Home > Town & Country Bank > Income and Expense

Town & Country Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$10,270,0002,804
Total interest expense$1,427,0003,389
Net interest income$8,843,0002,539
Provision for loan and lease losses$188,0002,048
Total noninterest income$73,0004,353
Gross Fiduciary activities income$0981
Service charges on deposit accounts$63,0003,687
Trading account gains and feesNANA
Additional Noninterest Income$10,0004,406
Total noninterest expense$4,216,0003,283
Salaries and employee benefits$2,526,0003,171
Premises and equipment expense$578,0002,767
Additional noninterest expense$10,0004,419
Pre-tax net operating income$4,512,0002,039
Securities gains (losses)$0988
Applicable income taxes$03,369
Income before extraordinary items$4,512,0001,847
Extraordinary gains, net$054
Net income$4,512,0001,869
Minority interest net income$088
Net income of bank and minority interests.$4,512,0001,850
Net charge-offs$02,884
Cash dividends$3,400,0001,077
Sale, conversion, retirement of capital stock, net$0540
Net operating income$4,512,0001,876
2023-09-30 (YTD Data)Rank
Total interest income$7,701,0002,777
Total interest expense$1,049,0003,307
Net interest income$6,652,0002,559
Provision for loan and lease losses$188,0001,703
Total noninterest income$51,0004,378
Gross Fiduciary activities income$0950
Service charges on deposit accounts$47,0003,694
Trading account gains and feesNANA
Additional Noninterest Income$4,0004,465
Total noninterest expense$3,120,0003,280
Salaries and employee benefits$1,872,0003,166
Premises and equipment expense$404,0002,854
Additional noninterest expense$4,0004,497
Pre-tax net operating income$3,395,0002,082
Securities gains (losses)$0849
Applicable income taxes$03,407
Income before extraordinary items$3,395,0001,911
Extraordinary gains, net$052
Net income$3,395,0001,928
Minority interest net income$081
Net income of bank and minority interests.$3,395,0001,911
Net charge-offs$02,641
Cash dividends$03,078
Sale, conversion, retirement of capital stock, net$0507
Net operating income$3,395,0001,939
2023-06-30 (YTD Data)Rank
Total interest income$5,068,0002,766
Total interest expense$687,0003,196
Net interest income$4,381,0002,594
Provision for loan and lease losses$128,0001,665
Total noninterest income$29,0004,436
Gross Fiduciary activities income$0931
Service charges on deposit accounts$32,0003,687
Trading account gains and feesNANA
Additional Noninterest Income$-3,0004,637
Total noninterest expense$2,098,0003,274
Salaries and employee benefits$1,255,0003,164
Premises and equipment expense$265,0002,877
Additional noninterest expense$-3,0004,637
Pre-tax net operating income$2,184,0002,144
Securities gains (losses)$0938
Applicable income taxes$03,436
Income before extraordinary items$2,184,0001,947
Extraordinary gains, net$051
Net income$2,184,0001,971
Minority interest net income$081
Net income of bank and minority interests.$2,184,0001,947
Net charge-offs$02,431
Cash dividends$02,952
Sale, conversion, retirement of capital stock, net$0486
Net operating income$2,184,0001,953
2023-03-31 (YTD Data)Rank
Total interest income$2,448,0002,797
Total interest expense$349,0003,012
Net interest income$2,099,0002,675
Provision for loan and lease losses$02,612
Total noninterest income$21,0004,397
Gross Fiduciary activities income$0913
Service charges on deposit accounts$16,0003,711
Trading account gains and feesNANA
Additional Noninterest Income$5,0004,456
Total noninterest expense$1,086,0003,255
Salaries and employee benefits$672,0003,119
Premises and equipment expense$132,0002,934
Additional noninterest expense$5,0004,456
Pre-tax net operating income$1,034,0002,259
Securities gains (losses)$0950
Applicable income taxes$03,388
Income before extraordinary items$1,034,0002,050
Extraordinary gains, net$04
Net income$1,034,0002,049
Minority interest net income$048
Net income of bank and minority interests.$1,034,0002,050
Net charge-offs$02,062
Cash dividends$02,337
Sale, conversion, retirement of capital stock, net$0430
Net operating income$1,034,0002,076
2022-12-31 (YTD Data)Rank
Total interest income$8,671,0002,735
Total interest expense$512,0003,219
Net interest income$8,159,0002,655
Provision for loan and lease losses$03,012
Total noninterest income$124,0004,343
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$65,0003,772
Trading account gains and feesNANA
Additional Noninterest Income$59,0004,329
Total noninterest expense$4,473,0003,200
Salaries and employee benefits$2,669,0003,103
Premises and equipment expense$637,0002,631
Additional noninterest expense$59,0004,329
Pre-tax net operating income$3,810,0002,366
Securities gains (losses)$0691
Applicable income taxes$03,596
Income before extraordinary items$3,810,0002,166
Extraordinary gains, net$05
Net income$3,810,0002,165
Minority interest net income$063
Net income of bank and minority interests.$3,810,0002,165
Net charge-offs$02,620
Cash dividends$4,500,000846
Sale, conversion, retirement of capital stock, net$0568
Net operating income$3,810,0002,195
2022-09-30 (YTD Data)Rank
Total interest income$5,995,0002,809
Total interest expense$299,0003,307
Net interest income$5,696,0002,740
Provision for loan and lease losses$02,835
Total noninterest income$91,0004,379
Gross Fiduciary activities income$0968
Service charges on deposit accounts$49,0003,802
Trading account gains and feesNANA
Additional Noninterest Income$42,0004,376
Total noninterest expense$3,340,0003,204
Salaries and employee benefits$1,981,0003,106
Premises and equipment expense$490,0002,592
Additional noninterest expense$42,0004,376
Pre-tax net operating income$2,447,0002,553
Securities gains (losses)$0740
Applicable income taxes$03,603
Income before extraordinary items$2,447,0002,326
Extraordinary gains, net$04
Net income$2,447,0002,325
Minority interest net income$057
Net income of bank and minority interests.$2,447,0002,325
Net charge-offs$02,349
Cash dividends$03,099
Sale, conversion, retirement of capital stock, net$0519
Net operating income$2,447,0002,368
2022-06-30 (YTD Data)Rank
Total interest income$3,655,0002,899
Total interest expense$203,0003,187
Net interest income$3,452,0002,862
Provision for loan and lease losses$02,599
Total noninterest income$62,0004,379
Gross Fiduciary activities income$0925
Service charges on deposit accounts$33,0003,833
Trading account gains and feesNANA
Additional Noninterest Income$29,0004,390
Total noninterest expense$2,119,0003,259
Salaries and employee benefits$1,227,0003,218
Premises and equipment expense$361,0002,472
Additional noninterest expense$531,0003,588
Pre-tax net operating income$1,395,0002,657
Securities gains (losses)$0687
Applicable income taxes$03,564
Income before extraordinary items$1,395,0002,437
Extraordinary gains, net$04
Net income$1,395,0002,437
Minority interest net income$060
Net income of bank and minority interests.$1,395,0002,437
Net charge-offs$02,156
Cash dividends$02,961
Sale, conversion, retirement of capital stock, net$0494
Net operating income$1,395,0002,480
2022-03-31 (YTD Data)Rank
Total interest income$1,688,0002,976
Total interest expense$103,0003,143
Net interest income$1,585,0002,937
Provision for loan and lease losses$02,285
Total noninterest income$32,0004,370
Gross Fiduciary activities income$0892
Service charges on deposit accounts$17,0003,814
Trading account gains and feesNANA
Additional Noninterest Income$15,0004,373
Total noninterest expense$1,023,0003,322
Salaries and employee benefits$565,0003,330
Premises and equipment expense$177,0002,496
Additional noninterest expense$281,0003,517
Pre-tax net operating income$594,0002,722
Securities gains (losses)$0623
Applicable income taxes$03,450
Income before extraordinary items$594,0002,551
Extraordinary gains, net$04
Net income$594,0002,549
Minority interest net income$050
Net income of bank and minority interests.$594,0002,551
Net charge-offs$01,838
Cash dividends$02,284
Sale, conversion, retirement of capital stock, net$0453
Net operating income$594,0002,573
2021-12-31 (YTD Data)Rank
Total interest income$8,093,0002,796
Total interest expense$429,0003,366
Net interest income$7,664,0002,710
Provision for loan and lease losses$-1,925,0004,591
Total noninterest income$243,0004,178
Gross Fiduciary activities income$0994
Service charges on deposit accounts$78,0003,685
Trading account gains and feesNANA
Additional Noninterest Income$165,0004,123
Total noninterest expense$4,255,0003,277
Salaries and employee benefits$2,402,0003,256
Premises and equipment expense$713,0002,487
Additional noninterest expense$1,140,0003,524
Pre-tax net operating income$5,577,0001,915
Securities gains (losses)$02,062
Applicable income taxes$03,710
Income before extraordinary items$5,577,0001,736
Extraordinary gains, net$010
Net income$5,577,0001,735
Minority interest net income$074
Net income of bank and minority interests.$5,577,0001,737
Net charge-offs$-1,525,0004,806
Cash dividends$2,000,0001,514
Sale, conversion, retirement of capital stock, net$0582
Net operating income$5,577,0001,708
2021-09-30 (YTD Data)Rank
Total interest income$6,133,0002,833
Total interest expense$321,0003,455
Net interest income$5,812,0002,731
Provision for loan and lease losses$02,963
Total noninterest income$74,0004,622
Gross Fiduciary activities income$0957
Service charges on deposit accounts$59,0003,701
Trading account gains and feesNANA
Additional Noninterest Income$15,0004,746
Total noninterest expense$3,094,0003,324
Salaries and employee benefits$1,754,0003,313
Premises and equipment expense$529,0002,527
Additional noninterest expense$811,0003,620
Pre-tax net operating income$2,792,0002,522
Securities gains (losses)$02,015
Applicable income taxes$03,719
Income before extraordinary items$2,792,0002,355
Extraordinary gains, net$08
Net income$2,792,0002,355
Minority interest net income$069
Net income of bank and minority interests.$2,792,0002,355
Net charge-offs$02,463
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$2,792,0002,332
