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Town Bank, Net charge- offs to loans

2023-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0763%1,103
Percentage Net Loans Charged-off: Total real estate loans-0.0136%4,083
Percentage Net Loans Charged-off:Construction & development0.0000%239
Percentage Net Loans Charged-off: Commercial real estate-0.0254%4,335
Percentage Net Loans Charged-off: Multi-family residential0.0000%66
Percentage Net Loans Charged-off: 1-4 family residential-0.0171%4,085
Percentage Net Loans Charged-off: Home equity loans-0.1069%4,455
All other 1-4 family - Percent of loans charged-off, net-0.0057%3,843
Percentage Net Loans Charged-off: Commercial and industrial0.2130%905
Percentage Net Loans Charged-off: Loans to individuals0.0012%2,789
Percentage Net Loans Charged-off: Credit card loans0.0000%531
Percentage Net Loans Charged-off: Other loans to individual0.0012%2,706
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%72
2023-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0871%866
Percentage Net Loans Charged-off: Total real estate loans-0.0152%4,141
Percentage Net Loans Charged-off:Construction & development0.0000%172
Percentage Net Loans Charged-off: Commercial real estate-0.0340%4,404
Percentage Net Loans Charged-off: Multi-family residential0.0000%48
Percentage Net Loans Charged-off: 1-4 family residential-0.0124%4,014
Percentage Net Loans Charged-off: Home equity loans-0.1060%4,490
All other 1-4 family - Percent of loans charged-off, net0.0000%600
Percentage Net Loans Charged-off: Commercial and industrial0.2475%640
Percentage Net Loans Charged-off: Loans to individuals0.0016%2,551
Percentage Net Loans Charged-off: Credit card loans0.0000%458
Percentage Net Loans Charged-off: Other loans to individual0.0016%2,482
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%69
2023-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0830%766
Percentage Net Loans Charged-off: Total real estate loans-0.0212%4,282
Percentage Net Loans Charged-off:Construction & development0.0000%127
Percentage Net Loans Charged-off: Commercial real estate-0.0508%4,488
Percentage Net Loans Charged-off: Multi-family residential0.0000%29
Percentage Net Loans Charged-off: 1-4 family residential-0.0126%4,056
Percentage Net Loans Charged-off: Home equity loans-0.1056%4,509
All other 1-4 family - Percent of loans charged-off, net0.0000%481
Percentage Net Loans Charged-off: Commercial and industrial0.2478%579
Percentage Net Loans Charged-off: Loans to individuals0.0006%2,349
Percentage Net Loans Charged-off: Credit card loans0.0000%451
Percentage Net Loans Charged-off: Other loans to individual0.0006%2,267
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%63
2023-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0168%1,349
Percentage Net Loans Charged-off: Total real estate loans-0.0397%4,469
Percentage Net Loans Charged-off:Construction & development0.0000%62
Percentage Net Loans Charged-off: Commercial real estate-0.1008%4,591
Percentage Net Loans Charged-off: Multi-family residential0.0000%18
Percentage Net Loans Charged-off: 1-4 family residential-0.0140%4,160
Percentage Net Loans Charged-off: Home equity loans-0.1159%4,609
All other 1-4 family - Percent of loans charged-off, net0.0000%332
Percentage Net Loans Charged-off: Commercial and industrial0.0821%577
Percentage Net Loans Charged-off: Loans to individuals0.0000%1,892
Percentage Net Loans Charged-off: Credit card loans0.0000%346
Percentage Net Loans Charged-off: Other loans to individual0.0000%1,811
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%12
2022-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0147%1,835
Percentage Net Loans Charged-off: Total real estate loans-0.0075%3,722
Percentage Net Loans Charged-off:Construction & development0.0000%172
Percentage Net Loans Charged-off: Commercial real estate-0.0024%3,976
Percentage Net Loans Charged-off: Multi-family residential0.0000%64
Percentage Net Loans Charged-off: 1-4 family residential-0.0265%4,152
Percentage Net Loans Charged-off: Home equity loans-0.1136%4,567
All other 1-4 family - Percent of loans charged-off, net-0.0120%3,936
Percentage Net Loans Charged-off: Commercial and industrial0.0463%1,062
Percentage Net Loans Charged-off: Loans to individuals0.0006%2,664
Percentage Net Loans Charged-off: Credit card loans0.0000%495
Percentage Net Loans Charged-off: Other loans to individual0.0006%2,574
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2022-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0169%1,510
Percentage Net Loans Charged-off: Total real estate loans-0.0089%3,779
Percentage Net Loans Charged-off:Construction & development0.0000%133
Percentage Net Loans Charged-off: Commercial real estate-0.0032%4,049
Percentage Net Loans Charged-off: Multi-family residential0.0000%47
Percentage Net Loans Charged-off: 1-4 family residential-0.0319%4,225
Percentage Net Loans Charged-off: Home equity loans-0.1158%4,589
All other 1-4 family - Percent of loans charged-off, net-0.0170%4,056
Percentage Net Loans Charged-off: Commercial and industrial0.0431%848
Percentage Net Loans Charged-off: Loans to individuals0.0006%2,428
Percentage Net Loans Charged-off: Credit card loans0.0000%459
Percentage Net Loans Charged-off: Other loans to individual0.0006%2,347
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2022-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0192%1,354
Percentage Net Loans Charged-off: Total real estate loans0.0045%594
Percentage Net Loans Charged-off:Construction & development0.0000%94
Percentage Net Loans Charged-off: Commercial real estate0.0014%281
Percentage Net Loans Charged-off: Multi-family residential0.0000%33
Percentage Net Loans Charged-off: 1-4 family residential0.0168%380
Percentage Net Loans Charged-off: Home equity loans-0.1135%3,415
All other 1-4 family - Percent of loans charged-off, net0.0415%262
Percentage Net Loans Charged-off: Commercial and industrial0.0451%718
Percentage Net Loans Charged-off: Loans to individuals0.0012%2,181
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0012%2,086
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2022-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0161%1,213
Percentage Net Loans Charged-off: Total real estate loans0.0139%360
Percentage Net Loans Charged-off:Construction & development0.0000%61
Percentage Net Loans Charged-off: Commercial real estate0.0042%186
Percentage Net Loans Charged-off: Multi-family residential0.0000%23
Percentage Net Loans Charged-off: 1-4 family residential0.0542%179
Percentage Net Loans Charged-off: Home equity loans-0.1248%3,442
All other 1-4 family - Percent of loans charged-off, net0.0897%138
Percentage Net Loans Charged-off: Commercial and industrial0.0294%539
Percentage Net Loans Charged-off: Loans to individuals0.0013%1,818
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0013%1,730
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%16
2021-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0238%1,768
Percentage Net Loans Charged-off: Total real estate loans-0.0066%3,644
Percentage Net Loans Charged-off:Construction & development0.0000%225
Percentage Net Loans Charged-off: Commercial real estate-0.0014%3,952
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential-0.0260%4,027
Percentage Net Loans Charged-off: Home equity loans-0.0963%3,434
All other 1-4 family - Percent of loans charged-off, net-0.0097%3,748
Percentage Net Loans Charged-off: Commercial and industrial0.0645%1,074
Percentage Net Loans Charged-off: Loans to individuals0.0014%2,542
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0014%2,443
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%29
2021-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0161%1,752
Percentage Net Loans Charged-off: Total real estate loans-0.0068%3,699
Percentage Net Loans Charged-off:Construction & development0.0000%194
Percentage Net Loans Charged-off: Commercial real estate-0.0005%3,985
Percentage Net Loans Charged-off: Multi-family residential0.0000%77
Percentage Net Loans Charged-off: 1-4 family residential-0.0284%4,126
Percentage Net Loans Charged-off: Home equity loans-0.0936%3,493
All other 1-4 family - Percent of loans charged-off, net-0.0127%3,911
Percentage Net Loans Charged-off: Commercial and industrial0.0423%999
Percentage Net Loans Charged-off: Loans to individuals0.0019%2,285
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0019%2,191
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%24
2021-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0192%1,555
Percentage Net Loans Charged-off: Total real estate loans-0.0083%3,860
Percentage Net Loans Charged-off:Construction & development0.0000%159
Percentage Net Loans Charged-off: Commercial real estate0.0000%544
