Home > Town & Country Bank > Income and Expense

Town & Country Bank, Income and Expense

2023-12-31 (YTD Data)Rank
Total interest income$29,178,0001,430
Total interest expense$5,230,0001,966
Net interest income$23,948,0001,251
Provision for loan and lease losses$378,0001,477
Total noninterest income$5,107,0001,179
Gross Fiduciary activities income$0981
Service charges on deposit accounts$851,0001,135
Trading account gains and fees$0123
Additional Noninterest Income$4,256,000978
Total noninterest expense$18,285,0001,302
Salaries and employee benefits$11,700,0001,186
Premises and equipment expense$1,728,0001,382
Additional noninterest expense$4,256,000978
Pre-tax net operating income$10,392,0001,126
Securities gains (losses)$0988
Applicable income taxes$03,369
Income before extraordinary items$10,392,000979
Extraordinary gains, net$054
Net income$10,392,000993
Minority interest net income$088
Net income of bank and minority interests.$10,392,000982
Net charge-offs$157,0001,277
Cash dividends$5,528,000747
Sale, conversion, retirement of capital stock, net$0540
Net operating income$10,392,000994
2023-09-30 (YTD Data)Rank
Total interest income$21,453,0001,423
Total interest expense$3,504,0001,978
Net interest income$17,949,0001,247
Provision for loan and lease losses$288,0001,389
Total noninterest income$3,889,0001,169
Gross Fiduciary activities income$0950
Service charges on deposit accounts$670,0001,084
Trading account gains and fees$0125
Additional Noninterest Income$3,219,000986
Total noninterest expense$13,718,0001,291
Salaries and employee benefits$8,843,0001,180
Premises and equipment expense$1,274,0001,394
Additional noninterest expense$3,219,000986
Pre-tax net operating income$7,832,0001,153
Securities gains (losses)$0849
Applicable income taxes$03,407
Income before extraordinary items$7,832,0001,022
Extraordinary gains, net$052
Net income$7,832,0001,027
Minority interest net income$081
Net income of bank and minority interests.$7,832,0001,022
Net charge-offs$40,0001,570
Cash dividends$4,803,000627
Sale, conversion, retirement of capital stock, net$0507
Net operating income$7,832,0001,033
2023-06-30 (YTD Data)Rank
Total interest income$14,014,0001,409
Total interest expense$2,087,0001,966
Net interest income$11,927,0001,262
Provision for loan and lease losses$152,0001,508
Total noninterest income$2,620,0001,104
Gross Fiduciary activities income$0931
Service charges on deposit accounts$451,0001,062
Trading account gains and fees$0112
Additional Noninterest Income$2,169,000910
Total noninterest expense$9,078,0001,290
Salaries and employee benefits$5,886,0001,172
Premises and equipment expense$836,0001,403
Additional noninterest expense$2,169,000909
Pre-tax net operating income$5,317,0001,155
Securities gains (losses)$0938
Applicable income taxes$03,436
Income before extraordinary items$5,317,0001,010
Extraordinary gains, net$051
Net income$5,317,0001,023
Minority interest net income$081
Net income of bank and minority interests.$5,317,0001,010
Net charge-offs$33,0001,334
Cash dividends$2,902,000657
Sale, conversion, retirement of capital stock, net$0486
Net operating income$5,317,0001,017
2023-03-31 (YTD Data)Rank
Total interest income$6,819,0001,422
Total interest expense$915,0001,937
Net interest income$5,904,0001,284
Provision for loan and lease losses$81,0001,391
Total noninterest income$1,310,0001,109
Gross Fiduciary activities income$0913
Service charges on deposit accounts$222,0001,090
Trading account gains and fees$097
Additional Noninterest Income$1,088,000904
Total noninterest expense$4,475,0001,325
Salaries and employee benefits$2,950,0001,192
Premises and equipment expense$428,0001,409
Additional noninterest expense$1,088,000904
Pre-tax net operating income$2,658,0001,180
Securities gains (losses)$0950
Applicable income taxes$03,388
Income before extraordinary items$2,658,0001,029
Extraordinary gains, net$04
Net income$2,658,0001,028
Minority interest net income$048
Net income of bank and minority interests.$2,658,0001,028
Net charge-offs$24,0001,045
Cash dividends$1,350,000651
Sale, conversion, retirement of capital stock, net$0430
Net operating income$2,658,0001,042
2022-12-31 (YTD Data)Rank
Total interest income$23,664,0001,366
Total interest expense$1,827,0001,698
Net interest income$21,837,0001,337
Provision for loan and lease losses$346,0001,446
Total noninterest income$5,161,0001,184
Gross Fiduciary activities income$01,005
Service charges on deposit accounts$886,0001,110
Trading account gains and fees$0116
Additional Noninterest Income$4,275,0001,008
Total noninterest expense$16,717,0001,360
Salaries and employee benefits$10,810,0001,245
Premises and equipment expense$1,741,0001,380
Additional noninterest expense$4,275,0001,008
Pre-tax net operating income$9,935,0001,285
Securities gains (losses)$0691
Applicable income taxes$03,596
Income before extraordinary items$9,935,0001,110
Extraordinary gains, net$05
Net income$9,935,0001,109
Minority interest net income$063
Net income of bank and minority interests.$9,935,0001,110
Net charge-offs$70,0001,397
Cash dividends$6,312,000646
Sale, conversion, retirement of capital stock, net$0568
Net operating income$9,935,0001,136
2022-09-30 (YTD Data)Rank
Total interest income$17,039,0001,369
Total interest expense$1,143,0001,607
Net interest income$15,896,0001,348
Provision for loan and lease losses$235,0001,374
Total noninterest income$3,878,0001,187
Gross Fiduciary activities income$0968
Service charges on deposit accounts$654,0001,139
Trading account gains and fees$0111
Additional Noninterest Income$3,224,0001,011
Total noninterest expense$12,402,0001,365
Salaries and employee benefits$8,058,0001,251
Premises and equipment expense$1,323,0001,354
Additional noninterest expense$3,224,0001,011
Pre-tax net operating income$7,137,0001,307
Securities gains (losses)$0740
Applicable income taxes$03,603
Income before extraordinary items$7,137,0001,138
Extraordinary gains, net$04
Net income$7,137,0001,136
Minority interest net income$057
Net income of bank and minority interests.$7,137,0001,138
Net charge-offs$-17,0003,768
Cash dividends$5,101,000568
Sale, conversion, retirement of capital stock, net$0519
Net operating income$7,137,0001,160
2022-06-30 (YTD Data)Rank
Total interest income$10,855,0001,377
Total interest expense$662,0001,596
Net interest income$10,193,0001,363
Provision for loan and lease losses$102,0001,522
Total noninterest income$2,605,0001,175
Gross Fiduciary activities income$0925
Service charges on deposit accounts$427,0001,144
Trading account gains and fees$0108
Additional Noninterest Income$2,178,0001,040
Total noninterest expense$8,081,0001,379
Salaries and employee benefits$5,278,0001,260
Premises and equipment expense$884,0001,355
Additional noninterest expense$1,919,0001,654
Pre-tax net operating income$4,615,0001,270
Securities gains (losses)$0687
Applicable income taxes$03,564
Income before extraordinary items$4,615,0001,106
Extraordinary gains, net$04
Net income$4,615,0001,105
Minority interest net income$060
Net income of bank and minority interests.$4,615,0001,106
Net charge-offs$-17,0003,831
Cash dividends$3,875,000511
Sale, conversion, retirement of capital stock, net$0494
Net operating income$4,615,0001,133
2022-03-31 (YTD Data)Rank
Total interest income$5,197,0001,385
Total interest expense$322,0001,565
Net interest income$4,875,0001,377
Provision for loan and lease losses$3,0002,190
Total noninterest income$1,303,0001,174
Gross Fiduciary activities income$0892
Service charges on deposit accounts$207,0001,160
Trading account gains and fees$0103
Additional Noninterest Income$1,096,0001,031
Total noninterest expense$4,023,0001,382
Salaries and employee benefits$2,646,0001,253
Premises and equipment expense$448,0001,336
Additional noninterest expense$929,0001,671
Pre-tax net operating income$2,152,0001,286
Securities gains (losses)$0623
Applicable income taxes$03,450
Income before extraordinary items$2,152,0001,140
Extraordinary gains, net$04
Net income$2,152,0001,139
Minority interest net income$050
Net income of bank and minority interests.$2,152,0001,140
Net charge-offs$-17,0004,092
Cash dividends$1,450,000599
Sale, conversion, retirement of capital stock, net$0453
Net operating income$2,152,0001,151
2021-12-31 (YTD Data)Rank
Total interest income$24,094,0001,271
Total interest expense$1,739,0001,485
Net interest income$22,355,0001,237
Provision for loan and lease losses$-1,0004,127
Total noninterest income$5,120,0001,296
Gross Fiduciary activities income$0994
Service charges on deposit accounts$817,0001,127
Trading account gains and fees$0132
Additional Noninterest Income$4,303,0001,183
Total noninterest expense$16,411,0001,349
Salaries and employee benefits$10,747,0001,227
Premises and equipment expense$1,713,0001,370
Additional noninterest expense$3,951,0001,596
Pre-tax net operating income$11,065,0001,191
Securities gains (losses)$02,062
Applicable income taxes$03,710
Income before extraordinary items$11,065,0001,062
Extraordinary gains, net$010
Net income$11,065,0001,063
Minority interest net income$074
Net income of bank and minority interests.$11,065,0001,063
Net charge-offs$126,0001,235
Cash dividends$5,877,000703
Sale, conversion, retirement of capital stock, net$0582
Net operating income$11,065,0001,047
2021-09-30 (YTD Data)Rank
Total interest income$18,557,0001,264
Total interest expense$1,386,0001,490
Net interest income$17,171,0001,240
Provision for loan and lease losses$-2,0004,280
Total noninterest income$3,854,0001,323
Gross Fiduciary activities income$0957
Service charges on deposit accounts$606,0001,126
Trading account gains and fees$0132
Additional Noninterest Income$3,248,0001,219
Total noninterest expense$12,353,0001,362
Salaries and employee benefits$8,096,0001,230
Premises and equipment expense$1,298,0001,383
Additional noninterest expense$2,959,0001,606
Pre-tax net operating income$8,674,0001,201
Securities gains (losses)$02,015
Applicable income taxes$03,719
Income before extraordinary items$8,674,0001,067
Extraordinary gains, net$08
Net income$8,674,0001,068
Minority interest net income$069
Net income of bank and minority interests.$8,674,0001,068
Net charge-offs$30,0001,572
Cash dividends$5,627,000558
Sale, conversion, retirement of capital stock, net$0543
Net operating income$8,674,0001,050
2021-06-30 (YTD Data)Rank
Total interest income$12,217,0001,278
Total interest expense$982,0001,480
Net interest income$11,235,0001,242
Provision for loan and lease losses$-4,0004,383
Total noninterest income$2,581,0001,300
Gross Fiduciary activities income$0951
Service charges on deposit accounts$389,0001,123
Trading account gains and fees$0133
Additional Noninterest Income$2,192,0001,219
Total noninterest expense$8,200,0001,356
Salaries and employee benefits$5,404,0001,225
Premises and equipment expense$872,0001,377
Additional noninterest expense$1,924,0001,621
Pre-tax net operating income$5,620,0001,206
Securities gains (losses)$01,818
Applicable income taxes$03,702
Income before extraordinary items$5,620,0001,085
Extraordinary gains, net$06
Net income$5,620,0001,086
Minority interest net income$067
Net income of bank and minority interests.$5,620,0001,086
Net charge-offs$35,0001,274
Cash dividends$3,057,000605
Sale, conversion, retirement of capital stock, net$0517
Net operating income$5,620,0001,064
2021-03-31 (YTD Data)Rank
Total interest income$5,480,0001,384
Total interest expense$520,0001,480
Net interest income$4,960,0001,376
Provision for loan and lease losses$-2,0004,550
Total noninterest income$1,258,0001,323
Gross Fiduciary activities income$0922
Service charges on deposit accounts$206,0001,058
Trading account gains and fees$0127
