Home > Town and Country Bank > Income and Expense
Town and Country Bank, Income and Expense
| 2014-12-31 (YTD Data) | Rank | |
| Total interest income | $2,386,000 | 5,385 |
| Total interest expense | $245,000 | 5,253 |
| Net interest income | $2,141,000 | 5,346 |
| Provision for loan and lease losses | $30,000 | 4,054 |
| Total noninterest income | $287,000 | 5,039 |
| Gross Fiduciary activities income | $0 | 1,256 |
| Service charges on deposit accounts | $187,000 | 4,020 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $100,000 | 5,238 |
| Total noninterest expense | $2,333,000 | 5,016 |
| Salaries and employee benefits | $638,000 | 5,934 |
| Premises and equipment expense | $243,000 | 5,058 |
| Additional noninterest expense | $1,452,000 | 3,618 |
| Pre-tax net operating income | $65,000 | 5,943 |
| Securities gains (losses) | $0 | 3,259 |
| Applicable income taxes | $26,000 | 3,937 |
| Income before extraordinary items | $39,000 | 6,034 |
| Extraordinary gains, net | $0 | 17 |
| Net income | $39,000 | 6,034 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $39,000 | 6,035 |
| Net charge-offs | $67,000 | 3,528 |
| Cash dividends | $0 | 4,358 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $39,000 | 5,999 |
| 2014-09-30 (YTD Data) | Rank | |
| Total interest income | $1,783,000 | 5,450 |
| Total interest expense | $188,000 | 5,296 |
| Net interest income | $1,595,000 | 5,423 |
| Provision for loan and lease losses | $5,000 | 4,279 |
| Total noninterest income | $214,000 | 5,109 |
| Gross Fiduciary activities income | $0 | 1,202 |
| Service charges on deposit accounts | $138,000 | 4,104 |
| Trading account gains and fees | $0 | 174 |
| Additional Noninterest Income | $76,000 | 5,299 |
| Total noninterest expense | $1,689,000 | 5,106 |
| Salaries and employee benefits | $481,000 | 5,974 |
| Premises and equipment expense | $181,000 | 5,112 |
| Additional noninterest expense | $1,027,000 | 3,766 |
| Pre-tax net operating income | $115,000 | 5,855 |
| Securities gains (losses) | $0 | 2,980 |
| Applicable income taxes | $45,000 | 3,699 |
| Income before extraordinary items | $70,000 | 5,972 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $70,000 | 5,970 |
| Minority interest net income | $0 | 81 |
| Net income of bank and minority interests. | $70,000 | 5,972 |
| Net charge-offs | $59,000 | 3,132 |
| Cash dividends | $0 | 3,845 |
| Sale, conversion, retirement of capital stock, net | $0 | 819 |
| Net operating income | $70,000 | 5,952 |
| 2014-06-30 (YTD Data) | Rank | |
| Total interest income | $1,185,000 | 5,491 |
| Total interest expense | $127,000 | 5,329 |
| Net interest income | $1,058,000 | 5,461 |
| Provision for loan and lease losses | $0 | 4,196 |
| Total noninterest income | $123,000 | 5,279 |
| Gross Fiduciary activities income | $0 | 1,182 |
| Service charges on deposit accounts | $90,000 | 4,115 |
| Trading account gains and fees | $0 | 172 |
| Additional Noninterest Income | $33,000 | 5,664 |
| Total noninterest expense | $1,136,000 | 5,126 |
| Salaries and employee benefits | $308,000 | 6,072 |
| Premises and equipment expense | $119,000 | 5,182 |
| Additional noninterest expense | $709,000 | 3,712 |
| Pre-tax net operating income | $45,000 | 6,006 |
| Securities gains (losses) | $0 | 2,580 |
| Applicable income taxes | $18,000 | 3,902 |
| Income before extraordinary items | $27,000 | 6,104 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $27,000 | 6,105 |
| Minority interest net income | $0 | 80 |
| Net income of bank and minority interests. | $27,000 | 6,106 |
| Net charge-offs | $-8,000 | 5,605 |
| Cash dividends | $0 | 3,668 |
| Sale, conversion, retirement of capital stock, net | $0 | 794 |
| Net operating income | $27,000 | 6,079 |
| 2014-03-31 (YTD Data) | Rank | |
| Total interest income | $593,000 | 5,546 |
| Total interest expense | $64,000 | 5,386 |
| Net interest income | $529,000 | 5,506 |
| Provision for loan and lease losses | $0 | 3,817 |
| Total noninterest income | $37,000 | 5,808 |
| Gross Fiduciary activities income | $0 | 1,141 |
| Service charges on deposit accounts | $42,000 | 4,230 |
| Trading account gains and fees | $0 | 147 |
| Additional Noninterest Income | $-5,000 | 6,556 |
| Total noninterest expense | $559,000 | 5,211 |
| Salaries and employee benefits | $162,000 | 6,082 |
| Premises and equipment expense | $61,000 | 5,205 |
| Additional noninterest expense | $336,000 | 3,844 |
| Pre-tax net operating income | $7,000 | 6,145 |
| Securities gains (losses) | $0 | 1,715 |
| Applicable income taxes | $3,000 | 4,166 |
| Income before extraordinary items | $4,000 | 6,193 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $4,000 | 6,192 |
| Minority interest net income | $0 | 66 |
| Net income of bank and minority interests. | $4,000 | 6,194 |
| Net charge-offs | $2,000 | 3,350 |
| Cash dividends | $0 | 2,887 |
| Sale, conversion, retirement of capital stock, net | $0 | 747 |
| Net operating income | $4,000 | 6,175 |
| 2013-12-31 (YTD Data) | Rank | |
| Total interest income | $2,308,000 | 5,663 |
| Total interest expense | $254,000 | 5,638 |
| Net interest income | $2,054,000 | 5,614 |
| Provision for loan and lease losses | $0 | 5,091 |
| Total noninterest income | $525,000 | 4,348 |
| Gross Fiduciary activities income | $0 | 1,299 |
| Service charges on deposit accounts | $177,000 | 4,293 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $348,000 | 3,885 |
| Total noninterest expense | $2,254,000 | 5,257 |
| Salaries and employee benefits | $731,000 | 6,030 |
| Premises and equipment expense | $221,000 | 5,399 |
| Additional noninterest expense | $1,302,000 | 4,005 |
| Pre-tax net operating income | $325,000 | 5,422 |
| Securities gains (losses) | $0 | 3,182 |
| Applicable income taxes | $130,000 | 3,254 |
| Income before extraordinary items | $195,000 | 5,720 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $195,000 | 5,722 |
| Minority interest net income | $0 | 90 |
| Net income of bank and minority interests. | $195,000 | 5,722 |
| Net charge-offs | $-25,000 | 6,309 |
| Cash dividends | $0 | 4,350 |
| Sale, conversion, retirement of capital stock, net | $0 | 924 |
| Net operating income | $195,000 | 5,665 |
| 2013-09-30 (YTD Data) | Rank | |
| Total interest income | $1,707,000 | 5,751 |
| Total interest expense | $187,000 | 5,749 |
| Net interest income | $1,520,000 | 5,696 |
| Provision for loan and lease losses | $0 | 4,941 |
| Total noninterest income | $474,000 | 4,118 |
| Gross Fiduciary activities income | $0 | 1,238 |
| Service charges on deposit accounts | $135,000 | 4,313 |
| Trading account gains and fees | $0 | 180 |
| Additional Noninterest Income | $339,000 | 3,565 |
| Total noninterest expense | $1,729,000 | 5,223 |
| Salaries and employee benefits | $605,000 | 5,929 |
| Premises and equipment expense | $174,000 | 5,373 |
| Additional noninterest expense | $950,000 | 4,063 |
| Pre-tax net operating income | $265,000 | 5,465 |
| Securities gains (losses) | $0 | 3,040 |
| Applicable income taxes | $104,000 | 3,295 |
| Income before extraordinary items | $161,000 | 5,790 |
| Extraordinary gains, net | $0 | 25 |
| Net income | $161,000 | 5,792 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $161,000 | 5,792 |
| Net charge-offs | $-23,000 | 6,303 |
| Cash dividends | $0 | 3,782 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $161,000 | 5,727 |
| 2013-06-30 (YTD Data) | Rank | |
| Total interest income | $1,113,000 | 5,818 |
| Total interest expense | $122,000 | 5,848 |
| Net interest income | $991,000 | 5,758 |
| Provision for loan and lease losses | $0 | 4,788 |
| Total noninterest income | $396,000 | 3,730 |
| Gross Fiduciary activities income | $0 | 1,226 |
| Service charges on deposit accounts | $83,000 | 4,443 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $313,000 | 3,148 |
| Total noninterest expense | $1,168,000 | 5,223 |
| Salaries and employee benefits | $414,000 | 5,931 |
| Premises and equipment expense | $120,000 | 5,304 |
| Additional noninterest expense | $634,000 | 4,062 |
| Pre-tax net operating income | $219,000 | 5,212 |
| Securities gains (losses) | $0 | 2,791 |
| Applicable income taxes | $86,000 | 3,115 |
| Income before extraordinary items | $133,000 | 5,639 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $133,000 | 5,641 |
| Minority interest net income | $0 | 82 |
| Net income of bank and minority interests. | $133,000 | 5,641 |
| Net charge-offs | $-25,000 | 6,377 |
| Cash dividends | $0 | 3,564 |
| Sale, conversion, retirement of capital stock, net | $0 | 838 |
| Net operating income | $133,000 | 5,548 |
| 2013-03-31 (YTD Data) | Rank | |
| Total interest income | $542,000 | 5,910 |
| Total interest expense | $60,000 | 5,940 |
