Home > Town and Country Bank > Income and Expense
Town and Country Bank, Income and Expense
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $6,715,000 | 3,538 |
| Total interest expense | $448,000 | 5,322 |
| Net interest income | $6,267,000 | 3,259 |
| Provision for loan and lease losses | $137,000 | 4,371 |
| Total noninterest income | $2,744,000 | 1,755 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $1,371,000 | 1,045 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $1,373,000 | 1,958 |
| Total noninterest expense | $6,362,000 | 2,906 |
| Salaries and employee benefits | $3,676,000 | 2,655 |
| Premises and equipment expense | $839,000 | 2,635 |
| Additional noninterest expense | $1,847,000 | 3,280 |
| Pre-tax net operating income | $2,512,000 | 2,396 |
| Securities gains (losses) | $188,000 | 1,764 |
| Applicable income taxes | $0 | 4,751 |
| Income before extraordinary items | $2,700,000 | 2,039 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,700,000 | 2,038 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $2,700,000 | 2,040 |
| Net charge-offs | $11,000 | 5,581 |
| Cash dividends | $1,024,000 | 1,905 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $2,512,000 | 2,039 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $5,068,000 | 3,588 |
| Total interest expense | $335,000 | 5,469 |
| Net interest income | $4,733,000 | 3,301 |
| Provision for loan and lease losses | $129,000 | 4,109 |
| Total noninterest income | $2,028,000 | 1,768 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $1,019,000 | 1,050 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $1,009,000 | 1,991 |
| Total noninterest expense | $4,700,000 | 2,948 |
| Salaries and employee benefits | $2,696,000 | 2,733 |
| Premises and equipment expense | $622,000 | 2,699 |
| Additional noninterest expense | $1,382,000 | 3,307 |
| Pre-tax net operating income | $1,932,000 | 2,418 |
| Securities gains (losses) | $176,000 | 1,536 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $2,108,000 | 2,011 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $2,108,000 | 2,009 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $2,108,000 | 2,012 |
| Net charge-offs | $-9,000 | 6,584 |
| Cash dividends | $842,000 | 1,490 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $1,932,000 | 2,052 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $3,392,000 | 3,616 |
| Total interest expense | $222,000 | 5,568 |
| Net interest income | $3,170,000 | 3,285 |
| Provision for loan and lease losses | $62,000 | 4,323 |
| Total noninterest income | $1,329,000 | 1,777 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $666,000 | 1,058 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $663,000 | 1,979 |
| Total noninterest expense | $3,131,000 | 2,954 |
| Salaries and employee benefits | $1,787,000 | 2,758 |
| Premises and equipment expense | $407,000 | 2,739 |
| Additional noninterest expense | $937,000 | 3,292 |
| Pre-tax net operating income | $1,306,000 | 2,361 |
| Securities gains (losses) | $73,000 | 1,806 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $1,379,000 | 2,029 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $1,379,000 | 2,027 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $1,379,000 | 2,029 |
| Net charge-offs | $-8,000 | 6,578 |
| Cash dividends | $626,000 | 1,388 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $1,306,000 | 2,007 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $1,713,000 | 3,625 |
| Total interest expense | $114,000 | 5,633 |
| Net interest income | $1,599,000 | 3,280 |
| Provision for loan and lease losses | $45,000 | 3,771 |
| Total noninterest income | $635,000 | 1,834 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $322,000 | 1,083 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $313,000 | 2,051 |
| Total noninterest expense | $1,552,000 | 2,968 |
| Salaries and employee benefits | $891,000 | 2,764 |
| Premises and equipment expense | $202,000 | 2,775 |
| Additional noninterest expense | $459,000 | 3,300 |
| Pre-tax net operating income | $637,000 | 2,422 |
| Securities gains (losses) | $73,000 | 1,049 |
| Applicable income taxes | $0 | 4,704 |
| Income before extraordinary items | $710,000 | 1,989 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $710,000 | 1,990 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $710,000 | 1,991 |
| Net charge-offs | $-2,000 | 6,038 |
| Cash dividends | $278,000 | 1,343 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $637,000 | 2,048 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $6,917,000 | 3,701 |
| Total interest expense | $621,000 | 5,445 |
| Net interest income | $6,296,000 | 3,340 |
| Provision for loan and lease losses | $290,000 | 4,180 |
| Total noninterest income | $2,587,000 | 1,674 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $1,353,000 | 1,090 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $1,234,000 | 1,866 |
| Total noninterest expense | $6,122,000 | 3,007 |
| Salaries and employee benefits | $3,407,000 | 2,804 |
| Premises and equipment expense | $830,000 | 2,828 |
| Additional noninterest expense | $1,885,000 | 3,300 |
| Pre-tax net operating income | $2,471,000 | 2,155 |
| Securities gains (losses) | $89,000 | 2,157 |
| Applicable income taxes | $0 | 4,719 |
| Income before extraordinary items | $2,560,000 | 1,846 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,560,000 | 1,847 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $2,560,000 | 1,847 |
| Net charge-offs | $95,000 | 5,024 |
| Cash dividends | $815,000 | 1,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $2,471,000 | 1,804 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $5,208,000 | 3,735 |
| Total interest expense | $496,000 | 5,427 |
| Net interest income | $4,712,000 | 3,364 |
| Provision for loan and lease losses | $225,000 | 3,970 |
| Total noninterest income | $1,920,000 | 1,654 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $1,013,000 | 1,099 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $907,000 | 1,882 |
| Total noninterest expense | $4,567,000 | 3,015 |
| Salaries and employee benefits | $2,534,000 | 2,824 |
| Premises and equipment expense | $612,000 | 2,888 |
| Additional noninterest expense | $1,421,000 | 3,289 |
| Pre-tax net operating income | $1,840,000 | 2,219 |
| Securities gains (losses) | $40,000 | 2,462 |
| Applicable income taxes | $0 | 4,740 |
| Income before extraordinary items | $1,880,000 | 1,928 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $1,880,000 | 1,928 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $1,880,000 | 1,928 |
| Net charge-offs | $80,000 | 4,630 |
| Cash dividends | $815,000 | 1,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $1,840,000 | 1,868 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $3,462,000 | 3,785 |
| Total interest expense | $347,000 | 5,450 |
| Net interest income | $3,115,000 | 3,375 |
