Home > Town and Country Bank of the Ozarks > Income and Expense
Town and Country Bank of the Ozarks, Income and Expense
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,889,000 | 7,013 |
| Total interest expense | $749,000 | 6,182 |
| Net interest income | $1,140,000 | 7,311 |
| Provision for loan and lease losses | $12,000 | 6,428 |
| Total noninterest income | $231,000 | 6,303 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $209,000 | 4,369 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $22,000 | 7,899 |
| Total noninterest expense | $1,274,000 | 6,566 |
| Salaries and employee benefits | $611,000 | 6,877 |
| Premises and equipment expense | $118,000 | 7,197 |
| Additional noninterest expense | $545,000 | 5,446 |
| Pre-tax net operating income | $85,000 | 8,073 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $3,000 | 6,760 |
| Income before extraordinary items | $82,000 | 8,050 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $82,000 | 8,049 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 2,555 |
| Cash dividends | $0 | 5,317 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $82,000 | 8,020 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $1,234,000 | 7,012 |
| Total interest expense | $468,000 | 6,202 |
| Net interest income | $766,000 | 7,298 |
| Provision for loan and lease losses | $12,000 | 5,987 |
| Total noninterest income | $136,000 | 6,531 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $141,000 | 4,291 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $-5,000 | 8,826 |
| Total noninterest expense | $850,000 | 6,575 |
| Salaries and employee benefits | $408,000 | 6,861 |
| Premises and equipment expense | $79,000 | 7,176 |
| Additional noninterest expense | $363,000 | 5,412 |
| Pre-tax net operating income | $40,000 | 8,178 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $-4,000 | 8,591 |
| Income before extraordinary items | $44,000 | 8,148 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $44,000 | 8,148 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $99,000 | 1,928 |
| Cash dividends | $0 | 5,072 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $44,000 | 8,116 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $614,000 | 7,055 |
| Total interest expense | $233,000 | 6,150 |
| Net interest income | $381,000 | 7,364 |
| Provision for loan and lease losses | $2,000 | 6,096 |
| Total noninterest income | $79,000 | 6,196 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $70,000 | 4,265 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $9,000 | 7,829 |
| Total noninterest expense | $449,000 | 6,438 |
| Salaries and employee benefits | $195,000 | 7,042 |
| Premises and equipment expense | $39,000 | 7,270 |
| Additional noninterest expense | $215,000 | 4,837 |
| Pre-tax net operating income | $9,000 | 8,361 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $8,000 | 6,187 |
| Income before extraordinary items | $1,000 | 8,441 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $1,000 | 8,441 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 1,154 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $1,000 | 8,412 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $2,653,000 | 6,759 |
| Total interest expense | $806,000 | 6,240 |
| Net interest income | $1,847,000 | 6,835 |
| Provision for loan and lease losses | $939,000 | 1,109 |
| Total noninterest income | $324,000 | 6,243 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $298,000 | 4,328 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $26,000 | 8,060 |
| Total noninterest expense | $1,724,000 | 6,498 |
| Salaries and employee benefits | $851,000 | 6,788 |
| Premises and equipment expense | $138,000 | 7,464 |
| Additional noninterest expense | $735,000 | 5,363 |
| Pre-tax net operating income | $-492,000 | 8,662 |
| Securities gains (losses) | $9,000 | 2,866 |
| Applicable income taxes | $-168,000 | 8,795 |
| Income before extraordinary items | $-315,000 | 8,634 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-315,000 | 8,635 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $423,000 | 1,535 |
| Cash dividends | $0 | 6,149 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $-320,850 | 8,611 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $2,010,000 | 6,740 |
| Total interest expense | $587,000 | 6,307 |
| Net interest income | $1,423,000 | 6,780 |
| Provision for loan and lease losses | $389,000 | 1,826 |
| Total noninterest income | $223,000 | 6,473 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $207,000 | 4,550 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $16,000 | 8,210 |
| Total noninterest expense | $1,168,000 | 6,748 |
| Salaries and employee benefits | $528,000 | 7,222 |
| Premises and equipment expense | $103,000 | 7,472 |
| Additional noninterest expense | $537,000 | 5,415 |
| Pre-tax net operating income | $89,000 | 8,173 |
| Securities gains (losses) | $9,000 | 2,772 |
| Applicable income taxes | $57,000 | 5,866 |
| Income before extraordinary items | $41,000 | 8,351 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $41,000 | 8,353 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $207,000 | 1,863 |
| Cash dividends | $0 | 5,363 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $35,240 | 8,331 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $1,358,000 | 6,750 |
| Total interest expense | $415,000 | 6,190 |
| Net interest income | $943,000 | 6,820 |
| Provision for loan and lease losses | $250,000 | 1,820 |