| Net interest income | $482,000 | 5,840 |
| Provision for loan and lease losses | $10,000 | 3,981 |
| Total noninterest income | $134,000 | 4,375 |
| Gross Fiduciary activities income | $0 | 1,171 |
| Service charges on deposit accounts | $41,000 | 4,435 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $93,000 | 3,865 |
| Total noninterest expense | $577,000 | 5,286 |
| Salaries and employee benefits | $186,000 | 6,115 |
| Premises and equipment expense | $59,000 | 5,371 |
| Additional noninterest expense | $332,000 | 3,978 |
| Pre-tax net operating income | $29,000 | 6,053 |
| Securities gains (losses) | $0 | 1,966 |
| Applicable income taxes | $12,000 | 3,847 |
| Income before extraordinary items | $17,000 | 6,246 |
| Extraordinary gains, net | $0 | 10 |
| Net income | $17,000 | 6,246 |
| Minority interest net income | $0 | 76 |
| Net income of bank and minority interests. | $17,000 | 6,247 |
| Net charge-offs | $-43,000 | 6,678 |
| Cash dividends | $0 | 2,726 |
| Sale, conversion, retirement of capital stock, net | $0 | 789 |
| Net operating income | $17,000 | 6,166 |
| 2012-12-31 (YTD Data) | Rank | |
| Total interest income | $2,072,000 | 6,093 |
| Total interest expense | $374,000 | 5,655 |
| Net interest income | $1,698,000 | 6,118 |
| Provision for loan and lease losses | $300,000 | 3,343 |
| Total noninterest income | $491,000 | 4,521 |
| Gross Fiduciary activities income | $0 | 1,334 |
| Service charges on deposit accounts | $160,000 | 4,662 |
| Trading account gains and fees | $0 | 166 |
| Additional Noninterest Income | $331,000 | 3,909 |
| Total noninterest expense | $1,893,000 | 5,745 |
| Salaries and employee benefits | $838,000 | 6,010 |
| Premises and equipment expense | $174,000 | 5,920 |
| Additional noninterest expense | $881,000 | 5,075 |
| Pre-tax net operating income | $-4,000 | 6,164 |
| Securities gains (losses) | $38,000 | 2,882 |
| Applicable income taxes | $12,000 | 4,347 |
| Income before extraordinary items | $22,000 | 6,263 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $22,000 | 6,256 |
| Minority interest net income | $0 | 93 |
| Net income of bank and minority interests. | $22,000 | 6,258 |
| Net charge-offs | $831,000 | 2,015 |
| Cash dividends | $0 | 4,373 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,002 |
| Net operating income | $-2,700 | 6,175 |
| 2012-09-30 (YTD Data) | Rank | |
| Total interest income | $1,553,000 | 6,197 |
| Total interest expense | $304,000 | 5,658 |
| Net interest income | $1,249,000 | 6,242 |
| Provision for loan and lease losses | $150,000 | 3,869 |
| Total noninterest income | $351,000 | 4,643 |
| Gross Fiduciary activities income | $0 | 1,274 |
| Service charges on deposit accounts | $116,000 | 4,793 |
| Trading account gains and fees | $0 | 157 |
| Additional Noninterest Income | $235,000 | 4,024 |
| Total noninterest expense | $1,635,000 | 5,523 |
| Salaries and employee benefits | $611,000 | 6,100 |
| Premises and equipment expense | $133,000 | 5,970 |
| Additional noninterest expense | $891,000 | 4,405 |
| Pre-tax net operating income | $-185,000 | 6,506 |
| Securities gains (losses) | $38,000 | 2,590 |
| Applicable income taxes | $0 | 4,802 |
| Income before extraordinary items | $-147,000 | 6,582 |
| Extraordinary gains, net | $0 | 20 |
| Net income | $-147,000 | 6,579 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-147,000 | 6,579 |
| Net charge-offs | $501,000 | 2,189 |
| Cash dividends | $0 | 3,773 |
| Sale, conversion, retirement of capital stock, net | $0 | 952 |
| Net operating income | $-185,000 | 6,523 |
| 2012-06-30 (YTD Data) | Rank | |
| Total interest income | $1,038,000 | 6,241 |
| Total interest expense | $210,000 | 5,683 |
| Net interest income | $828,000 | 6,294 |
| Provision for loan and lease losses | $100,000 | 3,821 |
| Total noninterest income | $210,000 | 4,804 |
| Gross Fiduciary activities income | $0 | 1,262 |
| Service charges on deposit accounts | $73,000 | 4,902 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $137,000 | 4,209 |
| Total noninterest expense | $1,013,000 | 5,701 |
| Salaries and employee benefits | $395,000 | 6,191 |
| Premises and equipment expense | $93,000 | 5,922 |
| Additional noninterest expense | $525,000 | 4,727 |
| Pre-tax net operating income | $-75,000 | 6,490 |
| Securities gains (losses) | $0 | 3,178 |
| Applicable income taxes | $0 | 4,770 |
| Income before extraordinary items | $-75,000 | 6,604 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-75,000 | 6,604 |
| Minority interest net income | $0 | 84 |
| Net income of bank and minority interests. | $-75,000 | 6,604 |
| Net charge-offs | $468,000 | 1,846 |
| Cash dividends | $0 | 3,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 928 |
| Net operating income | $-75,000 | 6,508 |
| 2012-03-31 (YTD Data) | Rank | |
| Total interest income | $522,000 | 6,293 |
| Total interest expense | $111,000 | 5,690 |
| Net interest income | $411,000 | 6,348 |
| Provision for loan and lease losses | $15,000 | 4,598 |
| Total noninterest income | $108,000 | 4,819 |
| Gross Fiduciary activities income | $0 | 1,204 |
| Service charges on deposit accounts | $32,000 | 5,116 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $76,000 | 4,091 |
| Total noninterest expense | $484,000 | 5,834 |
| Salaries and employee benefits | $183,000 | 6,353 |
| Premises and equipment expense | $51,000 | 5,812 |
| Additional noninterest expense | $250,000 | 4,872 |
| Pre-tax net operating income | $20,000 | 6,218 |
| Securities gains (losses) | $0 | 2,210 |
| Applicable income taxes | $8,000 | 4,083 |
| Income before extraordinary items | $12,000 | 6,416 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $12,000 | 6,415 |
| Minority interest net income | $0 | 78 |
| Net income of bank and minority interests. | $12,000 | 6,416 |
| Net charge-offs | $299,000 | 1,498 |
| Cash dividends | $0 | 2,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 861 |
| Net operating income | $12,000 | 6,292 |
| 2011-12-31 (YTD Data) | Rank | |
| Total interest income | $2,235,000 | 6,279 |
| Total interest expense | $614,000 | 5,468 |
| Net interest income | $1,621,000 | 6,429 |
| Provision for loan and lease losses | $950,000 | 2,490 |
| Total noninterest income | $280,000 | 5,312 |
| Gross Fiduciary activities income | $0 | 1,311 |
| Service charges on deposit accounts | $127,000 | 5,160 |
| Trading account gains and fees | $0 | 146 |
| Additional Noninterest Income | $153,000 | 4,830 |
| Total noninterest expense | $1,959,000 | 5,858 |
| Salaries and employee benefits | $772,000 | 6,332 |
| Premises and equipment expense | $199,000 | 6,017 |
| Additional noninterest expense | $988,000 | 4,923 |
| Pre-tax net operating income | $-1,008,000 | 6,584 |
| Securities gains (losses) | $0 | 3,838 |
| Applicable income taxes | $-394,000 | 7,021 |
| Income before extraordinary items | $-614,000 | 6,523 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-614,000 | 6,524 |
| Minority interest net income | $0 | 96 |
| Net income of bank and minority interests. | $-614,000 | 6,523 |
| Net charge-offs | $395,000 | 3,465 |
| Cash dividends | $0 | 4,207 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,108 |
| Net operating income | $-614,000 | 6,488 |
| 2011-09-30 (YTD Data) | Rank | |
| Total interest income | $1,630,000 | 6,389 |
| Total interest expense | $487,000 | 5,465 |
| Net interest income | $1,143,000 | 6,561 |
| Provision for loan and lease losses | $205,000 | 4,120 |
| Total noninterest income | $198,000 | 5,494 |
| Gross Fiduciary activities income | $0 | 1,257 |
| Service charges on deposit accounts | $93,000 | 5,237 |
| Trading account gains and fees | $0 | 145 |
| Additional Noninterest Income | $105,000 | 5,036 |
| Total noninterest expense | $1,475,000 | 5,882 |
| Salaries and employee benefits | $588,000 | 6,320 |
| Premises and equipment expense | $151,000 | 6,033 |
| Additional noninterest expense | $736,000 | 4,974 |
| Pre-tax net operating income | $-339,000 | 6,500 |
| Securities gains (losses) | $0 | 3,555 |
| Applicable income taxes | $-132,000 | 7,034 |
| Income before extraordinary items | $-207,000 | 6,508 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $-207,000 | 6,510 |
| Minority interest net income | $0 | 87 |
| Net income of bank and minority interests. | $-207,000 | 6,510 |
| Net charge-offs | $249,000 | 3,452 |
| Cash dividends | $0 | 3,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,036 |
| Net operating income | $-207,000 | 6,437 |
| 2011-06-30 (YTD Data) | Rank | |
| Total interest income | $1,080,000 | 6,451 |
| Total interest expense | $332,000 | 5,530 |
| Net interest income | $748,000 | 6,630 |
| Provision for loan and lease losses | $90,000 | 4,488 |