| Provision for loan and lease losses | $150,000 | 3,873 |
| Total noninterest income | $1,254,000 | 1,674 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $673,000 | 1,097 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $581,000 | 1,910 |
| Total noninterest expense | $3,063,000 | 3,042 |
| Salaries and employee benefits | $1,682,000 | 2,855 |
| Premises and equipment expense | $414,000 | 2,879 |
| Additional noninterest expense | $967,000 | 3,283 |
| Pre-tax net operating income | $1,156,000 | 2,295 |
| Securities gains (losses) | $13,000 | 2,268 |
| Applicable income taxes | $0 | 4,697 |
| Income before extraordinary items | $1,169,000 | 1,997 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $1,169,000 | 1,997 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $1,169,000 | 1,997 |
| Net charge-offs | $79,000 | 4,069 |
| Cash dividends | $594,000 | 1,271 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $1,156,000 | 1,942 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $1,714,000 | 3,829 |
| Total interest expense | $181,000 | 5,454 |
| Net interest income | $1,533,000 | 3,403 |
| Provision for loan and lease losses | $75,000 | 3,668 |
| Total noninterest income | $595,000 | 1,761 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $328,000 | 1,106 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $267,000 | 2,065 |
| Total noninterest expense | $1,526,000 | 3,066 |
| Salaries and employee benefits | $824,000 | 2,923 |
| Premises and equipment expense | $209,000 | 2,881 |
| Additional noninterest expense | $493,000 | 3,224 |
| Pre-tax net operating income | $527,000 | 2,465 |
| Securities gains (losses) | $13,000 | 1,224 |
| Applicable income taxes | $0 | 4,545 |
| Income before extraordinary items | $540,000 | 2,110 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $540,000 | 2,109 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $540,000 | 2,110 |
| Net charge-offs | $85,000 | 2,903 |
| Cash dividends | $262,000 | 1,211 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $527,000 | 2,109 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $7,026,000 | 3,889 |
| Total interest expense | $864,000 | 5,558 |
| Net interest income | $6,162,000 | 3,405 |
| Provision for loan and lease losses | $145,000 | 5,683 |
| Total noninterest income | $2,142,000 | 1,990 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $1,212,000 | 1,234 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $930,000 | 2,266 |
| Total noninterest expense | $6,033,000 | 3,088 |
| Salaries and employee benefits | $3,181,000 | 2,966 |
| Premises and equipment expense | $850,000 | 2,835 |
| Additional noninterest expense | $2,002,000 | 3,255 |
| Pre-tax net operating income | $2,126,000 | 2,135 |
| Securities gains (losses) | $246,000 | 1,423 |
| Applicable income taxes | $0 | 4,655 |
| Income before extraordinary items | $2,372,000 | 1,735 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $2,372,000 | 1,736 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $2,372,000 | 1,737 |
| Net charge-offs | $12,000 | 6,521 |
| Cash dividends | $724,000 | 1,890 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $2,126,000 | 1,847 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $5,199,000 | 4,010 |
| Total interest expense | $658,000 | 5,678 |
| Net interest income | $4,541,000 | 3,490 |
| Provision for loan and lease losses | $115,000 | 5,549 |
| Total noninterest income | $1,548,000 | 2,042 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $880,000 | 1,330 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $668,000 | 2,343 |
| Total noninterest expense | $4,552,000 | 3,084 |
| Salaries and employee benefits | $2,447,000 | 2,908 |
| Premises and equipment expense | $650,000 | 2,847 |
| Additional noninterest expense | $1,455,000 | 3,314 |
| Pre-tax net operating income | $1,422,000 | 2,476 |
| Securities gains (losses) | $220,000 | 1,302 |
| Applicable income taxes | $0 | 4,726 |
| Income before extraordinary items | $1,642,000 | 1,997 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $1,642,000 | 1,998 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $1,642,000 | 1,999 |
| Net charge-offs | $0 | 6,672 |
| Cash dividends | $724,000 | 1,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $1,422,000 | 2,141 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $3,392,000 | 4,099 |
| Total interest expense | $427,000 | 5,831 |
| Net interest income | $2,965,000 | 3,549 |
| Provision for loan and lease losses | $70,000 | 5,493 |
| Total noninterest income | $1,001,000 | 2,049 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $577,000 | 1,363 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $424,000 | 2,330 |
| Total noninterest expense | $3,076,000 | 3,044 |
| Salaries and employee benefits | $1,658,000 | 2,875 |
| Premises and equipment expense | $441,000 | 2,812 |
| Additional noninterest expense | $977,000 | 3,258 |
| Pre-tax net operating income | $820,000 | 2,751 |
| Securities gains (losses) | $96,000 | 1,448 |
| Applicable income taxes | $0 | 4,691 |
| Income before extraordinary items | $916,000 | 2,276 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $916,000 | 2,273 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $916,000 | 2,276 |
| Net charge-offs | $5,000 | 6,051 |
| Cash dividends | $486,000 | 1,376 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $820,000 | 2,361 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $1,668,000 | 4,206 |
| Total interest expense | $206,000 | 6,010 |
| Net interest income | $1,462,000 | 3,630 |
| Provision for loan and lease losses | $40,000 | 5,088 |
| Total noninterest income | $485,000 | 2,080 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $292,000 | 1,345 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $193,000 | 2,453 |
| Total noninterest expense | $1,549,000 | 3,068 |
| Salaries and employee benefits | $820,000 | 2,948 |
| Premises and equipment expense | $229,000 | 2,783 |
| Additional noninterest expense | $500,000 | 3,183 |
| Pre-tax net operating income | $358,000 | 3,033 |
| Securities gains (losses) | $21,000 | 1,498 |
| Applicable income taxes | $0 | 4,611 |
| Income before extraordinary items | $379,000 | 2,644 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $379,000 | 2,642 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $379,000 | 2,644 |
| Net charge-offs | $14,000 | 4,653 |
| Cash dividends | $304,000 | 1,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $358,000 | 2,656 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $7,101,000 | 4,131 |
| Total interest expense | $1,038,000 | 5,953 |
| Net interest income | $6,063,000 | 3,434 |
| Provision for loan and lease losses | $209,000 | 5,740 |
| Total noninterest income | $2,252,000 | 1,956 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $1,331,000 | 1,299 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $921,000 | 2,248 |
