Home > Town & Country Bank > Income and Expense
Town & Country Bank, Income and Expense
| 2017-09-30 (YTD Data) | Rank | |
| Total interest income | $4,767,000 | 3,323 |
| Total interest expense | $773,000 | 2,473 |
| Net interest income | $3,994,000 | 3,442 |
| Provision for loan and lease losses | $927,000 | 741 |
| Total noninterest income | $3,540,000 | 1,187 |
| Gross Fiduciary activities income | $0 | 1,093 |
| Service charges on deposit accounts | $26,000 | 5,217 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $3,514,000 | 877 |
| Total noninterest expense | $4,952,000 | 2,613 |
| Salaries and employee benefits | $2,830,000 | 2,582 |
| Premises and equipment expense | $238,000 | 4,108 |
| Additional noninterest expense | $1,884,000 | 2,250 |
| Pre-tax net operating income | $1,655,000 | 3,003 |
| Securities gains (losses) | $0 | 2,274 |
| Applicable income taxes | $599,000 | 1,931 |
| Income before extraordinary items | $1,056,000 | 3,446 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $1,056,000 | 3,445 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $1,056,000 | 3,446 |
| Net charge-offs | $350,000 | 1,028 |
| Cash dividends | $81,000 | 3,481 |
| Sale, conversion, retirement of capital stock, net | $2,235,000 | 132 |
| Net operating income | $1,056,000 | 3,410 |
| 2017-06-30 (YTD Data) | Rank | |
| Total interest income | $2,942,000 | 3,472 |
| Total interest expense | $495,000 | 2,510 |
| Net interest income | $2,447,000 | 3,600 |
| Provision for loan and lease losses | $762,000 | 606 |
| Total noninterest income | $1,829,000 | 1,392 |
| Gross Fiduciary activities income | $0 | 1,079 |
| Service charges on deposit accounts | $18,000 | 5,231 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,811,000 | 1,048 |
| Total noninterest expense | $3,108,000 | 2,730 |
| Salaries and employee benefits | $1,894,000 | 2,583 |
| Premises and equipment expense | $161,000 | 4,104 |
| Additional noninterest expense | $1,053,000 | 2,573 |
| Pre-tax net operating income | $406,000 | 4,370 |
| Securities gains (losses) | $0 | 1,906 |
| Applicable income taxes | $162,000 | 2,624 |
| Income before extraordinary items | $244,000 | 4,711 |
| Extraordinary gains, net | $0 | 11 |
| Net income | $244,000 | 4,710 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $244,000 | 4,711 |
| Net charge-offs | $337,000 | 762 |
| Cash dividends | $51,000 | 3,377 |
| Sale, conversion, retirement of capital stock, net | $973,000 | 141 |
| Net operating income | $244,000 | 4,701 |
| 2017-03-31 (YTD Data) | Rank | |
| Total interest income | $1,485,000 | 3,455 |
| Total interest expense | $245,000 | 2,490 |
| Net interest income | $1,240,000 | 3,593 |
| Provision for loan and lease losses | $244,000 | 813 |
| Total noninterest income | $1,222,000 | 1,139 |
| Gross Fiduciary activities income | $0 | 1,045 |
| Service charges on deposit accounts | $10,000 | 5,206 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $1,212,000 | 833 |
| Total noninterest expense | $1,501,000 | 2,819 |
| Salaries and employee benefits | $922,000 | 2,679 |
| Premises and equipment expense | $81,000 | 4,123 |
| Additional noninterest expense | $498,000 | 2,676 |
| Pre-tax net operating income | $717,000 | 2,496 |
| Securities gains (losses) | $0 | 1,153 |
| Applicable income taxes | $276,000 | 1,558 |
| Income before extraordinary items | $441,000 | 2,967 |
| Extraordinary gains, net | $0 | 8 |
| Net income | $441,000 | 2,967 |
| Minority interest net income | $0 | 55 |
| Net income of bank and minority interests. | $441,000 | 2,967 |
| Net charge-offs | $198,000 | 605 |
| Cash dividends | $20,000 | 2,785 |
| Sale, conversion, retirement of capital stock, net | $930,000 | 86 |
| Net operating income | $441,000 | 2,947 |
| 2016-12-31 (YTD Data) | Rank | |
| Total interest income | $5,254,000 | 3,707 |
| Total interest expense | $869,000 | 2,661 |
| Net interest income | $4,385,000 | 3,835 |
| Provision for loan and lease losses | $109,000 | 3,053 |
| Total noninterest income | $1,547,000 | 2,448 |
| Gross Fiduciary activities income | $0 | 1,172 |
| Service charges on deposit accounts | $41,000 | 5,283 |
| Trading account gains and fees | $0 | 170 |
| Additional Noninterest Income | $1,506,000 | 1,877 |
| Total noninterest expense | $5,055,000 | 3,162 |
| Salaries and employee benefits | $2,905,000 | 3,085 |
| Premises and equipment expense | $402,000 | 3,768 |
| Additional noninterest expense | $1,748,000 | 3,018 |
| Pre-tax net operating income | $768,000 | 4,395 |
| Securities gains (losses) | $0 | 3,212 |
| Applicable income taxes | $260,000 | 2,752 |
| Income before extraordinary items | $508,000 | 4,705 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $508,000 | 4,704 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $508,000 | 4,704 |
| Net charge-offs | $-69,000 | 5,431 |
| Cash dividends | $57,000 | 4,093 |
| Sale, conversion, retirement of capital stock, net | $432,000 | 299 |
| Net operating income | $508,000 | 4,664 |
| 2016-09-30 (YTD Data) | Rank | |
| Total interest income | $3,859,000 | 3,776 |
| Total interest expense | $635,000 | 2,713 |
| Net interest income | $3,224,000 | 3,898 |
| Provision for loan and lease losses | $16,000 | 3,910 |
| Total noninterest income | $1,243,000 | 2,353 |
| Gross Fiduciary activities income | $0 | 1,132 |
| Service charges on deposit accounts | $31,000 | 5,342 |
| Trading account gains and fees | $0 | 169 |
