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Tower Community Bank, Income and Expense

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2025-03-31 (YTD Data)		Rank
Total interest income	$5,917,000	1,870
Total interest expense	$1,983,000	1,891
Net interest income	$3,934,000	1,852
Provision for loan and lease losses	$182,000	1,080
Total noninterest income	$956,000	1,332
Gross Fiduciary activities income	$0	918
Service charges on deposit accounts	$162,000	1,372
Trading account gains and fees	NA	NA
Additional Noninterest Income	$794,000	1,113
Total noninterest expense	$3,348,000	1,743
Salaries and employee benefits	$1,753,000	1,830
Premises and equipment expense	$403,000	1,507
Additional noninterest expense	$794,000	1,113
Pre-tax net operating income	$1,360,000	1,874
Securities gains (losses)	$0	665
Applicable income taxes	$430,000	1,110
Income before extraordinary items	$930,000	2,142
Extraordinary gains, net	$0	47
Net income	$913,000	2,190
Minority interest net income	$17,000	54
Net income of bank and minority interests.	$930,000	2,142
Net charge-offs	$618,000	367
Cash dividends	$350,000	1,570
Sale, conversion, retirement of capital stock, net	$0	467
Net operating income	$930,000	2,156
2024-12-31 (YTD Data)		Rank
Total interest income	$24,882,000	1,786
Total interest expense	$9,107,000	1,773
Net interest income	$15,775,000	1,780
Provision for loan and lease losses	$1,000,000	933
Total noninterest income	$4,811,000	1,209
Gross Fiduciary activities income	$0	1,000
Service charges on deposit accounts	$823,000	1,189
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,988,000	1,002
Total noninterest expense	$13,884,000	1,675
Salaries and employee benefits	$7,349,000	1,755
Premises and equipment expense	$1,667,000	1,429
Additional noninterest expense	$3,988,000	1,002
Pre-tax net operating income	$5,702,000	1,710
Securities gains (losses)	$0	940
Applicable income taxes	$1,480,000	1,127
Income before extraordinary items	$4,222,000	1,883
Extraordinary gains, net	$0	53
Net income	$4,167,000	1,921
Minority interest net income	$55,000	66
Net income of bank and minority interests.	$4,222,000	1,883
Net charge-offs	$333,000	1,133
Cash dividends	$1,400,000	1,948
Sale, conversion, retirement of capital stock, net	$0	564
Net operating income	$4,222,000	1,886
2024-09-30 (YTD Data)		Rank
Total interest income	$18,895,000	1,759
Total interest expense	$6,889,000	1,761
Net interest income	$12,006,000	1,747
Provision for loan and lease losses	$850,000	826
Total noninterest income	$3,527,000	1,217
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$622,000	1,174
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,905,000	1,024
Total noninterest expense	$10,220,000	1,686
Salaries and employee benefits	$5,473,000	1,746
Premises and equipment expense	$1,273,000	1,392
Additional noninterest expense	$2,905,000	1,024
Pre-tax net operating income	$4,463,000	1,648
Securities gains (losses)	$0	930
Applicable income taxes	$1,382,000	1,002
Income before extraordinary items	$3,081,000	1,922
Extraordinary gains, net	$0	51
Net income	$3,046,000	1,956
Minority interest net income	$35,000	63
Net income of bank and minority interests.	$3,081,000	1,924
Net charge-offs	$249,000	996
Cash dividends	$700,000	2,027
Sale, conversion, retirement of capital stock, net	$0	527
Net operating income	$3,081,000	1,929
2024-06-30 (YTD Data)		Rank
Total interest income	$12,603,000	1,729
Total interest expense	$4,518,000	1,746
Net interest income	$8,085,000	1,729
Provision for loan and lease losses	$700,000	677
Total noninterest income	$2,301,000	1,230
Gross Fiduciary activities income	$0	962
Service charges on deposit accounts	$405,000	1,175
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,896,000	1,039
Total noninterest expense	$6,756,000	1,707
Salaries and employee benefits	$3,655,000	1,750
Premises and equipment expense	$840,000	1,414
Additional noninterest expense	$1,896,000	1,039
Pre-tax net operating income	$2,930,000	1,634
Securities gains (losses)	$0	628
Applicable income taxes	$907,000	1,001
Income before extraordinary items	$2,023,000	1,912
Extraordinary gains, net	$0	52
Net income	$2,005,000	1,945
Minority interest net income	$18,000	71
Net income of bank and minority interests.	$2,023,000	1,912
Net charge-offs	$233,000	763
Cash dividends	$700,000	1,727
Sale, conversion, retirement of capital stock, net	$0	496
Net operating income	$2,023,000	1,917
2024-03-31 (YTD Data)		Rank
Total interest income	$6,157,000	1,745
Total interest expense	$2,189,000	1,767
Net interest income	$3,968,000	1,739
Provision for loan and lease losses	$450,000	518
Total noninterest income	$1,241,000	1,167
Gross Fiduciary activities income	$0	895
Service charges on deposit accounts	$200,000	1,178
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,041,000	965
Total noninterest expense	$3,449,000	1,670
Salaries and employee benefits	$1,939,000	1,680
Premises and equipment expense	$423,000	1,409
Additional noninterest expense	$1,041,000	965
Pre-tax net operating income	$1,310,000	1,725
Securities gains (losses)	$0	689
Applicable income taxes	$412,000	1,044
Income before extraordinary items	$898,000	2,023
Extraordinary gains, net	$0	51
Net income	$892,000	2,058
Minority interest net income	$6,000	68
Net income of bank and minority interests.	$898,000	2,023
Net charge-offs	$3,000	1,876
Cash dividends	$350,000	1,490
Sale, conversion, retirement of capital stock, net	$0	434
Net operating income	$898,000	2,029
2023-12-31 (YTD Data)		Rank
Total interest income	$22,279,000	1,751
Total interest expense	$6,680,000	1,699
Net interest income	$15,599,000	1,746
Provision for loan and lease losses	$780,000	977
Total noninterest income	$3,515,000	1,479
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$750,000	1,258
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,765,000	1,329
Total noninterest expense	$14,602,000	1,564
Salaries and employee benefits	$8,212,000	1,570
Premises and equipment expense	$1,826,000	1,318
Additional noninterest expense	$2,765,000	1,329
Pre-tax net operating income	$3,732,000	2,256
Securities gains (losses)	$0	988
Applicable income taxes	$975,000	1,456
Income before extraordinary items	$2,757,000	2,434
Extraordinary gains, net	$0	54
Net income	$2,698,000	2,484
Minority interest net income	$59,000	58
Net income of bank and minority interests.	$2,757,000	2,436
Net charge-offs	$603,000	689
Cash dividends	$1,400,000	1,852
Sale, conversion, retirement of capital stock, net	$1,000,000	187
Net operating income	$2,757,000	2,451
2023-09-30 (YTD Data)		Rank
Total interest income	$16,420,000	1,738
Total interest expense	$4,624,000	1,665
Net interest income	$11,796,000	1,744
Provision for loan and lease losses	$582,000	919
Total noninterest income	$2,686,000	1,461
Gross Fiduciary activities income	$0	950
Service charges on deposit accounts	$570,000	1,235
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,116,000	1,302
Total noninterest expense	$10,955,000	1,551
Salaries and employee benefits	$6,239,000	1,555
Premises and equipment expense	$1,386,000	1,312
Additional noninterest expense	$2,116,000	1,302
Pre-tax net operating income	$2,945,000	2,253
Securities gains (losses)	$0	849
Applicable income taxes	$849,000	1,398
Income before extraordinary items	$2,096,000	2,458
Extraordinary gains, net	$0	52
Net income	$2,047,000	2,511
Minority interest net income	$49,000	57
Net income of bank and minority interests.	$2,096,000	2,459
Net charge-offs	$606,000	523
Cash dividends	$950,000	1,731
Sale, conversion, retirement of capital stock, net	$1,000,000	162
Net operating income	$2,096,000	2,480
2023-06-30 (YTD Data)		Rank
Total interest income	$10,902,000	1,724
Total interest expense	$2,838,000	1,616
Net interest income	$8,064,000	1,730
Provision for loan and lease losses	$198,000	1,359
Total noninterest income	$1,753,000	1,414
Gross Fiduciary activities income	$0	931
Service charges on deposit accounts	$392,000	1,192
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,361,000	1,253
Total noninterest expense	$7,431,000	1,511
Salaries and employee benefits	$4,289,000	1,505
Premises and equipment expense	$915,000	1,312
Additional noninterest expense	$1,361,000	1,252
Pre-tax net operating income	$2,188,000	2,138
Securities gains (losses)	$0	938
Applicable income taxes	$614,000	1,357
Income before extraordinary items	$1,574,000	2,354
Extraordinary gains, net	$0	51
Net income	$1,544,000	2,401
Minority interest net income	$30,000	58
Net income of bank and minority interests.	$1,574,000	2,354
Net charge-offs	$12,000	1,750
Cash dividends	$250,000	2,407
Sale, conversion, retirement of capital stock, net	$1,000,000	120
Net operating income	$1,574,000	2,362
2023-03-31 (YTD Data)		Rank
Total interest income	$5,305,000	1,730
Total interest expense	$1,170,000	1,653
Net interest income	$4,135,000	1,712
Provision for loan and lease losses	$99,000	1,292
Total noninterest income	$867,000	1,413
Gross Fiduciary activities income	$0	913
Service charges on deposit accounts	$205,000	1,156
Trading account gains and fees	NA	NA
Additional Noninterest Income	$662,000	1,276
Total noninterest expense	$3,753,000	1,517
Salaries and employee benefits	$2,212,000	1,493
Premises and equipment expense	$438,000	1,384
Additional noninterest expense	$662,000	1,276
Pre-tax net operating income	$1,150,000	2,132
Securities gains (losses)	$0	950
Applicable income taxes	$325,000	1,320
Income before extraordinary items	$825,000	2,337
Extraordinary gains, net	$0	4
Net income	$804,000	2,374
Minority interest net income	$21,000	36
Net income of bank and minority interests.	$825,000	2,337
Net charge-offs	$14,000	1,246
Cash dividends	$250,000	1,683
Sale, conversion, retirement of capital stock, net	$1,000,000	77
Net operating income	$825,000	2,359
2022-12-31 (YTD Data)		Rank
Total interest income	$14,749,000	1,998
Total interest expense	$1,330,000	2,065
Net interest income	$13,419,000	1,941
Provision for loan and lease losses	$339,000	1,462
Total noninterest income	$3,922,000	1,388
Gross Fiduciary activities income	$0	1,005
Service charges on deposit accounts	$800,000	1,204
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,122,000	1,221
Total noninterest expense	$12,972,000	1,671
Salaries and employee benefits	$7,708,000	1,619
Premises and equipment expense	$1,556,000	1,497
Additional noninterest expense	$3,122,000	1,221
Pre-tax net operating income	$4,030,000	2,300
Securities gains (losses)	$0	691
Applicable income taxes	$1,187,000	1,424
Income before extraordinary items	$2,843,000	2,523
Extraordinary gains, net	$0	5
Net income	$2,755,000	2,553
Minority interest net income	$88,000	38
Net income of bank and minority interests.	$2,843,000	2,522
Net charge-offs	$-6,000	3,530
Cash dividends	$934,000	2,214
Sale, conversion, retirement of capital stock, net	$4,500,000	123
Net operating income	$2,843,000	2,557
2022-09-30 (YTD Data)		Rank
Total interest income	$9,890,000	2,081
Total interest expense	$673,000	2,248
Net interest income	$9,217,000	2,050
Provision for loan and lease losses	$108,000	1,823
Total noninterest income	$3,089,000	1,369
Gross Fiduciary activities income	$0	968
Service charges on deposit accounts	$594,000	1,224
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,495,000	1,204
Total noninterest expense	$9,160,000	1,752
Salaries and employee benefits	$5,359,000	1,711
Premises and equipment expense	$1,191,000	1,485
Additional noninterest expense	$2,495,000	1,204
Pre-tax net operating income	$3,038,000	2,266
Securities gains (losses)	$0	740
Applicable income taxes	$922,000	1,398
Income before extraordinary items	$2,116,000	2,520
Extraordinary gains, net	$0	4
Net income	$2,051,000	2,546
Minority interest net income	$65,000	34
Net income of bank and minority interests.	$2,116,000	2,519
Net charge-offs	$-4,000	3,351
Cash dividends	$934,000	1,734
Sale, conversion, retirement of capital stock, net	$2,250,000	139
Net operating income	$2,116,000	2,554
2022-06-30 (YTD Data)		Rank
Total interest income	$6,027,000	2,166
Total interest expense	$322,000	2,565
Net interest income	$5,705,000	2,119
Provision for loan and lease losses	$48,000	1,944
Total noninterest income	$2,032,000	1,368
Gross Fiduciary activities income	$0	925
Service charges on deposit accounts	$380,000	1,245
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,652,000	1,233
Total noninterest expense	$5,897,000	1,776
Salaries and employee benefits	$3,475,000	1,749
Premises and equipment expense	$776,000	1,500
Additional noninterest expense	$1,646,000	1,858
Pre-tax net operating income	$1,792,000	2,341
Securities gains (losses)	$0	687
Applicable income taxes	$575,000	1,383
Income before extraordinary items	$1,217,000	2,607
Extraordinary gains, net	$0	4
Net income	$1,171,000	2,651
Minority interest net income	$46,000	37
Net income of bank and minority interests.	$1,217,000	2,607
Net charge-offs	$-2,000	3,158
Cash dividends	$709,000	1,606
Sale, conversion, retirement of capital stock, net	$1,250,000	131
Net operating income	$1,217,000	2,645
2022-03-31 (YTD Data)		Rank
Total interest income	$2,728,000	2,268
Total interest expense	$162,000	2,526