| Total noninterest expense | $6,080,000 | 3,145 |
| Salaries and employee benefits | $3,034,000 | 3,147 |
| Premises and equipment expense | $869,000 | 2,913 |
| Additional noninterest expense | $2,177,000 | 3,115 |
| Pre-tax net operating income | $2,026,000 | 1,889 |
| Securities gains (losses) | $127,000 | 1,928 |
| Applicable income taxes | $0 | 4,388 |
| Income before extraordinary items | $2,153,000 | 1,552 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $2,153,000 | 1,549 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $2,153,000 | 1,551 |
| Net charge-offs | $65,000 | 6,050 |
| Cash dividends | $901,000 | 1,758 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $2,026,000 | 1,602 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $5,355,000 | 4,178 |
| Total interest expense | $823,000 | 5,973 |
| Net interest income | $4,532,000 | 3,448 |
| Provision for loan and lease losses | $149,000 | 5,523 |
| Total noninterest income | $1,628,000 | 2,043 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $976,000 | 1,314 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $652,000 | 2,398 |
| Total noninterest expense | $4,683,000 | 3,087 |
| Salaries and employee benefits | $2,319,000 | 3,115 |
| Premises and equipment expense | $658,000 | 2,912 |
| Additional noninterest expense | $1,706,000 | 2,957 |
| Pre-tax net operating income | $1,328,000 | 2,269 |
| Securities gains (losses) | $90,000 | 1,920 |
| Applicable income taxes | $0 | 4,592 |
| Income before extraordinary items | $1,418,000 | 1,880 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $1,418,000 | 1,879 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $1,418,000 | 1,880 |
| Net charge-offs | $74,000 | 5,347 |
| Cash dividends | $901,000 | 1,362 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,328,000 | 1,965 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $3,582,000 | 4,201 |
| Total interest expense | $575,000 | 6,008 |
| Net interest income | $3,007,000 | 3,451 |
| Provision for loan and lease losses | $89,000 | 5,502 |
| Total noninterest income | $1,034,000 | 2,130 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $624,000 | 1,363 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $410,000 | 2,521 |
| Total noninterest expense | $3,115,000 | 3,126 |
| Salaries and employee benefits | $1,554,000 | 3,143 |
| Premises and equipment expense | $433,000 | 2,989 |
| Additional noninterest expense | $1,128,000 | 2,986 |
| Pre-tax net operating income | $837,000 | 2,435 |
| Securities gains (losses) | $90,000 | 1,569 |
| Applicable income taxes | $0 | 4,657 |
| Income before extraordinary items | $927,000 | 1,970 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $927,000 | 1,968 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $927,000 | 1,969 |
| Net charge-offs | $51,000 | 4,886 |
| Cash dividends | $486,000 | 1,671 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $837,000 | 2,099 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $1,823,000 | 4,198 |
| Total interest expense | $306,000 | 5,969 |
| Net interest income | $1,517,000 | 3,415 |
| Provision for loan and lease losses | $29,000 | 5,632 |
| Total noninterest income | $514,000 | 2,098 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $316,000 | 1,306 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $198,000 | 2,529 |
| Total noninterest expense | $1,532,000 | 3,085 |
| Salaries and employee benefits | $781,000 | 3,158 |
| Premises and equipment expense | $217,000 | 3,037 |
| Additional noninterest expense | $534,000 | 2,839 |
| Pre-tax net operating income | $470,000 | 2,492 |
| Securities gains (losses) | $88,000 | 1,059 |
| Applicable income taxes | $0 | 4,835 |
| Income before extraordinary items | $558,000 | 1,926 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $558,000 | 1,928 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $558,000 | 1,928 |
| Net charge-offs | $46,000 | 3,656 |
| Cash dividends | $265,000 | 1,461 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $470,000 | 2,119 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $7,596,000 | 4,270 |
| Total interest expense | $1,793,000 | 5,578 |
| Net interest income | $5,803,000 | 3,558 |
| Provision for loan and lease losses | $120,000 | 5,805 |
| Total noninterest income | $2,037,000 | 2,114 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $1,299,000 | 1,383 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $738,000 | 2,566 |
| Total noninterest expense | $5,648,000 | 3,254 |
| Salaries and employee benefits | $3,063,000 | 3,188 |
| Premises and equipment expense | $850,000 | 3,026 |
| Additional noninterest expense | $1,735,000 | 3,230 |
| Pre-tax net operating income | $2,072,000 | 2,377 |
| Securities gains (losses) | $24,000 | 2,069 |
| Applicable income taxes | $0 | 4,979 |
| Income before extraordinary items | $2,096,000 | 1,906 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,096,000 | 1,908 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,961 |
| Cash dividends | $659,000 | 2,946 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $2,072,000 | 2,044 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $5,769,000 | 4,307 |
| Total interest expense | $1,418,000 | 5,580 |
| Net interest income | $4,351,000 | 3,586 |
| Provision for loan and lease losses | $90,000 | 5,263 |
| Total noninterest income | $1,509,000 | 2,203 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $972,000 | 1,398 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $537,000 | 2,697 |
| Total noninterest expense | $4,248,000 | 3,223 |
| Salaries and employee benefits | $2,332,000 | 3,182 |
| Premises and equipment expense | $643,000 | 3,019 |
| Additional noninterest expense | $1,273,000 | 3,216 |
| Pre-tax net operating income | $1,522,000 | 2,817 |
| Securities gains (losses) | $24,000 | 1,901 |
| Applicable income taxes | $0 | 5,372 |
| Income before extraordinary items | $1,546,000 | 2,270 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $1,546,000 | 2,268 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 7,952 |
| Cash dividends | $641,000 | 2,393 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $1,522,000 | 2,415 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $3,858,000 | 4,353 |
| Total interest expense | $988,000 | 5,614 |
| Net interest income | $2,870,000 | 3,609 |
| Provision for loan and lease losses | $60,000 | 4,901 |
| Total noninterest income | $989,000 | 2,247 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $648,000 | 1,382 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $341,000 | 2,833 |
| Total noninterest expense | $2,839,000 | 3,231 |
| Salaries and employee benefits | $1,568,000 | 3,202 |
| Premises and equipment expense | $422,000 | 3,070 |
| Additional noninterest expense | $849,000 | 3,173 |
| Pre-tax net operating income | $960,000 | 3,028 |