| Total noninterest income | $125,000 | 5,585 |
| Gross Fiduciary activities income | $0 | 1,239 |
| Service charges on deposit accounts | $58,000 | 5,319 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $67,000 | 5,139 |
| Total noninterest expense | $1,046,000 | 5,815 |
| Salaries and employee benefits | $403,000 | 6,335 |
| Premises and equipment expense | $100,000 | 6,083 |
| Additional noninterest expense | $543,000 | 4,789 |
| Pre-tax net operating income | $-263,000 | 6,621 |
| Securities gains (losses) | $0 | 2,914 |
| Applicable income taxes | $-102,000 | 7,113 |
| Income before extraordinary items | $-161,000 | 6,583 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $-161,000 | 6,584 |
| Minority interest net income | $0 | 89 |
| Net income of bank and minority interests. | $-161,000 | 6,583 |
| Net charge-offs | $160,000 | 3,330 |
| Cash dividends | $0 | 3,374 |
| Sale, conversion, retirement of capital stock, net | $0 | 986 |
| Net operating income | $-161,000 | 6,545 |
| 2011-03-31 (YTD Data) | Rank | |
| Total interest income | $544,000 | 6,483 |
| Total interest expense | $167,000 | 5,631 |
| Net interest income | $377,000 | 6,653 |
| Provision for loan and lease losses | $60,000 | 3,936 |
| Total noninterest income | $71,000 | 5,459 |
| Gross Fiduciary activities income | $0 | 1,199 |
| Service charges on deposit accounts | $28,000 | 5,334 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $43,000 | 4,887 |
| Total noninterest expense | $524,000 | 5,849 |
| Salaries and employee benefits | $199,000 | 6,406 |
| Premises and equipment expense | $52,000 | 6,067 |
| Additional noninterest expense | $273,000 | 4,766 |
| Pre-tax net operating income | $-136,000 | 6,742 |
| Securities gains (losses) | $0 | 1,772 |
| Applicable income taxes | $-53,000 | 7,199 |
| Income before extraordinary items | $-83,000 | 6,677 |
| Extraordinary gains, net | $0 | 9 |
| Net income | $-83,000 | 6,677 |
| Minority interest net income | $0 | 86 |
| Net income of bank and minority interests. | $-83,000 | 6,677 |
| Net charge-offs | $161,000 | 2,298 |
| Cash dividends | $0 | 2,576 |
| Sale, conversion, retirement of capital stock, net | $0 | 925 |
| Net operating income | $-83,000 | 6,666 |
| 2010-12-31 (YTD Data) | Rank | |
| Total interest income | $2,529,000 | 6,360 |
| Total interest expense | $873,000 | 5,534 |
| Net interest income | $1,656,000 | 6,577 |
| Provision for loan and lease losses | $537,000 | 4,023 |
| Total noninterest income | $448,000 | 4,762 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $119,000 | 5,262 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $329,000 | 3,820 |
| Total noninterest expense | $2,046,000 | 5,968 |
| Salaries and employee benefits | $757,000 | 6,544 |
| Premises and equipment expense | $174,000 | 6,426 |
| Additional noninterest expense | $1,115,000 | 4,799 |
| Pre-tax net operating income | $-479,000 | 6,245 |
| Securities gains (losses) | $151,000 | 1,822 |
| Applicable income taxes | $-129,000 | 6,878 |
| Income before extraordinary items | $-199,000 | 6,171 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $-199,000 | 6,170 |
| Minority interest net income | $0 | 111 |
| Net income of bank and minority interests. | $-199,000 | 6,171 |
| Net charge-offs | $340,000 | 4,159 |
| Cash dividends | $0 | 4,193 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,226 |
| Net operating income | $-295,640 | 6,187 |
| 2010-09-30 (YTD Data) | Rank | |
| Total interest income | $1,928,000 | 6,441 |
| Total interest expense | $693,000 | 5,553 |
| Net interest income | $1,235,000 | 6,678 |
| Provision for loan and lease losses | $537,000 | 3,429 |
| Total noninterest income | $253,000 | 5,313 |
| Gross Fiduciary activities income | $0 | 1,319 |
| Service charges on deposit accounts | $84,000 | 5,415 |
| Trading account gains and fees | $0 | 165 |
| Additional Noninterest Income | $169,000 | 4,466 |
| Total noninterest expense | $1,490,000 | 6,068 |
| Salaries and employee benefits | $580,000 | 6,557 |
| Premises and equipment expense | $118,000 | 6,651 |
| Additional noninterest expense | $792,000 | 4,949 |
| Pre-tax net operating income | $-539,000 | 6,576 |
| Securities gains (losses) | $151,000 | 1,594 |
| Applicable income taxes | $-153,000 | 7,147 |
| Income before extraordinary items | $-235,000 | 6,473 |
| Extraordinary gains, net | $0 | 23 |
| Net income | $-235,000 | 6,474 |
| Minority interest net income | $0 | 110 |
| Net income of bank and minority interests. | $-235,000 | 6,473 |
| Net charge-offs | $218,000 | 4,130 |
| Cash dividends | $0 | 3,702 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,139 |
| Net operating income | $-331,640 | 6,480 |
| 2010-06-30 (YTD Data) | Rank | |
| Total interest income | $1,293,000 | 6,474 |
| Total interest expense | $478,000 | 5,582 |
| Net interest income | $815,000 | 6,720 |
| Provision for loan and lease losses | $337,000 | 3,449 |
| Total noninterest income | $97,000 | 6,116 |
| Gross Fiduciary activities income | $0 | 1,300 |
| Service charges on deposit accounts | $54,000 | 5,483 |
| Trading account gains and fees | $0 | 152 |
| Additional Noninterest Income | $43,000 | 5,756 |
| Total noninterest expense | $985,000 | 6,117 |
| Salaries and employee benefits | $375,000 | 6,658 |
| Premises and equipment expense | $79,000 | 6,680 |
| Additional noninterest expense | $531,000 | 4,926 |
| Pre-tax net operating income | $-410,000 | 6,679 |
| Securities gains (losses) | $51,000 | 1,869 |
| Applicable income taxes | $-142,000 | 7,262 |
| Income before extraordinary items | $-217,000 | 6,586 |
| Extraordinary gains, net | $0 | 19 |
| Net income | $-217,000 | 6,588 |
| Minority interest net income | $0 | 105 |
| Net income of bank and minority interests. | $-217,000 | 6,587 |
| Net charge-offs | $103,000 | 4,213 |
| Cash dividends | $0 | 3,476 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-249,640 | 6,574 |
| 2010-03-31 (YTD Data) | Rank | |
| Total interest income | $635,000 | 6,582 |
| Total interest expense | $249,000 | 5,603 |
| Net interest income | $386,000 | 6,873 |
| Provision for loan and lease losses | $0 | 6,552 |
| Total noninterest income | $56,000 | 5,972 |
| Gross Fiduciary activities income | $0 | 1,246 |
| Service charges on deposit accounts | $25,000 | 5,612 |
| Trading account gains and fees | $0 | 175 |
| Additional Noninterest Income | $31,000 | 5,401 |
| Total noninterest expense | $446,000 | 6,399 |
| Salaries and employee benefits | $182,000 | 6,794 |
| Premises and equipment expense | $33,000 | 6,994 |
| Additional noninterest expense | $231,000 | 5,330 |
| Pre-tax net operating income | $-4,000 | 6,292 |
| Securities gains (losses) | $31,000 | 1,347 |
| Applicable income taxes | $10,000 | 3,808 |
| Income before extraordinary items | $17,000 | 6,158 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $17,000 | 6,159 |
| Minority interest net income | $0 | 91 |
| Net income of bank and minority interests. | $17,000 | 6,159 |
| Net charge-offs | $108,000 | 3,026 |
| Cash dividends | $0 | 2,646 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,017 |
| Net operating income | $-2,840 | 6,313 |
| 2009-12-31 (YTD Data) | Rank | |
| Total interest income | $2,685,000 | 6,554 |
| Total interest expense | $1,260,000 | 5,554 |
| Net interest income | $1,425,000 | 6,993 |
| Provision for loan and lease losses | $58,000 | 6,787 |
| Total noninterest income | $164,000 | 6,478 |
| Gross Fiduciary activities income | $0 | 1,390 |
| Service charges on deposit accounts | $75,000 | 6,093 |
| Trading account gains and fees | $0 | 211 |
| Additional Noninterest Income | $89,000 | 5,798 |
| Total noninterest expense | $1,746,000 | 6,502 |
| Salaries and employee benefits | $585,000 | 7,232 |
| Premises and equipment expense | $207,000 | 6,421 |
| Additional noninterest expense | $954,000 | 5,358 |
| Pre-tax net operating income | $-215,000 | 5,728 |
| Securities gains (losses) | $118,000 | 1,994 |
| Applicable income taxes | $-41,000 | 6,418 |
| Income before extraordinary items | $-56,000 | 5,630 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $-56,000 | 5,628 |
| Minority interest net income | $0 | 115 |
| Net income of bank and minority interests. | $-56,000 | 5,628 |
| Net charge-offs | $662,000 | 3,427 |
| Cash dividends | $0 | 4,670 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,342 |
| Net operating income | $-131,520 | 5,723 |
| 2009-09-30 (YTD Data) | Rank | |
| Total interest income | $2,054,000 | 6,589 |
| Total interest expense | $978,000 | 5,616 |
| Net interest income | $1,076,000 | 7,020 |
| Provision for loan and lease losses | $27,000 | 6,827 |
| Total noninterest income | $126,000 | 6,566 |