Additional Noninterest Income$1,052,0001,236
Total noninterest expense$4,073,0001,349
Salaries and employee benefits$2,690,0001,210
Premises and equipment expense$438,0001,390
Additional noninterest expense$945,0001,600
Pre-tax net operating income$2,147,0001,452
Securities gains (losses)$01,392
Applicable income taxes$03,613
Income before extraordinary items$2,147,0001,324
Extraordinary gains, net$03
Net income$2,147,0001,324
Minority interest net income$055
Net income of bank and minority interests.$2,147,0001,324
Net charge-offs$42,000897
Cash dividends$1,277,000628
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,147,0001,292
2020-12-31 (YTD Data)Rank
Total interest income$23,041,0001,317
Total interest expense$2,811,0001,571
Net interest income$20,230,0001,266
Provision for loan and lease losses$792,0001,833
Total noninterest income$4,718,0001,311
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$766,0001,169
Trading account gains and fees$0133
Additional Noninterest Income$3,952,0001,219
Total noninterest expense$15,793,0001,350
Salaries and employee benefits$10,407,0001,217
Premises and equipment expense$1,770,0001,329
Additional noninterest expense$3,616,0001,662
Pre-tax net operating income$8,363,0001,215
Securities gains (losses)$02,675
Applicable income taxes$03,697
Income before extraordinary items$8,363,0001,109
Extraordinary gains, net$04
Net income$8,363,0001,108
Minority interest net income$072
Net income of bank and minority interests.$8,363,0001,109
Net charge-offs$151,0001,721
Cash dividends$5,400,000712
Sale, conversion, retirement of capital stock, net$0566
Net operating income$8,363,0001,073
2020-09-30 (YTD Data)Rank
Total interest income$17,154,0001,331
Total interest expense$2,217,0001,577
Net interest income$14,937,0001,274
Provision for loan and lease losses$342,0002,307
Total noninterest income$3,462,0001,297
Gross Fiduciary activities income$0981
Service charges on deposit accounts$555,0001,196
Trading account gains and fees$0125
Additional Noninterest Income$2,907,0001,185
Total noninterest expense$11,783,0001,341
Salaries and employee benefits$7,753,0001,209
Premises and equipment expense$1,333,0001,315
Additional noninterest expense$2,697,0001,642
Pre-tax net operating income$6,274,0001,175
Securities gains (losses)$02,494
Applicable income taxes$03,696
Income before extraordinary items$6,274,0001,062
Extraordinary gains, net$04
Net income$6,274,0001,062
Minority interest net income$065
Net income of bank and minority interests.$6,274,0001,062
Net charge-offs$108,0001,623
Cash dividends$3,500,000733
Sale, conversion, retirement of capital stock, net$0532
Net operating income$6,274,0001,040
2020-06-30 (YTD Data)Rank
Total interest income$11,483,0001,340
Total interest expense$1,547,0001,613
Net interest income$9,936,0001,275
Provision for loan and lease losses$191,0002,450
Total noninterest income$2,259,0001,261
Gross Fiduciary activities income$0970
Service charges on deposit accounts$361,0001,227
Trading account gains and fees$0123
Additional Noninterest Income$1,898,0001,121
Total noninterest expense$7,779,0001,341
Salaries and employee benefits$5,125,0001,210
Premises and equipment expense$880,0001,327
Additional noninterest expense$1,774,0001,655
Pre-tax net operating income$4,225,0001,124
Securities gains (losses)$02,249
Applicable income taxes$03,655
Income before extraordinary items$4,225,000998
Extraordinary gains, net$04
Net income$4,225,000998
Minority interest net income$065
Net income of bank and minority interests.$4,225,000998
Net charge-offs$81,0001,468
Cash dividends$2,675,000648
Sale, conversion, retirement of capital stock, net$0504
Net operating income$4,225,000973
2020-03-31 (YTD Data)Rank
Total interest income$5,773,0001,328
Total interest expense$811,0001,671
Net interest income$4,962,0001,269
Provision for loan and lease losses$93,0002,032
Total noninterest income$1,101,0001,211
Gross Fiduciary activities income$0941
Service charges on deposit accounts$212,0001,247
Trading account gains and fees$0106
Additional Noninterest Income$889,0001,058
Total noninterest expense$3,915,0001,346
Salaries and employee benefits$2,554,0001,220
Premises and equipment expense$447,0001,309
Additional noninterest expense$914,0001,633
Pre-tax net operating income$2,055,0001,015
Securities gains (losses)$01,705
Applicable income taxes$03,513
Income before extraordinary items$2,055,000910
Extraordinary gains, net$04
Net income$2,055,000910
Minority interest net income$056
Net income of bank and minority interests.$2,055,000910
Net charge-offs$6,0002,039
Cash dividends$1,350,000662
Sale, conversion, retirement of capital stock, net$0482
Net operating income$2,055,000900
2019-12-31 (YTD Data)Rank
Total interest income$22,883,0001,355
Total interest expense$3,099,0001,763
Net interest income$19,784,0001,271
Provision for loan and lease losses$445,0001,604
Total noninterest income$4,331,0001,235
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$892,0001,222
Trading account gains and fees$0135
Additional Noninterest Income$3,439,0001,097
Total noninterest expense$15,397,0001,324
Salaries and employee benefits$10,021,0001,201
Premises and equipment expense$1,792,0001,279
Additional noninterest expense$3,584,0001,646
Pre-tax net operating income$8,273,0001,209
Securities gains (losses)$-1,0004,531
Applicable income taxes$03,859
Income before extraordinary items$8,272,0001,086
Extraordinary gains, net$011
Net income$8,272,0001,088
Minority interest net income$076
Net income of bank and minority interests.$8,272,0001,088
Net charge-offs$124,0002,051
Cash dividends$5,880,000712
Sale, conversion, retirement of capital stock, net$0626
Net operating income$8,273,0001,064
2019-09-30 (YTD Data)Rank
Total interest income$16,992,0001,378
Total interest expense$2,256,0001,814
Net interest income$14,736,0001,287
Provision for loan and lease losses$334,0001,514
Total noninterest income$3,264,0001,224
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$669,0001,226
Trading account gains and fees$0129
Additional Noninterest Income$2,595,0001,062
Total noninterest expense$11,532,0001,332
Salaries and employee benefits$7,517,0001,205
Premises and equipment expense$1,326,0001,304
Additional noninterest expense$2,689,0001,640
Pre-tax net operating income$6,134,0001,239
Securities gains (losses)$-1,0004,641
Applicable income taxes$03,902
Income before extraordinary items$6,133,0001,120
Extraordinary gains, net$011
Net income$6,133,0001,121
Minority interest net income$072
Net income of bank and minority interests.$6,133,0001,121
Net charge-offs$72,0001,978
Cash dividends$4,905,000626
Sale, conversion, retirement of capital stock, net$0590
Net operating income$6,134,0001,094
2019-06-30 (YTD Data)Rank
Total interest income$11,175,0001,390
Total interest expense$1,437,0001,859
Net interest income$9,738,0001,298
Provision for loan and lease losses$98,0002,241
Total noninterest income$2,225,0001,184
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$438,0001,223
Trading account gains and fees$0131
Additional Noninterest Income$1,787,0001,016
Total noninterest expense$7,710,0001,333
Salaries and employee benefits$5,042,0001,199
Premises and equipment expense$865,0001,332
Additional noninterest expense$1,803,0001,648
Pre-tax net operating income$4,155,0001,197
Securities gains (losses)$-1,0004,660
Applicable income taxes$03,901
Income before extraordinary items$4,154,0001,076
Extraordinary gains, net$011
Net income$4,154,0001,076
Minority interest net income$069
Net income of bank and minority interests.$4,154,0001,076
Net charge-offs$49,0001,840
Cash dividends$3,705,000557
Sale, conversion, retirement of capital stock, net$0573
Net operating income$4,155,0001,062
2019-03-31 (YTD Data)Rank
Total interest income$5,500,0001,398
Total interest expense$689,0001,870
Net interest income$4,811,0001,311
Provision for loan and lease losses$49,0002,099
Total noninterest income$1,111,0001,158
Gross Fiduciary activities income$0972
Service charges on deposit accounts$220,0001,224
Trading account gains and fees$0126
Additional Noninterest Income$891,000971
Total noninterest expense$3,813,0001,356
Salaries and employee benefits$2,489,0001,211
Premises and equipment expense$438,0001,339
Additional noninterest expense$886,0001,677
Pre-tax net operating income$2,060,0001,179
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$2,060,0001,055
Extraordinary gains, net$05
Net income$2,060,0001,054
Minority interest net income$052
Net income of bank and minority interests.$2,060,0001,054
Net charge-offs$42,0001,319
Cash dividends$950,000878
Sale, conversion, retirement of capital stock, net$0529
Net operating income$2,060,0001,033
2018-12-31 (YTD Data)Rank
Total interest income$21,346,0001,360
Total interest expense$2,165,0001,832
Net interest income$19,181,0001,286
Provision for loan and lease losses$-25,0005,109
Total noninterest income$3,898,0001,293
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$947,0001,210
Trading account gains and fees$0126
Additional Noninterest Income$2,951,0001,154
Total noninterest expense$15,423,0001,319
Salaries and employee benefits$10,259,0001,150
Premises and equipment expense$1,774,0001,304
Additional noninterest expense$3,390,0001,726
Pre-tax net operating income$7,681,0001,260
Securities gains (losses)$01,125
Applicable income taxes$03,978
Income before extraordinary items$7,681,0001,124
Extraordinary gains, net$06
Net income$7,681,0001,123
Minority interest net income$072
Net income of bank and minority interests.$7,681,0001,123
Net charge-offs$252,0001,454
Cash dividends$6,256,000608
Sale, conversion, retirement of capital stock, net$0671
Net operating income$7,681,0001,121
2018-09-30 (YTD Data)Rank
Total interest income$15,814,0001,361
Total interest expense$1,550,0001,828
Net interest income$14,264,0001,291
Provision for loan and lease losses$74,0002,939
Total noninterest income$2,894,0001,310
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$719,0001,208
Trading account gains and fees$0138
Additional Noninterest Income$2,175,0001,186
Total noninterest expense$11,364,0001,338
Salaries and employee benefits$7,513,0001,171
Premises and equipment expense$1,340,0001,288
Additional noninterest expense$2,511,0001,742
Pre-tax net operating income$5,720,0001,278
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$5,720,0001,136
Extraordinary gains, net$05
Net income$5,720,0001,135
Minority interest net income$066
Net income of bank and minority interests.$5,720,0001,135
Net charge-offs$234,0001,136
Cash dividends$4,631,000579
Sale, conversion, retirement of capital stock, net$0633
Net operating income$5,720,0001,127
2018-06-30 (YTD Data)Rank
Total interest income$10,427,0001,360
Total interest expense$990,0001,788
Net interest income$9,437,0001,300
Provision for loan and lease losses$-1,0005,279
Total noninterest income$1,898,0001,338
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$485,0001,196
Trading account gains and fees$0130
Additional Noninterest Income$1,413,0001,206
Total noninterest expense$7,608,0001,330
Salaries and employee benefits$5,163,0001,153
Premises and equipment expense$883,0001,315
Additional noninterest expense$1,562,0001,850
Pre-tax net operating income$3,728,0001,284
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$3,728,0001,130
Extraordinary gains, net$06
Net income$3,728,0001,129
Minority interest net income$065
Net income of bank and minority interests.$3,728,0001,129
Net charge-offs$48,0001,797
Cash dividends$3,706,000492
Sale, conversion, retirement of capital stock, net$0620
Net operating income$3,728,0001,126
2018-03-31 (YTD Data)Rank
Total interest income$5,137,0001,363
