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Town Center Bank, Income and Expense

2021-12-31 (YTD Data)Rank
Total interest income$6,642,0003,084
Total interest expense$406,0003,420
Net interest income$6,236,0003,020
Provision for loan and lease losses$65,0002,415
Total noninterest income$345,0003,953
Gross Fiduciary activities income$0994
Service charges on deposit accounts$101,0003,448
Trading account gains and feesNANA
Additional Noninterest Income$244,0003,870
Total noninterest expense$4,269,0003,271
Salaries and employee benefits$1,903,0003,590
Premises and equipment expense$404,0003,341
Additional noninterest expense$1,962,0002,622
Pre-tax net operating income$2,247,0003,006
Securities gains (losses)$02,062
Applicable income taxes$639,0001,935
Income before extraordinary items$1,608,0003,268
Extraordinary gains, net$010
Net income$1,608,0003,267
Minority interest net income$074
Net income of bank and minority interests.$1,608,0003,268
Net charge-offs$56,0001,604
Cash dividends$03,608
Sale, conversion, retirement of capital stock, net$0582
Net operating income$1,608,0003,247
2021-09-30 (YTD Data)Rank
Total interest income$5,057,0003,108
Total interest expense$333,0003,415
Net interest income$4,724,0003,048
Provision for loan and lease losses$50,0002,340
Total noninterest income$238,0004,052
Gross Fiduciary activities income$0957
Service charges on deposit accounts$77,0003,441
Trading account gains and feesNANA
Additional Noninterest Income$161,0003,976
Total noninterest expense$3,233,0003,272
Salaries and employee benefits$1,428,0003,615
Premises and equipment expense$309,0003,347
Additional noninterest expense$1,496,0002,597
Pre-tax net operating income$1,679,0003,127
Securities gains (losses)$02,015
Applicable income taxes$471,0002,019
Income before extraordinary items$1,208,0003,400
Extraordinary gains, net$08
Net income$1,208,0003,400
Minority interest net income$069
Net income of bank and minority interests.$1,208,0003,400
Net charge-offs$-3,0003,300
Cash dividends$03,251
Sale, conversion, retirement of capital stock, net$0543
Net operating income$1,208,0003,376
2021-06-30 (YTD Data)Rank
Total interest income$3,138,0003,234
Total interest expense$240,0003,386
Net interest income$2,898,0003,179
Provision for loan and lease losses$35,0002,321
Total noninterest income$141,0004,141
Gross Fiduciary activities income$0951
Service charges on deposit accounts$52,0003,404
Trading account gains and feesNANA
Additional Noninterest Income$89,0004,115
Total noninterest expense$2,100,0003,299
Salaries and employee benefits$941,0003,643
Premises and equipment expense$193,0003,458
Additional noninterest expense$966,0002,651
Pre-tax net operating income$904,0003,383
Securities gains (losses)$01,818
Applicable income taxes$252,0002,151
Income before extraordinary items$652,0003,637
Extraordinary gains, net$06
Net income$652,0003,637
Minority interest net income$067
Net income of bank and minority interests.$652,0003,637
Net charge-offs$-2,0003,249
Cash dividends$03,104
Sale, conversion, retirement of capital stock, net$0517
Net operating income$652,0003,608
2021-03-31 (YTD Data)Rank
Total interest income$1,574,0003,219
Total interest expense$130,0003,362
Net interest income$1,444,0003,170
Provision for loan and lease losses$20,0002,251
Total noninterest income$76,0004,081
Gross Fiduciary activities income$0922
Service charges on deposit accounts$25,0003,441
Trading account gains and feesNANA
Additional Noninterest Income$51,0003,996
Total noninterest expense$991,0003,384
Salaries and employee benefits$455,0003,688
Premises and equipment expense$99,0003,431
Additional noninterest expense$437,0002,775
Pre-tax net operating income$509,0003,217
Securities gains (losses)$01,392
Applicable income taxes$144,0002,035
Income before extraordinary items$365,0003,467
Extraordinary gains, net$03
Net income$365,0003,468
Minority interest net income$055
Net income of bank and minority interests.$365,0003,467
Net charge-offs$-1,0003,038
Cash dividends$02,452
Sale, conversion, retirement of capital stock, net$0482
Net operating income$365,0003,444
2020-12-31 (YTD Data)Rank
Total interest income$5,566,0003,431
Total interest expense$895,0003,106
Net interest income$4,671,0003,455
Provision for loan and lease losses$220,0002,956
Total noninterest income$448,0003,724
Gross Fiduciary activities income$01,030
Service charges on deposit accounts$120,0003,360
Trading account gains and feesNANA
Additional Noninterest Income$328,0003,554
Total noninterest expense$3,862,0003,430
Salaries and employee benefits$1,610,0003,880
Premises and equipment expense$399,0003,414
Additional noninterest expense$1,853,0002,652
Pre-tax net operating income$1,037,0003,665
Securities gains (losses)$20,0002,111
Applicable income taxes$03,697
Income before extraordinary items$1,057,0003,590
Extraordinary gains, net$04
Net income$1,057,0003,590
Minority interest net income$072
Net income of bank and minority interests.$1,057,0003,590
Net charge-offs$-66,0004,662
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$0566
Net operating income$1,037,0003,560
2020-09-30 (YTD Data)Rank
Total interest income$3,945,0003,548
Total interest expense$716,0003,107
Net interest income$3,229,0003,608
Provision for loan and lease losses$160,0002,949
Total noninterest income$331,0003,731
Gross Fiduciary activities income$0981
Service charges on deposit accounts$93,0003,340
Trading account gains and feesNANA
Additional Noninterest Income$238,0003,558
Total noninterest expense$2,794,0003,470
Salaries and employee benefits$1,162,0003,914
Premises and equipment expense$297,0003,432
Additional noninterest expense$1,335,0002,716
Pre-tax net operating income$606,0003,910
Securities gains (losses)$20,0001,917
Applicable income taxes$03,696
Income before extraordinary items$626,0003,831
Extraordinary gains, net$04
Net income$626,0003,830
Minority interest net income$065
Net income of bank and minority interests.$626,0003,831
Net charge-offs$-60,0004,702
Cash dividends$03,384
Sale, conversion, retirement of capital stock, net$0532
Net operating income$606,0003,810
2020-06-30 (YTD Data)Rank
Total interest income$2,570,0003,620
Total interest expense$492,0003,150
Net interest income$2,078,0003,682
Provision for loan and lease losses$100,0002,943
Total noninterest income$190,0003,858
Gross Fiduciary activities income$0970
Service charges on deposit accounts$66,0003,303
Trading account gains and feesNANA
Additional Noninterest Income$124,0003,744
Total noninterest expense$1,799,0003,546
Salaries and employee benefits$788,0003,912
Premises and equipment expense$200,0003,401
Additional noninterest expense$811,0002,884
Pre-tax net operating income$369,0003,971
Securities gains (losses)$20,0001,679
Applicable income taxes$03,655
Income before extraordinary items$389,0003,877
Extraordinary gains, net$04
Net income$389,0003,877
Minority interest net income$065
Net income of bank and minority interests.$389,0003,877
Net charge-offs$8,0002,523
Cash dividends$03,237
Sale, conversion, retirement of capital stock, net$0504
Net operating income$369,0003,871
2020-03-31 (YTD Data)Rank
Total interest income$1,191,0003,757
Total interest expense$256,0003,228
Net interest income$935,0003,831
Provision for loan and lease losses$40,0002,710
Total noninterest income$100,0003,801
Gross Fiduciary activities income$0941
Service charges on deposit accounts$38,0003,381
Trading account gains and feesNANA
Additional Noninterest Income$62,0003,658
Total noninterest expense$917,0003,541
Salaries and employee benefits$446,0003,769
Premises and equipment expense$98,0003,449
Additional noninterest expense$373,0003,065
Pre-tax net operating income$78,0004,396
Securities gains (losses)$01,705
Applicable income taxes$03,513