| Gross Fiduciary activities income | $0 | 1,353 |
| Service charges on deposit accounts | $56,000 | 6,131 |
| Trading account gains and fees | $0 | 212 |
| Additional Noninterest Income | $70,000 | 5,852 |
| Total noninterest expense | $1,275,000 | 6,582 |
| Salaries and employee benefits | $438,000 | 7,280 |
| Premises and equipment expense | $156,000 | 6,474 |
| Additional noninterest expense | $681,000 | 5,492 |
| Pre-tax net operating income | $-100,000 | 5,883 |
| Securities gains (losses) | $118,000 | 1,696 |
| Applicable income taxes | $4,000 | 4,272 |
| Income before extraordinary items | $14,000 | 5,711 |
| Extraordinary gains, net | $0 | 27 |
| Net income | $14,000 | 5,711 |
| Minority interest net income | $0 | 118 |
| Net income of bank and minority interests. | $14,000 | 5,711 |
| Net charge-offs | $478,000 | 3,110 |
| Cash dividends | $0 | 4,191 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $-78,040 | 5,901 |
| 2009-06-30 (YTD Data) | Rank | |
| Total interest income | $1,383,000 | 6,635 |
| Total interest expense | $668,000 | 5,681 |
| Net interest income | $715,000 | 7,060 |
| Provision for loan and lease losses | $0 | 7,158 |
| Total noninterest income | $80,000 | 6,682 |
| Gross Fiduciary activities income | $0 | 1,340 |
| Service charges on deposit accounts | $29,000 | 6,437 |
| Trading account gains and fees | $0 | 193 |
| Additional Noninterest Income | $51,000 | 5,818 |
| Total noninterest expense | $853,000 | 6,637 |
| Salaries and employee benefits | $296,000 | 7,341 |
| Premises and equipment expense | $108,000 | 6,448 |
| Additional noninterest expense | $449,000 | 5,534 |
| Pre-tax net operating income | $-58,000 | 5,992 |
| Securities gains (losses) | $118,000 | 1,361 |
| Applicable income taxes | $21,000 | 3,672 |
| Income before extraordinary items | $39,000 | 5,650 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $39,000 | 5,648 |
| Minority interest net income | $0 | 112 |
| Net income of bank and minority interests. | $39,000 | 5,648 |
| Net charge-offs | $375,000 | 2,682 |
| Cash dividends | $0 | 3,983 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,195 |
| Net operating income | $-37,700 | 5,977 |
| 2009-03-31 (YTD Data) | Rank | |
| Total interest income | $684,000 | 6,699 |
| Total interest expense | $347,000 | 5,695 |
| Net interest income | $337,000 | 7,177 |
| Provision for loan and lease losses | $0 | 6,744 |
| Total noninterest income | $31,000 | 6,970 |
| Gross Fiduciary activities income | $0 | 1,285 |
| Service charges on deposit accounts | $14,000 | 6,456 |
| Trading account gains and fees | $0 | 171 |
| Additional Noninterest Income | $17,000 | 6,333 |
| Total noninterest expense | $387,000 | 6,808 |
| Salaries and employee benefits | $145,000 | 7,417 |
| Premises and equipment expense | $54,000 | 6,490 |
| Additional noninterest expense | $188,000 | 5,758 |
| Pre-tax net operating income | $-19,000 | 6,357 |
| Securities gains (losses) | $36,000 | 1,437 |
| Applicable income taxes | $5,000 | 4,285 |
| Income before extraordinary items | $12,000 | 6,254 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $12,000 | 6,256 |
| Minority interest net income | $0 | 102 |
| Net income of bank and minority interests. | $12,000 | 6,256 |
| Net charge-offs | $464,000 | 1,415 |
| Cash dividends | $0 | 3,051 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,068 |
| Net operating income | $-13,560 | 6,347 |
| 2008-12-31 (YTD Data) | Rank | |
| Total interest income | $2,726,000 | 6,802 |
| Total interest expense | $1,321,000 | 6,232 |
| Net interest income | $1,405,000 | 7,122 |
| Provision for loan and lease losses | $1,055,000 | 2,624 |
| Total noninterest income | $78,000 | 7,509 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $67,000 | 6,390 |
| Trading account gains and fees | $0 | 154 |
| Additional Noninterest Income | $11,000 | 7,663 |
| Total noninterest expense | $1,494,000 | 6,875 |
| Salaries and employee benefits | $597,000 | 7,412 |
| Premises and equipment expense | $246,000 | 6,278 |
| Additional noninterest expense | $651,000 | 6,019 |
| Pre-tax net operating income | $-1,066,000 | 7,042 |
| Securities gains (losses) | $0 | 3,220 |
| Applicable income taxes | $-429,000 | 7,440 |
| Income before extraordinary items | $-637,000 | 6,793 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $-637,000 | 6,793 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,961 |
| Cash dividends | $49,000 | 5,255 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,389 |
| Net operating income | $-637,000 | 6,923 |
| 2008-09-30 (YTD Data) | Rank | |
| Total interest income | $1,988,000 | 6,931 |
| Total interest expense | $955,000 | 6,442 |
| Net interest income | $1,033,000 | 7,208 |
| Provision for loan and lease losses | $89,000 | 5,353 |
| Total noninterest income | $58,000 | 7,658 |
| Gross Fiduciary activities income | $0 | 1,405 |
| Service charges on deposit accounts | $50,000 | 6,441 |
| Trading account gains and fees | $0 | 148 |
| Additional Noninterest Income | $8,000 | 7,837 |
| Total noninterest expense | $967,000 | 7,159 |
| Salaries and employee benefits | $476,000 | 7,338 |
| Premises and equipment expense | $177,000 | 6,393 |
| Additional noninterest expense | $314,000 | 6,948 |
| Pre-tax net operating income | $35,000 | 6,633 |
| Securities gains (losses) | $0 | 3,106 |
| Applicable income taxes | $6,000 | 4,986 |
| Income before extraordinary items | $29,000 | 6,495 |
| Extraordinary gains, net | $0 | 31 |
| Net income | $29,000 | 6,493 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,934 |
| Cash dividends | $37,000 | 4,768 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,238 |
| Net operating income | $29,000 | 6,655 |
| 2008-06-30 (YTD Data) | Rank | |
| Total interest income | $1,345,000 | 6,971 |
| Total interest expense | $635,000 | 6,573 |
| Net interest income | $710,000 | 7,178 |
| Provision for loan and lease losses | $81,000 | 4,576 |
| Total noninterest income | $41,000 | 7,668 |
| Gross Fiduciary activities income | $0 | 1,395 |
| Service charges on deposit accounts | $34,000 | 6,431 |
| Trading account gains and fees | $0 | 149 |
| Additional Noninterest Income | $7,000 | 7,835 |
| Total noninterest expense | $633,000 | 7,251 |
| Salaries and employee benefits | $308,000 | 7,472 |
| Premises and equipment expense | $119,000 | 6,405 |
| Additional noninterest expense | $206,000 | 7,011 |
| Pre-tax net operating income | $37,000 | 6,745 |
| Securities gains (losses) | $0 | 3,233 |
| Applicable income taxes | $16,000 | 4,791 |
| Income before extraordinary items | $21,000 | 6,877 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $21,000 | 6,877 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $8,000 | 5,244 |
| Cash dividends | $25,000 | 4,608 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,136 |
| Net operating income | $21,000 | 6,831 |
| 2008-03-31 (YTD Data) | Rank | |
| Total interest income | $641,000 | 7,175 |
| Total interest expense | $320,000 | 6,711 |
| Net interest income | $321,000 | 7,402 |
| Provision for loan and lease losses | $55,000 | 3,686 |
| Total noninterest income | $43,000 | 6,875 |
| Gross Fiduciary activities income | $0 | 1,326 |
| Service charges on deposit accounts | $16,000 | 6,480 |
| Trading account gains and fees | $0 | 158 |
| Additional Noninterest Income | $27,000 | 6,042 |
| Total noninterest expense | $279,000 | 7,497 |
| Salaries and employee benefits | $154,000 | 7,507 |
| Premises and equipment expense | $63,000 | 6,324 |
| Additional noninterest expense | $62,000 | 7,770 |
| Pre-tax net operating income | $30,000 | 6,856 |
| Securities gains (losses) | $0 | 2,688 |
| Applicable income taxes | $8,000 | 4,911 |
| Income before extraordinary items | $22,000 | 6,993 |
| Extraordinary gains, net | $0 | 15 |
| Net income | $22,000 | 6,994 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $4,000 | 4,346 |
| Cash dividends | $12,000 | 3,632 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,000 |
| Net operating income | $22,000 | 6,903 |
| 2007-12-31 (YTD Data) | Rank | |
| Total interest income | $2,302,000 | 7,336 |
| Total interest expense | $1,134,000 | 6,958 |
| Net interest income | $1,168,000 | 7,542 |
| Provision for loan and lease losses | $61,000 | 5,443 |
| Total noninterest income | $166,000 | 6,993 |
| Gross Fiduciary activities income | $0 | 1,498 |
| Service charges on deposit accounts | $72,000 | 6,409 |
| Trading account gains and fees | $0 | 178 |
| Additional Noninterest Income | $94,000 | 6,303 |
| Total noninterest expense | $1,086,000 | 7,535 |
| Salaries and employee benefits | $579,000 | 7,599 |
| Premises and equipment expense | $231,000 | 6,429 |
| Additional noninterest expense | $276,000 | 7,657 |