| Additional Noninterest Income | $1,212,000 | 1,803 |
| Total noninterest expense | $3,720,000 | 3,205 |
| Salaries and employee benefits | $2,108,000 | 3,152 |
| Premises and equipment expense | $305,000 | 3,765 |
| Additional noninterest expense | $1,307,000 | 3,025 |
| Pre-tax net operating income | $731,000 | 4,169 |
| Securities gains (losses) | $0 | 3,160 |
| Applicable income taxes | $239,000 | 2,672 |
| Income before extraordinary items | $492,000 | 4,515 |
| Extraordinary gains, net | $0 | 5 |
| Net income | $492,000 | 4,514 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $492,000 | 4,515 |
| Net charge-offs | $-64,000 | 5,445 |
| Cash dividends | $44,000 | 3,666 |
| Sale, conversion, retirement of capital stock, net | $435,000 | 238 |
| Net operating income | $492,000 | 4,438 |
| 2016-06-30 (YTD Data) | Rank | |
| Total interest income | $2,532,000 | 3,831 |
| Total interest expense | $407,000 | 2,797 |
| Net interest income | $2,125,000 | 3,948 |
| Provision for loan and lease losses | $0 | 4,017 |
| Total noninterest income | $858,000 | 2,295 |
| Gross Fiduciary activities income | $0 | 1,122 |
| Service charges on deposit accounts | $20,000 | 5,411 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $838,000 | 1,747 |
| Total noninterest expense | $2,502,000 | 3,199 |
| Salaries and employee benefits | $1,397,000 | 3,190 |
| Premises and equipment expense | $204,000 | 3,786 |
| Additional noninterest expense | $901,000 | 2,966 |
| Pre-tax net operating income | $481,000 | 4,211 |
| Securities gains (losses) | $0 | 2,835 |
| Applicable income taxes | $170,000 | 2,618 |
| Income before extraordinary items | $311,000 | 4,597 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $311,000 | 4,594 |
| Minority interest net income | $0 | 71 |
| Net income of bank and minority interests. | $311,000 | 4,595 |
| Net charge-offs | $-64,000 | 5,576 |
| Cash dividends | $27,000 | 3,561 |
| Sale, conversion, retirement of capital stock, net | $433,000 | 183 |
| Net operating income | $311,000 | 4,528 |
| 2016-03-31 (YTD Data) | Rank | |
| Total interest income | $1,221,000 | 3,911 |
| Total interest expense | $195,000 | 2,888 |
| Net interest income | $1,026,000 | 4,028 |
| Provision for loan and lease losses | $0 | 3,656 |
| Total noninterest income | $374,000 | 2,445 |
| Gross Fiduciary activities income | $0 | 1,076 |
| Service charges on deposit accounts | $10,000 | 5,438 |
| Trading account gains and fees | $0 | 142 |
| Additional Noninterest Income | $364,000 | 1,860 |
| Total noninterest expense | $1,316,000 | 3,125 |
| Salaries and employee benefits | $694,000 | 3,226 |
| Premises and equipment expense | $102,000 | 3,826 |
| Additional noninterest expense | $520,000 | 2,694 |
| Pre-tax net operating income | $84,000 | 5,193 |
| Securities gains (losses) | $0 | 2,077 |
| Applicable income taxes | $0 | 4,259 |
| Income before extraordinary items | $84,000 | 5,150 |
| Extraordinary gains, net | $0 | 12 |
| Net income | $84,000 | 5,149 |
| Minority interest net income | $0 | 62 |
| Net income of bank and minority interests. | $84,000 | 5,149 |
| Net charge-offs | $-64,000 | 5,795 |
| Cash dividends | $12,000 | 2,838 |
| Sale, conversion, retirement of capital stock, net | $0 | 659 |
| Net operating income | $84,000 | 5,093 |
| 2015-12-31 (YTD Data) | Rank | |
| Total interest income | $4,990,000 | 3,849 |
| Total interest expense | $757,000 | 2,922 |
| Net interest income | $4,233,000 | 3,956 |
| Provision for loan and lease losses | $408,000 | 1,569 |
| Total noninterest income | $2,631,000 | 1,766 |
| Gross Fiduciary activities income | $0 | 1,209 |
| Service charges on deposit accounts | $34,000 | 5,643 |
| Trading account gains and fees | $0 | 159 |
| Additional Noninterest Income | $2,597,000 | 1,279 |
| Total noninterest expense | $4,721,000 | 3,353 |
| Salaries and employee benefits | $2,707,000 | 3,232 |
| Premises and equipment expense | $396,000 | 3,924 |
| Additional noninterest expense | $1,618,000 | 3,249 |
| Pre-tax net operating income | $1,735,000 | 3,257 |
| Securities gains (losses) | $0 | 3,216 |
| Applicable income taxes | $-154,000 | 6,024 |
| Income before extraordinary items | $1,889,000 | 2,832 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,889,000 | 2,834 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,889,000 | 2,835 |
| Net charge-offs | $-100,000 | 5,719 |
| Cash dividends | $9,000 | 4,276 |
| Sale, conversion, retirement of capital stock, net | $589,000 | 291 |
| Net operating income | $1,889,000 | 2,784 |
| 2015-09-30 (YTD Data) | Rank | |
| Total interest income | $3,670,000 | 3,933 |
| Total interest expense | $555,000 | 2,996 |
| Net interest income | $3,115,000 | 4,033 |
| Provision for loan and lease losses | $134,000 | 2,415 |
| Total noninterest income | $1,595,000 | 2,055 |
| Gross Fiduciary activities income | $0 | 1,169 |
| Service charges on deposit accounts | $24,000 | 5,741 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $1,571,000 | 1,485 |
| Total noninterest expense | $3,250,000 | 3,549 |
| Salaries and employee benefits | $1,777,000 | 3,544 |
| Premises and equipment expense | $292,000 | 4,012 |
| Additional noninterest expense | $1,181,000 | 3,310 |
| Pre-tax net operating income | $1,326,000 | 3,301 |
| Securities gains (losses) | $0 | 3,031 |
| Applicable income taxes | $0 | 4,489 |