2021-06-30 (YTD Data)Rank
Total interest income$3,736,0002,975
Total interest expense$218,0003,509
Net interest income$3,518,0002,893
Provision for loan and lease losses$02,862
Total noninterest income$35,0004,740
Gross Fiduciary activities income$0951
Service charges on deposit accounts$38,0003,721
Trading account gains and feesNANA
Additional Noninterest Income$-3,0004,921
Total noninterest expense$2,028,0003,355
Salaries and employee benefits$1,157,0003,324
Premises and equipment expense$352,0002,512
Additional noninterest expense$519,0003,664
Pre-tax net operating income$1,525,0002,750
Securities gains (losses)$01,818
Applicable income taxes$03,702
Income before extraordinary items$1,525,0002,599
Extraordinary gains, net$06
Net income$1,525,0002,599
Minority interest net income$067
Net income of bank and minority interests.$1,525,0002,599
Net charge-offs$02,245
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$1,525,0002,568
2021-03-31 (YTD Data)Rank
Total interest income$1,798,0003,020
Total interest expense$111,0003,567
Net interest income$1,687,0002,928
Provision for loan and lease losses$02,741
Total noninterest income$33,0004,541
Gross Fiduciary activities income$0922
Service charges on deposit accounts$20,0003,668
Trading account gains and feesNANA
Additional Noninterest Income$13,0004,632
Total noninterest expense$965,0003,433
Salaries and employee benefits$565,0003,374
Premises and equipment expense$171,0002,573
Additional noninterest expense$229,0003,802
Pre-tax net operating income$755,0002,739
Securities gains (losses)$01,392
Applicable income taxes$03,613
Income before extraordinary items$755,0002,594
Extraordinary gains, net$03
Net income$755,0002,592
Minority interest net income$055
Net income of bank and minority interests.$755,0002,594
Net charge-offs$01,930
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$755,0002,562
2020-12-31 (YTD Data)Rank
Total interest income$8,235,0002,830
Total interest expense$688,0003,469
Net interest income$7,547,0002,698
Provision for loan and lease losses$500,0002,227
Total noninterest income$188,0004,369
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$79,0003,800
Trading account gains and feesNANA
Additional Noninterest Income$109,0004,335
Total noninterest expense$4,311,0003,259
Salaries and employee benefits$2,466,0003,230
Premises and equipment expense$688,0002,558
Additional noninterest expense$1,157,0003,484
Pre-tax net operating income$2,924,0002,455
Securities gains (losses)$02,675
Applicable income taxes$03,697
Income before extraordinary items$2,924,0002,338
Extraordinary gains, net$04
Net income$2,924,0002,338
Minority interest net income$072
Net income of bank and minority interests.$2,924,0002,338
Net charge-offs$25,0002,728
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$2,924,0002,292
2020-09-30 (YTD Data)Rank
Total interest income$6,521,0002,749
Total interest expense$549,0003,473
Net interest income$5,972,0002,628
Provision for loan and lease losses$500,0001,950
Total noninterest income$136,0004,408
Gross Fiduciary activities income$0981
Service charges on deposit accounts$58,0003,831
Trading account gains and feesNANA
Additional Noninterest Income$78,0004,340
Total noninterest expense$3,268,0003,230
Salaries and employee benefits$1,920,0003,161
Premises and equipment expense$524,0002,523
Additional noninterest expense$824,0003,557
Pre-tax net operating income$2,340,0002,373
Securities gains (losses)$02,494
Applicable income taxes$03,696
Income before extraordinary items$2,340,0002,233
Extraordinary gains, net$04
Net income$2,340,0002,233
Minority interest net income$065
Net income of bank and minority interests.$2,340,0002,233
Net charge-offs$03,243
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$2,340,0002,175
2020-06-30 (YTD Data)Rank
Total interest income$4,626,0002,688
Total interest expense$379,0003,531
Net interest income$4,247,0002,533
Provision for loan and lease losses$500,0001,591
Total noninterest income$100,0004,348
Gross Fiduciary activities income$0970
Service charges on deposit accounts$36,0003,935
Trading account gains and feesNANA
Additional Noninterest Income$64,0004,254
Total noninterest expense$2,250,0003,182
Salaries and employee benefits$1,331,0003,121
Premises and equipment expense$351,0002,509
Additional noninterest expense$568,0003,496
Pre-tax net operating income$1,597,0002,306
Securities gains (losses)$02,249
Applicable income taxes$03,655
Income before extraordinary items$1,597,0002,153
Extraordinary gains, net$04
Net income$1,597,0002,153
Minority interest net income$065
Net income of bank and minority interests.$1,597,0002,153
Net charge-offs$03,033
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$1,597,0002,107
2020-03-31 (YTD Data)Rank
Total interest income$1,974,0002,951
Total interest expense$215,0003,497
Net interest income$1,759,0002,799
Provision for loan and lease losses$03,711
Total noninterest income$43,0004,462
Gross Fiduciary activities income$0941
Service charges on deposit accounts$22,0003,933
Trading account gains and feesNANA
Additional Noninterest Income$21,0004,413
Total noninterest expense$1,004,0003,394
Salaries and employee benefits$574,0003,372
Premises and equipment expense$142,0002,869
Additional noninterest expense$288,0003,517
Pre-tax net operating income$798,0002,164
Securities gains (losses)$01,705
Applicable income taxes$03,513
Income before extraordinary items$798,0001,987
Extraordinary gains, net$04
Net income$798,0001,987
Minority interest net income$056
Net income of bank and minority interests.$798,0001,987
Net charge-offs$02,581
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$798,0001,949
2019-12-31 (YTD Data)Rank
Total interest income$7,881,0002,980
Total interest expense$1,018,0003,284
Net interest income$6,863,0002,885
Provision for loan and lease losses$03,973
Total noninterest income$154,0004,605
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$88,0004,053
Trading account gains and feesNANA
Additional Noninterest Income$66,0004,609
Total noninterest expense$3,866,0003,477
Salaries and employee benefits$2,230,0003,415
Premises and equipment expense$724,0002,490
Additional noninterest expense$912,0003,921
Pre-tax net operating income$3,151,0002,384
Securities gains (losses)$02,379
Applicable income taxes$03,859
Income before extraordinary items$3,151,0002,220
Extraordinary gains, net$011
Net income$3,151,0002,222
Minority interest net income$076
Net income of bank and minority interests.$3,151,0002,222
Net charge-offs$-22,0004,612
Cash dividends$4,000,000959
Sale, conversion, retirement of capital stock, net$0626
Net operating income$3,151,0002,186
2019-09-30 (YTD Data)Rank
Total interest income$5,989,0002,996
Total interest expense$762,0003,312
Net interest income$5,227,0002,883
Provision for loan and lease losses$03,836
Total noninterest income$114,0004,673
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$65,0004,115
Trading account gains and feesNANA
Additional Noninterest Income$49,0004,667
Total noninterest expense$2,840,0003,534
Salaries and employee benefits$1,648,0003,471
Premises and equipment expense$528,0002,543
Additional noninterest expense$664,0003,990
Pre-tax net operating income$2,501,0002,362
Securities gains (losses)$02,167
Applicable income taxes$03,902
Income before extraordinary items$2,501,0002,200
Extraordinary gains, net$011
Net income$2,501,0002,200
Minority interest net income$072
Net income of bank and minority interests.$2,501,0002,201
Net charge-offs$-22,0004,634
Cash dividends$2,000,0001,189
Sale, conversion, retirement of capital stock, net$0590
Net operating income$2,501,0002,163
2019-06-30 (YTD Data)Rank
Total interest income$4,022,0002,995
Total interest expense$505,0003,303
Net interest income$3,517,0002,884
Provision for loan and lease losses$03,685
Total noninterest income$70,0004,751
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$44,0004,120
Trading account gains and feesNANA
Additional Noninterest Income$26,0004,808
Total noninterest expense$1,904,0003,556
Salaries and employee benefits$1,103,0003,489
Premises and equipment expense$357,0002,528
Additional noninterest expense$444,0004,026
Pre-tax net operating income$1,683,0002,329
Securities gains (losses)$01,702
Applicable income taxes$03,901
Income before extraordinary items$1,683,0002,176
Extraordinary gains, net$011
Net income$1,683,0002,175
Minority interest net income$069
Net income of bank and minority interests.$1,683,0002,176
Net charge-offs$-22,0004,706
Cash dividends$2,000,000856
Sale, conversion, retirement of capital stock, net$0573
Net operating income$1,683,0002,148
2019-03-31 (YTD Data)Rank
Total interest income$2,045,0002,983
Total interest expense$247,0003,302
Net interest income$1,798,0002,873
Provision for loan and lease losses$03,406
Total noninterest income$39,0004,713
Gross Fiduciary activities income$0972
Service charges on deposit accounts$25,0004,020
Trading account gains and feesNANA
Additional Noninterest Income$14,0004,784
Total noninterest expense$949,0003,595
Salaries and employee benefits$561,0003,492
Premises and equipment expense$178,0002,563
Additional noninterest expense$210,0004,128
Pre-tax net operating income$888,0002,221
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$888,0002,044
Extraordinary gains, net$05
Net income$888,0002,043
Minority interest net income$052
Net income of bank and minority interests.$888,0002,043
Net charge-offs$02,740
Cash dividends$2,000,000496
Sale, conversion, retirement of capital stock, net$0529
Net operating income$888,0002,027
2018-12-31 (YTD Data)Rank
Total interest income$7,685,0003,001
Total interest expense$680,0003,502
Net interest income$7,005,0002,900
Provision for loan and lease losses$-2,800,0005,374
Total noninterest income$185,0004,700
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$91,0004,221
Trading account gains and feesNANA
Additional Noninterest Income$94,0004,613
Total noninterest expense$3,750,0003,610