Percentage Net Loans Charged-off: Multi-family residential0.0000%57
Percentage Net Loans Charged-off: 1-4 family residential-0.0346%4,257
Percentage Net Loans Charged-off: Home equity loans-0.0857%3,507
All other 1-4 family - Percent of loans charged-off, net-0.0217%4,133
Percentage Net Loans Charged-off: Commercial and industrial0.0503%839
Percentage Net Loans Charged-off: Loans to individuals0.0014%1,998
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0014%1,885
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2021-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0362%1,114
Percentage Net Loans Charged-off: Total real estate loans-0.0127%4,118
Percentage Net Loans Charged-off:Construction & development0.0000%118
Percentage Net Loans Charged-off: Commercial real estate0.0000%349
Percentage Net Loans Charged-off: Multi-family residential0.0000%31
Percentage Net Loans Charged-off: 1-4 family residential-0.0526%4,480
Percentage Net Loans Charged-off: Home equity loans-0.0873%3,567
All other 1-4 family - Percent of loans charged-off, net-0.0434%4,442
Percentage Net Loans Charged-off: Commercial and industrial0.0779%589
Percentage Net Loans Charged-off: Loans to individuals0.0022%1,664
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0022%1,561
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%17
2020-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0032%4,046
Percentage Net Loans Charged-off: Total real estate loans-0.0894%4,770
Percentage Net Loans Charged-off:Construction & development-0.6862%4,554
Percentage Net Loans Charged-off: Commercial real estate0.0151%900
Percentage Net Loans Charged-off: Multi-family residential-0.0332%4,026
Percentage Net Loans Charged-off: 1-4 family residential-0.0784%4,647
Percentage Net Loans Charged-off: Home equity loans-0.0776%3,574
All other 1-4 family - Percent of loans charged-off, net-0.0786%4,654
Percentage Net Loans Charged-off: Commercial and industrial0.0755%1,573
Percentage Net Loans Charged-off: Loans to individuals0.0018%2,982
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0018%2,887
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%41
2020-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0227%2,395
Percentage Net Loans Charged-off: Total real estate loans-0.0242%4,474
Percentage Net Loans Charged-off:Construction & development0.0000%273
Percentage Net Loans Charged-off: Commercial real estate0.0204%658
Percentage Net Loans Charged-off: Multi-family residential-0.0450%4,047
Percentage Net Loans Charged-off: 1-4 family residential-0.0989%4,721
Percentage Net Loans Charged-off: Home equity loans-0.0780%3,593
All other 1-4 family - Percent of loans charged-off, net-0.1045%4,735
Percentage Net Loans Charged-off: Commercial and industrial0.0860%1,299
Percentage Net Loans Charged-off: Loans to individuals0.0021%2,807
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0021%2,711
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2020-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0280%2,155
Percentage Net Loans Charged-off: Total real estate loans-0.0341%4,613
Percentage Net Loans Charged-off:Construction & development0.0000%191
Percentage Net Loans Charged-off: Commercial real estate0.0310%499
Percentage Net Loans Charged-off: Multi-family residential-0.0689%4,075
Percentage Net Loans Charged-off: 1-4 family residential-0.1368%4,805
Percentage Net Loans Charged-off: Home equity loans-0.0736%3,605
All other 1-4 family - Percent of loans charged-off, net-0.1537%4,817
Percentage Net Loans Charged-off: Commercial and industrial0.1185%1,069
Percentage Net Loans Charged-off: Loans to individuals0.0028%2,619
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0028%2,520
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2020-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0212%1,945
Percentage Net Loans Charged-off: Total real estate loans0.0190%809
Percentage Net Loans Charged-off:Construction & development0.0000%120
Percentage Net Loans Charged-off: Commercial real estate0.0646%285
Percentage Net Loans Charged-off: Multi-family residential0.0000%26
Percentage Net Loans Charged-off: 1-4 family residential-0.0239%4,413
Percentage Net Loans Charged-off: Home equity loans-0.0727%3,626
All other 1-4 family - Percent of loans charged-off, net-0.0110%4,207
Percentage Net Loans Charged-off: Commercial and industrial0.0381%988
Percentage Net Loans Charged-off: Loans to individuals0.0032%2,287
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0032%2,201
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2019-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0782%1,980
Percentage Net Loans Charged-off: Total real estate loans0.0003%2,233
Percentage Net Loans Charged-off:Construction & development0.0000%402
Percentage Net Loans Charged-off: Commercial real estate-0.0007%4,246
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential-0.0113%4,255
Percentage Net Loans Charged-off: Home equity loans-0.0738%3,677
All other 1-4 family - Percent of loans charged-off, net0.0095%1,557
Percentage Net Loans Charged-off: Commercial and industrial0.2671%1,265
Percentage Net Loans Charged-off: Loans to individuals0.0025%3,319
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0025%3,221
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%45
2019-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0393%2,301
Percentage Net Loans Charged-off: Total real estate loans-0.0019%3,834
Percentage Net Loans Charged-off:Construction & development0.0000%304
Percentage Net Loans Charged-off: Commercial real estate-0.0009%4,300
Percentage Net Loans Charged-off: Multi-family residential0.0000%91
Percentage Net Loans Charged-off: 1-4 family residential-0.0253%4,551
Percentage Net Loans Charged-off: Home equity loans-0.0625%3,705
All other 1-4 family - Percent of loans charged-off, net-0.0122%4,326
Percentage Net Loans Charged-off: Commercial and industrial0.1359%1,353
Percentage Net Loans Charged-off: Loans to individuals0.0028%3,126
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0028%3,015
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%40
2019-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0497%1,937
Percentage Net Loans Charged-off: Total real estate loans-0.0003%3,684
Percentage Net Loans Charged-off:Construction & development0.0000%234
Percentage Net Loans Charged-off: Commercial real estate-0.0014%4,396
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential-0.0280%4,600
Percentage Net Loans Charged-off: Home equity loans-0.0691%3,746
All other 1-4 family - Percent of loans charged-off, net-0.0123%4,363
Percentage Net Loans Charged-off: Commercial and industrial0.1756%1,055
Percentage Net Loans Charged-off: Loans to individuals0.0029%2,813
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0029%2,706
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%27
2019-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0593%1,447
Percentage Net Loans Charged-off: Total real estate loans-0.0075%4,322
Percentage Net Loans Charged-off:Construction & development0.0000%153
Percentage Net Loans Charged-off: Commercial real estate-0.0014%4,542
Percentage Net Loans Charged-off: Multi-family residential0.0000%46
Percentage Net Loans Charged-off: 1-4 family residential-0.0314%4,724
Percentage Net Loans Charged-off: Home equity loans-0.0706%3,799
All other 1-4 family - Percent of loans charged-off, net-0.0149%4,504
Percentage Net Loans Charged-off: Commercial and industrial0.2291%685
Percentage Net Loans Charged-off: Loans to individuals0.0033%2,384
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0033%2,277
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2018-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0476%2,482
Percentage Net Loans Charged-off: Total real estate loans0.0200%1,719
Percentage Net Loans Charged-off:Construction & development-0.1457%4,688
Percentage Net Loans Charged-off: Commercial real estate0.0467%748
Percentage Net Loans Charged-off: Multi-family residential0.0342%91
Percentage Net Loans Charged-off: 1-4 family residential0.0439%1,311
Percentage Net Loans Charged-off: Home equity loans-0.0682%3,789
All other 1-4 family - Percent of loans charged-off, net0.0958%782
Percentage Net Loans Charged-off: Commercial and industrial0.1436%1,477
Percentage Net Loans Charged-off: Loans to individuals0.0055%3,368
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0055%3,271
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%40
2018-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0619%1,940
Percentage Net Loans Charged-off: Total real estate loans0.0284%1,292
Percentage Net Loans Charged-off:Construction & development-0.1950%4,777
Percentage Net Loans Charged-off: Commercial real estate0.0616%544
Percentage Net Loans Charged-off: Multi-family residential0.0440%67