Total interest expense$485,0001,757
Net interest income$4,652,0001,311
Provision for loan and lease losses$-1,0005,389
Total noninterest income$1,015,0001,263
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$260,0001,143
Trading account gains and fees$0123
Additional Noninterest Income$755,0001,133
Total noninterest expense$3,779,0001,352
Salaries and employee benefits$2,521,0001,174
Premises and equipment expense$439,0001,341
Additional noninterest expense$819,0001,778
Pre-tax net operating income$1,889,0001,241
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$1,889,0001,097
Extraordinary gains, net$07
Net income$1,889,0001,096
Minority interest net income$052
Net income of bank and minority interests.$1,889,0001,097
Net charge-offs$24,0001,574
Cash dividends$1,330,000582
Sale, conversion, retirement of capital stock, net$0580
Net operating income$1,889,0001,089
2017-12-31 (YTD Data)Rank
Total interest income$20,286,0001,333
Total interest expense$1,823,0001,644
Net interest income$18,463,0001,298
Provision for loan and lease losses$-4,0005,283
Total noninterest income$4,102,0001,261
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$1,076,0001,122
Trading account gains and fees$0151
Additional Noninterest Income$3,026,0001,152
Total noninterest expense$14,644,0001,359
Salaries and employee benefits$9,556,0001,205
Premises and equipment expense$1,742,0001,325
Additional noninterest expense$3,346,0001,782
Pre-tax net operating income$7,925,0001,189
Securities gains (losses)$113,000580
Applicable income taxes$04,135
Income before extraordinary items$8,038,000904
Extraordinary gains, net$09
Net income$8,038,000904
Minority interest net income$076
Net income of bank and minority interests.$8,038,000904
Net charge-offs$229,0001,718
Cash dividends$4,150,000794
Sale, conversion, retirement of capital stock, net$0711
Net operating income$7,925,000898
2017-09-30 (YTD Data)Rank
Total interest income$15,100,0001,345
Total interest expense$1,363,0001,635
Net interest income$13,737,0001,309
Provision for loan and lease losses$-3,0005,431
Total noninterest income$3,034,0001,295
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$813,0001,114
Trading account gains and fees$0145
Additional Noninterest Income$2,221,0001,178
Total noninterest expense$10,884,0001,361
Salaries and employee benefits$7,071,0001,227
Premises and equipment expense$1,295,0001,345
Additional noninterest expense$2,518,0001,767
Pre-tax net operating income$5,890,0001,217
Securities gains (losses)$113,000550
Applicable income taxes$04,172
Income before extraordinary items$6,003,000988
Extraordinary gains, net$09
Net income$6,003,000988
Minority interest net income$071
Net income of bank and minority interests.$6,003,000988
Net charge-offs$225,0001,316
Cash dividends$3,531,000674
Sale, conversion, retirement of capital stock, net$0677
Net operating income$5,890,000997
2017-06-30 (YTD Data)Rank
Total interest income$9,973,0001,342
Total interest expense$898,0001,612
Net interest income$9,075,0001,316
Provision for loan and lease losses$-2,0005,515
Total noninterest income$2,053,0001,282
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$542,0001,108
Trading account gains and fees$0139
Additional Noninterest Income$1,511,0001,182
Total noninterest expense$7,222,0001,374
Salaries and employee benefits$4,721,0001,227
Premises and equipment expense$861,0001,351
Additional noninterest expense$1,640,0001,794
Pre-tax net operating income$3,908,0001,213
Securities gains (losses)$01,906
Applicable income taxes$04,189
Income before extraordinary items$3,908,000990
Extraordinary gains, net$011
Net income$3,908,000991
Minority interest net income$071
Net income of bank and minority interests.$3,908,000990
Net charge-offs$209,0001,036
Cash dividends$2,553,000615
Sale, conversion, retirement of capital stock, net$0659
Net operating income$3,908,000980
2017-03-31 (YTD Data)Rank
Total interest income$4,891,0001,356
Total interest expense$442,0001,614
Net interest income$4,449,0001,332
Provision for loan and lease losses$-1,0005,628
Total noninterest income$1,041,0001,284
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$277,0001,082
Trading account gains and fees$0142
Additional Noninterest Income$764,0001,156
Total noninterest expense$3,640,0001,374
Salaries and employee benefits$2,383,0001,226
Premises and equipment expense$428,0001,372
Additional noninterest expense$829,0001,781
Pre-tax net operating income$1,851,0001,255
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$1,851,0001,026
Extraordinary gains, net$08
Net income$1,851,0001,027
Minority interest net income$055
Net income of bank and minority interests.$1,851,0001,026
Net charge-offs$24,0001,775
Cash dividends$805,000854
Sale, conversion, retirement of capital stock, net$0632
Net operating income$1,851,0001,012
2016-12-31 (YTD Data)Rank
Total interest income$19,971,0001,297
Total interest expense$1,743,0001,577
Net interest income$18,228,0001,269
Provision for loan and lease losses$-345,0005,695
Total noninterest income$3,622,0001,445
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$1,055,0001,157
Trading account gains and fees$0170
Additional Noninterest Income$2,567,0001,352
Total noninterest expense$14,609,0001,348
Salaries and employee benefits$9,456,0001,203
Premises and equipment expense$1,704,0001,356
Additional noninterest expense$3,449,0001,742
Pre-tax net operating income$7,586,0001,159
Securities gains (losses)$8,0002,738
Applicable income taxes$04,278
Income before extraordinary items$7,594,000987
Extraordinary gains, net$05
Net income$7,594,000986
Minority interest net income$082
Net income of bank and minority interests.$7,594,000986
Net charge-offs$190,0001,975
Cash dividends$10,653,000355
Sale, conversion, retirement of capital stock, net$0759
Net operating income$7,586,000962
2016-09-30 (YTD Data)Rank
Total interest income$15,005,0001,307
Total interest expense$1,305,0001,584
Net interest income$13,700,0001,277
Provision for loan and lease losses$-1,0005,618
Total noninterest income$2,895,0001,374
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$790,0001,149
Trading account gains and fees$0169
Additional Noninterest Income$2,105,0001,262
Total noninterest expense$10,993,0001,343
Salaries and employee benefits$7,070,0001,212
Premises and equipment expense$1,274,0001,356
Additional noninterest expense$2,649,0001,704
Pre-tax net operating income$5,603,0001,189
Securities gains (losses)$8,0002,659
Applicable income taxes$04,325
Income before extraordinary items$5,611,0001,004
Extraordinary gains, net$05
Net income$5,611,0001,004
Minority interest net income$071
Net income of bank and minority interests.$5,611,0001,004
Net charge-offs$93,0002,122
Cash dividends$5,128,000492
Sale, conversion, retirement of capital stock, net$0719
Net operating income$5,603,000975
2016-06-30 (YTD Data)Rank
Total interest income$10,001,0001,311
Total interest expense$864,0001,597
Net interest income$9,137,0001,279
Provision for loan and lease losses$-2,0005,741
Total noninterest income$1,908,0001,366
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$511,0001,167
Trading account gains and fees$0157
Additional Noninterest Income$1,397,0001,243
Total noninterest expense$7,247,0001,361
Salaries and employee benefits$4,650,0001,225
Premises and equipment expense$833,0001,380
Additional noninterest expense$1,764,0001,720
Pre-tax net operating income$3,800,0001,156
Securities gains (losses)$8,0002,318
Applicable income taxes$04,338
Income before extraordinary items$3,808,000966
Extraordinary gains, net$016
Net income$3,808,000965
Minority interest net income$071
Net income of bank and minority interests.$3,808,000965
Net charge-offs$59,0002,027
Cash dividends$4,265,000415
Sale, conversion, retirement of capital stock, net$0705
Net operating income$3,800,000937
2016-03-31 (YTD Data)Rank
Total interest income$4,974,0001,309
Total interest expense$433,0001,592
Net interest income$4,541,0001,276
Provision for loan and lease losses$-2,0005,862
Total noninterest income$929,0001,377
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$240,0001,224
Trading account gains and fees$0142
Additional Noninterest Income$689,0001,231
Total noninterest expense$3,688,0001,345
Salaries and employee benefits$2,402,0001,205
Premises and equipment expense$417,0001,390
Additional noninterest expense$869,0001,731
Pre-tax net operating income$1,784,0001,208
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$1,784,0001,006
Extraordinary gains, net$012
Net income$1,784,0001,007
Minority interest net income$062
Net income of bank and minority interests.$1,784,0001,007
Net charge-offs$2,0002,815
Cash dividends$927,000793
Sale, conversion, retirement of capital stock, net$0659
Net operating income$1,784,000973
2015-12-31 (YTD Data)Rank
Total interest income$20,039,0001,272
Total interest expense$1,889,0001,461
Net interest income$18,150,0001,254
Provision for loan and lease losses$19,0004,086
Total noninterest income$4,018,0001,294
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$1,085,0001,146
Trading account gains and fees$0159
Additional Noninterest Income$2,933,0001,178
Total noninterest expense$14,486,0001,354
Salaries and employee benefits$9,401,0001,192
Premises and equipment expense$1,686,0001,373
Additional noninterest expense$3,399,0001,787
Pre-tax net operating income$7,663,0001,112
Securities gains (losses)$100,0001,170
Applicable income taxes$04,402
Income before extraordinary items$7,763,000917
Extraordinary gains, net$023
Net income$7,763,000917
Minority interest net income$081
Net income of bank and minority interests.$7,763,000917
Net charge-offs$214,0001,927
Cash dividends$5,541,000605
Sale, conversion, retirement of capital stock, net$0804
Net operating income$7,663,000911
2015-09-30 (YTD Data)Rank
Total interest income$15,031,0001,278
Total interest expense$1,440,0001,452
Net interest income$13,591,0001,264
Provision for loan and lease losses$19,0003,840
Total noninterest income$2,797,0001,386
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$824,0001,135
Trading account gains and fees$0153
Additional Noninterest Income$1,973,0001,287
Total noninterest expense$10,795,0001,367
Salaries and employee benefits$6,991,0001,209
Premises and equipment expense$1,294,0001,360
Additional noninterest expense$2,510,0001,802
Pre-tax net operating income$5,574,0001,158
Securities gains (losses)$100,0001,041
Applicable income taxes$04,489
Income before extraordinary items$5,674,000936
Extraordinary gains, net$021
Net income$5,674,000936
Minority interest net income$078
Net income of bank and minority interests.$5,674,000936
Net charge-offs$128,0001,940
Cash dividends$3,616,000622
Sale, conversion, retirement of capital stock, net$0773
Net operating income$5,574,000927
2015-06-30 (YTD Data)Rank
Total interest income$9,981,0001,285
Total interest expense$977,0001,432
Net interest income$9,004,0001,274
Provision for loan and lease losses$19,0003,547
Total noninterest income$1,871,0001,387
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$546,0001,124
Trading account gains and fees$0157
Additional Noninterest Income$1,325,0001,286
Total noninterest expense$7,138,0001,379
Salaries and employee benefits$4,632,0001,212
Premises and equipment expense$863,0001,363
Additional noninterest expense$1,643,0001,840
Pre-tax net operating income$3,718,0001,148
Securities gains (losses)$100,000851
Applicable income taxes$04,497
Income before extraordinary items$3,818,000934
Extraordinary gains, net$022
Net income$3,818,000934
Minority interest net income$075
Net income of bank and minority interests.$3,818,000934
Net charge-offs$53,0002,273
Cash dividends$2,979,000517
