Home > Town and Country Finance and Thrift Company > Assets and Liabilities
Town and Country Finance and Thrift Company, Assets and Liabilities
| 1998-12-31 | Rank | |
| # of Employees: | 23 | 6,316 |
| Assets and Liabilities | ||
| Total Assets: | $42,339,000 | 7,582 |
| Cash and due from depository institutions | $259,000 | 6,316 |
| Interest-bearing balances | $0 | 6,728 |
| Securities | $1,059,000 | 10,047 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,346 |
| Net loans & leases | $38,291,000 | 5,850 |
| Loan loss allowance | $327,000 | 7,116 |
| Trading account assets | $0 | 197 |
| Bank premises and fixed assets | $374,000 | 8,331 |
| Other real estate owned | $0 | 6,316 |
| Goodwill and other intangibles | $2,087,000 | 997 |
| All other assets | $269,000 | 9,552 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $42,339,000 | 7,582 |
| Total liabilities | $36,457,000 | 7,670 |
| Total deposits | $35,589,000 | 7,582 |
| Interest-bearing deposits | $35,232,000 | 7,041 |
| Deposits held in domestic offices | $35,589,000 | 7,581 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $600,000 | 2,631 |
| Trading liabilities | $0 | 69 |
| Other borrowed funds | $0 | 5,274 |
| Subordinated debt | $0 | 255 |
| All other liabilities | $268,000 | 7,823 |
| Total equity capital | $5,882,000 | 6,455 |
| Total bank equity capital | $5,882,000 | 6,455 |
| Perpetual preferred stock | $0 | 199 |
| Common stock | $1,350,000 | 2,564 |
| Surplus | $4,248,000 | 3,261 |
| Undivided profits | $284,000 | 9,298 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $247,000 | 5,639 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,642 |
| Income earned, not collected on loans | $89,000 | 9,510 |
| Earning assets | $39,350,000 | 7,515 |
| Long-term assets (5+ years) | $1,014,000 | 8,394 |
| Average Assets, year-to-date | $37,947,800 | 7,753 |
| Average Assets, quarterly | $41,225,000 | 7,593 |
| Volatile liabilities | $8,450,000 | 5,473 |
| Insider loans | $0 | 9,309 |
| FHLB advances | $0 | 740 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $1,062,000 | 8,553 |
| Tier 1 (core) risk-based capital | $3,806,000 | 7,973 |
| Tier 2 risk-based capital | $327,000 | 6,705 |
| Total risk weighted assets | $39,386,400 | 5,940 |
| Total unused commitments | $1,062,000 | 8,561 |
| Derivatives | $0 | 527 |
| 1997-12-31 | Rank | |
| # of Employees: | 19 | 7,328 |
| Assets and Liabilities | ||
| Total Assets: | $34,014,000 | 8,469 |
| Cash and due from depository institutions | $1,928,000 | 7,328 |
| Interest-bearing balances | $1,192,000 | 2,278 |
| Securities | $1,757,000 | 10,388 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,160 |
| Net loans & leases | $27,631,000 | 7,152 |
| Loan loss allowance | $312,000 | 7,454 |
| Trading account assets | $0 | 203 |
| Bank premises and fixed assets | $135,000 | 9,936 |
| Other real estate owned | $0 | 7,328 |
| Goodwill and other intangibles | $2,245,000 | 918 |
| All other assets | $318,000 | 9,683 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $34,014,000 | 8,469 |
| Total liabilities | $28,911,000 | 8,605 |
| Total deposits | $28,773,000 | 8,471 |
| Interest-bearing deposits | $28,210,000 | 8,008 |
| Deposits held in domestic offices | $28,773,000 | 8,469 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,723 |
| Trading liabilities | $0 | 80 |
| Other borrowed funds | $0 | 5,103 |
| Subordinated debt | $0 | 260 |
| All other liabilities | $138,000 | 9,772 |
| Total equity capital | $5,103,000 | 7,061 |
| Total bank equity capital | $5,103,000 | 7,061 |
| Perpetual preferred stock | $0 | 223 |
| Common stock | $1,350,000 | 2,596 |
| Surplus | $3,648,000 | 3,611 |
| Undivided profits | $105,000 | 10,105 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $181,000 | 6,544 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,731 |
| Income earned, not collected on loans | $52,000 | 10,397 |
| Earning assets | $30,580,000 | 8,524 |
