Home > Town and Country Bank of Almelund > Income and Expense
Town and Country Bank of Almelund, Income and Expense
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $2,257,000 | 8,185 |
| Total interest expense | $940,000 | 8,340 |
| Net interest income | $1,317,000 | 7,943 |
| Provision for loan and lease losses | $684,000 | 1,347 |
| Total noninterest income | $377,000 | 5,787 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $263,000 | 4,385 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $114,000 | 6,314 |
| Total noninterest expense | $1,298,000 | 7,312 |
| Salaries and employee benefits | $733,000 | 7,058 |
| Premises and equipment expense | $170,000 | 7,325 |
| Additional noninterest expense | $395,000 | 7,317 |
| Pre-tax net operating income | $-288,000 | 9,704 |
| Securities gains (losses) | $34,000 | 1,140 |
| Applicable income taxes | $-89,000 | 9,903 |
| Income before extraordinary items | $-165,000 | 9,645 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-165,000 | 9,643 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $565,000 | 1,110 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-187,100 | 9,643 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $2,249,000 | 8,381 |
| Total interest expense | $946,000 | 8,572 |
| Net interest income | $1,303,000 | 8,116 |
| Provision for loan and lease losses | $192,000 | 3,596 |
| Total noninterest income | $327,000 | 6,235 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $220,000 | 4,861 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $107,000 | 6,480 |
| Total noninterest expense | $1,215,000 | 7,507 |
| Salaries and employee benefits | $658,000 | 7,433 |
| Premises and equipment expense | $174,000 | 7,165 |
| Additional noninterest expense | $383,000 | 7,368 |
| Pre-tax net operating income | $223,000 | 8,805 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $66,000 | 8,056 |
| Income before extraordinary items | $157,000 | 8,929 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $157,000 | 8,927 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $253,000 | 2,090 |
| Cash dividends | $120,000 | 6,059 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $157,000 | 8,860 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $2,234,000 | 8,741 |
| Total interest expense | $913,000 | 8,923 |
| Net interest income | $1,321,000 | 8,424 |
| Provision for loan and lease losses | $238,000 | 3,087 |
| Total noninterest income | $380,000 | 5,900 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $216,000 | 5,097 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $164,000 | 5,461 |
| Total noninterest expense | $1,107,000 | 7,980 |
| Salaries and employee benefits | $609,000 | 7,854 |
| Premises and equipment expense | $163,000 | 7,518 |
| Additional noninterest expense | $335,000 | 7,955 |
| Pre-tax net operating income | $356,000 | 8,696 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $116,000 | 8,152 |
| Income before extraordinary items | $240,000 | 8,832 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $240,000 | 8,837 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $132,000 | 3,258 |
| Cash dividends | $100,000 | 6,450 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $240,000 | 8,798 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $2,145,000 | 9,178 |
| Total interest expense | $851,000 | 9,480 |
| Net interest income | $1,294,000 | 8,784 |
| Provision for loan and lease losses | $254,000 | 2,909 |
| Total noninterest income | $486,000 | 5,266 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $260,000 | 4,682 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $226,000 | 4,843 |
| Total noninterest expense | $1,096,000 | 8,340 |
| Salaries and employee benefits | $633,000 | 7,936 |
| Premises and equipment expense | $131,000 | 8,508 |
| Additional noninterest expense | $332,000 | 8,551 |
| Pre-tax net operating income | $430,000 | 8,336 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $147,000 | 7,918 |
| Income before extraordinary items | $283,000 | 8,564 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $283,000 | 8,561 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $350,000 | 1,854 |
| Cash dividends | $80,000 | 7,029 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $283,000 | 8,500 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $2,000,000 | 9,719 |
| Total interest expense | $767,000 | 10,061 |
| Net interest income | $1,233,000 | 9,245 |
| Provision for loan and lease losses | $202,000 | 2,979 |
| Total noninterest income | $390,000 | 6,085 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $219,000 | 5,362 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $171,000 | 5,593 |
| Total noninterest expense | $1,039,000 | 8,797 |
| Salaries and employee benefits | $551,000 | 8,716 |
| Premises and equipment expense | $133,000 | 8,707 |
| Additional noninterest expense | $355,000 | 8,653 |
| Pre-tax net operating income | $382,000 | 9,178 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $132,000 | 8,584 |
| Income before extraordinary items | $250,000 | 9,407 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $250,000 | 9,410 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $96,000 | 3,855 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $250,000 | 9,392 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $1,859,000 | 10,065 |
| Total interest expense | $643,000 | 10,385 |
| Net interest income | $1,216,000 | 9,721 |
| Provision for loan and lease losses | $337,000 | 2,083 |
| Total noninterest income | $299,000 | 7,266 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $190,000 | 6,067 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $109,000 | 7,256 |
| Total noninterest expense | $963,000 | 9,500 |
| Salaries and employee benefits | $498,000 | 9,411 |
| Premises and equipment expense | $117,000 | 9,478 |
| Additional noninterest expense | $348,000 | 9,369 |
| Pre-tax net operating income | $215,000 | 10,770 |
| Securities gains (losses) | $-38,000 | 10,837 |
| Applicable income taxes | $49,000 | 10,496 |
| Income before extraordinary items | $128,000 | 11,078 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $128,000 | 11,084 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $307,000 | 1,877 |
| Cash dividends | $120,000 | 6,524 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $155,360 | 10,800 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $1,798,000 | 10,591 |
| Total interest expense | $730,000 | 10,409 |
| Net interest income | $1,068,000 | 10,534 |
| Provision for loan and lease losses | $147,000 | 4,724 |
| Total noninterest income | $473,000 | 5,805 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $229,000 | 5,437 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $244,000 | 5,071 |
| Total noninterest expense | $1,004,000 | 9,710 |
| Salaries and employee benefits | $557,000 | 9,152 |
| Premises and equipment expense | $108,000 | 10,198 |
| Additional noninterest expense | $339,000 | 9,968 |
| Pre-tax net operating income | $390,000 | 9,485 |
| Securities gains (losses) | $3,000 | 6,505 |
| Applicable income taxes | $135,000 | 8,981 |
| Income before extraordinary items | $258,000 | 9,954 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $258,000 | 10,091 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $137,000 | 3,869 |
| Cash dividends | $120,000 | 6,522 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $256,020 | 9,719 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $1,876,000 | 11,143 |
| Total interest expense | $903,000 | 10,858 |
| Net interest income | $973,000 | 11,202 |
| Provision for loan and lease losses | $165,000 | 5,823 |
| Total noninterest income | $445,000 | 6,127 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $260,000 | 4,984 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $185,000 | 5,932 |
| Total noninterest expense | $893,000 | 10,521 |
| Salaries and employee benefits | $478,000 | 10,004 |
| Premises and equipment expense | $107,000 | 10,495 |
| Additional noninterest expense | $308,000 | 10,718 |
| Pre-tax net operating income | $360,000 | 9,582 |
| Securities gains (losses) | $7,000 | 6,774 |
| Applicable income taxes | $119,000 | 9,396 |
| Income before extraordinary items | $248,000 | 9,946 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $248,000 | 10,094 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $163,000 | 4,698 |
| Cash dividends | $80,000 | 6,992 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $243,240 | 9,646 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.