| Income before extraordinary items | $1,326,000 | 3,007 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,326,000 | 3,007 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $1,326,000 | 3,008 |
| Net charge-offs | $-63,000 | 5,687 |
| Cash dividends | $0 | 3,825 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 747 |
| Net operating income | $1,326,000 | 2,945 |
| 2015-06-30 (YTD Data) | Rank | |
| Total interest income | $2,352,000 | 4,041 |
| Total interest expense | $357,000 | 3,077 |
| Net interest income | $1,995,000 | 4,142 |
| Provision for loan and lease losses | $132,000 | 1,929 |
| Total noninterest income | $1,193,000 | 1,915 |
| Gross Fiduciary activities income | $0 | 1,152 |
| Service charges on deposit accounts | $17,000 | 5,769 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,176,000 | 1,390 |
| Total noninterest expense | $2,169,000 | 3,585 |
| Salaries and employee benefits | $1,174,000 | 3,586 |
| Premises and equipment expense | $188,000 | 4,107 |
| Additional noninterest expense | $807,000 | 3,292 |
| Pre-tax net operating income | $887,000 | 3,289 |
| Securities gains (losses) | $0 | 2,636 |
| Applicable income taxes | $0 | 4,497 |
| Income before extraordinary items | $887,000 | 2,971 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $887,000 | 2,971 |
| Minority interest net income | $0 | 75 |
| Net income of bank and minority interests. | $887,000 | 2,973 |
| Net charge-offs | $-26,000 | 5,557 |
| Cash dividends | $0 | 3,664 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 722 |
| Net operating income | $887,000 | 2,913 |
| 2015-03-31 (YTD Data) | Rank | |
| Total interest income | $1,106,000 | 4,193 |
| Total interest expense | $171,000 | 3,203 |
| Net interest income | $935,000 | 4,291 |
| Provision for loan and lease losses | $0 | 3,703 |
| Total noninterest income | $551,000 | 1,987 |
| Gross Fiduciary activities income | $0 | 1,118 |
| Service charges on deposit accounts | $9,000 | 5,746 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $542,000 | 1,425 |
| Total noninterest expense | $1,098,000 | 3,586 |
| Salaries and employee benefits | $581,000 | 3,652 |
| Premises and equipment expense | $92,000 | 4,191 |
| Additional noninterest expense | $425,000 | 3,161 |
| Pre-tax net operating income | $388,000 | 3,422 |
| Securities gains (losses) | $0 | 2,027 |
| Applicable income taxes | $0 | 4,400 |
| Income before extraordinary items | $388,000 | 3,183 |
| Extraordinary gains, net | $0 | 13 |
| Net income | $388,000 | 3,186 |
| Minority interest net income | $0 | 64 |
| Net income of bank and minority interests. | $388,000 | 3,186 |
| Net charge-offs | $12,000 | 2,395 |
| Cash dividends | $0 | 2,892 |
| Sale, conversion, retirement of capital stock, net | $2,000 | 661 |
| Net operating income | $388,000 | 3,105 |
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $4,105,000 | 4,417 |
| Total interest expense | $652,000 | 3,438 |
| Net interest income | $3,453,000 | 4,508 |
| Provision for loan and lease losses | $0 | 4,603 |
| Total noninterest income | $1,669,000 | 2,367 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $51,000 | 5,702 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $1,618,000 | 1,689 |
| Total noninterest expense | $3,990,000 | 3,843 |
| Salaries and employee benefits | $2,259,000 | 3,729 |
| Premises and equipment expense | $368,000 | 4,258 |
| Additional noninterest expense | $1,363,000 | 3,761 |
| Pre-tax net operating income | $1,132,000 | 3,945 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $-280,000 | 6,334 |
| Income before extraordinary items | $1,412,000 | 3,346 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $1,412,000 | 3,347 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,412,000 | 3,347 |
| Net charge-offs | $216,000 | 2,381 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 800 |
| Net operating income | $1,412,000 | 3,298 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $3,087,000 | 4,450 |
| Total interest expense | $478,000 | 3,537 |
| Net interest income | $2,609,000 | 4,535 |
| Provision for loan and lease losses | $0 | 4,401 |
| Total noninterest income | $1,088,000 | 2,582 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $42,000 | 5,676 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $1,046,000 | 1,880 |
| Total noninterest expense | $2,763,000 | 4,037 |
| Salaries and employee benefits | $1,481,000 | 4,009 |
| Premises and equipment expense | $262,000 | 4,416 |
| Additional noninterest expense | $1,020,000 | 3,780 |
| Pre-tax net operating income | $934,000 | 3,869 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $-108,000 | 6,417 |
| Income before extraordinary items | $1,042,000 | 3,421 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,042,000 | 3,422 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $1,042,000 | 3,422 |
| Net charge-offs | $20,000 | 3,838 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 766 |
| Net operating income | $1,042,000 | 3,376 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $2,011,000 | 4,517 |
| Total interest expense | $314,000 | 3,610 |
| Net interest income | $1,697,000 | 4,596 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $676,000 | 2,662 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $30,000 | 5,625 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $646,000 | 1,948 |
| Total noninterest expense | $1,822,000 | 4,080 |