Salaries and employee benefits$2,074,0003,623
Premises and equipment expense$782,0002,396
Additional noninterest expense$894,0004,057
Pre-tax net operating income$6,240,0001,465
Securities gains (losses)$01,125
Applicable income taxes$03,978
Income before extraordinary items$6,240,0001,321
Extraordinary gains, net$06
Net income$6,240,0001,320
Minority interest net income$072
Net income of bank and minority interests.$6,240,0001,320
Net charge-offs$-1,891,0005,387
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$0671
Net operating income$6,240,0001,313
2018-09-30 (YTD Data)Rank
Total interest income$5,691,0003,019
Total interest expense$441,0003,656
Net interest income$5,250,0002,911
Provision for loan and lease losses$-800,0005,411
Total noninterest income$138,0004,760
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$68,0004,282
Trading account gains and feesNANA
Additional Noninterest Income$70,0004,684
Total noninterest expense$2,782,0003,642
Salaries and employee benefits$1,547,0003,638
Premises and equipment expense$550,0002,518
Additional noninterest expense$685,0004,064
Pre-tax net operating income$3,406,0001,941
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$3,406,0001,723
Extraordinary gains, net$05
Net income$3,406,0001,723
Minority interest net income$066
Net income of bank and minority interests.$3,406,0001,722
Net charge-offs$-1,753,0005,458
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$0633
Net operating income$3,406,0001,709
2018-06-30 (YTD Data)Rank
Total interest income$3,682,0003,072
Total interest expense$264,0003,760
Net interest income$3,418,0002,955
Provision for loan and lease losses$03,782
Total noninterest income$101,0004,740
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$46,0004,303
Trading account gains and feesNANA
Additional Noninterest Income$55,0004,613
Total noninterest expense$1,850,0003,662
Salaries and employee benefits$1,017,0003,688
Premises and equipment expense$354,0002,583
Additional noninterest expense$479,0004,022
Pre-tax net operating income$1,669,0002,359
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$1,669,0002,148
Extraordinary gains, net$06
Net income$1,669,0002,145
Minority interest net income$065
Net income of bank and minority interests.$1,669,0002,147
Net charge-offs$-47,0005,000
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$0620
Net operating income$1,669,0002,139
2018-03-31 (YTD Data)Rank
Total interest income$1,807,0003,110
Total interest expense$121,0003,845
Net interest income$1,686,0002,992
Provision for loan and lease losses$03,508
Total noninterest income$56,0004,680
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$23,0004,330
Trading account gains and feesNANA
Additional Noninterest Income$33,0004,512
Total noninterest expense$939,0003,676
Salaries and employee benefits$504,0003,742
Premises and equipment expense$175,0002,660
Additional noninterest expense$260,0003,908
Pre-tax net operating income$803,0002,384
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$803,0002,166
Extraordinary gains, net$07
Net income$803,0002,165
Minority interest net income$052
Net income of bank and minority interests.$803,0002,166
Net charge-offs$213,000556
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$0580
Net operating income$803,0002,150
2017-12-31 (YTD Data)Rank
Total interest income$7,115,0003,099
Total interest expense$416,0003,937
Net interest income$6,699,0002,976
Provision for loan and lease losses$-500,0005,512
Total noninterest income$3,300,0001,478
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$90,0004,444
Trading account gains and feesNANA
Additional Noninterest Income$3,210,0001,108
Total noninterest expense$3,439,0003,853
Salaries and employee benefits$1,924,0003,833
Premises and equipment expense$656,0002,776
Additional noninterest expense$859,0004,257
Pre-tax net operating income$7,060,0001,306
Securities gains (losses)$02,243
Applicable income taxes$04,135
Income before extraordinary items$7,060,0001,010
Extraordinary gains, net$09
Net income$7,060,0001,010
Minority interest net income$076
Net income of bank and minority interests.$7,060,0001,010
Net charge-offs$-299,0005,503
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$7,060,000998
2017-09-30 (YTD Data)Rank
Total interest income$5,408,0003,098
Total interest expense$299,0004,012
Net interest income$5,109,0002,963
Provision for loan and lease losses$04,088
Total noninterest income$3,262,0001,242
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$66,0004,507
Trading account gains and feesNANA
Additional Noninterest Income$3,196,000924
Total noninterest expense$2,550,0003,904
Salaries and employee benefits$1,460,0003,819
Premises and equipment expense$502,0002,756
Additional noninterest expense$588,0004,436
Pre-tax net operating income$5,821,0001,232
Securities gains (losses)$02,274
Applicable income taxes$04,172
Income before extraordinary items$5,821,0001,022
Extraordinary gains, net$09
Net income$5,821,0001,021
Minority interest net income$071
Net income of bank and minority interests.$5,821,0001,022
Net charge-offs$-222,0005,511
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$5,821,0001,010
2017-06-30 (YTD Data)Rank
Total interest income$3,621,0003,067
Total interest expense$195,0004,041
Net interest income$3,426,0002,940
Provision for loan and lease losses$03,871
Total noninterest income$3,063,000972
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$43,0004,547
Trading account gains and feesNANA
Additional Noninterest Income$3,020,000734
Total noninterest expense$1,682,0003,938
Salaries and employee benefits$979,0003,827
Premises and equipment expense$345,0002,714
Additional noninterest expense$358,0004,612
Pre-tax net operating income$4,807,0001,024
Securities gains (losses)$01,906
Applicable income taxes$04,189
Income before extraordinary items$4,807,000828
Extraordinary gains, net$011
Net income$4,807,000827
Minority interest net income$071
Net income of bank and minority interests.$4,807,000828
Net charge-offs$-214,0005,597
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$4,807,000816
2017-03-31 (YTD Data)Rank
Total interest income$1,918,0002,957
Total interest expense$94,0004,109
Net interest income$1,824,0002,818
Provision for loan and lease losses$03,537
Total noninterest income$3,028,000595
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$22,0004,547
Trading account gains and feesNANA
Additional Noninterest Income$3,006,000446
Total noninterest expense$888,0003,859
Salaries and employee benefits$491,0003,875
Premises and equipment expense$181,0002,671
Additional noninterest expense$216,0004,331
Pre-tax net operating income$3,964,000642
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$3,964,000523
Extraordinary gains, net$08
Net income$3,964,000522
Minority interest net income$055
Net income of bank and minority interests.$3,964,000523
Net charge-offs$-212,0005,733
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$3,964,000512
2016-12-31 (YTD Data)Rank
Total interest income$6,034,0003,418
Total interest expense$357,0004,211
Net interest income$5,677,0003,299
Provision for loan and lease losses$-740,0005,790
Total noninterest income$262,0004,807
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$96,0004,546
Trading account gains and fees$0170
Additional Noninterest Income$166,0004,551
Total noninterest expense$4,182,0003,550
Salaries and employee benefits$2,001,0003,823
Premises and equipment expense$799,0002,503
Additional noninterest expense$1,382,0003,510
Pre-tax net operating income$2,497,0002,682
Securities gains (losses)$03,212
Applicable income taxes$04,278
Income before extraordinary items$2,497,0002,413
Extraordinary gains, net$05
Net income$2,497,0002,412
Minority interest net income$082
Net income of bank and minority interests.$2,497,0002,413
Net charge-offs$-277,0005,714
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$2,497,0002,359
2016-09-30 (YTD Data)Rank
Total interest income$4,497,0003,445
Total interest expense$269,0004,241
Net interest income$4,228,0003,325
Provision for loan and lease losses$-240,0005,790
Total noninterest income$202,0004,822
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$73,0004,574
Trading account gains and fees$0169
Additional Noninterest Income$129,0004,567
Total noninterest expense$2,952,0003,682
Salaries and employee benefits$1,517,0003,810
Premises and equipment expense$609,0002,484
Additional noninterest expense$826,0004,025
Pre-tax net operating income$1,718,0002,873
Securities gains (losses)$03,160
Applicable income taxes$04,325
Income before extraordinary items$1,718,0002,584
Extraordinary gains, net$05
Net income$1,718,0002,585
Minority interest net income$071
Net income of bank and minority interests.$1,718,0002,585
Net charge-offs$-234,0005,760
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$1,718,0002,529
2016-06-30 (YTD Data)Rank
Total interest income$2,971,0003,483
Total interest expense$178,0004,284
Net interest income$2,793,0003,366
Provision for loan and lease losses$-240,0005,908
Total noninterest income$79,0005,329
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$49,0004,575
Trading account gains and fees$0157
Additional Noninterest Income$30,0005,355
Total noninterest expense$1,987,0003,695
Salaries and employee benefits$1,022,0003,816
Premises and equipment expense$391,0002,552
Additional noninterest expense$574,0003,969
Pre-tax net operating income$1,125,0002,872
Securities gains (losses)$02,835
Applicable income taxes$04,338
Income before extraordinary items$1,125,0002,597
Extraordinary gains, net$016
Net income$1,125,0002,596
Minority interest net income$071
Net income of bank and minority interests.$1,125,0002,596
Net charge-offs$-183,0005,844
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$1,125,0002,530
2016-03-31 (YTD Data)Rank
Total interest income$1,450,0003,538
Total interest expense$89,0004,319
Net interest income$1,361,0003,426