Income before extraordinary items$78,0004,356
Extraordinary gains, net$04
Net income$78,0004,356
Minority interest net income$056
Net income of bank and minority interests.$78,0004,356
Net charge-offs$13,0001,768
Cash dividends$02,639
Sale, conversion, retirement of capital stock, net$0482
Net operating income$78,0004,346
2019-12-31 (YTD Data)Rank
Total interest income$4,690,0003,848
Total interest expense$1,092,0003,182
Net interest income$3,598,0003,941
Provision for loan and lease losses$10,0003,854
Total noninterest income$444,0003,792
Gross Fiduciary activities income$01,051
Service charges on deposit accounts$164,0003,397
Trading account gains and feesNANA
Additional Noninterest Income$280,0003,650
Total noninterest expense$3,743,0003,528
Salaries and employee benefits$1,854,0003,743
Premises and equipment expense$430,0003,349
Additional noninterest expense$1,459,0003,140
Pre-tax net operating income$289,0004,674
Securities gains (losses)$70,0001,102
Applicable income taxes$-1,882,0005,166
Income before extraordinary items$2,241,0002,740
Extraordinary gains, net$011
Net income$2,241,0002,740
Minority interest net income$076
Net income of bank and minority interests.$2,241,0002,742
Net charge-offs$40,0002,785
Cash dividends$03,944
Sale, conversion, retirement of capital stock, net$0626
Net operating income$2,171,0002,748
2019-09-30 (YTD Data)Rank
Total interest income$3,487,0003,909
Total interest expense$823,0003,196
Net interest income$2,664,0004,009
Provision for loan and lease losses$03,836
Total noninterest income$263,0004,058
Gross Fiduciary activities income$01,014
Service charges on deposit accounts$125,0003,421
Trading account gains and feesNANA
Additional Noninterest Income$138,0004,044
Total noninterest expense$2,753,0003,590
Salaries and employee benefits$1,331,0003,827
Premises and equipment expense$327,0003,348
Additional noninterest expense$1,095,0003,162
Pre-tax net operating income$174,0004,858
Securities gains (losses)$70,000939
Applicable income taxes$03,902
Income before extraordinary items$244,0004,704
Extraordinary gains, net$011
Net income$244,0004,703
Minority interest net income$072
Net income of bank and minority interests.$244,0004,703
Net charge-offs$30,0002,512
Cash dividends$03,588
Sale, conversion, retirement of capital stock, net$0590
Net operating income$174,0004,823
2019-06-30 (YTD Data)Rank
Total interest income$2,308,0003,934
Total interest expense$534,0003,223
Net interest income$1,774,0004,039
Provision for loan and lease losses$03,685
Total noninterest income$162,0004,144
Gross Fiduciary activities income$01,004
Service charges on deposit accounts$82,0003,433
Trading account gains and feesNANA
Additional Noninterest Income$80,0004,182
Total noninterest expense$1,810,0003,643
Salaries and employee benefits$868,0003,881
Premises and equipment expense$216,0003,381
Additional noninterest expense$726,0003,198
Pre-tax net operating income$126,0004,852
Securities gains (losses)$51,000743
Applicable income taxes$03,901
Income before extraordinary items$177,0004,690
Extraordinary gains, net$011
Net income$177,0004,688
Minority interest net income$069
Net income of bank and minority interests.$177,0004,688
Net charge-offs$32,0002,131
Cash dividends$03,456
Sale, conversion, retirement of capital stock, net$0573
Net operating income$126,0004,816
2019-03-31 (YTD Data)Rank
Total interest income$1,139,0003,982
Total interest expense$249,0003,292
Net interest income$890,0004,069
Provision for loan and lease losses$03,406
Total noninterest income$73,0004,252
Gross Fiduciary activities income$0972
Service charges on deposit accounts$41,0003,445
Trading account gains and feesNANA
Additional Noninterest Income$32,0004,332
Total noninterest expense$887,0003,710
Salaries and employee benefits$428,0003,952
Premises and equipment expense$107,0003,440
Additional noninterest expense$352,0003,261
Pre-tax net operating income$76,0004,816
Securities gains (losses)$01,087
Applicable income taxes$03,800
Income before extraordinary items$76,0004,784
Extraordinary gains, net$05
Net income$76,0004,783
Minority interest net income$052
Net income of bank and minority interests.$76,0004,783
Net charge-offs$15,0001,815
Cash dividends$02,803
Sale, conversion, retirement of capital stock, net$0529
Net operating income$76,0004,772
2018-12-31 (YTD Data)Rank
Total interest income$4,533,0003,924
Total interest expense$763,0003,332
Net interest income$3,770,0003,981
Provision for loan and lease losses$04,082
Total noninterest income$332,0004,229
Gross Fiduciary activities income$01,098
Service charges on deposit accounts$131,0003,847
Trading account gains and feesNANA
Additional Noninterest Income$201,0004,072
Total noninterest expense$3,648,0003,658
Salaries and employee benefits$1,874,0003,799
Premises and equipment expense$416,0003,458
Additional noninterest expense$1,358,0003,362
Pre-tax net operating income$454,0004,688
Securities gains (losses)$01,125
Applicable income taxes$03,978
Income before extraordinary items$454,0004,616
Extraordinary gains, net$06
Net income$454,0004,615
Minority interest net income$072
Net income of bank and minority interests.$454,0004,615
Net charge-offs$-2,0004,252
Cash dividends$04,033
Sale, conversion, retirement of capital stock, net$105,000481
Net operating income$454,0004,620
2018-09-30 (YTD Data)Rank
Total interest income$3,358,0003,972
Total interest expense$527,0003,393
Net interest income$2,831,0004,027
Provision for loan and lease losses$03,948
Total noninterest income$256,0004,225
Gross Fiduciary activities income$01,048
Service charges on deposit accounts$95,0003,916
Trading account gains and feesNANA
Additional Noninterest Income$161,0004,043
Total noninterest expense$2,723,0003,683
Salaries and employee benefits$1,432,0003,786
Premises and equipment expense$313,0003,497
Additional noninterest expense$978,0003,446
Pre-tax net operating income$364,0004,747
Securities gains (losses)$01,118
Applicable income taxes$04,032
Income before extraordinary items$364,0004,661
Extraordinary gains, net$05
Net income$364,0004,659
Minority interest net income$066
Net income of bank and minority interests.$364,0004,660
Net charge-offs$18,0002,750
Cash dividends$03,618
Sale, conversion, retirement of capital stock, net$105,000428
Net operating income$364,0004,669
2018-06-30 (YTD Data)Rank
Total interest income$2,229,0003,969
Total interest expense$314,0003,486
Net interest income$1,915,0004,027
Provision for loan and lease losses$03,782
Total noninterest income$143,0004,434
Gross Fiduciary activities income$01,037
Service charges on deposit accounts$59,0004,021
Trading account gains and feesNANA
Additional Noninterest Income$84,0004,295
Total noninterest expense$1,791,0003,734
Salaries and employee benefits$966,0003,780
Premises and equipment expense$210,0003,510
Additional noninterest expense$615,0003,558
Pre-tax net operating income$267,0004,709
Securities gains (losses)$0961
Applicable income taxes$04,018
Income before extraordinary items$267,0004,602
Extraordinary gains, net$06
Net income$267,0004,601
Minority interest net income$065
Net income of bank and minority interests.$267,0004,601
Net charge-offs$19,0002,284
Cash dividends$03,485
Sale, conversion, retirement of capital stock, net$85,000387
Net operating income$267,0004,611
2018-03-31 (YTD Data)Rank
Total interest income$1,136,0003,957
Total interest expense$144,0003,593
Net interest income$992,0003,978
Provision for loan and lease losses$03,508
Total noninterest income$104,0004,062
Gross Fiduciary activities income$01,003
Service charges on deposit accounts$28,0004,103
Trading account gains and feesNANA
Additional Noninterest Income$76,0003,703
Total noninterest expense$916,0003,719