Sale, conversion, retirement of capital stock, net$0751
Net operating income$3,718,000928
2015-03-31 (YTD Data)Rank
Total interest income$4,943,0001,286
Total interest expense$499,0001,408
Net interest income$4,444,0001,277
Provision for loan and lease losses$19,0002,882
Total noninterest income$966,0001,327
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$269,0001,122
Trading account gains and fees$0152
Additional Noninterest Income$697,0001,201
Total noninterest expense$3,575,0001,377
Salaries and employee benefits$2,365,0001,192
Premises and equipment expense$415,0001,436
Additional noninterest expense$795,0001,890
Pre-tax net operating income$1,816,0001,138
Securities gains (losses)$101,000583
Applicable income taxes$04,400
Income before extraordinary items$1,917,000900
Extraordinary gains, net$013
Net income$1,917,000900
Minority interest net income$064
Net income of bank and minority interests.$1,917,000900
Net charge-offs$33,0001,825
Cash dividends$831,000784
Sale, conversion, retirement of capital stock, net$0697
Net operating income$1,816,000908
2014-12-31 (YTD Data)Rank
Total interest income$20,519,0001,231
Total interest expense$2,166,0001,349
Net interest income$18,353,0001,221
Provision for loan and lease losses$403,0001,658
Total noninterest income$3,890,0001,303
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$1,185,0001,120
Trading account gains and fees$0180
Additional Noninterest Income$2,705,0001,177
Total noninterest expense$14,495,0001,344
Salaries and employee benefits$9,264,0001,172
Premises and equipment expense$1,594,0001,484
Additional noninterest expense$3,637,0001,701
Pre-tax net operating income$7,345,0001,105
Securities gains (losses)$4,0002,934
Applicable income taxes$04,531
Income before extraordinary items$7,349,000908
Extraordinary gains, net$017
Net income$7,349,000907
Minority interest net income$084
Net income of bank and minority interests.$7,349,000907
Net charge-offs$329,0001,919
Cash dividends$6,515,000477
Sale, conversion, retirement of capital stock, net$0862
Net operating income$7,345,000885
2014-09-30 (YTD Data)Rank
Total interest income$15,445,0001,231
Total interest expense$1,662,0001,323
Net interest income$13,783,0001,225
Provision for loan and lease losses$401,0001,370
Total noninterest income$2,820,0001,343
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$900,0001,110
Trading account gains and fees$0174
Additional Noninterest Income$1,920,0001,233
Total noninterest expense$10,783,0001,364
Salaries and employee benefits$6,896,0001,178
Premises and equipment expense$1,210,0001,480
Additional noninterest expense$2,677,0001,724
Pre-tax net operating income$5,419,0001,134
Securities gains (losses)$02,980
Applicable income taxes$04,583
Income before extraordinary items$5,419,000917
Extraordinary gains, net$015
Net income$5,419,000916
Minority interest net income$081
Net income of bank and minority interests.$5,419,000916
Net charge-offs$229,0001,859
Cash dividends$4,940,000458
Sale, conversion, retirement of capital stock, net$0819
Net operating income$5,419,000896
2014-06-30 (YTD Data)Rank
Total interest income$10,291,0001,228
Total interest expense$1,135,0001,301
Net interest income$9,156,0001,222
Provision for loan and lease losses$306,0001,207
Total noninterest income$1,998,0001,284
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$603,0001,088
Trading account gains and fees$0172
Additional Noninterest Income$1,395,0001,151
Total noninterest expense$7,051,0001,381
Salaries and employee benefits$4,503,0001,201
Premises and equipment expense$801,0001,492
Additional noninterest expense$1,747,0001,751
Pre-tax net operating income$3,797,0001,066
Securities gains (losses)$02,580
Applicable income taxes$04,568
Income before extraordinary items$3,797,000859
Extraordinary gains, net$020
Net income$3,797,000859
Minority interest net income$080
Net income of bank and minority interests.$3,797,000859
Net charge-offs$241,0001,446
Cash dividends$4,185,000362
Sale, conversion, retirement of capital stock, net$0794
Net operating income$3,797,000835
2014-03-31 (YTD Data)Rank
Total interest income$5,124,0001,236
Total interest expense$597,0001,263
Net interest income$4,527,0001,238
Provision for loan and lease losses$124,0001,432
Total noninterest income$1,030,0001,217
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$295,0001,099
Trading account gains and fees$0147
Additional Noninterest Income$735,0001,084
Total noninterest expense$3,492,0001,397
Salaries and employee benefits$2,256,0001,220
Premises and equipment expense$393,0001,545
Additional noninterest expense$843,0001,807
Pre-tax net operating income$1,941,0001,007
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$1,941,000807
Extraordinary gains, net$016
Net income$1,941,000809
Minority interest net income$066
Net income of bank and minority interests.$1,941,000808
Net charge-offs$64,0001,673
Cash dividends$920,000658
Sale, conversion, retirement of capital stock, net$0747
Net operating income$1,941,000788
2013-12-31 (YTD Data)Rank
Total interest income$21,354,0001,204
Total interest expense$2,841,0001,193
Net interest income$18,513,0001,187
Provision for loan and lease losses$1,393,000843
Total noninterest income$3,773,0001,368
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$1,305,0001,063
Trading account gains and fees$0184
Additional Noninterest Income$2,468,0001,305
Total noninterest expense$14,447,0001,368
Salaries and employee benefits$9,056,0001,200
Premises and equipment expense$1,626,0001,460
Additional noninterest expense$3,765,0001,692
Pre-tax net operating income$6,446,0001,148
Securities gains (losses)$03,182
Applicable income taxes$04,631
Income before extraordinary items$6,446,000960
Extraordinary gains, net$029
Net income$6,446,000963
Minority interest net income$090
Net income of bank and minority interests.$6,446,000963
Net charge-offs$1,203,0001,096
Cash dividends$5,282,000537
Sale, conversion, retirement of capital stock, net$0924
Net operating income$6,446,000933
2013-09-30 (YTD Data)Rank
Total interest income$16,042,0001,201
Total interest expense$2,210,0001,184
Net interest income$13,832,0001,195
Provision for loan and lease losses$964,000912
Total noninterest income$2,681,0001,455
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$973,0001,065
Trading account gains and fees$0180
Additional Noninterest Income$1,708,0001,415
Total noninterest expense$10,694,0001,386
Salaries and employee benefits$6,692,0001,213
Premises and equipment expense$1,225,0001,470
Additional noninterest expense$2,777,0001,709
Pre-tax net operating income$4,855,0001,174
Securities gains (losses)$03,040
Applicable income taxes$04,713
Income before extraordinary items$4,855,000962
Extraordinary gains, net$025
Net income$4,855,000965
Minority interest net income$084
Net income of bank and minority interests.$4,855,000965
Net charge-offs$783,0001,197
Cash dividends$4,332,000469
Sale, conversion, retirement of capital stock, net$0868
Net operating income$4,855,000933
2013-06-30 (YTD Data)Rank
Total interest income$10,733,0001,190
Total interest expense$1,542,0001,164
Net interest income$9,191,0001,186
Provision for loan and lease losses$835,000772
Total noninterest income$1,788,0001,459
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$623,0001,084
Trading account gains and fees$0157
Additional Noninterest Income$1,165,0001,430
Total noninterest expense$6,973,0001,410
Salaries and employee benefits$4,429,0001,210
Premises and equipment expense$824,0001,459
Additional noninterest expense$1,720,0001,835
Pre-tax net operating income$3,171,0001,176
Securities gains (losses)$02,791
Applicable income taxes$04,679
Income before extraordinary items$3,171,000967
Extraordinary gains, net$022
Net income$3,171,000969
Minority interest net income$082
Net income of bank and minority interests.$3,171,000970
Net charge-offs$252,0001,859
Cash dividends$4,055,000346
Sale, conversion, retirement of capital stock, net$0838
Net operating income$3,171,000930
2013-03-31 (YTD Data)Rank
Total interest income$5,356,0001,200
Total interest expense$802,0001,157
Net interest income$4,554,0001,196
Provision for loan and lease losses$676,000550
Total noninterest income$931,0001,415
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$312,0001,071
Trading account gains and fees$0148
Additional Noninterest Income$619,0001,356
Total noninterest expense$3,393,0001,458
Salaries and employee benefits$2,167,0001,249
Premises and equipment expense$432,0001,411
Additional noninterest expense$794,0001,971
Pre-tax net operating income$1,416,0001,289
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$1,416,0001,075
Extraordinary gains, net$010
Net income$1,416,0001,077
Minority interest net income$076
Net income of bank and minority interests.$1,416,0001,077
Net charge-offs$206,0001,335
Cash dividends$905,000603
Sale, conversion, retirement of capital stock, net$0789
Net operating income$1,416,0001,025
2012-12-31 (YTD Data)Rank
Total interest income$22,654,0001,180
Total interest expense$3,769,0001,186
Net interest income$18,885,0001,169
Provision for loan and lease losses$675,0002,309
Total noninterest income$3,486,0001,468
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$1,366,0001,052
Trading account gains and fees$0166
Additional Noninterest Income$2,120,0001,474
Total noninterest expense$13,523,0001,451
Salaries and employee benefits$8,749,0001,207
Premises and equipment expense$1,566,0001,522
Additional noninterest expense$3,208,0002,027
Pre-tax net operating income$8,173,000868
Securities gains (losses)$55,0002,669
Applicable income taxes$04,751
Income before extraordinary items$8,228,000733
Extraordinary gains, net$029
Net income$8,228,000729
Minority interest net income$093
Net income of bank and minority interests.$8,228,000733
Net charge-offs$585,0002,444
Cash dividends$6,209,000473
Sale, conversion, retirement of capital stock, net$01,002
Net operating income$8,173,000694
2012-09-30 (YTD Data)Rank
Total interest income$17,056,0001,197
Total interest expense$2,906,0001,224
Net interest income$14,150,0001,178
Provision for loan and lease losses$455,0002,394
Total noninterest income$2,505,0001,519
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$1,006,0001,065
Trading account gains and fees$0157
Additional Noninterest Income$1,499,0001,531
Total noninterest expense$10,029,0001,467
Salaries and employee benefits$6,502,0001,209
Premises and equipment expense$1,158,0001,548
Additional noninterest expense$2,369,0002,062
Pre-tax net operating income$6,171,000894
Securities gains (losses)$03,575
Applicable income taxes$04,802
Income before extraordinary items$6,171,000740
Extraordinary gains, net$020
Net income$6,171,000738
Minority interest net income$086
Net income of bank and minority interests.$6,171,000740
Net charge-offs$175,0003,438
Cash dividends$4,784,000373
Sale, conversion, retirement of capital stock, net$0952
Net operating income$6,171,000710
2012-06-30 (YTD Data)Rank
Total interest income$11,385,0001,204
Total interest expense$1,996,0001,227
Net interest income$9,389,0001,189
Provision for loan and lease losses$251,0002,654
Total noninterest income$1,648,0001,518
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$643,0001,104
Trading account gains and fees$0153
Additional Noninterest Income$1,005,0001,517
Total noninterest expense$6,684,0001,467
Salaries and employee benefits$4,400,0001,192
Premises and equipment expense$748,0001,595
Additional noninterest expense$1,536,0002,111
Pre-tax net operating income$4,102,000887
Securities gains (losses)$03,178
Applicable income taxes$04,770
Income before extraordinary items$4,102,000745