Provision for loan and lease losses$-40,0005,945
Total noninterest income$41,0005,306
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$25,0004,550
Trading account gains and fees$0142
Additional Noninterest Income$16,0005,349
Total noninterest expense$965,0003,776
Salaries and employee benefits$453,0004,089
Premises and equipment expense$198,0002,558
Additional noninterest expense$314,0003,764
Pre-tax net operating income$477,0003,121
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$477,0002,828
Extraordinary gains, net$012
Net income$477,0002,827
Minority interest net income$062
Net income of bank and minority interests.$477,0002,828
Net charge-offs$-180,0005,974
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$477,0002,784
2015-12-31 (YTD Data)Rank
Total interest income$5,439,0003,647
Total interest expense$358,0004,355
Net interest income$5,081,0003,555
Provision for loan and lease losses$-139,0005,772
Total noninterest income$152,0005,419
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$98,0004,735
Trading account gains and fees$0159
Additional Noninterest Income$54,0005,475
Total noninterest expense$3,928,0003,756
Salaries and employee benefits$1,954,0003,949
Premises and equipment expense$822,0002,507
Additional noninterest expense$1,152,0004,012
Pre-tax net operating income$1,444,0003,547
Securities gains (losses)$14,0002,423
Applicable income taxes$04,402
Income before extraordinary items$1,458,0003,273
Extraordinary gains, net$023
Net income$1,458,0003,274
Minority interest net income$081
Net income of bank and minority interests.$1,458,0003,275
Net charge-offs$-45,0005,534
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$1,444,0003,240
2015-09-30 (YTD Data)Rank
Total interest income$3,977,0003,749
Total interest expense$267,0004,411
Net interest income$3,710,0003,638
Provision for loan and lease losses$-139,0005,952
Total noninterest income$106,0005,551
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$71,0004,828
Trading account gains and fees$0153
Additional Noninterest Income$35,0005,612
Total noninterest expense$2,892,0003,819
Salaries and employee benefits$1,442,0003,999
Premises and equipment expense$609,0002,559
Additional noninterest expense$841,0004,081
Pre-tax net operating income$1,063,0003,647
Securities gains (losses)$12,0002,263
Applicable income taxes$04,489
Income before extraordinary items$1,075,0003,386
Extraordinary gains, net$021
Net income$1,075,0003,384
Minority interest net income$078
Net income of bank and minority interests.$1,075,0003,385
Net charge-offs$-18,0005,319
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$1,063,0003,349
2015-06-30 (YTD Data)Rank
Total interest income$2,479,0003,916
Total interest expense$175,0004,473
Net interest income$2,304,0003,822
Provision for loan and lease losses$-139,0006,089
Total noninterest income$71,0005,577
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$45,0004,906
Trading account gains and fees$0157
Additional Noninterest Income$26,0005,595
Total noninterest expense$1,879,0003,894
Salaries and employee benefits$900,0004,175
Premises and equipment expense$422,0002,494
Additional noninterest expense$557,0004,130
Pre-tax net operating income$635,0003,806
Securities gains (losses)$12,0001,941
Applicable income taxes$04,497
Income before extraordinary items$647,0003,540
Extraordinary gains, net$022
Net income$647,0003,540
Minority interest net income$075
Net income of bank and minority interests.$647,0003,541
Net charge-offs$-13,0005,334
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$635,0003,514
2015-03-31 (YTD Data)Rank
Total interest income$1,147,0004,111
Total interest expense$85,0004,564
Net interest income$1,062,0004,020
Provision for loan and lease losses$03,703
Total noninterest income$35,0005,631
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$23,0004,879
Trading account gains and fees$0152
Additional Noninterest Income$12,0005,695
Total noninterest expense$985,0003,827
Salaries and employee benefits$457,0004,176
Premises and equipment expense$206,0002,589
Additional noninterest expense$322,0003,800
Pre-tax net operating income$112,0005,116
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$112,0004,993
Extraordinary gains, net$013
Net income$112,0004,995
Minority interest net income$064
Net income of bank and minority interests.$112,0004,997
Net charge-offs$-3,0004,874
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$112,0004,939
2014-12-31 (YTD Data)Rank
Total interest income$5,113,0003,915
Total interest expense$340,0004,740
Net interest income$4,773,0003,770
Provision for loan and lease losses$04,603
Total noninterest income$660,0003,821
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$108,0004,878
Trading account gains and fees$0180
Additional Noninterest Income$552,0003,128
Total noninterest expense$4,035,0003,816
Salaries and employee benefits$1,899,0004,092
Premises and equipment expense$885,0002,473
Additional noninterest expense$1,251,0003,970
Pre-tax net operating income$1,398,0003,610
Securities gains (losses)$21,0002,297
Applicable income taxes$04,531
Income before extraordinary items$1,419,0003,337
Extraordinary gains, net$017
Net income$1,419,0003,338
Minority interest net income$084
Net income of bank and minority interests.$1,419,0003,338
Net charge-offs$-4,0005,513
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$1,398,0003,318
2014-09-30 (YTD Data)Rank
Total interest income$3,844,0003,944
Total interest expense$255,0004,810
Net interest income$3,589,0003,797
Provision for loan and lease losses$04,401
Total noninterest income$515,0003,783
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$80,0004,961
Trading account gains and fees$0174
Additional Noninterest Income$435,0003,104
Total noninterest expense$3,019,0003,840
Salaries and employee benefits$1,420,0004,115
Premises and equipment expense$626,0002,605
Additional noninterest expense$973,0003,897
Pre-tax net operating income$1,085,0003,639
Securities gains (losses)$21,0001,994
Applicable income taxes$04,583
Income before extraordinary items$1,106,0003,303
Extraordinary gains, net$015
Net income$1,106,0003,303
Minority interest net income$081
Net income of bank and minority interests.$1,106,0003,304
Net charge-offs$04,696
Cash dividends$4,924,000461
Sale, conversion, retirement of capital stock, net$0819
Net operating income$1,085,0003,304
2014-06-30 (YTD Data)Rank
Total interest income$2,608,0003,908
Total interest expense$173,0004,837
Net interest income$2,435,0003,740
Provision for loan and lease losses$04,196
Total noninterest income$462,0003,249
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$52,0005,017
Trading account gains and fees$0172
Additional Noninterest Income$410,0002,593
Total noninterest expense$2,085,0003,768
Salaries and employee benefits$952,0004,131
Premises and equipment expense$446,0002,496
Additional noninterest expense$687,0003,782
Pre-tax net operating income$812,0003,342
Securities gains (losses)$21,0001,622
Applicable income taxes$04,568
Income before extraordinary items$833,0003,003
Extraordinary gains, net$020
Net income$833,0003,009
Minority interest net income$080
Net income of bank and minority interests.$833,0003,009
Net charge-offs$54,0002,722
Cash dividends$4,924,000329
Sale, conversion, retirement of capital stock, net$0794
Net operating income$812,0003,005
2014-03-31 (YTD Data)Rank
Total interest income$1,250,0004,020
Total interest expense$88,0004,865
Net interest income$1,162,0003,879
Provision for loan and lease losses$03,817
Total noninterest income$391,0002,406
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$26,0005,010
Trading account gains and fees$0147
Additional Noninterest Income$365,0001,775
Total noninterest expense$1,056,0003,763
Salaries and employee benefits$473,0004,184
Premises and equipment expense$212,0002,647
Additional noninterest expense$371,0003,579
Pre-tax net operating income$497,0002,906
Securities gains (losses)$21,000941
Applicable income taxes$04,445
Income before extraordinary items$518,0002,498
Extraordinary gains, net$016
Net income$518,0002,501
Minority interest net income$066
Net income of bank and minority interests.$518,0002,501
Net charge-offs$33,0002,158
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$497,0002,532
2013-12-31 (YTD Data)Rank
Total interest income$4,745,0004,221
Total interest expense$439,0004,725
Net interest income$4,306,0004,090
Provision for loan and lease losses$-3,504,0006,752
Total noninterest income$1,164,0002,951
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$136,0004,745
Trading account gains and fees$0184
Additional Noninterest Income$1,028,0002,344
Total noninterest expense$4,303,0003,746
Salaries and employee benefits$1,791,0004,329
Premises and equipment expense$856,0002,569
Additional noninterest expense$1,656,0003,408
Pre-tax net operating income$4,671,0001,501
Securities gains (losses)$03,182
Applicable income taxes$04,631
Income before extraordinary items$4,671,0001,305
Extraordinary gains, net$029
Net income$4,671,0001,306
Minority interest net income$090
Net income of bank and minority interests.$4,671,0001,308
Net charge-offs$609,0001,800
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$0924
Net operating income$4,671,0001,281
2013-09-30 (YTD Data)Rank
Total interest income$3,508,0004,302
Total interest expense$347,0004,717
Net interest income$3,161,0004,173
Provision for loan and lease losses$-2,004,0006,828
Total noninterest income$772,0003,202
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$105,0004,735
Trading account gains and fees$0180
Additional Noninterest Income$667,0002,577
Total noninterest expense$3,025,0003,921
Salaries and employee benefits$1,244,0004,526
Premises and equipment expense$656,0002,551
Additional noninterest expense$1,125,0003,658
Pre-tax net operating income$2,912,0001,782
Securities gains (losses)$03,040
Applicable income taxes$04,713
Income before extraordinary items$2,912,0001,546