Salaries and employee benefits$489,0003,793
Premises and equipment expense$105,0003,556
Additional noninterest expense$322,0003,513
Pre-tax net operating income$180,0004,432
Securities gains (losses)$0735
Applicable income taxes$03,948
Income before extraordinary items$180,0004,293
Extraordinary gains, net$07
Net income$180,0004,293
Minority interest net income$052
Net income of bank and minority interests.$180,0004,293
Net charge-offs$-1,0003,770
Cash dividends$02,774
Sale, conversion, retirement of capital stock, net$60,000314
Net operating income$180,0004,298
2017-12-31 (YTD Data)Rank
Total interest income$4,003,0004,148
Total interest expense$495,0003,684
Net interest income$3,508,0004,175
Provision for loan and lease losses$25,0003,849
Total noninterest income$321,0004,424
Gross Fiduciary activities income$01,137
Service charges on deposit accounts$121,0004,130
Trading account gains and feesNANA
Additional Noninterest Income$200,0004,214
Total noninterest expense$3,653,0003,736
Salaries and employee benefits$1,625,0004,144
Premises and equipment expense$416,0003,583
Additional noninterest expense$1,612,0003,074
Pre-tax net operating income$151,0005,245
Securities gains (losses)$02,243
Applicable income taxes$04,135
Income before extraordinary items$151,0005,124
Extraordinary gains, net$09
Net income$151,0005,123
Minority interest net income$076
Net income of bank and minority interests.$151,0005,124
Net charge-offs$-35,0005,054
Cash dividends$04,147
Sale, conversion, retirement of capital stock, net$0711
Net operating income$151,0005,121
2017-09-30 (YTD Data)Rank
Total interest income$2,936,0004,220
Total interest expense$352,0003,794
Net interest income$2,584,0004,241
Provision for loan and lease losses$25,0003,603
Total noninterest income$245,0004,453
Gross Fiduciary activities income$01,093
Service charges on deposit accounts$92,0004,143
Trading account gains and feesNANA
Additional Noninterest Income$153,0004,236
Total noninterest expense$2,609,0003,849
Salaries and employee benefits$1,203,0004,192
Premises and equipment expense$318,0003,589
Additional noninterest expense$1,088,0003,303
Pre-tax net operating income$195,0005,193
Securities gains (losses)$02,274
Applicable income taxes$04,172
Income before extraordinary items$195,0005,143
Extraordinary gains, net$09
Net income$195,0005,143
Minority interest net income$071
Net income of bank and minority interests.$195,0005,143
Net charge-offs$-34,0005,068
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$0677
Net operating income$195,0005,129
2017-06-30 (YTD Data)Rank
Total interest income$1,862,0004,316
Total interest expense$211,0003,924
Net interest income$1,651,0004,320
Provision for loan and lease losses$25,0003,303
Total noninterest income$158,0004,511
Gross Fiduciary activities income$01,079
Service charges on deposit accounts$56,0004,266
Trading account gains and feesNANA
Additional Noninterest Income$102,0004,261
Total noninterest expense$1,660,0003,965
Salaries and employee benefits$795,0004,231
Premises and equipment expense$209,0003,633
Additional noninterest expense$656,0003,513
Pre-tax net operating income$124,0005,223
Securities gains (losses)$01,906
Applicable income taxes$04,189
Income before extraordinary items$124,0005,172
Extraordinary gains, net$011
Net income$124,0005,171
Minority interest net income$071
Net income of bank and minority interests.$124,0005,172
Net charge-offs$-12,0004,850
Cash dividends$03,544
Sale, conversion, retirement of capital stock, net$0659
Net operating income$124,0005,159
2017-03-31 (YTD Data)Rank
Total interest income$900,0004,387
Total interest expense$98,0004,037
Net interest income$802,0004,374
Provision for loan and lease losses$03,537
Total noninterest income$72,0004,653
Gross Fiduciary activities income$01,045
Service charges on deposit accounts$26,0004,343
Trading account gains and feesNANA
Additional Noninterest Income$46,0004,389
Total noninterest expense$843,0003,973
Salaries and employee benefits$399,0004,273
Premises and equipment expense$105,0003,656
Additional noninterest expense$339,0003,453
Pre-tax net operating income$31,0005,422
Securities gains (losses)$01,153
Applicable income taxes$04,086
Income before extraordinary items$31,0005,394
Extraordinary gains, net$08
Net income$31,0005,394
Minority interest net income$055
Net income of bank and minority interests.$31,0005,394
Net charge-offs$-34,0005,398
Cash dividends$02,846
Sale, conversion, retirement of capital stock, net$0632
Net operating income$31,0005,390
2016-12-31 (YTD Data)Rank
Total interest income$3,702,0004,354
Total interest expense$538,0003,516
Net interest income$3,164,0004,421
Provision for loan and lease losses$-550,0005,762
Total noninterest income$379,0004,431
Gross Fiduciary activities income$01,172
Service charges on deposit accounts$96,0004,546
Trading account gains and fees$0170
Additional Noninterest Income$283,0003,992
Total noninterest expense$3,396,0003,974
Salaries and employee benefits$1,503,0004,408
Premises and equipment expense$432,0003,646
Additional noninterest expense$1,461,0003,402
Pre-tax net operating income$697,0004,510
Securities gains (losses)$03,212
Applicable income taxes$04,278
Income before extraordinary items$697,0004,366
Extraordinary gains, net$05
Net income$697,0004,364
Minority interest net income$082
Net income of bank and minority interests.$697,0004,365
Net charge-offs$-28,0005,203
Cash dividends$04,239
Sale, conversion, retirement of capital stock, net$0759
Net operating income$697,0004,309
2016-09-30 (YTD Data)Rank
Total interest income$2,810,0004,357
Total interest expense$424,0003,445
Net interest income$2,386,0004,441
Provision for loan and lease losses$-550,0005,862
Total noninterest income$258,0004,570
Gross Fiduciary activities income$01,132
Service charges on deposit accounts$71,0004,603
Trading account gains and fees$0169
Additional Noninterest Income$187,0004,183
Total noninterest expense$2,571,0003,980
Salaries and employee benefits$1,122,0004,412
Premises and equipment expense$319,0003,696
Additional noninterest expense$1,130,0003,354
Pre-tax net operating income$623,0004,372
Securities gains (losses)$03,160
Applicable income taxes$04,325
Income before extraordinary items$623,0004,202
Extraordinary gains, net$05
Net income$623,0004,201
Minority interest net income$071
Net income of bank and minority interests.$623,0004,202
Net charge-offs$-25,0005,146
Cash dividends$03,792
Sale, conversion, retirement of capital stock, net$0719
Net operating income$623,0004,123
2016-06-30 (YTD Data)Rank
Total interest income$1,930,0004,329
Total interest expense$290,0003,412
Net interest income$1,640,0004,429
Provision for loan and lease losses$04,017
Total noninterest income$178,0004,560
Gross Fiduciary activities income$01,122
Service charges on deposit accounts$46,0004,650
Trading account gains and fees$0157
Additional Noninterest Income$132,0004,134
Total noninterest expense$1,725,0004,005
Salaries and employee benefits$753,0004,437
Premises and equipment expense$208,0003,747
Additional noninterest expense$764,0003,348
Pre-tax net operating income$93,0005,484
Securities gains (losses)$02,835
Applicable income taxes$04,338
Income before extraordinary items$93,0005,488
Extraordinary gains, net$016
Net income$93,0005,486
Minority interest net income$071
Net income of bank and minority interests.$93,0005,487
Net charge-offs$-23,0005,254
Cash dividends$03,654
Sale, conversion, retirement of capital stock, net$0705
Net operating income$93,0005,436
2016-03-31 (YTD Data)Rank
Total interest income$991,0004,317
Total interest expense$145,0003,443
Net interest income$846,0004,395
Provision for loan and lease losses$03,656
Total noninterest income$72,0004,779
Gross Fiduciary activities income$01,076