Extraordinary gains, net$019
Net income$4,102,000744
Minority interest net income$084
Net income of bank and minority interests.$4,102,000745
Net charge-offs$149,0003,039
Cash dividends$3,970,000314
Sale, conversion, retirement of capital stock, net$0928
Net operating income$4,102,000703
2012-03-31 (YTD Data)Rank
Total interest income$5,706,0001,208
Total interest expense$1,032,0001,232
Net interest income$4,674,0001,191
Provision for loan and lease losses$108,0002,767
Total noninterest income$791,0001,541
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$310,0001,136
Trading account gains and fees$0148
Additional Noninterest Income$481,0001,546
Total noninterest expense$3,423,0001,432
Salaries and employee benefits$2,252,0001,154
Premises and equipment expense$383,0001,556
Additional noninterest expense$788,0002,059
Pre-tax net operating income$1,934,000919
Securities gains (losses)$02,210
Applicable income taxes$04,704
Income before extraordinary items$1,934,000776
Extraordinary gains, net$019
Net income$1,934,000775
Minority interest net income$078
Net income of bank and minority interests.$1,934,000777
Net charge-offs$45,0003,095
Cash dividends$920,000516
Sale, conversion, retirement of capital stock, net$0861
Net operating income$1,934,000730
2011-12-31 (YTD Data)Rank
Total interest income$23,827,0001,198
Total interest expense$5,069,0001,187
Net interest income$18,758,0001,189
Provision for loan and lease losses$861,0002,631
Total noninterest income$3,002,0001,496
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$1,400,0001,057
Trading account gains and fees$0146
Additional Noninterest Income$1,602,0001,573
Total noninterest expense$12,840,0001,522
Salaries and employee benefits$7,816,0001,264
Premises and equipment expense$1,546,0001,603
Additional noninterest expense$3,478,0001,936
Pre-tax net operating income$8,059,000760
Securities gains (losses)$03,838
Applicable income taxes$04,719
Income before extraordinary items$8,059,000635
Extraordinary gains, net$029
Net income$8,059,000633
Minority interest net income$096
Net income of bank and minority interests.$8,059,000635
Net charge-offs$617,0002,919
Cash dividends$6,211,000347
Sale, conversion, retirement of capital stock, net$01,108
Net operating income$8,059,000612
2011-09-30 (YTD Data)Rank
Total interest income$17,987,0001,204
Total interest expense$3,932,0001,197
Net interest income$14,055,0001,196
Provision for loan and lease losses$687,0002,467
Total noninterest income$2,147,0001,540
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$1,053,0001,058
Trading account gains and fees$0145
Additional Noninterest Income$1,094,0001,661
Total noninterest expense$9,449,0001,550
Salaries and employee benefits$5,761,0001,287
Premises and equipment expense$1,179,0001,593
Additional noninterest expense$2,509,0002,014
Pre-tax net operating income$6,066,000776
Securities gains (losses)$03,555
Applicable income taxes$04,740
Income before extraordinary items$6,066,000663
Extraordinary gains, net$021
Net income$6,066,000663
Minority interest net income$087
Net income of bank and minority interests.$6,066,000663
Net charge-offs$488,0002,688
Cash dividends$4,486,000326
Sale, conversion, retirement of capital stock, net$01,036
Net operating income$6,066,000635
2011-06-30 (YTD Data)Rank
Total interest income$11,983,0001,215
Total interest expense$2,696,0001,198
Net interest income$9,287,0001,208
Provision for loan and lease losses$369,0002,701
Total noninterest income$1,496,0001,479
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$684,0001,075
Trading account gains and fees$0153
Additional Noninterest Income$812,0001,550
Total noninterest expense$6,269,0001,573
Salaries and employee benefits$3,795,0001,316
Premises and equipment expense$779,0001,623
Additional noninterest expense$1,695,0002,016
Pre-tax net operating income$4,145,000749
Securities gains (losses)$02,914
Applicable income taxes$04,697
Income before extraordinary items$4,145,000629
Extraordinary gains, net$015
Net income$4,145,000628
Minority interest net income$089
Net income of bank and minority interests.$4,145,000629
Net charge-offs$342,0002,537
Cash dividends$3,591,000261
Sale, conversion, retirement of capital stock, net$0986
Net operating income$4,145,000607
2011-03-31 (YTD Data)Rank
Total interest income$5,985,0001,225
Total interest expense$1,371,0001,223
Net interest income$4,614,0001,204
Provision for loan and lease losses$215,0002,354
Total noninterest income$733,0001,512
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$329,0001,100
Trading account gains and fees$0158
Additional Noninterest Income$404,0001,560
Total noninterest expense$3,118,0001,589
Salaries and employee benefits$1,889,0001,334
Premises and equipment expense$397,0001,615
Additional noninterest expense$832,0002,030
Pre-tax net operating income$2,014,000772
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$2,014,000649
Extraordinary gains, net$09
Net income$2,014,000647
Minority interest net income$086
Net income of bank and minority interests.$2,014,000649
Net charge-offs$98,0002,757
Cash dividends$355,000999
Sale, conversion, retirement of capital stock, net$0925
Net operating income$2,014,000633
2010-12-31 (YTD Data)Rank
Total interest income$24,980,0001,236
Total interest expense$6,157,0001,345
Net interest income$18,823,0001,194
Provision for loan and lease losses$990,0003,071
Total noninterest income$3,101,0001,515
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$1,433,0001,059
Trading account gains and fees$0175
Additional Noninterest Income$1,668,0001,585
Total noninterest expense$12,682,0001,565
Salaries and employee benefits$7,328,0001,335
Premises and equipment expense$1,398,0001,841
Additional noninterest expense$3,956,0001,827
Pre-tax net operating income$8,252,000650
Securities gains (losses)$03,793
Applicable income taxes$45,0003,686
Income before extraordinary items$8,207,000556
Extraordinary gains, net$029
Net income$8,207,000553
Minority interest net income$0111
Net income of bank and minority interests.$8,207,000556
Net charge-offs$623,0003,343
Cash dividends$6,979,000249
Sale, conversion, retirement of capital stock, net$01,226
Net operating income$8,207,000534
2010-09-30 (YTD Data)Rank
Total interest income$18,805,0001,250
Total interest expense$4,712,0001,375
Net interest income$14,093,0001,203
Provision for loan and lease losses$329,0004,196
Total noninterest income$2,183,0001,578
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$1,078,0001,085
Trading account gains and fees$0165
Additional Noninterest Income$1,105,0001,691
Total noninterest expense$8,732,0001,694
Salaries and employee benefits$5,391,0001,367
Premises and equipment expense$1,028,0001,895
Additional noninterest expense$2,313,0002,211
Pre-tax net operating income$7,215,000593
Securities gains (losses)$03,651
Applicable income taxes$34,0003,776
Income before extraordinary items$7,181,000478
Extraordinary gains, net$023
Net income$7,181,000480
Minority interest net income$0110
Net income of bank and minority interests.$7,181,000480
Net charge-offs$68,0005,278
Cash dividends$5,204,000209
Sale, conversion, retirement of capital stock, net$01,139
Net operating income$7,181,000459
2010-06-30 (YTD Data)Rank
Total interest income$12,498,0001,266
Total interest expense$3,217,0001,391
Net interest income$9,281,0001,227
Provision for loan and lease losses$224,0004,076
Total noninterest income$1,442,0001,544
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$702,0001,114
Trading account gains and fees$0152
Additional Noninterest Income$740,0001,617
Total noninterest expense$5,674,0001,745
Salaries and employee benefits$3,544,0001,401
Premises and equipment expense$666,0001,953
Additional noninterest expense$1,464,0002,303
Pre-tax net operating income$4,825,000572
Securities gains (losses)$03,184
Applicable income taxes$20,0003,787
Income before extraordinary items$4,805,000457
Extraordinary gains, net$019
Net income$4,805,000458
Minority interest net income$0105
Net income of bank and minority interests.$4,805,000458
Net charge-offs$24,0005,408
Cash dividends$4,211,000173
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$4,805,000444
2010-03-31 (YTD Data)Rank
Total interest income$6,232,0001,295
Total interest expense$1,682,0001,403
Net interest income$4,550,0001,259
Provision for loan and lease losses$116,0003,788
Total noninterest income$673,0001,644
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$333,0001,174
Trading account gains and fees$0175
Additional Noninterest Income$340,0001,693
Total noninterest expense$2,748,0001,809
Salaries and employee benefits$1,746,0001,436
Premises and equipment expense$336,0002,000
Additional noninterest expense$666,0002,473
Pre-tax net operating income$2,359,000578
Securities gains (losses)$02,284
Applicable income taxes$6,0004,021
Income before extraordinary items$2,353,000465
Extraordinary gains, net$016
Net income$2,353,000466
Minority interest net income$091
Net income of bank and minority interests.$2,353,000467
Net charge-offs$1,0005,481
Cash dividends$1,047,000314
Sale, conversion, retirement of capital stock, net$01,017
Net operating income$2,353,000449
2009-12-31 (YTD Data)Rank
Total interest income$26,210,0001,313
Total interest expense$8,287,0001,447
Net interest income$17,923,0001,250
Provision for loan and lease losses$569,0004,347
Total noninterest income$2,764,0001,710
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$1,382,0001,244
Trading account gains and fees$0211
Additional Noninterest Income$1,382,0001,742
Total noninterest expense$11,351,0001,799
Salaries and employee benefits$6,851,0001,469
Premises and equipment expense$1,246,0002,140
Additional noninterest expense$3,254,0002,185
Pre-tax net operating income$8,767,000488
Securities gains (losses)$03,754
Applicable income taxes$5,0004,022
Income before extraordinary items$8,762,000371
Extraordinary gains, net$034
Net income$8,762,000370
Minority interest net income$0115
Net income of bank and minority interests.$8,762,000371
Net charge-offs$145,0005,364
Cash dividends$6,420,000276
Sale, conversion, retirement of capital stock, net$01,342
Net operating income$8,762,000371
2009-09-30 (YTD Data)Rank
Total interest income$19,757,0001,325
Total interest expense$6,394,0001,475
Net interest income$13,363,0001,256
Provision for loan and lease losses$402,0004,172
Total noninterest income$2,021,0001,763
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$1,027,0001,258
Trading account gains and fees$0212
Additional Noninterest Income$994,0001,836
Total noninterest expense$8,529,0001,775
Salaries and employee benefits$5,086,0001,495
Premises and equipment expense$933,0002,159
Additional noninterest expense$2,510,0002,101
Pre-tax net operating income$6,453,000527
Securities gains (losses)$03,497
Applicable income taxes$5,0004,212
Income before extraordinary items$6,448,000407
Extraordinary gains, net$027
Net income$6,448,000405
Minority interest net income$0118
Net income of bank and minority interests.$6,448,000407
Net charge-offs$112,0004,955
Cash dividends$4,871,000261
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$6,448,000403
2009-06-30 (YTD Data)Rank
Total interest income$13,242,0001,346
Total interest expense$4,379,0001,512
Net interest income$8,863,0001,258
Provision for loan and lease losses$276,0003,860
Total noninterest income$1,327,0001,798
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$670,0001,267
Trading account gains and fees$0193
Additional Noninterest Income$657,0001,874
Total noninterest expense$5,711,0001,793
Salaries and employee benefits$3,386,0001,522
Premises and equipment expense$625,0002,184