| Pre-tax net operating income | $187,000 | 6,903 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $75,000 | 4,673 |
| Income before extraordinary items | $112,000 | 7,088 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $112,000 | 7,087 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 5,733 |
| Cash dividends | $45,000 | 5,620 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,304 |
| Net operating income | $112,000 | 7,063 |
| 2007-09-30 (YTD Data) | Rank | |
| Total interest income | $1,697,000 | 7,404 |
| Total interest expense | $830,000 | 7,042 |
| Net interest income | $867,000 | 7,611 |
| Provision for loan and lease losses | $18,000 | 5,899 |
| Total noninterest income | $123,000 | 7,050 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $53,000 | 6,468 |
| Trading account gains and fees | $0 | 184 |
| Additional Noninterest Income | $70,000 | 6,347 |
| Total noninterest expense | $779,000 | 7,577 |
| Salaries and employee benefits | $430,000 | 7,586 |
| Premises and equipment expense | $167,000 | 6,519 |
| Additional noninterest expense | $182,000 | 7,786 |
| Pre-tax net operating income | $193,000 | 6,993 |
| Securities gains (losses) | $0 | 1,655 |
| Applicable income taxes | $58,000 | 4,850 |
| Income before extraordinary items | $135,000 | 7,108 |
| Extraordinary gains, net | $0 | 33 |
| Net income | $135,000 | 7,107 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $11,000 | 5,079 |
| Cash dividends | $15,000 | 5,118 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,144 |
| Net operating income | $135,000 | 7,095 |
| 2007-06-30 (YTD Data) | Rank | |
| Total interest income | $1,116,000 | 7,476 |
| Total interest expense | $546,000 | 7,085 |
| Net interest income | $570,000 | 7,674 |
| Provision for loan and lease losses | $12,000 | 5,644 |
| Total noninterest income | $78,000 | 7,160 |
| Gross Fiduciary activities income | $0 | 1,429 |
| Service charges on deposit accounts | $33,000 | 6,573 |
| Trading account gains and fees | $0 | 168 |
| Additional Noninterest Income | $45,000 | 6,440 |
| Total noninterest expense | $520,000 | 7,621 |
| Salaries and employee benefits | $289,000 | 7,635 |
| Premises and equipment expense | $112,000 | 6,531 |
| Additional noninterest expense | $119,000 | 7,856 |
| Pre-tax net operating income | $116,000 | 7,161 |
| Securities gains (losses) | $0 | 1,444 |
| Applicable income taxes | $28,000 | 5,160 |
| Income before extraordinary items | $88,000 | 7,195 |
| Extraordinary gains, net | $0 | 29 |
| Net income | $88,000 | 7,196 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-3,000 | 7,333 |
| Cash dividends | $15,000 | 4,900 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,051 |
| Net operating income | $88,000 | 7,190 |
| 2007-03-31 (YTD Data) | Rank | |
| Total interest income | $539,000 | 7,565 |
| Total interest expense | $264,000 | 7,151 |
| Net interest income | $275,000 | 7,766 |
| Provision for loan and lease losses | $6,000 | 5,291 |
| Total noninterest income | $41,000 | 7,099 |
| Gross Fiduciary activities income | $0 | 1,355 |
| Service charges on deposit accounts | $16,000 | 6,601 |
| Trading account gains and fees | $0 | 195 |
| Additional Noninterest Income | $25,000 | 6,275 |
| Total noninterest expense | $271,000 | 7,613 |
| Salaries and employee benefits | $150,000 | 7,602 |
| Premises and equipment expense | $60,000 | 6,403 |
| Additional noninterest expense | $61,000 | 7,856 |
| Pre-tax net operating income | $39,000 | 7,430 |
| Securities gains (losses) | $0 | 1,187 |
| Applicable income taxes | $7,000 | 5,533 |
| Income before extraordinary items | $32,000 | 7,434 |
| Extraordinary gains, net | $0 | 22 |
| Net income | $32,000 | 7,433 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,509 |
| Cash dividends | $0 | 3,942 |
| Sale, conversion, retirement of capital stock, net | $0 | 885 |
| Net operating income | $32,000 | 7,419 |
| 2006-12-31 (YTD Data) | Rank | |
| Total interest income | $1,959,000 | 7,579 |
| Total interest expense | $901,000 | 7,123 |
| Net interest income | $1,058,000 | 7,758 |
| Provision for loan and lease losses | $24,000 | 6,182 |
| Total noninterest income | $175,000 | 7,121 |
| Gross Fiduciary activities income | $0 | 1,523 |
| Service charges on deposit accounts | $61,000 | 6,711 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $114,000 | 6,103 |
| Total noninterest expense | $1,076,000 | 7,591 |
| Salaries and employee benefits | $590,000 | 7,623 |
| Premises and equipment expense | $235,000 | 6,361 |
| Additional noninterest expense | $251,000 | 7,846 |
| Pre-tax net operating income | $133,000 | 7,615 |
| Securities gains (losses) | $0 | 1,687 |
| Applicable income taxes | $39,000 | 5,601 |
| Income before extraordinary items | $94,000 | 7,698 |
| Extraordinary gains, net | $0 | 51 |
| Net income | $94,000 | 7,700 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $6,000 | 5,765 |
| Cash dividends | $30,000 | 5,788 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,251 |
| Net operating income | $94,000 | 7,689 |
| 2006-09-30 (YTD Data) | Rank | |
| Total interest income | $1,438,000 | 7,661 |
| Total interest expense | $651,000 | 7,184 |
| Net interest income | $787,000 | 7,856 |
| Provision for loan and lease losses | $18,000 | 6,058 |
| Total noninterest income | $134,000 | 7,133 |
| Gross Fiduciary activities income | $0 | 1,468 |
| Service charges on deposit accounts | $46,000 | 6,799 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $88,000 | 6,064 |
| Total noninterest expense | $817,000 | 7,572 |
| Salaries and employee benefits | $463,000 | 7,535 |
| Premises and equipment expense | $178,000 | 6,364 |
| Additional noninterest expense | $176,000 | 7,966 |
| Pre-tax net operating income | $86,000 | 7,857 |
| Securities gains (losses) | $0 | 1,388 |
| Applicable income taxes | $22,000 | 5,926 |
| Income before extraordinary items | $64,000 | 7,896 |
| Extraordinary gains, net | $0 | 45 |
| Net income | $64,000 | 7,898 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,141 |
| Cash dividends | $15,000 | 5,215 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,045 |
| Net operating income | $64,000 | 7,891 |
| 2006-06-30 (YTD Data) | Rank | |
| Total interest income | $930,000 | 7,724 |
| Total interest expense | $412,000 | 7,230 |
| Net interest income | $518,000 | 7,917 |
| Provision for loan and lease losses | $12,000 | 5,878 |
| Total noninterest income | $80,000 | 7,329 |
| Gross Fiduciary activities income | $0 | 1,458 |
| Service charges on deposit accounts | $30,000 | 6,853 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $50,000 | 6,377 |
| Total noninterest expense | $532,000 | 7,631 |
| Salaries and employee benefits | $306,000 | 7,592 |
| Premises and equipment expense | $117,000 | 6,409 |
| Additional noninterest expense | $109,000 | 8,060 |
| Pre-tax net operating income | $54,000 | 7,931 |
| Securities gains (losses) | $0 | 1,185 |
| Applicable income taxes | $14,000 | 5,980 |
| Income before extraordinary items | $40,000 | 7,974 |
| Extraordinary gains, net | $0 | 39 |
| Net income | $40,000 | 7,975 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,860 |
| Cash dividends | $15,000 | 4,998 |
| Sale, conversion, retirement of capital stock, net | $0 | 887 |
| Net operating income | $40,000 | 7,977 |
| 2006-03-31 (YTD Data) | Rank | |
| Total interest income | $445,000 | 7,801 |
| Total interest expense | $188,000 | 7,340 |
| Net interest income | $257,000 | 7,942 |
| Provision for loan and lease losses | $6,000 | 5,562 |
| Total noninterest income | $41,000 | 7,270 |
| Gross Fiduciary activities income | $0 | 1,380 |
| Service charges on deposit accounts | $15,000 | 6,832 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $26,000 | 6,300 |
| Total noninterest expense | $265,000 | 7,665 |
| Salaries and employee benefits | $151,000 | 7,617 |
| Premises and equipment expense | $59,000 | 6,404 |
| Additional noninterest expense | $55,000 | 8,061 |
| Pre-tax net operating income | $27,000 | 7,964 |
| Securities gains (losses) | $0 | 955 |
| Applicable income taxes | $7,000 | 5,939 |
| Income before extraordinary items | $20,000 | 7,981 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $20,000 | 7,981 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 4,399 |
| Cash dividends | $0 | 3,943 |
| Sale, conversion, retirement of capital stock, net | $0 | 648 |
| Net operating income | $20,000 | 7,975 |
| 2005-12-31 (YTD Data) | Rank | |
| Total interest income | $1,562,000 | 7,828 |
| Total interest expense | $577,000 | 7,387 |
| Net interest income | $985,000 | 7,958 |
| Provision for loan and lease losses | $24,000 | 6,374 |
| Total noninterest income | $153,000 | 7,463 |