| Salaries and employee benefits | $969,000 | 4,077 |
| Premises and equipment expense | $174,000 | 4,472 |
| Additional noninterest expense | $679,000 | 3,815 |
| Pre-tax net operating income | $551,000 | 4,013 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $-108,000 | 6,514 |
| Income before extraordinary items | $659,000 | 3,447 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $659,000 | 3,453 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $659,000 | 3,453 |
| Net charge-offs | $20,000 | 3,410 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 738 |
| Net operating income | $659,000 | 3,404 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $996,000 | 4,576 |
| Total interest expense | $152,000 | 3,759 |
| Net interest income | $844,000 | 4,647 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $441,000 | 2,212 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $17,000 | 5,529 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $424,000 | 1,572 |
| Total noninterest expense | $880,000 | 4,195 |
| Salaries and employee benefits | $471,000 | 4,197 |
| Premises and equipment expense | $85,000 | 4,593 |
| Additional noninterest expense | $324,000 | 3,934 |
| Pre-tax net operating income | $405,000 | 3,264 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $0 | 4,445 |
| Income before extraordinary items | $405,000 | 2,964 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $405,000 | 2,967 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $405,000 | 2,967 |
| Net charge-offs | $2,000 | 3,350 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 674 |
| Net operating income | $405,000 | 2,927 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $3,653,000 | 4,837 |
| Total interest expense | $479,000 | 4,556 |
| Net interest income | $3,174,000 | 4,804 |
| Provision for loan and lease losses | $979,000 | 1,121 |
| Total noninterest income | $526,000 | 4,344 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $46,000 | 6,036 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $480,000 | 3,413 |
| Total noninterest expense | $3,332,000 | 4,374 |
| Salaries and employee benefits | $1,728,000 | 4,411 |
| Premises and equipment expense | $318,000 | 4,717 |
| Additional noninterest expense | $1,286,000 | 4,039 |
| Pre-tax net operating income | $-611,000 | 6,497 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $108,000 | 3,361 |
| Income before extraordinary items | $-719,000 | 6,541 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-719,000 | 6,542 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $-719,000 | 6,542 |
| Net charge-offs | $841,000 | 1,436 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $13,000 | 824 |
| Net operating income | $-719,000 | 6,528 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $2,663,000 | 4,953 |
| Total interest expense | $341,000 | 4,750 |
| Net interest income | $2,322,000 | 4,899 |
| Provision for loan and lease losses | $939,000 | 930 |
| Total noninterest income | $125,000 | 5,880 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $31,000 | 6,181 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $94,000 | 5,237 |
| Total noninterest expense | $2,458,000 | 4,433 |
| Salaries and employee benefits | $1,300,000 | 4,419 |
| Premises and equipment expense | $239,000 | 4,746 |
| Additional noninterest expense | $919,000 | 4,150 |
| Pre-tax net operating income | $-950,000 | 6,699 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $0 | 4,713 |
| Income before extraordinary items | $-950,000 | 6,715 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $-950,000 | 6,716 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-950,000 | 6,716 |
| Net charge-offs | $1,113,000 | 926 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $10,000 | 772 |
| Net operating income | $-950,000 | 6,705 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,746,000 | 5,004 |
| Total interest expense | $221,000 | 4,865 |
| Net interest income | $1,525,000 | 4,938 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $151,000 | 5,235 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $20,000 | 6,227 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $131,000 | 4,390 |
| Total noninterest expense | $1,595,000 | 4,505 |
| Salaries and employee benefits | $875,000 | 4,429 |
| Premises and equipment expense | $157,000 | 4,786 |
| Additional noninterest expense | $563,000 | 4,351 |
| Pre-tax net operating income | $81,000 | 5,918 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $-82,000 | 6,743 |
| Income before extraordinary items | $163,000 | 5,485 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $163,000 | 5,488 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $163,000 | 5,488 |
| Net charge-offs | $4,000 | 4,592 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $8,000 | 730 |
| Net operating income | $163,000 | 5,365 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $846,000 | 5,108 |
| Total interest expense | $108,000 | 5,002 |
| Net interest income | $738,000 | 5,037 |
| Provision for loan and lease losses | $0 | 4,409 |
| Total noninterest income | $66,000 | 5,417 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $9,000 | 6,313 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $57,000 | 4,549 |
| Total noninterest expense | $784,000 | 4,589 |
| Salaries and employee benefits | $436,000 | 4,478 |
| Premises and equipment expense | $79,000 | 4,814 |