Additional noninterest expense$1,700,0002,076
Pre-tax net operating income$4,203,000523
Securities gains (losses)$03,136
Applicable income taxes$5,0004,239
Income before extraordinary items$4,198,000412
Extraordinary gains, net$021
Net income$4,198,000410
Minority interest net income$0112
Net income of bank and minority interests.$4,198,000412
Net charge-offs$75,0004,536
Cash dividends$3,929,000226
Sale, conversion, retirement of capital stock, net$01,195
Net operating income$4,198,000395
2009-03-31 (YTD Data)Rank
Total interest income$6,675,0001,358
Total interest expense$2,263,0001,518
Net interest income$4,412,0001,254
Provision for loan and lease losses$133,0003,477
Total noninterest income$625,0001,835
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$321,0001,283
Trading account gains and fees$0171
Additional Noninterest Income$304,0001,943
Total noninterest expense$2,854,0001,739
Salaries and employee benefits$1,656,0001,573
Premises and equipment expense$326,0002,143
Additional noninterest expense$872,0001,850
Pre-tax net operating income$2,050,000596
Securities gains (losses)$02,434
Applicable income taxes$5,0004,285
Income before extraordinary items$2,045,000480
Extraordinary gains, net$015
Net income$2,045,000481
Minority interest net income$0102
Net income of bank and minority interests.$2,045,000483
Net charge-offs$4,0005,207
Cash dividends$1,335,000330
Sale, conversion, retirement of capital stock, net$01,068
Net operating income$2,045,000447
2008-12-31 (YTD Data)Rank
Total interest income$28,397,0001,365
Total interest expense$11,387,0001,439
Net interest income$17,010,0001,308
Provision for loan and lease losses$848,0002,952
Total noninterest income$2,707,0001,707
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$1,464,0001,232
Trading account gains and fees$0154
Additional Noninterest Income$1,243,0001,832
Total noninterest expense$10,593,0001,826
Salaries and employee benefits$6,743,0001,536
Premises and equipment expense$1,295,0002,086
Additional noninterest expense$2,555,0002,299
Pre-tax net operating income$8,276,000665
Securities gains (losses)$03,220
Applicable income taxes$18,0004,322
Income before extraordinary items$8,258,000471
Extraordinary gains, net$039
Net income$8,258,000471
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$319,0003,452
Cash dividends$5,181,000546
Sale, conversion, retirement of capital stock, net$01,389
Net operating income$8,258,000495
2008-09-30 (YTD Data)Rank
Total interest income$21,483,0001,381
Total interest expense$8,935,0001,426
Net interest income$12,548,0001,352
Provision for loan and lease losses$420,0002,997
Total noninterest income$2,009,0001,768
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$1,105,0001,231
Trading account gains and fees$0148
Additional Noninterest Income$904,0001,958
Total noninterest expense$7,822,0001,845
Salaries and employee benefits$4,996,0001,571
Premises and equipment expense$970,0002,099
Additional noninterest expense$1,856,0002,295
Pre-tax net operating income$6,315,000799
Securities gains (losses)$03,106
Applicable income taxes$14,0004,753
Income before extraordinary items$6,301,000576
Extraordinary gains, net$031
Net income$6,301,000575
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$173,0003,248
Cash dividends$4,506,000496
Sale, conversion, retirement of capital stock, net$01,238
Net operating income$6,301,000608
2008-06-30 (YTD Data)Rank
Total interest income$14,431,0001,383
Total interest expense$6,299,0001,398
Net interest income$8,132,0001,368
Provision for loan and lease losses$239,0002,892
Total noninterest income$1,343,0001,786
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$714,0001,245
Trading account gains and fees$0149
Additional Noninterest Income$629,0001,937
Total noninterest expense$5,111,0001,879
Salaries and employee benefits$3,283,0001,602
Premises and equipment expense$642,0002,101
Additional noninterest expense$1,186,0002,377
Pre-tax net operating income$4,125,000855
Securities gains (losses)$03,233
Applicable income taxes$05,627
Income before extraordinary items$4,125,000666
Extraordinary gains, net$021
Net income$4,125,000665
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$126,0002,747
Cash dividends$3,581,000472
Sale, conversion, retirement of capital stock, net$01,136
Net operating income$4,125,000648
2008-03-31 (YTD Data)Rank
Total interest income$7,290,0001,411
Total interest expense$3,301,0001,429
Net interest income$3,989,0001,395
Provision for loan and lease losses$101,0002,687
Total noninterest income$661,0001,820
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$344,0001,280
Trading account gains and fees$0158
Additional Noninterest Income$317,0001,906
Total noninterest expense$2,637,0001,816
Salaries and employee benefits$1,757,0001,519
Premises and equipment expense$328,0002,065
Additional noninterest expense$552,0002,487
Pre-tax net operating income$1,912,000990
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$1,912,000791
Extraordinary gains, net$015
Net income$1,912,000792
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$77,0002,038
Cash dividends$835,000886
Sale, conversion, retirement of capital stock, net$01,000
Net operating income$1,912,000756
2007-12-31 (YTD Data)Rank
Total interest income$28,290,0001,525
Total interest expense$13,192,0001,523
Net interest income$15,098,0001,511
Provision for loan and lease losses$422,0002,611
Total noninterest income$2,745,0001,750
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$1,500,0001,179
Trading account gains and fees$0178
Additional Noninterest Income$1,245,0001,916
Total noninterest expense$9,649,0001,921
Salaries and employee benefits$6,123,0001,636
Premises and equipment expense$1,286,0002,031
Additional noninterest expense$2,240,0002,405
Pre-tax net operating income$7,772,0001,081
Securities gains (losses)$02,146
Applicable income taxes$79,0004,642
Income before extraordinary items$7,693,000841
Extraordinary gains, net$039
Net income$7,693,000839
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$151,0003,221
Cash dividends$5,935,000648
Sale, conversion, retirement of capital stock, net$01,304
Net operating income$7,693,000831
2007-09-30 (YTD Data)Rank
Total interest income$21,033,0001,541
Total interest expense$9,824,0001,529
Net interest income$11,209,0001,531
Provision for loan and lease losses$215,0002,888
Total noninterest income$2,054,0001,755
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$1,109,0001,186
Trading account gains and fees$0184
Additional Noninterest Income$945,0001,903
Total noninterest expense$7,343,0001,865
Salaries and employee benefits$4,753,0001,598
Premises and equipment expense$974,0001,992
Additional noninterest expense$1,616,0002,446
Pre-tax net operating income$5,705,0001,198
Securities gains (losses)$01,655
Applicable income taxes$59,0004,842
Income before extraordinary items$5,646,000915
Extraordinary gains, net$033
Net income$5,646,000913
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$38,0003,960
Cash dividends$4,360,000641
Sale, conversion, retirement of capital stock, net$01,144
Net operating income$5,646,000898
2007-06-30 (YTD Data)Rank
Total interest income$13,853,0001,576
Total interest expense$6,445,0001,560
Net interest income$7,408,0001,568
Provision for loan and lease losses$137,0002,788
Total noninterest income$1,416,0001,745
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$735,0001,204
Trading account gains and fees$0168
Additional Noninterest Income$681,0001,811
Total noninterest expense$4,832,0001,910
Salaries and employee benefits$3,133,0001,639
Premises and equipment expense$642,0002,021
Additional noninterest expense$1,057,0002,506
Pre-tax net operating income$3,855,0001,229
Securities gains (losses)$01,444
Applicable income taxes$38,0004,963
Income before extraordinary items$3,817,000946
Extraordinary gains, net$029
Net income$3,817,000945
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$10,0004,346
Cash dividends$3,410,000588
Sale, conversion, retirement of capital stock, net$01,051
Net operating income$3,817,000933
2007-03-31 (YTD Data)Rank
Total interest income$6,804,0001,604
Total interest expense$3,159,0001,574
Net interest income$3,645,0001,592
Provision for loan and lease losses$61,0002,735
Total noninterest income$697,0001,742
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$351,0001,230
Trading account gains and fees$0195
Additional Noninterest Income$346,0001,761
Total noninterest expense$2,517,0001,829
Salaries and employee benefits$1,666,0001,562
Premises and equipment expense$323,0002,021
Additional noninterest expense$528,0002,491
Pre-tax net operating income$1,764,0001,327
Securities gains (losses)$01,187
Applicable income taxes$18,0004,999
Income before extraordinary items$1,746,0001,010
Extraordinary gains, net$022
Net income$1,746,0001,009
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$4,0003,748
Cash dividends$300,0001,961
Sale, conversion, retirement of capital stock, net$0885
Net operating income$1,746,000992
2006-12-31 (YTD Data)Rank
Total interest income$25,593,0001,570
Total interest expense$11,041,0001,532
Net interest income$14,552,0001,579
Provision for loan and lease losses$349,0002,536
Total noninterest income$2,685,0001,782
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$1,522,0001,164
Trading account gains and fees$0130
Additional Noninterest Income$1,163,0002,010
Total noninterest expense$9,453,0001,885
Salaries and employee benefits$6,029,0001,628
Premises and equipment expense$1,277,0001,968
Additional noninterest expense$2,147,0002,407
Pre-tax net operating income$7,435,0001,323
Securities gains (losses)$01,687
Applicable income taxes$67,0005,254
Income before extraordinary items$7,368,0001,016
Extraordinary gains, net$051
Net income$7,368,0001,016
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$157,0002,521
Cash dividends$5,585,000638
Sale, conversion, retirement of capital stock, net$01,251
Net operating income$7,368,0001,002
2006-09-30 (YTD Data)Rank
Total interest income$18,803,0001,583
Total interest expense$7,908,0001,544
Net interest income$10,895,0001,598
Provision for loan and lease losses$260,0002,394
Total noninterest income$1,981,0001,814
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$1,138,0001,175
Trading account gains and fees$0126
Additional Noninterest Income$843,0002,056
Total noninterest expense$7,192,0001,847
Salaries and employee benefits$4,629,0001,611
Premises and equipment expense$943,0002,002
Additional noninterest expense$1,620,0002,386
Pre-tax net operating income$5,424,0001,406
Securities gains (losses)$01,388
Applicable income taxes$52,0005,422
Income before extraordinary items$5,372,0001,079
Extraordinary gains, net$045
Net income$5,372,0001,078
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$89,0002,477
Cash dividends$2,841,000872
Sale, conversion, retirement of capital stock, net$01,045
Net operating income$5,372,0001,070
2006-06-30 (YTD Data)Rank
Total interest income$12,188,0001,594
Total interest expense$4,957,0001,572
Net interest income$7,231,0001,604
Provision for loan and lease losses$167,0002,431
Total noninterest income$1,343,0001,796
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$752,0001,184
Trading account gains and fees$0126
Additional Noninterest Income$591,0001,986
Total noninterest expense$4,690,0001,891
Salaries and employee benefits$3,030,0001,630
Premises and equipment expense$620,0002,030
Additional noninterest expense$1,040,0002,468
Pre-tax net operating income$3,717,0001,361
Securities gains (losses)$01,185
Applicable income taxes$32,0005,529
Income before extraordinary items$3,685,0001,047
Extraordinary gains, net$039
