Home > Town & Country State Bank of Winona > Income and Expense
Town & Country State Bank of Winona, Income and Expense
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $6,702,000 | 4,745 |
| Total interest expense | $3,591,000 | 4,310 |
| Net interest income | $3,111,000 | 5,021 |
| Provision for loan and lease losses | $175,000 | 4,079 |
| Total noninterest income | $381,000 | 5,654 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $218,000 | 4,890 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $163,000 | 5,275 |
| Total noninterest expense | $2,108,000 | 5,486 |
| Salaries and employee benefits | $1,202,000 | 5,221 |
| Premises and equipment expense | $379,000 | 4,675 |
| Additional noninterest expense | $527,000 | 6,225 |
| Pre-tax net operating income | $1,209,000 | 4,700 |
| Securities gains (losses) | $-1,000 | 7,406 |
| Applicable income taxes | $152,000 | 5,885 |
| Income before extraordinary items | $1,056,000 | 4,224 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,056,000 | 4,225 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $51,000 | 4,719 |
| Cash dividends | $660,000 | 3,026 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,056,870 | 4,225 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $6,080,000 | 4,903 |
| Total interest expense | $3,162,000 | 4,405 |
| Net interest income | $2,918,000 | 5,264 |
| Provision for loan and lease losses | $60,000 | 6,124 |
| Total noninterest income | $294,000 | 6,495 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $190,000 | 5,255 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $104,000 | 6,534 |
| Total noninterest expense | $2,046,000 | 5,607 |
| Salaries and employee benefits | $1,076,000 | 5,599 |
| Premises and equipment expense | $344,000 | 5,024 |
| Additional noninterest expense | $626,000 | 5,669 |
| Pre-tax net operating income | $1,106,000 | 5,006 |
| Securities gains (losses) | $-4,000 | 9,004 |
| Applicable income taxes | $130,000 | 6,513 |
| Income before extraordinary items | $972,000 | 4,519 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $972,000 | 4,520 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,892 |
| Cash dividends | $660,000 | 2,986 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $975,520 | 4,462 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $5,854,000 | 5,093 |
| Total interest expense | $3,281,000 | 4,396 |
| Net interest income | $2,573,000 | 5,729 |
| Provision for loan and lease losses | $100,000 | 5,089 |
| Total noninterest income | $268,000 | 6,800 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $169,000 | 5,620 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $99,000 | 6,659 |
| Total noninterest expense | $1,741,000 | 6,140 |
| Salaries and employee benefits | $965,000 | 5,915 |
| Premises and equipment expense | $263,000 | 5,784 |
| Additional noninterest expense | $513,000 | 6,347 |
| Pre-tax net operating income | $1,000,000 | 5,414 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $114,000 | 7,332 |
| Income before extraordinary items | $886,000 | 4,888 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $886,000 | 4,888 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,603 |
| Cash dividends | $660,000 | 2,947 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $886,000 | 4,787 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $5,667,000 | 5,287 |
| Total interest expense | $3,143,000 | 4,528 |
| Net interest income | $2,524,000 | 6,017 |
| Provision for loan and lease losses | $160,000 | 3,978 |
| Total noninterest income | $481,000 | 5,125 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $174,000 | 5,757 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $307,000 | 3,872 |
| Total noninterest expense | $1,545,000 | 6,676 |
| Salaries and employee benefits | $891,000 | 6,336 |
| Premises and equipment expense | $251,000 | 6,044 |
| Additional noninterest expense | $403,000 | 7,321 |
| Pre-tax net operating income | $1,300,000 | 4,963 |
| Securities gains (losses) | $-21,000 | 10,392 |
| Applicable income taxes | $174,000 | 7,253 |
| Income before extraordinary items | $1,105,000 | 4,349 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $1,105,000 | 4,350 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $261,000 | 2,148 |
| Cash dividends | $704,000 | 2,772 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $1,123,060 | 4,229 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $5,282,000 | 5,691 |
| Total interest expense | $2,868,000 | 4,972 |
| Net interest income | $2,414,000 | 6,359 |
| Provision for loan and lease losses | $0 | 9,041 |
| Total noninterest income | $292,000 | 7,050 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $169,000 | 6,138 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $123,000 | 6,525 |
| Total noninterest expense | $1,482,000 | 7,159 |
| Salaries and employee benefits | $825,000 | 6,856 |
