,987 |
| Goodwill and other intangibles | $0 | 2,913 |
| All other assets | $1,975,000 | 4,658 |
| Life insurance assets | $0 | 3,804 |
| Total liabilities and capital | $162,251,000 | 3,619 |
| Total liabilities | $144,650,000 | 3,596 |
| Total deposits | $138,285,000 | 3,583 |
| Interest-bearing deposits | $89,082,000 | 4,197 |
| Deposits held in domestic offices | $138,285,000 | 3,582 |
| % insured | 86.25% | 3,601 |
| Federal funds purchased & repurchase agreements | $0 | 1,982 |
| Trading liabilities | $0 | 154 |
| Other borrowed funds | $6,000,000 | 2,097 |
| Subordinated debt | $0 | 155 |
| All other liabilities | $365,000 | 4,859 |
| Total equity capital | $17,601,000 | 3,588 |
| Total bank equity capital | $17,601,000 | 3,586 |
| Perpetual preferred stock | $0 | 239 |
| Common stock | $2,429,000 | 1,385 |
| Surplus | $8,721,000 | 2,785 |
| Undivided profits | $6,451,000 | 3,909 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 167 |
| Memoranda | ||
| Noncurrent loans and leases | $8,000,000 | 1,171 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,043 |
| Income earned, not collected on loans | $586,000 | 4,018 |
| Earning assets | $153,802,000 | 3,537 |
| Long-term assets (5+ years) | $93,176,000 | 2,072 |
| Average Assets, year-to-date | $163,960,000 | 3,594 |
| Average Assets, quarterly | $163,960,000 | 3,594 |
| Volatile liabilities | $13,694,000 | 2,522 |
| Insider loans | $2,506,000 | 2,196 |
| FHLB advances | $6,000,000 | 2,013 |
| Loans and leases held for sale | $0 | 2,154 |
| Unused loan commitments | $17,716,000 | 2,891 |
| Tier 1 (core) risk-based capital | $16,950,000 | 3,538 |
| Tier 2 risk-based capital | $1,559,000 | 2,914 |
| Total risk weighted assets | $124,501,000 | 3,126 |
| Total unused commitments | $17,716,000 | 2,891 |
| Derivatives | $0 | 1,405 |
| 2012-12-31 | Rank | |
| # of Employees: | 49 | 2,942 |
| Assets and Liabilities | ||
| Total Assets: | $165,669,000 | 3,579 |
| Cash and due from depository institutions | $4,097,000 | 2,942 |
| Interest-bearing balances | $66,000 | 6,613 |
| Securities | $22,450,000 | 4,256 |
| Federal funds sold & reverse repurchase agreements | $1,508,000 | 2,053 |
| Net loans & leases | $131,923,000 | 2,847 |
| Loan loss allowance | $1,673,000 | 3,445 |
| Trading account assets | $0 | 243 |
| Bank premises and fixed assets | $2,701,000 | 3,462 |
| Other real estate owned | $1,076,000 | 2,942 |
| Goodwill and other intangibles | $0 | 2,913 |
| All other assets | $1,914,000 | 4,783 |
| Life insurance assets | $0 | 3,787 |
| Total liabilities and capital | $165,669,000 | 3,579 |
| Total liabilities | $148,702,000 | 3,544 |
| Total deposits | $145,421,000 | 3,466 |
| Interest-bearing deposits | $91,928,000 | 4,113 |
| Deposits held in domestic offices | $145,421,000 | 3,465 |
| % insured | 87.75% | 4,144 |
| Federal funds purchased & repurchase agreements | $0 | 2,186 |
| Trading liabilities | $0 | 152 |
| Other borrowed funds | $3,000,000 | 2,887 |
| Subordinated debt | $0 | 159 |
| All other liabilities | $281,000 | 5,272 |
| Total equity capital | $16,967,000 | 3,693 |
| Total bank equity capital | $16,967,000 | 3,691 |
| Perpetual preferred stock | $0 | 246 |
| Common stock | $2,429,000 | 1,396 |
| Surplus | $8,721,000 | 2,795 |
| Undivided profits | $5,817,000 | 4,080 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 169 |
| Memoranda | ||
| Noncurrent loans and leases | $8,114,000 | 1,208 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,020 |
| Income earned, not collected on loans | $594,000 | 4,046 |
| Earning assets | $155,947,000 | 3,511 |
| Long-term assets (5+ years) | $94,288,000 | 1,996 |
| Average Assets, year-to-date | $173,492,800 | 3,394 |
| Average Assets, quarterly | $168,332,000 | 3,514 |
| Volatile liabilities | $10,362,000 | 3,131 |
| Insider loans | $2,016,000 | 2,535 |
| FHLB advances | $3,000,000 | 2,784 |
| Loans and leases held for sale | $0 | 2,229 |
| Unused loan commitments | $16,624,000 | 2,916 |
| Tier 1 (core) risk-based capital | $16,198,000 | 3,645 |
| Tier 2 risk-based capital | $1,585,000 | 2,902 |
| Total risk weighted assets | $126,684,000 | 3,097 |
| Total unused commitments | $16,624,000 | 2,916 |
| Derivatives | $0 | 1,366 |
| 2012-09-30 | Rank | |
| # of Employees: | 52 | 2,828 |
| Assets and Liabilities | ||
| Total Assets: | $170,995,000 | 3,498 |
| Cash and due from depository institutions | $4,793,000 | 2,828 |
| Interest-bearing balances | $126,000 | 6,566 |
| Securities | $23,699,000 | 4,187 |
| Federal funds sold & reverse repurchase agreements | $5,855,000 | 925 |
| Net loans & leases | $130,727,000 | 2,875 |
| Loan loss allowance | $1,462,000 | 3,796 |
| Trading account assets | $0 | 231 |
| Bank premises and fixed assets | $2,729,000 | 3,466 |
| Other real estate owned | $1,236,000 | 2,828 |
| Goodwill and other intangibles | $0 | 2,937 |
| All other assets | $1,956,000 | 4,829 |
| Life insurance assets | $0 | 3,771 |
| Total liabilities and capital | $170,995,000 | 3,498 |
| Total liabilities | $153,903,000 | 3,467 |
| Total deposits | $141,410,000 | 3,543 |
| Interest-bearing deposits | $96,020,000 | 4,010 |
| Deposits held in domestic offices | $141,410,000 | 3,542 |
| % insured | 90.24% | 3,544 |
| Federal funds purchased & repurchase agreements | $0 | 2,188 |
| Trading liabilities | $0 | 150 |
| Other borrowed funds | $12,000,000 | 1,591 |
| Subordinated debt | $0 | 163 |
| All other liabilities | $493,000 | 4,684 |
| Total equity capital | $17,092,000 | 3,727 |
| Total bank equity capital | $17,092,000 | 3,725 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $2,429,000 | 1,422 |
| Surplus | $8,722,000 | 2,818 |
| Undivided profits | $5,941,000 | 4,092 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $5,468,000 | 1,748 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $594,000 | 4,297 |
| Earning assets | $160,407,000 | 3,439 |
| Long-term assets (5+ years) | $94,623,000 | 1,976 |
| Average Assets, year-to-date | $175,448,750 | 3,415 |
| Average Assets, quarterly | $170,981,000 | 3,490 |
| Volatile liabilities | $14,867,000 | 2,515 |
| Insider loans | $2,714,000 | 2,127 |
| FHLB advances | $12,000,000 | 1,520 |
| Loans and leases held for sale | $0 | 2,256 |
| Unused loan commitments | $15,873,000 | 3,007 |
| Tier 1 (core) risk-based capital | $16,226,000 | 3,668 |
| Tier 2 risk-based capital | $1,529,000 | 3,013 |
| Total risk weighted assets | $126,747,000 | 3,110 |
| Total unused commitments | $15,873,000 | 3,007 |
| Derivatives | $0 | 1,366 |
| 2012-06-30 | Rank | |
| # of Employees: | 53 | 2,806 |
| Assets and Liabilities | ||
| Total Assets: | $170,967,000 | 3,494 |
| Cash and due from depository institutions | $4,236,000 | 2,806 |
| Interest-bearing balances | $203,000 | 6,478 |
| Securities | $26,836,000 | 3,950 |
| Federal funds sold & reverse repurchase agreements | $1,410,000 | 2,243 |
| Net loans & leases | $132,307,000 | 2,858 |
| Loan loss allowance | $1,511,000 | 3,748 |
| Trading account assets | $0 | 211 |
| Bank premises and fixed assets | $2,760,000 | 3,454 |
| Other real estate owned | $1,311,000 | 2,806 |
| Goodwill and other intangibles | $0 | 2,925 |
| All other assets | $2,107,000 | 4,666 |
| Life insurance assets | $0 | 3,763 |
| Total liabilities and capital | $170,967,000 | 3,494 |
| Total liabilities | $154,640,000 | 3,458 |
| Total deposits | $145,328,000 | 3,472 |
| Interest-bearing deposits | $97,940,000 | 3,982 |
| Deposits held in domestic offices | $145,328,000 | 3,471 |
| % insured | 90.40% | 3,579 |
| Federal funds purchased & repurchase agreements | $0 | 2,234 |
| Trading liabilities | $0 | 130 |
| Other borrowed funds | $9,008,000 | 1,966 |
| Subordinated debt | $0 | 180 |
| All other liabilities | $304,000 | 5,373 |
| Total equity capital | $16,327,000 | 3,802 |
| Total bank equity capital | $16,327,000 | 3,800 |
| Perpetual preferred stock | $0 | 254 |
| Common stock | $2,429,000 | 1,450 |
| Surplus | $8,721,000 | 2,823 |
| Undivided profits | $5,177,000 | 4,257 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 171 |
| Memoranda | ||
| Noncurrent loans and leases | $5,645,000 | 1,780 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,080 |
| Income earned, not collected on loans | $588,000 | 4,205 |
| Earning assets | $160,756,000 | 3,422 |
| Long-term assets (5+ years) | $101,276,000 | 1,836 |
| Average Assets, year-to-date | $176,933,330 | 3,410 |
| Average Assets, quarterly | $176,805,000 | 3,424 |
| Volatile liabilities | $10,361,000 | 3,214 |
| Insider loans | $2,747,000 | 2,122 |
| FHLB advances | $9,008,000 | 1,882 |
| Loans and leases held for sale | $0 | 2,185 |
| Unused loan commitments | $18,408,000 | 2,756 |
| Tier 1 (core) risk-based capital | $15,648,000 | 3,740 |
| Tier 2 risk-based capital | $1,578,000 | 2,963 |
| Total risk weighted assets | $126,735,000 | 3,114 |
| Total unused commitments | $18,408,000 | 2,756 |
| Derivatives | $0 | 1,332 |
| 2012-03-31 | Rank | |
| # of Employees: | 53 | 2,807 |
| Assets and Liabilities | ||
| Total Assets: | $182,643,000 | 3,351 |
| Cash and due from depository institutions | $3,548,000 | 2,807 |
| Interest-bearing balances | $153,000 | 6,583 |
| Securities | $26,723,000 | 3,990 |
| Federal funds sold & reverse repurchase agreements | $13,639,000 | 499 |
| Net loans & leases | $131,455,000 | 2,861 |
| Loan loss allowance | $1,577,000 | 3,685 |
| Trading account assets | $0 | 215 |
| Bank premises and fixed assets | $2,792,000 | 3,465 |
| Other real estate owned | $2,227,000 | 2,807 |
| Goodwill and other intangibles | $0 | 2,935 |
| All other assets | $2,259,000 | 4,565 |
| Life insurance assets | $0 | 3,760 |
| Total liabilities and capital | $182,643,000 | 3,351 |
| Total liabilities | $165,910,000 | 3,305 |
| Total deposits | $148,550,000 | 3,453 |
| Interest-bearing deposits | $105,533,000 | 3,843 |
| Deposits held in domestic offices | $148,550,000 | 3,452 |
| % insured | 90.36% | 3,634 |
| Federal funds purchased & repurchase agreements | $0 | 2,131 |
| Trading liabilities | $0 | 123 |
| Other borrowed funds | $17,021,000 | 1,307 |
| Subordinated debt | $0 | 185 |
| All other liabilities | $339,000 | 5,152 |
| Total equity capital | $16,733,000 | 3,714 |
| Total bank equity capital | $16,733,000 | 3,712 |
| Perpetual preferred stock | $0 | 259 |
| Common stock | $2,429,000 | 1,472 |
| Surplus | $8,721,000 | 2,845 |
| Undivided profits | $5,583,000 | 4,098 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 170 |
| Memoranda | ||
| Noncurrent loans and leases | $6,205,000 | 1,743 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,111 |
| Income earned, not collected on loans | $637,000 | 3,973 |
| Earning assets | $171,970,000 | 3,288 |
| Long-term assets (5+ years) | $102,389,000 | 1,801 |
| Average Assets, year-to-date | $179,916,500 | 3,381 |
| Average Assets, quarterly | $179,916,500 | 3,381 |
| Volatile liabilities | $16,461,000 | 2,393 |
| Insider loans | $2,764,000 | 2,139 |
| FHLB advances | $17,021,000 | 1,241 |
| Loans and leases held for sale | $0 | 2,171 |
| Unused loan commitments | $15,874,000 | 3,012 |
| Tier 1 (core) risk-based capital | $16,271,000 | 3,620 |
| Tier 2 risk-based capital | $1,602,000 | 2,927 |
| Total risk weighted assets | $128,135,000 | 3,094 |
| Total unused commitments | $15,874,000 | 3,012 |
| Derivatives | $0 | 1,297 |
| 2011-12-31 | Rank | |
| # of Employees: | 52 | 2,858 |
| Assets and Liabilities | ||
| Total Assets: | $177,190,000 | 3,418 |
| Cash and due from depository institutions | $5,988,000 | 2,858 |
| Interest-bearing balances | $66,000 | 6,705 |
| Securities | $27,956,000 | 3,844 |
| Federal funds sold & reverse repurchase agreements | $5,137,000 | 1,129 |
| Net loans & leases | $130,823,000 | 2,917 |
| Loan loss allowance | $1,616,000 | 3,617 |
| Trading account assets | $0 | 205 |
| Bank premises and fixed assets | $2,817,000 | 3,462 |
| Other real estate owned | $2,277,000 | 2,858 |
| Goodwill and other intangibles | $0 | 2,970 |
| All other assets | $2,192,000 | 4,715 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $177,190,000 | 3,418 |
| Total liabilities | $160,750,000 | 3,372 |
| Total deposits | $143,328,000 | 3,506 |
| Interest-bearing deposits | $104,214,000 | 3,841 |
| Deposits held in domestic offices | $143,328,000 | 3,505 |
| % insured | 92.05% | 3,050 |
| Federal funds purchased & repurchase agreements | $0 | 2,367 |
| Trading liabilities | $0 | 115 |
| Other borrowed funds | $17,033,000 | 1,408 |
| Subordinated debt | $0 | 193 |
| All other liabilities | $389,000 | 4,955 |
| Total equity capital | $16,440,000 | 3,744 |
| Total bank equity capital | $16,440,000 | 3,744 |
