Home > Town & Country Bank > Assets and Liabilities
Town & Country Bank, Assets and Liabilities
| 1999-12-31 | Rank | |
| # of Employees: | 39 | 4,286 |
| Assets and Liabilities | ||
| Total Assets: | $65,943,000 | 5,900 |
| Cash and due from depository institutions | $2,334,000 | 4,286 |
| Interest-bearing balances | $0 | 6,854 |
| Securities | $15,084,000 | 5,780 |
| Federal funds sold & reverse repurchase agreements | $2,730,000 | 3,057 |
| Net loans & leases | $42,567,000 | 5,621 |
| Loan loss allowance | $347,000 | 6,937 |
| Trading account assets | $0 | 165 |
| Bank premises and fixed assets | $2,503,000 | 3,363 |
| Other real estate owned | $0 | 4,286 |
| Goodwill and other intangibles | $0 | 3,276 |
| All other assets | $725,000 | 7,215 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $65,943,000 | 5,900 |
| Total liabilities | $61,185,000 | 5,772 |
| Total deposits | $60,808,000 | 5,519 |
| Interest-bearing deposits | $53,240,000 | 5,437 |
| Deposits held in domestic offices | $60,808,000 | 5,516 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,093 |
| Trading liabilities | $0 | 65 |
| Other borrowed funds | $0 | 5,751 |
| Subordinated debt | $0 | 242 |
| All other liabilities | $377,000 | 6,271 |
| Total equity capital | $4,758,000 | 7,158 |
| Total bank equity capital | $4,758,000 | 7,158 |
| Perpetual preferred stock | $0 | 193 |
| Common stock | $300,000 | 5,720 |
| Surplus | $2,830,000 | 4,517 |
| Undivided profits | $1,628,000 | 6,923 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $54,000 | 7,595 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,502 |
| Income earned, not collected on loans | $243,000 | 7,202 |
| Earning assets | $60,381,000 | 5,883 |
| Long-term assets (5+ years) | $13,413,000 | 4,201 |
| Average Assets, year-to-date | $57,077,600 | 6,257 |
| Average Assets, quarterly | $63,484,500 | 5,991 |
| Volatile liabilities | $6,654,000 | 6,584 |
| Insider loans | $349,000 | 6,181 |
| FHLB advances | $0 | 802 |
| Loans and leases held for sale | $0 | 1,487 |
| Unused loan commitments | $4,005,000 | 6,009 |
| Tier 1 (core) risk-based capital | $5,191,000 | 6,846 |
| Tier 2 risk-based capital | $347,000 | 6,567 |
| Total risk weighted assets | $37,282,000 | 6,261 |
| Total unused commitments | $4,005,000 | 6,016 |
| Derivatives | $0 | 488 |
| 1998-12-31 | Rank | |
| # of Employees: | 25 | 6,003 |
| Assets and Liabilities | ||
| Total Assets: | $50,367,000 | 6,941 |
| Cash and due from depository institutions | $1,502,000 | 6,003 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $13,083,000 | 6,257 |
| Federal funds sold & reverse repurchase agreements | $2,750,000 | 5,037 |
| Net loans & leases | $30,501,000 | 6,662 |
| Loan loss allowance | $286,000 | 7,536 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $1,808,000 | 4,228 |
| Other real estate owned | $289,000 | 6,003 |
| Goodwill and other intangibles | $0 | 3,445 |
| All other assets | $434,000 | 8,557 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $50,367,000 | 6,941 |
| Total liabilities | $46,502,000 | 6,812 |
| Total deposits | $45,936,000 | 6,662 |
| Interest-bearing deposits | $39,604,000 | 6,617 |
| Deposits held in domestic offices | $45,936,000 | 6,660 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,214 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $566,000 | 5,332 |
| Total equity capital | $3,865,000 | 8,034 |
| Total bank equity capital | $3,865,000 | 8,034 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $300,000 | 5,797 |
| Surplus | $1,830,000 | 5,708 |
| Undivided profits | $1,735,000 | 7,263 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $56,000 | 8,017 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $184,000 | 8,139 |
| Earning assets | $46,334,000 | 6,917 |
| Long-term assets (5+ years) | $11,888,000 | 4,314 |
| Average Assets, year-to-date | $44,898,400 | 7,144 |
| Average Assets, quarterly | $49,358,500 | 6,944 |
| Volatile liabilities | $4,137,000 | 7,506 |
| Insider loans | $113,000 | 7,943 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $2,176,000 | 7,287 |