| Additional noninterest expense | $269,000 | 4,480 |
| Pre-tax net operating income | $20,000 | 6,148 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $-40,000 | 6,846 |
| Income before extraordinary items | $60,000 | 5,714 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $60,000 | 5,716 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $60,000 | 5,716 |
| Net charge-offs | $0 | 4,145 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $4,000 | 682 |
| Net operating income | $60,000 | 5,623 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $3,894,000 | 4,937 |
| Total interest expense | $414,000 | 5,476 |
| Net interest income | $3,480,000 | 4,765 |
| Provision for loan and lease losses | $295,000 | 3,437 |
| Total noninterest income | $559,000 | 4,298 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $52,000 | 6,183 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $507,000 | 3,326 |
| Total noninterest expense | $3,043,000 | 4,708 |
| Salaries and employee benefits | $1,585,000 | 4,704 |
| Premises and equipment expense | $337,000 | 4,709 |
| Additional noninterest expense | $1,121,000 | 4,516 |
| Pre-tax net operating income | $701,000 | 4,512 |
| Securities gains (losses) | $0 | 3,810 |
| Applicable income taxes | $-224,000 | 6,803 |
| Income before extraordinary items | $925,000 | 4,040 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $925,000 | 4,040 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $925,000 | 4,042 |
| Net charge-offs | $240,000 | 3,573 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $15,000 | 870 |
| Net operating income | $925,000 | 3,861 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $2,903,000 | 5,040 |
| Total interest expense | $307,000 | 5,638 |
| Net interest income | $2,596,000 | 4,856 |
| Provision for loan and lease losses | $44,000 | 5,067 |
| Total noninterest income | $159,000 | 5,700 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $38,000 | 6,290 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $121,000 | 4,885 |
| Total noninterest expense | $2,144,000 | 4,894 |
| Salaries and employee benefits | $1,093,000 | 4,944 |
| Premises and equipment expense | $250,000 | 4,792 |
| Additional noninterest expense | $801,000 | 4,664 |
| Pre-tax net operating income | $567,000 | 4,544 |
| Securities gains (losses) | $0 | 3,575 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $567,000 | 4,467 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $567,000 | 4,466 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $567,000 | 4,465 |
| Net charge-offs | $29,000 | 4,874 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $11,000 | 841 |
| Net operating income | $567,000 | 4,290 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,881,000 | 5,138 |
| Total interest expense | $202,000 | 5,762 |
| Net interest income | $1,679,000 | 4,960 |
| Provision for loan and lease losses | $0 | 5,619 |
| Total noninterest income | $104,000 | 5,751 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $25,000 | 6,336 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $79,000 | 4,954 |
| Total noninterest expense | $1,410,000 | 4,953 |
| Salaries and employee benefits | $702,000 | 5,081 |
| Premises and equipment expense | $165,000 | 4,836 |
| Additional noninterest expense | $543,000 | 4,631 |
| Pre-tax net operating income | $373,000 | 4,554 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $373,000 | 4,481 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $373,000 | 4,485 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $373,000 | 4,485 |
| Net charge-offs | $19,000 | 4,674 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $6,000 | 832 |
| Net operating income | $373,000 | 4,292 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $923,000 | 5,222 |
| Total interest expense | $100,000 | 5,871 |
| Net interest income | $823,000 | 5,032 |
| Provision for loan and lease losses | $0 | 5,254 |
| Total noninterest income | $53,000 | 5,778 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $13,000 | 6,301 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $40,000 | 5,029 |
| Total noninterest expense | $709,000 | 4,968 |
| Salaries and employee benefits | $352,000 | 5,112 |
| Premises and equipment expense | $78,000 | 4,993 |
| Additional noninterest expense | $279,000 | 4,564 |
| Pre-tax net operating income | $167,000 | 4,773 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $167,000 | 4,668 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $167,000 | 4,672 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $167,000 | 4,672 |
| Net charge-offs | $33,000 | 3,357 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $3,000 | 776 |
| Net operating income | $167,000 | 4,533 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $3,411,000 | 5,512 |
| Total interest expense | $443,000 | 6,058 |
| Net interest income | $2,968,000 | 5,290 |
| Provision for loan and lease losses | $0 | 6,496 |
| Total noninterest income | $262,000 | 5,414 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $77,000 | 5,860 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $185,000 | 4,568 |
| Total noninterest expense | $2,926,000 | 4,943 |
| Salaries and employee benefits | $1,402,000 | 5,136 |
| Premises and equipment expense | $346,000 | 4,900 |
| Additional noninterest expense | $1,178,000 | 4,507 |
