Home > Tower Bank & Trust Company > Net charge- offs to loans
Tower Bank & Trust Company, Net charge- offs to loans
| 2014-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2567% | 6,445 |
| Percentage Net Loans Charged-off: Total real estate loans | -0.0732% | 6,133 |
| Percentage Net Loans Charged-off:Construction & development | -0.5914% | 5,776 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0057% | 5,649 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 176 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0290% | 5,908 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0829% | 4,639 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0139% | 5,686 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.7236% | 6,153 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0295% | 5,245 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0295% | 5,177 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 938 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2013-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1327% | 3,476 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1686% | 2,553 |
| Percentage Net Loans Charged-off:Construction & development | 0.2141% | 1,307 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2581% | 1,529 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 619 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0646% | 3,346 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0547% | 1,315 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0671% | 3,177 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0718% | 2,691 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0417% | 5,737 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0417% | 5,664 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,546 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 77 |
| 2013-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1945% | 2,676 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2329% | 1,983 |
| Percentage Net Loans Charged-off:Construction & development | 0.4638% | 1,002 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3449% | 1,188 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 515 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0609% | 3,141 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1187% | 1,074 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0458% | 3,119 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1370% | 2,142 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0458% | 5,641 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0457% | 5,574 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,404 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2013-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2330% | 2,330 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2544% | 1,843 |
| Percentage Net Loans Charged-off:Construction & development | 0.0608% | 1,196 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5485% | 833 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 425 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0046% | 3,333 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0227% | 4,676 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0117% | 3,083 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2259% | 1,658 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0411% | 5,506 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0411% | 5,444 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,232 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 58 |
| 2013-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3110% | 1,715 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4548% | 1,110 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 915 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0245% | 445 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 295 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0093% | 5,950 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0298% | 4,723 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0039% | 5,890 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0137% | 4,919 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 2,801 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.0000% | 2,652 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 975 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 43 |
| 2012-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7791% | 1,503 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.9874% | 1,020 |
| Percentage Net Loans Charged-off:Construction & development | 5.3005% | 523 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2536% | 2,097 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 851 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7175% | 1,295 |
| Percentage Net Loans Charged-off: Home equity loans | 1.2904% | 524 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5665% | 1,540 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3203% | 2,443 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3966% | 2,678 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.3966% | 2,519 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,670 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 125 |
| 2012-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9053% | 1,204 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1527% | 808 |
| Percentage Net Loans Charged-off:Construction & development | 7.0255% | 398 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1293% | 2,273 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 745 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.7950% | 1,125 |
| Percentage Net Loans Charged-off: Home equity loans | 1.7418% | 360 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5456% | 1,563 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3500% | 2,123 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5287% | 2,087 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.5287% | 1,932 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,486 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 111 |
| 2012-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.8803% | 1,248 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.0367% | 945 |
| Percentage Net Loans Charged-off:Construction & development | 5.4688% | 478 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1957% | 1,801 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 593 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.8987% | 1,002 |
| Percentage Net Loans Charged-off: Home equity loans | 2.7589% | 214 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4005% | 1,818 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5310% | 1,691 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7965% | 1,508 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 0.7965% | 1,376 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,276 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 96 |
| 2012-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9021% | 1,140 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3457% | 685 |
| Percentage Net Loans Charged-off:Construction & development | 11.1588% | 222 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0220% | 6,632 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 388 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4282% | 1,588 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6083% | 639 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3797% | 1,591 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.3550% | 6,486 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.6389% | 747 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | 1.6389% | 665 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 960 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 67 |
| 2011-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5147% | 1,059 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0963% | 602 |