| Perpetual preferred stock | $0 | 263 |
| Common stock | $2,429,000 | 1,482 |
| Surplus | $8,721,000 | 2,859 |
| Undivided profits | $5,290,000 | 4,177 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 168 |
| Memoranda | ||
| Noncurrent loans and leases | $5,759,000 | 1,873 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,138 |
| Income earned, not collected on loans | $679,000 | 3,951 |
| Earning assets | $163,982,000 | 3,385 |
| Long-term assets (5+ years) | $101,528,000 | 1,525 |
| Average Assets, year-to-date | $172,127,200 | 3,453 |
| Average Assets, quarterly | $175,447,500 | 3,431 |
| Volatile liabilities | $14,444,000 | 2,800 |
| Insider loans | $2,885,000 | 2,090 |
| FHLB advances | $17,033,000 | 1,329 |
| Loans and leases held for sale | $0 | 1,918 |
| Unused loan commitments | $14,259,000 | 3,147 |
| Tier 1 (core) risk-based capital | $16,016,000 | 3,650 |
| Tier 2 risk-based capital | $1,603,000 | 2,934 |
| Total risk weighted assets | $128,197,000 | 3,113 |
| Total unused commitments | $14,259,000 | 3,148 |
| Derivatives | $0 | 1,191 |
| 2011-09-30 | Rank | |
| # of Employees: | 51 | 2,912 |
| Assets and Liabilities | ||
| Total Assets: | $173,705,000 | 3,474 |
| Cash and due from depository institutions | $3,570,000 | 2,912 |
| Interest-bearing balances | $180,000 | 6,476 |
| Securities | $24,112,000 | 4,097 |
| Federal funds sold & reverse repurchase agreements | $3,498,000 | 1,638 |
| Net loans & leases | $137,127,000 | 2,818 |
| Loan loss allowance | $1,689,000 | 3,560 |
| Trading account assets | $0 | 209 |
| Bank premises and fixed assets | $2,795,000 | 3,501 |
| Other real estate owned | $64,000 | 2,912 |
| Goodwill and other intangibles | $0 | 2,996 |
| All other assets | $2,539,000 | 4,506 |
| Life insurance assets | $0 | 3,747 |
| Total liabilities and capital | $173,705,000 | 3,474 |
| Total liabilities | $156,445,000 | 3,442 |
| Total deposits | $139,155,000 | 3,581 |
| Interest-bearing deposits | $102,694,000 | 3,904 |
| Deposits held in domestic offices | $139,155,000 | 3,580 |
| % insured | 92.65% | 2,925 |
| Federal funds purchased & repurchase agreements | $0 | 2,338 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $17,045,000 | 1,435 |
| Subordinated debt | $0 | 206 |
| All other liabilities | $245,000 | 5,953 |
| Total equity capital | $17,260,000 | 3,636 |
| Total bank equity capital | $17,260,000 | 3,636 |
| Perpetual preferred stock | $0 | 266 |
| Common stock | $2,429,000 | 1,510 |
| Surplus | $8,721,000 | 2,884 |
| Undivided profits | $6,110,000 | 3,980 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 175 |
| Memoranda | ||
| Noncurrent loans and leases | $5,365,000 | 2,015 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,137 |
| Income earned, not collected on loans | $1,018,000 | 2,923 |
| Earning assets | $164,917,000 | 3,365 |
| Long-term assets (5+ years) | $100,187,000 | 1,492 |
| Average Assets, year-to-date | $170,861,500 | 3,505 |
| Average Assets, quarterly | $173,320,000 | 3,472 |
| Volatile liabilities | $9,436,000 | 3,589 |
| Insider loans | $2,550,000 | 2,321 |
| FHLB advances | $17,045,000 | 1,347 |
| Loans and leases held for sale | $0 | 1,904 |
| Unused loan commitments | $13,494,000 | 3,262 |
| Tier 1 (core) risk-based capital | $16,818,000 | 3,540 |
| Tier 2 risk-based capital | $1,620,000 | 2,934 |
| Total risk weighted assets | $129,530,000 | 3,114 |
| Total unused commitments | $13,494,000 | 3,263 |
| Derivatives | $0 | 1,195 |
| 2011-06-30 | Rank | |
| # of Employees: | 53 | 2,860 |
| Assets and Liabilities | ||
| Total Assets: | $172,935,000 | 3,499 |
| Cash and due from depository institutions | $7,667,000 | 2,860 |
| Interest-bearing balances | $2,294,000 | 4,977 |
| Securities | $19,667,000 | 4,597 |
| Federal funds sold & reverse repurchase agreements | $6,922,000 | 898 |
| Net loans & leases | $133,224,000 | 2,908 |
| Loan loss allowance | $1,826,000 | 3,384 |
| Trading account assets | $0 | 213 |
| Bank premises and fixed assets | $2,823,000 | 3,493 |
| Other real estate owned | $123,000 | 2,860 |
| Goodwill and other intangibles | $0 | 3,017 |
| All other assets | $2,509,000 | 4,528 |
| Life insurance assets | $0 | 3,737 |
| Total liabilities and capital | $172,935,000 | 3,499 |
| Total liabilities | $156,409,000 | 3,440 |
| Total deposits | $139,125,000 | 3,577 |
| Interest-bearing deposits | $102,631,000 | 3,952 |
| Deposits held in domestic offices | $139,125,000 | 3,575 |
| % insured | 93.10% | 2,838 |
| Federal funds purchased & repurchase agreements | $0 | 2,430 |
| Trading liabilities | $0 | 112 |
| Other borrowed funds | $17,057,000 | 1,503 |
| Subordinated debt | $0 | 212 |
| All other liabilities | $227,000 | 5,970 |
| Total equity capital | $16,526,000 | 3,708 |
| Total bank equity capital | $16,526,000 | 3,707 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $2,429,000 | 1,532 |
| Surplus | $8,722,000 | 2,888 |
| Undivided profits | $5,375,000 | 4,140 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 179 |
| Memoranda | ||
| Noncurrent loans and leases | $4,536,000 | 2,302 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,160 |
| Income earned, not collected on loans | $910,000 | 3,146 |
| Earning assets | $162,107,000 | 3,413 |
| Long-term assets (5+ years) | $96,980,000 | 1,506 |
| Average Assets, year-to-date | $169,913,670 | 3,537 |
| Average Assets, quarterly | $170,466,500 | 3,535 |
| Volatile liabilities | $9,773,000 | 3,547 |
| Insider loans | $2,663,000 | 2,287 |
| FHLB advances | $17,057,000 | 1,420 |
| Loans and leases held for sale | $0 | 1,752 |
| Unused loan commitments | $13,692,000 | 3,237 |
| Tier 1 (core) risk-based capital | $16,277,000 | 3,589 |
| Tier 2 risk-based capital | $1,587,000 | 3,015 |
| Total risk weighted assets | $126,735,000 | 3,208 |
| Total unused commitments | $13,692,000 | 3,238 |
| Derivatives | $0 | 1,174 |
| 2011-03-31 | Rank | |
| # of Employees: | 54 | 2,813 |
| Assets and Liabilities | ||
| Total Assets: | $167,998,000 | 3,598 |
| Cash and due from depository institutions | $3,152,000 | 2,813 |
| Interest-bearing balances | $92,000 | 6,663 |
| Securities | $20,448,000 | 4,493 |
| Federal funds sold & reverse repurchase agreements | $8,174,000 | 992 |
| Net loans & leases | $130,839,000 | 2,985 |
| Loan loss allowance | $1,910,000 | 3,304 |
| Trading account assets | $0 | 208 |
| Bank premises and fixed assets | $2,826,000 | 3,530 |
| Other real estate owned | $51,000 | 2,813 |
| Goodwill and other intangibles | $0 | 3,025 |
| All other assets | $2,508,000 | 4,602 |
| Life insurance assets | $0 | 3,748 |
| Total liabilities and capital | $167,998,000 | 3,598 |
| Total liabilities | $152,367,000 | 3,550 |
| Total deposits | $134,049,000 | 3,715 |
| Interest-bearing deposits | $98,071,000 | 4,117 |
| Deposits held in domestic offices | $134,049,000 | 3,713 |
| % insured | 92.19% | 3,267 |
| Federal funds purchased & repurchase agreements | $0 | 2,341 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $18,069,000 | 1,471 |
| Subordinated debt | $0 | 214 |
| All other liabilities | $249,000 | 5,757 |
| Total equity capital | $15,631,000 | 3,815 |
| Total bank equity capital | $15,631,000 | 3,814 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $2,429,000 | 1,555 |
| Surplus | $8,721,000 | 2,903 |
| Undivided profits | $4,481,000 | 4,356 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 181 |
| Memoranda | ||
| Noncurrent loans and leases | $4,091,000 | 2,502 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,152 |
| Income earned, not collected on loans | $835,000 | 3,407 |
| Earning assets | $159,553,000 | 3,482 |
| Long-term assets (5+ years) | $94,153,000 | 1,519 |
| Average Assets, year-to-date | $168,403,000 | 3,583 |
| Average Assets, quarterly | $168,403,000 | 3,583 |
| Volatile liabilities | $9,343,000 | 3,664 |
| Insider loans | $2,656,000 | 2,309 |
| FHLB advances | $18,069,000 | 1,389 |
| Loans and leases held for sale | $0 | 1,676 |
| Unused loan commitments | $13,464,000 | 3,333 |
| Tier 1 (core) risk-based capital | $15,836,000 | 3,667 |
| Tier 2 risk-based capital | $1,559,000 | 3,044 |
| Total risk weighted assets | $124,360,000 | 3,262 |
| Total unused commitments | $13,464,000 | 3,334 |
| Derivatives | $0 | 1,153 |
| 2010-12-31 | Rank | |
| # of Employees: | 50 | 3,023 |
| Assets and Liabilities | ||
| Total Assets: | $168,808,000 | 3,596 |
| Cash and due from depository institutions | $3,537,000 | 3,023 |
| Interest-bearing balances | $162,000 | 6,443 |
| Securities | $20,438,000 | 4,338 |
| Federal funds sold & reverse repurchase agreements | $6,677,000 | 1,139 |
| Net loans & leases | $132,496,000 | 3,035 |
| Loan loss allowance | $1,906,000 | 3,302 |
| Trading account assets | $0 | 207 |
| Bank premises and fixed assets | $2,827,000 | 3,566 |
| Other real estate owned | $339,000 | 3,023 |
| Goodwill and other intangibles | $0 | 3,026 |
| All other assets | $2,494,000 | 4,715 |
| Life insurance assets | $0 | 3,769 |
| Total liabilities and capital | $168,808,000 | 3,596 |
| Total liabilities | $153,460,000 | 3,548 |
| Total deposits | $135,178,000 | 3,704 |
| Interest-bearing deposits | $100,014,000 | 4,066 |
| Deposits held in domestic offices | $135,178,000 | 3,702 |
| % insured | 91.00% | 3,666 |
| Federal funds purchased & repurchase agreements | $0 | 2,549 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $18,080,000 | 1,579 |
| Subordinated debt | $0 | 220 |
| All other liabilities | $202,000 | 6,149 |
| Total equity capital | $15,348,000 | 3,867 |
| Total bank equity capital | $15,348,000 | 3,866 |
| Perpetual preferred stock | $0 | 224 |
| Common stock | $2,429,000 | 1,574 |
| Surplus | $8,721,000 | 2,915 |
| Undivided profits | $4,198,000 | 4,472 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 190 |
| Memoranda | ||
| Noncurrent loans and leases | $3,796,000 | 2,640 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $886,000 | 3,340 |
| Earning assets | $159,773,000 | 3,485 |
| Long-term assets (5+ years) | $93,858,000 | 1,492 |
| Average Assets, year-to-date | $169,067,000 | 3,556 |
| Average Assets, quarterly | $169,549,000 | 3,573 |
| Volatile liabilities | $39,732,000 | 3,057 |
| Insider loans | $2,659,000 | 2,379 |
| FHLB advances | $18,080,000 | 1,495 |
| Loans and leases held for sale | $0 | 1,952 |
| Unused loan commitments | $11,197,000 | 3,637 |
| Tier 1 (core) risk-based capital | $15,541,000 | 3,723 |
| Tier 2 risk-based capital | $1,575,000 | 3,059 |
| Total risk weighted assets | $125,662,000 | 3,287 |
| Total unused commitments | $11,197,000 | 3,638 |
| Derivatives | $0 | 1,176 |
| 2010-09-30 | Rank | |
| # of Employees: | 50 | 3,042 |
| Assets and Liabilities | ||
| Total Assets: | $170,290,000 | 3,607 |
| Cash and due from depository institutions | $4,069,000 | 3,042 |
| Interest-bearing balances | $825,000 | 5,623 |
| Securities | $22,406,000 | 4,101 |
| Federal funds sold & reverse repurchase agreements | $5,556,000 | 1,395 |
| Net loans & leases | $132,636,000 | 3,084 |
| Loan loss allowance | $1,463,000 | 3,922 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $2,823,000 | 3,617 |
| Other real estate owned | $349,000 | 3,042 |
| Goodwill and other intangibles | $0 | 3,048 |
| All other assets | $2,451,000 | 4,875 |
| Life insurance assets | $0 | 3,793 |
| Total liabilities and capital | $170,290,000 | 3,607 |
| Total liabilities | $154,402,000 | 3,559 |
| Total deposits | $136,029,000 | 3,717 |
| Interest-bearing deposits | $115,708,000 | 3,718 |
| Deposits held in domestic offices | $136,029,000 | 3,715 |
| % insured | 88.38% | 4,088 |
| Federal funds purchased & repurchase agreements | $0 | 2,564 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $18,092,000 | 1,686 |
| Subordinated debt | $0 | 233 |
| All other liabilities | $281,000 | 6,092 |
| Total equity capital | $15,888,000 | 3,889 |
| Total bank equity capital | $15,888,000 | 3,888 |
| Perpetual preferred stock | $0 | 229 |
| Common stock | $2,429,000 | 1,598 |
| Surplus | $8,721,000 | 2,920 |
| Undivided profits | $4,738,000 | 4,445 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 194 |
| Memoranda | ||
| Noncurrent loans and leases | $480,000 | 5,685 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,218 |
| Income earned, not collected on loans | $833,000 | 3,790 |
| Earning assets | $161,423,000 | 3,500 |
| Long-term assets (5+ years) | $94,377,000 | 1,455 |
| Average Assets, year-to-date | $169,131,750 | 3,601 |
| Average Assets, quarterly | $172,788,000 | 3,552 |
| Volatile liabilities | $40,598,000 | 3,090 |
| Insider loans | $2,673,000 | 2,393 |
| FHLB advances | $18,092,000 | 1,587 |
| Loans and leases held for sale | $0 | 1,963 |