Net interest income	$2,566,000	2,230
Provision for loan and lease losses	$18,000	1,809
Total noninterest income	$1,097,000	1,303
Gross Fiduciary activities income	$0	892
Service charges on deposit accounts	$182,000	1,266
Trading account gains and fees	NA	NA
Additional Noninterest Income	$915,000	1,148
Total noninterest expense	$2,798,000	1,841
Salaries and employee benefits	$1,686,000	1,773
Premises and equipment expense	$344,000	1,667
Additional noninterest expense	$768,000	1,936
Pre-tax net operating income	$847,000	2,323
Securities gains (losses)	$0	623
Applicable income taxes	$281,000	1,360
Income before extraordinary items	$566,000	2,609
Extraordinary gains, net	$0	4
Net income	$531,000	2,685
Minority interest net income	$35,000	34
Net income of bank and minority interests.	$566,000	2,609
Net charge-offs	$3,000	1,472
Cash dividends	$523,000	1,137
Sale, conversion, retirement of capital stock, net	$0	453
Net operating income	$566,000	2,631
2021-12-31 (YTD Data)		Rank
Total interest income	$11,007,000	2,324
Total interest expense	$759,000	2,586
Net interest income	$10,248,000	2,296
Provision for loan and lease losses	$745,000	772
Total noninterest income	$5,799,000	1,196
Gross Fiduciary activities income	$0	994
Service charges on deposit accounts	$599,000	1,413
Trading account gains and fees	NA	NA
Additional Noninterest Income	$5,200,000	1,043
Total noninterest expense	$10,738,000	1,885
Salaries and employee benefits	$6,356,000	1,846
Premises and equipment expense	$1,501,000	1,516
Additional noninterest expense	$2,881,000	2,035
Pre-tax net operating income	$4,564,000	2,168
Securities gains (losses)	$0	2,062
Applicable income taxes	$1,178,000	1,486
Income before extraordinary items	$3,386,000	2,396
Extraordinary gains, net	$0	10
Net income	$3,320,000	2,417
Minority interest net income	$66,000	43
Net income of bank and minority interests.	$3,386,000	2,397
Net charge-offs	$134,000	1,202
Cash dividends	$765,000	2,465
Sale, conversion, retirement of capital stock, net	$1,750,000	180
Net operating income	$3,386,000	2,366
2021-09-30 (YTD Data)		Rank
Total interest income	$8,290,000	2,375
Total interest expense	$592,000	2,618
Net interest income	$7,698,000	2,332
Provision for loan and lease losses	$315,000	1,121
Total noninterest income	$3,484,000	1,406
Gross Fiduciary activities income	$0	957
Service charges on deposit accounts	$428,000	1,455
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,056,000	1,273
Total noninterest expense	$7,882,000	1,917
Salaries and employee benefits	$4,643,000	1,897
Premises and equipment expense	$1,136,000	1,534
Additional noninterest expense	$2,103,000	2,088
Pre-tax net operating income	$2,985,000	2,434
Securities gains (losses)	$0	2,015
Applicable income taxes	$923,000	1,527
Income before extraordinary items	$2,062,000	2,756
Extraordinary gains, net	$0	8
Net income	$2,010,000	2,797
Minority interest net income	$52,000	42
Net income of bank and minority interests.	$2,062,000	2,756
Net charge-offs	$135,000	954
Cash dividends	$622,000	2,130
Sale, conversion, retirement of capital stock, net	$1,750,000	146
Net operating income	$2,062,000	2,734
2021-06-30 (YTD Data)		Rank
Total interest income	$5,655,000	2,325
Total interest expense	$420,000	2,602
Net interest income	$5,235,000	2,279
Provision for loan and lease losses	$210,000	1,148
Total noninterest income	$2,503,000	1,335
Gross Fiduciary activities income	$0	951
Service charges on deposit accounts	$272,000	1,451
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,231,000	1,202
Total noninterest expense	$5,208,000	1,921
Salaries and employee benefits	$3,103,000	1,876
Premises and equipment expense	$755,000	1,538
Additional noninterest expense	$1,350,000	2,109
Pre-tax net operating income	$2,320,000	2,196
Securities gains (losses)	$0	1,818
Applicable income taxes	$749,000	1,373
Income before extraordinary items	$1,571,000	2,557
Extraordinary gains, net	$0	6
Net income	$1,534,000	2,593
Minority interest net income	$37,000	42
Net income of bank and minority interests.	$1,571,000	2,557
Net charge-offs	$130,000	810
Cash dividends	$352,000	2,233
Sale, conversion, retirement of capital stock, net	$0	517
Net operating income	$1,571,000	2,525
2021-03-31 (YTD Data)		Rank
Total interest income	$2,694,000	2,399
Total interest expense	$234,000	2,534
Net interest income	$2,460,000	2,362
Provision for loan and lease losses	$105,000	1,210
Total noninterest income	$1,136,000	1,415
Gross Fiduciary activities income	$0	922
Service charges on deposit accounts	$141,000	1,406
Trading account gains and fees	NA	NA
Additional Noninterest Income	$995,000	1,283
Total noninterest expense	$2,510,000	1,960
Salaries and employee benefits	$1,495,000	1,912
Premises and equipment expense	$358,000	1,616
Additional noninterest expense	$657,000	2,124
Pre-tax net operating income	$981,000	2,394
Securities gains (losses)	$0	1,392
Applicable income taxes	$329,000	1,442
Income before extraordinary items	$652,000	2,793
Extraordinary gains, net	$0	3
Net income	$633,000	2,835
Minority interest net income	$19,000	44
Net income of bank and minority interests.	$652,000	2,793
Net charge-offs	$-1,000	3,038
Cash dividends	$162,000	1,910
Sale, conversion, retirement of capital stock, net	$0	482
Net operating income	$652,000	2,757
2020-12-31 (YTD Data)		Rank
Total interest income	$10,454,000	2,456
Total interest expense	$1,433,000	2,452
Net interest income	$9,021,000	2,424
Provision for loan and lease losses	$542,000	2,158
Total noninterest income	$4,501,000	1,351
Gross Fiduciary activities income	$0	1,030
Service charges on deposit accounts	$588,000	1,436
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,913,000	1,226
Total noninterest expense	$10,731,000	1,851
Salaries and employee benefits	$5,968,000	1,907
Premises and equipment expense	$1,505,000	1,513
Additional noninterest expense	$3,258,000	1,804
Pre-tax net operating income	$2,249,000	2,810
Securities gains (losses)	$503,000	597
Applicable income taxes	$849,000	1,564
Income before extraordinary items	$1,903,000	2,881
Extraordinary gains, net	$0	4
Net income	$1,834,000	2,927
Minority interest net income	$69,000	42
Net income of bank and minority interests.	$1,903,000	2,881
Net charge-offs	$16,000	2,873
Cash dividends	$522,000	2,785
Sale, conversion, retirement of capital stock, net	$450,000	281
Net operating income	$1,505,630	3,128
2020-09-30 (YTD Data)		Rank
Total interest income	$7,843,000	2,467
Total interest expense	$1,155,000	2,440
Net interest income	$6,688,000	2,430
Provision for loan and lease losses	$410,000	2,126
Total noninterest income	$3,329,000	1,330
Gross Fiduciary activities income	$0	981
Service charges on deposit accounts	$437,000	1,450
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,892,000	1,191
Total noninterest expense	$7,871,000	1,865
Salaries and employee benefits	$4,474,000	1,888
Premises and equipment expense	$1,147,000	1,494
Additional noninterest expense	$2,250,000	1,898
Pre-tax net operating income	$1,736,000	2,780
Securities gains (losses)	$503,000	488
Applicable income taxes	$610,000	1,585
Income before extraordinary items	$1,629,000	2,716
Extraordinary gains, net	$0	4
Net income	$1,573,000	2,772
Minority interest net income	$56,000	42
Net income of bank and minority interests.	$1,629,000	2,716
Net charge-offs	$8,000	2,803
Cash dividends	$396,000	2,539
Sale, conversion, retirement of capital stock, net	$200,000	318
Net operating income	$1,231,630	3,039
2020-06-30 (YTD Data)		Rank
Total interest income	$5,220,000	2,496
Total interest expense	$841,000	2,416
Net interest income	$4,379,000	2,488
Provision for loan and lease losses	$220,000	2,318
Total noninterest income	$2,549,000	1,155
Gross Fiduciary activities income	$0	970
Service charges on deposit accounts	$302,000	1,415
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,247,000	989
Total noninterest expense	$5,216,000	1,876
Salaries and employee benefits	$2,979,000	1,879
Premises and equipment expense	$755,000	1,500
Additional noninterest expense	$1,482,000	1,900
Pre-tax net operating income	$1,492,000	2,393
Securities gains (losses)	$88,000	1,047
Applicable income taxes	$387,000	1,555
Income before extraordinary items	$1,193,000	2,562
Extraordinary gains, net	$0	4
Net income	$1,154,000	2,604
Minority interest net income	$39,000	38
Net income of bank and minority interests.	$1,193,000	2,562
Net charge-offs	$6,000	2,607
Cash dividends	$177,000	2,743
Sale, conversion, retirement of capital stock, net	$200,000	255
Net operating income	$1,123,480	2,601
2020-03-31 (YTD Data)		Rank
Total interest income	$2,492,000	2,557
Total interest expense	$472,000	2,374
Net interest income	$2,020,000	2,584
Provision for loan and lease losses	$88,000	2,099
Total noninterest income	$1,142,000	1,183
Gross Fiduciary activities income	$0	941
Service charges on deposit accounts	$173,000	1,474
Trading account gains and fees	NA	NA
Additional Noninterest Income	$969,000	995
Total noninterest expense	$2,587,000	1,900
Salaries and employee benefits	$1,488,000	1,898
Premises and equipment expense	$372,000	1,533
Additional noninterest expense	$727,000	1,973
Pre-tax net operating income	$487,000	2,820
Securities gains (losses)	$88,000	652
Applicable income taxes	$130,000	1,742
Income before extraordinary items	$445,000	2,782
Extraordinary gains, net	$0	4
Net income	$421,000	2,857
Minority interest net income	$24,000	38
Net income of bank and minority interests.	$445,000	2,783
Net charge-offs	$-3,000	4,005
Cash dividends	$0	2,639
Sale, conversion, retirement of capital stock, net	$200,000	181
Net operating income	$375,480	2,985
2019-12-31 (YTD Data)		Rank
Total interest income	$9,429,000	2,668
Total interest expense	$1,866,000	2,454
Net interest income	$7,563,000	2,724
Provision for loan and lease losses	$298,000	1,996
Total noninterest income	$3,975,000	1,323
Gross Fiduciary activities income	$0	1,051
Service charges on deposit accounts	$674,000	1,548
Trading account gains and fees	NA	NA
Additional Noninterest Income	$3,301,000	1,124
Total noninterest expense	$9,594,000	1,987
Salaries and employee benefits	$5,217,000	2,046
Premises and equipment expense	$1,463,000	1,525
Additional noninterest expense	$2,914,000	1,972
Pre-tax net operating income	$1,646,000	3,281
Securities gains (losses)	$16,000	1,722
Applicable income taxes	$466,000	2,046
Income before extraordinary items	$1,196,000	3,575
Extraordinary gains, net	$0	11
Net income	$1,140,000	3,626
Minority interest net income	$56,000	46
Net income of bank and minority interests.	$1,196,000	3,576
Net charge-offs	$101,000	2,205
Cash dividends	$229,000	3,501
Sale, conversion, retirement of capital stock, net	$250,000	376
Net operating income	$1,183,360	3,550
2019-09-30 (YTD Data)		Rank
Total interest income	$7,029,000	2,716
Total interest expense	$1,378,000	2,486
Net interest income	$5,651,000	2,772
Provision for loan and lease losses	$238,000	1,796
Total noninterest income	$2,965,000	1,306
Gross Fiduciary activities income	$0	1,014
Service charges on deposit accounts	$496,000	1,578
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,469,000	1,111
Total noninterest expense	$6,996,000	2,024
Salaries and employee benefits	$3,771,000	2,103
Premises and equipment expense	$1,108,000	1,531
Additional noninterest expense	$2,117,000	2,032
Pre-tax net operating income	$1,382,000	3,209
Securities gains (losses)	$16,000	1,515
Applicable income taxes	$250,000	2,355
Income before extraordinary items	$1,148,000	3,307
Extraordinary gains, net	$0	11
Net income	$1,102,000	3,360
Minority interest net income	$46,000	46
Net income of bank and minority interests.	$1,148,000	3,307
Net charge-offs	$106,000	1,726
Cash dividends	$170,000	3,181
Sale, conversion, retirement of capital stock, net	$250,000	303
Net operating income	$1,134,880	3,302
2019-06-30 (YTD Data)		Rank
Total interest income	$4,641,000	2,743
Total interest expense	$899,000	2,499
Net interest income	$3,742,000	2,790
Provision for loan and lease losses	$128,000	1,976
Total noninterest income	$1,843,000	1,350
Gross Fiduciary activities income	$0	1,004
Service charges on deposit accounts	$324,000	1,584
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,519,000	1,155
Total noninterest expense	$4,583,000	2,056
Salaries and employee benefits	$2,446,000	2,150
Premises and equipment expense	$745,000	1,529
Additional noninterest expense	$1,392,000	2,064
Pre-tax net operating income	$874,000	3,275
Securities gains (losses)	$0	1,702
Applicable income taxes	$160,000	2,359
Income before extraordinary items	$714,000	3,406
Extraordinary gains, net	$0	11
Net income	$681,000	3,470
Minority interest net income	$33,000	43
Net income of bank and minority interests.	$714,000	3,405
Net charge-offs	$33,000	2,112
Cash dividends	$75,000	3,243
Sale, conversion, retirement of capital stock, net	$250,000	241
Net operating income	$714,000	3,380
2019-03-31 (YTD Data)		Rank
Total interest income	$2,311,000	2,767
Total interest expense	$443,000	2,474
Net interest income	$1,868,000	2,813
Provision for loan and lease losses	$60,000	1,874
Total noninterest income	$915,000	1,314