| Securities gains (losses) | $24,000 | 1,934 |
| Applicable income taxes | $0 | 5,627 |
| Income before extraordinary items | $984,000 | 2,609 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $984,000 | 2,609 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 4,912 |
| Cash dividends | $491,000 | 2,328 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $960,000 | 2,604 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $1,941,000 | 4,404 |
| Total interest expense | $514,000 | 5,684 |
| Net interest income | $1,427,000 | 3,616 |
| Provision for loan and lease losses | $30,000 | 4,346 |
| Total noninterest income | $482,000 | 2,293 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $323,000 | 1,356 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $159,000 | 2,942 |
| Total noninterest expense | $1,446,000 | 3,170 |
| Salaries and employee benefits | $803,000 | 3,156 |
| Premises and equipment expense | $215,000 | 3,023 |
| Additional noninterest expense | $428,000 | 3,106 |
| Pre-tax net operating income | $433,000 | 3,365 |
| Securities gains (losses) | $44,000 | 1,153 |
| Applicable income taxes | $0 | 5,622 |
| Income before extraordinary items | $477,000 | 2,801 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $477,000 | 2,803 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 4,623 |
| Cash dividends | $200,000 | 2,298 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $433,000 | 2,924 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $7,471,000 | 4,561 |
| Total interest expense | $1,785,000 | 6,074 |
| Net interest income | $5,686,000 | 3,646 |
| Provision for loan and lease losses | $100,000 | 4,892 |
| Total noninterest income | $1,982,000 | 2,228 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $1,347,000 | 1,328 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $635,000 | 2,921 |
| Total noninterest expense | $5,295,000 | 3,298 |
| Salaries and employee benefits | $2,784,000 | 3,430 |
| Premises and equipment expense | $733,000 | 3,324 |
| Additional noninterest expense | $1,778,000 | 2,964 |
| Pre-tax net operating income | $2,273,000 | 3,040 |
| Securities gains (losses) | $-25,000 | 7,815 |
| Applicable income taxes | $0 | 6,070 |
| Income before extraordinary items | $2,248,000 | 2,583 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $2,248,000 | 2,582 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $101,000 | 3,750 |
| Cash dividends | $1,076,000 | 2,509 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $2,273,000 | 2,554 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $5,546,000 | 4,602 |
| Total interest expense | $1,290,000 | 6,190 |
| Net interest income | $4,256,000 | 3,665 |
| Provision for loan and lease losses | $70,000 | 4,664 |
| Total noninterest income | $1,445,000 | 2,271 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $978,000 | 1,349 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $467,000 | 2,962 |
| Total noninterest expense | $3,855,000 | 3,346 |
| Salaries and employee benefits | $2,031,000 | 3,486 |
| Premises and equipment expense | $547,000 | 3,313 |
| Additional noninterest expense | $1,277,000 | 3,020 |
| Pre-tax net operating income | $1,776,000 | 3,093 |
| Securities gains (losses) | $-25,000 | 8,018 |
| Applicable income taxes | $0 | 6,220 |
| Income before extraordinary items | $1,751,000 | 2,649 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $1,751,000 | 2,647 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $67,000 | 3,311 |
| Cash dividends | $1,076,000 | 1,896 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $1,776,000 | 2,597 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $3,687,000 | 4,627 |
| Total interest expense | $841,000 | 6,266 |
| Net interest income | $2,846,000 | 3,676 |
| Provision for loan and lease losses | $40,000 | 4,625 |
| Total noninterest income | $957,000 | 2,307 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $635,000 | 1,391 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $322,000 | 2,907 |
| Total noninterest expense | $2,557,000 | 3,387 |
| Salaries and employee benefits | $1,332,000 | 3,568 |
| Premises and equipment expense | $368,000 | 3,306 |
| Additional noninterest expense | $857,000 | 3,006 |
| Pre-tax net operating income | $1,206,000 | 3,105 |
| Securities gains (losses) | $-26,000 | 8,180 |
| Applicable income taxes | $0 | 6,265 |
| Income before extraordinary items | $1,180,000 | 2,676 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $1,180,000 | 2,675 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 4,237 |
| Cash dividends | $866,000 | 1,727 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $1,206,000 | 2,606 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $1,785,000 | 4,714 |
| Total interest expense | $412,000 | 6,312 |
| Net interest income | $1,373,000 | 3,775 |
| Provision for loan and lease losses | $20,000 | 4,351 |
| Total noninterest income | $466,000 | 2,306 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $304,000 | 1,408 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $162,000 | 2,882 |
| Total noninterest expense | $1,287,000 | 3,373 |
| Salaries and employee benefits | $674,000 | 3,562 |
| Premises and equipment expense | $186,000 | 3,305 |
| Additional noninterest expense | $427,000 | 3,000 |
| Pre-tax net operating income | $532,000 | 3,382 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $0 | 6,196 |
| Income before extraordinary items | $532,000 | 2,878 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $532,000 | 2,879 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $12,000 | 2,972 |
| Cash dividends | $268,000 | 2,121 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $532,000 | 2,868 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $6,491,000 | 4,768 |
| Total interest expense | $1,296,000 | 6,425 |
| Net interest income | $5,195,000 | 3,898 |
| Provision for loan and lease losses | $150,000 | 4,039 |
| Total noninterest income | $1,675,000 | 2,503 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $1,188,000 | 1,506 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $487,000 | 3,380 |
| Total noninterest expense | $4,879,000 | 3,418 |
| Salaries and employee benefits | $2,576,000 | 3,539 |
| Premises and equipment expense | $708,000 | 3,308 |
| Additional noninterest expense | $1,595,000 | 3,132 |
| Pre-tax net operating income | $1,841,000 | 3,838 |
| Securities gains (losses) | $-17,000 | 7,486 |
| Applicable income taxes | $0 | 6,600 |
| Income before extraordinary items | $1,824,000 | 3,311 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $1,824,000 | 3,310 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 7,784 |
| Cash dividends | $637,000 | 3,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $1,841,000 | 3,276 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $4,720,000 | 4,839 |
| Total interest expense | $879,000 | 6,610 |