Percentage Net Loans Charged-off: 1-4 family residential0.0691%888
Percentage Net Loans Charged-off: Home equity loans-0.0709%3,827
All other 1-4 family - Percent of loans charged-off, net0.1337%540
Percentage Net Loans Charged-off: Commercial and industrial0.1894%1,130
Percentage Net Loans Charged-off: Loans to individuals0.0057%3,119
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0057%3,016
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2018-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0820%1,507
Percentage Net Loans Charged-off: Total real estate loans0.0460%902
Percentage Net Loans Charged-off:Construction & development-0.3075%4,880
Percentage Net Loans Charged-off: Commercial real estate0.0925%371
Percentage Net Loans Charged-off: Multi-family residential0.0625%53
Percentage Net Loans Charged-off: 1-4 family residential0.1224%545
Percentage Net Loans Charged-off: Home equity loans-0.0706%3,863
All other 1-4 family - Percent of loans charged-off, net0.2090%334
Percentage Net Loans Charged-off: Commercial and industrial0.2432%874
Percentage Net Loans Charged-off: Loans to individuals0.0056%2,849
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0056%2,739
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%32
2018-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1176%1,076
Percentage Net Loans Charged-off: Total real estate loans0.1544%342
Percentage Net Loans Charged-off:Construction & development-0.0513%4,715
Percentage Net Loans Charged-off: Commercial real estate0.1853%190
Percentage Net Loans Charged-off: Multi-family residential0.1236%23
Percentage Net Loans Charged-off: 1-4 family residential0.2765%240
Percentage Net Loans Charged-off: Home equity loans-0.0745%3,928
All other 1-4 family - Percent of loans charged-off, net0.4337%146
Percentage Net Loans Charged-off: Commercial and industrial0.1845%714
Percentage Net Loans Charged-off: Loans to individuals0.0047%2,409
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0047%2,290
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%19
2017-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0706%2,442
Percentage Net Loans Charged-off: Total real estate loans-0.0139%4,717
Percentage Net Loans Charged-off:Construction & development-0.0537%4,676
Percentage Net Loans Charged-off: Commercial real estate0.0072%1,231
Percentage Net Loans Charged-off: Multi-family residential0.0000%180
Percentage Net Loans Charged-off: 1-4 family residential-0.0561%5,173
Percentage Net Loans Charged-off: Home equity loans-0.2751%4,140
All other 1-4 family - Percent of loans charged-off, net0.0393%1,610
Percentage Net Loans Charged-off: Commercial and industrial0.2962%1,287
Percentage Net Loans Charged-off: Loans to individuals0.0032%3,619
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0032%3,493
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%42
2017-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0395%2,647
Percentage Net Loans Charged-off: Total real estate loans-0.0025%4,203
Percentage Net Loans Charged-off:Construction & development-0.0541%4,722
Percentage Net Loans Charged-off: Commercial real estate0.0439%730
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential-0.0798%5,294
Percentage Net Loans Charged-off: Home equity loans-0.3429%4,184
All other 1-4 family - Percent of loans charged-off, net0.0338%1,532
Percentage Net Loans Charged-off: Commercial and industrial0.1477%1,365
Percentage Net Loans Charged-off: Loans to individuals0.0011%3,379
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0011%3,255
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%38
2017-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0604%2,060
Percentage Net Loans Charged-off: Total real estate loans0.0360%1,346
Percentage Net Loans Charged-off:Construction & development-0.0462%4,734
Percentage Net Loans Charged-off: Commercial real estate0.0730%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%105
Percentage Net Loans Charged-off: 1-4 family residential0.0382%1,360
Percentage Net Loans Charged-off: Home equity loans-0.0773%4,047
All other 1-4 family - Percent of loans charged-off, net0.0877%937
Percentage Net Loans Charged-off: Commercial and industrial0.1510%1,143
Percentage Net Loans Charged-off: Loans to individuals0.0022%3,052
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0022%2,917
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%32
2017-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0441%1,952
Percentage Net Loans Charged-off: Total real estate loans0.0165%1,276
Percentage Net Loans Charged-off:Construction & development-0.0395%4,832
Percentage Net Loans Charged-off: Commercial real estate0.0536%375
Percentage Net Loans Charged-off: Multi-family residential0.0000%65
Percentage Net Loans Charged-off: 1-4 family residential-0.0189%4,885
Percentage Net Loans Charged-off: Home equity loans-0.0635%4,075
All other 1-4 family - Percent of loans charged-off, net0.0000%1,248
Percentage Net Loans Charged-off: Commercial and industrial0.1259%831
Percentage Net Loans Charged-off: Loans to individuals0.0000%2,517
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%2,380
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%25
2016-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0421%3,193
Percentage Net Loans Charged-off: Total real estate loans0.0271%2,223
Percentage Net Loans Charged-off:Construction & development-0.1023%4,925
Percentage Net Loans Charged-off: Commercial real estate-0.0260%5,146
Percentage Net Loans Charged-off: Multi-family residential0.0000%220
Percentage Net Loans Charged-off: 1-4 family residential0.2170%721
Percentage Net Loans Charged-off: Home equity loans0.7823%105
All other 1-4 family - Percent of loans charged-off, net-0.0196%5,123
Percentage Net Loans Charged-off: Commercial and industrial0.0946%1,909
Percentage Net Loans Charged-off: Loans to individuals0.0094%3,692
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0094%3,569
Percentage Net Loans Charged-off: All other loans and lease0.0483%1,337
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%40
2016-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0701%2,313
Percentage Net Loans Charged-off: Total real estate loans0.0564%1,449
Percentage Net Loans Charged-off:Construction & development-0.1262%5,008
Percentage Net Loans Charged-off: Commercial real estate-0.0012%4,722
Percentage Net Loans Charged-off: Multi-family residential0.0000%177
Percentage Net Loans Charged-off: 1-4 family residential0.2974%470
Percentage Net Loans Charged-off: Home equity loans1.0683%74
All other 1-4 family - Percent of loans charged-off, net-0.0248%5,183
Percentage Net Loans Charged-off: Commercial and industrial0.1407%1,434
Percentage Net Loans Charged-off: Loans to individuals0.0131%3,356
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0131%3,224
Percentage Net Loans Charged-off: All other loans and lease0.0419%1,184
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%36
2016-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0894%1,949
Percentage Net Loans Charged-off: Total real estate loans0.1031%1,007
Percentage Net Loans Charged-off:Construction & development-0.1066%5,033
Percentage Net Loans Charged-off: Commercial real estate-0.0013%4,814
Percentage Net Loans Charged-off: Multi-family residential0.0000%148
Percentage Net Loans Charged-off: 1-4 family residential0.4815%284
Percentage Net Loans Charged-off: Home equity loans1.6652%46
All other 1-4 family - Percent of loans charged-off, net-0.0056%4,827
Percentage Net Loans Charged-off: Commercial and industrial0.1213%1,268
Percentage Net Loans Charged-off: Loans to individuals0.0189%3,035
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0189%2,896
Percentage Net Loans Charged-off: All other loans and lease0.0424%1,015
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%24
2016-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0295%2,358
Percentage Net Loans Charged-off: Total real estate loans-0.0157%4,978
Percentage Net Loans Charged-off:Construction & development-0.1167%5,143
Percentage Net Loans Charged-off: Commercial real estate-0.0013%4,935
Percentage Net Loans Charged-off: Multi-family residential0.0000%90
Percentage Net Loans Charged-off: 1-4 family residential-0.0213%5,166
Percentage Net Loans Charged-off: Home equity loans-0.0645%4,200
All other 1-4 family - Percent of loans charged-off, net-0.0037%4,809
Percentage Net Loans Charged-off: Commercial and industrial0.1125%941
Percentage Net Loans Charged-off: Loans to individuals0.0347%2,439
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0347%2,294
Percentage Net Loans Charged-off: All other loans and lease0.0105%915
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%21
2015-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0365%3,487