Gross Fiduciary activities income	$0	972
Service charges on deposit accounts	$166,000	1,539
Trading account gains and fees	NA	NA
Additional Noninterest Income	$749,000	1,110
Total noninterest expense	$2,251,000	2,092
Salaries and employee benefits	$1,198,000	2,211
Premises and equipment expense	$376,000	1,535
Additional noninterest expense	$677,000	2,090
Pre-tax net operating income	$472,000	3,148
Securities gains (losses)	$0	1,087
Applicable income taxes	$87,000	2,254
Income before extraordinary items	$385,000	3,278
Extraordinary gains, net	$0	5
Net income	$364,000	3,363
Minority interest net income	$21,000	41
Net income of bank and minority interests.	$385,000	3,277
Net charge-offs	$1,000	2,582
Cash dividends	$0	2,803
Sale, conversion, retirement of capital stock, net	$250,000	151
Net operating income	$385,000	3,271
2018-12-31 (YTD Data)		Rank
Total interest income	$8,185,000	2,897
Total interest expense	$1,220,000	2,647
Net interest income	$6,965,000	2,914
Provision for loan and lease losses	$165,000	2,557
Total noninterest income	$3,474,000	1,395
Gross Fiduciary activities income	$0	1,098
Service charges on deposit accounts	$702,000	1,531
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,772,000	1,205
Total noninterest expense	$9,311,000	2,011
Salaries and employee benefits	$4,977,000	2,097
Premises and equipment expense	$1,504,000	1,497
Additional noninterest expense	$2,830,000	2,021
Pre-tax net operating income	$963,000	4,068
Securities gains (losses)	$-54,000	4,871
Applicable income taxes	$-10,000	5,220
Income before extraordinary items	$919,000	3,992
Extraordinary gains, net	$0	6
Net income	$908,000	3,997
Minority interest net income	$11,000	58
Net income of bank and minority interests.	$919,000	3,991
Net charge-offs	$129,000	1,966
Cash dividends	$75,000	3,876
Sale, conversion, retirement of capital stock, net	$4,385,000	112
Net operating income	$973,000	3,945
2018-09-30 (YTD Data)		Rank
Total interest income	$5,975,000	2,950
Total interest expense	$788,000	2,779
Net interest income	$5,187,000	2,930
Provision for loan and lease losses	$120,000	2,455
Total noninterest income	$2,611,000	1,407
Gross Fiduciary activities income	$0	1,048
Service charges on deposit accounts	$515,000	1,570
Trading account gains and fees	NA	NA
Additional Noninterest Income	$2,096,000	1,215
Total noninterest expense	$6,944,000	2,016
Salaries and employee benefits	$3,781,000	2,073
Premises and equipment expense	$1,118,000	1,523
Additional noninterest expense	$2,045,000	2,086
Pre-tax net operating income	$734,000	4,129
Securities gains (losses)	$0	1,118
Applicable income taxes	$58,000	3,262
Income before extraordinary items	$676,000	4,076
Extraordinary gains, net	$0	5
Net income	$665,000	4,092
Minority interest net income	$11,000	52
Net income of bank and minority interests.	$676,000	4,075
Net charge-offs	$67,000	2,007
Cash dividends	$75,000	3,441
Sale, conversion, retirement of capital stock, net	$4,236,000	87
Net operating income	$676,000	4,079
2018-06-30 (YTD Data)		Rank
Total interest income	$3,777,000	3,024
Total interest expense	$429,000	3,028
Net interest income	$3,348,000	2,993
Provision for loan and lease losses	$75,000	2,413
Total noninterest income	$1,713,000	1,426
Gross Fiduciary activities income	$0	1,037
Service charges on deposit accounts	$334,000	1,594
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,379,000	1,227
Total noninterest expense	$4,559,000	2,056
Salaries and employee benefits	$2,512,000	2,097
Premises and equipment expense	$730,000	1,560
Additional noninterest expense	$1,317,000	2,150
Pre-tax net operating income	$427,000	4,289
Securities gains (losses)	$0	961
Applicable income taxes	$26,000	3,416
Income before extraordinary items	$401,000	4,206
Extraordinary gains, net	$0	6
Net income	$385,000	4,256
Minority interest net income	$16,000	45
Net income of bank and minority interests.	$401,000	4,205
Net charge-offs	$62,000	1,612
Cash dividends	$75,000	3,264
Sale, conversion, retirement of capital stock, net	$900,000	141
Net operating income	$401,000	4,210
2018-03-31 (YTD Data)		Rank
Total interest income	$1,820,000	3,092
Total interest expense	$203,000	3,056
Net interest income	$1,617,000	3,073
Provision for loan and lease losses	$30,000	2,415
Total noninterest income	$852,000	1,423
Gross Fiduciary activities income	$0	1,003
Service charges on deposit accounts	$169,000	1,580
Trading account gains and fees	NA	NA
Additional Noninterest Income	$683,000	1,222
Total noninterest expense	$2,248,000	2,096
Salaries and employee benefits	$1,214,000	2,174
Premises and equipment expense	$337,000	1,692
Additional noninterest expense	$697,000	2,050
Pre-tax net operating income	$191,000	4,371
Securities gains (losses)	$0	735
Applicable income taxes	$12,000	3,428
Income before extraordinary items	$179,000	4,302
Extraordinary gains, net	$0	7
Net income	$166,000	4,381
Minority interest net income	$13,000	42
Net income of bank and minority interests.	$179,000	4,302
Net charge-offs	$12,000	1,889
Cash dividends	$75,000	2,447
Sale, conversion, retirement of capital stock, net	$400,000	135
Net operating income	$179,000	4,308
2017-12-31 (YTD Data)		Rank
Total interest income	$6,736,000	3,193
Total interest expense	$671,000	3,199
Net interest income	$6,065,000	3,160
Provision for loan and lease losses	$80,000	3,246
Total noninterest income	$2,622,000	1,729
Gross Fiduciary activities income	$0	1,137
Service charges on deposit accounts	$712,000	1,546
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,910,000	1,576
Total noninterest expense	$8,171,000	2,228
Salaries and employee benefits	$4,051,000	2,452
Premises and equipment expense	$1,303,000	1,730
Additional noninterest expense	$2,817,000	2,033
Pre-tax net operating income	$436,000	4,826
Securities gains (losses)	$0	2,243
Applicable income taxes	$-179,000	5,570
Income before extraordinary items	$615,000	4,293
Extraordinary gains, net	$0	9
Net income	$613,000	4,298
Minority interest net income	$2,000	72
Net income of bank and minority interests.	$615,000	4,293
Net charge-offs	$41,000	3,082
Cash dividends	$80,000	3,957
Sale, conversion, retirement of capital stock, net	$650,000	260
Net operating income	$615,000	4,283
2017-09-30 (YTD Data)		Rank
Total interest income	$4,929,000	3,257
Total interest expense	$464,000	3,342
Net interest income	$4,465,000	3,217
Provision for loan and lease losses	$45,000	3,301
Total noninterest income	$1,699,000	1,902
Gross Fiduciary activities income	$0	1,093
Service charges on deposit accounts	$527,000	1,570
Trading account gains and fees	NA	NA
Additional Noninterest Income	$1,172,000	1,787
Total noninterest expense	$5,706,000	2,369
Salaries and employee benefits	$2,774,000	2,625
Premises and equipment expense	$933,000	1,806
Additional noninterest expense	$1,999,000	2,120
Pre-tax net operating income	$413,000	4,759
Securities gains (losses)	$0	2,274
Applicable income taxes	$54,000	3,431
Income before extraordinary items	$359,000	4,749
Extraordinary gains, net	$0	9
Net income	$349,000	4,780
Minority interest net income	$10,000	58
Net income of bank and minority interests.	$359,000	4,750
Net charge-offs	$27,000	2,833
Cash dividends	$80,000	3,483
Sale, conversion, retirement of capital stock, net	$0	677
Net operating income	$359,000	4,735
2017-06-30 (YTD Data)		Rank
Total interest income	$3,230,000	3,285
Total interest expense	$303,000	3,347
Net interest income	$2,927,000	3,241
Provision for loan and lease losses	$30,000	3,129
Total noninterest income	$1,129,000	1,890
Gross Fiduciary activities income	$0	1,079
Service charges on deposit accounts	$342,000	1,593
Trading account gains and fees	NA	NA
Additional Noninterest Income	$787,000	1,792
Total noninterest expense	$3,709,000	2,419
Salaries and employee benefits	$1,794,000	2,697
Premises and equipment expense	$608,000	1,852
Additional noninterest expense	$1,307,000	2,165
Pre-tax net operating income	$317,000	4,621
Securities gains (losses)	$0	1,906
Applicable income taxes	$46,000	3,345
Income before extraordinary items	$271,000	4,613
Extraordinary gains, net	$0	11
Net income	$260,000	4,649
Minority interest net income	$11,000	56
Net income of bank and minority interests.	$271,000	4,613
Net charge-offs	$19,000	2,606
Cash dividends	$80,000	3,280
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$271,000	4,604
2017-03-31 (YTD Data)		Rank
Total interest income	$1,586,000	3,323
Total interest expense	$150,000	3,355
Net interest income	$1,436,000	3,284
Provision for loan and lease losses	$15,000	2,918
Total noninterest income	$555,000	1,914
Gross Fiduciary activities income	$0	1,045
Service charges on deposit accounts	$164,000	1,640
Trading account gains and fees	NA	NA
Additional Noninterest Income	$391,000	1,775
Total noninterest expense	$1,797,000	2,508
Salaries and employee benefits	$881,000	2,760
Premises and equipment expense	$315,000	1,817
Additional noninterest expense	$601,000	2,317
Pre-tax net operating income	$179,000	4,464
Securities gains (losses)	$0	1,153
Applicable income taxes	$35,000	3,088
Income before extraordinary items	$144,000	4,534
Extraordinary gains, net	$0	8
Net income	$137,000	4,583
Minority interest net income	$7,000	49
Net income of bank and minority interests.	$144,000	4,534
Net charge-offs	$4,000	2,506
Cash dividends	$0	2,846
Sale, conversion, retirement of capital stock, net	$0	632
Net operating income	$144,000	4,520
2016-12-31 (YTD Data)		Rank
Total interest income	$6,399,000	3,294
Total interest expense	$499,000	3,645
Net interest income	$5,900,000	3,229
Provision for loan and lease losses	$195,000	2,482
Total noninterest income	$1,846,000	2,216
Gross Fiduciary activities income	$0	1,172
Service charges on deposit accounts	$757,000	1,514
Trading account gains and fees	$0	170
Additional Noninterest Income	$1,089,000	2,295
Total noninterest expense	$7,054,000	2,544
Salaries and employee benefits	$3,220,000	2,904
Premises and equipment expense	$1,002,000	2,148
Additional noninterest expense	$2,832,000	2,077
Pre-tax net operating income	$497,000	4,823
Securities gains (losses)	$44,000	1,919
Applicable income taxes	$168,000	3,039
Income before extraordinary items	$373,000	4,980
Extraordinary gains, net	$0	5
Net income	$389,000	4,954
Minority interest net income	$-16,000	5,904
Net income of bank and minority interests.	$373,000	4,979
Net charge-offs	$170,000	2,105
Cash dividends	$0	4,239
Sale, conversion, retirement of capital stock, net	$1,740,000	156
Net operating income	$342,640	4,984
2016-09-30 (YTD Data)		Rank
Total interest income	$4,607,000	3,390
Total interest expense	$359,000	3,743
Net interest income	$4,248,000	3,315
Provision for loan and lease losses	$135,000	2,451
Total noninterest income	$1,129,000	2,483
Gross Fiduciary activities income	$0	1,132
Service charges on deposit accounts	$595,000	1,446
Trading account gains and fees	$0	169
Additional Noninterest Income	$534,000	2,812
Total noninterest expense	$4,702,000	2,762
Salaries and employee benefits	$2,209,000	3,063
Premises and equipment expense	$569,000	2,596
Additional noninterest expense	$1,924,000	2,251
Pre-tax net operating income	$540,000	4,552
Securities gains (losses)	$44,000	1,850
Applicable income taxes	$0	4,325
Income before extraordinary items	$584,000	4,294
Extraordinary gains, net	$0	5
Net income	$584,000	4,293
Minority interest net income	$0	71
Net income of bank and minority interests.	$584,000	4,294
Net charge-offs	$142,000	1,743
Cash dividends	$0	3,792
Sale, conversion, retirement of capital stock, net	$1,740,000	120
Net operating income	$540,000	4,327
2016-06-30 (YTD Data)		Rank
Total interest income	$3,048,000	3,409
Total interest expense	$234,000	3,796
Net interest income	$2,814,000	3,345
Provision for loan and lease losses	$80,000	2,499
Total noninterest income	$733,000	2,489
Gross Fiduciary activities income	$0	1,122
Service charges on deposit accounts	$387,000	1,471
Trading account gains and fees	$0	157
Additional Noninterest Income	$346,000	2,848
Total noninterest expense	$3,083,000	2,805
Salaries and employee benefits	$1,453,000	3,106
Premises and equipment expense	$374,000	2,639
Additional noninterest expense	$1,256,000	2,313
Pre-tax net operating income	$384,000	4,487
Securities gains (losses)	$44,000	1,516
Applicable income taxes	$0	4,338
Income before extraordinary items	$428,000	4,187
Extraordinary gains, net	$0	16
Net income	$428,000	4,184
Minority interest net income	$0	71
Net income of bank and minority interests.	$428,000	4,186
Net charge-offs	$60,000	2,015
Cash dividends	$0	3,654
Sale, conversion, retirement of capital stock, net	$1,740,000	91
Net operating income	$384,000	4,248
2016-03-31 (YTD Data)		Rank
Total interest income	$1,493,000	3,467
Total interest expense	$118,000	3,806
Net interest income	$1,375,000	3,403
Provision for loan and lease losses	$35,000	2,443
Total noninterest income	$347,000	2,531
Gross Fiduciary activities income	$0	1,076
Service charges on deposit accounts	$193,000	1,471
Trading account gains and fees	$0	142
Additional Noninterest Income	$154,000	2,952
Total noninterest expense	$1,545,000	2,801
Salaries and employee benefits	$730,000	3,122