| Unused loan commitments | $12,494,000 | 3,484 |
| Tier 1 (core) risk-based capital | $15,597,000 | 3,743 |
| Tier 2 risk-based capital | $1,463,000 | 3,307 |
| Total risk weighted assets | $128,136,000 | 3,292 |
| Total unused commitments | $12,494,000 | 3,487 |
| Derivatives | $0 | 1,218 |
| 2010-06-30 | Rank | |
| # of Employees: | 51 | 3,018 |
| Assets and Liabilities | ||
| Total Assets: | $175,286,000 | 3,536 |
| Cash and due from depository institutions | $4,350,000 | 3,018 |
| Interest-bearing balances | $949,000 | 5,470 |
| Securities | $20,622,000 | 4,309 |
| Federal funds sold & reverse repurchase agreements | $15,480,000 | 469 |
| Net loans & leases | $129,109,000 | 3,167 |
| Loan loss allowance | $1,554,000 | 3,761 |
| Trading account assets | $0 | 210 |
| Bank premises and fixed assets | $2,782,000 | 3,669 |
| Other real estate owned | $358,000 | 3,018 |
| Goodwill and other intangibles | $0 | 3,062 |
| All other assets | $2,585,000 | 4,770 |
| Life insurance assets | $0 | 3,801 |
| Total liabilities and capital | $175,286,000 | 3,536 |
| Total liabilities | $160,099,000 | 3,468 |
| Total deposits | $141,395,000 | 3,602 |
| Interest-bearing deposits | $120,254,000 | 3,634 |
| Deposits held in domestic offices | $141,395,000 | 3,601 |
| % insured | 91.00% | 3,231 |
| Federal funds purchased & repurchase agreements | $0 | 2,594 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $18,103,000 | 1,757 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $601,000 | 4,464 |
| Total equity capital | $15,187,000 | 3,994 |
| Total bank equity capital | $15,187,000 | 3,992 |
| Perpetual preferred stock | $0 | 222 |
| Common stock | $2,429,000 | 1,619 |
| Surplus | $8,721,000 | 2,930 |
| Undivided profits | $4,037,000 | 4,667 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 198 |
| Memoranda | ||
| Noncurrent loans and leases | $718,000 | 5,277 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,233 |
| Income earned, not collected on loans | $814,000 | 3,782 |
| Earning assets | $166,160,000 | 3,428 |
| Long-term assets (5+ years) | $84,749,000 | 1,586 |
| Average Assets, year-to-date | $168,745,670 | 3,619 |
| Average Assets, quarterly | $173,472,500 | 3,546 |
| Volatile liabilities | $47,368,000 | 2,774 |
| Insider loans | $2,695,000 | 2,416 |
| FHLB advances | $18,103,000 | 1,667 |
| Loans and leases held for sale | $0 | 1,852 |
| Unused loan commitments | $12,544,000 | 3,527 |
| Tier 1 (core) risk-based capital | $15,034,000 | 3,846 |
| Tier 2 risk-based capital | $1,554,000 | 3,146 |
| Total risk weighted assets | $127,436,000 | 3,346 |
| Total unused commitments | $12,544,000 | 3,535 |
| Derivatives | $0 | 1,168 |
| 2010-03-31 | Rank | |
| # of Employees: | 44 | 3,463 |
| Assets and Liabilities | ||
| Total Assets: | $171,659,000 | 3,638 |
| Cash and due from depository institutions | $4,385,000 | 3,463 |
| Interest-bearing balances | $1,030,000 | 5,367 |
| Securities | $17,305,000 | 4,747 |
| Federal funds sold & reverse repurchase agreements | $16,458,000 | 532 |
| Net loans & leases | $127,660,000 | 3,253 |
| Loan loss allowance | $1,323,000 | 4,167 |
| Trading account assets | $0 | 227 |
| Bank premises and fixed assets | $2,806,000 | 3,718 |
| Other real estate owned | $323,000 | 3,463 |
| Goodwill and other intangibles | $0 | 3,074 |
| All other assets | $2,722,000 | 4,747 |
| Life insurance assets | $0 | 3,823 |
| Total liabilities and capital | $171,659,000 | 3,638 |
| Total liabilities | $156,666,000 | 3,584 |
| Total deposits | $138,267,000 | 3,719 |
| Interest-bearing deposits | $116,755,000 | 3,766 |
| Deposits held in domestic offices | $138,267,000 | 3,717 |
| % insured | 88.03% | 4,360 |
| Federal funds purchased & repurchase agreements | $0 | 2,570 |
| Trading liabilities | $0 | 108 |
| Other borrowed funds | $18,115,000 | 1,832 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $284,000 | 5,966 |
| Total equity capital | $14,993,000 | 4,049 |
| Total bank equity capital | $14,993,000 | 4,048 |
| Perpetual preferred stock | $0 | 220 |
| Common stock | $2,429,000 | 1,657 |
| Surplus | $8,721,000 | 2,961 |
| Undivided profits | $3,843,000 | 4,738 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 204 |
| Memoranda | ||
| Noncurrent loans and leases | $818,000 | 5,144 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,219 |
| Income earned, not collected on loans | $822,000 | 3,843 |
| Earning assets | $162,453,000 | 3,537 |
| Long-term assets (5+ years) | $75,776,000 | 1,733 |
| Average Assets, year-to-date | $165,475,500 | 3,741 |
| Average Assets, quarterly | $165,475,500 | 3,741 |
| Volatile liabilities | $40,405,000 | 3,224 |
| Insider loans | $2,680,000 | 2,492 |
| FHLB advances | $18,115,000 | 1,737 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $13,210,000 | 3,549 |
| Tier 1 (core) risk-based capital | $14,917,000 | 3,909 |
| Tier 2 risk-based capital | $1,323,000 | 3,610 |
| Total risk weighted assets | $127,106,000 | 3,416 |
| Total unused commitments | $13,210,000 | 3,552 |
| Derivatives | $0 | 1,155 |
| 2009-12-31 | Rank | |
| # of Employees: | 45 | 3,426 |
| Assets and Liabilities | ||
| Total Assets: | $159,292,000 | 3,870 |
| Cash and due from depository institutions | $5,229,000 | 3,426 |
| Interest-bearing balances | $2,050,000 | 4,445 |
| Securities | $16,209,000 | 4,850 |
| Federal funds sold & reverse repurchase agreements | $6,858,000 | 1,241 |
| Net loans & leases | $125,414,000 | 3,351 |
| Loan loss allowance | $1,327,000 | 4,144 |
| Trading account assets | $0 | 224 |
| Bank premises and fixed assets | $2,836,000 | 3,733 |
| Other real estate owned | $332,000 | 3,426 |
| Goodwill and other intangibles | $0 | 3,096 |
| All other assets | $2,414,000 | 5,089 |
| Life insurance assets | $0 | 3,837 |
| Total liabilities and capital | $159,292,000 | 3,870 |
| Total liabilities | $144,501,000 | 3,831 |
| Total deposits | $127,169,000 | 3,931 |
| Interest-bearing deposits | $107,057,000 | 3,989 |
| Deposits held in domestic offices | $127,169,000 | 3,930 |
| % insured | 89.74% | 3,822 |
| Federal funds purchased & repurchase agreements | $0 | 2,785 |
| Trading liabilities | $0 | 104 |
| Other borrowed funds | $17,126,000 | 2,043 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $206,000 | 6,512 |
| Total equity capital | $14,791,000 | 4,058 |
| Total bank equity capital | $14,791,000 | 4,058 |
| Perpetual preferred stock | $0 | 219 |
| Common stock | $2,429,000 | 1,685 |
| Surplus | $8,721,000 | 2,970 |
| Undivided profits | $3,641,000 | 4,819 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 209 |
| Memoranda | ||
| Noncurrent loans and leases | $531,000 | 5,669 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,191 |
| Income earned, not collected on loans | $911,000 | 3,648 |
| Earning assets | $150,531,000 | 3,759 |
| Long-term assets (5+ years) | $72,328,000 | 1,771 |
| Average Assets, year-to-date | $152,763,400 | 3,914 |
| Average Assets, quarterly | $158,117,000 | 3,877 |
| Volatile liabilities | $42,629,000 | 3,112 |
| Insider loans | $2,736,000 | 2,513 |
| FHLB advances | $17,126,000 | 1,944 |
| Loans and leases held for sale | $0 | 1,814 |
| Unused loan commitments | $11,438,000 | 3,851 |
| Tier 1 (core) risk-based capital | $14,707,000 | 3,933 |
| Tier 2 risk-based capital | $1,327,000 | 3,608 |
| Total risk weighted assets | $121,689,000 | 3,578 |
| Total unused commitments | $11,438,000 | 3,853 |
| Derivatives | $0 | 1,139 |
| 2009-09-30 | Rank | |
| # of Employees: | 43 | 3,583 |
| Assets and Liabilities | ||
| Total Assets: | $156,942,000 | 3,909 |
| Cash and due from depository institutions | $2,627,000 | 3,583 |
| Interest-bearing balances | $56,000 | 6,629 |
| Securities | $14,546,000 | 5,123 |
| Federal funds sold & reverse repurchase agreements | $15,073,000 | 596 |
| Net loans & leases | $119,827,000 | 3,504 |
| Loan loss allowance | $1,355,000 | 4,003 |
| Trading account assets | $0 | 238 |
| Bank premises and fixed assets | $2,920,000 | 3,692 |
| Other real estate owned | $261,000 | 3,583 |
| Goodwill and other intangibles | $0 | 3,142 |
| All other assets | $1,688,000 | 5,474 |
| Life insurance assets | $0 | 3,862 |
| Total liabilities and capital | $156,942,000 | 3,909 |
| Total liabilities | $141,994,000 | 3,879 |
| Total deposits | $126,467,000 | 3,931 |
| Interest-bearing deposits | $102,811,000 | 4,084 |
| Deposits held in domestic offices | $126,467,000 | 3,930 |
| % insured | 86.10% | 5,214 |
| Federal funds purchased & repurchase agreements | $0 | 2,868 |
| Trading liabilities | $0 | 103 |
| Other borrowed funds | $15,137,000 | 2,284 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $390,000 | 5,877 |
| Total equity capital | $14,948,000 | 4,139 |
| Total bank equity capital | $14,948,000 | 4,139 |
| Perpetual preferred stock | $0 | 212 |
| Common stock | $2,429,000 | 1,710 |
| Surplus | $8,721,000 | 2,968 |
| Undivided profits | $3,798,000 | 4,914 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 214 |
| Memoranda | ||
| Noncurrent loans and leases | $415,000 | 5,925 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,174 |
| Income earned, not collected on loans | $866,000 | 4,008 |
| Earning assets | $149,502,000 | 3,801 |
| Long-term assets (5+ years) | $67,691,000 | 1,867 |
| Average Assets, year-to-date | $151,131,250 | 3,963 |
| Average Assets, quarterly | $152,847,500 | 3,965 |
| Volatile liabilities | $40,442,000 | 3,245 |
| Insider loans | $3,064,000 | 2,322 |
| FHLB advances | $15,137,000 | 2,168 |
| Loans and leases held for sale | $0 | 1,823 |
| Unused loan commitments | $11,920,000 | 3,874 |
| Tier 1 (core) risk-based capital | $14,773,000 | 4,003 |
| Tier 2 risk-based capital | $1,355,000 | 3,526 |
| Total risk weighted assets | $116,964,000 | 3,714 |
| Total unused commitments | $11,920,000 | 3,878 |
| Derivatives | $0 | 1,183 |
| 2009-06-30 | Rank | |
| # of Employees: | 45 | 3,507 |
| Assets and Liabilities | ||
| Total Assets: | $148,753,000 | 4,052 |
| Cash and due from depository institutions | $4,987,000 | 3,507 |
| Interest-bearing balances | $2,063,000 | 3,960 |
| Securities | $10,926,000 | 5,658 |
| Federal funds sold & reverse repurchase agreements | $12,484,000 | 806 |
| Net loans & leases | $115,430,000 | 3,634 |
| Loan loss allowance | $1,325,000 | 3,975 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $2,942,000 | 3,708 |
| Other real estate owned | $271,000 | 3,507 |
| Goodwill and other intangibles | $0 | 3,161 |
| All other assets | $1,713,000 | 5,447 |
| Life insurance assets | $0 | 3,901 |
| Total liabilities and capital | $148,753,000 | 4,052 |
| Total liabilities | $134,399,000 | 4,033 |
| Total deposits | $116,845,000 | 4,168 |
| Interest-bearing deposits | $98,665,000 | 4,208 |
| Deposits held in domestic offices | $116,845,000 | 4,165 |
| % insured | 79.11% | 4,005 |
| Federal funds purchased & repurchase agreements | $0 | 2,922 |
| Trading liabilities | $0 | 100 |
| Other borrowed funds | $17,148,000 | 2,194 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $406,000 | 5,813 |
| Total equity capital | $14,354,000 | 4,230 |
| Total bank equity capital | $14,354,000 | 4,230 |
| Perpetual preferred stock | $0 | 213 |
| Common stock | $2,429,000 | 1,735 |
| Surplus | $8,721,000 | 2,974 |
| Undivided profits | $3,204,000 | 5,155 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 219 |
| Memoranda | ||
| Noncurrent loans and leases | $451,000 | 5,826 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,161 |
| Income earned, not collected on loans | $830,000 | 4,051 |
| Earning assets | $140,903,000 | 3,968 |
| Long-term assets (5+ years) | $62,505,000 | 1,973 |
| Average Assets, year-to-date | $149,194,330 | 4,009 |
| Average Assets, quarterly | $147,476,000 | 4,074 |
| Volatile liabilities | $40,823,000 | 3,232 |
| Insider loans | $3,044,000 | 2,372 |
| FHLB advances | $17,148,000 | 2,074 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $11,959,000 | 3,991 |
| Tier 1 (core) risk-based capital | $14,345,000 | 4,123 |
| Tier 2 risk-based capital | $1,325,000 | 3,561 |
| Total risk weighted assets | $112,415,000 | 3,843 |
| Total unused commitments | $11,959,000 | 3,999 |
| Derivatives | $0 | 1,221 |
| 2009-03-31 | Rank | |
| # of Employees: | 42 | 3,715 |
| Assets and Liabilities | ||
| Total Assets: | $146,199,000 | 4,118 |
| Cash and due from depository institutions | $2,714,000 | 3,715 |
| Interest-bearing balances | $105,000 | 6,020 |
| Securities | $16,588,000 | 4,852 |
| Federal funds sold & reverse repurchase agreements | $7,449,000 | 1,639 |
| Net loans & leases | $114,630,000 | 3,646 |
| Loan loss allowance | $1,258,000 | 4,019 |