Percentage Net Loans Charged-off: Total real estate loans-0.0266%5,297
Percentage Net Loans Charged-off:Construction & development-0.2575%5,244
Percentage Net Loans Charged-off: Commercial real estate-0.0010%4,922
Percentage Net Loans Charged-off: Multi-family residential0.0000%287
Percentage Net Loans Charged-off: 1-4 family residential-0.0180%5,378
Percentage Net Loans Charged-off: Home equity loans0.0151%899
All other 1-4 family - Percent of loans charged-off, net-0.0322%5,503
Percentage Net Loans Charged-off: Commercial and industrial0.1559%1,706
Percentage Net Loans Charged-off: Loans to individuals0.0061%3,718
Percentage Net Loans Charged-off: Credit card loans0.0000%747
Percentage Net Loans Charged-off: Other loans to individual0.0061%3,578
Percentage Net Loans Charged-off: All other loans and lease0.1793%885
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%43
2015-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0361%3,188
Percentage Net Loans Charged-off: Total real estate loans-0.0280%5,364
Percentage Net Loans Charged-off:Construction & development-0.2743%5,318
Percentage Net Loans Charged-off: Commercial real estate-0.0004%4,981
Percentage Net Loans Charged-off: Multi-family residential0.0000%241
Percentage Net Loans Charged-off: 1-4 family residential-0.0183%5,378
Percentage Net Loans Charged-off: Home equity loans0.0370%744
All other 1-4 family - Percent of loans charged-off, net-0.0423%5,626
Percentage Net Loans Charged-off: Commercial and industrial0.1530%1,413
Percentage Net Loans Charged-off: Loans to individuals0.0057%3,391
Percentage Net Loans Charged-off: Credit card loans0.0000%684
Percentage Net Loans Charged-off: Other loans to individual0.0057%3,250
Percentage Net Loans Charged-off: All other loans and lease0.2304%738
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%33
2015-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0103%3,551
Percentage Net Loans Charged-off: Total real estate loans-0.0712%5,733
Percentage Net Loans Charged-off:Construction & development-0.3115%5,391
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,187
Percentage Net Loans Charged-off: Multi-family residential0.0000%188
Percentage Net Loans Charged-off: 1-4 family residential-0.2032%6,034
Percentage Net Loans Charged-off: Home equity loans-0.1584%4,486
All other 1-4 family - Percent of loans charged-off, net-0.2232%6,051
Percentage Net Loans Charged-off: Commercial and industrial0.1316%1,275
Percentage Net Loans Charged-off: Loans to individuals0.0055%3,041
Percentage Net Loans Charged-off: Credit card loans0.0000%596
Percentage Net Loans Charged-off: Other loans to individual0.0055%2,901
Percentage Net Loans Charged-off: All other loans and lease0.3601%550
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2015-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0470%5,490
Percentage Net Loans Charged-off: Total real estate loans-0.1248%5,966
Percentage Net Loans Charged-off:Construction & development-0.4212%5,520
Percentage Net Loans Charged-off: Commercial real estate0.0000%786
Percentage Net Loans Charged-off: Multi-family residential0.0000%126
Percentage Net Loans Charged-off: 1-4 family residential-0.4215%6,192
Percentage Net Loans Charged-off: Home equity loans-0.3132%4,586
All other 1-4 family - Percent of loans charged-off, net-0.4726%6,197
Percentage Net Loans Charged-off: Commercial and industrial0.0110%1,134
Percentage Net Loans Charged-off: Loans to individuals0.0023%2,511
Percentage Net Loans Charged-off: Credit card loans0.0000%478
Percentage Net Loans Charged-off: Other loans to individual0.0023%2,381
Percentage Net Loans Charged-off: All other loans and lease0.6773%356
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%23
2014-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1059%2,998
Percentage Net Loans Charged-off: Total real estate loans0.0546%2,937
Percentage Net Loans Charged-off:Construction & development-0.0613%5,179
Percentage Net Loans Charged-off: Commercial real estate0.0066%2,146
Percentage Net Loans Charged-off: Multi-family residential0.1156%316
Percentage Net Loans Charged-off: 1-4 family residential0.1897%1,689
Percentage Net Loans Charged-off: Home equity loans-0.0444%4,488
All other 1-4 family - Percent of loans charged-off, net0.3264%1,047
Percentage Net Loans Charged-off: Commercial and industrial0.2591%1,654
Percentage Net Loans Charged-off: Loans to individuals0.0112%3,895
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0112%3,769
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,537
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%54
2014-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0983%2,819
Percentage Net Loans Charged-off: Total real estate loans0.0103%3,376
Percentage Net Loans Charged-off:Construction & development-0.2379%5,510
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,863
Percentage Net Loans Charged-off: Multi-family residential0.1541%260
Percentage Net Loans Charged-off: 1-4 family residential0.0210%2,988
Percentage Net Loans Charged-off: Home equity loans-0.0484%4,528
All other 1-4 family - Percent of loans charged-off, net0.0612%2,410
Percentage Net Loans Charged-off: Commercial and industrial0.3140%1,333
Percentage Net Loans Charged-off: Loans to individuals0.0102%3,600
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0102%3,452
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,395
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%48
2014-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1644%2,079
Percentage Net Loans Charged-off: Total real estate loans0.0329%2,727
Percentage Net Loans Charged-off:Construction & development-0.2371%5,568
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,553
Percentage Net Loans Charged-off: Multi-family residential0.2362%190
Percentage Net Loans Charged-off: 1-4 family residential0.0527%2,364
Percentage Net Loans Charged-off: Home equity loans-0.0480%4,551
All other 1-4 family - Percent of loans charged-off, net0.1107%1,850
Percentage Net Loans Charged-off: Commercial and industrial0.5359%954
Percentage Net Loans Charged-off: Loans to individuals-0.0026%5,232
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0026%5,155
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,222
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%34
2014-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0969%2,200
Percentage Net Loans Charged-off: Total real estate loans0.0561%1,929
Percentage Net Loans Charged-off:Construction & development-0.2509%5,668
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,059
Percentage Net Loans Charged-off: Multi-family residential0.4865%95
Percentage Net Loans Charged-off: 1-4 family residential-0.0306%5,925
Percentage Net Loans Charged-off: Home equity loans-0.0567%4,586
All other 1-4 family - Percent of loans charged-off, net-0.0159%5,720
Percentage Net Loans Charged-off: Commercial and industrial0.2468%867
Percentage Net Loans Charged-off: Loans to individuals-0.0052%5,217
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0052%5,152
Percentage Net Loans Charged-off: All other loans and lease0.0000%938
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%28
2013-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1509%3,295
Percentage Net Loans Charged-off: Total real estate loans0.1840%2,431
Percentage Net Loans Charged-off:Construction & development-0.2271%5,710
Percentage Net Loans Charged-off: Commercial real estate-0.0808%6,305
Percentage Net Loans Charged-off: Multi-family residential0.0000%619
Percentage Net Loans Charged-off: 1-4 family residential1.2179%351
Percentage Net Loans Charged-off: Home equity loans0.0071%1,412
All other 1-4 family - Percent of loans charged-off, net1.9813%174
Percentage Net Loans Charged-off: Commercial and industrial0.1898%2,237
Percentage Net Loans Charged-off: Loans to individuals-0.0008%5,636
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual-0.0008%5,552
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,546
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%77
2013-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2649%2,228
Percentage Net Loans Charged-off: Total real estate loans0.3752%1,422
Percentage Net Loans Charged-off:Construction & development-0.2045%5,756
Percentage Net Loans Charged-off: Commercial real estate-0.0269%6,150
Percentage Net Loans Charged-off: Multi-family residential0.0000%515
Percentage Net Loans Charged-off: 1-4 family residential2.0262%165
Percentage Net Loans Charged-off: Home equity loans0.0281%1,224
All other 1-4 family - Percent of loans charged-off, net3.3339%74
Percentage Net Loans Charged-off: Commercial and industrial0.2382%1,857
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,847
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0000%3,705