| Pre-tax net operating income | $304,000 | 5,225 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $304,000 | 5,230 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $304,000 | 5,232 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $304,000 | 5,232 |
| Net charge-offs | $190,000 | 4,347 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $517,000 | 406 |
| Net operating income | $304,000 | 5,116 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $2,529,000 | 5,579 |
| Total interest expense | $340,000 | 6,130 |
| Net interest income | $2,189,000 | 5,365 |
| Provision for loan and lease losses | $0 | 6,393 |
| Total noninterest income | $215,000 | 5,354 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $61,000 | 5,818 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $154,000 | 4,486 |
| Total noninterest expense | $2,204,000 | 4,942 |
| Salaries and employee benefits | $1,056,000 | 5,120 |
| Premises and equipment expense | $254,000 | 5,009 |
| Additional noninterest expense | $894,000 | 4,471 |
| Pre-tax net operating income | $200,000 | 5,472 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $200,000 | 5,485 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $200,000 | 5,486 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $200,000 | 5,486 |
| Net charge-offs | $188,000 | 3,783 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $514,000 | 342 |
| Net operating income | $200,000 | 5,352 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,672,000 | 5,656 |
| Total interest expense | $230,000 | 6,211 |
| Net interest income | $1,442,000 | 5,418 |
| Provision for loan and lease losses | $0 | 6,217 |
| Total noninterest income | $165,000 | 5,154 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $46,000 | 5,655 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $119,000 | 4,309 |
| Total noninterest expense | $1,499,000 | 4,947 |
| Salaries and employee benefits | $705,000 | 5,150 |
| Premises and equipment expense | $169,000 | 5,059 |
| Additional noninterest expense | $625,000 | 4,415 |
| Pre-tax net operating income | $108,000 | 5,647 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $108,000 | 5,636 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $108,000 | 5,635 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $108,000 | 5,636 |
| Net charge-offs | $78,000 | 4,078 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $509,000 | 221 |
| Net operating income | $108,000 | 5,548 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $823,000 | 5,721 |
| Total interest expense | $122,000 | 6,204 |
| Net interest income | $701,000 | 5,485 |
| Provision for loan and lease losses | $0 | 5,840 |
| Total noninterest income | $86,000 | 5,157 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $31,000 | 5,167 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $55,000 | 4,514 |
| Total noninterest expense | $792,000 | 4,818 |
| Salaries and employee benefits | $357,000 | 5,171 |
| Premises and equipment expense | $86,000 | 5,068 |
| Additional noninterest expense | $349,000 | 4,103 |
| Pre-tax net operating income | $-5,000 | 6,373 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $-5,000 | 6,406 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-5,000 | 6,406 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-5,000 | 6,406 |
| Net charge-offs | $67,000 | 3,108 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $505,000 | 134 |
| Net operating income | $-5,000 | 6,386 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $3,398,000 | 5,781 |
| Total interest expense | $742,000 | 5,861 |
| Net interest income | $2,656,000 | 5,634 |
| Provision for loan and lease losses | $672,000 | 3,669 |
| Total noninterest income | $600,000 | 4,238 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $86,000 | 5,684 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $514,000 | 3,154 |
| Total noninterest expense | $3,321,000 | 4,723 |
| Salaries and employee benefits | $1,609,000 | 4,871 |
| Premises and equipment expense | $408,000 | 4,708 |
| Additional noninterest expense | $1,304,000 | 4,389 |
| Pre-tax net operating income | $-737,000 | 6,370 |
| Securities gains (losses) | $0 | 3,793 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $-737,000 | 6,479 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-737,000 | 6,480 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-737,000 | 6,480 |
| Net charge-offs | $475,000 | 3,725 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $510,000 | 461 |
| Net operating income | $-737,000 | 6,439 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $2,649,000 | 5,796 |
| Total interest expense | $579,000 | 5,927 |
| Net interest income | $2,070,000 | 5,630 |
| Provision for loan and lease losses | $504,000 | 3,517 |
| Total noninterest income | $157,000 | 6,009 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $51,000 | 6,028 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $106,000 | 5,136 |
| Total noninterest expense | $2,464,000 | 4,784 |
| Salaries and employee benefits | $1,192,000 | 4,940 |
| Premises and equipment expense | $299,000 | 4,847 |
| Additional noninterest expense | $973,000 | 4,376 |
| Pre-tax net operating income | $-741,000 | 6,672 |
| Securities gains (losses) | $0 | 3,651 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $-741,000 | 6,797 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-741,000 | 6,796 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-741,000 | 6,797 |
