Home > Town & Country Bank of Missouri > Income and Expense
Town & Country Bank of Missouri, Income and Expense
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $260,000 | 6,662 |
| Total interest expense | $22,000 | 6,713 |
| Net interest income | $238,000 | 6,629 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $23,000 | 6,400 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $16,000 | 5,831 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $7,000 | 6,309 |
| Total noninterest expense | $143,000 | 6,860 |
| Salaries and employee benefits | $77,000 | 6,849 |
| Premises and equipment expense | $20,000 | 6,576 |
| Additional noninterest expense | $46,000 | 6,819 |
| Pre-tax net operating income | $118,000 | 5,129 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $0 | 4,602 |
| Income before extraordinary items | $118,000 | 5,037 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $118,000 | 5,038 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $118,000 | 5,039 |
| Net charge-offs | $3,000 | 3,820 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $118,000 | 4,936 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $1,056,000 | 6,751 |
| Total interest expense | $117,000 | 6,757 |
| Net interest income | $939,000 | 6,714 |
| Provision for loan and lease losses | $160,000 | 4,210 |
| Total noninterest income | $98,000 | 6,305 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $67,000 | 5,946 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $31,000 | 6,101 |
| Total noninterest expense | $743,000 | 6,810 |
| Salaries and employee benefits | $280,000 | 6,949 |
| Premises and equipment expense | $79,000 | 6,689 |
| Additional noninterest expense | $384,000 | 6,395 |
| Pre-tax net operating income | $134,000 | 5,842 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $134,000 | 5,966 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $134,000 | 5,962 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $134,000 | 5,965 |
| Net charge-offs | $79,000 | 4,605 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $134,000 | 5,809 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $785,000 | 6,859 |
| Total interest expense | $90,000 | 6,865 |
| Net interest income | $695,000 | 6,829 |
| Provision for loan and lease losses | $60,000 | 4,806 |
| Total noninterest income | $72,000 | 6,424 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $50,000 | 6,028 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $22,000 | 6,267 |
| Total noninterest expense | $476,000 | 6,975 |
| Salaries and employee benefits | $206,000 | 7,046 |
| Premises and equipment expense | $58,000 | 6,780 |
| Additional noninterest expense | $212,000 | 6,757 |
| Pre-tax net operating income | $231,000 | 5,571 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $231,000 | 5,591 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $231,000 | 5,590 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $231,000 | 5,590 |
| Net charge-offs | $-10,000 | 6,607 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $231,000 | 5,413 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $523,000 | 6,919 |
| Total interest expense | $62,000 | 6,924 |
| Net interest income | $461,000 | 6,890 |
| Provision for loan and lease losses | $45,000 | 4,652 |
| Total noninterest income | $50,000 | 6,444 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $34,000 | 6,029 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $16,000 | 6,278 |
| Total noninterest expense | $309,000 | 7,040 |
| Salaries and employee benefits | $135,000 | 7,111 |
| Premises and equipment expense | $38,000 | 6,837 |
| Additional noninterest expense | $136,000 | 6,837 |
| Pre-tax net operating income | $157,000 | 5,554 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $157,000 | 5,594 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $157,000 | 5,593 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $157,000 | 5,593 |
| Net charge-offs | $-20,000 | 6,797 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $157,000 | 5,409 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $256,000 | 6,992 |
| Total interest expense | $34,000 | 6,960 |
| Net interest income | $222,000 | 6,968 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $24,000 | 6,522 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $17,000 | 6,021 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $7,000 | 6,416 |
| Total noninterest expense | $156,000 | 7,097 |
| Salaries and employee benefits | $73,000 | 7,147 |
| Premises and equipment expense | $18,000 | 6,916 |
| Additional noninterest expense | $65,000 | 6,894 |
| Pre-tax net operating income | $90,000 | 5,514 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $90,000 | 5,498 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $90,000 | 5,498 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $90,000 | 5,498 |
| Net charge-offs | $-19,000 | 6,864 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $90,000 | 5,337 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $1,131,000 | 7,008 |
| Total interest expense | $189,000 | 6,939 |
| Net interest income | $942,000 | 6,982 |
| Provision for loan and lease losses | $61,000 | 5,704 |
| Total noninterest income | $217,000 | 5,642 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $60,000 | 6,162 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $157,000 | 4,800 |
| Total noninterest expense | $1,027,000 | 6,809 |
| Salaries and employee benefits | $305,000 | 7,202 |
| Premises and equipment expense | $89,000 | 6,906 |
| Additional noninterest expense | $633,000 | 5,887 |
| Pre-tax net operating income | $71,000 | 5,844 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $71,000 | 5,971 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $71,000 | 5,973 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $71,000 | 5,973 |
| Net charge-offs | $93,000 | 5,044 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $71,000 | 5,856 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $854,000 | 7,078 |
| Total interest expense | $149,000 | 7,003 |
| Net interest income | $705,000 | 7,047 |
| Provision for loan and lease losses | $49,000 | 5,560 |
| Total noninterest income | $152,000 | 5,817 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $45,000 | 6,196 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $107,000 | 5,010 |
| Total noninterest expense | $829,000 | 6,767 |
| Salaries and employee benefits | $237,000 | 7,237 |