| Tier 1 (core) risk-based capital | $3,823,000 | 7,965 |
| Tier 2 risk-based capital | $286,000 | 7,162 |
| Total risk weighted assets | $27,978,400 | 7,156 |
| Total unused commitments | $2,176,000 | 7,299 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 23 | 6,565 |
| Assets and Liabilities | ||
| Total Assets: | $39,589,000 | 7,957 |
| Cash and due from depository institutions | $1,260,000 | 6,565 |
| Interest-bearing balances | $0 | 6,604 |
| Securities | $9,031,000 | 7,732 |
| Federal funds sold & reverse repurchase agreements | $1,375,000 | 5,854 |
| Net loans & leases | $25,938,000 | 7,370 |
| Loan loss allowance | $234,000 | 8,364 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $1,363,000 | 5,017 |
| Other real estate owned | $243,000 | 6,565 |
| Goodwill and other intangibles | $0 | 3,571 |
| All other assets | $379,000 | 9,251 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $39,589,000 | 7,957 |
| Total liabilities | $35,949,000 | 7,876 |
| Total deposits | $35,443,000 | 7,750 |
| Interest-bearing deposits | $31,335,000 | 7,603 |
| Deposits held in domestic offices | $35,443,000 | 7,747 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $132,000 | 4,685 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $374,000 | 6,981 |
| Total equity capital | $3,640,000 | 8,368 |
| Total bank equity capital | $3,640,000 | 8,368 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $300,000 | 6,047 |
| Surplus | $1,830,000 | 5,724 |
| Undivided profits | $1,510,000 | 7,823 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $236,000 | 5,945 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $174,000 | 8,645 |
| Earning assets | $36,344,000 | 7,937 |
| Long-term assets (5+ years) | $5,878,000 | 5,599 |
| Average Assets, year-to-date | $35,177,400 | 8,203 |
| Average Assets, quarterly | $38,771,000 | 7,970 |
| Volatile liabilities | $3,219,000 | 8,330 |
| Insider loans | $180,000 | 7,630 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $1,367,000 | 8,217 |
| Tier 1 (core) risk-based capital | $3,609,000 | 8,298 |
| Tier 2 risk-based capital | $234,000 | 7,928 |
| Total risk weighted assets | $23,081,200 | 7,950 |
| Total unused commitments | $1,367,000 | 8,230 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 24 | 6,712 |
| Assets and Liabilities | ||
| Total Assets: | $30,575,000 | 9,148 |
| Cash and due from depository institutions | $1,100,000 | 6,712 |
| Interest-bearing balances | $0 | 6,640 |
| Securities | $6,345,000 | 9,254 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $21,061,000 | 8,247 |
| Loan loss allowance | $288,000 | 8,009 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $1,445,000 | 4,812 |
| Other real estate owned | $266,000 | 6,712 |
| Goodwill and other intangibles | $0 | 3,437 |
| All other assets | $358,000 | 9,851 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $30,575,000 | 9,148 |
| Total liabilities | $27,291,000 | 9,139 |
| Total deposits | $27,143,000 | 9,008 |
| Interest-bearing deposits | $23,335,000 | 8,958 |
| Deposits held in domestic offices | $27,143,000 | 9,005 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $30,000 | 5,135 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $118,000 | 10,402 |
| Total equity capital | $3,284,000 | 8,919 |
| Total bank equity capital | $3,284,000 | 8,919 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $300,000 | 6,402 |
| Surplus | $1,830,000 | 5,842 |
| Undivided profits | $1,154,000 | 8,576 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $72,000 | 8,635 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $142,000 | 9,485 |
| Earning assets | $27,406,000 | 9,187 |
| Long-term assets (5+ years) | $3,507,000 | 6,711 |
| Average Assets, year-to-date | $29,975,600 | 9,062 |
| Average Assets, quarterly | $30,600,500 | 9,099 |
| Volatile liabilities | $1,927,000 | 9,547 |
| Insider loans | $127,000 | 8,464 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $1,615,000 | 7,928 |
| Tier 1 (core) risk-based capital | $3,309,000 | 8,828 |