Extraordinary gains, net$025
Net income$2,912,0001,549
Minority interest net income$084
Net income of bank and minority interests.$2,912,0001,550
Net charge-offs$316,0002,064
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0868
Net operating income$2,912,0001,503
2013-06-30 (YTD Data)Rank
Total interest income$2,288,0004,366
Total interest expense$255,0004,574
Net interest income$2,033,0004,275
Provision for loan and lease losses$-2,004,0006,891
Total noninterest income$633,0002,927
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$72,0004,675
Trading account gains and fees$0157
Additional Noninterest Income$561,0002,318
Total noninterest expense$1,949,0004,023
Salaries and employee benefits$823,0004,573
Premises and equipment expense$446,0002,507
Additional noninterest expense$680,0003,903
Pre-tax net operating income$2,721,0001,341
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$2,721,0001,129
Extraordinary gains, net$022
Net income$2,721,0001,130
Minority interest net income$082
Net income of bank and minority interests.$2,721,0001,131
Net charge-offs$-608,0006,901
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$0838
Net operating income$2,721,0001,087
2013-03-31 (YTD Data)Rank
Total interest income$1,100,0004,486
Total interest expense$143,0004,410
Net interest income$957,0004,446
Provision for loan and lease losses$04,409
Total noninterest income$339,0002,830
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$38,0004,575
Trading account gains and fees$0148
Additional Noninterest Income$301,0002,213
Total noninterest expense$983,0004,029
Salaries and employee benefits$426,0004,524
Premises and equipment expense$227,0002,497
Additional noninterest expense$330,0003,991
Pre-tax net operating income$313,0003,725
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$313,0003,502
Extraordinary gains, net$010
Net income$313,0003,503
Minority interest net income$076
Net income of bank and minority interests.$313,0003,504
Net charge-offs$-689,0006,992
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$0789
Net operating income$313,0003,406
2012-12-31 (YTD Data)Rank
Total interest income$5,122,0004,246
Total interest expense$765,0004,215
Net interest income$4,357,0004,186
Provision for loan and lease losses$3,403,000695
Total noninterest income$-446,0006,985
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$137,0004,923
Trading account gains and fees$0166
Additional Noninterest Income$-583,0006,949
Total noninterest expense$5,540,0003,214
Salaries and employee benefits$2,456,0003,617
Premises and equipment expense$918,0002,443
Additional noninterest expense$2,166,0002,904
Pre-tax net operating income$-5,032,0006,961
Securities gains (losses)$460,000997
Applicable income taxes$04,751
Income before extraordinary items$-4,572,0006,954
Extraordinary gains, net$029
Net income$-4,572,0006,953
Minority interest net income$093
Net income of bank and minority interests.$-4,572,0006,953
Net charge-offs$2,560,000956
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$-5,032,0006,956
2012-09-30 (YTD Data)Rank
Total interest income$3,838,0004,321
Total interest expense$607,0004,211
Net interest income$3,231,0004,286
Provision for loan and lease losses$3,398,000566
Total noninterest income$333,0004,716
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$92,0005,189
Trading account gains and fees$0157
Additional Noninterest Income$241,0003,996
Total noninterest expense$4,335,0003,136
Salaries and employee benefits$1,945,0003,495
Premises and equipment expense$678,0002,501
Additional noninterest expense$1,712,0002,797
Pre-tax net operating income$-4,169,0007,072
Securities gains (losses)$03,575
Applicable income taxes$04,802
Income before extraordinary items$-4,169,0007,082
Extraordinary gains, net$020
Net income$-4,169,0007,082
Minority interest net income$086
Net income of bank and minority interests.$-4,169,0007,082
Net charge-offs$2,798,000711
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$0952
Net operating income$-4,169,0007,073
2012-06-30 (YTD Data)Rank
Total interest income$2,835,0004,081
Total interest expense$421,0004,220
Net interest income$2,414,0003,971
Provision for loan and lease losses$1,998,000642
Total noninterest income$457,0003,405
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$46,0005,648
Trading account gains and fees$0153
Additional Noninterest Income$411,0002,614
Total noninterest expense$3,130,0002,956
Salaries and employee benefits$1,417,0003,286
Premises and equipment expense$438,0002,579
Additional noninterest expense$1,275,0002,533
Pre-tax net operating income$-2,257,0007,106
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$-2,257,0007,126
Extraordinary gains, net$019
Net income$-2,257,0007,126
Minority interest net income$084
Net income of bank and minority interests.$-2,257,0007,126
Net charge-offs$978,0001,152
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$0928
Net operating income$-2,257,0007,112
2012-03-31 (YTD Data)Rank
Total interest income$1,440,0004,075
Total interest expense$224,0004,193
Net interest income$1,216,0003,976
Provision for loan and lease losses$609,000912
Total noninterest income$269,0003,125
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$19,0005,880
Trading account gains and fees$0148
Additional Noninterest Income$250,0002,341
Total noninterest expense$1,268,0003,494
Salaries and employee benefits$684,0003,401
Premises and equipment expense$211,0002,689
Additional noninterest expense$373,0003,806
Pre-tax net operating income$-392,0006,999
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$-392,0007,038
Extraordinary gains, net$019
Net income$-392,0007,037
Minority interest net income$078
Net income of bank and minority interests.$-392,0007,038
Net charge-offs$-1,0005,761
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$0861
Net operating income$-392,0007,015
2011-12-31 (YTD Data)Rank
Total interest income$7,083,0003,646
Total interest expense$1,244,0003,875
Net interest income$5,839,0003,533
Provision for loan and lease losses$2,154,0001,490
Total noninterest income$-1,836,0007,292
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$104,0005,456
Trading account gains and fees$0146
Additional Noninterest Income$-1,940,0007,265
Total noninterest expense$5,473,0003,293
Salaries and employee benefits$2,614,0003,433
Premises and equipment expense$944,0002,526
Additional noninterest expense$1,915,0003,256
Pre-tax net operating income$-3,624,0006,975
Securities gains (losses)$16,0003,164
Applicable income taxes$04,719
Income before extraordinary items$-3,608,0006,997
Extraordinary gains, net$029
Net income$-3,608,0006,998
Minority interest net income$096
Net income of bank and minority interests.$-3,608,0006,998
Net charge-offs$8,854,000522
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$-3,624,0006,980
2011-09-30 (YTD Data)Rank
Total interest income$5,331,0003,680
Total interest expense$987,0003,863
Net interest income$4,344,0003,571
Provision for loan and lease losses$1,776,0001,351
Total noninterest income$-2,002,0007,389
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$84,0005,397
Trading account gains and fees$0145
Additional Noninterest Income$-2,086,0007,380
Total noninterest expense$4,445,0003,087
Salaries and employee benefits$2,143,0003,238
Premises and equipment expense$731,0002,476
Additional noninterest expense$1,571,0003,022
Pre-tax net operating income$-3,879,0007,172
Securities gains (losses)$03,555
Applicable income taxes$04,740
Income before extraordinary items$-3,879,0007,210
Extraordinary gains, net$021
Net income$-3,879,0007,207
Minority interest net income$087
Net income of bank and minority interests.$-3,879,0007,210
Net charge-offs$8,425,000405
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$-3,879,0007,196
2011-06-30 (YTD Data)Rank
Total interest income$3,599,0003,680
Total interest expense$681,0003,885
Net interest income$2,918,0003,549
Provision for loan and lease losses$-681,0007,478
Total noninterest income$-710,0007,430
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$61,0005,245
Trading account gains and fees$0153
Additional Noninterest Income$-771,0007,420
Total noninterest expense$2,958,0003,132
Salaries and employee benefits$1,465,0003,198
Premises and equipment expense$439,0002,737
Additional noninterest expense$1,054,0003,069
Pre-tax net operating income$-69,0006,365
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$-69,0006,458
Extraordinary gains, net$015
Net income$-69,0006,458
Minority interest net income$089
Net income of bank and minority interests.$-69,0006,458
Net charge-offs$1,895,000962
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$0986
Net operating income$-69,0006,410
2011-03-31 (YTD Data)Rank
Total interest income$1,832,0003,644
Total interest expense$346,0003,948
Net interest income$1,486,0003,490
Provision for loan and lease losses$05,840
Total noninterest income$-10,0007,341
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$31,0005,167
Trading account gains and fees$0158
Additional Noninterest Income$-41,0007,280
Total noninterest expense$1,415,0003,256
Salaries and employee benefits$732,0003,210
Premises and equipment expense$219,0002,781
Additional noninterest expense$464,0003,373
Pre-tax net operating income$61,0005,604
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$61,0005,536
Extraordinary gains, net$09
Net income$61,0005,534
Minority interest net income$086
Net income of bank and minority interests.$61,0005,535
Net charge-offs$-2,0006,441
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$0925
Net operating income$61,0005,487
2010-12-31 (YTD Data)Rank
Total interest income$8,493,0003,392
Total interest expense$1,866,0003,746
Net interest income$6,627,0003,223
Provision for loan and lease losses$8,796,000744
Total noninterest income$-1,873,0007,591
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$145,0004,959
Trading account gains and fees$0175