| Premises and equipment expense | $66,000 | 6,953 |
| Additional noninterest expense | $526,000 | 5,726 |
| Pre-tax net operating income | $-21,000 | 6,174 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $-21,000 | 6,292 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-21,000 | 6,294 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-21,000 | 6,294 |
| Net charge-offs | $78,000 | 4,643 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-21,000 | 6,186 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $578,000 | 7,126 |
| Total interest expense | $103,000 | 7,066 |
| Net interest income | $475,000 | 7,099 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $56,000 | 6,466 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $28,000 | 6,269 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $28,000 | 6,009 |
| Total noninterest expense | $596,000 | 6,746 |
| Salaries and employee benefits | $163,000 | 7,299 |
| Premises and equipment expense | $45,000 | 7,009 |
| Additional noninterest expense | $388,000 | 5,598 |
| Pre-tax net operating income | $-65,000 | 6,356 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $-65,000 | 6,450 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-65,000 | 6,450 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-65,000 | 6,450 |
| Net charge-offs | $29,000 | 4,847 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-65,000 | 6,400 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $297,000 | 7,161 |
| Total interest expense | $55,000 | 7,100 |
| Net interest income | $242,000 | 7,133 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $23,000 | 6,705 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $14,000 | 6,236 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $9,000 | 6,441 |
| Total noninterest expense | $193,000 | 7,231 |
| Salaries and employee benefits | $76,000 | 7,382 |
| Premises and equipment expense | $24,000 | 6,995 |
| Additional noninterest expense | $93,000 | 6,799 |
| Pre-tax net operating income | $72,000 | 5,469 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $72,000 | 5,390 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $72,000 | 5,389 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $72,000 | 5,390 |
| Net charge-offs | $-1,000 | 6,209 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $72,000 | 5,335 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $1,242,000 | 7,227 |
| Total interest expense | $285,000 | 7,107 |
| Net interest income | $957,000 | 7,208 |
| Provision for loan and lease losses | $127,000 | 5,800 |
| Total noninterest income | $189,000 | 6,026 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $75,000 | 5,846 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $114,000 | 5,286 |
| Total noninterest expense | $766,000 | 7,325 |
| Salaries and employee benefits | $311,000 | 7,454 |
| Premises and equipment expense | $41,000 | 7,503 |
| Additional noninterest expense | $414,000 | 6,755 |
| Pre-tax net operating income | $253,000 | 5,048 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $253,000 | 5,103 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $253,000 | 5,107 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $253,000 | 5,107 |
| Net charge-offs | $76,000 | 5,648 |
| Cash dividends | $50,000 | 3,945 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $253,000 | 4,957 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $925,000 | 7,344 |
| Total interest expense | $217,000 | 7,225 |
| Net interest income | $708,000 | 7,315 |
| Provision for loan and lease losses | $127,000 | 5,473 |
| Total noninterest income | $93,000 | 6,620 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $52,000 | 6,008 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $41,000 | 6,178 |
| Total noninterest expense | $538,000 | 7,448 |
| Salaries and employee benefits | $218,000 | 7,574 |
| Premises and equipment expense | $72,000 | 7,174 |
| Additional noninterest expense | $248,000 | 7,074 |
| Pre-tax net operating income | $136,000 | 5,479 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $1,000 | 4,603 |
| Income before extraordinary items | $135,000 | 5,577 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $135,000 | 5,578 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $135,000 | 5,578 |
| Net charge-offs | $75,000 | 5,177 |
| Cash dividends | $50,000 | 3,443 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $135,000 | 5,413 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $620,000 | 7,405 |
| Total interest expense | $162,000 | 7,205 |
| Net interest income | $458,000 | 7,394 |
| Provision for loan and lease losses | $127,000 | 4,828 |
| Total noninterest income | $66,000 | 6,589 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $33,000 | 6,090 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $33,000 | 6,051 |
| Total noninterest expense | $372,000 | 7,486 |
| Salaries and employee benefits | $147,000 | 7,634 |
| Premises and equipment expense | $45,000 | 7,280 |
| Additional noninterest expense | $180,000 | 7,031 |
| Pre-tax net operating income | $25,000 | 5,942 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $-1,000 | 6,843 |
| Income before extraordinary items | $26,000 | 6,046 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $26,000 | 6,048 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $26,000 | 6,047 |
| Net charge-offs | $75,000 | 4,534 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $26,000 | 5,947 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $312,000 | 7,490 |
| Total interest expense | $84,000 | 7,296 |
| Net interest income | $228,000 | 7,488 |
| Provision for loan and lease losses | $121,000 | 3,691 |
| Total noninterest income | $21,000 | 7,064 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $14,000 | 6,285 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $7,000 | 6,844 |
| Total noninterest expense | $207,000 | 7,492 |
| Salaries and employee benefits | $70,000 | 7,752 |
| Premises and equipment expense | $25,000 | 7,282 |
| Additional noninterest expense | $112,000 | 6,846 |
| Pre-tax net operating income | $-79,000 | 6,598 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-79,000 | 6,698 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-79,000 | 6,699 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-79,000 | 6,698 |