| Long-term assets (5+ years) | $0 | 9,550 |
| Average Assets, year-to-date | $31,164,800 | 8,593 |
| Average Assets, quarterly | $32,324,500 | 8,587 |
| Volatile liabilities | $6,125,000 | 6,539 |
| Insider loans | $0 | 9,792 |
| FHLB advances | $0 | 780 |
| Loans and leases held for sale | $0 | 1,579 |
| Unused loan commitments | $855,000 | 9,005 |
| Tier 1 (core) risk-based capital | $2,864,000 | 9,075 |
| Tier 2 risk-based capital | $312,000 | 6,933 |
| Total risk weighted assets | $28,952,000 | 7,147 |
| Total unused commitments | $855,000 | 9,017 |
| Derivatives | $0 | 533 |
| 1996-12-31 | Rank | |
| # of Employees: | 19 | 7,667 |
| Assets and Liabilities | ||
| Total Assets: | $28,571,000 | 9,354 |
| Cash and due from depository institutions | $3,491,000 | 7,667 |
| Interest-bearing balances | $3,101,000 | 1,203 |
| Securities | $1,957,000 | 10,891 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,460 |
| Net loans & leases | $20,507,000 | 8,357 |
| Loan loss allowance | $157,000 | 9,758 |
| Trading account assets | $0 | 240 |
| Bank premises and fixed assets | $199,000 | 9,890 |
| Other real estate owned | $0 | 7,667 |
| Goodwill and other intangibles | $2,250,000 | 880 |
| All other assets | $167,000 | 11,049 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $28,571,000 | 9,354 |
| Total liabilities | $23,504,000 | 9,562 |
| Total deposits | $23,288,000 | 9,465 |
| Interest-bearing deposits | $22,888,000 | 9,019 |
| Deposits held in domestic offices | $23,288,000 | 9,463 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,907 |
| Trading liabilities | $0 | 97 |
| Other borrowed funds | $0 | 5,299 |
| Subordinated debt | $0 | 298 |
| All other liabilities | $216,000 | 9,040 |
| Total equity capital | $5,067,000 | 7,185 |
| Total bank equity capital | $5,067,000 | 7,185 |
| Perpetual preferred stock | $0 | 250 |
| Common stock | $1,350,000 | 2,768 |
| Surplus | $3,648,000 | 3,700 |
| Undivided profits | $69,000 | 10,645 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $246,000 | 6,151 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,832 |
| Income earned, not collected on loans | $48,000 | 10,926 |
| Earning assets | $25,565,000 | 9,388 |
| Long-term assets (5+ years) | $66,000 | 9,860 |
| Average Assets, year-to-date | $27,852,000 | 9,294 |
| Average Assets, quarterly | $28,197,000 | 9,358 |
| Volatile liabilities | $2,319,000 | 9,162 |
| Insider loans | $0 | 10,271 |
| FHLB advances | $0 | 882 |
| Loans and leases held for sale | $0 | 1,560 |
| Unused loan commitments | $662,000 | 9,456 |
| Tier 1 (core) risk-based capital | $2,817,000 | 9,392 |
| Tier 2 risk-based capital | $157,000 | 9,338 |
| Total risk weighted assets | $21,993,000 | 8,293 |
| Total unused commitments | $662,000 | 9,466 |
| Derivatives | $0 | 549 |
| 1995-12-31 | Rank | |
| # of Employees: | 20 | 7,769 |
| Assets and Liabilities | ||
| Total Assets: | $26,555,000 | 9,914 |
| Cash and due from depository institutions | $8,941,000 | 7,769 |
| Interest-bearing balances | $7,743,000 | 606 |
| Securities | $0 | 11,914 |
| Federal funds sold & reverse repurchase agreements | $0 | 9,298 |
| Net loans & leases | $17,191,000 | 9,115 |
| Loan loss allowance | $152,000 | 10,180 |
| Trading account assets | $0 | 261 |
| Bank premises and fixed assets | $194,000 | 10,297 |
| Other real estate owned | $0 | 7,769 |
| Goodwill and other intangibles | $0 | 3,181 |
| All other assets | $229,000 | 11,175 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $26,555,000 | 9,914 |
| Total liabilities | $22,931,000 | 9,980 |
| Total deposits | $22,855,000 | 9,875 |
| Interest-bearing deposits | $22,545,000 | 9,385 |
| Deposits held in domestic offices | $22,855,000 | 9,873 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,736 |
| Trading liabilities | $0 | 110 |
| Other borrowed funds | $0 | 5,136 |
| Subordinated debt | $0 | 337 |
| All other liabilities | $76,000 | 11,452 |