| Trading account assets | $0 | 234 |
| Bank premises and fixed assets | $2,968,000 | 3,733 |
| Other real estate owned | $307,000 | 3,715 |
| Goodwill and other intangibles | $0 | 3,204 |
| All other assets | $1,543,000 | 5,682 |
| Life insurance assets | $0 | 3,932 |
| Total liabilities and capital | $146,199,000 | 4,118 |
| Total liabilities | $131,523,000 | 4,088 |
| Total deposits | $123,099,000 | 4,003 |
| Interest-bearing deposits | $99,808,000 | 4,182 |
| Deposits held in domestic offices | $123,099,000 | 4,001 |
| % insured | 75.94% | 4,869 |
| Federal funds purchased & repurchase agreements | $0 | 2,904 |
| Trading liabilities | $0 | 92 |
| Other borrowed funds | $8,159,000 | 3,290 |
| Subordinated debt | $0 | 271 |
| All other liabilities | $265,000 | 6,486 |
| Total equity capital | $14,676,000 | 4,209 |
| Total bank equity capital | $14,676,000 | 4,209 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $2,429,000 | 1,746 |
| Surplus | $8,721,000 | 2,952 |
| Undivided profits | $3,526,000 | 5,079 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 220 |
| Memoranda | ||
| Noncurrent loans and leases | $240,000 | 6,371 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,134 |
| Income earned, not collected on loans | $721,000 | 4,461 |
| Earning assets | $138,772,000 | 4,023 |
| Long-term assets (5+ years) | $65,833,000 | 1,881 |
| Average Assets, year-to-date | $149,415,000 | 4,022 |
| Average Assets, quarterly | $149,415,000 | 4,022 |
| Volatile liabilities | $39,329,000 | 3,313 |
| Insider loans | $2,737,000 | 2,566 |
| FHLB advances | $8,159,000 | 3,162 |
| Loans and leases held for sale | $0 | 1,892 |
| Unused loan commitments | $11,209,000 | 4,246 |
| Tier 1 (core) risk-based capital | $14,433,000 | 4,140 |
| Tier 2 risk-based capital | $1,258,000 | 3,686 |
| Total risk weighted assets | $111,918,000 | 3,847 |
| Total unused commitments | $11,209,000 | 4,246 |
| Derivatives | $0 | 1,177 |
| 2008-12-31 | Rank | |
| # of Employees: | 44 | 3,617 |
| Assets and Liabilities | ||
| Total Assets: | $152,631,000 | 3,966 |
| Cash and due from depository institutions | $4,607,000 | 3,617 |
| Interest-bearing balances | $2,080,000 | 2,920 |
| Securities | $17,062,000 | 4,813 |
| Federal funds sold & reverse repurchase agreements | $14,005,000 | 674 |
| Net loans & leases | $112,264,000 | 3,720 |
| Loan loss allowance | $1,257,000 | 3,990 |
| Trading account assets | $0 | 236 |
| Bank premises and fixed assets | $2,930,000 | 3,783 |
| Other real estate owned | $290,000 | 3,617 |
| Goodwill and other intangibles | $0 | 3,219 |
| All other assets | $1,473,000 | 5,868 |
| Life insurance assets | $0 | 3,960 |
| Total liabilities and capital | $152,631,000 | 3,966 |
| Total liabilities | $138,164,000 | 3,921 |
| Total deposits | $129,577,000 | 3,803 |
| Interest-bearing deposits | $102,773,000 | 4,010 |
| Deposits held in domestic offices | $129,577,000 | 3,801 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,392 |
| Trading liabilities | $0 | 88 |
| Other borrowed funds | $8,350,000 | 3,468 |
| Subordinated debt | $0 | 278 |
| All other liabilities | $237,000 | 6,756 |
| Total equity capital | $14,467,000 | 4,237 |
| Total bank equity capital | $14,467,000 | 4,237 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $2,429,000 | 1,753 |
| Surplus | $8,721,000 | 2,933 |
| Undivided profits | $3,317,000 | 5,192 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $512,000 | 5,348 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,078 |
| Income earned, not collected on loans | $810,000 | 4,348 |
| Earning assets | $145,411,000 | 3,837 |
| Long-term assets (5+ years) | $65,380,000 | 1,855 |
| Average Assets, year-to-date | $142,567,200 | 4,033 |
| Average Assets, quarterly | $151,237,500 | 3,968 |
| Volatile liabilities | $40,850,000 | 3,174 |
| Insider loans | $3,502,000 | 2,171 |
| FHLB advances | $8,350,000 | 3,352 |
| Loans and leases held for sale | $0 | 1,663 |
| Unused loan commitments | $11,286,000 | 4,249 |
| Tier 1 (core) risk-based capital | $14,242,000 | 4,161 |
| Tier 2 risk-based capital | $1,257,000 | 3,677 |
| Total risk weighted assets | $111,423,000 | 3,877 |
| Total unused commitments | $11,286,000 | 4,251 |
| Derivatives | $0 | 1,109 |
| 2008-09-30 | Rank | |
| # of Employees: | 42 | 3,774 |
| Assets and Liabilities | ||
| Total Assets: | $149,844,000 | 3,992 |
| Cash and due from depository institutions | $6,492,000 | 3,774 |
| Interest-bearing balances | $4,157,000 | 1,531 |
| Securities | $14,831,000 | 5,095 |
| Federal funds sold & reverse repurchase agreements | $13,884,000 | 856 |
| Net loans & leases | $110,262,000 | 3,755 |
| Loan loss allowance | $1,243,000 | 3,861 |
| Trading account assets | $0 | 251 |
| Bank premises and fixed assets | $2,707,000 | 3,925 |
| Other real estate owned | $304,000 | 3,774 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $1,364,000 | 6,112 |
| Life insurance assets | $0 | 3,984 |
| Total liabilities and capital | $149,844,000 | 3,992 |
| Total liabilities | $135,728,000 | 3,956 |
| Total deposits | $126,975,000 | 3,808 |
| Interest-bearing deposits | $101,005,000 | 4,023 |
| Deposits held in domestic offices | $126,975,000 | 3,805 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,524 |
| Trading liabilities | $0 | 91 |
| Other borrowed funds | $8,400,000 | 3,461 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $353,000 | 6,247 |
| Total equity capital | $14,116,000 | 4,340 |
| Total bank equity capital | $14,116,000 | 4,340 |
| Perpetual preferred stock | $0 | 110 |
| Common stock | $2,429,000 | 1,766 |
| Surplus | $8,721,000 | 2,926 |
| Undivided profits | $2,966,000 | 5,454 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $197,000 | 6,256 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,110 |
| Income earned, not collected on loans | $724,000 | 4,862 |
| Earning assets | $143,134,000 | 3,871 |
| Long-term assets (5+ years) | $61,813,000 | 1,916 |
| Average Assets, year-to-date | $140,051,250 | 4,089 |
| Average Assets, quarterly | $149,142,000 | 3,976 |
| Volatile liabilities | $38,964,000 | 3,194 |
| Insider loans | $2,566,000 | 2,717 |
| FHLB advances | $8,400,000 | 3,337 |
| Loans and leases held for sale | $0 | 1,623 |
| Unused loan commitments | $10,035,000 | 4,651 |
| Tier 1 (core) risk-based capital | $14,164,000 | 4,258 |
| Tier 2 risk-based capital | $1,243,000 | 3,636 |
| Total risk weighted assets | $110,562,000 | 3,908 |
| Total unused commitments | $10,035,000 | 4,653 |
| Derivatives | $0 | 1,077 |
| 2008-06-30 | Rank | |
| # of Employees: | 44 | 3,693 |
| Assets and Liabilities | ||
| Total Assets: | $148,440,000 | 4,012 |
| Cash and due from depository institutions | $4,177,000 | 3,693 |
| Interest-bearing balances | $446,000 | 3,675 |
| Securities | $13,531,000 | 5,319 |
| Federal funds sold & reverse repurchase agreements | $15,369,000 | 750 |
| Net loans & leases | $110,842,000 | 3,723 |
| Loan loss allowance | $1,280,000 | 3,723 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $2,760,000 | 3,882 |
| Other real estate owned | $312,000 | 3,693 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $1,449,000 | 5,947 |
| Life insurance assets | $0 | 4,015 |
| Total liabilities and capital | $148,440,000 | 4,012 |
| Total liabilities | $134,760,000 | 3,961 |
| Total deposits | $125,780,000 | 3,854 |
| Interest-bearing deposits | $103,051,000 | 3,973 |
| Deposits held in domestic offices | $125,780,000 | 3,851 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,577 |
| Trading liabilities | $0 | 94 |
| Other borrowed funds | $8,616,000 | 3,337 |
| Subordinated debt | $0 | 257 |
| All other liabilities | $364,000 | 6,143 |
| Total equity capital | $13,680,000 | 4,457 |
| Total bank equity capital | $13,680,000 | 4,457 |
| Perpetual preferred stock | $0 | 107 |
| Common stock | $2,429,000 | 1,770 |
| Surplus | $8,721,000 | 2,910 |
| Undivided profits | $2,530,000 | 5,730 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $501,000 | 4,993 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,082 |
| Income earned, not collected on loans | $752,000 | 4,640 |
| Earning assets | $140,188,000 | 3,920 |
| Long-term assets (5+ years) | $56,100,000 | 2,053 |
| Average Assets, year-to-date | $136,787,000 | 4,188 |
| Average Assets, quarterly | $139,724,500 | 4,165 |
| Volatile liabilities | $35,813,000 | 3,400 |
| Insider loans | $2,557,000 | 2,682 |
| FHLB advances | $8,616,000 | 3,213 |
| Loans and leases held for sale | $0 | 1,725 |
| Unused loan commitments | $9,034,000 | 4,951 |
| Tier 1 (core) risk-based capital | $13,780,000 | 4,350 |
| Tier 2 risk-based capital | $1,280,000 | 3,522 |
| Total risk weighted assets | $112,392,000 | 3,858 |
| Total unused commitments | $9,034,000 | 4,951 |
| Derivatives | $0 | 1,075 |
| 2008-03-31 | Rank | |
| # of Employees: | 43 | 3,761 |
| Assets and Liabilities | ||
| Total Assets: | $131,009,000 | 4,337 |
| Cash and due from depository institutions | $5,054,000 | 3,761 |
| Interest-bearing balances | $533,000 | 3,592 |
| Securities | $13,550,000 | 5,329 |
| Federal funds sold & reverse repurchase agreements | $4,020,000 | 3,667 |
| Net loans & leases | $103,775,000 | 3,863 |
| Loan loss allowance | $1,409,000 | 3,421 |
| Trading account assets | $0 | 252 |
| Bank premises and fixed assets | $2,764,000 | 3,870 |
| Other real estate owned | $345,000 | 3,761 |
| Goodwill and other intangibles | $0 | 3,304 |
| All other assets | $1,501,000 | 5,758 |
| Life insurance assets | $0 | 4,038 |
| Total liabilities and capital | $131,008,000 | 4,337 |
| Total liabilities | $117,324,000 | 4,315 |
| Total deposits | $108,407,000 | 4,284 |
| Interest-bearing deposits | $87,657,000 | 4,440 |
| Deposits held in domestic offices | $108,407,000 | 4,280 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,157 |
| Trading liabilities | $0 | 86 |
| Other borrowed funds | $8,632,000 | 3,117 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $285,000 | 6,800 |
| Total equity capital | $13,684,000 | 4,548 |
| Total bank equity capital | $13,684,000 | 4,548 |
| Perpetual preferred stock | $0 | 108 |
| Common stock | $2,429,000 | 1,766 |
| Surplus | $8,721,000 | 2,892 |
| Undivided profits | $2,534,000 | 5,915 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $302,000 | 5,489 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,070 |
| Income earned, not collected on loans | $793,000 | 4,480 |
| Earning assets | $121,878,000 | 4,303 |
| Long-term assets (5+ years) | $51,372,000 | 2,118 |
| Average Assets, year-to-date | $130,960,500 | 4,302 |
| Average Assets, quarterly | $130,960,500 | 4,302 |
| Volatile liabilities | $26,199,000 | 4,100 |
| Insider loans | $2,583,000 | 2,620 |
| FHLB advances | $8,632,000 | 3,014 |
| Loans and leases held for sale | $0 | 1,797 |
| Unused loan commitments | $10,603,000 | 4,680 |
| Tier 1 (core) risk-based capital | $13,518,000 | 4,425 |
| Tier 2 risk-based capital | $1,299,000 | 3,436 |
| Total risk weighted assets | $103,797,000 | 4,019 |
| Total unused commitments | $10,603,000 | 4,682 |
| Derivatives | $0 | 1,109 |
| 2007-12-31 | Rank | |
| # of Employees: | 45 | 3,644 |
| Assets and Liabilities | ||
| Total Assets: | $130,912,000 | 4,308 |
| Cash and due from depository institutions | $3,662,000 | 3,644 |
| Interest-bearing balances | $105,000 | 4,648 |
| Securities | $14,136,000 | 5,299 |
| Federal funds sold & reverse repurchase agreements | $8,172,000 | 1,677 |
| Net loans & leases | $100,375,000 | 3,930 |
| Loan loss allowance | $1,446,000 | 3,318 |
| Trading account assets | $0 | 237 |
| Bank premises and fixed assets | $2,816,000 | 3,819 |
| Other real estate owned | $357,000 | 3,644 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $1,394,000 | 5,990 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $130,912,000 | 4,308 |
| Total liabilities | $117,779,000 | 4,276 |
| Total deposits | $111,805,000 | 4,157 |
| Interest-bearing deposits | $87,616,000 | 4,377 |
| Deposits held in domestic offices | $111,805,000 | 4,156 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,440 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $5,649,000 | 3,449 |
| Subordinated debt | $0 | 248 |
| All other liabilities | $325,000 | 6,559 |
| Total equity capital | $13,133,000 | 4,613 |
| Total bank equity capital | $13,133,000 | 4,613 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $2,429,000 | 1,757 |
| Surplus | $8,721,000 | 2,861 |
| Undivided profits | $1,983,000 | 6,266 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $179,000 | 5,906 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,085 |
| Income earned, not collected on loans | $772,000 | 4,814 |