Additional Noninterest Income$-2,018,0007,566
Total noninterest expense$5,756,0003,212
Salaries and employee benefits$2,877,0003,227
Premises and equipment expense$896,0002,712
Additional noninterest expense$1,983,0003,278
Pre-tax net operating income$-9,798,0007,350
Securities gains (losses)$114,0002,048
Applicable income taxes$04,655
Income before extraordinary items$-9,684,0007,370
Extraordinary gains, net$029
Net income$-9,684,0007,370
Minority interest net income$0111
Net income of bank and minority interests.$-9,684,0007,370
Net charge-offs$3,660,0001,295
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$-9,798,0007,366
2010-09-30 (YTD Data)Rank
Total interest income$6,249,0003,512
Total interest expense$1,484,0003,729
Net interest income$4,765,0003,377
Provision for loan and lease losses$2,513,0001,431
Total noninterest income$-994,0007,691
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$116,0004,926
Trading account gains and fees$0165
Additional Noninterest Income$-1,110,0007,666
Total noninterest expense$4,409,0003,166
Salaries and employee benefits$2,271,0003,110
Premises and equipment expense$642,0002,872
Additional noninterest expense$1,496,0003,233
Pre-tax net operating income$-3,151,0007,222
Securities gains (losses)$114,0001,830
Applicable income taxes$04,726
Income before extraordinary items$-3,037,0007,279
Extraordinary gains, net$023
Net income$-3,037,0007,279
Minority interest net income$0110
Net income of bank and minority interests.$-3,037,0007,279
Net charge-offs$685,0002,666
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$-3,151,0007,268
2010-06-30 (YTD Data)Rank
Total interest income$4,157,0003,545
Total interest expense$1,091,0003,568
Net interest income$3,066,0003,466
Provision for loan and lease losses$2,513,0001,076
Total noninterest income$142,0005,572
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$80,0004,881
Trading account gains and fees$0152
Additional Noninterest Income$62,0005,330
Total noninterest expense$4,078,0002,377
Salaries and employee benefits$1,525,0003,103
Premises and equipment expense$407,0003,014
Additional noninterest expense$2,146,0001,638
Pre-tax net operating income$-3,383,0007,427
Securities gains (losses)$03,184
Applicable income taxes$04,691
Income before extraordinary items$-3,383,0007,479
Extraordinary gains, net$019
Net income$-3,383,0007,479
Minority interest net income$0105
Net income of bank and minority interests.$-3,383,0007,479
Net charge-offs$701,0002,090
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$-3,383,0007,471
2010-03-31 (YTD Data)Rank
Total interest income$2,110,0003,576
Total interest expense$595,0003,453
Net interest income$1,515,0003,529
Provision for loan and lease losses$-705,0007,918
Total noninterest income$64,0005,785
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$40,0004,876
Trading account gains and fees$0175
Additional Noninterest Income$24,0005,720
Total noninterest expense$2,240,0002,183
Salaries and employee benefits$779,0003,078
Premises and equipment expense$225,0002,825
Additional noninterest expense$1,236,0001,437
Pre-tax net operating income$44,0005,736
Securities gains (losses)$02,284
Applicable income taxes$04,611
Income before extraordinary items$44,0005,789
Extraordinary gains, net$016
Net income$44,0005,790
Minority interest net income$091
Net income of bank and minority interests.$44,0005,789
Net charge-offs$-2,0007,007
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$44,0005,686
2009-12-31 (YTD Data)Rank
Total interest income$9,985,0003,237
Total interest expense$2,817,0003,585
Net interest income$7,168,0003,006
Provision for loan and lease losses$11,000,000802
Total noninterest income$525,0004,645
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$113,0005,582
Trading account gains and fees$0211
Additional Noninterest Income$412,0003,508
Total noninterest expense$6,161,0003,115
Salaries and employee benefits$2,813,0003,373
Premises and equipment expense$1,249,0002,136
Additional noninterest expense$2,099,0003,190
Pre-tax net operating income$-9,468,0007,467
Securities gains (losses)$47,0002,659
Applicable income taxes$04,388
Income before extraordinary items$-9,421,0007,532
Extraordinary gains, net$034
Net income$-9,421,0007,531
Minority interest net income$0115
Net income of bank and minority interests.$-9,421,0007,531
Net charge-offs$6,195,000982
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$-9,468,0007,542
2009-09-30 (YTD Data)Rank
Total interest income$7,567,0003,268
Total interest expense$2,132,0003,691
Net interest income$5,435,0002,968
Provision for loan and lease losses$9,465,000648
Total noninterest income$205,0005,832
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$74,0005,821
Trading account gains and fees$0212
Additional Noninterest Income$131,0004,991
Total noninterest expense$4,471,0003,201
Salaries and employee benefits$2,096,0003,406
Premises and equipment expense$945,0002,138
Additional noninterest expense$1,430,0003,406
Pre-tax net operating income$-8,296,0007,684
Securities gains (losses)$47,0002,339
Applicable income taxes$04,592
Income before extraordinary items$-8,249,0007,731
Extraordinary gains, net$027
Net income$-8,249,0007,730
Minority interest net income$0118
Net income of bank and minority interests.$-8,249,0007,730
Net charge-offs$5,217,000788
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$-8,296,0007,741
2009-06-30 (YTD Data)Rank
Total interest income$5,035,0003,291
Total interest expense$1,485,0003,698
Net interest income$3,550,0003,009
Provision for loan and lease losses$5,465,000696
Total noninterest income$163,0005,575
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$44,0005,974
Trading account gains and fees$0193
Additional Noninterest Income$119,0004,499
Total noninterest expense$2,683,0003,522
Salaries and employee benefits$1,396,0003,448
Premises and equipment expense$554,0002,422
Additional noninterest expense$733,0004,137
Pre-tax net operating income$-4,435,0007,708
Securities gains (losses)$03,136
Applicable income taxes$04,657
Income before extraordinary items$-4,435,0007,763
Extraordinary gains, net$021
Net income$-4,435,0007,762
Minority interest net income$0112
Net income of bank and minority interests.$-4,435,0007,762
Net charge-offs$398,0002,622
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$-4,435,0007,777
2009-03-31 (YTD Data)Rank
Total interest income$2,579,0003,253
Total interest expense$785,0003,653
Net interest income$1,794,0002,986
Provision for loan and lease losses$255,0002,532
Total noninterest income$79,0005,610
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$21,0006,011
Trading account gains and fees$0171
Additional Noninterest Income$58,0004,572
Total noninterest expense$1,408,0003,308
Salaries and employee benefits$733,0003,339
Premises and equipment expense$284,0002,411
Additional noninterest expense$391,0003,639
Pre-tax net operating income$210,0003,957
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$210,0003,788
Extraordinary gains, net$015
Net income$210,0003,787
Minority interest net income$0102
Net income of bank and minority interests.$210,0003,789
Net charge-offs$399,0001,546
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$210,0003,634
2008-12-31 (YTD Data)Rank
Total interest income$13,054,0002,819
Total interest expense$4,800,0003,069
Net interest income$8,254,0002,630
Provision for loan and lease losses$2,719,0001,490
Total noninterest income$384,0005,352
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$94,0005,981
Trading account gains and fees$0154
Additional Noninterest Income$290,0004,164
Total noninterest expense$4,502,0003,882
Salaries and employee benefits$2,208,0004,128
Premises and equipment expense$881,0002,927
Additional noninterest expense$1,413,0003,784
Pre-tax net operating income$1,417,0003,123
Securities gains (losses)$03,220
Applicable income taxes$04,979
Income before extraordinary items$1,417,0002,613
Extraordinary gains, net$039
Net income$1,417,0002,612
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$694,0002,381
Cash dividends$500,0003,349
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$1,417,0002,765
2008-09-30 (YTD Data)Rank
Total interest income$10,348,0002,735
Total interest expense$3,906,0002,964
Net interest income$6,442,0002,551
Provision for loan and lease losses$2,354,0001,057
Total noninterest income$111,0007,005
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$70,0006,028
Trading account gains and fees$0148
Additional Noninterest Income$41,0006,819
Total noninterest expense$3,291,0003,934
Salaries and employee benefits$1,601,0004,261
Premises and equipment expense$691,0002,838
Additional noninterest expense$999,0003,871
Pre-tax net operating income$908,0003,852
Securities gains (losses)$03,106
Applicable income taxes$05,372
Income before extraordinary items$908,0003,299
Extraordinary gains, net$031
Net income$908,0003,297
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$36,0004,992
Cash dividends$500,0002,719
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$908,0003,433
2008-06-30 (YTD Data)Rank
Total interest income$7,239,0002,636
Total interest expense$2,791,0002,897
Net interest income$4,448,0002,458
Provision for loan and lease losses$1,454,000973
Total noninterest income$75,0007,048
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$48,0006,011
Trading account gains and fees$0149
Additional Noninterest Income$27,0006,905
Total noninterest expense$2,078,0004,124
Salaries and employee benefits$1,059,0004,332
Premises and equipment expense$457,0002,870
Additional noninterest expense$562,0004,374
Pre-tax net operating income$991,0002,973
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$991,0002,584
Extraordinary gains, net$021
Net income$991,0002,584
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$6,0005,377
Cash dividends$500,0002,245
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$991,0002,542
2008-03-31 (YTD Data)Rank