| Total equity capital | $3,624,000 | 8,771 |
| Total bank equity capital | $3,624,000 | 8,771 |
| Perpetual preferred stock | $0 | 288 |
| Common stock | $1,350,000 | 2,861 |
| Surplus | $1,350,000 | 6,894 |
| Undivided profits | $924,000 | 9,420 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $236,000 | 6,259 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,782 |
| Income earned, not collected on loans | $42,000 | 11,489 |
| Earning assets | $24,934,000 | 9,805 |
| Long-term assets (5+ years) | $121,000 | 10,185 |
| Average Assets, year-to-date | $25,292,600 | 9,931 |
| Average Assets, quarterly | $26,228,500 | 9,908 |
| Volatile liabilities | $2,211,000 | 9,392 |
| Insider loans | $0 | 10,773 |
| FHLB advances | $0 | 855 |
| Loans and leases held for sale | $0 | 1,606 |
| Unused loan commitments | $499,000 | 10,007 |
| Tier 1 (core) risk-based capital | $3,624,000 | 8,654 |
| Tier 2 risk-based capital | $152,000 | 9,709 |
| Total risk weighted assets | $19,528,900 | 8,911 |
| Total unused commitments | $499,000 | 10,019 |
| Derivatives | $0 | 628 |
| 1994-12-31 | Rank | |
| # of Employees: | 21 | 7,881 |
| Assets and Liabilities | ||
| Total Assets: | $25,313,000 | 10,393 |
| Cash and due from depository institutions | $7,455,000 | 7,881 |
| Interest-bearing balances | $5,949,000 | 602 |
| Securities | $0 | 12,560 |
| Federal funds sold & reverse repurchase agreements | $0 | 8,397 |
| Net loans & leases | $17,092,000 | 9,369 |
| Loan loss allowance | $266,000 | 8,854 |
| Trading account assets | $0 | 286 |
| Bank premises and fixed assets | $205,000 | 10,641 |
| Other real estate owned | $0 | 7,881 |
| Goodwill and other intangibles | $0 | 3,133 |
| All other assets | $561,000 | 9,140 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $25,313,000 | 10,393 |
| Total liabilities | $21,753,000 | 10,506 |
| Total deposits | $21,575,000 | 10,400 |
| Interest-bearing deposits | $21,189,000 | 9,916 |
| Deposits held in domestic offices | $21,575,000 | 10,395 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 4,788 |
| Trading liabilities | $0 | 87 |
| Other borrowed funds | $0 | 5,375 |
| Subordinated debt | $0 | 372 |
| All other liabilities | $178,000 | 9,442 |
| Total equity capital | $3,560,000 | 8,733 |
| Total bank equity capital | $3,560,000 | 8,733 |
| Perpetual preferred stock | $0 | 310 |
| Common stock | $1,350,000 | 2,972 |
| Surplus | $1,350,000 | 7,008 |
| Undivided profits | $860,000 | 9,387 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $561,000 | 3,987 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,752 |
| Income earned, not collected on loans | $56,000 | 11,833 |
| Earning assets | $23,041,000 | 10,363 |
| Long-term assets (5+ years) | $198,000 | 10,578 |
| Average Assets, year-to-date | $28,777,000 | 9,863 |
| Average Assets, quarterly | $25,985,500 | 10,263 |
| Volatile liabilities | $1,703,000 | 10,073 |
| Insider loans | $0 | 11,229 |
| FHLB advances | $0 | 993 |
| Loans and leases held for sale | $0 | 1,430 |
| Unused loan commitments | $764,000 | 9,673 |
| Tier 1 (core) risk-based capital | $3,560,000 | 8,836 |
| Tier 2 risk-based capital | $244,690 | 8,346 |
| Total risk weighted assets | $19,553,790 | 9,070 |
| Total unused commitments | $764,000 | 9,679 |
| Derivatives | $0 | 687 |
| 1993-12-31 | Rank | |
| # of Employees: | 21 | 8,210 |
| Assets and Liabilities | ||
| Total Assets: | $32,018,000 | 9,873 |
| Cash and due from depository institutions | $8,000,000 | 8,210 |
| Interest-bearing balances | $6,504,000 | 932 |
| Securities | $0 | 13,214 |
| Federal funds sold & reverse repurchase agreements | $0 | 10,345 |
| Net loans & leases | $23,578,000 | 8,108 |
| Loan loss allowance | $368,000 | 7,778 |
| Trading account assets | $0 | 330 |
| Bank premises and fixed assets | $141,000 | 11,757 |
| Other real estate owned | $0 | 8,210 |
| Goodwill and other intangibles | $0 | 3,091 |