| Earning assets | $122,788,000 | 4,249 |
| Long-term assets (5+ years) | $45,019,000 | 2,175 |
| Average Assets, year-to-date | $134,281,600 | 4,121 |
| Average Assets, quarterly | $130,361,500 | 4,291 |
| Volatile liabilities | $30,648,000 | 3,747 |
| Insider loans | $2,565,000 | 2,605 |
| FHLB advances | $5,649,000 | 3,324 |
| Loans and leases held for sale | $0 | 1,738 |
| Unused loan commitments | $9,288,000 | 4,908 |
| Tier 1 (core) risk-based capital | $13,046,000 | 4,492 |
| Tier 2 risk-based capital | $1,288,000 | 3,424 |
| Total risk weighted assets | $102,870,000 | 3,999 |
| Total unused commitments | $9,288,000 | 4,910 |
| Derivatives | $0 | 1,052 |
| 2007-09-30 | Rank | |
| # of Employees: | 42 | 3,843 |
| Assets and Liabilities | ||
| Total Assets: | $129,811,000 | 4,294 |
| Cash and due from depository institutions | $2,375,000 | 3,843 |
| Interest-bearing balances | $98,000 | 4,731 |
| Securities | $14,501,000 | 5,275 |
| Federal funds sold & reverse repurchase agreements | $6,136,000 | 2,206 |
| Net loans & leases | $102,027,000 | 3,849 |
| Loan loss allowance | $1,402,000 | 3,335 |
| Trading account assets | $0 | 244 |
| Bank premises and fixed assets | $2,870,000 | 3,736 |
| Other real estate owned | $365,000 | 3,843 |
| Goodwill and other intangibles | $0 | 3,301 |
| All other assets | $1,537,000 | 5,856 |
| Life insurance assets | $0 | 4,026 |
| Total liabilities and capital | $129,811,000 | 4,294 |
| Total liabilities | $117,304,000 | 4,240 |
| Total deposits | $116,227,000 | 4,020 |
| Interest-bearing deposits | $93,084,000 | 4,200 |
| Deposits held in domestic offices | $116,227,000 | 4,018 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,436 |
| Trading liabilities | $0 | 78 |
| Other borrowed funds | $729,000 | 5,014 |
| Subordinated debt | $0 | 244 |
| All other liabilities | $348,000 | 6,591 |
| Total equity capital | $12,507,000 | 4,731 |
| Total bank equity capital | $12,507,000 | 4,731 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $2,429,000 | 1,737 |
| Surplus | $8,721,000 | 2,799 |
| Undivided profits | $1,357,000 | 6,722 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $7,000 | 7,228 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,109 |
| Income earned, not collected on loans | $949,000 | 4,411 |
| Earning assets | $122,762,000 | 4,215 |
| Long-term assets (5+ years) | $43,628,000 | 2,137 |
| Average Assets, year-to-date | $135,124,000 | 4,107 |
| Average Assets, quarterly | $136,876,500 | 4,120 |
| Volatile liabilities | $24,586,000 | 4,216 |
| Insider loans | $2,539,000 | 2,585 |
| FHLB advances | $729,000 | 4,772 |
| Loans and leases held for sale | $0 | 1,751 |
| Unused loan commitments | $8,620,000 | 5,046 |
| Tier 1 (core) risk-based capital | $12,559,000 | 4,620 |
| Tier 2 risk-based capital | $1,303,000 | 3,361 |
| Total risk weighted assets | $104,140,000 | 3,963 |
| Total unused commitments | $8,620,000 | 5,047 |
| Derivatives | $0 | 1,033 |
| 2007-06-30 | Rank | |
| # of Employees: | 47 | 3,548 |
| Assets and Liabilities | ||
| Total Assets: | $143,942,000 | 4,001 |
| Cash and due from depository institutions | $3,366,000 | 3,548 |
| Interest-bearing balances | $1,090,000 | 2,368 |
| Securities | $13,448,000 | 5,474 |
| Federal funds sold & reverse repurchase agreements | $19,762,000 | 782 |
| Net loans & leases | $102,003,000 | 3,822 |
| Loan loss allowance | $1,306,000 | 3,496 |
| Trading account assets | $0 | 245 |
| Bank premises and fixed assets | $2,921,000 | 3,669 |
| Other real estate owned | $959,000 | 3,548 |
| Goodwill and other intangibles | $0 | 3,329 |
| All other assets | $1,483,000 | 5,885 |
| Life insurance assets | $0 | 4,058 |
| Total liabilities and capital | $143,942,000 | 4,001 |
| Total liabilities | $132,076,000 | 3,908 |
| Total deposits | $130,969,000 | 3,711 |
| Interest-bearing deposits | $96,628,000 | 4,092 |
| Deposits held in domestic offices | $130,969,000 | 3,709 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,401 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $746,000 | 4,949 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $361,000 | 6,344 |
| Total equity capital | $11,866,000 | 4,827 |
| Total bank equity capital | $11,866,000 | 4,827 |
| Perpetual preferred stock | $0 | 111 |
| Common stock | $2,429,000 | 1,732 |
| Surplus | $8,721,000 | 2,794 |
| Undivided profits | $716,000 | 7,136 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $120,000 | 6,044 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,127 |
| Income earned, not collected on loans | $815,000 | 4,659 |
| Earning assets | $136,303,000 | 3,919 |
| Long-term assets (5+ years) | $44,799,000 | 2,051 |
| Average Assets, year-to-date | $136,895,000 | 4,101 |
| Average Assets, quarterly | $135,525,500 | 4,165 |
| Volatile liabilities | $24,990,000 | 4,155 |
| Insider loans | $3,931,000 | 1,847 |
| FHLB advances | $746,000 | 4,726 |
| Loans and leases held for sale | $0 | 1,802 |
| Unused loan commitments | $12,152,000 | 4,424 |
| Tier 1 (core) risk-based capital | $12,108,000 | 4,725 |
| Tier 2 risk-based capital | $1,306,000 | 3,360 |
| Total risk weighted assets | $108,527,000 | 3,823 |
| Total unused commitments | $12,152,000 | 4,425 |
| Derivatives | $0 | 1,067 |
| 2007-03-31 | Rank | |
| # of Employees: | 45 | 3,648 |
| Assets and Liabilities | ||
| Total Assets: | $127,109,000 | 4,363 |
| Cash and due from depository institutions | $2,875,000 | 3,648 |
| Interest-bearing balances | $124,000 | 4,472 |
| Securities | $11,656,000 | 5,796 |
| Federal funds sold & reverse repurchase agreements | $6,905,000 | 2,682 |
| Net loans & leases | $99,583,000 | 3,859 |
| Loan loss allowance | $1,665,000 | 2,893 |
| Trading account assets | $0 | 267 |
| Bank premises and fixed assets | $2,954,000 | 3,603 |
| Other real estate owned | $952,000 | 3,648 |
| Goodwill and other intangibles | $0 | 3,322 |
| All other assets | $2,184,000 | 4,922 |
| Life insurance assets | $0 | 4,074 |
| Total liabilities and capital | $127,109,000 | 4,363 |
| Total liabilities | $115,045,000 | 4,304 |
| Total deposits | $112,852,000 | 4,117 |
| Interest-bearing deposits | $90,810,000 | 4,260 |
| Deposits held in domestic offices | $112,852,000 | 4,116 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,056 |
| Trading liabilities | $0 | 89 |
| Other borrowed funds | $1,763,000 | 4,448 |
| Subordinated debt | $0 | 262 |
| All other liabilities | $430,000 | 5,923 |
| Total equity capital | $12,064,000 | 4,796 |
| Total bank equity capital | $12,064,000 | 4,796 |
| Perpetual preferred stock | $0 | 113 |
| Common stock | $2,429,000 | 1,720 |
| Surplus | $8,721,000 | 2,756 |
| Undivided profits | $914,000 | 7,084 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $541,000 | 3,863 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,132 |
| Income earned, not collected on loans | $826,000 | 4,452 |
| Earning assets | $118,268,000 | 4,319 |
| Long-term assets (5+ years) | $43,765,000 | 2,043 |
| Average Assets, year-to-date | $133,371,500 | 4,197 |
| Average Assets, quarterly | $133,371,500 | 4,197 |
| Volatile liabilities | $25,704,000 | 3,999 |
| Insider loans | $4,012,000 | 1,767 |
| FHLB advances | $1,763,000 | 4,283 |
| Loans and leases held for sale | $0 | 1,800 |
| Unused loan commitments | $13,822,000 | 4,164 |
| Tier 1 (core) risk-based capital | $12,142,000 | 4,696 |
| Tier 2 risk-based capital | $1,291,000 | 3,352 |
| Total risk weighted assets | $102,944,000 | 3,934 |
| Total unused commitments | $13,822,000 | 4,164 |
| Derivatives | $0 | 1,065 |
| 2006-12-31 | Rank | |
| # of Employees: | 47 | 3,545 |
| Assets and Liabilities | ||
| Total Assets: | $139,634,000 | 4,060 |
| Cash and due from depository institutions | $2,256,000 | 3,545 |
| Interest-bearing balances | $214,000 | 3,949 |
| Securities | $11,797,000 | 5,820 |
| Federal funds sold & reverse repurchase agreements | $18,344,000 | 891 |
| Net loans & leases | $101,671,000 | 3,784 |
| Loan loss allowance | $1,805,000 | 2,700 |
| Trading account assets | $0 | 156 |
| Bank premises and fixed assets | $3,006,000 | 3,528 |
| Other real estate owned | $521,000 | 3,545 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $2,039,000 | 5,130 |
| Life insurance assets | $0 | 4,082 |
| Total liabilities and capital | $139,634,000 | 4,060 |
| Total liabilities | $127,850,000 | 3,984 |
| Total deposits | $118,980,000 | 3,925 |
| Interest-bearing deposits | $91,072,000 | 4,208 |
| Deposits held in domestic offices | $118,980,000 | 3,923 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,314 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $8,305,000 | 2,768 |
| Subordinated debt | $0 | 264 |
| All other liabilities | $565,000 | 5,213 |
| Total equity capital | $11,784,000 | 4,823 |
| Total bank equity capital | $11,784,000 | 4,823 |
| Perpetual preferred stock | $0 | 112 |
| Common stock | $2,429,000 | 1,711 |
| Surplus | $8,721,000 | 2,708 |
| Undivided profits | $634,000 | 7,352 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,699,000 | 1,755 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,087 |
| Income earned, not collected on loans | $825,000 | 4,606 |
| Earning assets | $132,026,000 | 3,979 |
| Long-term assets (5+ years) | $43,411,000 | 2,045 |
| Average Assets, year-to-date | $129,034,000 | 4,157 |
| Average Assets, quarterly | $131,420,500 | 4,199 |
| Volatile liabilities | $28,796,000 | 3,819 |
| Insider loans | $4,402,000 | 1,615 |
| FHLB advances | $8,305,000 | 2,664 |
| Loans and leases held for sale | $0 | 1,760 |
| Unused loan commitments | $14,202,000 | 4,025 |
| Tier 1 (core) risk-based capital | $11,878,000 | 4,728 |
| Tier 2 risk-based capital | $1,333,000 | 3,280 |
| Total risk weighted assets | $106,200,000 | 3,815 |
| Total unused commitments | $14,202,000 | 4,025 |
| Derivatives | $0 | 1,023 |
| 2006-09-30 | Rank | |
| # of Employees: | 45 | 3,652 |
| Assets and Liabilities | ||
| Total Assets: | $123,207,000 | 4,385 |
| Cash and due from depository institutions | $2,157,000 | 3,652 |
| Interest-bearing balances | $140,000 | 4,387 |
| Securities | $10,596,000 | 6,081 |
| Federal funds sold & reverse repurchase agreements | $4,289,000 | 2,688 |
| Net loans & leases | $100,416,000 | 3,813 |
| Loan loss allowance | $1,862,000 | 2,631 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,073,000 | 3,450 |
| Other real estate owned | $601,000 | 3,652 |
| Goodwill and other intangibles | $0 | 3,332 |
| All other assets | $2,075,000 | 5,139 |
| Life insurance assets | $0 | 4,052 |
| Total liabilities and capital | $123,207,000 | 4,385 |
| Total liabilities | $111,101,000 | 4,348 |
| Total deposits | $102,366,000 | 4,306 |
| Interest-bearing deposits | $82,748,000 | 4,420 |
| Deposits held in domestic offices | $102,366,000 | 4,302 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,596 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $8,321,000 | 2,913 |
| Subordinated debt | $0 | 269 |
| All other liabilities | $414,000 | 6,031 |
| Total equity capital | $12,106,000 | 4,706 |
| Total bank equity capital | $12,106,000 | 4,706 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,429,000 | 1,707 |
| Surplus | $8,730,000 | 2,677 |
| Undivided profits | $947,000 | 7,186 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,042,000 | 2,484 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,131 |
| Income earned, not collected on loans | $885,000 | 4,375 |
| Earning assets | $115,441,000 | 4,334 |
| Long-term assets (5+ years) | $44,037,000 | 1,997 |
| Average Assets, year-to-date | $126,384,000 | 4,231 |
| Average Assets, quarterly | $124,576,000 | 4,328 |
| Volatile liabilities | $25,229,000 | 4,137 |
| Insider loans | $4,021,000 | 1,740 |
| FHLB advances | $8,321,000 | 2,783 |
| Loans and leases held for sale | $0 | 1,773 |
| Unused loan commitments | $13,962,000 | 4,053 |
| Tier 1 (core) risk-based capital | $12,204,000 | 4,626 |
| Tier 2 risk-based capital | $1,274,000 | 3,379 |
| Total risk weighted assets | $100,573,000 | 3,945 |
| Total unused commitments | $13,962,000 | 4,053 |
| Derivatives | $0 | 1,023 |
| 2006-06-30 | Rank | |
| # of Employees: | 48 | 3,488 |
| Assets and Liabilities | ||
| Total Assets: | $125,945,000 | 4,296 |
| Cash and due from depository institutions | $2,208,000 | 3,488 |
| Interest-bearing balances | $63,000 | 5,332 |
| Securities | $9,629,000 | 6,306 |
| Federal funds sold & reverse repurchase agreements | $9,190,000 | 1,382 |
| Net loans & leases | $99,547,000 | 3,813 |
| Loan loss allowance | $1,942,000 | 2,515 |
| Trading account assets | $0 | 157 |
| Bank premises and fixed assets | $3,134,000 | 3,366 |
| Other real estate owned | $169,000 | 3,488 |