Net income$3,685,0001,048
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$53,0002,422
Cash dividends$2,147,000764
Sale, conversion, retirement of capital stock, net$0887
Net operating income$3,685,0001,031
2006-03-31 (YTD Data)Rank
Total interest income$5,888,0001,611
Total interest expense$2,354,0001,557
Net interest income$3,534,0001,625
Provision for loan and lease losses$85,0002,271
Total noninterest income$687,0001,726
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$380,0001,138
Trading account gains and fees$0115
Additional Noninterest Income$307,0001,902
Total noninterest expense$2,454,0001,804
Salaries and employee benefits$1,626,0001,536
Premises and equipment expense$307,0002,047
Additional noninterest expense$521,0002,459
Pre-tax net operating income$1,682,0001,467
Securities gains (losses)$0955
Applicable income taxes$12,0005,666
Income before extraordinary items$1,670,0001,123
Extraordinary gains, net$021
Net income$1,670,0001,122
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$27,0002,059
Cash dividends$488,0001,410
Sale, conversion, retirement of capital stock, net$0648
Net operating income$1,670,0001,104
2005-12-31 (YTD Data)Rank
Total interest income$21,576,0001,557
Total interest expense$7,654,0001,486
Net interest income$13,922,0001,577
Provision for loan and lease losses$355,0002,496
Total noninterest income$2,517,0001,852
Gross Fiduciary activities income$01,557
Service charges on deposit accounts$1,573,0001,134
Trading account gains and fees$0138
Additional Noninterest Income$944,0002,297
Total noninterest expense$9,123,0001,856
Salaries and employee benefits$5,747,0001,628
Premises and equipment expense$1,298,0001,861
Additional noninterest expense$2,078,0002,399
Pre-tax net operating income$6,961,0001,377
Securities gains (losses)$-22,0007,864
Applicable income taxes$-298,0008,718
Income before extraordinary items$7,237,0001,003
Extraordinary gains, net$046
Net income$7,237,0001,003
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$119,0003,068
Cash dividends$5,609,000599
Sale, conversion, retirement of capital stock, net$0934
Net operating income$7,259,000981
2005-09-30 (YTD Data)Rank
Total interest income$15,781,0001,556
Total interest expense$5,438,0001,473
Net interest income$10,343,0001,572
Provision for loan and lease losses$269,0002,428
Total noninterest income$1,846,0001,895
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$1,158,0001,145
Trading account gains and fees$0126
Additional Noninterest Income$688,0002,343
Total noninterest expense$6,909,0001,820
Salaries and employee benefits$4,381,0001,589
Premises and equipment expense$981,0001,836
Additional noninterest expense$1,547,0002,374
Pre-tax net operating income$5,011,0001,434
Securities gains (losses)$-22,0008,215
Applicable income taxes$-307,0008,792
Income before extraordinary items$5,296,0001,018
Extraordinary gains, net$035
Net income$5,296,0001,018
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$97,0002,593
Cash dividends$4,898,000494
Sale, conversion, retirement of capital stock, net$0769
Net operating income$5,318,000999
2005-06-30 (YTD Data)Rank
Total interest income$10,299,0001,541
Total interest expense$3,480,0001,440
Net interest income$6,819,0001,570
Provision for loan and lease losses$188,0002,255
Total noninterest income$1,234,0001,886
Gross Fiduciary activities income$01,480
Service charges on deposit accounts$739,0001,159
Trading account gains and fees$0116
Additional Noninterest Income$495,0002,199
Total noninterest expense$4,576,0001,813
Salaries and employee benefits$2,880,0001,603
Premises and equipment expense$704,0001,706
Additional noninterest expense$992,0002,451
Pre-tax net operating income$3,289,0001,423
Securities gains (losses)$02,146
Applicable income taxes$-312,0008,818
Income before extraordinary items$3,601,000964
Extraordinary gains, net$030
Net income$3,601,000964
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$44,0002,872
Cash dividends$3,650,000431
Sale, conversion, retirement of capital stock, net$0643
Net operating income$3,601,000942
2005-03-31 (YTD Data)Rank
Total interest income$5,029,0001,551
Total interest expense$1,654,0001,443
Net interest income$3,375,0001,575
Provision for loan and lease losses$107,0001,919
Total noninterest income$629,0001,810
Gross Fiduciary activities income$01,418
Service charges on deposit accounts$344,0001,192
Trading account gains and fees$0115
Additional Noninterest Income$285,0001,950
Total noninterest expense$2,337,0001,788
Salaries and employee benefits$1,514,0001,535
Premises and equipment expense$350,0001,711
Additional noninterest expense$473,0002,569
Pre-tax net operating income$1,560,0001,458
Securities gains (losses)$01,685
Applicable income taxes$-118,0008,855
Income before extraordinary items$1,678,0001,035
Extraordinary gains, net$024
Net income$1,678,0001,035
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$29,0002,216
Cash dividends$575,0001,087
Sale, conversion, retirement of capital stock, net$0491
Net operating income$1,678,0001,011
2004-12-31 (YTD Data)Rank
Total interest income$18,697,0001,545
Total interest expense$5,655,0001,455
Net interest income$13,042,0001,556
Provision for loan and lease losses$454,0002,132
Total noninterest income$2,615,0001,797
Gross Fiduciary activities income$01,582
Service charges on deposit accounts$1,551,0001,153
Trading account gains and fees$0138
Additional Noninterest Income$1,064,0002,060
Total noninterest expense$8,490,0001,900
Salaries and employee benefits$5,277,0001,670
Premises and equipment expense$1,277,0001,803
Additional noninterest expense$1,936,0002,498
Pre-tax net operating income$6,713,0001,286
Securities gains (losses)$03,819
Applicable income taxes$556,0003,162
Income before extraordinary items$6,157,0001,065
Extraordinary gains, net$034
Net income$6,157,0001,066
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$124,0003,331
Cash dividends$1,714,0001,557
Sale, conversion, retirement of capital stock, net$0872
Net operating income$6,157,0001,033
2004-09-30 (YTD Data)Rank
Total interest income$13,669,0001,561
Total interest expense$4,122,0001,468
Net interest income$9,547,0001,581
Provision for loan and lease losses$348,0002,028
Total noninterest income$1,949,0001,820
Gross Fiduciary activities income$01,547
Service charges on deposit accounts$1,161,0001,147
Trading account gains and fees$0134
Additional Noninterest Income$788,0002,090
Total noninterest expense$6,265,0001,915
Salaries and employee benefits$3,929,0001,680
Premises and equipment expense$936,0001,853
Additional noninterest expense$1,400,0002,536
Pre-tax net operating income$4,883,0001,333
Securities gains (losses)$03,710
Applicable income taxes$536,0002,787
Income before extraordinary items$4,347,0001,136
Extraordinary gains, net$026
Net income$4,347,0001,137
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$76,0003,216
Cash dividends$1,164,0001,537
Sale, conversion, retirement of capital stock, net$0738
Net operating income$4,347,0001,096
2004-06-30 (YTD Data)Rank
Total interest income$8,729,0001,619
Total interest expense$2,664,0001,494
Net interest income$6,065,0001,656
Provision for loan and lease losses$233,0001,963
Total noninterest income$1,257,0001,852
Gross Fiduciary activities income$01,518
Service charges on deposit accounts$739,0001,197
Trading account gains and fees$0130
Additional Noninterest Income$518,0002,130
Total noninterest expense$3,982,0002,002
Salaries and employee benefits$2,494,0001,758
Premises and equipment expense$604,0001,893
Additional noninterest expense$884,0002,669
Pre-tax net operating income$3,107,0001,366
Securities gains (losses)$03,413
Applicable income taxes$529,0002,109
Income before extraordinary items$2,578,0001,257
Extraordinary gains, net$021
Net income$2,578,0001,258
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$45,0003,165
Cash dividends$689,0001,726
Sale, conversion, retirement of capital stock, net$0638
Net operating income$2,578,0001,216
2004-03-31 (YTD Data)Rank
Total interest income$3,988,0001,769
Total interest expense$1,213,0001,661
Net interest income$2,775,0001,792
Provision for loan and lease losses$134,0001,688
Total noninterest income$552,0002,014
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$323,0001,326
Trading account gains and fees$0121
Additional Noninterest Income$229,0002,261
Total noninterest expense$1,890,0002,121
Salaries and employee benefits$1,221,0001,812
Premises and equipment expense$293,0001,977
Additional noninterest expense$376,0003,078
Pre-tax net operating income$1,303,0001,594
Securities gains (losses)$02,934
Applicable income taxes$515,0001,268
Income before extraordinary items$788,0001,974
Extraordinary gains, net$016
Net income$788,0001,974
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$43,0002,092
Cash dividends$201,0002,137
Sale, conversion, retirement of capital stock, net$0464
Net operating income$788,0001,889
2003-12-31 (YTD Data)Rank
Total interest income$15,159,0001,866
Total interest expense$5,234,0001,717
Net interest income$9,925,0001,977
Provision for loan and lease losses$475,0002,273
Total noninterest income$2,073,0002,272
Gross Fiduciary activities income$01,641
Service charges on deposit accounts$1,248,0001,389
Trading account gains and fees$0160
Additional Noninterest Income$825,0002,684
Total noninterest expense$6,366,0002,469
Salaries and employee benefits$4,029,0002,112
Premises and equipment expense$948,0002,374
Additional noninterest expense$1,389,0003,301
Pre-tax net operating income$5,157,0001,570
Securities gains (losses)$04,500
Applicable income taxes$1,713,0001,441
Income before extraordinary items$3,444,0001,808
Extraordinary gains, net$054
Net income$3,444,0001,811
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$142,0003,474
Cash dividends$750,0002,818
Sale, conversion, retirement of capital stock, net$0868
Net operating income$3,444,0001,727
2003-09-30 (YTD Data)Rank
Total interest income$11,291,0001,920
Total interest expense$4,032,0001,743
Net interest income$7,259,0002,031
Provision for loan and lease losses$365,0002,168
Total noninterest income$1,518,0002,343
Gross Fiduciary activities income$01,599
Service charges on deposit accounts$922,0001,426
Trading account gains and fees$0153
Additional Noninterest Income$596,0002,839
Total noninterest expense$4,671,0002,523
Salaries and employee benefits$3,025,0002,116
Premises and equipment expense$665,0002,534
Additional noninterest expense$981,0003,449
Pre-tax net operating income$3,741,0001,681
Securities gains (losses)$04,204
Applicable income taxes$1,260,0001,546
Income before extraordinary items$2,481,0001,941
Extraordinary gains, net$040
Net income$2,481,0001,940
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$76,0003,651
Cash dividends$750,0002,073
Sale, conversion, retirement of capital stock, net$0722
Net operating income$2,481,0001,835
2003-06-30 (YTD Data)Rank
Total interest income$7,514,0001,935
Total interest expense$2,776,0001,747
Net interest income$4,738,0002,071
Provision for loan and lease losses$221,0002,334
Total noninterest income$981,0002,390
Gross Fiduciary activities income$01,577
Service charges on deposit accounts$576,0001,493
Trading account gains and fees$0150
Additional Noninterest Income$405,0002,782
Total noninterest expense$2,982,0002,615
Salaries and employee benefits$1,934,0002,190
Premises and equipment expense$408,0002,716
Additional noninterest expense$640,0003,508
Pre-tax net operating income$2,516,0001,669
Securities gains (losses)$03,782
Applicable income taxes$861,0001,521
Income before extraordinary items$1,655,0001,926
Extraordinary gains, net$030
Net income$1,655,0001,925