| Percentage Net Loans Charged-off:Construction & development | 14.4067% | 257 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0281% | 1,215 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,014 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0016% | 6,816 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0985% | 1,795 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0291% | 6,968 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2476% | 3,311 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0739% | 6,538 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0732% | 6,494 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,720 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -49.4673% | 1,435 |
| 2011-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.5564% | 917 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.1164% | 550 |
| Percentage Net Loans Charged-off:Construction & development | 14.9690% | 228 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8678% | 1,181 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 856 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0408% | 4,165 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1649% | 1,468 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0067% | 4,271 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3630% | 2,662 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0912% | 6,511 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0901% | 6,467 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,562 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -64.0382% | 1,414 |
| 2011-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.1507% | 1,358 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.4014% | 1,021 |
| Percentage Net Loans Charged-off:Construction & development | 7.0317% | 614 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.2844% | 805 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 678 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0142% | 3,943 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0216% | 5,250 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0241% | 3,669 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6886% | 1,902 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0270% | 6,125 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0266% | 6,079 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,354 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -93.0044% | 1,385 |
| 2011-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4721% | 923 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.2289% | 1,023 |
| Percentage Net Loans Charged-off:Construction & development | 9.3359% | 361 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1782% | 1,517 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 440 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0480% | 2,893 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0144% | 5,245 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0658% | 2,614 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.3403% | 737 |
| Percentage Net Loans Charged-off: Loans to individuals | -0.0522% | 6,026 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | -0.0509% | 5,992 |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,005 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 61 |
| 2010-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.7547% | 2,756 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4055% | 3,288 |
| Percentage Net Loans Charged-off:Construction & development | -0.1393% | 6,928 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7013% | 1,674 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 1,098 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3497% | 2,788 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0353% | 1,895 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4434% | 2,383 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.6980% | 1,852 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.3305% | 4,004 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1019% | 1,610 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 39.7975% | 36 |
| 2010-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9099% | 2,179 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3784% | 3,090 |
| Percentage Net Loans Charged-off:Construction & development | -0.1769% | 6,996 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8197% | 1,320 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 888 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1637% | 3,365 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0426% | 5,551 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2251% | 2,900 |
| Percentage Net Loans Charged-off: Commercial and industrial | 2.2985% | 1,320 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4767% | 3,223 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1122% | 1,423 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 51.1079% | 26 |
| 2010-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5054% | 3,012 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1326% | 3,910 |
| Percentage Net Loans Charged-off:Construction & development | -0.2543% | 7,023 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3714% | 1,677 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 710 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0484% | 3,753 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0426% | 5,560 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0752% | 3,368 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4115% | 1,679 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.7721% | 2,288 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1724% | 1,145 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.1036% | 104 |
| 2010-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5972% | 2,314 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2497% | 2,706 |
| Percentage Net Loans Charged-off:Construction & development | -0.0065% | 6,915 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5037% | 1,082 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 457 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1188% | 2,563 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0848% | 5,627 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1787% | 2,201 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.3950% | 1,333 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.5830% | 1,257 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,171 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 72 |
| 2009-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.7801% | 1,409 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.3281% | 1,531 |
| Percentage Net Loans Charged-off:Construction & development | 5.7154% | 1,095 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4521% | 1,834 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 922 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2946% | 2,773 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2192% | 1,583 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3157% | 2,564 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.0015% | 1,332 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0432% | 5,849 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 2,150 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -1.2620% | 1,735 |
| 2009-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.2629% | 1,623 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3752% | 2,828 |
| Percentage Net Loans Charged-off:Construction & development | 0.1906% | 2,830 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6136% | 1,189 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 708 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2843% | 2,451 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3095% | 1,227 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2774% | 2,331 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.3791% | 956 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0675% | 5,400 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,898 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -1.5956% | 1,700 |