| Net charge-offs | $73,000 | 3,394 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-79,000 | 6,628 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $1,337,000 | 7,518 |
| Total interest expense | $422,000 | 7,301 |
| Net interest income | $915,000 | 7,519 |
| Provision for loan and lease losses | $62,000 | 6,734 |
| Total noninterest income | $128,000 | 6,754 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $68,000 | 6,200 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $60,000 | 6,188 |
| Total noninterest expense | $736,000 | 7,682 |
| Salaries and employee benefits | $295,000 | 7,811 |
| Premises and equipment expense | $103,000 | 7,354 |
| Additional noninterest expense | $338,000 | 7,302 |
| Pre-tax net operating income | $245,000 | 4,666 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $2,000 | 4,160 |
| Income before extraordinary items | $243,000 | 4,663 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $243,000 | 4,662 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $243,000 | 4,663 |
| Net charge-offs | $62,000 | 6,077 |
| Cash dividends | $125,000 | 3,994 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $243,000 | 4,591 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $989,000 | 7,624 |
| Total interest expense | $326,000 | 7,387 |
| Net interest income | $663,000 | 7,622 |
| Provision for loan and lease losses | $53,000 | 6,499 |
| Total noninterest income | $111,000 | 6,721 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $53,000 | 6,201 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $58,000 | 6,081 |
| Total noninterest expense | $496,000 | 7,807 |
| Salaries and employee benefits | $204,000 | 7,919 |
| Premises and equipment expense | $83,000 | 7,348 |
| Additional noninterest expense | $209,000 | 7,539 |
| Pre-tax net operating income | $225,000 | 4,821 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $1,000 | 4,465 |
| Income before extraordinary items | $224,000 | 4,739 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $224,000 | 4,737 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $224,000 | 4,739 |
| Net charge-offs | $51,000 | 5,662 |
| Cash dividends | $125,000 | 3,450 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $224,000 | 4,675 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $644,000 | 7,711 |
| Total interest expense | $226,000 | 7,446 |
| Net interest income | $418,000 | 7,721 |
| Provision for loan and lease losses | $50,000 | 6,064 |
| Total noninterest income | $72,000 | 6,796 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $35,000 | 6,236 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $37,000 | 6,175 |
| Total noninterest expense | $328,000 | 7,891 |
| Salaries and employee benefits | $142,000 | 7,985 |
| Premises and equipment expense | $62,000 | 7,283 |
| Additional noninterest expense | $124,000 | 7,708 |
| Pre-tax net operating income | $112,000 | 5,142 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $1,000 | 4,523 |
| Income before extraordinary items | $111,000 | 5,116 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $111,000 | 5,114 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $111,000 | 5,115 |
| Net charge-offs | $51,000 | 4,886 |
| Cash dividends | $50,000 | 3,632 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $111,000 | 5,028 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $322,000 | 7,773 |
| Total interest expense | $121,000 | 7,457 |
| Net interest income | $201,000 | 7,783 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $30,000 | 7,020 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $17,000 | 6,257 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $13,000 | 6,619 |
| Total noninterest expense | $160,000 | 7,946 |
| Salaries and employee benefits | $65,000 | 8,078 |
| Premises and equipment expense | $32,000 | 7,281 |
| Additional noninterest expense | $63,000 | 7,648 |
| Pre-tax net operating income | $71,000 | 5,370 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $71,000 | 5,369 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $71,000 | 5,374 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $71,000 | 5,373 |
| Net charge-offs | $-2,000 | 7,404 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $71,000 | 5,195 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $1,480,000 | 7,700 |
| Total interest expense | $643,000 | 7,426 |
| Net interest income | $837,000 | 7,779 |
| Provision for loan and lease losses | $50,000 | 6,569 |
| Total noninterest income | $166,000 | 6,741 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $77,000 | 6,226 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $89,000 | 6,081 |
| Total noninterest expense | $650,000 | 7,976 |
| Salaries and employee benefits | $297,000 | 8,076 |
| Premises and equipment expense | $106,000 | 7,559 |
| Additional noninterest expense | $247,000 | 7,693 |
| Pre-tax net operating income | $303,000 | 5,438 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $1,000 | 4,863 |
| Income before extraordinary items | $302,000 | 5,110 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $302,000 | 5,109 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 5,560 |
| Cash dividends | $425,000 | 3,594 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $302,000 | 5,275 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,136,000 | 7,747 |
| Total interest expense | $494,000 | 7,514 |
| Net interest income | $642,000 | 7,832 |
| Provision for loan and lease losses | $0 | 6,991 |
| Total noninterest income | $146,000 | 6,638 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $59,000 | 6,247 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $87,000 | 5,830 |
| Total noninterest expense | $463,000 | 8,057 |
| Salaries and employee benefits | $206,000 | 8,177 |
| Premises and equipment expense | $70,000 | 7,722 |
| Additional noninterest expense | $187,000 | 7,701 |
| Pre-tax net operating income | $325,000 | 5,554 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $1,000 | 5,240 |
| Income before extraordinary items | $324,000 | 5,113 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $324,000 | 5,110 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 4,609 |
| Cash dividends | $325,000 | 3,281 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $324,000 | 5,281 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $785,000 | 7,785 |
| Total interest expense | $339,000 | 7,590 |
| Net interest income | $446,000 | 7,826 |
| Provision for loan and lease losses | $0 | 6,671 |