| Gross Fiduciary activities income | $0 | 1,557 |
| Service charges on deposit accounts | $57,000 | 6,969 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $96,000 | 6,467 |
| Total noninterest expense | $1,056,000 | 7,654 |
| Salaries and employee benefits | $624,000 | 7,539 |
| Premises and equipment expense | $220,000 | 6,525 |
| Additional noninterest expense | $212,000 | 8,148 |
| Pre-tax net operating income | $58,000 | 8,112 |
| Securities gains (losses) | $0 | 2,296 |
| Applicable income taxes | $7,000 | 6,617 |
| Income before extraordinary items | $51,000 | 8,142 |
| Extraordinary gains, net | $0 | 46 |
| Net income | $51,000 | 8,141 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 6,288 |
| Cash dividends | $30,000 | 5,872 |
| Sale, conversion, retirement of capital stock, net | $0 | 934 |
| Net operating income | $51,000 | 8,113 |
| 2005-09-30 (YTD Data) | Rank | |
| Total interest income | $1,143,000 | 7,898 |
| Total interest expense | $415,000 | 7,420 |
| Net interest income | $728,000 | 8,029 |
| Provision for loan and lease losses | $18,000 | 6,207 |
| Total noninterest income | $110,000 | 7,548 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $44,000 | 6,989 |
| Trading account gains and fees | $0 | 126 |
| Additional Noninterest Income | $66,000 | 6,601 |
| Total noninterest expense | $769,000 | 7,688 |
| Salaries and employee benefits | $447,000 | 7,599 |
| Premises and equipment expense | $167,000 | 6,464 |
| Additional noninterest expense | $155,000 | 8,182 |
| Pre-tax net operating income | $51,000 | 8,186 |
| Securities gains (losses) | $0 | 2,317 |
| Applicable income taxes | $7,000 | 6,626 |
| Income before extraordinary items | $44,000 | 8,206 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $44,000 | 8,203 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 5,742 |
| Cash dividends | $15,000 | 5,227 |
| Sale, conversion, retirement of capital stock, net | $0 | 769 |
| Net operating income | $44,000 | 8,174 |
| 2005-06-30 (YTD Data) | Rank | |
| Total interest income | $748,000 | 7,923 |
| Total interest expense | $259,000 | 7,453 |
| Net interest income | $489,000 | 8,030 |
| Provision for loan and lease losses | $12,000 | 5,987 |
| Total noninterest income | $72,000 | 7,573 |
| Gross Fiduciary activities income | $0 | 1,480 |
| Service charges on deposit accounts | $31,000 | 6,910 |
| Trading account gains and fees | $0 | 116 |
| Additional Noninterest Income | $41,000 | 6,734 |
| Total noninterest expense | $509,000 | 7,696 |
| Salaries and employee benefits | $293,000 | 7,651 |
| Premises and equipment expense | $110,000 | 6,495 |
| Additional noninterest expense | $106,000 | 8,142 |
| Pre-tax net operating income | $40,000 | 8,178 |
| Securities gains (losses) | $0 | 2,146 |
| Applicable income taxes | $7,000 | 6,523 |
| Income before extraordinary items | $33,000 | 8,211 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $33,000 | 8,211 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,029 |
| Cash dividends | $15,000 | 4,979 |
| Sale, conversion, retirement of capital stock, net | $0 | 643 |
| Net operating income | $33,000 | 8,177 |
| 2005-03-31 (YTD Data) | Rank | |
| Total interest income | $370,000 | 7,986 |
| Total interest expense | $119,000 | 7,571 |
| Net interest income | $251,000 | 8,062 |
| Provision for loan and lease losses | $6,000 | 5,706 |
| Total noninterest income | $35,000 | 7,613 |
| Gross Fiduciary activities income | $0 | 1,418 |
| Service charges on deposit accounts | $15,000 | 6,958 |
| Trading account gains and fees | $0 | 115 |
| Additional Noninterest Income | $20,000 | 6,849 |
| Total noninterest expense | $257,000 | 7,755 |
| Salaries and employee benefits | $146,000 | 7,718 |
| Premises and equipment expense | $55,000 | 6,532 |
| Additional noninterest expense | $56,000 | 8,141 |
| Pre-tax net operating income | $23,000 | 8,227 |
| Securities gains (losses) | $0 | 1,685 |
| Applicable income taxes | $5,000 | 6,381 |
| Income before extraordinary items | $18,000 | 8,257 |
| Extraordinary gains, net | $0 | 24 |
| Net income | $18,000 | 8,257 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 6,685 |
| Cash dividends | $0 | 3,863 |
| Sale, conversion, retirement of capital stock, net | $0 | 491 |
| Net operating income | $18,000 | 8,234 |
| 2004-12-31 (YTD Data) | Rank | |
| Total interest income | $1,440,000 | 7,973 |
| Total interest expense | $456,000 | 7,471 |
| Net interest income | $984,000 | 8,043 |
| Provision for loan and lease losses | $24,000 | 6,604 |
| Total noninterest income | $131,000 | 7,789 |
| Gross Fiduciary activities income | $0 | 1,582 |
| Service charges on deposit accounts | $59,000 | 7,138 |
| Trading account gains and fees | $0 | 138 |
| Additional Noninterest Income | $72,000 | 6,944 |
| Total noninterest expense | $971,000 | 7,878 |
| Salaries and employee benefits | $568,000 | 7,786 |
| Premises and equipment expense | $204,000 | 6,715 |
| Additional noninterest expense | $199,000 | 8,310 |
| Pre-tax net operating income | $120,000 | 8,045 |
| Securities gains (losses) | $0 | 3,819 |
| Applicable income taxes | $28,000 | 6,390 |
| Income before extraordinary items | $92,000 | 8,127 |
| Extraordinary gains, net | $0 | 34 |
| Net income | $92,000 | 8,127 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $25,000 | 5,458 |
| Cash dividends | $30,000 | 5,972 |
| Sale, conversion, retirement of capital stock, net | $0 | 872 |
| Net operating income | $92,000 | 8,084 |
| 2004-09-30 (YTD Data) | Rank | |
| Total interest income | $1,067,000 | 8,023 |
| Total interest expense | $338,000 | 7,525 |
| Net interest income | $729,000 | 8,093 |
| Provision for loan and lease losses | $18,000 | 6,408 |
| Total noninterest income | $94,000 | 7,881 |
| Gross Fiduciary activities income | $0 | 1,547 |
| Service charges on deposit accounts | $45,000 | 7,167 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $49,000 | 7,081 |
| Total noninterest expense | $715,000 | 7,875 |
| Salaries and employee benefits | $413,000 | 7,790 |
| Premises and equipment expense | $148,000 | 6,758 |
| Additional noninterest expense | $154,000 | 8,282 |
| Pre-tax net operating income | $90,000 | 8,168 |
| Securities gains (losses) | $0 | 3,710 |
| Applicable income taxes | $24,000 | 6,420 |
| Income before extraordinary items | $66,000 | 8,245 |
| Extraordinary gains, net | $0 | 26 |
| Net income | $66,000 | 8,248 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $19,000 | 4,955 |
| Cash dividends | $15,000 | 5,275 |
| Sale, conversion, retirement of capital stock, net | $0 | 738 |
| Net operating income | $66,000 | 8,202 |
| 2004-06-30 (YTD Data) | Rank | |
| Total interest income | $705,000 | 8,088 |
| Total interest expense | $227,000 | 7,580 |
| Net interest income | $478,000 | 8,178 |
| Provision for loan and lease losses | $12,000 | 6,242 |
| Total noninterest income | $68,000 | 7,813 |
| Gross Fiduciary activities income | $0 | 1,518 |
| Service charges on deposit accounts | $31,000 | 7,155 |
| Trading account gains and fees | $0 | 130 |
| Additional Noninterest Income | $37,000 | 6,933 |
| Total noninterest expense | $476,000 | 7,928 |
| Salaries and employee benefits | $276,000 | 7,854 |
| Premises and equipment expense | $100,000 | 6,777 |
| Additional noninterest expense | $100,000 | 8,355 |
| Pre-tax net operating income | $58,000 | 8,205 |
| Securities gains (losses) | $0 | 3,413 |
| Applicable income taxes | $14,000 | 6,499 |
| Income before extraordinary items | $44,000 | 8,278 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $44,000 | 8,280 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 4,514 |
| Cash dividends | $15,000 | 4,990 |
| Sale, conversion, retirement of capital stock, net | $0 | 638 |
| Net operating income | $44,000 | 8,216 |
| 2004-03-31 (YTD Data) | Rank | |
| Total interest income | $350,000 | 8,135 |
| Total interest expense | $115,000 | 7,620 |
| Net interest income | $235,000 | 8,229 |
| Provision for loan and lease losses | $6,000 | 5,941 |
| Total noninterest income | $35,000 | 7,776 |
| Gross Fiduciary activities income | $0 | 1,441 |
| Service charges on deposit accounts | $16,000 | 7,105 |
| Trading account gains and fees | $0 | 121 |
| Additional Noninterest Income | $19,000 | 6,892 |
| Total noninterest expense | $239,000 | 7,963 |
| Salaries and employee benefits | $140,000 | 7,848 |
| Premises and equipment expense | $52,000 | 6,694 |
| Additional noninterest expense | $47,000 | 8,471 |
| Pre-tax net operating income | $25,000 | 8,253 |
| Securities gains (losses) | $0 | 2,934 |
| Applicable income taxes | $7,000 | 6,445 |
| Income before extraordinary items | $18,000 | 8,359 |
| Extraordinary gains, net | $0 | 16 |
