Home > Town and Country Finance and Thrift Company > Income and Expense
Town and Country Finance and Thrift Company, Income and Expense
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $3,922,000 | 6,544 |
| Total interest expense | $1,679,000 | 6,809 |
| Net interest income | $2,243,000 | 6,222 |
| Provision for loan and lease losses | $232,000 | 3,197 |
| Total noninterest income | $96,000 | 9,084 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 9,085 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $96,000 | 6,726 |
| Total noninterest expense | $1,724,000 | 6,173 |
| Salaries and employee benefits | $721,000 | 7,071 |
| Premises and equipment expense | $255,000 | 5,896 |
| Additional noninterest expense | $748,000 | 4,905 |
| Pre-tax net operating income | $383,000 | 7,965 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $199,000 | 6,206 |
| Income before extraordinary items | $184,000 | 8,723 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $184,000 | 8,722 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $217,000 | 2,314 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $184,000 | 8,656 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $3,027,000 | 7,723 |
| Total interest expense | $1,305,000 | 7,831 |
| Net interest income | $1,722,000 | 7,500 |
| Provision for loan and lease losses | $164,000 | 3,946 |
| Total noninterest income | $105,000 | 9,314 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 9,486 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $105,000 | 6,653 |
| Total noninterest expense | $1,378,000 | 7,099 |
| Salaries and employee benefits | $713,000 | 7,245 |
| Premises and equipment expense | $209,000 | 6,683 |
| Additional noninterest expense | $456,000 | 6,872 |
| Pre-tax net operating income | $285,000 | 9,078 |
| Securities gains (losses) | $-3,000 | 9,416 |
| Applicable income taxes | $150,000 | 7,611 |
| Income before extraordinary items | $132,000 | 9,752 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $132,000 | 9,751 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 7,455 |
| Cash dividends | $90,000 | 6,641 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $133,920 | 9,696 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $1,314,000 | 10,370 |
| Total interest expense | $553,000 | 10,430 |
| Net interest income | $761,000 | 10,219 |
| Provision for loan and lease losses | $6,000 | 8,753 |
| Total noninterest income | $45,000 | 10,935 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 9,915 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $45,000 | 9,116 |
| Total noninterest expense | $688,000 | 9,852 |
| Salaries and employee benefits | $337,000 | 10,057 |
| Premises and equipment expense | $139,000 | 8,316 |
| Additional noninterest expense | $212,000 | 9,797 |
| Pre-tax net operating income | $112,000 | 10,308 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $43,000 | 9,812 |
| Income before extraordinary items | $69,000 | 10,464 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $69,000 | 10,463 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 10,018 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $69,000 | 10,417 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,557,000 | 8,876 |
| Total interest expense | $1,009,000 | 9,217 |
| Net interest income | $1,548,000 | 8,399 |
| Provision for loan and lease losses | $100,000 | 4,579 |
| Total noninterest income | $90,000 | 10,506 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 10,339 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $90,000 | 7,568 |
| Total noninterest expense | $1,199,000 | 8,211 |
| Salaries and employee benefits | $731,000 | 7,527 |
| Premises and equipment expense | $179,000 | 7,622 |
| Additional noninterest expense | $289,000 | 9,354 |
| Pre-tax net operating income | $339,000 | 9,466 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $107,000 | 9,035 |
| Income before extraordinary items | $232,000 | 9,582 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $232,000 | 9,586 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $214,000 | 2,390 |
| Cash dividends | $168,000 | 5,868 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $232,000 | 9,565 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,162,000 | 7,807 |
| Total interest expense | $966,000 | 8,845 |
| Net interest income | $2,196,000 | 7,097 |
| Provision for loan and lease losses | $164,000 | 3,426 |
| Total noninterest income | $101,000 | 10,716 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 10,872 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $101,000 | 7,482 |
| Total noninterest expense | $1,301,000 | 8,233 |
| Salaries and employee benefits | $743,000 | 7,578 |
| Premises and equipment expense | $196,000 | 7,517 |
| Additional noninterest expense | $362,000 | 9,218 |
| Pre-tax net operating income | $832,000 | 6,714 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $338,000 | 5,415 |
| Income before extraordinary items | $494,000 | 7,366 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $494,000 | 7,370 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $266,000 | 2,076 |
| Cash dividends | $168,000 | 5,850 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $494,000 | 7,396 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $4,075,000 | 6,783 |
| Total interest expense | $1,305,000 | 7,861 |
| Net interest income | $2,770,000 | 6,032 |
| Provision for loan and lease losses | $553,000 | 1,956 |
| Total noninterest income | $200,000 | 9,227 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 11,351 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $200,000 | 5,682 |
| Total noninterest expense | $1,349,000 | 8,338 |
| Salaries and employee benefits | $853,000 | 7,005 |
| Premises and equipment expense | $199,000 | 7,707 |
| Additional noninterest expense | $297,000 | 10,494 |
| Pre-tax net operating income | $1,068,000 | 5,624 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $463,000 | 4,471 |
| Income before extraordinary items | $605,000 | 6,737 |
| Extraordinary gains, net | $-74,000 | 12,841 |
| Net income | $531,000 | 7,469 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $432,000 | 1,952 |
| Cash dividends | $252,000 | 4,814 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $605,000 | 6,499 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $4,119,000 | 7,358 |
| Total interest expense | $1,488,000 | 8,546 |
| Net interest income | $2,631,000 | 6,356 |
| Provision for loan and lease losses | $130,000 | 6,495 |
| Total noninterest income | $265,000 | 8,252 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $0 | 11,764 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $265,000 | 4,781 |
| Total noninterest expense | $1,397,000 | 8,306 |
| Salaries and employee benefits | $877,000 | 6,753 |
| Premises and equipment expense | $226,000 | 7,260 |
| Additional noninterest expense | $294,000 | 10,909 |
| Pre-tax net operating income | $1,369,000 | 4,404 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $533,000 | 3,779 |
| Income before extraordinary items | $836,000 | 5,186 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $836,000 | 5,242 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $86,000 | 6,285 |
| Cash dividends | $168,000 | 5,513 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $836,000 | 4,880 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.