| Total noninterest income | $102,000 | 6,621 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $38,000 | 6,308 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $64,000 | 5,772 |
| Total noninterest expense | $279,000 | 8,179 |
| Salaries and employee benefits | $141,000 | 8,226 |
| Premises and equipment expense | $38,000 | 7,931 |
| Additional noninterest expense | $100,000 | 7,969 |
| Pre-tax net operating income | $269,000 | 5,419 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $269,000 | 5,179 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $269,000 | 5,179 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $250,000 | 3,175 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $269,000 | 5,107 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $411,000 | 7,808 |
| Total interest expense | $174,000 | 7,663 |
| Net interest income | $237,000 | 7,807 |
| Provision for loan and lease losses | $0 | 6,080 |
| Total noninterest income | $59,000 | 6,392 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $19,000 | 6,289 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $40,000 | 5,445 |
| Total noninterest expense | $134,000 | 8,251 |
| Salaries and employee benefits | $64,000 | 8,321 |
| Premises and equipment expense | $24,000 | 7,772 |
| Additional noninterest expense | $46,000 | 8,071 |
| Pre-tax net operating income | $162,000 | 5,334 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $162,000 | 5,094 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $162,000 | 5,097 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $162,000 | 4,979 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $1,884,000 | 7,643 |
| Total interest expense | $828,000 | 7,450 |
| Net interest income | $1,056,000 | 7,678 |
| Provision for loan and lease losses | $0 | 6,851 |
| Total noninterest income | $220,000 | 6,603 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $68,000 | 6,473 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $152,000 | 5,551 |
| Total noninterest expense | $589,000 | 8,233 |
| Salaries and employee benefits | $282,000 | 8,311 |
| Premises and equipment expense | $95,000 | 7,804 |
| Additional noninterest expense | $212,000 | 7,968 |
| Pre-tax net operating income | $687,000 | 5,480 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $1,000 | 5,973 |
| Income before extraordinary items | $686,000 | 5,090 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $686,000 | 5,092 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,600 |
| Cash dividends | $350,000 | 4,232 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $686,000 | 5,080 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,430,000 | 7,668 |
| Total interest expense | $627,000 | 7,474 |
| Net interest income | $803,000 | 7,703 |
| Provision for loan and lease losses | $0 | 6,528 |
| Total noninterest income | $158,000 | 6,697 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $46,000 | 6,605 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $112,000 | 5,610 |
| Total noninterest expense | $415,000 | 8,268 |
| Salaries and employee benefits | $194,000 | 8,345 |
| Premises and equipment expense | $67,000 | 7,847 |
| Additional noninterest expense | $154,000 | 7,983 |
| Pre-tax net operating income | $546,000 | 5,617 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $546,000 | 5,216 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $546,000 | 5,218 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,076 |
| Cash dividends | $150,000 | 4,354 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $546,000 | 5,195 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $947,000 | 7,722 |
| Total interest expense | $415,000 | 7,515 |
| Net interest income | $532,000 | 7,772 |
| Provision for loan and lease losses | $0 | 6,209 |
| Total noninterest income | $111,000 | 6,665 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $30,000 | 6,661 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $81,000 | 5,499 |
| Total noninterest expense | $278,000 | 8,310 |
| Salaries and employee benefits | $135,000 | 8,379 |
| Premises and equipment expense | $46,000 | 7,866 |
| Additional noninterest expense | $97,000 | 8,076 |
| Pre-tax net operating income | $365,000 | 5,691 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $365,000 | 5,270 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $365,000 | 5,270 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,517 |
| Cash dividends | $150,000 | 3,935 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $365,000 | 5,258 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $466,000 | 7,768 |
| Total interest expense | $204,000 | 7,551 |
| Net interest income | $262,000 | 7,839 |
| Provision for loan and lease losses | $0 | 5,779 |
| Total noninterest income | $52,000 | 6,764 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $14,000 | 6,735 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $38,000 | 5,593 |
| Total noninterest expense | $130,000 | 8,389 |
| Salaries and employee benefits | $64,000 | 8,443 |
| Premises and equipment expense | $21,000 | 7,981 |
| Additional noninterest expense | $45,000 | 8,184 |
| Pre-tax net operating income | $184,000 | 5,669 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $184,000 | 5,244 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $184,000 | 5,244 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $150,000 | 2,695 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $184,000 | 5,227 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,561,000 | 7,889 |
| Total interest expense | $566,000 | 7,788 |
| Net interest income | $995,000 | 7,851 |
| Provision for loan and lease losses | $5,000 | 6,719 |
| Total noninterest income | $226,000 | 6,714 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $74,000 | 6,521 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $152,000 | 5,590 |
| Total noninterest expense | $612,000 | 8,300 |
| Salaries and employee benefits | $293,000 | 8,394 |
| Premises and equipment expense | $99,000 | 7,811 |
| Additional noninterest expense | $220,000 | 8,007 |
| Pre-tax net operating income | $604,000 | 6,177 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $1,000 | 6,499 |
| Income before extraordinary items | $603,000 | 5,814 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $603,000 | 5,816 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,843 |