Service charges on deposit accounts$23,0004,665
Trading account gains and fees$0142
Additional Noninterest Income$49,0004,421
Total noninterest expense$850,0004,061
Salaries and employee benefits$382,0004,439
Premises and equipment expense$102,0003,826
Additional noninterest expense$366,0003,436
Pre-tax net operating income$68,0005,325
Securities gains (losses)$02,077
Applicable income taxes$04,259
Income before extraordinary items$68,0005,289
Extraordinary gains, net$012
Net income$68,0005,290
Minority interest net income$062
Net income of bank and minority interests.$68,0005,290
Net charge-offs$-20,0005,466
Cash dividends$02,895
Sale, conversion, retirement of capital stock, net$0659
Net operating income$68,0005,226
2015-12-31 (YTD Data)Rank
Total interest income$3,727,0004,447
Total interest expense$606,0003,368
Net interest income$3,121,0004,558
Provision for loan and lease losses$04,380
Total noninterest income$307,0004,777
Gross Fiduciary activities income$01,209
Service charges on deposit accounts$104,0004,662
Trading account gains and fees$0159
Additional Noninterest Income$203,0004,445
Total noninterest expense$3,454,0004,046
Salaries and employee benefits$1,410,0004,617
Premises and equipment expense$407,0003,873
Additional noninterest expense$1,637,0003,219
Pre-tax net operating income$-26,0005,894
Securities gains (losses)$102,0001,160
Applicable income taxes$04,402
Income before extraordinary items$76,0005,752
Extraordinary gains, net$023
Net income$76,0005,755
Minority interest net income$081
Net income of bank and minority interests.$76,0005,755
Net charge-offs$-79,0005,675
Cash dividends$04,291
Sale, conversion, retirement of capital stock, net$0804
Net operating income$-26,0005,893
2015-09-30 (YTD Data)Rank
Total interest income$2,756,0004,523
Total interest expense$459,0003,394
Net interest income$2,297,0004,648
Provision for loan and lease losses$04,232
Total noninterest income$235,0004,792
Gross Fiduciary activities income$01,169
Service charges on deposit accounts$74,0004,778
Trading account gains and fees$0153
Additional Noninterest Income$161,0004,411
Total noninterest expense$2,584,0004,068
Salaries and employee benefits$1,053,0004,659
Premises and equipment expense$304,0003,925
Additional noninterest expense$1,227,0003,233
Pre-tax net operating income$-52,0006,004
Securities gains (losses)$102,0001,025
Applicable income taxes$04,489
Income before extraordinary items$50,0005,874
Extraordinary gains, net$021
Net income$50,0005,877
Minority interest net income$078
Net income of bank and minority interests.$50,0005,877
Net charge-offs$-147,0005,895
Cash dividends$03,825
Sale, conversion, retirement of capital stock, net$0773
Net operating income$-52,0006,004
2015-06-30 (YTD Data)Rank
Total interest income$1,842,0004,553
Total interest expense$307,0003,407
Net interest income$1,535,0004,676
Provision for loan and lease losses$04,069
Total noninterest income$166,0004,757
Gross Fiduciary activities income$01,152
Service charges on deposit accounts$46,0004,868
Trading account gains and fees$0157
Additional Noninterest Income$120,0004,306
Total noninterest expense$1,770,0004,043
Salaries and employee benefits$693,0004,725
Premises and equipment expense$198,0004,005
Additional noninterest expense$879,0003,106
Pre-tax net operating income$-69,0006,089
Securities gains (losses)$50,0001,228
Applicable income taxes$04,497
Income before extraordinary items$-19,0006,063
Extraordinary gains, net$022
Net income$-19,0006,064
Minority interest net income$075
Net income of bank and minority interests.$-19,0006,064
Net charge-offs$-114,0005,949
Cash dividends$03,664
Sale, conversion, retirement of capital stock, net$0751
Net operating income$-69,0006,092
2015-03-31 (YTD Data)Rank
Total interest income$930,0004,560
Total interest expense$154,0003,427
Net interest income$776,0004,689
Provision for loan and lease losses$03,703
Total noninterest income$84,0004,746
Gross Fiduciary activities income$01,118
Service charges on deposit accounts$25,0004,767
Trading account gains and fees$0152
Additional Noninterest Income$59,0004,333
Total noninterest expense$895,0004,057
Salaries and employee benefits$356,0004,714
Premises and equipment expense$98,0004,064
Additional noninterest expense$441,0003,078
Pre-tax net operating income$-35,0006,135
Securities gains (losses)$02,027
Applicable income taxes$04,400
Income before extraordinary items$-35,0006,161
Extraordinary gains, net$013
Net income$-35,0006,162
Minority interest net income$064
Net income of bank and minority interests.$-35,0006,162
Net charge-offs$48,0001,594
Cash dividends$02,892
Sale, conversion, retirement of capital stock, net$0697
Net operating income$-35,0006,138
2014-12-31 (YTD Data)Rank
Total interest income$3,858,0004,541
Total interest expense$595,0003,651
Net interest income$3,263,0004,636
Provision for loan and lease losses$-236,0006,148
Total noninterest income$249,0005,203
Gross Fiduciary activities income$01,256
Service charges on deposit accounts$85,0005,195
Trading account gains and fees$0180
Additional Noninterest Income$164,0004,752
Total noninterest expense$3,594,0004,078
Salaries and employee benefits$1,398,0004,793
Premises and equipment expense$399,0004,097
Additional noninterest expense$1,797,0003,122
Pre-tax net operating income$154,0005,763
Securities gains (losses)$222,000759
Applicable income taxes$04,531
Income before extraordinary items$376,0005,225
Extraordinary gains, net$017
Net income$376,0005,224
Minority interest net income$084
Net income of bank and minority interests.$376,0005,225
Net charge-offs$531,0001,405
Cash dividends$04,358
Sale, conversion, retirement of capital stock, net$0862
Net operating income$154,0005,736
2014-09-30 (YTD Data)Rank
Total interest income$2,864,0004,613
Total interest expense$433,0003,773
Net interest income$2,431,0004,699
Provision for loan and lease losses$-33,0006,118
Total noninterest income$195,0005,212
Gross Fiduciary activities income$01,202
Service charges on deposit accounts$63,0005,278
Trading account gains and fees$0174
Additional Noninterest Income$132,0004,733
Total noninterest expense$2,495,0004,276
Salaries and employee benefits$1,060,0004,800
Premises and equipment expense$297,0004,169
Additional noninterest expense$1,138,0003,541
Pre-tax net operating income$164,0005,715
Securities gains (losses)$128,000850
Applicable income taxes$04,583
Income before extraordinary items$292,0005,263
Extraordinary gains, net$015
Net income$292,0005,263
Minority interest net income$081
Net income of bank and minority interests.$292,0005,265
Net charge-offs$94,0002,746
Cash dividends$03,845
Sale, conversion, retirement of capital stock, net$0819
Net operating income$164,0005,649
2014-06-30 (YTD Data)Rank
Total interest income$1,839,0004,720
Total interest expense$279,0003,885
Net interest income$1,560,0004,793
Provision for loan and lease losses$-33,0006,268
Total noninterest income$111,0005,387
Gross Fiduciary activities income$01,182
Service charges on deposit accounts$42,0005,287
Trading account gains and fees$0172
Additional Noninterest Income$69,0005,009
Total noninterest expense$1,657,0004,318
Salaries and employee benefits$700,0004,846
Premises and equipment expense$199,0004,192
Additional noninterest expense$758,0003,553
Pre-tax net operating income$47,0005,995
Securities gains (losses)$128,000659
Applicable income taxes$04,568
Income before extraordinary items$175,0005,347
Extraordinary gains, net$020
Net income$175,0005,349
Minority interest net income$080
Net income of bank and minority interests.$175,0005,350
Net charge-offs$60,0002,626
Cash dividends$03,668
Sale, conversion, retirement of capital stock, net$0794
Net operating income$47,0005,974
2014-03-31 (YTD Data)Rank