| Net interest income | $3,841,000 | 3,966 |
| Provision for loan and lease losses | $135,000 | 3,558 |
| Total noninterest income | $1,225,000 | 2,568 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $874,000 | 1,540 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $351,000 | 3,434 |
| Total noninterest expense | $3,623,000 | 3,434 |
| Salaries and employee benefits | $1,948,000 | 3,518 |
| Premises and equipment expense | $515,000 | 3,394 |
| Additional noninterest expense | $1,160,000 | 3,224 |
| Pre-tax net operating income | $1,308,000 | 4,088 |
| Securities gains (losses) | $-17,000 | 7,780 |
| Applicable income taxes | $0 | 6,687 |
| Income before extraordinary items | $1,291,000 | 3,558 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $1,291,000 | 3,560 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 7,896 |
| Cash dividends | $637,000 | 2,575 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $1,308,000 | 3,508 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $3,085,000 | 4,860 |
| Total interest expense | $543,000 | 6,688 |
| Net interest income | $2,542,000 | 3,998 |
| Provision for loan and lease losses | $90,000 | 3,463 |
| Total noninterest income | $796,000 | 2,596 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $573,000 | 1,546 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $223,000 | 3,528 |
| Total noninterest expense | $2,392,000 | 3,467 |
| Salaries and employee benefits | $1,293,000 | 3,543 |
| Premises and equipment expense | $334,000 | 3,458 |
| Additional noninterest expense | $765,000 | 3,241 |
| Pre-tax net operating income | $856,000 | 4,168 |
| Securities gains (losses) | $-17,000 | 8,026 |
| Applicable income taxes | $0 | 6,706 |
| Income before extraordinary items | $839,000 | 3,628 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $839,000 | 3,631 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-17,000 | 8,021 |
| Cash dividends | $492,000 | 2,431 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $856,000 | 3,559 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $1,496,000 | 4,907 |
| Total interest expense | $254,000 | 6,760 |
| Net interest income | $1,242,000 | 4,062 |
| Provision for loan and lease losses | $45,000 | 3,261 |
| Total noninterest income | $356,000 | 2,751 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $267,000 | 1,585 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $89,000 | 3,937 |
| Total noninterest expense | $1,245,000 | 3,366 |
| Salaries and employee benefits | $656,000 | 3,513 |
| Premises and equipment expense | $174,000 | 3,356 |
| Additional noninterest expense | $415,000 | 3,014 |
| Pre-tax net operating income | $308,000 | 4,902 |
| Securities gains (losses) | $-17,000 | 8,348 |
| Applicable income taxes | $0 | 6,588 |
| Income before extraordinary items | $291,000 | 4,492 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $291,000 | 4,492 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-24,000 | 8,228 |
| Cash dividends | $237,000 | 2,233 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $308,000 | 4,339 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $5,504,000 | 4,840 |
| Total interest expense | $847,000 | 6,653 |
| Net interest income | $4,657,000 | 4,163 |
| Provision for loan and lease losses | $120,000 | 4,465 |
| Total noninterest income | $1,609,000 | 2,575 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $1,216,000 | 1,442 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $393,000 | 3,803 |
| Total noninterest expense | $4,319,000 | 3,642 |
| Salaries and employee benefits | $2,209,000 | 3,828 |
| Premises and equipment expense | $636,000 | 3,482 |
| Additional noninterest expense | $1,474,000 | 3,271 |
| Pre-tax net operating income | $1,827,000 | 3,910 |
| Securities gains (losses) | $-49,000 | 8,176 |
| Applicable income taxes | $0 | 6,964 |
| Income before extraordinary items | $1,778,000 | 3,393 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $1,778,000 | 3,395 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $37,000 | 4,650 |
| Cash dividends | $629,000 | 3,260 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $1,827,000 | 3,283 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $3,992,000 | 4,920 |
| Total interest expense | $611,000 | 6,669 |
| Net interest income | $3,381,000 | 4,258 |
| Provision for loan and lease losses | $90,000 | 4,305 |
| Total noninterest income | $1,196,000 | 2,586 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $898,000 | 1,446 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $298,000 | 3,807 |
| Total noninterest expense | $3,113,000 | 3,731 |
| Salaries and employee benefits | $1,618,000 | 3,879 |
| Premises and equipment expense | $479,000 | 3,460 |
| Additional noninterest expense | $1,016,000 | 3,466 |
| Pre-tax net operating income | $1,374,000 | 3,982 |
| Securities gains (losses) | $-14,000 | 8,034 |
| Applicable income taxes | $0 | 6,976 |
| Income before extraordinary items | $1,360,000 | 3,377 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $1,360,000 | 3,379 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $54,000 | 3,393 |
| Cash dividends | $629,000 | 2,461 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $1,374,000 | 3,313 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $2,577,000 | 4,963 |
| Total interest expense | $394,000 | 6,633 |
| Net interest income | $2,183,000 | 4,337 |
| Provision for loan and lease losses | $60,000 | 4,115 |
| Total noninterest income | $781,000 | 2,587 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $594,000 | 1,425 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $187,000 | 3,882 |
| Total noninterest expense | $2,069,000 | 3,708 |
| Salaries and employee benefits | $1,084,000 | 3,847 |
| Premises and equipment expense | $324,000 | 3,400 |
| Additional noninterest expense | $661,000 | 3,507 |
| Pre-tax net operating income | $835,000 | 4,183 |
| Securities gains (losses) | $-14,000 | 8,251 |
| Applicable income taxes | $0 | 6,961 |
| Income before extraordinary items | $821,000 | 3,584 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $821,000 | 3,586 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-33,000 | 8,334 |
| Cash dividends | $454,000 | 2,351 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $835,000 | 3,492 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $1,251,000 | 5,050 |
| Total interest expense | $190,000 | 6,677 |
| Net interest income | $1,061,000 | 4,435 |
| Provision for loan and lease losses | $30,000 | 3,913 |
| Total noninterest income | $379,000 | 2,593 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $295,000 | 1,392 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $84,000 | 4,085 |
| Total noninterest expense | $1,029,000 | 3,763 |
| Salaries and employee benefits | $549,000 | 3,817 |
| Premises and equipment expense | $155,000 | 3,563 |