| Cash dividends | $465,000 | 3,851 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $603,000 | 5,800 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,131,000 | 7,989 |
| Total interest expense | $400,000 | 7,881 |
| Net interest income | $731,000 | 7,961 |
| Provision for loan and lease losses | $5,000 | 6,530 |
| Total noninterest income | $176,000 | 6,691 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $57,000 | 6,566 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $119,000 | 5,539 |
| Total noninterest expense | $446,000 | 8,344 |
| Salaries and employee benefits | $205,000 | 8,464 |
| Premises and equipment expense | $72,000 | 7,878 |
| Additional noninterest expense | $169,000 | 8,011 |
| Pre-tax net operating income | $456,000 | 6,398 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $1,000 | 6,574 |
| Income before extraordinary items | $455,000 | 5,975 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $455,000 | 5,975 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,187 |
| Cash dividends | $385,000 | 3,330 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $455,000 | 5,972 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $732,000 | 8,037 |
| Total interest expense | $253,000 | 7,925 |
| Net interest income | $479,000 | 8,015 |
| Provision for loan and lease losses | $3,000 | 6,297 |
| Total noninterest income | $123,000 | 6,620 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $37,000 | 6,640 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $86,000 | 5,447 |
| Total noninterest expense | $311,000 | 8,339 |
| Salaries and employee benefits | $140,000 | 8,505 |
| Premises and equipment expense | $48,000 | 7,895 |
| Additional noninterest expense | $123,000 | 7,912 |
| Pre-tax net operating income | $288,000 | 6,532 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $288,000 | 6,097 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $288,000 | 6,096 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,807 |
| Cash dividends | $225,000 | 3,533 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $288,000 | 6,094 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $354,000 | 8,080 |
| Total interest expense | $118,000 | 7,982 |
| Net interest income | $236,000 | 8,067 |
| Provision for loan and lease losses | $0 | 6,013 |
| Total noninterest income | $50,000 | 6,943 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $18,000 | 6,650 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $32,000 | 5,945 |
| Total noninterest expense | $136,000 | 8,473 |
| Salaries and employee benefits | $66,000 | 8,545 |
| Premises and equipment expense | $25,000 | 7,853 |
| Additional noninterest expense | $45,000 | 8,278 |
| Pre-tax net operating income | $150,000 | 6,420 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $150,000 | 5,967 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $150,000 | 5,967 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $100,000 | 3,061 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $150,000 | 5,964 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,272,000 | 8,112 |
| Total interest expense | $378,000 | 7,959 |
| Net interest income | $894,000 | 8,097 |
| Provision for loan and lease losses | $0 | 7,120 |
| Total noninterest income | $223,000 | 6,883 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $70,000 | 6,747 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $153,000 | 5,688 |
| Total noninterest expense | $571,000 | 8,462 |
| Salaries and employee benefits | $276,000 | 8,539 |
| Premises and equipment expense | $87,000 | 8,002 |
| Additional noninterest expense | $208,000 | 8,184 |
| Pre-tax net operating income | $546,000 | 6,594 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $1,000 | 6,850 |
| Income before extraordinary items | $545,000 | 6,196 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $545,000 | 6,202 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,618 |
| Cash dividends | $480,000 | 3,732 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $545,000 | 6,164 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $940,000 | 8,157 |
| Total interest expense | $271,000 | 7,999 |
| Net interest income | $669,000 | 8,147 |
| Provision for loan and lease losses | $0 | 6,899 |
| Total noninterest income | $167,000 | 6,923 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $53,000 | 6,786 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $114,000 | 5,708 |
| Total noninterest expense | $399,000 | 8,516 |
| Salaries and employee benefits | $189,000 | 8,593 |
| Premises and equipment expense | $61,000 | 8,092 |
| Additional noninterest expense | $149,000 | 8,226 |
| Pre-tax net operating income | $437,000 | 6,637 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $1,000 | 6,867 |
| Income before extraordinary items | $436,000 | 6,191 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $436,000 | 6,195 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,144 |
| Cash dividends | $320,000 | 3,424 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $436,000 | 6,155 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $600,000 | 8,217 |
| Total interest expense | $169,000 | 8,037 |
| Net interest income | $431,000 | 8,200 |
| Provision for loan and lease losses | $0 | 6,626 |
| Total noninterest income | $80,000 | 7,406 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $33,000 | 6,850 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $47,000 | 6,506 |
| Total noninterest expense | $231,000 | 8,613 |
| Salaries and employee benefits | $122,000 | 8,626 |
| Premises and equipment expense | $36,000 | 8,221 |
| Additional noninterest expense | $73,000 | 8,513 |
| Pre-tax net operating income | $280,000 | 6,708 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $280,000 | 6,265 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $280,000 | 6,268 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,660 |
| Cash dividends | $220,000 | 3,388 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $280,000 | 6,214 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $296,000 | 8,289 |
| Total interest expense | $83,000 | 8,071 |
| Net interest income | $213,000 | 8,287 |
| Provision for loan and lease losses | $0 | 6,226 |
| Total noninterest income | $43,000 | 7,298 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $15,000 | 6,958 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $28,000 | 6,283 |
| Total noninterest expense | $115,000 | 8,673 |