Total interest income$883,0004,847
Total interest expense$128,0004,120
Net interest income$755,0004,888
Provision for loan and lease losses$-17,0006,416
Total noninterest income$46,0005,600
Gross Fiduciary activities income$01,141
Service charges on deposit accounts$21,0005,305
Trading account gains and fees$0147
Additional Noninterest Income$25,0005,334
Total noninterest expense$808,0004,419
Salaries and employee benefits$343,0004,948
Premises and equipment expense$100,0004,218
Additional noninterest expense$365,0003,622
Pre-tax net operating income$10,0006,122
Securities gains (losses)$01,715
Applicable income taxes$04,445
Income before extraordinary items$10,0006,137
Extraordinary gains, net$016
Net income$10,0006,137
Minority interest net income$066
Net income of bank and minority interests.$10,0006,138
Net charge-offs$8,0002,944
Cash dividends$02,887
Sale, conversion, retirement of capital stock, net$0747
Net operating income$10,0006,120
2013-12-31 (YTD Data)Rank
Total interest income$3,491,0004,941
Total interest expense$478,0004,561
Net interest income$3,013,0004,928
Provision for loan and lease losses$-637,0006,615
Total noninterest income$309,0005,099
Gross Fiduciary activities income$01,299
Service charges on deposit accounts$89,0005,402
Trading account gains and fees$0184
Additional Noninterest Income$220,0004,490
Total noninterest expense$4,203,0003,806
Salaries and employee benefits$1,367,0004,989
Premises and equipment expense$392,0004,261
Additional noninterest expense$2,444,0002,522
Pre-tax net operating income$-244,0006,381
Securities gains (losses)$24,0002,255
Applicable income taxes$04,631
Income before extraordinary items$-220,0006,406
Extraordinary gains, net$029
Net income$-220,0006,406
Minority interest net income$090
Net income of bank and minority interests.$-220,0006,407
Net charge-offs$-99,0006,518
Cash dividends$04,350
Sale, conversion, retirement of capital stock, net$15,000805
Net operating income$-244,0006,406
2013-09-30 (YTD Data)Rank
Total interest income$2,641,0004,969
Total interest expense$360,0004,641
Net interest income$2,281,0004,944
Provision for loan and lease losses$-578,0006,739
Total noninterest income$182,0005,487
Gross Fiduciary activities income$01,238
Service charges on deposit accounts$68,0005,436
Trading account gains and fees$0180
Additional Noninterest Income$114,0005,025
Total noninterest expense$3,292,0003,723
Salaries and employee benefits$1,027,0005,009
Premises and equipment expense$297,0004,271
Additional noninterest expense$1,968,0002,340
Pre-tax net operating income$-251,0006,517
Securities gains (losses)$12,0002,447
Applicable income taxes$04,713
Income before extraordinary items$-239,0006,543
Extraordinary gains, net$025
Net income$-239,0006,544
Minority interest net income$084
Net income of bank and minority interests.$-239,0006,543
Net charge-offs$-253,0006,754
Cash dividends$03,782
Sale, conversion, retirement of capital stock, net$15,000737
Net operating income$-251,0006,530
2013-06-30 (YTD Data)Rank
Total interest income$1,774,0004,973
Total interest expense$244,0004,672
Net interest income$1,530,0004,931
Provision for loan and lease losses$-145,0006,708
Total noninterest income$128,0005,454
Gross Fiduciary activities income$01,226
Service charges on deposit accounts$45,0005,441
Trading account gains and fees$0157
Additional Noninterest Income$83,0004,965
Total noninterest expense$2,002,0003,954
Salaries and employee benefits$707,0004,950
Premises and equipment expense$198,0004,291
Additional noninterest expense$1,097,0002,749
Pre-tax net operating income$-199,0006,555
Securities gains (losses)$12,0002,226
Applicable income taxes$04,679
Income before extraordinary items$-187,0006,598
Extraordinary gains, net$022
Net income$-187,0006,599
Minority interest net income$082
Net income of bank and minority interests.$-187,0006,599
Net charge-offs$-179,0006,788
Cash dividends$03,564
Sale, conversion, retirement of capital stock, net$15,000662
Net operating income$-199,0006,574
2013-03-31 (YTD Data)Rank
Total interest income$890,0004,989
Total interest expense$122,0004,750
Net interest income$768,0004,950
Provision for loan and lease losses$04,409
Total noninterest income$57,0005,577
Gross Fiduciary activities income$01,171
Service charges on deposit accounts$23,0005,410
Trading account gains and fees$0148
Additional Noninterest Income$34,0005,178
Total noninterest expense$943,0004,136
Salaries and employee benefits$352,0004,991
Premises and equipment expense$99,0004,329
Additional noninterest expense$492,0003,024
Pre-tax net operating income$-118,0006,638
Securities gains (losses)$01,966
Applicable income taxes$04,602
Income before extraordinary items$-118,0006,677
Extraordinary gains, net$010
Net income$-118,0006,678
Minority interest net income$076
Net income of bank and minority interests.$-118,0006,678
Net charge-offs$-17,0006,387
Cash dividends$02,726
Sale, conversion, retirement of capital stock, net$15,000514
Net operating income$-118,0006,647
2012-12-31 (YTD Data)Rank
Total interest income$4,193,0004,747
Total interest expense$677,0004,484
Net interest income$3,516,0004,740
Provision for loan and lease losses$16,0005,659
Total noninterest income$341,0005,040
Gross Fiduciary activities income$01,334
Service charges on deposit accounts$106,0005,352
Trading account gains and fees$0166
Additional Noninterest Income$235,0004,385
Total noninterest expense$4,290,0003,835
Salaries and employee benefits$1,258,0005,285
Premises and equipment expense$401,0004,306
Additional noninterest expense$2,631,0002,456
Pre-tax net operating income$-449,0006,481
Securities gains (losses)$146,0001,971
Applicable income taxes$04,751
Income before extraordinary items$-303,0006,512
Extraordinary gains, net$029
Net income$-303,0006,506
Minority interest net income$093
Net income of bank and minority interests.$-303,0006,508
Net charge-offs$-117,0006,956
Cash dividends$04,373
Sale, conversion, retirement of capital stock, net$468,000319
Net operating income$-449,0006,502
2012-09-30 (YTD Data)Rank
Total interest income$3,228,0004,760
Total interest expense$546,0004,440
Net interest income$2,682,0004,766
Provision for loan and lease losses$16,0005,476
Total noninterest income$262,0005,070
Gross Fiduciary activities income$01,274
Service charges on deposit accounts$83,0005,361
Trading account gains and fees$0157
Additional Noninterest Income$179,0004,397
Total noninterest expense$3,348,0003,787
Salaries and employee benefits$926,0005,362
Premises and equipment expense$300,0004,350
Additional noninterest expense$2,122,0002,285
Pre-tax net operating income$-420,0006,645
Securities gains (losses)$146,0001,683
Applicable income taxes$04,802
Income before extraordinary items$-274,0006,670
Extraordinary gains, net$020
Net income$-274,0006,668
Minority interest net income$086
Net income of bank and minority interests.$-274,0006,668
Net charge-offs$-119,0007,056
Cash dividends$03,773
Sale, conversion, retirement of capital stock, net$416,000259
Net operating income$-420,0006,666
2012-06-30 (YTD Data)Rank
Total interest income$2,202,0004,740
Total interest expense$398,0004,337
Net interest income$1,804,0004,769
Provision for loan and lease losses$16,0005,216
Total noninterest income$153,0005,272
Gross Fiduciary activities income$01,262
Service charges on deposit accounts$54,0005,406
Trading account gains and fees$0153
Additional Noninterest Income$99,0004,672
Total noninterest expense$2,363,0003,664
Salaries and employee benefits$608,0005,440
Premises and equipment expense$201,0004,356
Additional noninterest expense$1,554,0002,092
Pre-tax net operating income$-422,0006,772
Securities gains (losses)$146,0001,330
Applicable income taxes$04,770
Income before extraordinary items$-276,0006,763