Premises and equipment expense	$186,000	2,686
Additional noninterest expense	$629,000	2,300
Pre-tax net operating income	$142,000	4,788
Securities gains (losses)	$9,000	1,537
Applicable income taxes	$0	4,259
Income before extraordinary items	$151,000	4,612
Extraordinary gains, net	$0	12
Net income	$151,000	4,610
Minority interest net income	$0	62
Net income of bank and minority interests.	$151,000	4,611
Net charge-offs	$10,000	2,329
Cash dividends	$0	2,895
Sale, conversion, retirement of capital stock, net	$0	659
Net operating income	$142,000	4,626
2015-12-31 (YTD Data)		Rank
Total interest income	$5,902,000	3,481
Total interest expense	$505,000	3,704
Net interest income	$5,397,000	3,415
Provision for loan and lease losses	$170,000	2,520
Total noninterest income	$1,300,000	2,677
Gross Fiduciary activities income	$0	1,209
Service charges on deposit accounts	$779,000	1,508
Trading account gains and fees	$0	159
Additional Noninterest Income	$521,000	3,224
Total noninterest expense	$6,025,000	2,858
Salaries and employee benefits	$2,995,000	3,030
Premises and equipment expense	$695,000	2,830
Additional noninterest expense	$2,335,000	2,479
Pre-tax net operating income	$502,000	4,919
Securities gains (losses)	$134,000	981
Applicable income taxes	$0	4,402
Income before extraordinary items	$636,000	4,531
Extraordinary gains, net	$0	23
Net income	$636,000	4,532
Minority interest net income	$0	81
Net income of bank and minority interests.	$636,000	4,532
Net charge-offs	$66,000	3,039
Cash dividends	$931,000	2,231
Sale, conversion, retirement of capital stock, net	$0	804
Net operating income	$502,000	4,762
2015-09-30 (YTD Data)		Rank
Total interest income	$4,371,000	3,547
Total interest expense	$380,000	3,751
Net interest income	$3,991,000	3,481
Provision for loan and lease losses	$125,000	2,466
Total noninterest income	$1,040,000	2,619
Gross Fiduciary activities income	$0	1,169
Service charges on deposit accounts	$580,000	1,531
Trading account gains and fees	$0	153
Additional Noninterest Income	$460,000	3,025
Total noninterest expense	$4,465,000	2,895
Salaries and employee benefits	$2,252,000	3,057
Premises and equipment expense	$504,000	2,937
Additional noninterest expense	$1,709,000	2,526
Pre-tax net operating income	$441,000	4,879
Securities gains (losses)	$131,000	867
Applicable income taxes	$0	4,489
Income before extraordinary items	$572,000	4,395
Extraordinary gains, net	$0	21
Net income	$572,000	4,397
Minority interest net income	$0	78
Net income of bank and minority interests.	$572,000	4,398
Net charge-offs	$52,000	2,750
Cash dividends	$774,000	1,869
Sale, conversion, retirement of capital stock, net	$0	773
Net operating income	$441,000	4,669
2015-06-30 (YTD Data)		Rank
Total interest income	$2,837,000	3,615
Total interest expense	$259,000	3,743
Net interest income	$2,578,000	3,559
Provision for loan and lease losses	$110,000	2,123
Total noninterest income	$679,000	2,662
Gross Fiduciary activities income	$0	1,152
Service charges on deposit accounts	$372,000	1,565
Trading account gains and fees	$0	157
Additional Noninterest Income	$307,000	3,042
Total noninterest expense	$2,965,000	2,913
Salaries and employee benefits	$1,486,000	3,101
Premises and equipment expense	$335,000	2,937
Additional noninterest expense	$1,144,000	2,533
Pre-tax net operating income	$182,000	5,308
Securities gains (losses)	$131,000	707
Applicable income taxes	$0	4,497
Income before extraordinary items	$313,000	4,632
Extraordinary gains, net	$0	22
Net income	$313,000	4,634
Minority interest net income	$0	75
Net income of bank and minority interests.	$313,000	4,635
Net charge-offs	$54,000	2,250
Cash dividends	$520,000	1,877
Sale, conversion, retirement of capital stock, net	$0	751
Net operating income	$182,000	5,164
2015-03-31 (YTD Data)		Rank
Total interest income	$1,415,000	3,629
Total interest expense	$135,000	3,702
Net interest income	$1,280,000	3,576
Provision for loan and lease losses	$55,000	2,012
Total noninterest income	$331,000	2,658
Gross Fiduciary activities income	$0	1,118
Service charges on deposit accounts	$186,000	1,535
Trading account gains and fees	$0	152
Additional Noninterest Income	$145,000	3,070
Total noninterest expense	$1,476,000	2,934
Salaries and employee benefits	$734,000	3,139
Premises and equipment expense	$166,000	2,997
Additional noninterest expense	$576,000	2,504
Pre-tax net operating income	$80,000	5,368
Securities gains (losses)	$131,000	490
Applicable income taxes	$0	4,400
Income before extraordinary items	$211,000	4,195
Extraordinary gains, net	$0	13
Net income	$211,000	4,197
Minority interest net income	$0	64
Net income of bank and minority interests.	$211,000	4,198
Net charge-offs	$7,000	2,613
Cash dividends	$420,000	1,263
Sale, conversion, retirement of capital stock, net	$0	697
Net operating income	$80,000	5,238
2014-12-31 (YTD Data)		Rank
Total interest income	$6,235,000	3,441
Total interest expense	$556,000	3,793
Net interest income	$5,679,000	3,369
Provision for loan and lease losses	$117,000	3,059
Total noninterest income	$1,304,000	2,704
Gross Fiduciary activities income	$0	1,256
Service charges on deposit accounts	$845,000	1,506
Trading account gains and fees	$0	180
Additional Noninterest Income	$459,000	3,387
Total noninterest expense	$6,088,000	2,888
Salaries and employee benefits	$3,046,000	3,039
Premises and equipment expense	$690,000	2,941
Additional noninterest expense	$2,352,000	2,530
Pre-tax net operating income	$778,000	4,507
Securities gains (losses)	$50,000	1,734
Applicable income taxes	$0	4,531
Income before extraordinary items	$828,000	4,258
Extraordinary gains, net	$0	17
Net income	$828,000	4,258
Minority interest net income	$0	84
Net income of bank and minority interests.	$828,000	4,259
Net charge-offs	$98,000	3,191
Cash dividends	$750,000	2,380
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$778,000	4,290
2014-09-30 (YTD Data)		Rank
Total interest income	$4,676,000	3,467
Total interest expense	$421,000	3,836
Net interest income	$4,255,000	3,403
Provision for loan and lease losses	$80,000	3,050
Total noninterest income	$1,049,000	2,638
Gross Fiduciary activities income	$0	1,202
Service charges on deposit accounts	$632,000	1,516
Trading account gains and fees	$0	174
Additional Noninterest Income	$417,000	3,176
Total noninterest expense	$4,462,000	2,943
Salaries and employee benefits	$2,296,000	3,051
Premises and equipment expense	$518,000	2,973
Additional noninterest expense	$1,648,000	2,682
Pre-tax net operating income	$762,000	4,191
Securities gains (losses)	$45,000	1,501
Applicable income taxes	$0	4,583
Income before extraordinary items	$807,000	3,895
Extraordinary gains, net	$0	15
Net income	$807,000	3,897
Minority interest net income	$0	81
Net income of bank and minority interests.	$807,000	3,898
Net charge-offs	$44,000	3,355
Cash dividends	$600,000	2,003
Sale, conversion, retirement of capital stock, net	$0	819
Net operating income	$762,000	3,934
2014-06-30 (YTD Data)		Rank
Total interest income	$3,107,000	3,476
Total interest expense	$281,000	3,870
Net interest income	$2,826,000	3,405
Provision for loan and lease losses	$50,000	2,981
Total noninterest income	$694,000	2,618
Gross Fiduciary activities income	$0	1,182
Service charges on deposit accounts	$398,000	1,576
Trading account gains and fees	$0	172
Additional Noninterest Income	$296,000	3,067
Total noninterest expense	$2,988,000	2,949
Salaries and employee benefits	$1,543,000	3,058
Premises and equipment expense	$346,000	2,989
Additional noninterest expense	$1,099,000	2,677
Pre-tax net operating income	$482,000	4,231
Securities gains (losses)	$21,000	1,622
Applicable income taxes	$0	4,568
Income before extraordinary items	$503,000	3,952
Extraordinary gains, net	$0	20
Net income	$503,000	3,958
Minority interest net income	$0	80
Net income of bank and minority interests.	$503,000	3,958
Net charge-offs	$16,000	3,514
Cash dividends	$600,000	1,616
Sale, conversion, retirement of capital stock, net	$0	794
Net operating income	$482,000	3,958
2014-03-31 (YTD Data)		Rank
Total interest income	$1,542,000	3,523
Total interest expense	$140,000	3,943
Net interest income	$1,402,000	3,437
Provision for loan and lease losses	$30,000	2,577
Total noninterest income	$380,000	2,450
Gross Fiduciary activities income	$0	1,141
Service charges on deposit accounts	$191,000	1,611
Trading account gains and fees	$0	147
Additional Noninterest Income	$189,000	2,645
Total noninterest expense	$1,466,000	3,008
Salaries and employee benefits	$747,000	3,145
Premises and equipment expense	$174,000	3,020
Additional noninterest expense	$545,000	2,696
Pre-tax net operating income	$286,000	3,895
Securities gains (losses)	$14,000	1,064
Applicable income taxes	$0	4,445
Income before extraordinary items	$300,000	3,541
Extraordinary gains, net	$0	16
Net income	$300,000	3,544
Minority interest net income	$0	66
Net income of bank and minority interests.	$300,000	3,544
Net charge-offs	$0	3,660
Cash dividends	$300,000	1,415
Sale, conversion, retirement of capital stock, net	$0	747
Net operating income	$286,000	3,573
2013-12-31 (YTD Data)		Rank
Total interest income	$6,040,000	3,607
Total interest expense	$614,000	4,039
Net interest income	$5,426,000	3,506
Provision for loan and lease losses	$125,000	3,436
Total noninterest income	$1,369,000	2,733
Gross Fiduciary activities income	$0	1,299
Service charges on deposit accounts	$837,000	1,593
Trading account gains and fees	$0	184
Additional Noninterest Income	$532,000	3,274
Total noninterest expense	$6,103,000	2,953
Salaries and employee benefits	$3,265,000	2,938
Premises and equipment expense	$635,000	3,172
Additional noninterest expense	$2,203,000	2,775
Pre-tax net operating income	$567,000	4,864
Securities gains (losses)	$21,000	2,321
Applicable income taxes	$0	4,631
Income before extraordinary items	$588,000	4,688
Extraordinary gains, net	$0	29
Net income	$588,000	4,692
Minority interest net income	$0	90
Net income of bank and minority interests.	$588,000	4,692
Net charge-offs	$118,000	3,584
Cash dividends	$300,000	3,264
Sale, conversion, retirement of capital stock, net	$0	924
Net operating income	$567,000	4,661
2013-09-30 (YTD Data)		Rank
Total interest income	$4,447,000	3,689
Total interest expense	$473,000	4,063
Net interest income	$3,974,000	3,582
Provision for loan and lease losses	$95,000	3,422
Total noninterest income	$1,051,000	2,745
Gross Fiduciary activities income	$0	1,238
Service charges on deposit accounts	$633,000	1,583
Trading account gains and fees	$0	180
Additional Noninterest Income	$418,000	3,285
Total noninterest expense	$4,515,000	2,985
Salaries and employee benefits	$2,393,000	3,001
Premises and equipment expense	$475,000	3,226
Additional noninterest expense	$1,647,000	2,768
Pre-tax net operating income	$415,000	4,977
Securities gains (losses)	$11,000	2,471
Applicable income taxes	$0	4,713
Income before extraordinary items	$426,000	4,827
Extraordinary gains, net	$0	25
Net income	$426,000	4,828
Minority interest net income	$0	84
Net income of bank and minority interests.	$426,000	4,829
Net charge-offs	$80,000	3,458
Cash dividends	$300,000	2,588
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$415,000	4,775
2013-06-30 (YTD Data)		Rank
Total interest income	$2,871,000	3,772
Total interest expense	$335,000	3,999
Net interest income	$2,536,000	3,683
Provision for loan and lease losses	$75,000	3,208
Total noninterest income	$703,000	2,754
Gross Fiduciary activities income	$0	1,226
Service charges on deposit accounts	$423,000	1,552
Trading account gains and fees	$0	157
Additional Noninterest Income	$280,000	3,311
Total noninterest expense	$2,947,000	3,038
Salaries and employee benefits	$1,574,000	3,052
Premises and equipment expense	$309,000	3,293
Additional noninterest expense	$1,064,000	2,826
Pre-tax net operating income	$217,000	5,225
Securities gains (losses)	$0	2,791
Applicable income taxes	$0	4,679
Income before extraordinary items	$217,000	5,169
Extraordinary gains, net	$0	22
Net income	$217,000	5,171
Minority interest net income	$0	82
Net income of bank and minority interests.	$217,000	5,172
Net charge-offs	$49,000	3,369
Cash dividends	$0	3,564
Sale, conversion, retirement of capital stock, net	$0	838
Net operating income	$217,000	5,049
2013-03-31 (YTD Data)		Rank
Total interest income	$1,408,000	3,855
Total interest expense	$185,000	3,852
Net interest income	$1,223,000	3,788
Provision for loan and lease losses	$75,000	2,354
Total noninterest income	$348,000	2,774
Gross Fiduciary activities income	$0	1,171
Service charges on deposit accounts	$210,000	1,558
Trading account gains and fees	$0	148
Additional Noninterest Income	$138,000	3,303
Total noninterest expense	$1,480,000	3,038
Salaries and employee benefits	$772,000	3,124
Premises and equipment expense	$193,000	2,825
Additional noninterest expense	$515,000	2,913
Pre-tax net operating income	$16,000	6,189
Securities gains (losses)	$0	1,966
Applicable income taxes	$0	4,602
Income before extraordinary items	$16,000	6,254
Extraordinary gains, net	$0	10
Net income	$16,000	6,254
Minority interest net income	$0	76