| 2009-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.4485% | 1,306 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3980% | 2,389 |
| Percentage Net Loans Charged-off:Construction & development | 0.1379% | 2,468 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7527% | 825 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 531 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2318% | 2,347 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0896% | 5,892 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3180% | 1,907 |
| Percentage Net Loans Charged-off: Commercial and industrial | 3.9148% | 737 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1150% | 4,771 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,633 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -2.2099% | 1,666 |
| 2009-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0835% | 4,329 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1014% | 2,895 |
| Percentage Net Loans Charged-off:Construction & development | 0.2663% | 1,625 |
| Percentage Net Loans Charged-off: Commercial real estate | -0.0029% | 7,660 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 309 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1375% | 2,078 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0147% | 5,821 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1753% | 1,769 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0450% | 2,684 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1277% | 3,941 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,234 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | -4.5494% | 1,602 |
| 2008-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3471% | 3,096 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2894% | 2,383 |
| Percentage Net Loans Charged-off:Construction & development | 0.2851% | 2,279 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.6045% | 765 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 546 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0124% | 4,014 |
| Percentage Net Loans Charged-off: Home equity loans | 0.2459% | 968 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0371% | 7,916 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.3514% | 3,077 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2331% | 857 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1147% | 1,504 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 15.2746% | 23 |
| 2008-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4983% | 1,685 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4299% | 1,318 |
| Percentage Net Loans Charged-off:Construction & development | 0.3751% | 1,566 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8228% | 388 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 377 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1205% | 2,190 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3342% | 675 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0763% | 2,373 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4901% | 2,044 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.9911% | 482 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1468% | 1,220 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 90 |
| 2008-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1818% | 2,903 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4567% | 985 |
| Percentage Net Loans Charged-off:Construction & development | 0.2035% | 1,309 |
| Percentage Net Loans Charged-off: Commercial real estate | 1.0555% | 256 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 250 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0453% | 2,352 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0260% | 5,958 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0597% | 2,059 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.4723% | 7,814 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.4702% | 2,967 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | -0.0177% | 6,780 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 70 |
| 2008-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | -0.2922% | 8,256 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0322% | 2,288 |
| Percentage Net Loans Charged-off:Construction & development | -1.0287% | 7,679 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5617% | 271 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 134 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0992% | 1,390 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0174% | 5,928 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1226% | 1,190 |
| Percentage Net Loans Charged-off: Commercial and industrial | -1.1726% | 7,951 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.9643% | 1,581 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,048 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2007-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.6808% | 235 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0030% | 92 |
| Percentage Net Loans Charged-off:Construction & development | 6.9092% | 56 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3984% | 545 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 289 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4933% | 533 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0742% | 769 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5864% | 443 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9744% | 1,193 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.1473% | 1,378 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.6420% | 770 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 73 |
| 2007-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 1.8275% | 169 |
| Percentage Net Loans Charged-off: Total real estate loans | 2.0743% | 57 |
| Percentage Net Loans Charged-off:Construction & development | 7.0973% | 32 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4879% | 290 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 199 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3256% | 615 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1905% | 422 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3564% | 550 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2844% | 763 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.4674% | 868 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8565% | 587 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 52 |
| 2007-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.9189% | 356 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5114% | 292 |
| Percentage Net Loans Charged-off:Construction & development | 0.2664% | 367 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.7219% | 178 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 143 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.5099% | 361 |
| Percentage Net Loans Charged-off: Home equity loans | 0.3395% | 253 |
| All other 1-4 family - Percent of loans charged-off, net | 0.5503% | 328 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.8631% | 509 |
| Percentage Net Loans Charged-off: Loans to individuals | 2.2281% | 464 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.9096% | 531 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 38 |
| 2007-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4519% | 703 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.5039% | 251 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 444 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.8970% | 112 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 76 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.4846% | 323 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0160% | 5,960 |