Extraordinary gains, net$019
Net income$-276,0006,763
Minority interest net income$084
Net income of bank and minority interests.$-276,0006,763
Net charge-offs$-255,0007,180
Cash dividends$03,576
Sale, conversion, retirement of capital stock, net$168,000291
Net operating income$-422,0006,788
2012-03-31 (YTD Data)Rank
Total interest income$1,138,0004,700
Total interest expense$226,0004,169
Net interest income$912,0004,772
Provision for loan and lease losses$16,0004,580
Total noninterest income$116,0004,688
Gross Fiduciary activities income$01,204
Service charges on deposit accounts$28,0005,334
Trading account gains and fees$0148
Additional Noninterest Income$88,0003,889
Total noninterest expense$1,318,0003,389
Salaries and employee benefits$316,0005,374
Premises and equipment expense$99,0004,418
Additional noninterest expense$903,0001,834
Pre-tax net operating income$-306,0006,944
Securities gains (losses)$146,000729
Applicable income taxes$04,704
Income before extraordinary items$-160,0006,878
Extraordinary gains, net$019
Net income$-160,0006,879
Minority interest net income$078
Net income of bank and minority interests.$-160,0006,879
Net charge-offs$45,0003,095
Cash dividends$02,768
Sale, conversion, retirement of capital stock, net$68,000270
Net operating income$-306,0006,958
2011-12-31 (YTD Data)Rank
Total interest income$5,172,0004,482
Total interest expense$1,225,0003,910
Net interest income$3,947,0004,566
Provision for loan and lease losses$2,841,0001,248
Total noninterest income$567,0004,182
Gross Fiduciary activities income$01,311
Service charges on deposit accounts$118,0005,283
Trading account gains and fees$0146
Additional Noninterest Income$449,0003,271
Total noninterest expense$6,192,0002,985
Salaries and employee benefits$1,367,0005,193
Premises and equipment expense$446,0004,318
Additional noninterest expense$4,379,0001,558
Pre-tax net operating income$-4,519,0007,028
Securities gains (losses)$310,0001,112
Applicable income taxes$04,719
Income before extraordinary items$-4,209,0007,029
Extraordinary gains, net$029
Net income$-4,209,0007,030
Minority interest net income$096
Net income of bank and minority interests.$-4,209,0007,030
Net charge-offs$2,746,0001,271
Cash dividends$04,207
Sale, conversion, retirement of capital stock, net$4,0001,061
Net operating income$-4,519,0007,038
2011-09-30 (YTD Data)Rank
Total interest income$3,965,0004,462
Total interest expense$981,0003,873
Net interest income$2,984,0004,577
Provision for loan and lease losses$2,227,0001,157
Total noninterest income$416,0004,243
Gross Fiduciary activities income$01,257
Service charges on deposit accounts$89,0005,299
Trading account gains and fees$0145
Additional Noninterest Income$327,0003,350
Total noninterest expense$4,602,0002,999
Salaries and employee benefits$1,023,0005,208
Premises and equipment expense$348,0004,267
Additional noninterest expense$3,231,0001,581
Pre-tax net operating income$-3,429,0007,139
Securities gains (losses)$215,0001,157
Applicable income taxes$04,740
Income before extraordinary items$-3,214,0007,166
Extraordinary gains, net$021
Net income$-3,214,0007,166
Minority interest net income$087
Net income of bank and minority interests.$-3,214,0007,167
Net charge-offs$2,110,0001,174
Cash dividends$03,617
Sale, conversion, retirement of capital stock, net$5,000973
Net operating income$-3,429,0007,172
2011-06-30 (YTD Data)Rank
Total interest income$2,710,0004,437
Total interest expense$716,0003,755
Net interest income$1,994,0004,591
Provision for loan and lease losses$1,821,000984
Total noninterest income$285,0004,205
Gross Fiduciary activities income$01,239
Service charges on deposit accounts$58,0005,319
Trading account gains and fees$0153
Additional Noninterest Income$227,0003,299
Total noninterest expense$2,648,0003,433
Salaries and employee benefits$686,0005,238
Premises and equipment expense$232,0004,311
Additional noninterest expense$1,730,0001,974
Pre-tax net operating income$-2,190,0007,195
Securities gains (losses)$20,0002,091
Applicable income taxes$04,697
Income before extraordinary items$-2,170,0007,226
Extraordinary gains, net$015
Net income$-2,170,0007,227
Minority interest net income$089
Net income of bank and minority interests.$-2,170,0007,227
Net charge-offs$733,0001,754
Cash dividends$03,374
Sale, conversion, retirement of capital stock, net$4,000914
Net operating income$-2,190,0007,217
2011-03-31 (YTD Data)Rank
Total interest income$1,347,0004,476
Total interest expense$381,0003,711
Net interest income$966,0004,671
Provision for loan and lease losses$1,738,000581
Total noninterest income$185,0003,749
Gross Fiduciary activities income$01,199
Service charges on deposit accounts$26,0005,445
Trading account gains and fees$0158
Additional Noninterest Income$159,0002,799
Total noninterest expense$1,282,0003,508
Salaries and employee benefits$343,0005,275
Premises and equipment expense$117,0004,338
Additional noninterest expense$822,0002,051
Pre-tax net operating income$-1,869,0007,384
Securities gains (losses)$01,772
Applicable income taxes$04,545
Income before extraordinary items$-1,869,0007,396
Extraordinary gains, net$09
Net income$-1,869,0007,396
Minority interest net income$086
Net income of bank and minority interests.$-1,869,0007,396
Net charge-offs$543,0001,267
Cash dividends$02,576
Sale, conversion, retirement of capital stock, net$1,000891
Net operating income$-1,869,0007,394
2010-12-31 (YTD Data)Rank
Total interest income$5,696,0004,464
Total interest expense$1,840,0003,776
Net interest income$3,856,0004,678
Provision for loan and lease losses$6,369,000942
Total noninterest income$500,0004,568
Gross Fiduciary activities income$01,380
Service charges on deposit accounts$122,0005,235
Trading account gains and fees$0175
Additional Noninterest Income$378,0003,612
Total noninterest expense$3,768,0004,376
Salaries and employee benefits$1,411,0005,225
Premises and equipment expense$451,0004,456
Additional noninterest expense$1,906,0003,384
Pre-tax net operating income$-5,781,0007,169
Securities gains (losses)$1,438,000355
Applicable income taxes$04,655
Income before extraordinary items$-4,343,0007,131
Extraordinary gains, net$029
Net income$-4,343,0007,131
Minority interest net income$0111
Net income of bank and minority interests.$-4,343,0007,131
Net charge-offs$5,719,000912
Cash dividends$04,193
Sale, conversion, retirement of capital stock, net$7,0001,178
Net operating income$-5,781,0007,204
2010-09-30 (YTD Data)Rank
Total interest income$4,311,0004,524
Total interest expense$1,400,0003,874
Net interest income$2,911,0004,725
Provision for loan and lease losses$6,102,000747
Total noninterest income$329,0004,885
Gross Fiduciary activities income$01,319
Service charges on deposit accounts$91,0005,306
Trading account gains and fees$0165
Additional Noninterest Income$238,0003,909
Total noninterest expense$2,651,0004,582
Salaries and employee benefits$1,056,0005,273
Premises and equipment expense$338,0004,522
Additional noninterest expense$1,257,0003,694
Pre-tax net operating income$-5,513,0007,398
Securities gains (losses)$1,438,000305
Applicable income taxes$04,726
Income before extraordinary items$-4,075,0007,365
Extraordinary gains, net$023
Net income$-4,075,0007,365
Minority interest net income$0110
Net income of bank and minority interests.$-4,075,0007,366
Net charge-offs$5,689,000712
Cash dividends$03,702
Sale, conversion, retirement of capital stock, net$6,0001,090
Net operating income$-5,513,0007,426
2010-06-30 (YTD Data)Rank
Total interest income$2,993,0004,454
Total interest expense$943,0003,952
Net interest income$2,050,0004,576
Provision for loan and lease losses$4,925,000643
Total noninterest income$183,0005,170
Gross Fiduciary activities income$01,300