Net income of bank and minority interests.	$16,000	6,255
Net charge-offs	$24,000	2,949
Cash dividends	$0	2,726
Sale, conversion, retirement of capital stock, net	$0	789
Net operating income	$16,000	6,175
2012-12-31 (YTD Data)		Rank
Total interest income	$4,257,000	4,708
Total interest expense	$555,000	4,927
Net interest income	$3,702,000	4,615
Provision for loan and lease losses	$161,000	4,207
Total noninterest income	$1,036,000	3,200
Gross Fiduciary activities income	$0	1,334
Service charges on deposit accounts	$681,000	1,947
Trading account gains and fees	$0	166
Additional Noninterest Income	$355,000	3,806
Total noninterest expense	$4,422,000	3,768
Salaries and employee benefits	$2,354,000	3,710
Premises and equipment expense	$501,000	3,822
Additional noninterest expense	$1,567,000	3,690
Pre-tax net operating income	$155,000	5,787
Securities gains (losses)	$194,000	1,727
Applicable income taxes	$0	4,751
Income before extraordinary items	$349,000	5,339
Extraordinary gains, net	$0	29
Net income	$349,000	5,336
Minority interest net income	$0	93
Net income of bank and minority interests.	$349,000	5,337
Net charge-offs	$69,000	4,709
Cash dividends	$200,000	3,600
Sale, conversion, retirement of capital stock, net	$0	1,002
Net operating income	$155,000	5,751
2012-09-30 (YTD Data)		Rank
Total interest income	$2,997,000	4,958
Total interest expense	$393,000	5,158
Net interest income	$2,604,000	4,848
Provision for loan and lease losses	$86,000	4,544
Total noninterest income	$760,000	3,258
Gross Fiduciary activities income	$0	1,274
Service charges on deposit accounts	$474,000	2,084
Trading account gains and fees	$0	157
Additional Noninterest Income	$286,000	3,751
Total noninterest expense	$3,065,000	4,000
Salaries and employee benefits	$1,633,000	3,923
Premises and equipment expense	$338,000	4,114
Additional noninterest expense	$1,094,000	3,874
Pre-tax net operating income	$213,000	5,633
Securities gains (losses)	$194,000	1,456
Applicable income taxes	$0	4,802
Income before extraordinary items	$407,000	4,961
Extraordinary gains, net	$0	20
Net income	$407,000	4,962
Minority interest net income	$0	86
Net income of bank and minority interests.	$407,000	4,962
Net charge-offs	$40,000	4,670
Cash dividends	$200,000	2,886
Sale, conversion, retirement of capital stock, net	$0	952
Net operating income	$213,000	5,490
2012-06-30 (YTD Data)		Rank
Total interest income	$2,006,000	4,994
Total interest expense	$261,000	5,267
Net interest income	$1,745,000	4,859
Provision for loan and lease losses	$73,000	4,207
Total noninterest income	$534,000	3,116
Gross Fiduciary activities income	$0	1,262
Service charges on deposit accounts	$324,000	2,020
Trading account gains and fees	$0	153
Additional Noninterest Income	$210,000	3,608
Total noninterest expense	$2,051,000	4,016
Salaries and employee benefits	$1,102,000	3,919
Premises and equipment expense	$219,000	4,178
Additional noninterest expense	$730,000	3,875
Pre-tax net operating income	$155,000	5,566
Securities gains (losses)	$195,000	1,118
Applicable income taxes	$0	4,770
Income before extraordinary items	$350,000	4,580
Extraordinary gains, net	$0	19
Net income	$350,000	4,582
Minority interest net income	$0	84
Net income of bank and minority interests.	$350,000	4,582
Net charge-offs	$14,000	4,811
Cash dividends	$200,000	2,506
Sale, conversion, retirement of capital stock, net	$0	928
Net operating income	$155,000	5,417
2012-03-31 (YTD Data)		Rank
Total interest income	$1,000,000	5,041
Total interest expense	$133,000	5,330
Net interest income	$867,000	4,892
Provision for loan and lease losses	$56,000	3,589
Total noninterest income	$262,000	3,164
Gross Fiduciary activities income	$0	1,204
Service charges on deposit accounts	$163,000	2,001
Trading account gains and fees	$0	148
Additional Noninterest Income	$99,000	3,728
Total noninterest expense	$993,000	4,123
Salaries and employee benefits	$529,000	4,066
Premises and equipment expense	$102,000	4,355
Additional noninterest expense	$362,000	3,888
Pre-tax net operating income	$80,000	5,619
Securities gains (losses)	$1,000	2,095
Applicable income taxes	$0	4,704
Income before extraordinary items	$81,000	5,602
Extraordinary gains, net	$0	19
Net income	$81,000	5,602
Minority interest net income	$0	78
Net income of bank and minority interests.	$81,000	5,602
Net charge-offs	$15,000	3,852
Cash dividends	$200,000	1,565
Sale, conversion, retirement of capital stock, net	$0	861
Net operating income	$80,000	5,456
2011-12-31 (YTD Data)		Rank
Total interest income	$3,908,000	5,205
Total interest expense	$603,000	5,511
Net interest income	$3,305,000	5,044
Provision for loan and lease losses	$109,000	5,282
Total noninterest income	$1,158,000	2,872
Gross Fiduciary activities income	$0	1,311
Service charges on deposit accounts	$826,000	1,746
Trading account gains and fees	$0	146
Additional Noninterest Income	$332,000	3,713
Total noninterest expense	$3,926,000	4,162
Salaries and employee benefits	$2,029,000	4,139
Premises and equipment expense	$443,000	4,330
Additional noninterest expense	$1,454,000	3,936
Pre-tax net operating income	$428,000	4,903
Securities gains (losses)	$33,000	2,853
Applicable income taxes	$0	4,719
Income before extraordinary items	$461,000	4,769
Extraordinary gains, net	$0	29
Net income	$461,000	4,770
Minority interest net income	$0	96
Net income of bank and minority interests.	$461,000	4,769
Net charge-offs	$95,000	5,024
Cash dividends	$370,000	2,779
Sale, conversion, retirement of capital stock, net	$0	1,108
Net operating income	$428,000	4,720
2011-09-30 (YTD Data)		Rank
Total interest income	$2,909,000	5,269
Total interest expense	$464,000	5,578
Net interest income	$2,445,000	5,111
Provision for loan and lease losses	$101,000	4,923
Total noninterest income	$845,000	2,899
Gross Fiduciary activities income	$0	1,257
Service charges on deposit accounts	$636,000	1,713
Trading account gains and fees	$0	145
Additional Noninterest Income	$209,000	4,037
Total noninterest expense	$2,917,000	4,188
Salaries and employee benefits	$1,481,000	4,205
Premises and equipment expense	$341,000	4,327
Additional noninterest expense	$1,095,000	3,920
Pre-tax net operating income	$272,000	5,216
Securities gains (losses)	$33,000	2,590
Applicable income taxes	$0	4,740
Income before extraordinary items	$305,000	5,027
Extraordinary gains, net	$0	21
Net income	$305,000	5,028
Minority interest net income	$0	87
Net income of bank and minority interests.	$305,000	5,028
Net charge-offs	$77,000	4,654
Cash dividends	$245,000	2,542
Sale, conversion, retirement of capital stock, net	$0	1,036
Net operating income	$272,000	5,057
2011-06-30 (YTD Data)		Rank
Total interest income	$1,925,000	5,338
Total interest expense	$303,000	5,723
Net interest income	$1,622,000	5,149
Provision for loan and lease losses	$75,000	4,696
Total noninterest income	$567,000	2,895
Gross Fiduciary activities income	$0	1,239
Service charges on deposit accounts	$429,000	1,673
Trading account gains and fees	$0	153
Additional Noninterest Income	$138,000	4,088
Total noninterest expense	$1,944,000	4,238
Salaries and employee benefits	$993,000	4,220
Premises and equipment expense	$220,000	4,444
Additional noninterest expense	$731,000	3,969
Pre-tax net operating income	$170,000	5,292
Securities gains (losses)	$0	2,914
Applicable income taxes	$0	4,697
Income before extraordinary items	$170,000	5,227
Extraordinary gains, net	$0	15
Net income	$170,000	5,226
Minority interest net income	$0	89
Net income of bank and minority interests.	$170,000	5,227
Net charge-offs	$68,000	4,213
Cash dividends	$245,000	2,125
Sale, conversion, retirement of capital stock, net	$0	986
Net operating income	$170,000	5,139
2011-03-31 (YTD Data)		Rank
Total interest income	$940,000	5,423
Total interest expense	$144,000	5,915
Net interest income	$796,000	5,188
Provision for loan and lease losses	$38,000	4,453
Total noninterest income	$293,000	2,867
Gross Fiduciary activities income	$0	1,199
Service charges on deposit accounts	$226,000	1,568
Trading account gains and fees	$0	158
Additional Noninterest Income	$67,000	4,206
Total noninterest expense	$976,000	4,243
Salaries and employee benefits	$498,000	4,243
Premises and equipment expense	$114,000	4,406
Additional noninterest expense	$364,000	3,980
Pre-tax net operating income	$75,000	5,436
Securities gains (losses)	$0	1,772
Applicable income taxes	$0	4,545
Income before extraordinary items	$75,000	5,351
Extraordinary gains, net	$0	9
Net income	$75,000	5,350
Minority interest net income	$0	86
Net income of bank and minority interests.	$75,000	5,351
Net charge-offs	$36,000	3,608
Cash dividends	$180,000	1,489
Sale, conversion, retirement of capital stock, net	$0	925
Net operating income	$75,000	5,295
2010-12-31 (YTD Data)		Rank
Total interest income	$3,844,000	5,489
Total interest expense	$669,000	6,051
Net interest income	$3,175,000	5,208
Provision for loan and lease losses	$171,000	5,519
Total noninterest income	$1,090,000	3,086
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$851,000	1,728
Trading account gains and fees	$0	175
Additional Noninterest Income	$239,000	4,316
Total noninterest expense	$3,821,000	4,341
Salaries and employee benefits	$2,001,000	4,235
Premises and equipment expense	$445,000	4,488
Additional noninterest expense	$1,375,000	4,239
Pre-tax net operating income	$273,000	4,979
Securities gains (losses)	$153,000	1,815
Applicable income taxes	$0	4,655
Income before extraordinary items	$426,000	4,544
Extraordinary gains, net	$0	29
Net income	$426,000	4,544
Minority interest net income	$0	111
Net income of bank and minority interests.	$426,000	4,544
Net charge-offs	$126,000	5,222
Cash dividends	$252,000	3,066
Sale, conversion, retirement of capital stock, net	$0	1,226
Net operating income	$273,000	4,891
2010-09-30 (YTD Data)		Rank
Total interest income	$2,877,000	5,593
Total interest expense	$511,000	6,171
Net interest income	$2,366,000	5,291
Provision for loan and lease losses	$141,000	5,325
Total noninterest income	$785,000	3,186
Gross Fiduciary activities income	$0	1,319
Service charges on deposit accounts	$613,000	1,847
Trading account gains and fees	$0	165
Additional Noninterest Income	$172,000	4,432
Total noninterest expense	$2,789,000	4,433
Salaries and employee benefits	$1,452,000	4,367
Premises and equipment expense	$275,000	5,035
Additional noninterest expense	$1,062,000	4,142
Pre-tax net operating income	$221,000	5,176
Securities gains (losses)	$153,000	1,584
Applicable income taxes	$0	4,726
Income before extraordinary items	$374,000	4,567
Extraordinary gains, net	$0	23
Net income	$374,000	4,571
Minority interest net income	$0	110
Net income of bank and minority interests.	$374,000	4,570
Net charge-offs	$119,000	4,737
Cash dividends	$252,000	2,493
Sale, conversion, retirement of capital stock, net	$0	1,139
Net operating income	$221,000	5,045
2010-06-30 (YTD Data)		Rank
Total interest income	$1,934,000	5,618
Total interest expense	$346,000	6,226
Net interest income	$1,588,000	5,279
Provision for loan and lease losses	$100,000	5,137
Total noninterest income	$503,000	3,215
Gross Fiduciary activities income	$0	1,300
Service charges on deposit accounts	$382,000	1,972
Trading account gains and fees	$0	152
Additional Noninterest Income	$121,000	4,331
Total noninterest expense	$1,838,000	4,484
Salaries and employee benefits	$949,000	4,446
Premises and equipment expense	$189,000	5,009
Additional noninterest expense	$700,000	4,166
Pre-tax net operating income	$153,000	5,196
Securities gains (losses)	$111,000	1,344
Applicable income taxes	$0	4,691
Income before extraordinary items	$264,000	4,504
Extraordinary gains, net	$0	19
Net income	$264,000	4,504
Minority interest net income	$0	105
Net income of bank and minority interests.	$264,000	4,504
Net charge-offs	$50,000	4,884
Cash dividends	$242,000	2,161
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$153,000	5,049
2010-03-31 (YTD Data)		Rank
Total interest income	$964,000	5,697
Total interest expense	$179,000	6,293
Net interest income	$785,000	5,346
Provision for loan and lease losses	$54,000	4,790
Total noninterest income	$230,000	3,371
Gross Fiduciary activities income	$0	1,246
Service charges on deposit accounts	$185,000	2,008
Trading account gains and fees	$0	175
Additional Noninterest Income	$45,000	4,859
Total noninterest expense	$897,000	4,598
Salaries and employee benefits	$458,000	4,602
Premises and equipment expense	$98,000	4,997
Additional noninterest expense	$341,000	4,235
Pre-tax net operating income	$64,000	5,484
Securities gains (losses)	$0	2,284
Applicable income taxes	$0	4,611
Income before extraordinary items	$64,000	5,478
Extraordinary gains, net	$0	16
Net income	$64,000	5,480
Minority interest net income	$0	91
Net income of bank and minority interests.	$64,000	5,479
Net charge-offs	$15,000	4,608
Cash dividends	$242,000	1,257
Sale, conversion, retirement of capital stock, net	$0	1,017
Net operating income	$64,000	5,374
2009-12-31 (YTD Data)		Rank
Total interest income	$3,971,000	5,742
Total interest expense	$851,000	6,349
Net interest income	$3,120,000	5,280
Provision for loan and lease losses	$97,000	6,481