| Salaries and employee benefits | $62,000 | 8,677 |
| Premises and equipment expense | $18,000 | 8,281 |
| Additional noninterest expense | $35,000 | 8,588 |
| Pre-tax net operating income | $141,000 | 6,678 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $141,000 | 6,234 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $141,000 | 6,236 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,728 |
| Cash dividends | $110,000 | 2,838 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $141,000 | 6,188 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,066,000 | 8,347 |
| Total interest expense | $317,000 | 8,018 |
| Net interest income | $749,000 | 8,373 |
| Provision for loan and lease losses | $0 | 7,314 |
| Total noninterest income | $201,000 | 7,140 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $77,000 | 6,812 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $124,000 | 6,044 |
| Total noninterest expense | $563,000 | 8,592 |
| Salaries and employee benefits | $321,000 | 8,549 |
| Premises and equipment expense | $75,000 | 8,290 |
| Additional noninterest expense | $167,000 | 8,492 |
| Pre-tax net operating income | $387,000 | 7,137 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $1,000 | 7,085 |
| Income before extraordinary items | $386,000 | 6,857 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $386,000 | 6,859 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-32,000 | 8,577 |
| Cash dividends | $490,000 | 3,600 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $386,000 | 6,789 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $773,000 | 8,420 |
| Total interest expense | $232,000 | 8,076 |
| Net interest income | $541,000 | 8,450 |
| Provision for loan and lease losses | $0 | 7,100 |
| Total noninterest income | $138,000 | 7,340 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $61,000 | 6,789 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $77,000 | 6,376 |
| Total noninterest expense | $395,000 | 8,647 |
| Salaries and employee benefits | $211,000 | 8,670 |
| Premises and equipment expense | $53,000 | 8,354 |
| Additional noninterest expense | $131,000 | 8,456 |
| Pre-tax net operating income | $284,000 | 7,304 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $284,000 | 7,012 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $284,000 | 7,013 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-27,000 | 8,489 |
| Cash dividends | $450,000 | 2,852 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $284,000 | 6,945 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $498,000 | 8,501 |
| Total interest expense | $155,000 | 8,147 |
| Net interest income | $343,000 | 8,552 |
| Provision for loan and lease losses | $0 | 6,885 |
| Total noninterest income | $89,000 | 7,433 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $38,000 | 6,913 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $51,000 | 6,396 |
| Total noninterest expense | $266,000 | 8,698 |
| Salaries and employee benefits | $135,000 | 8,757 |
| Premises and equipment expense | $34,000 | 8,425 |
| Additional noninterest expense | $97,000 | 8,386 |
| Pre-tax net operating income | $166,000 | 7,446 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $166,000 | 7,210 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $166,000 | 7,209 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-27,000 | 8,540 |
| Cash dividends | $350,000 | 2,645 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $166,000 | 7,130 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $247,000 | 8,560 |
| Total interest expense | $79,000 | 8,191 |
| Net interest income | $168,000 | 8,604 |
| Provision for loan and lease losses | $0 | 6,501 |
| Total noninterest income | $39,000 | 7,637 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $17,000 | 7,025 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $22,000 | 6,653 |
| Total noninterest expense | $131,000 | 8,741 |
| Salaries and employee benefits | $67,000 | 8,808 |
| Premises and equipment expense | $17,000 | 8,430 |
| Additional noninterest expense | $47,000 | 8,471 |
| Pre-tax net operating income | $76,000 | 7,524 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $76,000 | 7,310 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $76,000 | 7,312 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,097 |
| Cash dividends | $200,000 | 2,144 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $76,000 | 7,223 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,077,000 | 8,515 |
| Total interest expense | $377,000 | 8,185 |
| Net interest income | $700,000 | 8,562 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $167,000 | 7,639 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $77,000 | 6,951 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $90,000 | 6,702 |
| Total noninterest expense | $445,000 | 8,910 |
| Salaries and employee benefits | $218,000 | 8,965 |
| Premises and equipment expense | $87,000 | 8,237 |
| Additional noninterest expense | $140,000 | 8,812 |
| Pre-tax net operating income | $422,000 | 6,945 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $422,000 | 6,700 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $422,000 | 6,704 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,445 |
| Cash dividends | $385,000 | 4,012 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $422,000 | 6,540 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $811,000 | 8,605 |
| Total interest expense | $291,000 | 8,279 |
| Net interest income | $520,000 | 8,642 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $123,000 | 7,732 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $56,000 | 7,053 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $67,000 | 6,769 |
| Total noninterest expense | $326,000 | 8,958 |
| Salaries and employee benefits | $166,000 | 8,996 |
| Premises and equipment expense | $65,000 | 8,278 |
| Additional noninterest expense | $95,000 | 8,926 |
| Pre-tax net operating income | $317,000 | 7,086 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $317,000 | 6,853 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $317,000 | 6,854 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 5,765 |
| Cash dividends | $385,000 | 3,107 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $317,000 | 6,676 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $545,000 | 8,648 |
| Total interest expense | $198,000 | 8,348 |