| Net income | $18,000 | 8,360 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 7,358 |
| Cash dividends | $0 | 3,841 |
| Sale, conversion, retirement of capital stock, net | $0 | 464 |
| Net operating income | $18,000 | 8,294 |
| 2003-12-31 (YTD Data) | Rank | |
| Total interest income | $1,416,000 | 8,154 |
| Total interest expense | $510,000 | 7,699 |
| Net interest income | $906,000 | 8,250 |
| Provision for loan and lease losses | $24,000 | 6,956 |
| Total noninterest income | $246,000 | 6,976 |
| Gross Fiduciary activities income | $0 | 1,641 |
| Service charges on deposit accounts | $64,000 | 7,203 |
| Trading account gains and fees | $0 | 160 |
| Additional Noninterest Income | $182,000 | 5,477 |
| Total noninterest expense | $908,000 | 8,057 |
| Salaries and employee benefits | $530,000 | 7,971 |
| Premises and equipment expense | $191,000 | 6,893 |
| Additional noninterest expense | $187,000 | 8,527 |
| Pre-tax net operating income | $220,000 | 7,756 |
| Securities gains (losses) | $0 | 4,500 |
| Applicable income taxes | $61,000 | 6,143 |
| Income before extraordinary items | $159,000 | 7,963 |
| Extraordinary gains, net | $0 | 54 |
| Net income | $159,000 | 7,964 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-2,000 | 8,340 |
| Cash dividends | $45,000 | 5,968 |
| Sale, conversion, retirement of capital stock, net | $0 | 868 |
| Net operating income | $159,000 | 7,844 |
| 2003-09-30 (YTD Data) | Rank | |
| Total interest income | $1,068,000 | 8,231 |
| Total interest expense | $390,000 | 7,817 |
| Net interest income | $678,000 | 8,334 |
| Provision for loan and lease losses | $18,000 | 6,830 |
| Total noninterest income | $188,000 | 6,998 |
| Gross Fiduciary activities income | $0 | 1,599 |
| Service charges on deposit accounts | $49,000 | 7,238 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $139,000 | 5,488 |
| Total noninterest expense | $680,000 | 8,063 |
| Salaries and employee benefits | $399,000 | 7,938 |
| Premises and equipment expense | $143,000 | 6,912 |
| Additional noninterest expense | $138,000 | 8,556 |
| Pre-tax net operating income | $168,000 | 7,884 |
| Securities gains (losses) | $0 | 4,204 |
| Applicable income taxes | $47,000 | 6,257 |
| Income before extraordinary items | $121,000 | 8,089 |
| Extraordinary gains, net | $0 | 40 |
| Net income | $121,000 | 8,093 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-1,000 | 7,999 |
| Cash dividends | $30,000 | 5,263 |
| Sale, conversion, retirement of capital stock, net | $0 | 722 |
| Net operating income | $121,000 | 7,958 |
| 2003-06-30 (YTD Data) | Rank | |
| Total interest income | $715,000 | 8,281 |
| Total interest expense | $265,000 | 7,902 |
| Net interest income | $450,000 | 8,374 |
| Provision for loan and lease losses | $12,000 | 6,682 |
| Total noninterest income | $124,000 | 7,004 |
| Gross Fiduciary activities income | $0 | 1,577 |
| Service charges on deposit accounts | $32,000 | 7,257 |
| Trading account gains and fees | $0 | 150 |
| Additional Noninterest Income | $92,000 | 5,469 |
| Total noninterest expense | $453,000 | 8,091 |
| Salaries and employee benefits | $266,000 | 7,956 |
| Premises and equipment expense | $95,000 | 6,893 |
| Additional noninterest expense | $92,000 | 8,568 |
| Pre-tax net operating income | $109,000 | 7,930 |
| Securities gains (losses) | $0 | 3,782 |
| Applicable income taxes | $31,000 | 6,314 |
| Income before extraordinary items | $78,000 | 8,157 |
| Extraordinary gains, net | $0 | 30 |
| Net income | $78,000 | 8,160 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $1,000 | 6,334 |
| Cash dividends | $30,000 | 4,944 |
| Sale, conversion, retirement of capital stock, net | $0 | 589 |
| Net operating income | $78,000 | 7,997 |
| 2003-03-31 (YTD Data) | Rank | |
| Total interest income | $393,000 | 8,202 |
| Total interest expense | $138,000 | 7,915 |
| Net interest income | $255,000 | 8,219 |
| Provision for loan and lease losses | $6,000 | 6,408 |
| Total noninterest income | $22,000 | 8,506 |
| Gross Fiduciary activities income | $0 | 1,504 |
| Service charges on deposit accounts | $17,000 | 7,137 |
| Trading account gains and fees | $0 | 134 |
| Additional Noninterest Income | $5,000 | 8,460 |
| Total noninterest expense | $223,000 | 8,153 |
| Salaries and employee benefits | $132,000 | 8,004 |
| Premises and equipment expense | $47,000 | 6,953 |
| Additional noninterest expense | $44,000 | 8,661 |
| Pre-tax net operating income | $48,000 | 8,025 |
| Securities gains (losses) | $0 | 2,891 |
| Applicable income taxes | $13,000 | 6,407 |
| Income before extraordinary items | $35,000 | 8,182 |
| Extraordinary gains, net | $0 | 21 |
| Net income | $35,000 | 8,183 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $3,000 | 4,853 |
| Cash dividends | $15,000 | 3,785 |
| Sale, conversion, retirement of capital stock, net | $0 | 419 |
| Net operating income | $35,000 | 8,042 |
| 2002-12-31 (YTD Data) | Rank | |
| Total interest income | $1,430,000 | 8,465 |
| Total interest expense | $620,000 | 8,031 |
| Net interest income | $810,000 | 8,569 |
| Provision for loan and lease losses | $24,000 | 7,371 |
| Total noninterest income | $185,000 | 7,468 |
| Gross Fiduciary activities income | $0 | 1,713 |
| Service charges on deposit accounts | $61,000 | 7,331 |
| Trading account gains and fees | $0 | 153 |
| Additional Noninterest Income | $124,000 | 6,000 |
| Total noninterest expense | $830,000 | 8,282 |
| Salaries and employee benefits | $462,000 | 8,281 |
| Premises and equipment expense | $186,000 | 6,955 |
| Additional noninterest expense | $182,000 | 8,673 |
| Pre-tax net operating income | $141,000 | 8,152 |
| Securities gains (losses) | $0 | 4,537 |
| Applicable income taxes | $37,000 | 6,721 |
| Income before extraordinary items | $104,000 | 8,313 |
| Extraordinary gains, net | $0 | 70 |
| Net income | $104,000 | 8,315 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $-9,000 | 8,804 |
| Cash dividends | $0 | 6,377 |
| Sale, conversion, retirement of capital stock, net | $0 | 862 |
| Net operating income | $104,000 | 8,220 |
| 2001-12-31 (YTD Data) | Rank | |
| Total interest income | $1,469,000 | 8,762 |
| Total interest expense | $834,000 | 8,366 |
| Net interest income | $635,000 | 8,971 |
| Provision for loan and lease losses | $24,000 | 7,420 |
| Total noninterest income | $167,000 | 7,667 |
| Gross Fiduciary activities income | $0 | 1,731 |
| Service charges on deposit accounts | $50,000 | 7,603 |
| Trading account gains and fees | $0 | 177 |
| Additional Noninterest Income | $117,000 | 6,058 |
| Total noninterest expense | $746,000 | 8,573 |
| Salaries and employee benefits | $425,000 | 8,518 |
| Premises and equipment expense | $177,000 | 7,111 |
| Additional noninterest expense | $144,000 | 9,099 |
| Pre-tax net operating income | $32,000 | 8,605 |
| Securities gains (losses) | $6,000 | 3,836 |
| Applicable income taxes | $6,000 | 7,708 |
| Income before extraordinary items | $32,000 | 8,687 |
| Extraordinary gains, net | $0 | 105 |
| Net income | $32,000 | 8,686 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $14,000 | 6,614 |
| Cash dividends | $0 | 6,617 |
| Sale, conversion, retirement of capital stock, net | $0 | 922 |
| Net operating income | $26,960 | 8,616 |
| 2000-12-31 (YTD Data) | Rank | |
| Total interest income | $1,463,000 | 8,997 |
| Total interest expense | $793,000 | 8,665 |
| Net interest income | $670,000 | 9,176 |
| Provision for loan and lease losses | $26,000 | 7,369 |
| Total noninterest income | $70,000 | 9,036 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $49,000 | 7,655 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $21,000 | 8,923 |
| Total noninterest expense | $688,000 | 8,849 |
| Salaries and employee benefits | $379,000 | 8,861 |
| Premises and equipment expense | $173,000 | 7,198 |
| Additional noninterest expense | $136,000 | 9,358 |
| Pre-tax net operating income | $26,000 | 9,032 |
| Securities gains (losses) | $0 | 1,956 |
| Applicable income taxes | $5,000 | 8,201 |
| Income before extraordinary items | $21,000 | 9,071 |
| Extraordinary gains, net | $0 | 38 |
| Net income | $21,000 | 9,069 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $15,000 | 6,269 |
| Cash dividends | $0 | 6,853 |
| Sale, conversion, retirement of capital stock, net | $0 | 969 |
| Net operating income | $21,000 | 9,056 |
| 1999-12-31 (YTD Data) | Rank | |
| Total interest income | $1,245,000 | 9,372 |
| Total interest expense | $660,000 | 9,045 |
| Net interest income | $585,000 | 9,538 |
| Provision for loan and lease losses | $24,000 | 7,475 |
| Total noninterest income | $65,000 | 9,370 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $51,000 | 7,812 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 9,524 |