| All other assets | $299,000 | 11,284 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $32,018,000 | 9,873 |
| Total liabilities | $28,795,000 | 9,898 |
| Total deposits | $28,498,000 | 9,789 |
| Interest-bearing deposits | $28,268,000 | 9,085 |
| Deposits held in domestic offices | $28,498,000 | 9,783 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,944 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,027 |
| Subordinated debt | $0 | 413 |
| All other liabilities | $297,000 | 7,587 |
| Total equity capital | $3,223,000 | 9,434 |
| Total bank equity capital | $3,223,000 | 9,434 |
| Perpetual preferred stock | $0 | 343 |
| Common stock | $1,350,000 | 3,059 |
| Surplus | $1,350,000 | 7,043 |
| Undivided profits | $523,000 | 10,799 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $742,000 | 3,852 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1,950 |
| Income earned, not collected on loans | $57,000 | 12,251 |
| Earning assets | $30,082,000 | 9,740 |
| Long-term assets (5+ years) | $904,000 | 10,087 |
| Average Assets, year-to-date | $32,707,400 | 9,657 |
| Average Assets, quarterly | $32,369,000 | 9,779 |
| Volatile liabilities | $2,403,000 | 9,139 |
| Insider loans | $0 | 11,728 |
| FHLB advances | $0 | 821 |
| Loans and leases held for sale | $0 | 1,681 |
| Unused loan commitments | $672,000 | 10,048 |
| Tier 1 (core) risk-based capital | $3,223,000 | 9,379 |
| Tier 2 risk-based capital | $324,030 | 7,227 |
| Total risk weighted assets | $25,878,730 | 7,981 |
| Total unused commitments | $672,000 | 10,070 |
| Derivatives | $0 | 714 |
| 1992-12-31 | Rank | |
| # of Employees: | 20 | 8,629 |
| Assets and Liabilities | ||
| Total Assets: | $32,954,000 | 9,978 |
| Cash and due from depository institutions | $5,779,000 | 8,629 |
| Interest-bearing balances | $4,130,000 | 1,676 |
| Securities | $0 | 13,824 |
| Federal funds sold & reverse repurchase agreements | $0 | 11,296 |
| Net loans & leases | $26,715,000 | 7,588 |
| Loan loss allowance | $247,000 | 9,651 |
| Trading account assets | $0 | 344 |
| Bank premises and fixed assets | $131,000 | 12,340 |
| Other real estate owned | $27,000 | 8,629 |
| Goodwill and other intangibles | $0 | 3,106 |
| All other assets | $302,000 | 11,721 |
| Life insurance assets | $0 | 1 |
| Total liabilities and capital | $32,954,000 | 9,978 |
| Total liabilities | $30,010,000 | 9,955 |
| Total deposits | $29,582,000 | 9,871 |
| Interest-bearing deposits | $29,164,000 | 9,179 |
| Deposits held in domestic offices | $29,582,000 | 9,866 |
| % insured | 0.00% | 1 |
| Federal funds purchased & repurchase agreements | $0 | 3,764 |
| Trading liabilities | $0 | 1 |
| Other borrowed funds | $0 | 5,085 |
| Subordinated debt | $0 | 482 |
| All other liabilities | $428,000 | 6,526 |
| Total equity capital | $2,944,000 | 9,848 |
| Total bank equity capital | $2,944,000 | 9,848 |
| Perpetual preferred stock | $0 | 346 |
| Common stock | $1,350,000 | 3,174 |
| Surplus | $750,000 | 9,372 |
| Undivided profits | $844,000 | 9,994 |
| Noncontrolling interests in consolidated subsidiaries | $0 | 1 |
| Memoranda | ||
| Noncurrent loans and leases | $541,000 | 5,397 |
| Noncurrent loans that are wholly or partially guaranteed by the U.S. government | $0 | 1 |
| Income earned, not collected on loans | $81,000 | 12,151 |
| Earning assets | $30,845,000 | 9,825 |
| Long-term assets (5+ years) | $1,276,000 | 9,840 |
| Average Assets, year-to-date | $30,439,400 | 10,213 |
| Average Assets, quarterly | $32,674,500 | 9,978 |
| Volatile liabilities | $2,300,000 | 9,531 |
| Insider loans | $0 | 9,493 |
| FHLB advances | $0 | 832 |
| Loans and leases held for sale | $0 | 1,207 |
| Unused loan commitments | $637,000 | 10,138 |
| Tier 1 (core) risk-based capital | $2,944,000 | 9,777 |
| Tier 2 risk-based capital | $247,000 | 8,473 |
| Total risk weighted assets | $28,484,500 | 7,599 |
| Total unused commitments | $637,000 | 10,163 |
| Derivatives | $0 | 651 |