| Tier 2 risk-based capital | $239,600 | 8,062 |
| Total risk weighted assets | $19,119,200 | 8,805 |
| Total unused commitments | $1,615,000 | 7,939 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 20 | 7,769 |
| Assets and Liabilities | ||
| Total Assets: | $28,587,000 | 9,676 |
| Cash and due from depository institutions | $1,758,000 | 7,769 |
| Interest-bearing balances | $0 | 6,853 |
| Securities | $6,988,000 | 9,402 |
| Federal funds sold & reverse repurchase agreements | $950,000 | 7,422 |
| Net loans & leases | $17,657,000 | 9,034 |
| Loan loss allowance | $184,000 | 9,719 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $870,000 | 6,531 |
| Other real estate owned | $32,000 | 7,769 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $332,000 | 10,424 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $28,587,000 | 9,676 |
| Total liabilities | $25,339,000 | 9,695 |
| Total deposits | $25,227,000 | 9,598 |
| Interest-bearing deposits | $21,612,000 | 9,536 |
| Deposits held in domestic offices | $25,227,000 | 9,595 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $112,000 | 10,979 |
| Total equity capital | $3,248,000 | 9,182 |
| Total bank equity capital | $3,248,000 | 9,182 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $300,000 | 6,747 |
| Surplus | $1,830,000 | 5,907 |
| Undivided profits | $1,118,000 | 9,038 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $89,000 | 8,470 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $136,000 | 9,988 |
| Earning assets | $25,595,000 | 9,728 |
| Long-term assets (5+ years) | $2,977,000 | 7,074 |
| Average Assets, year-to-date | $27,130,600 | 9,696 |
| Average Assets, quarterly | $27,925,500 | 9,705 |
| Volatile liabilities | $1,920,000 | 9,706 |
| Insider loans | $32,000 | 10,185 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $1,334,000 | 8,381 |
| Tier 1 (core) risk-based capital | $3,237,000 | 9,098 |
| Tier 2 risk-based capital | $184,000 | 9,141 |
| Total risk weighted assets | $16,439,100 | 9,514 |
| Total unused commitments | $1,334,000 | 8,392 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 13 | 9,865 |
| Assets and Liabilities | ||
| Total Assets: | $26,331,000 | 10,236 |
| Cash and due from depository institutions | $1,022,000 | 9,865 |
| Interest-bearing balances | $0 | 7,034 |
| Securities | $9,735,000 | 8,849 |
| Federal funds sold & reverse repurchase agreements | $525,000 | 6,670 |
| Net loans & leases | $14,104,000 | 10,014 |
| Loan loss allowance | $183,000 | 10,145 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $333,000 | 9,590 |
| Other real estate owned | $54,000 | 9,865 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $558,000 | 9,163 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $26,331,000 | 10,236 |
| Total liabilities | $23,191,000 | 10,305 |
| Total deposits | $23,043,000 | 10,188 |
| Interest-bearing deposits | $20,213,000 | 10,075 |
| Deposits held in domestic offices | $23,043,000 | 10,183 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $34,000 | 5,110 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $114,000 | 10,816 |
| Total equity capital | $3,140,000 | 9,286 |
| Total bank equity capital | $3,140,000 | 9,286 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $300,000 | 7,125 |
| Surplus | $1,830,000 | 5,928 |
| Undivided profits | $1,010,000 | 9,020 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $0 | 11,640 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $109,000 | 10,645 |
| Earning assets | $24,364,000 | 10,170 |
| Long-term assets (5+ years) | $3,743,000 | 6,824 |
| Average Assets, year-to-date | $26,353,000 | 10,185 |
| Average Assets, quarterly | $25,958,500 | 10,264 |
| Volatile liabilities | $951,000 | 11,182 |
| Insider loans | $36,000 | 10,507 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $1,594,000 | 8,095 |
| Tier 1 (core) risk-based capital | $3,265,000 | 9,216 |
| Tier 2 risk-based capital | $172,020 | 9,682 |
| Total risk weighted assets | $13,750,820 | 10,360 |