| Goodwill and other intangibles | $0 | 3,333 |
| All other assets | $2,068,000 | 5,060 |
| Life insurance assets | $0 | 4,035 |
| Total liabilities and capital | $125,945,000 | 4,296 |
| Total liabilities | $114,377,000 | 4,251 |
| Total deposits | $105,737,000 | 4,211 |
| Interest-bearing deposits | $82,027,000 | 4,430 |
| Deposits held in domestic offices | $105,737,000 | 4,207 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,710 |
| Trading liabilities | $0 | 73 |
| Other borrowed funds | $8,337,000 | 2,948 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $303,000 | 6,445 |
| Total equity capital | $11,568,000 | 4,736 |
| Total bank equity capital | $11,568,000 | 4,736 |
| Perpetual preferred stock | $0 | 119 |
| Common stock | $2,429,000 | 1,701 |
| Surplus | $8,723,000 | 2,620 |
| Undivided profits | $416,000 | 7,510 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,725,000 | 1,557 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,150 |
| Income earned, not collected on loans | $740,000 | 4,593 |
| Earning assets | $118,429,000 | 4,220 |
| Long-term assets (5+ years) | $43,969,000 | 1,999 |
| Average Assets, year-to-date | $127,443,000 | 4,215 |
| Average Assets, quarterly | $126,725,500 | 4,250 |
| Volatile liabilities | $24,374,000 | 4,144 |
| Insider loans | $4,040,000 | 1,691 |
| FHLB advances | $8,337,000 | 2,812 |
| Loans and leases held for sale | $0 | 1,763 |
| Unused loan commitments | $12,298,000 | 4,343 |
| Tier 1 (core) risk-based capital | $11,804,000 | 4,658 |
| Tier 2 risk-based capital | $1,250,000 | 3,409 |
| Total risk weighted assets | $98,526,000 | 3,960 |
| Total unused commitments | $12,298,000 | 4,343 |
| Derivatives | $0 | 1,000 |
| 2006-03-31 | Rank | |
| # of Employees: | 47 | 3,538 |
| Assets and Liabilities | ||
| Total Assets: | $127,506,000 | 4,243 |
| Cash and due from depository institutions | $5,511,000 | 3,538 |
| Interest-bearing balances | $2,197,000 | 1,833 |
| Securities | $9,147,000 | 6,490 |
| Federal funds sold & reverse repurchase agreements | $7,178,000 | 2,023 |
| Net loans & leases | $100,152,000 | 3,721 |
| Loan loss allowance | $1,783,000 | 2,680 |
| Trading account assets | $0 | 154 |
| Bank premises and fixed assets | $3,172,000 | 3,310 |
| Other real estate owned | $182,000 | 3,538 |
| Goodwill and other intangibles | $0 | 3,321 |
| All other assets | $2,164,000 | 4,876 |
| Life insurance assets | $0 | 4,002 |
| Total liabilities and capital | $127,506,000 | 4,243 |
| Total liabilities | $116,120,000 | 4,179 |
| Total deposits | $108,411,000 | 4,126 |
| Interest-bearing deposits | $87,081,000 | 4,260 |
| Deposits held in domestic offices | $108,411,000 | 4,122 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,368 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $7,409,000 | 3,010 |
| Subordinated debt | $0 | 259 |
| All other liabilities | $300,000 | 6,379 |
| Total equity capital | $11,386,000 | 4,749 |
| Total bank equity capital | $11,386,000 | 4,749 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,429,000 | 1,689 |
| Surplus | $8,708,000 | 2,560 |
| Undivided profits | $249,000 | 7,732 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,364,000 | 1,844 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,164 |
| Income earned, not collected on loans | $787,000 | 4,183 |
| Earning assets | $118,674,000 | 4,199 |
| Long-term assets (5+ years) | $44,549,000 | 1,936 |
| Average Assets, year-to-date | $128,192,000 | 4,197 |
| Average Assets, quarterly | $128,192,000 | 4,197 |
| Volatile liabilities | $22,412,000 | 4,227 |
| Insider loans | $5,434,000 | 1,267 |
| FHLB advances | $7,409,000 | 2,902 |
| Loans and leases held for sale | $0 | 1,721 |
| Unused loan commitments | $11,761,000 | 4,450 |
| Tier 1 (core) risk-based capital | $11,532,000 | 4,661 |
| Tier 2 risk-based capital | $1,276,000 | 3,298 |
| Total risk weighted assets | $100,840,000 | 3,836 |
| Total unused commitments | $11,761,000 | 4,450 |
| Derivatives | $0 | 990 |
| 2005-12-31 | Rank | |
| # of Employees: | 48 | 3,471 |
| Assets and Liabilities | ||
| Total Assets: | $128,878,000 | 4,205 |
| Cash and due from depository institutions | $7,976,000 | 3,471 |
| Interest-bearing balances | $5,759,000 | 974 |
| Securities | $9,534,000 | 6,446 |
| Federal funds sold & reverse repurchase agreements | $7,037,000 | 1,877 |
| Net loans & leases | $99,032,000 | 3,723 |
| Loan loss allowance | $1,620,000 | 2,839 |
| Trading account assets | $0 | 155 |
| Bank premises and fixed assets | $3,162,000 | 3,283 |
| Other real estate owned | $134,000 | 3,471 |
| Goodwill and other intangibles | $0 | 3,315 |
| All other assets | $2,003,000 | 5,055 |
| Life insurance assets | $0 | 351 |
| Total liabilities and capital | $128,878,000 | 4,205 |
| Total liabilities | $117,621,000 | 4,139 |
| Total deposits | $113,667,000 | 3,975 |
| Interest-bearing deposits | $92,201,000 | 4,045 |
| Deposits held in domestic offices | $113,667,000 | 3,972 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,512 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $3,479,000 | 4,120 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $475,000 | 5,229 |
| Total equity capital | $11,257,000 | 4,765 |
| Total bank equity capital | $11,257,000 | 4,765 |
| Perpetual preferred stock | $0 | 122 |
| Common stock | $2,429,000 | 1,678 |
| Surplus | $8,708,000 | 2,531 |
| Undivided profits | $120,000 | 7,916 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,360,000 | 1,810 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,175 |
| Income earned, not collected on loans | $826,000 | 4,071 |
| Earning assets | $121,362,000 | 4,117 |
| Long-term assets (5+ years) | $46,183,000 | 1,859 |
| Average Assets, year-to-date | $128,827,000 | 4,040 |
| Average Assets, quarterly | $128,718,500 | 4,162 |
| Volatile liabilities | $24,526,000 | 3,936 |
| Insider loans | $5,914,000 | 1,136 |
| FHLB advances | $3,479,000 | 3,971 |
| Loans and leases held for sale | $0 | 1,743 |
| Unused loan commitments | $13,453,000 | 4,099 |
| Tier 1 (core) risk-based capital | $11,424,000 | 4,661 |
| Tier 2 risk-based capital | $1,389,000 | 3,056 |
| Total risk weighted assets | $110,110,000 | 3,574 |
| Total unused commitments | $13,453,000 | 4,099 |
| Derivatives | $0 | 930 |
| 2005-09-30 | Rank | |
| # of Employees: | 48 | 3,457 |
| Assets and Liabilities | ||
| Total Assets: | $128,559,000 | 4,146 |
| Cash and due from depository institutions | $5,624,000 | 3,457 |
| Interest-bearing balances | $4,884,000 | 1,118 |
| Securities | $8,825,000 | 6,587 |
| Federal funds sold & reverse repurchase agreements | $11,466,000 | 1,150 |
| Net loans & leases | $97,348,000 | 3,750 |
| Loan loss allowance | $1,797,000 | 2,595 |
| Trading account assets | $0 | 146 |
| Bank premises and fixed assets | $3,219,000 | 3,206 |
| Other real estate owned | $144,000 | 3,457 |
| Goodwill and other intangibles | $0 | 3,310 |
| All other assets | $1,933,000 | 5,112 |
| Life insurance assets | $0 | 341 |
| Total liabilities and capital | $128,559,000 | 4,146 |
| Total liabilities | $117,361,000 | 4,080 |
| Total deposits | $113,343,000 | 3,903 |
| Interest-bearing deposits | $91,855,000 | 3,995 |
| Deposits held in domestic offices | $113,343,000 | 3,898 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,623 |
| Trading liabilities | $0 | 63 |
| Other borrowed funds | $3,622,000 | 4,145 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $396,000 | 5,746 |
| Total equity capital | $11,198,000 | 4,750 |
| Total bank equity capital | $11,198,000 | 4,750 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,429,000 | 1,650 |
| Surplus | $8,708,000 | 2,471 |
| Undivided profits | $61,000 | 8,049 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,755,000 | 1,478 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,225 |
| Income earned, not collected on loans | $762,000 | 4,310 |
| Earning assets | $122,523,000 | 4,022 |
| Long-term assets (5+ years) | $46,378,000 | 1,869 |
| Average Assets, year-to-date | $128,814,250 | 4,034 |
| Average Assets, quarterly | $127,872,000 | 4,128 |
| Volatile liabilities | $25,574,000 | 3,776 |
| Insider loans | $6,013,000 | 1,077 |
| FHLB advances | $3,622,000 | 3,983 |
| Loans and leases held for sale | $0 | 1,843 |
| Unused loan commitments | $11,216,000 | 4,413 |
| Tier 1 (core) risk-based capital | $11,266,000 | 4,648 |
| Tier 2 risk-based capital | $1,337,000 | 3,117 |
| Total risk weighted assets | $105,766,000 | 3,631 |
| Total unused commitments | $11,216,000 | 4,415 |
| Derivatives | $0 | 909 |
| 2005-06-30 | Rank | |
| # of Employees: | 50 | 3,351 |
| Assets and Liabilities | ||
| Total Assets: | $127,185,000 | 4,133 |
| Cash and due from depository institutions | $2,381,000 | 3,351 |
| Interest-bearing balances | $47,000 | 5,722 |
| Securities | $9,078,000 | 6,564 |
| Federal funds sold & reverse repurchase agreements | $10,534,000 | 1,106 |
| Net loans & leases | $99,898,000 | 3,593 |
| Loan loss allowance | $1,889,000 | 2,458 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,243,000 | 3,143 |
| Other real estate owned | $120,000 | 3,351 |
| Goodwill and other intangibles | $0 | 3,307 |
| All other assets | $1,931,000 | 4,974 |
| Life insurance assets | $0 | 339 |
| Total liabilities and capital | $127,185,000 | 4,133 |
| Total liabilities | $116,249,000 | 4,067 |
| Total deposits | $112,136,000 | 3,890 |
| Interest-bearing deposits | $93,910,000 | 3,886 |
| Deposits held in domestic offices | $112,136,000 | 3,887 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,721 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $3,776,000 | 4,046 |
| Subordinated debt | $0 | 251 |
| All other liabilities | $337,000 | 5,881 |
| Total equity capital | $10,936,000 | 4,781 |
| Total bank equity capital | $10,936,000 | 4,781 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,429,000 | 1,632 |
| Surplus | $8,708,000 | 2,425 |
| Undivided profits | $-201,000 | 8,242 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,434,000 | 1,726 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,247 |
| Income earned, not collected on loans | $745,000 | 4,056 |
| Earning assets | $119,557,000 | 4,050 |
| Long-term assets (5+ years) | $47,281,000 | 1,861 |
| Average Assets, year-to-date | $128,899,330 | 4,023 |
| Average Assets, quarterly | $127,079,000 | 4,094 |
| Volatile liabilities | $24,554,000 | 3,770 |
| Insider loans | $5,112,000 | 1,235 |
| FHLB advances | $3,776,000 | 3,906 |
| Loans and leases held for sale | $0 | 1,818 |
| Unused loan commitments | $11,056,000 | 4,430 |
| Tier 1 (core) risk-based capital | $10,961,000 | 4,654 |
| Tier 2 risk-based capital | $1,290,000 | 3,157 |
| Total risk weighted assets | $101,807,000 | 3,665 |
| Total unused commitments | $11,056,000 | 4,430 |
| Derivatives | $0 | 866 |
| 2005-03-31 | Rank | |
| # of Employees: | 49 | 3,375 |
| Assets and Liabilities | ||
| Total Assets: | $126,973,000 | 4,122 |
| Cash and due from depository institutions | $2,948,000 | 3,375 |
| Interest-bearing balances | $109,000 | 4,930 |
| Securities | $9,225,000 | 6,593 |
| Federal funds sold & reverse repurchase agreements | $9,411,000 | 1,320 |
| Net loans & leases | $99,910,000 | 3,542 |
| Loan loss allowance | $1,828,000 | 2,503 |
| Trading account assets | $0 | 148 |
| Bank premises and fixed assets | $3,296,000 | 3,076 |
| Other real estate owned | $120,000 | 3,375 |
| Goodwill and other intangibles | $0 | 3,297 |
| All other assets | $2,063,000 | 4,818 |
| Life insurance assets | $0 | 333 |
| Total liabilities and capital | $126,973,000 | 4,122 |
| Total liabilities | $116,343,000 | 4,046 |
| Total deposits | $110,606,000 | 3,928 |
| Interest-bearing deposits | $94,062,000 | 3,911 |
| Deposits held in domestic offices | $110,606,000 | 3,925 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,328 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $5,313,000 | 3,435 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $424,000 | 5,167 |
| Total equity capital | $10,630,000 | 4,792 |
| Total bank equity capital | $10,630,000 | 4,792 |
| Perpetual preferred stock | $0 | 120 |
| Common stock | $2,429,000 | 1,633 |
| Surplus | $8,708,000 | 2,373 |
| Undivided profits | $-507,000 | 8,377 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $381,000 | 4,258 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,234 |
| Income earned, not collected on loans | $755,000 | 3,898 |
| Earning assets | $118,655,000 | 4,072 |
| Long-term assets (5+ years) | $15,044,000 | 3,974 |
| Average Assets, year-to-date | $129,756,500 | 4,025 |
| Average Assets, quarterly | $129,756,500 | 4,025 |