| Additional noninterest expense | $325,000 | 3,571 |
| Pre-tax net operating income | $381,000 | 4,395 |
| Securities gains (losses) | $-2,000 | 8,244 |
| Applicable income taxes | $0 | 6,892 |
| Income before extraordinary items | $379,000 | 3,758 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $379,000 | 3,760 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-46,000 | 8,618 |
| Cash dividends | $175,000 | 2,369 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $381,000 | 3,698 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $4,371,000 | 5,276 |
| Total interest expense | $561,000 | 7,090 |
| Net interest income | $3,810,000 | 4,648 |
| Provision for loan and lease losses | $60,000 | 5,645 |
| Total noninterest income | $1,293,000 | 2,968 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $985,000 | 1,780 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $308,000 | 4,217 |
| Total noninterest expense | $3,705,000 | 3,982 |
| Salaries and employee benefits | $1,861,000 | 4,231 |
| Premises and equipment expense | $555,000 | 3,778 |
| Additional noninterest expense | $1,289,000 | 3,543 |
| Pre-tax net operating income | $1,338,000 | 4,526 |
| Securities gains (losses) | $-92,000 | 8,710 |
| Applicable income taxes | $0 | 7,185 |
| Income before extraordinary items | $1,246,000 | 4,112 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $1,246,000 | 4,113 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 5,856 |
| Cash dividends | $633,000 | 3,135 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $1,338,000 | 3,852 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $3,175,000 | 5,362 |
| Total interest expense | $396,000 | 7,219 |
| Net interest income | $2,779,000 | 4,718 |
| Provision for loan and lease losses | $45,000 | 5,471 |
| Total noninterest income | $961,000 | 3,012 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $727,000 | 1,820 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $234,000 | 4,193 |
| Total noninterest expense | $2,676,000 | 4,084 |
| Salaries and employee benefits | $1,367,000 | 4,269 |
| Premises and equipment expense | $407,000 | 3,825 |
| Additional noninterest expense | $902,000 | 3,711 |
| Pre-tax net operating income | $1,019,000 | 4,560 |
| Securities gains (losses) | $-89,000 | 8,879 |
| Applicable income taxes | $0 | 7,220 |
| Income before extraordinary items | $930,000 | 4,178 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $930,000 | 4,179 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 5,248 |
| Cash dividends | $633,000 | 2,330 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $1,019,000 | 3,889 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $2,071,000 | 5,437 |
| Total interest expense | $270,000 | 7,213 |
| Net interest income | $1,801,000 | 4,805 |
| Provision for loan and lease losses | $30,000 | 5,293 |
| Total noninterest income | $630,000 | 3,062 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $478,000 | 1,827 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $152,000 | 4,279 |
| Total noninterest expense | $1,725,000 | 4,215 |
| Salaries and employee benefits | $888,000 | 4,371 |
| Premises and equipment expense | $267,000 | 3,874 |
| Additional noninterest expense | $570,000 | 3,900 |
| Pre-tax net operating income | $676,000 | 4,532 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $0 | 7,214 |
| Income before extraordinary items | $676,000 | 3,928 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $676,000 | 3,929 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 4,214 |
| Cash dividends | $538,000 | 2,036 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $676,000 | 3,846 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $1,037,000 | 5,456 |
| Total interest expense | $138,000 | 7,223 |
| Net interest income | $899,000 | 4,831 |
| Provision for loan and lease losses | $15,000 | 5,048 |
| Total noninterest income | $305,000 | 3,070 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $234,000 | 1,818 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $71,000 | 4,413 |
| Total noninterest expense | $853,000 | 4,279 |
| Salaries and employee benefits | $440,000 | 4,424 |
| Premises and equipment expense | $133,000 | 3,917 |
| Additional noninterest expense | $280,000 | 3,953 |
| Pre-tax net operating income | $336,000 | 4,541 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $0 | 7,103 |
| Income before extraordinary items | $336,000 | 3,956 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $336,000 | 3,955 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 3,502 |
| Cash dividends | $285,000 | 1,806 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $336,000 | 3,831 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $3,925,000 | 5,712 |
| Total interest expense | $579,000 | 7,459 |
| Net interest income | $3,346,000 | 4,938 |
| Provision for loan and lease losses | $0 | 7,651 |
| Total noninterest income | $1,329,000 | 3,089 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $1,053,000 | 1,636 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $276,000 | 4,669 |
| Total noninterest expense | $3,266,000 | 4,349 |
| Salaries and employee benefits | $1,658,000 | 4,519 |
| Premises and equipment expense | $530,000 | 3,883 |
| Additional noninterest expense | $1,078,000 | 4,035 |
| Pre-tax net operating income | $1,409,000 | 4,293 |
| Securities gains (losses) | $20,000 | 3,211 |
| Applicable income taxes | $0 | 7,459 |
| Income before extraordinary items | $1,429,000 | 3,675 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $1,429,000 | 3,673 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $71,000 | 4,591 |
| Cash dividends | $730,000 | 2,874 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $1,409,000 | 3,555 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $2,928,000 | 5,794 |
| Total interest expense | $437,000 | 7,603 |
| Net interest income | $2,491,000 | 4,980 |
| Provision for loan and lease losses | $0 | 7,481 |
| Total noninterest income | $987,000 | 3,170 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $785,000 | 1,646 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $202,000 | 4,771 |
| Total noninterest expense | $2,408,000 | 4,388 |
| Salaries and employee benefits | $1,257,000 | 4,464 |
| Premises and equipment expense | $392,000 | 3,919 |
| Additional noninterest expense | $759,000 | 4,224 |
| Pre-tax net operating income | $1,070,000 | 4,385 |
| Securities gains (losses) | $20,000 | 2,954 |
| Applicable income taxes | $0 | 7,524 |
| Income before extraordinary items | $1,090,000 | 3,774 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $1,090,000 | 3,773 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $56,000 | 4,097 |
| Cash dividends | $730,000 | 2,124 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $1,070,000 | 3,660 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $1,984,000 | 5,776 |