Service charges on deposit accounts$62,0005,299
Trading account gains and fees$0152
Additional Noninterest Income$121,0004,331
Total noninterest expense$1,787,0004,564
Salaries and employee benefits$701,0005,313
Premises and equipment expense$224,0004,570
Additional noninterest expense$862,0003,602
Pre-tax net operating income$-4,479,0007,523
Securities gains (losses)$84,0001,538
Applicable income taxes$04,691
Income before extraordinary items$-4,395,0007,549
Extraordinary gains, net$019
Net income$-4,395,0007,549
Minority interest net income$0105
Net income of bank and minority interests.$-4,395,0007,549
Net charge-offs$4,708,000599
Cash dividends$03,476
Sale, conversion, retirement of capital stock, net$4,0001,022
Net operating income$-4,479,0007,549
2010-03-31 (YTD Data)Rank
Total interest income$1,535,0004,431
Total interest expense$487,0004,008
Net interest income$1,048,0004,535
Provision for loan and lease losses$4,846,000393
Total noninterest income$89,0005,244
Gross Fiduciary activities income$01,246
Service charges on deposit accounts$32,0005,262
Trading account gains and fees$0175
Additional Noninterest Income$57,0004,465
Total noninterest expense$848,0004,747
Salaries and employee benefits$348,0005,385
Premises and equipment expense$112,0004,636
Additional noninterest expense$388,0003,869
Pre-tax net operating income$-4,557,0007,750
Securities gains (losses)$20,0001,521
Applicable income taxes$04,611
Income before extraordinary items$-4,537,0007,776
Extraordinary gains, net$016
Net income$-4,537,0007,777
Minority interest net income$091
Net income of bank and minority interests.$-4,537,0007,777
Net charge-offs$4,681,000355
Cash dividends$02,646
Sale, conversion, retirement of capital stock, net$3,000953
Net operating income$-4,557,0007,766
2009-12-31 (YTD Data)Rank
Total interest income$6,129,0004,552
Total interest expense$2,230,0004,170
Net interest income$3,899,0004,629
Provision for loan and lease losses$2,173,0002,379
Total noninterest income$454,0004,901
Gross Fiduciary activities income$01,390
Service charges on deposit accounts$124,0005,450
Trading account gains and fees$0211
Additional Noninterest Income$330,0003,848
Total noninterest expense$3,454,0004,760
Salaries and employee benefits$1,582,0005,042
Premises and equipment expense$518,0004,280
Additional noninterest expense$1,354,0004,374
Pre-tax net operating income$-1,274,0006,362
Securities gains (losses)$200,0001,552
Applicable income taxes$04,388
Income before extraordinary items$-1,074,0006,394
Extraordinary gains, net$034
Net income$-1,074,0006,395
Minority interest net income$0115
Net income of bank and minority interests.$-1,074,0006,395
Net charge-offs$2,768,0001,686
Cash dividends$04,670
Sale, conversion, retirement of capital stock, net$201,000716
Net operating income$-1,274,0006,486
2009-09-30 (YTD Data)Rank
Total interest income$4,562,0004,627
Total interest expense$1,655,0004,321
Net interest income$2,907,0004,676
Provision for loan and lease losses$1,972,0001,925
Total noninterest income$319,0005,088
Gross Fiduciary activities income$01,353
Service charges on deposit accounts$89,0005,547
Trading account gains and fees$0212
Additional Noninterest Income$230,0004,050
Total noninterest expense$2,618,0004,736
Salaries and employee benefits$1,233,0004,967
Premises and equipment expense$389,0004,327
Additional noninterest expense$996,0004,402
Pre-tax net operating income$-1,364,0006,814
Securities gains (losses)$36,0002,456
Applicable income taxes$04,592
Income before extraordinary items$-1,328,0006,920
Extraordinary gains, net$027
Net income$-1,328,0006,922
Minority interest net income$0118
Net income of bank and minority interests.$-1,328,0006,922
Net charge-offs$2,742,0001,241
Cash dividends$04,191
Sale, conversion, retirement of capital stock, net$199,000582
Net operating income$-1,364,0006,922
2009-06-30 (YTD Data)Rank
Total interest income$2,967,0004,740
Total interest expense$1,084,0004,493
Net interest income$1,883,0004,753
Provision for loan and lease losses$1,274,0001,787
Total noninterest income$243,0004,861
Gross Fiduciary activities income$01,340
Service charges on deposit accounts$56,0005,635
Trading account gains and fees$0193
Additional Noninterest Income$187,0003,748
Total noninterest expense$1,782,0004,720
Salaries and employee benefits$830,0004,986
Premises and equipment expense$263,0004,316
Additional noninterest expense$689,0004,312
Pre-tax net operating income$-930,0006,978
Securities gains (losses)$03,136
Applicable income taxes$04,657
Income before extraordinary items$-930,0007,118
Extraordinary gains, net$021
Net income$-930,0007,118
Minority interest net income$0112
Net income of bank and minority interests.$-930,0007,118
Net charge-offs$1,431,0001,375
Cash dividends$03,983
Sale, conversion, retirement of capital stock, net$137,000544
Net operating income$-930,0007,096
2009-03-31 (YTD Data)Rank
Total interest income$1,428,0004,898
Total interest expense$526,0004,705
Net interest income$902,0004,874
Provision for loan and lease losses$1,225,0001,039
Total noninterest income$101,0005,194
Gross Fiduciary activities income$01,285
Service charges on deposit accounts$27,0005,653
Trading account gains and fees$0171
Additional Noninterest Income$74,0004,148
Total noninterest expense$870,0004,711
Salaries and employee benefits$421,0004,992
Premises and equipment expense$138,0004,229
Additional noninterest expense$311,0004,292
Pre-tax net operating income$-1,092,0007,657
Securities gains (losses)$02,434
Applicable income taxes$04,835
Income before extraordinary items$-1,092,0007,727
Extraordinary gains, net$015
Net income$-1,092,0007,730
Minority interest net income$0102
Net income of bank and minority interests.$-1,092,0007,729
Net charge-offs$1,407,000772
Cash dividends$03,051
Sale, conversion, retirement of capital stock, net$68,000432
Net operating income$-1,092,0007,723
2008-12-31 (YTD Data)Rank
Total interest income$5,833,0005,017
Total interest expense$2,512,0004,732
Net interest income$3,321,0005,117
Provision for loan and lease losses$1,520,0002,140
Total noninterest income$272,0005,989
Gross Fiduciary activities income$01,441
Service charges on deposit accounts$55,0006,556
Trading account gains and fees$0154
Additional Noninterest Income$217,0004,704
Total noninterest expense$3,193,0004,915
Salaries and employee benefits$1,585,0005,160
Premises and equipment expense$537,0004,276
Additional noninterest expense$1,071,0004,621
Pre-tax net operating income$-1,120,0007,070
Securities gains (losses)$37,0001,803
Applicable income taxes$04,979
Income before extraordinary items$-1,083,0007,032
Extraordinary gains, net$039
Net income$-1,083,0007,035
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$26,0006,109
Cash dividends$05,455
Sale, conversion, retirement of capital stock, net$270,000694
Net operating income$-1,120,0007,169
2008-09-30 (YTD Data)Rank
Total interest income$4,345,0005,113
Total interest expense$1,897,0004,826
Net interest income$2,448,0005,211
Provision for loan and lease losses$248,0003,868
Total noninterest income$200,0006,112
Gross Fiduciary activities income$01,405
Service charges on deposit accounts$38,0006,673
Trading account gains and fees$0148
Additional Noninterest Income$162,0004,825
Total noninterest expense$2,363,0004,939
Salaries and employee benefits$1,173,0005,242
Premises and equipment expense$407,0004,264
Additional noninterest expense$783,0004,609
Pre-tax net operating income$37,0006,622
Securities gains (losses)$24,0001,901
Applicable income taxes$05,372
Income before extraordinary items$61,0006,357
Extraordinary gains, net$031
Net income$61,0006,355
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0006,427
Cash dividends$04,937
Sale, conversion, retirement of capital stock, net$202,000572