| Premises and equipment expense | $262,000 | 6,077 |
| Additional noninterest expense | $395,000 | 7,917 |
| Pre-tax net operating income | $1,224,000 | 5,052 |
| Securities gains (losses) | $-3,000 | 9,684 |
| Applicable income taxes | $427,000 | 4,689 |
| Income before extraordinary items | $794,000 | 5,339 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $794,000 | 5,341 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $33,000 | 6,017 |
| Cash dividends | $285,000 | 4,676 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $795,950 | 5,268 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $4,684,000 | 6,254 |
| Total interest expense | $2,518,000 | 5,532 |
| Net interest income | $2,166,000 | 6,941 |
| Provision for loan and lease losses | $12,000 | 8,132 |
| Total noninterest income | $240,000 | 7,832 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $156,000 | 6,528 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $84,000 | 7,808 |
| Total noninterest expense | $1,388,000 | 7,624 |
| Salaries and employee benefits | $745,000 | 7,432 |
| Premises and equipment expense | $251,000 | 6,325 |
| Additional noninterest expense | $392,000 | 8,268 |
| Pre-tax net operating income | $1,006,000 | 5,980 |
| Securities gains (losses) | $-17,000 | 10,458 |
| Applicable income taxes | $345,000 | 5,499 |
| Income before extraordinary items | $644,000 | 6,349 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $644,000 | 6,347 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-23,000 | 11,095 |
| Cash dividends | $278,000 | 4,734 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $655,050 | 6,252 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $4,038,000 | 6,653 |
| Total interest expense | $1,804,000 | 6,063 |
| Net interest income | $2,234,000 | 7,009 |
| Provision for loan and lease losses | $48,000 | 6,241 |
| Total noninterest income | $230,000 | 8,246 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $131,000 | 7,336 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $99,000 | 7,543 |
| Total noninterest expense | $1,360,000 | 8,040 |
| Salaries and employee benefits | $720,000 | 7,731 |
| Premises and equipment expense | $215,000 | 7,137 |
| Additional noninterest expense | $425,000 | 8,578 |
| Pre-tax net operating income | $1,056,000 | 5,733 |
| Securities gains (losses) | $3,000 | 2,889 |
| Applicable income taxes | $365,000 | 5,096 |
| Income before extraordinary items | $694,000 | 5,956 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $694,000 | 5,972 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $7,000 | 7,826 |
| Cash dividends | $270,000 | 4,747 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $692,020 | 6,023 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,803,000 | 7,113 |
| Total interest expense | $1,696,000 | 6,631 |
| Net interest income | $2,107,000 | 7,415 |
| Provision for loan and lease losses | $84,000 | 6,228 |
| Total noninterest income | $219,000 | 8,869 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $137,000 | 7,418 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $82,000 | 8,541 |
| Total noninterest expense | $1,272,000 | 8,614 |
| Salaries and employee benefits | $670,000 | 8,224 |
| Premises and equipment expense | $203,000 | 7,624 |
| Additional noninterest expense | $399,000 | 9,275 |
| Pre-tax net operating income | $970,000 | 6,021 |
| Securities gains (losses) | $27,000 | 4,244 |
| Applicable income taxes | $315,000 | 5,902 |
| Income before extraordinary items | $682,000 | 6,227 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $682,000 | 6,397 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $43,000 | 6,359 |
| Cash dividends | $251,000 | 4,825 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $663,640 | 6,094 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,010,000 | 7,494 |
| Total interest expense | $2,061,000 | 6,977 |
| Net interest income | $1,949,000 | 7,897 |
| Provision for loan and lease losses | $84,000 | 7,767 |
| Total noninterest income | $249,000 | 8,508 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $149,000 | 7,134 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $100,000 | 8,063 |
| Total noninterest expense | $1,281,000 | 8,725 |
| Salaries and employee benefits | $613,000 | 8,701 |
| Premises and equipment expense | $174,000 | 8,469 |
| Additional noninterest expense | $494,000 | 8,515 |
| Pre-tax net operating income | $833,000 | 6,417 |
| Securities gains (losses) | $-11,000 | 13,323 |
| Applicable income taxes | $244,000 | 6,757 |
| Income before extraordinary items | $578,000 | 6,717 |
| Extraordinary gains, net | $48,000 | 1,004 |
| Net income | $626,000 | 6,464 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $105,000 | 5,790 |
| Cash dividends | $217,000 | 4,828 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $585,700 | 6,312 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.