| Total interest expense | $302,000 | 7,650 |
| Net interest income | $1,682,000 | 4,932 |
| Provision for loan and lease losses | $0 | 7,324 |
| Total noninterest income | $613,000 | 3,296 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $516,000 | 1,636 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $97,000 | 5,371 |
| Total noninterest expense | $1,573,000 | 4,427 |
| Salaries and employee benefits | $829,000 | 4,495 |
| Premises and equipment expense | $254,000 | 3,995 |
| Additional noninterest expense | $490,000 | 4,311 |
| Pre-tax net operating income | $722,000 | 4,346 |
| Securities gains (losses) | $20,000 | 2,610 |
| Applicable income taxes | $0 | 7,529 |
| Income before extraordinary items | $742,000 | 3,696 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $742,000 | 3,696 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 4,662 |
| Cash dividends | $610,000 | 1,860 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $722,000 | 3,587 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $997,000 | 5,783 |
| Total interest expense | $155,000 | 7,686 |
| Net interest income | $842,000 | 4,909 |
| Provision for loan and lease losses | $0 | 6,934 |
| Total noninterest income | $297,000 | 3,261 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $246,000 | 1,660 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $51,000 | 5,226 |
| Total noninterest expense | $810,000 | 4,329 |
| Salaries and employee benefits | $429,000 | 4,403 |
| Premises and equipment expense | $124,000 | 4,049 |
| Additional noninterest expense | $257,000 | 4,121 |
| Pre-tax net operating income | $329,000 | 4,554 |
| Securities gains (losses) | $20,000 | 1,898 |
| Applicable income taxes | $0 | 7,403 |
| Income before extraordinary items | $349,000 | 3,808 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $349,000 | 3,806 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-5,000 | 8,212 |
| Cash dividends | $326,000 | 1,680 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $329,000 | 3,794 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $4,085,000 | 5,835 |
| Total interest expense | $812,000 | 7,476 |
| Net interest income | $3,273,000 | 4,987 |
| Provision for loan and lease losses | $15,000 | 7,642 |
| Total noninterest income | $1,257,000 | 2,981 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $1,022,000 | 1,579 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $235,000 | 4,710 |
| Total noninterest expense | $3,190,000 | 4,270 |
| Salaries and employee benefits | $1,624,000 | 4,409 |
| Premises and equipment expense | $507,000 | 3,903 |
| Additional noninterest expense | $1,059,000 | 3,990 |
| Pre-tax net operating income | $1,325,000 | 4,438 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $0 | 7,681 |
| Income before extraordinary items | $1,325,000 | 3,842 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $1,325,000 | 3,842 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 8,455 |
| Cash dividends | $707,000 | 2,867 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $1,325,000 | 3,733 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $5,039,000 | 5,586 |
| Total interest expense | $1,627,000 | 6,732 |
| Net interest income | $3,412,000 | 4,640 |
| Provision for loan and lease losses | $50,000 | 6,655 |
| Total noninterest income | $1,194,000 | 2,944 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $982,000 | 1,507 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $212,000 | 4,806 |
| Total noninterest expense | $3,147,000 | 4,183 |
| Salaries and employee benefits | $1,508,000 | 4,489 |
| Premises and equipment expense | $527,000 | 3,720 |
| Additional noninterest expense | $1,112,000 | 3,733 |
| Pre-tax net operating income | $1,409,000 | 4,029 |
| Securities gains (losses) | $0 | 4,612 |
| Applicable income taxes | $0 | 7,903 |
| Income before extraordinary items | $1,409,000 | 3,384 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $1,409,000 | 3,388 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $17,000 | 6,448 |
| Cash dividends | $1,514,000 | 1,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $1,409,000 | 3,284 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $5,339,000 | 5,494 |
| Total interest expense | $1,754,000 | 6,694 |
| Net interest income | $3,585,000 | 4,526 |
| Provision for loan and lease losses | $40,000 | 6,852 |
| Total noninterest income | $1,044,000 | 3,039 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $893,000 | 1,533 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $151,000 | 5,452 |
| Total noninterest expense | $2,902,000 | 4,343 |
| Salaries and employee benefits | $1,437,000 | 4,513 |
| Premises and equipment expense | $342,000 | 5,015 |
| Additional noninterest expense | $1,123,000 | 3,640 |
| Pre-tax net operating income | $1,687,000 | 3,737 |
| Securities gains (losses) | $-44,000 | 9,147 |
| Applicable income taxes | $0 | 8,362 |
| Income before extraordinary items | $1,643,000 | 3,018 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $1,643,000 | 3,015 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $13,000 | 6,414 |
| Cash dividends | $1,215,000 | 1,962 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $1,687,000 | 2,939 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $4,810,000 | 5,702 |
| Total interest expense | $1,590,000 | 6,746 |
| Net interest income | $3,220,000 | 4,910 |
| Provision for loan and lease losses | $0 | 8,503 |
| Total noninterest income | $776,000 | 3,705 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $649,000 | 2,046 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $127,000 | 6,013 |
| Total noninterest expense | $2,820,000 | 4,445 |
| Salaries and employee benefits | $1,436,000 | 4,500 |
| Premises and equipment expense | $364,000 | 4,837 |
| Additional noninterest expense | $1,020,000 | 3,961 |
| Pre-tax net operating income | $1,176,000 | 4,818 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $374,000 | 4,332 |
| Income before extraordinary items | $802,000 | 5,090 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $802,000 | 5,089 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $16,000 | 6,364 |
| Cash dividends | $90,000 | 6,196 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $802,000 | 5,042 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $4,510,000 | 6,051 |
| Total interest expense | $1,590,000 | 6,994 |
| Net interest income | $2,920,000 | 5,235 |
| Provision for loan and lease losses | $-100,000 | 10,312 |
| Total noninterest income | $796,000 | 3,640 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $617,000 | 2,075 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $179,000 | 5,250 |
| Total noninterest expense | $2,636,000 | 4,593 |
| Salaries and employee benefits | $1,354,000 | 4,613 |
| Premises and equipment expense | $331,000 | 5,072 |
| Additional noninterest expense | $951,000 | 4,124 |