| Net interest income | $347,000 | 8,677 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $84,000 | 7,692 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $38,000 | 7,025 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $46,000 | 6,714 |
| Total noninterest expense | $220,000 | 8,980 |
| Salaries and employee benefits | $115,000 | 9,016 |
| Premises and equipment expense | $43,000 | 8,290 |
| Additional noninterest expense | $62,000 | 8,943 |
| Pre-tax net operating income | $211,000 | 7,120 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $211,000 | 6,875 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $211,000 | 6,879 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 5,737 |
| Cash dividends | $310,000 | 2,830 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $211,000 | 6,673 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $274,000 | 8,702 |
| Total interest expense | $102,000 | 8,408 |
| Net interest income | $172,000 | 8,728 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $43,000 | 7,632 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $19,000 | 6,970 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $24,000 | 6,621 |
| Total noninterest expense | $116,000 | 8,987 |
| Salaries and employee benefits | $64,000 | 8,982 |
| Premises and equipment expense | $21,000 | 8,333 |
| Additional noninterest expense | $31,000 | 8,995 |
| Pre-tax net operating income | $99,000 | 7,204 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $99,000 | 6,918 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $99,000 | 6,920 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 4,508 |
| Cash dividends | $200,000 | 2,197 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $99,000 | 6,755 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,235,000 | 8,646 |
| Total interest expense | $509,000 | 8,354 |
| Net interest income | $726,000 | 8,700 |
| Provision for loan and lease losses | $10,000 | 7,810 |
| Total noninterest income | $151,000 | 7,813 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $63,000 | 7,282 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $88,000 | 6,695 |
| Total noninterest expense | $432,000 | 9,088 |
| Salaries and employee benefits | $221,000 | 9,118 |
| Premises and equipment expense | $86,000 | 8,359 |
| Additional noninterest expense | $125,000 | 9,040 |
| Pre-tax net operating income | $435,000 | 7,009 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $435,000 | 6,675 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $435,000 | 6,674 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 7,516 |
| Cash dividends | $430,000 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $435,000 | 6,550 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,586,000 | 8,649 |
| Total interest expense | $827,000 | 8,376 |
| Net interest income | $759,000 | 8,750 |
| Provision for loan and lease losses | $0 | 8,228 |
| Total noninterest income | $113,000 | 8,336 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $57,000 | 7,450 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $56,000 | 7,506 |
| Total noninterest expense | $435,000 | 9,302 |
| Salaries and employee benefits | $217,000 | 9,355 |
| Premises and equipment expense | $82,000 | 8,588 |
| Additional noninterest expense | $136,000 | 9,152 |
| Pre-tax net operating income | $437,000 | 6,805 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $437,000 | 6,366 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $437,000 | 6,369 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $65,000 | 4,750 |
| Cash dividends | $615,000 | 3,085 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $437,000 | 6,252 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,890,000 | 8,517 |
| Total interest expense | $923,000 | 8,393 |
| Net interest income | $967,000 | 8,557 |
| Provision for loan and lease losses | $0 | 8,337 |
| Total noninterest income | $77,000 | 8,928 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $59,000 | 7,422 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 9,043 |
| Total noninterest expense | $467,000 | 9,456 |
| Salaries and employee benefits | $246,000 | 9,475 |
| Premises and equipment expense | $71,000 | 8,965 |
| Additional noninterest expense | $150,000 | 9,237 |
| Pre-tax net operating income | $577,000 | 6,677 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $-4,000 | 9,289 |
| Income before extraordinary items | $581,000 | 5,939 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $581,000 | 5,937 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,622 |
| Cash dividends | $445,000 | 3,779 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $581,000 | 5,950 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,710,000 | 8,822 |
| Total interest expense | $779,000 | 8,734 |
| Net interest income | $931,000 | 8,788 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $67,000 | 9,338 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $49,000 | 7,861 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $18,000 | 9,339 |
| Total noninterest expense | $462,000 | 9,732 |
| Salaries and employee benefits | $289,000 | 9,530 |
| Premises and equipment expense | $62,000 | 9,387 |
| Additional noninterest expense | $111,000 | 9,843 |
| Pre-tax net operating income | $536,000 | 6,977 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $2,000 | 8,682 |
| Income before extraordinary items | $534,000 | 6,231 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $534,000 | 6,229 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $425,000 | 3,806 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $534,000 | 6,217 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $1,796,000 | 8,926 |
| Total interest expense | $831,000 | 8,851 |
| Net interest income | $965,000 | 8,874 |
| Provision for loan and lease losses | $0 | 8,652 |
| Total noninterest income | $61,000 | 9,671 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $54,000 | 7,935 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,000 | 10,104 |
| Total noninterest expense | $448,000 | 9,928 |
| Salaries and employee benefits | $282,000 | 9,715 |
| Premises and equipment expense | $55,000 | 9,708 |
| Additional noninterest expense | $111,000 | 10,042 |
| Pre-tax net operating income | $578,000 | 7,029 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $28,000 | 8,740 |