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,404
Percentage Net Loans Charged-off:Coml. RE not secured by RE0.0000%67
2013-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2379%2,297
Percentage Net Loans Charged-off: Total real estate loans0.2950%1,667
Percentage Net Loans Charged-off:Construction & development-0.2099%5,798
Percentage Net Loans Charged-off: Commercial real estate-0.0404%6,309
Percentage Net Loans Charged-off: Multi-family residential0.0000%425
Percentage Net Loans Charged-off: 1-4 family residential1.6655%268
Percentage Net Loans Charged-off: Home equity loans-0.0139%4,629
All other 1-4 family - Percent of loans charged-off, net2.7989%131
Percentage Net Loans Charged-off: Commercial and industrial0.2782%1,558
Percentage Net Loans Charged-off: Loans to individuals0.0033%3,449
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0033%3,312
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,232
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2013-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.3515%1,593
Percentage Net Loans Charged-off: Total real estate loans0.5651%926
Percentage Net Loans Charged-off:Construction & development-0.2203%5,883
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,435
Percentage Net Loans Charged-off: Multi-family residential0.0000%295
Percentage Net Loans Charged-off: 1-4 family residential2.8798%132
Percentage Net Loans Charged-off: Home equity loans-0.0138%4,663
All other 1-4 family - Percent of loans charged-off, net4.8738%64
Percentage Net Loans Charged-off: Commercial and industrial0.1863%1,283
Percentage Net Loans Charged-off: Loans to individuals0.0103%2,796
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0103%2,648
Percentage Net Loans Charged-off: All other loans and lease0.0000%975
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7825%1,494
Percentage Net Loans Charged-off: Total real estate loans1.1147%873
Percentage Net Loans Charged-off:Construction & development1.8671%1,141
Percentage Net Loans Charged-off: Commercial real estate0.8764%1,020
Percentage Net Loans Charged-off: Multi-family residential0.4341%585
Percentage Net Loans Charged-off: 1-4 family residential1.7883%415
Percentage Net Loans Charged-off: Home equity loans-0.2060%5,108
All other 1-4 family - Percent of loans charged-off, net3.3742%149
Percentage Net Loans Charged-off: Commercial and industrial0.6438%1,853
Percentage Net Loans Charged-off: Loans to individuals0.0037%4,462
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0037%4,312
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,670
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.8709%1,263
Percentage Net Loans Charged-off: Total real estate loans1.1726%795
Percentage Net Loans Charged-off:Construction & development2.4738%919
Percentage Net Loans Charged-off: Commercial real estate1.1082%749
Percentage Net Loans Charged-off: Multi-family residential0.0000%745
Percentage Net Loans Charged-off: 1-4 family residential1.3221%621
Percentage Net Loans Charged-off: Home equity loans-0.2675%5,168
All other 1-4 family - Percent of loans charged-off, net2.6266%267
Percentage Net Loans Charged-off: Commercial and industrial0.8220%1,458
Percentage Net Loans Charged-off: Loans to individuals0.0051%4,178
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0051%3,999
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,486
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6330%1,736
Percentage Net Loans Charged-off: Total real estate loans0.5544%1,734
Percentage Net Loans Charged-off:Construction & development1.8427%1,001
Percentage Net Loans Charged-off: Commercial real estate0.4208%1,373
Percentage Net Loans Charged-off: Multi-family residential0.0000%593
Percentage Net Loans Charged-off: 1-4 family residential0.4605%1,752
Percentage Net Loans Charged-off: Home equity loans-0.3860%5,204
All other 1-4 family - Percent of loans charged-off, net1.1785%739
Percentage Net Loans Charged-off: Commercial and industrial1.0955%1,169
Percentage Net Loans Charged-off: Loans to individuals0.0097%3,759
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0097%3,579
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,276
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2012-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.6523%1,500
Percentage Net Loans Charged-off: Total real estate loans0.3419%2,016
Percentage Net Loans Charged-off:Construction & development-0.1253%6,177
Percentage Net Loans Charged-off: Commercial real estate0.3943%1,071
Percentage Net Loans Charged-off: Multi-family residential0.0000%388
Percentage Net Loans Charged-off: 1-4 family residential0.7159%1,149
Percentage Net Loans Charged-off: Home equity loans-0.0126%4,994
All other 1-4 family - Percent of loans charged-off, net1.3651%621
Percentage Net Loans Charged-off: Commercial and industrial1.5425%773
Percentage Net Loans Charged-off: Loans to individuals0.0121%3,008
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0121%2,845
Percentage Net Loans Charged-off: All other loans and lease0.0000%960
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9514%1,823
Percentage Net Loans Charged-off: Total real estate loans1.2381%1,287
Percentage Net Loans Charged-off:Construction & development1.9094%1,734
Percentage Net Loans Charged-off: Commercial real estate0.6883%1,644
Percentage Net Loans Charged-off: Multi-family residential-0.0755%5,657
Percentage Net Loans Charged-off: 1-4 family residential2.8843%314
Percentage Net Loans Charged-off: Home equity loans1.5888%572
All other 1-4 family - Percent of loans charged-off, net4.0327%201
Percentage Net Loans Charged-off: Commercial and industrial0.7781%2,275
Percentage Net Loans Charged-off: Loans to individuals0.0164%4,921
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0164%4,769
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,720
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0810%1,476
Percentage Net Loans Charged-off: Total real estate loans1.3389%1,051
Percentage Net Loans Charged-off:Construction & development2.2027%1,459
Percentage Net Loans Charged-off: Commercial real estate0.6328%1,470
Percentage Net Loans Charged-off: Multi-family residential0.0000%856
Percentage Net Loans Charged-off: 1-4 family residential3.2598%252
Percentage Net Loans Charged-off: Home equity loans1.9801%421
All other 1-4 family - Percent of loans charged-off, net4.4017%164
Percentage Net Loans Charged-off: Commercial and industrial1.0148%1,745
Percentage Net Loans Charged-off: Loans to individuals0.0209%4,531
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0209%4,361
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,562
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9226%1,685
Percentage Net Loans Charged-off: Total real estate loans1.1308%1,254
Percentage Net Loans Charged-off:Construction & development1.4104%1,525
Percentage Net Loans Charged-off: Commercial real estate0.3824%1,676
Percentage Net Loans Charged-off: Multi-family residential0.0000%678
Percentage Net Loans Charged-off: 1-4 family residential3.4637%266
Percentage Net Loans Charged-off: Home equity loans2.9115%300
All other 1-4 family - Percent of loans charged-off, net3.9674%228
Percentage Net Loans Charged-off: Commercial and industrial0.8649%1,716
Percentage Net Loans Charged-off: Loans to individuals0.0220%4,074
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0219%3,913
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,354
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2011-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.9862%1,371
Percentage Net Loans Charged-off: Total real estate loans1.5417%783
Percentage Net Loans Charged-off:Construction & development2.4086%921
Percentage Net Loans Charged-off: Commercial real estate0.5967%1,027
Percentage Net Loans Charged-off: Multi-family residential0.0000%440
Percentage Net Loans Charged-off: 1-4 family residential4.1264%186
Percentage Net Loans Charged-off: Home equity loans0.0000%1,026
All other 1-4 family - Percent of loans charged-off, net7.9602%76
Percentage Net Loans Charged-off: Commercial and industrial0.0207%2,339
Percentage Net Loans Charged-off: Loans to individuals0.0548%3,280
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individual0.0542%3,103
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,005
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.5442%1,423
Percentage Net Loans Charged-off: Total real estate loans1.8032%1,059
Percentage Net Loans Charged-off:Construction & development5.5235%1,131
Percentage Net Loans Charged-off: Commercial real estate0.8015%1,531
Percentage Net Loans Charged-off: Multi-family residential0.0000%1,098
Percentage Net Loans Charged-off: 1-4 family residential2.0233%638
Percentage Net Loans Charged-off: Home equity loans1.7839%547