| Pre-tax net operating income | $1,180,000 | 4,940 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $366,000 | 4,657 |
| Income before extraordinary items | $814,000 | 5,137 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $814,000 | 5,137 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-13,000 | 9,719 |
| Cash dividends | $867,000 | 2,462 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $814,000 | 5,048 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $4,285,000 | 6,397 |
| Total interest expense | $1,518,000 | 7,307 |
| Net interest income | $2,767,000 | 5,634 |
| Provision for loan and lease losses | $21,000 | 7,856 |
| Total noninterest income | $767,000 | 3,710 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $628,000 | 2,094 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $139,000 | 5,896 |
| Total noninterest expense | $2,658,000 | 4,542 |
| Salaries and employee benefits | $1,352,000 | 4,631 |
| Premises and equipment expense | $303,000 | 5,422 |
| Additional noninterest expense | $1,003,000 | 3,896 |
| Pre-tax net operating income | $855,000 | 6,308 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $249,000 | 6,269 |
| Income before extraordinary items | $606,000 | 6,328 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $606,000 | 6,329 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $103,000 | 3,774 |
| Cash dividends | $139,000 | 6,047 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,030 |
| Net operating income | $606,000 | 6,273 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $3,535,000 | 7,345 |
| Total interest expense | $1,151,000 | 8,524 |
| Net interest income | $2,384,000 | 6,412 |
| Provision for loan and lease losses | $47,000 | 6,760 |
| Total noninterest income | $646,000 | 4,343 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $532,000 | 2,554 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $114,000 | 6,754 |
| Total noninterest expense | $2,227,000 | 5,486 |
| Salaries and employee benefits | $1,146,000 | 5,416 |
| Premises and equipment expense | $216,000 | 6,756 |
| Additional noninterest expense | $865,000 | 4,898 |
| Pre-tax net operating income | $756,000 | 6,675 |
| Securities gains (losses) | $-3,000 | 9,684 |
| Applicable income taxes | $220,000 | 6,838 |
| Income before extraordinary items | $533,000 | 6,677 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $533,000 | 6,680 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $36,000 | 5,885 |
| Cash dividends | $208,000 | 5,342 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $535,130 | 6,599 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $3,602,000 | 7,422 |
| Total interest expense | $1,119,000 | 8,850 |
| Net interest income | $2,483,000 | 6,350 |
| Provision for loan and lease losses | $40,000 | 6,618 |
| Total noninterest income | $690,000 | 4,130 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $578,000 | 2,336 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $112,000 | 6,865 |
| Total noninterest expense | $1,953,000 | 6,100 |
| Salaries and employee benefits | $951,000 | 6,293 |
| Premises and equipment expense | $271,000 | 6,056 |
| Additional noninterest expense | $731,000 | 5,649 |
| Pre-tax net operating income | $1,180,000 | 5,303 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $369,000 | 5,228 |
| Income before extraordinary items | $811,000 | 5,394 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $811,000 | 5,391 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $10,000 | 7,475 |
| Cash dividends | $275,000 | 4,749 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $811,000 | 5,363 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $3,337,000 | 7,569 |
| Total interest expense | $963,000 | 8,855 |
| Net interest income | $2,374,000 | 6,709 |
| Provision for loan and lease losses | $0 | 9,146 |
| Total noninterest income | $671,000 | 4,256 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $553,000 | 2,465 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $118,000 | 6,976 |
| Total noninterest expense | $1,886,000 | 6,484 |
| Salaries and employee benefits | $845,000 | 6,950 |
| Premises and equipment expense | $289,000 | 5,879 |
| Additional noninterest expense | $752,000 | 5,984 |
| Pre-tax net operating income | $1,159,000 | 5,372 |
| Securities gains (losses) | $0 | 3,600 |
| Applicable income taxes | $379,000 | 4,948 |
| Income before extraordinary items | $780,000 | 5,460 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $780,000 | 5,475 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-31,000 | 11,591 |
| Cash dividends | $862,000 | 2,154 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $780,000 | 5,535 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $3,311,000 | 7,818 |
| Total interest expense | $997,000 | 9,130 |
| Net interest income | $2,314,000 | 6,909 |
| Provision for loan and lease losses | $0 | 10,371 |
| Total noninterest income | $671,000 | 4,575 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $544,000 | 2,555 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $127,000 | 7,107 |
| Total noninterest expense | $1,844,000 | 6,773 |
| Salaries and employee benefits | $822,000 | 7,187 |
| Premises and equipment expense | $313,000 | 5,644 |
| Additional noninterest expense | $709,000 | 6,497 |
| Pre-tax net operating income | $1,141,000 | 5,368 |
| Securities gains (losses) | $38,000 | 3,799 |
| Applicable income taxes | $384,000 | 5,152 |
| Income before extraordinary items | $795,000 | 5,602 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $795,000 | 5,739 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-99,000 | 12,927 |
| Cash dividends | $211,000 | 5,269 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $769,540 | 5,488 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $3,454,000 | 8,253 |
| Total interest expense | $1,388,000 | 8,899 |
| Net interest income | $2,066,000 | 7,582 |
| Provision for loan and lease losses | $40,000 | 9,471 |
| Total noninterest income | $661,000 | 4,616 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $530,000 | 2,603 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $131,000 | 7,138 |
| Total noninterest expense | $1,715,000 | 7,224 |
| Salaries and employee benefits | $774,000 | 7,440 |
| Premises and equipment expense | $287,000 | 6,169 |
| Additional noninterest expense | $654,000 | 7,077 |
| Pre-tax net operating income | $972,000 | 5,742 |
| Securities gains (losses) | $186,000 | 2,110 |
| Applicable income taxes | $386,000 | 4,927 |
| Income before extraordinary items | $772,000 | 5,509 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $772,000 | 5,571 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-12,000 | 12,871 |
| Cash dividends | $266,000 | 4,330 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $647,380 | 5,895 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.