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$3,0006,006
Cash dividends$750,0001,617
Sale, conversion, retirement of capital stock, net$0589
Net operating income$1,655,0001,817
2003-03-31 (YTD Data)Rank
Total interest income$3,726,0001,962
Total interest expense$1,426,0001,749
Net interest income$2,300,0002,127
Provision for loan and lease losses$112,0002,185
Total noninterest income$475,0002,373
Gross Fiduciary activities income$01,504
Service charges on deposit accounts$276,0001,508
Trading account gains and fees$0134
Additional Noninterest Income$199,0002,724
Total noninterest expense$1,429,0002,704
Salaries and employee benefits$906,0002,317
Premises and equipment expense$212,0002,624
Additional noninterest expense$311,0003,559
Pre-tax net operating income$1,234,0001,699
Securities gains (losses)$02,891
Applicable income taxes$415,0001,569
Income before extraordinary items$819,0001,930
Extraordinary gains, net$021
Net income$819,0001,929
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$17,0003,410
Cash dividends$750,000860
Sale, conversion, retirement of capital stock, net$0419
Net operating income$819,0001,822
2002-12-31 (YTD Data)Rank
Total interest income$15,605,0001,978
Total interest expense$6,640,0001,719
Net interest income$8,965,0002,162
Provision for loan and lease losses$368,0003,010
Total noninterest income$2,595,0001,748
Gross Fiduciary activities income$01,713
Service charges on deposit accounts$1,167,0001,390
Trading account gains and fees$0153
Additional Noninterest Income$1,428,0001,706
Total noninterest expense$6,024,0002,448
Salaries and employee benefits$3,789,0002,105
Premises and equipment expense$800,0002,685
Additional noninterest expense$1,435,0003,063
Pre-tax net operating income$5,168,0001,583
Securities gains (losses)$04,537
Applicable income taxes$1,767,0001,437
Income before extraordinary items$3,401,0001,760
Extraordinary gains, net$070
Net income$3,401,0001,759
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$176,0003,229
Cash dividends$825,0002,597
Sale, conversion, retirement of capital stock, net$0862
Net operating income$3,401,0001,705
2001-12-31 (YTD Data)Rank
Total interest income$15,982,0002,160
Total interest expense$8,262,0001,962
Net interest income$7,720,0002,317
Provision for loan and lease losses$241,0003,696
Total noninterest income$1,594,0002,392
Gross Fiduciary activities income$01,731
Service charges on deposit accounts$943,0001,583
Trading account gains and fees$0177
Additional Noninterest Income$651,0002,690
Total noninterest expense$5,410,0002,614
Salaries and employee benefits$3,275,0002,296
Premises and equipment expense$834,0002,524
Additional noninterest expense$1,301,0003,255
Pre-tax net operating income$3,663,0001,906
Securities gains (losses)$3,0004,114
Applicable income taxes$1,271,0001,730
Income before extraordinary items$2,395,0002,171
Extraordinary gains, net$0105
Net income$2,395,0002,174
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$200,0002,857
Cash dividends$900,0002,429
Sale, conversion, retirement of capital stock, net$0922
Net operating income$2,393,0502,103
2000-12-31 (YTD Data)Rank
Total interest income$14,618,0002,388
Total interest expense$7,359,0002,306
Net interest income$7,259,0002,444
Provision for loan and lease losses$209,0003,650
Total noninterest income$1,316,0002,582
Gross Fiduciary activities income$01,332
Service charges on deposit accounts$697,0001,985
Trading account gains and fees$0180
Additional Noninterest Income$619,0002,588
Total noninterest expense$4,978,0002,730
Salaries and employee benefits$2,970,0002,414
Premises and equipment expense$716,0002,829
Additional noninterest expense$1,292,0003,192
Pre-tax net operating income$3,388,0002,141
Securities gains (losses)$01,956
Applicable income taxes$1,136,0001,904
Income before extraordinary items$2,252,0002,288
Extraordinary gains, net$038
Net income$2,252,0002,288
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$112,0003,393
Cash dividends$950,0002,385
Sale, conversion, retirement of capital stock, net$410,000565
Net operating income$2,252,0002,300
1999-12-31 (YTD Data)Rank
Total interest income$4,665,0005,819
Total interest expense$2,241,0005,578
Net interest income$2,424,0005,915
Provision for loan and lease losses$60,0006,124
Total noninterest income$591,0004,468
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$231,0004,726
Trading account gains and feesNANA
Additional Noninterest Income$360,0003,640
Total noninterest expense$1,592,0006,548
Salaries and employee benefits$959,0006,048
Premises and equipment expense$187,0007,010
Additional noninterest expense$446,0006,934
Pre-tax net operating income$1,363,0004,380
Securities gains (losses)$03,155
Applicable income taxes$511,0003,595
Income before extraordinary items$852,0004,896
Extraordinary gains, net$035
Net income$852,0004,896
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$8,0006,980
Cash dividends$500,0003,483
Sale, conversion, retirement of capital stock, net$01,035
Net operating income$852,0004,855
1998-12-31 (YTD Data)Rank
Total interest income$4,254,0006,259
Total interest expense$2,084,0006,055
Net interest income$2,170,0006,344
Provision for loan and lease losses$60,0006,123
Total noninterest income$651,0004,159
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$200,0005,148
Trading account gains and feesNANA
Additional Noninterest Income$451,0003,184
Total noninterest expense$1,472,0006,769
Salaries and employee benefits$871,0006,351
Premises and equipment expense$202,0006,681
Additional noninterest expense$399,0007,226
Pre-tax net operating income$1,289,0004,653
Securities gains (losses)$17,0002,560
Applicable income taxes$466,0004,030
Income before extraordinary items$840,0005,033
Extraordinary gains, net$032
Net income$840,0005,033
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-9,0009,586
Cash dividends$450,0003,752
Sale, conversion, retirement of capital stock, net$01,027
Net operating income$829,1204,994
1997-12-31 (YTD Data)Rank
Total interest income$3,844,0006,802
Total interest expense$1,822,0006,629
Net interest income$2,022,0006,877
Provision for loan and lease losses$60,0006,153
Total noninterest income$480,0005,131
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$176,0005,726
Trading account gains and feesNANA
Additional Noninterest Income$304,0003,901
Total noninterest expense$1,469,0006,869
Salaries and employee benefits$775,0006,905
Premises and equipment expense$224,0006,433
Additional noninterest expense$470,0006,752
Pre-tax net operating income$973,0005,918
Securities gains (losses)$-5,0009,661
Applicable income taxes$386,0004,980
Income before extraordinary items$582,0006,467
Extraordinary gains, net$044
Net income$582,0006,470
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$37,0005,617
Cash dividends$488,0003,565
Sale, conversion, retirement of capital stock, net$01,030
Net operating income$585,2006,394
1996-12-31 (YTD Data)Rank
Total interest income$3,627,0007,242
Total interest expense$1,626,0007,265
Net interest income$2,001,0007,144
Provision for loan and lease losses$110,0004,862
Total noninterest income$467,0005,403
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$173,0006,058
Trading account gains and feesNANA
Additional Noninterest Income$294,0004,126
Total noninterest expense$1,276,0007,738
Salaries and employee benefits$677,0007,666
Premises and equipment expense$222,0006,659
Additional noninterest expense$377,0008,080
Pre-tax net operating income$1,082,0005,478
Securities gains (losses)$-7,00010,114
Applicable income taxes$409,0004,824
Income before extraordinary items$666,0005,913
Extraordinary gains, net$053
Net income$666,0005,915
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$34,0005,970
Cash dividends$450,0003,623
Sale, conversion, retirement of capital stock, net$0953
Net operating income$670,4805,836
1995-12-31 (YTD Data)Rank
Total interest income$3,320,0007,777
Total interest expense$1,545,0007,571
Net interest income$1,775,0007,836
Provision for loan and lease losses$08,958
Total noninterest income$434,0005,674
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$156,0006,528
Trading account gains and feesNANA
Additional Noninterest Income$278,0004,187
Total noninterest expense$1,245,0008,064
Salaries and employee benefits$645,0008,092
Premises and equipment expense$192,0007,359
Additional noninterest expense$408,0008,112
Pre-tax net operating income$964,0006,134
Securities gains (losses)$-43,00011,086
Applicable income taxes$352,0005,417
Income before extraordinary items$569,0006,792
Extraordinary gains, net$065
Net income$569,0006,791
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$13,0007,181
Cash dividends$300,0004,483
Sale, conversion, retirement of capital stock, net$0809
Net operating income$596,5206,619
1994-12-31 (YTD Data)Rank
Total interest income$2,602,0008,731
Total interest expense$1,066,0008,413
Net interest income$1,536,0008,779
Provision for loan and lease losses$09,146
Total noninterest income$429,0005,866
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$160,0006,663
Trading account gains and feesNANA
Additional Noninterest Income$269,0004,397
Total noninterest expense$1,264,0008,376
Salaries and employee benefits$615,0008,515
Premises and equipment expense$191,0007,628
Additional noninterest expense$458,0008,249
Pre-tax net operating income$701,0007,377
Securities gains (losses)$03,600
Applicable income taxes$293,0005,969
Income before extraordinary items$408,0008,130
Extraordinary gains, net$0249
Net income$408,0008,133
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$-20,00011,264
Cash dividends$08,932
Sale, conversion, retirement of capital stock, net$01,160
Net operating income$408,0008,173
1993-12-31 (YTD Data)Rank
Total interest income$558,00012,987
Total interest expense$143,00013,120
Net interest income$415,00012,775
Provision for loan and lease losses$010,371
Total noninterest income$95,00011,441
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$36,00010,537
Trading account gains and feesNANA
Additional Noninterest Income$59,0009,584
Total noninterest expense$338,00012,864
Salaries and employee benefits$158,00012,932
Premises and equipment expense$41,00012,502
Additional noninterest expense$139,00012,553
Pre-tax net operating income$172,00011,301
Securities gains (losses)$2,0006,773
Applicable income taxes$28,00011,440
Income before extraordinary items$146,00011,254
Extraordinary gains, net$03,149
Net income$146,00011,338
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$19,0007,819
Cash dividends$766,0002,235
Sale, conversion, retirement of capital stock, net$01,223
Net operating income$144,32011,073
1992-12-31 (YTD Data)Rank
Total interest income$2,507,0009,907
Total interest expense$1,031,00010,263
Net interest income$1,476,0009,349
Provision for loan and lease losses$126,0006,581
Total noninterest income$434,0006,220
Gross Fiduciary activities incomeNANA
Service charges on deposit accounts$184,0006,304
Trading account gains and feesNANA
Additional Noninterest Income$250,0004,958
Total noninterest expense$1,086,0009,583
Salaries and employee benefits$465,00010,142
Premises and equipment expense$214,0007,538
Additional noninterest expense$407,0009,480
Pre-tax net operating income$698,0007,108
Securities gains (losses)$08,369
Applicable income taxes$280,0006,218
Income before extraordinary items$418,0008,037
Extraordinary gains, net$01,422
Net income$418,0008,161
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$79,0006,489
Cash dividends$150,0005,711
Sale, conversion, retirement of capital stock, net$01,165
Net operating income$418,0007,685

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.