| Volatile liabilities | $22,690,000 | 3,867 |
| Insider loans | $5,646,000 | 1,083 |
| FHLB advances | $5,313,000 | 3,296 |
| Loans and leases held for sale | $0 | 1,762 |
| Unused loan commitments | $10,617,000 | 4,471 |
| Tier 1 (core) risk-based capital | $10,763,000 | 4,662 |
| Tier 2 risk-based capital | $1,283,000 | 3,155 |
| Total risk weighted assets | $102,064,000 | 3,633 |
| Total unused commitments | $10,617,000 | 4,473 |
| Derivatives | $0 | 790 |
| 2004-12-31 | Rank | |
| # of Employees: | 45 | 3,635 |
| Assets and Liabilities | ||
| Total Assets: | $132,540,000 | 3,973 |
| Cash and due from depository institutions | $2,147,000 | 3,635 |
| Interest-bearing balances | $144,000 | 4,685 |
| Securities | $9,679,000 | 6,536 |
| Federal funds sold & reverse repurchase agreements | $13,929,000 | 856 |
| Net loans & leases | $101,427,000 | 3,483 |
| Loan loss allowance | $1,748,000 | 2,585 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,329,000 | 3,022 |
| Other real estate owned | $134,000 | 3,635 |
| Goodwill and other intangibles | $0 | 3,293 |
| All other assets | $1,895,000 | 4,988 |
| Life insurance assets | $0 | 334 |
| Total liabilities and capital | $132,540,000 | 3,973 |
| Total liabilities | $122,079,000 | 3,879 |
| Total deposits | $116,133,000 | 3,756 |
| Interest-bearing deposits | $99,829,000 | 3,708 |
| Deposits held in domestic offices | $116,133,000 | 3,752 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,470 |
| Trading liabilities | $0 | 66 |
| Other borrowed funds | $5,405,000 | 3,459 |
| Subordinated debt | $0 | 272 |
| All other liabilities | $541,000 | 4,530 |
| Total equity capital | $10,461,000 | 4,849 |
| Total bank equity capital | $10,461,000 | 4,849 |
| Perpetual preferred stock | $0 | 118 |
| Common stock | $2,429,000 | 1,616 |
| Surplus | $8,708,000 | 2,327 |
| Undivided profits | $-676,000 | 8,509 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $265,000 | 4,956 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,187 |
| Income earned, not collected on loans | $772,000 | 3,810 |
| Earning assets | $125,179,000 | 3,876 |
| Long-term assets (5+ years) | $14,069,000 | 4,191 |
| Average Assets, year-to-date | $123,015,600 | 4,080 |
| Average Assets, quarterly | $128,611,000 | 4,037 |
| Volatile liabilities | $23,163,000 | 3,750 |
| Insider loans | $5,689,000 | 1,064 |
| FHLB advances | $5,405,000 | 3,301 |
| Loans and leases held for sale | $0 | 1,753 |
| Unused loan commitments | $6,403,000 | 5,379 |
| Tier 1 (core) risk-based capital | $10,493,000 | 4,710 |
| Tier 2 risk-based capital | $1,374,000 | 2,981 |
| Total risk weighted assets | $109,541,000 | 3,425 |
| Total unused commitments | $6,403,000 | 5,382 |
| Derivatives | $0 | 774 |
| 2004-09-30 | Rank | |
| # of Employees: | 42 | 3,854 |
| Assets and Liabilities | ||
| Total Assets: | $124,682,000 | 4,133 |
| Cash and due from depository institutions | $2,813,000 | 3,854 |
| Interest-bearing balances | $102,000 | 5,101 |
| Securities | $7,245,000 | 7,120 |
| Federal funds sold & reverse repurchase agreements | $7,659,000 | 1,469 |
| Net loans & leases | $101,839,000 | 3,432 |
| Loan loss allowance | $1,438,000 | 3,046 |
| Trading account assets | $0 | 149 |
| Bank premises and fixed assets | $3,345,000 | 2,983 |
| Other real estate owned | $158,000 | 3,854 |
| Goodwill and other intangibles | $0 | 3,268 |
| All other assets | $1,623,000 | 5,358 |
| Life insurance assets | $0 | 330 |
| Total liabilities and capital | $124,682,000 | 4,133 |
| Total liabilities | $114,258,000 | 4,060 |
| Total deposits | $103,413,000 | 4,061 |
| Interest-bearing deposits | $89,868,000 | 3,979 |
| Deposits held in domestic offices | $103,413,000 | 4,058 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,678 |
| Trading liabilities | $0 | 68 |
| Other borrowed funds | $10,513,000 | 2,488 |
| Subordinated debt | $0 | 276 |
| All other liabilities | $332,000 | 5,952 |
| Total equity capital | $10,424,000 | 4,861 |
| Total bank equity capital | $10,424,000 | 4,861 |
| Perpetual preferred stock | $0 | 124 |
| Common stock | $2,429,000 | 1,607 |
| Surplus | $8,708,000 | 2,292 |
| Undivided profits | $-713,000 | 8,572 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,160,000 | 2,283 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,251 |
| Income earned, not collected on loans | $763,000 | 4,019 |
| Earning assets | $116,845,000 | 4,064 |
| Long-term assets (5+ years) | $13,327,000 | 4,370 |
| Average Assets, year-to-date | $120,634,500 | 4,137 |
| Average Assets, quarterly | $123,041,500 | 4,135 |
| Volatile liabilities | $23,880,000 | 3,642 |
| Insider loans | $5,572,000 | 1,046 |
| FHLB advances | $10,512,000 | 2,361 |
| Loans and leases held for sale | $0 | 1,808 |
| Unused loan commitments | $10,083,000 | 4,389 |
| Tier 1 (core) risk-based capital | $10,434,000 | 4,694 |
| Tier 2 risk-based capital | $1,244,000 | 3,181 |
| Total risk weighted assets | $99,364,000 | 3,638 |
| Total unused commitments | $10,083,000 | 4,390 |
| Derivatives | $0 | 770 |
| 2004-06-30 | Rank | |
| # of Employees: | 50 | 3,362 |
| Assets and Liabilities | ||
| Total Assets: | $121,401,000 | 4,183 |
| Cash and due from depository institutions | $3,720,000 | 3,362 |
| Interest-bearing balances | $2,097,000 | 2,052 |
| Securities | $7,039,000 | 7,258 |
| Federal funds sold & reverse repurchase agreements | $6,904,000 | 1,539 |
| Net loans & leases | $98,615,000 | 3,471 |
| Loan loss allowance | $1,503,000 | 2,938 |
| Trading account assets | $0 | 153 |
| Bank premises and fixed assets | $3,366,000 | 2,928 |
| Other real estate owned | $159,000 | 3,362 |
| Goodwill and other intangibles | $0 | 3,275 |
| All other assets | $1,598,000 | 5,368 |
| Life insurance assets | $0 | 323 |
| Total liabilities and capital | $121,401,000 | 4,183 |
| Total liabilities | $111,166,000 | 4,124 |
| Total deposits | $104,241,000 | 4,042 |
| Interest-bearing deposits | $91,634,000 | 3,910 |
| Deposits held in domestic offices | $104,241,000 | 4,039 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,750 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $6,622,000 | 3,147 |
| Subordinated debt | $0 | 288 |
| All other liabilities | $303,000 | 5,826 |
| Total equity capital | $10,235,000 | 4,791 |
| Total bank equity capital | $10,235,000 | 4,791 |
| Perpetual preferred stock | $0 | 126 |
| Common stock | $2,427,000 | 1,608 |
| Surplus | $8,699,000 | 2,266 |
| Undivided profits | $-891,000 | 8,642 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $834,000 | 2,967 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,328 |
| Income earned, not collected on loans | $664,000 | 4,227 |
| Earning assets | $114,655,000 | 4,106 |
| Long-term assets (5+ years) | $13,910,000 | 4,395 |
| Average Assets, year-to-date | $119,285,330 | 4,198 |
| Average Assets, quarterly | $121,468,500 | 4,167 |
| Volatile liabilities | $18,711,000 | 4,156 |
| Insider loans | $5,735,000 | 987 |
| FHLB advances | $6,617,000 | 3,010 |
| Loans and leases held for sale | $0 | 1,820 |
| Unused loan commitments | $10,284,000 | 4,381 |
| Tier 1 (core) risk-based capital | $10,389,000 | 4,653 |
| Tier 2 risk-based capital | $1,280,000 | 3,085 |
| Total risk weighted assets | $102,161,000 | 3,542 |
| Total unused commitments | $10,284,000 | 4,382 |
| Derivatives | $0 | 740 |
| 2004-03-31 | Rank | |
| # of Employees: | 48 | 3,470 |
| Assets and Liabilities | ||
| Total Assets: | $121,536,000 | 4,178 |
| Cash and due from depository institutions | $2,466,000 | 3,470 |
| Interest-bearing balances | $102,000 | 5,236 |
| Securities | $5,665,000 | 7,590 |
| Federal funds sold & reverse repurchase agreements | $12,923,000 | 1,130 |
| Net loans & leases | $95,210,000 | 3,500 |
| Loan loss allowance | $1,251,000 | 3,335 |
| Trading account assets | $0 | 144 |
| Bank premises and fixed assets | $3,304,000 | 2,924 |
| Other real estate owned | $382,000 | 3,470 |
| Goodwill and other intangibles | $0 | 3,256 |
| All other assets | $1,586,000 | 5,224 |
| Life insurance assets | $0 | 322 |
| Total liabilities and capital | $121,536,000 | 4,178 |
| Total liabilities | $111,821,000 | 4,104 |
| Total deposits | $106,366,000 | 3,953 |
| Interest-bearing deposits | $95,456,000 | 3,804 |
| Deposits held in domestic offices | $106,366,000 | 3,949 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,174 |
| Trading liabilities | $0 | 70 |
| Other borrowed funds | $5,231,000 | 3,308 |
| Subordinated debt | $0 | 287 |
| All other liabilities | $224,000 | 6,826 |
| Total equity capital | $9,715,000 | 5,053 |
| Total bank equity capital | $9,715,000 | 5,053 |
| Perpetual preferred stock | $0 | 129 |
| Common stock | $2,349,000 | 1,643 |
| Surplus | $8,307,000 | 2,306 |
| Undivided profits | $-941,000 | 8,758 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $509,000 | 4,060 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,356 |
| Income earned, not collected on loans | $676,000 | 4,081 |
| Earning assets | $113,900,000 | 4,116 |
| Long-term assets (5+ years) | $12,488,000 | 4,556 |
| Average Assets, year-to-date | $118,227,500 | 4,246 |
| Average Assets, quarterly | $118,227,500 | 4,246 |
| Volatile liabilities | $16,490,000 | 4,439 |
| Insider loans | $5,702,000 | 980 |
| FHLB advances | $5,223,000 | 3,163 |
| Loans and leases held for sale | $0 | 1,884 |
| Unused loan commitments | $11,124,000 | 4,152 |
| Tier 1 (core) risk-based capital | $9,679,000 | 4,872 |
| Tier 2 risk-based capital | $1,204,000 | 3,194 |
| Total risk weighted assets | $96,261,000 | 3,628 |
| Total unused commitments | $11,124,000 | 4,159 |
| Derivatives | $0 | 699 |
| 2003-12-31 | Rank | |
| # of Employees: | 45 | 3,693 |
| Assets and Liabilities | ||
| Total Assets: | $114,919,000 | 4,344 |
| Cash and due from depository institutions | $2,404,000 | 3,693 |
| Interest-bearing balances | $135,000 | 4,936 |
| Securities | $6,423,000 | 7,457 |
| Federal funds sold & reverse repurchase agreements | $9,316,000 | 1,273 |
| Net loans & leases | $91,644,000 | 3,582 |
| Loan loss allowance | $1,228,000 | 3,375 |
| Trading account assets | $0 | 168 |
| Bank premises and fixed assets | $3,243,000 | 2,959 |
| Other real estate owned | $159,000 | 3,693 |
| Goodwill and other intangibles | $0 | 3,237 |
| All other assets | $1,730,000 | 5,047 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $114,919,000 | 4,344 |
| Total liabilities | $105,319,000 | 4,264 |
| Total deposits | $100,386,000 | 4,141 |
| Interest-bearing deposits | $89,873,000 | 3,957 |
| Deposits held in domestic offices | $100,386,000 | 4,138 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,433 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $4,733,000 | 3,503 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $200,000 | 6,987 |
| Total equity capital | $9,600,000 | 5,019 |
| Total bank equity capital | $9,600,000 | 5,019 |
| Perpetual preferred stock | $0 | 131 |
| Common stock | $2,339,000 | 1,656 |
| Surplus | $8,257,000 | 2,289 |
| Undivided profits | $-996,000 | 8,817 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $874,000 | 2,959 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,287 |
| Income earned, not collected on loans | $701,000 | 4,112 |
| Earning assets | $107,518,000 | 4,282 |
| Long-term assets (5+ years) | $12,283,000 | 4,614 |
| Average Assets, year-to-date | $94,629,400 | 4,855 |
| Average Assets, quarterly | $114,061,500 | 4,345 |
| Volatile liabilities | $16,182,000 | 4,439 |
| Insider loans | $5,711,000 | 947 |
| FHLB advances | $4,722,000 | 3,351 |
| Loans and leases held for sale | $0 | 1,789 |
| Unused loan commitments | $10,922,000 | 4,084 |
| Tier 1 (core) risk-based capital | $9,592,000 | 4,849 |
| Tier 2 risk-based capital | $1,169,000 | 3,268 |
| Total risk weighted assets | $93,483,000 | 3,707 |
| Total unused commitments | $10,922,000 | 4,086 |
| Derivatives | $0 | 665 |
| 2003-09-30 | Rank | |
| # of Employees: | 45 | 3,705 |
| Assets and Liabilities | ||
| Total Assets: | $113,204,000 | 4,382 |
| Cash and due from depository institutions | $3,746,000 | 3,705 |
| Interest-bearing balances | $1,263,000 | 2,851 |
| Securities | $6,975,000 | 7,281 |
| Federal funds sold & reverse repurchase agreements | $15,312,000 | 941 |
| Net loans & leases | $82,637,000 | 3,858 |
| Loan loss allowance | $915,000 | 4,218 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $3,309,000 | 2,884 |
| Other real estate owned | $0 | 3,705 |
| Goodwill and other intangibles | $0 | 3,226 |
| All other assets | $1,225,000 | 5,998 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $113,204,000 | 4,382 |
| Total liabilities | $103,714,000 | 4,295 |