Total interest income$3,605,0002,713
Total interest expense$1,528,0002,835
Net interest income$2,077,0002,629
Provision for loan and lease losses$204,0001,801
Total noninterest income$38,0007,035
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$24,0005,995
Trading account gains and fees$0158
Additional Noninterest Income$14,0006,895
Total noninterest expense$968,0004,333
Salaries and employee benefits$512,0004,470
Premises and equipment expense$231,0002,839
Additional noninterest expense$225,0005,004
Pre-tax net operating income$943,0001,886
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$943,0001,586
Extraordinary gains, net$015
Net income$943,0001,588
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0004,346
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$943,0001,529
2007-12-31 (YTD Data)Rank
Total interest income$13,579,0002,932
Total interest expense$6,252,0002,910
Net interest income$7,327,0002,972
Provision for loan and lease losses$200,0003,846
Total noninterest income$117,0007,415
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$59,0006,608
Trading account gains and fees$0178
Additional Noninterest Income$58,0006,934
Total noninterest expense$3,884,0004,215
Salaries and employee benefits$1,949,0004,467
Premises and equipment expense$910,0002,783
Additional noninterest expense$1,025,0004,584
Pre-tax net operating income$3,360,0002,259
Securities gains (losses)$02,146
Applicable income taxes$06,070
Income before extraordinary items$3,360,0001,857
Extraordinary gains, net$039
Net income$3,360,0001,856
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,600
Cash dividends$2,000,0001,596
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$3,360,0001,845
2007-09-30 (YTD Data)Rank
Total interest income$10,005,0002,981
Total interest expense$4,611,0002,948
Net interest income$5,394,0003,023
Provision for loan and lease losses$100,0004,093
Total noninterest income$87,0007,453
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$40,0006,723
Trading account gains and fees$0184
Additional Noninterest Income$47,0006,866
Total noninterest expense$2,804,0004,299
Salaries and employee benefits$1,411,0004,565
Premises and equipment expense$686,0002,757
Additional noninterest expense$707,0004,769
Pre-tax net operating income$2,577,0002,382
Securities gains (losses)$01,655
Applicable income taxes$06,220
Income before extraordinary items$2,577,0001,955
Extraordinary gains, net$033
Net income$2,577,0001,953
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,076
Cash dividends$1,000,0001,979
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$2,577,0001,944
2007-06-30 (YTD Data)Rank
Total interest income$6,651,0003,001
Total interest expense$3,045,0002,977
Net interest income$3,606,0003,049
Provision for loan and lease losses$100,0003,268
Total noninterest income$56,0007,540
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$23,0006,894
Trading account gains and fees$0168
Additional Noninterest Income$33,0006,866
Total noninterest expense$1,836,0004,381
Salaries and employee benefits$922,0004,675
Premises and equipment expense$448,0002,829
Additional noninterest expense$466,0004,810
Pre-tax net operating income$1,726,0002,422
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$1,726,0001,992
Extraordinary gains, net$029
Net income$1,726,0001,992
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$1,000,0001,504
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$1,726,0001,971
2007-03-31 (YTD Data)Rank
Total interest income$3,175,0003,118
Total interest expense$1,484,0003,011
Net interest income$1,691,0003,209
Provision for loan and lease losses$25,0004,116
Total noninterest income$16,0008,027
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$10,0006,985
Trading account gains and fees$0195
Additional Noninterest Income$6,0007,790
Total noninterest expense$868,0004,550
Salaries and employee benefits$428,0004,948
Premises and equipment expense$230,0002,784
Additional noninterest expense$210,0005,109
Pre-tax net operating income$814,0002,534
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$814,0002,033
Extraordinary gains, net$022
Net income$814,0002,033
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$0885
Net operating income$814,0002,023
2006-12-31 (YTD Data)Rank
Total interest income$12,169,0003,049
Total interest expense$5,429,0002,824
Net interest income$6,740,0003,210
Provision for loan and lease losses$200,0003,517
Total noninterest income$70,0008,042
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$51,0006,878
Trading account gains and fees$0130
Additional Noninterest Income$19,0008,017
Total noninterest expense$3,604,0004,306
Salaries and employee benefits$1,839,0004,548
Premises and equipment expense$1,022,0002,428
Additional noninterest expense$743,0005,468
Pre-tax net operating income$3,006,0002,774
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$3,006,0002,278
Extraordinary gains, net$051
Net income$3,006,0002,280
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,377
Cash dividends$1,000,0002,543
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$3,006,0002,257
2006-09-30 (YTD Data)Rank
Total interest income$8,623,0003,192
Total interest expense$3,847,0002,874
Net interest income$4,776,0003,392
Provision for loan and lease losses$25,0005,821
Total noninterest income$60,0008,027
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$46,0006,799
Trading account gains and fees$0126
Additional Noninterest Income$14,0008,072
Total noninterest expense$2,610,0004,400
Salaries and employee benefits$1,346,0004,599
Premises and equipment expense$804,0002,312
Additional noninterest expense$460,0006,006
Pre-tax net operating income$2,201,0002,927
Securities gains (losses)$01,388
Applicable income taxes$31,0005,736
Income before extraordinary items$2,170,0002,414
Extraordinary gains, net$045
Net income$2,170,0002,415
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,858
Cash dividends$650,0002,540
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$2,170,0002,407
2006-06-30 (YTD Data)Rank
Total interest income$5,597,0003,217
Total interest expense$2,401,0002,919
Net interest income$3,196,0003,392
Provision for loan and lease losses$25,0005,320
Total noninterest income$40,0008,071
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$31,0006,823
Trading account gains and fees$0126
Additional Noninterest Income$9,0008,144
Total noninterest expense$1,733,0004,438
Salaries and employee benefits$913,0004,567
Premises and equipment expense$520,0002,387
Additional noninterest expense$300,0006,088
Pre-tax net operating income$1,478,0002,905
Securities gains (losses)$01,185
Applicable income taxes$21,0005,773
Income before extraordinary items$1,457,0002,391
Extraordinary gains, net$039
Net income$1,457,0002,393
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,361
Cash dividends$400,0002,681
Sale, conversion, retirement of capital stock, net$0887
Net operating income$1,457,0002,377
2006-03-31 (YTD Data)Rank
Total interest income$2,737,0003,213
Total interest expense$1,111,0002,999
Net interest income$1,626,0003,320
Provision for loan and lease losses$06,013
Total noninterest income$19,0008,105
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$12,0007,044
Trading account gains and fees$0115
Additional Noninterest Income$7,0007,855
Total noninterest expense$868,0004,433
Salaries and employee benefits$443,0004,693
Premises and equipment expense$248,0002,481
Additional noninterest expense$177,0005,560
Pre-tax net operating income$777,0002,767
Securities gains (losses)$0955
Applicable income taxes$10,0005,755
Income before extraordinary items$767,0002,281
Extraordinary gains, net$021
Net income$767,0002,282
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,399
Cash dividends$03,943
Sale, conversion, retirement of capital stock, net$0648
Net operating income$767,0002,259
2005-12-31 (YTD Data)Rank
Total interest income$8,865,0003,466
Total interest expense$3,062,0003,275
Net interest income$5,803,0003,521
Provision for loan and lease losses$435,0002,129
Total noninterest income$132,0007,649
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$51,0007,068
Trading account gains and fees$0138
Additional Noninterest Income$81,0006,738
Total noninterest expense$2,847,0004,955
Salaries and employee benefits$1,478,0005,097
Premises and equipment expense$754,0003,047
Additional noninterest expense$615,0005,983
Pre-tax net operating income$2,653,0003,049
Securities gains (losses)$02,296
Applicable income taxes$39,0006,011
Income before extraordinary items$2,614,0002,506
Extraordinary gains, net$046
Net income$2,614,0002,506
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,618
Cash dividends$06,054
Sale, conversion, retirement of capital stock, net$0934
Net operating income$2,614,0002,474
2005-09-30 (YTD Data)Rank
Total interest income$6,360,0003,529
Total interest expense$2,065,0003,427
Net interest income$4,295,0003,549
Provision for loan and lease losses$360,0001,866
Total noninterest income$109,0007,560
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$35,0007,182
Trading account gains and fees$0126
Additional Noninterest Income$74,0006,434
Total noninterest expense$2,087,0004,996
Salaries and employee benefits$1,117,0005,052
Premises and equipment expense$570,0003,010
Additional noninterest expense$400,0006,349
Pre-tax net operating income$1,957,0003,103
Securities gains (losses)$02,317
Applicable income taxes$29,0006,103
Income before extraordinary items$1,928,0002,551
Extraordinary gains, net$035
Net income$1,928,0002,551
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,144
Cash dividends$05,317
Sale, conversion, retirement of capital stock, net$0769
Net operating income$1,928,0002,524
2005-06-30 (YTD Data)Rank
Total interest income$4,073,0003,568
Total interest expense$1,345,0003,325
Net interest income$2,728,0003,673
Provision for loan and lease losses$235,0001,900