| Income before extraordinary items | $550,000 | 6,322 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $550,000 | 6,322 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-46,000 | 10,088 |
| Cash dividends | $685,000 | 2,890 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $550,000 | 6,211 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $1,707,000 | 9,420 |
| Total interest expense | $820,000 | 9,198 |
| Net interest income | $887,000 | 9,455 |
| Provision for loan and lease losses | $0 | 8,829 |
| Total noninterest income | $68,000 | 9,985 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $58,000 | 8,201 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 10,416 |
| Total noninterest expense | $414,000 | 10,428 |
| Salaries and employee benefits | $258,000 | 10,222 |
| Premises and equipment expense | $50,000 | 10,204 |
| Additional noninterest expense | $106,000 | 10,482 |
| Pre-tax net operating income | $541,000 | 7,703 |
| Securities gains (losses) | $4,000 | 2,936 |
| Applicable income taxes | $108,000 | 8,273 |
| Income before extraordinary items | $437,000 | 7,394 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $437,000 | 7,397 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-40,000 | 10,459 |
| Cash dividends | $252,000 | 4,908 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $433,800 | 7,369 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,679,000 | 9,839 |
| Total interest expense | $778,000 | 9,711 |
| Net interest income | $901,000 | 9,829 |
| Provision for loan and lease losses | $63,000 | 6,028 |
| Total noninterest income | $62,000 | 10,646 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $56,000 | 8,671 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $6,000 | 11,162 |
| Total noninterest expense | $464,000 | 10,733 |
| Salaries and employee benefits | $271,000 | 10,570 |
| Premises and equipment expense | $49,000 | 10,667 |
| Additional noninterest expense | $144,000 | 10,616 |
| Pre-tax net operating income | $436,000 | 8,296 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $135,000 | 8,126 |
| Income before extraordinary items | $301,000 | 8,415 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $301,000 | 8,412 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 3,405 |
| Cash dividends | $495,000 | 3,474 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $301,000 | 8,356 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $1,613,000 | 10,323 |
| Total interest expense | $740,000 | 10,160 |
| Net interest income | $873,000 | 10,328 |
| Provision for loan and lease losses | $0 | 8,958 |
| Total noninterest income | $62,000 | 11,127 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $55,000 | 9,088 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $7,000 | 11,654 |
| Total noninterest expense | $452,000 | 11,229 |
| Salaries and employee benefits | $254,000 | 11,124 |
| Premises and equipment expense | $61,000 | 10,750 |
| Additional noninterest expense | $137,000 | 11,219 |
| Pre-tax net operating income | $483,000 | 8,532 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $149,000 | 8,282 |
| Income before extraordinary items | $334,000 | 8,621 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $334,000 | 8,625 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-10,000 | 10,662 |
| Cash dividends | $162,000 | 5,917 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $334,000 | 8,589 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,355,000 | 11,028 |
| Total interest expense | $566,000 | 10,772 |
| Net interest income | $789,000 | 11,088 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $69,000 | 11,514 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $49,000 | 9,727 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 11,420 |
| Total noninterest expense | $432,000 | 11,900 |
| Salaries and employee benefits | $225,000 | 11,883 |
| Premises and equipment expense | $44,000 | 11,852 |
| Additional noninterest expense | $163,000 | 11,616 |
| Pre-tax net operating income | $426,000 | 9,151 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $132,000 | 8,674 |
| Income before extraordinary items | $294,000 | 9,209 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $294,000 | 9,215 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-32,000 | 11,617 |
| Cash dividends | $187,000 | 5,662 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $294,000 | 9,276 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,282,000 | 11,724 |
| Total interest expense | $558,000 | 11,382 |
| Net interest income | $724,000 | 11,775 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $73,000 | 11,986 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $50,000 | 10,068 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 11,812 |
| Total noninterest expense | $449,000 | 12,419 |
| Salaries and employee benefits | $224,000 | 12,419 |
| Premises and equipment expense | $53,000 | 12,113 |
| Additional noninterest expense | $172,000 | 12,128 |
| Pre-tax net operating income | $348,000 | 9,826 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $106,000 | 9,601 |
| Income before extraordinary items | $242,000 | 10,138 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $242,000 | 10,285 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 8,132 |
| Cash dividends | $264,000 | 4,722 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $242,000 | 9,883 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,531,000 | 11,884 |
| Total interest expense | $708,000 | 11,771 |
| Net interest income | $823,000 | 11,822 |
| Provision for loan and lease losses | $0 | 11,756 |
| Total noninterest income | $65,000 | 12,707 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $62,000 | 9,841 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,000 | 13,771 |
| Total noninterest expense | $498,000 | 12,644 |
| Salaries and employee benefits | $218,000 | 12,958 |
| Premises and equipment expense | $57,000 | 12,412 |
| Additional noninterest expense | $223,000 | 11,919 |
| Pre-tax net operating income | $390,000 | 9,334 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $131,000 | 9,084 |
| Income before extraordinary items | $259,000 | 9,796 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $259,000 | 9,939 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-56,000 | 13,532 |
| Cash dividends | $165,000 | 5,533 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $259,000 | 9,428 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.