All other 1-4 family - Percent of loans charged-off, net2.2524%590
Percentage Net Loans Charged-off: Commercial and industrial1.5116%1,993
Percentage Net Loans Charged-off: Loans to individuals0.2040%4,507
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.3593%1,491
Percentage Net Loans Charged-off: Total real estate loans1.5194%1,172
Percentage Net Loans Charged-off:Construction & development5.3273%1,050
Percentage Net Loans Charged-off: Commercial real estate0.1284%2,676
Percentage Net Loans Charged-off: Multi-family residential0.0000%888
Percentage Net Loans Charged-off: 1-4 family residential2.4196%439
Percentage Net Loans Charged-off: Home equity loans2.4021%383
All other 1-4 family - Percent of loans charged-off, net2.4364%467
Percentage Net Loans Charged-off: Commercial and industrial1.4571%1,812
Percentage Net Loans Charged-off: Loans to individuals0.2650%3,947
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,786
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans1.9337%947
Percentage Net Loans Charged-off: Total real estate loans2.2116%736
Percentage Net Loans Charged-off:Construction & development7.8167%648
Percentage Net Loans Charged-off: Commercial real estate0.0620%2,399
Percentage Net Loans Charged-off: Multi-family residential0.0000%710
Percentage Net Loans Charged-off: 1-4 family residential3.6520%252
Percentage Net Loans Charged-off: Home equity loans3.5015%254
All other 1-4 family - Percent of loans charged-off, net3.7969%260
Percentage Net Loans Charged-off: Commercial and industrial2.0594%1,316
Percentage Net Loans Charged-off: Loans to individuals0.0653%4,443
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,540
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2010-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans2.4798%663
Percentage Net Loans Charged-off: Total real estate loans2.7869%513
Percentage Net Loans Charged-off:Construction & development10.9967%402
Percentage Net Loans Charged-off: Commercial real estate0.1188%1,580
Percentage Net Loans Charged-off: Multi-family residential0.0000%457
Percentage Net Loans Charged-off: 1-4 family residential2.9439%345
Percentage Net Loans Charged-off: Home equity loans5.8695%132
All other 1-4 family - Percent of loans charged-off, net0.1147%2,428
Percentage Net Loans Charged-off: Commercial and industrial2.7409%854
Percentage Net Loans Charged-off: Loans to individuals0.1391%3,549
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,171
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans1.0544%2,301
Percentage Net Loans Charged-off: Total real estate loans1.2076%1,653
Percentage Net Loans Charged-off:Construction & development0.7772%2,720
Percentage Net Loans Charged-off: Commercial real estate0.5647%1,666
Percentage Net Loans Charged-off: Multi-family residential-0.0398%6,133
Percentage Net Loans Charged-off: 1-4 family residential4.0594%258
Percentage Net Loans Charged-off: Home equity loans0.9980%855
All other 1-4 family - Percent of loans charged-off, net6.9976%111
Percentage Net Loans Charged-off: Commercial and industrial0.8044%3,162
Percentage Net Loans Charged-off: Loans to individuals0.0000%5,954
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%2,150
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.7492%2,488
Percentage Net Loans Charged-off: Total real estate loans0.9715%1,598
Percentage Net Loans Charged-off:Construction & development1.0043%2,159
Percentage Net Loans Charged-off: Commercial real estate0.0445%2,579
Percentage Net Loans Charged-off: Multi-family residential-0.0524%6,141
Percentage Net Loans Charged-off: 1-4 family residential3.8018%241
Percentage Net Loans Charged-off: Home equity loans1.3382%578
All other 1-4 family - Percent of loans charged-off, net6.1230%122
Percentage Net Loans Charged-off: Commercial and industrial0.1921%3,893
Percentage Net Loans Charged-off: Loans to individuals0.0000%5,613
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,898
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2249%4,089
Percentage Net Loans Charged-off: Total real estate loans0.2787%2,782
Percentage Net Loans Charged-off:Construction & development-0.0286%7,347
Percentage Net Loans Charged-off: Commercial real estate0.0668%1,953
Percentage Net Loans Charged-off: Multi-family residential-0.0736%6,145
Percentage Net Loans Charged-off: 1-4 family residential1.3858%734
Percentage Net Loans Charged-off: Home equity loans0.8235%677
All other 1-4 family - Percent of loans charged-off, net1.8926%533
Percentage Net Loans Charged-off: Commercial and industrial0.0775%3,657
Percentage Net Loans Charged-off: Loans to individuals0.0000%5,143
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,633
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2009-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0760%4,419
Percentage Net Loans Charged-off: Total real estate loans0.1132%2,811
Percentage Net Loans Charged-off:Construction & development-0.0562%7,384
Percentage Net Loans Charged-off: Commercial real estate0.0115%1,351
Percentage Net Loans Charged-off: Multi-family residential-0.1421%6,121
Percentage Net Loans Charged-off: 1-4 family residential0.7164%974
Percentage Net Loans Charged-off: Home equity loans0.6948%522
All other 1-4 family - Percent of loans charged-off, net0.7351%897
Percentage Net Loans Charged-off: Commercial and industrial-0.0349%6,969
Percentage Net Loans Charged-off: Loans to individuals0.0000%4,232
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,234
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2125%4,086
Percentage Net Loans Charged-off: Total real estate loans0.2178%2,765
Percentage Net Loans Charged-off:Construction & development0.4558%2,048
Percentage Net Loans Charged-off: Commercial real estate0.1813%1,462
Percentage Net Loans Charged-off: Multi-family residential0.0000%546
Percentage Net Loans Charged-off: 1-4 family residential0.1057%2,804
Percentage Net Loans Charged-off: Home equity loans0.2362%983
All other 1-4 family - Percent of loans charged-off, net0.0000%3,963
Percentage Net Loans Charged-off: Commercial and industrial0.1968%3,594
Percentage Net Loans Charged-off: Loans to individuals0.1755%5,134
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,901
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0766%4,806
Percentage Net Loans Charged-off: Total real estate loans0.0364%3,741
Percentage Net Loans Charged-off:Construction & development0.0266%2,155
Percentage Net Loans Charged-off: Commercial real estate0.0081%1,692
Percentage Net Loans Charged-off: Multi-family residential0.0000%377
Percentage Net Loans Charged-off: 1-4 family residential0.1448%2,017
Percentage Net Loans Charged-off: Home equity loans0.3251%684
All other 1-4 family - Percent of loans charged-off, net0.0000%3,263
Percentage Net Loans Charged-off: Commercial and industrial0.2221%2,769
Percentage Net Loans Charged-off: Loans to individuals0.2397%4,287
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,634
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1060%3,748
Percentage Net Loans Charged-off: Total real estate loans0.0548%2,863
Percentage Net Loans Charged-off:Construction & development0.0397%1,599
Percentage Net Loans Charged-off: Commercial real estate0.0121%1,249
Percentage Net Loans Charged-off: Multi-family residential0.0000%250
Percentage Net Loans Charged-off: 1-4 family residential0.2230%1,361
Percentage Net Loans Charged-off: Home equity loans0.5086%447
All other 1-4 family - Percent of loans charged-off, net0.0000%2,615
Percentage Net Loans Charged-off: Commercial and industrial0.2977%2,035
Percentage Net Loans Charged-off: Loans to individuals0.0000%4,890
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,409
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2008-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1753%2,316
Percentage Net Loans Charged-off: Total real estate loans0.1109%1,634
Percentage Net Loans Charged-off:Construction & development0.0789%984
Percentage Net Loans Charged-off: Commercial real estate0.0244%725
Percentage Net Loans Charged-off: Multi-family residential0.0000%134
Percentage Net Loans Charged-off: 1-4 family residential0.4625%636
Percentage Net Loans Charged-off: Home equity loans1.0432%211
All other 1-4 family - Percent of loans charged-off, net0.0000%1,774
Percentage Net Loans Charged-off: Commercial and industrial0.4003%1,283
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,977
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,048
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0371%5,316
Percentage Net Loans Charged-off: Total real estate loans0.0773%2,424
Percentage Net Loans Charged-off:Construction & development0.0000%1,563
Percentage Net Loans Charged-off: Commercial real estate0.1738%857