| Total deposits | $98,729,000 | 4,178 |
| Interest-bearing deposits | $94,109,000 | 3,818 |
| Deposits held in domestic offices | $98,729,000 | 4,175 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,347 |
| Trading liabilities | $0 | 72 |
| Other borrowed funds | $4,717,000 | 3,486 |
| Subordinated debt | $0 | 293 |
| All other liabilities | $268,000 | 6,692 |
| Total equity capital | $9,490,000 | 5,023 |
| Total bank equity capital | $9,490,000 | 5,023 |
| Perpetual preferred stock | $0 | 137 |
| Common stock | $2,249,000 | 1,713 |
| Surplus | $7,805,000 | 2,360 |
| Undivided profits | $-564,000 | 8,766 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $1,467,000 | 2,142 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,354 |
| Income earned, not collected on loans | $587,000 | 4,943 |
| Earning assets | $106,187,000 | 4,300 |
| Long-term assets (5+ years) | $11,751,000 | 4,714 |
| Average Assets, year-to-date | $89,557,000 | 5,062 |
| Average Assets, quarterly | $102,921,500 | 4,663 |
| Volatile liabilities | $23,383,000 | 3,477 |
| Insider loans | $5,554,000 | 965 |
| FHLB advances | $4,701,000 | 3,324 |
| Loans and leases held for sale | $0 | 1,962 |
| Unused loan commitments | $11,310,000 | 4,014 |
| Tier 1 (core) risk-based capital | $9,479,000 | 4,871 |
| Tier 2 risk-based capital | $915,000 | 3,916 |
| Total risk weighted assets | $86,299,000 | 3,910 |
| Total unused commitments | $11,310,000 | 4,019 |
| Derivatives | $0 | 666 |
| 2003-06-30 | Rank | |
| # of Employees: | 35 | 4,522 |
| Assets and Liabilities | ||
| Total Assets: | $92,639,000 | 5,019 |
| Cash and due from depository institutions | $2,994,000 | 4,522 |
| Interest-bearing balances | $411,000 | 4,095 |
| Securities | $5,688,000 | 7,576 |
| Federal funds sold & reverse repurchase agreements | $7,307,000 | 2,182 |
| Net loans & leases | $72,684,000 | 4,225 |
| Loan loss allowance | $869,000 | 4,331 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,481,000 | 3,595 |
| Other real estate owned | $0 | 4,522 |
| Goodwill and other intangibles | $0 | 3,182 |
| All other assets | $1,485,000 | 5,373 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $92,639,000 | 5,019 |
| Total liabilities | $83,123,000 | 5,012 |
| Total deposits | $78,413,000 | 4,942 |
| Interest-bearing deposits | $70,083,000 | 4,772 |
| Deposits held in domestic offices | $78,413,000 | 4,939 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,266 |
| Trading liabilities | $0 | 74 |
| Other borrowed funds | $4,516,000 | 3,464 |
| Subordinated debt | $0 | 266 |
| All other liabilities | $194,000 | 7,440 |
| Total equity capital | $9,516,000 | 5,010 |
| Total bank equity capital | $9,516,000 | 5,010 |
| Perpetual preferred stock | $0 | 140 |
| Common stock | $2,249,000 | 1,710 |
| Surplus | $7,805,000 | 2,323 |
| Undivided profits | $-538,000 | 8,805 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $700,000 | 3,650 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,408 |
| Income earned, not collected on loans | $472,000 | 5,586 |
| Earning assets | $86,090,000 | 4,970 |
| Long-term assets (5+ years) | $11,313,000 | 4,672 |
| Average Assets, year-to-date | $81,674,670 | 5,397 |
| Average Assets, quarterly | $86,569,500 | 5,231 |
| Volatile liabilities | $15,716,000 | 4,451 |
| Insider loans | $4,723,000 | 1,124 |
| FHLB advances | $4,498,000 | 3,313 |
| Loans and leases held for sale | $0 | 2,044 |
| Unused loan commitments | $10,091,000 | 4,190 |
| Tier 1 (core) risk-based capital | $9,474,000 | 4,807 |
| Tier 2 risk-based capital | $869,000 | 4,040 |
| Total risk weighted assets | $75,093,000 | 4,295 |
| Total unused commitments | $10,091,000 | 4,202 |
| Derivatives | $0 | 623 |
| 2003-03-31 | Rank | |
| # of Employees: | 33 | 4,686 |
| Assets and Liabilities | ||
| Total Assets: | $80,500,000 | 5,467 |
| Cash and due from depository institutions | $3,106,000 | 4,686 |
| Interest-bearing balances | $571,000 | 3,724 |
| Securities | $4,663,000 | 7,911 |
| Federal funds sold & reverse repurchase agreements | $7,586,000 | 2,260 |
| Net loans & leases | $61,563,000 | 4,678 |
| Loan loss allowance | $778,000 | 4,639 |
| Trading account assets | $0 | 169 |
| Bank premises and fixed assets | $2,494,000 | 3,548 |
| Other real estate owned | $0 | 4,686 |
| Goodwill and other intangibles | $0 | 3,151 |
| All other assets | $1,088,000 | 6,191 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $80,500,000 | 5,467 |
| Total liabilities | $74,235,000 | 5,355 |
| Total deposits | $71,364,000 | 5,246 |
| Interest-bearing deposits | $62,559,000 | 5,139 |
| Deposits held in domestic offices | $71,364,000 | 5,243 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,057 |
| Trading liabilities | $0 | 79 |
| Other borrowed funds | $2,614,000 | 4,008 |
| Subordinated debt | $0 | 265 |
| All other liabilities | $257,000 | 6,891 |
| Total equity capital | $6,265,000 | 6,439 |
| Total bank equity capital | $6,265,000 | 6,439 |
| Perpetual preferred stock | $0 | 141 |
| Common stock | $1,719,000 | 2,094 |
| Surplus | $5,156,000 | 3,152 |
| Undivided profits | $-610,000 | 8,861 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $156,000 | 6,372 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,422 |
| Income earned, not collected on loans | $387,000 | 6,288 |
| Earning assets | $74,383,000 | 5,434 |
| Long-term assets (5+ years) | $8,610,000 | 5,134 |
| Average Assets, year-to-date | $76,192,500 | 5,621 |
| Average Assets, quarterly | $76,192,500 | 5,621 |
| Volatile liabilities | $17,270,000 | 4,181 |
| Insider loans | $3,768,000 | 1,429 |
| FHLB advances | $2,594,000 | 3,845 |
| Loans and leases held for sale | $0 | 1,961 |
| Unused loan commitments | $4,380,000 | 5,947 |
| Tier 1 (core) risk-based capital | $6,252,000 | 6,252 |
| Tier 2 risk-based capital | $778,000 | 4,337 |
| Total risk weighted assets | $64,265,000 | 4,731 |
| Total unused commitments | $4,380,000 | 5,956 |
| Derivatives | $0 | 578 |
| 2002-12-31 | Rank | |
| # of Employees: | 33 | 4,697 |
| Assets and Liabilities | ||
| Total Assets: | $71,885,000 | 5,819 |
| Cash and due from depository institutions | $2,843,000 | 4,697 |
| Interest-bearing balances | $693,000 | 3,457 |
| Securities | $4,171,000 | 8,065 |
| Federal funds sold & reverse repurchase agreements | $3,452,000 | 3,636 |
| Net loans & leases | $58,256,000 | 4,845 |
| Loan loss allowance | $795,000 | 4,507 |
| Trading account assets | $0 | 170 |
| Bank premises and fixed assets | $2,245,000 | 3,780 |
| Other real estate owned | $0 | 4,697 |
| Goodwill and other intangibles | $0 | 3,122 |
| All other assets | $918,000 | 6,737 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $71,885,000 | 5,819 |
| Total liabilities | $65,675,000 | 5,729 |
| Total deposits | $62,703,000 | 5,639 |
| Interest-bearing deposits | $52,779,000 | 5,688 |
| Deposits held in domestic offices | $62,703,000 | 5,635 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,222 |
| Trading liabilities | $0 | 75 |
| Other borrowed funds | $2,711,000 | 4,035 |
| Subordinated debt | $0 | 258 |
| All other liabilities | $261,000 | 6,969 |
| Total equity capital | $6,210,000 | 6,441 |
| Total bank equity capital | $6,210,000 | 6,441 |
| Perpetual preferred stock | $0 | 142 |
| Common stock | $1,719,000 | 2,088 |
| Surplus | $5,156,000 | 3,122 |
| Undivided profits | $-665,000 | 8,924 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $159,000 | 6,239 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,384 |
| Income earned, not collected on loans | $352,000 | 6,792 |
| Earning assets | $66,572,000 | 5,757 |
| Long-term assets (5+ years) | $8,840,000 | 5,057 |
| Average Assets, year-to-date | $67,982,000 | 5,832 |
| Average Assets, quarterly | $71,446,000 | 5,796 |
| Volatile liabilities | $10,507,000 | 5,551 |
| Insider loans | $5,197,000 | 980 |
| FHLB advances | $2,688,000 | 3,838 |
| Loans and leases held for sale | $0 | 1,889 |
| Unused loan commitments | $5,649,000 | 5,304 |
| Tier 1 (core) risk-based capital | $6,188,000 | 6,245 |
| Tier 2 risk-based capital | $773,000 | 4,316 |
| Total risk weighted assets | $61,799,000 | 4,839 |
| Total unused commitments | $5,649,000 | 5,308 |
| Derivatives | $0 | 527 |
| 2001-12-31 | Rank | |
| # of Employees: | 30 | 5,012 |
| Assets and Liabilities | ||
| Total Assets: | $57,726,000 | 6,445 |
| Cash and due from depository institutions | $4,963,000 | 5,012 |
| Interest-bearing balances | $0 | 7,015 |
| Securities | $733,000 | 9,222 |
| Federal funds sold & reverse repurchase agreements | $3,153,000 | 3,809 |
| Net loans & leases | $45,868,000 | 5,519 |
| Loan loss allowance | $583,000 | 5,325 |
| Trading account assets | $0 | 182 |
| Bank premises and fixed assets | $2,428,000 | 3,537 |
| Other real estate owned | $55,000 | 5,012 |
| Goodwill and other intangibles | $0 | 3,095 |
| All other assets | $526,000 | 8,176 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $57,726,000 | 6,445 |
| Total liabilities | $51,952,000 | 6,407 |
| Total deposits | $50,683,000 | 6,281 |
| Interest-bearing deposits | $42,477,000 | 6,323 |
| Deposits held in domestic offices | $50,683,000 | 6,278 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,416 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $1,101,000 | 4,563 |
| Subordinated debt | $0 | 241 |
| All other liabilities | $168,000 | 8,238 |
| Total equity capital | $5,774,000 | 6,571 |
| Total bank equity capital | $5,774,000 | 6,571 |
| Perpetual preferred stock | $0 | 158 |
| Common stock | $1,719,000 | 2,124 |
| Surplus | $5,156,000 | 3,028 |
| Undivided profits | $-1,101,000 | 9,285 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $368,000 | 4,854 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,476 |
| Income earned, not collected on loans | $350,000 | 7,097 |
| Earning assets | $49,754,000 | 6,631 |
| Long-term assets (5+ years) | $7,032,000 | 5,522 |
| Average Assets, year-to-date | $42,712,600 | 7,229 |
| Average Assets, quarterly | $54,155,500 | 6,617 |
| Volatile liabilities | $9,294,000 | 5,852 |
| Insider loans | $2,348,000 | 2,082 |
| FHLB advances | $1,101,000 | 4,312 |
| Loans and leases held for sale | $0 | 1,749 |
| Unused loan commitments | $4,441,000 | 5,773 |
| Tier 1 (core) risk-based capital | $5,772,000 | 6,400 |
| Tier 2 risk-based capital | $583,000 | 5,007 |
| Total risk weighted assets | $48,536,000 | 5,505 |
| Total unused commitments | $4,441,000 | 5,777 |
| Derivatives | $0 | 450 |
| 2000-12-31 | Rank | |
| # of Employees: | 14 | 7,642 |
| Assets and Liabilities | ||
| Total Assets: | $29,396,000 | 8,384 |
| Cash and due from depository institutions | $550,000 | 7,642 |
| Interest-bearing balances | $0 | 6,829 |
| Securities | $939,000 | 9,546 |
| Federal funds sold & reverse repurchase agreements | $5,106,000 | 2,304 |
| Net loans & leases | $21,159,000 | 7,766 |
| Loan loss allowance | $195,000 | 8,350 |
| Trading account assets | $0 | 175 |
| Bank premises and fixed assets | $1,432,000 | 4,987 |
| Other real estate owned | $0 | 7,642 |
| Goodwill and other intangibles | $0 | 3,145 |
| All other assets | $210,000 | 9,468 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $29,396,000 | 8,384 |
| Total liabilities | $23,333,000 | 8,573 |
| Total deposits | $23,273,000 | 8,470 |
| Interest-bearing deposits | $19,010,000 | 8,525 |
| Deposits held in domestic offices | $23,273,000 | 8,469 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,755 |
| Trading liabilities | $0 | 77 |
| Other borrowed funds | $0 | 5,732 |
| Subordinated debt | $0 | 239 |
| All other liabilities | $60,000 | 9,630 |
| Total equity capital | $6,063,000 | 6,326 |
| Total bank equity capital | $6,063,000 | 6,326 |
| Perpetual preferred stock | $0 | 178 |
| Common stock | $1,717,000 | 2,168 |
| Surplus | $5,158,000 | 2,941 |
| Undivided profits | $-812,000 | 9,490 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $170,000 | 5,995 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,385 |
| Income earned, not collected on loans | $196,000 | 8,008 |
| Earning assets | $27,204,000 | 8,355 |
| Long-term assets (5+ years) | $3,387,000 | 6,687 |
| Average Assets, year-to-date | $18,417,750 | 9,160 |
| Average Assets, quarterly | $24,750,000 | 8,699 |
| Volatile liabilities | $6,271,000 | 6,901 |
| Insider loans | $2,990,000 | 1,624 |
| FHLB advances | $0 | 771 |
| Loans and leases held for sale | $0 | 1,442 |
| Unused loan commitments | $4,052,000 | 5,883 |
| Tier 1 (core) risk-based capital | $6,062,000 | 6,210 |
| Tier 2 risk-based capital | $195,000 | 8,143 |
| Total risk weighted assets | $23,805,800 | 7,708 |
| Total unused commitments | $4,052,000 | 5,886 |
| Derivatives | $0 | 481 |