Total noninterest income$59,0007,792
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$23,0007,185
Trading account gains and fees$0116
Additional Noninterest Income$36,0006,940
Total noninterest expense$1,386,0005,007
Salaries and employee benefits$706,0005,224
Premises and equipment expense$399,0002,853
Additional noninterest expense$281,0006,187
Pre-tax net operating income$1,166,0003,323
Securities gains (losses)$02,146
Applicable income taxes$18,0006,142
Income before extraordinary items$1,148,0002,758
Extraordinary gains, net$030
Net income$1,148,0002,758
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,660
Cash dividends$05,072
Sale, conversion, retirement of capital stock, net$0643
Net operating income$1,148,0002,714
2005-03-31 (YTD Data)Rank
Total interest income$1,786,0003,942
Total interest expense$606,0003,481
Net interest income$1,180,0004,109
Provision for loan and lease losses$60,0002,830
Total noninterest income$44,0007,259
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$13,0007,104
Trading account gains and fees$0115
Additional Noninterest Income$31,0006,124
Total noninterest expense$618,0005,420
Salaries and employee benefits$332,0005,462
Premises and equipment expense$166,0003,360
Additional noninterest expense$120,0006,679
Pre-tax net operating income$546,0003,447
Securities gains (losses)$01,685
Applicable income taxes$8,0006,187
Income before extraordinary items$538,0002,871
Extraordinary gains, net$024
Net income$538,0002,873
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,728
Cash dividends$03,863
Sale, conversion, retirement of capital stock, net$0491
Net operating income$538,0002,824
2004-12-31 (YTD Data)Rank
Total interest income$5,298,0004,657
Total interest expense$1,680,0004,178
Net interest income$3,618,0004,807
Provision for loan and lease losses$390,0002,417
Total noninterest income$120,0007,890
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$62,0007,083
Trading account gains and fees$0138
Additional Noninterest Income$58,0007,229
Total noninterest expense$1,635,0006,640
Salaries and employee benefits$704,0007,263
Premises and equipment expense$480,0004,221
Additional noninterest expense$451,0006,835
Pre-tax net operating income$1,713,0003,900
Securities gains (losses)$03,819
Applicable income taxes$41,0006,156
Income before extraordinary items$1,672,0003,362
Extraordinary gains, net$034
Net income$1,672,0003,360
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,973
Cash dividends$06,149
Sale, conversion, retirement of capital stock, net$0872
Net operating income$1,672,0003,293
2004-09-30 (YTD Data)Rank
Total interest income$3,740,0004,840
Total interest expense$1,171,0004,360
Net interest income$2,569,0004,969
Provision for loan and lease losses$325,0002,112
Total noninterest income$98,0007,826
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$47,0007,129
Trading account gains and fees$0134
Additional Noninterest Income$51,0007,030
Total noninterest expense$1,123,0006,860
Salaries and employee benefits$520,0007,263
Premises and equipment expense$370,0004,114
Additional noninterest expense$233,0007,640
Pre-tax net operating income$1,219,0004,120
Securities gains (losses)$03,710
Applicable income taxes$29,0006,322
Income before extraordinary items$1,190,0003,561
Extraordinary gains, net$026
Net income$1,190,0003,561
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,496
Cash dividends$05,363
Sale, conversion, retirement of capital stock, net$0738
Net operating income$1,190,0003,489
2004-06-30 (YTD Data)Rank
Total interest income$2,217,0005,213
Total interest expense$736,0004,534
Net interest income$1,481,0005,449
Provision for loan and lease losses$165,0002,550
Total noninterest income$122,0006,867
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$33,0007,087
Trading account gains and fees$0130
Additional Noninterest Income$89,0005,394
Total noninterest expense$760,0006,856
Salaries and employee benefits$340,0007,372
Premises and equipment expense$253,0004,030
Additional noninterest expense$167,0007,521
Pre-tax net operating income$678,0004,524
Securities gains (losses)$03,413
Applicable income taxes$18,0006,344
Income before extraordinary items$660,0003,985
Extraordinary gains, net$021
Net income$660,0003,986
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,017
Cash dividends$05,087
Sale, conversion, retirement of capital stock, net$0638
Net operating income$660,0003,906
2004-03-31 (YTD Data)Rank
Total interest income$1,018,0005,529
Total interest expense$337,0004,820
Net interest income$681,0005,731
Provision for loan and lease losses$65,0002,836
Total noninterest income$18,0008,495
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$12,0007,382
Trading account gains and fees$0121
Additional Noninterest Income$6,0008,203
Total noninterest expense$353,0007,099
Salaries and employee benefits$160,0007,545
Premises and equipment expense$126,0004,084
Additional noninterest expense$67,0007,958
Pre-tax net operating income$281,0004,974
Securities gains (losses)$02,934
Applicable income taxes$5,0006,601
Income before extraordinary items$276,0004,501
Extraordinary gains, net$016
Net income$276,0004,500
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,097
Cash dividends$03,841
Sale, conversion, retirement of capital stock, net$0464
Net operating income$276,0004,368
2003-12-31 (YTD Data)Rank
Total interest income$2,591,0006,949
Total interest expense$875,0006,491
Net interest income$1,716,0007,040
Provision for loan and lease losses$290,0003,263
Total noninterest income$67,0008,627
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$31,0007,707
Trading account gains and fees$0160
Additional Noninterest Income$36,0007,939
Total noninterest expense$1,259,0007,346
Salaries and employee benefits$535,0007,952
Premises and equipment expense$446,0004,397
Additional noninterest expense$278,0007,911
Pre-tax net operating income$234,0007,708
Securities gains (losses)$04,500
Applicable income taxes$9,0007,067
Income before extraordinary items$225,0007,646
Extraordinary gains, net$054
Net income$225,0007,650
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,416
Cash dividends$06,283
Sale, conversion, retirement of capital stock, net$0868
Net operating income$225,0007,509
2003-09-30 (YTD Data)Rank
Total interest income$1,671,0007,421
Total interest expense$567,0006,997
Net interest income$1,104,0007,457
Provision for loan and lease losses$225,0003,052
Total noninterest income$52,0008,687
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$20,0007,825
Trading account gains and fees$0153
Additional Noninterest Income$32,0007,787
Total noninterest expense$1,002,0007,198
Salaries and employee benefits$409,0007,889
Premises and equipment expense$383,0003,986
Additional noninterest expense$210,0007,900
Pre-tax net operating income$-71,0008,742
Securities gains (losses)$04,204
Applicable income taxes$5,0007,232
Income before extraordinary items$-76,0008,818
Extraordinary gains, net$040
Net income$-76,0008,819
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,967
Cash dividends$05,519
Sale, conversion, retirement of capital stock, net$0722
Net operating income$-76,0008,746
2003-06-30 (YTD Data)Rank
Total interest income$933,0007,839
Total interest expense$339,0007,400
Net interest income$594,0007,922
Provision for loan and lease losses$165,0002,855
Total noninterest income$21,0008,957
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$9,0007,940
Trading account gains and fees$0150
Additional Noninterest Income$12,0008,333
Total noninterest expense$657,0007,274
Salaries and employee benefits$266,0007,956
Premises and equipment expense$235,0004,252
Additional noninterest expense$156,0007,686
Pre-tax net operating income$-207,0008,923
Securities gains (losses)$03,782
Applicable income taxes$2,0007,353
Income before extraordinary items$-209,0009,012
Extraordinary gains, net$030
Net income$-209,0009,011
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,535
Cash dividends$05,215
Sale, conversion, retirement of capital stock, net$0589
Net operating income$-209,0008,935
2003-03-31 (YTD Data)Rank
Total interest income$355,0008,368
Total interest expense$132,0008,006
Net interest income$223,0008,427
Provision for loan and lease losses$60,0003,248
Total noninterest income$8,0009,052
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$2,0008,071
Trading account gains and fees$0134
Additional Noninterest Income$6,0008,357
Total noninterest expense$342,0007,185
Salaries and employee benefits$137,0007,938
Premises and equipment expense$120,0004,153
Additional noninterest expense$85,0007,536
Pre-tax net operating income$-171,0009,062
Securities gains (losses)$02,891
Applicable income taxes$07,403
Income before extraordinary items$-171,0009,116
Extraordinary gains, net$021
Net income$-171,0009,113
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,539
Cash dividends$03,930
Sale, conversion, retirement of capital stock, net$0419
Net operating income$-171,0009,052
2002-12-31 (YTD Data)Rank
Total interest income$528,0009,163
Total interest expense$165,0009,111
Net interest income$363,0009,126
Provision for loan and lease losses$185,0004,507
Total noninterest income$6,0009,253
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,0008,184
Trading account gains and fees$0153
Additional Noninterest Income$5,0009,073
Total noninterest expense$707,0008,528
Salaries and employee benefits$290,0008,928
Premises and equipment expense$239,0006,281
Additional noninterest expense$178,0008,695
Pre-tax net operating income$-523,0008,990
Securities gains (losses)$04,537
Applicable income taxes$07,681
Income before extraordinary items$-523,0009,042
Extraordinary gains, net$070
Net income$-523,0009,040
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$07,632
Cash dividends$06,377
Sale, conversion, retirement of capital stock, net$6,000,000125
Net operating income$-523,0009,000

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.