Total noninterest income	$1,058,000	3,222
Gross Fiduciary activities income	$0	1,390
Service charges on deposit accounts	$854,000	1,939
Trading account gains and fees	$0	211
Additional Noninterest Income	$204,000	4,601
Total noninterest expense	$3,717,000	4,548
Salaries and employee benefits	$1,931,000	4,468
Premises and equipment expense	$561,000	4,077
Additional noninterest expense	$1,225,000	4,681
Pre-tax net operating income	$364,000	4,333
Securities gains (losses)	$36,000	2,792
Applicable income taxes	$0	4,388
Income before extraordinary items	$400,000	4,177
Extraordinary gains, net	$0	34
Net income	$400,000	4,177
Minority interest net income	$0	115
Net income of bank and minority interests.	$400,000	4,177
Net charge-offs	$125,000	5,504
Cash dividends	$398,000	2,881
Sale, conversion, retirement of capital stock, net	$0	1,342
Net operating income	$364,000	4,213
2009-09-30 (YTD Data)		Rank
Total interest income	$2,974,000	5,795
Total interest expense	$650,000	6,448
Net interest income	$2,324,000	5,323
Provision for loan and lease losses	$45,000	6,580
Total noninterest income	$799,000	3,257
Gross Fiduciary activities income	$0	1,353
Service charges on deposit accounts	$643,000	1,937
Trading account gains and fees	$0	212
Additional Noninterest Income	$156,000	4,688
Total noninterest expense	$2,765,000	4,581
Salaries and employee benefits	$1,453,000	4,477
Premises and equipment expense	$402,000	4,243
Additional noninterest expense	$910,000	4,689
Pre-tax net operating income	$313,000	4,490
Securities gains (losses)	$35,000	2,478
Applicable income taxes	$0	4,592
Income before extraordinary items	$348,000	4,232
Extraordinary gains, net	$0	27
Net income	$348,000	4,227
Minority interest net income	$0	118
Net income of bank and minority interests.	$348,000	4,230
Net charge-offs	$67,000	5,447
Cash dividends	$313,000	2,581
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$313,000	4,315
2009-06-30 (YTD Data)		Rank
Total interest income	$1,977,000	5,853
Total interest expense	$442,000	6,528
Net interest income	$1,535,000	5,354
Provision for loan and lease losses	$30,000	6,428
Total noninterest income	$508,000	3,389
Gross Fiduciary activities income	$0	1,340
Service charges on deposit accounts	$401,000	2,018
Trading account gains and fees	$0	193
Additional Noninterest Income	$107,000	4,677
Total noninterest expense	$1,851,000	4,602
Salaries and employee benefits	$982,000	4,486
Premises and equipment expense	$279,000	4,151
Additional noninterest expense	$590,000	4,770
Pre-tax net operating income	$162,000	4,876
Securities gains (losses)	$0	3,136
Applicable income taxes	$0	4,657
Income before extraordinary items	$162,000	4,784
Extraordinary gains, net	$0	21
Net income	$162,000	4,781
Minority interest net income	$0	112
Net income of bank and minority interests.	$162,000	4,781
Net charge-offs	$37,000	5,172
Cash dividends	$175,000	2,819
Sale, conversion, retirement of capital stock, net	$0	1,195
Net operating income	$162,000	4,691
2009-03-31 (YTD Data)		Rank
Total interest income	$979,000	5,922
Total interest expense	$228,000	6,570
Net interest income	$751,000	5,399
Provision for loan and lease losses	$15,000	6,043
Total noninterest income	$253,000	3,354
Gross Fiduciary activities income	$0	1,285
Service charges on deposit accounts	$205,000	1,926
Trading account gains and fees	$0	171
Additional Noninterest Income	$48,000	4,911
Total noninterest expense	$949,000	4,461
Salaries and employee benefits	$492,000	4,522
Premises and equipment expense	$131,000	4,367
Additional noninterest expense	$326,000	4,152
Pre-tax net operating income	$40,000	5,763
Securities gains (losses)	$0	2,434
Applicable income taxes	$0	4,835
Income before extraordinary items	$40,000	5,843
Extraordinary gains, net	$0	15
Net income	$40,000	5,845
Minority interest net income	$0	102
Net income of bank and minority interests.	$40,000	5,845
Net charge-offs	$10,000	4,758
Cash dividends	$50,000	2,639
Sale, conversion, retirement of capital stock, net	$0	1,068
Net operating income	$40,000	5,678
2008-12-31 (YTD Data)		Rank
Total interest income	$4,186,000	5,907
Total interest expense	$1,141,000	6,546
Net interest income	$3,045,000	5,379
Provision for loan and lease losses	$65,000	6,378
Total noninterest income	$1,122,000	3,176
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$856,000	2,003
Trading account gains and fees	$0	154
Additional Noninterest Income	$266,000	4,316
Total noninterest expense	$3,818,000	4,387
Salaries and employee benefits	$2,026,000	4,402
Premises and equipment expense	$650,000	3,693
Additional noninterest expense	$1,142,000	4,444
Pre-tax net operating income	$284,000	5,493
Securities gains (losses)	$19,000	2,215
Applicable income taxes	$0	4,979
Income before extraordinary items	$303,000	5,103
Extraordinary gains, net	$0	39
Net income	$303,000	5,102
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$78,000	5,243
Cash dividends	$525,000	3,294
Sale, conversion, retirement of capital stock, net	$0	1,389
Net operating income	$284,000	5,339
2008-09-30 (YTD Data)		Rank
Total interest income	$3,152,000	5,969
Total interest expense	$894,000	6,569
Net interest income	$2,258,000	5,452
Provision for loan and lease losses	$0	6,991
Total noninterest income	$866,000	3,177
Gross Fiduciary activities income	$0	1,405
Service charges on deposit accounts	$634,000	2,030
Trading account gains and fees	$0	148
Additional Noninterest Income	$232,000	4,157
Total noninterest expense	$2,827,000	4,412
Salaries and employee benefits	$1,536,000	4,394
Premises and equipment expense	$463,000	3,864
Additional noninterest expense	$828,000	4,465
Pre-tax net operating income	$297,000	5,654
Securities gains (losses)	$-10,000	7,337
Applicable income taxes	$0	5,372
Income before extraordinary items	$287,000	5,273
Extraordinary gains, net	$0	31
Net income	$287,000	5,270
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$38,000	4,938
Cash dividends	$425,000	2,957
Sale, conversion, retirement of capital stock, net	$0	1,238
Net operating income	$297,000	5,411
2008-06-30 (YTD Data)		Rank
Total interest income	$2,128,000	6,009
Total interest expense	$638,000	6,558
Net interest income	$1,490,000	5,490
Provision for loan and lease losses	$0	6,671
Total noninterest income	$598,000	3,146
Gross Fiduciary activities income	$0	1,395
Service charges on deposit accounts	$401,000	2,120
Trading account gains and fees	$0	149
Additional Noninterest Income	$197,000	3,800
Total noninterest expense	$1,884,000	4,430
Salaries and employee benefits	$1,058,000	4,338
Premises and equipment expense	$361,000	3,477
Additional noninterest expense	$465,000	4,958
Pre-tax net operating income	$204,000	5,792
Securities gains (losses)	$2,000	2,957
Applicable income taxes	$0	5,627
Income before extraordinary items	$206,000	5,567
Extraordinary gains, net	$0	21
Net income	$206,000	5,568
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$21,000	4,590
Cash dividends	$350,000	2,743
Sale, conversion, retirement of capital stock, net	$0	1,136
Net operating income	$204,000	5,518
2008-03-31 (YTD Data)		Rank
Total interest income	$1,091,000	6,028
Total interest expense	$345,000	6,553
Net interest income	$746,000	5,497
Provision for loan and lease losses	$0	6,080
Total noninterest income	$295,000	3,166
Gross Fiduciary activities income	$0	1,326
Service charges on deposit accounts	$152,000	2,585
Trading account gains and fees	$0	158
Additional Noninterest Income	$143,000	3,122
Total noninterest expense	$929,000	4,465
Salaries and employee benefits	$504,000	4,524
Premises and equipment expense	$154,000	3,903
Additional noninterest expense	$271,000	4,437
Pre-tax net operating income	$112,000	5,875
Securities gains (losses)	$2,000	2,447
Applicable income taxes	$0	5,622
Income before extraordinary items	$114,000	5,652
Extraordinary gains, net	$0	15
Net income	$114,000	5,655
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	3,778
Cash dividends	$250,000	2,054
Sale, conversion, retirement of capital stock, net	$0	1,000
Net operating income	$112,000	5,577
2007-12-31 (YTD Data)		Rank
Total interest income	$4,690,000	5,879
Total interest expense	$1,529,000	6,395
Net interest income	$3,161,000	5,362
Provision for loan and lease losses	$11,000	6,562
Total noninterest income	$851,000	3,878
Gross Fiduciary activities income	$0	1,498
Service charges on deposit accounts	$646,000	2,532
Trading account gains and fees	$0	178
Additional Noninterest Income	$205,000	5,009
Total noninterest expense	$3,412,000	4,610
Salaries and employee benefits	$1,901,000	4,563
Premises and equipment expense	$605,000	3,815
Additional noninterest expense	$906,000	4,943
Pre-tax net operating income	$589,000	5,726
Securities gains (losses)	$-43,000	7,979
Applicable income taxes	$0	6,070
Income before extraordinary items	$546,000	5,524
Extraordinary gains, net	$0	39
Net income	$546,000	5,524
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$40,000	4,903
Cash dividends	$400,000	4,028
Sale, conversion, retirement of capital stock, net	$0	1,304
Net operating income	$589,000	5,364
2007-09-30 (YTD Data)		Rank
Total interest income	$3,527,000	5,904
Total interest expense	$1,154,000	6,410
Net interest income	$2,373,000	5,385
Provision for loan and lease losses	$11,000	6,130
Total noninterest income	$668,000	3,782
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$511,000	2,401
Trading account gains and fees	$0	184
Additional Noninterest Income	$157,000	4,997
Total noninterest expense	$2,560,000	4,585
Salaries and employee benefits	$1,400,000	4,591
Premises and equipment expense	$475,000	3,692
Additional noninterest expense	$685,000	4,859
Pre-tax net operating income	$470,000	5,887
Securities gains (losses)	$-35,000	8,099
Applicable income taxes	$0	6,220
Income before extraordinary items	$435,000	5,649
Extraordinary gains, net	$0	33
Net income	$435,000	5,646
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$32,000	4,157
Cash dividends	$350,000	3,430
Sale, conversion, retirement of capital stock, net	$0	1,144
Net operating income	$470,000	5,494
2007-06-30 (YTD Data)		Rank
Total interest income	$2,300,000	5,981
Total interest expense	$758,000	6,470
Net interest income	$1,542,000	5,494
Provision for loan and lease losses	$0	6,209
Total noninterest income	$443,000	3,806
Gross Fiduciary activities income	$0	1,429
Service charges on deposit accounts	$326,000	2,483
Trading account gains and fees	$0	168
Additional Noninterest Income	$117,000	4,803
Total noninterest expense	$1,714,000	4,582
Salaries and employee benefits	$944,000	4,603
Premises and equipment expense	$298,000	3,867
Additional noninterest expense	$472,000	4,759
Pre-tax net operating income	$271,000	6,218
Securities gains (losses)	$-22,000	8,152
Applicable income taxes	$0	6,265
Income before extraordinary items	$249,000	6,027
Extraordinary gains, net	$0	29
Net income	$249,000	6,025
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$16,000	4,011
Cash dividends	$350,000	2,931
Sale, conversion, retirement of capital stock, net	$0	1,051
Net operating income	$271,000	5,853
2007-03-31 (YTD Data)		Rank
Total interest income	$1,112,000	6,072
Total interest expense	$367,000	6,544
Net interest income	$745,000	5,608
Provision for loan and lease losses	$0	5,779
Total noninterest income	$221,000	3,815
Gross Fiduciary activities income	$0	1,355
Service charges on deposit accounts	$160,000	2,478
Trading account gains and fees	$0	195
Additional Noninterest Income	$61,000	4,714
Total noninterest expense	$845,000	4,634
Salaries and employee benefits	$469,000	4,644
Premises and equipment expense	$141,000	4,032
Additional noninterest expense	$235,000	4,741
Pre-tax net operating income	$121,000	6,409
Securities gains (losses)	$0	1,187
Applicable income taxes	$0	6,196
Income before extraordinary items	$121,000	6,068
Extraordinary gains, net	$0	22
Net income	$121,000	6,068
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$19,000	2,588
Cash dividends	$300,000	1,961
Sale, conversion, retirement of capital stock, net	$0	885
Net operating income	$121,000	6,054
2006-12-31 (YTD Data)		Rank
Total interest income	$4,450,000	5,860
Total interest expense	$1,187,000	6,605
Net interest income	$3,263,000	5,277
Provision for loan and lease losses	$56,000	5,483
Total noninterest income	$852,000	3,908
Gross Fiduciary activities income	$0	1,523
Service charges on deposit accounts	$623,000	2,608
Trading account gains and fees	$0	130
Additional Noninterest Income	$229,000	4,862
Total noninterest expense	$3,234,000	4,645
Salaries and employee benefits	$1,673,000	4,858
Premises and equipment expense	$613,000	3,699
Additional noninterest expense	$948,000	4,684
Pre-tax net operating income	$825,000	5,594
Securities gains (losses)	$-25,000	7,648
Applicable income taxes	$0	6,600
Income before extraordinary items	$800,000	5,213
Extraordinary gains, net	$0	51
Net income	$800,000	5,216
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$78,000	3,479
Cash dividends	$270,000	4,609
Sale, conversion, retirement of capital stock, net	$0	1,251
Net operating income	$825,000	5,136
2006-09-30 (YTD Data)		Rank
Total interest income	$3,291,000	5,915