| Total noninterest expense | $647,000 | 9,178 |
| Salaries and employee benefits | $340,000 | 9,249 |
| Premises and equipment expense | $171,000 | 7,309 |
| Additional noninterest expense | $136,000 | 9,638 |
| Pre-tax net operating income | $-21,000 | 9,452 |
| Securities gains (losses) | $0 | 3,155 |
| Applicable income taxes | $-8,000 | 9,652 |
| Income before extraordinary items | $-13,000 | 9,459 |
| Extraordinary gains, net | $0 | 35 |
| Net income | $-13,000 | 9,456 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $2,000 | 7,619 |
| Cash dividends | $0 | 7,131 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,035 |
| Net operating income | $-13,000 | 9,439 |
| 1998-12-31 (YTD Data) | Rank | |
| Total interest income | $988,000 | 9,866 |
| Total interest expense | $523,000 | 9,645 |
| Net interest income | $465,000 | 9,985 |
| Provision for loan and lease losses | $24,000 | 7,567 |
| Total noninterest income | $57,000 | 9,739 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $37,000 | 8,358 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $20,000 | 9,482 |
| Total noninterest expense | $612,000 | 9,385 |
| Salaries and employee benefits | $299,000 | 9,627 |
| Premises and equipment expense | $179,000 | 7,070 |
| Additional noninterest expense | $134,000 | 9,807 |
| Pre-tax net operating income | $-114,000 | 9,926 |
| Securities gains (losses) | $0 | 4,449 |
| Applicable income taxes | $-35,000 | 10,099 |
| Income before extraordinary items | $-79,000 | 9,939 |
| Extraordinary gains, net | $0 | 32 |
| Net income | $-79,000 | 9,936 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $0 | 8,132 |
| Cash dividends | $0 | 7,473 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,027 |
| Net operating income | $-79,000 | 9,897 |
| 1997-12-31 (YTD Data) | Rank | |
| Total interest income | $737,000 | 10,531 |
| Total interest expense | $358,000 | 10,422 |
| Net interest income | $379,000 | 10,578 |
| Provision for loan and lease losses | $24,000 | 7,686 |
| Total noninterest income | $58,000 | 10,135 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $41,000 | 8,648 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 10,015 |
| Total noninterest expense | $431,000 | 10,387 |
| Salaries and employee benefits | $227,000 | 10,405 |
| Premises and equipment expense | $91,000 | 9,188 |
| Additional noninterest expense | $113,000 | 10,417 |
| Pre-tax net operating income | $-18,000 | 10,411 |
| Securities gains (losses) | $0 | 3,944 |
| Applicable income taxes | $-5,000 | 10,496 |
| Income before extraordinary items | $-13,000 | 10,419 |
| Extraordinary gains, net | $0 | 44 |
| Net income | $-13,000 | 10,422 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $32,000 | 5,858 |
| Cash dividends | $0 | 7,871 |
| Sale, conversion, retirement of capital stock, net | $800,000 | 475 |
| Net operating income | $-13,000 | 10,383 |
| 1996-12-31 (YTD Data) | Rank | |
| Total interest income | $694,000 | 11,117 |
| Total interest expense | $319,000 | 11,042 |
| Net interest income | $375,000 | 11,136 |
| Provision for loan and lease losses | $24,000 | 7,740 |
| Total noninterest income | $53,000 | 10,797 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $36,000 | 9,214 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $17,000 | 10,581 |
| Total noninterest expense | $502,000 | 10,581 |
| Salaries and employee benefits | $261,000 | 10,647 |
| Premises and equipment expense | $97,000 | 9,380 |
| Additional noninterest expense | $144,000 | 10,616 |
| Pre-tax net operating income | $-98,000 | 10,953 |
| Securities gains (losses) | $0 | 4,148 |
| Applicable income taxes | $-29,000 | 11,019 |
| Income before extraordinary items | $-69,000 | 10,954 |
| Extraordinary gains, net | $0 | 53 |
| Net income | $-69,000 | 10,952 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $5,000 | 8,019 |
| Cash dividends | $0 | 8,336 |
| Sale, conversion, retirement of capital stock, net | $0 | 953 |
| Net operating income | $-69,000 | 10,910 |
| 1995-12-31 (YTD Data) | Rank | |
| Total interest income | $730,000 | 11,599 |
| Total interest expense | $319,000 | 11,537 |
| Net interest income | $411,000 | 11,583 |
| Provision for loan and lease losses | $24,000 | 7,406 |
| Total noninterest income | $60,000 | 11,165 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $46,000 | 9,371 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $14,000 | 11,268 |
| Total noninterest expense | $509,000 | 10,987 |
| Salaries and employee benefits | $238,000 | 11,246 |
| Premises and equipment expense | $97,000 | 9,693 |
| Additional noninterest expense | $174,000 | 10,767 |
| Pre-tax net operating income | $-62,000 | 11,573 |
| Securities gains (losses) | $0 | 3,831 |
| Applicable income taxes | $0 | 11,151 |
| Income before extraordinary items | $-62,000 | 11,578 |
| Extraordinary gains, net | $0 | 65 |
| Net income | $-62,000 | 11,577 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $149,000 | 3,001 |
| Cash dividends | $0 | 8,717 |
| Sale, conversion, retirement of capital stock, net | $0 | 809 |
| Net operating income | $-62,000 | 11,555 |
| 1994-12-31 (YTD Data) | Rank | |
| Total interest income | $810,000 | 12,051 |
| Total interest expense | $309,000 | 12,004 |
| Net interest income | $501,000 | 12,007 |
| Provision for loan and lease losses | $71,000 | 5,291 |
| Total noninterest income | $76,000 | 11,355 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $53,000 | 9,590 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $23,000 | 11,244 |
| Total noninterest expense | $591,000 | 11,176 |
| Salaries and employee benefits | $273,000 | 11,448 |
| Premises and equipment expense | $84,000 | 10,524 |
| Additional noninterest expense | $234,000 | 10,716 |
| Pre-tax net operating income | $-85,000 | 12,193 |
| Securities gains (losses) | $2,000 | 3,070 |
| Applicable income taxes | $-13,000 | 12,096 |
| Income before extraordinary items | $-70,000 | 12,130 |
| Extraordinary gains, net | $0 | 249 |
| Net income | $-70,000 | 12,131 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $93,000 | 3,872 |
| Cash dividends | $0 | 8,932 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,160 |
| Net operating income | $-71,680 | 12,148 |
| 1993-12-31 (YTD Data) | Rank | |
| Total interest income | $974,000 | 12,344 |
| Total interest expense | $327,000 | 12,548 |
| Net interest income | $647,000 | 12,052 |
| Provision for loan and lease losses | $191,000 | 4,030 |
| Total noninterest income | $116,000 | 10,933 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $77,000 | 9,110 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $39,000 | 10,733 |
| Total noninterest expense | $565,000 | 11,823 |
| Salaries and employee benefits | $265,000 | 12,025 |
| Premises and equipment expense | $79,000 | 11,181 |
| Additional noninterest expense | $221,000 | 11,452 |
| Pre-tax net operating income | $7,000 | 12,364 |
| Securities gains (losses) | $0 | 7,477 |
| Applicable income taxes | $2,000 | 12,040 |
| Income before extraordinary items | $5,000 | 12,501 |
| Extraordinary gains, net | $0 | 3,149 |
| Net income | $5,000 | 12,524 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $137,000 | 3,869 |
| Cash dividends | $20,000 | 8,663 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,223 |
| Net operating income | $5,000 | 12,368 |
| 1992-12-31 (YTD Data) | Rank | |
| Total interest income | $993,000 | 13,036 |
| Total interest expense | $377,000 | 13,269 |
| Net interest income | $616,000 | 12,656 |
| Provision for loan and lease losses | $139,000 | 6,334 |
| Total noninterest income | $168,000 | 10,091 |
| Gross Fiduciary activities income | NA | NA |
| Service charges on deposit accounts | $84,000 | 9,029 |
| Trading account gains and fees | NA | NA |
| Additional Noninterest Income | $84,000 | 8,687 |
| Total noninterest expense | $541,000 | 12,398 |
| Salaries and employee benefits | $265,000 | 12,430 |
| Premises and equipment expense | $61,000 | 12,225 |
| Additional noninterest expense | $215,000 | 12,028 |
| Pre-tax net operating income | $104,000 | 11,985 |
| Securities gains (losses) | $0 | 8,369 |
| Applicable income taxes | $32,000 | 11,754 |
| Income before extraordinary items | $72,000 | 12,328 |
| Extraordinary gains, net | $0 | 1,422 |
| Net income | $72,000 | 12,351 |
| Minority interest net income | NA | NA |
| Net income of bank and minority interests. | NA | NA |
| Net charge-offs | $100,000 | 5,927 |
| Cash dividends | $25,000 | 8,340 |
| Sale, conversion, retirement of capital stock, net | $0 | 1,165 |
| Net operating income | $72,000 | 12,040 |
* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.