| Net charge-offs | $428,000 | 3,275 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $379,000 | 419 |
| Net operating income | $-741,000 | 6,748 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,722,000 | 5,901 |
| Total interest expense | $404,000 | 5,938 |
| Net interest income | $1,318,000 | 5,744 |
| Provision for loan and lease losses | $318,000 | 3,519 |
| Total noninterest income | $82,000 | 6,339 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $38,000 | 5,948 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $44,000 | 5,738 |
| Total noninterest expense | $1,636,000 | 4,799 |
| Salaries and employee benefits | $772,000 | 5,029 |
| Premises and equipment expense | $214,000 | 4,680 |
| Additional noninterest expense | $650,000 | 4,375 |
| Pre-tax net operating income | $-554,000 | 6,781 |
| Securities gains (losses) | $0 | 3,184 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $-554,000 | 6,896 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-554,000 | 6,896 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-554,000 | 6,896 |
| Net charge-offs | $428,000 | 2,617 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $249,000 | 351 |
| Net operating income | $-554,000 | 6,852 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $794,000 | 6,154 |
| Total interest expense | $213,000 | 5,951 |
| Net interest income | $581,000 | 6,079 |
| Provision for loan and lease losses | $216,000 | 2,896 |
| Total noninterest income | $52,000 | 6,072 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $18,000 | 6,033 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $34,000 | 5,280 |
| Total noninterest expense | $842,000 | 4,762 |
| Salaries and employee benefits | $373,000 | 5,176 |
| Premises and equipment expense | $117,000 | 4,526 |
| Additional noninterest expense | $352,000 | 4,138 |
| Pre-tax net operating income | $-425,000 | 7,120 |
| Securities gains (losses) | $0 | 2,284 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $-425,000 | 7,203 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-425,000 | 7,205 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $-425,000 | 7,204 |
| Net charge-offs | $384,000 | 1,806 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $130,000 | 277 |
| Net operating income | $-425,000 | 7,180 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,561,000 | 6,642 |
| Total interest expense | $995,000 | 6,035 |
| Net interest income | $1,566,000 | 6,819 |
| Provision for loan and lease losses | $758,000 | 3,920 |
| Total noninterest income | $87,000 | 7,093 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $69,000 | 6,180 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $18,000 | 7,001 |
| Total noninterest expense | $2,948,000 | 5,237 |
| Salaries and employee benefits | $1,436,000 | 5,324 |
| Premises and equipment expense | $460,000 | 4,612 |
| Additional noninterest expense | $1,052,000 | 5,112 |
| Pre-tax net operating income | $-2,053,000 | 6,645 |
| Securities gains (losses) | $0 | 3,754 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $-2,053,000 | 6,773 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-2,053,000 | 6,770 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-2,053,000 | 6,771 |
| Net charge-offs | $173,000 | 5,167 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $520,000 | 533 |
| Net operating income | $-2,053,000 | 6,768 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $1,850,000 | 6,783 |
| Total interest expense | $770,000 | 6,109 |
| Net interest income | $1,080,000 | 7,015 |
| Provision for loan and lease losses | $560,000 | 3,630 |
| Total noninterest income | $59,000 | 7,297 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $47,000 | 6,342 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $12,000 | 7,206 |
| Total noninterest expense | $2,210,000 | 5,240 |
| Salaries and employee benefits | $1,085,000 | 5,336 |
| Premises and equipment expense | $298,000 | 5,052 |
| Additional noninterest expense | $827,000 | 4,971 |
| Pre-tax net operating income | $-1,631,000 | 6,921 |
| Securities gains (losses) | $0 | 3,497 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $-1,631,000 | 7,040 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $-1,631,000 | 7,039 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $-1,631,000 | 7,040 |
| Net charge-offs | $132,000 | 4,781 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $389,000 | 476 |
| Net operating income | $-1,631,000 | 7,034 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,228,000 | 6,868 |
| Total interest expense | $514,000 | 6,214 |
| Net interest income | $714,000 | 7,063 |
| Provision for loan and lease losses | $362,000 | 3,430 |
| Total noninterest income | $31,000 | 7,498 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $25,000 | 6,553 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $6,000 | 7,431 |
| Total noninterest expense | $1,549,000 | 5,149 |
| Salaries and employee benefits | $731,000 | 5,364 |
| Premises and equipment expense | $190,000 | 5,211 |
| Additional noninterest expense | $628,000 | 4,591 |
| Pre-tax net operating income | $-1,166,000 | 7,106 |
| Securities gains (losses) | $0 | 3,136 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $-1,166,000 | 7,214 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-1,166,000 | 7,212 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $-1,166,000 | 7,213 |