| Total noninterest income | $105,000 | 7,137 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $94,000 | 5,405 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $11,000 | 8,227 |
| Total noninterest expense | $778,000 | 6,802 |
| Salaries and employee benefits | $348,000 | 7,307 |
| Premises and equipment expense | $69,000 | 7,486 |
| Additional noninterest expense | $361,000 | 5,421 |
| Pre-tax net operating income | $20,000 | 8,418 |
| Securities gains (losses) | $9,000 | 2,475 |
| Applicable income taxes | $24,000 | 6,179 |
| Income before extraordinary items | $5,000 | 8,538 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $5,000 | 8,539 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $171,000 | 1,535 |
| Cash dividends | $0 | 5,087 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $-760 | 8,520 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $689,000 | 6,765 |
| Total interest expense | $215,000 | 6,147 |
| Net interest income | $474,000 | 6,841 |
| Provision for loan and lease losses | $250,000 | 948 |
| Total noninterest income | $47,000 | 7,311 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $41,000 | 5,626 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $6,000 | 8,203 |
| Total noninterest expense | $379,000 | 6,910 |
| Salaries and employee benefits | $171,000 | 7,405 |
| Premises and equipment expense | $32,000 | 7,669 |
| Additional noninterest expense | $176,000 | 5,500 |
| Pre-tax net operating income | $-108,000 | 8,808 |
| Securities gains (losses) | $9,000 | 2,096 |
| Applicable income taxes | $-30,000 | 8,931 |
| Income before extraordinary items | $-69,000 | 8,785 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $-69,000 | 8,786 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $162,000 | 944 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $-75,300 | 8,766 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $233,000 | 9,062 |
| Total interest expense | $100,000 | 8,957 |
| Net interest income | $133,000 | 9,076 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $24,000 | 8,981 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $17,000 | 7,866 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $7,000 | 8,858 |
| Total noninterest expense | $94,000 | 9,161 |
| Salaries and employee benefits | $44,000 | 9,151 |
| Premises and equipment expense | $10,000 | 9,122 |
| Additional noninterest expense | $40,000 | 9,140 |
| Pre-tax net operating income | $63,000 | 8,337 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $23,000 | 6,728 |
| Income before extraordinary items | $40,000 | 8,495 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $40,000 | 8,498 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 7,027 |
| Cash dividends | $0 | 6,283 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $40,000 | 8,399 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,886,000 | 7,112 |
| Total interest expense | $797,000 | 6,087 |
| Net interest income | $1,089,000 | 7,485 |
| Provision for loan and lease losses | $115,000 | 4,426 |
| Total noninterest income | $156,000 | 7,320 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $118,000 | 5,818 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $38,000 | 7,573 |
| Total noninterest expense | $743,000 | 7,881 |
| Salaries and employee benefits | $379,000 | 8,049 |
| Premises and equipment expense | $80,000 | 7,996 |
| Additional noninterest expense | $284,000 | 7,284 |
| Pre-tax net operating income | $387,000 | 6,755 |
| Securities gains (losses) | $1,000 | 4,000 |
| Applicable income taxes | $139,000 | 5,216 |
| Income before extraordinary items | $249,000 | 7,259 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $249,000 | 7,261 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $59,000 | 3,994 |
| Cash dividends | $0 | 5,519 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $248,360 | 7,099 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,231,000 | 7,221 |
| Total interest expense | $519,000 | 6,280 |
| Net interest income | $712,000 | 7,545 |
| Provision for loan and lease losses | $78,000 | 4,349 |
| Total noninterest income | $98,000 | 7,437 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $79,000 | 5,792 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $19,000 | 7,898 |
| Total noninterest expense | $471,000 | 8,017 |
| Salaries and employee benefits | $248,000 | 8,102 |
| Premises and equipment expense | $51,000 | 8,066 |
| Additional noninterest expense | $172,000 | 7,493 |
| Pre-tax net operating income | $261,000 | 6,768 |
| Securities gains (losses) | $1,000 | 3,586 |
| Applicable income taxes | $93,000 | 5,224 |
| Income before extraordinary items | $169,000 | 7,260 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $169,000 | 7,263 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $40,000 | 3,723 |
| Cash dividends | $0 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $168,350 | 7,091 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $600,000 | 7,317 |
| Total interest expense | $256,000 | 6,420 |
| Net interest income | $344,000 | 7,645 |
| Provision for loan and lease losses | $27,000 | 4,866 |
| Total noninterest income | $49,000 | 7,390 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $38,000 | 5,790 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $11,000 | 7,783 |
| Total noninterest expense | $228,000 | 8,110 |
| Salaries and employee benefits | $121,000 | 8,179 |
| Premises and equipment expense | $24,000 | 8,165 |