| Total unused commitments | $1,594,000 | 8,107 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 13 | 10,317 |
| Assets and Liabilities | ||
| Total Assets: | $26,269,000 | 10,700 |
| Cash and due from depository institutions | $1,274,000 | 10,317 |
| Interest-bearing balances | $0 | 7,655 |
| Securities | $11,489,000 | 8,535 |
| Federal funds sold & reverse repurchase agreements | $25,000 | 10,302 |
| Net loans & leases | $12,344,000 | 10,699 |
| Loan loss allowance | $189,000 | 10,463 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $365,000 | 9,678 |
| Other real estate owned | $66,000 | 10,317 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $706,000 | 7,741 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $26,269,000 | 10,700 |
| Total liabilities | $22,951,000 | 10,809 |
| Total deposits | $22,789,000 | 10,716 |
| Interest-bearing deposits | $20,281,000 | 10,552 |
| Deposits held in domestic offices | $22,789,000 | 10,712 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $49,000 | 4,645 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $113,000 | 11,229 |
| Total equity capital | $3,318,000 | 9,316 |
| Total bank equity capital | $3,318,000 | 9,316 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $300,000 | 7,497 |
| Surplus | $1,830,000 | 5,930 |
| Undivided profits | $1,188,000 | 9,081 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $39,000 | 10,767 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $122,000 | 10,330 |
| Earning assets | $23,858,000 | 10,695 |
| Long-term assets (5+ years) | $3,314,000 | 7,545 |
| Average Assets, year-to-date | $26,184,800 | 10,592 |
| Average Assets, quarterly | $25,998,000 | 10,682 |
| Volatile liabilities | $1,461,000 | 10,546 |
| Insider loans | $50,000 | 10,633 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,124,000 | 8,986 |
| Tier 1 (core) risk-based capital | $3,294,000 | 9,287 |
| Tier 2 risk-based capital | $162,830 | 10,160 |
| Total risk weighted assets | $13,000,230 | 10,872 |
| Total unused commitments | $1,124,000 | 9,009 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 14 | 10,332 |
| Assets and Liabilities | ||
| Total Assets: | $26,983,000 | 10,895 |
| Cash and due from depository institutions | $1,177,000 | 10,332 |
| Interest-bearing balances | $0 | 8,059 |
| Securities | $13,363,000 | 7,864 |
| Federal funds sold & reverse repurchase agreements | $1,750,000 | 6,956 |
| Net loans & leases | $9,966,000 | 11,687 |
| Loan loss allowance | $180,000 | 10,920 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $381,000 | 9,813 |
| Other real estate owned | $34,000 | 10,332 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $312,000 | 11,609 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $26,983,000 | 10,895 |
| Total liabilities | $24,192,000 | 10,933 |
| Total deposits | $23,989,000 | 10,839 |
| Interest-bearing deposits | $21,536,000 | 10,624 |
| Deposits held in domestic offices | $23,989,000 | 10,834 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $59,000 | 4,543 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $144,000 | 11,306 |
| Total equity capital | $2,791,000 | 10,091 |
| Total bank equity capital | $2,791,000 | 10,091 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $300,000 | 7,882 |
| Surplus | $1,830,000 | 5,845 |
| Undivided profits | $661,000 | 10,536 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $11,000 | 12,474 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $157,000 | 9,816 |
| Earning assets | $25,079,000 | 10,760 |
| Long-term assets (5+ years) | $2,657,000 | 8,297 |
| Average Assets, year-to-date | $26,594,800 | 10,814 |
| Average Assets, quarterly | $27,095,000 | 10,823 |
| Volatile liabilities | $1,366,000 | 11,063 |
| Insider loans | $60,000 | 6,846 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $1,058,000 | 9,028 |
| Tier 1 (core) risk-based capital | $2,791,000 | 10,027 |
| Tier 2 risk-based capital | $135,880 | 11,034 |
| Total risk weighted assets | $10,826,380 | 11,833 |
| Total unused commitments | $1,058,000 | 9,056 |
| Derivatives | $0 | 651 |