Net operating income$37,0006,623
2008-06-30 (YTD Data)Rank
Total interest income$2,823,0005,261
Total interest expense$1,263,0004,977
Net interest income$1,560,0005,353
Provision for loan and lease losses$193,0003,216
Total noninterest income$149,0005,993
Gross Fiduciary activities income$01,395
Service charges on deposit accounts$22,0006,802
Trading account gains and fees$0149
Additional Noninterest Income$127,0004,612
Total noninterest expense$1,583,0004,954
Salaries and employee benefits$782,0005,292
Premises and equipment expense$274,0004,247
Additional noninterest expense$527,0004,579
Pre-tax net operating income$-67,0007,127
Securities gains (losses)$15,0002,228
Applicable income taxes$05,627
Income before extraordinary items$-52,0007,155
Extraordinary gains, net$021
Net income$-52,0007,155
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0005,853
Cash dividends$04,733
Sale, conversion, retirement of capital stock, net$137,000499
Net operating income$-67,0007,159
2008-03-31 (YTD Data)Rank
Total interest income$1,365,0005,445
Total interest expense$624,0005,175
Net interest income$741,0005,515
Provision for loan and lease losses$133,0002,332
Total noninterest income$70,0006,116
Gross Fiduciary activities income$01,326
Service charges on deposit accounts$10,0006,870
Trading account gains and fees$0158
Additional Noninterest Income$60,0004,693
Total noninterest expense$797,0004,942
Salaries and employee benefits$395,0005,278
Premises and equipment expense$140,0004,199
Additional noninterest expense$262,0004,543
Pre-tax net operating income$-119,0007,616
Securities gains (losses)$02,688
Applicable income taxes$05,622
Income before extraordinary items$-119,0007,706
Extraordinary gains, net$015
Net income$-119,0007,705
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$1,0004,796
Cash dividends$03,705
Sale, conversion, retirement of capital stock, net$73,000388
Net operating income$-119,0007,663
2007-12-31 (YTD Data)Rank
Total interest income$4,025,0006,214
Total interest expense$1,853,0005,998
Net interest income$2,172,0006,325
Provision for loan and lease losses$672,0001,904
Total noninterest income$141,0007,209
Gross Fiduciary activities income$01,498
Service charges on deposit accounts$20,0007,148
Trading account gains and fees$0178
Additional Noninterest Income$121,0005,921
Total noninterest expense$2,806,0005,215
Salaries and employee benefits$1,536,0005,231
Premises and equipment expense$467,0004,566
Additional noninterest expense$803,0005,332
Pre-tax net operating income$-1,165,0008,101
Securities gains (losses)$1,0001,983
Applicable income taxes$06,070
Income before extraordinary items$-1,164,0008,151
Extraordinary gains, net$039
Net income$-1,164,0008,147
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,600
Cash dividends$05,817
Sale, conversion, retirement of capital stock, net$392,000587
Net operating income$-1,165,0008,142
2007-09-30 (YTD Data)Rank
Total interest income$2,767,0006,437
Total interest expense$1,289,0006,193
Net interest income$1,478,0006,571
Provision for loan and lease losses$510,0001,545
Total noninterest income$102,0007,302
Gross Fiduciary activities income$01,458
Service charges on deposit accounts$12,0007,242
Trading account gains and fees$0184
Additional Noninterest Income$90,0005,978
Total noninterest expense$2,054,0005,273
Salaries and employee benefits$1,148,0005,232
Premises and equipment expense$328,0004,748
Additional noninterest expense$578,0005,417
Pre-tax net operating income$-984,0008,290
Securities gains (losses)$1,0001,492
Applicable income taxes$06,220
Income before extraordinary items$-983,0008,326
Extraordinary gains, net$033
Net income$-983,0008,324
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,076
Cash dividends$05,179
Sale, conversion, retirement of capital stock, net$326,000488
Net operating income$-984,0008,319
2007-06-30 (YTD Data)Rank
Total interest income$1,647,0006,726
Total interest expense$788,0006,391
Net interest income$859,0006,935
Provision for loan and lease losses$329,0001,444
Total noninterest income$76,0007,191
Gross Fiduciary activities income$01,429
Service charges on deposit accounts$6,0007,346
Trading account gains and fees$0168
Additional Noninterest Income$70,0005,737
Total noninterest expense$1,346,0005,366
Salaries and employee benefits$764,0005,277
Premises and equipment expense$191,0005,166
Additional noninterest expense$391,0005,374
Pre-tax net operating income$-740,0008,387
Securities gains (losses)$01,444
Applicable income taxes$06,265
Income before extraordinary items$-740,0008,420
Extraordinary gains, net$029
Net income$-740,0008,418
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,517
Cash dividends$04,977
Sale, conversion, retirement of capital stock, net$155,000505
Net operating income$-740,0008,408
2007-03-31 (YTD Data)Rank
Total interest income$696,0007,089
Total interest expense$331,0006,755
Net interest income$365,0007,313
Provision for loan and lease losses$140,0001,574
Total noninterest income$39,0007,151
Gross Fiduciary activities income$01,355
Service charges on deposit accounts$2,0007,430
Trading account gains and fees$0195
Additional Noninterest Income$37,0005,638
Total noninterest expense$691,0005,298
Salaries and employee benefits$389,0005,267
Premises and equipment expense$94,0005,233
Additional noninterest expense$208,0005,141
Pre-tax net operating income$-427,0008,488
Securities gains (losses)$01,187
Applicable income taxes$06,196
Income before extraordinary items$-427,0008,508
Extraordinary gains, net$022
Net income$-427,0008,506
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$04,509
Cash dividends$03,942
Sale, conversion, retirement of capital stock, net$64,000438
Net operating income$-427,0008,501
2006-12-31 (YTD Data)Rank
Total interest income$756,0008,422
Total interest expense$128,0008,506
Net interest income$628,0008,286
Provision for loan and lease losses$116,0004,545
Total noninterest income$17,0008,435
Gross Fiduciary activities income$01,523
Service charges on deposit accounts$2,0007,567
Trading account gains and fees$0130
Additional Noninterest Income$15,0008,126
Total noninterest expense$2,327,0005,707
Salaries and employee benefits$1,014,0006,380
Premises and equipment expense$146,0007,306
Additional noninterest expense$1,167,0004,025
Pre-tax net operating income$-1,798,0008,559
Securities gains (losses)$01,687
Applicable income taxes$06,600
Income before extraordinary items$-1,798,0008,580
Extraordinary gains, net$051
Net income$-1,798,0008,580
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$06,377
Cash dividends$05,941
Sale, conversion, retirement of capital stock, net$21,659,00070
Net operating income$-1,798,0008,569
2006-09-30 (YTD Data)Rank
Total interest income$349,0008,617
Total interest expense$22,0008,664
Net interest income$327,0008,533
Provision for loan and lease losses$13,0006,263
Total noninterest income$08,684
Gross Fiduciary activities income$01,468
Service charges on deposit accounts$07,682
Trading account gains and fees$0126
Additional Noninterest Income$08,609
Total noninterest expense$1,638,0005,890
Salaries and employee benefits$626,0006,845
Premises and equipment expense$76,0007,815
Additional noninterest expense$936,0003,812
Pre-tax net operating income$-1,324,0008,640
Securities gains (losses)$01,388
Applicable income taxes$06,687
Income before extraordinary items$-1,324,0008,653
Extraordinary gains, net$045
Net income$-1,324,0008,653
Minority interest net incomeNANA
Net income of bank and minority interests.NANA
Net charge-offs$05,858
Cash dividends$05,292
Sale, conversion, retirement of capital stock, net$21,565,00047
Net operating income$-1,324,0008,647

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.