| All other 1-4 family - Percent of loans charged-off, net | 0.6082% | 255 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2999% | 1,127 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1346% | 3,343 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 1.0887% | 388 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2006-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1929% | 2,055 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1184% | 1,151 |
| Percentage Net Loans Charged-off:Construction & development | 0.1963% | 371 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0690% | 887 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 200 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1340% | 1,159 |
| Percentage Net Loans Charged-off: Home equity loans | 0.1758% | 344 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1206% | 1,213 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4056% | 1,823 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0265% | 5,603 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.1898% | 1,080 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 39 |
| 2006-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2064% | 1,553 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1952% | 584 |
| Percentage Net Loans Charged-off:Construction & development | 0.2688% | 226 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0940% | 617 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 150 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2944% | 467 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6888% | 93 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1618% | 814 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2649% | 1,778 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0359% | 5,071 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,412 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 29 |
| 2006-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.2189% | 1,417 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2190% | 508 |
| Percentage Net Loans Charged-off:Construction & development | 0.4148% | 135 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1416% | 441 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1897% | 687 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0232% | 5,989 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2660% | 499 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2484% | 1,586 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0520% | 4,531 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,212 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2006-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1367% | 1,714 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4079% | 223 |
| Percentage Net Loans Charged-off:Construction & development | 0.8241% | 57 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2917% | 211 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 51 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2411% | 459 |
| Percentage Net Loans Charged-off: Home equity loans | -0.0161% | 5,955 |
| All other 1-4 family - Percent of loans charged-off, net | 0.3374% | 347 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.5621% | 7,996 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1037% | 3,511 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 911 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2005-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5507% | 740 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2947% | 461 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 694 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.5334% | 282 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 187 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2182% | 781 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0539% | 508 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2968% | 577 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.1329% | 1,018 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.5804% | 3,217 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.8715% | 637 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 28 |
| 2005-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4724% | 790 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.2596% | 453 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 541 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.3984% | 304 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 151 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.2992% | 486 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0762% | 382 |
| All other 1-4 family - Percent of loans charged-off, net | 0.4102% | 364 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.9974% | 976 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,710 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.5939% | 663 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2005-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3848% | 989 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0439% | 1,587 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 425 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 810 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 111 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1585% | 832 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 450 |
| All other 1-4 family - Percent of loans charged-off, net | 0.2392% | 610 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.2124% | 797 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,174 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0350% | 1,082 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 20 |
| 2005-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4555% | 766 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0221% | 1,458 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 235 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 511 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 61 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0802% | 975 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 338 |
| All other 1-4 family - Percent of loans charged-off, net | 0.1216% | 783 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.4729% | 554 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,245 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 839 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 13 |
| 2004-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.5189% | 1,046 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4910% | 328 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 758 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.9762% | 263 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 197 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1422% | 1,258 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4193% | 169 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,066 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.5965% | 1,935 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0754% | 6,170 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.7204% | 683 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 27 |
| 2004-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3528% | 1,411 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1211% | 1,175 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 604 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.1406% | 682 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 155 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.1957% | 843 |
| Percentage Net Loans Charged-off: Home equity loans | 0.5694% | 121 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0030% | 2,552 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8046% | 1,327 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1023% | 5,584 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,414 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 21 |