Total interest expense	$837,000	6,704
Net interest income	$2,454,000	5,314
Provision for loan and lease losses	$56,000	4,951
Total noninterest income	$626,000	3,958
Gross Fiduciary activities income	$0	1,468
Service charges on deposit accounts	$466,000	2,619
Trading account gains and fees	$0	126
Additional Noninterest Income	$160,000	5,005
Total noninterest expense	$2,369,000	4,704
Salaries and employee benefits	$1,232,000	4,882
Premises and equipment expense	$440,000	3,843
Additional noninterest expense	$697,000	4,721
Pre-tax net operating income	$655,000	5,686
Securities gains (losses)	$-25,000	7,922
Applicable income taxes	$0	6,687
Income before extraordinary items	$630,000	5,242
Extraordinary gains, net	$0	45
Net income	$630,000	5,245
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$62,000	2,926
Cash dividends	$270,000	3,815
Sale, conversion, retirement of capital stock, net	$0	1,045
Net operating income	$655,000	5,143
2006-06-30 (YTD Data)		Rank
Total interest income	$2,148,000	5,951
Total interest expense	$536,000	6,714
Net interest income	$1,612,000	5,381
Provision for loan and lease losses	$31,000	4,971
Total noninterest income	$408,000	4,012
Gross Fiduciary activities income	$0	1,458
Service charges on deposit accounts	$305,000	2,625
Trading account gains and fees	$0	126
Additional Noninterest Income	$103,000	5,064
Total noninterest expense	$1,567,000	4,751
Salaries and employee benefits	$813,000	4,941
Premises and equipment expense	$298,000	3,787
Additional noninterest expense	$456,000	4,775
Pre-tax net operating income	$422,000	5,778
Securities gains (losses)	$-22,000	8,110
Applicable income taxes	$0	6,706
Income before extraordinary items	$400,000	5,398
Extraordinary gains, net	$0	39
Net income	$400,000	5,400
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$58,000	2,324
Cash dividends	$250,000	3,368
Sale, conversion, retirement of capital stock, net	$0	887
Net operating income	$422,000	5,265
2006-03-31 (YTD Data)		Rank
Total interest income	$1,044,000	5,995
Total interest expense	$259,000	6,715
Net interest income	$785,000	5,451
Provision for loan and lease losses	$0	6,013
Total noninterest income	$182,000	4,183
Gross Fiduciary activities income	$0	1,380
Service charges on deposit accounts	$145,000	2,667
Trading account gains and fees	$0	115
Additional Noninterest Income	$37,000	5,687
Total noninterest expense	$755,000	4,869
Salaries and employee benefits	$384,000	5,150
Premises and equipment expense	$144,000	3,911
Additional noninterest expense	$227,000	4,767
Pre-tax net operating income	$212,000	5,720
Securities gains (losses)	$-8,000	8,193
Applicable income taxes	$0	6,588
Income before extraordinary items	$204,000	5,319
Extraordinary gains, net	$0	21
Net income	$204,000	5,317
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$55,000	1,405
Cash dividends	$160,000	2,643
Sale, conversion, retirement of capital stock, net	$0	648
Net operating income	$212,000	5,220
2005-12-31 (YTD Data)		Rank
Total interest income	$3,889,000	5,902
Total interest expense	$880,000	6,584
Net interest income	$3,009,000	5,497
Provision for loan and lease losses	$78,000	5,159
Total noninterest income	$839,000	3,950
Gross Fiduciary activities income	$0	1,557
Service charges on deposit accounts	$632,000	2,552
Trading account gains and fees	$0	138
Additional Noninterest Income	$207,000	5,094
Total noninterest expense	$3,144,000	4,616
Salaries and employee benefits	$1,637,000	4,778
Premises and equipment expense	$576,000	3,776
Additional noninterest expense	$931,000	4,657
Pre-tax net operating income	$626,000	6,336
Securities gains (losses)	$-20,000	7,814
Applicable income taxes	$0	6,964
Income before extraordinary items	$606,000	5,980
Extraordinary gains, net	$0	46
Net income	$606,000	5,984
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$49,000	4,318
Cash dividends	$405,000	3,961
Sale, conversion, retirement of capital stock, net	$0	934
Net operating income	$626,000	5,880
2005-09-30 (YTD Data)		Rank
Total interest income	$2,845,000	5,948
Total interest expense	$638,000	6,588
Net interest income	$2,207,000	5,578
Provision for loan and lease losses	$15,000	6,317
Total noninterest income	$650,000	3,885
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$460,000	2,613
Trading account gains and fees	$0	126
Additional Noninterest Income	$190,000	4,713
Total noninterest expense	$2,352,000	4,612
Salaries and employee benefits	$1,244,000	4,709
Premises and equipment expense	$446,000	3,683
Additional noninterest expense	$662,000	4,795
Pre-tax net operating income	$490,000	6,437
Securities gains (losses)	$-20,000	8,173
Applicable income taxes	$0	6,976
Income before extraordinary items	$470,000	6,039
Extraordinary gains, net	$0	35
Net income	$470,000	6,044
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$25,000	4,299
Cash dividends	$385,000	3,194
Sale, conversion, retirement of capital stock, net	$0	769
Net operating income	$490,000	5,915
2005-06-30 (YTD Data)		Rank
Total interest income	$1,826,000	6,003
Total interest expense	$411,000	6,542
Net interest income	$1,415,000	5,683
Provision for loan and lease losses	$0	6,626
Total noninterest income	$417,000	3,951
Gross Fiduciary activities income	$0	1,480
Service charges on deposit accounts	$309,000	2,566
Trading account gains and fees	$0	116
Additional Noninterest Income	$108,000	5,022
Total noninterest expense	$1,567,000	4,591
Salaries and employee benefits	$830,000	4,695
Premises and equipment expense	$279,000	3,826
Additional noninterest expense	$458,000	4,668
Pre-tax net operating income	$265,000	6,801
Securities gains (losses)	$-2,000	7,723
Applicable income taxes	$3,000	6,722
Income before extraordinary items	$260,000	6,423
Extraordinary gains, net	$0	30
Net income	$260,000	6,425
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$11,000	4,310
Cash dividends	$310,000	2,884
Sale, conversion, retirement of capital stock, net	$0	643
Net operating income	$261,980	6,368
2005-03-31 (YTD Data)		Rank
Total interest income	$884,000	6,092
Total interest expense	$193,000	6,633
Net interest income	$691,000	5,769
Provision for loan and lease losses	$0	6,226
Total noninterest income	$183,000	4,212
Gross Fiduciary activities income	$0	1,418
Service charges on deposit accounts	$141,000	2,681
Trading account gains and fees	$0	115
Additional Noninterest Income	$42,000	5,556
Total noninterest expense	$745,000	4,769
Salaries and employee benefits	$412,000	4,729
Premises and equipment expense	$142,000	3,794
Additional noninterest expense	$191,000	5,244
Pre-tax net operating income	$129,000	6,830
Securities gains (losses)	$0	1,685
Applicable income taxes	$3,000	6,538
Income before extraordinary items	$126,000	6,465
Extraordinary gains, net	$0	24
Net income	$126,000	6,465
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$1,000	4,435
Cash dividends	$310,000	1,691
Sale, conversion, retirement of capital stock, net	$0	491
Net operating income	$126,000	6,426
2004-12-31 (YTD Data)		Rank
Total interest income	$3,462,000	6,002
Total interest expense	$716,000	6,531
Net interest income	$2,746,000	5,706
Provision for loan and lease losses	$0	7,314
Total noninterest income	$1,005,000	3,525
Gross Fiduciary activities income	$0	1,582
Service charges on deposit accounts	$690,000	2,401
Trading account gains and fees	$0	138
Additional Noninterest Income	$315,000	4,176
Total noninterest expense	$3,270,000	4,399
Salaries and employee benefits	$1,836,000	4,271
Premises and equipment expense	$587,000	3,593
Additional noninterest expense	$847,000	4,903
Pre-tax net operating income	$481,000	6,772
Securities gains (losses)	$49,000	1,761
Applicable income taxes	$47,000	6,074
Income before extraordinary items	$483,000	6,421
Extraordinary gains, net	$0	34
Net income	$483,000	6,424
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$51,000	4,623
Cash dividends	$588,000	3,278
Sale, conversion, retirement of capital stock, net	$0	872
Net operating income	$438,410	6,543
2004-09-30 (YTD Data)		Rank
Total interest income	$2,563,000	6,044
Total interest expense	$532,000	6,549
Net interest income	$2,031,000	5,746
Provision for loan and lease losses	$15,000	6,527
Total noninterest income	$818,000	3,352
Gross Fiduciary activities income	$0	1,547
Service charges on deposit accounts	$543,000	2,333
Trading account gains and fees	$0	134
Additional Noninterest Income	$275,000	3,890
Total noninterest expense	$2,430,000	4,402
Salaries and employee benefits	$1,382,000	4,236
Premises and equipment expense	$438,000	3,616
Additional noninterest expense	$610,000	5,000
Pre-tax net operating income	$404,000	6,721
Securities gains (losses)	$49,000	1,678
Applicable income taxes	$37,000	6,150
Income before extraordinary items	$416,000	6,222
Extraordinary gains, net	$0	26
Net income	$416,000	6,222
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$41,000	4,016
Cash dividends	$588,000	2,457
Sale, conversion, retirement of capital stock, net	$0	738
Net operating income	$370,920	6,419
2004-06-30 (YTD Data)		Rank
Total interest income	$1,680,000	6,115
Total interest expense	$353,000	6,598
Net interest income	$1,327,000	5,802
Provision for loan and lease losses	$0	6,885
Total noninterest income	$562,000	3,311
Gross Fiduciary activities income	$0	1,518
Service charges on deposit accounts	$346,000	2,422
Trading account gains and fees	$0	130
Additional Noninterest Income	$216,000	3,595
Total noninterest expense	$1,612,000	4,430
Salaries and employee benefits	$890,000	4,357
Premises and equipment expense	$293,000	3,625
Additional noninterest expense	$429,000	4,828
Pre-tax net operating income	$277,000	6,655
Securities gains (losses)	$27,000	1,860
Applicable income taxes	$25,000	6,158
Income before extraordinary items	$279,000	6,198
Extraordinary gains, net	$0	21
Net income	$279,000	6,199
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$29,000	3,713
Cash dividends	$588,000	1,929
Sale, conversion, retirement of capital stock, net	$0	638
Net operating income	$254,160	6,314
2004-03-31 (YTD Data)		Rank
Total interest income	$835,000	6,140
Total interest expense	$175,000	6,691
Net interest income	$660,000	5,825
Provision for loan and lease losses	$0	6,501
Total noninterest income	$235,000	3,666
Gross Fiduciary activities income	$0	1,441
Service charges on deposit accounts	$169,000	2,416
Trading account gains and fees	$0	121
Additional Noninterest Income	$66,000	4,555
Total noninterest expense	$792,000	4,510
Salaries and employee benefits	$429,000	4,485
Premises and equipment expense	$150,000	3,590
Additional noninterest expense	$213,000	4,852
Pre-tax net operating income	$103,000	7,108
Securities gains (losses)	$27,000	1,550
Applicable income taxes	$13,000	6,097
Income before extraordinary items	$117,000	6,569
Extraordinary gains, net	$0	16
Net income	$117,000	6,568
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$29,000	2,516
Cash dividends	$538,000	1,123
Sale, conversion, retirement of capital stock, net	$0	464
Net operating income	$92,700	6,938
2003-12-31 (YTD Data)		Rank
Total interest income	$3,323,000	6,194
Total interest expense	$749,000	6,881
Net interest income	$2,574,000	5,808
Provision for loan and lease losses	$20,000	7,057
Total noninterest income	$934,000	3,860
Gross Fiduciary activities income	$0	1,641
Service charges on deposit accounts	$628,000	2,613
Trading account gains and fees	$0	160
Additional Noninterest Income	$306,000	4,469
Total noninterest expense	$3,265,000	4,352
Salaries and employee benefits	$1,851,000	4,175
Premises and equipment expense	$553,000	3,757
Additional noninterest expense	$861,000	4,798
Pre-tax net operating income	$223,000	7,746
Securities gains (losses)	$144,000	1,583
Applicable income taxes	$42,000	6,399
Income before extraordinary items	$325,000	7,163
Extraordinary gains, net	$0	54
Net income	$325,000	7,164
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$28,000	5,782
Cash dividends	$275,000	4,503
Sale, conversion, retirement of capital stock, net	$0	868
Net operating income	$196,840	7,654
2003-09-30 (YTD Data)		Rank
Total interest income	$2,483,000	6,271
Total interest expense	$570,000	6,985
Net interest income	$1,913,000	5,864
Provision for loan and lease losses	$-30,000	9,071
Total noninterest income	$707,000	3,919
Gross Fiduciary activities income	$0	1,599
Service charges on deposit accounts	$473,000	2,604
Trading account gains and fees	$0	153
Additional Noninterest Income	$234,000	4,500
Total noninterest expense	$2,346,000	4,472
Salaries and employee benefits	$1,321,000	4,318
Premises and equipment expense	$391,000	3,927
Additional noninterest expense	$634,000	4,821
Pre-tax net operating income	$304,000	7,157
Securities gains (losses)	$130,000	1,526
Applicable income taxes	$45,000	6,297
Income before extraordinary items	$389,000	6,416
Extraordinary gains, net	$0	40
Net income	$389,000	6,417
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$30,000	4,943
Cash dividends	$225,000	3,865
Sale, conversion, retirement of capital stock, net	$0	722
Net operating income	$272,000	6,940
2003-06-30 (YTD Data)		Rank
Total interest income	$1,659,000	6,311
Total interest expense	$390,000	7,035