| Additional noninterest expense | $83,000 | 7,586 |
| Pre-tax net operating income | $138,000 | 6,639 |
| Securities gains (losses) | $1,000 | 2,714 |
| Applicable income taxes | $47,000 | 5,201 |
| Income before extraordinary items | $92,000 | 7,045 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $92,000 | 7,047 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 4,155 |
| Cash dividends | $0 | 3,930 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $91,340 | 6,910 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $2,203,000 | 7,643 |
| Total interest expense | $974,000 | 7,000 |
| Net interest income | $1,229,000 | 7,876 |
| Provision for loan and lease losses | $115,000 | 5,483 |
| Total noninterest income | $151,000 | 7,813 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $116,000 | 6,311 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $35,000 | 8,031 |
| Total noninterest expense | $847,000 | 8,254 |
| Salaries and employee benefits | $428,000 | 8,403 |
| Premises and equipment expense | $106,000 | 8,090 |
| Additional noninterest expense | $313,000 | 7,720 |
| Pre-tax net operating income | $418,000 | 7,083 |
| Securities gains (losses) | $7,000 | 3,799 |
| Applicable income taxes | $99,000 | 5,970 |
| Income before extraordinary items | $326,000 | 7,198 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $326,000 | 7,198 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $23,000 | 6,176 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $320,610 | 7,114 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $2,114,000 | 8,107 |
| Total interest expense | $1,392,000 | 7,207 |
| Net interest income | $722,000 | 8,817 |
| Provision for loan and lease losses | $104,000 | 5,529 |
| Total noninterest income | $88,000 | 8,679 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $74,000 | 7,088 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $14,000 | 8,971 |
| Total noninterest expense | $713,000 | 8,652 |
| Salaries and employee benefits | $371,000 | 8,745 |
| Premises and equipment expense | $107,000 | 8,198 |
| Additional noninterest expense | $235,000 | 8,363 |
| Pre-tax net operating income | $-7,000 | 8,744 |
| Securities gains (losses) | $3,000 | 4,114 |
| Applicable income taxes | $2,000 | 7,831 |
| Income before extraordinary items | $-6,000 | 8,824 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $-6,000 | 8,824 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $9,000 | 6,947 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $-9,000 | 8,747 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,397,000 | 9,059 |
| Total interest expense | $812,000 | 8,613 |
| Net interest income | $585,000 | 9,316 |
| Provision for loan and lease losses | $55,000 | 6,399 |
| Total noninterest income | $66,000 | 9,090 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $56,000 | 7,489 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 9,421 |
| Total noninterest expense | $590,000 | 9,125 |
| Salaries and employee benefits | $300,000 | 9,257 |
| Premises and equipment expense | $96,000 | 8,515 |
| Additional noninterest expense | $194,000 | 8,841 |
| Pre-tax net operating income | $6,000 | 9,095 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $-2,000 | 9,274 |
| Income before extraordinary items | $8,000 | 9,113 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $8,000 | 9,111 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 6,551 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $8,000 | 9,100 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $966,000 | 9,640 |
| Total interest expense | $589,000 | 9,238 |
| Net interest income | $377,000 | 9,856 |
| Provision for loan and lease losses | $63,000 | 6,078 |
| Total noninterest income | $43,000 | 9,694 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $33,000 | 8,233 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $10,000 | 9,728 |
| Total noninterest expense | $490,000 | 9,652 |
| Salaries and employee benefits | $260,000 | 9,670 |
| Premises and equipment expense | $70,000 | 9,216 |
| Additional noninterest expense | $160,000 | 9,432 |
| Pre-tax net operating income | $-133,000 | 9,560 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $-22,000 | 9,727 |
| Income before extraordinary items | $-111,000 | 9,587 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-111,000 | 9,585 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 7,897 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-111,000 | 9,565 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $231,000 | 10,347 |
| Total interest expense | $129,000 | 10,270 |
| Net interest income | $102,000 | 10,383 |
| Provision for loan and lease losses | $40,000 | 6,927 |
| Total noninterest income | $4,000 | 10,356 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $2,000 | 9,010 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $2,000 | 10,319 |
| Total noninterest expense | $301,000 | 10,259 |
| Salaries and employee benefits | $137,000 | 10,295 |
| Premises and equipment expense | $43,000 | 9,960 |
| Additional noninterest expense | $121,000 | 9,944 |
| Pre-tax net operating income | $-235,000 | 10,023 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $-42,000 | 10,119 |
| Income before extraordinary items | $-193,000 | 10,045 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-193,000 | 10,041 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $3,150,000 | 317 |
| Net operating income | $-193,000 | 10,012 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.