| 2004-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4668% | 1,018 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1915% | 789 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 464 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.2148% | 477 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 116 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.3163% | 548 |
| Percentage Net Loans Charged-off: Home equity loans | 0.8736% | 84 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0313% | 1,700 |
| Percentage Net Loans Charged-off: Commercial and industrial | 1.0013% | 1,047 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 5,607 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,207 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 19 |
| 2004-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4117% | 1,089 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.1958% | 648 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 286 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.4338% | 230 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 70 |
| Percentage Net Loans Charged-off: 1-4 family residential | -0.0237% | 8,336 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 291 |
| All other 1-4 family - Percent of loans charged-off, net | -0.0355% | 8,426 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.8238% | 928 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 4,682 |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 887 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 12 |
| 2003-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4707% | 1,558 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.3156% | 683 |
| Percentage Net Loans Charged-off:Construction & development | 0.0395% | 700 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0571% | 1,261 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 186 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.9760% | 178 |
| Percentage Net Loans Charged-off: Home equity loans | 0.4690% | 167 |
| All other 1-4 family - Percent of loans charged-off, net | 1.2672% | 132 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.6711% | 2,231 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.8798% | 2,711 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,842 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,856 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | 0.0000% | 56 |
| 2003-09-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.3628% | 1,790 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.4373% | 402 |
| Percentage Net Loans Charged-off:Construction & development | 0.0537% | 533 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0788% | 934 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 138 |
| Percentage Net Loans Charged-off: 1-4 family residential | 1.3594% | 108 |
| Percentage Net Loans Charged-off: Home equity loans | 0.6382% | 97 |
| All other 1-4 family - Percent of loans charged-off, net | 1.7891% | 84 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.2115% | 3,082 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.0394% | 2,076 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,741 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,617 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-06-30 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.4489% | 1,378 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.6548% | 241 |
| Percentage Net Loans Charged-off:Construction & development | 0.0311% | 468 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0959% | 700 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 100 |
| Percentage Net Loans Charged-off: 1-4 family residential | 2.1509% | 57 |
| Percentage Net Loans Charged-off: Home equity loans | 0.9737% | 74 |
| All other 1-4 family - Percent of loans charged-off, net | 2.8948% | 44 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.1103% | 3,042 |
| Percentage Net Loans Charged-off: Loans to individuals | 1.3394% | 1,479 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,566 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,407 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2003-03-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.6123% | 899 |
| Percentage Net Loans Charged-off: Total real estate loans | 1.1261% | 125 |
| Percentage Net Loans Charged-off:Construction & development | 0.0000% | 326 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 618 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 56 |
| Percentage Net Loans Charged-off: 1-4 family residential | 4.1226% | 26 |
| Percentage Net Loans Charged-off: Home equity loans | 1.1180% | 61 |
| All other 1-4 family - Percent of loans charged-off, net | 6.0470% | 12 |
| Percentage Net Loans Charged-off: Commercial and industrial | -0.0029% | 7,230 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.1027% | 4,694 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,250 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 993 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2002-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.1758% | 3,968 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0116% | 3,630 |
| Percentage Net Loans Charged-off:Construction & development | -0.0024% | 8,013 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0015% | 1,555 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 189 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0414% | 2,423 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 614 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0652% | 2,032 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.4220% | 3,012 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0156% | 7,091 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 1,947 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,956 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2001-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0021% | 7,707 |
| Percentage Net Loans Charged-off: Total real estate loans | 0.0047% | 3,770 |
| Percentage Net Loans Charged-off:Construction & development | 0.0174% | 769 |
| Percentage Net Loans Charged-off: Commercial real estate | 0.0000% | 1,436 |
| Percentage Net Loans Charged-off: Multi-family residential | 0.0000% | 192 |
| Percentage Net Loans Charged-off: 1-4 family residential | 0.0000% | 3,307 |
| Percentage Net Loans Charged-off: Home equity loans | 0.0000% | 610 |
| All other 1-4 family - Percent of loans charged-off, net | 0.0000% | 3,123 |
| Percentage Net Loans Charged-off: Commercial and industrial | 0.0000% | 4,805 |
| Percentage Net Loans Charged-off: Loans to individuals | 0.0000% | 7,235 |
| Percentage Net Loans Charged-off: Credit card loans | 0.0000% | 2,107 |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | 0.0000% | 1,876 |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 2000-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 7,622 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |
| 1999-12-31 | Rank | |
| Percent of loans charged-off, net | ||
| Net charge-offs to loans | 0.0000% | 7,897 |
| Percentage Net Loans Charged-off: Total real estate loans | NA | NA |
| Percentage Net Loans Charged-off:Construction & development | NA | NA |
| Percentage Net Loans Charged-off: Commercial real estate | NA | NA |
| Percentage Net Loans Charged-off: Multi-family residential | NA | NA |
| Percentage Net Loans Charged-off: 1-4 family residential | NA | NA |
| Percentage Net Loans Charged-off: Home equity loans | NA | NA |
| All other 1-4 family - Percent of loans charged-off, net | NA | NA |
| Percentage Net Loans Charged-off: Commercial and industrial | NA | NA |
| Percentage Net Loans Charged-off: Loans to individuals | NA | NA |
| Percentage Net Loans Charged-off: Credit card loans | NA | NA |
| Percentage Net Loans Charged-off: Other loans to individual | NA | NA |
| Percentage Net Loans Charged-off: All other loans and lease | NA | NA |
| Percentage Net Loans Charged-off:Coml. RE not secured by RE | NA | NA |