Net interest income	$1,269,000	5,879
Provision for loan and lease losses	$-30,000	9,135
Total noninterest income	$452,000	3,971
Gross Fiduciary activities income	$0	1,577
Service charges on deposit accounts	$302,000	2,635
Trading account gains and fees	$0	150
Additional Noninterest Income	$150,000	4,571
Total noninterest expense	$1,552,000	4,473
Salaries and employee benefits	$880,000	4,313
Premises and equipment expense	$256,000	3,972
Additional noninterest expense	$416,000	4,863
Pre-tax net operating income	$199,000	7,226
Securities gains (losses)	$123,000	1,355
Applicable income taxes	$30,000	6,338
Income before extraordinary items	$292,000	6,153
Extraordinary gains, net	$0	30
Net income	$292,000	6,152
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$24,000	4,382
Cash dividends	$225,000	3,298
Sale, conversion, retirement of capital stock, net	$0	589
Net operating income	$180,070	6,982
2003-03-31 (YTD Data)		Rank
Total interest income	$836,000	6,318
Total interest expense	$197,000	7,113
Net interest income	$639,000	5,857
Provision for loan and lease losses	$-30,000	9,217
Total noninterest income	$229,000	3,836
Gross Fiduciary activities income	$0	1,504
Service charges on deposit accounts	$144,000	2,659
Trading account gains and fees	$0	134
Additional Noninterest Income	$85,000	4,228
Total noninterest expense	$810,000	4,329
Salaries and employee benefits	$446,000	4,270
Premises and equipment expense	$130,000	3,924
Additional noninterest expense	$234,000	4,436
Pre-tax net operating income	$88,000	7,397
Securities gains (losses)	$123,000	884
Applicable income taxes	$15,000	6,300
Income before extraordinary items	$196,000	5,386
Extraordinary gains, net	$0	21
Net income	$196,000	5,384
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$0	5,539
Cash dividends	$225,000	2,075
Sale, conversion, retirement of capital stock, net	$0	419
Net operating income	$81,610	7,107
2002-12-31 (YTD Data)		Rank
Total interest income	$3,663,000	6,188
Total interest expense	$974,000	7,000
Net interest income	$2,689,000	5,668
Provision for loan and lease losses	$55,000	6,608
Total noninterest income	$781,000	4,056
Gross Fiduciary activities income	$0	1,713
Service charges on deposit accounts	$580,000	2,628
Trading account gains and fees	$0	153
Additional Noninterest Income	$201,000	5,023
Total noninterest expense	$2,769,000	4,721
Salaries and employee benefits	$1,590,000	4,475
Premises and equipment expense	$427,000	4,421
Additional noninterest expense	$752,000	5,149
Pre-tax net operating income	$646,000	6,268
Securities gains (losses)	$20,000	3,147
Applicable income taxes	$56,000	6,444
Income before extraordinary items	$610,000	5,925
Extraordinary gains, net	$0	70
Net income	$610,000	5,923
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$57,000	5,060
Cash dividends	$334,000	4,147
Sale, conversion, retirement of capital stock, net	$0	862
Net operating income	$591,600	5,859
2001-12-31 (YTD Data)		Rank
Total interest income	$4,120,000	6,253
Total interest expense	$1,676,000	6,641
Net interest income	$2,444,000	5,789
Provision for loan and lease losses	$235,000	3,803
Total noninterest income	$653,000	4,369
Gross Fiduciary activities income	$0	1,731
Service charges on deposit accounts	$520,000	2,757
Trading account gains and fees	$0	177
Additional Noninterest Income	$133,000	5,774
Total noninterest expense	$2,559,000	4,883
Salaries and employee benefits	$1,469,000	4,594
Premises and equipment expense	$360,000	4,932
Additional noninterest expense	$730,000	5,119
Pre-tax net operating income	$303,000	7,398
Securities gains (losses)	$242,000	1,045
Applicable income taxes	$63,000	6,495
Income before extraordinary items	$482,000	6,165
Extraordinary gains, net	$0	105
Net income	$482,000	6,166
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$137,000	3,525
Cash dividends	$420,000	3,759
Sale, conversion, retirement of capital stock, net	$0	922
Net operating income	$269,040	7,201
2000-12-31 (YTD Data)		Rank
Total interest income	$4,312,000	6,243
Total interest expense	$1,685,000	6,802
Net interest income	$2,627,000	5,627
Provision for loan and lease losses	$35,000	7,078
Total noninterest income	$661,000	4,156
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$551,000	2,463
Trading account gains and fees	NA	NA
Additional Noninterest Income	$110,000	6,206
Total noninterest expense	$2,528,000	4,817
Salaries and employee benefits	$1,410,000	4,591
Premises and equipment expense	$327,000	5,170
Additional noninterest expense	$791,000	4,780
Pre-tax net operating income	$725,000	6,137
Securities gains (losses)	$-85,000	9,373
Applicable income taxes	$60,000	7,071
Income before extraordinary items	$580,000	5,945
Extraordinary gains, net	$0	38
Net income	$580,000	5,943
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$89,000	3,771
Cash dividends	$208,000	5,069
Sale, conversion, retirement of capital stock, net	$0	969
Net operating income	$657,350	5,594
1999-12-31 (YTD Data)		Rank
Total interest income	$3,987,000	6,379
Total interest expense	$1,448,000	7,105
Net interest income	$2,539,000	5,745
Provision for loan and lease losses	$48,000	6,602
Total noninterest income	$561,000	4,625
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$444,000	2,926
Trading account gains and fees	NA	NA
Additional Noninterest Income	$117,000	6,247
Total noninterest expense	$2,484,000	4,910
Salaries and employee benefits	$1,414,000	4,551
Premises and equipment expense	$302,000	5,448
Additional noninterest expense	$768,000	4,934
Pre-tax net operating income	$568,000	6,839
Securities gains (losses)	$-10,000	9,313
Applicable income taxes	$52,000	7,609
Income before extraordinary items	$506,000	6,396
Extraordinary gains, net	$0	35
Net income	$506,000	6,393
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$58,000	4,567
Cash dividends	$356,000	4,173
Sale, conversion, retirement of capital stock, net	$0	1,035
Net operating income	$515,100	6,312
1998-12-31 (YTD Data)		Rank
Total interest income	$3,766,000	6,692
Total interest expense	$1,441,000	7,322
Net interest income	$2,325,000	6,098
Provision for loan and lease losses	$50,000	6,568
Total noninterest income	$539,000	4,720
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$391,000	3,196
Trading account gains and fees	NA	NA
Additional Noninterest Income	$148,000	5,717
Total noninterest expense	$2,259,000	5,115
Salaries and employee benefits	$1,275,000	4,844
Premises and equipment expense	$303,000	5,351
Additional noninterest expense	$681,000	5,275
Pre-tax net operating income	$555,000	7,126
Securities gains (losses)	$25,000	2,265
Applicable income taxes	$67,000	8,035
Income before extraordinary items	$513,000	6,535
Extraordinary gains, net	$0	32
Net income	$513,000	6,533
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$48,000	5,015
Cash dividends	$295,000	4,677
Sale, conversion, retirement of capital stock, net	$0	1,027
Net operating income	$491,000	6,545
1997-12-31 (YTD Data)		Rank
Total interest income	$3,250,000	7,449
Total interest expense	$1,202,000	8,104
Net interest income	$2,048,000	6,819
Provision for loan and lease losses	$-30,000	10,678
Total noninterest income	$571,000	4,562
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$391,000	3,277
Trading account gains and fees	NA	NA
Additional Noninterest Income	$180,000	5,208
Total noninterest expense	$2,096,000	5,469
Salaries and employee benefits	$1,163,000	5,231
Premises and equipment expense	$288,000	5,564
Additional noninterest expense	$645,000	5,533
Pre-tax net operating income	$553,000	7,653
Securities gains (losses)	$0	3,944
Applicable income taxes	$151,000	7,597
Income before extraordinary items	$402,000	7,623
Extraordinary gains, net	$0	44
Net income	$402,000	7,626
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$19,000	6,656
Cash dividends	$53,000	7,140
Sale, conversion, retirement of capital stock, net	$0	1,030
Net operating income	$402,000	7,568
1996-12-31 (YTD Data)		Rank
Total interest income	$2,948,000	8,070
Total interest expense	$1,114,000	8,649
Net interest income	$1,834,000	7,487
Provision for loan and lease losses	$0	9,041
Total noninterest income	$523,000	5,015
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$363,000	3,643
Trading account gains and fees	NA	NA
Additional Noninterest Income	$160,000	5,786
Total noninterest expense	$1,804,000	6,374
Salaries and employee benefits	$970,000	6,129
Premises and equipment expense	$260,000	6,104
Additional noninterest expense	$574,000	6,523
Pre-tax net operating income	$553,000	7,675
Securities gains (losses)	$-23,000	10,703
Applicable income taxes	$170,000	7,580
Income before extraordinary items	$360,000	7,925
Extraordinary gains, net	$0	53
Net income	$360,000	7,925
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-20,000	10,693
Cash dividends	$0	8,336
Sale, conversion, retirement of capital stock, net	$0	953
Net operating income	$375,640	7,758
1995-12-31 (YTD Data)		Rank
Total interest income	$2,538,000	8,910
Total interest expense	$919,000	9,554
Net interest income	$1,619,000	8,217
Provision for loan and lease losses	$-17,000	11,458
Total noninterest income	$552,000	4,850
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$328,000	3,981
Trading account gains and fees	NA	NA
Additional Noninterest Income	$224,000	4,795
Total noninterest expense	$1,628,000	6,905
Salaries and employee benefits	$836,000	6,920
Premises and equipment expense	$254,000	6,277
Additional noninterest expense	$538,000	6,964
Pre-tax net operating income	$560,000	8,121
Securities gains (losses)	$-67,000	11,322
Applicable income taxes	$160,000	8,094
Income before extraordinary items	$333,000	8,629
Extraordinary gains, net	$0	65
Net income	$333,000	8,633
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-17,000	10,943
Cash dividends	$161,000	5,925
Sale, conversion, retirement of capital stock, net	$0	809
Net operating income	$378,560	8,238
1994-12-31 (YTD Data)		Rank
Total interest income	$2,326,000	9,209
Total interest expense	$792,000	9,643
Net interest income	$1,534,000	8,784
Provision for loan and lease losses	$-261,000	12,374
Total noninterest income	$403,000	6,128
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$280,000	4,611
Trading account gains and fees	NA	NA
Additional Noninterest Income	$123,000	6,852
Total noninterest expense	$1,600,000	7,301
Salaries and employee benefits	$811,000	7,145
Premises and equipment expense	$237,000	6,745
Additional noninterest expense	$552,000	7,407
Pre-tax net operating income	$598,000	8,013
Securities gains (losses)	$-199,000	11,952
Applicable income taxes	$128,000	8,751
Income before extraordinary items	$271,000	9,478
Extraordinary gains, net	$0	249
Net income	$271,000	9,484
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$-186,000	12,397
Cash dividends	$0	8,932
Sale, conversion, retirement of capital stock, net	$0	1,160
Net operating income	$406,320	8,194
1993-12-31 (YTD Data)		Rank
Total interest income	$2,325,000	9,518
Total interest expense	$1,066,000	8,818
Net interest income	$1,259,000	9,875
Provision for loan and lease losses	$54,000	7,292
Total noninterest income	$357,000	6,939
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$239,000	5,270
Trading account gains and fees	NA	NA
Additional Noninterest Income	$118,000	7,354
Total noninterest expense	$1,435,000	8,062
Salaries and employee benefits	$682,000	8,117
Premises and equipment expense	$219,000	7,307
Additional noninterest expense	$534,000	7,919
Pre-tax net operating income	$127,000	11,656
Securities gains (losses)	$19,000	4,737
Applicable income taxes	$40,000	11,152
Income before extraordinary items	$106,000	11,743
Extraordinary gains, net	$0	3,149
Net income	$106,000	11,798
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$104,000	4,468
Cash dividends	$50,000	7,918
Sale, conversion, retirement of capital stock, net	$0	1,223
Net operating income	$92,130	11,685
1992-12-31 (YTD Data)		Rank
Total interest income	$2,798,000	9,334
Total interest expense	$1,266,000	9,380
Net interest income	$1,532,000	9,174
Provision for loan and lease losses	$1,090,000	1,741
Total noninterest income	$347,000	7,155
Gross Fiduciary activities income	NA	NA
Service charges on deposit accounts	$226,000	5,500
Trading account gains and fees	NA	NA
Additional Noninterest Income	$121,000	7,418
Total noninterest expense	$1,354,000	8,467
Salaries and employee benefits	$581,000	8,983
Premises and equipment expense	$238,000	7,007
Additional noninterest expense	$535,000	8,141
Pre-tax net operating income	$-565,000	13,326
Securities gains (losses)	$-13,000	13,370
Applicable income taxes	$-219,000	13,671
Income before extraordinary items	$-359,000	13,298
Extraordinary gains, net	$0	1,422
Net income	$-359,000	13,292
Minority interest net income	NA	NA
Net income of bank and minority interests.	NA	NA
Net charge-offs	$744,000	1,905
Cash dividends	$78,000	7,070
Sale, conversion, retirement of capital stock, net	$0	1,165
Net operating income	$-350,680	13,183

* The data above is accumulated from the beginning of the year to the date posted. The data for Dec. 31 is the number for the entire year.