| Net charge-offs | $33,000 | 5,273 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $259,000 | 438 |
| Net operating income | $-1,166,000 | 7,215 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $535,000 | 7,160 |
| Total interest expense | $240,000 | 6,471 |
| Net interest income | $295,000 | 7,392 |
| Provision for loan and lease losses | $74,000 | 4,434 |
| Total noninterest income | $13,000 | 7,659 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $10,000 | 6,707 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $3,000 | 7,508 |
| Total noninterest expense | $753,000 | 5,170 |
| Salaries and employee benefits | $363,000 | 5,434 |
| Premises and equipment expense | $85,000 | 5,522 |
| Additional noninterest expense | $305,000 | 4,356 |
| Pre-tax net operating income | $-519,000 | 7,340 |
| Securities gains (losses) | $0 | 2,434 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $-519,000 | 7,462 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-519,000 | 7,462 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $-519,000 | 7,463 |
| Net charge-offs | $0 | 5,728 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $128,000 | 328 |
| Net operating income | $-519,000 | 7,437 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $919,000 | 8,033 |
| Total interest expense | $303,000 | 7,997 |
| Net interest income | $616,000 | 7,999 |
| Provision for loan and lease losses | $269,000 | 4,819 |
| Total noninterest income | $25,000 | 7,906 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $21,000 | 7,028 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $4,000 | 7,828 |
| Total noninterest expense | $2,246,000 | 5,917 |
| Salaries and employee benefits | $1,327,000 | 5,682 |
| Premises and equipment expense | $379,000 | 5,233 |
| Additional noninterest expense | $540,000 | 6,456 |
| Pre-tax net operating income | $-1,874,000 | 7,320 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $-1,874,000 | 7,342 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-1,874,000 | 7,340 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,039 |
| Cash dividends | $0 | 5,455 |
| Sale, conversion, retirement of capital stock, net | $11,124,000 | 146 |
| Net operating income | $-1,874,000 | 7,442 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $501,000 | 8,226 |
| Total interest expense | $139,000 | 8,208 |
| Net interest income | $362,000 | 8,180 |
| Provision for loan and lease losses | $126,000 | 4,857 |
| Total noninterest income | $11,000 | 8,106 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $11,000 | 7,156 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $0 | 8,105 |
| Total noninterest expense | $1,447,000 | 6,312 |
| Salaries and employee benefits | $824,000 | 6,216 |
| Premises and equipment expense | $266,000 | 5,429 |
| Additional noninterest expense | $357,000 | 6,717 |
| Pre-tax net operating income | $-1,200,000 | 7,628 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $-1,200,000 | 7,604 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $-1,200,000 | 7,602 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 6,534 |
| Cash dividends | $0 | 4,937 |
| Sale, conversion, retirement of capital stock, net | $10,909,000 | 97 |
| Net operating income | $-1,200,000 | 7,707 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $214,000 | 8,371 |
| Total interest expense | $45,000 | 8,355 |
| Net interest income | $169,000 | 8,338 |
| Provision for loan and lease losses | $63,000 | 4,861 |
| Total noninterest income | $4,000 | 8,229 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $2,000 | 7,352 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $2,000 | 8,087 |
| Total noninterest expense | $866,000 | 6,625 |
| Salaries and employee benefits | $473,000 | 6,614 |
| Premises and equipment expense | $178,000 | 5,454 |
| Additional noninterest expense | $215,000 | 6,938 |
| Pre-tax net operating income | $-756,000 | 7,768 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $-756,000 | 7,870 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-756,000 | 7,869 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,998 |
| Cash dividends | $0 | 4,733 |
| Sale, conversion, retirement of capital stock, net | $10,705,000 | 71 |
| Net operating income | $-756,000 | 7,847 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $33,000 | 8,473 |
| Total interest expense | $2,000 | 8,474 |
| Net interest income | $31,000 | 8,464 |
| Provision for loan and lease losses | $19,000 | 4,956 |
| Total noninterest income | $0 | 8,338 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $0 | 7,431 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $0 | 8,220 |
| Total noninterest expense | $226,000 | 7,794 |
| Salaries and employee benefits | $111,000 | 7,930 |
| Premises and equipment expense | $41,000 | 7,126 |
| Additional noninterest expense | $74,000 | 7,542 |
| Pre-tax net operating income | $-214,000 | 7,784 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $-214,000 | 7,861 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-214,000 | 7,860 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 5,009 |
| Cash dividends | $0 | 3,705 |
| Sale, conversion, retirement of capital stock, net | $10,551,000 | 42 |
| Net operating income | $-214,000 | 7,830 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.