Percentage Net Loans Charged-off: Multi-family residential0.0000%289
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,352
Percentage Net Loans Charged-off: Home equity loans0.0000%938
All other 1-4 family - Percent of loans charged-off, net0.0000%3,111
Percentage Net Loans Charged-off: Commercial and industrial-0.0964%7,499
Percentage Net Loans Charged-off: Loans to individuals0.0000%5,698
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,751
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0351%7,876
Percentage Net Loans Charged-off: Total real estate loans-0.0123%7,824
Percentage Net Loans Charged-off:Construction & development0.0000%1,085
Percentage Net Loans Charged-off: Commercial real estate-0.0277%7,957
Percentage Net Loans Charged-off: Multi-family residential0.0000%199
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,699
Percentage Net Loans Charged-off: Home equity loans0.0000%720
All other 1-4 family - Percent of loans charged-off, net0.0000%2,489
Percentage Net Loans Charged-off: Commercial and industrial-0.1437%7,525
Percentage Net Loans Charged-off: Loans to individuals0.0000%5,220
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,521
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0536%7,923
Percentage Net Loans Charged-off: Total real estate loans-0.0186%7,890
Percentage Net Loans Charged-off:Construction & development0.0000%770
Percentage Net Loans Charged-off: Commercial real estate-0.0430%8,043
Percentage Net Loans Charged-off: Multi-family residential0.0000%143
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,135
Percentage Net Loans Charged-off: Home equity loans0.0000%541
All other 1-4 family - Percent of loans charged-off, net0.0000%1,964
Percentage Net Loans Charged-off: Commercial and industrial-0.2489%7,682
Percentage Net Loans Charged-off: Loans to individuals0.0000%4,675
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,336
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2007-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0787%7,956
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,851
Percentage Net Loans Charged-off:Construction & development0.0000%444
Percentage Net Loans Charged-off: Commercial real estate0.0000%529
Percentage Net Loans Charged-off: Multi-family residential0.0000%76
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,473
Percentage Net Loans Charged-off: Home equity loans0.0000%371
All other 1-4 family - Percent of loans charged-off, net0.0000%1,345
Percentage Net Loans Charged-off: Commercial and industrial-0.5144%7,890
Percentage Net Loans Charged-off: Loans to individuals-0.4111%7,817
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%964
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0993%3,254
Percentage Net Loans Charged-off: Total real estate loans0.0984%1,334
Percentage Net Loans Charged-off:Construction & development0.1270%443
Percentage Net Loans Charged-off: Commercial real estate0.0987%775
Percentage Net Loans Charged-off: Multi-family residential0.0000%200
Percentage Net Loans Charged-off: 1-4 family residential0.1074%1,369
Percentage Net Loans Charged-off: Home equity loans0.2564%280
All other 1-4 family - Percent of loans charged-off, net0.0000%2,723
Percentage Net Loans Charged-off: Commercial and industrial0.1187%2,833
Percentage Net Loans Charged-off: Loans to individuals-0.2326%8,011
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,606
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0520%3,692
Percentage Net Loans Charged-off: Total real estate loans0.0567%1,518
Percentage Net Loans Charged-off:Construction & development0.1724%282
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,012
Percentage Net Loans Charged-off: Multi-family residential0.0000%150
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,436
Percentage Net Loans Charged-off: Home equity loans0.0000%550
All other 1-4 family - Percent of loans charged-off, net0.0000%2,253
Percentage Net Loans Charged-off: Commercial and industrial0.0634%2,622
Percentage Net Loans Charged-off: Loans to individuals-0.8437%8,362
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,412
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0456%3,535
Percentage Net Loans Charged-off: Total real estate loans0.0898%1,047
Percentage Net Loans Charged-off:Construction & development0.2675%165
Percentage Net Loans Charged-off: Commercial real estate0.0000%815
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,021
Percentage Net Loans Charged-off: Home equity loans0.0000%426
All other 1-4 family - Percent of loans charged-off, net0.0000%1,880
Percentage Net Loans Charged-off: Commercial and industrial-0.0624%7,168
Percentage Net Loans Charged-off: Loans to individuals-2.5862%8,536
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,212
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2006-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans-0.0164%7,086
Percentage Net Loans Charged-off: Total real estate loans0.0155%1,387
Percentage Net Loans Charged-off:Construction & development0.0450%197
Percentage Net Loans Charged-off: Commercial real estate0.0000%498
Percentage Net Loans Charged-off: Multi-family residential0.0000%51
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,349
Percentage Net Loans Charged-off: Home equity loans0.0000%311
All other 1-4 family - Percent of loans charged-off, net0.0000%1,244
Percentage Net Loans Charged-off: Commercial and industrial-0.1466%7,503
Percentage Net Loans Charged-off: Loans to individuals0.0000%3,843
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%911
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0658%4,394
Percentage Net Loans Charged-off: Total real estate loans0.0777%1,528
Percentage Net Loans Charged-off:Construction & development0.0000%694
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,340
Percentage Net Loans Charged-off: Multi-family residential0.0000%187
Percentage Net Loans Charged-off: 1-4 family residential0.4369%358
Percentage Net Loans Charged-off: Home equity loans0.0000%682
All other 1-4 family - Percent of loans charged-off, net0.7604%189
Percentage Net Loans Charged-off: Commercial and industrial0.0255%3,888
Percentage Net Loans Charged-off: Loans to individuals0.1545%5,361
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,616
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0972%3,206
Percentage Net Loans Charged-off: Total real estate loans0.1058%1,081
Percentage Net Loans Charged-off:Construction & development0.0000%541
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,046
Percentage Net Loans Charged-off: Multi-family residential0.0000%151
Percentage Net Loans Charged-off: 1-4 family residential0.5753%235
Percentage Net Loans Charged-off: Home equity loans0.0000%562
All other 1-4 family - Percent of loans charged-off, net1.0037%128
Percentage Net Loans Charged-off: Commercial and industrial0.0680%2,950
Percentage Net Loans Charged-off: Loans to individuals0.2056%4,564
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,405
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0023%5,563
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,541
Percentage Net Loans Charged-off:Construction & development0.0000%425
Percentage Net Loans Charged-off: Commercial real estate0.0000%810
Percentage Net Loans Charged-off: Multi-family residential0.0000%111
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,147
Percentage Net Loans Charged-off: Home equity loans0.0000%450
All other 1-4 family - Percent of loans charged-off, net0.0000%1,976
Percentage Net Loans Charged-off: Commercial and industrial0.0095%2,823
Percentage Net Loans Charged-off: Loans to individuals0.0000%5,174
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,156
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2005-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%4,728
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,814
Percentage Net Loans Charged-off:Construction & development0.0000%235
Percentage Net Loans Charged-off: Commercial real estate0.0000%511
Percentage Net Loans Charged-off: Multi-family residential0.0000%61
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,540
Percentage Net Loans Charged-off: Home equity loans0.0000%338
All other 1-4 family - Percent of loans charged-off, net0.0000%1,404
Percentage Net Loans Charged-off: Commercial and industrial0.0000%1,974
Percentage Net Loans Charged-off: Loans to individuals0.0000%4,245
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%839
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1977%2,777
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,891
Percentage Net Loans Charged-off:Construction & development0.0000%758
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,548
Percentage Net Loans Charged-off: Multi-family residential0.0000%197
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,241
Percentage Net Loans Charged-off: Home equity loans0.0000%657
All other 1-4 family - Percent of loans charged-off, net0.0000%3,066
Percentage Net Loans Charged-off: Commercial and industrial0.6526%1,828
Percentage Net Loans Charged-off: Loans to individuals0.7909%2,652
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,643
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2725%1,796
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,318
Percentage Net Loans Charged-off:Construction & development0.0000%604
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,213
Percentage Net Loans Charged-off: Multi-family residential0.0000%155
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,765
Percentage Net Loans Charged-off: Home equity loans0.0000%554
All other 1-4 family - Percent of loans charged-off, net0.0000%2,599
Percentage Net Loans Charged-off: Commercial and industrial0.8943%1,231
Percentage Net Loans Charged-off: Loans to individuals0.9982%1,874
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,414
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0232%5,118
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,799
Percentage Net Loans Charged-off:Construction & development0.0000%464
Percentage Net Loans Charged-off: Commercial real estate0.0000%953
Percentage Net Loans Charged-off: Multi-family residential0.0000%116
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,286
Percentage Net Loans Charged-off: Home equity loans0.0000%431
All other 1-4 family - Percent of loans charged-off, net0.0000%2,147
Percentage Net Loans Charged-off: Commercial and industrial0.0174%2,983
Percentage Net Loans Charged-off: Loans to individuals1.3995%1,252
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,207
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2004-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%5,097
Percentage Net Loans Charged-off: Total real estate loans0.0000%1,955
Percentage Net Loans Charged-off:Construction & development0.0000%286
Percentage Net Loans Charged-off: Commercial real estate0.0000%553
Percentage Net Loans Charged-off: Multi-family residential0.0000%70
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,591
Percentage Net Loans Charged-off: Home equity loans0.0000%291
All other 1-4 family - Percent of loans charged-off, net0.0000%1,471
Percentage Net Loans Charged-off: Commercial and industrial0.0000%2,138
Percentage Net Loans Charged-off: Loans to individuals0.0000%4,682
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%887
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0570%5,709
Percentage Net Loans Charged-off: Total real estate loans0.0000%4,080
Percentage Net Loans Charged-off:Construction & development0.0000%836
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,593
Percentage Net Loans Charged-off: Multi-family residential0.0000%186
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,467
Percentage Net Loans Charged-off: Home equity loans0.0000%639
All other 1-4 family - Percent of loans charged-off, net0.0000%3,279
Percentage Net Loans Charged-off: Commercial and industrial0.1990%3,658
Percentage Net Loans Charged-off: Loans to individuals0.0000%6,896
Percentage Net Loans Charged-off: Credit card loans0.0000%1,842
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,856
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-09-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1127%4,071
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,474
Percentage Net Loans Charged-off:Construction & development0.0000%663
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,273
Percentage Net Loans Charged-off: Multi-family residential0.0000%138
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,919
Percentage Net Loans Charged-off: Home equity loans0.0000%519
All other 1-4 family - Percent of loans charged-off, net0.0000%2,778
Percentage Net Loans Charged-off: Commercial and industrial0.3936%2,463
Percentage Net Loans Charged-off: Loans to individuals0.0000%6,497
Percentage Net Loans Charged-off: Credit card loans0.0000%1,741
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,617
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-06-30Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0639%4,656
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,928
Percentage Net Loans Charged-off:Construction & development0.0000%523
Percentage Net Loans Charged-off: Commercial real estate0.0000%978
Percentage Net Loans Charged-off: Multi-family residential0.0000%100
Percentage Net Loans Charged-off: 1-4 family residential0.0000%2,402
Percentage Net Loans Charged-off: Home equity loans0.0000%421
All other 1-4 family - Percent of loans charged-off, net0.0000%2,287
Percentage Net Loans Charged-off: Commercial and industrial0.2257%2,608
Percentage Net Loans Charged-off: Loans to individuals0.0000%6,001
Percentage Net Loans Charged-off: Credit card loans0.0000%1,566
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,407
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2003-03-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.1537%2,734
Percentage Net Loans Charged-off: Total real estate loans0.0000%2,066
Percentage Net Loans Charged-off:Construction & development0.0000%326
Percentage Net Loans Charged-off: Commercial real estate0.0000%618
Percentage Net Loans Charged-off: Multi-family residential0.0000%56
Percentage Net Loans Charged-off: 1-4 family residential0.0000%1,648
Percentage Net Loans Charged-off: Home equity loans0.0000%277
All other 1-4 family - Percent of loans charged-off, net0.0000%1,550
Percentage Net Loans Charged-off: Commercial and industrial0.5346%1,388
Percentage Net Loans Charged-off: Loans to individuals0.0000%4,985
Percentage Net Loans Charged-off: Credit card loans0.0000%1,250
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%993
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2002-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.2826%2,864
Percentage Net Loans Charged-off: Total real estate loans0.0341%2,918
Percentage Net Loans Charged-off:Construction & development0.0000%875
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,573
Percentage Net Loans Charged-off: Multi-family residential0.0000%189
Percentage Net Loans Charged-off: 1-4 family residential0.1272%1,449
Percentage Net Loans Charged-off: Home equity loans0.0000%614
All other 1-4 family - Percent of loans charged-off, net0.2680%823
Percentage Net Loans Charged-off: Commercial and industrial0.6454%2,490
Percentage Net Loans Charged-off: Loans to individuals0.0000%7,113
Percentage Net Loans Charged-off: Credit card loans0.0000%1,947
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,956
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2001-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0549%6,024
Percentage Net Loans Charged-off: Total real estate loans0.0000%3,994
Percentage Net Loans Charged-off:Construction & development0.0000%831
Percentage Net Loans Charged-off: Commercial real estate0.0000%1,436
Percentage Net Loans Charged-off: Multi-family residential0.0000%192
Percentage Net Loans Charged-off: 1-4 family residential0.0000%3,307
Percentage Net Loans Charged-off: Home equity loans0.0000%610
All other 1-4 family - Percent of loans charged-off, net0.0000%3,123
Percentage Net Loans Charged-off: Commercial and industrial0.1100%4,126
Percentage Net Loans Charged-off: Loans to individuals0.0000%7,235
Percentage Net Loans Charged-off: Credit card loans0.0000%2,107
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and lease0.0000%1,876
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
2000-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%7,622
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1999-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%7,897
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA
1998-12-31Rank
Percent of loans charged-off, net
Net charge-offs to loans0.0000%8,132
Percentage Net Loans Charged-off: Total real estate loansNANA
Percentage Net Loans Charged-off:Construction & developmentNANA
Percentage Net Loans Charged-off: Commercial real estateNANA
Percentage Net Loans Charged-off: Multi-family residentialNANA
Percentage Net Loans Charged-off: 1-4 family residentialNANA
Percentage Net Loans Charged-off: Home equity loansNANA
All other 1-4 family - Percent of loans charged-off, netNANA
Percentage Net Loans Charged-off: Commercial and industrialNANA
Percentage Net Loans Charged-off: Loans to individualsNANA
Percentage Net Loans Charged-off: Credit card loansNANA
Percentage Net Loans Charged-off: Other loans to individualNANA
Percentage Net Loans Charged-off: All other loans and leaseNANA
Percentage Net Loans Charged-off:Coml. RE not secured by RENANA